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Page 1: The Insurance Information Institute IN T E R N AT I O N A ... · WORLD LIFE AND NONLIFE INSURANCE IN 2006 Outside the United States, the insurance industry is divided into life and

200 -

20089

Insurance Information Institute

FACT BOOK

IN T E R N AT I O N A LINSURANCE

The

Page 2: The Insurance Information Institute IN T E R N AT I O N A ... · WORLD LIFE AND NONLIFE INSURANCE IN 2006 Outside the United States, the insurance industry is divided into life and

TotheReader

I.I.I.InternationalInsuranceFactBook2008-09www.internationalinsurance.org

In response to the globalization of the insurance business and the need for readily available data

on world insurance, the Insurance Information Institute produces a Fact Book for international

insurance statistics.

We could not have undertaken this project without help from many organizations that collect

international insurance data. We are especially grateful for the generous assistance of Axco

Insurance Information Services (www.axcoinfo.com), a London-based insurance information

service, and Swiss Re (www.swissre.com), which publishes the international research journal,

sigma. The information included, which covers 89 countries, comes from a variety of other

sources as well. We have attempted to standardize the information as much as possible.

The updated book is presented each year at the annual seminar of the International Insurance

Society (www.iisonline.org)

We hope you find this Fact Book useful.

Robert P. Hartwig, Ph.D., CPCU

President

Insurance Information Institute

110 William Street

New York, NY 10038

212 346-5500

www.iii.org

Page 3: The Insurance Information Institute IN T E R N AT I O N A ... · WORLD LIFE AND NONLIFE INSURANCE IN 2006 Outside the United States, the insurance industry is divided into life and

WorldOverview

I.I.I.InternationalInsuranceFactBook2008-09www.internationalinsurance.org

WORLDLIFEANDNONLIFEINSURANCEPREMIUMS,2004-20061

(Direct premiums written, U.S. $ millions)

Year Nonlife1 Life Total2004 $1,397,522 $1,866,636 $3,264,158

2005 1,442,258 2,003,557 3,445,816

2006 1,514,094 2,209,317 3,723,4121Before reinsurance transactions. 2Includes accident and health insurance.

Source: Swiss Re, sigma database.

THEWORLD’SLEADINGINSURANCECOUNTRIES,20061

(Direct premiums written, U.S. $ millions)

Total premiums

Rank CountryNonlife

premiums2 Life premiums Total amountPercent change from prior year

Percent of total world premiums

1 UnitedStates3 $636,452 $533,649 $1,170,101 5.4% 31.43%

2 Japan4 97,495 362,766 460,261 -3.8 12.36

3 UnitedKingdom 106,676 311,691 418,366 24.5 11.24

4 France 73,262 177,902 251,164 13.7 6.75

5 Germany 109,633 94,911 204,544 3.3 5.49

6 Italy 49,103 89,576 138,679 -4.9 3.72

7 SouthKorea4 28,881 72,298 101,179 18.9 2.72

8 Canada5 48,988 39,212 88,200 13.0 2.37

9 PRChina 25,713 45,092 70,805 17.7 1.90

10 Spain 37,528 28,285 65,813 8.9 1.771Before reinsurance transactions. 2Includes accident and health insurance. 3 Nonlife premiums include state funds; life premiums include an estimate of group prension business. 4April 1, 2006-March 31, 2007. 5Life business expressed in net premiums.

Source: Swiss Re, sigma, No. 4/2007.

WORLDLIFEANDNONLIFEINSURANCEIN2006Outside the United States, the insurance industry is divided into life and nonlife or general insurance rather than life/health and property/casualty. In 2006 world insurance premium volume, for both sectors combined, totaled $3.72 trillion, up 8.1 percent from $3.45 trillion in 2005, according to Swiss Re. On an inflation-adjusted basis, total insurance premiums grew fastest in Africa, up 17.6 percent, followed by Latin America and the Caribbean, up 11.6 percent, Europe, up 7.5 percent, Asia, up 3.8 percent, North America, up 2.2 percent and Oceania (Australia, New Zealand and other islands), also up 2.2 percent. Inflation-adjusted premiums grew 16.3 percent in emerging markets and 4.0 percent in industrialized countries. In 2006 life and nonlife insurance premiums (excluding cross-border business) accounted for 16.5 percent of gross domestic product (GDP) in the United Kingdom, the highest share in the Swiss Re study, followed by 16.0 percent in South Africa. Premiums represented 8.8 percent of GDP in the United States.

Page 4: The Insurance Information Institute IN T E R N AT I O N A ... · WORLD LIFE AND NONLIFE INSURANCE IN 2006 Outside the United States, the insurance industry is divided into life and

WORLDOVERVIEW

I.I.I.InternationalInsuranceFactBook2008-09www.internationalinsurance.org

LIFEANDNONLIFEINSURANCEPREMIUMS,2006(Direct premiums written, U.S. $ millions)

Total premiums

Country Nonlife premiums1 Life premiums Amount Percent of total world premiums

Algeria $586 $39 $625 0.02%

Angola 624 63 687 0.02

Argentina 3,918 1,713 5,632 0.15

Australia2 24,274 28,287 52,561 1.41

Austria 10,549 9,018 19,568 0.53

Bangladesh 120 255 375 0.01

Belgium 12,807 25,081 37,889 1.02

Brazil 16,691 13,699 30,390 0.82

Bulgaria 673 102 774 0.02

Canada3 48,988 39,212 88,200 2.37

Chile 1,806 2,898 4,704 0.13

China,People’sRepublicof 25,713 45,092 70,805 1.90

Colombia 2,253 947 3,200 0.09

CostaRica 390 34 423 0.01

Croatia 1,030 373 1,403 0.04

Cyprus 421 345 766 0.02

CzechRepublic 3,221 2,083 5,304 0.14

Denmark 7,791 15,471 23,262 0.62

DominicanRepublic 432 67 499 0.01

Ecuador 530 86 616 0.02

Egypt4 487 356 843 0.02

ElSalvador 270 115 386 0.01

Estonia 251 124 375 0.01

Finland 4,081 15,227 19,308 0.52

France 73,262 177,902 251,164 6.75

Germany 109,633 94,911 204,544 5.49

Greece 2,587 2,856 5,442 0.15

HongKong 2,361 17,482 19,842 0.53

Hungary 1,853 1,936 3,789 0.10

Iceland 360 44 404 0.01

India5 5,812 37,220 43,032 1.16

(tablecontinues)

Page 5: The Insurance Information Institute IN T E R N AT I O N A ... · WORLD LIFE AND NONLIFE INSURANCE IN 2006 Outside the United States, the insurance industry is divided into life and

WORLDOVERVIEW

I.I.I.InternationalInsuranceFactBook2008-09www.internationalinsurance.org

LIFEANDNONLIFEINSURANCEPREMIUMS,2006(Cont’d)(Direct premiums written, U.S. $ millions)

Total premiums

Country Nonlife premiums1 Life premiums Amount Percent of total world premiums

Indonesia $2,027 $2,822 $4,849 0.13%

Iran6 2,632 186 2,818 0.08

Ireland 9,950 37,331 47,281 1.27

Israel 4,107 3,647 7,754 0.21

Italy 49,103 89,576 138,679 3.72

Jamaica 308 186 494 0.01

Japan5 97,495 362,766 460,261 12.36

Jordan 311 36 347 0.01

Kazakhstan 614 13 627 0.02

Kenya 406 186 592 0.02

Kuwait 515 113 628 0.02

Latvia 332 28 360 0.01

Lebanon 447 209 656 0.02

Liechtenstein 132 5,256 5,388 0.14

Lithuania 362 164 526 0.01

Luxembourg 1,895 14,585 16,480 0.44

Malaysia5 2,656 4,881 7,537 0.20

Mexico 8,258 6,814 15,072 0.40

Morocco 1,206 469 1,675 0.04

Namibia 151 358 509 0.01

Netherlands7 28,762 33,907 62,669 1.68

NewZealand 4,696 874 5,570 0.15

Nigeria 605 112 716 0.02

Norway 6,910 9,339 16,249 0.44

Oman 312 37 349 0.01

Pakistan 574 375 949 0.03

Panama 306 168 474 0.01

Peru 598 485 1,083 0.03

Philippines 641 1,110 1,751 0.05

Poland 6,153 5,793 11,947 0.32

Portugal 5,625 12,054 17,679 0.47

(tablecontinues)

Page 6: The Insurance Information Institute IN T E R N AT I O N A ... · WORLD LIFE AND NONLIFE INSURANCE IN 2006 Outside the United States, the insurance industry is divided into life and

WORLDOVERVIEW

I.I.I.InternationalInsuranceFactBook2008-09www.internationalinsurance.org

LIFEANDNONLIFEINSURANCEPREMIUMS,2006(Cont’d)(Direct premiums written, U.S. $ millions)

Total premiums

Country Nonlife premiums1 Life premiums Amount Percent of total world premiums

Qatar $548 $26 $573 0.02%

Romania 1,638 405 2,044 0.05

Russia 20,932 571 21,504 0.58

SaudiArabia 1,571 19 1,590 0.04

Serbia 517 57 574 0.02

Singapore 3,695 7,080 10,776 0.29

Slovakia 1,116 704 1,820 0.05

Slovenia 1,486 678 2,164 0.06

SouthAfrica3 7,624 33,106 40,731 1.09

SouthKorea5 28,881 72,298 101,179 2.72

Spain 37,528 28,285 65,813 1.77

SriLanka 268 177 444 0.01

Sweden 9,150 20,032 29,182 0.78

Switzerland 18,395 23,363 41,758 1.12

Taiwan 10,318 41,245 51,562 1.38

Thailand 3,241 3,887 7,128 0.19

TrinidadandTobago 333 922 1,255 0.03

Tunisia 550 54 604 0.02

Turkey 5,645 972 6,618 0.18

Ukraine 2,649 89 2,739 0.07

UnitedArabEmirates 2,308 418 2,726 0.07

UnitedKingdom 106,676 311,691 418,366 11.24

UnitedStates8 636,452 533,649 1,170,101 31.43

Uruguay 278 58 336 0.01

Venezuela 4,724 162 4,886 0.13

Vietnam 419 518 937 0.031Includes accident and health insurance. 2Nonlife insurance: July 1, 2005-June 30, 2006. 3Life business expressed in net premiums. 4July 1, 2005-June 30, 2006. 5April 1, 2006-March 31, 2007. 6March 21, 2006-March 20, 2007. 7Nonlife insurance is gross premiums including a small amount of reinsurance premiums. 8Life premiums include an estimate of group pension premiums. Nonlife insurance includes state funds.

Source: Swiss Re, sigma, No. 4, 2007.

Page 7: The Insurance Information Institute IN T E R N AT I O N A ... · WORLD LIFE AND NONLIFE INSURANCE IN 2006 Outside the United States, the insurance industry is divided into life and

WORLDOVERVIEW

I.I.I.InternationalInsuranceFactBook2008-09www.internationalinsurance.org

Country Population in 20071

Gross domestic product2

(U.S. $ billions)

Algeria 33,333,216 $268.9

Angola 12,263,596 81.0

Argentina 40,301,927 523.7

Australia 20,434,176 766.8

Austria 8,199,783 319.7

Bangladesh 150,448,339 209.2

Belgium 10,392,226 378.9

Bermuda 66,163 4.53

Brazil 190,010,647 1,838.0

Bulgaria 7,322,858 86.7

Canada 33,390,141 1,274.0

Chile 16,284,741 234.4

China,People’sRepublicof 1,321,851,888 7,043.0

Colombia 44,379,598 320.4

CostaRica 4,133,884 56.0

Croatia 4,493,312 69.4

Cyprus 788,457 21.4

CzechRepublic 10,228,744 249.1

Denmark 5,468,120 204.6

DominicanRepublic 9,365,818 85.4

Ecuador 13,755,680 98.3

Egypt 80,335,036 431.9

ElSalvador 6,948,073 36.0

Estonia 1,315,912 29.4

Finland 5,238,460 185.9

France 64,057,790 2,067.0

Germany 82,400,996 2,833.0

Greece 10,706,290 326.4

HongKong 6,980,412 293.4

Hungary 9,956,108 194.2

Iceland 301,931 11.9

Country Population in 20071

Gross domestic product2

(U.S. $ billions)

India 1,129,866,154 $2,965.0

Indonesia 234,693,997 845.6

Iran 65,397,521 852.6

Ireland 4,109,086 187.5

Israel 6,426,679 184.9

Italy 58,147,733 1,800.0

Jamaica 2,780,132 13.5

Japan 127,433,494 4,346.0

Jordan 6,053,193 28.2

Kazakhstan 15,284,929 161.5

Kenya 36,913,721 57.7

Kuwait 2,505,559 138.6

Latvia 2,259,810 40.0

Lebanon 3,925,502 40.7

Liechtenstein 34,247 1.84

Lithuania 3,575,439 59.6

Luxembourg 480,222 38.8

Malaysia 24,821,286 357.9

Mexico 108,700,891 1,353.0

Morocco 33,757,175 127.0

Namibia 2,055,080 10.7

Netherlands 16,570,613 638.9

NewZealand 4,115,771 112.6

Nigeria 135,031,164 294.8

Norway 4,627,926 257.4

Oman 3,204,897 61.2

Pakistan 164,741,924 446.1

Panama 3,242,173 29.1

Peru 28,674,757 217.5

Philippines 91,077,287 298.9

Poland 38,518,241 624.6

(tablecontinues)

POPULATIONANDGROSSDOMESTICPRODUCTBYCOUNTRY,2007

Page 8: The Insurance Information Institute IN T E R N AT I O N A ... · WORLD LIFE AND NONLIFE INSURANCE IN 2006 Outside the United States, the insurance industry is divided into life and

WORLDOVERVIEW

I.I.I.InternationalInsuranceFactBook2008-09www.internationalinsurance.org

Country Population in 20071

Gross domestic product2

(U.S. $ billions)

Portugal 10,642,836 $232.0

Qatar 907,229 57.7

Romania 22,276,056 246.7

Russia 141,377,752 2,076.0

SaudiArabia 27,601,038 572.2

Serbia 10,150,265 56.9

Singapore 4,553,009 222.7

Slovakia 5,447,502 107.6

Slovenia 2,009,245 54.8

SouthAfrica 43,997,828 467.6

SouthKorea 49,044,790 1,206.0

Spain 40,448,191 1,362.0

SriLanka 20,926,315 83.2

Sweden 9,031,088 333.1

Switzerland 7,554,661 300.9

Taiwan 22,858,872 690.1

Country Population in 20071

Gross domestic product2

(U.S. $ billions)

Thailand 65,068,149 $519.9

TrinidadandTobago 1,056,608 22.9

Tunisia 10,276,158 77.2

Turkey 71,158,647 667.7

Ukraine 46,299,862 321.3

UnitedArabEmirates 4,444,011 145.8

UnitedKingdom 60,776,238 2,147.0

UnitedStates 301,139,947 13,860.0

Uruguay 3,460,607 37.1

Venezuela 26,023,528 335.0

Vietnam 85,262,356 222.51As of July 2007.2Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.32004 data.42006 data.

Source: U.S. Central Intelligence Agency.

POPULATIONANDGROSSDOMESTICPRODUCTBYCOUNTRY,2007(Cont’d)

Page 9: The Insurance Information Institute IN T E R N AT I O N A ... · WORLD LIFE AND NONLIFE INSURANCE IN 2006 Outside the United States, the insurance industry is divided into life and

I.I.I.InternationalInsuranceFactBook2008-09www.internationalinsurance.org

WorldRankings

TOPTENGLOBALINSURANCECOMPANIESBYREVENUES,20061

($ millions)

Rank Company Revenues2 Country Industry

1 INGGroup $158,274 Netherlands Life/health

2 AXA 139,738 France Life/health

3 Allianz 125,346 Germany Property/casualty

4 AmericanInternationalGroup 113,194 U.S. Property/casualty

5 AssicurazioniGenerali 101,811 Italy Life/health

6 BerkshireHathaway 98,539 U.S. Property/casualty

7 Aviva 83,487 U.K. Life/health

8 Prudential 66,134 U.K. Life/health

9 ZurichFinancialServices 65,000 Switzerland Property/casualty

10 StateFarmInsuranceCos. 60,528 U.S. Property/casualty1Based on an analysis of companies in the Global Fortune 500. Includes stock and mutual companies.2Revenues include premium and annuity income, investment income and capital gains or losses, but exclude deposits; includes consolidated subsidiaries, excludes excise taxes.

Source: Fortune.

TOPTENGLOBALPROPERTY/CASUALTYINSURANCECOMPANIESBYREVENUES,20061

($ millions)

Rank Company Revenues2 Country

1 Allianz $125,346 Germany

2 AmericanInternationalGroup 113,194 U.S.

3 BerkshireHathaway 98,539 U.S.

4 ZurichFinancialServices 65,000 Switzerland

5 StateFarmInsuranceCos. 60,528 U.S.

6 MunichReGroup 58,183 Germany

7 MilleaHoldings 36,067 Japan

8 Allstate 35,796 U.S.

9 SwissReinsurance 32,118 Switzerland

10 HartfordFinancialServices 26,500 U.S.1Based on an analysis of companies in the Global Fortune 500. Includes stock and mutual companies.2Revenues include premium and annuity income, investment income and capital gains or losses, but exclude deposits; includes consolidated subsidiaries, excludes excise taxes.

Source: Fortune.

Page 10: The Insurance Information Institute IN T E R N AT I O N A ... · WORLD LIFE AND NONLIFE INSURANCE IN 2006 Outside the United States, the insurance industry is divided into life and

WORLDRANKINGS

I.I.I.InternationalInsuranceFactBook2008-09www.internationalinsurance.org

TOPTENGLOBALLIFE/HEALTHINSURANCECOMPANIESBYREVENUES,20061

($ millions)

Rank Company Revenues2 Country

1 INGGroup $158,274 Netherlands

2 AXA 139,738 France

3 AssicurazioniGenerali 101,811 Italy

4 Aviva 83,487 U.K.

5 Prudential 66,134 U.K.

6 NipponLifeInsurance 56,624 Japan

7 CNPAssurances 55,584 France

8 MetLife 53,275 U.S.

9 Aegon 45,939 Netherlands

10 Dai-ichiMutualLifeInsurance 40,146 Japan1Based on an analysis of companies in the Global Fortune 500. Includes stock and mutual companies.2Revenues include premium and annuity income, investment income and capital gains or losses, but exclude deposits; includes consolidated subsidiaries, excludes excise taxes.

Source: Fortune.

• In2007global

reinsurancepremium

writtentotaled

$168.0billion,up9.8

percentfrom$153.1

billionin2006,

accordingtoStandard

&Poor’s.

TOPTENGLOBALREINSURERSBY

NETREINSURANCEPREMIUMSWRITTEN,2006($ millions)

Rank CompanyNet reinsurance

premiums written Country

1 MunichRe $25,432.7 Germany

2 SwissRe1 23,841.1 Switzerland

3 BerkshireHathawayRe 11,576.0 U.S.

4 HannoverRe 9,353.5 Germany

5 Lloyd’s 8,445.3 U.K.

6 SCOR2 4,885.2 France

7 ReinsuranceGroupofAmericaInc. 4,343.0 U.S.

8 EverestRe 3,875.7 Bermuda

9 PartnerRe 3,689.5 Bermuda

10 TransatlanticHoldingsInc. 3,633.4 U.S.1Does not reflect full year premiums for GE Insurance Solutions Corp., acquired June 2006.2Based on a pro forma consolidation of SCOR and Revios, acquired in 2006.

Source: Standard & Poors.

Page 11: The Insurance Information Institute IN T E R N AT I O N A ... · WORLD LIFE AND NONLIFE INSURANCE IN 2006 Outside the United States, the insurance industry is divided into life and

WORLDRANKINGS

I.I.I.InternationalInsuranceFactBook2008-09www.internationalinsurance.org

TOPTENGLOBALINSURANCEBROKERSBYREVENUES,2006($ millions)

Rank Company Brokerage revenues1 Country

1 Marsh&McLennanCos.Inc. $10,474.0 U.S.

2 AonCorp. 6,709.0 U.S.

3 WillisGroupHoldingsLtd. 2,341.0 U.K.

4 ArthurJ.Gallagher&Co. 1,437.8 U.S.

5 WellsFargoInsuranceServicesInc. 1,008.7 U.S.

6 Brown&BrownInc. 864.7 U.S.

7 JardineLloydThompsonGroupplc 847.0 U.K.

8 BB&TInsuranceServicesInc. 842.3 U.S.

9 HilbRogal&HobbsCo. 696.0 U.S.

10 LocktonCos.L.L.C. 657.2 U.S.1Gross revenues generated by insurance brokerage, consulting and related services.

Source: Business Insurance, July 16, 2007.

Page 12: The Insurance Information Institute IN T E R N AT I O N A ... · WORLD LIFE AND NONLIFE INSURANCE IN 2006 Outside the United States, the insurance industry is divided into life and

WORLDRANKINGS

I.I.I.InternationalInsuranceFactBook2008-09www.internationalinsurance.org

THE20MOSTCOSTLYWORLDINSURANCELOSSES,20071

($ millions)

Rank Date Location EventInsured loss in

U.S. dollars

1 Jan.18Germany,U.K.,Netherlands,Belgiumetal.

WinterstormKyrillwithwindsupto190km/h;floods $6,097

2 Jun.25 U.K. Floodscausedbyheavyrain 2,488

3 Jul.20 U.K. Floodscausedbyheavyrain 1,991

4 Apr.13 U.S. Storm,rain,hail,floods 1,568

5 Oct.21 U.S. WitchurbanforestfiresinCalifornia 1,100

6 Jun.7 AustraliaStormwithwindsupto125km/h,rain;floods 957

7 Jun.6 Oman,Iran,GulfofOmanCycloneGonuwithwindsupto170km/h 649

8 Aug.23 U.S. Thunderstorms,hail;floods 500

9 Mar.1 U.S. Storms,tornadoes,hail 500

10 Jan.31 IndonesiaTorrentialrain;70%ofcityofJakartaflooded 450

11 Aug.16Jamaica,Mexico,Martiniqueetal.

HurricaneDeanwithwindsupto230km/h 450

12 Oct.28 Mexico Floodscausedbyheavyrain,storms 450

13 Aug.29 JapanTyphoonFitow/No.9withwindsupto140km/h 350

14 Dec.9 U.S.Winterstorm,freezingrain,snow;powerfailure 340

15 Aug.8 Switzerland,Italy,Germany Heavyrain,floods,landslides 300

16 Jul.16 Japan Niigataearthquake(magnitude6.6) 300

17 Jun.15 U.K. Floodscausedbyheavyrain 299

18 May4 U.S. Tornadoes,thunderstorms,hail 260

19 Mar.2 Japan Explosionandfireatchemicalplant NA

20 Dec.21 SpaceLossofheliumpressureatRascom-QAF1satellite NA

1Property and business interruption losses, excluding life and liability losses.Note: Loss data shown here may differ from figures shown elsewhere for the same event due to revisions in loss estimates.NA=Data not available.

Source: Swiss Re, sigma, No. 1/2008; ISO, insured losses for natural catastrophes in the United States.

Page 13: The Insurance Information Institute IN T E R N AT I O N A ... · WORLD LIFE AND NONLIFE INSURANCE IN 2006 Outside the United States, the insurance industry is divided into life and

WORLDRANKINGS

I.I.I.InternationalInsuranceFactBook2008-09www.internationalinsurance.org

THETENMOSTCOSTLYWORLDINSURANCELOSSES,1970-20071

($ millions)

Rank Date Country EventInsured loss in

2007 U.S. dollars2

1 Aug.25,2005

HurricaneKatrina;floods,damsburst,damagetooilrigs

U.S.,GulfofMexico,Bahamas,NorthAtlantic $68,515

2 Aug.23,1992 HurricaneAndrew;floods U.S.,Bahamas 23,654

3 Sep.11,2001

TerroristattacksonWTC,Pentagonandotherbuildings U.S. 21,999

4 Jan.17,1994Northridgeearthquake(magnitude6.6) U.S. 19,593

5 Sep.2,2004HurricaneIvan;damagetooilrigs U.S.,Carribean:Barbadosetal. 14,115

6 Oct.19,2005HurricaneWilma;torrentialrain,floods U.S.,Mexico,Jamaica,Haitietal. 13,339

7 Sep.20,2005HurricaneRita;floods,damagetooilrigs U.S.,GulfofMexico,Cuba 10,704

8 Aug.11,2004 HurricaneCharley U.S.,Cuba,Jamaicaetal. 8,840

9 Sep.27,1991 TyphoonMireille/No.19 Japan 8,599

10 Sep.15,1989 HurricaneHugo US,PuertoRicoetal. 7,6501Property and business interruption losses, excluding life and liability losses. Includes flood losses in the United States insured via the National Flood Insurance Program.2Adjusted to 2007 dollars by Swiss Re.

Note: Loss data shown here may differ from figures shown elsewhere for the same event due to differences in the date of publication, the geographical area covered and other criteria used by organizations collecting the data.

Source: Swiss Re, sigma, No. 1/2008.

Page 14: The Insurance Information Institute IN T E R N AT I O N A ... · WORLD LIFE AND NONLIFE INSURANCE IN 2006 Outside the United States, the insurance industry is divided into life and

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

Country Profiles

Page 15: The Insurance Information Institute IN T E R N AT I O N A ... · WORLD LIFE AND NONLIFE INSURANCE IN 2006 Outside the United States, the insurance industry is divided into life and

Algeria

ASSOCIATION: LeConseilNationaldesAssurances (CAN) 30LotissementduVald’Hydra lotno50 Hydra Tel:(213)37-46-18 Fax:(213)37-21-60 www.cna.dzCURRENCY: Algeriandinar(DZD)EXCHANGE RATES: AlgeriandinarsperU.S.dollar— 69.9(2007),72.647(2006), 73.276(2005),72.061(2004), 77.395(2003)

REGULATORY BODY: DirectiondesAssurances DirectionGeneraleduTresor MinisteredesFinances CiteMalki Alger Tel:(213)021-59-53-92 Fax:(213)021-59-53-70

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $711 (U.S.$millions)Nonlife premiums: 666Life premiums: 44

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION33,333,216(est.July2007)

GDP*$268billion(est.July2007)

LEADING NONLIFE INSURANCE COMPANIES, 2005

Gross written premiumsCompany DZD Mn USD Mn

SAA 12,532.0 173.9

CAAT 7,392.0 102.6

CAAR 6,255.0 86.8

CNMA 4,300.0 59.7

TRUST 2,991.0 41.5

CASH 2,246.0 31.2

CIAR 1,851.0 25.7

2A 1,511.0 21.0

GAM 1,499.0 20.8

Al-Baraka 653.0 9.1

LEADING LIFE INSURANCE COMPANIES, 2003

Gross written premiumsCompany DZD Mn USD Mn

SAA 560.2 7.8

CAAR 286.3 4.0

CAAT 215.4 3.0

CIAR 161.2 2.2

2a 90.3 1.3

AlRayane 26.4 0.4

Trust 25.0 0.4

GAM 18.1 0.3

CASH 4.2 0.1

AlBaraka 2.8 0.0

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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Angola

ASSOCIATION: InstitutodeSupervisaodeSeguros RuaConegoManuelDasNeves,234 EdificioNovodaEdel,12Piso Cxpostal2795 Luanda Tel:(244)222-444084 Fax:(244)222-444082

CURRENCY: kwanza(AOA)

EXCHANGE RATES: kwanzaperU.S.dollar—76.6(2007), 80.4(2006),88.6(2005),83.541(2004), 74.606(2003)

REGULATORY BODY: InstitutodeSupervisãodeSeguros Avenida4deFevereiro,no.127 CP5778 Luanda Tel:(244)2-336-493 Fax:(244)2-399-905

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $949 (U.S.$millions)Nonlife premiums: 936Life premiums: 12

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION12,263,596(est.July2007)

GDP*$81billion(est.July2007)

LEADING NONLIFE INSURANCE COMPANIES, 2003

Gross written premiums Company AOA Mn USD Mn

ENSASegurosdeAngola 9,976.8 133.7

AAASeguros 7,819.5 104.8

LEADING LIFE INSURANCE COMPANIES

Datanotavailable.

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company ARS Mn USD Mn

FederacionPatronal 819.5 282.2

MapfreArgentina 663.5 228.5

CajaSeguros 580.8 200.0

Meridional 570.2 196.4

HSBCBuenosAires 525.8 181.1

Sancor 414.1 142.6

SanCristobal 379.4 130.7

SegundaCSL 340.6 117.3

PrevencionArt 301.3 103.8

ConsolidarArt 284.4 98.0

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany ARS Mn USD Mn

HSBCNYLifeRetiro 289.2 94.7

OrigenesRetiro 273.8 89.6

HSBCNYLifeVida 269.1 88.1

InternacionalVida 262.0 85.8

NacionVida 227.2 74.4

ConsolidarVida 213.0 69.7

CajaSeguros 211.5 69.3

MetropolitanLife 168.7 55.2

SanCristobalRetiro 153.0 50.1

ZurichLife 152.4 49.9

Argentina

ASSOCIATION: AsociacionArgentinadeCompaniasdeSeguros

25deMayo565 1002BuenosAires Tel:(54)4312-7790 Fax:(54)4312-6300 www.aacrsa.org.ar

CURRENCY: Argentinepeso(ARS)

EXCHANGE RATES: ArgentinepesosperU.S.dollar— 3.1105(2007),3.0543(2006), 2.9037(2005),2.9233(2004), 2.9006(2003)

REGULATORY BODY: SuperintendenciadeSegurosdelaNacion

Av.JulioA.Roca721 1067BuenosAires Tel:(54)11-4338-4000 Fax:(54)11-4331-3852

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $6,315 (U.S.$millions)Nonlife premiums: 4,471Life premiums: 1,844

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION40,301,927(est.July2007)

GDP*$523.7billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany AUD Mn USD Mn

InsuranceAustralia 2,732.0 2,005.3

VeroInsurance 2,661.6 2,108.0

QBEInsurance(Australia) 2,587.3 1,949.3

AllianzAustralia 2,309.1 1,739.7

CGU 1,909.4 1,438.6

InsuranceManufacturers 1,991.2 1,554.3

GIOGeneral 1,454.3 1,500.2

AustralianAss.MotorInsurers 1,491.9 1,124.0

SuncorpMetwayInsurance 1,195.7 900.9

ZurichAustralian 851.0 641.1

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany AUD Mn USD Mn

AMP 11,438.0 8,612.8

MLC 7,477.0 5,630.2

INGAustralia 6,206.0 4,673.1

Commonwealth/Colonial 2,331.0 1,755.2

BT/Westpac 2,184.0 1,644.6

AXA 1,736.0 1,307.2

MacquarieLife 952.0 716.9

TOWERLife 843.0 634.8

Promina 703.0 529.4

Suncorp 632.0 475.9

Australia

ASSOCIATION: InsuranceCouncilofAustralia Level3 56PittStreet Sydney Tel:(61)9253-5100 Fax:(61)9253-5111

CURRENCY: Australiandollar(AUD)

EXCHANGE RATES: AustraliandollarsperU.S.dollar —1.2137(2007),1.3285(2006), 1.3095(2005),1.3598(2004), 1.5419(2003)

REGULATORY BODY: AustralianPrudentialRegulation Authority(APRA) Level26,400GeorgeStreet Sydney,NSW2000 Tel:(61)2-9210-3000 Fax:(61)2-921,0-3411

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $62,233(U.S.$millions)Nonlife premiums: 27,508Life premiums: 34,725

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION20,434,176(est.July2007)

GDP*$766.8billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company EUR Mn USD Mn

Generali 1,217.5 1,514.1

WienerStadische 953.4 1,185.6

UNIQASach 920.6 1,144.9

AllianzElementar 869.0 1,080.8

Donau 442.5 550.3

Zurich 310.1 385.7

Grazer 296.2 368.3

Oberosterreichische 234.2 291.2

Niederosterreichische 185.4 230.5

Wustenrot 161.0 200.2

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany EUR Mn USD Mn

WienerStadtische 1,134.9 1,423.8

SparkassenVersicherung 844.7 1,059.7

GeneraliVersicherung 683.8 857.9

Raiffeisen 663.7 832.7

UNIQAPersonenvers 431.0 540.7

AllianzElementarLeben 418.1 524.5

Wustenrot 359.2 450.6

FinanceLife 349.8 438.9

Union 349.1 438.0

Donau 231.3 290.2

Austria

ASSOCIATION: AustrianInsuranceAssociation Verbandder

VersicherungsunternehmenOesterreichs

1030Vienna Schwarzenbergplatz7 Tel:(43)1-711-56-0 Fax:(43)1-711-56-270 www.vvo.at

CURRENCY: euro(EUR)

EXCHANGE RATES: eurosperU.S.dollar—0.7345(2007), 0.7964(2006),0.8041(2005), 0.8054(2004),0.886(2003)

REGULATORY BODY: SupervisoryAuthority BundesministeriumfuerFinanzen 1020Wien Praterstrasse23 Tel:(43)1-249-59-00

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $21,748(U.S.$millions)Nonlife premiums: 11,875Life premiums: 9,873

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION8,199,783(est.July2007)

GDP*$319.7billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2005

Gross written premiums Company BDT Mn USD Mn

SadharanBimaCorporation 886.1 13.8

Pragati 632.1 9.8

GreenDelta 631.2 9.8

Reliance 623.7 9.7

Phoenix 307.1 4.8

BangladeshGeneral 272.2 4.2

Peoples 259.7 4.0

Pioneer 245.1 3.8

Rupali 239.1 3.7

Eastland 200.1 3.1

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany BDT Mn USD Mn

AmericanLife 6,022.9 87.3

NationalLife 3,160.8 45.8

DeltaLife 3,034.6 44.0

PopularLife 2,251.3 32.6

JibanBimaCorporation 2,233.5 32.4

FareastIslamiLife 1,728.9 25.1

MeghnaLife 1,484.5 21.5

SandhaniLife 1,351.9 19.6

PadmaLife 860.2 12.5

HomelandLife 755.6 11.0

Bangladesh

ASSOCIATION: BangladeshInsuranceAssociation ChamberBuilding 122/124MotijheelCommercialCentre Dhaka1000 Tel:(880)955-7330 Fax:(880)955-7330

CURRENCY: taka(BDT)

EXCHANGE RATES: takaperU.S.dollar—69.893(2007), 69.031(2006),64.328(2005), 59.513(2004),58.15(2003)

REGULATORY BODY: ChiefControllerofInsurance DepartmentofInsurance MinistryofCommerce SadharanBimaBhaban-2 139MothijheelCommercialArea Dhaka1000 Tel:(880)2-956-5548 Fax:(880)2-956-5056

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $453(U.S.$millions)Nonlife premiums: 145Life premiums: 309

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION150,448,339(est.July2007)

GDP*$209.2billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company EUR Mn USD Mn

AxaBelgium 1,463.2 1,835.6

FortisInsuranceBelgium 1,239.3 1,554.8

EthiasGemeenrecht 736.8 924.4

KBCVerzekeringen 678.6 851.3

Winterthur-Europe 528.3 662.7

DexiaInsuranceBelgium 331.4 415.7

ING 319.2 400.5

AGFBelgium 322.3 404.4

MercatorVerzekeringen 299.4 375.6

DKVBelgium 286.4 359.3

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany EUR Mn USD Mn

FortisInsurance 5,474.2 6,867.7

KBCAssurances 2,764.0 3,467.5

ETHIASVie 2,604.4 3,267.4

AXABelgium 2,573.7 3,228.8

DEXIAInsurance 1,903.6 2,388.2

ING 1,390.1 1,744.0

AGFBelgium 604.0 757.7

SwissLifeBelgium 416.8 522.9

DeltaLloydLife 308.9 387.5

GeneraliBelgium 300.8 377.4

Belgium

ASSOCIATION: InsuranceCompanyAssociation Assuralia Maisondel’Assurance SquaredeMeeus29 B-1000Bruxelles Tel:(32)547-56-11 Fax:(32)547-56-01 www.assuralia.be

CURRENCY: euro(EUR)

EXCHANGE RATES: eurosperU.S.dollar—0.7345(2007), 0.7964(2006),0.8041(2005), 0.8054(2004),0.886(2003)

REGULATORY BODY: InsuranceSupervisoryAuthority CommissionBancaireFinanciereet

desAssurances(CBFA) RueduCongres10-16 B-1000Bruxelles Tel:(32)2-220-5211

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $45,841(U.S.$millions)Nonlife premiums: 14,683Life premiums: 31,157

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION10,392,226(est.July2007)

GDP*$378.9billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Earned premiumsCompany USD Mn

ACELimited 11,825.1

XLCapitalLtd 6,691.9

PartnerReLtd. 3,667.3

ArchCapitalGroupLtd. 3,081.7

AXISCapitalHoldings

Limited 2,694.3

AspenInsuranceHoldingsLtd. 1,677.0

EnduranceSpecialty

HoldingsLtd. 1,638.6

RenaissanceReHoldingsLtd. 1,529.8

EverestReinsurance(Bermuda),Ltd. 1,384.4

CatlinGroupLimited 1,325.9

LEADING LIFE INSURANCE COMPANIES

Datanotavailable.

Bermuda

ASSOCIATION: BermudaMarketInformationOffice 48CedarAvenue POBoxHM2911 HamiltonHMLX Tel:(441)292-9829 Fax:(441)295-3532 www.bermuda-insurance.org

CURRENCY: Bermudiandollar(BMD)

EXCHANGE RATES: BermudiandollarperU.S.dollar— 1.0000(fixedratepeggedtothe U.S.dollar)

REGULATORY BODY: SupervisorofInsurance BermudaMonetary BurnabyHouse 26BurnabyStreet HamiltonHM11 Tel:(441)295-5278 Fax:(441)292-7471

GROSS PREMIUMS WRITTEN, 2005

Total premiums: $100,682(U.S.$millions)

Source: Bermuda Monetary Authority (premium data); Deloitte Bermuda Insurance Survey (leading companies); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION66,163(est.July2007)

GDP*$4.5billion(est.2004)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company BRL Mn USD Mn

BradescoAuto 2,672.4 1,228.7

UnibancoAIGSeguros 2,670.0 1,227.6

PortoSeguroCIA 2,611.7 1,200.8

Itau 1,965.5 903.7

SulAmerica 1,871.0 860.2

MapfreVeraCruz 1,468.5 675.2

TokioMarine 1,025.8 471.6

AGFBrasil 1,112.7 511.6

Brasilveiculos 860.4 395.6

Caixa 928.4 426.8

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany BRL Mn USD Mn

BradescoVida 7,974.5 3,666.4

ItauVida 3,735.1 1,717.3

Santander 1,032.1 474.5

CaixaVida 997.3 458.5

AliancadoBrasil 841.5 386.9

Brasilprev 1,140.0 524.1

RealTokioMarineVida 831.5 382.3

UnibancoAIG 647.4 297.7

MapfreVeraCruzVida 768.1 353.1

HSBCVidaePrevidencia(Brasil) 507.2 233.2

Brazil

ASSOCIATION: FederacaoNacionaldasEmpresasdeSegurosPrivadosedeCapitalizacao-FENASEG

RuaSenadorDantas74-17andar RiodeJaneiro CEP20031-201 Tel:(55)2510-7777 Fax:(55)2510-7834 www.fenaseg.org.br

CURRENCY: real(BRL)

EXCHANGE RATES: realsperU.S.dollar—1.85(2007est.), 2.1761(2006),2.4344(2005), 2.9251(2004),3.0771(2003)

REGULATORY BODY: SuperintendenciadeSegurosPrivados SUSEP RuaBuenosAires,256-4Andar RiodeJaneiro CEP20061-000 Tel:(55)21-297-4415 Fax:(55)21-222-1423

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $38,786(U.S.$millions)Nonlife premiums: 20,501Life premiums: 18,285

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION190,010,647(est.July2007)

GDP*$1,838billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company BGN Mn USD Mn

DZIGeneral 186.7 119.7

Bulstrad 148.6 95.3

AllianzBulgaria 140.9 90.4

BulIns 125.0 80.2

LevIns 67.0 43.0

Uniqa 66.4 42.6

GeneraliInsurance 60.4 38.8

Energia 46.5 29.8

Armeetz 57.9 37.1

EvroIns 52.7 33.8

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany BGL Mn USD Mn

DZI 55.1 35.3

AllianzBulgariaLife 49.0 31.5

AIGLifeBulgaria 19.2 12.3

GeneraliLife 17.9 11.5

Uniqa 15.8 10.1

BulstradLife 13.5 8.6

GraweBulgaria 10.5 6.7

DSKGarancia 4.8 3.0

BulgarskiImotiLife 3.4 2.2

SIVZK 2.6 1.7

Bulgaria

ASSOCIATION: AssociationofBulgarianInsurers (ABZ) 2GrafIgnatievStreet Sofia Tel:(359)980-5124 Fax:(359)981-1728 www.abz.bg

CURRENCY: lev(BGL)

EXCHANGE RATES: levaperU.S.dollar—1.4366(2007), 1.5576(2006),1.5741(2005), 1.5751(2004),1.7327(2003)

REGULATORY BODY: FinancialSupervisoryCommission (FSC) 33SharPlaninaStreet Sofia Tel:(359)2-940-0499 Fax:(359)2-829-4324

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $1,064(U.S.$millions)Nonlife premiums: 904Life premiums: 159

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION7,322,858(est.July2007)

GDP*$86.7billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company CAD Mn USD Mn

ING 3,895.5 3,434.0

AvivaCanada 2,902.1 2,558.3

Co-operatorsGeneral 1,935.6 1,706.3

EconomicalInsGroup 1,839.7 1,621.7

MelocheMonnex 1,764.4 1,555.3

StateFarmInsCo’s 1,436.9 1,266.7

Royal&SunAlliance 1,389.1 1,224.6

WawanesaMutual 1,389.1 1,224.6

Lloyd’s 1,431.6 1,262.0

AXACanadaInc 1,427.5 1,258.3

LEADING LIFE INSURANCE COMPANIES, 2005

Gross written premiums*Company CAD Mn USD Mn

SunLifeAssurance 3,291.7 2,716.4

LondonLife 2,840.4 2,343.9

ManulifeCanada 2,214.0 1,827.0

IndustrialAlliance 1,445.0 1,192.4

DesjardinsFinancialSecurityLife 1,033.3 852.7

CanadaLifeFinancialCorp. 919.5 758.8

Great-WestLife 857.6 707.7

ManufacutersLife 627.8 518.1

TransamericaLife 469.7 387.6

AIGLife 348.2 287.3*Excludes Segregated Funds.

Canada

ASSOCIATION: InsuranceBureauofCanada 777BayStreet,Suite2400 Toronto Ontario,M5G2C8 Tel:(1)362-2031 Fax:(1)644-4961 www.ibc.ca

CURRENCY: Canadiandollar(CAD)

EXCHANGE RATES: CanadiandollarsperU.S.dollar— 1.0724(2007),1.1334(2006), 1.2118(2005),1.301(2004), 1.4011(2003)

REGULATORY BODY: OfficeoftheSuperintendentofFinancialInstitutions

255AlbertStreet,16thfloor Ottawa,OntarioK1A0H2 Tel:(1)613-990-7788 Fax:(1)613-993-6782

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $100,398(U.S.$millions)Nonlife premiums: 54,805Life premiums: 45,593

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION33,390,141(est.July2007)

GDP*$1,274billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company CLP Mn USD Mn

Royal&SunAlliance 149,311.2 281.6

Chilena 107,589.6 202.9

Interamericana 93,829.0 176.9

PentaSecurity 81,004.6 152.8

MapfreSegurosGenerales 71,937.4 135.7

Liberty 59,993.8 113.1

Cardif 57,171.8 107.8

Aseg.Magallanes 54,279.4 102.4

BCI 48,960.3 92.3

ACE 31,752.9 59.9

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany CLP Bn USD Mn

ING 276.7 521.8

MetLife 166.1 313.3

Consorcio 152.3 287.2

Principal 119.5 225.3

Chilena 103.7 195.5

BICEVida 99.2 187.0

Penta 85.9 161.9

Santander 76.9 144.9

Euro 74.3 140.1

VidaCorp. 73.4 138.4

Chile

ASSOCIATION: TheChileanInsuranceAssociation AsociaciondeAseguradoresdeChile LaConcepcion322,Oficina501 Santiago Tel:(56)236-2596 Fax:(56)235-1502 www.aach.cl

CURRENCY: Chileanpeso(CLP)

EXCHANGE RATES: ChileanpesosperU.S.dollar— 526.25(2007),530.29(2006), 560.09(2005),609.37(2004), 691.43(2003)

REGULATORY BODY: SuperintendenciadeValoresySeguros

Avda.L.B.O’Higgins1449,Piso11 Santiago Tel:(56)2-473-4000 Fax:(56)2-473-4101

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $6,169(U.S.$millions)Nonlife premiums: 2,377Life premiums: 3,792

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION16,284,741(est.July2007)

GDP*$234.4billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2005

Gross written premiums Company CNY Mn USD Mn

PICC 71,299.4 8,942.2

ChinaPacificProperty 18,122.7 2,272.9

PingAnProperty 16,862.5 2,114.8

ChinaUnited 15,056.6 1,888.3

TianAn 6,386.6 801.0

ChinaContinent 6,328.0 793.6

YongAn 3,987.8 500.1

AnBang 3,480.2 436.5

SinosafeGeneral 2,831.3 355.1

Sinosure 2,802.0 351.4

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany CNY Mn USD Mn

ChinaLife 183,839.4 23,056.6

PingAnLife 68,988.9 8,652.4

ChinaPacificLife 37,837.6 4,745.5

NewChinaLife 26,656.9 3,343.2

ChinaLifeGroup 24,269.2 3,043.8

TaikangLife 20,809.0 2,609.8

TaiPingLife 11,206.9 1,405.5

AIA 6,945.8 871.1

GeneraliChinaLife 5,383.1 675.1

SinoLife 3,450.8 432.8

China, People’s Republic of

ASSOCIATION: InsuranceAssociationofChina 22Xijaominxiang XichengDistrict Beijing Tel:(86)6606-9334 Fax:(86)6605-4641 www.iachina.cn

CURRENCY: Renminbi(RMB);note-alsoreferred tobytheunityuan(CNY)

EXCHANGE RATES: yuanperU.S.dollar—7.61(2007), 7.97(2006),8.1943(2005), 8.2768(2004),8.277(2003)

REGULATORY BODY: ChinaInsuranceRegulatoryCommission(CIRC)

410FuChengMenNeiDajie XichengDistrict Beijing Tel:(86)010-6601-1870 Fax:(86)010-6607-1903

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $92,487(U.S.$millions)Nonlife premiums: 33,810Life premiums: 58,677

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION1,321,851,888(est.July2007)

GDP*7,043billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company COP Mn USD Mn

Suramericana 608,598.7 257.8

Liberty 460,769.5 195.1

Colseguros 409,080.2 173.3

Agricola 383,604.0 162.5

Estado 366,233.0 155.1

Previsora 362,802.8 153.7

Bolivar 272,392.7 115.4

Royal&SunAlliance 213,008.9 90.2

Mapfre 188,726.1 79.9

QBECentral 175,696.5 74.4

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany COP Mn USD Mn

Suramericana 623,064.3 263.9

Bolivar 433,249.9 183.5

Alfa 270,060.0 114.4

Colseguros 204,107.8 86.4

SURATEP 193,681.9 82.0

Liberty 186,923.2 79.2

Colpatria 173,325.0 73.4

BBVASeguros 142,011.4 60.1

COLMENARP 118,920.1 50.4

Agricola 118,526.6 50.2

Colombia

ASSOCIATION: TheColombianAssociationofInsuranceAgents

AsociacionColombianadeAgentesdeSeguros

Calle679-31 Bogota Tel:(57)347-0016

CURRENCY: Colombianpeso(COP)

EXCHANGE RATES: ColombianpesosperU.S.dollar— 2,013.8(2007),2,358.6(2006), 2,320.75(2005),2,628.61(2004), 2,877.65(2003)

REGULATORY BODY: LaSuperintendenciaFinancieradeColombia

Calle7No4-49 SantafedeBogota Tel:(57)1-350-8166 Fax:(57)1-350-7799

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $4,103(U.S.$millions)Nonlife premiums: 2,953Life premiums: 1,150

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION44,379,598(est.July2007)

GDP*$320.4billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2005

Gross written premiumsCompany CRC Mn US Mn

TheInstitutoNacionaldeSeguros(INS) 112,807.1 335.8Note: INS is the only authorizied insurer in Costa Rica.

LEADING LIFE INSURANCE COMPANIES

Datanotavailable.

Costa Rica

ASSOCIATION: InstitutoNacionaldeSeguros(INS) Calle9y11,Avenida7a POBox10061-1000 SanJose Tel:(506)223-5800 Fax:(506)253-4673 www.ins-cr.com

CURRENCY: CostaRicancolon(CRC)

EXCHANGE RATES: CostaRicancolonesperU.S.dollar— 519.53(2007),511.3(2006), 477.79(2005),437.91(2004), 398.66(2003)

REGULATORY BODY: SuperintendenciaGeneraldeEntidadesFinancieras

Calle2,ent.Ave.4y6;Apartado 2762-1000 SanJose, Tel:(506)243-4848 Fax:(506)243-4849

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $483(U.S.$millions)Nonlife premiums: 439Life premiums: 44

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION4,133,884(est.July2007)

GDP*$56billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2005

Gross written premiums Company HRK Mn USD Mn

Croatia 2,655.3 454.8

Euroherc 920.9 157.7

Jadransko 612.8 105.0

AllianzZagreb 519.5 89.0

Triglav 258.0 44.2

Zagreb 241.1 41.3

KvarnerWienerStadtische 232.4 39.8

Grawe 140.7 24.1

Sunce 122.3 21.0

Helios 69.2 11.9

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany HRK Mn USD Mn

Allianz 354.1 60.7

Croatia 291.2 49.9

Grawe 246.7 42.3

Zagreb 221.3 37.9

Merkur 218.4 37.4

AgramZivotno 201.5 34.5

KvarnerWienerStadtische 168.6 28.9

GeneraliZivotno 110.7 19.0

Uniqa 61.9 10.6

Triglav 59.3 10.1

Croatia

ASSOCIATION: CroatianInsuranceBureau HrvatskiUredZaOsiguranje Marticeva73 10000Zagreb Tel:(385)46-16-755 Fax:(385)46-16-757 www.huo.hr

CURRENCY: kuna(HRK)

EXCHANGE RATES: kunaperU.S.dollar—5.3735(2007), 5.8625(2006),5.9473(2005), 6.0358(2004),6.7035(2003)

REGULATORY BODY: CroatianAgencyfortheSupervisionofFinancialServices

(HANFA) (DirekcijazaNadzorDrustavaza

Osiguranje) Miramarska28 10000Zagreb Tel:(385)01-617-3200 Fax:(385)01-481-1406

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $1,689(U.S.$millions)Nonlife premiums: 1,227Life premiums: 461

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION4,493,312(est.July2007)

GDP*$69.4billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company CYP Mn USD Mn

Laiki 30.9 67.4

GeneralInsuranceofCyprus 24.4 53.2

Pancyprian 16.0 34.9

Cosmos 13.2 28.8

Atlantic 11.1 24.3

Minerva 9.5 20.8

UniversalLife 9.1 19.7

CommercialUnion 8.2 17.9

AmericanHome 7.7 16.7

Alpha 7.0 15.2

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany CYP Mn USD Mn

LaikiCyprialife 44.3 96.6

Eurolife 43.3 94.5

UniversalLife 29.8 65.0

ALICOAIG 15.3 33.4

INTERLIFE 10.2 22.1

AllianzLife 6.8 14.9

Alpha 4.9 10.7

HellenicAlico 3.9 8.5

LibertyLife 3.0 6.5

Minerva 2.8 6.1

Cyprus

ASSOCIATION: InsuranceAssociationofCyprus(IAC) InsuranceCentre 23ZenonSozosStreet 1stfloor POBox22030 1516Lefkosia Tel:(357)22-763-913 Fax:(357)22-761-007 www.iac.org.cy

CURRENCY: Cypriotpound(CYP);euro (EUR)after1January2008

EXCHANGE RATES: CypriotpoundsperU.S.dollar— 0.4286(2007),0.4586(2006), 0.4641(2005),0.4686(2004), 0.5174(2003)

REGULATORY BODY: InsuranceCompaniesControlService (ICCS) 29VyronosAve 1096Lefkosia Tel:(357)22-602-980 Fax:(357)22-302-938

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $891(U.S.$millions)Nonlife premiums: 486Life premiums: 405

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION788,457(est.July2007)

GDP*$21.4billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany CZK Mn USD Mn

Ceskapojistovna 26,459.7 1,171.0

Kooperativa 21,155.0 936.2

Allianz 7,230.8 320.0

Generali 4,423.4 195.8

CPP 3,262.3 144.4

CSOBPojistovna 3,241.7 143.5

UNIQA 2,302.8 101.9

AIGCzechRepublic 981.3 43.4

EGAP 910.9 40.3

Pojist’ovnaCardifProVita 851.0 37.7

LEADING LIFE INSURANCE COMPANIES, 2007

Gross written premiumsCompany CZK Mn USD Mn

CeskaPojistovna 13,563.7 668.4

ING 7,266.5 358.1

Kooperativa 6,901.3 340.1

PojistovnaCS 6,400.9 315.4

CSOBPojistovna 5,420.8 267.1

Allianz 2,607.2 128.5

GeneraliPojistovna 2,366.2 116.6

KomercniPojistovna 1,886.9 93.0

AMCICO 1,799.1 88.7

AXAZivotniPojistovna 1,645.0 81.1

Czech Republic

ASSOCIATION: CzechInsuranceAssociation CeskaAsociacePojistoven(CAP) NaPorici12 11530Prague1 Tel:(420)2487-5611 Fax:(420)2487-5612 www.cap.cz

CURRENCY: Czechkoruna(CZK)

EXCHANGE RATES: korunyperU.S.dollar—20.53(2007), 22.596(2006),23.957(2005),25.7

(2004),28.209(2003)

REGULATORY BODY: OfficeforStateSupervisionofInsuranceandPensionFunds

Legerova69 Prague1 Tel:(420)2-5704-2134 Fax:(420)2-5704-3049

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $6,419(U.S.$millions)Nonlife premiums: 3,765Life premiums: 2,654

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION10,228,744(est.July2007)

GDP*$249.1billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2005

Gross written premiumsCompany DKK Mn USD Mn

TrygSkade 9,321.8 1,567.5

Topdanmark 6,300.1 1,059.4

CodanForsikring 5,288.9 889.3

AlmBrandforsA.A 4,222.9 710.1

DanmarkSygeforsik 1,984.0 333.6

InternationalHealth 1,886.2 317.2

Alka 1,450.4 243.9

NykreditForsikring 1,253.4 210.8

Laererstanden 1,120.8 188.5

GF-Forsikring 1,078.0 181.3

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany DKK Mn USD Mn

PFAPension 12,955.0 2,178.4

DanicaPension 10,763.5 1,809.9

PensionDanmarkPension 8,363.5 1,406.3

NordeaLiv 7,930.2 1,333.5

KP 5,728.9 963.3

IndustriensPension 5,186.1 872.1

DanicaPensionI 5,147.7 865.6

SEBPension 3,473.9 584.1

Pen-SamLiv 3,365.5 565.9

LaerernesPension 2,800.8 471.0

Denmark

ASSOCIATION: DanishInsuranceAssociation Forsikring&Pension Amaliegade10 DK1256CopenhagenK Tel:(45)33-43-55-00 Fax:(45)33-43-55-01 www.ForsikringensHus.dk

CURRENCY: Danishkrone(DKK)

EXCHANGE RATES: DanishkronerperU.S.dollar— 5.4797(2007),5.9468(2006), 5.9969(2005),5.9911(2004), 6.5877(2003)

REGULATORY BODY: InsuranceSupervisoryAuthority Finanstilsynet Gl.Kongevej74A 1850FrederiksbergC Tel:(45)33-55-82-82 Fax:(45)33-55-82-00

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $27,771(U.S.$millions)Nonlife premiums: 9,372Life premiums: 18,399

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION5,468,120(est.July2007)

GDP*$204.6billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2005

Gross written premiumsCompany DOP Mn USD Mn

SegurosUniversal 3,708.9 122.0

SegurosBanreservas 2,054.0 67.5

ColonialSeguros 1,763.5 58.0

SegurosPalic 1,305.7 42.9

Proseguros 1,253.0 41.2

LaMonumental

deSeguros 396.2 13.0

SegurosPepín 328.5 10.8

SolSeguros 236.4 7.8

UnióndeSeguros 222.2 7.3

Angloamericana 143.5 4.7

LEADING LIFE INSURANCE COMPANIES, 2005

Gross written premiumsCompany DOP Mn USD Mn

SegurosUniversal 889.7 29.3

SegurosBanreservas 276.0 9.1

SegurosPalic 256.7 8.4

Proseguros 240.6 7.9

LaColoniaSeguros 149.8 4.9

Caribalico 30.9 1.0

Coop-Seguros 12.1 0.4

S.D.S 12.0 0.4

Angloamericana 10.1 0.3

ConfederaciondelCanada 4.3 0.1

Dominican Republic

ASSOCIATION: DominicanAssociationofInsurersandReinsurers

CamaraDominicanadeAseguradoresyReaseguradoresInc

(CADAOR) TorreBHD POBox601 AvenidaWinstonChurchill SantoDomingo Tel:(809)566-0014 Fax:(809)566-2600 www.cadoar.org.do

CURRENCY: Dominicanpeso(DOP)

EXCHANGE RATES: DominicanpesosperU.S.dollar— 33.113(2007),33.406(2006), 30.409(2005),42.12(2004), 30.831(2003)

REGULATORY BODY: InsuranceSuperintendency LaSuperintendenciadeSeguros AvdaMexico54 SantoDomingo Tel:(809)221-2606 Fax:(809)685-5096

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $601(U.S.$millions)Nonlife premiums: 503Life premiums: 98

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION9,365,818(est.July2007)

GDP*$85.4billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany USD Mn

Equinoccial 75.6

Colonial 69.0

ACESeguros 47.3

AIGMetropolitana 40.1

SulAmerica 27.1

Bolivar 24.8

Interoccanica 24.5

PanAmericanadelEcuador 24.0

AseguradoradelSur 23.4

SegurosUnidos 23.2

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany USD Mn

SegurosdePichincha 13.4

PanAmericanLifeIns 12.2

Bolivar 11.7

Equivida 11.1

PanamericanadelEcuador 6.1

Rocafuerte 6.0

Colvida 5.8

RioGuayas 4.7

Coopseguros 4.3

BMI 3.3

Ecuador

ASSOCIATION: AsociaciondeCompaniasdeSegurosdelEcuador(ACOSE)

CalleJapon230yAvdaAmazonas EdificioCarolina2oPiso Quito Tel:(593)2256-182 Fax:(593)255-0270 www.directoriodeseguros.org

CURRENCY: U.S.dollar(USD)

EXCHANGE RATES: TheU.S.dollarisused;thesucrewas eliminatedin2000.

REGULATORY BODY: SuperintendenciadeBancosySeguros

IntendenciaNacionaldeSeguros Av12deOctubre1561yMadrid Quito Tel:(593)2-255-4422 Fax:(593)2-250-6104

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $678(U.S.$millions)Nonlife premiums: 572Life premiums: 107

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION13,755,680(est.July2007)

GDP*$98.3billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2005

Gross written premiumsCompany EGP Mn USD Mn

Misr 1,478.0 257.8

AlChark 458.9 80.1

National 199.0 34.7

SuezCanal 153.0 26.7

AIG 114.5 20.0

Allianz 75.6 13.2

Delta 74.7 13.0

Mohandes 70.2 12.3

AMIG 45.0 7.9

AceACIIC 32.1 5.6

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany EGP Mn USD Mn

Misr 423.5 74.3

AlChark 391.5 68.6

CIL 310.9 54.5

ALICO 211.8 37.1

AllianzLife 192.7 33.8

National 114.3 20.0

Mohandes 48.3 8.5

Delta 42.7 7.5

SuezCanal 25.2 4.4

NSGBLife 25.0 4.4

Egypt

ASSOCIATION: InsuranceFederationofEgypt 10IranStreet Dokki Giza Cairo Tel:(20)338-8473 Fax:(20)338-8474 www.ifegypt.org/en

CURRENCY: Egyptianpound(EGP)

EXCHANGE RATES: EgyptianpoundsperU.S.dollar— 5.67(2007),5.725(2006),5.78(2005), 6.1962(2004),5.8509(2003)

REGULATORY BODY: TheEgyptianInsuranceSupervisoryAuthority

3rdFloor,28TalaatHarbStreet Cairo Tel:(20)2-575-8807 Fax:(20)2-575-8645

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $1,090(U.S.$millions)Nonlife premiums: 574Life premiums: 516

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION80,335,036(est.July2007)

GDP*$431.9billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE AND LIFE INSURANCE COMPANIES, 2006

Gross written premiums Company USD Mn

SISAVida 50.1

AsesuisaVida 48.1

LaCentroAmericana 40.4

AgricolaComercial 37.6

InternacionaldeSeguros 36.5

SeguroseInveriones 35.1

SuizaSalvadorena 34.2

CompaniaGeneraldeSeguros 31.2

AIGUnionyDesarrollo 14.2

SegurosdelPacifico 13.5

El Salvador

ASSOCIATION: AsociacionSalvadorenadeEmpresasdeSeguros(ASES)

CondominioPlazaSuiza LocalA-17 ColoniaSanBenito,AP2236 SanSalvador Tel:(503)2298-0209 Fax:(503)2298-0212 www.ases.com.sv

CURRENCY: U.S.dollar(USD)

EXCHANGE RATES: TheU.S.dollarbecameElSalvador’s currencyin2001.

REGULATORY BODY: SuperintendenciadelSistemaFinanciero

7aAvenidaNorteNo240 AptdoPostal2942 SanSalvador Tel:(503)281-2444 Fax:(503)281-1797

DIRECT PREMIUMS WRITTEN, 2006

Total premiums: $386(U.S.$millions)Nonlife premiums: 270Life premiums: 115

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION6,948,073(est.July2007)

GDP*$36billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company EEK Mn USD Mn

IfEesti 1,130.3 89.8

ERGO 820.5 65.2

Seesam 582.7 46.3

Salva 365.0 29.0

Ingles 113.7 9.0

QBE 82.6 6.6

Hansa 33.1 2.6

ETIF 2.3 0.2

DAS 0.0 0.0

LEADING LIFE INSURANCE COMPANIES, 2007

Gross written premiums Company EEK Mn USD Mn

Hansa 865.1 51.5

SEBUhispanga 564.7 33.6

Sampo 292.5 17.4

Seesam 110.9 6.6

ERGO 80.0 4.8

Estonia

ASSOCIATION: InsuranceAssociation EestiKindlustusseltsideLiit(EKL) Kiriku6 EE-10130Tallinn Tel:(372)613-1525 Fax:(372)613-1262 www.eksl.ee

CURRENCY: Estoniankroon(EEK)

EXCHANGE RATES: krooniperU.S.dollar—11.535(2007), 12.473(2006),12.584(2005), 12.596(2004),13.856(2003)

REGULATORY BODY: Finantsinspektsioon(FI) Sakala4 EE-15030Tallinn Tel:(372)686-0500 Fax:(372)668-0535 www.fi.ee

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $493(U.S.$millions)Nonlife premiums: 326Life premiums: 167

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION1,315,912(est.July2007)

GDP*$29.4billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company EUR Mn USD Mn

IfVahinkovakuutus 865.3 1085.6

Vahinko-Pohjola 704.6 883.9

Vahinko-Tapiola 583.8 732.4

Fennia 325.7 408.6

MutualInsuranceAssociations 157.7 197.8

Lahivakuutus 110.0 138.0

A-Vakuutus 88.7 111.2

Pohjantahti 74.6 93.5

Vahinko-Veritas 65.6 82.3

Turva 60.6 76.0

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany EUR Mn USD Mn

Nordea 926.1 1,161.9

OP-Henkivakuutus 659.8 827.8

Henki-Sampo 621.4 779.6

Henki-Pohjola 206.7 259.4

Henki-Tapiola 138.7 174.0

Henki-Veritas 95.2 119.5

Suomi-yhtio 90.3 113.3

Henki-Fennia 70.0 87.8

YritystenHenki-Tapiola 60.6 76.0

Kaleva 59.7 74.9

Finland

ASSOCIATION: FederationofFinnishInsuranceCompanies

Bulevardi28 FIN-00120Helsinki Tel:(358)09-680-401 Fax:(358)09-6804-0216 www.vakes.fi

CURRENCY: euro(EUR)

EXCHANGE RATES: eurosperU.S.dollar—0.7345(2007), 0.7964(2006),0.8041(2005), 0.8054(2004),0.886(2003)

REGULATORY BODY: InsuranceSupervisoryAuthorities Vakuutusvalvontavirasto Mikonkatu8 POBox449 FIN-00101Helsinki Tel:(358)9-4155-950 Fax:(358)9-4155-9515

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $20,535(U.S.$millions)Nonlife premiums: 4,273Life premiums: 16,262

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION5,238,460(est.July2007)

GDP*$186billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2005

Gross written premiums Company EUR Mn USD Mn

Axa 6,668.3 8,292.9

Groupama 6,548.3 8,143.6

AGFAllianz 5,504.2 6,845.2

GeneraliFrance 2,876.9 3,577.8

MutuellesduMans 2,875.4 3,576.0

Macif 2,570.2 3,196.3

AzurGMF 2,413.4 3,001.4

MAIF 2,143.1 2,665.2

MAAF 2,111.3 2,625.7

ACM 1,705.6 2,121.1

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany EUR Mn USD Mn

CNP 26,000.0 32,618.2

Predica/Pacifica 22,300.0 27,976.4

AXA 14,800.0 18,567.3

BNPParibas 10,900.0 13,674.6

GeneraliFrance 10,400.0 13,047.3

SOGECAP 9,300.0 11,667.3

AGF 6,900.0 8,656.4

ACM 6,300.0 7,903.7

Groupama 6,200.0 7,778.2

Covea 3,500.0 4,390.9

France

ASSOCIATION: InsuranceFederation FederationFrançaisedesSocietes

d’Assurances(FFSA) 26BoulevardHaussman 75009Paris Tel:(33)42-47-90-00 Fax:(33)42-47-93-11 www.ffsa.com

CURRENCY: euro(EUR)

EXCHANGE RATES: eurosperU.S.dollar—0.7345(2007), 0.7964(2006),0.8041(2005), 0.8054(2004),0.886(2003)

REGULATORY BODY: InsuranceCommissioner AutoritedeControledesAssurances

etdesMutuelles (ACAM) 61RueTaitbout 75436Paris Tel:(33)01-55-50-41-41 Fax:(33)01-55-07-41-50

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $268,900(U.S.$millions)Nonlife premiums: 81,907Life premiums: 186,993

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION64,057,790(est.July2007)

GDP*$2,067billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company EUR Mn USD Mn

AllianzVersicherung 9,461.0 11,765.9

AxaVersicherung 2,646.0 3,290.6

Gerling-KAllgemeine 2,476.0 3,079.2

R+VAllgemeine 2,337.0 2,906.4

AllianzGlobal 2,312.0 2,875.3

ZurichVersicherung 2,288.0 2,845.4

HDIIndustrie 1,579.0 1,963.7

VictoriaVersicherung 1,520.0 1,890.3

HUK-Coburg 1,401.0 1,742.3

Wurtt.Versicherung 1,380.0 1,716.2

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany EUR Mn USDBn

AllianzLeben 12,583.0 15,786.0

AachenmunchenerLeben 3,694.0 4,634.3

ZurichDeutschlandHerold 3,667.0 4,600.4

R+VLebensversicherung 3,376.0 4,235.4

HambMannheimerLV 3,145.0 3,945.6

DebekaLeben 2,709.0 3,398.6

VolksfursorgeDTLV 2,391.0 2,999.6

VictoriaLeben 2,043.0 2,563.0

HDI-GerlingLeben 2,009.0 2,520.4

AXALeben 1,994.0 2,501.6

Germany

ASSOCIATION: GermanInsuranceAssociation GesamtverbandderDeutschen

VersicherungswirtschafteV Friedrichstrasse191 10117Berlin Tel:(49)20-20-5000 Fax:(49)20-20-6000 www.gdv.de

CURRENCY: euro(EUR)

EXCHANGE RATES: eurosperU.S.dollar—0.7345(2007), 0.7964(2006),0.8041(2005), 0.8054(2004),0.886(2003)

REGULATORY BODY: FederalOfficefortheSupervisionofFinancialServices

BundesanstaltfuerFinanzdienst-leistungsaufsicht

GraurheindorferStrasse108 53117Bonn Tel:(49)228-410-80 Fax:(49)228-410-81550

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $222,825(U.S.$millions)Nonlife premiums: 120,407Life premiums: 102,419

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION82,400,996(est.July2007)

GDP*$2,833billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company EUR Mn USD Mn

Ethniki 300.8 377.4

PhoenixMetrolifeEmporiki 117.7 147.7

IntersalonikaGeneral 113.2 142.0

InteramercianProperty 109.2 137.0

Agrotiki 105.2 132.0

GeneralUnion 93.0 116.7

IdrogiosGeneral 85.7 107.5

InternationalUnion 83.3 104.5

Alpha 80.3 100.7

CommercialValue 76.9 96.5

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany EUR Mn USDBn

EFGEurolife 426.0 534.4

Ethniki 381.5 478.6

InteramericanLife 278.6 349.5

ALICOAIGLife 202.8 254.5

INGLife 195.0 244.6

AspisProniaGeneral 151.3 189.9

AllianzLife 98.0 123.0

INGPiraeusLife 84.5 106.0

Alpha 74.7 93.7

EmporikiLife 70.6 88.5

Greece

ASSOCIATION: AssociationofInsuranceCompaniesofGreece

10XenophondosStreet 10557Athens Tel:(30)333-4100 Fax:(30)333-4149 www.eaee.gr

CURRENCY: euro(EUR)

EXCHANGE RATES: eurosperU.S.dollar—0.7345(2007), 0.7964(2006),0.8041(2005), 0.8054(2004),0.886(2003)

REGULATORY BODY: InsuranceCompaniesandActuarialDepts

MinistryofDevelopment 1GeorgeSt,KaningosSquare 10677Athens Tel:(30)1-381-6241

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $6,004(U.S.$millions)Nonlife premiums: 2,910Life premiums: 3,094

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION10,706,290(est.July2007)

GDP*$326.4billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company HKD Mn USD Mn

HSBCInsurance 1,327.3 170.9

AmericanHome 1,205.6 155.2

BOCGroupInsurance 1,179.7 151.9

MingAn 837.2 107.8

QBEHKSI 703.5 90.6

AXAGeneral 669.1 86.1

WingLung 657.4 84.6

ZurichInsurance 655.4 84.4

AsiaInsurance 589.7 75.9

AIA(Bermuda) 564.3 72.7

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany HKD Mn USD Mn

AIA(Bermuda) 21,517.5 2,770.0

Manulife 17,263.4 2,222.4

HSBCLife 14,716.9 1,894.6

PrudentialUK 12,013.5 1,546.5

AXAChina(Bermuda) 8,252.4 1,062.4

HangSengLife 7,734.1 995.6

BOCGroupLife 6,215.9 800.2

SunLifeHongKong 4,837.8 622.8

AXAWealthMgtHongKong 3,663.4 471.6

ZurichInternational 3,191.5 410.9

Hong Kong

ASSOCIATION: HongKongFederationofInsurers 29thfloor,SunshinePlaza 353LockhartRoad Wanchai Tel:(852)2520-1868 Fax:(852)2520-1967 www.hkfi.org.hk

CURRENCY: HongKongdollar(HKD)

EXCHANGE RATES: HongKongdollarsperU.S.dollar— 7.802(2007),7.7678(2006), 7.7773(2005),7.788(2004), 7.7868(2003)

REGULATORY BODY: OfficeoftheCommissionerofInsurance

21/FQueenswayGovernmentOffices 66Queensway Tel:(852)2867-2565 Fax:(852)2869-0252

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $24,307(U.S.$millions)Nonlife premiums: 2,460Life premiums: 21,848

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION6,980,412(est.July2007)

GDP*$293.4billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2007

Gross written premiums Company HUF Mn USD Mn

AllianzHungaria 147,903.9 805.5

Generali-Providencia 82,810.2 451.0

OTPGarancia 37,395.3 203.6

UNIQA 34,183.1 186.2

Aegon 34,112.3 185.8

K&HInsurance 17,200.6 93.7

Union 10,381.3 56.5

Groupama 9,078.6 49.4

MagyarPosta 8,756.3 47.7

KOBE 7,393.1 40.3

LEADING LIFE INSURANCE COMPANIES, 2007

Gross written premiumsCompany HUF Mn USD Mn

ING 120,577.8 656.6

AVIVA 57,782.2 314.7

Generali-Providencia 55,458.7 302.0

OTPGarancia 52,622.0 286.6

Aegon 43,983.7 239.5

Allianz 35,236.8 191.9

UNIQA 32,280.9 175.8

K&HLife 21,360.3 116.3

AXA(Winterthur) 20,832.0 113.4

MagyarPostaElet 14,693.7 80.0

Hungary

ASSOCIATION: AssociationofHungarianInsuranceCompanies

(MABISZ) 1052Budapest DeakFerencU10 Tel:(36)318-3473 Fax:(36)337-5394 www.mabisz.hu

CURRENCY: forint(HUF)

EXCHANGE RATES: forintsperU.S.dollar—186.16(2007), 210.39(2006),199.58(2005), 202.75(2004),224.31(2003)

REGULATORY BODY: HungarianFinancialSupervisoryAuthority

(PSZAF) 1013Budapest Krisztinakrt.39 Tel:(36)1-489-9100 Fax:(36)1-489-9102

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $4,945(U.S.$millions)Nonlife premiums: 2,194Life premiums: 2,750

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION9,956,108(est.July2007)

GDP*$194.2billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company ISK Mn USD Mn

Sjova-Almennar 9,465.9 134.9

VIShf. 9,495.4 135.3

Tryggingamidstodin 7,112.5 101.3

VordurIslands-Trygging 1,846.1 26.3

Vidlagatr.Islands 1,234.9 17.6

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany ISK Mn USD Mn

LIFIS 1,854.8 26.4

Sjova-Almennar 1,322.5 18.8

KBLif 730.3 10.4

Liftryggingamidstodin 271.9 3.9

Iceland

ASSOCIATION: InsuranceAssociation Sambandislenskratryggingafelaga Sudurlandsbraut6 108Reyjavik Tel:(354)568-1612 Fax:(354)568-9664 www.sit.is

CURRENCY: Icelandickrona(ISK)

EXCHANGE RATES: IcelandickronurperU.S.dollar— 63.391(2007),70.195(2006), 62.982(2005),70.192(2004), 76.709(2003)

REGULATORY BODY: TheFinancialSupervisoryAuthority Fjarmalaeftirlitid Sudurlandsbraut32 108Reykjavik Tel:(354)525-2700 Fax:(354)525-2727

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $563(U.S.$millions)Nonlife premiums: 493Life premiums: 70

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION301,931(est.July2007)

GDP*$11.9billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company INR Mn USD Mn

NewIndia 47,915.0 1,057.6

Oriental 35,271.1 778.5

National 35,236.7 777.7

United 31,547.8 696.3

ICICILombard 15,828.6 349.4

BajajAllianz 12,722.9 280.8

IFFCOTokio 8,927.2 197.0

TataAIG 5,727.0 126.4

RoyalSundaram 4,586.4 101.2

Cholamandalam 2,201.8 48.6

LEADING LIFE INSURANCE COMPANIES, 2007

Gross written premiumsCompany INR Mn USD Mn

LIC 1,278,228.4 30,913.2

ICICIPru 79,129.9 1,913.7

BajajAllianzLife 53,100.0 1,284.2

SBILife 29,284.9 708.2

HDFCSTDLife 28,558.7 690.7

BSLI 17,661.7 427.1

MNYL 15,002.8 362.8

TATAAIGLife 13,671.8 330.6

Aviva 11,472.3 277.5

RelianceLife 10,046.6 243.0

India

ASSOCIATION: InsuranceInstituteofIndia UniversalInsuranceBuilding 6thfloor Sr.PherozshahMehtaRoad Mumbai400001 Tel:(91)2287-2923 Fax:(91)2287-3491 www.insuranceinstituteofindia.com

CURRENCY: Indianrupee(INR)

EXCHANGE RATES: IndianrupeesperU.S.dollar— 41.487(2007),45.3(2006), 44.101(2005),45.317(2004), 46.583(2003)

REGULATORY BODY: InsuranceRegulatory&DevelopmentAuthority

PasisramaBhavanam 5-9-58/b,BasheerBagh Hyderabad500004 Tel:(91)40-682-0964 Fax:(91)40-682-3334

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $54,375(U.S.$millions)Nonlife premiums: 7,243Life premiums: 47,132

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION1,129,866,154(est.July2007)

GDP*$2,965billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2005

Gross written premiums Company IDR Bn USD Mn

JasaIndonesia 2,161.5 222.7

SinarMas 1,271.6 131.0

TuguPratama 1,256.5 129.5

AstraBuana 1,207.0 124.4

CentralAsia 720.3 74.2

WahanaTata 675.0 69.6

AllianzUtama 581.5 59.9

MitsuiSumitomo 567.0 58.4

AIUIndonesia 533.9 55.0

RaksaPratikara 408.8 42.1

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany IDR Bn USD Mn

PrudentialLife 6,828.6 745.5

Bumiputera1912 3,299.5 360.2

AIGLippoLife 2,463.7 269.0

Jiwasraya 2,384.0 260.3

ManulifeIndonesia 1,674.6 182.8

JiwaMegaLife 1,326.9 144.9

EkaLife 1,248.2 136.3

IndolifePensiontama 1,194.5 130.4

PaninLife 1,167.2 127.4

SunLifeFinancial 1,083.8 118.3

Indonesia

ASSOCIATION: InsuranceandReinsuranceBrokerAssociationofIndonesia

AsosiasiBrokerAsuransidanReasuransiIndonesia(ABAI)

PlazaDM JalanJenderalSudirman,Kav25 Jakarta12920 Tel:(62)5267-887 Fax:(62)5267-861

CURRENCY: Indonesianrupiah(IDR)

EXCHANGE RATES: IndonesianrupiahperU.S.dollar— 9,056(2007est.),9,159.3(2006), 9,704.7(2005),8,938.9(2004), 8,577.1(2003)

REGULATORY BODY: DirectorateofInsurance MinistryofFinance DrWahidinStreetNo.1 BuildingA8thFloor Jakarta10710 Tel:(62)21-345-0926 Fax:(62)21-350-9118

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $6,938(U.S.$millions)Nonlife premiums: 2,210Life premiums: 4,728

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION234,693,997(est.July2007)

GDP*$845.6billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFEINSURANCE COMPANIES

Datanotavailable.

LEADING LIFE INSURANCE COMPANIES

Datanotavailable.

Iran

CURRENCY: Iranianrial(IRR)

EXCHANGE RATES: rialsperU.S.dollar—9,407.5(2007), 9,227.1(2006),8,964(2005), 8,614(2004),8,193.9(2003)

REGULATORY BODY: CentralInsuranceofIran 72AfricaAvenue, POBox19395-5588 19157Tehran Tel:(98)21-205-0001 Fax:(98)21-205-4099

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $3,505(U.S.$millions)Nonlife premiums: 3,290Life premiums: 215

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION65,397,521(est.July2007)

GDP*$852.6billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company EUR Mn USD Mn

HibernianGeneral 763.4 949.4

QuinnDirect 425.2 528.8

AllianzCorporateIreland 393.2 489.0

Axa 376.9 468.8

FBD 349.4 434.5

Royal&SunAlliance 300.0 373.1

ZurichInsuranceIreland 272.4 338.7

Bupa 220.8 274.6

IrishPublicBodies 109.2 135.8

AIGEurope 90.9 113.0

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany EUR Mn USD Mn

IrishLife 4,399.3 5,480.6

NewIreland 3,130.0 3,899.3

EagleStarLife 1,102.2 1,373.1

HibernianLife&Pensions 1,070.0 1,333.0

Ark 892.2 1,111.5

CanadaLife(Ireland) 634.6 790.6

Friends’FirstManPenFunds 562.1 700.3

StandardLife 441.0 549.4

AngloIrish 375.0 467.2

RoyalLiver 259.5 323.2

Ireland

ASSOCIATION: IrishInsuranceFederation 39MolesworthStreet Dublin2 Tel:(353)676-1820 Fax:(353)676-1943 www.iif.ie

CURRENCY: euro(EUR)

EXCHANGE RATES: eurosperU.S.dollar—0.7345(2007), 0.7964(2006),0.8041(2005), 0.8054(2004),0.886(2003)

REGULATORY BODY: IrishFinancialServicesRegulatoryAuthority

POBoxNo.9138 CollegeGreen Dublin2 Tel:(353)1-631-2711 Fax:(353)1-631-2550

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $60,693(U.S.$millions)Nonlife premiums: 10,760Life premiums: 49,933

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION4,109,086(est.July2007)

GDP*$187.5billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2005

Gross written premiums Company ILS Mn USD Mn

Harel 2,563.7 571.3

Clal 2,197.9 489.8

Menora 1,353.7 301.6

Migdal 1,179.7 262.9

Is.Phoenix 909.1 202.6

Ayalon 860.3 191.7

Hadar 782.4 174.3

Eliahu 640.0 142.6

I.D.I. 637.5 142.1

Aryeh 620.0 138.2

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany ILS Mn USD Mn

Migdal 4,224.0 941.2

Clal 3,671.0 818.0

Phoenix 2,534.7 564.8

Harel 2,467.5 549.8

Menorah 1,492.0 332.5

Magen 695.6 155.0

Dykla 254.9 56.8

ILD 245.0 54.6

Ayalon 223.4 49.8

Eliahu 198.7 44.3

Israel

ASSOCIATION: IsraelInsuranceAssociation 39RothschildBoulevard TelAviv66883 Tel:(972)567-7308 Fax:(972)566-2058

CURRENCY: newIsraelishekel(ILS);note- NISisthecurrencyabbreviation; ILSistheInternationalOrganization forStandardization(ISO)

EXCHANGE RATES: newIsraelishekelsperU.S.dollar— 4.14(2007),4.4565(2006), 4.4877(2005),4.482(2004), 4.5541(2003)

REGULATORY BODY: MinistryofFinance CapitalMarkets,Insurance 1KaplanStreet Jerusalem91131 Tel:(972)2-531-7692 Fax:(972)2-531-7022

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $8,857(U.S.$millions)Nonlife premiums: 4,665Life premiums: 4,193

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION6,426,679(est.July2007)

GDP*$184.9billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company EUR Mn USD Mn

Fondaria-SAI 3,887.1 4,876.6

AssicurazioniGenerali 3,221.1 4,041.0

RiunioneAdriaticadiSicurta 2,924.2 3,668.5

CompagniadiAss.DiMilano 2,729.0 3,423.7

AuroraAssicurazioni 2,115.3 2,653.7

Assitalia 1,855.3 2,327.6

CompagniaAss.Unipol 1,475.8 1,851.4

ToroAssicurazioni 1,424.8 1,787.5

ZurichInsurance 1,386.5 1,739.4

AxaAssicurazioni 1,297.6 1,627.9

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany EUR Mn USD Mn

IntesaVita 6,103.0 7,656.5

PosteVita 5,989.3 7,513.8

CreditRasVita 4,169.8 5,231.3

AssicurazioniGenerali 3,867.2 4,851.6

EurizonVita 3,716.2 4,662.1

INAAssitalia 3,384.0 4,245.4

BNLVita 3,147.9 3,949.2

AlleanzaAssicurazioni 2,912.1 3,653.4

CnpCapitaliaVita 2,331.1 2,924.5

MediolanumVita 1,973.1 2,475.3

Italy

ASSOCIATION: ItalianAssociationofInsuranceCompanies

AssociazioneNazionalefraleImpreseAssicuratrici(ANIA)

PiazzaSBabila1 20122Milan Tel:(39)77641 Fax:(39)780870 www.ania.it

CURRENCY: euro(EUR)

EXCHANGE RATES: eurosperU.S.dollar—0.7345(2007), 0.7964(2006),0.8041(2005), 0.8054(2004),0.886(2003)

REGULATORY BODY: ISVAP-1st.PerlaVigilanza Assicurazioni ViadelQuirinale21 00187Rome Tel:(39)6-421-331 Fax:(39)6-421-333

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $142,328(U.S.$millions)Nonlife premiums: 54,112Life premiums: 88,215

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION58,147,733(est.July2007)

GDP*$1,800billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2005

Gross written premiums Company JMD Mn USD Mn

UnitedGeneral 3,125.7 50.2

JamaicaInternational 2,328.9 37.4

NEM 2,148.0 34.5

Globe 2,023.5 32.5

WestIndiesAlliance 1,966.2 31.6

InsuranceCompanyoftheWestIndies 1,351.5 21.7

BritishCaribbean 1,338.1 21.5

AmericanHome 1,284.3 20.6

GeneralAccident 697.7 11.2

VictoriaMutual 494.1 7.9

LEADING LIFE INSURANCE COMPANIES, 2003

Gross written premiumsCompany JMD Mn USD Mn

LifeofJamaica 3,220.0 55.8

GuaridanLife 1,700.9 29.5

BlueCross 1,625.6 28.2

FirstLife 1,436.6 24.9

CunaMutual 305.1 5.3

ScotiaLife 227.5 3.9

NCBInsurance 29.5 0.5

Jamaica

ASSOCIATION: TheInsuranceAssociationofJamaica (IAJ) InsuranceHouse 3ARichmondAvenue Kingston10 Tel:(876)920-3385 Fax:(876)906-1804

CURRENCY: Jamaicandollar(JMD)

EXCHANGE RATES: JamaicandollarsperU.S.dollar— 69.034(2007),65.768(2006), 62.51(2005),61.197(2004), 57.741(2003)

REGULATORY BODY: FinancialServicesCommission 39-43BarbadosAvenue Kingston5 Tel:(876)906-3010-2 Fax:(876)754-9854

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $433(U.S.$millions)Nonlife premiums: 311Life premiums: 122

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION2,780,132(est.July2007)

GDP*$13.5billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company JPY Bn USD Mn

TokioMarine&Nichido 2,147.0 19,479.1

MitsuiSumitomo 1,625.8 14,750.9

SompoJapan 1,600.9 14,524.4

Aioi 941.8 8,544.3

NipponKoa 834.3 7,569.1

NissayDowa 371.7 3,372.5

Fuji 361.8 3,282.2

AIU 256.2 2,324.3

Kyoei 229.7 2,083.7

Nisshin 164.3 1,490.9

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany JPY Bn USD Mn

Nippon 4,853.6 41,733.8

Dai-ichi 3,293.0 28,315.0

Sumitomo 2,930.4 25,197.1

MejiYasuda 2,568.6 22,085.6

ALICOJapan 1,376.8 11,838.2

TokioMarine&NichidoFinancial 1,105.0 9,500.4

Aflac 1,068.8 9,189.9

Daido 864.2 7,431.2

Mitsui 812.7 6,987.8

Fukoku 721.9 6,206.9

Japan

ASSOCIATION: GeneralInsuranceAssociationofJapan

InsuranceBuilding 9KandaAwajicho2-Chome Chiyoda-Ku Tokyo101-8335 Tel:(81)3255-1437 Fax:(81)3255-1234 www.sonpo.or.jp

CURRENCY: yen(JPY)

EXCHANGE RATES: yenperU.S.dollar—117.99(2007), 116.18(2006),110.22(2005), 108.19(2004),115.93(2003)

REGULATORY BODY: FinancialServicesAgency InsuranceBusinessDivision 3-1-1KasumigasekiChiyoda-ku Tokyo,100-8967 Tel:(81)3-3506-6000

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $424,832(U.S.$millions)Nonlife premiums: 94,182Life premiums: 330,651

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION127,433,494(est.July2007)

GDP*$4,346billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2005

Gross written premiums Company JOD Mn USD Mn

ArabOrientInsurance 18.2 25.7

MiddleEastInsurance 15.2 21.5

JordanInsurance 14.1 19.9

JordanInternationalInsurance 12.9 18.1

JordanFrenchInsurance 12.4 17.4

UnitedInsurance 11.3 15.9

ArabLife&AccidentInsurance 10.8 15.3

JerusalemInsurance 9.0 12.7

ArabGermanInsurance 9.0 12.7

NationalAhliaInsurance 7.6 10.7

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany JOD Mn USD Mn

ALICO 12.6 17.7

Al-NisrInsurance 2.5 3.6

JordanInsurance 2.2 3.2

ArabLife&AccidentInsurance 1.6 2.3

MiddleEastInsurance 1.3 1.8

IslamicInsurance 0.9 1.2

ArabGermanInsurance 0.8 1.1

GeneralArabiaInsurance 0.7 1.0

JerusalemInsurance 0.5 0.7

JordanInternationalInsurance 0.5 0.7

Jordan

ASSOCIATION: JordanInsuranceFederation POBox1990 QueenAliaStreet Shmeisani Amman11118 Tel:(962)568-9266 Fax:(962)568-9510 www.joif.org

CURRENCY: Jordaniandinar(JOD)

EXCHANGE RATES: JordaniandinarsperU.S.dollar— 0.709(2007),0.709(2006), 0.709(2005),0.709(2004), 0.709(2003)

REGULATORY BODY: JordanInsuranceCommission POBox940829 AbdulHameedShoumanStreet Shmeisani Amman11194 Tel:(962)6-565-6327 Fax:(962)6-565-6329

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $407(U.S.$millions)Nonlife premiums: 366Life premiums: 41

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION6,053,193(est.July2007)

GDP*$28.9billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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Kazakhstan

CURRENCY: tenge(KZT)

EXCHANGE RATES: tengeperU.S.dollar—122.55(2007), 126.09(2006),132.88(2005), 136.04(2004),149.58(2003)

REGULATORY BODY: InsuranceandNon-BankingSupervisionDepartment

AgencyoftheRepublicofKazakhstanonRegulationandSupervisionofFinancialMarketsandFinancialOrganisations

83AAitekeBiStreet Almaty050000 Tel:(7)327-272-0699

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $1,238(U.S.$millions)Nonlife premiums: 1,200Life premiums: 38

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION15,284,929(est.July2007)

GDP*$161.5billion(est.July2007)

LEADING NONLIFE INSURANCE COMPANIES

Datanotavailable.

LEADING LIFE INSURANCE COMPANIES

Datanotavailable.

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2005

Gross written premiums Company KES Mn USD Mn

Kenindia 2,679.1 35.5

BlueShield 1,920.9 25.4

AIG(K) 1,556.2 20.6

Jubilee 1,523.0 20.2

APA 1,448.3 19.2

UAPProvincial 1,351.1 17.9

HeritageAll 1,103.9 14.6

LionofKenya 996.4 13.2

ICEA 959.4 12.7

Cooperative 914.7 12.1

LEADING LIFE INSURANCE COMPANIES, 2005

Gross written premiumsCompany KES Mn USD Mn

ICEA 2,064.7 27.3

CFC 1,473.9 19.5

BritishAmerican 1,435.3 19.0

PanAfrica 1,194.0 15.8

Jubilee 1,138.2 15.1

OldMutual 737.1 9.8

Kenindia 713.0 9.4

Madison 632.0 8.4

Co-operative 553.0 7.3

Apollo 238.1 3.2

Kenya

ASSOCIATION: TheAssociationofKenyaInsurers VictoriaTowers,3rdfloor KilimanjaroAvenue UpperHill POBox45338 Nairobi Tel:(254)2731330 Fax:(254)2731339

CURRENCY: Kenyanshilling(KES)

EXCHANGE RATES: KenyanshillingsperU.S.dollar— 68.309(2007),72.101(2006), 75.554(2005),79.174(2004), 75.936(2003)

REGULATORY BODY: DepartmentofInsurance MinistryofFinance BimaHouse,10thfloor POBox43505 Nairobi Tel:(254)2-330-428 Fax:(254)2-211-711

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $721(U.S.$millions)Nonlife premiums: 493Life premiums: 229

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION36,913,721(est.July2007)

GDP*$57.7billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2005

Gross written premiums Company KWD Mn USD Mn

Kuwait 19.7 67.5

Gulf 18.1 62.0

Warba 15.5 53.1

Al-Ahleia 15.3 52.4

BahrainKuwait 7.3 25.0

WathaqTakaful 6.8 23.3

1stTakaful 6.4 21.9

NationalTakaful 4.5 15.4

WarbaMedical 3.0 10.3

Al-IttihadAl-Watani 2.7 9.2

LEADING LIFE INSURANCE COMPANIES, 2005

Gross written premiumsCompany KWD Mn USD Mn

Gulf 13.7 46.9

Al-Ahlyeia 9.8 33.6

Kuwait 6.9 23.6

AmericanLife 4.5 15.4

Warba 2.9 9.9

1stTakaful 1.8 6.2

GulfTakaful 1.1 3.8

NationalTakaful 0.5 1.7

Kuwait

CURRENCY: Kuwaitidinar(KD)

EXCHANGE RATES: KuwaitidinarsperU.S.dollar— 0.2844(2007),0.29(2006), 0.292(2005),0.2947(2004), 0.298(2003)

REGULATORY BODY: InsuranceDepartment MinistryofCommerce&Industry InteriorTrade POBox2944 Safat1303 Tel:(965)240-8036 Fax:(965)243-6832

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $734(U.S.$millions)Nonlife premiums: 602Life premiums: 132

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION2,505,559(est.July2007)

GDP*$138.6billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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Latvia

ASSOCIATION LatvianInsurersAssociation KrValdemaraiela149 RigaLV1013 Tel:(371)736-0898 Fax:(371)736-0838 CURRENCY: Latvianlat(LVL)

EXCHANGE RATES: latiperU.S.dollar—0.5162(2007), 0.5597(2006),0.5647(2005), 0.5402(2004),0.5715(2003)

REGULATORY BODY: InsuranceSupervisoryAuthority FinansuunKapitalaTirgusKomisija

(FKTK) Kunguiela1 RigaLV1050 Tel:(371)777-4800 Fax:(371)777-5755

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $596(U.S.$millions)Nonlife premiums: 546Life premiums: 50

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION2,259,810(est.July2007)

GDP*$40billion(est.July2007)

LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company LVL Mn USD Mn

Balta 44.0 78.5

BaltijasAprdrosinasanasNams 6.0 10.7

Baltikums 13.3 23.7

Balva 11.3 20.2

BTA 40.5 72.3

ErgoLatvija 16.2 28.9

IfLatvia 15.6 27.8

LautoKlubs 0.1 0.3

NordenAS 1.0 1.8

Parekss 19.6 35.0

LEADING LIFE INSURANCE COMPANIES

Datanotavailable.

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2004

Gross written premiums Company LBP Mn USD Mn

Medgulf 83,854.7 55.6

Bankers 65,779.8 43.6

Axa-SLF 37,235.3 24.7

SNA-AGF 32,825.8 21.8

Lib-Suisse 32,486.6 21.6

Alico 24,527.0 16.3

Lib-Arabe 23,991.9 15.9

Fidelity 22,914.0 15.2

AlMashrek 21,037.2 14.0

Arope 20,758.3 13.8

LEADING LIFE INSURANCE COMPANIES, 2004

Gross written premiumsCompany LBP Mn USD Mn

Alico 105,246.1 69.8

Sogecap 30,021.9 19.9

Bancassurance 27,331.0 18.1

SNA 27,119.9 18.0

LibanoArabe 20,554.8 13.6

Arope 16,823.7 11.2

Adir 9,670.6 6.4

Bankers 3,587.9 2.4

UFA 3,391.9 2.3

LibanoSuisse 3,391.9 2.3

Lebanon

ASSOCIATION: InsuranceAssociation AssociationdesCompagnies

d’AssurancesauLiban SNABuilding, POBox11-8878 PlaceTabaris, Beirut Tel:(961)01-324-726 Fax:(961)01-200-385 www.acal.org.lb

CURRENCY: Lebanesepound(LBP)

EXCHANGE RATES: LebanesepoundsperU.S.dollar— 1,507.5(2007),1,507.5(2006), 1,507.5(2005),1,507.5(2004), 1,507.5(2003)

REGULATORY BODY: InsuranceSupervisoryAuthority MinistryofEconomyandTrade A’azariehBldgBlocA4 RiadElSolh Tel:(961)01-980-823 Fax:(961)01-980-826

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $761(U.S.$millions)Nonlife premiums: 483Life premiums: 278

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION3,925,502(est.July2007)

GDP*$40.7billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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Liechtenstein

ASSOCIATION: LiechtensteinischerVersicherungsverband

c/oFortunaLebens-VersicherungsAG UlrikeGort Sekretariat Städtle35 LI-9490Vaduz Tel.:(423)236-1549 Fax:(423)236-1548

CURRENCY: Swissfranc(CHF)

EXCHANGE RATES: SwissfrancsperU.S.dollar— 1.1973(2007),1.2539(2006), 1.2452(2005),1.2435(2004), 1.3467(2003)

REGULATORY BODY: FinancialMarketAuthorityofLiechtenstein

Heiligkreuz8 POBox684 LI-9490Vaduz Tel:(423)236-7373 Fax:(423)236-7374

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $5,705(U.S.$millions)Nonlife premiums: 193Life premiums: 5,512

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION34,247(est.July2007)

GDP*$3billion(est.July2006)

LEADING NONLIFE INSURANCE COMPANIES

Datanotavailable.

LEADING LIFE INSURANCE COMPANIES

Datanotavailable.

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company LTL Mn USD Mn

LietuvosDraudimas 338.7 123.1

ERGOLietuva 138.5 50.3

PZULietuva 113.6 41.3

IFDraudimas 97.3 35.3

BTADraudimas 88.5 32.1

BaltikumDraudimas 59.8 21.7

RESOEuropa 48.3 17.6

BalticPolis 30.3 11.0

SeesamLietuva 22.8 8.3

BaltijosGarantas 11.8 4.3

LEADING LIFE INSURANCE COMPANIES, 2007

Gross written premiumsCompany LTL Mn USD Mn

HansaGyvybesDraudimas 326.1 129.2

SEBVBGyvybesDraudimas 200.6 79.5

Aviva 70.9 28.1

ERGOLietuvaGyvybes 58.4 23.1

BonumPublicum 15.0 5.9

PZULietuvaGyvybesDraudimas 14.0 5.6

LietuvosDraudimas 6.0 2.4

SeesamLietuvaGyvybesDraudimas 3.9 1.5

Lithuania

ASSOCIATION: AssociationofLithuanianInsurers Vyteniog50 03229Vilnius Tel:(961)2310-381 www.draudikai.lt

CURRENCY: litas(LTL)

EXCHANGE RATES: litaiperU.S.dollar—2.5362(2007), 2.7498(2006),2.774(2005), 2.7806(2004),3.0609(2003)

REGULATORY BODY: InsuranceSupervisoryAuthority InsuranceSupervisoryCommission

(DPK) Ukmergesg222 07157Vilnius Tel:(370)05-243-13-70 Fax:(370)05-272-36-89

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $771(U.S.$millions)Nonlife premiums: 495Life premiums: 275

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION3,575,439(est.July2007)

GDP*$59.6billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company EUR Mn USD Mn

Foyer 216.5 271.6

LaLuxembourgeoise 160.9 201.8

AXA 69.0 86.6

P&V 32.3 40.5

Baloise 30.4 38.2

Fortis 19.7 24.7

AIGEurope 18.0 22.6

AGF 16.8 21.0

DKV 15.5 19.5

WinterthurEurope 9.3 11.7

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany EUR Mn USD Mn

LaLuxembourgeoiseVie 86.2 108.2

SwissLife 65.9 82.7

FortisLuxembourgVie 65.2 81.8

FoyerVie 63.0 79.1

AXAAssurancesVie 43.0 54.0

BaloiseVie 33.8 42.4

AGFLife 23.3 29.3

INGLife 18.6 23.4

DexiaLife&Pensions 17.4 21.9

P&VAssurances 13.6 17.0

Luxembourg

ASSOCIATION: InsuranceCompanies’Association AssociationdesCompagnies

d’Assurances 75RuedeMamer LU-8081Bertrange Tel:(352)44-21-44-28 Fax:(352)44-02-89 www.aca.lu

CURRENCY: euro(EUR)

EXCHANGE RATES: eurosperU.S.dollar—0.7345(2007), 0.7964(2006),0.8041(2005), 0.8054(2004),0.886(2003)

REGULATORY BODY: CommissariatauxAssurances 7BoulevardRoyal L-2449 Tel:(352)22-69-11 Fax:(352)22-69-10

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $17,030(U.S.$millions)Nonlife premiums: 2,046Life premiums: 14,984

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION480,222(est.July2007)

GDP*$38.8billion(est.July2007)

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LEADING NONLIFE INSURANCE COMPANIES, 2004

Gross written premiums Company MYR Mn USD Mn

Kurnia 1,186.10 312.1

AllianzeGeneral 450.1 118.5

MalaysiaNational 413.7 108.9

Commerce 398.7 104.9

AmericanHome 396.7 104.4

AmAssurance 389.2 102.4

MalaysiaAssuranceAlliance 357.8 94.2

HongLeong 329.8 86.8

Uni.AsiaGeneral 312.4 82.2

AVIVA 290.9 76.6

LEADING LIFE INSURANCE COMPANIES, 2005

Gross written premiumsCompany MYR Mn USD Mn

GreatEastern 3,813.9 1,003.6

AIA 1,817.0 478.2

Prudential 2,064.8 543.4

ING 1,284.1 337.9

MAA 653.6 172.0

HongLeong 561.1 147.7

MCISZurich 366.6 96.5

AsiaLife 372.0 97.9

Manulife 317.5 83.6

AllianzLife 330.0 86.8

Malaysia

ASSOCIATION: GeneralInsuranceAssociationofMalaysia

PersatuanInsuranAmMalaysia (PIAM) 3rdFloorWismaPIAM 150JalanTunSambathan 50470KualaLumpur Tel:(60)2274-7395 Fax:(60)2274-5910 www.piam.org.my

CURRENCY: ringgit(MYR)

EXCHANGE RATES: ringgitsperU.S.dollar—3.46(2007), 3.6683(2006),3.8(2005), 3.8(2004),3.8(2003)

REGULATORY BODY: InsuranceRegulationDepartment 8thFloor,BlockA,BankNegara

Malaysia JalanDato’Onn 50480KualaLumpur Tel:(60)3-2698-8044 Fax:(60)3-2694-5986

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $8,824(U.S.$millions)Nonlife premiums: 2,939Life premiums: 5,885

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION24,821,286(est.July2007)

GDP*$357.9billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company MXN Mn USD Mn

GNP 11,561.2 1,060.7

ING 11,154.4 1,023.4

Qualitas 5,585.9 512.5

Inbursa 4,822.7 442.5

Aba|Seguros 3,756.6 344.7

Zurich 3,499.3 321.1

MAPFRETepeyac 3,179.0 291.7

BBVABancomer 2,796.0 256.5

BanorteGenerali 2,665.6 244.6

Atlas 2,371.4 217.6

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany MXN Mn USD Mn

MetlifeMexico 20,998.9 1,926.6

GNP 7,377.5 676.9

BBVABancomer 7,000.3 642.3

MonterreyNewYorkLife 5,773.0 529.7

Banamex 5,298.7 486.2

BanorteGenerali 4,066.3 373.1

INGComercialAmerica 3,915.4 359.2

Inbursa 3,219.2 295.4

Argos 2,079.6 190.8

SegurosAzteca 1,171.0 107.4

Mexico

ASSOCIATION: MexicanAssociationofInsuranceInstitutions

AsociacionMexicanadeInstitucionesdeSegurosAC

FranciscoIMadero21 ColoniaTlacopacSanAngel 01040MexicoDF Tel:(52)5662-6161 Fax:(52)5662-8036 www.amis.com.mx

CURRENCY: Mexicanpeso(MXN)

EXCHANGE RATES: MexicanpesosperU.S.dollar— 10.8(2007),10.899(2006), 10.898(2005),11.286(2004), 10.789(2003)

REGULATORY BODY: ComisionNacionaldeSegurosyFianzas

Av.InsurgentesSurNo1971 TorreNorte2,Piso3 ColoniaGuadalupeInn 01020MexicoCityD.F. Tel:(52)55-5-724-7494 Fax:(52)55-5-724-7602

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $17,416(U.S.$millions)Nonlife premiums: 9,763Life premiums: 7,653

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION108,700,891(est.July2007)

GDP*$1,353billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company MAD Mn USD Mn

RMAWatanya 1,994.7 226.8

AXAAssuranceMaroc 1,806.8 205.4

Wafa 1,218.7 138.6

EsSaada 904.0 102.8

Sanad 904.0 102.8

Atlanta 774.5 88.1

CNIA 716.8 81.5

CAT 588.7 66.9

Zurich 489.9 55.7

MAMDA 273.4 31.1

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany MAD Mn USD Mn

Wafa 1,171.3 133.2

RMAWATANYA 1,060.6 120.6

AXAAssuranceMaroc 586.3 66.7

LaMarocaineVie 516.9 58.8

CNIA 462.5 52.6

MCMA 163.1 18.5

Atlanta 69.6 7.9

SANAD 52.5 6.0

EsSaada 25.9 2.9

Zurich 13.7 1.6

Morocco

ASSOCIATION: FederationMarocainedesSocietesd’AssurancesetdeReassurance(FMSAR)

154,Boulevardd’Anfa Casablanca Tel:(212)39-1850 Fax:(212)39-1854

CURRENCY: Moroccandirham(MAD)

EXCHANGE RATES: MoroccandirhamsperU.S.dollar— 8.3563(2007),8.7722(2006), 8.865(2005),8.868(2004), 9.574(2003)

REGULATORY BODY: MinistèredesFinancesDirectiondesAssurancesetdelaPrevoyanceSociale

QuartierAdministratifChellah Rabat Tel:(212)37-67-7482 Fax:(212)37-67-7544

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $2,153(U.S.$millions)Nonlife premiums: 1,437Life premiums: 716

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION33,757,175(est.July2007)

GDP*$127billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2004

Gross written premiums Company NAD Mn USD Mn

Mutual&Federal 293.4 45.4

Santam 250.1 38.7

Hollard 90.7 14.0

InsCoNamibia 85.6 13.3

CorpGuarantee 54.4 8.4

LegalShield 52.5 8.1

Swabou 44.3 6.9

Western 44.1 6.8

NASRIA 13.5 2.1

LEADING LIFE INSURANCE COMPANIES, 2004

Gross written premiumsCompany NAD Mn USD Mn

OldMutual 784.7 121.5

Sanlam 610.6 94.5

Metropolitan 380.4 58.9

ChannelLife 106.7 16.5

RegentLife 53.1 8.2

Swabou 52.2 8.1

Namlife 23.7 3.7

PPS 17.3 2.7

UnitedF 17.1 2.7

Prosperity 11.2 1.7

Namibia

ASSOCIATION: NamibiaInsuranceAssociation POBox151 Windhoek

CURRENCY: Namibiandollar(NAD);SouthAfricanrand(ZAR)

EXCHANGE RATES: NamibiandollarsperU.S.dollar— 7.18(2007),6.7649(2006), 6.3593(2005),6.4597(2004), 7.5648(2003)

REGULATORY BODY: NamibiaFinancialSupervisoryAuthority(NAMFISA)

154IndependenceAvenue SanlamCentre,8thFloor POBox21250 Windhoek Tel:(264)61-290-5000

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $601(U.S.$millions)Nonlife premiums: 178Life premiums: 422

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION2,055,080(est.July2007)

GDP*$10.7billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2005

Gross written premiums Company EUR Mn USD Mn

AchmeaZorg 1,954.1 2,430.2

Achmea 1,521.9 1,892.7

Interpolis 1,433.0 1,782.1

Nationale-Nederlanden 1,132.6 1,408.6

FortisASR 1,068.5 1,328.8

VGZZorgverzekeraar 1,064.6 1,324.0

AtradiusCredit 787.7 979.6

MenzisParticulierowm 741.2 921.8

DeltaLloyd 715.5 889.9

AEGON 634.3 788.8

LEADING LIFE INSURANCE COMPANIES, 2005

Gross written premiumsCompany EUR Mn USD Mn

Nationale-NederlandenLeven 4,748.3 5,905.2

AEGONLeven 2,582.7 3,211.9

InterpolisBTL 2,078.7 2,585.1

AchmeaPensioen-enLeven 1,822.0 2,265.8

DeltaLloydLeven 1,498.5 1,863.6

REAALLeven 1,410.1 1,753.7

AMEVLeven 1,226.4 1,525.2

Zwitserleven 1,032.7 1,284.3

ABNAMROLeven 747.3 929.3

LoyalisLeven 600.9 747.3

Netherlands

ASSOCIATION: InsuranceCompaniesAssociation VerbondVanVerzekeraars Bordewijklaan2 2591XRDenHaag Tel:(31)33-8500 Fax:(31)33-8510 www.verzekeraars.nl

CURRENCY: euro(EUR)

EXCHANGE RATES: eurosperU.S.dollar—0.7345(2007), 0.7964(2006),0.8041(2005), 0.8054(2004),0.886(2003)

REGULATORY BODY: SupervisoryAuthority DeNederlandscheBank JohnFKennedylaan32 7312PSApeldoorn Tel:(31)55-357-66-77 Fax:(31)55-357-69-06

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $102,831(U.S.$millions)Nonlife premiums: 66,834Life premiums: 35,998

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION16,570,613(est.July2007)

GDP*$638.9billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company NZD Mn USD Mn

IAGNewZealand 1,087.8 707.1

VeroInsurance 752.6 489.2

LumleyGeneral 285.6 185.7

AMIInsurance 258.9 168.3

TowerInsurance 155.2 100.9

AIGNewZealand 117.9 76.6

Farmers’Mutual 100.0 65.0

AllianzNewZealand 78.9 51.3

AceInsurance 77.1 50.1

MedicalInsuranceSociety 45.9 29.9

LEADING LIFE INSURANCE COMPANIES, 2007

In-force premiums*Company NZD Mn USD Mn

SovereignAssurance 414.1 304.8

AXANewZealand 207.0 152.4

AMP 199.4 146.8

AsteronLife 118.1 86.9

AIA 86.8 63.9

Tower 73.1 53.8

WestpacInvestment 64.5 47.5

FidelityLifeAssurance 61.5 45.3

CIGNALife 55.5 40.8

BNZLife 46.6 34.3*Life & superannuation.

New Zealand

ASSOCIATION: InsuranceCouncilofNewZealandInc.

GuardianAssuranceHouse 111-115CustomhouseQuay POBox474 Wellington Tel:(64)472-5230 Fax:(64)473-3011 www.icnz.org.nz

CURRENCY: NewZealanddollar(NZD)

EXCHANGE RATES: NewZealanddollarsperU.S.dollar— 1.3811(2007),1.5408(2006), 1.4203(2005),1.5087(2004), 1.7221(2003)

REGULATORY BODY: MinistryofEconomicDevelopment InsuranceandSuperannuationUnit Level6,33BowenStreet Wellington Tel:(64)4-913-3651 Fax:(64)4-913-3652

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $6,453(U.S.$millions)Nonlife premiums: 5,430Life premiums: 1,023

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION4,115,771(est.July2007)

GDP*$112.6billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2005

Gross written premiums Company NGN Mn USD Mn

Nicon 14,400.0 109.7

Industrial&General 3,646.9 27.8

Leadway 3,214.4 24.5

RoyalExchange 1,691.6 12.9

Unitrust 1,442.3 11.0

Niger 1,336.7 10.2

Prestige 1,269.0 9.7

StandardAlliance 1,249.3 9.5

EquityIndemnity 1,213.0 9.2

UNIC 1,096.2 8.4

LEADING LIFE INSURANCE COMPANIES, 2005

Gross written premiumsCompany NGN Mn USD Mn

Aiico 2,668.8 20.3

NICON 1,416.8 10.8

Crusader 1,195.4 9.1

Industrial&General 1,106.5 8.4

Niger 974.7 7.4

Elmac 632.1 4.8

Leadway 348.0 2.7

CapitalExpress 337.9 2.6

StandardLife 281.7 2.1

Baico 252.3 1.9

Nigeria

ASSOCIATION: NigerianInsurersAssociation(NIA) 42SakaTinubuStreet VictoriaIsland POBox9551 Lagos Tel:(234)262-9616 Fax:(234)262-1298 www.nigeriainsurers.com

CURRENCY: naira(NGN)

EXCHANGE RATES: nairasperU.S.dollar—127.46(2007), 127.38(2006),132.59(2005), 132.89(2004),129.22(2003)

REGULATORY BODY: NationalInsuranceCommission HeadOffice Shippers’Plaza MichaelOkparaSt. WuseZone5,P.M.B457,Garki Abuja Tel:(234)09-523-8268 Fax:(234)09-523-8260

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $814(U.S.$millions)Nonlife premiums: 687Life premiums: 127

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION135,031,164(est.July2007)

GDP*$294.8billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company NOK Mn USD Mn

IfSkadeforsikring 11,371.5 1,773.1

Gjensidige 11,281.8 1,759.1

Vesta 6,327.7 986.6

Sparebank1Skadeforsikring 3,603.9 561.9

TerraSkadeforsikring 1,163.1 181.4

AIGEurope 829.1 129.3

KLPSkadeforsikring 543.3 84.7

JernbanepersonaletsForsikring 398.4 62.1

TennantForsikring 195.5 30.5

Trygg-Hansa 179.0 27.9

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany NOK Mn USD Mn

Vital 19,865.2 3,097.5

KLP 15,294.5 2,384.8

StorebrandLiv 12,939.6 2,017.6

NordeaLiv 5,718.0 891.6

SpareBank1Liv 3,051.7 475.8

GjensidigeForsikring 1,589.4 247.8

TrygVestaForsikring 664.7 103.6

DanicaPensjon 277.7 43.3

SHBLiv 120.7 18.8

GjensidigePensjon 107.7 16.8

Norway

ASSOCIATION: NorweiganInsuranceAssociation FinansnaeringensHovedorganisasjon (FNH) Hansteensgate2 Postboks2473Solli Oslo2 Tel:(47)23-28-42-00 Fax:(47)23-28-42-01 www.fnh.no

CURRENCY: Norwegiankrone(NOK)

EXCHANGE RATES: NorwegiankronerperU.S.dollar— 5.8396(2007),6.4117(2006), 6.4425(2005),6.7408(2004), 7.0802(2003)

REGULATORY BODY: Kredittilsynet InsuranceSupervisoryAuthority Ostensjovn.43;POBox100 N-0611Oslo Tel:(47)22-93-9800 Fax:(47)22-63-0226

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $19,412(U.S.$millions)Nonlife premiums: 7,956Life premiums: 11,456

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION4,627,926(est.July2007)

GDP*$257.4billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company OMR Mn USD Mn

DhofarInsurance 33.8 87.8

AlAhliaInsurance 20.7 53.7

OmanUnited 18.4 47.8

Royal&SunAlliance 8.1 21.1

NewIndia 6.7 17.5

MuscatInsurance 5.9 15.4

Falcon 5.9 15.3

Oman&Qatar 5.2 13.4

AXA 5.0 12.9

AmericanLife 4.8 12.4

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany OMR Mn USD Mn

NationalLife 11.9 31.0

AmericanLife 5.0 12.9

MuscatLife 3.1 8.1

OmanUnited 2.5 6.5

DhofarInsurance 2.1 5.5

LifeInsuranceCorporation 0.6 1.6

ArabiaInsurance 0.2 0.6

AXA 0.4 0.9

AlAhliaInsurance 0.3 0.7

Oman

ASSOCIATION: CapitalMarketsAuthority SultanateofOman POBox3359 Tel:(968)2482-3258 Fax:(968)2481-7471

CURRENCY: Omanirial(OMR)

EXCHANGE RATES: OmanirialsperU.S.dollar— 0.3845(2007),0.3845(2006), 0.3845(2005),0.3845(2004), 0.3845(2003)

REGULATORY BODY: CapitalMarketAuthority ICMABuilding POBoxNo.3359 Ruwi112 Tel:(968)2-482-3600 Fax:(968)2-4816-260

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $414(U.S.$millions)Nonlife premiums: 339Life premiums: 75

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION3,204,897(est.July2007)

GDP*$61.2billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2005

Gross written premiums Company PKR Mn USD Mn

Adamjee 6,635.3 111.5

EFU 6,523.9 109.6

National 4,249.3 71.4

NewJubilee 1,736.7 29.2

NewHampshire 1,056.3 17.7

Shaheen 670.6 11.3

InternationalGeneral 632.2 10.6

Premier 631.4 10.6

Askari 590.6 9.9

Atlas 523.6 8.8

LEADING LIFE INSURANCE COMPANIES, 2005

Gross written premiumsCompany PKR Mn USD Mn

StateLife 13,899.3 233.5

EFU 2,500.1 42.0

NJLI 1,379.4 23.2

ALICO 691.8 11.6

Metropolitan 81.8 1.4

Pakistan

ASSOCIATION: InsuranceAssociationofPakistan JamshedKatrakChambers GAllanaRoad POBox4932 Karachi74000 Tel:(92)231-1782 Fax:(92)231-0798

CURRENCY: Pakistanirupee(PKR)

EXCHANGE RATES: PakistanirupeesperU.S.dollar— 60.6295(2007),60.35(2006), 59.515(2005),58.258(2004), 57.752(2003)

REGULATORY BODY: InsuranceDivision SecuritiesandExchangeCommission 10thFloor,NICLBuilding JinnahAvenue Islamabad44000 Tel:(92)51-920-7091 Fax:(92)51-920-4915

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $1,065(U.S.$millions)Nonlife premiums: 637Life premiums: 428

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION164,741,924(est.July2007)

GDP*$446.1billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2005

Gross written premiums Company USD Mn

ASSA 43.7

CompaniaNacional 37.3

CompaniaInternacional 36.3

AseguradoraMundial 26.2

AssicurazioniGenerali 14.3

NationalUnionFire 11.9

AseguradoraAncon 10.6

CompaniaInteroceanica 8.9

EmpreseGeneral 5.8

CompaniaIstmena 1.7

LEADING LIFE INSURANCE COMPANIES, 2007

Gross written premiumsCompany USD Mn

AseguradoraMundial 57.3

ASSA 42.8

CompaniaInternacionaldeSeguros 40.1

AmericanLife 37.9

AssicurazioniGenerali 22.2

HSBCSeguros 17.2

PanAmericanLifeInsurancedePanama 15.5

CompaniaInteroceanicadeSeguros 9.5

PanAmericanLife 8.8

BritishAmerican 8.1

Panama

ASSOCIATION: PanamanianInsuranceAssociation AsociacionPanamenade

Aseguradores(APADEA) ApartadoPostal7465 CalleVenezuela46-113 Panama5 Tel:(507)225-4445 Fax:(507)225-8259 www.apadea.com

CURRENCY: balboa(PAB);U.S.dollar(USD)

EXCHANGE RATES: balboasperU.S.dollar—1(2007), 1(2006),1(2005),1(2004), 1(2003)

REGULATORY BODY: SuperintendencyofInsurance SuperintendenciadeSegurosy

Reaseguros Apartado832-1683WTC Calle51yRdoArias CampoAlegre Tel:(507)214-7484 Fax:(507)214-7482

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $607(U.S.$millions)Nonlife premiums: 424Life premiums: 182

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION3,242,173(est.July2007)

GDP*$29.1billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company PEN Mn USD Mn

RimacInternacional 921.1 281.3

ElPacificoPeruanoSuiza 568.1 173.5

LaPositiva 197.7 60.4

MAPFREPeru 128.0 39.1

Latina 119.2 36.4

ElPacificoVida 34.3 10.5

Interseguro 21.1 6.4

AtlasCumbres 21.1 6.4

SECREX 16.1 4.9

MapfrePeruVida 14.5 4.4

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany PEN Mn USD Mn

RimacInternacional 354.2 108.2

PacificoVida 349.6 106.8

InVita 312.1 95.3

Interseguro 283.8 86.7

MAPFREPeruVida 103.9 31.7

LaPositivaVida 59.6 18.2

Latina 18.7 5.7

AltasCumbres 14.1 4.3

LaPositiva 2.5 0.8

Peru

ASSOCIATION: AsociacionPeruanadeEmpresasdeCorredoresdeSeguros

(APECOSE) AriasAraguez146 SanAntonio,Miraflores Lima Tel:(51)446-0295 Fax:(51)447-0678

CURRENCY: nuevosol(PEN)

EXCHANGE RATES: nuevosolperU.S.dollar— 3.1731(2007),3.2742(2006), 3.2958(2005),3.4132(2004), 3.4785(2003)

REGULATORY BODY: SuperintendenciadeBancaySeguros CaminoReal390 TorreCentralPiso17 SanIsidro Lima27 Tel:(51)1-421-1220 Fax:(51)1-4715150

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $1,187(U.S.$millions)Nonlife premiums: 676Life premiums: 511

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION28,674,757(est.July2007)

GDP*$217.5billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2005

Gross written premiums Company PHP Mn USD Mn

MalayanInsurance 4,465.4 81.1

PrudentialGuarantee 2,840.7 51.6

BPI/MS 2,005.7 36.4

Pioneer 1,837.1 33.3

StandardInsuranceCompany 1,775.0 32.2

UCPBGeneral 1,439.9 26.1

Alliedbankers 1,350.1 24.5

Philam 1,319.8 24.0

FederalPhoenix 1,176.7 21.4

TokioMarine 1,024.0 18.6

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany PHP Mn USD Mn

Philamlife 13,620.7 265.4

PhilAXA 9,035.1 176.1

SunLife 8,834.3 172.2

InsularLife 6,170.8 120.3

PruLife 3,066.6 59.8

Manulife 2,995.3 58.4

AyalaLife 1,547.9 30.2

Cocolife 1,524.9 29.7

GeneraliPilipinasLife 1,173.1 22.9

GreatPacificLife 1,050.9 20.5

Philippines

ASSOCIATION: PhilippinesInsuranceandReinsuranceAssociation(PIRA)

ReginaBuilding Escolta Manila Tel:(63)241-5847 Fax:(63)241-6587

CURRENCY: Philippinepeso(PHP)

EXCHANGE RATES: PhilippinepesosperU.S.dollar— 46.148(2007),51.246(2006), 55.086(2005),56.04(2004), 54.203(2003)

REGULATORY BODY: InsuranceSupervisoryAuthority InsuranceCommission 1071UnitedNationsAvenue Manila Tel:(63)2-524-6096 Fax:(63)2-522-1434

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $2,105(U.S.$millions)Nonlife premiums: 774Life premiums: 1,331

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION91,077,287(est.July2007)

GDP*$298.9billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company PLN Mn USD Mn

PZU 7,673.9 2,472.9

TUiRWARTA 1,740.8 561.0

STUErgoHestiaSA 1,151.4 371.0

TUAllianzPolska 1,121.6 361.4

HDIAsekuracjaTU 826.5 266.3

TUiRCIGNASTU 475.2 153.1

TUCompensa 390.7 125.9

UNIQATU 380.2 122.5

PTU 349.5 112.6

GeneraliTU 247.7 79.8

LEADING LIFE INSURANCE COMPANIES, 2007

Gross written premiumsCompany PLN Mn USD Mn

PZUZycie 7,265.8 2,713.2

CommercialUnionPolska 3,139.1 1,172.2

Aegon 2,787.8 1,041.0

PAPTUnZiRAmplicoLife 1,888.5 705.2

AllianzZycie 1,639.3 612.2

INGTUnZ 1,381.8 516.0

TUnZEuropa 1,204.7 449.9

SkandiaZycie 913.5 341.1

NordeaPolska 882.5 329.5

TUnZWarta 721.8 269.5

Poland

ASSOCIATION: PolskaIzbaUbezpieczen(PIU) PolishChamberofInsurance PalaceofCultureandScience 11thFloor 1DefiladSq 00-901Warsaw Tel:(48)656-79-88 Fax:(48)656-67-90 www.piu.com.pl

CURRENCY: zloty(PLN)

EXCHANGE RATES: zlotychperU.S.dollar—2.81(2007), 3.1032(2006),3.2355(2005), 3.6576(2004),3.8891(2003)

REGULATORY BODY: InsuranceSupervisoryAuthority KNF ResearchSocialCommunication&

InformationDepartment Niedzwiedzia6E 02-737Warsaw Tel:(48)22-548-72-40 Fax:(48)22-528-98-71

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $15,626(U.S.$millions)Nonlife premiums: 7,677Life premiums: 7,950

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION38,518,241(est.July2007)

GDP*$624.6billion(est.July2007)

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LEADINGNONLIFE

INSURANCECOMPANIES,2006

Gross written premiums Company EUR Mn USD Mn

Fidelidade-Munidal 849.4 1,065.6

ImperioBonanca 538.1 675.0

AxaPortugalSeguros 380.7 477.6

Tranquilidade 360.7 452.5

Zurich 305.1 382.8

AllianzPortugal 286.5 359.4

OcidentalSeguros 165.1 207.2

Acoreana 164.8 206.8

Lusitania 147.4 184.9

Global 145.9 183.0

LEADING LIFE INSURANCE COMPANIES, 2005

Gross written premiumsCompany EUR Mn USD Mn

FidelidadeMundial 1,631.9 2,047.3

OcidentalVida 1,458.4 1,829.6

SantanderTottaSeg 1,400.7 1,757.3

BesVida 1,316.8 1,652.0

BPIVida 937.8 1,176.5

Acoreana 372.3 467.0

AxaVida 179.4 225.1

BarclaysVida 151.3 189.8

LusitaniaVida 148.2 185.9

CAVida 146.8 184.2

Portugal

ASSOCIATION: PortugueseInsuranceCompaniesAssociation

AssociacaoPortuguesadeSeguradores(APS)

RuaRodrigodaFonseca41 1250-190Lisbon Tel:(351)213-848-100 Fax:(351)213-831-422 www.apseguradores.pt

CURRENCY: euro(EUR)

EXCHANGE RATES: eurosperU.S.dollar—0.7345(2007), 0.7964(2006),0.8041(2005), 0.8054(2004),0.886(2003)

REGULATORY BODY: InstitutodeSegurosdePortugal Av.deBerna19 1050-037Lisbon Tel:(351)21-790-3100 Fax:(351)21-793-8568

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $19,000(U.S.$millions)Nonlife premiums: 6,044Life premiums: 12,956

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION10,642,836(est.July2007)

GDP*$232billion(est.July2007)

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LEADING NONLIFE INSURANCE COMPANIES, 2003

Gross written premiums Company QAR Mn USD Mn

QatarInsurance 406.7 111.7

QatarGeneral 282.5 77.6

QatarIslamic 57.6 15.8

Al-Khaleej 56.2 15.5

DohaInsurance 44.0 12.1

Libano-Suisse 16.4 4.5

EgyptNational 13.4 3.7

Arabian 12.8 3.5

LEADING LIFE INSURANCE COMPANIES

Datanotavailable.

Qatar

CURRENCY: Qataririal(QAR)

EXCHANGE RATES: QataririalsperU.S.dollar— 3.64(2007),3.64(2006),3.64(2005), 3.64(2004),3.64(2003)

REGULATORY BODY: InsuranceSupervisor MinistryofEconomy&Commerce PO1968 WestBay Tel:(974)4461-444 Fax:(974)4432-873

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $538(U.S.$millions)Nonlife premiums: 510Life premiums: 29

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION907,229(est.July2007)

GDP*$57.7billion(est.July2007)

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company RON Mn USD Mn

Allianz-Tiriac 1,028.7 366.2

Omniasig 536.1 190.8

Asirom 511.9 182.3

BCRAsigurari 424.0 150.9

Asiban 375.4 133.7

Astra 301.4 107.3

UnitaGr.WS 259.2 92.3

Generali 258.0 91.8

BTAsigurari 201.4 71.7

Ardaf 192.1 68.4

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany ROL Mn USD Mn

INGLife 435.8 155.2

AIGLife 138.2 49.2

Asirom 88.0 31.3

AllianzTiriac 87.2 31.0

Grawe 64.5 23.0

Aviva 64.0 22.8

Asiban 61.4 21.9

BCRLife 50.4 17.9

OmniasigLife 48.9 17.4

Generali 40.8 14.5

Romania

ASSOCIATION: NationalUnionofInsuranceandReinsuranceCompaniesofRomania-UNSAR

BdLibertatii12 Bl113,Sc3,Ap68 Sector4 Bucharest Tel:(40)317-7830 Fax:(40)317-7832 www.unsar.ro

CURRENCY: “new”lu(RON)wasintroducedin2005; “old”lu(ROL)wasphasedoutin 2006.

EXCHANGE RATES: leiperU.S.dollar—2.43(2007), 2.809(2006),3(2005),3(2004), 3(2003)

REGULATORY BODY: InsuranceSupervisoryCommission CSA 18AmiralConstantinBalescuStreet Bucharest Tel:(40)21-316-7880 Fax:(40)21-316-7864 www.csa-isc.ro

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $2,898(U.S.$millions)Nonlife premiums: 2,337Life premiums: 561

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION22,276,056(est.July2007)

GDP*$246.7billion(est.July2007)

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LEADING NONLIFE INSURANCE COMPANIES, 2005

Gross written premiums Company RUB Mn USD Mn

Rossgosstrakh 32,906.0 1,163.4

Ingosstrakh 24,962.3 882.5

Reso-Garantiya 21,075.7 745.1

Sogaz 14,757.4 521.7

Rosno 11,385.4 402.5

VSK 9,122.0 322.5

Soglasie 8,708.4 307.9

Zhaso 6,862.6 242.6

Al’fastrakhovanie 6,673.7 235.9

Maks 6,460.8 228.4

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany RUB Mn USD Mn

Kapital’Strakhovanie 2,388.5 87.8

RusskiyStandart 2,152.2 79.2

AIGRossiya 2,007.7 73.8

SKSogaz-Zhizn 1,162.4 42.8

Neftepolis 953.2 35.1

Geopolis 660.6 24.3

DOMImuschestvennogo 602.0 22.1

Diskont 531.2 19.5

Chulpan 460.5 16.9

URAL-AIL 375.8 13.8

Russia

ASSOCIATION: AllRussiaInsuranceAssociation (ARIA) MoscowInsuranceAssociation Novinskibulvar13/4 Moscow123995 Tel:(7)095-232-12-24 Fax:(7)095-956-65-87 www.ins-union.ru

CURRENCY: Russianruble(RUR)

EXCHANGE RATES: RussianrublesperU.S.dollar— 25.659(2007),27.19(2006), 28.284(2005),28.814(2004), 30.692(2003)

REGULATORY BODY: InsuranceSupervisoryAuthority FederalServiceforInsurance

Supervision(FSIS) Miuskayapl,3/1 Moscow125993 Tel:(7)095-251-37-19 www.minfin.ru

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $29,846(U.S.$millions)Nonlife premiums: 28,973Life premiums: 873

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION141,377,752(est.July2007)

GDP*$2,076billion(est.July2007)

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LEADING NONLIFE INSURANCE COMPANIES

Datanotavailable.

LEADING LIFE INSURANCE COMPANIES

Datanotavailable.

Saudi Arabia

CURRENCY: Saudiriyal(SAR)

EXCHANGE RATES: SaudiriyalsperU.S.dollar— 3.745(2007),3.745(2006), 3.747(2005),3.75(2004),3.75(2003)

REGULATORY BODY: SaudiArabianMonetaryAgency(SAMA)

POBox57126 Riyadh11574 Tel:(966)4662440 Fax:(966)4662299 www.sama.gov.sa

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $2,269(U.S.$millions)Nonlife premiums: 2,203Life premiums: 66

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION27,601,038(est.July2007)

GDP*$572.2billion(est.July2007)

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Serbia & Montenegro

ASSOCIATION: AssocationofInsuranceCompaniesofSerbia&Montenegro(UdruzenjeOsiguravajucih

OrganizacijaSrbije&CrneGore) 29Novembra68b,MezaninII 11000Belgrade Tel:(381)767-199 Fax:(381)752-936

CURRENCY: SerbianDinar(RSD)

EXCHANGE RATES: SerbiandinarsperU.S.dollar— 54.5(2007),59.98(2006))

REGULATORY BODY: NationalBankofSerbia (InsuranceSupervisionDepartment) 12KraljaPetra 11000Belgrade Tel:(381)011-302-8714 Fax:(381)011-302-7347

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $766(U.S.$millions)Nonlife premiums: 687Life premiums: 79

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION9,396,411(est.July2007)

GDP*$56.9billion(est.July2007)

LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany RSD Mn USD Mn

Dunav 12,838.9 191.2

DDORNoviSad 10,940.1 162.9

DeltaGenerali 3,733.0 55.6

WienerStaedtische 1,477.3 22.0

Takovo 1,445.8 21.5

TriglavKopaonik 888.3 13.2

AMS 846.3 12.6

Sava 686.0 10.2

Milenijum 512.6 7.6

UNIQA 480.5 7.2

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsSerbia Company RSD Mn USD Mn

WienerStaedtische 962.5 14.3

Grawe 906.4 13.5

DeltaGenerali 647.8 9.6

UNIQA 601.6 9.0

DunavTBI 401.1 6.0

Dunav 282.7 4.2

DDORNoviSad 223.3 3.3

TriglavKopaonik 20.1 0.3

Montenegro 2006 2006Company EUR Mn USD Mn

Lovcen 1.0 1.2

Grawe 0.8 1.0

Zepter 0.1 0.1

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company SGD Mn USD Mn

AmericanHome 370.2 233.0

NTUCIncome 226.2 142.4

AxaSingapore 172.3 108.5

MSIG 137.3 86.4

FirstCapital 129.3 81.4

AIA 122.6 77.2

QBE 107.2 67.5

MitsuiSumitomo 100.7 63.4

TokioMarine&Fire 80.7 50.8

SAGI2 80.5 50.7

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiums*Company SGD Mn USD Mn

AIA 1,858.6 1,169.8

GreatEasternLife 1,385.8 872.2

Prudential 1,175.9 740.1

NTUCIncome 1,051.4 661.7

Aviva 430.2 270.8

Manulife 249.0 156.7

OAC 233.7 147.1

TMAsia 102.7 64.7

AxaLife 89.1 56.1

HSBCInsurance 88.1 55.4*In force business.

Singapore

ASSOCIATION: GeneralInsuranceAssociationofSingapore(GIA)

112RobinsonRoad #05-03HBRobinson Singapore068902 Tel:(65)6221-8788 Fax:(65)6227-2051 www.gia.org.sg

CURRENCY: Singaporedollar(SGD)

EXCHANGE RATES: SingaporedollarsperU.S.dollar— 1.507(2007),1.5889(2006), 1.6644(2005),1.6902(2004), 1.7422(2003)

REGULATORY BODY: MonetaryAuthorityofSingapore InsuranceSupervisionDepartment 10ShentonWay,MASBuilding Singapore079117 Tel:(65)6-225-55-77 Fax:(65)6-229-96-94

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $14,179(U.S.$millions)Nonlife premiums: 4,221Life premiums: 9,958

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION4,553,009(est.July2007)

GDP*$222.7billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company SKK Mn USD Mn

AllianzSlovenskapoistovna 11,099.4 373.8

Kooperativapoistovna 7,164.6 241.3

Ceskapoistovna 2,328.5 78.4

Komunalnapoistovna 1,578.5 53.2

UNIQApoistovna 1,489.5 50.2

Generalipoistovna 1,086.5 36.6

CSOBpoistovna 887.1 29.9

Unionpoistovna 650.7 21.9

Wustenrotpoistovna 570.4 19.2

QBEpoistovna 326.6 11.0

LEADING LIFE INSURANCE COMPANIES, 2007

Gross written premiumsCompany SKK Mn USD Mn

AllianzSlovenska 7,962.3 322.4

Kooperativapoistovna 4,695.1 190.1

AMSLICOAIGLife 3,572.2 144.7

ING 2,676.6 108.4

Kontinuitapoistovna 2,414.0 97.8

CeskapoistovnaSlovensko 1,373.1 55.6

CSOB 1,257.8 50.9

Generali 1,117.3 45.2

Slovenskej

sporiteine 838.0 33.9

UNIQA 720.4 29.2

Slovakia

ASSOCIATION: SlovakInsuranceAssociation(Slovenskaasociaciamaklerovvpoistovnictve)

Drienova34 82009Bratislava29 Tel:(421)4342-9985 Fax:(421)4342-9984 www.slaspo.sk

CURRENCY: Slovakkoruna(SKK)

EXCHANGE RATES: korunyperU.S.dollar— 24.919(2007),29.611(2006), 31.018(2005),32.257(2004), 36.773(2003)

REGULATORY BODY: SlovakInsurersBureau Trnavskacesta82 82658Bratislava Tel:(421)2-4455-5453 Fax:(421)2-4444-1632

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $2,336(U.S.$millions)Nonlife premiums: 1,295Life premiums: 1,041

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION5,447,502(est.July2007)

GDP*$107.6billion(est.July2007)

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LEADING NONLIFE INSURANCE COMPANIES, 2005

Gross written premiums Company SIT Mn USD Mn

Triglav 105,066.3 545.2

HealthInsuranceMutual 55,140.0 286.1

AdriaticSlovenica 45,252.5 234.8

Maribor 33,973.9 176.3

Tilia 10,143.9 52.6

Generali 4,226.1 21.9

SIDFirstCredit 2,239.0 11.6

Grawe 1,697.6 8.8

Merkur 1,433.7 7.4

NLBVita 311.3 1.6

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany SIT Mn USD Mn

Triglav 48,810.8 253.3

Maribor 13,491.0 70.0

SlovenicaLife 9,247.0 48.0

Merkur 7,604.6 39.5

NLBVita 7,009.8 36.4

GRAWE 5,367.3 27.9

Generali 4,309.3 22.4

AdriaticSlovenica 3,969.2 20.6

Tilia 1,884.7 9.8

VictoriaVolksbanken 62.2 0.3

Slovenia

ASSOCIATION: SlovenianInsuranceAssociation (SlovenskoZavarovalnoZdruzenje) PO2512 Zeleznacesta14 1001Ljubljana Tel:(386)473-5699 Fax:(386)473-5692 www.zav-zdruzenje.si

CURRENCY: euro(EUR)

EXCHANGE RATES: tolarsperU.S.dollar—0.73(2007), 190.85(2006),192.71(2005), 192.38(2004),207.11(2003)

REGULATORY BODY: InsuranceSupervisionAgency Trgrepublike3 Ljubljana Tel:(386)1-252-8600 Fax:(386)1-252-8630

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $2,592(U.S.$millions)Nonlife premiums: 1,758Life premiums: 834

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION2,009,245(est.July2007)

GDP*$54.8billion(est.July2007)

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LEADING NONLIFE INSURANCE COMPANIES, 2005

Gross written premiumsCompany ZAR Mn USD Mn

Santam 7,923.7 1,719.6

Mutual&Federal 6,232.7 1,352.6

Hollard 2,956.8 641.7

SAEagle 2,610.2 566.5

Outsurance 1,750.3 379.8

Guardrisk 1,440.8 312.7

ABSA 1,233.4 267.7

Regent 757.2 164.3

Auto&General 757.2 164.3

SantamRisk 644.2 139.8

LEADING LIFE INSURANCE COMPANIES, 2005

Gross written premiumsCompany ZAR Mn USD Mn

OldMutual 30,615.0 4,814.4

LibertyGroup 21,593.1 3,395.7

Sanlam 20,944.6 3,293.7

MomentumGroup18,048.5 2,838.3

Investec 13,151.9 2,068.2

InvestmentSolutions 12,930.8 2,033.5

Metropolitan 6,007.5 944.7

AllanGrayLife 4,720.8 742.4

Coronation 3,852.1 605.8

LibertyActive 3,228.9 507.8

South Africa

ASSOCIATION: SouthAfricanInsuranceAssociation JCCHouse,3rdFloor 27OwlStreet Milpark2029 POBox30619 Braamfontein2017 Johannesburg Tel:(27)726-5381 Fax:(27)726-5352 www.saia.co.za

CURRENCY: rand(ZAR)

EXCHANGE RATES: randperU.S.dollar—7.05(2007), 6.7649(2006),6.3593(2005), 6.4597(2004),7.5648(2003)

REGULATORY BODY: Registrar--FinancialServicesBoard POBox35655;446RigelAvenue SouthErasmusrand0181 MenloPark0102 Tel:(27)12-428-8045 Fax:(27)12-347-1290

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $42,676(U.S.$millions)Nonlife premiums: 7,749Life premiums: 34,927

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION43,997,828(est.July2007)

GDP*$467.6billion(est.July2007)

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company KRW Bn USD Mn

Samsung 8,443.4 8,843.2

Hyundai 4,257.5 4,459.1

Dongbu 4,076.0 4,269.0

LIG 4,016.5 4,206.7

Meritz 2,203.7 2,308.0

SGIC 1,002.7 1,050.2

First 952.0 997.1

Hanwha(Shindongah) 822.7 861.6

HungKukSsangyong 706.8 740.3

Daehan 695.3 728.2

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany KRW Bn USD Mn

Samsung 20,352.6 21,316.3

Korea 10,738.9 11,247.3

Kyobo 10,292.1 10,779.4

ING 3,912.1 4,097.4

Allianz 2,361.7 2,473.5

Shinhan 2,217.8 2,322.8

AIG 2,157.5 2,259.7

MiraeAsset 1,878.5 1,967.5

TongYang 1,874.8 1,963.5

Hungkuk 1,837.8 1,924.8

South Korea

ASSOCIATION: KoreaNon-lifeInsuranceAssociation 80Susong-dong Chongno-gu Seoul Tel:(82)3702-8539 Fax:(82)3702-8549 www.knia.or.kr

CURRENCY: SouthKoreanwon(KRW)

EXCHANGE RATES: SouthKoreanwonperU.S.dollar— 929.2(2007),954.8(2006), 1,024.1(2005),1,145.3(2004), 1,191.6(2003)

REGULATORY BODY: FinancialSupervisoryService(FSS) 27Yoido-Dong Youngdeungpo-Gu Seoul Tel:(82)2-3786-8224 Fax:(82)2-3786-8118

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $116,990(U.S.$millions)Nonlife premiums: 35,692Life premiums: 81,298

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION49,044,790(est.July2007)

GDP*$1,206billion(est.July2007)

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company EUR Mn USD Mn

MapfreAutomoviles 2,346.4 2,943.6

Allianz 1,946.8 2,442.3

AxaAuroraIberica 1,297.5 1,627.8

ZurichEspana 1,288.4 1,616.3

MutuaMadrilena 1,156.0 1,450.3

Caser 1,136.8 1,426.2

MapfreSegurosGenerales 1,048.3 1,315.2

WinterthurSegurosGenerales1,021.5 1,281.6

Adeslas 989.2 1,241.0

MapfreEmpresas 967.9 1,214.2

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany EUR Mn USD Mn

SantanderSeguros 2,349.2 2,947.2

MapfreVida 1,859.7 2,333.1

IbercajaVida 1,590.3 1,995.1

VidaCaixa 1,548.2 1,942.3

BansabadellVida 1,373.4 1,723.0

BBVASeguros 1,285.5 1,612.7

CASER 752.2 943.6

ASEVAL 740.7 929.2

Ascat-Vida 706.1 885.8

ZurichVida 644.6 808.6

Spain

ASSOCIATION: UnionEspanoladeEntidadesAseguradorasyReaseguradoras

NunezdeBalbao101 28006Madrid Tel:(34)745-1530 Fax:(34)745-1531 www.unespa.es

CURRENCY: euro(EUR)

EXCHANGE RATES: eurosperU.S.dollar—0.7345(2007), 0.7964(2006),0.8041(2005), 0.8054(2004),0.886(2003)

REGULATORY BODY: GeneralDirectorateofInsuranceandPensionFunds

DireccionGeneraldeSegurosyFondosdePensiones(DGS)

PaseodelaCastellana44 28046 Madrid Tel:(34)91-339-7132

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $74,696(U.S.$millions)Nonlife premiums: 43,530Life premiums: 31,166

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION40,448,191(est.July2007)

GDP*$1,362billion(est.July2007)

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company LKR Mn USD Mn

Ceylinco 9,561.2 95.1

SriLanka 6,640.1 66.1

Janashakthi 3,100.0 30.8

Union 2,384.9 23.7

Eagle 1,468.4 14.6

HNBAssurance 618.5 6.2

ATL 589.1 5.9

HayleysAIG 444.0 4.4

AsianAlliance 417.7 4.2

AllianzInsuranceCompanyLankaLtd. 300.9 3.0

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany LKR Mn USD Mn

Ceylinco 5,717.9 56.9

SriLanka 3,885.0 38.7

Eagle 3,150.0 31.3

Union 1,672.7 16.6

Janashakthi 912.7 9.1

AsianAlliance 747.9 7.4

HNB 503.3 5.0

LICLL 186.8 1.9

National 111.5 1.1

ATL 90.9 0.9

Sri Lanka

ASSOCIATION: InsuranceAssociationofSriLanka C/OLifeInsuranceCorporation

(Lanka)Ltd SharnellBuilding 29/2VisakaRoad Colombo04 Tel:(94)533-4353 Fax:(94)533-4363

CURRENCY: SriLankanrupee(LKR)

EXCHANGE RATES: SriLankanrupeesperU.S.dollar— 110.78(2007),103.99(2006), 100.498(2005),101.194(2004), 96.521(2003)

REGULATORY BODY: InsuranceBoardofSriLanka Level11EastTower WorldTradeCentre EchelonSquare Colombo1 Tel:(94)1-239-6184 Fax:(94)1-239-6190

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $480(U.S.$millions)Nonlife premiums: 284Life premiums: 196

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION20,926,315(est.July2007)

GDP*$83.2billion(est.July2007)

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LEADING NONLIFE INSURANCE COMPANIES, 2005

Gross written premiums Company SEK Mn USD Mn

IfSkade 11,158.2 1,493.1

AFASjuk 10,541.1 1,410.5

Trygg-Hansa 9,051.7 1,211.2

FolksamSak 7,429.0 994.1

LFStockholm 1,745.8 233.6

LFSkane 1,523.6 203.9

LFGoteborg 1,059.2 141.7

LFSak 1,019.7 136.5

LFOstgotaB 958.8 128.3

LFDalarna 924.3 123.7

LEADING LIFE INSURANCE COMPANIES, 2007

Gross written premiumsCompany SEK Mn USD Mn

Alecta 19,419.1 2,873.2

SkandiaLiv 14,272.8 2,111.7

SEBTLFond 14,021.8 2,074.6

AMFPension 13,679.0 2,023.9

Swedbank 10,612.8 1,570.2

SHBL&P 10,536.2 1,558.9

Skandia 8,360.0 1,236.9

Avanza 6,844.0 1,012.6

LFLiv 6,159.7 911.4

KPAPensionsfors 5,993.3 886.7

Sweden

ASSOCIATION: SwedishInsuranceFederation SvenskaForsakringsforeningen Karlavagen108 S-10450Stockholm Tel:(46)522-78-500 www.forsakringsforbundet.com

CURRENCY: Swedishkrona(SEK)

EXCHANGE RATES: SwedishkronorperU.S.dollar— 6.7629(2007),7.3731(2006), 7.4731(2005),7.3489(2004), 8.0863(2003)

REGULATORY BODY: FinancialSupervisoryAuthority Sveavagen167 POBox6750 S-11385Stockholm Tel:(46)8-787-8000 Fax:(46)8-24-9986

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $33,646(U.S.$millions)Nonlife premiums: 9,676Life premiums: 23,969

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION:9,031,088(est.July2007)

GDP* $333.1billion(est.July2007)

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company CHF Mn USD Mn

Zurich 3,174.7 2,532.0

Winterthur 3,046.0 2,429.4

SchweizerischeMobiliar 1,961.9 1,564.8

AllianzSuisse 1,722.7 1,374.0

HelsanaZusatzver-sicherungen 1,469.5 1,172.0

Basler 1,265.6 1,009.4

CSS 925.4 738.1

Visana 758.8 605.2

GeneraliAssurances 717.0 571.9

Vaudoise 669.6 534.1

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany CHF Mn USD Mn

Rentenanstalt 7,744.6 6,176.9

WinterthurLeben 7,378.3 5,884.7

BaslerLeben 2,524.9 2,013.8

ZurichLeben 2,409.0 1,921.4

HelvetiaLeben 2,227.0 1,776.2

AllianzSuisseLeben 1,528.0 1,218.7

GeneraliPersonenvers. 1,093.6 872.2

Pax 814.8 649.9

MobiliarLeben 672.2 536.1

Schweiz.NationalLeben 401.7 320.4

Switzerland

ASSOCIATION: SwissInsuranceAssociation Schweizerischer

Versicherungsverband Richard-Wagner-Strasse26 8022Zurich Tel:(41)1-208-2828 Fax:(41)1-208-2844 www.svv.ch

CURRENCY: Swissfranc(CHF)

EXCHANGE RATES: SwissfrancsperU.S.dollar— 1.1973(2007),1.2539(2006), 1.2452(2005),1.2435(2004), 1.3467(2003)

REGULATORY BODY: BundesamtfurPrivatversicherungen (FederalOfficeofPrivateInsurance) Friedheimweg14 3003Bern Tel:(41)31-322-7911 Fax:(41)31-323-7156

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $43,580(U.S.$millions)Nonlife premiums: 19,599Life premiums: 23,982

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION7,554,661(est.July2007)

GDP*$300.9billion(est.July2007)

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company TWD Mn USD Mn

Fubon 23,043.8 708.4

Mingtai 10,244.6 314.9

ShinKong 10,004.1 307.5

Union 9,723.8 298.9

CathayCentury 9,441.7 290.2

Newa 6,904.5 212.3

Taian 6,775.2 208.3

ChungKuo 5,989.7 184.1

First 5,678.1 174.6

Central 5,454.5 167.7

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany TWD Mn USD Mn

CathayLife 352,477.9 10,835.5

NanShanLife 225,750.2 6,939.8

ShinKongLife 181,469.3 5,578.5

ChungwaPost 129,753.4 3,988.7

INGAntai 116,799.9 3,590.5

FubonLife 74,541.8 2,291.5

MassMutualMercuries 59,916.2 1,841.9

AZPL 54,436.7 1,673.4

ChinaLife 52,522.0 1,614.6

PCALife 39,870.8 1,225.7

Taiwan

ASSOCIATION: TheInsuranceAssociationoftheRepublicofChina

13thfloor,No125,Sec2 NankingEastRd. Taipei Tel:(886)507-1566 Fax:(886)517-8069 www.nlia.org.tw

CURRENCY: NewTaiwandollar(TWD)

EXCHANGE RATES: NewTaiwandollarsperU.S.dollar— 32.84(2007),32.534(2006), 31.71(2005),34.418(2004), 34.575(2003)

REGULATORY BODY: FinancialSupervisoryCommission InsuranceBureau 18F,No7,Section2, SianminBoulevard BanciaoCity TaipeiCounty220 Tel:(886)8-968-0882 Fax:(886)8-968-1215

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $60,446(U.S.$millions)Nonlife premiums: 10,633Life premiums: 49,813

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION22,858,872(est.July2007)

GDP*$690.1billion(est.July2007)

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company THB Mn USD Mn

Viriyah 13,644.6 360.2

Dhipaya 8,316.8 219.5

BangkokInsurance 6,561.8 173.2

Sampanth 3,537.0 93.4

Synmunkong 3,461.5 91.4

TheSafetyInsurance 3,423.1 90.4

NewHampshire 2,788.3 73.6

LMG 2,673.1 70.6

Deves 2,629.2 69.4

SriMuang 2,491.2 65.8

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany THB Mn USD Mn

AIA 73,729.3 1,930.1

ThaiLife 24,348.0 637.4

AyudhyaAllianzCPLife 18,393.6 481.5

Bangkok 10,590.7 277.2

SiamCommercialNewYork 9,992.5 261.6

MuangThaiLife 9,983.9 261.4

Ocean 8,568.8 224.3

KrungThaiAxa 3,614.6 94.6

ING 3,598.9 94.2

Finansa 1,933.6 50.6

Thailand

ASSOCIATION: GeneralInsuranceAssociation 223SoiRuamrudee WirelessRoad Bangkok10330 Tel:(66)256-6032 Fax:(66)256-6039 www.thaigia.com

CURRENCY: baht(THB)

EXCHANGE RATES: bahtperU.S.dollar—33.599(2007), 37.882(2006),40.22(2005), 40.222(2004),41.485(2003)

REGULATORY BODY: OfficeoftheInsuranceCommission (OIC) 44/100Nonthaburi1Rd BangkrasorMuang Nonthaburi,11000 Tel:(66)547-4602 Fax:(66)547-4538

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $8,285(U.S.$millions)Nonlife premiums: 3,764Life premiums: 4,521

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION65,068,149(est.July2007)

GDP*$519.9billion(est.July2007)

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LEADING NONLIFE INSURANCE COMPANIES, 2005

Gross written premiums Company TTD Mn USD Mn

GuardianGeneral 151.4 24.0

ColonialFire 142.0 22.5

Trinidad&Tobago 95.4 15.1

GuardianLife 91.5 14.5

ALGICO 64.3 10.2

MaritimeGeneral 55.5 8.8

Capital 48.8 7.7

SagicorLife 37.7 6.0

SagicorGeneral 36.7 5.8

TheBeacon 30.2 4.8

LEADING LIFE INSURANCE COMPANIES, 2005

Gross written premiumsCompany TTD Mn USD Mn

CLICO 3,049.7 484.1

SagicorLife 240.7 38.2

British-American 169.7 26.9

GuardianLife 145.1 23.0

ALGICO 104.4 16.6

MaritimeLife 71.8 11.4

TATILLife 66.8 10.6

Scotialife 56.2 8.9

Cuna 49.1 7.8

Mega 27.1 4.3

Trinidad and Tobago

ASSOCIATION: TheAssociationofTrinidadandTobagoInsuranceCompanies

(ATTIC) 28SackvilleSt POBox208 PortofSpain Tel:(868)625-2940 Fax:(868)625-5132

CURRENCY: TrinidadandTobagodollar(TTD)

EXCHANGE RATES: TrinidadandTobagodollarsper U.S.dollar—6.3275(2007), 6.3107(2006),6.2842(2005), 6.299(2004),6.2951(2003)

REGULATORY BODY: FinancialInspectionSupervisionDept EricWilliamsPlaza IndependenceSquare PortofSpain Tel:(868)625-4835 Fax:(868)627-4696

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $1,149(U.S.$millions)Nonlife premiums: 368Life premiums: 781

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION1,056,608(est.July2007)

GDP*$22.9billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company TND Mn USD Mn

STAR 205.0 154.0

COM 91.0 68.4

ASTR 62.4 46.9

MAG 60.0 45.0

AMI 57.0 42.8

GAT 53.6 40.3

CART 52.0 39.1

MAE 46.9 35.2

Lloyd 26.1 19.6

BIAT 22.3 16.8

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany TND Mn USD Mn

Maghrebia 13.8 10.3

HAYETT 11.7 8.8

SALIM 10.6 8.0

ASTREE 9.1 6.8

BIAT 6.8 5.1

CARTE 6.7 5.1

GAT 5.8 4.4

AMINA 5.1 3.8

MAE 3.4 2.6

STAR 3.3 2.5

Tunisia

ASSOCIATION: FederationTunisiennedesSocietesd’Assurance(FTUSA)

9bisRuedenouvelleDelhi 1002Tunis Tel:(216)285-533 Fax:(216)286-473

CURRENCY: Tunisiandinar(TND)

EXCHANGE RATES: TunisiandinarsperU.S.dollar— 1.2776(2007),1.331(2006), 1.2974(2005),1.2455(2004), 1.2885(2003)

REGULATORY BODY: MinisteredesFinances ComiteGeneraldesAssurances Rue8006Monplaisir 1002Tunis Tel:(216)1-795-210 Fax:(216)1-795-821

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $694(U.S.$millions)Nonlife premiums: 621Life premiums: 73

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION10,276,158(est.July2007)

GDP*$77.2billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company TRY Mn USD Mn

AnadoluAnonimTurk 1,003.7 702.6

AXAOyak 937.0 655.9

KocAllianz 765.3 535.7

Aksigorta 667.0 466.9

YapiKredi 563.2 394.2

Isvicre 511.7 358.2

Gunes 501.2 350.8

Basak 437.1 306.0

Garanti 363.6 254.5

Ray 253.4 177.4

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany TRY Mn USD Mn

AnadoluHayatEmeklilik 340.5 238.4

BasakEmeklilik 180.2 126.2

Aviva 131.5 92.0

YapiKrediEmeklilik 111.8 78.3

GarantiEmeklilik 98.6 69.0

KocAllianzHE 87.4 61.2

VakifEmeklilik 85.5 59.9

AXAOyakHayat 70.6 49.4

AKEmeklilik 60.6 42.5

AmericanLifeHayat 58.8 41.2

Turkey

ASSOCIATION: AssociationofInsuranceandReinsuranceCompaniesofTurkey

BuyukdereCaddesi BuyukderePlazaNo195,Kat1-2 34394Levent Istanbul Tel:(90)212-324-1950 Fax:(90)212-325-6108 www.tsrsb.org.tr

CURRENCY: Turkishlira(TRY);oldTurkishlira(TRL)before1January2005

EXCHANGE RATES: TurkishlirasperU.S.dollar— 1.319(2007),1.4286(2006), 1.3436(2005),1.4255(2004), 1.5009(2003)

REGULATORY BODY: InsuranceSupervisoryBoard NispetiyeCad.AydinSokNo:1/2 80620Levent Istanbul Tel:(90)312-281-4834 Fax:(90)312-281-1467

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $8,297(U.S.$millions)Nonlife premiums: 7,212Life premiums: 1,085

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION71,158,647(est.July2007)

GDP*$667.7billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company UAH Mn USD Mn

Lemma 610.1 119.1

Oranta 479.6 93.6

Zemskjaya 448.9 87.6

GarantAuto 360.6 70.4

Avantyeh 329.1 64.2

IngoUkraina 267.0 52.1

Pozharno-Strakhovaya 222.2 43.4

Kremen 217.6 42.5

Aska 215.8 42.1

Dogmat 192.7 37.6

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany UAH Mn USD Mn

AlicoAIGLife 111.9 22.2

GraweUkraina 108.5 21.5

TAS 43.5 8.6

GeneraliGarant 34.1 6.7

BlakitniyPolis 28.9 5.7

AskaZhittya 26.4 5.2

Fortis(Etalon) 17.7 3.5

Lemma 17.2 3.4

PZUUkraina 11.2 2.2

Ekko 6.9 1.4

Ukraine

ASSOCIATION: LeagueofInsuranceOrganisationsofUkraine

11MariniRaskovoi 02002Kiev Tel:(380)516-75-66 Fax:(380)516-75-66 www.uainsur.com

CURRENCY: hryvnia(UAH)

EXCHANGE RATES: hryvniaperU.S.dollar—5.05(2007), 5.05(2006),5.1247(2005), 5.3192(2004),5.3327(2003)

REGULATORY BODY: InsuranceSupervisoryAuthority StateCommisionfortheRegulation

ofFinancialServicesMarkets 3,B.GrinchenkaStreet 01001Kiev Tel:(380)044-234-2926 Fax:(380)044-234-3946

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $3,469(U.S.$millions)Nonlife premiums: 3,318Life premiums: 151

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION46,299,862(est.July2007)

GDP*$321.3billion(est.July2007)

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LEADING NONLIFE INSURANCE COMPANIES, 2003

Gross written premiums Company AED Mn USD Mn

Dubai 1,904.2 518.5

AbuDhabi 1,643.6 447.6

Sharjah 348.7 95.0

RasAlKhaimah 41.0 11.2

LEADING LIFE INSURANCE COMPANIES, 2003

Gross written premiumsCompany AED Mn USD Mn

AbuDhabi 185.2 50.4

Dubai 82.1 22.3

Sharjah 12.2 3.3

United Arab Emirates

ASSOCIATION: EmiratesInsuranceAssociation Al-DhafraInsuranceBuilding Zayed2Street POBox7755 AbuDhabi Tel:(971)677-1444 Fax:(971)677-2444 www.emirates-ins.com

CURRENCY: Emiratidirham(AED)

EXCHANGE RATES: EmiratidirhamsperU.S.dollar— 3.673(2007),3.673(2006), 3.6725(2005),3.6725(2004), 3.6725(2003)

REGULATORY BODY: TheMinistryofEconomy&Commerce

InsuranceSupremeAuthority Al-SamanBuilding,HamdanStreet POBox901 AbuDhabi Tel:(971)2-626-9330 Fax:(971)2-626-5220

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $3,555(U.S.$millions)Nonlife premiums: 2,938Life premiums: 617

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION4,444,011(est.July2007)

GDP*$145.8billion(est.July2007)

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company GBP Mn USD Mn

Aviva 6,414.0 11,818.7

RBSInsurance 5,392.0 9,935.5

Royal&SunAlliance 2,949.0 5,433.9

Axa 2,945.0 5,426.6

ZurichFS 2,671.0 4,921.7

AmericanInternationalGroup1,855.0 3,418.1

Allianz 1,603.0 2,953.7

BUPA 1,420.0 2,616.5

HBOS 1,141.0 2,102.5

NFUMutual 843.0 1,553.3

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany GBP Mn USD Mn

StandardLife 11,593.0 21,361.7

Aviva 10,307.0 18,992.1

Axa 8,796.0 16,207.8

Legal&General 7,832.0 14,431.5

Aegon 7,772.0 14,321.0

Prudential 7,358.0 13,558.1

LloydsTSBGroup 7,001.0 12,900.3

ALICO 6,578.0 12,120.9

HBOSFinancialServices 6,379.0 11,754.2

CanadaLife 6,361.0 11,721.0

United Kingdom

ASSOCIATION: AssociationofBritishInsurers(ABI) 51GreshamStreet LondonEC2V7HQ Tel:(44)7600-3333 Fax:(44)7600-8999 www.abi.org.uk

CURRENCY: Britishpound(GBP)

EXCHANGE RATES: BritishpoundsperU.S.dollar— 0.4993(2007),0.5418(2006), 0.5493(2005),0.5462(2004), 0.6125(2003)

REGULATORY BODY: SupervisoryAuthority TheFinancialServicesAuthority 25TheNorthColonnade CanaryWharf LondonE145H5 Tel:(44)020-7066-1000 Fax:(44)020-7066-1099

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $463,686(U.S.$millions)Nonlife premiums: 113,946Life premiums: 349,740

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION60,776,238(est.July2007)

GDP*$2,147billion(est.July2007)

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Direct written premiumsCompany USD Mn

StateFarm 48,179.2

AIG 31,604.5

Allstate 27,879.4

Travelers 21,686.8

LibertyMutual 17,808.1

Nationwide 16,015.3

BerkshireHathaway 15,058.9

Farmers 14,949.7

Progressive 14,389.6

Zurich 12,986.9

LEADING LIFE INSURANCE COMPANIES, 2006

Direct written premiumsCompany USD Mn

MetropolitanLife&Affiliated 42,441.6

AIGLife 40,938.5

PrudentialofAmerica 33,540.8

UnitedHealth 31,721.7

HartfordLife 25,382.4

INGUSALife 24,079.8

LincolnFinancial 19,016.6

ManulifeFinancial 18,536.6

AXAFinancial 17,443.4

NewYorkLife 16,622.5

United States

ASSOCIATION: InsuranceInformationInstitute 110WilliamStreet NewYork,NY10038 Tel:(212)346-5500 Fax:(212)267-9591 www.iii.orgASSOCIATION: AmericanCouncilofLifeInsurers 101ConstitutionAvenue,NW Washington,DC20001-2133 Tel:(202)624-2000 Fax:(202)624-2319 www.acli.org

CURRENCY: U.S.dollar(USD)

REGULATORY BODY: NationalAssociationofInsuranceCommissioners

ExecutiveHeadquarters 2301McGeeStreet,Suite800 KansasCity,MO64108-2604 Tel:(816)842-3600 Fax:(816)783-8175 www.naic.org

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $1,229,668(U.S.$millions)Nonlife premiums: 651,311Life premiums: 578,357

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

Venezuela

POPULATION301,139,947(est.July2007)

GDP*$13,860billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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Uruguay

ASSOCIATION: UruguayanAssociationofInsuranceCompanies

Juncal1305 Oficina1901 Montevideo Tel:(598)916-1465 Fax:(598)916-5991

CURRENCY: Uruguayanpeso(UYU)

EXCHANGE RATES: UruguayanpesosperU.S.dollar— 23.947(2007),24.048(2006), 24.479(2005),28.704(2004), 28.209(2003)

DIRECT PREMIUMS WRITTEN, 2006

Total premiums: $336(U.S.$millions)Nonlife premiums: 278Life premiums: 58

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION3,460,607(est.July2007)

GDP*$37.1billion(est.July2007)

LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany UYU Mn USD Mn

BancodeSegurosdelEstado 4,507.2 187.2

Royal&SunAlliance 534.2 22.2

PortoSeguro 412.0 17.1

MapfreUruguay 355.1 14.8

AIGUruguaya 277.3 11.5

L’UnionDeParis(formallyAxa) 116.1 4.8

FAR 84.7 3.5

RealUruguaya 78.1 3.2

CompaniaUruguayadeSeguros 46.8 1.9

SancorSegurosS.A. 37.0 1.5

LEADING LIFE INSURANCE COMPANIES, 2003

Datanotavailable.

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company VEB Mn USD Mn

CaracasdeLibertyMutual 932,304.2 434.2

Mercantil 609,217.8 283.8

Zurich 376,391.0 175.3

MapfreLaSeguridad 347,574.0 161.9

Previsora 338,630.2 157.7

Multinacional 300,110.2 139.8

Banesco 293,517.2 136.7

Catatumbo 237,734.9 110.7

Adriatica 219,079.8 102.0

AseguradoraNacionalUnida 186,328.9 86.8

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany VEB Mn USD Mn

BanValor 965,245.7 449.6

LaPrevisora 654,766.6 305.0

CaracasdeLibertyMutual 484,295.1 225.6

Mapfre 454,622.0 211.7

Mercantil 366,128.1 170.5

Horizonte 244,961.1 114.1

Multinacional 214,170.5 99.8

Constitucion 189,884.4 88.4

AseguradoraNacional 146,105.4 68.1

Altamira 118,627.1 55.3

Venezuela

ASSOCIATION: InsuranceAssociation CamaradeAseguradoresde

Venezuela TorreTaeca,Piso2 AvGuaicaipuro UrbanizacionElRosal Caracas Tel:(58)952-4411 Fax:(58)951-3268 www.camaraseg.org

CURRENCY: bolivar(VEB)

EXCHANGE RATES: bolivaresperU.S.dollar— 2,147(2007),2,147(2006), 2,089.8(2005),1,891.3(2004), 1,607(2003)

REGULATORY BODY: SuperintendenciadeSeguros AvVenezuela ElRosal TorredelDesarrollo Caracas Tel:(58)2-12905-1624 Fax:(58)2-12953-8615

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $5,785(U.S.$millions)Nonlife premiums: 5,593Life premiums: 192

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION26,023,528(est.July2007)

GDP*$335billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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LEADING NONLIFE INSURANCE COMPANIES, 2006

Gross written premiums Company VND Bn USD Mn

BaoViet 2,217.2 139.1

BaoMinh 1,386.0 86.9

PVInsurance 1,163.9 73.0

PJICO 670.1 42.0

PTI 281.3 17.6

CongtyBHlienhiep 130.7 8.2

BaoLong 111.8 7.0

VienDong 110.0 6.9

VIA 94.9 6.0

CongtyAAA 54.9 3.4

LEADING LIFE INSURANCE COMPANIES, 2006

Gross written premiumsCompany VND Bn USD Mn

Prudential 3,529.1 220.6

BaoViet 3,099.5 193.8

Manulife 896.8 56.1

AIA 518.1 32.4

Dai-ichiLife 369.1 23.1

ACELife 52.2 3.3

Prevoir 16.9 1.1

Vietnam

ASSOCIATION: VietnamInsuranceAssociation 8thFloor,141LeDuan Hanoi Tel:(84)942-5402 Fax:(84)942-2601

CURRENCY: dong(VND)

EXCHANGE RATES: dongperU.S.dollar—16,119(2007), 15,983(2006),15,746(2005), NA(2004),15,510(2003)

REGULATORY BODY: InsuranceandReinsuranceSupervisoryAuthority

MinistryofFinanceInsuranceSupervisoryDivision

SocialistRepublicofVietnam 28TranHungDaoStreet Hanoi Tel:(84)4-220-2828 Fax:(82)4-220-8021

DIRECT PREMIUMS WRITTEN, 2007

Total premiums: $1,027(U.S.$millions)Nonlife premiums: 463Life premiums: 565

Sources: Swiss Re (premium data); Axco Insurance Information Services (leading cos.); U.S. Central Intelligence Agency (economic/demographic data).

*Based on Purchasing Power Parity calculations, which take into account the relative cost of living and inflation rates of countries.

POPULATION85,262,356(est.July2007)

GDP*$222.5billion(est.July2007)

I.I.I. International Insurance Fact Book 2008-09 www.internationalinsurance.org

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AFRICA

I.I.I.InternationalInsuranceFactBook2008-09www.internationalinsurance.org

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ASIA

I.I.I.InternationalInsuranceFactBook2008-09www.internationalinsurance.org

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AUSTRALASIA

I.I.I.InternationalInsuranceFactBook2008-09www.internationalinsurance.org

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CENTRALAMERICA

I.I.I.InternationalInsuranceFactBook2008-09www.internationalinsurance.org

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EUROPE

I.I.I.InternationalInsuranceFactBook2008-09www.internationalinsurance.org

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NORTHAMERICA

I.I.I.InternationalInsuranceFactBook2008-09www.internationalinsurance.org

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SOUTHAMERICA

I.I.I.InternationalInsuranceFactBook2008-09www.internationalinsurance.org

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RESOURCES

I.I.I.InternationalInsuranceFactBook2008-09www.internationalinsurance.org

INSURANCEINFORMATIONINSTITUTE110 William St. New York, NY 10038 phone: 212-346-5500fax: 212-732-1916Web: www.iii.orgEmail: [email protected] primary source for information, analysis and reference on insurance subjects.

ASSOCIATIONOFBERMUDAINSURERS&REINSURERSc/o Bradley L. Kading, President and Executive Director 1301 Pennsylvania Avenue, N.W., Suite 900Washington, DC 20004-1701phone: (202)-783-2434fax: (202) -638-0936Web: www.abir.bmA group representing Bermuda’s “class 4” reinsurance and insurance companies.ASSOCIATIONOFSUPERINTENDENTSOFINSURANCEOFLATINAMERICAc/o Superintendencia de Valores y Seguros ChileAv. Libertador Bernardo O’Higgins 1449, Piso 11, 8Santiago, Chile 834-0518phone: (56) 2-473-4000fax: (56) 2-473-4101Web: www.assalweb.orgInternational body that brings together the highest regulatory authorities in the Latin American insurance field. Comprised of 20 Latin American countries in addition to two associate members, Spain and Portugal. AXCOINSURANCEINFORMATIONSERVICES39 Cornhill London, United Kingdom EC3V 3NUphone: (44) 20-7623-9828fax: (44) 20-7623-9003Web: www.axcoinfo.comResearch firm providing detailed insurance, healthcare and pensions market information on 160 countries.

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RESOURCES

I.I.I.InternationalInsuranceFactBook2008-09www.internationalinsurance.org

CAPTIVEINSURANCECOMPANIESASSOCIATION4248 Park Glen Rd. Minneapolis, MN 55416phone: 952-928-4655fax: 952-929-1318Web: www.cicaworld.com Organization that disseminates information useful to firms that utilize the captive insurance company concept to solve corporate insurance problems.COMITÉEUROPÉENDESASSURANCESSquare de Meeûs 29

B-1000 Brussels, Belgium phone: (32) 2-547-58-11fax: (32) 2-547-58-19Web: www.cea.euEuropean insurance and reinsurance federation. GENEVAASSOCIATION53 Route de Malagnou Geneva, Switzerland CH-1208 phone: (41) 22-707-66-00fax: (41) 22-736-75-36Web: www.genevaassociation.orgWorld organization formed by some 80 chief executive officers of leading insurance companies in Europe, North America, South America, Asia, Africa and Australia. Its main goal is to research the growing economic importance of worldwide insurance activities in the major sectors of the economy. Produces The Geneva Papers and other publications. GROUPOFNORTHAMERICANINSURANCEENTERPRISES40 Exchange Place, Suite 1707New York, NY 10005phone: 212-480-0808fax: 212-480-9090Web: www.gnaie.netInternational group whose goals are to influence international accounting standards to ensure that they result in high quality standards for insurance companies and, to that end, to increase communication between insurers doing business in North America and the International Accounting Standards Board and the U.S. Financial Accounting Standards Board.

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RESOURCES

I.I.I.InternationalInsuranceFactBook2008-09www.internationalinsurance.org

INSURANCESERVICESNETWORKPO Box 455 Lake Forest, IL 60045phone: 847-234-4762fax: 847-295-2608Web: www.isn-inc.comIndependent insurance information company offering international industry news and analyses of the regulatory climate in dozens of countries. Publishes Insurance Research Letter. INTERNATIONALASSOCIATIONOFINSURANCESUPERVISORSc/o Bank For International Settlements Basel, Switzerland CH-4002 phone: (41) 61-225-7300fax: (41) 61-280-9151Web: www.iaisweb.orgRepresents insurance supervisory authorities of some 100 jurisdictions. Promotes cooperation among members and sets international standards for insurance supervision. INTERNATIONALFEDERATIONOFRISKANDINSURANCEMANAGEMENTASSOCIATIONS,INC.c/o RIMS 1065 Avenue of the Americas, 13th FloorNew York, NY 10018phone: 212- 286-9292fax: 212- 655-5931Web: www.rims.org/ifrimaWorldwide umbrella organization dedicated to the advancement of risk management and its practice through education and interaction. INTERNATIONALINSURANCESOCIETY,INC.101 Murray St. New York, NY 10007 phone: 212-815-9291fax: 212-815-9297Web: www.IISonline.orgA nonprofit membership organization whose mission is to facilitate international understandings, the transfer of ideas and innovations, and the development of personal networks across insurance markets through a joint effort of leading executives and academics throughout the world.

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RESOURCES

I.I.I.InternationalInsuranceFactBook2008-09www.internationalinsurance.org

INTERNATIONALRISKMANAGEMENTINSTITUTE,INC.12222 Merit Drive, Suite 1450Dallas,, TX 75251phone: 972-960-7693fax: 972-371-5120Web: www.irmi.comResearch, education and publishing company providing property/casualty insurance and risk management knowledge and solutions to insurance agents, brokers, underwriters, adjusters, lawyers and risk managers. INTERNATIONALSOCIALSECURITYASSOCIATIONc/o PREVENT, Institute for OSH, Rue Gachardstraat 88 b 4Brussels, Belgium 1050phone: (32) 2-643-44-92fax: (32) 2-643-44-40Web: information.prevention.issa.intNonprofit international organization consisting of institutions and administrative bodies dealing with diverse aspects of social security in countries around the world. INTERNATIONALTRADEADMINISTRATIONU.S. Department of Commerce, 1401 Constitution Ave.Washington, DC 20230phone: 202-482-3809fax: 202-482-5819Web: www.ita.doc.govDivision of the U.S. Department of Commerce that helps U.S. businesses participate in the growing global marketplace. ORGANISATIONFORECONOMICCO-OPERATIONANDDEVELOPMENT(OECD)2, rue André Pascal75775 Paris Cedex, France 16phone: (33) 1-45-24-82-00fax: (33) 1-45-24-85-00Web: www.oecd.orgInternational organization of industrialized, market-economy countries. The OECD publishes numerous reports, including the Insurance Statistics Yearbook.

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RESOURCES

I.I.I.InternationalInsuranceFactBook2008-09www.internationalinsurance.org

ORGANISATIONFORECONOMICCO-OPERATIONANDDEVELOPMENT(OECD),WASHINGTONCENTER2001 L St., NW, Suite 650Washington, DC 20036-4922phone: 202-785-6323fax: 202-785-0350Web: www.oecdwash.orgMarkets the publications of the OECD in the United States and serves as an information center for the U.S. market. The Center is engaged in public outreach activities and acts as a liaison office to the U.S. legislative and executive branches. OVERSEASPRIVATEINVESTMENTCORPORATION1100 New York Ave., NW Washington, DC 20527 phone: 202-336-8400 fax: 202-336-7949Web: www.opic.govSelf-sustaining U.S. government agency providing political risk insurance and finance services for U.S. investment in developing countries. SIGMAc/o Swiss Re, Mythenquai 50/60, PO Box 8022Zurich, Switzerland phone: (41) 43-285-2121fax: (41) 43-285-2999Web: www.swissre.comThe sigma publication series provides comprehensive information on international insurance markets and in-depth analyses of economic trends and strategic issues in insurance, reinsurance and financial services. TOPICSc/o Munich Re Munich, Germany 80802phone: (49) 89-38-91-0Web: www.munichre.comThis annual publication presents a detailed account of the natural catastrophes that occurred in the past year and also examines long-term trends. WORLDFACTBOOKc/o Central Intelligence Agency (CIA)Washington, DC 20505phone: 703-482-0623fax: 703-482-1739Web: www.cia.gov/cia/publications/factbook/index.htmlProduced by the CIA’s Directorate of Intelligence, the fact book is a comprehensive resource of facts and statistics on more than 250 countries and other entities.