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The Flood After The Storm Permits, Mitigation & The Public
Town of Old Saybrook, CT
Christina Costa, CZEO, Zoning Enforcement Officer Don Lucas, P.E., Building Official
Old Saybrook, CT
L o n g I s l a n d S o u n d
Town of Old Saybrook, CT
Long Island, NY
Town of Old Saybrook 2013 Aerial Photograph
Long Island Sound
Connecticut River
Town of Old Saybrook , CT 2013 Flood Insurance Rate Map
Connecticut River
Long Island Sound
Flood Mitigation, Preparedness & Maintenance Since 1970
• Periodically Revise & Update Town Flood Plain Management Ordinance
• Municipal Flood Permitting Program to Elevate New & Existing Structures (Substantial Improvement)
• Municipal Staff Education on Permitting, Construction & FEMA Practices
FEMA Complaint Structures Concrete Foundations
Flood Compliant Structures Pilings
2008 FIRM Update
• Public Outreach Program (Low Public Interest)
• Adopt Modernized FIRM & Update Flood
Ordinance At Town Meeting
• Continue To Maintain Higher Flood Permitting Standards
Top Three Public Responses To Flood Permitting – Before Irene
• “You Can’t Make Me Do That!”
• “I Don’t Want To Walk Up A Flight Of Stairs To Get To My Beach House!”
• “You People Are Crazy, We Never Had Water In Our House Before.”
Tropical Storm Irene – August 28, 2011
Flooding - Great Hammock Road
The Morning After… Chalker Beach, Old Saybrook
Tropical Storm Irene – August 29, 2011
Saye Street Flooding the Day After Irene
Beach Road West, Chalker Beach
A Close Call
Post Irene Public Confusion & Permitting
• Flood Victim– “What do I do?” “When Will My Insurance Report Come In?” “Have You Seen My Adjuster?”
• FEMA Disaster Aid vs. Flood Insurance
• Seasonal Structures & The SBA Loan
• Substantial Damage? Substantial Improvement? The 10 Year Cumulative Look Back
Top Three Public Responses To
Flood Permitting - Post Irene
• “I Never Had Flood Insurance For 20 Years – Think Of All The Money I Have Saved!”
• “Gee, Look At That House Over There, They Did Pretty Good During The Storm.”
• “Let’s Just Fix It, We Won’t Have Another Storm For Another 20 Years.”
Days After Irene
Storm Run Off Travels Down The Connecticut River
2012 Flood Map Changes
• Public Outreach (Increased Public Interest)
• Higher Standards
• Freeboard
• Limits of Moderate Wave Action (LiMWA)
• Adopted at Public Meeting on October 23, 2012
Town of Old Saybrook 2013 Aerial Photograph
Long Island Sound
Connecticut River
Town of Old Saybrook , CT 2013 Flood Insurance Rate Map
Connecticut River
Long Island Sound
TROPICAL STORM SANDY OCTOBER 29, 2013
Old Saybrook Recycles
Aerial Photograph Great Hammock Beach Area
Great Hammock Beach Area Flooding from Super Storm Sandy
Saye Street Fires
Homeowner’s or Flood?
Saye Street 2 Homes Destroyed By Fire
Irene + Sandy = A Super Storm of Public Confusion
• Homeowner’s vs. Flood Insurance
• Irene Insurance & Permitting Not Completed
• 1ST Requests for Substantial Damage Letters
• Many Structures Take A Two Storm Hit
• ICC Does Not Apply Or Is Not Enough To Cover Actual Costs
• New Ordinance, Fewer Complaints, Increased Voluntary Compliance
2013 - Storm Recovery
B.F.E. + 1 Foot Freeboard
Saye Street
Rebuilding of 2 Burnt Structures (Sandy) &
Irene & Sandy
The Double Hit
Sandy 2012
Irene 2011
2013 – One Method To Avoid Substantial Damage Issues
Top Three Public Responses To Flood Permitting - Post Sandy
• “Just Tell Me How High I Have To Go And Give Me My Permit.”
• “Do You Have Any Names Of House Jackers?”
• “I’m Outta Here – For Sale By Owner”
Questions?
