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State Legislation Addressing Foreclosures. Heather Morton Program Principal Legislative Information Services National Conference of State Legislatures. NCSL. “Our nation’s state legislatures serve as the forum where the ideas of America are crafted, debated and enacted.” - PowerPoint PPT Presentation
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State Legislation State Legislation Addressing ForeclosuresAddressing Foreclosures
Heather MortonProgram PrincipalLegislative Information ServicesNational Conference of State Legislatures
NCSLNCSL
“Our nation’s state legislatures serve as the forum where the ideas of America are crafted, debated and enacted.”
—William Pound, Executive Director, NCSL
State ActivitiesState Activities
No "one-size-fits-all" solution
Legislators, regulators, lenders and community groups working together
Legislation has changed as the foreclosure crisis has evolved
First Wave of First Wave of LegislationLegislation Payment Assistance ProgramsPayment Assistance Programs
Foreclosure HotlinesForeclosure Hotlines
Foreclosure ConsultantForeclosure Consultant
Foreclosure Consultant Foreclosure Consultant MapMap
Second Wave of Second Wave of LegislationLegislation Foreclosure mediation or
settlement conferences
Protections for tenants renting homes facing foreclosure
Mediation MapMediation Map
Tenant Issues MapTenant Issues Map
Third Wave - 2011 Third Wave - 2011 LegislationLegislation Process ensuring the validity of Process ensuring the validity of
foreclosure proceedingsforeclosure proceedings
Property maintenanceProperty maintenance
Property Maintenance Property Maintenance MapMap
Robo-Signing Robo-Signing Response MapResponse Map
Future WaveFuture Wave
Provisions allowing homeowners Provisions allowing homeowners to become tenantsto become tenants
Regulation of deficiency Regulation of deficiency judgmentsjudgments
Process for abandoned homes to Process for abandoned homes to be soldbe sold
Contact InformationContact Information
Heather MortonNational Conference of State
LegislaturesPhone: (303) 856-1475
Email: [email protected] site: http://www.ncsl.org