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Sun Diamond Income PlanRetirement Select
Guaranteed Savings Bonus (30 Times of Guaranteed Monthly Income)
1 2 3 4 5)09 egA oT ,sraey 03( doireP emocnI)06 egA oT( doireP noitalumuccA
5 years Premium
Age 60 Age 90
Monthly Income
Sun Diamond Income Plan 60/90 (5-Year Pay)Example 1 - Aged 35
Monthly Premium = HKD3,000
Total Premiums Paid2 =HKD180,000
Guaranteed Savings Bonus =HKD35,370
Projected Monthly Income = HKD1,755 (including Guaranteed Monthly Income HKD1,179)
Projected Total Income = HKD667,170(371% of Total Premiums Paid2)
Guaranteed Savings Bonus (30 Times of Guaranteed Monthly Income)
1 2 3 4 5 10Accumulation Period (To Age 60) Income Period (30 years, To Age 90)
10 years Premium
Age 60 Age 90
Monthly Income
Sun Diamond Income Plan 60/90 (10-Year Pay)Example 2 - Aged 35
Monthly Premium = HKD3,000
Total Premiums Paid2 =HKD360,000
Guaranteed Savings Bonus =HKD65,790
Projected Monthly Income = HKD3,093 (including Guaranteed Monthly Income HKD2,193)
Projected Total Income = HKD1,179,270(328% of Total Premiums Paid2)
Guaranteed Savings Bonus (30 Times of Guaranteed Monthly Income)
1 2 3 4 5 15Accumulation Period (To Age 60) Income Period (30 years, To Age 90)
15 years Premium
Age 60 Age 90
Monthly Income
Sun Diamond Income Plan 60/90 (15-Year Pay)Example 3 - Aged 35
Monthly Premium = HKD3,000
Total Premiums Paid2 =HKD540,000
Guaranteed Savings Bonus =HKD90,540
Projected Monthly Income = HKD4,135 (including Guaranteed Monthly Income HKD3,018)
Projected Total Income = HKD1,579,140(292% of Total Premiums Paid2)
Are you on track for your retirement goals?
Enjoy a stable monthly income after retirement
Build a reserve fund to cover post-retirement medical expenses
Set off for a round the world trip with your beloved ones
We understand that savings for your retirement is especially challenging during these uncertain economic times. With our Sun Diamond Income Plan, you may enjoy relaxing retirement with steady income stream.
Receive Monthly Income that will Help Ensure Glitter in Your Golden Years Monthly Income
Guaranteed Monthly Income
You will receive your selected Guaranteed Monthly Income during the Income Period.
Non-guaranteed Monthly Income1
There is also a Non-guaranteed Monthly Income1 adding on top during the Income Period
to maximize your returns.
You may choose to withdraw the Guaranteed Monthly Income and Non-guaranteed
Monthly Income1 or accumulate them with us to earn interests.
Receive Extra Cash to Boost Your Total Returns Guaranteed Savings Bonus
You will receive a Guaranteed Savings Bonus equivalent to 30 times of the Guaranteed
Monthly Income at the start of the Income Period. You can choose to withdraw this sum
to celebrate your retirement or accumulate it with us to earn interests.
Notes: The above examples are for illustrative purposes only. The above examples assume Guaranteed Savings Bonus and all Monthly Income are paid to you. If you choose to accumulate these
amounts with us, the total projected cash value will be higher. Projected Total Income includes Guaranteed Savings Bonus and all Projected Monthly Income. Projected Monthly Income includes
Guaranteed Monthly Income and Non-guaranteed Monthly Income1. As Non-guaranteed Monthly Income1 is not guaranteed, the actual total income received may be higher or lower than the above projected figures.
This leaflet is intended to be distributed in Hong Kong only and shall not be construed as an offer to sell or a solicitation to buy or provision of any of our products outside Hong Kong. Please refer to the Policy Document for details including full terms and conditions and exclusions. If there is any conflict between the Policy Document and this leaflet, the Policy Document shall prevail.
1 The Non-guaranteed Monthly Income is NOT guaranteed and can be changed from time to time due to the change in future dividends and/or accumulation rates. The Non-guaranteed Monthly Income is determined based on the total accumulated dividends at the end of the Accumulation Period, future dividends and the accumulation rates.
2 Total Premiums Paid means the amount of total premiums of the basic plan due and fully paid and excludes any rider premiums.3 All services under this benefit are provided by a third party company, Inter Partner Assistance Hong Kong Limited and it is not guaranteed
renewable.
Accidental Death Benefit
While the policy is in effect and the insured is below age 70, an additional Accidental Death
Benefit is available which is equivalent to 50% of the Total Premiums Paid2 with a maximum
of USD125,000 per life or its equivalent value in Hong Kong dollars.
Simplified Underwriting
Customers can enjoy simplified underwriting procedures, starting their savings plan with
regular income stream easier.
Widen your Safety Net with Optional Benefits
For an affordable additional premium, you can attach a wide range of supplementary benefits
to the plan for additional protection. We also offer free Worldwide Emergency Assistance3 with
comprehensive coverage, which includes transfer to a hospital, pre-paid deposit of up to
HKD40,000 for hospital admission, emergency rescue and repatriation services.
Life Coverage During the Accumulation Period
In the unfortunate event of the death of the insured during the Accumulation Period, the beneficiary will receive a death benefit which equals to:
During the Income Period In the unfortunate event of the death of the insured during the Income Period, the beneficiary will
receive a death benefit which equals to:
PLUS LESS101% of the Total Premiums Paid2 or 101% of Guaranteed Cash Value (whichever is higher)
any accumulated dividends
any loans with interests
PLUS PLUS PLUS LESS101% of Guaranteed Cash Value
any accumulated Guaranteed Savings Bonus
anyaccumulated dividends
any loans with interests
any accumulated Monthly Income
Now Start Saving for YourGolden Years with Sun Diamond Income Plan.
Guaranteed Savings Bonus (30 Times of Guaranteed Monthly Income)
1 2 3 4 5)09 egA oT ,sraey 03( doireP emocnI)06 egA oT( doireP noitalumuccA
5 years Premium
Age 60 Age 90
Monthly Income
Sun Diamond Income Plan 60/90 (5-Year Pay)Example 1 - Aged 35
Monthly Premium = HKD3,000
Total Premiums Paid2 =HKD180,000
Guaranteed Savings Bonus =HKD35,370
Projected Monthly Income = HKD1,755 (including Guaranteed Monthly Income HKD1,179)
Projected Total Income = HKD667,170(371% of Total Premiums Paid2)
Guaranteed Savings Bonus (30 Times of Guaranteed Monthly Income)
1 2 3 4 5 10Accumulation Period (To Age 60) Income Period (30 years, To Age 90)
10 years Premium
Age 60 Age 90
Monthly Income
Sun Diamond Income Plan 60/90 (10-Year Pay)Example 2 - Aged 35
Monthly Premium = HKD3,000
Total Premiums Paid2 =HKD360,000
Guaranteed Savings Bonus =HKD65,790
Projected Monthly Income = HKD3,093 (including Guaranteed Monthly Income HKD2,193)
Projected Total Income = HKD1,179,270(328% of Total Premiums Paid2)
Guaranteed Savings Bonus (30 Times of Guaranteed Monthly Income)
1 2 3 4 5 15Accumulation Period (To Age 60) Income Period (30 years, To Age 90)
15 years Premium
Age 60 Age 90
Monthly Income
Sun Diamond Income Plan 60/90 (15-Year Pay)Example 3 - Aged 35
Monthly Premium = HKD3,000
Total Premiums Paid2 =HKD540,000
Guaranteed Savings Bonus =HKD90,540
Projected Monthly Income = HKD4,135 (including Guaranteed Monthly Income HKD3,018)
Projected Total Income = HKD1,579,140(292% of Total Premiums Paid2)
Are you on track for your retirement goals?
Enjoy a stable monthly income after retirement
Build a reserve fund to cover post-retirement medical expenses
Set off for a round the world trip with your beloved ones
We understand that savings for your retirement is especially challenging during these uncertain economic times. With our Sun Diamond Income Plan, you may enjoy relaxing retirement with steady income stream.
Receive Monthly Income that will Help Ensure Glitter in Your Golden Years Monthly Income
Guaranteed Monthly Income
You will receive your selected Guaranteed Monthly Income during the Income Period.
Non-guaranteed Monthly Income1
There is also a Non-guaranteed Monthly Income1 adding on top during the Income Period
to maximize your returns.
You may choose to withdraw the Guaranteed Monthly Income and Non-guaranteed
Monthly Income1 or accumulate them with us to earn interests.
Receive Extra Cash to Boost Your Total Returns Guaranteed Savings Bonus
You will receive a Guaranteed Savings Bonus equivalent to 30 times of the Guaranteed
Monthly Income at the start of the Income Period. You can choose to withdraw this sum
to celebrate your retirement or accumulate it with us to earn interests.
Notes: The above examples are for illustrative purposes only. The above examples assume Guaranteed Savings Bonus and all Monthly Income are paid to you. If you choose to accumulate these
amounts with us, the total projected cash value will be higher. Projected Total Income includes Guaranteed Savings Bonus and all Projected Monthly Income. Projected Monthly Income includes
Guaranteed Monthly Income and Non-guaranteed Monthly Income1. As Non-guaranteed Monthly Income1 is not guaranteed, the actual total income received may be higher or lower than the above projected figures.
This leaflet is intended to be distributed in Hong Kong only and shall not be construed as an offer to sell or a solicitation to buy or provision of any of our products outside Hong Kong. Please refer to the Policy Document for details including full terms and conditions and exclusions. If there is any conflict between the Policy Document and this leaflet, the Policy Document shall prevail.
1 The Non-guaranteed Monthly Income is NOT guaranteed and can be changed from time to time due to the change in future dividends and/or accumulation rates. The Non-guaranteed Monthly Income is determined based on the total accumulated dividends at the end of the Accumulation Period, future dividends and the accumulation rates.
2 Total Premiums Paid means the amount of total premiums of the basic plan due and fully paid and excludes any rider premiums.3 All services under this benefit are provided by a third party company, Inter Partner Assistance Hong Kong Limited and it is not guaranteed
renewable.
Accidental Death Benefit
While the policy is in effect and the insured is below age 70, an additional Accidental Death
Benefit is available which is equivalent to 50% of the Total Premiums Paid2 with a maximum
of USD125,000 per life or its equivalent value in Hong Kong dollars.
Simplified Underwriting
Customers can enjoy simplified underwriting procedures, starting their savings plan with
regular income stream easier.
Widen your Safety Net with Optional Benefits
For an affordable additional premium, you can attach a wide range of supplementary benefits
to the plan for additional protection. We also offer free Worldwide Emergency Assistance3 with
comprehensive coverage, which includes transfer to a hospital, pre-paid deposit of up to
HKD40,000 for hospital admission, emergency rescue and repatriation services.
Life Coverage During the Accumulation Period
In the unfortunate event of the death of the insured during the Accumulation Period, the beneficiary will receive a death benefit which equals to:
During the Income Period In the unfortunate event of the death of the insured during the Income Period, the beneficiary will
receive a death benefit which equals to:
PLUS LESS101% of the Total Premiums Paid2 or 101% of Guaranteed Cash Value (whichever is higher)
any accumulated dividends
any loans with interests
PLUS PLUS PLUS LESS101% of Guaranteed Cash Value
any accumulated Guaranteed Savings Bonus
anyaccumulated dividends
any loans with interests
any accumulated Monthly Income
Now Start Saving for YourGolden Years with Sun Diamond Income Plan.
Guaranteed Savings Bonus (30 Times of Guaranteed Monthly Income)
1 2 3 4 5)09 egA oT ,sraey 03( doireP emocnI)06 egA oT( doireP noitalumuccA
5 years Premium
Age 60 Age 90
Monthly Income
Sun Diamond Income Plan 60/90 (5-Year Pay)Example 1 - Aged 35
Monthly Premium = HKD3,000
Total Premiums Paid2 =HKD180,000
Guaranteed Savings Bonus =HKD35,370
Projected Monthly Income = HKD1,755 (including Guaranteed Monthly Income HKD1,179)
Projected Total Income = HKD667,170(371% of Total Premiums Paid2)
Guaranteed Savings Bonus (30 Times of Guaranteed Monthly Income)
1 2 3 4 5 10Accumulation Period (To Age 60) Income Period (30 years, To Age 90)
10 years Premium
Age 60 Age 90
Monthly Income
Sun Diamond Income Plan 60/90 (10-Year Pay)Example 2 - Aged 35
Monthly Premium = HKD3,000
Total Premiums Paid2 =HKD360,000
Guaranteed Savings Bonus =HKD65,790
Projected Monthly Income = HKD3,093 (including Guaranteed Monthly Income HKD2,193)
Projected Total Income = HKD1,179,270(328% of Total Premiums Paid2)
Guaranteed Savings Bonus (30 Times of Guaranteed Monthly Income)
1 2 3 4 5 15Accumulation Period (To Age 60) Income Period (30 years, To Age 90)
15 years Premium
Age 60 Age 90
Monthly Income
Sun Diamond Income Plan 60/90 (15-Year Pay)Example 3 - Aged 35
Monthly Premium = HKD3,000
Total Premiums Paid2 =HKD540,000
Guaranteed Savings Bonus =HKD90,540
Projected Monthly Income = HKD4,135 (including Guaranteed Monthly Income HKD3,018)
Projected Total Income = HKD1,579,140(292% of Total Premiums Paid2)
Are you on track for your retirement goals?
Enjoy a stable monthly income after retirement
Build a reserve fund to cover post-retirement medical expenses
Set off for a round the world trip with your beloved ones
We understand that savings for your retirement is especially challenging during these uncertain economic times. With our Sun Diamond Income Plan, you may enjoy relaxing retirement with steady income stream.
Receive Monthly Income that will Help Ensure Glitter in Your Golden Years Monthly Income
Guaranteed Monthly Income
You will receive your selected Guaranteed Monthly Income during the Income Period.
Non-guaranteed Monthly Income1
There is also a Non-guaranteed Monthly Income1 adding on top during the Income Period
to maximize your returns.
You may choose to withdraw the Guaranteed Monthly Income and Non-guaranteed
Monthly Income1 or accumulate them with us to earn interests.
Receive Extra Cash to Boost Your Total Returns Guaranteed Savings Bonus
You will receive a Guaranteed Savings Bonus equivalent to 30 times of the Guaranteed
Monthly Income at the start of the Income Period. You can choose to withdraw this sum
to celebrate your retirement or accumulate it with us to earn interests.
Notes: The above examples are for illustrative purposes only. The above examples assume Guaranteed Savings Bonus and all Monthly Income are paid to you. If you choose to accumulate these
amounts with us, the total projected cash value will be higher. Projected Total Income includes Guaranteed Savings Bonus and all Projected Monthly Income. Projected Monthly Income includes
Guaranteed Monthly Income and Non-guaranteed Monthly Income1. As Non-guaranteed Monthly Income1 is not guaranteed, the actual total income received may be higher or lower than the above projected figures.
This leaflet is intended to be distributed in Hong Kong only and shall not be construed as an offer to sell or a solicitation to buy or provision of any of our products outside Hong Kong. Please refer to the Policy Document for details including full terms and conditions and exclusions. If there is any conflict between the Policy Document and this leaflet, the Policy Document shall prevail.
1 The Non-guaranteed Monthly Income is NOT guaranteed and can be changed from time to time due to the change in future dividends and/or accumulation rates. The Non-guaranteed Monthly Income is determined based on the total accumulated dividends at the end of the Accumulation Period, future dividends and the accumulation rates.
2 Total Premiums Paid means the amount of total premiums of the basic plan due and fully paid and excludes any rider premiums.3 All services under this benefit are provided by a third party company, Inter Partner Assistance Hong Kong Limited and it is not guaranteed
renewable.
Accidental Death Benefit
While the policy is in effect and the insured is below age 70, an additional Accidental Death
Benefit is available which is equivalent to 50% of the Total Premiums Paid2 with a maximum
of USD125,000 per life or its equivalent value in Hong Kong dollars.
Simplified Underwriting
Customers can enjoy simplified underwriting procedures, starting their savings plan with
regular income stream easier.
Widen your Safety Net with Optional Benefits
For an affordable additional premium, you can attach a wide range of supplementary benefits
to the plan for additional protection. We also offer free Worldwide Emergency Assistance3 with
comprehensive coverage, which includes transfer to a hospital, pre-paid deposit of up to
HKD40,000 for hospital admission, emergency rescue and repatriation services.
Life Coverage During the Accumulation Period
In the unfortunate event of the death of the insured during the Accumulation Period, the beneficiary will receive a death benefit which equals to:
During the Income Period In the unfortunate event of the death of the insured during the Income Period, the beneficiary will
receive a death benefit which equals to:
PLUS LESS101% of the Total Premiums Paid2 or 101% of Guaranteed Cash Value (whichever is higher)
any accumulated dividends
any loans with interests
PLUS PLUS PLUS LESS101% of Guaranteed Cash Value
any accumulated Guaranteed Savings Bonus
anyaccumulated dividends
any loans with interests
any accumulated Monthly Income
Now Start Saving for YourGolden Years with Sun Diamond Income Plan.
Guaranteed Savings Bonus (30 Times of Guaranteed Monthly Income)
1 2 3 4 5)09 egA oT ,sraey 03( doireP emocnI)06 egA oT( doireP noitalumuccA
5 years Premium
Age 60 Age 90
Monthly Income
Sun Diamond Income Plan 60/90 (5-Year Pay)Example 1 - Aged 35
Monthly Premium = HKD3,000
Total Premiums Paid2 =HKD180,000
Guaranteed Savings Bonus =HKD35,370
Projected Monthly Income = HKD1,755 (including Guaranteed Monthly Income HKD1,179)
Projected Total Income = HKD667,170(371% of Total Premiums Paid2)
Guaranteed Savings Bonus (30 Times of Guaranteed Monthly Income)
1 2 3 4 5 10Accumulation Period (To Age 60) Income Period (30 years, To Age 90)
10 years Premium
Age 60 Age 90
Monthly Income
Sun Diamond Income Plan 60/90 (10-Year Pay)Example 2 - Aged 35
Monthly Premium = HKD3,000
Total Premiums Paid2 =HKD360,000
Guaranteed Savings Bonus =HKD65,790
Projected Monthly Income = HKD3,093 (including Guaranteed Monthly Income HKD2,193)
Projected Total Income = HKD1,179,270(328% of Total Premiums Paid2)
Guaranteed Savings Bonus (30 Times of Guaranteed Monthly Income)
1 2 3 4 5 15Accumulation Period (To Age 60) Income Period (30 years, To Age 90)
15 years Premium
Age 60 Age 90
Monthly Income
Sun Diamond Income Plan 60/90 (15-Year Pay)Example 3 - Aged 35
Monthly Premium = HKD3,000
Total Premiums Paid2 =HKD540,000
Guaranteed Savings Bonus =HKD90,540
Projected Monthly Income = HKD4,135 (including Guaranteed Monthly Income HKD3,018)
Projected Total Income = HKD1,579,140(292% of Total Premiums Paid2)
Are you on track for your retirement goals?
Enjoy a stable monthly income after retirement
Build a reserve fund to cover post-retirement medical expenses
Set off for a round the world trip with your beloved ones
We understand that savings for your retirement is especially challenging during these uncertain economic times. With our Sun Diamond Income Plan, you may enjoy relaxing retirement with steady income stream.
Receive Monthly Income that will Help Ensure Glitter in Your Golden Years Monthly Income
Guaranteed Monthly Income
You will receive your selected Guaranteed Monthly Income during the Income Period.
Non-guaranteed Monthly Income1
There is also a Non-guaranteed Monthly Income1 adding on top during the Income Period
to maximize your returns.
You may choose to withdraw the Guaranteed Monthly Income and Non-guaranteed
Monthly Income1 or accumulate them with us to earn interests.
Receive Extra Cash to Boost Your Total Returns Guaranteed Savings Bonus
You will receive a Guaranteed Savings Bonus equivalent to 30 times of the Guaranteed
Monthly Income at the start of the Income Period. You can choose to withdraw this sum
to celebrate your retirement or accumulate it with us to earn interests.
Notes: The above examples are for illustrative purposes only. The above examples assume Guaranteed Savings Bonus and all Monthly Income are paid to you. If you choose to accumulate these
amounts with us, the total projected cash value will be higher. Projected Total Income includes Guaranteed Savings Bonus and all Projected Monthly Income. Projected Monthly Income includes
Guaranteed Monthly Income and Non-guaranteed Monthly Income1. As Non-guaranteed Monthly Income1 is not guaranteed, the actual total income received may be higher or lower than the above projected figures.
This leaflet is intended to be distributed in Hong Kong only and shall not be construed as an offer to sell or a solicitation to buy or provision of any of our products outside Hong Kong. Please refer to the Policy Document for details including full terms and conditions and exclusions. If there is any conflict between the Policy Document and this leaflet, the Policy Document shall prevail.
1 The Non-guaranteed Monthly Income is NOT guaranteed and can be changed from time to time due to the change in future dividends and/or accumulation rates. The Non-guaranteed Monthly Income is determined based on the total accumulated dividends at the end of the Accumulation Period, future dividends and the accumulation rates.
2 Total Premiums Paid means the amount of total premiums of the basic plan due and fully paid and excludes any rider premiums.3 All services under this benefit are provided by a third party company, Inter Partner Assistance Hong Kong Limited and it is not guaranteed
renewable.
Accidental Death Benefit
While the policy is in effect and the insured is below age 70, an additional Accidental Death
Benefit is available which is equivalent to 50% of the Total Premiums Paid2 with a maximum
of USD125,000 per life or its equivalent value in Hong Kong dollars.
Simplified Underwriting
Customers can enjoy simplified underwriting procedures, starting their savings plan with
regular income stream easier.
Widen your Safety Net with Optional Benefits
For an affordable additional premium, you can attach a wide range of supplementary benefits
to the plan for additional protection. We also offer free Worldwide Emergency Assistance3 with
comprehensive coverage, which includes transfer to a hospital, pre-paid deposit of up to
HKD40,000 for hospital admission, emergency rescue and repatriation services.
Life Coverage During the Accumulation Period
In the unfortunate event of the death of the insured during the Accumulation Period, the beneficiary will receive a death benefit which equals to:
During the Income Period In the unfortunate event of the death of the insured during the Income Period, the beneficiary will
receive a death benefit which equals to:
PLUS LESS101% of the Total Premiums Paid2 or 101% of Guaranteed Cash Value (whichever is higher)
any accumulated dividends
any loans with interests
PLUS PLUS PLUS LESS101% of Guaranteed Cash Value
any accumulated Guaranteed Savings Bonus
anyaccumulated dividends
any loans with interests
any accumulated Monthly Income
Now Start Saving for YourGolden Years with Sun Diamond Income Plan.
Sun Life Hong Kong Limited(Incorporated in Bermuda)
Sun Life Financial Cafe8/F, Sun Life Tower, The Gateway,15 Canton Road, Kowloon, Hong Kong
Customer Service Hotline: 2103 8928Fax: 2103 8938www.sunlife.com.hk
A member of the Sun LifeFinancial group of companies.Head Office in Toronto, Canada.
Printed in February 2012Issued by Sun Life Hong Kong Limited
