Summer 2019SOLUTIONS

Come to CARnival ready to pick out your car! Save time by getting pre-approved. Join

us for a member only, two-day pre-owned car sales event on Saturday and Sunday, 9/14 and 9/15 at our Corporate Office in San Jose, CA. Select from a large inventory of pre-owned Imports, Domestics, Luxury Vehicles, SUVs, Minivans, Trucks, Hybrids, and Sport Performance Vehicles.

For two days only, we will be offering special member rates as low as 3.24% APR and no payments for 90 days*.

Visit www.sccfcu.org for more information or contact our County Federal Auto Loans team at 408-282-0700. We’re here to assist in finding a car financing solution for almost every budget.

Event Details:Saturday, September 14, 2019 from 9 am to 6 pmSunday, September 15, 2019 from 10 am to 5 pm

County Federal Corporate Office1641 N. 1st St., San Jose, CA 95112

*APR = Annual Percentage Rate. All loan policies, rates and terms are subject to change without notice, and all loan requests are subject to credit approval. Quoted loan rates include 0.25% rate discount for purchase at the car sale, and a 2.00% discount for automatic payments. 3.24% is the lowest rate offered with a 36-month term for standard auto loans based on individual credit worthiness. Payment amount per every $1,000 borrowed at 3.24%

for 36 months equals $29.20 per month. Standard used auto loan rates range from 3.24% to 17.99% APR. No payments for 90 days, interest begins to accrue on date of purchase. This offer is valid for car sale date only and may not be combined with another promotional discount. Santa Clara County

Federal Credit Union makes no express or implied endorsement of any vendor, product or service. Information and services offered to you as a Santa Clara County Federal Credit Union member by any vendor are provided as a member convenience only. Your participation is strictly on a voluntary basis.

CARnival is back! Rates as low

as 3.24% APR*

Summer 2019 SOLUTIONS 1

Clear the ClutterElectronic Recycling and Shred Event – in Gilroy!

2 Summer 2019 SOLUTIONS

Summer Travelling Tips to Keep Your Identity Safe

County Federal has partnered with CyberScout to offer comprehensive identity management services and tips for

travelling. Reduce the risk of having your identity stolen while enjoying your vacation with the family, simply remember these three easy tips.1. Book Your Trip with a Trusted Website – It can be tempting to take

advantage of a great vacation offer from an unknown website, but thesewebsites may be fraudulent. Consider booking with the more well-knownand trusted travel websites or book directly.

2. Use Public WiFi with Caution – Remember that “public” means everyone, even hackers. If you are usingunsecured WiFi, your personal data may be exposed. Rely on your cellular data or private networkswhen possible.

3. Increase Your Device Security – Protect your cell phone from pickpockets and make sure your device ispassword or pin-protected. Avoid data skimmers at charging stations by bringing your personal charger.

View our blog post, Vacation Blues: Travel-Related Identity Theft Is Common And Costly at www.sccfcu.org. for more CyberScout travelling tips.

We are excited to roll out our FREE Clear the Clutter event for County Federal Members in Gilroy!

Shred up to three boxes of confidential papers and recycle all old computer/electronic equipment including:

• Desktops, laptops and tablets • Monitors and televisions• Printers, copy and fax machines • Telephones and cell phones

We’ll also be accepting new and gently used coats for our Coat Drive, which will be distributed by Sacred Heart Community Service to families in our community. (Donation is not required to participate in our Clear the Clutter event)

Event DetailsSaturday, August 17, 20199 am to 1 pmGilroy Crossing Shopping Center(At the Target Parking Lot)6705 Camino ArroyoGilroy, CA 95020

Summer 2019 SOLUTIONS 3

to the 2019 Educational Scholarship Recipients

Demonstrating our commitment

to bettering and supporting

the community, County Federal

provides educational scholarship

opportunities to graduating high school

seniors and post-secondary students

enrolled in an accredited university or

community/technical college, full and part-

time. This year, we awarded nine students

with scholarships

ranging from $500

to $1,500.

Stay tuned for

more scholarship

opportunities!

Congratulations2019 High School Winners

Dolores Andrade Carli Lopez Michelle Jenks

2019 Community College Winners

Christian Andres Rishelle Zertuche Mazon Mendoza

2019 College Winners

Allyson Chiu Caitlin Svardal Marc Santos

BRANCH LOCATIONS & HOURS

CORPORATE CENTER1641 N. 1st St., Suite 170

San Jose, CA 95112(408) 282-0700 / (800) 282-6212

Almaden Branch*5353 Almaden Expressway, Suite 65

San Jose, CA 95118

Campbell Branch*Kirkwood Plaza

1638 W. Campbell AvenueCampbell, CA 95008

City Centre Branch140 E. San FernandoSan Jose, CA 95112

East San Jose Branch*255 N. White Road, Suite 112

San Jose, CA 95127

Gilroy Branch*6915 Camino Arroyo, Suite 50

Gilroy, CA 95020

West Hedding Branch70 West Hedding Street (Lower Level

inside the County Building)San Jose, CA 95110

Hours: Mon - Friday 9 am - 5 pm

HOURSMon - Thurs 10 am - 5:30 pm

Friday 10 am - 6 pm*Saturday 10 am - 2 pm

FINANCIAL PROFILE(As of 6/30/19)

Assets ...................................................$777,272,333Loans ....................................................$476,240,132Shares ..................................................$670,099,862# of Members ................................................. 51,189

ROUTING NUMBER: 321176972NMLS #: 415778

The articles and opinions in this publication are for general information only and are not intended to provide specific

advice for any individual. We recommend that you consult your attorney, accountant or financial or tax advisor with

regard to your individual situation. Entire publication ©Santa Clara County Federal Credit Union 2019. All rights reserved.

County Federal: Holiday Schedule (All branches will be closed)

Monday, September 2, 2019Labor Day

Monday, October 14, 2019Columbus Day

EXECUTIVE LEADERSHIP

Rebecca Reynolds LytlePresident & Chief Executive Officer

Joe BonacciSenior Vice President &Chief Information Officer

Ie-Chen ChengSenior Vice President & Chief Financial Officer

Divine DavidSenior Vice President &Chief Experience Officer

Jennifer MonteroSenior Vice President &Chief Administrative Officer

Marilyn AvalosChief Executive Assistant

BOARD OF DIRECTORS & EXECUTIVE LEADERSHIP TEAM

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

BOARD OF DIRECTORS 

Peter NgChair

Eric GoodrichVice Chair

Deborah BakerDirector

Dave CameronDirector

David IndraDirector

Juan LedesmaDirector

Jose Luis H. PachecoDirector

SUPERVISORY COMMITTEE

Traci HessChair

Lesha LuuMember

Candace NisbyMember

Maria ObergMember

David IndraBoard Liason

IN

THE KNOW

Financially Savvy SeniorsWednesday, August 21st

6:00 pm-7:15 pm

Medicare: How it WorksWednesday, September 18th

6:00 pm-7:15 pm

Becoming a HomeownerWednesday, October 9th

6:00 pm-7:30 pm

Becoming a HomeownerWednesday, October 16th

6:00 pm-7:30 pm - GILROY

Retirement Planning Later in LifeWednesday, November 6th

6:00 pm-7:15 pm

Upcoming Financial Seminars

4 Summer 2019 SOLUTIONS

Seminars will be held at the COUNTY FEDERAL CORPORATE OFFICE1641 N. First Street at Sonora Ave.San Jose, CA 95112 (1st floor Room 130)

The October 16th seminar will be held at the GILROY BRANCH6915 Camino Arroyo, Suite 50 Gilroy, CA 95020

Seminars include light refreshments. Register at www.sccfcu.org/seminarsSeminar schedule subject to change.