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Extensive directory listing of cooperatives in Maine | 46 pages | 2 MB PDF | Black & White
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STRONGERTOGETHER
A Directory of Maine's Cooperative Economy
Compiled byCooperative Maine
www.cooperativemaine.org
STRONGER TOGETHER2
ABOUT COOPERATIVE MAINE
Cooperative Maine is a new organization that has emerged over the past year to connect, strengthen andsupport cooperatives and their allies across the state. We believe that cooperatives are powerful andeffective tools in the work of creating a more sustainable, equitable and democratic economy in Maine.Cooperative Maine aspires to increase the visibility of the cooperative model as an economic developmentstrategy for our communities, to support existing cooperatives in their work, and to encourage newcooperative efforts.As a first step toward achieving these goals, we have compiled this directory of diverse cooperativesacross the state of Maine. We hope that these listings will help to educate readers about cooperativebusinesses and organizations in general; to raise awareness about the resources, services and goods thatMaine's coops have to offer; and to provide sparks of inspiration for people and organizations looking tostrengthen Maine's people and communities through the creation of practical, effective and democraticinstitutions to meet the needs of current and future generations.This directory is a collaborative effort with two other cooperative support organizations. The CooperativeDevelopment Institute (based in Greenfield, MA) is a nonprofit organization offering cooperativebusiness education, training and technical assistance to communities in New England and New York. Formore information, please see http://www.cdi.coop. The Data Commons Project is a binational effort(U.S. and Canada) to create a comprehensive, public directory of the North American cooperativeeconomy. Please see http://dcp.usworker.coop for more information about this project.In you are inspired by the information you find here, if you would like to discuss your ideas forcooperative projects, or if you have any questions about coop structures and options, please contact us.We are excited to offer whatever resources we can!In Cooperation,Ethan MillerSurvey coordinator and directory editorCooperative [email protected]://www.cooperativemaine.org
A Directory of Maine's Cooperative Economy 3
Important Disclaimers and Requests:
The listing of an organization or business in this directory is not meant in any way to imply anaffiliation with Cooperative Maine, its values, statements, or activities. Groups are listed here onlyfor purposes of public education and awareness, and to facilitate direct contact between listedgroups and interested individuals.Although we have made every effort to verify the information for each listing in this directory,there were some cooperatives that we were unable to contact. Therefore, some listings containedhere are unverified and are marked accordingly with an asterisk (*). We are certain that there are cooperatives in Maine that were unintentionally left out of thisdirectory. If you are aware of any organization, business or project that should be listed here,please let us know!
STRONGER TOGETHER: A Directory of Maine's Cooperative EconomyFinal Version
Published September 15, 2008
STRONGER TOGETHER4
TABLE OF CONTENTS
Introduction .....................................................................................................................................International Statement of Cooperative Identity..............................................................................CONSUMER COOPERATIVES ....................................................................................................
Food Cooperatives .......................................................................................................................Nursery and Preschool Cooperatives ...........................................................................................Electric Utility Cooperatives ........................................................................................................Other Consumer Cooperatives .....................................................................................................
HOUSING COOPERATIVES .........................................................................................................PRODUCER COOPERATIVES ......................................................................................................
Agricultural Cooperatives .............................................................................................................Fishing Cooperatives ....................................................................................................................Artist and Craft Cooperatives ........................................................................................................Publishing Cooperatives ................................................................................................................
WORKER COOPERATIVES ............................................................................................................MULTISTAKEHOLDER COOPERATIVES ...................................................................................FINANCIAL COOPERATIVES ........................................................................................................
Credit Unions .................................................................................................................................Other Financial Cooperatives ........................................................................................................
RETAILEROWNED COOPERATIVES .........................................................................................MUNICIPAL & BUSINESSOWNED COOPERATIVES ...............................................................COMMUNITY LAND TRUSTS ......................................................................................................SERVICE COMMUNITIES .............................................................................................................NETWORKING & SUPPORT ORGANIZATIONS ........................................................................WEB RESOURCES ..........................................................................................................................
5688910111113131517202122222339404041424345
A Directory of Maine's Cooperative Economy 5
INTRODUCTION: What Is a "Cooperative"?
Cooperatives are organizations and businesses that are owned and operated by and for their members toserve the needs of those members. They come in many sizes and shapes, and work to fulfill manydifferent types of needs and aspirations. Cooperatives can provide housing, employment, food, marketingservices, insurance, entertainment, banking, administrative services, manufactured goods, communityspace, education, and even funeral services. In short, cooperatives can (and, around the world, do) meetnearly every human need for goods and services.Yet what truly sets cooperatives apart from other structures is not their versatility but the manner in whichall of these different needs can be met. Cooperatives not only meet the needs of their members; they areuniquely able to meet the needs of their members in ways that encourage participation, buildcommunities, and sustain positive social values. Cooperatives are built on the democratic participation oftheir memberships. They keep resources and decisions local, building longterm community wealth. Theystrengthen individuals through collective organization. They teach basic values of selfhelp, selfresponsibility, democracy, equality, equity and care for others.In these times of increasing uncertainty, the cooperative model also has much to offer in the way ofeconomic security. Because cooperatives are driven by the needs of their members, rather than by thedrive to maximize profit, they are often less likely to make decisions about employment or the provisionof goods and services that would negatively impact their community. Cooperative also offer the power ofcollective action: when resources are scarce, we can do more together than we can do alone.A few further clarifications about the cooperative model might be helpful:Cooperatives are democratic organizations. Though the management structures of various cooperativesvary widely, the final word in all coops comes from their members. Cooperatives are built on the ideathat people's needs are best served when they have a voice in deciding how these needs should be met.Some Coops are "nonprofit" and some coops are "forprofit." Because cooperatives serve socialpurposes, it is sometimes assumed that the coop model requires an organization or business to operate ona notforprofit basis. While many cooperatives (including credit unions, utility coops, and manycooperative grocery stores) do operate on a notforprofit basis, others (such as many workerownedcooperatives) strive to turn a profit. The difference between this activity and that of a conventionalbusiness is where the profits go, and who decides. Because they are democratic, memberownedbusinesses, surplus earnings are distributed according to the needs of the coop (reinvested in thedevelopment of the business) and the labor or resources invested by coop members (shared out as"patronage" dividends). Coop memberowners make these decisions (and benefit from them), rather thana single business owner or absentee shareholders.Not all cooperatives are formally incorporated as "cooperatives." Most states, including Maine, havelegislation that recognizes cooperative corporations and some coops choose to structure themselvesaccording to these statutes. Many cooperatives, however, have chosen other forms of incorporation.Coops can be structured as "Cooperatives," "Nonprofit Mutual Benefit Corporations," "S Corporations,""C Corporations," "Associations," "Limited Liability Corporations," "Partnerships" and informalgroupings. What truly defines a "cooperative" is the substance of how it operates: democratic membercontrol; one member, one vote (rather than, for example, "one dollar, one vote"); and a mission to directlyserve a defined need of its membership.
STRONGER TOGETHER6
International Statement of Cooperative Identity
Cooperatives are as challenging as all the rest of our interactions with each other, and as rewarding.There's no way around it: working with other people is hard work. In our society, this is especiallydifficult since we are often not taught the tools and skills we need to cooperate most effectively.Embarking on a cooperative project is bound to be an adventure, one that will be full of challenges,frustrations, and difficult learning experiences, as well as all of the growth and satisfaction that onlycomes from overcoming challenges and learning new skills together.Cooperatives are formal versions of the basic human impulses that hold society together. Despiteencouragement from many elements of our society to compete against one another in many arenas, webuild many of the healthiest and most satisfying portions of our lives on practices of care and cooperation.In families, friendships, neighborhoods, churches, community organizations, or even at work (where we'resupposed to be more "competitive"), many of us learn that the most effective way to meet our needs andthe needs of others is through relationships of mutual care and respect, group participation, andcamaraderie. We might better appreciate the important role of cooperation in society if we imagine for amoment what our lives would be like if every relationship and situation operated according to the valuesof the competitive marketplace: everyone for themselves, each against all. Not a pretty picture.Cooperative businesses and organizations are woven from the alreadyexisting threads of socialcooperation. They are ways of formalizing what we as humans already doand truly valuein our dailylives. It comes down to this: together, we are stronger, healthier, happier, and more effective.
The International Cooperative Alliance (ICA), founded in 1895, unites, represents and servescooperatives worldwide. In 1995, the ICA adopted a "Statement of Cooperative Identity" which serves asa touchstone for all types of coops. Visit http://www.ica.coop for more about the ICA and the cooperativemovement.DefinitionA cooperative is an autonomous association of persons united voluntarily to meet their commoneconomic, social, and cultural needs and aspirations through a jointlyowned and democraticallycontrolled enterprise.ValuesCooperatives are based on the values of selfhelp, selfresponsibility, democracy, equality, equity andsolidarity. In the tradition of their founders, cooperative members believe in the ethical values of honesty,openness, social responsibility and caring for others.
PrinciplesThe cooperative principles are guidelines by which cooperatives put their values into practice.
A Directory of Maine's Cooperative Economy 7
1st Principle: Voluntary and Open MembershipCooperatives are voluntary organizations, open to all persons able to use their services and willing toaccept the responsibilities of membership, without gender, social, racial, political or religiousdiscrimination.2nd Principle: Democratic Member ControlCooperatives are democratic organizations controlled by their members, who actively participate insetting their policies and making decisions. Men and women serving as elected representatives areaccountable to the membership. In primary cooperatives members have equal voting rights (onemember, one vote) and cooperatives at other levels are also organized in a democratic manner.3rd Principle: Member Economic ParticipationMembers contribute equitably to, and democratically control, the capital of their cooperative. At leastpart of that capital is usually the common property of the cooperative. Members usually receive limitedcompensation, if any, on capital subscribed as a condition of membership. Members allocate surpluses forany or all of the following purposes: developing their cooperative, possibly by setting up reserves, partof which at least would be indivisible; benefiting members in proportion to their transactions with the cooperative; and supporting other activities approved by the membership.4th Principle: Autonomy and IndependenceCooperatives are autonomous, selfhelp organizations controlled by their members. If they enter toagreements with other organizations, including governments, or raise capital from external sources, theydo so on terms that ensure democratic control by their members and maintain their cooperativeautonomy.5th Principle: Education, Training and InformationCooperatives provide education and training for their members, elected representatives, managers, andemployees so they can contribute effectively to the development of their cooperatives. They inform thegeneral public particularly young people and opinion leaders about the nature and benefits of cooperation.6th Principle: Cooperation among CooperativesCooperatives serve their members most effectively and strengthen the cooperative movement byworking together through local, national, regional and international structures.7th Principle: Concern for CommunityCooperatives work for the sustainable development of their communities through policies approved bytheir members.
STRONGER TOGETHER8
CONSUMER COOPERATIVES
Consumer Cooperatives are businesses or institutions are owned and run by the consumers who utilizetheir goods and services. These cooperatives come in many forms, depending on the kinds of goods andservices being offered. In this directory, you will find listings for food cooperatives, nursery andpreschool cooperatives, electric utility cooperatives and a cooperative hardware store. Housingcooperatives, which could be considered a type of "consumer coop," will be listed in a separate section.
Belfast Cooperative123 High St.Belfast, ME 04915Phone: (207) 3382532Fax: (207) 338[email protected]://www.belfast.coopErica Buswell, General Management TeamThe Belfast Cooperative Store is a membershipowned and controlled retail outlet for whole naturalfoods and other goods and provisions. The coop"strives to offer a wide selection of products atreasonable prices to support healthy lifestylechoices for both our members and the generalpublic. Our intent is to be a resource forinformation concerning health, nutrition, and thesource of our products, as well as for communitytopics and other related issues." Founded in 1976.
Blue Hill Food Coop4 Ellsworth Rd.P.O. Box 1133Blue Hill, ME 04614Phone: (207) 3742165Fax: (207) 374[email protected] Doherty, CoManagerA memberowned natural foods cooperativefounded in 1973. The coop currently hasapproximately 1400 memberowners.
Fare Share Market18 Tannery St.Norway, ME 04268Phone: (207) 7439044Fax: (207) 743[email protected]://www.faresharecoop.orgA memberowned natural foods coop workingsince 1978 to create a highquality, lowpriced, notforprofit food supply, democratically controlled bythe membership; to educate the community onnutrition, agriculture and alternate technology; todevelop an informationsharing andcommunication center; to help further principles ofcooperation, democracy, and selfreliance for thegeneral betterment of members and community;and to provide a welcoming & inspiring space tobuild a healthy and sustainable community.
Good Tern Coop750 Main St.Rockland, ME 04841Phone: (207) 5948822Fax: (207) 594[email protected]://www.goodtern.comTim Sullivan, ManagerIn business since 1980, Good Tern Coop providesits members and community with organic, localand natural foods as well as herbal remedies, petsupplies, health and beauty aids and housewares.
FOOD COOPERATIVES
A Directory of Maine's Cooperative Economy 9
Portland Food CoopP.O. Box 5312Portland, ME [email protected]://www.portlandfoodcoop.orgIncorporated in Spring 2008, the PFC will begin amembership drive in Fall 2008 and plans to open agrocery marketplace in 23 years that iscooperatively owned by members offering productsthat are natural, healthy, organic, locallyproduced,crueltyfree, fair trade and/or sustainablyproduced.
NURSERY & PRESCHOOL COOPERATIVES
Children's Cooperative302 Stevens AvenuePortland, ME 04103(207) 7749029Shelsie Rawding, DirectorA cooperative preschool. Parents of attendingchildren assist in the classroom for a minimum of20 hours per year. Founded in 1972.
Falmouth Corner Coop Preschool18 Mountain RoadFalmouth, ME 04105(207) 8781192Pat Wood, DirectorA cooperative preschool, owned and run by parentswho are also involved with children in theclassroom.
Gorham Cooperative Preschool28 Ball Park RoadGorham, ME 04038(207) 8394706http://www.gorhamcoop.orgA nonprofit, nondenominational cooperative
preschool, founded in 1968 and providing "highquality, affordable education for preschoolers andtheir families." 42 member families.
Peopleplace Cooperative PreschoolP.O. Box 644Camden, ME 04843Phone: (207) 2364225Fax: (207) 230[email protected]://www.peopleplacecoop.orgPeopleplace is a cooperative preschool whereparents are partners in the education of their child.The school is licensed by the State of Maine as achildcare facility and serves children from 14neighboring towns.
Portland Nursery Schoolat St. Pius X Community Center492 Ocean Ave.Portland, ME 04103(207) 7756699http://www.portlandnurseryschool.orgPortland Nursery School was founded in 1972 as acooperative, because parents wanted to be involvedwith the education of their preschoolers. Parents of
Rising Tide Community Market15 Coastal Marketplace DriveDamariscotta, ME 04543(207) 563[email protected]://www.risingtide.coopScott Cooper, CoGeneral ManagerRising Tide is a cooperative natural foods storededicated to being a trusted communitybasedresource for high quality, natural, sustainable foodsand goods. Founded in 1978.
STRONGER TOGETHER10
Portland Nursery School (cont'd)children enrolled form the Association, whichoperates the school through its Executive Boardand Committees. There are currently 14 memberfamilies. The school's goal is "to nourish eachchild’s sense of selfworth, while enhancing his/herability to relate to others."
The Children's Nursery Schoolat the Willisson West Church32 Thomas St.Portland, ME 04102(207) 780[email protected]://www.childrensnurseryschool.orgFounded in 1975, the Children's Nursery School(CNS) is a statelicensed cooperative nurseryschool in Portland's West End, offering a fivedayprogram for 17 children, ages 35. Parents are notonly the administrators of the school, they are the
most important resources for the teachers, whodepend on coop members to bring their uniquepersonal resources to create a curriculum thatreflects each year's particular group.
Village Nursery School97 Main St.P.O. Box 482Yarmouth, ME 04096(207) 846[email protected]://www.villagenursery.orgVillage Nursery School is a cooperative nurseryschool in which parents participate in theclassroom setting. The classroom commitmenttends to be about 1 day/month. Each family alsovolunteers for a role in the operation of the nurseryschool. There are many different areas tocontribute, enabling each family to find acomfortable role. 24 families are currentlyinvolved.
ELECTRIC UTILITY COOPERATIVES
Eastern Maine Electric Cooperative21 Union StreetP.O. Box 425Calais, ME 046190425Phone: (207) 4547555Tollfree: (800) 6967444Fax: (207) 454[email protected]://www.emec.comA nonprofit consumerowned electric utilityserving parts of Aroostook, Penobscot, andWashington Counties. Its primary goal is toprovide quality electric service to memberownersat the lowest cost consistent with soundmanagement.
Fox Islands Electric Cooperative, Inc.66 Main Street
P.O. Box 527Vinalhaven, ME 048630527Phone: (207) 8634636Fax: (207) 863[email protected]://www.foxislands.netA consumerowned electric utility cooperative with2,000 members. Founded in 1975.
Isle au Haut Electric PowerCompanyOne Landing LaneP.O. Box 17BIsle au Haut, ME 046450017Phone: (207) 3352991Fax: (207) 3352981A consumerowned electric utility.
A Directory of Maine's Cooperative Economy 11
Farmington Farmers Union244 Front St.Farmington, ME 04938Phone: (207) 7784520Fax: (207) 7780763Liz Theriault, ManagerA communityowned cooperative hardware store.Founded in 1912 as a coop, Farmington FarmersUnion is the oldest cooperative of any kind inMaine. Most of its 3,000 ownermembers livewithin 30 miles of the store.
Midcoast Oil Coop103 Mistic AvenueRockport, Maine [email protected] BeckThe Midcoast Oil Coop is a group of people whohave joined together to have leverage with fuelcompanies to purchase LP gas, kerosene and #2heating oil at a discounted rate. Membership is freeand most communication is done by email.Founded in 2006, the coop has more than 200members.
Madison Electric Works6 Business Park Dr.Madison, ME 04950Phone: (207) 6964401Fax: (207) 696[email protected]://www.madisonelectricworks.comCalvin Ames, General ManagerAn electric utility cooperative, serving residents ofthe Madison area. Founded in 1888.
Swan's Island Electric Coop, Inc.8 Quarry Wharf RoadP.O. Box 14Swan's Island, ME 04685Phone: (207) 5264336Fax: (207) 5264331A consumerowned electric utility cooperative with550 members. Founded in 1949.
OTHER CONSUMER COOPERATIVES
HOUSING COOPERATIVES & COLLECTIVES
Bangarang Collective8 Howe StreetLewiston, ME 04240(207) 782[email protected]://www.geocities.com/thebangarangcollective
Ryan ConradThe bang(a)rang is a radical collective of queerfolks living, breathing, sharing and supporting eachother together in Lewiston, Maine. Founded in2004.
Housing Cooperatives are multifamily dwellings owned and controlled by their residents. They can rangein style from formal associations through which members own complete individual housing units(cooperative apartments) to "collectives" in which a single living space is shared in common by a group ofcohabitants. Many people live collectively without creating a formal organization. We list here only thosegroups who have created formalized structures and names for their cooperative housing. In this listing, wealso include a cohousing community, in which the cooperative association owns common land and sharedcommunity facilities, while individuals own their own housing structures.
STRONGER TOGETHER12
Beehive Design CollectivePlease see page 17.
Downeast Friends Community122 Cottage St.Bar Harbor, ME 04609(207) 288[email protected] and Robert Phipps"Established in 1978 as a collective working tocreate a wholegrain bakery, the community hasevolved into a group of artists and humanecologists. In practice, we are economicallyindependent with an individual contribution towardupkeep and taxes of the building, phone, electric,and recycled paper products. Physically, ourcommunity consists of one large commercialbuilding, one large organic garden, and one largeshed and a woodworking shop." 10 members.
Faire Bande à Part HousingCooperative75 Maple StreetLewiston, ME 04240(207) 240[email protected] "FaireOp" is a housing cooperative created in2007 with a mission of "maintaining affordabilityof housing for low and moderate income residentsin Lewiston, ME; engaging in educationalprograms to eliminate prejudice and discriminationin housing and further the principles of toleranceand cooperation; maintaining an open and safespace, affirming to all people; reducing theecological footprint of residents; using CoOpproperty for community purposes; keepingmonthly living expenses low through budgeting,chore sharing, and longterm planning; sharinginformation with other local residents and cityofficials about cooperative housing; andencouraging and empowering residents to be activemembers in the community and in municipalpolicymaking."
JED Collective217 South Mountain Rd.Greene, ME 04236(207) 946[email protected]://www.jedcollective.orgThe JED Collective is home to a group oforganizers, parents, cultural workers, farmers,writers and healers who share a commitment toliving in mutuallysupportive community, workingtogether towards increased selfsufficiency andsustainability, and dedicating their life energies indiverse ways towards the work of building socialand economic justice, ecological health, and aculture of solidarity and care. Since 2001, JED hasbeen sinking its roots into the land, workingtowards the longterm vision of a sustainableintentional community, an organic farm andorchard, and an education, retreat and resourcecenter to support work for social change in Maineand beyond.
Oak Street Housing Cooperative19 Oak St.Bath, ME 04530A multiunit, residentowned housing cooperative.
Together Place Housing150 Union St.Bangor, ME 04401(207) 941[email protected]://www.mmhc.us/tph.htmAngie BrownTogether Place Housing is a Bangorbased housingcooperative run by and for the low income adultmental health consumers who live in it. TogetherPlace Housing is independent of Maine MentalHealth Connections Inc., who providesAdministrative Support. There are three separateapartment buildings with 11 units in total.
A Directory of Maine's Cooperative Economy 13
Two Echo Cohousing Community93 Echo Rd.Brunswick, ME 04011(207) 7984823enid@twoecho.orgEnid Sharphttp://www.twoecho.org
Formed in 1991, Two Echo Cohousing Communityis a multigenerational clustered countryneighborhood, designed and managed by itsresidents, whose 27 privatelyowned homes clusteraround a common house and a 90acre parcel ofcommunityowned open space.
PRODUCER COOPERATIVES
Producer Cooperatives are businesses and organizations that are created by and for a group of"producers"individuals or businesses that engage in the production of various goods and services. Suchcoops can range in nature from simple marketing cooperatives in which producers collectively promotetheir products, to complex businesses that are created and owned by producers to process, package, andsell products. Sometimes the term "producer cooperative" is used to refer to businesses that are owned andrun by their employees. While some producer coops do function essentially as workerowned businesses(many artistowned cooperatives, for example), we use the term "producer coop" to refer to the broadscope of possible producer associations.
Aroostook Beef ProducersP.O. Box 414Mars Hill, ME 047580414(207) 543[email protected] Potter, ChairmanAroostook Beef Producers (ABP) is a private, nonprofit corporation made up of numerous beefproducers from all scales of operation, whosemission is to create options for producers thatreturn the maximum value of each animal directlyto the producer by sponsoring programs thateducate producers on the production techniques,management tools and marketing options thatsupport profitability. ABP owns and operates acattle shipping facility near Interstate 95 tocooperatively market cattle in the Eastern U.S.Membership is $15/year.
Cooperative Poultry Producers (COOPP)Tillson Road
Monmouth, ME 04259(207) 345[email protected] Stotts, DirectorMailing:87 Standpipe RoadMechanic Falls, ME 04256COOPP is a group of poultry farmers that havecome together to develop cooperative, stateinspected poultry processing facilities to makemembers' birds sellable to retail markets. Foundedin 2004.
Downeast Blueberry Cooperative *(DEBCO)Route 191East Machias, ME 04630A growerowned cooperative blueberry receivingstation and wholesale distributor. DEBCO had 55active members in 1998. Current membership isunknown.
AGRICULTURAL COOPERATIVES
STRONGER TOGETHER14
Maine Sheep Breeders Association(207) 838[email protected]://www.mainesheepbreeders.netBrandon Woolley, PresidentMSBA is an educational, nonprofit organizationdedicated to discussing mutual issues in the sheepindustry, exchanging ideas, and working with theintent of aiding sheep producers and the sheepindustry. The MSBA provides information andeducational opportunities to producers and thepublic and supports sales of raw and spun fleecesand valueadded products from its members.
Organic Valley/CROPPCooperativeNew England Regional Office137 Gray Rd.Plainfield , VT 05464(802) 4548614Maine Contact: Steve Russell, Board Member(207) 8726533The mission of CROPP Cooperative and its brandOrganic Valley is to create a marketing cooperativewhich promotes regional farm diversity andeconomic stability by means of organic agriculturalmethods and the sale of certified organic products.
Pleasant River Canning Company*P.O. Box 277Columbia Falls, ME 04623(207) 4832886Harold Tyler, Jr., PresidentIn business since 1916, the company was a canningplant at one time under the Rosemary label. Theyreceive blueberries and sell them exclusively toJasper Wyman’s and Sons. In 1998, the coop had28 members and 17 nonmember growers.
The Organic Dairy Cooperative, Inc.*159 Atkinson Rd.Charleston, ME 04422(207) 564[email protected] Morrison
Western Waldo Farmer's Cooperative(207) 589[email protected] CampoamorA cooperative association of farmers workingtogether to increase the viability of local foodproduction and to build community food selfsufficiency. They operate a seasonal farmer'smarket in Liberty, Maine.
Winter Cache ProjectP.O. Box 1303Portland, ME [email protected]://www.wintercacheproject.orgThe Winter Cache Project (WCP) is a cooperativeurban food project whose mission is "to freeourselves from a dependence on industrialagriculture and to increase our community foodsecurity by developing sustainable local foodsystems." The WCP grows, harvests, and preservesfruit, vegetables, and herbs to build a communityfood cache for the winter months.
A Directory of Maine's Cooperative Economy 15
Beals and Jonesport Coop, Inc.13 Wharf StreetP.O. Box 195Jonesport, ME 046490195Phone: (207) 4972020Fax: (207) 4972858A producerowned fishing cooperative specializingin wholesale lobster. Also does smallscale retaillobster sales from the pier. 70 active members.Founded in 1970.
Bremen Lobster Pound Coop*Keene Neck RoadBremen, ME 04551(207) 5296455A producerowned fishing cooperative specializingin wholesale and retail lobster. Also purchases fuelfor members.
Casco Bay Clam Cooperative649 Pinkham Brook RoadDurham, ME 04222(207) 3537300cascobayclams@suscommaine.nethttp://www.cascobayclams.comRay Trombley, Vice PresidentCasco Bay Clams was established in 2006 "when aselect group of harvesters decided to combine theirskills and passion to save and recognize the tradeof genuine shell fish harvesting." They are the onlycompany in New England that seeds, harvests,shucks, and sells clams by the bushels and gallons,and the only shellfish cooperative on the EasternSeaboard. 14 members.
Corea Lobster Cooperative, Inc.Crowley Island Road
Corea, ME 04624Phone: (207) 9637936Fax: (207) 9633952A producerowned fishing cooperative specializingin wholesale lobster. 45 active members. Foundedin 1970.
Cranberry Isles Fishermen's CoopIslesford, ME 046460258(207) 2445438A producerowned fishing cooperative specializingin wholesale lobster.
Fishermens Heritage Lobster Coop*Davis PointFriendship, ME 04547(207) 8326378A producerowned fishing cooperative specializingin wholesale lobster.
Georgetown Fishermen's Coop*89 Moores PikeGeorgetown, ME 04548(207) 3712950A producerowned fishing cooperative specializingin wholesale lobster.Interstate Lobster Coop*Ash Point Rd.P.O. Box 269Harpswell, ME 040790269Phone: (207) 8335516Fax: (207) 8335006A producerowned fishing cooperative specializingin wholesale lobster.
FISHING COOPERATIVES
STRONGER TOGETHER16
Isle au Haut Lobstermen'sAssociation*69 Island RoadIsle au Haut, ME 04645A producerowned fishing cooperative specializingin wholesale lobster. Founded in 1984.
New Harbor Fishermen's CoopNorth Route 32New Harbor, ME 04554Phone: (207) 6772791Fax: (207) 6773835A producerowned fishing cooperative specializingin wholesale lobster. 20 active members. Foundedin the 1970s.
Pemaquid Fishermen's CoopAssociation32 Coop RoadPemaquid Harbor, ME 04558Phone: (207) 6772801Fax: (207) 6772818Founded in 1947, this producerowned cooperativeis the oldest lobster coop in both Maine and theUnited States. With 25 members, the coopspecializes in wholesale lobster and shrimp andoperates a small seasonal takeout restaurant.
Pine Point Fishermen'sCooperative*96 King StreetP.O. Box 2247Scarborough, ME 040742247Phone: (207) 8833588Fax: (207) 883[email protected] producerowned fishing cooperative specializingin wholesale lobster.
Port Clyde Draggerman's CoopP.O. Box 91Port Clyde, ME 04855(207) 3728065http://www.midcoastfishermen.comKim LibbyThe Draggerman's Coop is the only producerowned cooperative of dragger fishermen in Maine.Building on the subscription model of "CommunitySupported Agriculture (CSA)" that has beensuccessful among small organic farmers, the Coopis currently developing a "Community SupportedFishery" program to distribute fresh shrimp andother fish to "CSF" shareholders in the region.
Port Clyde Fisherman's Coop*P.O. Box 103Port Clyde, ME 04855(207) 3728922A producerowned fishing cooperative specializingin wholesale lobster.
South Bristol Fisherman's Coop*P.O. Box 63South Bristol, ME 04568(207) 6448246A producerowned fishing cooperative specializingin wholesale lobster.
Spruce Head Fisherman's Coop275 Island Rd.South Thomaston, ME 04838(207) 5947980A producerowned fishing cooperative specializingin wholesale lobster.
A Directory of Maine's Cooperative Economy 17
Stonington Lobster CooperativeIndian Point RoadP.O. Box 87Stonington, ME 046810087Phone: (207) 3672286Fax: (207) 367[email protected] producerowned fishing cooperative specializingin wholesale and retail sale of lobster.
Swan's Island Fisherman'sCooperative15 Morse's Hill RoadP.O. Box 116Swans Island, ME 04685Phone: (207) 5264327Fax: (207) 5264554Kathy Clark, ManagerA producerowned fishing cooperative thatpurchases lobster and crabs from members forwholesale and limited retail. Also sells diesel fuel,gasoline and marine supplies. Founded in 1972.
Vinalhaven Fishermen's Coop11 Main St.
P.O. Box 366Vinalhaven, ME 048630366Phone: (207) 8634373Fax: (207) 8632724http://www.vinalhavencoop.comFounded in 1974 and owned and operated bylobstermen of Vinalhaven Island. The coopsupplies the lobstermen with bait and fuel anddistributes their Maine lobsters to customersthroughout the world. It also operates a retail gasstation and provides retail lobsters to walkincustomers.
Winter Harbor Lobster Cooperative,Inc.23 Pendleton St.P.O. Box 69Winter Harbor, ME 04693Phone: (207) 9635857Fax: (207) 9637275Randy Johnson, ManagerA producerowned fishing cooperative specializingin wholesale lobster, purchased from members.Also sells fuel, bait and fishing supplies tomembers. Founded in 1971.
ARTIST & CRAFT COOPERATIVES
Art Alliance Gallery39 Main St.Belfast, ME 04915(207) 3389994The Art Alliance Gallery is a an artistownedcooperative gallery founded in 2000 and providingan eclectic blend of high quality paintings,drawings, sculpture, baskets and weavings. 10members.
Bar Harbor Artisans*150 Main St.Bar Harbor, ME 04609(207) 2884584An artistowned cooperative gallery.
Beehive Design Collective3 Elm StreetMachias, ME 04654
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Beehive Design Collective (cont'd)(207) 255[email protected]://www.beehivecollective.orgThe Beehive Collective is an art, education,communitybuilding and collective housingorganization with three major facets: the Hive isappreciated internationally for its educationalgraphics campaigns, at a regional level for its stonemosaic murals and art apprentice program, andlocally for its dedication to the revitalization of theold Machias Valley Grange Hall, a landmarkbuilding in Machias, Maine.
Boothbay Harbor Artisans4 Boothbay House Hill Rd.Boothbay Harbor, ME(207) 633[email protected]://www.mainecraftcoop.orgMailing:P.O. Box 218Brooks, ME 04921An artistowned and run craft cooperative offeringjewelry, stained and painted glass, pottery, carvedwooden birds, laser engraved wood, books, Mainemaple syrup products, bears, painted slates, art inclay and glass, candles, fabric art, painting, andphotography. Open daily, May through October.
Commons Art Collective443 Main St.Norway, ME 04268(207) 743[email protected]://www.faresharecoop.org/cac.htmlEncourages artists with support, interaction andcollaboration and is looking for more membersinterested in original and developing approaches topainting, sculpture, photography, poetry,performance and other arts. Provides opportunities
for discourse among artists and the greatercommunity with exhibitions, presentations andworkshops which are open to the public throughoutthe year. Exhibits members' work at The Commonsat the Fare Share Coop on Main Street in Norway.26 members.
Island Artisans99 Main St.Bar Harbor, ME 04609(207) 2884214119 Main St.Northeast Harbor, ME 04662(207) 276[email protected]://www.islandartisans.comAn artistowned cooperative with two retail storesin Bar Harbor and Northeast Harbor. Thecooperative has eight members. In addition toshowing members' work, the galleries also showoriginal work from more than 75 other Maineartists. Mediums include pottery, glass, jewelry andmetal sculpture as well as pieces in wood, basketry,paper, and fiber.
Lupine Cottage7 Old Searsport AveBelfast, ME 04915(207) 3384300Margaret Massessa, General ManagerA cooperative retail store for Mainemade crafts.
Maine Artisans CollectiveAtlantic Avenue (Route 1)P.O. Box 246Lincolnville Beach, ME 04849(207) 789[email protected]://www.mainecraftcoop.org/lincoln.htmlArtistowned and run craft cooperative.
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Maine Potters Market376 Fore St.Portland, ME 04101(207) 774[email protected]://www.mainepottersmarket.comThe Maine Potters Market has sold diverse stylesof highquality, handmade pottery for 25 years inthe historic Old Port district of Portland, Maine. Itis owned and operated by its 15 potter members,all of whom live and work in Maine.
Pemaquid Craft Coop2565 Bristol Rd.New Harbor, ME 045544801(207) 6772077An artistowned and run gallery.
Pine Tree Treasures1009 Central St.Millinocket, ME 04462(207) 723 [email protected] PreoAn cooperative showroom featuring regionallymade quilts, wine, cheese, pine and hardwoodfurniture, jewlery, carvings, greeting cards & more.Newly opened in 2008, the coop has 14 members.
Sawyer Street Studios131 Sawyer StreetSouth Portland, ME 04106(207) 767[email protected]://www.sawyerstreetstudios.comA community of working ceramic artists sharingequipment and ideas, located in Ferry Village,South Portland. Members share the use of fourelectric kilns, one high fire gas kiln, and a raku
kiln, and common space serves as a classroom andprovides equipped shared studio space for fourshort term renters.
Stone Soup Artisans228 Main StreetSaco, ME 04072(207) 283[email protected]://www.stonesoupartisans.comJoanne Kenyon, ManagerStone Soup Artisans is a cooperative gallery andcrafts store staffed and managed entirely by itsartistmembers. Items for sale include jewelry,pottery, wooden crafts, toys, soaps and lotions, andMaine foods. All products in the store are made inMaine. The store is part of The Society of SouthernMaine Craftsmen, Maine’s oldest juried craftorganization, and everyone who sells their crafts inthe store must first be juried into the Society.
SugarWood Gallery248 Broadway St.Farmington, ME 04938Phone: (207) 7789105TollFree: (866) 784[email protected]://www.sugarwoodgallery.comChris KraussSugarWood Gallery is a cooperative gallery ownedand managed by ten Maine artisans and woodproducts manufacturers. Opened in 2001, thegallery sells fine wooden home furnishings,accessories and giftware.
The Peregrine PressThe Bakery Studios61 Pleasant St.Portland, ME 14101(207) 761[email protected] O'Toole Hayman, CoPresident
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Peregrine Press (cont'd)Peregrine Press was founded in 1991 as a nonprofit, fine arts printmaking cooperative inPortland, Maine. Peregrine Press is the only suchcooperative in Maine, and among the few of itskind in the nation. An elective board runs thestudio, and meetings are held three times a year forthe full membership to organize events, workshops,and to elect new officers. There are 30 members inthe cooperative. The space is available to membersanytime to practice a variety of printmakingtechniques such as collograph, woodcut, monotype,etching, photoetching and other mixed mediaprocesses.
Three Bags Full762 Violette Settlement Rd.Fort Kent, ME 04743(207) 834[email protected] Martin, Founder/Organizer
A production knitting & weaving cooperative,connecting members with Maine farms to fulfillorders for knitted goods. The cooperative connectsknitters with contractors and the knitters are paiddirectly. 6 members.
Waldo County Craft CoopRoute 1, Searsport, ME 04974(207) 5486686maineresidentartists@maineweb.comhttp://www.maineweb.comAn artistowned and run gallery.
Water Street Artists At Stable Gallery42 Water St.Damariscotta, ME 04543(207) 563[email protected] artistowned and run gallery.
PUBLISHING COOPERATIVES
Alice James Poetry Cooperative238 Main StreetFarmington, ME 04938Phone: (207) 7787071Fax: (207) 778[email protected]://www.alicejamesbooks.orgApril Ossmann, Executive DirectorAlice James Books is a nonprofit cooperativepoetry press whose mission is to seek out andpublish the best contemporary poetry by bothestablished and beginning poets, with particularemphasis on involving poets in the publishingprocess. Founded in 1973 in Massachusetts, itmoved to Maine in 1994 to affiliate with theUniversity of Maine's writing program.
Maine Authors Publishing479 Main St.Suite 201Rockland, ME 04841(207) 594[email protected] book marketing and selfpublishingfor authors in Maine.
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Crown O' Maine Organic CooperativeP.O. Box 565Madawaska, ME 04756Phone: (207) 8952245TollFree: (800) 743[email protected]://www.crownofmainecoop.comJim Cook, DirectorDedicated to serving Maine since 1995, Crown O’Maine distributes locally grown produce across thelength and breadth of Maine. COMOC welcomesbuying clubs, restaurants, or neighborhood retailestablishments to a garden of earthly delightsproduced by your local farmers, fishermen, andartisans. COMOC is currently restructuring itsbusiness as a workerowned cooperative.
Local Sprouts Cooperative644 Congress StreetPortland, ME 04101(207) 899[email protected]://www.localsprouts.orgJonah Fertig, workerownerHanifa Washington, workerownerThe mission of Local Sprouts is to "providecreative local and organic food to people and nonprofit organizations in Maine and to growopportunities for youth, elders and immigrants toholistically learn through cooking food for ourcommunity." The group caters events andmeetings, coordinates food for community andfundraising dinners, teaches and shares about localfoods, and distributes local foods to communitygroups and food pantries.
WORKER COOPERATIVES
Worker Cooperatives are businesses owned and run by their employees. Workerowners share in both therisks and the benefits of owning the business together. Most worker cooperatives involve some form ofinvestment (or "buyin") on the part of new workerowners. Accordingly, yearly profits not reinvested inthe cooperative are paid out to members in the form of dividends (called "patronage"). There are morethan 200 worker cooperatives in the United States, many of whom are members of the U.S. Federation ofWorker Cooperatives. For more information, visit http://www.usworker.coop.Worker Cooperatives are distinct from the more common form of employee ownership known as theESOP (Employee Stock Ownership Plan). In an ESOP, employees own shares of the company's stock.While some ESOPs divide stock equally among all employees and thus function more like cooperatives,many function more like traditional stock corporations in which the level of stock ownership is unevenamong employees (who often own less than 50% of the total shares) and this translates to uneven decisionmaking power over the longterm future of the company. Worker cooperatives do not issue "stock," rather,all workerowners own the business in equal parts and decisions are made on a "one member, one vote"basis.There are four businesses in Maine in which workers are cooperative owners. Two of them are structured(or currently structuring) as traditional worker cooperatives. The two others have more complexownership structures and are listed under "MultiStakeholder Cooperatives" below.
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MULTI-STAKEHOLDER COOPERATIVES
Fedco Seeds, Inc.P.O. Box 520Waterville, ME 049030520Phone: (207) 8737333Fax: (207) 8728317http://www.fedcoseeds.comFedco is a worker and consumerowned cooperativeoffering a large selection of certified organic seeds,tubers and bulbs; fruit, nut and ornamental trees andshrubs; and quality organic growing supplies.Consumers own 60% of the cooperative and workermembers 40%. Consumer and worker membersshare proportionately in the cooperative’s profitsthrough our annual patronage dividends. Foundedin 1979.
Justice ClothingP.O. Box 279Bangor, ME 044020279Phone: (207) 9419912Tollfree: (888) 6610620Fax: (207) 941[email protected]://www.justiceclothing.comEric OdierFinkJustice Clothing's mission is to support democraticprinciples, workers' rights and economicsustainability through the sale and distribution ofapparel made by union workers in the UnitedStates and Canada. Ownership of the cooperative isshared among employees, volunteer members andinvestors. The business is managed democraticallyby an elected Board which includes representativesfrom all membership types. Most sales are online.
MultiStakeholder Cooperatives, also called "Hybrid Coops" involve ownership by more than one typeof member. Such coops can include any combination of consumers, producers, workers and/or membersof the broader community in which the business or institution is located. In Quebec, the term "SolidarityCooperative" is reserved for special coops in which all stakeholders involved in the production,distribution and consumption cycle share coop membership. MultiStakeholder cooperatives offerexciting possibilities for bringing together diverse groups with sometimes divergent interests for thedemocratic decisionmaking about equitable ways to meet the needs of everyone involved.
FINANCIAL COOPERATIVES
Financial Cooperatives are, essentially, a form of consumer cooperative. We chose to include them as aseparate category because of their distinctive history and strong presence in the economic life of Maineand the United States in general. Few people realize that the banks called "credit unions" are actually nonprofit, memberowned cooperatives.Credit Unions are some of the oldest cooperative institutions in the United States, and for many peopleand communitiesparticularly in lowincome urban and rural areasthey offer the only reliable source forfinancial services such as loans and longterm savings and investment.Nearly 55% of the financial institutions operating in Maine are cooperatives.
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Acadia Federal Credit Union9 East Main St.Fort Kent, ME 047431398Phone: (207) 8346167TollFree: (888) 8346167Fax: (207) 843[email protected]://www.acadiafcu.orgFull service banking for the residents of northernAroostook County.Branch Locations:90 Main St.Madawaska, ME 04756Phone: (207) 7284121Fax: (207) 728[email protected] Main St.St. Francis, ME 04774Phone: (207) 3983492Fax: (207) 398[email protected]
Alliance of Maine Federal Credit Union44 Edison DriveAugusta, ME 04330Phone: (207) 6231134Fax: (207) 626[email protected]://www.allofmainecu.orgThe Alliance of Maine Federal Credit Union hasbeen serving the employees of Central MainePower and its subsidiaries since 1936. Employeesof EnergyEast, EPro, FPL of Maine, SpurwinkInstitute, xwave of New England, G&E Roofing,The Collaborative School and Boulos PropertyManagement are also eligible for membership.Branch Locations:
162 Canco RoadPortland, ME 04103421960 Pineland DriveAuburn Hall, Suite 107New Gloucester, ME 042605124
Atlantic Regional Federal Credit Union55 Cushing St.P.O. Box 188Brunswick, ME 040110188Phone: (207) 7258728TollFree: (800) 8340432Fax: (207) 725[email protected]://www.atlanticregional.comFounded in 1941 and serving all of Cumberlandand Sagadahoc County, Atlantic Regional FCU'smission is "to provide quality, competitivefinancial services for our members."Branch Locations:41 Mallett DriveFreeport, ME 0403205063 Union Park RoadTopsham, ME 040860327
Bangor Federal Credit Union339 Hogan RoadP.O. Box 1161Bangor, ME 044021161Phone: (207) 9470374TollFree: (800) 5400374Fax: (207) 9900759http://www.bangorfcu.comBangor Federal Credit Union is a cooperativefinancial institution with the mission of providing"a professional, friendly, and competitivealternative resource for financial services."
CREDIT UNIONS
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Bangor Federal Credit Union (cont'd)Membership is open to anyone who lives, works,worships, volunteers or attends school in PenobscotCounty.Branch Locations:601 Hammond StreetBangor, ME 044026 Dirigo Drive, P.O. Box 362Brewer, ME 04412Phone: (207) 9890520Fax: (207) 9890521
Bangor Hydro Federal Credit Union115 Mecaw Rd.Hampden, ME 04444Phone: (207) 9456264TollFree: (800) 9744475Fax: (207) 941[email protected]://www.bangorhydrofcu.comA memberowned financial institution.
Blue Cross Blue Shield of MaineEmployees Federal Credit Union2 Gannett DriveSouth Portland, ME 04106(207) 8227483(207) 822[email protected] Burker, ManagerA memberowned financial institution founded in1958 and serving employees of Blue Cross BlueShield of Maine and their families.
Brewer Federal Credit Union77 North Main StreetP.O. Box 189
Brewer, ME 044120189Phone: (207) 9897240TollFree: (888) 2386976 (both locations)Fax: (207) 989[email protected] primary mission of Brewer Federal CreditUnion is to provide quality service to its members.Every member is an owner and ownership isshared equally among all members. Founded in1960.Branch Location:229 Dirigo Dr.Brewer, ME 04412Phone: (207) 9897240Fax: (207) 9895985
Capital Area Federal Credit Union2010 North Belfast AveP.O. Box 2626Augusta, ME 043382626Phone: (207) 6223442Fax: (207) 623[email protected]://www.capitalareafcu.orgA memberowned financial institution.
Casco Federal Credit Union375 Main StreetP.O. Box 87Gorham, ME 040380087Phone: (207) 8395588TollFree: (888) 3955588Fax: (207) 839[email protected]://www.cascofcu.comA memberowned financial institution founded in1954 and serving people who live, work, worshipor attend school in Cumberland County. CascoFederal Credit Union "is committed to meeting itsmembers' financial needs and exceeding theirexpectations."
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Central Maine Federal Credit Union1000 Lisbon St.P.O. Box 1746Lewiston, ME 042411746Phone: (207) 7831475Fax: (207) 777[email protected]://www.centralmainecu.comA memberowned financial institution withmembership open to persons who live, work,worship, or attend school in Androscoggin County.
Coast Line Credit Union333 Cottage RoadSouth Portland, ME 041063919Phone: (207) 7997245TollFree: (800) 6609494Fax: (207) 799[email protected]://www.coastlinecu.comCoast Line Credit Union, founded in 1927, is a fullservice financial institution offering a wide varietyof savings and loan products for its members.Membership is open to all persons who live, work,worship or attend school in Cumberland County,employees of three railroad companies, and theirfamily members.
Community Credit Union144 Pine StreetLewiston, ME 04240Phone: (207) 7832096Fax: (207) 783[email protected]://www.communitycreditunion.comFull service banking for the residents ofAndroscoggin County from two locations andonline.Branch Office:40 Stanley StreetAuburn, ME 04210
Phone: (207) 7832096Fax: (207) 7832064
cPort Credit Union50 Riverside Industrial ParkwayP.O. Box 777Portland, ME 04104Phone: (207) 8786200TollFree: (800) 4640253Fax: (207) 878[email protected]://www.cportcu.orgA memberowned financial institution servinggovernment employees and military personnel.Branch Locations:22 Western Ave.Augusta, ME 04330Phone: (207) 6231001Fax: (207) 6233639313 US Route 1Scarborough, ME 04074Phone: (207) 8832448Fax: (207) 8830332
Cumberland County Teachers FederalCredit Union101 Gray RoadFalmouth, ME 04105Phone: (207) 8783441Fax: (207) 8785327http://www.cctfcu.comCCFCU is a memberowned financial institution"committed to serving teachers, municipalemployees and their families with a servicestandard that is superior to other financialinstitutions."Branch Locations:1345 Washington Ave.Portland, ME 04103
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Cumberland County Teachers FCU (cont'd)Phone: (207) 7976492Fax: (207) 7977470808 Roosevelt Tr.Windham, ME 04062Phone: (207) 8923359Fax: (207) 892410915 Main St.Gray, ME 04039Phone: (207) 6574777Fax: (207) 6576352Vocational Dr, WRVCWestbrook, ME 04092Phone: (207) 8549850Fax: (207) 8549844
Downeast Credit Union23 Third AvenueP.O. Box 130Baileyville, ME 04694Phone: (207) 4273333TollFree: (800) 4271223Fax: (207) 427[email protected]://www.downeastcu.comDown East Credit Union is a full service financialinstitution serving all who live, work, worship,attend school, or conduct business in Maine'sWashington, Waldo, Hancock, Penobscot, Lincoln,Kennebec, Sagadahoc, and Knox counties, as wellas the towns of Brunswick and Harpswell inCumberland County. Founded in 1941.Branch Locations:124 Main Street, P.O. Box 189Machias, ME 04654Phone: (207) 2550172TollFree: (800) 8238346Fax: (207) 255075692 Lincolnville AvenueBelfast, ME 04915
Phone: (207) 3380043TollFree: (877) 9253628Fax: (207) 338471258 School Street, P.O. Box 760Unity, ME 04988Phone: (207) 9482060TollFree: (877) 8502062Fax: (207) 948206824 Springer Drive, Suite 111Bangor, ME 04401Phone: (207) 9905444TollFree: (866) 7925123Fax: (207) 9905458295 North Street, Suite 2Calais, ME 04619Phone: (207) 4548940TollFree: (866) 4558940Fax: (207) 4548943150 Main St, Suite 16Richmond, ME 04357Phone: (207) 7374037TollFree: (877) 7474037Fax: (207) 7374048;20 Main StreetBowdoinham, ME 04008Phone: (207) 6665612TollFree: (877) 6665612Fax: (207) 6665609
Eastern Maine Medical Center FederalCredit Union489 State StreetBangor, ME 04401Phone: (207) 9737130Fax: (207) 973[email protected]://www.emmcfcu.orgEastern Maine Medical Center FCU is a memberowned organization, organized in 1979, whichprovides a full range of financial services foremployees of EMMC and/or any of its affiliatecompanies and their families.
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Branch Locations:849 Stillwtater Ave.Bangor, ME 04401Phone: (207) 9453632Fax: (207) 945079343 Whiting Hill Rd.Brewer, ME 04412Phone: (207) 9735189Fax: (207) 9735191
Eastmill Federal Credit Union60 Main StreetEast Millinocket, ME 04430Phone: (207) 7463428Fax: (207) 746[email protected]://www.eastmillfcu.orgEastmill Federal Credit Union is a nonprofit,memberowned financial organization providingeducation and financial services in a personalized,convenient, friendly, and professional manner,while maintaining financial stability. Founded in1954.Branch Location:4 Church St.P.O. Box 481Patten, ME 04765Phone: (207) 5286222Fax: (207) 5286224
Evergreen Credit Union225 Riverside StreetPortland, ME 041031038Phone: (207) 2215000Fax: (207) 2215017http://www.evergreencreditunion.orgEvergreen Credit Union is one of Maine’s largestcredit unions, serving all of Cumberland County.Branch Locations:
799 BroadwaySouth Portland, ME 041062755Phone: (207) 7990074Fax: (207) 7412583337 Ocean House RoadCape Elizabeth, ME 04107Phone: (207) 7672501Fax: (207) 7672652Rt. 302, CausewayNaples, ME 04055Phone: (207) 6934222Fax: (207) 6934178785 Roosevelt TrailWindham, ME 04062Phone: (207) 8924690Fax: (207) 8924058
Five County Credit Union765 Washington StreetP.O. Box 598Bath, ME 045300598Phone: (207) 4433528TollFree: (800) 7500959 (all locations)Fax: (207) 443[email protected]://www.fivecounty.comFive County Credit Union, founded by theemployees of Bath Iron Works in 1956, servesthose who live, work, or worship in the counties ofAndroscoggin, Cumberland, Kennebec, Lincoln,Sagadahoc, Somerset, Waldo & Knox counties.Branch Locations:30 Landing Rd. (inside WalMart)Windham, ME 04062Fax: (207) 892129780 Waterville Commons Dr. (in WalMart)Waterville, ME 04901Fax: (207) 680220945 Ash St.Lewiston, ME 04243
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Five County Credit Union (cont'd)Fax: (207) 6892154WalMart SupercenterAugusta, ME 04333Fax: (207) 62071043 Hamilton Court, Route 196 BypassTopsham, Maine 04086Fax: (207) 721855519 Commercial St.Portland, Maine 04101Fax: (207)7741667223 U.S. Route 1Falmouth, Maine 04105Fax: (207)7817662100 Mount Auburn Ave. (inside WalMart)Auburn, Maine 04210Fax: (207) 6892094710 Main StreetRockland, Maine 04841Fax: (207) 5967627
FranklinSomerset Federal Credit Union485 Wilton Rd.Farmington, ME 04938Phone: (207) 7784452TollFree: (800) 3393228Fax: (207) 4740709http://www.fsfcu.comA memberowned financial institution withmembership is open to persons who live, work,worship, or attend school in Franklin and Somersetcounties.Branch Locations:26 Leavitt St.Skowhegan, ME 04976476 Main St.Kingfield, ME 04947
20 Main St.Madison, ME 04950
Gardiner Federal Credit Union10 Old Brunswick RoadGardiner, ME 04345Phone: (207) 5822676TollFree: (800) 4642425Fax: (207) 582[email protected]://www.gardinerfcu.orgA nonprofit financial cooperative established in1953, Gardiner FCU serves anyone who lives,works, worships, or attends school in KennebecCounty, Lincoln County, or the towns of Richmondand Palermo. 3,000 members.
Great Falls Regional Federal CreditUnion34 Bates StreetLewiston, ME 04240Phone: (207) 7827192Fax: (207) 7825501http://www.greatfallsfcu.comA Central Mainebased credit union whose missionis "to offer our members quality financial productsand services at affordable and competitive rateswhile maintaining financial stability."Branch Location:760 Minot Ave.Auburn, ME 04210(207) 7530500
Health First Federal Credit Union9 Quarry Rd.Waterville, ME 04901Phone: (207) 8779474TollFree: (800) 9462463Fax: (207) 877[email protected]
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http://www.healthfirstfcu.orgHealthFirst Federal Credit Union is a memberowned organization, which provides a broad rangeof personalized financial services to all ofKennebec and Somerset Counties.Branch Location:3 Catherine St.Augusta, ME 04330Phone: (207) 6229898Fax: (207) 6229848
Houlton Federal Credit Union13 Market SquareHoulton, ME 04730Phone: (207)5327658Fax: (207) 5327325http://www.houlton.net/hfcu.htmA memberowned financial organization serving theHoulton area.
Howland Enfield Federal Credit Union4 Coffin Street, P.O. Box 405Howland, ME 044480405Phone: (207) 7323686Fax: (207) 732 [email protected]://www.howlandenfieldfcu.comGary Bragdon, ManagerThe HowlandEnfield FCU is a memberowned fullservice financial institution, serving Howland andthe surrounding areas. Founded in 1961, the creditunion is "committed to offering the highest level ofservice possible, at the best possible rates."
Infinity Federal Credit Union202 Larrabee RoadP.O. Box 9742Portland, ME 04104Phone: (207) 8546000TollFree: (800) 4998401
Fax: (207) 8546054http://www.infinityfcu.comA nonprofit financial institution owned by itsmembers whose mission is "to provide and serveall members with useful, competitive andefficiently delivered quality financial services,while meeting the changing social, economic, andcultural needs of our members." Founded in 1921,this is the oldest credit union in Maine.Branch Locations:4 Davis Farm RoadPortland, ME 04103Phone: (207) 854 6000Fax: (207) 854 6074193 Broad Street, Suite 1Bangor, ME 04401Phone: (207) 945 4284Fax: (207) 945 4857
Katahdin Federal Credit Union1000 Central StreetMillinocket, ME 04462Phone: (207) 7239718TollFree: (800) 4519145 (all locations)Fax: (207) 723[email protected]://www.katahdinfcu.orgA nonprofit, memberowned financial institutionfounded in 1954 and seeking to "go the extra mileto exceed members' expectations."Branch Location:P.O. Box 330Island Falls, ME 04747Phone: (207) 4633661Fax: (207) 7238426
KSW Federal Credit Union222 College AvenueWaterville, ME 04901Phone: (207) 8725602
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KSW FCU (cont'd)TollFree: (800) 9245454Fax: (207) 8725776http://[email protected] Gilman, ManagerKSW offers it's membership a broad range offinancial services. Membership is open to thosewho live, work, worship, volunteer, or attendschools in Kennebec or Somerset Counties and thetowns of Belmont, Brooks, Jackson, Knox, Liberty,Monroe, Montville, Morrill, Searsmont, Swanville,and Waldo.Branch Location:135 Waldo Ave.Belfast, ME 049156909Phone: (207)3385160Fax: (207)3386129
KV Federal Credit Union316 West River RoadAugusta, ME 04330Phone: (207) 6235171Fax: (207) 626[email protected]://www.kvfcu.orgA full service financial institution with over 8,300members living, working, attending school orchurch in Kennebec and Somerset counties.Founded in 1962.Branch Location:35 Oak St.Oakland, ME 04963Phone: (207) 4654423Fax: (207) 4659456
Lewiston Municipal Federal Credit Union291 Pine StreetP.O. Box 60Lewiston, ME 042430060Phone: (207) 7833991
Fax: (207) 7834178 (call first)[email protected]://www.lewistoncu.comLewiston Municipal FCU is a full service, memberowned federal credit union serving the employeesof the City of Lewiston, the Lewiston SchoolDepartment, and other select employee groups andtheir families.
Lincoln Maine Federal Credit Union17 West BroadwayP.O. Box 220Lincoln, ME 044570220Phone: (207) 7948623Fax: (207) 7948187http://www.lincolnmainefcu.comA memberowned, full service financial institution.
Lisbon Community Federal CreditUnion325 Lisbon RoadP.O. Box 878Libson, ME 042500878Phone: (207) 3534144TollFree: (877) 3534144Fax: (207) 353[email protected]://www.lisboncu.orgA memberowned cooperative whose mission is"to be the primary financial institution for allMembers through continuous improvement,personalized service and competitive productswhile remaining financially secure." Members mayinclude persons who live, work, worship, or attendschool in, and businesses and other legal entitieslocated in Lewiston, Auburn, Durham, Lisbon,Sabattus, Bowdoin, Topsham, and Pownal.Founded in 1959.
Maine Education Credit Union15 University Drive
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P.O. Box 1096Augusta, ME 044321096Phone: (207) 6233857TollFree: (800) 4643773Fax: (207) 6227258mecu@maineedcu.orghttp://www.maineedcu.orgThe Maine Education Credit Union was founded in1967 to provide an alternative to "for profit"banking for educators who otherwise would nothave had access to a financial cooperative. Assetsnow exceed $20M and the credit union servicesnearly 4,300 members.
Maine Family Federal Credit Union555 Sabattus StreetLewiston, ME 04240Phone: (207) 7832071TollFree: (800) 7832071Fax: (207) 7868765http://www.mainefamilyfcu.comA full service financial institution serving over17,000 members in Androscoggin County. Foundedin 1938.Branch Location:831 Minot Ave.Auburn, ME 04210
Maine Highlands Federal Credit Union73 Main St., P.O. Box 233Dexter, ME 04930Phone: (207) 9245544TollFree: (888) 8066920Fax: (207) 9247527http://www.mainehighlandscreditunion.comA memberowned cooperative whose purpose is "toprovide personal service and shared value, whilemaintaining its financial stability and integrity."Founded in 1966, the credit union has grown toover $51 million in assets.Branch Locations:
23 Hudson Ave., P.O. Box 697Guilford, ME 04443Phone: (207) 8764041Fax: (207) 8763701Rt. 15 & 16, P.O. Box 507DoverFoxcroft, ME 04426Phone: (207) 5648644Fax: (207) 5643920Rt. 15, Indian Hill Plaza, P.O. Box 1267Greenville, ME 04441Phone: (207) 6950316Fax: (207) 6958939
Maine Media Federal Credit Union390 Congress StreetPortland, ME 04101Phone: (207) 7744307Fax: (207) 791[email protected]://www.mainemedia.comFounded in 1935, Maine Media FCU is the oldestfederal credit union in Maine and is chartered toservice the employees of the Press Herald andEvening Express.
Maine Savings Federal Credit Union101 Western AveP.O. Box 347Hampden, ME 04444Phone: (207) 8626500Fax: (207) 862[email protected]://www.mainesavings.comA fullservice credit union whose mission is "to bea safe, sound and secure organization providingexceptional financial solutions and extraordinaryservice as the preferred financial insitution for allmembers."Branch Locations:122 Park St., P.O. Box 447
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Maine Savings FCU (cont'd)Milo, ME 04443Phone: (207) 9432134Fax: (207) 9437301Twin City PlazaBrewer, ME 04412Phone: (207) 9894112Fax: (207) 9894469671 Broadway St.Bangor, ME 04401Phone; (207) 9423915Fax: (207) 9922782868 Hammond St.Bangor, ME 04401Phone: (207) 9423914Fax: (207) 9922696500 Main Road, P.O. Box 247Corinth, ME 04427Phone: (207) 2853365Fax: (207) 285336325 Resort Way, P.O. Box 647Ellsworth, ME 04605Phone: (207) 6678502Fax: (207) 6671263Jackson Laboratory600 Main StreetBar Harbor, ME 04609TollFree: (800) 2736700, ext. 2500912 Main Street, P.O. Box 189North Vassalboro, ME 04962Phone: (207) 8730886Fax: (207) 8730106
Maine State Employees Credit Union200 Capitol St.P.O. Box 5659Augusta, ME 043325659Phone: (207) 6231851TollFree: (800) 5408707Fax: (207) 6208485
[email protected]://www.mainestatecu.orgA memberowned and controlled cooperativefounded in 1935 whose mission is to providequality, costeffective services, promote thriftamong members, and provide a source of credit forloans to members. MSECU is dedicated toproviding a full range of quality financial servicesto our members with convenient and easy access,while maintaining a sound financial position.Branch Locations:162 Hospital St.Augusta, ME 04330Phone: (207) 6216060Fax: (207) 621607250 Elm St.Waterville, ME 04901Phone: (207) 8735159Fax: (207) 8735150
Midcoast Federal Credit Union831 Middle St.Bath, ME 04530Phone: (207) 4435531TollFree: (877) 9643262Fax: (207) 443[email protected]://www.midcoastfcu.netA notforprofit cooperative, owned by itsmembers who are residents, relatives, or peopleemployed in numerous locations throughout theMidcoast Region of Maine. Founded in 1956, itsmission is "to be the primary financial institutionfor our members by offering personal and costeffective services."Branch Locations:210 Maine St.Brunswick, ME 04011Phone: (207) 7298737Fax: (207) 7298738
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Route 1, P.O. Box 107Thomaston, ME 04861Phone: (207) 5947775Fax: (207) 5947773P.O. Box 73Edgecomb, ME 04556Phone: (207) 8827919Fax: (207) 8827834
Monmouth Federal Credit Union1176 Main St.Monmouth, ME 04259Phone: (207) 9332667Fax: (207) 933[email protected]://www.monmouthfcu.comMember owned, notforprofit organization formedin 1956 and serving the communities of Monmouth,Wales, Leeds, Litchfield, Greene, and Turner. Itsmission is "to be our members primary financialinstitution by promoting savings and by providingpersonalized, quality services at fair and reasonablerates while maintaining financial stability."
New Dimensions Federal Credit Union61 Grove StreetWaterville, ME 04901(207) 8722771http://www.newdimensionsfcu.comA memberowned and controlled cooperativeserving persons who live, work, worship, or attendschool in, and businesses and other legal entitieslocated in the counties of Kennebec and Somerset,Maine. Its mission is to "provide our members withexcellent benefits and services while promoting theuniqueness of the credit union philosophy."
Norstate Federal Credit Union78 Fox StreetMadawaska, ME 04756Phone: (207) 7287555
TollFree: (800) 8047555Fax: (207) 728[email protected]://www.norstatefcu.orgA credit union whose goals is to be "the mostvalued, respected and progressive provider offinancial services to all residents of AroostookCounty and Northern Penobscot County." Founded1941.Branch Locations:156 Main St.Van Buren, ME 04785Phone: (207) 8685484Fax: (207) 868[email protected] Aroostook Rd., P.O. Box 367Eagle Lake, ME 04739Phone: (207) 4444545Fax: (207) 444[email protected] Station St., P.O. Box 532Ashland, ME 04732Phone: (207) 4352176TollFree: (800) 4892176Fax: (207) 435[email protected] Market St., P.O. Box 399Fort Kent, ME 04743Phone: (207) 8343232Fax: (207) 834[email protected]
Nissen Employees Federal Credit Union*56 Washington St.Portland, ME 041012694A memberowned organization providing financialservices for employees of Nissen and theirfamilies.
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Ocean Communities Federal Credit UnionOne Pool StreetP.O. Box 1961Biddeford, ME 040051961Phone: (207) 2845918TollFree: (800) 4181486Fax: (207) 282[email protected]://www.oceancommunities.comA nonprofit, financial cooperative serving peoplewho live or work in most communities in York orCumberland counties and their families. Founded in1948, it has more than 15,000 members.Branch Locations:Shopper's Village, 55 Portland Rd., P.O. Box 37Kennebunk, ME 04043Phone: (207) 9855722TollFree: (800) 2312224Fax: (207) 98557252 Cascade Road, P.O. Box 304Old Orchard Beach, ME 04064Phone: (207) 9342445TollFree: (888) 8772445Fax: (207) 9343026York Village Business CenterYork, ME 03909Phone: (207) 3616050TollFree: (800) 4181486Fax: (207) 363570248 Alfred RoadSanford, ME 04073Phone: (207) 3241350TollFree: (800) 2301350Fax: (207) 4905123
Otis Federal Credit Union170 Main StreetP.O. Box 27Jay, ME 042390027Phone: (207) 8970900TollFree: (800) 8483688
Fax: (207) 897[email protected]://www.otisfcu.coopA nonprofit, memberowned financialcooperative, founded in 1954, whose mission is "towork together with members to achieve totalsatisfaction."
Oxford Federal Credit Union225 River Rd.P.O. Box 252Mexico, ME 04257Phone: (207) 3699976TollFree: (800) 9919219Fax: (207) 364[email protected]://www.ofcu.orgOxford Federal Credit Union, founded in 1938, is amemberowned, fullservice financial institutionwhose mission is to provide members withpersonalized, quality service while assisting themin achieving financial success. OFCU serves over15,000 members in western Maine.Branch Location:1591 Main StreetOxford, ME 04270Phone: (207) 7432638TollFree: (800) 9919219Fax: (207) 7437138
Penobscot County Federal Credit Union205 Main StreetP.O. Box 434Old Town, ME 044680434Phone: (207) 8273165Fax: (207) 8276674http://www.penobscotfcu.comA fullservice memberowned financial institution,founded in 1968, with over 7,000 members andassets over $36 million.
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Peoples Choice Federal Credit Union23 Industrial Park Rd.Saco, ME 04072Phone: (207) 2824156TollFree: (877) 7856328Fax: (207) 282[email protected]://www.peopleschoicecreditunion.comA cooperative nonprofit financial institutionchartered in 1963.Branch Locations:35 Bradbury StreetBiddeford, ME 04005Phone: (207) 2842448Fax: (207) 2842498369 Elm StreetBiddeford, ME 04005Phone: (207) 2848483Fax: (207) 282864739 Country Club RoadSanford, ME 04073Phone: (207) 4902000Fax: (207) 4902058774 Post Road, Route 1Wells, ME 04090Phone: (207) 6462597Fax: (207) 6463498
Portland Maine Police DepartmentFederal Credit Union109 Middle StreetPortland, ME 04101Phone: (207) 7730726Fax: (207) 7746749A memberowned financial institutions servingemployees of the Portland Police Department andtheir families.
Portland Maine Transit Federal CreditUnion2 Frank Savage RoadHollis, ME 04042(207) 7973907A memberowned financial institutions servingemployees of METRO (Greater Portland TransitDistrict).
Rainbow Federal Credit Union381/391 Main St.P.O. Box 741Lewiston, ME 042430741Phone: (207) 7845435TollFree: (800) 2815435Fax: (207) 786[email protected]://www.rainbowfcu.comA full service credit union serving all ofAndroscoggin and Oxford Counties as well as NewGloucester. Founded in 1956.Branch Locations:20 Washington StreetAuburn, MEPhone: (207) 7830351Fax: (207) 7860523One Lewiston StreetMechanic Falls, MEPhone: (207) 3463001Fax: (207) 3463012172 Pine StreetSouth Paris, MEPhone: (207) 7435410Fax: (207) 7439331201 Lincoln StreetLewiston, MEPhone: (207) 7844762Fax: (207) 7838024
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Riverview Federal Credit Union35 Bridge St., Ste. 4Gardiner, ME 04345Phone: (207) 5827352Fax: (207) 588[email protected] fullservice, memberowned financial institution.
Rumford Community Hospital CreditUnion420 Franklin StreetRumford, ME 04276(207) 3691148A credit union for employees of RumfordCommunity Hospital and their families.
Saco Valley Credit Union312 Main St.P.O. Box 740Saco, ME 04072Phone: (207) 2826169TollFree: (877) 9602274Fax: (207) 282[email protected]://www.sacovalley.orgA member owned financial institution whosemission is "to provide quality financial services toour communities in a personal, friendly andefficient manner, while maintaining financialstability."Branch Locations:500 Main St.Saco, ME 04072Phone: (207) 2863638Fax: (207) 2823126860 Main St.Waterboro, ME 04087Phone: (207) 2476000Fax: (207) 2472805
Saint Agatha Federal Credit Union315 Main StreetP.O. Box 130Saint Agatha, ME 04772(207) 5437383(207) 5437811http://www.stagathafcu.comFounded in 1952, St Agatha FCU servesindividuals, businesses, organizations and familiesin the St. Agatha area.
Seaboard Federal Credit Union177 Main StreetP.O. BOX GBucksport, ME 04416Phone: (207) 4696341TollFree: (800) 6392206 (both locations)Fax: (207) 469[email protected]://www.seaboardfcu.comFounded in 1940, Seaboard FCU "strives to keepcosts low and profits are returned to our membersthrough lower fees and higher dividends becausewe are notforprofit, but for service."Branch Location:200 Main St.P.O. Box 115Ellsworth, ME 04605Phone: (207) 6678285Fax: (207) 6676848
Sebasticook Valley Federal CreditUnion87 Moosehead TrailP.O. Box 145Newport, ME 04953Phone: (207) 3684940Fax: (207) 368[email protected]://www.svfcume.com
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A memberowned financial institution offering abroad array of individual financial products andservices.Branch Location:505 Somerset AvenuePittsfield, ME 04967Phone: (207) 4875576Fax: (207) 4873129
Semiconductor of Maine Federal CreditUnion333 Western Avenue, MS 0737South Portland, ME 041061713Phone: (207) 7758371Fax: (207) 761[email protected]://www.semifcu.orgA memberowned organization providing itsmembers with a wide range of financial services tomeet their needs. Membership is open to employeesor resident contractors at Idexx Laboratories,Fairchild Semiconductor or Nat'l Semiconductor inSouth Portland, ME. Founded 1966.
Shaws Employee Federal Credit Union205 Spencer DriveWells, ME 04090Phone: (207) 6464989Fax: (207) 6465673A memberowned organization providing financialservices for employees of Shaws and their families.
St. Francis Community Federal CreditUnion907 Main Street, P.O. Box 38St. Francis, ME 047740038Phone: (207) 3983421Fax: (207) 3983492A memberowned organization providing financialservices for the community of St. Francis, Maine.
Taconnet Federal Credit Union316 Benton Ave.Winslow, ME 04901Phone: (207) 8727909TollFree: (800) 3397909Fax: (207) 8727815http://www.taconnet.comFounded in 1953, Taconnet FCU is a memberowned, fullservice financial institution whosemission is "to provide the best possible financialservices for our members in a cost effectivemanner to insure the Credit Union's stability andfuture growth." Membership is open to peopleliving in Kennebec and Somerset counties.Branch Location:1112 Waterville RoadSkowhegan, ME 04976Phone: (207) 4742254TollFree: (800) 3392254
The County Federal Credit Union776 Main StreetPresque Isle, ME 04769Phone: (207) 7685051Fax: (207) 7645267http://www.countyfcu.orgA fullservice financial institution serving 22communities in Aroostook County with 13,000members and assets of over $94 million. Thecredit union's mission is "to provide a variety ofquality financial services that are competitivelypriced and offer a fair return to our members."Branch Locations:82 Bennett DriveCaribou, ME 04736Phone: (207) 4988756Fax: (207) 4984109232 Main StreetFort Fairfield, ME 04742Phone: (207) 4725710Fax: (207) 4721140
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Town & Country Federal CreditUnion557 Main St., P.O. Box 9420South Portland, ME 041069420Phone: (207) 7735656TollFree: (800) 6493495Fax: (207) 772[email protected]://www.tcfcu.comFounded in 1953, Town & Country FCU servespeople who live or work in Cumberland or Yorkcounties, Maine with a full range of financialservices.Branch Locations:170 Ocean St.South Portland, ME 04106Phone: (207) 7677419Fax: (207) 7675799257 US Route 1Scarborough, ME 04074Phone: (207) 8837751Fax: (207) 88389393 Auburn St.Portland, ME 04103Phone: (207) 8780352Fax: (207) 878039152 Elm StreetSaco, ME 04072Phone: (207) 2848541Fax: (207) 2848777Phone: (207) 5539259Fax: (207) 5539266
TruChoice Federal Credit Union272 Park Avenue, P.O. Box 10659Portland, ME 04104Phone: (207) 7720808TollFree: (800) 6395550Fax: (207) 772[email protected]://www.trufcu.com
A credit union serving people who reside, work orare paid from, worship or attend school inCumberland County. Its mission is "to buildpersonalized banking relationships for today andtomorrow."
University Credit UnionRangeley RoadUniversity of MaineOrono, ME 044695779Phone: (207) 5811457TollFree: (800) 6968628Fax: (207) 5811452http://www.ucu.maine.eduThe credit union's field of membership includespeople in the University of Maine system andothers in Penobscot county educational institutions.Founded in 1967.Branch Locations:977 Union StreetBangor, ME 044013011Phone: (207) 9922900Fax: (207) 9922405154 High StreetFarmington, ME 04938Phone:(207) 7784011Fax: (207) 7783144391 Forest AvenuePortland, ME 041012001Phone: (207) 7721906Fax: (207) 77218521071 Brighton AvenuePortland, ME 04102Phone: (207) 5539259Fax: (207) 539266
York County Federal Credit Union1516 Main StreetSanford, ME 04073Phone: (207) 3247511
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Farm Credit of Maine, ACA615 Minot AvenueAuburn, ME 042104052Phone: (207) 7840193Fax: (207) 784[email protected]://www.farmcreditmaine.comFarm Credit of Maine is a cooperative, owned anddirected by its customers, which specializes inlending to Maine's agricultural, fishing and forestproducts industries. Operating since 1916, FCMprovides business and personal loans, equipmentleasing, appraisals, crop insurance, credit lifeinsurance and other financial services.Branch Office:26 Rice St.Presque Isle, ME 04769Phone: (207) 7646431
Tricorp Federal Credit Union2 Ledgeview DriveWestbrook, ME 04092P.O. Box 1429Portland, ME 04104Phone: (207) 7610774TollFree: (800) 3461936Fax: (207) 761[email protected]://www.tricorp.orgTricorp FCU is a "cooperative of cooperatives,"serving other credit union (who are also itsmemberowners) with a variety of financialproducts and services Founded in 1975, Tricorphas a national field of membership with 14employees supporting the corporation.
OTHER FINANCIAL COOPERATIVES
TollFree: (800) 6392802Fax: (207) 490[email protected]://www.yorkcountyfcu.comFounded in 1954, York County FCU strives "toenhance our members’ lifestyle goals and dreamsby promoting savings and the wise use ofcredit." Membership is open to anyone who lives,works, worships or attends school in York County.Branch Locations:870 Main StreetSanford, ME 04073Phone: (207) 4905060TollFree: (866) 8046598Fax: (207) 4905061Mailhot PlazaBiddeford, ME 04005
Phone: (207) 5713500TollFree: (800) 6392802Fax: (207) 57135011 York St.York, ME 03909Phone: (207) 3511021TollFree: (800) 5568343Fax: (207) 3511051477 Main StreetSaco, ME 04072Phone: (207) 2822962TollFree: (800) 6392511Fax: (207) 2823147
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Ace Hardwarehttp://www.acehardware.comAs a retailerowned cooperative, Ace Hardware iswholly owned by its independently operated storeowners. No shares of stock in the corporation arepublicly traded. Rather, when retailers affiliate withAce, they purchase shares of company stock,which gives them voting rights in the cooperative.This is their investment in the company. There arecurrently more than 4,600 Ace stores in all 50states and U.S. territories, and more than 70countries on six continents. 13 stores in Maine.
Carpet Onehttp://www.carpetone.comAn international retailerowned cooperativespecializing in carpeting and flooring. Two storesin Maine.
IGAhttp://www.iga.com
IGA is the world’s largest voluntary supermarketnetwork with aggregate worldwide retail sales ofmore than $21 billion per year. The Allianceincludes nearly 4,000 Hometown ProudSupermarkets worldwide, supported by 36distribution companies and more than 55 majormanufacturers, vendors and suppliersencompassing everything from grocery toequipment items. IGA has operations in 44 of theUnited States and more than 40 countries,commonwealths and territories on all six inhabitedcontinents. There are more than 20 IGA stores inMaine.
True Value Hardwarehttp://www.truevalue.com
True Value Company, headquartered in Chicago, isone of the world’s largest retailerowned hardwarecooperatives with approximately 5,800independent retail locations worldwide. There areapproximately 27 Maine member stores.
RETAILER-OWNED COOPERATIVES
RetailerOwned Cooperatives are businesses and brands owned cooperatively by retail businesses. Theseare some of the largest and most recognized cooperatives, though many may not know how they arestructured.
BUSINESS & MUNICIPAL-OWNED COOPERATIVES
Other types of businesses, as well as towns and cities, can also benefit by being memberowners ofcooperatives. Here are some examples in Maine.Maine Credit Union League InsuranceTrust2 Ledgeview Dr.Westbrook, ME 04092Phone: (207) 7730925Fax: (207) 7731281
[email protected] Baird, PresidentThe Maine Credit Union League Insurance Trustprovides, promotes and administers qualityinsurance products and related services for itsmember credit unions.
A Directory of Maine's Cooperative Economy 41
Maine Resource Recovery Association142 Farm Rd.P.O. Box 1838Bangor, ME 044021838Phone: (207) 9426772Fax: (207) 942[email protected]://www.mrra.netVictor Horton, Executive DirectorThe MRRA is a cooperative association of Mainetowns, businesses and individuals working since1984 to foster professional solid wastemanagement practices; to further the developmentof recycling and other forms of resource recoveryas costeffective components of environmentallysound solid waste management in Mainecommunities; and to assist with the marketing ofrecyclable and reusable materials.
Synernet, Inc.222 St. John St., Suite 329Portland, ME 04102(207) 771[email protected]://www.synernet.netSynernet, Inc. is a hospitalowned serviceorganization founded in 1985 to providinginnovative and effective cost saving solutions tothe healthcare community. The cooperativeprovides outsourcing services for hospitals andhealthcare organizations throughout Maine andNew England including credentials verification,medical transcription, group purchasing, insuranceservices, and clinical engineering.
COMMUNITY LAND TRUSTS
Community Land Trusts (CLTs) are not necessarily considered "cooperatives," but provide a veryimportant cooperative function for families and communities. CLTs are memberrun organizations thatcollectively hold land upon which individuals and families may own or rent housing. The separation ofland ownership from ownership of the housing, coupled with resale restrictions in the homeowners'"Ground Lease," effectively remove housing from the speculative market and keep it permanentlyaffordable. CLTs usually include members who are residents of the land, as well as others from the widercommunity who have an interest in affordable housing and land protection.
Clark Mountain Community Land Trust217 South Mountain Rd.Greene, ME 04236(207) 9464478CMCLT is organized to encourage thedevelopment of cooperative communities andsustainable land use practices, to protectagricultural resources and wild habitats, and toprovide space for spiritual, social, and ecologicalstudy and engagement through the preservation andcommon stewardship of land and housing. CMCLTis currently purchasing the land on which the JEDCollective (see page 12) is rooted, and hopes toexpand its landbase to support other communities,collectives and cooperatives in the future.
Commonterra/Partial Farm161 Stovepipe AlleyMonroe, ME 04951(207) 525[email protected] MarysdaughterPartial Farm is a cooperative of six householdswhich holds land together in trust through anonprofit, Commonterra Land Trust. We take careof the land together and use it primarily foragricultural purposes. We share community costssuch as taxes, road and land maintenance, andspecial projects that benefit the wholecommunity.
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Covenant Community Land TrustP.O. Box 10Orland, ME 04472(207) 4697961http://www.homecoop.netCCLT and its partner organization, H.O.M.ECoop, have built over 30 homes since the 1970s.The land is held in perpetuity by the CCLT, andlowincome families purchase the homes. The landtrust homeowners are encouraged to use the land inan environmentally and socially responsiblemanner. The land trust offers an opportunity forhome ownership to many lowincome families whocurrently have no option except renting.
United Voice Community Land Trust*P.O. Box 575Bath, ME [email protected]
Western Mountains Community LandTrust*421 Owen Mann Rd.Farmington, ME 04938
SERVICE COMMUNITIESH.O.M.E. Coop stands alone in Maine as a unique example of a global movement of serviceorientedintentional communities and cooperatives dedicated to meeting the basic needs of all people and workingto end poverty and build a socially and economicallyjust world. Many different cooperative endeavors areassociated with this project.
H.O.M.E. Coop, Inc.Route 1, P.O. Box 10Orland, ME 04472Phone: (207) 4697961Fax: (207) 469[email protected]://www.downeast.net/homeH.O.M.E. Inc., established in 1970 as a craftcooperative, is a multifaceted organizationinvolved in economic reconstruction and socialrehabilitation. Part of an international networkcalled Emmaus Communities, H.O.M.E. is a smallcommunity offering jobs, food, education,temporary shelter and home ownership to peopleand families in need. It operates five shelters forthe homeless; a social outreach program; a foodbank; a soup kitchen; a recovery barn and thriftstore (clothes and household goods); a freefirewood service; a learning center which includesa daycare center, literacy instruction, GEDpreparation, craft training, computer training anddesktop publishing; a craft store featuring
homemade items from more than 200 Maineresidents, and handmade items from theorganization's sister community in Guatemala; apottery studio; a woodworking shop; a weavingstudio; a quilting & stitchery studio; a stained glassshop; a small museum; a chapel. a garden program,greenhouse and farmer's market; a free medicalclinic; employment in a lumber mill, a shinglemill, and garage and house construction; and theCovenant Community Land Trust.
A Directory of Maine's Cooperative Economy 43
Cooperative Development Institute1 Sugarloaf St.South Deerfield, MA 01373Phone: (413) 6651271TollFree: (877) NE [email protected]://www.cdi.coopCooperative Development Institute (CDI) is theNortheast's center for cooperative businesseducation, training and technical assistance. CDI'smission is to increase economic opportunities andbenefits for people in the Northeast by fostering thegrowth and success of all types of cooperativeenterprises. CDI serves communities inMassachusetts, New Hampshire, Vermont,Connecticut, Maine, Rhode Island and New York,providing education, training and technicalassistance to existing and startup cooperativelystructured enterprises in all business sectors: food,housing, energy, agriculture, arts, health, forestry,fisheries, retail, service and more.
Cooperative Fund of New EnglandP. O. Box 175South Freeport, ME 04078Phone: (207) 8653696Fax: (207) 865[email protected]://www.cooperativefund.orgPhebe Quattrucci, Outreach CoordinatorCFNE is a cooperative support organization thatworks to "advance communitybased, cooperativeand democraticallyowned or managed enterpriseswith preference to those that serve lowincomecommunities through: provision of promptfinancial assistance at reasonable rates; provisionof an investment opportunity that promotes sociallyconscious enterprise; and development of a
regional reservoir of business skills with which toassist and advise these groups." The CooperativeFund makes term loans, lines of credit, and as ofspring 2008, small equity investments in new andexpanding coops, workerowned businesses, andcommunitybased nonprofit organizations.Founded in 1975.
Cooperative [email protected]://www.cooperativemaine.orgThe mission of Cooperative Maine is to promoteincreased development of cooperatives in Mainethrough supporting existing Maine cooperativesand helping new ones to form. CM is working toprovide: education about the benefits ofcooperatives, both within the cooperativemovement and among the general public; publicpolicy and curricula development; technical andfinancial support for cooperatives; and aninformation clearinghouse to aid new cooperativesin forming and to support existing ones.
Maine Credit Union League2 Ledgeview Dr.Westbrook, ME 04092Phone: (207) 7735671TollFree: (800) 4426715Fax: (207) 773[email protected]://www.mainecul.orgMailing:P.O. Box 1236Portland, ME 04104The Maine Credit Union League is a supportorganization for Maine's credit unions,
NETWORKING & SUPPORT ORGANIZATIONSThere are a number of organizations in Maine that provide support, resources and networkingopportunities for existing cooperatives and for people interested in creating new ones. Here are some ofthem:
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Maine Credit Union League (cont'd)with creating a favorable climate for its membersin the business and consumer environments inwhich they operate." Founded in 1938.
Maine Federation of FarmersMarketsTom [email protected]://www.mffm.orgThe Maine Federation of Farmers' Markets(MFFM) was organized in the spring of 1991 byfarmers' market members to help meet the mutualneeds of Maine's farmers' markets and marketmembers and to promote the establishment andpopular use of farmers' markets in Maine. As anorganization, the MFFM is currently dormant,except for its resourcerich website.
Maine WoodNet52 Temple Rd.P.O. Box 265East Wilton, ME 04101(207) 6452400mewood@beelineonline.nethttp://www.mainewoodnet.orgChris KraussMaine WoodNet is a marketing and manufacturingnetwork comprised of over 50 wood productsbusinesses located in the “western lakes andmountains” region of Maine. WoodNet's mission isto facilitate cooperative manufacturing, innovatingmarketing, and wooduse efficiency by forestbased businesses, while promoting networking andeducational opportunities focused on improvedforest stewardship. Projects include the SugarWood Gallery in Farmington (page 19).
Indivisible, Inc.P.O. Box 657Orono, ME 04473
(207) 9474117Jane Livingston
Provides news, information, networking, and otherservices to build the cooperative economy.Services include public education, program/eventsdevelopment, editorial work, materials design andproduction oversight, PR, marketing, communityorganizing, and community projectcoordination.
A Directory of Maine's Cooperative Economy 45
Arizmendi Association of Cooperatives http://www.arizmendi.coop/resourcesAn excellent resource list for information on worker cooperatives.
CommunityWealth.org http://www.communitywealth.orgA comprehensive and uptodate information resource on stateoftheart strategies for democratic, communitybased economicdevelopment.
Cooperative Development Institute http://www.cdi.coopThe Northeast's center for cooperative business education, training and technical assistance.
Cooperative Grocer http://www.cooperativegrocer.coopA lively, colorful, bimonthly magazine produced for the managers and directors of the more than 350 food cooperatives acrossthe United States and Canada.
Eastern Conference on Workplace Democracy http://www.east.usworker.coopA nonprofit cooperative organization established to aid in the continued growth of the workplace democracy movement on theEast Coast.
Grassroots Economic Organizing http://www.geo.coopStories and analysis from the front lines of economic solidarity and globalization from below. An extensive source for news andexamples of efforts to build a cooperative economy in the U.S. and beyond.
International Cooperative Alliance http://www.ica.coopICA is an independent, nongovernmental association which unites, represents and serves cooperatives worldwide.National Center for Employee Ownership http://www.nceo.orgA private, nonprofit membership and research organization that serves as the leading source of accurate, unbiased informationon employee stock ownership plans (ESOPs), equity compensation plans such as stock options, and ownership culture.
National Cooperative Business Association (NCBA) http://www.ncba.coopThe lead national membership association representing cooperatives of all types and in all industries.
National Cooperative Grocer's Association http://www.cgin.coopA business services cooperative for natural food coops located throughout the United States.
The U.S. Federation of Worker Cooperatives http://www.usworker.coopA national grassroots membership organization of and for worker cooperatives, democratic workplaces, and organizations thatsupport the growth and development of worker cooperatives.
The U.S. Solidarity Economy Network (SEN) http://www.ussen.orgConnecting and strengthening the emerging movement for a solidarity economy in the U.S.
WEB RESOURCES FOR COOPERATIVE DEVELOPMENT
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