Systems Automation in Finance and Livelihood Safal Solutions Pvt Ltd. Subodh Gupta

Systems Automation in Finance and Livelihood

Safal Solutions Pvt Ltd.Safal Solutions Pvt Ltd.

Subodh Gupta


Outline Mission Objectives Strategy IT solutions Human resources Institutional tie-up Saral Support Services Process we follow Present clients


Mission

To provide system solutions for small enterprises and institutions, including ones working for rural people, enabling them to work on livelihood enhancement programs effectively.


Objectives To develop component level software engines to

build customized applications that can also be loaded on small devices.

To develop information & communication technology (ICT) strategy for small enterprises and institutions and integrating the same in their present and future operations.

Develop system infrastructure such as SafalFin, a software product for micro finance, SafalJeevika for livelihood management information system and SafalNet for human resource management and tools of decision support system


Strategy Collaborate with agencies strong in domain, for

joint application development. Application development on low cost handheld

devices such as Palm, Simputer, iStation, Thin device.

Pilot projects on various technologies such as handheld devices and cell phone

Institutional tie up for outreach and marketing


IT Solutions SafalFin, - Accounts; SHG Internal finance, credit, deposit

and insurnace for MFI SafalPACS – Share, Credit, deposit, Investment, trading of

a rural cooperatives SafalJeevika – Agriculture production, Dairy, Tasar, micro

enterprises. SafalNet – Modules for management for an institution –

planning, budgeting, analysis, integration, HR – Recruitment, Leave, Salary, Apprentices, separation, staff reflection & feedback system

SafalNet Health – MIS for rural reproductive and general morbidity management

SafalMAP – Powerful presentation tool using Map, query, statistics.

SafalTEMS – Safal Terminal Enabling Multiple Services: Terminal and Server modules


SafalFin 1.0

Accounting of an Institution (NGOs) Books of accounting Voucher entry Monthly cash flow


SafalFin 2.0 SHG internal lending and Bank linkage it

tracks loan outstanding and over due of members.

Digitized Demand information sheet: it generates demand for compulsory saving and repayment for loan. Such a sheet is used to collect saving and repayment.

Financial Ratios – It generates financial ratios such as repayment percentage, financial viability and acid test ratio.


SafalFin 3.0

It has micro-finance modules for loan, deposit and insurance (under development).

Accounting module to keep all the books of accounts and to produce accounting reports. Automatic accounts entry from MIS.

Scalable by using SafalNet to consolidate branch data and present the data for analysis using SafalMAP.


SafalPACS(for Cooperative/Federations)

Members and share module Deposit and credit modules that help in tracking

loan and deposit Stock management module for trading business

of PACS Daily accounts using banking norms Borrowings, Investments Monthly reports for head office and branch

monitoring


SafalJeevika Provides MIS solutions for livelihood programs

such as crop production, dairy, silkworm rearing and watershed programs. It has following modules -– Input supply, creates sub depots for keeping the input

for distribution to beneficiary.– Collection of produces, creation of pick up schedule.– Sub ledger accounts of beneficiary.– Commission computation for Service providers(SP).– Performance indicators for the SP.– Monthly operational plan and progress

Consolidation of various branches using SafalNet.


SafalNet Head office consolidation of branch

achievements. Define input and output parameters using

logframe technique at branches or units for capturing the achievement.

Map the input and output parameters with reporting parameters suggested by HO.

Planning and budgeting HR modules – recruitment, Apprentices, Salary

and leaves System of Individual Reflection and feedback Decision making tools – grouping, overlapping,

minimum, maximum, within range etc


SafalNet Health

Health infrastructure in District ANC and PNC data on regular basis Consolidation of data at Taluka level Monitoring of health indicators especially

IMR and MMR from any where MIS for health awareness building

program Impact analysis


SafalMAP

Presentation tools that can be combined with any Safal IT solutions and Power point of Microsoft.

It has inbuilt analysis tools for average, median and standard deviation, max, min or range.

Import data from excel sheet (Optional). Export report to excel sheet( Optional).


SafalTEMS Terminal enabling multiple services

– Accounts for the operator– Customer registration– Register buyers– Content management module– Add content to the Server– Local database development– SafalJeevika, SafalFin and SafalMap


Process we follow Client states problems/ requirement 1-2 days discussion with key people and visit to

see the operation and then restate the requirement in specific term and sign MOU for work

System study/analysis to define formats for report, data entry, business rules, data flow architecture; finalize the same after discussion

Pick up components based on requirement and package them into broad set (IT product), identify the new modules and change in the existing module


Statement, database table, user interface screens, validations, reports, flow chart for each module

Coding, testing, integrating Alpha testing at Hyd Beta testing in the client place and data Uploading of opening balance and required

past data Training, user manual Support for a year


Institutional tie ups

Company has three institutional tie ups with far reaching implications –

- BASIX – Chief IT consultant; Collaboration for SafalFin and SafalPACS

- Saral Services – For setting up Saral Support Services to support clients of Safal Solutions;

- Symphony Technology – Training of technical staff and supporting eastern operation from Jamshedpur


Pilot and research projects

Company initiated pilot and research projects –

- Transaction capturing using handheld – Simputers, Analogic systems, Palm

- IVR for communication

- Communication systems


Human Resource

25 Full time Professionals– 15 MCA/Btech developers– 5 testing/ Field service team– 4 Integrators– 1 Accountant and Administrator

4 senior consultants experienced in– Information and communication technology.– Micro finance sector with more than 15 years of

banking experience.


Present clients Safal Solutions, registered in 2002, has the following

renowned institutions as its valuable clients:– 60 NGOs promoted credit cooperatives (MACS, Section 25

Company)– District Cooperative Central Bank, Bidar.– Professional Assistant for Development Action

(PRADAN), New Delhi. (55 locations)– BASIX, Hyderabad.– PRAWARDA, NGO, Bidar. (3 locations)– Sabala, Bijapur, KAWARD and Ibtada (15 locations)– GRAM, Nizamabad– Deepak Charitable Trust, Baroda and YFA


Board

Subodh Gupta, Chairman and Managing Director, Safal Solutions, Secunderabad.

Dr. P. J. Narayanan, Professor, International Institute of Information Technology, Hyderabad.

K. V. Harsha, CTO, Prodigy Lab, Bangalore.


Subodh GuptaSubodh graduated from Indian Institute of Technology, Kharagpur in Computer Science & Engineering and worked in Research and Development department of ORG Systems, Baroda for developing system software for two years. Subsequently, Subodh developed planning and monitoring application software for Integrated Rural Development Program (IRDP) for Government of India in 1986. Thereafter, he lead a team of professionals for livelihood development programs in Rajasthan and Jharkhand of a not for profit organization, Professional Assistance for Development Action (PRADAN) for 14 years. In 1999, Subodh went to US on Hubert Humphrey Fellowship for a year. In US, he studied Micro enterprises, Development and Finance at Cornell University. After returning from US, he worked as independent consultant for developing Information and Communication Technology (ICT) applications in the field of Micro finance for Bhartiya Samruddhi Finance Ltd., (BASIX) and KBS Local Area Bank. In Dec. 2002 , Safal Solutions was launched.


Dr. P. J. Narayana

Dr. Narayanan graduated from Indian Institute of Technology, Kharagpur in Computer Science & Engineering in 1984 and obtained his Ph. D in Computer Science from University of Maryland, USA in 1992. He was also research faculty member for 4 years at the Robotics Institute, Carnegie Mellon University, Pittsburgh, USA. Dr. Narayanan has worked for software company, CMC and Center for Artificial Intelligence & Robotics, DRDO at Bangalore. Currently, Dr. Narayanan is Associate Professor in International Institute for Information Technology, Hyderabad. Dr. Narayanan has presented several papers in national and international conferences and has several publications to his credit. He received the Yokogawa reward for the best application paper in the area of Intelligent Systems.


K. V. Harsha

Harsha graduated in Electronics and Communication Engineering in 1994. He has worked as Design Engineer in System Controls; designed PC-Add on cards and developed software for the cards. He worked in Parekh Micro-Electronics as Design Engineer responsible for development of various embedded consumer appliances. He also worked as Application Engineer at Excel point Systems (I) Pvt. Ltd and was responsible for rendering nationwide design support for all micro controller based on Microchip, Temic and Samsung. Thereafter, he worked as Software Engineer and as General Manager (R&D) in IPCell Technology (I) Pvt. Ltd where he was responsible for managing the development of iStation, a low cost handheld device for sending email without PC. Currently, Harsha is managing the technology division of Prodigy labs Pvt. Ltd. based at Bangalore, as Chief Technology Officer.


System architecture

Teller BranchManager

Branch OMIS

Information Kiosk

Handheld


Down load dataWhen needed On dial up line

Branch OMIS

Balance sheetP&LTrail BalanceLedgerVouchers

Kiosk application: Model II

Information Kiosk


Smart Card of the borrower

Authorization CodeDefines Limits

Credit limitCredit limit balance

BranchOMIS

Daily transactionFor remittance

Handheld Device Model II


Benefit package

Executives (IT Solutions)– Trainee/Probation Rs. 5000 – Rs. 8000– Review once in three months (optional)

Sr. Executive – BASIC - Rs. 6000- Rs. 8000, HRA – 20%, Medical –

250, Incentive – 25% (Rs. 8,000- 15,000) Solutions Leader

– CTC – 2 – 2.5 lac Solutions Manager/ IT Head

– CTC – 3-4 lac


Thank YouThank You

Contact us www.safalsolutions.com

Documents

Systems Automation in Finance and Livelihood Safal Solutions Pvt Ltd. Subodh Gupta