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© 2013 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™
Lake Shore Manufacturing Corp.HANNA HUGHES & TEAM | JULY 30TH, 2015
© 2013 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™ © 2013 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™
What are we talking about today?
• Getting Started. THE IMPORTANCE OF YOU
• Who is Gallagher? Our Background
• Our Solutions for YOUR Benefit. Coverages you need
• Why Gallagher? WHO WE ARE
• Questions & Answers. LET’S TALK SOLUTIONS
Today’s Agenda
© 2013 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™
Getting Started-Hanna Hughes
The Importance of You
© 2013 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™ 4
Lead Account Executive
Hanna HughesRisk Management Committee Chair
TEAM ROLEMs. Hughes’ planned role on the Lakeshore Manufacturing client service team would be to act as Gallagher’s lead account executive, overseeing, at a strategic level, the services provided to Lakeshore Manufacturing Corp. by the entire designated account service team; ensuring that all Gallagher resources beyond the primary Lafayette servicing office are appropriately and effectively engaged: facilitating and enhancing relationships with underwriters; and coordinating the delivery of claims, loss control, and specialized risk consulting services as required by Lakeshore Manufacturing.
© 2013 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™ 5
You get the ease of one main contact and the power of an entire team.
Never know who you’ll be talking to with your risk management provider? Not at
Arthur J. Gallagher & Co. You have one advisor contact who’s deeply familiar with your
account. But your advisor (and thereby you) has complete access to any and every person and
resource we have at our disposal.
Our TeamOne contact with multiple points of support.
Lakeshore Manufacturing
Corp.
Hanna Hughes
Account manager: Beth Bajat
Loss Control Specialist:
Troy Guidry
#1 in client satisfaction among the 5 largest insurance brokers
Placement Specialist: Sherri Daly
Management Liability:
William Edwards
Claims Advocate Specialist:
Richard Rogers
© 2013 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™ 6
• Loss Control Resources• Claims Advocacy Group• We have Expertise• Offices all over the world
And we have our team
Gallagher Resources
© 2013 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™ 7
Gallagher is most anywhere you are.
The AJG Network includes more than 500 sales & service offices across the US and 25 other countries. In addition Gallagher has
developed the Gallagher Global Alliance to provide coverage and service to it’s clients in more than 140 countries around the world.
Wherever you happen to be, we are nearby.
Global Reach – Local PresenceGallagher distributes its local sensibilities worldwide.
© 2013 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™ 8
What do you require?
• What goals do you have for your business?
• What are your current insurance or risk management challenges?
• Where would you like to see your company in the next 3 – 5 years?
• What matters most to you when working with a business partner?
Your needs are our focus.
© 2013 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™
Who is Gallagher?HANNA HUGHES
© 2013 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™
Our Solutions for YOUR benefitHANNA HUGHES
© 2013 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™ 11
• We suggest: an excess of up to at least 50 million
Umbrella sits over:• Auto• Workers Compensation• General Liability
Umbrella
© 2013 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™ 12
Current Problem: the number of neck injuries occurring
Our Solution: • Send in a loss control consultant and try to fix it• Work with you to develop an employee incentive program
Current problem: mod is 1.25
Our solution: • We suggest an umbrella • Scrub mod to make sure that it is accurate• We suggest a deductible to bring down premium
Workers Compensation
© 2013 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™ 13
We suggest: Cyber Liability Coverage
Current problem: What if a hacker hacks into your website?
Solution: Cyber Liability Coverage
• This protects you from:• The costs associated with restoring, updating or replacing
business assets stored electronically• Coverage for what the hackers spend on customers credit cards• Coverage for tracking peoples credit cards for years
Is your website safe?
© 2013 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™ 14
Business Income Covers:• Profits that you would have earned during the time• extra expenses for moving to, and operating from a temporary location• costs still being incurred by the property(rent)
Extra Expense Covers:• if your spring stops working and the expenses for the repair
Contingent Business Income Coverage• This protects you from:• If the Spring supplier(third party) suffers from a fire, vandalism, wind,
rain damage, ect and puts you out of business. • This pays you for the income you would have received
Property Coverage
© 2013 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™ 15
• Crime/Employee Dishonesty• D&O Coverage(Directors & Officers)• K&R Coverage (Kidnap and Ransom)• EPLI (Employment Practices Liability Insurance)• Fiduciary
Crime/Employee Dishonesty Covers:• Financial losses due to fraudulent claims• Theft of money, securities, or property
Management Liability Insurance
© 2013 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™ 16
D&O (Directors and Officers Coverage)• Current Problem: You are a publicly traded company and The
1st quarter profits fell because of an oversight by the Accounting Department
• Our Solution: We suggest a D&O because it protects you from lawsuits from Investors, Customers, Vendors, Employee
K&R(Kidnap and Ransom) Coverage Covers:• Money paid or lost due to kidnapping, death or permanent
physical disablement, medical care, salary replacement, costs of lawsuits, ect.
© 2013 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™ 17
Employment Practices Liability Coverage (EPLI)• Current Problem: facing lawsuit for terminating employees due to age
• Our Solution: we suggest an EPLI because • Protects you from: • claims made by employees alleging discrimination(race, age, gender,
religion, ect), failure to promote, invasion of privacy, negligent evaluation, harassment
Fiduciary Liability Insurance• Protects you from: • Claims of mismanagement of a company’s employee benefit plans• Covers:• Expenses from of defending against the claim, the financial losses the
plan may have incurred due to errors, omissions or breach of fiduciary duty.
© 2013 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™ 18
• Disaster Recovery Plan• Product Recall Coverage• Intellectual Property Infringements• Foreign General Liability Coverage
Other Potential Coverages
© 2013 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™
Why Gallagher? Who We Are
© 2013 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™ 20
• Gallagher was named “One of the World’s Most Ethical Companies” four times including the last three consecutive years.
• We are the only brokerage company to receive this recognition• This means:• Our carrier partners trust us• Our financing relationships trust us• Our shareholders trust us• We keep our promises and when your promise is your
product that is critical
Why Gallagher?
© 2013 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™ 21
The Gallagher Way
© 2013 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™ © 2013 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™
Why Lakeshore Manufacturing will make a great team
• Getting Started. THE IMPORTANCE OF YOU
• Who is Gallagher? Our Background
• Our Solutions for YOUR Benefit. Coverages you need
• Why Gallagher? WHO WE ARE
• Questions & Answers. LET’S TALK SOLUTIONS
In Closing
© 2013 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™
Thank You Hanna Hughes Arthur J. Gallagher & Co.
© 2013 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™
Q&A Session