DON’T FORGET! Our branches will re-open the business day following a federal holiday. As always, you can access your funds when the branch is closed via online banking or our

JULY

201

8 Summer Skip-A-Pay

Home Equity Loans

My Mobile Money

SUMMERTIME SKIP-A-PAY IS HERE Wish you could take a vacation from your loan payment this summer? For a limited time, you can! If you have a great borrowing history with Freedom 1st Credit Union, ask us about how to take advantage of our Summertime Skip-A-Pay program. Pay a low processing fee of $25 for this service that can be taken directly from your Freedom 1st account. Stop in your local branch today to receive the form, or call us at 1-800-334-9175 to request one be mailed to you.

CREATE YOUR DREAM HOME Is your home “insta-worthy?” Using a Home Equity Line of Credit from Freedom 1st Credit Union, there’s no telling what you could accomplish. For starters:

• Make home improvements and repairs • Consolidate high-interest credit card debt • Make that big purchase

Take advantage of current rates as low as 3.25% APR* (Prime -0.5%) and NO CLOSING COSTS!

MADE POSSIBLE WITH A HOME EQUITY LINE OF CREDIT

HOLIDAY HOURS All branches of Freedom 1st Credit Union will be closed for business on the following holidays:

mobile app, where you can check account balances, transfer funds, locate surcharge-free ATMS, and more! • Wednesday July 4, 2018 - Independence Day

• Monday, September 3, 2018 - Labor Day

*APR = Annual Percentage Rate. Rate as of July 1, 2018. As low as Prime rate on June 1, 2018 minus 0.5%. Rates are adjusted semi-annually and are based on the Prime rate as of June 1st and December 1st of each year. Closing costs waived include appraisal, title search, flood certification, recording fees. Credit Union reserves the right to discontinue, change and/or update the promotion without notice. Rates, terms and conditions subject to change and may vary based on qualifications, including creditworthiness. All loans subject to approval. Membership eligibility required. See credit union for details.

We walk the walk when it comes to saving members money on their vehicle financing. Take a look at these members who have saved thousands on their cars financed elsewhere and/or shortened the term left on their loan.

You're not locked into your loan payment if your vehicle is financed elsewhere. Contact us today to see if we can lower your payment and/or term, or apply online at www.freedom1stcu.com!

Psst - want to see more savings stories? "Like" us to follow along at facebook.com/Freedom1stCU.

CALL US BEFORE YOU GO! When traveling outside your local area or to other countries, we recommend you notify us before your trip. Debit and credit card activity is monitored 24 hours / day and irregular or suspicious charges outside your local area may be declined for your security. Notifying us can prevent unnecessary blocks on your debit or credit card. To update us on your plans, please call us toll-free at 1-800-334-9175 with the dates and locations of your vacation. Wishing you safe and happy travels!

SAVE ON YOUR CAR LOAN Protect Against Card Fraud with My Mobile Money

Did you know that, according to the most recent data from the The Identity Theft Resource Center (ITRC), 14.2

million card numbers were exposed in 2017? The incidents of card fraud and data breaches have skyrocketed in recent years. That's why your credit union offers My Mobile Money to give you control of your debit card directly from your smartphone or tablet.

FEATURES:

• Turn your card on and off • Receive alerts when suspicious transactions

are detected and take action to protect your account from fraud

• Deny transactions based on criteria you set • Have control over all your cards by setting

controls for all associated cards

Keep your accounts safe and secure by downloading My Mobile Money in the App Store or Google Play. Remember, if our office is closed and you see suspicious activity on your debit card or it's lost/stolen, please contact our 24/7 line at:

800-264-5578

Like us on Facebook!

Ronald & Patricia saved over $2,400 by refinancing their truck

Britton saved nearly $1,300 when he refinanced his truck

Chris & Kellie saved almost $3,300 by refinancing their car