Synergy Coverage Solutions Workers Compensation Training

Synergy Coverage SolutionsSynergy Coverage Solutions

Workers’ CompensationWorkers’ CompensationTrainingTraining


OverviewOverview History of Workers’ CompensationHistory of Workers’ Compensation ClaimsClaims Claims ReportingClaims Reporting Accident AnalysisAccident Analysis Accident InvestigationAccident Investigation Early Return to WorkEarly Return to Work Post Accident Drug TestingPost Accident Drug Testing Hiring PracticesHiring Practices Slips & FallsSlips & Falls Back SafetyBack Safety Personal Protective EquipmentPersonal Protective Equipment ErgonomicsErgonomics Defensive DrivingDefensive Driving OSHA RegulationsOSHA Regulations


History of Workers’ CompensationHistory of Workers’ Compensation

Workers' Compensation in the U.S. began in 1911 during the Workers' Compensation in the U.S. began in 1911 during the Progressive Era when Wisconsin passed the first statutory system. Progressive Era when Wisconsin passed the first statutory system. Other U.S. jurisdictions followed suit. In general, statutory Workers' Other U.S. jurisdictions followed suit. In general, statutory Workers' Compensation systems strike a compromise, guaranteeing workers Compensation systems strike a compromise, guaranteeing workers medical care and payment for lost time on a no-fault basis. Prior to the medical care and payment for lost time on a no-fault basis. Prior to the enactment of Workers' Compensation laws, injured workers had to file enactment of Workers' Compensation laws, injured workers had to file suit against employers (usually for the tort of negligence), and such suit against employers (usually for the tort of negligence), and such legal actions had significant drawbacks for workers. At the same time, legal actions had significant drawbacks for workers. At the same time, a successful suit could impose very large and unpredictable costs on a successful suit could impose very large and unpredictable costs on an employer. Statutory Workers' Compensation systems provide for an employer. Statutory Workers' Compensation systems provide for prompt payment of medical, rehabilitation, and lost time costs to prompt payment of medical, rehabilitation, and lost time costs to injured workers, while placing limits on the cost of the system for injured workers, while placing limits on the cost of the system for employers. This trade-off became known as the "workers' employers. This trade-off became known as the "workers' compensation bargain"; that is, the worker traded his/her right to bring compensation bargain"; that is, the worker traded his/her right to bring a tort suit against their employer in exchange for prompt medical care a tort suit against their employer in exchange for prompt medical care and disability payments (indemnity payments). Thus workers and disability payments (indemnity payments). Thus workers compensation is the original "Tort Reform."compensation is the original "Tort Reform."


History of Workers’ CompensationHistory of Workers’ Compensation

Workers' compensationWorkers' compensation provides insurance to cover provides insurance to cover medical care and Indemnity payments. While plans differ medical care and Indemnity payments. While plans differ between jurisdictions, weekly payments in place of wages between jurisdictions, weekly payments in place of wages (functioning in this case as a form of disability insurance), (functioning in this case as a form of disability insurance), compensation for economic loss (PPD, TPD and PTD), compensation for economic loss (PPD, TPD and PTD), reimbursement or payment of medical and like expenses reimbursement or payment of medical and like expenses (functioning in this case as a form of health insurance), and (functioning in this case as a form of health insurance), and benefits payable to the dependents of workers killed during benefits payable to the dependents of workers killed during employment (functioning in this case as a form of life employment (functioning in this case as a form of life insurance). General damages for pain and suffering, and insurance). General damages for pain and suffering, and punitive damages for employer negligence, are generally punitive damages for employer negligence, are generally not available in worker compensation plans.not available in worker compensation plans.


ClaimsClaims

Injury by Accident – there must be an accidentInjury by Accident – there must be an accident Specific Traumatic Incident – Back injuries/HerniasSpecific Traumatic Incident – Back injuries/Hernias Occupational Disease – Asbestosis, Carpal TunnelOccupational Disease – Asbestosis, Carpal Tunnel

Claim – Accepted or DeniedClaim – Accepted or Denied

Denied Claim – Form 33 Request for HearingDenied Claim – Form 33 Request for Hearing MediationMediation NCIC HearingNCIC Hearing


Reporting ClaimsReporting Claims

The Employer should file a NC Industrial The Employer should file a NC Industrial Commission Form 19 with the workers Commission Form 19 with the workers compensation insurance company within 24 compensation insurance company within 24 hours following the accident.hours following the accident.

The Employee can file a NC Industrial The Employee can file a NC Industrial Commission Form 18.Commission Form 18.


NC Form 19 – First Report of InjuryNC Form 19 – First Report of InjuryNorth Carolina Industrial Commission IC File #

EMPLOYER’S REPORT OF EMPLOYEE’S INJURY OR Emp. Code #

OCCUPATIONAL DISEASE TO THE INDUSTRIAL COMMISSION Carrier Code #

Employer FEIN

Carrier File #

To the Employer: The filing of this report is required by law. It does not satisfy the employee’s obligation to file a claim. This form MUST be transmitted to the Industrial Commission through Your Insurance Carrier.

To the Employee: This Form 19 is not your claim for workers’ compensation benefits. To make a claim, you must complete and sign the enclosed Form 18 and mail it to Claims Administration, N.C. Industrial Commission, 4334 Mail Service Center, Raleigh, NC 27699-4334 within two years of the date of your injury or last payment of medical compensation. For occupational diseases, the claim must be filed within two years of the date of disability and the date your doctor told you that you have a work-related disease, whichever is later.

The use of this form is required under the provisions of the Workers’ Compensation Act.

The I.C. File # is the unique identif ier f or this injury. It will be prov ided by return letter and is to be ref erenced in all f uture correspondence.

( ) - Employ ee’s Name Employ er’s Name Telephone Number

Address Employ er’s Address City State Zip

City State Zip Insurance Carrier Policy Number

( ) - ( ) - Home Telephone Work Telephone Carrier’s Address City State Zip - - M F / / ( ) - ( ) - Social Security Number Sex Date of Birth Carrier’s Telephone Number Fax Number

Employer 1. Give nature of employer’s business

2. Location of plant where injury occurred Time County Department State if employer’s premises And 3. Date of injury / / 4. Day of week Hour of day : A.M. P.M. Place 5. Was employee paid for entire day 6. Date disability began / / A.M. P.M.

7. Date you or the supervisor first knew of injury / / 8. Name of supervisor

9. Occupation when injured Person 10. (a) Time employed by you (b) Wages per hour $

Injured 11. (a) No. hours worked per day (b) Wages per day $ . (c) No. of days worked per week (d) Avg. weekly wages w/ overtime $ . (e) If board, lodging, fuel or other advantages were furnished in addition to wages, estimated value per day, week or month. $ . per Cause And Nature Of Injury

12. Describe fully how injury occurred and what employee was doing when injured

(Statement made without prejudice and without vouching for correctness of information) 13. List all injuries and specify body part involved (e.g. right hand or left hand)

14. Date & hour returned to work / / at : .M. 15. If so, at what wages $ per 16. At what occupation 17. Employee’s salary continued in full? 18. Was employee treated by a physician Fatal Cases 19. Has injured employee died 20. If so, give date of death (Submit Form 29) / /

Employer name Date Completed / / Signed by Off icial Title OSHA 301 Information:

Case Number from Log:

Date Hired: / /

Time Employee began work on date of incident: : A.M. P.M.

If off-site medical treatment provided, answer entire next line.

Name of facility:

Address: Street/City/Zip/Telephone

ER visit? Yes No

Overnight stay? Yes No

Attention: This form contains information relating to employee health and must be used in a manner that protects the confidentiality of employees to the extent possible w hile the information is being used for occupational safety and health purposes.


NC Form 18 – Employees ClaimNC Form 18 – Employees ClaimNorth Carolina Industrial Commission IC File #

NOTICE OF ACCIDENT TO EMPLOYER AND CLAIM OF Emp. Code #

EMPLOYEE, REPRESENTATIVE, OR DEPENDENT

Carrier Code #

(G.S. 97-22 THROUGH 24) Employer FEIN The Use Of This Form Is Required Under The Provisions of The Workers' Compensation Act

The I.C. File # is the unique identifier for this injury. It will be provided by return letter and is to be referenced in all future correspondence..

( ) - Employ ee’s Name Employ er’s Name Telephone Number

Address Employ er’s Address City State Zip

Synergy Coverage Solutions City State Zip Insurance Carrier

( ) - ( ) - Home Telephone Work Telephone - - M F / / Social Security Number Sex Date of Birth EMPLOYEE – This form must be filed with the Industrial Commission within two years of the date of injury or occupational disease or your claim may be barred. Notice shall be given to the employer as soon as the accident occurred or as soon thereafter as practicable and within 30 days. (This form should also be used for occupational disease claims; however, for asbestosis, silicosis and byssinosis, Form 18B is to be used.) Notice is hereby given, as required by law, that the above-named employee sustained an injury or contracted an occupational disease,

described as follows: : A.M. P.M. on / / at , Describe the injury or occupational disease, Time of Injury Date (Required) City and County

including the specific body part involved (e.g., right hand, left hand) Describe how the injury or occupational disease occurred:

Occupation when injured: Nature of employer’s business:

Disability began: / / Return to work date or period of estimated disability: / / or Date Date Period

Weekly wage: $ . Number of hours worked per day: Days worked per week:

EMPLOYER: This notice is being sent to you in compliance with requirements of the North Carolina Workers’ Compensation Act, in order that the medical services prescribed by the Act may be obtained; and, if disability extends beyond 7 days duration, or if death ensues, compensation may be paid according to law.

( ) - Signature of (Check One) Employ ee, Attorney ,

Representativ e, or Dependent Telephone Number

/ / Address City State Zip Date Completed

NOTE –If injured is unable to sign this, another may sign for him. This form should be typewritten if possible. Employee should retain one signed copy of this notice, mail one signed copy to Industrial Commission at the address below, and furnish employer with one signed copy.


Claims ReportingClaims Reporting

According to an article published in April 1995 According to an article published in April 1995 issue of NATIONAL UNDERWRITER, “prompt issue of NATIONAL UNDERWRITER, “prompt claim reporting significantly reduces the cost of a claim reporting significantly reduces the cost of a claim and likeliness of attorney involvement”. claim and likeliness of attorney involvement”.

Timely reporting allows for better coordination of Timely reporting allows for better coordination of medical treatment and rehabilitation efforts to get medical treatment and rehabilitation efforts to get the injured employee back to work. Indemnity the injured employee back to work. Indemnity costs make up more than 50% of the total claims costs make up more than 50% of the total claims cost. cost.


Prompt Claims Reporting Prompt Claims Reporting NATIONAL UNDERWRITERNATIONAL UNDERWRITER

Report Report TimeTime

Ave. Cost Ave. Cost of Claimof Claim

Increase Increase Cost %Cost %

Litigation Litigation increase %increase %

Within 10 Within 10 daysdays

$12,828$12,828 0%0% 0%0%

11 – 20 11 – 20 daysdays

$17,566$17,566 37%37% 23%23%

21 – 30 21 – 30 daysdays

$18,125$18,125 41%41% 36%36%

After 30 After 30 daysdays

$18,858$18,858 47%47% 50%50%


Why Investigate Accidents?Why Investigate Accidents?

To Prevent Future AccidentsTo Prevent Future Accidents


Direct CostsDirect Costs•Medical & Indemnity Medical & Indemnity costs associated with the costs associated with the injury.injury.

Indirect CostsIndirect CostsCan be at least 4 times greater Can be at least 4 times greater than direct coststhan direct costs•Loss of productivityLoss of productivity•Employee moraleEmployee morale•Lack of experienced Lack of experienced employee replacing employee replacing injuredinjured•Time taken away to Time taken away to investigate accidentinvestigate accident•Time taken away to Time taken away to deal with claims issuesdeal with claims issues•Cost of broken Cost of broken equipmentequipment•Higher Workers Comp. Higher Workers Comp. premiums due to higher premiums due to higher experience mod.experience mod.

The Cost of an Accident


Conducting an Accident Conducting an Accident InvestigationInvestigation

Respond immediately.Respond immediately. Investigate to find the facts.Investigate to find the facts. Analyze the facts to determine the root Analyze the facts to determine the root

cause.cause. Develop specific corrective actions.Develop specific corrective actions. Review findings with employees (Lessons Review findings with employees (Lessons

Learned from Losses).Learned from Losses).


Accident Investigation Instructions: Employees shall use this form to report all work related injuries, illnesses, or “near miss” events (which could have caused an injury or illness) – no matter how minor. This helps us to identify and correct hazards before they cause serious injuries. This form shall be completed by employees as soon as possible and given to a supervisor for further action. I am reporting a work related: Injury Illness Near miss

Your Name:

Job title:

Supervisor:

Have you told your supervisor about this injury/near miss? Yes No Date of injury/near miss: Time of injury/near miss:

Names of witnesses (if any):

Where, exactly, did it happen?

What were you doing at the time?

Describe step by step what led up to the injury/near miss. (continue on the back if necessary):

What could have been done to prevent this injury/near miss?

What parts of your body were injured? If a near miss, how could you have been hurt?

Did you see a doctor about this injury/illness? Yes No If yes, whom did you see? Doctor’s phone number:

Date: Time:

Has this part of your body been injured before? Yes No If yes, when? Supervisor:

Your signature: Date:


Supervisor’s Accident Investigation Form

Name of Injured Person _________________________________________________

Date of Birth _________________ Telephone Number ____________________

Address ______________________________________________________________

City _____________________________ State_______ Zip _____________

(Circle one) Male Female

What part of the body was injured? Describe in detail.

________________________________________

______________________________________________________________________________

_______

What was the nature of the injury? Describe in detail.

_________________________________________

________________________________________________________________________

________________________________________________________________________

____________

Describe fully how the accident happened? What was employee doing prior to the event? What equipment, tools being using? ____________________________________________________________ ______________________________________________________________________________

_______

______________________________________________________________________________

_______

Names of all witnesses:

______________________________________

_______________________________________

______________________________________

_______________________________________

Date of Event ______________________ Time of Event

_________________________________

Exact location of event:

_________________________________________________________________

What caused the event?

_________________________________________________________________


Incident Investigation Report Instructions: Complete this form as soon as possible after an incident that results in serious injury or illness. (Optional: Use to investigate a minor injury or near miss that could have resulted in a serious injury or illness.)

This is a report of a: Death Lost Time Dr. Visit Only First Aid Only Near Miss

Date of incident: This report is made by: Employee Supervisor Team Other_________

Step 1: Injured employee (complete this part for each injured employee) Name:

Sex: Male Female

Age: Department: Job title at time of incident:

This employee works: Regular full time Regular part time Seasonal Temporary

Months with this employer

Months doing this job:

Part of body affected: (shade all that apply)

Nature of injury: (most serious one) Abrasion, scrapes Amputation Broken bone Bruise Burn (heat) Burn (chemical) Concussion (to the head) Crushing Injury Cut, laceration, puncture Hernia Illness Sprain, strain Damage to a body system: Other ___________

Step 2: Describe the incident Exact location of the incident:

Exact time:

What part of employee’s workday? Entering or leaving work Doing normal work activities During meal period During break Working overtime Other___________________

Names of witnesses (if any):


Number of attachments:

Written witness statements: Photographs: Maps / drawings:

What personal protective equipment was being used (if any)?

Describe, step-by-step the events that led up to the injury. Include names of any machines, parts, objects, tools, materials and other important details. Description continued on attached sheets:

Step 3: Why did the incident happen? Unsafe workplace conditions: (Check all that apply) Inadequate guard Unguarded hazard Safety device is defective Tool or equipment defective Workstation layout is hazardous Unsafe lighting Unsafe ventilation Lack of needed personal protective equipment Lack of appropriate equipment / tools Unsafe clothing No training or insufficient training Other: _____________________________

Unsafe acts by people: (Check all that apply) Operating without permission Operating at unsafe speed Servicing equipment that has power to it Making a safety device inoperative Using defective equipment Using equipment in an unapproved way Unsafe lifting Taking an unsafe position or posture Distraction, teasing, horseplay Failure to wear personal protective equipment Failure to use the available equipment / tools Other: __________________________________

Why did the unsafe conditions exist?

Why did the unsafe acts occur?

Is there a reward (such as “the job can be done more quickly”, or “the product is less likely to be damaged”) that may have encouraged the unsafe conditions or acts? Yes No If yes, describe:

Were the unsafe acts or conditions reported prior to the incident? Yes No


Step 4: How can future incidents be prevented? What changes do you suggest to prevent this incident/near miss from happening again? Stop this activity Guard the hazard Train the employee(s) Train the supervisor(s) Redesign task steps Redesign work station Write a new policy/rule Enforce existing policy Routinely inspect for the hazard Personal Protective Equipment Other: ____________________ What should be (or has been) done to carry out the suggestion(s) checked above? Description continued on attached sheets:

Step 5: Who completed and reviewed this form? (Please Print) Written by: Department:

Title: Date:

Names of investigation team members:

Reviewed by:

Title: Date:


Early Return to Work Early Return to Work ProgramProgram

A formal written Plan designed to return A formal written Plan designed to return injured employees back to work in some injured employees back to work in some limited or modified duty capacity as quickly limited or modified duty capacity as quickly as medically feasible. as medically feasible.


Benefits of ERTWBenefits of ERTW

Reduce workers’ compensation costsReduce workers’ compensation costs Brings the injured employee back to wage earning Brings the injured employee back to wage earning

capacity soonercapacity sooner Shortens length of medical treatmentShortens length of medical treatment Lowers cost of claim (TTD)Lowers cost of claim (TTD) Prevents malingering and symptom magnificationPrevents malingering and symptom magnification Gives injured worker an opportunity to contribute Gives injured worker an opportunity to contribute

to the companyto the company Injured worker remains active and productiveInjured worker remains active and productive


The objectives of a modified duty The objectives of a modified duty programprogram

Familiarize/educate each employee with the Familiarize/educate each employee with the modified duty programs prior to an injury.modified duty programs prior to an injury.

To provide each employee with support during To provide each employee with support during recuperation due to an on-the-job injury.recuperation due to an on-the-job injury.

To provide employees with a means to maintain a To provide employees with a means to maintain a productive lifestyle.productive lifestyle.

To control claim cost.To control claim cost. To help reduce experience modification factorTo help reduce experience modification factor


Early Return to WorkEarly Return to Work

Commitment to the program by Commitment to the program by management and supervisorsmanagement and supervisors

Written policy in placeWritten policy in place Determine restricted duty jobsDetermine restricted duty jobs Follow Doctor’s restrictionsFollow Doctor’s restrictions Work closely with your W. C. claims dept.Work closely with your W. C. claims dept.


ERTW ProcessERTW Process

Prepare in advance written modified duty job Prepare in advance written modified duty job descriptions descriptions

Have these job descriptions given to the initial Have these job descriptions given to the initial medical care provider selected by the employer.medical care provider selected by the employer.

The adjuster or employer should have the medical The adjuster or employer should have the medical doctor sign off on the modified duty job descriptiondoctor sign off on the modified duty job description

Have these job descriptions ready to give to the Have these job descriptions ready to give to the claims adjuster.claims adjuster.

Offer the modified duty job to the injured Offer the modified duty job to the injured employee in writing and we recommend via employee in writing and we recommend via certified letter. certified letter.


Post Accident Drug TestPost Accident Drug Test NCGS 97-12NCGS 97-12 Law changed 2005Law changed 2005 Burden of Proof Burden of Proof

– 2005 law changed from the Employer having to 2005 law changed from the Employer having to prove the drug was a proximate cause to the prove the drug was a proximate cause to the Employee having to prove it was not a Employee having to prove it was not a proximate causeproximate cause

– What did this change?What did this change?


Hiring Practices and Workers’ Hiring Practices and Workers’ Compensation ClaimsCompensation Claims

Typically a “bad” hiring decision results in a Typically a “bad” hiring decision results in a “Bad” workers’ compensation claim“Bad” workers’ compensation claim


Hiring Hiring

ApplicationApplication InterviewInterview Background checksBackground checks Reference checksReference checks Motor Vehicle Record evaluationsMotor Vehicle Record evaluations Criminal background checksCriminal background checks Pre-employment drug screeningPre-employment drug screening Post Offer Medical QuestionnairePost Offer Medical Questionnaire


Loss PreventionLoss Prevention

Slips, Trips, and FallsSlips, Trips, and Falls Back SafetyBack Safety Personal Protective EquipmentPersonal Protective Equipment ErgonomicsErgonomics Defensive DrivingDefensive Driving OSHA RegulationsOSHA Regulations


Significance of Slips and FallsSignificance of Slips and Falls

Over 540,000 slips and falls each year requiring Over 540,000 slips and falls each year requiring hospitalizationhospitalization

Slips and falls account for over 300,000 disabling Slips and falls account for over 300,000 disabling injuries each yearinjuries each year

One in three serious bone breaks for seniors result One in three serious bone breaks for seniors result in death, within one year of the accident.in death, within one year of the accident.

It is the second leading cause of accidental death It is the second leading cause of accidental death and disability after automobile accidents. and disability after automobile accidents.

Slip and fall accidents account for 30% of all Slip and fall accidents account for 30% of all reported injuries. reported injuries.


Slips & FallsSlips & Falls

Periodic safety evaluations of each business Periodic safety evaluations of each business location. location.

Improve employee awareness to slips & Improve employee awareness to slips & falls at office and their client’s locations.falls at office and their client’s locations.

Conduct initial and periodic employee safety Conduct initial and periodic employee safety training on slip & fall prevention.training on slip & fall prevention.

Require proper shoe wear.Require proper shoe wear.


Back Safety - Patient HandlingBack Safety - Patient Handling

Health Care is the only profession that Health Care is the only profession that thinks 100 pounds is light.thinks 100 pounds is light.

Employee Safety Training - Review proper Employee Safety Training - Review proper lifting techniques with all employees on a lifting techniques with all employees on a regular basis.regular basis.

Employee Safety Training - Periodic review Employee Safety Training - Periodic review on how to handle patients within the home on how to handle patients within the home and work environment.and work environment.

Use mechanical lifts whenever possible.Use mechanical lifts whenever possible.


Back Safety - GeneralBack Safety - General

Techniques – bend at the kneesTechniques – bend at the knees Keep load close to the bodyKeep load close to the body Plan the lift – synchronizePlan the lift – synchronize Stay healthy – diet/regular exerciseStay healthy – diet/regular exercise Stretching exercisesStretching exercises


Personal Protective EquipmentPersonal Protective Equipment

Engineering ControlsEngineering Controls Protect employees from chemical and Protect employees from chemical and

physical hazardsphysical hazards Safety glasses, face shields, steel-toed Safety glasses, face shields, steel-toed

shoes, gloves, respirators, etc.shoes, gloves, respirators, etc. Policy development and enforcementPolicy development and enforcement


ErgonomicsErgonomics

Musculoskeletal; Repetitive MotionMusculoskeletal; Repetitive Motion Engineering Controls – task redesign; fitting Engineering Controls – task redesign; fitting

the task to the employee, ergonomic toolsthe task to the employee, ergonomic tools Administrative Controls – employee rotation, Administrative Controls – employee rotation,

exercise programsexercise programs Workstation evaluationWorkstation evaluation


Vehicle Accidents are ExpensiveVehicle Accidents are Expensive Motor Vehicle Accidents are the No. 1 cause of workplace Motor Vehicle Accidents are the No. 1 cause of workplace

fatalities.fatalities.

According to the National Highway Traffic Safety According to the National Highway Traffic Safety Administration, motor vehicle crashes cost employers more Administration, motor vehicle crashes cost employers more than $50 billion every year in medical care, legal expenses, than $50 billion every year in medical care, legal expenses, property damage, and lost productivity.property damage, and lost productivity.

When a worker has an on-the-job crash that results in injuries, When a worker has an on-the-job crash that results in injuries, the cost to the employer is more than $24,000. the cost to the employer is more than $24,000.

In one year, employer medical care spending on crash injuries In one year, employer medical care spending on crash injuries was nearly $9 billion. Another $9 billion was spent on sick was nearly $9 billion. Another $9 billion was spent on sick leave and life and disability insurance for crash victims.leave and life and disability insurance for crash victims.


Vehicle Accident PreventionVehicle Accident Prevention

MVR review upon hire and annually thereafter.MVR review upon hire and annually thereafter. Periodic employee training on Defensive Driving is Periodic employee training on Defensive Driving is

critical.critical. Training can take 30 minutes to 1 hour in length.Training can take 30 minutes to 1 hour in length. Defensive Driving training presentation (video or Defensive Driving training presentation (video or

PowerPoint), and short test to validate transfer of PowerPoint), and short test to validate transfer of knowledge.knowledge.

Do hands-on training for preventative Do hands-on training for preventative maintenance.maintenance.

Written test remains in training fileWritten test remains in training file


Defensive DrivingDefensive DrivingTopics ReviewedTopics Reviewed

Defensive Driving TechniquesDefensive Driving Techniques Cell phone policy and usageCell phone policy and usage Preventative MaintenancePreventative Maintenance Daily, Weekly, Monthly Vehicle inspectionDaily, Weekly, Monthly Vehicle inspection 2 and 3 second rules – Following Distance2 and 3 second rules – Following Distance Adverse driving conditionsAdverse driving conditions Speed killsSpeed kills Seat beltsSeat belts


OSHA RegulationsOSHA Regulations

29 CFR Part 191029 CFR Part 1910 Hazard CommunicationHazard Communication Means of EgressMeans of Egress Powered Industrial Trucks (Forklifts)Powered Industrial Trucks (Forklifts) Hearing ConservationHearing Conservation Machine GuardingMachine Guarding ElectricalElectrical


Safety ResourcesSafety Resources Your Insurance Carrier (workers’ compensation, auto, Your Insurance Carrier (workers’ compensation, auto,

property, liability, etc.)property, liability, etc.) Federal OSHA website…..Federal OSHA website…..www.osha.govwww.osha.gov Centers for Disease Control and Prevention…Centers for Disease Control and Prevention…www.cdc.govwww.cdc.gov National Safety Council…National Safety Council…www.nsc.orgwww.nsc.org NC Occupational Safety and Health Division…NC Occupational Safety and Health Division…

www.dol.state.nc.us/osha/osh.htmwww.dol.state.nc.us/osha/osh.htm North Carolina Industrial North Carolina Industrial

Commission…Commission…http://www.comp.state.nc.us/ncic/pages/safehttp://www.comp.state.nc.us/ncic/pages/safety.htmty.htm

NC Dept. of Labor Video Library NC Dept. of Labor Video Library www.nclabor.com/lib/libaud.htmwww.nclabor.com/lib/libaud.htm


SummarySummary

Safety begins with upper management.Safety begins with upper management. To be a successful company, safety is To be a successful company, safety is

everyone’s responsibility.everyone’s responsibility. Designate a person responsible for Safety.Designate a person responsible for Safety. Ask for assistance.Ask for assistance. Do NOT quit on your Safety Program.Do NOT quit on your Safety Program. Comply with OSHA (www.osha.gov).Comply with OSHA (www.osha.gov).

Documents

Synergy Coverage Solutions Workers Compensation Training