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STUDENT BUDGETS 7-1
7 STUDENT BUDGETS
2020-21 CUNY Tuition ................................................................................................. 7-2 2020-21 CUNY Student Budget Calculations ................................................................. 7-2
Budget Adjustments for Students with Special Circumstances ................................. 7-5 Child Care/Elder Care .............................................................................................. 7-5 Disabled/Handicapped ............................................................................................. 7-5 Out-of-State Tuition ................................................................................................ 7-5 Students Enrolled in ASAP ...................................................................................... 7-5 Accelerated Study Fee ............................................................................................. 7-5 Professional Judgment ............................................................................................. 7-5
Less than ½ time Budget for Self-Help and Campus-Based Aid ............................... 7-6 Summer Budget ....................................................................................................... 7-6 Cooperative Education Budget Adjustment ............................................................... 7-6
College Budgets Living with Parents Standard Colleges – AY 2020-2021........................................... 7-7 Living Away from Parents Standard Colleges – AY 2020-2021 ................................ 7-8 CUNY Budget Calculations for LaGuardia, Kingsborough, Guttman ....................... 7-9
Living with Parents for LaGuardia, Kingsborough, Guttman .................................. 7-11 Living Away from Parents LaGuardia, Kingsborough, Guttman ............................. 7-12 Graduate Center Student Budgets ........................................................................... 7-13
Student Fees – College ................................................................................................. 7-14
CONTENTS
SAM 2020-2021
STUDENT BUDGETS 7-2
2020-2021 CUNY Tuition Rates
Enrollment New York State Residents Out-of-State Residents Four-Year College
$6,930 per year (full-time) $18,600 per year (full-time)* $305 per credit (part-time) $620 per credit (part-time)
Community College
$4,800 per year (full-time) $9,600 per year (full-time)* $210 per credit (part-time) $320 per credit (part-time)
*Full-time tuition is based on students taking 15 credits per semester.
2020-2021 CUNY Student Budget Calculations CUNY’s student expense budgets represent an estimate of the maximum expenses allowed for awarding need-based financial aid to a student pursuing his or her education at CUNY. The types of costs that may be included in the cost of attendance budget are prescribed by Section 472 of the Higher Education Act. While the cost categories are the same for all federal student aid programs, the appropriate amounts to include for each category are determined for CUNY students each academic year by the Office of Student Financial Assistance. Budgets are adjusted every year based on the changes in selected budget elements in the Bureau of Labor Statistics Consumer Price Index for all Urban Consumers available at: http://www.bls.gov. The CPI shows the yearly changes in the elements that are used to create CUNY’s student expense budget. The following charts explain the data used to create the 2020-2021 CUNY Student Expense budgets. These budgets were derived using the 2019-20 budget components and adding the percentage increase from the Bureau of Labor Statistics (BLS) CPI data to that component. Rather than using the national CPI data, the NY/NE NJ data was used. In addition, we used our own figures for housing and lunch. Since the budgets are derived in November/December of the prior academic year, data from the prior year are used to create the budgets. Therefore, 2019 expenditures are used to create the 2020-2021 budgets.
SAM 2020-2021
STUDENT BUDGETS 7-3
2019 expenditures Source: http://www.bls.gov 11/13/19
This chart shows the basic calculations using the BLS data although several of the line items are then adjusted for CUNY’s use. * Housing budget: Review of 1 bedroom apartments on Streeteasy.com from 11/14/19 average cost = $1375/month for individual share of 1 bedroom apartment Use $1375 rent + $170 utilities = $1545/month for housing ($13,905 for 9 months) ** Lunch: $8.00/day * 5 days * 17 weeks/term * 2 terms
Base year 2018 Base year 2019 12months 9 months yearly
change 12 months 9 months
housing* 15,923 12,388 2.9% 16,385 12,696 Use CUNY calculation below*
apparel 1,062 810 -4.9% 1,010 770 personal 355 270 -1.5% 350 266 entertainment 1,462 1,103 4.3% 1,525 1,150 medical 2,638 2,029 4.9% 2,767 2,128 food 4,176 3,139 2.0% 4,260 3,202 at home 1,936 1,449 1.3% 1,961 1,468 Use CUNY calculation
lunch** 2,371 1,793 2.9% 2,440 1,845 Use CUNY calculation below** books 1,364 1,364
Regional adjustment
NYC adjustment
Personal LWP
Totals LAP
apparel 770 10% 847 847 847 personal 266 10% 292 292 297 entertainment (LAP) 1,150 10% 1266 *633 1,266 food 3,202 10% 3522
1,722 2,405 *LWP gets ½ of an LAP
entertainment budget
SAM 2020-2021
STUDENT BUDGETS 7-4
College Budgets CUNY has created separate block budgets for students based on whether they live with or away from their parents as reported on the FAFSA. The following charts show how the separate dollar amounts for each budget category are derived. Not included in the charts on this page are the appropriate tuition and fee charges which are essential components of every student’s budget but are student, school and program specific. These budget calculations are the average costs of attendance estimated for students attending CUNY in each category used for the purposes of packaging aid awards and are not meant to represent exact dollar for dollar costs. Living with Parents
books & supplies
use 2019 figure
1,364 transportation
use weekly Metrocard ($33) x 17 weeks/term x 2 terms
1,122 apparel
use NYC adjusted figure
847
other
use NYC adjusted figure
292
entertainment
use NYC adjusted figure / 2
633
personal (total)
1772 room & board
Use Table A3: Income Protection Allowance from The EFC Formula
4,750
lunch use $8.00/day * 5 days * 17 weeks/term * 2 terms
1,360
total
10,368
Living Away from Parents* books & supplies
use 2019 figure
1,364 transportation
use weekly Metrocard ($33) x 17 weeks/term x 2 terms
1,122 medical
use 2019 figure adjusted to 9 months
2.128 apparel
use NYC adjusted figure
847
personal use NYC adjusted figure
292
entertainment
use NYC adjusted figure
1,266
personal (total)
2,405 housing
use CUNY housing calculation
13,905 lunch at school
use $8.00day x 17 weeks/term x 2 terms
1,360 food at home
use NYC adjusted figure minus calculated lunch
2,162 total 22,446
“Budgets for The CUNY Law School, the CUNY School of Journalism and the CUNY Med School may differ from these calculations based on higher living expenses, books, and additional medical expenses. Contact those colleges for their specific numbers.”
SAM 2020-2021
STUDENT BUDGETS 7-5
Budget Adjustments for Students with Special Circumstances Certain special circumstances may call for adjustments either to raise or lower $ amounts in students’ block budgets as appropriate: Child Care/Elder Care – Students with dependent care expenses for children under 13 years of age (that is, 12 years + 12 months – 1 day) or for an elderly family member (or members) are eligible for a dependent care allowance. This allowance should not be given to families who receive day care services or funds from the HRA or free daycare services from the college.
Assume 6 hours/week per course with travel time Use $15.00/hour x 6 hours per course x 2 courses $180 Multiply 17 weeks/term for 2 terms $6120 Adjust result to make it divisible by 9 months $6120
Disabled/Handicapped – Students who can document additional expenses as a result of a disability and who are not sponsored by the Office of Vocational Rehabilitation (OVR) and/or the Commission for the Blind and Visually Handicapped may receive a budget adjustment for these expenses. Students not presently supported by these agencies, and not previously rejected by these agencies, must be referred to them prior to making such an adjustment. If the student indicates they need additional supplies/equipment, the FAA should inquire from the student’s counselor at the appropriate agency whether the requested items will be provided by the organization. If not, the student’s budget may be increased to reflect the reasonable cost of the items needed. Out-of-State Tuition – Students attending CUNY charged out-of-state tuition have their budget adjusted by that amount.
Students Enrolled in ASAP – The Accelerated Study for Associate Programs (ASAP) program provides its students with a MetroCard. Since ASAP students incur no costs for transportation, this budget component is adjusted to 0 for ASAP students. Professional Judgment – The FAA may, on a case by case basis, use professional judgment to adjust elements of the cost of attendance based upon individual student requests for such consideration. Such adjustments must be for a compelling unusual circumstance that can be fully supported by documentation in the student’s file. Adjustments should be limited to expenses that relate directly to the student and his or her academic program. (Costs related to the student’s family are addressed by the EFC formula.) Documented costs for book or supplies related to the student’s curriculum in excess of the budget maximums, reasonable costs for the rental or purchase of a personal computer, unusual medical or transportation expenses exceeding the allowances in CUNY’s block budgets might justify the use of a PJ cost of attendance adjustment. Remember that 1) the law prohibits the use of professional judgment to create a new cost of attendance category or categories; 2) the FAA is under no obligation to use professional judgments to make COA adjustments; its use by financial aid administrators is optional; and 3) the school must complete the verification process for any applicant selected by the CPS before making a COA adjustment. Note that CUNY has a standard dependent care allowance that is included in the budgets of students with dependents. This situation would not be an exercise of professional judgment. On the other hand, if a student is requesting dependent care expenses in an amount which exceeds a standard allowance, increasing the allowance on an applicant selected for verification would be a use of PJ authority that should be exercised
SAM 2020-2021
STUDENT BUDGETS 7-6
only after verification was completed. For additional details see the Exercising Professional Judgment chapter of this manual.
NOTE: In relation to the COVID-19 pandemic, a unique budget item was created in CUNYfirst (COVI) to account for any unusual expenses a family may have incurred during to the crisis.
Less than ½ Time Budget for Self-Help and Campus-based Aid
Only the costs for tuition & fees and allowances for books & supplies, transportation and dependent care expenses (where applicable) may be included as part of the COA for students who are enrolled less than half-time. Use the following budget for packaging campus-based aid:
Transportation 468.00 ((5 trips @ $2.75) per week) x 34 weeks) Books & Supplies 341.00 ($1,364/4)
+ $809.00 + Tuition /fees + Dependent care expenses [where applicable]
[Note: The types of costs in the Pell Grant budget for students enrolled for less than half time are the same as for the other Title IV programs but the Pell budget does not pro-rate the budget components and always uses year.]
Summer Budgets
Use the appropriate block budget that reflects either living with parents or living away from parents’ status and the period of attendance. When students who are not enrolled in a summer session use FWS in the summer, 62.5% of the actual earnings will be treated as a resource and subtracted from the student’s academic year financial need
SAM 2020-2021
STUDENT BUDGETS 7-7
2020-2021 Standard College Budget
Living with Parents
>= HALF TIME SUMMER ONE TERM SUMMER + ONE TERM
2 TERMS - FALL/SPRING
SUMMER + FALL/SPRING
Books and Supplies * $455 $682 $1,137 $1,364 $1,819
Transportation $396 $561 $957 $1,122 $1,518 Lunch $453 $680 $1,133 $1,360 $1,813
Personal Expenses $591 $886 $1,477 $1,772 $2,363 Housing $1,583 $2,375 $3,958 $4,750 $6,333
Loan Fees $29 $29 $58 $58 $87
Total Block Budget ** $3,507 $5,213 $8,720 $10,426 $13,933
Child Care $2,040 $3,060 $5,100 $6,120 $8,160
Housing Exclusion ($1,583) ($2,375) ($3,958) ($4,750) ($6,333)
Budget w/Child Care $5,547 $8,273 $13,820 $16,546 $22,093
Budget w/Housing Exclusion $1,924 $2,838 $4,762 $5,676 $7,600 BUDGET w/CHILD CARE & HOUSING EXCLUSION $3,964 $5,898 $9,862 $11,796 $15,760
+ Tuition +
Fees + Tuition +
Fees + Tuition +
Fees + Tuition + Fees + Tuition + Fees
< HALF TIME SUMMER ONE TERM SUMMER +
ONE TERM 2 TERMS -
FALL/SPRING SUMMER +
FALL/SPRING
Total $270 $404 $674 $809 $1,078
Child Care $1,020 $1,530 $2,550 $3,060 $4,080
TOTAL w/CHILD CARE $1,290 $1,934 $3,224 $3,869 $5,158
+ Tuition +
Fees + Tuition +
Fees + Tuition +
Fees + Tuition + Fees + Tuition + Fees
* If a student’s curriculum requires books and supply costs in excess of this standard maximum, such costs must be documented. ** Student college costs, excluding tuition and fees, are expected to be the total block budget. The category breakouts are a general guide and the amounts can be reallocated between categories. Any differences between these budges and the budgets calculated on CUNYfirst are due to rounding.
SAM 2020-2021
STUDENT BUDGETS 7-8
2020-2021 Standard College Budget
Living Away from Parents
>= HALF TIME SUMMER ONE TERM SUMMER + ONE
TERM 2 TERMS -
FALL/SPRING SUMMER +
FALL/SPRING
Books and Supplies * 455 682 1,137 1,364 1,819
Transportation ($33/wk) 396 561 957 1,122 1,518
Personal Expenses 802 1,203 2,004 2,405 3,207 Medical 709 1,064 1,774 2,128 2,838
Housing ** 4,635 6,953 11,588 13,905 18,540
Food (At Home) 721 1,081 1,802 2,162 2,883
Lunch 453 680 1,133 1,360 1,813
Loan Fees 29 29 58 58 87
Total Block Budget *** $8,200 $12,252 $20,452 $24,504 $32,705
Child Care $2,040 $3,060 $5,100 $6,120 $8,160
Housing Exclusion ($4,635) ($6,953) ($11,588) ($13,905) ($18,540)
Medicaid ($709) ($1,064) ($1,774) ($2,128) ($2,838)
Budget w/Child Care $10,240 $15,312 $25,552 $30,624 $40,865
Budget w/Housing Exclusion $3,565 $5,299 $8,864 $10,599 $14,165
Budget w/Medicaid Exclusion $7,491 $11,188 $18,678 $22,376 $29,867
+ Tuition +
Fees + Tuition +
Fees + Tuition + Fees + Tuition + Fees + Tuition + Fees
< HALF TIME SUMMER ONE TERM SUMMER + ONE
TERM 2 TERMS -
FALL/SPRING SUMMER +
FALL/SPRING
Total $270 $404 $674 $809 $1,078
Child Care $1,020 $1,530 $2,550 $3,060 $4,080
TOTAL W/CHILD CARE $1,290 $1,934 $3,224 $3,869 $5,158
+ Tuition +
Fees + Tuition +
Fees + Tuition + Fees + Tuition + Fees + Tuition + Fees
* If a student's curriculum requires books and supply costs in excess of this standard maximum, such costs must be documented. ** The amount allocated for housing expects that students share housing costs. *** Student college costs, excluding tuition and fees, are expected to be the total block budget. The category breakouts are a general guide and the amounts can be reallocated between categories. Any differences between these budgets and the budgets calculated on CUNYfirst are due to rounding.
SAM 2020-2021
STUDENT BUDGETS 7-9
2020-2021 CUNY Budget Calulations for Guttman, Kingsborough and LaGuardia 2019 expenditures
Source: www.bls.gov 11/13/2019
2018 2019 12 months 9 months 12 months 9 months
housing 15,923 12,338 2.9% 16,385 12,696 Use CUNY calculation below*
apparel 1,062 810 -4.9% 1,010 770 personal 355 270 -1.5% 350 266 entertainment 1,462 1,103 4.3% 1,525 1,150 medical 2,638 2,029 4.9% 2,767 2,128 food 4,176 3,139 2.0% 4,260 3,202 at home 1,936 1,449 1.3% 1,961 1,468 Use CUNY calculation
lunch 2,371 1,793 2.9% 2,440 1,845 Use CUNY calculation below**
books 1,364 1,364 Regional adjustment NYC
adjustment Personal totals
LWP LAP apparel 770 10% 847 847 847 personal 266 10% 292 292 292
entertainment (LAP) 1,150 10% 1266 633 1,266
LWP gets 1/2 of an entertainment budget
food 3,202 10% 3522 1,772 2,405
* Housing budget: Used Median asking Rent for 1 bedroom apartments on Streeteasy.com 11/14/19
average cost = $1375/month for individual share of 1 bedroom apartment use $1375 rent + $170 utilities = $1545/month for housing ($15450 for 10 months) ** Lunch: $8.00/day * 5 days * 20 weeks/term * 2 terms Living with Parents books & supplies use 2019 amount for 10 months 1516 transportation use weekly MetroCard ($33) * 20 weeks/term * 2 terms 1320 personal use 9 month calculation converted to 10 month ($1772/9 x 10 months) 1968 lunch use $8.00/day * 5 days * 20 weeks/term * 2 terms 1600 room & board use $5278 (derived from income protection allowance $4750/9x10) 5278
TOTAL 11682
Living away from Parents books & supplies use 2019 amount for 10 months 1,516 transportation use weekly MetroCard ($33) * 20 weeks/term * 2 terms 1,320
personal apparel use NYC figure adjusted to 10 months 941
personal use NYC figure adjusted to 10 months 324
entertainment use NYC figure adjusted to 10 months 1,407
SAM 2020-2021
STUDENT BUDGETS 7-10
TOTAL 2,672 medical use 2019 figure adjusted to 10 months 2,365 housing use 2019 calculation for housing * 10 months 15,450 food - lunch use $8.00/day * 5 days * 20 weeks/term * 2 terms 1600 at home use NYC adjusted food minus calculated lunch 2,313
TOTAL 27,236
Child care Assume 6 hours/week per course with travel time use $15.00/hour * 6 hours per course * 2 courses 180 multiply by 20 weeks/term for 2 terms 7200 --adjust result (if needed) to make it divisible by 9 months-- 7200
< Half-time Transportation ((5 trips @ $2.75) per week) x 40 weeks) 550 Books & Supplies ($1516/4) 379 929
SAM 2020-2021
STUDENT BUDGETS 7-11
2020-2021 Living with Parents 12/6 Colleges- Guttman, Kingsborough and LaGuardia
>= HALF TIME ONE
TERM 2 TERMS -
FALL/SPRING Kingsborough
One Term Kingsborough
Fall/Spring Books and Supplies * $758 $1,516 682 1,364
Transportation $660 $1,320
Lunch $800 $1,600
Personal Expenses $984 $1,968
Housing $2,639 $5,278
Loan Fees $29 $58
Total Block Budget ** $5,870 $11,740
Child Care $3,600 $7,200
Housing Exclusion ($2,639) ($5,278)
Budget w/Child Care $9,470 $18,940
Budget w/Housing Exclusion $3,231 $6,462
BUDGET w/CHILD CARE & HOUSING EXCLUSION $6,831 $13,662
+ Tuition +
Fees + Tuition + Fees
< HALF TIME ONE
TERM 2 TERMS -
FALL/SPRING
Total $495 $891
Child Care $1,800 $3,600
TOTAL w/CHILD CARE $2,295 $4,491
+ Tuition +
Fees + Tuition + Fees
SAM 2020-2021
STUDENT BUDGETS 7-12
2020-2021 Living Away from Parents 12/6 Colleges- Guttman, Kingsborough and LaGuardia
>= HALF TIME ONE TERM 2 TERMS -
FALL/SPRING Kingsborough
One Term Kingsborough
Fall/Spring Books and Supplies * 758 1,516 682 1,364
Transportation 660 1,320
Personal Expenses 1,336 2,672
Medical 1,182 2,365
Housing ** 7,725 15,450
Food (At Home) 1,157 2,313
Lunch 800 1,600
Loan Fees 29 58
Total Block Budget *** $13,647 $27,294
Child Care $3,600 $7,200
Housing Exclusion ($7,725) ($15,450)
Medicaid ($1,182) ($2,365)
Budget w/Child Care $17,247 $34,494
Budget w/Housing Exclusion $5,922 $11,844
Budget w/Medicaid Exclusion $12,465 $24,930
+ Tuition + Fees + Tuition + Fees
< HALF TIME ONE TERM 2 TERMS -
FALL/SPRING
Total $446 $891
Child Care $1,800 $3,600
TOTAL W/CHILD CARE $2,246 $4,491
+ Tuition + Fees + Tuition + Fees
* If a student's curriculum requires books and supply costs in excess of this standard maximum, such costs must be documented
Kingsborough uses 9 month standard budget for books and supplies.
** The amount allocated for housing expects that students share housing costs.
*** Student college costs, excluding tuition and fees, are expected to be the total block budget. The category breakouts are a general guide and the amounts can be reallocated between categories. Any differences between these budgets and the budgets calculated on CUNYfirst are due to rounding.
SAM 2020-2021
STUDENT BUDGETS 7-13
2020-2021 Student Budget- Graduate Center, School of Journalism and School of Labor and Urban Studies
LWP Fall & Spring LWP One Semester NLWP Fall & Spring NLWP One Semester
Books $1,543 772 $1,543 772 Transportation $1,107 554 $1,107 554 Personal $2,084 1042 $4,689 $2,345 Housing $4,625 2313 $16,596 $8,298 Food $0 0 $3,854 $1,927 Lunch $1,593 797 $1,593 797
TOTAL $10,952 5476 $29,382 $14,691
Childcare $4,982 $2,491 $4,982 $2,491
LWP Summer (12 weeks) NLWP Summer (12 weeks) Books 618 618 Transportation 443 443 Personal 834 1876 Housing 1850 6638 Food 0 1515 Lunch 638 638 Total 4382 11728 SOJ: Identical except for $1300 computer purchase in fall semester of new students only 2019 Inflation Rate = 1.75% RentJungle.com shows 2.9% increase for one-bedroom apartments
SAM 2020-2021
STUDENT BUDGETS 7-14
Student Fees 2020-2021 The fees shown on this chart represent the average fees students are charged in CUNYfirst. This chart includes the U.S.S. student government fee ($1.45 per semester), the Consolidated Services Fee ($15.00 per semester), the appropriate student activities fee and the Technology Fee ($125.00 per semester for all colleges, $62.50 part time). In CUNYfirst, all fees must be whole numbers so the student government fee is rounded. All fees are rounded to the nearest dollar. These fees are for the purpose of budgets and is based on the information reported to OSFA by the colleges. Actual fees may vary.
Full-Time Part-Time Summer
2020 Academic Year
2020-2021 One Semester
2020-2021 Academic Year
2020-2021 One Semester
2020-2021 College UG Grad UG Grad UG Grad UG Grad UG Grad
Community Colleges BMCC 123.00 – 370.00 – 185.00 – 202.00 – 101.00 – Bronx 116.00 – 406.00 – 203.00 – 232.00 – 116.00 – Hostos 141.00 – 408.00 – 204.00 – 216.00 – 108.00 – Kingsborough -- – 452.00 – 226.00 – 244.00 – 122.00 – LaGuardia -- – 418.00 – 209.00 – 212.00 – 106.00 – Guttman -- -- 394.00 -- 197.00 -- 200.00 -- 100.00 -- Queensborough 94.00 – 410.00 – 205.00 – 214.00 – 107.00 – Senior Colleges Baruch 158.00 92.00 532.00 360.00 266.00 180.00 326.00 208.00 163.00 104.00 Brooklyn 156.00
140.00 510.00
432.00 255.00
216.00 384.00
307.00 192.00
154.00
CSI 178.00 240.00 560.00 560.00 280.00 280.00 362.00 362.00 181.00 181.00 City 153.00 F
91.00 P 145.00F 83.00 P
410.00 312.00 205.00 156.00 236.00 187.00 118.00 94.00
Hunter 106.00 92.00 452.00 308.00 226.00 154.00 266.00 184.00 133.00 92.00
John Jay 158.00 139.00 540.00 442.00 270.00 221.00 364.00 278.00 182.00 139.00
Lehman 152.00 152.00 480.00 480.00 240.00 240.00 288.00 288.00 144.00 144.00 Medgar Evers 113.00 – 422.00 – 211.00 – 246.00 – 123.00 – NYC Tech 133.00 – 390.00 – 195.00 – 196.00 – 98.00 – Professional Studies Queens 144.00 135.00 608.00 522.00 304.00 261.00 418.00 398.00 209.00 199.00 Queens Summer II 159.00 149.00 York 139.00 – 428.00 – 214.00 – 262.00 – 131.00 – Graduate Schools Law – 128.00 – 564.00 – 282.00 – 348.00 – 174.00 Graduate School 50.00 364.00 182.00 240.00 120.00 Graduate School of Journalism
1130.00 F 1331.00 S
565.00 F 665.00 S
1030.00 F 1231.00 S
515.00 F 615.00 S