ST.VINCENT BUILDING & LOAN ASSOCIATION

WELCOME TO

Thank you for your loyalty and commitment to the continued

success of your Association

ST.VINCENT BUILDING & LOAN ASSOCIATION

INTRODUCING OUR SUPER SAVER ACCOUNT• Fixed Monthly payment (Min: $20, Max: $500)• Semi-annual interest – June 30th & December 31st

• Members choose their own savings plan.• SVGBLA Super Saver Rate: 3.25% PA as compared to savings market rate: 3% PA• No fines apply • Can be used as collateral for loans • Shorter Yield Time [Five (5) years] with the option to extend. • Membership requirements apply

- SAVE WITH OUR SUPER SAVER ACCOUNT- SAVINGS SPECIFIC TO YOUR FUTURE GOALS!! -

*Terms and Conditions apply

ST.VINCENT BUILDING & LOAN ASSOCIATION

INTRODUCING OUR SUPER SAVER ACCOUNT• Fixed Monthly payment (Min: $20, Max: $500)• Semi-annual interest – June 30th & December 31st

• Members choose their own savings plan.• SVGBLA Super Saver Rate: 3.25% PA as compared to savings market rate: 3% PA• No fines apply • Can be used as collateral for loans • Shorter Yield Time [Five (5) years] with the option to extend. • Membership requirements apply

- SAVE WITH OUR SUPER SAVER ACCOUNT- SAVINGS SPECIFIC TO YOUR FUTURE GOALS!! -

*Terms and Conditions apply

SAVINGS ACCOUNTS!! SUPER SAVERS

REGULAR SAVINGS ACCOUNTS

FIXED DEPOSIT ACCOUNTS

MINIMUM $20 MAXIMUM $500

CONVENIENT DEPOSITS & WITHDRAWALS (With No Charges)

RANGES FROM 3% TO 3.50% PER ANNUM

LOAN PRODUCTS OFFERED

1. MORTGAGE LOANS2. CONSTRUCTION LOANS3. LAND LOANS4. COMMERCIAL LOANS5. VEHICLE LOANS6. STUDY LOANS7. FIXED DEPOSIT LOANS8. PERSONAL / CONSUMER LOANS9. INSURANCE LOANS10. VACATION LOANS

(Medical/Education/Vehicle/Consolidation/Personal Expense etc.)

DOCUMENTS REQUIRED FOR PERSONAL/CONSUMER LOAN

1. Application Form Duly Filled Out2. Proof of Identification 3. Proof of Income (Salary Slip & Job Letter)4. Letter & Quotation (Medical / Education)5. Valuation, Registration & Offer Letter

(Vehicle)6. Print-Out of Existing Expenses

(Consolidation)7. Permanent Shares ($1,000)

(Residential / Commercial / Consolidation)

REQUIREMENTS FOR MORTGAGE LOANS

1. Application Form Duly Filled Out2. Proof of Income (Salary Slip & Job Letter)3. Approved Plan of Building (Residential)4. Survey Plan of Site5. Copy of Deed6. Sale Agreement / Offer Letter7. Valuation (Land / Land & Structure)8. Estimated Cost of Construction (Residential

/ Building)

(Residential / Commercial / Consolidation)

REQUIREMENTS FOR MORTGAGE LOANS – CONT’D

9. Legal Fees & Charges10. Builders Contract (Residential / Building)11. Print-Out of Existing Expenses

(Consolidation)12. Statutory Compliance Documents (Tax

Certificates / Tax Returns)13. Business Plan & Most Recent Financials

(Commercial Loan)14. Credit Report or Credit Transaction History

If Available15. Permanent Shares ($1,000)

UTILITY BILL PAYMENT SERVICES

** PLEASE PRESENT YOUR UTILITY BILL OR ACCOUNT # **

CENTRAL WATER & SEWERAGE AUTHORITY

KARIB CABLE / FLOW

ST. VINCENT ELECTRICITY SERVICES LTD

JN INTERNATIONAL MONEY TRANSFER SERVICE

SEND & RECEIVE MONEY:

England

Guyana

Barbados

U.S.A

Canada

Dominica

Cayman Islands

Jamaica