Upload
others
View
14
Download
0
Embed Size (px)
Citation preview
http://www.ssonisurveyors.com
Since 1987
Our Firm S.Soni & Co. started operating in January 1987 as a proprietorship concern with Mr. Sanjeev Soni
as the Proprietor. He is a Fellow Chartered Accountant (FCA) and Fellow of Indian Institute of Insurance
Surveyors & Loss Assessors (FIISA) having wide experience in the field of Fire, Misc., Marine and LOP
insurance claims survey & loss assessment and investigations. Our efficient reporting makes it possible for
the client & insurer’s to fully appreciate and understand all aspects of case in hand.
Our people are highly educated and responsive to the needs of our clients and take stress in its stride. We
achieve this by keeping good and hardworking employee and personal assistance.
SSC provides professional services to the insurance market. We aim to combine our expertise with global
coverage and local knowledge for each Assignment
Our Firm S.Soni & Co. (SSC) is having categories as under:
Fire “A”, Marine “A”, Misc. “A”, LOP “A”
Our Team
Sanjeev Soni, B. Com(H), FCA, FIISA
Proprietor, qualified Chartered Accountancy in 1986. He is a Fellow Member of The
Institute of Chartered Accountants of India and Insurance Institute of India. Has
experience of over two and half decades as Surveyor & Loss Adjustor. He has done
surveys all over India, Nepal, Kuwait, USA and Canada. He is considered to be expert
in Fire, Marine, Misc., LOP claim assessment and investigations.
Ex. Joint Convenor Insurance Study Group of NIRC of ICAI
Ex. Convenor Insurance Study Group of NIRC of ICAI
Ex. Advisor Insurance Study Group of NIRC of ICAI
Ex. Member Insurance sub-committee of Banking and Finance of PHD Chamber
of Commerce
Ashok Khurana, BE.Mech.
Qualified as Mechanical Engineer in 1976 has a wide experience of over 22 years as
surveyor and loss assessor having License no.21740 with our firm in the field of fire,
marine, Misc. and investigations of claims.
Profile
CA. Rajeev Aggarwal, B.Com, FCA, GDMM
Qualified Chartered Accountant in 1988, working as Surveyor & Loss Assessor for last
many years. He has exposure to marine, fire, & misc. Claims.
CA. Tilottam Kumar, B.Com, CA
Qualified as a Chartered Accountant in 2003 has experience of 9 years in Fire, Misc.,
Marine & LOP claims as surveyors and loss assessor having License No.74689
CA. Raj Kumar Gupta, FCA
Chartered Accountant working as Surveyor & Loss Assessor for last many years with
our firm is having a experience of fire, marine & misc. claims.
Puneet Sohal, B.Arch
B,Arch from School of Planning and Architecture, New Delhi in 1983. He is a member
of council of Architecture, Associate member of Indian Institute of Architects. He is
associated with our firm since 1990 and handled valuation and loss assessment of
building, external development, interiors, furniture, fixture, fittings of various sizes and
magnitudes in India and Nepal.
Dijo Mathew, Be.Mech.
Graduated in Mechanical Engineering in 1994. Since then he is working as surveyor
and loss assessor in the field of fire, marine, Misc. & LOP claims.
Our Approach
SSC has set new standards in loss adjusting and surveying
services. We are thorough; exploring every possible avenue
before making recommendations. We are innovative and
collaborative, often suggesting ways forward which haven’t
previously been considered. The most effective solutions often
result from open discussion with our clients and we ensure that
regular communication is maintained. We never believe that we
know all the answers and offer complete ongoing accountability.
The consistent growth of SSC since its founding is evidence of
how clients value our dedication to high quality service. Our
technical excellence is recognised by those who commission us
to undertake assignments nationally and internationally.
The most important factor in determining quality of service is people. We probably have the highest
percentage of qualified staff for all major loss assessment. The range of our expertise allows us to put
together the ideal team for any particular project wherever it is located in India or outside India.
All personnel at SSC are highly motivated and responsive to client requirements. We maintain this culture
through providing better rewards and being a good employer. Though our technical staff are often required
to travel extensively, we maintain a supportive working environment for employees and do not make
unreasonable demands on their private lives.
Providing a superior service involves using the latest technology. We provide reports and documents in
electronic formats and we are always embracing new technologies, evaluating how they might improve the
service we offer.
SSC have a local office network in Delhi, Lucknow and Yamunanagar (Haryana) so our clients always have
access to local knowledge and support services.
01. Banking & Financial (Misc. Policy Claims)
We can offer a rapid response to Financial Institution claims in India.
Activities
We service a diverse range of Financial Institution risks, including:
Bankers' indemnity Policy
Cash in transit
Safe deposit box
Errors and omissions
Commercial crime
Stockbrokers
Computer crime
Fidelity
Approach
We ensure our clients are kept fully informed throughout the investigation and adjustment of Financial
Institutions claims. Key coverage issues are identified and communicated at an early stage.
Our Adjustment Process Involves
Extensive review of the documentation appropriate to each individual risk
Analysis of policies in conjunction with the proposal form
Ensuring any recovery possibilities are quickly pinpointed and pursued
Local knowledge means that we can provide authoritative comment on local practices and Legal
requirements
Recent projects
Cash-in-transit robbery for various Banks
Employee dishonesty claims resulting corores of rupees losses
Armed robbery from Financial Institutions
Various types of frauds in banks.
Services (Survey & Loss Assessment)
02. Business Interuption (Loss of Profit Policy Claims)
At SSC, we understand that being proactive and establishing early control is key to the successful handling
of any business interruption loss. In addition, we have significant experience in accounts.. Where
appropriate, our team of Chartered Accountants work to achieve the best possible outcome in this critical
category of the insurance sector.
Approach
Business Interruption losses can be extremely complex and require a prompt and well-managed approach.
Where required, we draw upon the expertise of specialists, including engineers and Chartered
Accountants. We understand that we have an important role to play in identifying loss mitigation measures
and savings. At the outset of our site investigations, we ensure that all critical production and financial data
and marketing information are secured for analysis to determine the effects of the loss upon the business.
By maintaining constant contact with the Insured and through regular team meetings, we monitor loss
projection and keep our clients fully updated.
Activities
Our team of experts are familiar with:
Indian Market derivative business interruption wordings
Operational risks and issues relating to Loss of Profit
Standard difference wordings
Net profit plus standing charges
Dual basis and output method of calculation
Recent Projects
We have dealt with major Business Interruption issues resulting from the following:
Business interruption due to Brake down in various plants.
Business Interruption due to Fire in various plants.
03. Catastrophe Handling (Fire Policy Claims)
SSC have a well-earned reputation for efficient and effective handling of catastrophes. We are pre
nominated on a number of accounts in the event of a catastrophic event occurring and our cost-effective
service has drawn positive client feedback from all over India.
Approach
We have developed a comprehensive response plan which can be customised to meet the specific
requirements of each individual client. Key features of the response plan include:
Effective management of any catastrophe operation
Rapid mobilisation of our response team
Efficient handling of information flow and bordereau requirements
Strong communication and early reserving information
Activities
Our highly qualified team of adjusters, led by dedicated senior staff, have been handling individual
catastrophe losses and managing team operations nationally for many years.
Recent Assignments
We handled many claims flood claims in Mumbai, Surat & Chennai.
We handled many claims at Kandla & Orissa due to cyclone.
We handled many claims due to riots at Ahmedabad.
We handled many claims due to flood at Bhopal.
Handelled many claims due to earth quake at Gujrat.
04. Commercial & Industrial Property Claims (Fire Policy Claims)
Activities
Our proven experience in dealing with property claims ranges from the local to the multi-national and
includes a diversity of commercial business and industrial processes.
Key Features of Our Service Include
Identification of the key drivers enabling prompt reinstatement or repair
Early identification of loss mitigation areas
Focus on brand protection and business restoration
Co-ordination of effective reinstatement
Maximisation of business recovery from day one
Our dedicated team of specialists includes local personnel who possess essential language skills and are
able to identify important jurisdictional issues.
Approach
We provide clients with effective and robust management of all claims including early identification of
recovery issues.
Recent projects
Major fire at Garment manufacturing Factory in Gurgaon
Major fire in Bulk Drug factory in Baddi,
Major fire in Cold Storage in Kuwait
Major Fire in Cotton Godown in Ludhiana
Major Fire in Medical Equipment warehouse in Delhi
Major Fire in Distilleries in Ambala & Khatoli.
Major Fire at Printing Units in Delhi & Faridabad
Major Fire in Chemical manufacturing unit in Faridabad,
Major Fire in Paper godowns in Delhi
Major fire in Paper Manufacturing units in Ludhiana and Muzaffarnagar.
Major fire in Automobile parts manufacturing unit in Noida
Major Fire in Spinning Mill in Nepal
05. Marine Insurance Claims
We are handling Marine Cargo Insurance claim, cargo loss investigation, liquid dry bulk cargo claims and
underwriting aspect in overall India to cater to various clients and Insurance companies.
SSC is considered one of the pioneers in matters related to Marine Insurance cargo claims and Machinery
claims throughout India.
We are considered at the vanguard of Loss prevention and Risk Minimization surveys and many MNCs
have hired our services to lower their loss ratios. Our opinions on packaging and transportation safe
practices are widely appreciated and more and more clients and insurance companies are approaching us
to work in conjunction with them to minimize losses.
We undertake all types of surveys ranging from Marine Cargo damage surveys.
Recent projects
Loss due to flood & Fire in storage godowns
Loss due to fire and accident in the transporting vehicles,
Loss due to jerks and jolts during transit
Loss due to heavy rain in transit
Loss due to hijacking of vehicles during transit
06. Liability Policy Claims
Approach
We have a thorough and detailed approach that focuses on prompt resolution. Our aim is to avoid litigation
and minimise conflict, yet we also strive to identify a fair indemnity under the terms of the policy coverage.
Activities
We have skills in the following areas:
Employers' liability
Personal injury
Public liability
Product liability
Product recall
Professional indemnity
Features of our service
Detailed initial investigation identifying relevant relationships, parties, contracts, statute, tort and
chronology of events
Specific service tailored to the quantification and handling of injury cases from desk top to litigation,
including surveillance
Quantum enquiries
Experience in pollution, environmental risks, structural collapse, mechanical breakdown as well as
most manufacturing, contractor and retail processes and food chain losses
Desktop investigation including case management
Recent Projects
Major Product Liability claims in Torronto, Canada
Major Carrier Liability claims in Delhi
Major Public Liability claims
Employers Liability claims
07. Credit Risk (Misc. Policy Claims)
Our staff are considered experts in Credit Risks with many years experience. Based from our Delhi Office
we travel extensively throughout in India providing a dedicated service for the insurance, banking and
trading communities. The team, working with intermediaries, brokers, risk managers and other
professionals assist in the determination of liability, quantum and recoveries. We maintain a traditional loss
adjusting role with our staff of qualified loss adjusters providing an independent expert view for the benefit
of all parties.
Share Brokers Insurance
We provide a complete catch all investigation process covering the allied covers of NSE and DSE policies.
We have worked on many of the major claims in the field and are ideally placed to provide immediate
accurate investigation services.
Credit Insurance
Fluctuations in the world economic marketplace has raised the profile and use of credit insurance over the
last decade. Our team has extensive knowledge of the insurance products available and the investigation
process required for this type of claim. Cases are investigated quickly and discretely with detailed reports
produced to allow principals to form a view on insurance coverage and extent of loss. We are able to deal
with matters worldwide making use of our extensive office network for local and translation facilities as
required.
Recent Projects
Travel Agents Default/ Risk
IATA Credit Risk Insurance Policy Claims
08.Other Misc Policy Claims
A. Personal Line Claims
Office umbrella policy claims
House holder policy claims
B. Commercial Line Claims
Burglary policy claims
Shopkeepers policy claims
Jeweller`s block policy claims
Contractor all risk policy claims.
Our Approach & Adjustment Process
We ensure proper survey & investigations into the claim from books records, documentary evidences and
physical inspection & photographs.
Recent Projects
Burglary claims in house, godowns, factories, shops etc.
Jewellry claims in varies showrooms & exhibitions.
Losses to contractors at site.
09. Risk Surveys (Inspection)
The depth of our local and regional expertise has resulted in frequent requests from Insurers and Brokers
to carry out risk surveys.
Activities
We bring together experienced risk survey personnel with a range of surveying, engineering and industry
backgrounds.
Approach
We customise our risk survey reports to meet the needs of each individual client. Our service
encompasses:
Comprehensive full-risk evaluation exercises through to brief reports
One-off or ongoing processes
Full valuation including Building, Plant & machinery as required
Follow-up process to ensure implementation of risk improvement measures
Drawing on our experience, we can create industry workshops and educational forums, fully tailored to
your business needs.
We can also produce in-house training for your teams, including the preparation of educational material
and delivery of seminars at your site.
Our training can cover the broad base of loss adjusting and risk control, or specific technical aspects of
losses that may affect your own risk portfolio.
Recent Projects
Manufacturing industries including MS Pipe Manufacture, Cold Drink Manufacture, IT Companies,
Industrial
Public liability
Hydro-electric project
10. Seminars
The depth of our local, regional and international loss expertise has
led to regular requests from various insurers, The Institute of
Chartered Accountants on India and brokers to develop training
seminars and workshops for their staff.
11. E-Auctioning / Salvage Disposal
Through tenders as per CVC Guidelines.
E-Auctioning through our web site “www.justauction.in”
Agro based Industry
Application Software
Banking
Breweries/ Distilleries
Building
BPO
Cement
Construction Equipment
Consumer Electronics
Cotton Industry
Dairy and Food Products
Electronics and Communication
Fertilizer
Financial Services
Food Processing
Footwear Industry
Glass Industry
Garment Manufacturing
Handicraft
Home Furnishing
Hospitality
Household Appliances
Industrial Machinery & Tools
Information Technology
Infrasture, Highways, Road, Bridges
Jute and Cotton Industry
Our Experience
Medical Equipment
Metal- Ore Processing
Office Equpment
Oil and Gas pipelines
Packaging Industry
Paint, Petrochemical
Paint & Petrochemicals
Pharmaceuiticals
Plastic Industry
Power Plants, Hydel, Thermal,
Process & Chemical Industry
Publishing Industry
Pulp & Paper Industry
Rolling Mills
Semi Conductors
Sporting Goods
Stationery and Printing Industry
Steel
Super Markets
Textile Industry
Tobacco Industry
Toys & Games
Tunneling
Utensils,
Utilities, Boiler, Pumps, Compressor, HVAC etc.
Details of industrial survey experience (Industry wise as under)
Account Names S.SONI & CO. SANJEEV SONI & CO.
Type of Accounts
Bank Account No.
Bank Names
Branch Address
IFSC Codes
MICR NO.
Pan No.
S T Reg. No.
Current Account Current Account
52905005836 011707300001563
Standard Chartered Bank South Indian Bank
Karol Bagh, New Delhi Karol Bagh, New Delhi
SCBL0036030 SIBL0000117
110036009 110059003
AANPS6198N
AANPS6198NST001
Bank Details
1047/16, Hari Singh Nalwa Street Karol Bagh, New Delhi.110 005 INDIA
Phone: +91-11-28754476, 28753387, 41546067, 45637269
FAX: +91-11-41546067 Mobile: +91-9810117269, 9811386632E-mail: [email protected]
[email protected]: www.ssonisurveyors.com
Branches: Lucknow and Yamunanagar
Surveyor Licence No.: SLA 15006Expiry: 4th Feb. 2017
Since 1987