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TENANT SELECTION POLICY When reviewing a Rental Application and Tenant Screening Report we will consider: Extenuating circumstances (temporary loss of job. medical reasons. family emergencies, etc.). Applicant's screening report will be reviewed for the following adverse (negative) information: CREDIT Civil Judgments and/or collections for rentals and/or utilities Bankruptcy, foreclosures, negative credit Lack of credit history COURT RECORDS History of criminal behavior that may negatively affect tenancy - drugs, sex offense, theft, robbery, assault.• active warrants, etc ... REFERENCES Lack of 12 months of continuous, positive, objective rental history Negative and/or incomplete rental references EMPLOYMENT/INCOME Lack of proper documentation proving adequate income to pay rent (earnings need to be 3 rimes rent amount) Screening Report will also be reviewed for: 1. False information and/or omission of material fact listed on Rental Application 2. Lack of information provided on Rental Application Applicant may need to provide: 1. Copy of Social Security Card or equivalent proof of identity (Visa, Passport, etc) 2. Drivers License 3. Proof of adequate income Most recent check stub with year to date earnings Self Employed - Tax Returns for last two years Retired - Copies of Deposit slips, Investment Earnings Documentation, Social Security Earnings Documentation. Bank Deposit History Additional Income - Documents proving Child Support, Trust Funds, Bank Deposit History You have the right to obtain a FREE copy of your credit report each year from every credit bureau (Equifax, Experian, Trans Union). For a FREE copy log onto: www.annualcreditreport.com Orca Information obtains their credit reports from Trans Union. In the event of Adverse Action (denial of tenancy, cosigner or increased deposit required) you have the right to a FREE copy of the background check we reviewed and processed by Orca Information, Inc. You also have the right to dispute the accuracy of any information therein. In compliance with Washington State's Fair Tenant Screening Act of 2012, and the Fair Credit Reporting Act (FCRA), this is to inform you that the background investigation will be processed through Orca Information, Inc. We may be obtaining credit reports. court records (civil and criminal), arrest detention information, employment and rental references as needed to verify all information put forth on your rental application. Orca Information, Inc. contact information is: www.orcainfo-com.com; [email protected], 800-341 -0022, PO Box 277, Anacortes, WA 98221 Received by: ________________________________________________ on ________________(Date)

TENANT SELECTION POLICY - Artspace Everett Lofts - AEL:ORC… · TENANT SELECTION POLICY ... [email protected], 800-341-0022, PO Box 277, ... (Attach signed tax return and appropriate

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Page 1: TENANT SELECTION POLICY - Artspace Everett Lofts - AEL:ORC… · TENANT SELECTION POLICY ... orca@otcainfo-com.com, 800-341-0022, PO Box 277, ... (Attach signed tax return and appropriate

TENANT SELECTION POLICY When reviewing a Rental Application and Tenant Screening Report we will consider: Extenuating circumstances (temporary loss of job. medical reasons. family emergencies, etc.). Applicant's screening report will be reviewed for the following adverse (negative) information:

CREDIT Civil Judgments and/or collections for rentals and/or utilities Bankruptcy, foreclosures, negative credit Lack of credit history

COURT RECORDS History of criminal behavior that may negatively affect tenancy - drugs,  sex  offense,  theft,  robbery,  assault.• active warrants, etc ...

REFERENCES Lack of 12 months of continuous, positive, objective rental history Negative and/or incomplete rental references

EMPLOYMENT/INCOME Lack of proper documentation proving adequate income to pay rent (earnings need to be 3 rimes rent amount)

Screening Report will also be reviewed for: 1. False information and/or omission of material fact listed on Rental Application 2. Lack of information provided on Rental Application

Applicant may need to provide: 1. Copy of Social Security Card or equivalent proof of identity (Visa, Passport, etc) 2. Drivers License 3. Proof of adequate income

Most recent check stub with year to date earnings Self Employed - Tax Returns for last two years Retired - Copies of Deposit slips, Investment Earnings Documentation, Social Security Earnings Documentation. Bank Deposit History Additional Income - Documents proving Child Support, Trust Funds, Bank Deposit History

You have the right to obtain a FREE copy of your credit report each year from every credit bureau (Equifax, Experian, Trans Union). For a FREE copy log onto: www.annualcreditreport.com Orca Information obtains their credit reports from Trans Union.

In the event of Adverse Action (denial of tenancy, cosigner or increased deposit required) you have the right to a FREE copy of the background check we reviewed and processed by Orca Information, Inc. You also have the right to dispute the accuracy of any information therein.

In compliance with Washington State's Fair Tenant Screening Act of 2012, and the Fair Credit Reporting Act (FCRA), this is to inform you that the background investigation will be processed through Orca Information, Inc. We may be obtaining credit reports. court records (civil and criminal), arrest detention information, employment and rental references as needed to verify all information put forth on your rental application. Orca Information, Inc. contact information is: www.orcainfo-com.com; [email protected], 800-341 -0022, PO Box 277, Anacortes, WA 98221 Received by: ________________________________________________ on ________________(Date)

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Address of Rental Property:______________________________________Unit #__________________Rent Amount________

Applicant’s  Complete  Name:________________________________________________Date of Birth:____________________

SSN#_____________________________________ DL#/State issued: ____________________________________________

Tel#__________________________________ Email Address: __________________________________________________

Other  Occupant’s  Name,  Age  &  Relationship:_______________________________________________________________________________________

If any of the above noted occupants are currently married or separated but not living with their spouse, please note yes or no: ____Y ____N

Complete Every Item on Application. Incomplete and/or Inaccurate Information May Result in Process Delay or Denial of Tenancy.

CURRENT ADDRESS (Required Entry)

Street_________________________________________________ City______________________State__________Zip___________ Apt # _________Name of Apts_____________________________ How Long(Mo/Da/Yr)From_______________To______________ Pymts / Rent Pd To__________________________Amt ________ Landlord/Mgmt Co.______________________________________ Address_______________________________________________ Tel#_____________________________Rent/Own/Lease________

PRIOR ADDRESS (Required Entry)

Street________________________________________________ City____________________State________Zip______________ Apt #________Name of Apts ____________________________ How Long (Mo/Da/Yr) From_____________To______________ Pymts / Rent Pd To_________________________Amt________ Landlord/Mgmt. Co____________________________________ Address______________________________________________ Tel#__________________________ Rent/Own/Lease________

Additional Income (Interest,Child Support,Etc)_________________________________________________________________________________

Bank____________________________Acct#_________________________________ Branch ________________Tel#_______________________

Pets? Yes _____ No _____ If yes, number, size, and type(s) _____________________________________________________________________

Disability status and require special accommodations? ____________________________________________________________________________

Are you a fulltime student? Yes ______ No ______

HAVE YOU OR ANY OTHER HOUSEHOLD MEMBER: Ever been evicted or refused to pay rent? Yes _____ No _____ Ever been Charged or Convicted of a Crime? Yes _____ No _____

If yes to any of the above, give details: What is the nature of the offense? What County(ies) and State(s)? _____________________

_______________________________________________________________________________________________________________

_______________________________________________________________________________________________________________

When? ________________________________________________________________________________________________________

Ever used any other name(s)? Yes _____ No _____ If yes, list name(s) ___________________________________________________

Are you or any other household member a Registered or Unregistered Sex Offender? Yes _____ No _____

Ever had bedbugs or any other infestation? Yes _____ No _____ If yes, what type of infestation: _________________________

______________________________________________________________________________________________________________ Auto/Year/Make/Lic#: 1.)____________________________________________________2.)________________________________________________

Local Contact_______________________________Address____________________________________________Tel#___________________________

Nearest Relative_____________________________Address____________________________________________Tel#___________________________

Emergency Contact__________________________Address_____________________________________________Tel#__________________________

RESIDENTIAL RENTAL APPLICATION / EACH ADULT MUST FILL OUT SEPARATE APPLICATION

Check One: Investigative Reports: Co-Signer_____ Killer Whale ______

Current Employer________________________________________Tel#________________________Supervisor______________

Dept / Attached to Occupation _____________________________________Rank __________________

Hire Date_____________________________Monthly Salary________________________Full Time __________ Part Time__________

Address Suite City________________________State/Zip___________

Prior Employer________________________________________________________Tel#__________________________________

Address Suite City________________________State/Zip___________

Hire Date_____________________________Monthly Salary________________________Full Time __________ Part Time__________

Term Date: Reason for Leaving:_________________________________________________________

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Addendum (A) to Application for Tenancy Revised 6/2012 to comply with Fair Tenant Screening Act

LETTER OF AUTHORIZATION

To Whom It May Concern:

In compliance with the Fair Credit Reporting Act, State and Federal laws, this is to inform you and your house-hold members that an investigation involving the statements made on this application for tenancy are being initi-ated by ORCA Information, Inc., PO Box 277, Anacortes, Washington 98221, 360-588-1633. I certify that to the best  of  my  knowledge  all  statements  are  “true  and  complete”.  I  further  authorize  ORCA  Information,  Inc.  to  ob-­tain CREDIT REPORTS, EMPLOYMENT REFERENCES (including verifying salary), COURT, CRIMI-NAL & JUVENILE RECORDS, ARREST DETENTION INFORMATION and CHARACTER REFER-ENCES, GENERAL REPUTATION, MODE OF LIVING, and RENTAL REFERENCES as needed to ver-ify all information put forth on this application and otherwise available regarding all applicants identified on this application (for juvenile occupants, the undersigned parent/guardian authorizes the above-information to be ob-tained on their behalf). Furthermore I warrant the accuracy of all information contained on this rental application, including that relating to the other intended occupants of the subject property. I understand and agree that if subsequently a determina-tion is made that I provided false or inaccurate information on the rental application it is a breach of the terms of any rental agreement signed based on that information and Owner and/or his/her agent may take legal action to terminate said Agreement. In addition, I confirm receipt of the Tenant Selection Policy (per WA State Fair Tenant Screening Act, 2012) from this landlord/property management BEFORE submitting this completed rental application and that I read, and understand my rights as described therein. ____________________________________ Applicant’s  Name  (please  print) ____________________________________ Applicant’s  Signature                 ____________________________________ Date of Authorization ____________________________________ Manager’s/Assistant  Manager’s  Signature ____________________ Apartments (building name) List All Juvenile Age Occupants 12yrs-17yrs: _____________________________________________________________________ Full Legal Name Nickname(s) Date of Birth

_____________________________________________________________________ Full Legal Name Nickname(s) Date of Birth

_____________________________________________________________________ Full Legal Name Nickname(s) Date of Birth

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www.wshfc.org/managers/forms-RC.htm Resident Eligibility Application | Rev. January 2014 tonbar Page 1 of 4

RESIDENT ELIGIBILITY APPLICATION (REA)

Property Name:

Unit #:

Household Name:

Certification Type:

Current HH Size:

Effective Date of Certification:

Initial Certification Number of Bedrooms:

Original Certification Date:

Re-Certification

THE FOLLOWING SECTION IS TO BE COMPLETED ENTIRELY BY THE APPLICANT/RESIDENT

HOUSEHOLD COMPOSITION:

Hshld Mbr First Name Last Name MI

Date of Birth mm-dd-yyyy

SSN *See page 4 Last 4 digits

Fulltime Student Status **

Head Yes No

2. Yes No

3. Yes No

4. Yes No

5. Yes No

6. Yes No

7. Yes No

** Have you in this calendar year or will you in the next calendar year, be a fulltime student for five months or more?

Household Member’s Name: Contact Phone: Contact E-mail: Income Source or Employer: Phone: Address: Position: Hire Date: Supervisor: Income/Salary: $

Household Member’s Name: Contact Phone: Contact E-mail: Income Source or Employer: Phone: Address: Position: Hire Date: Supervisor: Income/Salary: $

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www.wshfc.org/managers/forms-RC.htm Resident Eligibility Application | Rev. January 2014 tonbar Page 2 of 4

RESIDENT ELIGIBILITY APPLICATION (REA) An Adult household members (see Instructions page for definition of Adult) must complete an REA. Adults should list all their income/assets

for the next 12 month period beginning on the anticipated date of move-in or recertification.

Property Name: Unit #:

Household Member Name:

HOUSEHOLD MEMBER: (please check one) 1 (Head) 2 3 4 5 6 7

INCOME INFORMATION:

Yes No Annual Gross Income

1. I have a job or a verifiable start date within the next 12 months and receive wages, salary, overtime pay, commissions, fees, tips, bonuses, and/or other compensation:

Annual Gross Wages/Salary $

Annual Overtime $

Annual Bonus/Commission/Tips $

2. I am presently employed at an additional job. (NOT self-employed) $

3. I am self employed. (Attach signed tax return and appropriate schedules)

Name of Business:

$ (use net income from business)

4. I am receiving or I have applied or will apply in the next 12 months: (check all that apply) Social Security (SSA);

Supplemental Social Security (SSI); or WA State (SSI). $

5. The household receives unearned income from family members age 17 or under (example: Social Security, trust fund disbursements, bank accounts, etc.).

Name of Member(s):

$

6. Do you receive child support? If no and there are children in the household, are you eligible for child support or is there a court order for child support? Yes No $

Number of court-ordered child support cases:

7. I receive alimony/spousal payments. $

8. I receive Public Assistance Income (TANF, GAU, FIP, ADATSA). $

9. I receive unemployment, Labor & Industries or disability benefits (not SSI). $

10. I am a member of the Armed Forces (Active, National Guard or Reserves). $

11. I am receiving income from a pension, annuity, retirement fund, insurance policy payments, death benefits or Veteran’s Benefits (not GI Bill benefits).

Source of Benefits:

a.) $

b.) $

12. I am receiving money regularly from family, church, friends, or any other form or regular/periodic income (such as rent and utility payments). $

13. I receive income from real or personal property (attach signed tax return with Schedule E). $

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www.wshfc.org/managers/forms-RC.htm Resident Eligibility Application | Rev. January 2014 tonbar Page 3 of 4

Property Name: Unit #:

Household Member Name:

14. I hold a contract for real estate sold. If yes, provide a copy of the contract and an amortization schedule. (Only count interest portion of payment.) $

15. I have income or sources of income, other than those listed above.

If yes, list type below:

a.) $

b.) $

ASSET INFORMATION:

Yes No Balance or Value Interest Earned

16. I have a checking account(s).

If yes, list bank(s)

a.) $ $

b.) $ $

17. I have a savings account(s).

If yes, list bank(s)

a.) $ $

b.) $ $

18. I have a Money Market account(s).

If yes, list sources/bank names

a.) $ $

b.) $ $

19. I have treasury bills, certificate(s) of deposit (CDs), or stocks/bonds (NOT held in a retirement account).

If yes, list sources/bank names

a.) $ $

b.) $ $

20. I have a trust fund.

Revocable Non-Revocable

If yes, list bank(s)/trustee

$ $

21. I have an IRA/Keogh Account/401K.

If yes, list financial entity(ies)

a.) $ $

b.) $ $

22. I have a pension or annuity asset. (NOT receiving income currently.)

If yes, list bank(s)

a.) $ $

b.) $ $

23. I own or am in the process of selling or

have sold real estate in the last 2 years. If yes, attach explanations and supporting documentation. $

$

24. I have a whole life or universal life insurance policy.

If yes, how many policies? $ $

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www.wshfc.org/managers/forms-RC.htm Resident Eligibility Application | Rev. January 2014 tonbar Page 4 of 4

Property Name: Unit #:

Household Member Name:

25. I own personal property held strictly as investment assets (arts, coins, etc.) If “yes,” attach appraisals. $

$

26. I have disposed of assets within the last two years for less than fair-market value. If “yes,” attach explanation. $

$

27. I have funds not held in a financial institution. $ $

28. I have assets other than those listed above.

If yes, list type below:

a.) $ $

b.) $ $

* This property has requested your Social Security number on this and other forms on behalf of the Washington State Housing Finance Commission. Internal Revenue Service regulations allow us to ask for this information. Your Social Security number will be used for income eligibility verification purposes only. Equivalent identification would be a Work Visa, Alien Registration Receipt Card, Temporary Resident Card, IRS Individual Taxpayer Identification Number (ITIN), or Employment Authorization Card. Failure to provide your Social Security number or equivalent number could hinder or delay this property’s ability to review your application for housing. I understand that any changes to my household income and/or composition after the date of my signature but prior to initial occupancy must be disclosed immediately to management staff. Under penalty of perjury, I certify that the information presented in this application is true and accurate to the best of my knowledge and belief. I further understand that providing false representations herein constitutes an act of fraud. False, misleading or incomplete information may result in the termination of the lease agreement and/or prosecution.

Signatures must be those of the Applicant/Resident, except where Power of Attorney (POA) documentation authorizes another individual to sign legal documents. If so, copies of current POA, government-issued photo ID, and address and phone number of the POA must be included in the certification.

Applicant/Resident Signature

Print Applicant/Resident Name

Date I certify that I have observed the above-signed Applicant/Resident complete, sign, and date this document.

Property Representative Signature

Print Property Representative Name

Date Reasonable Accommodation: If a third party is required to assist with the completion of this document, add their signature, printed name, relationship, phone number and date to the bottom of this page. I certify that I have assisted the above-signed Applicant/Resident complete this document as a reasonable accommodation.

Third Party Signature

Print Third Party Name

Relationship

Phone #

Date

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www.wshfc.org/managers/forms-RC.htm $XWKRUL]DWLRQ�WR�5HOHDVH�&RQILGHQWLDO�,QIRUPDWLRQ�ŇRev. December 2011 tonbar

AUTHORIZATION TO RELEASE CONFIDENTIAL INFORMATION

Property Name: Unit: As a condition of participating in an affordable housing program, I understand the property owner is required to initially and annually certify each resident’s eligibility for such program. Consequently, I understand it is necessary for me to give authorization for specific income and asset information to be provided on one or more of the following forms:

¾ Employment Verification ¾ Social Security/Supplemental Security Income Benefits Verification ¾ Public Assistance Verification ¾ Unemployment Benefits Verification ¾ Military Pay Verification ¾ Pension Verification ¾ Annuity or Stock Verification ¾ Deposit Verification Request ¾ Student Status Verification ¾ Child Support verification (to be used if property management has their own form)

This Authorization is limited to the forms listed above and expires 180 days after the date of my signature below unless revoked in writing by me earlier. By my signature below, I authorize the representative individuals to disclose my specific income and asset information as requested on the forms above. No other information may be released without my express written authorization. Notice to applicant/resident: Do not sign this document unless the authorized management agent’s signature appears at the bottom of this page.

Signature of Applicant/Resident

Print Name of Applicant/Resident

Date By the signature of its authorized management agent below, and in consideration for execution of this Authorization by the applicant/resident, property representative warrants the following:

1. Information requested on the above form is required and necessary to complete certification of the applicant/resident’s eligibility to reside in the above housing property;

2. The information requested above will be used for no purpose other than determining such applicant/resident’s eligibility; will be maintained as confidential personal information subject to disclosure only as required by proper administrative or judicial process, and will not be otherwise disclosed by the property owner or management; and

3. The property owner and management have instituted procedures that insure all personally identifiable information provided pursuant to this authorization will be maintained as (a) confidential personal information, (b) separate from that of other residents, and (c) using such physical and other security measures, including security measures for protection of records maintained in electronic or magnetic form, sufficient to protect such information from any unauthorized use, access, or disclosure.

Signature of Authorized Management Agent

Print name of Agent

Date