STATISTICAL BULLETIN - MIVIVIENDA...Municipal Saving placed 93 credits, the edpymes 78 and the Rural Saving 8. It is worth noting the incorporation of CMAC Maynas asthe18th IFI in

STATISTICAL BULLETINSEPTEMBER 2018

Main promoter to access of housing in Perú

INDEX STATISTICAL BULLETIN

EXECUTIVE SUMMARY

CHAPTER I Crédito Mivivienda (CMV)

CHAPTER II Bono Familiar Habitacional (BFH)

CHAPTER III Bono de Protección de Viviendas Vulnerables a los Riesgos

Sísmicos (Housing Protection against Seismic Risk Bonus)

CHAPTER IV Bono Mivivienda Sostenible (BMS)

GLOSSARY

2.3. Technical Entities.

SITUATION SEPTEMBER 2018

- EXECUTIVE SUMMARY -

In September, the number of credits per product was

distributed as follows: (i) Nuevo Crédito Mivivienda with

737 loans (S/ 99.8 million disbursed) and (ii) Financiamiento

Complementario Techo Propio 67 units (S/ 2.4 million

disbursed).

Meanwhile, the number of credits of the Créditos

Mivivienda amounted to 91,817; while, in terms of market

share, this figure represented 36.4% of the total mortgage

debtors of the financial system.

On the side of credits according to Financial Institutions

(IFI's), banks accounted the 64% of September loans (512 in

total), being the BCP standing out with 267 loans. In as

much, the Financial Companies made 113 credits, the

Municipal Saving placed 93 credits, the edpymes 78 and the

Rural Saving 8. It is worth noting the incorporation of CMAC

Maynas as the 18th IFI in making an investment.

Finally, by geographic area, Lima Metropolitana explained

56% of the loans colocation in September, while the

provinces 44%.

3

In September 2018, 3,690 Bonos Familiares Habitacionaleswere granted, equivalent to S/ 90.5 million. Thus, fromJanuary to the end of September, 15,676 bonuses weregranted, for S/ 390 million.

According to the modality, in September, the bonds weredistributed as follows: (i) Adquisición de Vivienda Nueva (440bonuses, equivalent to S/ 14.9 million) and (ii) Construcción enSitio Propio (3,250 bonuses, equivalent to S/ 75.5 million).

In addition, of the total bonuses awarded under the form ofConstrucción en Sitio Propio (CSP) during the month ofSeptember, 3,157 corresponds to Bonos de Reconstrucción(for an amount of S/ 71.4 million) granted to affected familiesby the Fenómeno El Niño Costero. It is worth mentioning thatsince the beginning of the Bonos de Reconstrucción program(October 2017), 12,007 bonuses have been granted for anamount of S/ 268.9 million.

With respect to current Technical Entities (ET), at theSeptember 2018 cut, the number of these entities reached598.

In September 2018, the Bono Mivivienda Sostenible reached atotal of 206 loans whose amount in bonuses totaled S/ 973.2thousand.

So far in 2018, a total of 981 bonuses have been granted,equivalent to an amount of S/ 4.3 million.

By September there are 55 real estate developers with anoffer 27,069 certified sustainable housing. The 83.3%corresponds to houses offered in districts of Lima and 16.7%in the rest of the country.

Also, there are a total of 27 real estate developers with 29sustainable projects in process of certification, which adds anoffer of 4,857 houses of which 49.5% are located in theinterior of the country.

MAIN DATA OF THE MONTH

CRÉDITOS MIVIVIENDA INCREASED IN

24.6%

6 323credits disbursed betweenjan-sep 2018

5 074Disbursed credits betweenjan-sep 2017

vs.

A NEW IFI ARRIVED

CMACMaynas

BMS KEEP GROWING

981 bonusesjan - sep 2018

CRÉDITOS MIVIVIENDA

The number of Créditos Mivivienda colocated in September

amounted to 804. Respect to the financial system, this

result represents 21.8% of participation. In monetary terms,

the amount disbursed in the ninth month of the year was S/

102.1 million. Between January and September, the number

of loans amounted to 6,323, equivalent to a disbursed

amount of S/ 765 million.

BONO FAMILIAR HABITACIONAL (BFH)

BONO DE PROTECCIÓN DE VIVIENDAS

VULNERABLES A LOS RIESGOS SÍSMICOS

(BPVVRS)

BONO MIVIVIENDA SOSTENIBLE (BMS)

In September 2018, a total of 38 Bonos de Protección de

Viviendas Vulnerables (BPVVRS) were registered. These

were delivered entirely in Lima Metropolitana, with the

beneficiary districts: (i) Lima Cercado (22), (ii) San Martín

de Porres (12) and (iii) San Juan de Lurigancho (4). In

monetary terms, the amount disbursed for the ninth

month of the year amounted to S/ 570 thousand.

CRÉDITO

Crédito Mivivienda and mortgage credit of the financial system

1.2 Crédito Mivivienda by product, financial institution and region

1.1 Crédito Mivivienda and mortgage credit of the financial system

1.1

Crédito Mivivienda and

mortgage credit of the

financial system

5

Source: SBS y FMV

Source: SBS y FMV

Developed by Planning, Foresight and Organizational Development Office - FMV

NOTE: includes all credit modalities sponsored by the FMV.

CHART 1.1.2 : DISBURSED AMOUNT OF CRÉDITO MIVIVIENDA IN THE MORTGAGE MARKET

(In thousands of soles)

FMV STATISTICS: SITUATION AT SEPTEMBER 2018

CHART 1.1.1 : NUMBER OF CRÉDITO MIVIVIENDA IN THE MORTGAGE MARKET

(Number of disbursement credits)

NOTE: Includes all credit modalities sponsored by the FMV.

629 640743 644 655 559 651

735 691 666 752810 804

3.549

3.313 3.411 3.3253.081

3.418

3.702 3.704

4.087

3.587 3.5633.684

3.847

17,719,3

21,819,4

21,3

16,4 17,619,8

16,918,6

21,1 22,0 20,9

0,0

10, 0

20, 0

30, 0

40, 0

50, 0

60, 0

Sep Oct Nov Dec Jan 2018 Feb Mar Apr May Jun Jul Aug Sep

FMV Financial System Total FMV Participation Rate (%)

74 363 81 333 86 081 76 792 84 328 64 031 77 456 84 662 86 541 75 718 89 870 100 283 102 182

1 322 300

989 0191 038 094 1 009 469

902 402

1 069 5431 140 370

1 098 472

1 277 352

1 107 6041 041 589 1 047 979

1 131 570

5,68,2 8,3 7,6

9,3

6,0 6,87,7

6,8 6,88,6

9,6 9,0

-1,0

4,0

9,0

14, 0

19, 0

24, 0

29, 0

34, 0

0

200 00 0

400 00 0

600 00 0

800 00 0

1 000 0 00

1 200 0 00

1 400 0 00

Sep Oct Nov Dec Jan 2018 Feb Mar Apr May Jun Jul Aug Sep 1/

FMV Financial System Total FMV Participation Rate (%)

6

Source: SBS


NOTE:

1/ The Balance of Mortgage Portfolio of Mivivienda corresponds to the one that the banks register in their accounting books.

NOTE :

1/ It considers the debtor as unique, if he has credits of the same type in more than one company.


CHART 1.1.3 : BALANCE OF MORTGAGE LOAN PORTFOLIO MIVIVIENDA AND THE FINANCIAL SYSTEM

CHART 1.1.4 : MORTGAGE DEBTORS OF THE FONDO MIVIVIENDA AND THE FINANCIAL SYSTEM

(Millions of soles)

(Number of debtors)

Source: SBS y FMV

88 892 89 216 89 537 89 810 89 917 90 056 90 199 90 542 90 715 90 989 91 267 91 527 91 817

243 163 245 443 246 400 247 095 247 434 248 211 248 893249 668 250 768 251 754 252 579 253 371 254 547

36,6 36,3 36,3 36,3 36,3 36,3 36,2 36,3 36,2 36,1 36,1 36,1 36,1


FMV Financial System 1/ FMV Participation rate (%)

6 586 6 615 6 650 6 674 6 696 6 716 6 733 6 760 6 789 6 815 6 844 6 888 6 939

42 149 42 672 43 00943 227 43 303 43 787 43 987

44 300 44 805 45 19845 367 45 720 46 195

15,6 15,5 15,5 15,4 15,5 15,3 15,3 15,3 15,2 15,1 15,1 15,1 15,0


Mortgage Portfolio Balance of Mivivienda 1/ Balance of Mortgage Portfolio in the Financial System FMV Participation rate (%)

7

Source: SBS y FMV


CHART 1.1.6 : COLLOCATIONS OF CRÉDITO MIVIVIENDA BY TYPE OF PRODUCT

NOTE:

1/ Loans Mivivienda, portfolio default rate of the IFIs with subborrowers.

2/The delinquency of the Mivivienda Fund portfolio does not consider the delinquency of the CRAC portfolio Señor de Luren.


CHART 1.1.5: MORTGAGE OF THE MORTGAGE PORTFOLIO MIVIVIENDA 1 / AND THE FINANCIAL SYSTEM

(in percentages)

Source: FMV

3,48 3,523,56 3,55

3,65 3,663,71

3,67

3,78 3,80

3,93 3,95 3,96

2,65

2,75 2,78 2,762,85

2,902,85 2,88

2,952,87

2,95 2,952,90

Sep Oct Nov Dec 2018 Jan Feb Mar Apr May Jun Jul Aug Sep

Mivivienda portfolio delinquency 2/ Mortgage Portfolio Default of the Financial System 4/

8

Kind of

product Jan-Sep 2017 Jan-Sep 2018Var. %

NCMV 4901 5476 11,7%

CCTP 117 845 622,2%

Mi Const. 35 - -

MiCasa 12 - -

Mi Terreno 9 2 -77,8%

TOTAL 5074 6323 24,6%

425

946

303

580

438493

607 577 568650

564 602

462

595 615 604530

631700 737

5

1

5

3

4

114 4

1

2

2

14

9

8

5

12

12 46 66

90

75 53

97

56

11887

136

121

110 67

2

1

1

1

1

5 1 2

1

2

1

2

3

2

1

1

1 2

Feb

Mar

Apr

May Jun Jul

Aug

Sep

Oct

Nov Dec

2018

Jan

Feb

Mar

Apr

May Jun Jul

Aug

Sep

1/Nuevo Crédito Mivivienda 1/ MiConstrucción FCTP MiCasa Más MiTerreno

629

810 804

1/ Until December 2017, FMV placed MiConstruccion and MiCasa Mas credits. From January 2018 these products were unified to Nuevo Crédito Mivivienda product.

Source: FMV

*CMAC: Municipal Saving and Loan Institutions.

**CRAC: Rural Saving and Loan Institutions.

Source: FMV

1/ Lima includes the Province of Lima and the Constitutional Province of Callao.

Elaboration: Office of Planning, Prospective and Organizational Development - FMV

CHART 1.1.7 : NUMBER OF CRÉDITOS MIVIVIENDA PLACED BY TYPE OF IFI AND IFI

INFORMATION CORRESPONDING AT THE CLOSE OF SEPTEMBER 2018

CHART 1.1.8: NUMBER OF CRÉDITOS MIVIVIENDA PLACED IN LIMA METROPOLITANA 1 /AND PROVINCES


Number of Crédito Mivivienda by Type IFI- September 2018

1. BCP 267 credits2. Banco Pichincha 87 credits3. Interbank 79 credits4. Edpyme MiCasita 78 credits5. Financiera TFC 78 credits6. CMAC Huancayo 71 credits7. Banbif 45 credits8. Financiera Efectiva 35 credits9. Continental 24 credits

10. Otros 40 credits

63,7%Bank 14,1%

Financial Company

11,6%CMAC*

9,7%Edpyme

CRAC**1%

Part. %

Banco de Crédito

33%

Banco Pichincha;

11%

Interbank10%

Edpyme MiCasita

10%

Financiera TFC 10%

CMAC Huancayo

9%

Banbif6%

Financiera Efectiva S. A

4%Continental3%

Otros5%

Part. %

TOP CREDITS

333 354403

323 367 275358 402 380 368 378

430 447

296 286

340

321 288

284

293333

311 298374

380 357

Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep

Provinces Lima

804

629

20.6%per year

in province

53% 55% 54% 50%56%

49%55% 55% 55% 55% 50% 53%

56%

47% 45% 46% 50%44%

51%45% 45% 45% 45% 50% 47%

44%

Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep

Provinces Lima

9

Source: FMV

Source: FMV



CHART 1.1.9 : NUMBER OF CRÉDITOS MIVIVIENDA PLACED BY DEPARTMENT

Note: More intense colors indicate a greater number of placements

The macro regions are made up of the following departments:

Macro North Region: Tumbes, Piura, Cajamarca, La Libertad y Lambayeque /Macro Central Region: Ancash, Huánuco, Pasco, Junín, Huancavelica, Ica y Ayacucho.

Macro South Region : Cusco, Apurímac, Arequipa, Puno, Moquegua y Tacna /Macro East Region: Amazonas, Loreto, San Martín, Ucayali y Madre de Dios.

GEOGRAPHICAL DISTRIBUTION OF CRÉDITO MIVIVIENDA, IN SEPTEMBER 2018

CRÉDITOS MIVIVIENDA BY DEPARTMENTS, IN SEPTEMBER 2018

426

7663 54

37 3318 14 14 11 7 7 6 6 3 2 2 2

Lima y Callao56% Macro North

Region 24%

Macro Central Region

12%

Macro South Region

6%

Macro East Region

2%

Part. % by Macro Region

10

Total number :804

1.2 Crédito Mivivienda by product, financial institution and region

1.2

Crédito Mivivienda by

product, financial

institution and region

11

Source: FMV

Source: FMV



TABLE N° 1.2.1: EVOLUTION OF CRÉDITO MIVIVIENDA, AT THE CLOSE OF SEPTEMBER 2018

TABLE N° 1.2.2: EVOLUTION OF CRÉDITO MIVIVIENDA BY PRODUCT, AT THE CLOSE OF SEPTEMBER 2018

NOTE:

a/ From July 1999.

b/ The Crédito Mivivienda by product have had the following periods:

b.1 MIVIVIENDA Tradicional: July 1999 - April 2006

b.2 Financiamiento Complementario del Programa Techo Propio: Since November 2003 - up to the present.

b.3 Credit risk coverage - PBP: May 2006 - October 2009. The total number of credits (5 399) were not attended with resources of the FMV S.A.

b.4 MIVIVIENDA Estandarizado:from July 2006 - November 2009.

b.5 MIHOGAR: March 2007 - August 2009.

b.6 Nuevo Crédito MIVIVIENDA: were place from June 2009 -up to the present.

b.7 MICONSTRUCCIÓN: From July 2012 - up to the present.

b.8 MI CASA MÁS: January 2014 - up to the present.

b.9 MITERRENO: December 2014 -up to the present.

NOTE:

a/ From July 1999.

Number of credits Var.%

Amount of credits

(Thousands of

soles)

Var.%Number of

creditsVar.%

Amount of

credits

(Thousands of

soles)

Var.%

TOTAL 133 871 11 940 893

1999-2004 a/ 20 622 - 1 344 978 - 20 622 1 344 978 -

2005-2010 36 332 - 2 452 632 - 56 954 3 797 611 -

2011 11 071 30,9% 947 295 51,5% 68 025 4 744 906 -

2012 11 309 2,1% 1 113 574 17,6% 79 334 16,6% 5 858 479 23,5%

2013 13 164 16,4% 1 403 186 26,0% 92 498 16,6% 7 261 666 24,0%

2014 10 777 -18,1% 1 182 406 -15,7% 103 275 11,7% 8 444 072 16,3%

2015 9 090 -15,7% 982 266 -16,9% 112 365 8,8% 9 426 338 11,6%

2016 8 082 -11,1% 873 850 -11,0% 120 447 7,2% 10 300 187 9,3%

2017 7 101 -12,1% 875 635 0,2% 127 548 5,9% 11 175 822 8,5%

Jan-Sep 2017 5 074 631 429

Jan-Sep 2018 6 323 765 071

Year

Disbursed credits Accumulated

24,6% 21,2%

YearMIVIVIENDA

Tradicional

Financiamiento

Complementario TP

Cobertura de

Riesgo - PBP

MIVIVIENDA

EstandarizadoMiHOGAR

Nuevo Crédito

MIVIVIENDAMiConstrucción MICASA MÁS MITERRENO Total

TOTAL 33 294 12 410 5 399 281 3 999 76 059 2 319 87 23 133 871

1999-2004 a/ 20 342 280 - - - - - - - 20 622

2005-2010 12 952 5 488 5 399 281 3 999 8 213 - - - 36 332

2 011 - 2 183 - - - 8 888 - - - 11 071

2 012 - 1 176 - - - 9 945 188 - - 11 309

2 013 - 1 100 - - - 11 301 763 - - 13 164

2 014 - 551 - - - 9 454 759 12 1 10 777

2 015 - 347 - - - 8 227 483 28 5 9 090

2 016 - 92 - - - 7 872 84 30 4 8 082

2 017 - 348 - - - 6 683 42 17 11 7 101

Jan - Sep 2017 - 117 - - - 4 901 35 12 9 5 074

Jan - Sep 2018 - 845 - - - 5 476 - - 2 6 323

TOTAL 2 322 208 240 383 411 052 24 861 225 569 8 611 722 92 700 11 530 869 11 940 893

1999-2004 a/ 1 341 828 3 150 - - - - - - - 1 344 978

2005-2010 980 380 88 139 411 052 24 861 225 569 722 632 - - - 2 452 632

2 011 - 42 405 - - - 904 890 - - - 947 295

2 012 - 23 732 - - - 1 083 959 5 883 - - 1 113 574

2 013 - 21 076 - - - 1 353 633 28 477 - - 1 403 186

2 014 - 10 803 - - - 1 139 271 30 941 1 372 20 1 182 406

2 015 - 8 585 - - - 947 987 21 561 3 893 240 982 266

2 016 - 1 878 - - - 863 661 3 780 4 397 133 873 850

2 017 - 10 855 - - - 860 453 2 057 1 868 402 875 635

Jan - Sep 2017 - 3 385 - - - 624 506 1 800 1 391 346 631 429

Jan - Sep 2018 - 29 759 - - - 735 238 - - 74 765 071

Number of credits

Thousands of soles

12

Source: FMV

#¡VALOR!

Source: FMV


TABLE N° 1.2.4: EVOLUTION OF CRÉDITO MIVIVIENDA BY TYPE OF FINANCIAL ENTITY, AT THE CLOSE OF SEPTEMBER 2018

NOTE:

a/ From July 1999.

b/ Accumulated from January to september

c/ Credits Unions.

d/ Municipal Saving and Loan Institutions.

e/Rural Saving and Loan.

f/Micro-Enterprise Development company


TABLE N° 1.2.3: EVOLUTION OF CRÉDITO MIVIVIENDA BY DESTINATION AND PRODUCT, AT THE CLOSE OF SEPTEMBER 2018

NOTE:

a/ From July 1999.


Destination Product1999 a

2010a/ 2 011 2 012 2 013 2 014 2 015 2 016 2 017 2018b/ Total

TOTAL 56 954 11 071 11 309 13 164 10 777 9 090 8 082 7 101 6 323 133 871

Nuevo Crédito MIVIVIENDA 7 697 8 614 9 581 10 758 8 636 7 330 6 930 5 520 4 247 69 313

MIVIVIENDA Tradicional 21 122 - - - - - - - - 21 122

Cred. Complementario TP 5 136 2 180 1 153 1 094 551 290 92 337 826 11 659

Cobertura de Riesgo - PBP 4 088 - - - - - - - - 4 088

MIHOGAR 3 580 - - - - - - - - 3 580

MICONSTRUCCION - - 188 459 177 123 28 34 - 1 009

MIVIVIENDA Estandarizado 260 - - - - - - - - 260

MICASA MAS - - - - 11 19 17 11 - 58

41 883 10 794 10 922 12 311 9 375 7 762 7 067 5 902 5 073 111 089

Ground MITERRENO - - - - 1 5 4 11 2 23

MIVIVIENDA Tradicional 12 172 - - - - - - - - 12 172

Nuevo Crédito MIVIVIENDA 516 274 364 491 674 519 538 681 749 4 806

Cobertura de Riesgo - PBP 1 311 - - - - - - - - 1 311

Cred. Complementario TP 632 3 23 6 - 57 - 11 19 751

MIHOGAR 419 - - - - - - - - 419

MICASA MAS - - - - 1 9 13 6 - 29

MIVIVIENDA Estandarizado 21 - - - - - - - - 21

15 071 277 387 497 675 585 551 698 768 19 509

Housing in

expansionMICONSTRUCCION - - - 90 256 134 20 2 - 502

MICONSTRUCCION - - - 214 326 226 36 5 - 807

Nuevo Crédito MIVIVIENDA - - - - - - - - 2 2

Nuevo Crédito MIVIVIENDA - 52 144 368 310 375 356 1 605

MICONSTRUCCION - - - - - - - 1 - 1

Construction on

own landNuevo Crédito MIVIVIENDA - - - - - 10 94 107 122 333

Number of credits

Second use

housing

Housing in

improvement

Housing

Completed

Housing under

construction

Subtotal Housing under Construction

Subtotal Housing Completed

13

Type of IFI1999 -

2010a/2011 2012 2013 2014 2015 2016 2017 2018b/ Total

TOTAL 56 954 11 071 11 309 13 164 10 777 9 090 8 082 7 101 6 323 133 871

Bank 49 460 9 308 9 289 9 744 7 734 5 640 5 447 4 750 3 704 105 076

CAC c/ 628 64 344 735 646 775 42 - - 3 234

CMAC d/ 2 138 353 428 801 1 199 1 712 1 209 754 724 9 318

CRAC e/ 1 557 405 966 1 538 493 41 2 4 40 5 046

Edpyme f/ 1 154 131 133 218 553 534 598 678 759 4 758

Financial Companies 1 891 719 34 5 117 388 784 915 1 096 5 949

Mortgage Companies 125 58 - - - - - - - 183

Others 1 33 115 123 35 - - - - 307

Number of credits

Source: FMV


TABLE N° 1.2.5: EVOLUTION OF CRÉDITO MIVIVIENDA BY FINANCIAL ENTITY, AT THE CLOSE OF SEPTEMBER 2018


NOTE:

a/ From July 1999.


c/ Credits Unions.

d/ Municipal Saving and Loan Institutions.

e/Rural Saving and Loan.

f/Micro-Enterprise Development company

Type of IFI IFI1999 a/ -

20102011 2012 2013 2014 2015 2016 2017 2018b/ Total

56 954 11 071 11 309 13 164 10 777 9 090 8 082 7 101 6 323 133 871

Banco Falabella 3 - - - - - - - - 3

BIF 1 231 153 446 989 1 258 1 172 640 479 306 6 674

Comercio 255 60 15 15 59 31 25 45 7 512

Continental 7 726 1 478 1 320 1 055 941 393 414 230 115 13 672

Crédito 12 993 2 940 3 344 4 043 2 469 1 452 1 651 2 337 1 998 33 227

Financiero 3 473 613 653 527 831 1 039 1 121 713 352 9 322

Interbank 10 479 3 091 3 008 2 386 889 726 940 738 662 22 919

Mi Banco 335 - 4 6 14 - - - - 359

Scotiabank 3 383 973 499 723 1 213 772 652 208 81 8 504

Sudamericano 1 253 - - - - - - - - 1 253

Trabajo 3 464 - - - - - - - - 3 464

Wiese Sudameris 4 865 - - - - - - - - 4 865

BANCO GNB PERU - - - - 60 55 4 - - 119

BANCO PICHINCHA - - - - - - - - 183 183

AELUCOOP - - - - 1 17 - - 18

CAC Abaco 12 - - - - - - - - 12

CAC El Pacífico 40 - - - - - - - - 40

CAC Pacífico - - - - - - 1 - - 1

CAC San Francisco - - 4 29 5 5 4 - - 47

CAC San Martín de Porres 16 - - - 6 15 20 - - 57

CAC Santa María Magdalena 38 - 18 - - - - - - 56

La Rehabilitadora - - - - 1 18 - - - 19

Prestasur 522 64 322 706 612 731 - - - 2 957

CAC Quillacoop - - - - 22 5 - - - 27

Caja Metropolitana 1 209 97 60 6 80 12 - - - 1 464

CMAC Huancayo 119 112 112 143 158 286 426 301 426 2 083

CMAC Ica 323 109 181 176 173 216 158 64 67 1 467

CMAC Maynas - - 1 8 9 2 3 - 3 26

CMAC Paita 24 14 - - - - - - - 38

CMAC Piura 132 - - - - - - - - 132

CMAC Sullana 4 19 50 456 772 1 195 622 385 192 3 695

CMAC Tacna 70 - - - - - - 4 16 90

CMAC Trujillo 257 2 24 12 7 1 - - 1 304

CMAC Cusco - - - - - - - - 19 19

Crac Caja Sur 166 - - - - - - - - 166

CRAC Credinka 3 48 96 178 106 41 2 - - 474

CRAC Cruz de Chalpón 3 - - - - - - - - 3

CRAC Nor Perú 207 - - - - - - - - 207

CRAC Nuestra Gente 36 31 6 - - - - - - 73

CRAC Prymera 8 - - - - - - - - 8

CRAC San Martín 97 - - - - - - - - 97

Crac Sr. De Luren 1 037 326 864 1 360 387 - - - - 3 974

CRAC Raíz - - - - - - - 4 40 44

Edpyme Confianza 130 - - - - - - - - 130

Edpyme Crear Arequipa 8 - - - - - - - - 8

Edpyme Edyficar 269 - - - - - - - - 269

Edpyme MiCasita 737 131 133 218 553 534 598 678 759 4 341

Edpyme Nueva Visión 10 - - - - - - - - 10

Financiera CMR 174 - - - - - - - - 174

Financiera Confianza S.A.A. - - - 1 - - - - - 1

Financiera Efectiva S. A - - - - - - 8 223 284 515

Financiera Solución 34 - - - - - - - - 34

Financiera TFC 1 683 719 34 4 117 388 776 692 812 5 225

Mortagage

CompaniesHipotecaria SURA 125 58 - - - - - - - 183

Otros Hipotecaria SURA 1 33 115 123 35 - - - - 307

Edpyme f/

Financial

Companies

Number of credits placed

Bank

CAC c/

CMAC d/

CRAC e/

14

Source: FMV

NOTE: ACCUMULATED FROM JANUARY TO SEPTEMBER 2018

Source: FMV

NOTE: ACCUMULATED FROM JANUARY TO SEPTEMBER 2018


TABLE N° 1.2.6: EVOLUTION OF CRÉDITOS MIVIVIENDA BY DEPARTMENT AND PRODUCT, AT THE CLOSE OF SEPTEMBER OF 2018


CHART 1.2.1: PARTICIPATION OF CRÉDITO MIVIVIENDA BY DEPARTMENT

(At the close of september 2018)

DepartmentMIVIVIENDA

Tradicional

Financiamiento

Complementario

Techo Propio

Cobertura de

Riesgo - Premio al

Buen Pagador

MIVIVIENDA

EstandarizadoMiHOGAR

Nuevo Crédito

MIVIVIENDAMiConstrucción MICASA MÁS MITERRENO Total Part.%

TOTAL 33 294 12 410 5 399 281 3 999 76 059 2 319 87 23 133 871 100%

AMAZONAS 2 - - - - 116 - - - 118 0,1%

ANCASH 152 504 23 - 17 719 7 - 3 1 425 1,1%

APURIMAC 6 - 11 - 1 138 - - - 156 0,1%

AREQUIPA 1 357 850 79 5 253 2 889 848 16 5 6 302 4,7%

AYACUCHO 35 53 - - - 132 9 - - 229 0,2%

CAJAMARCA 53 - 8 - 48 460 24 - - 593 0,4%

CALLAO 781 290 430 2 169 3 588 91 1 3 5 355 4,0%

CUSCO 477 31 88 - 7 524 24 - - 1 151 0,9%

HUANCAVELICA - - - - - 13 1 - - 14 0,0%

HUANUCO 27 38 1 - 1 101 - - - 168 0,1%

ICA 865 4 903 44 - 142 4 569 9 - - 10 532 7,9%

JUNIN 219 70 31 - 83 1 585 5 4 - 1 997 1,5%

LA LIBERTAD 1 867 1 791 272 5 254 3 950 61 6 - 8 206 6,1%

LAMBAYEQUE 874 359 128 - 173 4 892 151 7 3 6 587 4,9%

LIMA 25 672 1 009 4 232 266 2 557 46 397 512 50 9 80 704 60,3%

LORETO 78 - - - 1 33 1 - - 113 0,1%

MADRE DE DIOS - 20 - - - 41 - - - 61 0,0%

MOQUEGUA 19 - 2 - 4 252 72 - - 349 0,3%

PASCO 1 - - - 1 99 - - - 101 0,1%

PIURA 471 964 34 3 266 4 169 415 3 6 325 4,7%

PUNO 54 206 6 - 11 715 - - - 992 0,7%

SAN MARTIN 127 920 9 - 8 338 8 - - 1 410 1,1%

TACNA 148 12 1 - 3 238 29 - - 431 0,3%

TUMBES 3 - - - - 6 52 - - 61 0,0%

UCAYALI 6 390 - - - 95 - - - 491 0,4%

Number of credits

60,0%LIMA

7,8%ICA

6,1%LA LIBERTAD

4,9%LAMBAYEQUE

4,7%AREQUIPA

4,7%PIURA

4,0%CALLAO

7,4%RESTO

15

Source: FMV



TABLE N° 1.2.7: EVOLUTION OF CRÉDITO MIVIVIENDA BY DEPARTMENT AND TYPE OF PRODUCT

(From July 1999 to september 2018)

a/ From January to september 16

2012 2013 2014 2015 2016 2017 2018a/

11 309 13 164 10 777 9 090 8 082 7 101 6 323

AMAZONAS Nuevo Crédito MIVIVIENDA 22 43 18 17 6 5 4

ANCASH Cred. Complementario TP 111 53 53 14 1 29 61

MICONSTRUCCION - 5 2 - - - -

MITERRENO - - - - - 3 -

Nuevo Crédito MIVIVIENDA - 114 102 136 142 151 61

APURIMAC Nuevo Crédito MIVIVIENDA 31 22 9 8 1 1 3

AREQUIPA Cred. Complementario TP 169 2 - - - - -

MICASA MAS - - 1 7 7 1 -

MICONSTRUCCION 145 336 236 121 3 7 -

MITERRENO - - - 2 - 2 1

Nuevo Crédito MIVIVIENDA 491 387 286 321 241 205 141

AYACUCHO MICONSTRUCCION 8 - 1 - - - -


CAJAMARCA MICONSTRUCCION 0 13 10 1 - - -


CALLAO Cred. Complementario TP 1 - - - - - -

MICASA MAS - - - 1 - - -

MICONSTRUCCION - 10 42 27 6 6 -

MITERRENO - - - - 1 2 -


CUSCO MICONSTRUCCION 1 7 10 6 - - -


HUANCAVELICA MICONSTRUCCION - - - - - 1 -

Nuevo Crédito MIVIVIENDA - - - 1 9 2 1

HUANUCO Nuevo Crédito MIVIVIENDA 5 32 9 11 20 7 10

ICA Cred. Complementario TP 469 389 114 73 26 136 203

MICONSTRUCCION - 3 4 2 - - -


JUNIN MICASA MAS - - - - 2 2 -

MICONSTRUCCION - - 1 1 1 2 -


LA LIBERTAD Cred. Complementario TP 158 172 79 20 13 14 214

MICASA MAS - - 3 2 1 - -



LAMBAYEQUE Cred. Complementario TP 3 - 1 - - 67 75

MICASA MAS - - - - 1 6 -


MITERRENO - - 1 - 1 1 -


LIMA Cred. Complementario TP 3 14 247 35 25 4 105

MICASA MAS - - 7 17 18 8 -


MITERRENO - - - 3 2 3 1


LORETO MICONSTRUCCION - - - 1 - - -

Nuevo Crédito MIVIVIENDA 1 - 2 8 7 5 8

MADRE DE DIOS Cred. Complementario TP - - - - - - 20

Nuevo Crédito MIVIVIENDA - - - 22 12 7 -

MOQUEGUA MICONSTRUCCION 4 9 41 18 - - -


PASCO Nuevo Crédito MIVIVIENDA 1 1 - - 68 8 20

PIURA Cred. Complementario TP 18 54 26 23 26 98 119

MICASA MAS - - 1 1 1 - -

MICONSTRUCCION 29 164 119 91 9 3 -


PUNO Cred. Complementario TP 9 - - - - - -


SAN MARTIN Cred. Complementario TP 235 216 23 - 1 - 36

MICONSTRUCCION - - - 1 7 - -


TACNA Cred. Complementario TP - - - - - - 12

MICONSTRUCCION - 1 15 13 - - -


TUMBES MICONSTRUCCION 1 17 16 17 1 - -

Nuevo Crédito MIVIVIENDA - 1 1 1 - - 2

UCAYALI Cred. Complementario TP - 200 8 182 - - -

Nuevo Crédito MIVIVIENDA - 9 22 60 - 3 1

Department Product

Anual

Number of credits placed

Source: FMV


NOTE:

a/ From July 1999.


TABLE N° 1.2.8: EVOLUTION OF CRÉDITO MIVIVIENDA OF THE FINANCIAL SYSTEM BY DEPARTMENTS



Department 1999-2010a/ 2011 2012 2013 2014 2015 2016 2017 2018 b/ TOTAL

AMAZONAS 3 - 22 43 18 17 6 5 4 118

ANCASH 289 98 111 172 157 150 143 183 122 1 425

APURIMAC 60 21 31 22 9 8 1 1 3 156

AREQUIPA 2 679 511 805 725 523 451 251 215 142 6 302

AYACUCHO 90 5 30 1 2 19 39 31 12 229

CAJAMARCA 148 97 88 71 69 30 22 42 26 593

CALLAO 1 716 652 714 711 445 243 332 340 202 5 355

CUSCO 722 136 109 73 52 32 14 4 9 1 151

HUANCAVELICA - - - - - 1 9 3 1 14

HUANUCO 69 5 5 32 9 11 20 7 10 168

ICA 4 017 1 045 950 1 020 878 834 738 556 494 10 532

JUNIN 656 177 112 139 116 186 251 181 179 1 997

LA LIBERTAD 3 382 890 659 659 604 574 524 392 522 8 206

LAMBAYEQUE 1 679 353 584 717 598 699 736 663 558 6 587

LIMA 39 189 6 547 6 092 7 168 6 113 4 549 4 075 3 739 3 232 80 704

LORETO 79 2 1 2 9 7 5 8 113

MADRE DE DIOS - - - - - 22 12 7 20 61

MOQUEGUA 27 - 50 53 80 28 1 6 104 349

PASCO 2 1 1 1 - - 68 8 20 101

PIURA 1 225 363 570 862 825 759 689 563 469 6 325

PUNO 238 34 75 193 145 137 73 62 35 992

SAN MARTIN 517 134 296 274 53 24 34 13 65 1 410

TACNA 157 - 3 1 32 47 36 72 83 431

TUMBES 4 - 1 18 17 18 1 - 2 61

UCAYALI 6 - - 209 30 242 - 3 1 491

Total general 56 954 11 071 11 309 13 164 10 777 9 090 8 082 7 101 6 323 133 871

Number of credits by year

Department 1999-2010a/ 2011 2012 2013 2014 2015 2016 2017 2018 b/ TOTAL

AMAZONAS 178 - 1 796 4 086 1 759 2 336 574 468 423 11 620

ANCASH 11 359 2 360 2 417 8 862 9 714 11 569 10 544 13 600 7 573 77 998

APURIMAC 3 990 1 568 2 651 2 428 817 1 220 140 99 264 13 176

AREQUIPA 146 283 44 786 50 412 59 328 49 063 50 141 34 617 27 779 18 321 480 728

AYACUCHO 2 621 516 2 173 99 120 2 268 3 758 2 688 831 15 074

CAJAMARCA 11 693 7 446 7 380 5 952 5 525 2 773 1 697 3 813 2 265 48 545

CALLAO 123 215 49 169 87 576 100 069 58 264 30 966 44 476 47 621 28 282 569 640

CUSCO 46 833 14 079 11 490 8 923 6 416 3 720 2 029 574 1 385 95 449

HUANCAVELICA - - - - - 81 994 419 34 1 528

HUANUCO 2 261 416 401 4 322 1 039 1 426 2 245 563 1 144 13 817

ICA 107 889 38 273 47 654 61 845 63 118 59 026 46 629 39 787 34 314 498 536

JUNIN 40 704 17 130 12 496 15 739 13 917 19 274 27 567 19 719 19 829 186 374

LA LIBERTAD 205 050 50 129 49 064 51 091 62 001 64 215 60 867 49 532 49 079 641 027

LAMBAYEQUE 97 765 25 860 52 580 69 320 65 392 68 589 74 201 74 731 61 511 589 949

LIMA 2 892 012 670 962 734 315 931 004 760 891 576 753 494 780 531 773 471 048 8 063 538

LORETO 3 274 97 45 107 1 003 466 399 888 6 279

MADRE DE DIOS - - - - - 998 598 356 881 2 833

MOQUEGUA 1 509 - 3 959 3 771 4 811 1 758 113 338 8 204 24 463

PASCO 104 143 90 70 - - 2 375 510 1 146 4 438

PIURA 68 164 16 514 35 299 53 214 63 722 60 075 54 991 47 618 43 369 442 965

PUNO 5 416 673 2 539 8 058 6 206 6 946 3 749 4 249 2 945 40 781

SAN MARTIN 16 571 7 173 8 903 8 773 3 274 2 205 2 772 1 310 3 878 54 859

TACNA 10 236 - 319 60 3 090 3 905 3 618 7 440 7 181 35 848

TUMBES 152 - 15 585 853 1 038 50 - 137 2 830

UCAYALI 331 - - 5 585 2 307 9 983 - 250 140 18 597

Total general 3 797 611 947 295 1 113 574 1 403 186 1 182 406 982 266 873 850 875 635 765 071 11 940 893

Amount credits by year (thousands of soles)

17

Source: FMV

Source: FMV




TABLE N° 1.2.8.1: BANKS - DEVELOPMENT OF CRÉDITO MIVIVIENDA ACCORDING TO DEPARTMENTS


TABLE N° 1.2.8.2: MUNICIPAL SAVINGS - EVOLUTION OF CRÉDITO MIVIVIENDA FOR DEPARTMENTS

NOTE:

a/ From July 1999.


NOTE:

a/ From July 1999.


Department 2002-2010a/ 2011 2012 2013 2014 2015 2016 2017 2018 b/ TOTAL Department 2002 -2010

a/ 2011 2012 2013 2014 2015 2016 2017 2018 b/ TOTAL

AMAZONAS 1 - - - - - - - 2 3 AMAZONAS 55 - - - - - - - 165 220

ANCASH 8 - - 5 9 - - - 1 23 ANCASH 405 - - 280 808 - - - 80 1 573

APURIMAC - - - - - - - 1 2 3 APURIMAC - - - - - - - 99 175 274

AREQUIPA - - - 9 74 139 54 77 10 363 AREQUIPA - - - 332 11 129 18 533 8 310 10 603 846 49 754

AYACUCHO 2 5 12 1 2 19 39 30 12 122 AYACUCHO 235 516 963 99 120 2 268 3 758 2 583 831 11 374

CAJAMARCA 4 - 9 17 12 3 - 1 - 46 CAJAMARCA 337 - 720 914 713 305 - 70 - 3 059

CALLAO 23 1 - 10 46 36 9 10 3 138 CALLAO 1 615 47 - 349 1 984 2 542 629 674 332 8 172

CUSCO - - - - - - - - 5 5 CUSCO - - - - - - - - 970 970

HUANCAVELICA - - - - - 1 9 2 1 13 HUANCAVELICA - - - - - 81 994 218 34 1 327

HUANUCO 27 - 1 2 4 5 14 7 10 70 HUANUCO 441 - 98 130 311 694 1 514 563 1 144 4 895

ICA 314 57 203 210 222 310 213 100 107 1 736 ICA 10 449 1 306 4 318 6 822 11 507 15 169 9 288 4 703 5 494 69 056

JUNIN 87 60 65 112 109 159 218 163 145 1 118 JUNIN 5 567 6 458 7 208 12 457 13 297 16 388 24 198 17 724 15 812 119 109

LA LIBERTAD 233 21 23 113 123 145 71 26 63 818 LA LIBERTAD 15 582 419 852 2 344 13 233 15 897 6 887 1 666 2 437 59 318

LAMBAYEQUE 15 2 1 72 69 91 43 26 18 337 LAMBAYEQUE 704 76 150 2 568 4 225 6 311 3 784 2 440 1 636 21 893

LIMA 1 201 194 105 139 381 553 332 198 71 3 174 LIMA 97 645 18 247 13 343 9 647 28 191 41 646 25 511 16 566 6 298 257 093

LORETO - 2 - - - 1 - - - 3 LORETO - 97 - - - 180 - - - 277

MADRE DE DIOS - - - - - - - - - - MADRE DE DIOS - - - - - - - - - -

MOQUEGUA 1 - - - 4 5 - 5 103 118 MOQUEGUA 67 - - - 170 280 - 286 8 106 8 909

PASCO - 1 1 1 - - 68 8 20 99 PASCO - 143 90 70 - - 2 375 510 1 146 4 334

PIURA 147 1 3 84 67 223 135 89 87 836 PIURA 7 316 90 45 2 401 4 595 15 131 9 836 5 382 3 970 48 765

PUNO - - - - 51 3 - 4 13 71 PUNO - - - - 2 543 160 - 270 1 160 4 133

SAN MARTIN 6 9 4 9 5 1 3 - 3 40 SAN MARTIN 328 653 180 464 352 125 270 - 217 2 588

TACNA 69 - - - - - - 7 47 123 TACNA 4 320 - - - - - - 744 3 614 8 679

TUMBES - - 1 17 17 18 1 - 1 55 TUMBES - - 15 534 853 1 038 50 - 60 2 550

UCAYALI - - - - 4 - - - - 4 UCAYALI - - - - 310 - - - - 310

Total general 2 138 353 428 801 1 199 1 712 1 209 754 724 9 318 Total general 145 066 28 051 27 982 39 409 94 342 136 747 97 405 65 103 54 526 688 633

Number of credits by year Amount credits by year (thousands of soles)

Department 1999-2010a/ 2011 2012 2013 2014 2015 2016 2017 2018 b/ TOTAL Department 1999-2010

a/ 2011 2012 2013 2014 2015 2016 2017 2018 b/ TOTAL

AMAZONAS 2 - 22 43 18 17 6 5 1 114 AMAZONAS 123 - 1 796 4 086 1 759 2 336 574 468 184 11 326

ANCASH 280 98 111 167 148 150 143 133 50 1 280 ANCASH 10 920 2 360 2 417 8 582 8 906 11 569 10 544 11 189 4 475 70 963

APURIMAC 18 - 4 1 - - 1 - - 24 APURIMAC 1 057 - 378 167 - - 140 - - 1 741

AREQUIPA 1 779 440 573 343 175 164 196 138 119 3 927 AREQUIPA 115 070 39 871 39 167 41 256 20 309 21 351 26 064 17 176 15 943 336 207

AYACUCHO 54 - - - - - - 1 - 55 AYACUCHO 721 - - - - - - 105 - 826

CAJAMARCA 95 90 79 54 57 27 22 40 26 490 CAJAMARCA 8 157 6 968 6 660 5 038 4 812 2 469 1 697 3 669 2 265 41 734

CALLAO 1 669 644 709 663 351 176 312 316 194 5 034 CALLAO 119 940 48 318 87 020 94 964 51 186 25 590 42 569 45 165 27 254 542 007

CUSCO 722 136 95 29 10 19 14 4 4 1 033 CUSCO 46 833 14 079 10 249 3 595 1 245 2 041 2 029 574 415 81 060

HUANCAVELICA - - - - - - - 1 - 1 HUANCAVELICA - - - - - - - 201 - 201

HUANUCO 28 5 - 2 - - 1 - - 36 HUANUCO 1 539 416 - 270 - - 51 - - 2 277

ICA 2 154 597 302 412 498 325 206 168 93 4 755 ICA 64 332 29 308 18 517 34 263 39 839 32 228 20 172 17 801 9 113 265 573

JUNIN 328 84 36 25 6 10 26 15 17 547 JUNIN 25 195 9 287 4 319 2 960 491 1 324 2 759 1 726 2 169 50 228

LA LIBERTAD 2 646 705 617 484 458 429 452 362 297 6 450 LA LIBERTAD 172 873 46 899 47 463 47 385 48 418 48 317 53 813 47 407 40 577 553 152

LAMBAYEQUE 1 488 272 578 642 526 573 605 542 349 5 575 LAMBAYEQUE 88 493 23 233 52 051 66 179 60 850 60 135 64 056 67 595 47 118 529 711

LIMA 36 629 5 881 5 597 6 300 4 962 3 296 2 938 2 587 2 217 70 407 LIMA 2 690 193 616 392 676 684 835 391 648 546 470 219 403 924 437 633 389 578 7 168 561

LORETO 69 - 1 - 2 7 6 5 8 98 LORETO 2 883 - 45 - 107 753 408 399 888 5 482


MOQUEGUA 26 - 1 - - - 1 1 1 30 MOQUEGUA 1 442 - 70 - - - 113 52 98 1 775

PASCO 2 - - - - - - - - 2 PASCO 104 - - - - - - - - 104

PIURA 998 270 494 504 504 407 468 350 277 4 272 PIURA 58 850 12 138 30 452 37 392 42 749 37 133 41 748 36 619 35 069 332 150

PUNO 236 34 9 - - 1 - 2 1 283 PUNO 5 350 673 184 - - 145 - 151 79 6 582

SAN MARTIN 140 52 58 74 9 5 14 12 12 376 SAN MARTIN 5 460 5 173 5 181 4 187 720 289 1 215 1 211 1 295 24 731

TACNA 88 - 3 - 10 34 36 65 36 272 TACNA 5 916 - 319 - 1 233 3 552 3 618 6 696 3 567 24 900

TUMBES 4 - - 1 - - - - 1 6 TUMBES 152 - - 51 - - - - 77 280

UCAYALI 5 - - - - - - 3 1 9 UCAYALI 267 - - - - - - 250 140 657

Total general 49 460 9 308 9 289 9 744 7 734 5 640 5 447 4 750 3 704 105 076 Total general 3 425 870 855 115 982 972 1 185 767 931 170 719 451 675 493 696 086 580 303 10 052 228


18

Source: FMV

Source: FMV



TABLE N° 1.2.8.3: FINANCIES COMPANIES - EVOLUTION OF CRÉDITO MIVIVIENDA BY DEPARTMENTS


NOTE:

a/ From July 1999.


c/ Other types of IFIS include Edpymes and Rural Savings

NOTE:

a/ From July 1999.



TABLE N° 1.2.8.4: OTHER TYPE OF IFIs - DEVELOPMENT OF CRÉDITO MIVIVIENDA BY DEPARTMENTS


a/ 2011 2012 2013 2014 2015 2016 2017 2018 b/ TOTAL

AMAZONAS - - - - - - - - 1 1 AMAZONAS - - - - - - - - 74 74

ANCASH - - - - - - - - - - ANCASH - - - - - - - - - -

APURIMAC - 1 26 21 9 8 - - 1 66 APURIMAC - 72 2 227 2 262 817 1 220 - - 89 6 686

AREQUIPA 893 45 231 373 274 148 1 - 13 1 978 AREQUIPA 30 796 3 337 11 223 17 740 17 625 10 256 243 - 1 532 92 751

AYACUCHO 34 - 18 - - - - - - 52 AYACUCHO 1 665 - 1 210 - - - - - - 2 874

CAJAMARCA 1 - - - - - - - - 1 CAJAMARCA 39 - - - - - - - - 39

CALLAO 13 7 5 38 48 28 9 12 5 165 CALLAO 820 804 556 4 757 5 094 2 297 1 017 1 536 696 17 578

CUSCO - - 14 44 42 13 - - - 113 CUSCO - - 1 241 5 328 5 172 1 678 - - - 13 419

HUANCAVELICA - - - - - - - - - - HUANCAVELICA - - - - - - - - - -

HUANUCO - - 4 28 5 6 5 - - 48 HUANUCO - - 303 3 922 728 732 680 - - 6 365

ICA 981 269 435 398 119 6 - 24 106 2 338 ICA 22 275 4 632 24 471 20 760 9 480 589 - 2 831 11 714 96 751

JUNIN 129 1 11 2 1 4 - 2 16 166 JUNIN 6 163 70 968 322 130 604 - 222 1 761 10 240

LA LIBERTAD 245 31 10 61 23 - - - 48 418 LA LIBERTAD 11 327 522 539 1 349 350 - - - 1 976 16 062

LAMBAYEQUE 3 - 2 3 1 - 1 2 34 46 LAMBAYEQUE 124 - 324 574 151 - 19 174 3 122 4 488

LIMA 1 047 311 387 725 724 643 605 632 522 5 596 LIMA 80 662 28 241 44 109 85 879 81 942 60 799 48 634 51 625 45 022 526 914

LORETO 9 - - - - 1 1 - - 11 LORETO 356 - - - - 70 58 - - 484


MOQUEGUA - - 49 53 76 23 - - - 201 MOQUEGUA - - 3 889 3 771 4 641 1 478 - - - 13 779

PASCO - - - - - - - - - - PASCO - - - - - - - - - -

PIURA 14 25 70 274 229 69 3 10 3 697 PIURA 893 2 533 4 680 13 422 15 744 5 911 207 813 209 44 411

PUNO 2 - 66 193 94 133 - - - 488 PUNO 66 - 2 355 8 058 3 663 6 642 - - - 20 784

SAN MARTIN 93 1 230 191 34 13 17 - 50 629 SAN MARTIN 5 572 72 3 469 4 122 1 720 1 323 1 287 - 2 366 19 931

TACNA - - - 1 22 13 - - - 36 TACNA - - - 60 1 856 353 - - - 2 269

TUMBES - - - - - - - - - - TUMBES - - - - - - - - - -

UCAYALI 1 - - 209 26 242 - - - 478 UCAYALI 65 - - 5 585 1 997 9 983 - - - 17 629

Total general 3 465 691 1 558 2 614 1 727 1 350 642 682 799 13 528 Total general 160 823 40 283 101 564 177 911 151 108 103 936 52 145 57 201 68 559 913 530

Amount credits by year (thousands of soles)Number of credits by year


a/ 2011 2012 2013 2014 2015 2016 2017 2018 b/ TOTAL

AMAZONAS - - - - - - - - - - AMAZONAS - - - - - - - - - -

ANCASH 1 - - - - - - 50 71 122 ANCASH 33 - - - - - - 2 411 3 018 5 462

APURIMAC 42 20 1 - - - - - - 63 APURIMAC 2 933 1 496 46 - - - - - - 4 475

AREQUIPA 7 26 1 - - - - - - 34 AREQUIPA 417 1 577 22 - - - - - - 2 016

AYACUCHO - - - - - - - - - - AYACUCHO - - - - - - - - - -

CAJAMARCA 48 7 - - - - - 1 - 56 CAJAMARCA 3 160 478 - - - - - 75 - 3 713

CALLAO 11 - - - - 3 2 2 - 18 CALLAO 840 - - - - 537 261 245 - 1 883

CUSCO - - - - - - - - - - CUSCO - - - - - - - - - -

HUANCAVELICA - - - - - - - - - - HUANCAVELICA - - - - - - - - - -

HUANUCO 14 - - - - - - - - 14 HUANUCO 280 - - - - - - - - 280

ICA 568 122 10 - 39 193 319 264 188 1 703 ICA 10 834 3 027 349 - 2 292 11 039 17 169 14 452 7 993 67 155

JUNIN 112 32 - - - 13 7 1 1 166 JUNIN 3 779 1 316 - - - 958 610 48 87 6 797

LA LIBERTAD 258 133 9 1 - 1 4 114 520 LA LIBERTAD 5 268 2 289 211 12 - 167 459 4 090 12 495

LAMBAYEQUE 173 79 3 - 2 35 87 93 157 629 LAMBAYEQUE 8 444 2 551 56 - 166 2 143 6 342 4 522 9 635 33 857

LIMA 312 161 3 4 46 57 200 322 422 1 527 LIMA 23 512 8 082 179 87 2 212 4 089 16 711 25 949 30 150 110 970

LORETO 1 - - - - - - - - 1 LORETO 35 - - - - - - - - 35

MADRE DE DIOS - - - - - 22 12 7 20 61 MADRE DE DIOS - - - - - 998 598 356 881 2 833

MOQUEGUA - - - - - - - - - - MOQUEGUA - - - - - - - - - -

PASCO - - - - - - - - - - PASCO - - - - - - - - - -

PIURA 66 67 3 - 25 60 83 114 102 520 PIURA 1 106 1 754 121 - 633 1 900 3 200 4 804 4 122 17 639

PUNO - - - - - - 73 56 21 150 PUNO - - - - - - 3 749 3 827 1 706 9 282

SAN MARTIN 278 72 4 - 5 5 - 1 - 365 SAN MARTIN 5 211 1 276 73 - 483 468 - 100 - 7 609

TACNA - - - - - - - - - - TACNA - - - - - - - - - -

TUMBES - - - - - - - - - - TUMBES - - - - - - - - - -

UCAYALI - - - - - - - - - - UCAYALI - - - - - - - - - -

Total general 1 891 719 34 5 117 388 784 915 1 096 5 949 Total general 65 851 23 846 1 055 99 5 785 22 132 48 807 57 245 61 682 286 503


19

2.2

CHAPTER II BONO FAMILIAR HABITACIONAL

(BFH)

2.1 Monthly disbursement of Bono Familiar Habitacional by modality and region

2.2 Historical disbursement of Bono Familiar Habitacional by modality and region

2.3

2.1 Monthly disbursement of Bono Familiar Habitacional

2.1Monthly disbursement of

Bono Familiar Habitacional

21

Source: FMV


CHART 2.1.2: BONO FAMILIAR HABITACIONAL BY MODALITY 1/

FMV STATISTICS: SEPTEMBER 2018

CHART 2.1.1: BONO FAMILIAR HABITACIONAL (BFH)1/

(Number of bonuses disbursed and amounth in millions of soles)

Note:

1/ The total of disbursements of the Bono Familiar Habitacional (BFH) includes the Reconstruction of Housing Bonuses (RCT).

(Number of disbursed bonuses)

Source: FMV

Note:

1/ The Bono de Reconstruccion (RCT) are included in the Construccion en Sitio Propio (CSP) modality.

276 263

5 698

1 763

2 951

5 599

1 419

2 7012 504

634

2 812

1 8512 211

2 631

1 489 1 590

611

1 3911 098 965

3 690

5 6

101

35

57

108

27

53 59

14

63 5646

60

36 42

1836 32 29

90

Jan2017

Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan2018

Feb Mar Apr May Jun Jul Aug Sep

Number Amount (millions of S/)

103 211

4659

1665

2882

5298

1145

2138

1543

507

2679

683

20492310

1232 1173

196

1025493 494

3250

5252

52

98

69

24

189

359

907

100

126

1154

157

314

247 408

413

366

600 471

440

121

987277

85

20454

27

7

14

5

7

10 9

2

5

Jan 2017 Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan 2018 Feb Mar Apr May Jun Jul Aug Sep

Construcción en Sitio Propio Adquisición de Vivienda Nueva Mejoramiento de Vivienda

2504

3690

22

Source: FMV Source: FMV


NOTE:

1/ The more intense colors indicate higher BFH disbursements.

The macroregions are composed of the following departments:

Macro North Region: Tumbes, Piura, Cajamarca, La Libertad and Lambayeque / Macro Central Region : Ancash, Huánuco, Pasco, Junín, Huancavelica, Ica and Ayacucho.

Macro South Region: Cusco, Apurímac, Arequipa, Puno, Moquegua and Tacna / Macro East Region: Amazonas, Loreto, San Martín, Ucayali and Madre de Dios.


TABLE N° 2.1.1: BONO FAMILIAR HABITACIONAL BY MODALITY

Source: FMV

CHART 2.1.3: BONO FAMILIAR HABITACIONAL BY DEPARTMENTS 1/

AT THE ClOSE OF SEPTEMBER 2018

GEOGRAPHICAL DISTRIBUTION OF BFH,IN SEPTEMBER 2018

NUMBER OF BFH DISBURSEMENTS ACCORDING TO DEPARTMENT, SEPTEMBER 2018

2 017 2 018 2 017 2 018

Adquisición de Vivienda Nueva 907 440 -51 12% 1 802 3 416 90 21,8%

Construcción en Sitio Propio 1 543 3 250 111 88% 19 644 12 222 -38 78,0%

Mejoramiento de Vivienda 54 -100 0% 1 728 38 -98 0,2%

TOTAL 2 504 3 690 47 100,0% 23 174 15 676 -32 100,0%

2 017 2 018 2 017 2 018

Adquisición de Vivienda Nueva 28 721 14 973 -48 16,6% 53 694 114 382 113 29,3%

Construcción en Sitio Propio 29 522 75 494 156 83,4% 380 284 275 352 -28 70,6%

Mejoramiento de Vivienda 495 - -100 0,0% 15 738 345 -98 0,1%

TOTAL 58 738 90 468 54 100,0% 449 716 390 079 -13 100,0%

Amount of BFH disbursed (Thousands of soles)

Modality

SeptemberVar.%

18/17

Part.%

2018

January - SeptemberVar.%

18/17

Part.%

2018

Number of BFH disbursed

ModalitySeptember

Var.%

18/17

Part.%

2018

January - SeptemberVar.%

18/17

Part.%

2018

Lima y Callao2%

North Region87%

Central Region7%

South Region

3%

East Region

1%


23

Source: FMV

Source: FMV

Note: 1/ Accumulated from november 2017 to closed of september 2018



NOTE:

a/ Total accumulated since the beginning of the issuance of the Bono de Reconstruccion.

TABLE N° 2.1.3: BONO DE RECONSTRUCCION BY DEPARTMENT AND PROVINCE


TABLE 2.1.2: BONO DE RECONSTRUCCION BY DEPARTMENT


24

Jan. Feb. Mar. Apr. May. Jun. Jul. Aug. Sep.

CASMA 34 - - - - - - - - 20 54

HUARAZ - - - - - - - - - 4 4

HUARMEY 20 - - - 7 - 39 - - 19 85

SANTA 99 - - 7 44 1 - - 1 103 255

SUBTOTAL ANCASH 153 - - 7 51 1 39 - 1 146 398

CONDESUYOS - - - - - - - - - 35 35

SUBTOTAL AREQUIPA - - - - - - - - - 35 35

ASCOPE 31 - 16 - 23 - - - - 17 87

PACASMAYO - - - - - - - - - 14 14

TRUJILLO 229 - 43 24 7 3 66 2 - 61 435

VIRU 62 9 118 - 2 - 61 - - 24 276

SUBTOTAL LA LIBERTAD 322 9 177 24 32 3 127 2 - 116 812

CHICLAYO 360 41 429 311 152 26 169 88 68 627 2 271

FERREÑAFE 156 29 - - 1 - 3 - - 243 432

LAMBAYEQUE 866 44 71 - 33 1 61 - 156 1 010 2 242

SUBTOTAL LAMBAYEQUE 1 382 114 500 311 186 27 233 88 224 1 880 4 945

BARRANCA 32 - - - - - - 3 - 39 74

HUARAL 35 - - - 2 - - - - - 37

LIMA 159 - - - - - - - - 11 170

SUBTOTAL LIMA 226 - - - 2 - - 3 - 50 281

MORROPON 86 39 1 15 - - 3 - - 175 319

PAITA 158 30 149 206 117 - 55 70 - 82 867

PIURA 765 124 596 467 594 85 455 255 181 474 3 996

SECHURA - - 20 - - - 48 - - 60 128

SULLANA - - - - 47 - - - - 125 172

TALARA - - - - 33 - - 7 - - 40

SUBTOTAL PIURA 1 009 193 766 688 791 85 561 332 181 916 5 522

TUMBES - - - - - - - - - 14 14

SUBTOTAL TUMBES - - - - - - - - - 14 14

3 092 316 1 443 1 030 1 062 116 960 425 406 3 157 12 007

TOTAL

2017

LIMA

PIURA

TUMBES

Total

ANCASH

Number of bonuses

Department Province

2018

TOTAL 1/

AREQUIPA

LA LIBERTAD

LAMBAYEQUE

Oct Nov DecTOTAL

2017Jan Feb Mar Apr May Jun Jul Aug Sep

TOTAL

2018TOTAL a/

ANCASH - 103 50 153 - - 7 51 1 39 - 1 146 245 398

AREQUIPA - - - - - - - - - - - - 35 35 35

LA LIBERTAD - 306 16 322 9 177 24 32 3 127 2 - 116 490 812

LAMBAYEQUE 37 1 175 170 1 382 114 500 311 186 27 233 88 224 1 880 3 563 4 945

LIMA - 223 3 226 - - - 2 - - 3 - 50 55 281

PIURA 83 702 224 1 009 193 766 688 791 85 561 332 181 916 4 513 5 522

TUMBES - - - - - - - - - - - - 14 14 14

TOTAL 120 2 509 463 3 092 316 1 443 1 030 1 062 116 960 425 406 3 157 8 915 12 007

ANCASH - 2 273 1 104 3 377 - - 158 1 153 23 882 - 23 3 302 5 541 8 918

AREQUIPA - - - - - - - - - - - - 792 792 792

LA LIBERTAD - 6 754 353 7 107 199 3 907 543 723 68 2 872 45 - 2 624 10 980 18 087

LAMBAYEQUE 817 25 935 3 752 30 504 2 516 11 058 7 005 4 207 611 5 270 1 990 5 066 42 521 80 244 110 748

LIMA - 4 922 66 4 988 - - - 45 - - 68 - 1 131 1 244 6 232

PIURA 1 832 15 495 4 944 22 271 4 260 16 908 15 516 17 886 1 922 12 688 7 509 4 094 20 718 101 500 123 771

TUMBES - - - - - - - - - - - - 317 317 317

TOTAL 2 649 55 380 10 220 68 248 6 975 31 872 23 221 24 014 2 624 21 713 9 612 9 183 71 403 200 617 268 866

Department

2 017 2 018

Number of bonuses

Amount of bonuses(Thousands of soles)

TOTAL

2017Jan. Feb. Mar. Apr. May. Jun. Jul. Aug. Sep.

CASMA 750 - - - - - - - - 452 1 203

HUARAZ - - - - - - - - - 90 90

HUARMEY 441 - - - 158 - 882 - - 430 1 912

SANTA 2 185 - - 158 995 23 - - 23 2 330 5 714

SUBTOTAL ANCASH 3 377 - - 158 1 153 23 882 - 23 3 302 8 918

CONDESUYOS - - - - - - - - - 792 792

SUBTOTAL AREQUIPA 792 792

ASCOPE 684 - 353 - 519 - - - - 384 1 941

PACASMAYO - - - - - - - - - 317 317

TRUJILLO 5 055 - 949 543 158 68 1 493 45 - 1 380 9 690

VIRU 1 368 199 2 605 - 45 - 1 380 - - 543 6 139

SUBTOTAL LA LIBERTAD 7 107 199 3 907 543 723 68 2 872 45 - 2 624 18 087

CHICLAYO 7 946 905 9 491 7 005 3 438 588 3 822 1 990 1 538 14 181 50 904

FERREÑAFE 3 443 640 - - 23 - 68 - - 5 496 9 670

LAMBAYEQUE 19 115 971 1 567 - 746 23 1 380 - 3 528 22 844 50 174

SUBTOTAL LAMBAYEQUE 30 504 2 516 11 058 7 005 4 207 611 5 270 1 990 5 066 42 521 110 748

BARRANCA 706 - - - - - - 68 - 882 1 656

HUARAL 773 - - - 45 - - - - - 818

LIMA 3 510 - - - - - - - - 249 3 758

SUBTOTAL LIMA 4 988 - - - 45 - - 68 - 1 131 6 232

MORROPON 1 898 861 22 339 - - 68 - - 3 958 7 146

PAITA 3 487 662 3 289 4 657 2 646 - 1 244 1 583 - 1 855 19 424

PIURA 16 885 2 737 13 155 10 519 13 430 1 922 10 291 5 767 4 094 10 721 89 522

SECHURA - - 441 - - - 1 086 - - 1 357 2 884

SULLANA - - - - 1 063 - - - - 2 827 3 890

TALARA - - - - 746 - - 158 - - 905

SUBTOTAL PIURA 22 271 4 260 16 908 15 516 17 886 1 922 12 688 7 509 4 094 20 718 123 771

TUMBES - - - - - - - - - 317 317

SUBTOTAL TUMBES - - - - - - - - - 317 317

68 248 6 975 31 872 23 221 24 014 2 624 21 713 9 612 9 183 71 403 268 866

LA LIBERTAD

LIMA

TUMBES

PIURA

LAMBAYEQUE

AREQUIPA

Department Province TOTAL 1/

ANCASH

2018

Amount of bonuses

Total

2.2 Historical disbursement of Bono Familiar Habitacional

2.2

Historical disbursement of

Bono Familiar Habitacional

25

Source: FMV



TABLE N° 2.2.1: HISTORICAL DISBURSEMENT OF BONO FAMILIAR HABITACIONAL, AT SEPTEMBER 2018

NOTE:

a/ From august 2003.

b/ The Bonos familiares habiltacionales(BFH) include 3 modalities : Adquisición de Vivienda Nueva, in force since August 2003; Construcción en Sitio Propio,

in force since july 2005 (includes the Bonos de Reconstrucción since october 2017); and Mejoramiento de Vivienda,in force since may 2006.

Source: FMV

TABLE N° 2.2.2: HISTORICAL DISBURSEMENTS OF BFH BY MODALITY b/, AT SEPTEMBER 2018

NOTE:

a/ From august 2003

Source: FMV

Number Var. %Amount

(Miles de S/)Var. % Number Var. %

Amount

(Miles de S/)Var. %

TOTAL 297 802 5 360 774

2003-2007a/ 8 871 - 105 487 - 8 871 - 277 550 -

2008-2012 86 457 - 1 413 932 - 95 328 - 4 683 167 -

2013 23 914 37% 418 110 40% 119 242 25% 1 937 529 28%

2014 45 164 89% 802 795 92% 164 406 38% 2 740 324 41%

2015 50 404 12% 924 653 15% 214 810 31% 3 664 976 34%

2016 38 845 -23% 723 000 -22% 253 655 18% 4 387 976 20%

2017 28 471 -27% 582 719 -19% 282 126 11% 4 970 695 13%

Jan - Sep 2017 23 174 449 716

Jan - Sep 2018 15 676 390 079

Year

Bonuses disbursements Accumulated

-32% -13%

YearAdquisición de

Vivienda NuevaVar. %

Construcción en

Sitio PropioVar. %

Mejoramiento

de ViviendaVar. % Total

TOTAL 49 106 238 843 9 853 297 802

2003-2007 a/ 8 317 - 437 - 117 - 8 871

2008-2012 22 105 - 60 464 - 3 888 - 86 457

2 013 3 414 -24% 20 492 63% 8 -98% 23 914

2 014 4 260 25% 40 904 100% - -100% 45 164

2 015 2 836 -33% 46 467 14% 1 101 - 50 404

2 016 1 576 -44% 34 344 -26% 2 925 166% 38 845

2 017 3 182 102% 23 513 -32% 1 776 -39% 28 471

Jan-Sep 2017 1 802 19 644 1 728 23 174

Jan-Sep 2018 3 416 12 222 38 15 67690% -38% -98%

Number of bonuses

6 120

22 841

12 835

6 071

12 597

20 492

40 90446 467

34 344

23 51319 644

12 2222 396

3 867

5 353

5 991

4 498

3 414

4 260

2 836

1 576

3 182

1 802

3 416

772

1 732

547

432

405

1 101

2 925

1 776

1 728

38

2003 a/ 2 004 2 005 2 006 2 007 2 008 2 009 2 010 2 011 2 012 2 013 2 014 2 015 2 016 2 017 Jan-Sep

2017

Jan-Sep

2018

CHART 2.2.1: NUMBER OF BFH BY MODALITY(At the close of september 2018)

CSP AVN MV

8 871 15 676

28 471

38 845

50 404

45 164

23 914

86 457

23 174

26

Source: FMV

Source: FMV


NOTE:

a/ From August 2003.

NOTE:

a/ From august 2003


TABLE N° 2.2.3: HISTORICAL DISBURSEMENT OF BFH BY MODALITY, AT SEPTEMBER 2018

CHART 2.2.3: HISTORICAL DISBURSED OF BFH BY MODALITY

YearAdquisición de

Vivienda NuevaVar.%

Construcción en

Sitio PropioVar.%

Mejoramiento

de ViviendaVar.% Total Var.%

TOTAL 927 300 4 354 233 79 242 5 360 774

2003-2007 a/ 100 456 - 4 497 - 534 - 105 487 -

2008-2012 380 137 - 1 007 715 - 26 080 - 1 413 932 -

2 013 62 609 -21% 355 446 64% 55 -98% 418 110 40%

2 014 77 666 24% 725 129 104% - -100% 802 795 92%

2 015 53 507 -31% 861 441 19% 9 705 - 924 653 15%

2 016 39 050 -27% 657 606 -24% 26 344 171% 723 000 -22%

2 017 99 492 155% 467 048 -29% 16 179 -39% 582 719 -19%

Jan-Sep 2017 53 694 380 284 15 738 449 716

Jan-Sep 2018 114 382 275 352 345 390 079

4 200

Thousands of soles

113% -28% -98% -13%

- -98

376

215

102

217

355

725

861

658

467380

27531

67

95

107

80

63

78

54

39

99

54

114

10

26

16

16

0

100

200

300

400

500

600

700

800

900

1000

2003 a/ 2 004 2 005 2 006 2 007 2 008 2 009 2 010 2 011 2 012 2 013 2 014 2 015 2 016 2 017 Jan-Sep2017

Jan-Sep2018

GRAPHIC 2.2.3: AMOUNT OF BFH DISBURSED BY MODALITY(Millions of soles, at the close of september 2018)

CSP AVN MV

390

583

723

925

803

418

299

212

314

455

105

450

1 414

27

NOTE:

Source: FMV

Source: FMV



TABLE N° 2.2.4: HISTORICAL DISBURSEMENTS OF BFH BY DEPARTMENT, AT SEPTEMBER 2018

NOTE:


b/ January-September.

Note: 1/ Accumulated from november 2017 to closed of september 2018.

28

Department 2003-2010 a/ 2 011 2 012 2 013 2 014 2 015 2 016 2 017 2018 b/ TOTAL

TOTAL 65 334 12 494 17 500 23 914 45 164 50 404 38 845 28 471 15 676 297 802

AMAZONAS 237 10 90 - 151 1 117 974 498 116 3 193

ANCASH 930 790 515 682 2 145 2 452 1 995 1 244 461 11 214

APURIMAC 181 2 25 62 231 319 255 194 38 1 307

AREQUIPA 1 873 92 472 190 471 706 753 364 495 5 416

AYACUCHO 295 4 174 240 972 1 207 967 350 89 4 298

CAJAMARCA 188 1 52 230 244 531 841 303 134 2 524

CALLAO 4 100 370 193 337 920 1 165 891 343 73 8 392

CUSCO 421 86 - 13 96 384 290 85 70 1 445

HUANCAVELICA 250 34 24 - 361 1 212 1 163 901 53 3 998

HUANUCO 89 49 99 101 419 492 368 229 12 1 858

ICA 20 281 5 983 9 070 6 925 10 678 7 838 5 428 4 005 1 008 71 216

JUNIN 216 62 259 1 027 1 313 1 314 1 102 932 80 6 305

LA LIBERTAD 11 095 1 920 1 884 5 015 8 070 9 817 6 461 5 277 2 099 51 638

LAMBAYEQUE 2 378 390 348 1 384 2 012 2 908 2 046 3 796 3 812 19 074

LIMA 11 607 1 100 2 006 2 913 4 756 3 640 3 459 1 742 564 31 787

LORETO 709 8 280 107 309 506 626 361 113 3 019

MADRE DE DIOS 234 - - - 3 22 10 - 20 289

MOQUEGUA 196 13 25 107 275 109 63 1 9 798

PASCO - - 51 24 60 138 121 109 2 505

PIURA 3 669 648 1 200 3 603 6 512 7 673 5 624 4 879 5 006 38 814

PUNO 618 410 143 40 85 801 82 62 53 2 294

SAN MARTIN 5 313 522 286 754 3 993 5 012 4 226 2 099 1 000 23 205

TACNA 398 - 30 1 91 337 711 179 136 1 883

TUMBES 31 - 131 5 466 270 167 181 67 1 318

UCAYALI 25 - 143 154 531 434 222 337 166 2 012

Number of Bonuses disbursed

71 216

51 638

38 814

31 787

23 205

19 074

11 214

8 392

6 305

5 416

4 298

3 998

3 193

3 019

2 524

2 294

2 012

1 883

1 858

1 445

1 318

1 307

798

505

289

ICA

LA LIBERTAD

PIURA

LIMA

SAN MARTIN

LAMBAYEQUE

ANCASH

CALLAO

JUNIN

AREQUIPA

AYACUCHO

HUANCAVELICA

AMAZONAS

LORETO

CAJAMARCA

PUNO

UCAYALI

TACNA

HUANUCO

CUSCO

TUMBES

APURIMAC

MOQUEGUA

PASCO

MADRE DE DIOS

CHART 2.2.4: NUMBER OF DISBURSEMENTS OF BFH, BY DEPARTMENT (Accumulated at of september 2018)

Ica23,9%

La Libertad17,3%

Piura13,0%

Lima10,7%

San Martin7,8%

Lambayeque6,4%

Ancash3,8%Resto

17,1%

Part. %

297 802 bonuses since

2003

Source: FMV


Source: FMV


TABLE N° 2.2.5: DISBURSED FROM BFH BY DEPARTMENT, AT SEPTEMBER 2018

NOTE:


b/ January-September.

Department 2003-2010 a/ 2 011 2 012 2 013 2 014 2 015 2 016 2 017 2018 b/ TOTAL

TOTAL 1 008 489 211 944 298 985 418 110 802 795 924 653 723 000 582 719 390 079 5 360 774

AMAZONAS 3 866 168 1 527 - 2 653 20 152 17 826 9 201 2 154 57 546

ANCASH 14 295 13 550 8 642 11 882 37 603 42 065 33 811 22 417 10 969 195 234

APURIMAC 2 981 27 424 1 071 4 700 7 894 6 666 5 274 1 027 30 064

AREQUIPA 29 244 1 647 6 965 3 255 8 313 12 663 13 760 8 614 17 606 102 067

AYACUCHO 4 346 67 2 890 4 140 18 500 28 418 22 948 8 440 2 097 91 845

CAJAMARCA 3 149 17 903 3 982 4 285 9 568 15 355 6 280 3 385 46 924

CALLAO 59 475 6 315 3 149 5 796 16 220 20 735 15 542 5 697 1 488 134 417

CUSCO 6 124 1 542 - 241 2 106 9 258 6 463 2 320 2 013 30 068

HUANCAVELICA 4 045 568 411 - 8 827 32 415 31 966 25 196 1 484 104 912

HUANUCO 1 197 882 1 666 1 772 7 424 8 862 6 789 4 316 222 33 129

ICA 323 777 102 009 157 438 122 510 188 630 139 294 94 564 74 948 26 828 1 229 997

JUNIN 3 604 1 092 4 409 17 641 24 206 27 966 23 827 19 667 1 635 124 047

LA LIBERTAD 181 244 33 598 34 234 88 436 143 935 177 467 126 986 113 705 61 208 960 813

LAMBAYEQUE 35 748 6 850 5 975 23 798 35 353 51 880 36 514 86 490 87 672 370 281

LIMA 158 233 16 040 30 911 50 023 83 343 60 654 52 622 30 622 14 169 496 616

LORETO 10 920 134 4 768 2 218 5 599 9 082 17 601 9 082 5 131 64 535

MADRE DE DIOS 3 070 - - - 54 398 182 - 664 4 368

MOQUEGUA 2 989 218 423 1 861 4 855 1 945 1 119 19 167 13 595

PASCO - - 863 417 1 059 2 480 2 211 2 019 37 9 086

PIURA 60 943 11 272 20 453 62 196 114 377 137 674 97 385 91 781 114 827 710 908

PUNO 9 223 7 380 2 577 723 1 510 14 820 1 600 1 187 1 226 40 245

SAN MARTIN 84 231 8 570 5 211 13 398 69 961 90 085 77 307 40 074 23 330 412 168

TACNA 4 850 - 504 17 1 625 6 068 12 922 3 020 3 298 32 304

TUMBES 519 - 2 218 87 8 146 4 834 3 005 3 360 1 301 23 470

UCAYALI 419 - 2 422 2 647 9 509 7 975 4 029 8 992 6 140 42 133

Thousands of soles

1 229 997

960 813

710 908

496 616

412 168

370 281

195 234

134 417

124 047

104 912

102 067

91 845

64 535

57 546

46 924

42 133

40 245

33 129

32 304

30 068

30 064

23 470

13 595

9 086

4 368

ICA

LA LIBERTAD

PIURA

LIMA

SAN MARTIN

LAMBAYEQUE

ANCASH

CALLAO

JUNIN

HUANCAVELICA

AREQUIPA

AYACUCHO

LORETO

AMAZONAS

CAJAMARCA

UCAYALI

PUNO

HUANUCO

TACNA

CUSCO

APURIMAC

TUMBES

MOQUEGUA

PASCO

MADRE DE DIO S

CHART 2.2.5: AMOUNT DISBURSED OF BFH, BY DEPARTMENT (Thousands of soles, accumulated at the close of september 2018)

Ica22,9%

La Libertad17,9%

Piura13,3%

Lima9,3%

San Martin; 7,7%

Lambayeque6,9%

Ancash3,6%

Resto18,4%

Part. %

S/. 5,4thousand millions

since 2003

29

Note: Accumulated from august 2003 to september 2018

Note: Accumulated from august 2003 us september 2018


Source: FMV

TABLE N° 2.2.7: AMOUNT OF DISBURSEMENT OF BFH BY MODALITY AND DEPARTMENT, AT SEPTEMBER 2018

Source: FMV


TABLE N° 2.2.6: BFH DISBURSEMENTS BY MODALITY AND DEPARTMENT, AT SEPTEMBER 2018

DepartmentAdquisición de

Vivienda NuevaPart. %

Construcción en

Sitio PropioPart. %

Mejoramiento

de ViviendaPart. % Total Part.%

TOTAL 49 106 100% 238 843 100% 9 853 100% 297 802 100%

AMAZONAS - - 3 191 1,3% 2 0,02% 3 193 1,1%

ANCASH 2 074 4,2% 8 444 3,5% 696 7,1% 11 214 3,8%

APURIMAC - - 1 307 0,5% - - 1 307 0,4%

AREQUIPA 2 087 4,2% 3 318 1,4% 11 0,1% 5 416 1,8%

AYACUCHO 118 0,2% 4 172 1,7% 8 0,1% 4 298 1,4%

CAJAMARCA 196 0,4% 2 327 1,0% 1 0,0% 2 524 0,8%

CALLAO 1 958 4,0% 6 098 2,6% 336 3,4% 8 392 2,8%

CUSCO 410 0,8% 994 0,4% 41 0,4% 1 445 0,5%

HUANCAVELICA - - 3 997 1,7% 1 0,01% 3 998 1,3%

HUANUCO 168 0,3% 1 689 0,7% 1 0,01% 1 858 0,6%

ICA 10 834 22,1% 58 629 24,5% 1 753 17,8% 71 216 23,9%

JUNIN 222 0,5% 6 069 2,5% 14 0,1% 6 305 2,1%

LA LIBERTAD 15 263 31,1% 36 059 15,1% 316 3,2% 51 638 17,3%

LAMBAYEQUE 2 453 5,0% 16 390 6,9% 231 2,3% 19 074 6,4%

LIMA 6 220 12,7% 20 652 8,6% 4 915 49,9% 31 787 10,7%

LORETO 115 0,2% 2 844 1,2% 60 0,6% 3 019 1,0%

MADRE DE DIOS 206 0,4% 83 0,03% - - 289 0,1%

MOQUEGUA - - 792 0,3% 6 0,1% 798 0,3%

PASCO - - 505 0,2% - - 505 0,2%

PIURA 2 167 4,4% 35 567 14,9% 1 080 11,0% 38 814 13,0%

PUNO 2 027 4,1% 267 0,1% - - 2 294 0,8%

SAN MARTIN 1 570 3,2% 21 289 8,9% 346 3,5% 23 205 7,8%

TACNA 399 0,8% 1 454 0,6% 30 0,3% 1 883 0,6%

TUMBES - - 1 313 0,5% 5 0,1% 1 318 0,4%

UCAYALI 619 1,3% 1 393 0,6% - - 2 012 0,7%

Number of bonuses disbursed

DepartmentAdquisición de

Vivienda NuevaPart. %

Construcción en

Sitio PropioPart. %

Mejoramiento

de ViviendaPart. % Total Part.%

TOTAL 927 300 100% 4 354 233 100% 79 242 100% 5 360 774 100%

AMAZONAS - - 57 532 1,3% 13 0,02% 57 546 1,1%

ANCASH 36 653 4,0% 152 385 3,5% 6 196 7,8% 195 234 3,6%

APURIMAC - - 30 064 0,7% - - 30 064 0,6%

AREQUIPA 32 849 3,5% 69 122 1,6% 95 0,1% 102 067 1,9%

AYACUCHO 1 382 0,1% 90 405 2,1% 59 0,1% 91 845 1,7%

CAJAMARCA 5 173 0,6% 41 742 1,0% 9 0,0% 46 924 0,9%

CALLAO 26 051 2,8% 105 751 2,4% 2 616 3,3% 134 417 2,5%

CUSCO 7 477 0,8% 22 316 0,5% 275 0,3% 30 068 0,6%

HUANCAVELICA - - 104 906 2,4% 7 0,01% 104 912 2,0%

HUANUCO 2 627 0,3% 30 495 0,7% 7 0,01% 33 129 0,6%

ICA 196 267 21,2% 1 018 919 23,4% 14 811 18,7% 1 229 997 22,9%

JUNIN 3 943 0,4% 120 002 2,8% 101 0,1% 124 047 2,3%

LA LIBERTAD 319 481 34,5% 638 650 14,7% 2 682 3,4% 960 813 17,9%

LAMBAYEQUE 54 436 5,9% 313 854 7,2% 1 991 2,5% 370 281 6,9%

LIMA 99 563 10,7% 359 574 8,3% 37 480 47,3% 496 616 9,3%

LORETO 1 329 0,1% 62 682 1,4% 524 0,7% 64 535 1,2%

MADRE DE DIOS 2 963 0,3% 1 405 0,03% - - 4 368 0,1%

MOQUEGUA - - 13 541 0,3% 54 0,1% 13 595 0,3%

PASCO - - 9 086 0,2% - - 9 086 0,2%

PIURA 44 584 4,8% 656 640 15,1% 9 684 12,2% 710 908 13,3%

PUNO 35 459 3,8% 4 786 0,1% - - 40 245 0,8%

SAN MARTIN 33 958 3,7% 375 887 8,6% 2 322 2,9% 412 168 7,7%

TACNA 5 739 0,6% 26 295 0,6% 270 0,3% 32 304 0,6%

TUMBES - - 23 425 0,5% 45 0,1% 23 470 0,4%

UCAYALI 17 365 1,9% 24 768 0,6% - - 42 133 0,8%

Thousands of soles

30

2.3 Technical Entities

2.3 Technical

EntitiesCentro

s Convenios

Firmados y

31

-


Source: FMV

Source: FMV

NOTE: More intense colors indicate more number of placements.

The macro regions are made up of the following departments:

Macro Northern Region: Tumbes, Piura, Cajamarca, La Libertad y Lambayeque

Macro Central Region: Ancash, Huánuco, Pasco, Junín, Huancavelica, Ica y Ayacucho.

Macro South Region: Cusco, Apurímac, Arequipa, Puno, Moquegua y Tacna

Macro East Region: Amazonas, Loreto, San Martín, Ucayali y Madre de Dios.

CHART 2.3.1: TECHNICAL ENTITIES BY DEPARTMENT



Department with ET

Department without ET

Number of Technical Entities

CURRENT TECHNICAL ENTITIES BY DEPARTMENTNERO 2018

GEOGRAPHICAL DISTRIBUTION OF THE TECHNICAL ENTITIES

196

158

62

50

49

24

15

11

5

5

5

4

3

2

2

2

2

2

1

LA LIBERTAD

LIMA

ICA

SAN MARTIN

PIURA

ANCASH

LAMBAYEQUE

JUNIN

CAJAMARCA

LORETO

CALLAO

AMAZONAS

HUANUCO

CUSCO

APURIMAC

AREQUIPA

AYACUCHO

UCAYALI

PASCO

Total number :598

Macro

Northern Region

45%

Lima y Callao27%

Macro Central

Region 17%

Macro East Region10%

Macro South

Region1%


LORETO

TUMBES

CAJAMARCA

PIURA

LA LIBERTAD

LAMBAYEQUE

SAN MARTÍN

ÁNCASH HUÁNUCO

PASCOUCAYALI

LIMACALLAO

JUNÍN

MADRE DE DIOS

CUSCO

APURÍMAC

AYACUCHOICA

HUANCAVELICA

AREQUIPA

MOQUEGUA

TACNA

PUNO

AMAZONAS

32


CHART 3.2: NUMBER OF BPVV IN LIMA METROPOLITANA BY DISTRITICS, AT THE ClOSE OF SEPTEMBER 2018

CHART 3.1: BPVVRS DISBURSEMENTS, AT THE ClOSE OF SEPTEMBER 2018

Source: FMV

Source: FMV Source : FMV

Note:

The macro districts of Metropolitan Lima are made up of:

North Lima: Ancón, Carabayllo, Comas, Independencia, Los Olivos, Puente Piedra, San Martín de Porres y Santa Rosa.

East Lima: Ate, Chaclacayo, Cieneguilla, La Molina, Lurigancho, San Luis, San Juan de Lurigancho y Santa Anita.

Central Lima: Barranco, Breña, El Agustino, Jesús María, La Victoria, Lince, Magadalena, Miraflores, Pueblo Libre, Rímac, San Borja, San Isidro y San Miguel

South Lima: Chorrillos, Lurín, Pachacamac, Pucusana, Punta Hermosa, Punta Negra, San Bartolo, Santa María del Mar, SJL, Surco, VES, VM T.

Number of BPVVRS

District with BPVVRS

District without BPVVRS

CARABAYLLO

SAN JUAN DE LURIGANCHO

ATE

VILLA MARÍA DEL TRIUNFO

SAN JUAN DE MIRAFLORES

INDEPENDENCIA

COMAS

PUENTE PIEDRAVENTANILLA

EL AGUSTINO

ANCÓN

VILLA EL SALVADOR

CHORRILLOS

RÍMACLIMA

DISBURSED BONUSES IN THE DISTRICTS OF LIMA METROPOLITANAGEOGRAPHICAL DISTRIBUTIONOF THE DISBURSED BONUSES

34

PACHACAMAC

S.M.P

LOSOLIVOS

SAN LUIS

LINCESAN BORJA

SURCOLA VICTORIA

16 726

6

99

279 268

148

72

2947

1738

240 105535

90

1995

5103

4054

2492

1080

435722

255570

-2500

-1500

-500

500

1500

2500

3500

4500

5500

0

50

100

150

200

250

300

350

400

450


Number Amount (Thousands of soles)

1008

672

436

386

351

316

196

181

87

24

23

22

12

10

7

3

3

3

2

1

1

1

1

SAN JUAN DE LURIGANCHO

COMAS

ATE

VILLA MARIA DEL TRIUNFO

CARABAYLLO

PUENTE PIEDRA

VENTANILLA

SAN JUAN DE MIRAFLORES

INDEPENDENCIA

SAN MARTIN DE PORRES

LIMA

EL AGUSTINO

ANCON

LINCE

SAN BORJA

PACHACAMAC

LA VICTORIA

RIMAC

LOS OLIVOS

VILLA EL SALVADOR

SANTIAGO DE SURCO

SAN LUIS

CHORRILLOS

Lima North39%

Lima East39%

Lima South15%

Callao5%

Lima Central

2%

Source: FMV


(Thousands of soles)

(Number of disbursed bonuses)

Note:

1/ Acumulative annual of the current year.

2/ Corresponds to the total since the program began (2015).

TABLE 3.2: DISBURSED AMOUNT OF BPVVRS BY DEPARTMENT AND DISTRICT, AT THE CLOSE OF SEPTEMBER 2018


TABLE 3.1: DISBURSED OF BPVVRS BY DEPARTMENT AND DISTRICTS, AT THE CLOSE OF SEPTEMBER 2018

Source: FMV

Jan Feb Mar Apr May Jun Jul Aug Sep TOTAL 1/

ACHOMA - 20 - 13 - - - - - - - 13 33CABANACONDE - 27 - 16 - 22 - - - - - 38 65

CHIVAY - 91 34 17 1 2 - - - - - 54 145COPORAQUE - 37 - 4 - - - - - - - 4 41

HUAMBO - 16 - 15 - - - - - - - 15 31ICHUPAMPA - 8 - 10 - - - - - - - 10 18

LARI - 11 - 4 1 - - - - - - 5 16MADRIGAL - 13 - 19 - 3 - - - - - 22 35

TAPAY - 1 3 - - - - - - - - 3 4TUTI - 9 5 10 2 5 - - - - - 22 31

YANQUE - 11 18 - - - - - 1 - - 19 30

- 244 60 108 4 32 - - 1 - - 205 449CALLAO VENTANILLA 152 38 - - - 6 - - - - - 6 196

ICA HUANCANO - - - - - - - - 7 - - 7 7LA LIBERTAD TRUJILLO - - - - - - 10 - 6 - - 16 16

ANCON 10 1 - - - 1 - - - - - 1 12ATE 217 119 13 29 42 - 4 6 6 - - 100 436

CARABAYLLO 266 37 13 8 - 20 - - 7 - - 48 351CHORRILLOS - 1 - - - - - - - - - - 1

COMAS 509 46 - 14 78 16 9 - - - - 117 672EL AGUSTINO 21 1 - - - - - - - - - 22

INDEPENDENCIA 57 19 - - - - 11 - - - - 11 87LA VICTORIA - - - - - - - - 3 - - 3 3

LIMA - 1 - - - - - - - 22 22 23LOS OLIVOS - - - - 1 - - - 1 - - 2 2

PACHACAMAC - - - - 2 - 1 - - - 3 3PUENTE PIEDRA 104 86 - 42 22 39 19 - 4 - - 126 316

RIMAC - 3 - - - - - - - - - 3SAN BORJA - - - - - - - - 7 - - 7 7

SAN JUAN DE LURIGANCHO 740 52 13 62 97 7 7 15 11 4 216 1 008

SAN JUAN DE MIRAFLORES 108 2 - 15 21 27 - 3 4 1 - 71 181

SAN LUIS - - - 1 - - - - - - - 1 1SAN MARTIN DE PORRES - - - - 1 - 11 - - - 12 24 24

VILLA EL SALVADOR - 1 - - - - - - - - - - 1

VILLA MARIA DEL TRIUNFO 337 49 - - - - - - - - - - 386

SANTIAGO DE SURCO - - - - - - - - 1 - - 1 1LINCE - - - - - - - 5 - 5 - 10 10

2 369 418 39 171 264 110 62 29 33 17 38 763 3 550 2 521 700 99 279 268 148 72 29 47 17 38 997 4 218

TOTAL 2/

2 018TOTAL

2017

TOTAL

2015-2016

AREQUIPA

LIMA

Year

Month

SUBTOTAL AREQUIPA

TOTAL

SUBTOTAL LIMA

Jan Feb Mar Apr May Jun Jul Aug Sep TOTAL 1/

ACHOMA - 470 - 306 - - - - - - - 306 776CABANACONDE - 635 - 376 - 517 - - - - - 893 1 528

CHIVAY - 2 139 799 400 24 47 - - - - - 1 269 3 408COPORAQUE - 870 - 94 - - - - - - - 94 964

HUAMBO - 376 - 353 - - - - - - - 353 729ICHUPAMPA - 188 - 235 - - - - - - - 235 423

LARI - 259 - 94 24 - - - - - - 118 376MADRIGAL - 306 - 447 - 71 - - - - - 517 823

TAPAY - 24 71 - - - - - - - - 71 94TUTI - 212 118 235 47 118 - - - - - 517 729

YANQUE - 259 423 - - - - - 24 - - 447 705

- 5 734 1 410 2 538 94 752 - - 24 - 4 818 10 552

CALLAO VENTANILLA 2 136 570 - - - 90 - - - - - 90 2 796ICA HUANCANO - - - - - - - - 105 - - 105 105

LA LIBERTAD TRUJILLO - - - - - - 150 - 90 - - 240 240ANCON 150 15 - - - 15 - - - - - 15 180

ATE 3 255 1 785 195 435 630 - 60 90 90 - - 1 500 6 540

CARABAYLLO 3 645 555 195 120 - 300 - - 105 - - 720 4 920

CHORRILLOS - 15 - - - - - - - - - - 15

COMAS 6 909 690 - 210 1 170 240 135 - - - - 1 755 9 354EL AGUSTINO 315 15 - - - - - - - - - - 330

INDEPENDENCIA 744 285 - - - - 165 - - - - 165 1 194LA VICTORIA - - - - - - - - 45 - - 45 45

LIMA - 15 - - - - - - - - 330 330 345LOS OLIVOS - - - - 15 - - - 15 - - 30 30

PACHACAMAC - - - - 30 - 15 - - - - 45 45

PUENTE PIEDRA 1 548 1 290 - 630 330 585 285 - 60 - - 1 890 4 728

RIMAC - 45 -

Documents

STATISTICAL BULLETIN - MIVIVIENDA...Municipal Saving placed 93 credits, the edpymes 78 and the Rural Saving 8. It is worth noting the incorporation of CMAC Maynas asthe18th IFI in