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Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Builder
"Outstanding Value"
611.11ANZ Smart Choice Super
9 Unlimited Nil
835.31AustralianSuper Personal Super Plan 12 Unlimited Nil
559.14Bendigo SmartStart Super
12 Unlimited Nil
700.47EISS Super
5 Unlimited Nil
753.48First State Personal Super
12 1 25.00
788.91ING DIRECT ‐ Living Super
11 Unlimited Nil
754.04Sunsuper for life
21 Unlimited Nil
909.97AMP Flexible Super Choice
94 Unlimited Nil
Superannua on Star Ra ngs 2016 ‐ Page 1Report Date: August, 2016. (All informa on is correct as at August, 2016 )
*Based on an $80,000 balance and $200,000 sum insured amount for Death & TPD cover (for a 35 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Builder
799.43Australian Ethical Personal Super 7 Unlimited Nil
877.37BussQ Premium Choice Super 11 Unlimited Nil
912.89Catholic Super Member Plan
14 Unlimited Nil
795.16Club Plus Super Personal Division 7 Unlimited Nil
844.34Energy Super
10 1 28.00
779.39Equip MyFuture
12 Unlimited Nil
961.83IOOF Employer Personal Super 275 Unlimited Nil
777.18Local Government Super Accumula on Scheme 6 0 26.00
Superannua on Star Ra ngs 2016 ‐ Page 2Report Date: August, 2016. (All informa on is correct as at August, 2016 )
*Based on an $80,000 balance and $200,000 sum insured amount for Death & TPD cover (for a 35 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Builder
961.83Medical & Assoc Professions Super 275 Unlimited Nil
948.31NGS Super Personal Plan
12 1 30.00
882.37OneAnswer Fron er Personal Super 87 Unlimited Nil
913.39VicSuper FutureSaver
9 Unlimited Nil
909.97AMP Flexible Super Select
10 Unlimited Nil
909.97AMP Flexible Super Core
5 Unlimited Nil
1048.91Aon Master Trust Personal Super Essen als 31 Unlimited Nil
983.25Australian Catholic Superannua on 11 Unlimited Nil
Superannua on Star Ra ngs 2016 ‐ Page 3Report Date: August, 2016. (All informa on is correct as at August, 2016 )
*Based on an $80,000 balance and $200,000 sum insured amount for Death & TPD cover (for a 35 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Builder
982.99Austsafe Super Industry
9 Unlimited Nil
961.01AV Super Public Offer Plan
8 Unlimited Nil
1031.17BT Super for Life
5 Unlimited Nil
1126.16CareSuper Personal Plan
12 Unlimited Nil
1235.31Child Care Super Personal Plan 9 Unlimited Nil
933.93Essen al Super
9 Unlimited Nil
1080.42First Super Personal Division
5 2 30.00
978.34HESTA Personal Super
11 Unlimited Nil
Superannua on Star Ra ngs 2016 ‐ Page 4Report Date: August, 2016. (All informa on is correct as at August, 2016 )
*Based on an $80,000 balance and $200,000 sum insured amount for Death & TPD cover (for a 35 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Builder
1086.27HOSTPLUS Personal Super
20 Unlimited Nil
880.31InTrust Super Select
10 Unlimited Nil
902.05Kine c Superannua on
8 Unlimited Nil
971.83Legal Super Personal Plan
11 52 0
866.46LUCRF Super Personal Plan
10 Unlimited Nil
930.42Media Super Personal Superannua on Account 23 0 30.00
1163.53Mercer Super Trust ‐ SmartSuper 43 Unlimited Nil
999.35Mine Wealth + Wellbeing Super Fund 9 Unlimited Nil
Superannua on Star Ra ngs 2016 ‐ Page 5Report Date: August, 2016. (All informa on is correct as at August, 2016 )
*Based on an $80,000 balance and $200,000 sum insured amount for Death & TPD cover (for a 35 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Builder
1289.96MLC MasterKey Super Fundamentals 45 Unlimited Nil
1043.63MTAA Personal Super Plan
8 Unlimited Nil
1088.17Plum Personal Plan
46 Unlimited Nil
1182.38Pursuit Select Personal Superannua on 331 Unlimited Nil
992.87REST Select Super
13 Unlimited Nil
985.07REST Super
13 Unlimited Nil
767.28Russell Investments iQ Super
15 Unlimited Nil
977.86StatewideSuper Personal Plan 10 1 20.00
Superannua on Star Ra ngs 2016 ‐ Page 6Report Date: August, 2016. (All informa on is correct as at August, 2016 )
*Based on an $80,000 balance and $200,000 sum insured amount for Death & TPD cover (for a 35 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Builder
1144.04Suncorp Brighter Super
49 Unlimited Nil
1148.38Tasplan Super
9 1 30.00
1022.25Virgin Super Personal Plan ‐ Super Plus 6 Unlimited Nil
857.38Vison Super Personal Plan
9 Unlimited Nil
1111.50WA Super
12 2 50.00
1323.94AMIST Personal Super
6 Unlimited Nil
1491.36CBUS Personal Superannua on 4 Unlimited Nil
1199.12Chris an Personal Super
5 Unlimited Nil
Superannua on Star Ra ngs 2016 ‐ Page 7Report Date: August, 2016. (All informa on is correct as at August, 2016 )
*Based on an $80,000 balance and $200,000 sum insured amount for Death & TPD cover (for a 35 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Builder
1098.13Colonial First State FirstChoice Personal Super 145 Unlimited Nil
1404.06Guild Super Personal Plan
9 Unlimited Nil
1159.25NSF Super Personal Division
5 1 35.00
1571.62Prime Super Fund
9 Unlimited Nil
1231.41The Execu ve Superannua on Fund 10 Unlimited Nil
1433.14TWU Super
3 Unlimited Nil
1365.38Zurich Superannua on Plan
15 Unlimited Nil
1941.21BT Life me Personal Super
23 Unlimited Nil
Superannua on Star Ra ngs 2016 ‐ Page 8Report Date: August, 2016. (All informa on is correct as at August, 2016 )
*Based on an $80,000 balance and $200,000 sum insured amount for Death & TPD cover (for a 35 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Builder
2482.84Perpetual Select Super Plan
13 Unlimited Nil
1887.37Perpetual WealthFocus Super Plan 67 Unlimited Nil
1929.19SmartSave Personal Choice
13 Unlimited Nil
Superannua on Star Ra ngs 2016 ‐ Page 9Report Date: August, 2016. (All informa on is correct as at August, 2016 )
*Based on an $80,000 balance and $200,000 sum insured amount for Death & TPD cover (for a 35 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Established
"Outstanding Value"
1072.16ANZ Smart Choice Super
9 Unlimited Nil
1404.37AustralianSuper Personal Super Plan 12 Unlimited Nil
1052.69Bendigo SmartStart Super
12 Unlimited Nil
1451.04EISS Super
5 Unlimited Nil
1326.55First State Personal Super
12 1 25.00
1485.11Sunsuper for life
21 Unlimited Nil
1657.54AMP Flexible Super Choice
94 Unlimited Nil
1944.01Aon Master Trust Personal Super Essen als 31 Unlimited Nil
Superannua on Star Ra ngs 2016 ‐ Page 10Report Date: August, 2016. (All informa on is correct as at August, 2016 )
* Based on a $140,000 balance and $200,000 sum insured amount for Death & TPD cover (for a 45 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Established
1886.28CareSuper Personal Plan
12 Unlimited Nil
1662.99Catholic Super Member Plan
14 Unlimited Nil
1509.22Club Plus Super Personal Division 7 Unlimited Nil
1569.43Energy Super
10 1 28.00
1431.48Equip MyFuture
12 Unlimited Nil
1546.49ING DIRECT ‐ Living Super
11 Unlimited Nil
1792.42IOOF Employer Personal Super 275 Unlimited Nil
1551.25Local Government Super Accumula on Scheme 6 0 26.00
Superannua on Star Ra ngs 2016 ‐ Page 11Report Date: August, 2016. (All informa on is correct as at August, 2016 )
* Based on a $140,000 balance and $200,000 sum insured amount for Death & TPD cover (for a 45 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Established
1572.00Media Super Personal Superannua on Account 23 0 30.00
1792.42Medical & Assoc Professions Super 275 Unlimited Nil
1871.41NGS Super Personal Plan
12 1 30.00
1505.46Vison Super Personal Plan
9 Unlimited Nil
1672.01AMIST Personal Super
6 Unlimited Nil
1657.54AMP Flexible Super Select
10 Unlimited Nil
1657.54AMP Flexible Super Core
5 Unlimited Nil
1641.35Australian Catholic Superannua on 11 Unlimited Nil
Superannua on Star Ra ngs 2016 ‐ Page 12Report Date: August, 2016. (All informa on is correct as at August, 2016 )
* Based on a $140,000 balance and $200,000 sum insured amount for Death & TPD cover (for a 45 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Established
1428.01Australian Ethical Personal Super 7 Unlimited Nil
1624.08Austsafe Super Industry
9 Unlimited Nil
1749.12AV Super Public Offer Plan
8 Unlimited Nil
1827.29BT Super for Life
5 Unlimited Nil
1685.96BussQ Premium Choice Super 11 Unlimited Nil
2097.45CBUS Personal Superannua on 4 Unlimited Nil
2226.36Child Care Super Personal Plan 9 Unlimited Nil
1781.02Essen al Super
9 Unlimited Nil
Superannua on Star Ra ngs 2016 ‐ Page 13Report Date: August, 2016. (All informa on is correct as at August, 2016 )
* Based on a $140,000 balance and $200,000 sum insured amount for Death & TPD cover (for a 45 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Established
1829.50First Super Personal Division
5 2 30.00
1964.44HESTA Personal Super
11 Unlimited Nil
2135.37HOSTPLUS Personal Super
20 Unlimited Nil
1523.40InTrust Super Select
10 Unlimited Nil
1650.12Kine c Superannua on
8 Unlimited Nil
1792.93Legal Super Personal Plan
11 52 0
1892.53LUCRF Super Personal Plan
10 Unlimited Nil
2090.66Mercer Super Trust ‐ SmartSuper 43 Unlimited Nil
Superannua on Star Ra ngs 2016 ‐ Page 14Report Date: August, 2016. (All informa on is correct as at August, 2016 )
* Based on a $140,000 balance and $200,000 sum insured amount for Death & TPD cover (for a 45 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Established
1864.94Mine Wealth + Wellbeing Super Fund 9 Unlimited Nil
2284.60MLC MasterKey Super Fundamentals 45 Unlimited Nil
1699.71MTAA Personal Super Plan
8 Unlimited Nil
1703.46OneAnswer Fron er Personal Super 87 Unlimited Nil
1998.29Plum Personal Plan
46 Unlimited Nil
2168.66Pursuit Select Personal Superannua on 331 Unlimited Nil
1935.96REST Select Super
13 Unlimited Nil
1928.16REST Super
13 Unlimited Nil
Superannua on Star Ra ngs 2016 ‐ Page 15Report Date: August, 2016. (All informa on is correct as at August, 2016 )
* Based on a $140,000 balance and $200,000 sum insured amount for Death & TPD cover (for a 45 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Established
1343.34Russell Investments iQ Super
15 Unlimited Nil
1628.45StatewideSuper Personal Plan 10 1 20.00
2131.71Suncorp Brighter Super
49 Unlimited Nil
1616.47Tasplan Super
9 1 30.00
1785.48VicSuper FutureSaver
9 Unlimited Nil
2058.11WA Super
12 2 50.00
2105.24Chris an Personal Super
5 Unlimited Nil
2070.75Colonial First State FirstChoice Personal Super 145 Unlimited Nil
Superannua on Star Ra ngs 2016 ‐ Page 16Report Date: August, 2016. (All informa on is correct as at August, 2016 )
* Based on a $140,000 balance and $200,000 sum insured amount for Death & TPD cover (for a 45 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Established
2506.49Guild Super Personal Plan
9 Unlimited Nil
2267.35NSF Super Personal Division
5 1 35.00
2397.18Prime Super Fund
9 Unlimited Nil
2294.53The Execu ve Superannua on Fund 10 Unlimited Nil
2373.26TWU Super
3 Unlimited Nil
1850.85Virgin Super Personal Plan ‐ Super Plus 6 Unlimited Nil
2336.62Zurich Superannua on Plan
15 Unlimited Nil
3484.96BT Life me Personal Super
23 Unlimited Nil
Superannua on Star Ra ngs 2016 ‐ Page 17Report Date: August, 2016. (All informa on is correct as at August, 2016 )
* Based on a $140,000 balance and $200,000 sum insured amount for Death & TPD cover (for a 45 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Established
4356.14Perpetual Select Super Plan
13 Unlimited Nil
3400.59Perpetual WealthFocus Super Plan 67 Unlimited Nil
3424.92SmartSave Personal Choice
13 Unlimited Nil
Superannua on Star Ra ngs 2016 ‐ Page 18Report Date: August, 2016. (All informa on is correct as at August, 2016 )
* Based on a $140,000 balance and $200,000 sum insured amount for Death & TPD cover (for a 45 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Pre-Retiree
"Outstanding Value"
1515.31ANZ Smart Choice Super
9 Unlimited Nil
1936.76AustralianSuper Personal Super Plan 12 Unlimited Nil
1477.35Bendigo SmartStart Super
12 Unlimited Nil
2056.41EISS Super
5 Unlimited Nil
2509.75IOOF Employer Personal Super 275 Unlimited Nil
2153.99Sunsuper for life
21 Unlimited Nil
1729.39AMIST Personal Super
6 Unlimited Nil
2708.41AMP Flexible Super Choice
94 Unlimited Nil
Superannua on Star Ra ngs 2016 ‐ Page 19Report Date: August, 2016. (All informa on is correct as at August, 2016 )
*Based on a $200,000 balance and $100,000 sum insured amount for Death & TPD cover (for a 55 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Pre-Retiree
3093.32Aon Master Trust Personal Super Essen als 31 Unlimited Nil
2395.29BussQ Premium Choice Super 11 Unlimited Nil
2528.56CareSuper Personal Plan
12 Unlimited Nil
2484.81Catholic Super Member Plan
14 Unlimited Nil
2474.11Club Plus Super Personal Division 7 Unlimited Nil
2085.32Equip MyFuture
12 Unlimited Nil
2000.42First State Personal Super
12 1 25.00
2204.10ING DIRECT ‐ Living Super
11 Unlimited Nil
Superannua on Star Ra ngs 2016 ‐ Page 20Report Date: August, 2016. (All informa on is correct as at August, 2016 )
*Based on a $200,000 balance and $100,000 sum insured amount for Death & TPD cover (for a 55 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Pre-Retiree
2165.62Local Government Super Accumula on Scheme 6 0 26.00
2081.36Media Super Personal Superannua on Account 23 0 30.00
2509.75Medical & Assoc Professions Super 275 Unlimited Nil
2995.91Mercer Super Trust ‐ SmartSuper 43 Unlimited Nil
2600.98NGS Super Personal Plan
12 1 30.00
2708.41AMP Flexible Super Select
10 Unlimited Nil
2708.41AMP Flexible Super Core
5 Unlimited Nil
2328.16Australian Catholic Superannua on 11 Unlimited Nil
Superannua on Star Ra ngs 2016 ‐ Page 21Report Date: August, 2016. (All informa on is correct as at August, 2016 )
*Based on a $200,000 balance and $100,000 sum insured amount for Death & TPD cover (for a 55 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Pre-Retiree
1903.86Australian Ethical Personal Super 7 Unlimited Nil
2202.92Austsafe Super Industry
9 Unlimited Nil
2661.07BT Super for Life
5 Unlimited Nil
2457.29CBUS Personal Superannua on 4 Unlimited Nil
3035.92Child Care Super Personal Plan 9 Unlimited Nil
2393.76Energy Super
10 1 28.00
2314.36First Super Personal Division
5 2 30.00
2798.27HESTA Personal Super
11 Unlimited Nil
Superannua on Star Ra ngs 2016 ‐ Page 22Report Date: August, 2016. (All informa on is correct as at August, 2016 )
*Based on a $200,000 balance and $100,000 sum insured amount for Death & TPD cover (for a 55 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Pre-Retiree
3042.94HOSTPLUS Personal Super
20 Unlimited Nil
2150.22InTrust Super Select
10 Unlimited Nil
2025.49Kine c Superannua on
8 Unlimited Nil
2519.74Legal Super Personal Plan
11 52 0
2736.89LUCRF Super Personal Plan
10 Unlimited Nil
2647.28Mine Wealth + Wellbeing Super Fund 9 Unlimited Nil
3500.19MLC MasterKey Super Fundamentals 45 Unlimited Nil
2505.06MTAA Personal Super Plan
8 Unlimited Nil
Superannua on Star Ra ngs 2016 ‐ Page 23Report Date: August, 2016. (All informa on is correct as at August, 2016 )
*Based on a $200,000 balance and $100,000 sum insured amount for Death & TPD cover (for a 55 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Pre-Retiree
2787.29OneAnswer Fron er Personal Super 87 Unlimited Nil
2931.57Plum Personal Plan
46 Unlimited Nil
3011.50Prime Super Fund
9 Unlimited Nil
3442.66Pursuit Select Personal Superannua on 331 Unlimited Nil
2888.79REST Select Super
13 Unlimited Nil
2880.99REST Super
13 Unlimited Nil
1759.72Russell Investments iQ Super
15 Unlimited Nil
2222.79StatewideSuper Personal Plan 10 1 20.00
Superannua on Star Ra ngs 2016 ‐ Page 24Report Date: August, 2016. (All informa on is correct as at August, 2016 )
*Based on a $200,000 balance and $100,000 sum insured amount for Death & TPD cover (for a 55 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Pre-Retiree
3204.48Suncorp Brighter Super
49 Unlimited Nil
2506.81Tasplan Super
9 1 30.00
2875.54TWU Super
3 Unlimited Nil
2635.32VicSuper FutureSaver
9 Unlimited Nil
2303.30Vison Super Personal Plan
9 Unlimited Nil
2886.15WA Super
12 2 50.00
2475.42AV Super Public Offer Plan
8 Unlimited Nil
5135.25BT Life me Personal Super
23 Unlimited Nil
Superannua on Star Ra ngs 2016 ‐ Page 25Report Date: August, 2016. (All informa on is correct as at August, 2016 )
*Based on a $200,000 balance and $100,000 sum insured amount for Death & TPD cover (for a 55 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Pre-Retiree
2812.01Chris an Personal Super
5 Unlimited Nil
3169.53Colonial First State FirstChoice Personal Super 145 Unlimited Nil
2508.85Essen al Super
9 Unlimited Nil
3317.17Guild Super Personal Plan
9 Unlimited Nil
3166.66NSF Super Personal Division
5 1 35.00
3304.56The Execu ve Superannua on Fund 10 Unlimited Nil
2632.66Virgin Super Personal Plan ‐ Super Plus 6 Unlimited Nil
6309.08Perpetual Select Super Plan
13 Unlimited Nil
Superannua on Star Ra ngs 2016 ‐ Page 26Report Date: August, 2016. (All informa on is correct as at August, 2016 )
*Based on a $200,000 balance and $100,000 sum insured amount for Death & TPD cover (for a 55 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Pre-Retiree
5028.17Perpetual WealthFocus Super Plan 67 Unlimited Nil
4859.99SmartSave Personal Choice
13 Unlimited Nil
3668.35Zurich Superannua on Plan
15 Unlimited Nil
Superannua on Star Ra ngs 2016 ‐ Page 27Report Date: August, 2016. (All informa on is correct as at August, 2016 )
*Based on a $200,000 balance and $100,000 sum insured amount for Death & TPD cover (for a 55 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Starter
"Outstanding Value"
183.29ANZ Smart Choice Super
9 Unlimited Nil
211.08Bendigo SmartStart Super
12 Unlimited Nil
166.93EISS Super
5 Unlimited Nil
227.81First State Personal Super
12 1 25.00
183.63ING DIRECT ‐ Living Super
11 Unlimited Nil
227.74Sunsuper for life
21 Unlimited Nil
267.63AustralianSuper Personal Super Plan 12 Unlimited Nil
265.47BussQ Premium Choice Super 11 Unlimited Nil
Superannua on Star Ra ngs 2016 ‐ Page 28Report Date: August, 2016. (All informa on is correct as at August, 2016 )
*Based on a $20,000 balance and $50,000 sum insured amount for Death & TPD cover (for a 25 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Starter
268.73Club Plus Super Personal Division 7 Unlimited Nil
240.94Energy Super
10 1 28.00
252.99Equip MyFuture
12 Unlimited Nil
266.95HESTA Personal Super
11 Unlimited Nil
251.14Kine c Superannua on
8 Unlimited Nil
280.20Legal Super Personal Plan
11 52 0
238.51Local Government Super Accumula on Scheme 6 0 26.00
262.29LUCRF Super Personal Plan
10 Unlimited Nil
Superannua on Star Ra ngs 2016 ‐ Page 29Report Date: August, 2016. (All informa on is correct as at August, 2016 )
*Based on a $20,000 balance and $50,000 sum insured amount for Death & TPD cover (for a 25 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Starter
263.52Media Super Personal Superannua on Account 23 0 30.00
257.80NGS Super Personal Plan
12 1 30.00
271.92REST Super
13 Unlimited Nil
266.49VicSuper FutureSaver
9 Unlimited Nil
302.05AMP Flexible Super Select
10 Unlimited Nil
302.05AMP Flexible Super Choice
94 Unlimited Nil
302.05AMP Flexible Super Core
5 Unlimited Nil
314.03Aon Master Trust Personal Super Essen als 31 Unlimited Nil
Superannua on Star Ra ngs 2016 ‐ Page 30Report Date: August, 2016. (All informa on is correct as at August, 2016 )
*Based on a $20,000 balance and $50,000 sum insured amount for Death & TPD cover (for a 25 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Starter
300.37Australian Catholic Superannua on 11 Unlimited Nil
261.90Australian Ethical Personal Super 7 Unlimited Nil
342.34Austsafe Super Industry
9 Unlimited Nil
278.89AV Super Public Offer Plan
8 Unlimited Nil
297.81BT Super for Life
5 Unlimited Nil
334.80CareSuper Personal Plan
12 Unlimited Nil
287.50Catholic Super Member Plan
14 Unlimited Nil
379.21Child Care Super Personal Plan 9 Unlimited Nil
Superannua on Star Ra ngs 2016 ‐ Page 31Report Date: August, 2016. (All informa on is correct as at August, 2016 )
*Based on a $20,000 balance and $50,000 sum insured amount for Death & TPD cover (for a 25 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Starter
371.51Chris an Personal Super
5 Unlimited Nil
264.15Colonial First State FirstChoice Personal Super 145 Unlimited Nil
263.53Essen al Super
9 Unlimited Nil
318.77First Super Personal Division
5 2 30.00
306.39HOSTPLUS Personal Super
20 Unlimited Nil
283.67InTrust Super Select
10 Unlimited Nil
322.69IOOF Employer Personal Super 275 Unlimited Nil
322.69Medical & Assoc Professions Super 275 Unlimited Nil
Superannua on Star Ra ngs 2016 ‐ Page 32Report Date: August, 2016. (All informa on is correct as at August, 2016 )
*Based on a $20,000 balance and $50,000 sum insured amount for Death & TPD cover (for a 25 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Starter
345.18Mercer Super Trust ‐ SmartSuper 43 Unlimited Nil
304.33Mine Wealth + Wellbeing Super Fund 9 Unlimited Nil
344.97MTAA Personal Super Plan
8 Unlimited Nil
359.26OneAnswer Fron er Personal Super 87 Unlimited Nil
319.56Plum Personal Plan
46 Unlimited Nil
279.72REST Select Super
13 Unlimited Nil
250.60Russell Investments iQ Super
15 Unlimited Nil
293.46StatewideSuper Personal Plan 10 1 20.00
Superannua on Star Ra ngs 2016 ‐ Page 33Report Date: August, 2016. (All informa on is correct as at August, 2016 )
*Based on a $20,000 balance and $50,000 sum insured amount for Death & TPD cover (for a 25 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Starter
273.69Suncorp Brighter Super
49 Unlimited Nil
345.23Tasplan Super
9 1 30.00
329.81Virgin Super Personal Plan ‐ Super Plus 6 Unlimited Nil
272.48Vison Super Personal Plan
9 Unlimited Nil
314.50WA Super
12 2 50.00
364.52AMIST Personal Super
6 Unlimited Nil
423.21CBUS Personal Superannua on 4 Unlimited Nil
506.95Guild Super Personal Plan
9 Unlimited Nil
Superannua on Star Ra ngs 2016 ‐ Page 34Report Date: August, 2016. (All informa on is correct as at August, 2016 )
*Based on a $20,000 balance and $50,000 sum insured amount for Death & TPD cover (for a 25 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Starter
451.38MLC MasterKey Super Fundamentals 45 Unlimited Nil
380.12NSF Super Personal Division
5 1 35.00
470.75Perpetual WealthFocus Super Plan 67 Unlimited Nil
473.31Prime Super Fund
9 Unlimited Nil
381.80The Execu ve Superannua on Fund 10 Unlimited Nil
398.03TWU Super
3 Unlimited Nil
444.18Zurich Superannua on Plan
15 Unlimited Nil
482.25BT Life me Personal Super
23 Unlimited Nil
Superannua on Star Ra ngs 2016 ‐ Page 35Report Date: August, 2016. (All informa on is correct as at August, 2016 )
*Based on a $20,000 balance and $50,000 sum insured amount for Death & TPD cover (for a 25 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Starter
713.94Perpetual Select Super Plan
13 Unlimited Nil
638.26Pursuit Select Personal Superannua on 331 Unlimited Nil
525.46SmartSave Personal Choice
13 Unlimited Nil
Superannua on Star Ra ngs 2016 ‐ Page 36Report Date: August, 2016. (All informa on is correct as at August, 2016 )
*Based on a $20,000 balance and $50,000 sum insured amount for Death & TPD cover (for a 25 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Wealth Accumulator
"Outstanding Value"
3997.63AMP Flexible Super Choice
94 Unlimited Nil
2872.23ANZ Smart Choice Super
9 Unlimited Nil
3456.45AustralianSuper Personal Super Plan 12 Unlimited Nil
2672.76Bendigo SmartStart Super
12 Unlimited Nil
3525.30Club Plus Super Personal Division 7 Unlimited Nil
2746.86ING DIRECT ‐ Living Super
11 Unlimited Nil
3573.18Sunsuper for life
21 Unlimited Nil
3997.63AMP Flexible Super Select
10 Unlimited Nil
Superannua on Star Ra ngs 2016 ‐ Page 37Report Date: August, 2016. (All informa on is correct as at August, 2016 )
*Based on a $500,000 balance and $200,000 sum insured amount for Death & TPD cover (for a 45 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Wealth Accumulator
3997.63AMP Flexible Super Core
5 Unlimited Nil
5261.05Aon Master Trust Personal Super Essen als 31 Unlimited Nil
3863.14EISS Super
5 Unlimited Nil
3702.64First State Personal Super
12 1 25.00
4852.54IOOF Employer Personal Super 275 Unlimited Nil
3420.36Kine c Superannua on
8 Unlimited Nil
3927.34Local Government Super Accumula on Scheme 6 0 26.00
4200.10Media Super Personal Superannua on Account 23 0 30.00
Superannua on Star Ra ngs 2016 ‐ Page 38Report Date: August, 2016. (All informa on is correct as at August, 2016 )
*Based on a $500,000 balance and $200,000 sum insured amount for Death & TPD cover (for a 45 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Wealth Accumulator
4852.54Medical & Assoc Professions Super 275 Unlimited Nil
5001.05NGS Super Personal Plan
12 1 30.00
4343.63OneAnswer Fron er Personal Super 87 Unlimited Nil
3924.68Tasplan Super
9 1 30.00
3989.67Vison Super Personal Plan
9 Unlimited Nil
3760.08AMIST Personal Super
6 Unlimited Nil
5061.48Australian Catholic Superannua on 11 Unlimited Nil
4020.11Australian Ethical Personal Super 7 Unlimited Nil
Superannua on Star Ra ngs 2016 ‐ Page 39Report Date: August, 2016. (All informa on is correct as at August, 2016 )
*Based on a $500,000 balance and $200,000 sum insured amount for Death & TPD cover (for a 45 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Wealth Accumulator
4396.18Austsafe Super Industry
9 Unlimited Nil
5607.43BT Super for Life
5 Unlimited Nil
4566.07BussQ Premium Choice Super 11 Unlimited Nil
5202.53CareSuper Personal Plan
12 Unlimited Nil
4903.11Catholic Super Member Plan
14 Unlimited Nil
5013.56CBUS Personal Superannua on 4 Unlimited Nil
5610.74Child Care Super Personal Plan 9 Unlimited Nil
4588.09Energy Super
10 1 28.00
Superannua on Star Ra ngs 2016 ‐ Page 40Report Date: August, 2016. (All informa on is correct as at August, 2016 )
*Based on a $500,000 balance and $200,000 sum insured amount for Death & TPD cover (for a 45 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Wealth Accumulator
4102.69Equip MyFuture
12 Unlimited Nil
4661.13Essen al Super
9 Unlimited Nil
4457.60First Super Personal Division
5 2 30.00
4952.55HESTA Personal Super
11 Unlimited Nil
5447.50HOSTPLUS Personal Super
20 Unlimited Nil
4691.52InTrust Super Select
10 Unlimited Nil
4886.22Legal Super Personal Plan
11 52 0
4376.62LUCRF Super Personal Plan
10 Unlimited Nil
Superannua on Star Ra ngs 2016 ‐ Page 41Report Date: August, 2016. (All informa on is correct as at August, 2016 )
*Based on a $500,000 balance and $200,000 sum insured amount for Death & TPD cover (for a 45 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Wealth Accumulator
5247.15Mercer Super Trust ‐ SmartSuper 43 Unlimited Nil
4817.05Mine Wealth + Wellbeing Super Fund 9 Unlimited Nil
6586.86MLC MasterKey Super Fundamentals 45 Unlimited Nil
3991.89MTAA Personal Super Plan
8 Unlimited Nil
5778.43Plum Personal Plan
46 Unlimited Nil
5673.31Prime Super Fund
9 Unlimited Nil
7228.99Pursuit Select Personal Superannua on 331 Unlimited Nil
4816.07REST Select Super
13 Unlimited Nil
Superannua on Star Ra ngs 2016 ‐ Page 42Report Date: August, 2016. (All informa on is correct as at August, 2016 )
*Based on a $500,000 balance and $200,000 sum insured amount for Death & TPD cover (for a 45 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Wealth Accumulator
4808.27REST Super
13 Unlimited Nil
3503.42Russell Investments iQ Super
15 Unlimited Nil
4544.56StatewideSuper Personal Plan 10 1 20.00
4554.92VicSuper FutureSaver
9 Unlimited Nil
5730.25WA Super
12 2 50.00
5349.26AV Super Public Offer Plan
8 Unlimited Nil
6011.19Chris an Personal Super
5 Unlimited Nil
6030.90Colonial First State FirstChoice Personal Super 145 Unlimited Nil
Superannua on Star Ra ngs 2016 ‐ Page 43Report Date: August, 2016. (All informa on is correct as at August, 2016 )
*Based on a $500,000 balance and $200,000 sum insured amount for Death & TPD cover (for a 45 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Wealth Accumulator
5891.99Guild Super Personal Plan
9 Unlimited Nil
5687.48NSF Super Personal Division
5 1 35.00
7148.70Suncorp Brighter Super
49 Unlimited Nil
6182.67The Execu ve Superannua on Fund 10 Unlimited Nil
6297.41TWU Super
3 Unlimited Nil
4896.09Virgin Super Personal Plan ‐ Super Plus 6 Unlimited Nil
5566.95Zurich Superannua on Plan
15 Unlimited Nil
11657.27BT Life me Personal Super
23 Unlimited Nil
Superannua on Star Ra ngs 2016 ‐ Page 44Report Date: August, 2016. (All informa on is correct as at August, 2016 )
*Based on a $500,000 balance and $200,000 sum insured amount for Death & TPD cover (for a 45 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.
ProductTotal Cost*
($) Direct Investment in Australian Shares
Term Deposit
Switch Fees
No. of free switches
Switch Fee A er Free Switches ($)
No. of Managed Fund Investment Op ons
Insurance
Income Protec on
Automa c Acceptance for Death Cover
Automa c Acceptance for TPD
Update Details
Mobile Applica on
Investment Op ons Access
Wealth Accumulator
14220.51Perpetual Select Super Plan
13 Unlimited Nil
10852.87Perpetual WealthFocus Super Plan 67 Unlimited Nil
11129.22SmartSave Personal Choice
13 Unlimited Nil
Superannua on Star Ra ngs 2016 ‐ Page 45Report Date: August, 2016. (All informa on is correct as at August, 2016 )
*Based on a $500,000 balance and $200,000 sum insured amount for Death & TPD cover (for a 45 year old white-collar & light blue collar male & female). Total cost is based on the managed investment option that is the default option with 60%-80% in growth assets or, when when there is more than one fitting this criteria, the option with the greatest proportion of FUM will be considered.
