Upload
others
View
1
Download
0
Embed Size (px)
Citation preview
Spirit of America Federal Credit Union
To locate any of our nearly 30,000 surcharge-free ATMs visit moneypass.com To find one of the 5,000 shared branch locations in the US or Canada visit allco-op.org or call 888-SITE-COOP
Smart phone? Be sure to download the APP for both of these and mobile banking!
Report lost debit card: 800-264-5578 Report lost credit card: 800-556-5678
325 N 52nd Street, PO Box 5556, Lincoln, NE 68505
402-467-1102 800-998-2519 Fax 402-467-3293 ATMs: 325 N 52nd Street Drive Thru
1st floor Federal Building
*Department of Homeland Security *National Guard Base Atrium Outside BX
(*Must have building access to use these ATM’s.)
Call 24-Telephone Teller: 888-565-3531
Visit us online at spiritofamericafcu.org
Receive up to a 1% discount ON ANY NEW MONEY SECURED LOAN*
OF $5,000 OR MORE!
2019 Annual Meeting
April 25
“Together We’re Better”
Spirit of America is more than your
financial institution, we are a member-owned
financial cooperative existing only for you!
Purchase your tickets before April 12
to celebrate the Credit Union difference!
You are a member owner
making it your right and privilege
to participate in the democratic process
of electing your Board of Directors.
Hillcrest Country Club
Thursday, April 25
Social Time - 5:30 p.m.
Dinner - 6:00 - 7:00 p.m.
Entertainment - “On the Rocks” - 5:30 - 7:00 p.m.
Business Meeting - 7:00 - 8:00 p.m.
Elections, Award Presentations, Prizes -
$100 Visa Gift Card First Prize & CMN Raffle!
Adults $20 ($30 after April 12, 2019)
Children 12 & Under $10 ($15 after April 12, 2019)
The Credit Union will close 4:30 p.m. April 25
Certain restrictions apply**,
call us, 402.467.1102 or 800.998.2519
for details today!
*Real estate loans excluded. **Member relation
discounts are included in quoted discount.
Actual rate of interest is determined by credit
score. Refinances from other financial
institutions are encouraged. Offer valid from
April 1 - May 24, 2019.
Open Elections for
Board of Directors - Is it You?
Call Rhonda at 402.467.1102 for an information
packet and application, or for a Nominating
Committee member’s name and contact
information.
Back by
Popular Demand
to entertain you!
Matty James of
“On the Rocks”
Federally insured
by NCUA
MISSION STATEMENT
We, the employees and volunteers of Spirit of America
Federal Credit Union, are the foundation for its success.
As a team we will work together to understand, support
and serve our members with the best solutions to meet
their needs while maintaining and continuing the solid
credit union financial structure.
Our innovative efforts and focus on meeting members’
needs will create a positive relationship for all those
involved and will result in continued growth and suc-
cess for your Spirit of America Federal Credit Union.
$1.00 each or 6 for $5.00 or 12 for $10.00
Drawings to be held at the Annual Meeting
Over the past 20 years local credit unions have raised
more than $1.17 million dollars Children’s Hospital &
Medical Center through the Children’s Miracle Network
Hospitals partnership.
Their current goal is to raise $225,000 over the next 3-4
years for the Hubbard Center for Children, opening in
2021. Donations will benefit the Hematology/Oncology
Center, including the lobby, playroom and a patient
room.
Your donations to CMN Hospitals have supported
Children’s neonatal intensive care unit, the Carolyn Scott
Rainbow House, a hospital playroom, ambulance, and
outpatient surgery center.
Board of Director Rocky Bray represented Spirit of
America FCU at the ANG Yellow Ribbon Program on
March 16 at the Graduate Hotel. This is a Deployment
Event for the Air National Guard.
Spirit of America proudly serves Military, Federal, Postal
employees and their families only!
Celebrating Youth Month! Studies show that people are 42% more likely to accomplish their
goals if they write them out and review them every day. So, Spirit
of America encourages you to write down your dreams, create vi-
sion boards, and to support one another in your quest to fulfill
your ambitions!
. . . And do let us know what your vision for the future is! As a
reward, during Youth Month in April, Spirit of America invites our
young members to express themselves through photography:
Teens share a picture having fun on Instagram or Twitter using
the hashtags #SOA or #SpiritofAmericaFCU will get a $10 gift
card for Marcus Theaters!
Privacy Notice
Your privacy is important to us! Federal law requires us to tell you how we collect, share,
and protect your personal information. Our privacy
policy has not changed and you may review our policy
and practices with respect to your personal information
at www.spiritofamericafcu.org or we will mail you a free
copy upon request if you call us at 402.467.1102 or
800.998.2519.
Members who aren’t teens yet, we’ve got something for you too! Come in to the Credit Union and make a
deposit. Let us take your picture for the next newsletter or lobby display. You’ll receive $10 to Marcus
Theaters too. (Please note, only one movie gift card per member age 19 and under during April 2019.)
Rhonda,
We just received the AWESOME care package that Spirit of America Credit Union sent, and I've been distributing it out. All the men and women love the items, and it was an extremely nice gesture from you and your team..
Please extend our sincere thanks, and know that we are all very much honored that you all are thinking of us while we are away from home. We are busy here, flying a lot, and working 12+ hour days every day, so a little taste of home is always welcome. While we are unable to share our location, or details of what we are doing, please know that we are grateful for organizations such as yours, and the overwhelming support you have shown our amazing men and women in uniform.
By the way, the Husker stuff is great! Go Big Red!!!!
Sincerely, John Loken
Spirit of America is asking for
donations to deliver a care
package for Nebraska’s men
and women deployed over-
seas. Please drop off donations
by June 28 2019, at 325 N 52 St
MEMBERSHIP APPRECIATION DAY - Friday, July 26
Why? Because we appreciate you, our member owners!
Friday, July 26
11:00 a.m. - 2:00 p.m.
Tastee Trailer 200 Free Meal Vouchers (one per member)
(Before going to the trailer, come in and get your voucher)
There will be drawings for prizes too!
Receive a “Wooden Nickel” for
a one half percent discount on
any new money loan in 2019.
*Must be present at the Annual Meeting to be valid.
A Wooden Nickel from this years Annual Meeting is
worth an additional discount of 1/2% rate reduction
on any new money loan in 2019! It can be used
during any loan promotion when rates are already
discounted. You could receive an even better
discount - up to 1.50% off!!
Do you want the lowest rate possible on a loan?
Attend this years Annual Meeting - Thursday, April 25!
“I Voted Today”
When does it pay to vote? When you apply for a
loan at Spirit of America and give us your “I Voted
Today” sticker from the voting booth!
You’ll receive a .50% discount on
any new money loan of $5,000 or
more.
Exercise your democratic rights
and then stop by your Credit Union
with your “I Voted Today” sticker
April 9 to 16, 2019 and May 7 to 14, 2019 to receive
a great loan rate!
Certain restrictions apply. See your Credit Union
for details. Cannot be combined with other
promotions.
HOLIDAY CLOSINGS
April 25 - Close at 4:30 Annual Meeting
May 27 - Memorial Day
July 4 - Independence Day
It is an unfortunate reality that there are businesses and individuals who will seek out and prey on those who are
struggling. Consumers who are vulnerable often find themselves receiving offers that sound too good to be true. One
such example is credit repair scams. Lately, many consumers have received generic form letters offering to fix their credit
score for a fee. While this may seem harmless, or even helpful, the truth is not so innocent.
Why is this a problem?
Many consumers have actually been deceived into subscribing to services provided by dishonest companies that charge
very high fees with the promise to fix their credit.
It also appears that the only service some of these companies provide is issuing credit bureau disputes to all creditors.
These letters are not, and cannot, replace an official credit dispute letter. They have zero legal impact on your credit.
The concern is that some of these companies are taking advantage of the most vulnerable consumers, making it even
more difficult for people to achieve their financial goals.
What should you do?
While there are companies that will legitimately assist in improving credit
scores, it is helpful to know what to look for. In a nutshell, legitimate
companies are very reluctant to make promises, especially before evaluating
your entire situation. They will be upfront about what they can and cannot do
and will set proper expectations before entering into an agreement with you.
If you receive an offer from a company promising to fix your credit, call Greenpath. They are active in the financial
services sector and can help identify which companies are safe. Also, keep this age-old wisdom in mind: if something
sounds to good to be true, it probably is.
FREE Financial Coaching
Provided By Your Credit Union
Greenpath.com 877.337.3399
For items pertaining to your credit card such as:
Balance Inquiries
Travel Notifications
Card Declines
Lost or Stolen Card
Payment Questions
Contact Cardholder services at 877.848.5092
This number is also listed on the back of your credit card.
Call Spirit of America if you’ll be traveling outside of the
state you live and taking your Visa debit card, at
402.467.1102 or 800.998.2519 to place a travel
notification. This will help our fraud prevention
department. We don’t want your debit card to be
blocked because of potential fraudulent transactions!
When you’re traveling, have more than one plastic card.
We encourage you to apply for a Credit Union Visa credit
card. That way if one card isn’t working, you’ll have
another form of payment. We offer a low-rate Credit Card.
Your interest rate is the same for purchases, balance
transfers and cash advances. Contact Cheryl or Dannielle
to apply today!
Looking for a surcharge-free ATM?
Credit union owned ATMs are located at:
Our drive thru at 325 N 52 St - accepts deposits
Cash dispensing only:
1st Floor Federal Building*
Department of Homeland Security*
National Guard Base Atrium Outside BX*
When you aren’t able to use Spirit
of America ATMs, there are two
ATM networks you have access to
with over 30,000 ATMs nation-
wide! Download the apps! Search
for: MoneyPass and COOP ATM
Shared Branch Locator. Enter your
location and be directed to the clos-
est surcharge-free ATM.
*some locations require building access