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ST. AGNES HOSPITAL KEV CAI THIAB KEV UA HAUJLWM AGNESIAN HEALTHCARE SAU TXOG: CHAV XA NUJ NQI THIAB KEV SAU NQI Hais kom them nuj nqi: Chav Ua Ntaub Ntawv Nplooj 1 ntawm 8 Txoj Cai: 1 Pib Thaum Hnub Tim: Rau Hli Ntuj, 2014 Pom Zoo Los Ntawm: s/Bonnie Schmitz THAWJ COJ SAIB RAU HNUB TIM NO: 9/86, 7/89, 6/95, 6/04, 4/08 DCO, 5/10 DCO, 5/2011 DCO, 10/2012 DCO, 9/2013 DCO/ 6/2016 LMS Tsim Thaum Hnub Tim No: 3/83 TXOJ CAI: Peb txoj kev pab yeej muaj feem ntau rau cov tib neeg nyob puag ncig peb. Cov tib neeg ua haujlwm rau peb los yog cov nyob ze peb. Cov tswv cuab los yog peb cov phooj ywg. Peb nyob rau lub zos uas sib koom tes zoo, sib hlub li ib tse neeg, thiaj li ua rau lub chaw ua haujlwm tias peb si hlub li ib tse neeg. Vim tias peb muaj kev mob siab li no peb cov phooj ywg thiab cov nyob ze peb yuav noj qab haus huv zoo dua. Agnesian txoj Kev Cai Rau Kev Them Nqi Yus Tus Kheej thiab Kev Cai Sau Nqi yeej yog ua raws li peb lub hom phiaj thiab kev ntseeg. Yeej tau ua raws li tag nhro cov kev cai hauv nom tswv tsoom fwv, lub xeev, thiab lub zos, raw li tiam sis tsis yog li ntawv xwb, tshooj 1.501(r) rau Internal Revenue Service Code rau 1986, tau hloov, thiab cov kev cai rau hauv, thiab Federal Patient Protection thiab Affordable Care Act (ACA). Yuav kom Agnesian tswj tau lawv cov nuj nqi thiab pab tau lawv cov tswv cuab uas xav tau kev pab them nqi, cov tswv cuab tau them lawv cov nqi kho mob raws li lawv them taus thiab los sis raws li lawv cov insurance hais kom them. Txoj Kev Cai Rau Kev Them Nqi Yus Tus Kheej thiab Kev Cai Sau Nqi thiab Kev Cai Pab Them Nqi (FAP) yuav yog cov cai peb siv ntau thaum ua Kev Cai Rau Kev Them Nqi Yus Tus Kheej thiab Kev Cai Sau Nqi. Txoj cai no qhia txog tias Agnesian txoj kev yuav los ua li cas thaum cov tswv cuab tau them lawv cov nqi thiab qhia rau cov tswv caub txog Agnesian txoj cai FAP. Raws li txoj cai, yuav tsis muaj lwm kev sau nqi rau tus tswv cuab, los sis tus lav nqi them, ua ntej yeej saib tag lawm tias tus tswv cuab los sis tus lav nqi ntawd puas yuav tsim nyog rau Agnesian Kev Cai Pab Them Nqi. Cov tswv cuab uas tau txais kev pab rau chav xwm kub los sis kev pab kho mob tseem ceeb yuav muaj lub caij thov rau kev pab them nqi kho mob raws li cov kev cai ACA thiab lwm cov kev cai tswj. Agnesian yuav tsis xaiv ntsej muag raws li hnub yug, poj niam los sis txiv neej, haiv neeg, kev ntseeg, xim tawv nqaij, yog tus neeg tsis taus, nyiam ua poj niam los sis txiv neej, tuaj txawv teb chaws, los sis yog los tsis yog pej xeem thaum los txiav txim txog kev pab them nqi. Txoj kev cai no muaj feem rau cov nuj nqi kho mob rau cov tsev kho mob ntawm no: St. Agnes Hospital, Ripon Medical Center, Waupun Memorial Hospital, Fond du Lac Regional Clinics thiab Consultants Laboratory, tom qab no, siv tag nhro lub npe hu ua Agnesian. KEV KHIAV HAUJLWM: A. TXHAIS LI CAS Cov lus txhais hauv qab ntawm no yog rau txhua kev cai no.

ST. AGNES HOSPITAL KEV CAI THIAB KEV UA HAUJLWM SAU … · 2017. 12. 20. · tswv cuab kom ua raws li yam ua tau, los sis tsis yog xa cov nqi rau lwm lub tuam tsev kev sau nqi kom

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Page 1: ST. AGNES HOSPITAL KEV CAI THIAB KEV UA HAUJLWM SAU … · 2017. 12. 20. · tswv cuab kom ua raws li yam ua tau, los sis tsis yog xa cov nqi rau lwm lub tuam tsev kev sau nqi kom

ST. AGNES HOSPITAL KEV CAI THIAB KEV UA HAUJLWM AGNESIAN HEALTHCARE

SAU TXOG:

CHAV XA NUJ NQI THIAB KEV SAU NQI

Hais kom them nuj nqi:

Chav Ua Ntaub Ntawv Nplooj 1 ntawm 8

Txoj Cai: 1

Pib Thaum Hnub Tim:

Rau Hli Ntuj, 2014 Pom Zoo Los Ntawm:

s/Bonnie Schmitz

THAWJ COJ

SAIB RAU HNUB TIM NO:

9/86, 7/89, 6/95, 6/04, 4/08 DCO, 5/10 DCO, 5/2011 DCO, 10/2012 DCO, 9/2013 DCO/ 6/2016 LMS

Tsim Thaum Hnub Tim No: 3/83 TXOJ CAI: Pebtxojkevpabyeejmuajfeemntauraucovtibneegnyobpuagncigpeb.Covtibneeguahaujlwmraupeblosyogcovnyobzepeb.Covtswvcuablosyogpebcovphoojywg.Pebnyobraulubzosuassibkoomteszoo,sibhlubliibtseneeg,thiajliuaraulubchawuahaujlwmtiaspebsihlubliibtseneeg.Vimtiaspebmuajkevmobsiablinopebcovphoojywgthiabcovnyobzepebyuavnojqabhaushuvzoodua.AgnesiantxojKevCaiRauKevThemNqiYusTusKheejthiabKevCaiSauNqiyeejyoguarawslipeblubhomphiajthiabkevntseeg.Yeejtauuarawslitagnhrocovkevcaihauvnomtswvtsoomfwv, lubxeev,thiablubzos,rawlitiamsistsisyoglintawvxwb,tshooj1.501(r)rauInternalRevenueServiceCoderau1986,tauhloov,thiabcovkevcairauhauv,thiabFederalPatientProtectionthiabAffordableCareAct(ACA).YuavkomAgnesiantswjtau lawvcovnujnqi thiabpabtau lawvcovtswvcuabuasxavtaukevpabthemnqi,covtswvcuabtauthemlawvcovnqikhomobraws li lawvthemtausthiab lossisraws li lawvcov insurancehaiskomthem.TxojKevCaiRauKevThemNqiYusTusKheejthiabKevCaiSauNqithiabKevCaiPabThemNqi(FAP)yuavyogcovcaipebsivntauthaumuaKevCaiRauKevThemNqiYusTusKheejthiabKevCaiSauNqi.TxojcainoqhiatxogtiasAgnesiantxojkevyuavlosualicasthaumcovtswvcuabtauthemlawvcovnqithiabqhiaraucovtswvcaubtxogAgnesiantxojcaiFAP. Rawslitxojcai,yuavtsismuajlwmkevsaunqirautustswvcuab,lossistuslavnqithem,uantejyeejsaibtaglawmtiastustswvcuablossistuslavnqintawdpuasyuavtsimnyograuAgnesianKevCaiPabThemNqi.CovtswvcuabuastautxaiskevpabrauchavxwmkublossiskevpabkhomobtseemceebyuavmuajlubcaijthovraukevpabthemnqikhomobrawslicovkevcaiACAthiablwmcovkevcaitswj.Agnesianyuavtsisxaivntsejmuagrawslihnubyug,pojniamlossistxivneej,haivneeg,kevntseeg,ximtawvnqaij,yogtusneegtsistaus,nyiamuapojniamlossistxivneej,tuajtxawvtebchaws,lossisyoglostsisyogpejxeemthaumlostxiavtximtxogkevpabthemnqi. Txojkevcainomuajfeemraucovnujnqikhomobraucovtsevkhomobntawmno:St.AgnesHospital,RiponMedicalCenter,WaupunMemorialHospital,FondduLacRegionalClinicsthiabConsultantsLaboratory,tomqabno,sivtagnhrolubnpehuuaAgnesian. KEV KHIAV HAUJLWM: A. TXHAISLICASCovlustxhaishauvqabntawmnoyograutxhuakevcaino.

Page 2: ST. AGNES HOSPITAL KEV CAI THIAB KEV UA HAUJLWM SAU … · 2017. 12. 20. · tswv cuab kom ua raws li yam ua tau, los sis tsis yog xa cov nqi rau lwm lub tuam tsev kev sau nqi kom

SAU TXOG: TXOJ CAI TXOG KEV XA NQI THIAB KEV SAU NQI Nplooj 2 ntawm 8 Lubcaijuantawvthov:Uantej240hnubntawmthawjzaugtsevkhomobxatsabdaimntawvteevnqituaj.NujNqiPhem:Thaumibtugtswvcuabcovnqiuastsisthemli120hnubtomqabAgnesiantwbnrogthamtaglawmtiasyeejmuajfeemtauthemthiabtauxathawjdaimnqirautustswvcuab,lossistuslavnqi,lossistsisthemrawslitaucoglusraukevthemnqi.KevPabLuvCovNqi:Kevpabluvnqinoyogluvcovnqikhomobtsawgzog-luvrawsnyiajtxiag-raucovtsimnyog,tus lavnqi, covtaunyiaj rau ibyigtshaj165%feempuatiamsis tseemtsawgtshaj lossis ibyamli300%feempuantawmtsoomfwvtxojcai tiasyogcovneegtxomnyemthiabmuajcuabyeejcuabtamtsawgtshaj$2,000rauibtsevneeg.KevHaisPlaubKomThemNqi(ECA):ThaumhaiskomtugneeglavnqitsisthemcovnqiyuamAgnesiancojmushaisplaubrawskevcailijchoj,lossisqhiaraulubchawqhianeegtsisthemnqirauteevcia(creditreportingagencieslossiscreditbureaus)txogtuslavnqi.ECAtsisyogxanqirautustswvcuablossistuslavnqi,tsisyoghuxovtoojrautustswvcuabkomuarawsliyamuatau,lossistsisyogxacovnqiraulwmlubtuamtsevkevsaunqikomuarawslitxojcai29CFR1.501(r)-6(b)(2)thiabcojmushaisrautsevhaisplaub. KevPabThemNqi:Kevpabmuajraucovtswvcuablossiscovlavnqiuastsimnyog,covuasyuavraugkevnyuajraunyiajtxiag,komtxotaumentsislossistagnrhocovnqikhomobthaummuajxwmkubceevlossiscovmoblojthaumtuajhauvAgnesian. PabDawb:Pomzootxotagnhro100%covnqikhomoblosntawmAgnesianraucovtswvcuabtsimnyog,lossiscovlavnqi,yogcovnyiajtxiagraulawvtsevneegyoglossistsawg165%ntawmtsoomfwvtxojcaitiasyogcovneegtxomnyemthiabmuajcuabyeejcuabtamtsawgduabli$2,000rautseneeg TusLavNqi:Tusneegmuajtxojhaujlwmlosthemtustswvcuabcovnqikhomob.NqiTauThemTagNhro:Covnqiuaslaijrawslicovnqikhomobuantejluvcovnyiaj.CovNtsiabLusSauYoojYim:Tsabntawvsaucovntsiab lus rau txojKevCaiPabThemNqikommeej, siv cov lustseebkomthaumtwgnyeemlosthiajlitotaubkomsaithiabtotaubtagnhro.KevThemNqi:TxojkevthemnqirawscaijuaspomzoolosntawmAgnesianthiabtustswvcuab,lossistuslavnqi,raucovnqitauthem.Txojkevthemnqiyograwslintawmtustswvcuabtaunyiajntaulicas,covnyiajtauthemntaulicas,thiabnwsthemlicasyavtagloslawm. KevThemNqiYusTusKheejlossisHaujlwmRauKevThemNqiYusTugKheej:Covnqiuastustswvcuab,lossistuslavnqi,yuavtauthemncajnraimrauAgnesian. Tej zaum cov nqi no yog cov seem tom qab insurance them taglawm,covnqirautustswvcuabtsismuajinsurance,lossisthaumkhocovnqikhomobrawsliAgnesianKevCaiPabThemNqi. LuvNqiRauCovTsisMuajInsurance:Luvnqiraucovtswvcuablossiscovlavnqiyogtsismuajkevpovhwmthemnqikhomob.Covnqiluvraucovtsismuajinsuranceyeejyograwslicovnqixatawm(AGB). B. KEVPOMZOORAUCOVNQIKHOMOB Agnesianyeejmobsiabraukevpabthemnqiraucovtswvcuabtsimnyogtxaislossiscovlavnqi,uasyogcovtsismuajinsurancelossistsismuajinsurancetxausthiabraucovyuavthemtsistaustagnrhocovnqikhomobtsimnyoglosntawmAgnesian.Yogpomtiasibtugneegyeejthemtauscovnqicesyeejyuavuarawscaikomnwsthemcovnqikhomob.KevsaunqirautxojcainoyuavsivrautxhuatustswvcuabtxawmnwsmuajinsurancelostsismuajthiabyuavuarawslitxojcailijchojthiabrawsliAgnesianlubhomphiaj. Agnesianyuavqhiakommeejraucovtswvcuab,lossistuslavnqikhomob,qhiatxogcovkevpabthemnqi,thiabqhiatiastauthemnqilicas.Qhovnoyuavuarawslilubcaijnujnqi.Agnesianmuajtxojcaitxhobyuamneegthemnqikhomobuantejnwstuajrautsevkhomoblubchavkhocovmuajxwmkubceevlossisyuavtsismuajkevsaunqiyogtiasyuavcuamtshuamraunwstxojkevpabthaummuajxwmkubceevntawd. Txhuacovlusqhiatxognwstejnyiajlossispovhwmthemnqikhomoblosntawmtustswvcuablossistuslavnqi,yuavtsisqhiaraulwmtusneeg.

Page 3: ST. AGNES HOSPITAL KEV CAI THIAB KEV UA HAUJLWM SAU … · 2017. 12. 20. · tswv cuab kom ua raws li yam ua tau, los sis tsis yog xa cov nqi rau lwm lub tuam tsev kev sau nqi kom

SAU TXOG: TXOJ CAI TXOG KEV XA NQI THIAB KEV SAU NQI Nplooj 3 ntawm 8

1. PomTseebTxogKevThemTausNqi: Agnesianyuavsivcovkaujruamlossaibsebqhovtseebtiastustswvcuabyuavthemtauslicas. Rau tej tus tswv cuabpeb yuav xa nws cov nqi rua lwm lub chaw saunqithiabnwsthemlicasraulawvlosAgnesianyeejyuavxamtiasnwsthemrauAgnesiankomxaustaunwscovnqikhomob.Pebyeejyuavxacovnqikhomobraulwmlubchawrawslilubsijhawmraukevcailijchoj.Yogtiasuatauthiabtsiskim,Agnesianyuavuahaujlwmnrogcovtswvcuabkomkhotaucovteebmeemlawvmuajnroglawvlubinsurance.YogtustswvcuabtxojhaujlwmqhiarauAgnesiantxognwslubinsuranceuasnwsmuajraulubcaijnwstxaiskevkhomob.

2. KevKhoTswvCuabCovNqi:Thaumtwgpomtiasibtugtswvcuablossistuslavnqi,kevthemnqiyuavyogli

cas,Agnesianyuav(ib)qhiatustswvcuab,lossistuslavnqi,txogcovyuavmuajlicasraunwsxavkomnwsthemtascovnqi,thiab(ob)qhiatxogtxojkevcaithemnqi,daimntawvtsonperaukevpabthemnqi,covntsiablussauyoojyim,thiabkevcairaukevthemnqiyustuskheejthiabkevsaunqi.Yogtiastustswvcuablossistuslavnqiyuavthemtsistaucovnqiuantejpebcaug(30)hnub,mamliqhiaraulawvtxogkevthemlicaskomlawvthemtauraulawvcovnqi,ibyamraucovthemrawssijhawm,thiablossiskevpabthemnqi.Yuavqhialiqhiatauraucovtswvcuab,lossistuslavnqi,txogAgnesiantxojkevcaithemnqithiabyuavqhiatxogyuavuadaimntawmthovkevpablicas.CovhaujlwmnoyoglosntawmAgnesianCovPabQhiaTxogKevThemNqi(FinancialCounselors).

3. LusQhia:Agnesianyuav xa tsawgkawgpebdaimntawvqhianqi rau covneeg tau themnqi los sismuab

emailrauqhiaraupebzaumkawg.Tiamsis,yuavtsisxacovnqituaj lawmtomqabtus lavnqitauxanwsdaimntawvthovkevpabthemnqirawslitxojkevcaithemnqilossisyogthemtaglawm.Yogtuslavnqitxojhaujlwmqhiaqhovchawnyobraulubcaijtuajtxaiskevkhomoblossisthaumtsivtsev.Yogtiastsismuajqhovchawnyobtseeb,txhaistautiaspebualipebuataulawm.Txhuacovntawvqhianqiyuavmuaj,tiamsistsisyogcovnoxwb:

a.Covnqiraukevkhomob;b.Covnqitauthemlosntawmtustswvcuablossistuslavnqi;c.Tsabntawmqhiameejrautustswvcuablossistuslavnqitxogtiasmuajcovkevpabthemnqirawsli

kevcaithemnqithiabmuajtusxovtoojrauchavpabthiabwebsiteuasluamtaucovntawvno,ntxivlidaimNtawvThovKevPabThemNqi.

d.NtawmcovntawvnqixatawmyuavmuajibdaimntawvqhiarautustswvcuablossistuslavnqitxogECAuasnwsuatauyogtiastustswvcuablossistuslavnqiyuavtsisthovraukevpabthemnqirawslikevcaithemnqilossisthemqhovnqirawslilubsijhawm.Muajdaimntawvqhiacovntsiablussauyoojyimtxogcovkevcaithemnqinrograudaimntawvnqi.

4. KevPabThemNqi:Daimntawvqhiatxogkevpabthemnqiyeejmuajraucovtswvcuabthiabcovneegtxais

kevpablosntawmAgnesian.AgnesianFAP,DaimNtawvThovKevPabThemNqi,thiabdaimntawvqhiacovntsiablussauyoojyimtxogFAPyuavluamtauntawmAgnesianlubwebsite.Covntawvluamqhiatxogtejnomuabtauyognugtxog,tsisthemdabtsi.

Covntawvqhiatxogkevpabthemnqi,thiabcovlusqhiatxogAgnesianFAPthiabqhiatxogtiasyuavualicasthiajliyuavtaukevpablosntawmAgnesian,qhiatauraucovtswvcuabthaumlawvtuajtsevkhomoblossisthaumlawvyuavmustsev.Covlusqhiatxogkevpabthemnqilosmuaj,tsisthemdabtsi,thaumibtugtswvcuabnugtxogthiabpebyeejmuablorautejlubchawhauvlubtsevkhomobthiabchavtostxaisneeg,nyobrauhauvlubtsevkhomobthiabchavtxaiscovneegmobxwmkubceev,thiabyuavmuabtsonrogtustswvcuabcovntawvnqixatuaj.

5. ThemNqiRawsCaij:Tauthemcovnqitagnrho,uastseemtshuavthem,uantej30hnubntawmthawjhnub

xathawjdaimntawvnqituaj.Yogtiastustswvcuabthemtsistaus,lossistuslavnqi,themtsistautagnrhorawslubsijahwmntawd,tejzaumlaijlubsijhawmraukevthemnqikomntevzograwsliqhovnqitseem

Page 4: ST. AGNES HOSPITAL KEV CAI THIAB KEV UA HAUJLWM SAU … · 2017. 12. 20. · tswv cuab kom ua raws li yam ua tau, los sis tsis yog xa cov nqi rau lwm lub tuam tsev kev sau nqi kom

SAU TXOG: TXOJ CAI TXOG KEV XA NQI THIAB KEV SAU NQI Nplooj 4 ntawm 8

tshuavtshemtomqabluvnqiraucovtibneegtsimnyogtxaiskevpabthemnqi.MamliuakevthemnqiuasobleegpomzoontawmAgnesianthiabtustswvcuab.Covkevcaintawmkevthemnqiyuavyoguarawslitusneegthovnwscovnqikhomobuastseemtshuav,covnyiajnwskhwvraucuabyigrauiblubxyoosthiablwmyam.Yogtiaspomzoo,yuavtsisraugthempajraucovnqithemrawssijhawm.

CovtswvcuabtauqhiarauAgnesianyogtiaslawvhovthemtsistaucovnqilicastomqabtwbthamtagtiaspomzootxogkevthemnqilawm.Yogtiastustswvcuabtsistxuaslustuajcestejzaummuajfeemcovnujnqinoraugxatawmraulubchawmsaunqi(collectionagency).YogtiasAgnesianibtugtswvcuabuasyeejmuajcovnqithemrawssijhawmlawmtautxaiskevpabntxivtimAgnesianthiabtaumuajlwmcovnqithem,tustswvcuab,lossistuslavnqirautustswvcuabkevthemnqitejzaumtauhloovraucovnqitshiab.Kev themnqiyeejmuaj raucov tswvcuab, los sis cov lav lawvcovnqi, covuas tsimnyog txais tsawgdua100%kevpabthemnqi,tiamsisthemtsistautagnhrocovnqi.Kevthemnqiyograwslicovkevcaicovtswvcuablossiscovlavnqiuastsistsimnyogtxaiskevpabthemnqi.Yogtiascovnqitshuavthemthiablossiscovnqithemtsistsimnyograupebkevthemnqi,tustswvcuablossistuslavnqitauuadaimntawvtxaisnyiajntawmlubtuamtsevtxaisnyiajbank.

C. YOGTIASTSISTHEMCOVNQICESYUAVMUABCOVNQIXATAWMRAULWMTXOJKEVSAUNQILAWM

1. YuavUaLiCasThaumTsisThemNqi:Pebyuavtsisxacovnqikhomobraulubchawsaunqi,lossisECA,uantej120hnubntawmthawjhnubxadaimntawvnqitawmyogtiasAgnesianyeejualiuataulawmkompaubtiassebibtugtswvcuabpuastsimnyogtxaistxojkevpabthemnqi.Lubcaij120hnubnotejzaumyuavsaiduayogtiastaupomzootxaiskevpabthemnqi,tauuakevthemnqitiavthiabtustswvcuabthiabtuslavnqipomzoo,thiabtustswvcuablossistuslavnqitsisthemrawslikevthemnqilawm.Yuavtsismaujkevsaunqirauibtugtswvcuabyogtiasnws,lossistuslavnqi,taumuajpovthawjqhiatiasnwstaumusthovMedicaidlawm,lossislwmcovpovhwmthemnqikhomob,uastejzaumyuavlosthemraucovnqithiabrauyogtiastseemsaibsebnwspuastsimnyog.

UantejxaibtugtswvcuabcovnqimusrauiblubchawsaunqiAgnesianyuavualiuataukomqhiatxogcovkevpabthemnqithiabyuavxalitsawgkawgpeb(3)daimntawvnqirautustswvcuablossistuslavnqi.TxhuadaimntawvnqiyuavmuajcovlusqhiameejtxogAgnesiantxojkevcaithemnqi,xovtoojhukommuajneegpab,thiabwebsiteyoglicas.Yogtiaskevtxuaslustsistaunrogtustswvcuablossistuslavnqi,thiabchawnyobtsisyogescovntawvxalostsispom,covnqiyuavraugxaraukevhaiskomthemnqi(collectionagency).Uantej240hnubntawmthawjhnubxadaimntawvnqi,yogtiasibtugtswvcuab,lossistuslavnqi,tauthovtxojkevpabthemnqi,daimntawvthovkevpabthiabcovkevsaunqiyuavtsotsegraulubcaijlossaibsebpuastsimnyogtxaiskevpab.YogtiastusthovkevpabhovtauCommunityCarelawmces,nwstsistauthemcovnqitsimnyogtsisthem.Yogtiastustswvcuabtsistaukevpabthemnqilossistauqhovnqithemtsawgzog,pebyuavkomnwsthemcovnqi.Yogtiastsisthemcovnqilossisthamtsishaumtxogyuavthemnqilicas,pebyuavmuabcovnqixaraukevsaunqilawm.Yogtiassautsistxhijraudaimntawvthovkevpab,Agnesiantau(ib)txotagnhrocovkevsaunqi,(ob)sauntawvrautheneegqhiatxogtiastseemtshuavdabtsirauFAPlossisdaimntawvthovkevpabthiajlitiavraudaimntawvthov(peb)qhiaAgnesiantusxovtoojlossischawnyoblossiskevtxuaslusraulawv.Daimntawvuathovkevpabyuavnyobli30hnubntawnhnubtimxatsabntawvrautustsonpethovtxaiscovlusqhia.Yogtiastustsonpetsistebtuajthaum30hnubntawd,yuavtsispomzoomuabkevpab.Covthovkev

Page 5: ST. AGNES HOSPITAL KEV CAI THIAB KEV UA HAUJLWM SAU … · 2017. 12. 20. · tswv cuab kom ua raws li yam ua tau, los sis tsis yog xa cov nqi rau lwm lub tuam tsev kev sau nqi kom

SAU TXOG: TXOJ CAI TXOG KEV XA NQI THIAB KEV SAU NQI Nplooj 5 ntawm 8

pabthemnqiyuavtaucovnyiajthimrovqabraulawvyogtiaslawvthemtshajlicovnujnqiuastustswvcuablossistuslavnqitauthemthaumlubcaijpomzoomuabkevpabthemnqirauhauvAgnesianFAP.Thimnyiajyog$5.00lostshaj.Rawslitxojcaino,txojkevpabthemnqifeemntauzausyuavtsispabraucovnqiseemthauminsuranceuantawvtaglawmvimtiastustswvcuabtsisuacovntawvkomtiavpubntsibkwskhomob(referral),lossisyogtiaskevpabtsisyograwslitustswvcuabdaimntawvcoglusnrognwslubinsurancecesyoglicovnqithemntawdyuavtsisthimrovqab.KevsaunqiyogibtxojkevsivrauAgnesianthaumxavtaucovtswvcuablossiscovlavnqithem(ib)covnqitsistaumuajleejtwgthemtshaj120hnublawmraucovneegtsistauthovkevpabthemnqi,(ob)covtswvcuablossiscovlavnqitsisuarawslipomzooraukevthemnqi,lossis(peb)tustswvcuablossistuslavnqitsiskoomtesthemcovnqikomtag.Tsawgkawgli30hnubuantejhaiskomtustswvcuabthemnqirawsliECA,Agnesianyuavmuabtsabntawvqhiatxogkevpabthemnqirautustswvcuablossistuslavnqitxogyamnwsthovtau,qhiatiasyuavthovkevpabthemnqilicas,thiabyuavmuabtauFAPqhovtwg.TsabntawvlinoyuavqhiacovECAuasAgnesianlossislwmlubchawpomzooraulawvhaiskomthemcovnqikhomob,thiabqhialubcaijkawguastaupibuacovECA.Lubcaijtauuatiavyuavtsumyogtxhobsaitshajpebcaug(30)hnubtomqabxatsabntawvtawmrautustswvcuablossistuslavnqi.DaimntawvsaucovntsiablussauyoojyimtxogkevcaithemnqiyuavnyobnrogAgnesiancovntawvthiabyuavualiuataucianeegqhiarautusneegtxogAgnesianFAPthiabtustswvcuabyuavualicasthiajuataurauFAP.CovlustomqabnoqhiatxogtiastejzaumECAAgnesianuataukomtaunyiajthemcovnqikhomob:(ib)xacovnqitsisthemraulubchawqhianeegtsisthemnqirauteevcia(creditreporting)(creditreportingagencies,(ob)cojmushaisplaub,(peb)uantawvrauneegevraulawvtejavlossistsev,lossis(plaub)haiskomlubhaujlwmthemraucovnqitsistauthem.

2. CovChawSauNqi (CollectionAgencies):Tej zaumyuav siv cov chaw saunqi los hais komcov tswv cuab

themcovnqi.Qhovnotejzaumyuavuatejyamno,lossislwmyamthiab,xwslilubchawsaunqi(collectionagency)yuavhuxovtoojtuaj,yauvxantawvtuaj,thiabnrhiavcovneeguastsisthemcovnqikhomob.Yuavtsismuabcovnqiraulubchawsaunqithaum120hnubtomqabxathawjdaimnqi,tiamsisyuavtsisualinoyogtiastustswvcuablossistuslavnqitsisthemnqilinwstauhais.

Uantejyuavmuabxaraulubchawsaunqisabnraud,yuavsaibtxhuatusneegcovnqisebAgnesianpuastauualilawvuataukompaubtiassebtustswvcuablossistuslavnqipuastsimnyograukevpabthemnqi.Tomqabsaibtejnotaglawm,cesyuavraugmuabcovnqixaraulubchawsaunqisabnraud.Txhuacovneeguasraugxamusraulubchawsaunqitauuarawslicovkevpabthemnqi.Agnesiantsispomzookomneeghutuajthabplaub,haislubphem,haislussaibtsistaus,haisluscuav,haislusdaglossishaislusyuamkevlosntawmcovkwslijchojsaunqi,chawsaunqi,lossiscovsawvcevraulawvsaunqithiablawvcovneeguahaujlwm.Agnesianyuavtsispomzookomtibneegthabplaub,haislusphem,hais lus saib tsis taus, dag los sis hais lus yuamkev los sis coj tus cwj pwmphem los ntawmcovneeguahaujlwmsaunqintawmcovtswvcuab.TxhualubchawsaunqiuahaujlwmrauAgnesianyuavmuajdaimntawvcoglusqhiatiastxojkevuahaujlwmsaunqiyograwsliAgnesiancovkevcaithiabtauuarawslicovkevcailijchojraulubxeevthiabtsoomfwv.Tsawgkawg,daimntawvcoglustaumuajtejnorauhauv:

a.YogibtugneegtauuadaimntawvthovFAPtomqabtwbxanwsmusraulwmlubchawsaucovnqitiamsishovyoguantejlubcaijdaimntawvthovlubcaijtag,lawvyuavtxoECAkomtxhobsaunqilawm.

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SAU TXOG: TXOJ CAI TXOG KEV XA NQI THIAB KEV SAU NQI Nplooj 6 ntawm 8

b.YogibtugneegtauuadaimntawvthovFAPtomqabtwbxanwsmusraulwmlubchawsaucovnqitiamsishovyoguantejlubcaijuadaimntawvthovlubcaijtagthiabhovpomzootiasnwstsimnyogtauFAPlawm,lawvtauualinokomrawssijhawm.1. Uacovhaujlwmraws lidaimntawvcog luskomtibneegtsis tau them, thiabkom lawvtxhob

muajqhovfeemthem,komnwsthiablubtsevkhomobuatxhobtauthemtshajnwstauthemrawsliyogtsimnyogtaukevpabnyobrauFAP.

2. Yogmuajfeemrauthiabtusneeg(tsisyoglubtsevkhomob),muajtxojcaiua,yeejualiuataukomhloovcovECArovqab(dualimuabcovnqimuagraulwmlubchawlossislwmlubECA)uasyogcovkomtusneegthem.

3. Yogtiascovnqintawdraugmuagraulwmlubchawlawmthaumlubsijhawmthovkevpab,mamlimusmuab ib daim ntawv cog lus los ntawm tog ntawd kommuaj tag nrho cov lus sau rautshoojno.

YuavmuabdaimntawvpomzooAgnesianKevXaNqi thiabKevSauNqi thiabCovCaiPabThemNqi:PabThemNqiKhoMobrautxhualubchawsaunyiajuahaujlwmnrogAgnesiancovneeguaskevthemnqiyustuskheejkomthiajlimuajfeemuasyoguarawscovkevcai.TausaunpetxaiscovkevcaithiabpomzooraucovkevcaiyuavyogibqhovtauuakompaubtiasyuavuarawslicovkevcaithiabyuavkhawsciarauhauvAgnesian.Yogtiasibtugtswvcuab,lossisibtuslavnqi,uantawvthovraukevpabthemnqiuantejtomqab240hnubntawmthawjhnubtxaisdaimntawvtawmtsevkhomoblossis30hnubthomqabtauxadaimntawvqhiatiascovnujnqixaraulubchawsaunqilawm,mamlipomzooraudaimntawvthovthiabkevsaunyiajmamlimuab txokomtxogpaub tiaspuasyuav tsimnyog.Yog tias tus thovntawd taukevpabdawb,yuav tsismuajkevhaiskomnwsthemnqintxivlawmrauqhovcovnqiuastsimnyogthemraulawm.Yogtiastusthovntawdtsimnyogtaucovnqiluvlawm,lossistsistaukevpabthemnqi,muajcovkaujruamtustswvcuabuatau,lossistuslavnqi,komhaiskhocovnqikhomobkomthemtauyogtsisuacesyuavmuabxaraulwmcovkevsaunqilawm.

3. Lubchawqhianeeg tsis themnqi rau teevcia (CreditReporting):Agnesianyuav tsis tsocai rau lawvcovchawsaunqimusraucovchawqhianeegtsisthemnqirauteevcia(creditreporting).

Rautejlubsijhawm,Agnesianyuavuarawskevcailijchojsaunqi,lossismuabraulawvcovchawsaunqi,komtaucovnqitsistauthem.LubchawsaunqiyuavtsismuajcaipibsaunqirauAgnesiancovtswvcaub,lossistuslavnqi,lossismushaisplaubtautostxogli120hnubtomqablubsijhawmuantawvthovtwbdhaulawmthiabAgnesiantauualiuatausaibsebtustswvcuabpuastsimnyogtxaiskevpabthemnqi.Yogtiasmushaisplaubtagtauraugthemcovnqilawm,tejzaumyuavualino:txiavnyiajtimhaujlwm,tsorauyuscovtsevlossisavevcovnqi,thiabtsorauinsurancethemyogtiashaiscovplaubtaguasmaujfeemraucovkhomoblosntawmAgnesianuasyogtseemtshuavnqitsistauthem.Agnesianyuavnrogcovtawmtswvyimthamtaguantejmuabcojmushaisplaub.Txhuacovnqiyuavcojlossaibibqhozujzusthiabmamlixamtxogtustswvcuablossistuslavnqinyobzoolicas.CovthawjcojtimAgnesianmamlisaibtxhuacovkevsaunqiuasmuajfeemsebyuspuastxaussiabthemnqi,thiabsebcovnqipuastsimnyogmusraukevhaisplaub.

4. CovNqiTsoRauVajTseLossisAvEvRauCovTswvCuabUasTauTagSimNeejThiabNwsTsisMuajPojNiamlossisibtusTxiv:TejzaumAgnesianyuavmuabcovnqiraucovtsevlossisavevyogtiastustswvcuabtautagsimneej,yogtiastustswvcuabtsismuajpojniamlossisibtugtxiv.Tustswvcuabuastagsimneejlawm,tuspojniamlossistustxivyogtuslavAgnesiancovnqiuastseemthemtsistautag,yeejyogxamtiasnwsyogtusthemcovnqiyogtiasAgnesiantsistautxaisDaimNtawvCogLusTxogKevSibFaibCuabYeej

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SAU TXOG: TXOJ CAI TXOG KEV XA NQI THIAB KEV SAU NQI Nplooj 7 ntawm 8

CuabTamqhialosntawmtustswvcuabtiasnwstustxivlossistuspojniamtsislavuantejtusneegtxaiskevpabkhomob.

D. KEVQHIAUAHAUJLWMYuavmuajkevqhiauahaujlwmraucovneeguahaujlwmsaunqi.Covneeguahaujlwmsaunqiraukevthemnqiyustuskheejyuavkawmtxogkevnrogtswvcuabhaislus,kawmkevsablaj/sibkhothiabkawmkevsaunyiaj.KevqhiauahaujlwmyuavqhiatxogfeemntauAgnesianCovKevCaiRauKevPabThemNqi/SauNqithiabkevkoomteskomsaibtausthiabpabtxhuatustswvcuab.KevqhiauahaujlwmyuavqhiatxogyuavhaiscovluslicasthaumhaistxogkevsaunyiajthiablwmyamtauhaiskomcovtswvcuabpaubtxogAgnesiancovkevcai.E. KEVSAIBXYUASCOVCHAWSAUNYIAJCovchawsaunyiajsabnraudyuavuahaujlwmsawvcesrauAgnesianyuavmuajkevsaibxyuastaslikommuajfeemtiaslawvuarawslitxojcaino.F. MUABTAUCOVKEVCAIMuajntawvqhiatxogAgnesianCovKevCaiPabThemNqi,thiabAgnesianKevCaiRauKevThemNqiYusTusKheejthiabKevCaiSauNqiyeejmuajobpebtxojkevmuabtauraucovneeguastuajtxaiskevpabntawmAgnesian.SaibTshooj1yogxavpaubntxiv.G. KEVTSWJYogtauhaiscovlusphem,thabplaub,daglossislwmyamcwjpwmphemntawmAgnesiancovneeguahaujlwm,covneeguahaujlwmraucovchawsaunyiajlossiscovkwslijchojyuavraugkevkhorawscovkevcaikhocovneeguahaujlwmtsiszoo.H. TSISQHIARAULWMTUSAgnesianyuavtivthaivcovtswvcuabcovntaubntawv,txoglawvtejnyiajtxiagthiablawvtejntaubntawvkhomob.

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SAU TXOG: TXOJ CAI TXOG KEV XA NQI THIAB KEV SAU NQI Nplooj 8 ntawm 8 KevCaiRauKevThemNqiYusTusKheejthiabKevCaiSauNqi

Tshooj1MUABTAUCOVKEVCAIMuajntawvqhiatxogAgnesianCovKevCaiPabThemNqi,thiabKevCaiRauKevThemNqiYusTusKheejthiabKevCaiSauNqiyeejmuajobpebtxojkevmuabtauraucovneeguastuajtxaiskevpabntawmAgnesian.

1.CovtswvcuabthiabcovlavnqithovtaucovntawvtxogcovKevCaiPabThemNqi,covKevCaiRauKevThemNqiYusTusKheejthiabKevCaiSauNqi,DaimNtawvThovKevPabThemNqi,thiablossisCovNstiabLusSauYoojYimyogsauemailtuajrau:

AgnesianHealthcareFinancialCounseling430E.DivisionStreetFondduLac,WI54935

2.CovtswvcuabthiabcovlavnqithovtaucovntawvtxogcovKevCaiPabThemNqi,covKevCaiRauKevThem

NqiYusTusKheejthiabKevCaiSauNqi,DaimNtawvThovKevPabThemNqi,thiablossisCovNstiabLusSauYoojYimyoghuxovtoojrau920-926-4841.

3.CovtswvcuabthiabcovlavnqimuabtaucovntawvtxogKevCaiPabThemNqi,covKevCaiRauKevThemNqi

YusTusKheejthiabKevCaiSauNqi,thiabDaimNtawvThovKevPabThemNqi,thiablossisCovNstiabLusSau Yooj Yim yogmus saib rauhttp://www.agnesian.com/patient-visitor-resources/on-line-services/patient-billing-information

4.CovtswvcuabthiabcovlavnqithovtaucovntawvtxogcovKevCaiPabThemNqi,covKevCaiRauKevThem

NqiYusTusKheejthiabKevCaiSauNqi,DaimNtawvThovKevPabThemNqi,thiablossisCovNstiabLusSauYoojYimyogtuajrautimcovchawnyobhauvqabno:

a. St.AgnesHospital,430E.DivisionStreet,FondduLac,WI

b. FondduLacRegionalClinic,420E.DivisionStreet,FondduLac,WI

c. ConsultantsLaboratory430E.DivisionStreet,FondduLac,WI

d. RiponMedicalCenter,845ParksideStreet,Ripon,WI

e. WaupunMemorialHospital,620W.BrownStreet,Waupun,WI

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AGNESIAN HEALTHCARE COV KEV CAI THIAB KEV KHIAV HAUJLWM CLW1/02, FDLRC1/02, RMC10/12, SAH10/91, WMH1/02)

SAU TXOG: KEV CAI PAB THEM NQI

Chav: Thawj Coj - Bonnie Schmitz

Nplooj 1 ntawm 9

TSIM THAUM HNUB TIM NO: 10/25/91 (Txoj cai no yog hloov rau daim St. Agnes Hospital Administrative Policy No. 5, "Community Care Program".) TXOJ CAI:

MuajfeemrauTxhuatustswvcuabrauSt.AgnesHospital(tomqabno,yuavyoglubnpetiasAgnesian)uastautxaiskevpabkhomoblosntawmSt.AgnesHospital,RiponMedicalCenter,WaupunMemorialHospital,FondduLacRegionalClinicslossisConsultantsLaboratory.

QhiameejPebtxojkevpabyeejmuajfeemntauraucovtibneegnyobpuagncigpeb.Covtibneeguahaujlwmraupeblosyogcovnyobzepeb.Covtswvcuablosyogpebcovphoojywg.Pebnyobraulubzosuassibkoomteszoo,sibhlubliibtseneeg,thiajliuarauyuspomraulubchawuahaujlwmtiaspebsihlubliibtseneeg.Vimtiaspebmuajkevmobsiablinopebcovphoojywgthiabcovnyobzepebyuavnojqabhaushuvzoodua.

AgnesianHealthCarelubhomphiajyogmuabkevpabzookomuaraulwmtusmuajkevCiaSiab,KevNojQabHausHuvraucovpebpabpebyuavuatauzoofwmcovhluasmusraucovlaus.Lubhomphiajnoyogqhovyuavtuavpebtxojkevuahaujlwmrautxhualubcaij.

AgnesianHealthCareyeejmobsiabkoomtesnrogkojkevnojqabhaushuv.Qhovnotxhaistiaspebyeejlojhlobtaslis,nhriavkevpabkhomobtshiab,thiabyuavmuajkevpabntxivraucovtibneeguasmobheevraupeblubzejzos.

Vimpebyogiblubchawuaspablubzejzos,pebyeejtxhobtxwmkoomteskompabcovtibneeghauvzejzoskomcooblicoobtau.Pebcovkwskhomobthiablwmcovneeguahaujlwmyeejyuavkoomtesnrogkoj,txhawbkojkomkojmuajfeemraukojkevnojqabhaushuvthiab.Lawvyuavqhiakojtxogcovkevkhomobtseemceebthiabmuabtswvyimraukojkomualubneejnojqabhuashuvzoodua.Thaummuabkevpabkomhaumpeblubhomphiaj,Agnesianyeejkoomteskommuabkevpabthaummuajmobxwmkubceevthiabpabtejyammoblojtxawmtustswvcuabmuajlostsismuajinsurancelossisnyiaj.Qhovkevcaithemnqiyogibqhotauuarawslitsoomfwvthiablubxeevcovkevcairaucovzospebuahaujlwmrau.CovtswvcuabtsimnyogtxaiskevpabrautxojcainoyuavtaucovnqiluvraucovkwskhomobtsimnyoghauvAgnesian.Kevpabthemnqiraukevcainoyuavuarawsliqhovkevciasiabtiascovtswvcuabyuavkoomtesnrogcovkevcaitswjkevthovkevpabthiablwmcovchawuaspabthemnqikhomobraucovpejxeem.Agnesianyuavtsisxaivntsejmuagrawslihnubyug,pojniamlossistxivneej,haivneeg,kevntseeg,ximtawvnqaij,yogtusneegtsistaus,nyiamuapojniamlossistxivneej,tuajtxawvtebchaws,lossisyoglostsisyogpejxeemthaumlostxiavtximtxogkevpabthemnqi. TXHAIS LI CAS

Covlustxhaishauvqabntawmnoyograutxhualunyobrautxojcaino.FeemNtauCovNqiRaugLiCas(AGB):Covnqiuasfeemntauraugyogcovnqithaumtuajrauchavkhomobxwmkubceevlossiskhomoblojraucovtswvcuabthiablossistuslavnqi.Raucovtswvcuabtsimnyogtau,covnqiyuav

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SAU TXOG: KEV CAI THEM NQI Nplooj 2 ntawm 9

tsistshajcovnqinyobrauLookBackMethodqhiameejrau§1.501(r)-5(b)(3)rauInternalRevenueCode.TheLookBackMethodyogibqhovlaijrawslicovtibneegthemAgnesianHealthcareyavtaglosuasmuajMedicarenqi-rau-kevpabtagnrhonrogcovneeguasmuajinsurancelawvtuskheejlostimhaujlwm.CovnyiajthemyuavmuajfeemnrograuAGBthaumlaijyuavpaubtiasyuavmuajcovnqinpaumlicasrawslixyootaglos.Covnqiuasyustauthem(co-insurance,co-paymentsthiabdeductibles)yuavmuabcojloslaijnrograucovMedicarenqi-rau-kevpabuakenrogcovnqixaraucovinsurancehaujlwmlossiscovyusyuav.Covnqitauthemtagnrhoraucovnqikhomobyuavmuablaijnrograwstagnrhocovtibneeg.QhovAGByuavlaijrawsliqhovThimRovQabrauiblubxyoouantej45hnubtomqabhnubxausrauxyookawg,thiabpibrauthaumhnub120rauhnubxaustomqabibxyoo.QhovNqiTauRaugThemFeemNtauRawsFeemPuaAGBlaijqhovthemfeempuatxhualubxyoosuantej45hnubraulubxyoos,thiabqhiameejnyobrauTshoojCrautxojcaino.LubCaijUaNtawvThov:Covcaijuantawvthovyuavtxaisthiabsaibraukevpabthemnqi.Daimntawvthovkevpabyuavpibrauthaumhnubtimtxaiskevpabthiabxausrau240hnubtomqabthawmhnubxadaimnqitawm.KevLuvNqi:Kevpabthemnqiuaspabluvcovnqi,raucovkevpabkhomobuastsimnyoblosntawmAgnesian,yeejlaijrawslicovnyiajtxiag,raucovtswvcuabtsimnyogtau,lossiscovlavnqi,uasmuajnyiajrauibtsevneegrauiblubxyoontawm166rau300%feempuarawsTsoomFwvPomTiasTxomNyemthiabmuajcovcuabyeejcuabtamuastsawgdua$2,000rauibtugtsevneeg.MuajMobXwmKubCeev:YogqhiameejrauTshooj1867rauSocialSecurityAct(42U.S.C.1395dd).Lolus"muajmobxwmkubceev"txhaistautiasyogibqhomobuascialimobloj(ibyamlimobheev)esyogtiastsistaukevpabkhomobraunocesyuavmuajfeemlino:

1.Uarautusneegntawd(lossis,haisraucovxeebtub,kevnojqabhaushuvrautuspojniamlossistusmenyuam)yuavmuajteebmeemloj,

2.Uaraulubcevyuavmoblojuatsistaus,lossis3.Lubcevlossistejsiabntswslossislwmqhovchawraulubcevyuavmobloj,lossis4.Raucovpojniamxeebtubuasmobplabyugmenyuam:

a.Yoghloovmuajcaijkompabtaunwshloovraulwmlubtsevkhomobuantejnwsyug,lossisb.Yoghloovtsevkhomobyuavuateebmeemrauleejniamlossisrautusmenyuamuastsistauyug.

TsevNeeg:TxhaistaulosntawmU.S.CensusBureau,tiasyogibpabneeguasmaujoblossiscoobtshajuasnyobuakethiabuassibtxheebvimmuajtibtugleejniamlossisleejtxivlossissibyuavlossisuantawvmuajcaisaibxyuastusneeg.Yogtiasibtugneegsivtusneegntawdraunwscovsetiasnwstutusneegntawd,rawsliInternalRevenueServicecovkevcai,tejzaumlawvyeejyogibtuguastseemtoslwmtuspabnwsxwbthaumcojnwslossaibsebpuastsimnyogtxaiscovkevpabrautxojcaino.TsevNeegCovNyiaj:Covtsevneegcovnyiajlaijrawslitxhuatusneeglaustaunyiajntaulicasthiabcovuasnyiajsauraucovserautsoomfwv(federaltaxreturn).Raucovtswvcuab18xyoorovhauv,tsevneegcovnyiajyoglawvniamthiabtxivthiablossiscovneegtulawv.CovtsevneegcovnyiajyogsaibsivrawsliCensusBureauqhia,kujmaujfeemlaijrawslicovneegtxomnyemuasyogtsoomfwvtxojcai:

1.Xamtiasnyiajnocesyognyiajuahaujlwm,nyiajpoobhaujlwm,nyiajraugmobtimhaujlwm,nyiajSocialSecurity,nyiajSupplementalSecurityIncome,nyiajxyuamqhaub,nyiajtubqubrog,nyiajthemvimmuajtusneegtagsimneej,nyiajlaus,paj,nyiajlajluam,nyiajxaubtsev,nyiajthemrawskevcai(royalties),nyiajmuagcuabyeejcuabtam,nyiajtsotsegrauyuslosntawmlwmtus(trusts),nyiajraukevkawmntawv,nyiajyugpojniamlossistustxiv,nyiajyugmenyuam.

2.Yuavtsisxamcovkevpabuastsisyognyiajntsuab(xwslinyiajmuasnojthiabnyiajpabrauyusthemnqixaubtsev);

3.Sivcovnyiajuastsistautxiavse;4.Tsisxamcovnyiajlagluamuastauthiabpoob.

TxomNyemRawsLiTsoomFwvPom:Qhovyustxomnyemrawslitsoomfwvpom(FPL)yogsivcovnyiajtxiaglawvyeejmuabcojlosntsuasrauntawmibtsevneegrawsmuajcoobleejlicasthiajlipaubtiasleejtwgtxomnyemhauvlubtebchawsUnitedStates.TejlubsijhawmFederalRegisternyobrauUnitedStatesDepartmentofHealthandHumanServicesyeejmuabkhotshiabrawstxojkevcaitshooj(2)ntawmtshooj9902ntawmTitle42ntawmUnitedStatesCode.CovkevcairauFPLnyobrauntawmhttp://aspe.hhs.gov/POVERTY/.

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SAU TXOG: KEV CAI THEM NQI Nplooj 3 ntawm 9

KevPabThemNqi:Kevpabmuajraucovtswvcuabuastsimnyog,covuasyuavraugkevnyuajraunyiajtxiag,komtxotaumentsislossistagnrhocovnqikhomobthaummuajxwmkubceevlossiscovmoblojthaumtuajhauvAgnesian. PabDawb:Pomzootxotagnhro100%covnqikhomoblosntawmAgnesianraucovtswvcuabtsimnyog,lossiscovlavnqi,yogcovnyiajtxiagraulawvtsevneegyoglossistsawg165%ntawmFPLthiabmuajcuabyeejcuabtamtsawgduabli$2,000rauibtugtseneeg.TusLavNqi:Tusneegmuajtxojhaujlwmdualitustswvcuablosthemtustswvcuabcovnqikhomob.NqiTauThemTagNhro:Covnqiuaslaijrawslicovnqikhomobuantejluvcovnyiajtawm.TsisMuajTsevNyob:RawsliTsoomFwvtautxhaislawm,thiabtauteevcovntawvraupejxeempomrauFederalRegisterthaumlub12hlisntujhnubtim5,2011nyobrauHUD:Ibtugneeglossisibtsevneeguastsismuajtiblubtsevuasnwstaupwtxhuahmo,txhaistautiastusneegntawdlossistsevneegntawdpwrautejlubchawnraumzoovlossisrautejlubchawtsisyograutibneegpwlossisnyobraucovtsevpubneegtsismuajvajtsepwxwbvimtsuasyogpwibntusxwb.Covneegnolosyeejyogcovuastwbtawmntawmlubtuamtsevuasnwstaunyobli90hnublostsawgduauasnyobraucovtuamtsevpabcovneeguasraugxwmkubceevlossiscovchawsuastsisyograutibneegnyobuantejlawvmusraulubtuamtsev.YamMobLojTauTxaisKevPabKhoMob:YogtxhaislosntawmMedicaretiasyogcovkevpablossiscovkhoomuastsimnyogthiabtaumuabkompaublossiskhocovmobrauibtugneegmuajmoblossisraugmob.MedicareNqi-Rau-KevPab(FFS):InsurancethemnqikhomobuasnyobrauhauvMedicarePartAthiabPartBnyobrauTitleXVIIIhauvtxojcaiSocialSecurityAct(42USC1395c-1395w-5).KevThemNqi:TxojkevthemnqirawscaijuaspomzoolosntawmAgnesianthiabtustswvcuab,lossistuslavnqi,raucovnqitauthem.Txojkevthemnqiyuavyograwslintawmtustswvcuabtaunyiajntaulicas,covnyiajtauthemntaulicas,thiabnwsthemlicasyavtagloslawm. YeejXavTiasTejZaumYeejTsimNyog:Nyobrautejtusneeg,covtswvcuabmuajinsurancetsistxauscestejzaummuajqhovuaspebxavtiasnwsyeejtsimnyogtxaiskevpabthemnqivimnwsmuajnperautejqhovtxheejtxheemlossislwmyamqhiaraupebpaub,tsisyoglosntawmtustswvcuab,kompaubntsuamxyuassebnwscovnyiajtxiagyoglicas.InsuranceUasYogTimHaujlwmlosyogYuavYusTusKheej:Covchawuastsisyogxuamqhaubcovinsurancethemnqikhomob,ntxivlicovchawuasmuajkevkhomobnyobrauMedicareAdvantageuastsisyogxuamkhaubli.LubCaijTsimNyog:Yogtiasthovtaucovkevpabthemnqilawmcesyuavtaukevpabtxogliraulubhlis.Kevpabyuavmaujraulubcaijdhauloslawmthiabraucovnqiuastsimnyogpab6lubhlisuantejuadaimntawvthovkevpab.LuvNqiRauCovTsisMuajInsurance: Covtswvcuabuastsismuajlwmcovkevpabthemnqikhomobyuavtauluvnqiraucovtsismuajinsurance,raucovkevpabtsimnyogtaulosntawmAgnesianrautxojcaino,rauthaumlubsijhawmluvcovnqi.TusTswvCuabUasTsisMuajInsurance:Ibtugtswvcuabuastsismuajlwmlubchawthemcovnqikhomoblosntawmiblubinsurance,qhovERISAplan,TsoomFwvKevPabThemNqiKhoMob(licovMedicare,Med,SCHIP,thiabCHAMPUS),NyiajRaugMobTimHaujlwm,lossislwmcovchawuasyuavpabthemcovnqikhomob.TusTswvCuabUasTsisMuajInsuranceTxaus:Ibtugneeg,uasmuajinsurancelosntawmhaujlwmlossisyognwsyuavnwslossistautimxuamqhaub,yuavnyuabraunwsthemcovnqikhomoblosntawmAgnesian. KEV KHIAV HAUJLWM:

A. KEVPABTSIMNYOGTAUCovkevpabnyobrauAgnesiantxojkevcaithemnqitauyogibqhovkhomobzoothiabuarawslifeemntaucovkwskhomobua.Covmuajcesyoglino:

1.Kevpabkhomobrauthaummuajxwmkubceev,thiabkevpabrauchavkhomobxwmkubceevpabkomtustswvcuabqhovmobkomrovloszoomentsis.

2.Kevpabkhomobraucovmoblojlawmtiamsistsisyogtuajrauchavxwmkubceev.

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SAU TXOG: KEV CAI THEM NQI Nplooj 4 ntawm 9

3.Yamkhomobtauua,xwslicovpwraurauhauvtsevkhomoblossiscovtuajntsibkwskhomobtxaiskevntsuamxyuas,saibsebmobdabtsi,thiablossistxaiskevkhomobvimraugmoblossismuajmob,thiabcovkevpabkhomobrawsliMedicarelossislwmcovinsurancethemhuua"covkevkhomobuasthemrau."

4.CovkwskhomobuahaujlwmrauAgnesianyeejthemrautxojcaino.ThovsaibrauTshoojFkomtautagnhrocovkwskhomob.

Kevpabuastsistsimnyogtxaiskevpabthemnqiyogcovno:1.Covkevkhomobuastsistsimnyogtaukho,thiabcovkevpabuasMedicaretsisthemlossisyogMedicare

pomtiasyogibqhouastsistaukho.2.KevpablosntawmcovkwskhomobuastsisuahaujlwmrauAgnesian(xwslicovuaraulawvtuskheejthiab

lossistsisyogAgnesiancovkwskhomob,tshebthaujneegmob,lwmyam.)Yeejxavkomcovtswvcuabhuraucovkwskhomobnugseblawvpuasmuajkevpabthemnqikhomoblossisseblawvpuaspubyusmajmamthem.SaibTshooj3komtautagnhrocovkwskhomobuastsismuajnperaupebthemrautxojcaino.

3.SaibTxhoojAkomtautagnhrocovkevpabuastsisthemrau.B. KEVKOOMTESNROGRAUKEVNTSUAMXYUASCOVTAUUARAULUBZEJZOSTXOGKEVNOJQABHAUSHUVTaumuajkevntsuamxyuascovkevpabxavtau(CHNA)raulubzejzosuasAgnesianuahaujlwmrau.Pomtiasneegrogyogibqhovteebmeemlojheev.Txojkevnpajpabraulubzejzospomtiasyogneegphaisplab(bariatricsurgery)yuavpabneegtxhobrog,tiamsiskevphaisplabtsisyogibqhovkevpabtsimnyogtauraukevpabthemnqilossistsisluvnqiraucovneegthemlawvtuskheej.C. NTSUASKEVTSIMNYOGLICASKevpabthemnqiyuavmuajraucovtsismuajinsurancethiabcovtsismuajtxauslossistuslavnqi,uastsimnyograwslicovqhiahauvqabno.CovkevsaibpuastsimnyograukevcaithemnqitauuarautxhuaAgnesiancovchawuahaujlwm.Agnesianmuajtxojcailoshloov,kholossispauvtxojcaikomhaumthiabyogtaukho.Covthovkevpabthemnqitaunyob3lubhlisraulubnroogFondduLac,DogelossisGreenLake.ThovsaibrauTshoojEkompaubcovZipCodeuaspebuahaujlwmrau.Muajtejlubcaijuastibneeguastsisnyobraulubzostiamsistuajnyogibntusxwblostejzaumlawvtxaistaukevpabkhomobxwmkubceevthiabpebyeejsaibibtugtxawvibtugsebpuastsimnyog.Covchawthemnqikhomob(covinsurancetimhaujlwm,MedicalAssistance,IndigentFunds,VictimsofViolentCrimes,thiablwmyam)taucojlossaibuantejsebpuastsimnyograukevpabthemnqiesAgnesianthiajlipaubzootswjcovchawthemnqikhomobyogtiasmuabtaukevpabthemnqi.Yogtiastejzaumibtugtswvcuabyuavtsimnyogtxaiskevpab,Agnesianmamlihaiskomnwsmusntsiblubchawuasyuavpabtaunwsthiabraunwsmusuatiavcovntaubntawv.Covneegtsonpethovraukevpabtauhaistxhuaqhovchawsuaslawvmuajnpethemnqikhomobkomlawvthemlilawvthemtautagcesmamlixamsebpuastsimnyogtxaiscovkevpabthemnqi.QhovnoyogcovkevthemnqikhomoblosntawmlubXeev(Stateprogram)uasnwstsimnyogtautiamsishovtsisthemcovnyiajthemrawssijhawmraukevpabntawd.Covtibneegthovraukevpabthemnqitxojhaujlwmyogmusthovcovinsurancerauxuamqhaubthiabcovinsurancetimhaujlwmlossiscovyusthemyustuskheej.Covtswvcuab,lossiscovlavnqi,uastsisxavkoomtesmusthovraucovinsuranceuasAgnesianpomzoorauyusmusthov,cesmuajfeemuasyuavtsispomzoorauyustxaiscovkevpabthemnqi.Covtswvcuabtauthemraucovnqirawslilawvthemtausrawslitxojkevcaino.Covtswvcuab,lossiscovlavnqi,uastsimnyogtauMedicaid,taumusthovMedicaidlossismuabdaimntawvlosntawmMedicaidtiasMedicaidtsiskampablawvmuabuantejrau(6)lubhlisuasthovrauAgnesiankevpabthemnqi.Covtswvcuab,lossiscovlavnqi,taukoomtesnrograudaimntawvthovkevpabrawslidaimkevcaithovkevpabthemnqi.

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SAU TXOG: KEV CAI THEM NQI Nplooj 5 ntawm 9

ThaumAgnesianlosntsuassebibtugtswvcuabpuastsimnyograukevpabthemnqiyogsaibnwstsevneegcovnyiaj,cuabyeejcuabtam,thiabcovkevkhomobnwstautxais.Agnesiantxojkevpabthemnqiyeejmuajrautxhuatustswvcuabuastsimnyogtxaisrawslitxojkevcaintawmno.Covkevpabthemnqiyogibqhouasmuabtauraucovtswvcuab,lossiscovlavnqi,rawslilawvcovnyiajtxiagthiabtauuarawslicovtsoomfwvthiablubxeevcovkevcailijchoj.Kevpabthemnqiyograucovtswvcuabtsimnyog,yogtiascovkevpabyograwslicovntawvcoglusntawmnwsthiabnwslubinsurance.Kevpabthemnqifeemntauzausyuavtsispabraucovnqitustswvcuabtauthemrau(co-payment)rawslilawvlubinsuranceyogtiastustswvcuabtsisuarawslilawvlubinsurancehaiskomtauuaxwsliyogtsisuacovntaubntawvtsocaikuajkwskhomob(referralslossisauthorizations).Feemntauzaus,covnqitshuavtauthem(outofnetwork)yogtsiskuajcovkwskhomobmuajnperauinsuranceyogibqhosaibibtugzujzus.Covtswvcuabuassivtaucovnqiraukevuase,covuasmuajnyiajtseglosthemnqikhomobxwsliHealthSavingsAccount,losqhovHealthReimbursementArrangementlossisqhovFlexibleSpendingAccount,yuavtausivcovnyiajtsegntawdtagtsomamlimuabtxojkevpabthemnqirau.AgnesianmuajtxojcaitshemcovkevpabluvnqiyogtiastaupomtiastaumuajneeguatxhaumcovkevcainyobrauAgnesian.D. KEVPABTHEMNQIThaumsaibxyuastustswvcuabtsevneegcovnyiajtxiag,cuabyeejcuabtam,thiabkevkhomobtautxais,covtswvcuabtsimnyogtejzaumtxaistaucovno.LuvNqiRauCovTsisMuajInsurance: Covtswvcuabuastsismuajlwmcovkevpabthemnqikhomobyuavtaukevluvnqiraucovtsismuajinsurancerauthaumlaijcovnqiuastsistauluv.Qhovnomuajfeemraucovtswvcuabuastsismuajinsurancethemnqikhomobthiablossislwmkevthemnqikhomob.Covtswvcuablossiscovlavnqi,yogtiasluvnqiraucovtsismuajinsurance,tsistaumuabcojraukevtsimnyograukevpabthemnqinyobrauntawmno.KevPabDawbTagNhro:QhovnqiAgnesianHealthcareyuavkomthemnyobntawmkevcaithemnqiraucovtsismuajinsurancelossiscovmuajinsurancetsistxaus,lossiscovlavnqi,uastsevneegcovnyiajyogtsawgdua165%ntawmkevtxomnyemrawslitsoomfwvpomuasmuajcuabyeejcuabtamtsawgdua$2,000rauibtugneeg.KevLuvNqi:QhovnqiAgnesianyuavluvraukevcaithemnqiraucovtsismuajinsurancelossiscovmuajinsurancetsistxaus,lossistuslavnqi,uastsevneegcovnyiajyog165%tiamsistsawgdua300%ntawmkevtxomnyemrawslitsoomfwvpomuasmuajcuabyeejcuabtamtsawgdua$2,000rauibtugneeg.Yuavluvnqi,rawslicovnyiajtxiaghauvqabno,rawsliibtsevneegcovnyiajrautustswvcuab,lossistuslavnqi:

1.Tsevneegcovnyiajsiabtshaj165%FPLtiamsisyoglossistsawgdua175%FPLyuavtsimnyogtaucovnqiluv75%raucovnqikhomob.

2.Tsevneegcovnyiajsiabtshaj175%FPLtiamsisyoglossistsawgdua200%FPLyuavtsimnyogtaucovnqiluv50%raucovnqikhomob.

3.Tsevneegcovnyiajsiabtshaj200%FPLtiamsisyoglossistsawgdua250%FPLyuavtsimnyogtaucovnqiluv25%raucovnqikhomob.

4.Tsevneegcovnyiajsiabtshaj250%FPLtiamsisyoglossistsawgdua300%FPLyuavtsimnyogtaucovnqiluv20%raucovnqikhomob.

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SAU TXOG: KEV CAI THEM NQI Nplooj 6 ntawm 9

KevThemNqi:Tauthemcovnqitagnrho,uastsistauthem,uantej30hnubntawmthawjhnubxathawjdaimntawvnqituaj.Yogtiastustswvcuabthemtsistaus,lossistuslavnqi,themtsistaustagnrhorawslubsijahwmntawd,tejzaumlubsijhawmraukevthemnqikomntevzograwsliqhovnqitseemtshuavtshemtomqabluvnqiraucovtibneegtsimnyogtxaiskevpabthemnqi.MamliuakevthemnqiuasobleegpomzoontawmAgnesianthiabtustswvcuab.Covkevcaintawmkevthemnqiyuavyoguarawslitusneegthovnwscovnqikhomob,covtsevneegcovnyiajrauiblubxyoosthiablwmyam.Yogtiaspomzoo,covnyiajthemrawssijhawmyuavtsistauthempaj.CovtswvcuabtauqhiarauAgnesianyogtiaslawvhovthemtsistauscovnqilicastomqabtwbthamtagtiaspomzootxogkevthemnqilawm.Yogtiastustswvcuabtsistxuaslustuajcestejzaummuajfeemcovnujnqinoraugxatawmraulubchawmsaunqi(collectionagency).E. YEEJXAVTIASTEJZAUMYEEJTSIMNYOGAgnesiantotaubtiastxhuatustswvcuabyuavsautsistaudaimntawvthovkevpabthemnqilossisyuavmusmuabtsistaucovntaubntawvpovthawj.Tejzaumyuavmuajtejtustswvcuabuasyuavtsimnyogtaucovkevpabthemnqiuastsistauuadaimntawvthovkevpab.LwmyamuasqhiatxogtustswvcuabrauAgnesiantejzaumyuavsivtaulostxiavtximtiascovnqintawdyuavthemtsistauvimtejzaumyeejtsimnyog.Qhovxavtiastejzaumtsimnyogyogibqhouataurawslilwmcovkevpabnwstxaislossistejyamhauvnwslubneejxwsli:

1.Covtswvcuablossiscovlavnqiuastauuantawvthemtsistaulawvcovnujnqi(bankruptcy).Raucovtibneeguastauuakevthemtsistaulawvcovnujnqi(bankruptcy)lawm,qhovnqiuastseemtshuavthemrauhnubnwsthovtaukevtsisthemnqi(bankruptcy)yuavyogqhovuaspubmuabtshemtawm.

2.Covtswvcuablossiscovlavnqiuastautagsimneejtsismuajtsevlossisav.3.Covtswvcuablossiscovlavnqiuastsismuajtsevnyob.4.Covnqiuasxarovtuajlosntawmlubchawsaunqitiaslawvsautsistauvimcovlussausaumno.5.CovtswvcuablossiscovlavnqiuastsimnyogtxaisStateMedicaidcovkevpabthemnqi,yuavtsimnyogtxais

kevpabraucovnqiuasyogcovseemtauthemlossiscovuaslawvtsiskamthemrau.AgnesianyeejtotaubtiasmuajibcovtswvcuabyuavtebtsistauAgnesiantxogthovkevpab.Yogmuajlino,tejzaumAgnesianyuavsivlwmkevsaibxyuaskevtsimnyograuibtugneegkevthemnqi.CovyuavpaubtxognoyuavpabAgnesiantxiavtximtxogtusneeguashaistsistaulusthaumthovkevpab.Tejzaumyuavpomzooraucovtswvcuabthaumlawvtseemuacovntawvthovkevpabthemnqi.Agnesianyuavsauntawvraucovtswvcuabuastsistsimnyogtxaiskevpabthemnqiqhiaraulawvpaubtiaslawvyuavtsistaucovkevpabthemnqilawm.Tsabntawvnoyuavmuajcovntsiablussauyoojyimtxogtxojkevcaithemnqithiabyuavualicasyogtiastsisuadaimntawvthovkevpablossistsisthemcovnqi.Covtswvcuabuastejzaumtsimnyogyuavtautxojkevpabthemnqiyuavmuajnpenyobraucovneeguastwbtautxaislawm.Lawvyuavtsisraugxaraukevsaunqi,yuavtsisrauglwmkevsaunqi,yuavtsissauntawvqhiatxogtiastsimnyogdabtsi,thiabyuavtsismuajnperaulubtsevkhomobtiasyogtusneegtsisthemnqi.Raucovtswvcuablossiscovlavnqiyogtiaslawvtsimnyogvimsivtauntaubntawvlosntawmcovchawqhiatxogkeebkwmthemnqi(creditagencies)lossisqhialawvcovnyiajtxiag.F. KEVPABKHOMOBTHAUMXWMKUBCEEVRawslitxojkevcaitsoomfwvpabcovtibneegmuajmobxwmkubceevFEDERALEMERGENCYMEDICALTREATMENTANDLABOR(EMTALA),tsispubtsevkhomobsaibxyuassebnwspuasmuajnyiajthemraulawvuantejlawvmuabkevpabkhomobrauthaummuajkevkhomobxwmkubceev.TejzaumAgnesianyuavnugkomtustswv

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SAU TXOG: KEV CAI THEM NQI Nplooj 7 ntawm 9

cuabthemnwsqhovfeemuasnwstauthem(xwslicovco-payments)rauthaumlubcaijnwstxaiskevpab,yogtiasnugnoyuavtsiscuamtshuamraunwskevkhomoblossiskevpabraunwsyogmuajmobxwmkubceev.G. COVNQIXARAUTUSTSWVCUABUASTSIMNYOGRAUKEVPABTHEMNQICovnqixarautustswvcuabthem,lossistuslavnqi,uastsimnyograukevpab.Raucovtswvcuabuastsismuajinsuranceestsimnyogtau,covnqiyuavtsistshajcovnqinyobrautxojcaihuuaLookBackMethod.QhovLookBackMethodyogibqhovlaijrawslicovtibneegthemAgnesianyavtaglosuasmuajMedicareFee-for-Servicetagnrhonrogcovneeguasmuajinsurancelawvtuskheejlostimhaujlwm.CovnyiajthemyuavmuajfeemnrograuAGBthaumlaijyuavpaubtiasyuavmuajcovnqinpaumlicasrawslixyootaglos.Covnqiuasyustauthem(co-insurance,co-paymentsthiabdeductibles)yuavmuabcojloslaijnrograucovMedicarenqi-rau-kevpab(MedicareFee-for-Service)uakenrogcovnqixaraucovinsurancehaujlwmlossiscovyusyuav.Covnqitauthemtagnrhoraucovnqikhomobyuavmuablaijnrograwstagnrhocovtibneeg.QhovAGByuavlaijibzaugibxyoos.Qhovfeemlaijyuavsivrau120hnubtomqabxyootaguasAgnesiansivloslaijcovfeempuarauAGB.CovtswvcuabuastsimnyogtxaiskevcaithemnqiyuavtsistauraugthemtagnhrocovnqilaijraukevkhomobtsimnyogthaumlawvthovtaukevcaithemnqilosntawmAgnesian.CovnqiluvyuavmuajrawslidaimntawvtshoojCraukevcaino.

KevlaijnqiraucovtsismuajinsurancetsimnyograucovthovFA:NqiTauThemTagNhroYog $1,000.00AGB%rautustswvcuab 35%LuvNqi $350.00AGBTagNhroYog $650.00LaijqhovluvnqirawsliTsoomFwvkevcaixamtiasyogkevtxomnyemraucovnqitshuavtxog$650(TagNhroAGB)

CovqauvqhiatxogyuavlaijnqiraucovtsimnyograucovthovFA:NqiTauThemTagNhroYog $1,000.00Insurancethem/luvnqikhomob $300.00QhovTusTswvCuabTauThem $700.00AGB%rautustswvcuab 35%

LuvNqi $350.00 Nqi–NqiLuv=AGBtagnhro $350.00

LaijqhovluvnqirawsliTsoomFwvkevcaixamtiasyogkevtxomnyemraucovnqitshuavtxog$350.(AGBTagNhro)

H. THOVRAUKEVPABTHEMNQIYuavkomtsimnyogtxaiskevpabthemnqiyuavsaibrawslicovnyiajtxiagraulubsijhawmtsonpethovkevpab.Feemntau,taumuajntawvpovthawjraudaimntawvthovkevpabthemnqi.Yogtiastsismuajcovntawvpovthawj,tejzaumAgnesianyuavnugkommuablwmyamntawv.Yuavtaumuabpovthawjqhiatiasyeejtsimnyogtxaiskevpabthemnqi.Covntawvtomqabnoyogcovuassivtauuapovthawjlosntawmcovtswvcuab,lossistuslavnqi,kompaubtiasnwstsimnyoglicas:

1.LuamcovntawvseFederal(daim1040),thiabtagnhrocovntawvuasenrog,rautsaibno.Yogtiastsistauuase,cestauuadaimntawv4506T.

2.DaimNtawvPovThawjQhiaTxogTauNyiajLiCas-luamdaimtwtshev(30hnubdhau)lossislwmdaimntawvpovthawj.

3.Povthawjraunyiajtxiag,xwslinyiajpoobhaujlwm,raugmobhaujlwm,themyugpojniamlossistustxiv,nyiajlaus,nyiajlwmtustsotsegrauyus,nyiajtubqubrog.

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SAU TXOG: KEV CAI THEM NQI Nplooj 8 ntawm 9

4.Daimntawvtimlubchawtsonyiaj(bankstatement),raucheckingthiabsavingthiabdebittibsi.Covntawvtomqabnoyogcovuassivtauuapovthawjlosntawmcovtswvcuab,lossistuslavnqi,sebnwspuasyuavtsimnyog:

1.Muajnyiajthemnqirautimbank(Checkingaccount)2.Muajnyiajtsegtimbank(Savingsaccount)3.Muajnyiajtaupajtsegtimbank(Moneymarketaccounts4.Covntawvpovthawjtsonyiaj(Certificatesofdeposit)5.Nyiajthemrauyustaslubneej(Annuities)6.Nyiajtsegsivthaumtsisuahaujlwm(Non-retirementinvestmentaccounts)7.Nyiajlaus,nyiajtsegtimhaujlwmthemthaumlaus,nyiajIRA,401K.8.Vajtselossisav9.Lwmcovcuabyeejcuabtam

Covntawvthovraukevpabthemnqixatautuajtxog240hnubtomqabhnubtimxanqi.Yogtiasdaimntawvthovsautsistxhij,lossisyogtiastseemtshuavlwmyamntxiv,daimntawvthovkevpabyuavciaqhibrau30hnubrauntawmhnubxatsabntawvnugraucovntawvxavtauntxivntawd.Yogtiastustsonpethovkevpabtsistebtuaj30hnubntawd,yuavtsispomzoomuabkevpab.RaulubsijhawmuasuadaimntawvthovKevPabThemNqi(FAA)notseemcojlossaibxyuaslawm,yuavtxotxhuakevsaunqi.DaimFAAyuavmuabteevtsegrautustswvcuabcovntaubntawv.KevxanqitseemyuavuahaujlwmliqubraulubcaijtseemsaibthiabtxiavtximtxogdaimntawvFAA.YogdaimntawvFAA,yeejuatxhijlawm,taupomzooraunocesmamlimuabrauibtugneeguahaujlwmrauAgnesianthiabyuavmuabteevtsegrautustswvcuabcovntaubntawvthiabcovnqilosyuavmuabtxorawslicovpomzoo.Yuavtauxacovntawvthovkevpabthemnqirauqhovchawnyobntawmno:

AgnesianHealthcareHealthSystemCommunityCareDepartment

430E.DivisionStreetFondduLac,WI54935

Yogtiastsispomzoomuabkevpabthemnqi,tustswvcuablossistuslavnqi,rovthovduayogtiasnwscovnyiajtxiagtauhloov.I. KEVTXIAVTXIMSIABPUASTSIMNYOG,KEVTHOVKOMROVMUABLOSSAIBDUATHIABKEVSIBKHOTauxacovntawvqhiatxognwskevtxiavtximtagraunwskevthovFAAuantejpebcaug(30)hnubntawmhnubnwsuatiavdaimntawvthov.CovthovkevpabthemnqiyuavtaucovnyiajthimrovqabraulawvyogtiaslawvthemtshajlicovnujnqiuastustswvcuablossistuslavnqitauthemthaumlubcaijpomzoomuabkevpabthemnqirauhauvAgnesiantxojkevcaithemnqi.Tejzaumcovnyiajthimnoyuavtshaj$10lossistshaj.Rawslitxojcaino,txojkevpabthemnqifeemntauzausyuavtsispabraucovnqiyustauthem(co-payment)lossiscovnqitshuavuasinsurancethemtaglawmvimtiastustswvcuabtsisuacovntawvpubntsibkwskhomob(referral),lossisyogtiaskevpabtsisyograwslitustswvcuabdaimntawvcoglusnrognwslubinsurancecesyoglicovnqithemntawdyuavtsisthimrovqab.Covtswvcuabmuajcaicojlostxiavtximduayogsauntawvtuajuantej30hnubntawmhnubtxaisdaimntawvtxiavtxim:

AgnesianHealthcareHealthSystemAttn:CommunityCareManager

430E.DivisionStreetFondduLac,WI54935

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SAU TXOG: KEV CAI THEM NQI Nplooj 9 ntawm 9

Covntawvsauthovkommuabcojlostxiavtximduayuavtauxatuajuantej30hnubntawmhnubtxiavtximthawjzaug.TusuahaujlwmsaibxyuashuuaDirectorofRevenueCyclemamlisaibdaimntawvthovsebpuasyuavhloovlicas.KevtxiavtximlicaslosntawmtusthawjsaibxyuasDirectorofRevenueCycle.J. LubCaijTsimNyogKevtxiavtximpomzooraukevpabthemnqiyuavmuajfeempabrautxogli6lubhlisthiabyuavpabrauyogmusrauchavpabkhomobxwmkubceevlossistejyamkhomoblojntawmhnubtimpomzooraukevpablosthemraucovnqiqubthiabcovnqiuastaumuabxatawmraulwmlubchawsaunyiajtiamsisyuavtsisualinoyogtiastauthemcovnqitaglawm.Yogtiascovnyiajtxiagtauhloovlossislwmtusneegyuavpabthemcovnqitauhloovlubsijhawmtxiavtximthiabtausaibxyuasntxiv.K. QHIATXOGKEVPABTHEMNQICovlusqhiatxogAgnesiantxojkevcaithemnqithiabqhiatxogyuavhurauAgnesianthiablwmyam,thiabyogthemnyiajtaulicas,yuavmuabdaimntawvnoloraulubtsevkhomobqhovchawtostxais,thiabrauchavpabthaummuajxwmkubceev.Covlusqhianolosmuabtaulosntawmtsevkhomobcovtawmtswvyimtxogkevthemnqi(financialcounselors).Agnesiandaimntawvqhiatxogtxojkevcaithemnqi,daimntawvthovthiabdaimntawvqhiatxogcovntsiablussauyoojyimrautxojkevcaimuajnyobraulubwebsite:www.agnesian.com.Covlusnomuabpubdawb,yogtiashurautusqhiatswvyimthemnqitusxovtooj(920)926-4841lossis(800)486-4157.Yogkojxavtaukevpabuadaimntawvthovkevpabthemnqi,kojhurau(920)926-4841thiabnrogtusuahaujlwmpabneeg(CommunityCareRepresentative)tham.CovlusqhiatxogAgnesiantxojkevpabthemnqiyuavmuabtxhaistauraulwmhomluskomlwmhaivneegtotaubthiab.Covlusqhiatxogkevpabthemnqi,thiabcovntawvlorauhauvcovtsevkhomobyuavmuabtxhaisrauntauhomlusuasyogcovlussivlitsawgtshaj1,000lossis5%ntawmcovneegnyobzelubtsevkhomob.Ntxivmus,AgnesianyuavmuajcovntawvqhiatxogcovkevcaithemnqithiabkevpabthemnqiluamrautxhualubhliAgnesianxacovnqithemthiabcovntawvsaunyiaj.CovlusqhiatxogAgnesiantxojkevcaithemnqiyeejmuabtau,txhualubsijhawm,yogtiastustswvcuabthovkommuab.L. TXOJCAIQHIATIASTAUYAMTAUMUAJAgnesianHealthcareyuavuarawslitsoomfwv,lubxeevthiablubzejzoscovkevcailijchoj,thiabyuavqhiatxogtejyamtauqhiauasyuavmuajfeemlicasrautxojkevcaino.Agnesiantauuarawstxojkevcaiteevciatxogcovmuajfeemraukevpabthemnqikomqhiatautxogkevpabno.CovlusqhiatxogkevpabthemnqiyuavmuajrawstxojkevcaiqhiatxhualubxyoosrauIRStsabntawv990ScheduleH.M. KEVKHAWSNTAUBNTAWVAgnesianyuavkhawstxhuacovntaubntawvraukevpabthemnqithiajlimuajkevtswjthiabuataurawslicovkevcailijchoj.

Saib Rau/Hnub Hloov: 9/1992, 4/1994, 7/1997, 8/1997, 1/2002, 12/2004 DO, 8/2006, 4/2007, 9/2007, 1/2008, 11/2008, 1/2010, 2/2011 hloov 10/2012, 1/2014 hloov, 1/2015 hloov, 6/2016 hloov

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TshoojAAgnesianHealthCareKevCaiPabThemNqi

TsisPabThemCovNqiNoCovkevpabntawmnoyuavtsisnyobrautxojKevCaiPabThemNqi.Yuavtsisluvnqintawmtxojcairaucovno:

• TxhuaCovKevPabKhoMobRauNeegZooNkaujZooNraug,rautxhuacovkevpabcuamthiabcovkhoomyuav.

• Covkhoqhovtsocuabyeejraulubqhovmuagkompomkev(Premiumlensimplant)• Tsotshuajkhoraucovleegntshavuasntsuabntsuabntawmtxhaisceg(Sclerotheropy

rauspiderveins)• Kevpabkhoqhovmuagthiabkhoomrauqhovmuag• LubNtsawsPobNtsegKomHnovLusthiabcovkhoomsiv• CovLoQhovMuagKomPomKev(ContactLenses)• KevKuajPobTxhaDabKaum(ChiropracticServices)• IntegratedHealthServices• Sam(Vasectomies)• Kevpabkommuajmenyuamthiabkuaj(Fertility)• KevTivThaivTxhobMuajMenyuam• KevKuajMuajMobLosNtawmNiamLossisTxiv(GeneticTesting)

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TshoojBAgnesianHealthCareKevCaiPabThemNqi

QhiaTxogCovKwsKhoMobUasTsisNyobRauKevPabCovkwskhomobntawmnoyuavtsisnyobrautxojKevCaiPabThemNqi.AgnesianHealthCaretsisyogtustswvlossistsisyogtuskhiavcovchawqhiahauvqabno,yogliyuavtsismuajfeemrautxojcaipab.

• RadiologyAssociatesofFoxValley• FondduLacPathology• NeuroscienceGroup• LakelandNeurology• TXHUAAmbulancelossisLifestar(Helicopter)Services• TXHUAtuskwskhomobuasmuajnpenroglwmlubtuamtsevkhomob

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TshoojCAgnesianHealthCareKevCaiPabThemNqi

FeemNtauCovNqiRaugLiCasCovnqiuasfeemntauraugyogcovnqithaumtuajrauchavkhomobxwmkubceevlossiskhomoblojraucovtswvcuabthiablossistuslavnqi.Raucovtswvcuabtsimnyogtau,covnqiyuavtsistshajcovnqinyobqhiarauLookBackMethodqhiameejrau§1.501(r)-5(b)(3)rauInternalRevenueCode.QhovLookBackMethodyogibqhovlaijrawslicovtibneegthemnqiyavtaglosuasmuajMedicareFee-for-Servicetagnrhonrogcovneeguasmuajinsurancelawvtuskheejlostimhaujlwm.CovnyiajthemyuavmuajfeemnrograuAGBthaumlaijyuavpaubtiasyuavmuajcovnqinpaumlicasrawslixyootaglos.Covnqiuasyustauthem(co-insurance,co-paymentsthiabdeductibles)yuavmuabcojloslaijnrograucovMedicarenqi-rau-kevpab(MedicareFee-for-Service)uakenrogcovnqixaraucovinsurancehaujlwmlossiscovyusyuav.Covnqitauthemtagnrhoraucovnqikhomobyuavmuablaijnrograwstagnrhocovtibneeg.YuavlaijtusnqiAGBkomtxhobtshajibzaugrauiblubxyoouantej45hnubtomqabxyookawg,thiabyuavpibrau120hnubtomqabxyookawg. QhiaKevPab: Luv%

• ConsultantsLaboratoryofWisconsin 63%• FondduLacRegionalClinics 61%• RiponMedicalCenterKevPabKhoMobRauCovPwTsevKhoMob

(InpatientServices) 35%• RiponMedicalKevPabKhoMobRauCovPwTsevKhoMob

(InpatientServices) 48%• SaintAgnesHospitalKevPabKhoMobRauCovPwTsevKhoMob

(InpatientServices) 58%• SaintAgnesHospitalKevPabKhoMobRauCovPwTsevKhoMob

(InpatientServices) 54%• WaupunMemorialHospitalKevPabKhoMobRauCovPwTsevKho

Mob(InpatientServices) 41%• WaupunMemorialHospitalKevPabKhoMobRauCovPwTsev

KhoMob(InpatientServices) 55%

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TshoojDAgnesianHealthCareKevCaiPabThemNqi

LuvNqi(TsoomFwvTebChawTxomNyemNtau)

AGNESIAN HEALTHCARE COMMUNITY CARE QHIA RAWS NYIAJ TXIAG

2016 TSOOM FWV QHIA RAWS COV TXOM NYEM

Coob Li Cas 100%

125%

150%

165%

175%

200%

250%

300%

1 Ib lub xyoo $11,770 $14,713 $17,655 $19,421 $20,598 $23,540 $29,425 $35,310

Txhua hli $981 $1,226 $1,471 $1,618 $1,716 $1,962 $2,452 $2,943

2 Ib lub xyoo $15,930 $19,913 $23,895 $26,285 $27,878 $31,860 $39,825 $47,790

Txhua hli $1,328 $1,659 $1,991 $2,190 $2,323 $2,655 $3,319 $3,983

3 Ib lub xyoo $20,090 $25,113 $30,135 $33,149 $35,158 $40,180 $50,225 $60,270

Txhua hli $1,674 $2,093 $2,511 $2,762 $2,930 $3,348 $4,185 $5,023

4 Ib lub xyoo $24,250 $30,313 $36,375 $40,013 $42,438 $48,500 $60,625 $72,750

Txhua hli $2,021 $2,526 $3,031 $3,334 $3,536 $4,042 $5,052 $6,063

5 Ib lub xyoo $28,410 $35,513 $42,615 $46,877 $49,718 $56,820 $71,025 $85,230

Txhua hli $2,368 $2,959 $3,551 $3,906 $4,143 $4,735 $5,919 $7,103

6 Ib lub xyoo $32,570 $40,713 $48,855 $53,741 $56,998 $65,140 $81,425 $97,710

Txhua hli $2,714 $3,393 $4,071 $4,478 $4,750 $5,428 $6,785 $8,143

7 Ib lub xyoo $36,730 $45,913 $55,095 $60,605 $64,278 $73,460 $91,825 $110,190

Txhua hli $3,061 $3,826 $4,591 $5,050 $5,356 $6,122 $7,652 $9,183

8 Ib lub xyoo $40,890 $51,113 $61,335 $67,469 $71,558 $81,780 $102,225 $122,670

Txhua hli $3,408 $4,259 $5,111 $5,622 $5,963 $6,815 $8,519 $10,223

9 Ib lub xyoo $45,050 $56,313 $67,575 $74,333 $78,838 $90,100 $112,625 $135,150

Txhua hli $3,754 $4,693 $5,631 $6,194 $6,570 $7,508 $9,385 $11,263

10 Ib lub xyoo $49,210 $61,513 $73,815 $81,197 $86,118 $98,420 $123,025 $147,630

Pom Zoo Rau: 100% 75% 50% 25% 20%

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TshoojEAgnesianHealthCareKevCaiPabThemNqi

QhiaCovChawNyobUasPabTauCovtswvcuabthiablossiscovLavNqiuasnyobraucovzipcodentawmno(CovChawAgnesianMuajKevPab)yuavmuajfeemthovtauKevPabThemNqirawstxojcaino:54923Berlin 53050Mayville53919Brandon 53949Montello53006Brownsville 53057MountCalvary53009Bryon 54960Neshkoro 53010Campbellsport 53065Oakfield53019Eden 54963Omro 54932Eldorado 54964Pickett 53931Fairwater 54968Princeton54935FondduLac 53956Randolph54936FondduLac 54970RedGranite54937FondduLac 54971Ripon53933FoxLake 54974Rosendale54941GreenLake 53079SaintCloud54932Horicon 53091Theresa53939Kingston 54979VanDyne53048Lomira 53963Waupun53049Malone53946MarkesanAgnesianHealthcaremuajkevpabkhomobraucovchawno;tiamsis,covntawvthovkevpabuasnyobraucovzipcodesauhauvnoyuavtausaibxyuassebkevpabkhomobyoguantejthovtaukevpabthemnqiraucovchawqhia.Kevpabkhomob:PsychiatricAssociatesrauBeaverDam,AgnesianHealthcareDialysisrauBeaverDam,HospicethiabOncologyrauBerlin.53916BeaverDam 54966Plainfield54930Coloma 54982Wautoma53925Columbus 54984WildRose54943Hancock 54986Winneconne54901OshkoshAgnesianHealthcare’sBehavioralHealthmuajntawvcoglusnrograucovnroogAdams,Calumet,Dodge,GreenLake,Jefferson,Marquette,Shawano,Washington,thiabManitowoc

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komlawvtxaiscovtibneeguastxaiskevpabnyuajsiabtawmtswvyimpabcovpuashlwbuaspwtimtsevkhomob.Tejlubsijhawmmuajlwmlubchawrauibtugneegmustxaiskevpabyogtiastsismuajlubchawzedua;xwslilubnroogShawano.Tejzaumyuavpubrauibcovtibneeguasnyobraucovzipcoderaulubcaijtxaiskevpabkhomobraulubtsevkhomobuasyoglubpabtauthiabyograucovxaraucovkwskhomobkuajtejhommob,hloovtsevkhomobthiabthaummusrauChavKhoThaumMuajXwmKubCeev.SamaritanClinictsuaspabcovtibneegnyobrauFondduLacthiabDodgeCounty.09/20/2007,08/10/2011,10/03/2012,01/16/2014

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TshoojFAgnesianHealthCareKevCaiPabThemNqi

QhiaTxogCovKwsKhoMobNyobRauKevPabCovkwskhomobsauntawmnoyogcovnyobrautxojKevCaiPabThemNqi.

• FondduLacRegionalClinicProviders• LwmcovkwskhomobxanqilosntawmAgnesianHealthCare.