The It Factor: The Secret to an Extraordinary Life, From Rags to Riches to Wealth

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    }?} VDN CV IKLVE_

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    M^ FKN Nmvnrxrc|n X~oaclkvcem|

    ^mcvnf \vkvn| ei Kjnrclk

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    }9} VDN CV IKLVE_

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    }0}Lexsrc`dv ?8;; os FnLkrae K- N|grcf`n!M^ FKN Nmvnrxrc|n|! AAL-

    VDN CV IKLVE_! Vdn \nlrnv ve km Ntvrkerfcmkrs Acin! Irej _k`| ve

    _cldn| ve Pnkavd

    Kaa rc`dv| rn|nrynf- Me xkrv ei vdc| x~oaclkvcem jks on rnxref~lnf!

    |vernf cm k rnvrcnyka |s|vnj er vrkm|jcvvnf cm kms ierj er os kms jnkm|

    nanlvremcl! jnldkmclka! xdevelexscm`! rnlerfcm` er evdnrpc|n! pcvde~v

    vdn xrcer prcvvnm xnrjc||cem ei vdn x~oac|dnr! ntlnxv os k rnycnpnr pde

    jks {~evn orcni xk||k`n| cm k rnycnp-

    Lrnkvn\xkln

    C\OM*;

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    }4} VDN CV IKLVE_

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    }3}

    LEM@_KV^AKVCEM\+

    ICMKAAS SE^ lkm kldcnyn |~lln||

    kmf dkxxcmn||+ Ankrm vdn vcjn*vn|vnf

    vnldmc{~n| ve fe*cv*se~r|nai kmf

    b~jx |vkrv se~r mnp acin+ Caa |dep

    se~ ntklvas pdkv se~ mnnf ve fe veon`cm acycm` se~r on|v acin

    MEP+

    KM NTV_KE_FCMK_S

    ACIN KPKCV\ SE^+

    Cv c|js |eanjm onacni vdkv kaa pde

    rnkf kmf xrklvcln vdn xrcmlcxan| cm

    vdc| oeeg pcaa ~mfnr`e k acin ldkm`n

    ei rkfclka xrexervcem|-

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    };8} VDN CV IKLVE_

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    Klgmepanf`jnmvVdc| oeeg c| fnfclkvnf pcvd aeyn ve js on|v ircnmf

    kmf aeynas pcin! Kjkmfk N|grcf`n- Pcvde~v se~rvcrnan|| leaakoerkvcem! nmle~rk`njnmv kmf ~mfnr*

    |vkmfcm` vdc| oeeg pe~af mev on xe||coan- C pe~af on

    rnjc|| mev ve jnmvcem Jc||c! e~r pemfnri~a Serg|dcrn

    Vnrrcnr! pde icaa| e~r acyn| pcvd |e j~ld bes-

    C pe~af acgn ve `cyn k |xnlcka vdkmg| ve js nfcver!

    Gkrnm @cm`nrcld- Pcvd se~r dnax! js yc|cem dk|

    onlejn k rnkacvs-

    C pe~af ka|e acgn ve vdkmg se~! js rnkfnr- Se~r

    fn|crn ve rnkf |~ld k oeeg cv dk| ore~`dv koe~v cv|

    jkmcin|vkvcem- Cv dk| onnm fnaconrkvnas lemfnm|nf ve

    jkgn cv k| nk|s k| xe||coan ve rnkf! lejxrndnmf! kmf

    ~|n- Cv c| js |eanjm onacni vdkv kaa pde rnkf vdc| oeeg

    kmf xrklvcln vdn xrcmlcxan| dnrncm pcaa on`cm ve

    ~mfnr`e k jnvkjerxde|c| ei rkfclka xrexervcem! kmf

    ntxnrcnmln acin onsemf vdncr pcafn|v frnkj|-

    Vdnrn c| me acjcv ve vdn xepnr ei Vdn Cv Iklver!

    Emln se~ x~v cv ve perg ier se~- Me jkvvnr pdkv se~pkmvpdnvdnr cv on aeyn! dkxxcmn||! jemns! xnkln

    ei jcmf er vdn km|pnr ve k xrksnr ier k xreoanj vdkv

    on|nv se~ Vdn Cv Iklver pcaa dnax se~ kldcnyn cv-

    VDNK VDE_

    K be~rmns ei k vde~|kmf jcan| on`cm| pcvd k |cm`an |vnx-

    } Ake*v~

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    };

    Vdn Km|pnr -------90

    Koe~v vdn K~vder -----------93

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    Femv on ieeanf os vdn |cjxaclcvs ei vdc|

    oeeg- C dkyn x~rxe|nas lemfnm|nf cv kmf

    jkfn cv |e |cjxan! nynm k ldcaf lkm ~mfnr*

    |vkmf cv- Pds5C onacnyn vdn ON\V xakm| krn

    vdn \CJXAN\V- C dkyn lrnkvnf k xakm vdkv

    kmsemn lkm {~clgas kmf nk|cas ieaaep|e

    |cjxan vdkv se~ lkm on em se~r pks ve

    acycm` k jern i~aicaacm` acin b~|v jejnmv|

    kivnr rnkfcm` vdc| oeeg-Pnaa! mep cv| vcjn ier se~ ve `nv k acvvan

    cm|c`dv cmve pds C prevn vdc| oeeg! pdkv C

    onacnyn cv lkm fe! kmf pdkv cv lkm jnkm ve

    se~- C |cmlnrnas fn|crn ve fe js xkrv ve

    jkgn vdn peraf k onvvnr xakln-

    Vdn `eka ei Vdn Cv Iklver c| ve vrkm|*

    ierj vdn acyn| ei emn jcaacem xnexan eynr

    vdn mntv icyn snkr|- C pkmv ve dnax xnexan

    b~|v acgn se~ ntxnrcnmln acin onsemf se~rpcafn|v frnkj|+ Cv lkm on femn emn

    xnr|em kv k vcjn- C| vdnrn kms rnk|em vdn

    mntv xnr|em lkmv on se~5

    Se~ pcaa ~mfnr|vkmf vdc| oeeg ve vdn

    ntvnmv vdkv se~ krn pcaacm`- _nkfs5 \vcaa

    cmvnrn|vnf5 Anv| nv |vkrvnf-

    @ef c| fn|crn |nngcm` ntxrn||cem-

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    };9} VDN CV IKLVE_

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    };0}IernperfPdkv! cm se~r excmcem! c| vdn `rnkvn|v

    fc|leynrs ei kaa vcjn5

    Vdn icmfcm` ei fcme|k~r n``| em vdn

    xakcm| ei Jem`eack! akcf|e |lcnmvc|v|

    k||nrv|ejn ;8!888!888 snkr| k`e5 Vdn

    ~mnkrvdcm` ei vdn Vejo ei Gcm` V~v! pcvd

    cv| jkvldan|| |xnlcjnm| ei k os`emn lcycac*

    kvcem5 Vdn rkfceklvcyn vcjn laelg os

    pdcld Xrein||er Akmn ei V~iv| Leaan`n n|vc*

    jkvn| vdn k`n ei vdn nkrvd kv ;!?>8!888!888

    snkr|5 Vdn lejx~vnr5 Vdn kcrxakmn5 Jnm

    pkagcm` em vdn jeem5

    Memev kms ei vdn|n-

    Vdc| c| vdn `rnkvn|v fc|leynrs ei kaa vcjn2

    vdkv nynrs jkm lkm lkaa ~xem vdc| Cv

    Iklver kv pcaa! vdkv cv c| k| j~ld vdn

    |nrykmv ei dc| jcmf k| pk| nynr Kakffcm|ikoanf `nmcn*ei*vdn*akjx7 vdkv dn dk| o~v

    ve ~mfnr|vkmf Cv kmf perg cm dkrjems

    pcvd cv ve `nv irej cv kmsvdcm` dn jks

    fn|crn! dnkavd! dkxxcmn||! rcldn|! er |~lln||-

    }_eonrv Leaacnr

    Vde~`dv| krn o~v `ef| kmf klvcem| xrexdnv|!

    vdn eii|xrcm` vdnrnei krn vdn vdcm`| vdkv frnkj|

    krn jkfn ei-

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    };4} VDN CV IKLVE_

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    };3}Cmvref~lvcem

    Vdn ^mcynr|n c| k fsmkjcl nmnr s |s|vnj

    cm k lem|vkmv |vkvn ei ldkm`n- Nynrsvdcm`

    se~r nsn| |nn c| jkfn ~x ei nmnr`s xkrvc*

    lan| ~mfnr se~r le*lemvrea- \lcnmvcicl nyc*

    fnmln mep xreyn| vdkv se~ lk~|n! er

    le*lk~|n! nynrsvdcm` se~ eo|nryn- Kaa se~

    mnnf ve fe c| ldee|n pdkv se~ fn|crn ve

    jkmcin|v! ldee|n cv pcvd lnrvkcmvs kmflem|c|vnmls! kmf vdc| |cjxan klv pcaa |nv

    cmve jevcem vdn xreln|| ei ldkm`n! fn*

    xnmfcm` em se~r lakrcvs! iel~|! kmf lnr*

    vkcmvs- Acin! cm evdnr perf|! pcaa jnnv se~

    kv se~r xecmv ei ntxnlvkmls-

    Vdc| oeeg c| k lejxcakvcem ei |ejn ei

    vdn `rnkvn|v |nai*dnax lemlnxv| nynr fnyc|nf-

    Vdc| perg fcf mev |e~rln irej cv| k~vder-

    Cmm~jnrkoan ac|v ei kjkcm` xnexan lem*vcm~n ve on js vnkldnr|- Se~r |~lln|| c|

    cv| ~avcjkvn `eka- Vdre~`d vdn xk`n| ei

    vdc| oeeg! se~ pcaa ankrm dep ve lemvrea

    se~r vde~`dv| ~|cm` vcjn*vn|vnf xrcmlcxan|

    |e xepnri~a vdkv se~r acin pcaa cm|vkmvas

    onlejn k jk`mnv ier kvvrklvcm` vdn acin

    se~ dkyn kapks| fn|crnf-

    Ko~mfkmln c| mev |ejnvdcm` C kl{~crn cv c|

    pde C kj-

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    }?8} VDN CV IKLVE_

    Se~ lkm dkyn kmsvdcm` se~ fn|crn2

    pnkavd! k aeycm` rnakvcem|dcx! rkfckmv dnkavd!

    vr~n dkxxcmn||! kmf k acin ei nk|n- Se~ lkm

    dkyn kmsvdcm` se~r dnkrv fn|crn|! emln se~

    ~mfnr|vkmf Cv-

    Ier vdn icr|v vcjn cm dc|vers! ntxnrv|

    irej kaa eynr vdn peraf! cm nynrs jkber

    icnaf |~ld k| rnac`cem! |lcnmln! x|sldeae`s!

    {~kmv~j xds|cl|! jnvkxds|cl|! jnfclcmn!|xcrcv~kacvs! kmf d~jkm xevnmvcka! kaa k`rnn

    vdkv vdnrn c| emas emn pks! emn xreln||! kmf

    emn gns iklver ve lrnkvcm` kmsvdcm` cm se~r

    acin! cmla~fcm` xre|xnrcvs! dkxxcmn||! dnkavd!

    nvl

    Cv c| vdn emas gmepm pks vdkv kmsvdcm`

    dk| nynr onnm lrnkvnf! kmf mep se~ lkm ~|n

    Cv ve lrnkvn se~r dnkrvinav fn|crn|-

    Xnexan acgn Exrkd Pcmirns! Jkrs Gks

    K|d! Fkyn Vdejk|! Ocaa @kvn|! Kmfrnp

    Lkrmn`cn! Jkrvcm A~vdnr Gcm`! Br-! _kaxd

    Pkafe Njnr|em! Korkdkj Acmleam! Dnmrs

    Ierf! B- _elgninaanr! Ncm|vncm! Vdernk~!

    Lea~jo~|! @kacane! @kmfdc! kmf nynm vdn

    O~ffdk kmf Bn|~| dkyn ~|nf Cv ve lrnkvn

    jcrklan| kmf vrkm|ierj vdncr peraf-

    @rnkvmn|| fen| mev lejn irej fecm` ntvrkerfcmkrsvdcm`|7 cv| k os*xref~lv ei fecm` erfcmkrs vdcm`|

    pcvd ntlnaanmln-

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    }?;}

    Ntxnrv| krn mep lkaacm` Cv vdn ynrs

    vdcm` rn|xem|coan ier erc`cmkvcem ei kaa

    vdcm`|! nynrspdnrn- Kmf pcvd Cv! se~

    lkm lrnkvn jcrklan| cm se~r acin-

    Vdc| xepnri~aas cm|xcrcm` oeeg pk|

    ocrvdnf e~v ei js ikjcas| mnnf ier km|pnr|

    kivnr oncm` |lkjjnf e~v ei e~r nmvcrn acin|

    |kycm`|- Dep fe se~ jeyn onsemf vdn

    vnkr| ei onvrkska5 Dep fe se~ jeyn on*semf vdn ae|| ei k frnkj5 Dep fe se~

    jeyn onsemf dkvrnf kmf rn|nmvjnmv5 Cm

    vdc| oeeg! se~ pcaa fc|leynr vdn km|pnr| ve

    vdn|n {~n|vcem| kmf |e jkms jern-

    Pds fe |ejn xnexan |nnj ve |vr~``an

    vdncr pdean acyn| pdcan evdnr| |nnj

    fn|vcmnf ve acyn jern ko~mfkmv acyn|5 Pdkv

    ci se~ le~af nmbes k jern ko~mfkmv acin*

    |vsan pcvde~v |klrciclcm` kmsvdcm` se~ deaffnkr5 Pnaa! se~ lkm+

    Se~r vre~oan| pcaa xrejevn se~! ci se~ deaf ve

    se~r cmvn`rcvs kmf ikcvd cm vdn Kajc`dvs-

    CMV_EF^LVCEM

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    }??} VDN CV IKLVE_

    Se~ krn koe~v ve njokrg em k be~rmns

    vdkv pcaa rkfclkaas vrkm|ierj se~r acin

    iernynr- Os cmlerxerkvcm` vdn xrcmlcxan| cm

    vdc| oeeg ve se~r acin! se~ pcaa on`cm ve vkx

    cmve vdn ~macjcvnf xepnr ei vdn ^mcynr|n-

    Js dnkrvinav fn|crn c| vdkv nkld kmf nynrs

    rnkfnr rnle`mcn| pde dn er |dn c|! pdkv dn

    er |dn lkm kllejxac|d kmf vdkv vdns acyn cv+

    Vdn `rnkvn|v fc|leynrs ei js `nmnrk*

    vcem c| vdkv k d~jkm oncm` lkm kavnr dc|

    acin os kavnrcm` dc| kvvcv~fn| ei jcmf-

    }Pcaackj Bkjn|

    VDN _N\XEM\COCACVS L_NNF

    C kj rn|xem|coan ier dep C |nn-

    Pdkv C |nng c| pdkv C rnlncyn-

    C ldee|n vde|n innacm`| C ntxnrcnmln-

    Pcvdcm js|nai C icmf fnacynrkmln-

    C fnlcfn vde|n `eka| C pcaa kldcnyn-

    Pdkv C pcaa on c| ~x ve jn-

    Kaa vdkv C kj! Cyn k|gnf ier-

    C mnnf emas ve k|g ci C fn|crn jern-

    C kj rn|xem|coan7 C mep ~mfnr|vkmf-

    K| C vdcmg! |e C kj-

    K| se~ vdcmg cm se~r C KJ |vkvnjnmv|! |e se~ krn-

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    }?

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    }?6} VDN CV IKLVE_

    `nmc~| $vdn Pkrrnm O~iinvv ei Kvakmvk#-

    Jr- Bemn| pk| k ldkrc|jkvcl JOK `rkf~kvn

    irej Dkrykrf ^mcynr|cvs pde|n lacnmvnan

    cmla~fnf xrein||cemka kvdanvn|! felver|!

    kvvermns| kmf evdnr dc`d*xreican lacnmvnan cm

    Kvakmvk kmf vdre~`de~v vdn peraf-

    Ve |ks vdn ank|v! acin pk| `eef- Pn pnrn

    acycm` vdn frnkj- Pn nmbesnf k ynrs a~lrk*

    vcyn le~m|nacm`! lekldcm`! vrkcmcm` kmffnynaexjnmv o~|cmn||! kjem`|v e~r evdnr

    o~|cmn|| ynmv~rn|- Pn dkf jcaacem| cm vdn

    okmg! o~|cmn|| pk| `eef! kmf pn vrkynanf

    kv e~r anc|~rn pcvde~v k lkrn cm vdn peraf-

    \e pdkv pnmv prem`5

    Kivnr cmyn|vcm` pcvd Jr- Bemn| ier k

    acvvan eynr k snkr! pn rnlncynf perf vdkv e~r

    nmvcrn acin| |kycm` dkf onnm lankmnf e~v-

    Jr- Bemn| dkf onnm exnrkvcm` k ynrs nakoe*rkvn! ?>8 jcaacem feaakr Xemc |ldnjn!

    fcrnlvas cjxklvcm` eynr >88 cmyn|ver|- Vdn

    jkm pn onacnynf ve on km km`na |nmv irej

    @ef v~rmnf e~v ve on k fnjem irej Dnaa-

    Js pcin akvnr |kcf! Pn dkf onnm oan||nf

    os @ef kmf `kyn cv ve vdn fnyca-

    Dnkynm kmf dnaa krn emn kmf vdn |kjn

    fnxnmfcm` ~xem emn| jnmvka irkjn-

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    ^mfnr Jr- Bemn| |~xxe|nf `~cfkmln!

    pn dkf n|vkoac|dnf k ikjcas vr~|v klle~mv ve

    k||c|v e~r xkrnmv| cm vdncr |nmcer snkr|!

    nm|~rn vdn i~v~rn ei e~r ldcafrnm kmf vdncr

    nf~lkvcem! kmf e~r rnvcrnjnmv- Pn dkf

    oan||nf e~r ikjcas! ircnmf| kmf evdnr|- Pn

    dkf onnm cm vdn xreln|| ei n|vkoac|dcm` k

    ie~mfkvcem cm erfnr ve x~r|~n e~r xdcakm*

    vdrexcl nmfnkyer|- O~v cv pk| kaa eynr- Jr-Bemn| dkf fnirk~fnf ~| ei kaa pn dkf- Dn

    aniv ~| xnmmcan|| kmf jcaacem| ei feaakr| cm

    fnov-

    Pn onacnynf pn dkf xnrierjnf e~r f~n

    fcac`nmln- Dep le~af pn dkyn onnm |e

    prem`5 Pn inav icmkmlckaas yceakvnf! rkxnf

    kmf xcaak`nf- E~r vr~|v dkf onnm onvrksnf-

    Js pcin pe~af eivnm pkgn ~x cm vdn

    jcffan ei vdn mc`dv pcvd vnkr*icaanf nsn|!lrscm` e~v! C DKVN DCJ+ kmf C pe~af

    k||~rn dnr vdkv pn dkf onnm oan||nf emln

    kmf pn pe~af oan||nf k`kcm- E~r |kycm`

    `rkln pk| e~r rnakvcem|dcx pcvd emn kmevdnr!

    pdcld pk| {~clgas nrefcm`-

    Cv c| cjxe||coan ve vdcmg |ejnvdcm` cm vde~`dv

    ierj kmf mev jkmcin|v cv| xds|clka n{~cykanmv cm

    rnkacvs-

    VDN EAF \VE_S

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    }?9} VDN CV IKLVE_

    Js pcin kmf C on`km ve {~krrna eynr vdn

    je|v vrcycka vdcm`|! |~ld k| ankycm` vdn lkx

    eii vdn veevdxk|vn! k fc|d cm vdn |cmg! er ier*

    `nvvcm` ve vkgn e~v vdn fe`- Vdn |cjxan|v

    vdcm`| |nnjnf ve lkvkx~av ~| cmve k lemirem*

    vkvcem ei rk`n-

    Pn ie~mf cv nk|cnr ve kyecf lemynr|cm`

    kave`nvdnr- Vdc| pk| per|n! ei le~r|n!

    onlk~|n e~r ir~|vrkvcem| pnrn b~|v oevvanf~x cm|cfn- Cv fcfmv vkgn j~ld ier ~| ve

    jkgn k je~mvkcm e~v ei k jeandcaa- C dkvnf

    vdn pks pn vrnkvnf nkld evdnr- C le~af mev

    lemvcm~n vdc| fepmpkrf |xcrka-

    C mn`anlvnf js|nai! js jkrrck`n! kmf

    js o~|cmn||! kmf k vrkca ei mn`anlv {~clgas

    ieaaepnf nynrs evdnr k|xnlv ei js acin- Cv

    dk| onnm |kcf! Vdn pks se~ fe kmsvdcm` c|

    vdn pks se~ fe nynrsvdcm`-

    Ier icyn snkr| pn dkf onnm |vr~``acm`

    i~vcanas ve |kyn e~r jkrrck`n! o~|cmn||!

    icmkmln| kmf e~r acyn|- Cv aeegnf kv ak|v k| ci

    e~r ic`dv pk| lejcm` ve k frnkfnf nmf- Kaa

    ei e~r frnkj| |nnjnf ve lejn lr~joacm`

    fepm kre~mf ~|- O~v pn dkf femn nynrs*

    vdcm` pn gmnp ve fe-

    Cjxeynrc|djnmv c| k d~jkm lemfcvcem ei vdn

    jcmf oncm` mncvdnr |xcrcv~ka mer fcycmn-

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    }?0}

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