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Share Investing made easy
Share investingShare Saver
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Krugerrands
Tax-Free Shares
Share Investor
Share Builder
Share investing
More on Share Saver
Share SaverEver wanted to invest in shares, but don’t know which shares to choose? Now you can invest monthly in the top 100 JSE listed companies in South Africa, which means you don’t have to choose. We’ve done all the legwork.
Why choose Share Saver?
• Invest from as little as R300 per month, in the top 100 JSE listed companies• You can invest a lump sum if you want to• You don’t have to choose any shares• It’s quick and easy to get started• This is the most affordable way to invest directly on the JSE• Begin to build your wealth online• Your portfolio risk is spread across top 100 companies
What makes it different?
• Share Saver allows you to purchase shares in the top 100 companies on the JSE, by investing in the Ashburton Top40 and Ashburton MidCap Exchange Traded Funds (ETFs)
• This means, you receive returns linked to the 40 largest listed companies, in terms of market capitalisation (Top40 Index), and the next 60 largest listed companies, in terms of market capitalisation (MidCap Index).
• What’s more, compared to a unitised product, ETFs are not actively managed on a day-to-day basis but rather passively managed, which means it comes at a lower cost to you
Any fine print?• You need to be a South African Citizen• You need to invest a minimum of R300 per month• You must have a qualifying FNB account
Share Saver
Contact Us
Krugerrands
Tax-Free Shares
Share Investor
Share Builder
001 – R1 000
Share investing
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Share Saver (continued)
Monthly Account Fees (based on portfolio value)
What does it cost?
• Monthly account fees are based on your portfolio value
• Account fees are calculated on a daily basis and charged monthly
• Subscription to Online, Cellphone and Telephone Banking and FNB Banking App is free
• Trading fees are dependent on the trade option you choose
Trade option Delayed trades (Today at 15:00)
1st trading day of the month
Brokerage Fee0.6% (min R40) plus Vat
0.10% plus VAT
Investor Protection Levy
Included above Included above
STRATE Settlement charge
Included above Included above
Securities Transfer Tax (on share purchase)
Not applicable
R0 - R250 000 *0.50% per annum plus VAT
R250 001 –R1 000 000 0.45% per annum plus VAT
>R1 000 001 0.35% per annum plus VAT
Note: Two trade orders will be placed per instruction - one for the Ashburton Top40 ETF, one for the Ashburton MidCap ETF.
Open your account online at
All “sell” instructions shall be considered a delayed trade for the purpose of calculating fees on a “sell” instruction. This is applicable even if a “sell” instruction is placed on the 1st trading day of the month.
Share Saver
Contact Us
Krugerrands
Tax-Free Shares
Share Investor
Share Builder
*The monthly account fee for Share Saver account is 0.5% per annum charged monthly with a minimum of R20 per month.
Share investing
Share BuilderTo help you choose your own shares we’ve put together a basket consisting of top performing diversified shares that have gone through a strict selection process which includes analysing both the company and the market in which it operates.In addition, you can also choose to buy selected Exchange Traded Funds (ETF’s) as well as Krugerrands.
Why choose Share Builder?
• Invest in a basket of pre selected JSE blue chip shares and Exchange Traded Funds (ETF’s) to get you started. To view the basket go to
• You can also invest directly in Krugerrands• It’s quick and easy to get started• Learn how to select shares, what companies
to look for and how to manage your portfolio
What makes it different?
• Access user-friendly market information to make trade decisions
• Buy, sell and hold shares via our secure Online Banking platform
• View your portfolio, cash balance and transaction history Online or via Cellphone Banking
• Learn the basics of investing on our informative site
• Build your knowledge while you grow your wealth
Any fine print?
• You need to be a SA citizen• You need to be 18 years or older• There is no minimum investment or trading
amount. All you need is a minimum of R100 in your account to activate and maintain your account.
What does it cost?
• Monthly fee of R35• Subscription to Online, Cellphone and Telephone
Banking and FNB Banking App is free• Trade fees charged per transaction
Trade option Delayed trades (Today at 15:00)
Brokerage Fee 0.8% (min R80) plus VAT
Investor Protection Levy Included above
STRATE Settlement charge Included above
Securities Transfer Tax (on share purchase)
Included above
Share Saver
Contact Us
Krugerrands
Tax-Free Shares
Share Investor
Share Builder
Share investing
Share InvestorUse your experience in the share market to invest in the full range of JSE listed shares and Krugerrands in real time.
Why choose Share Investor?
• Take control of your financial destiny and build your own wealth
• It’s a competitively priced way of investing directly in the full range of JSE shares and Krugerrands
• It’s quick and easy to invest with us on our user friendly platform
What makes it different?
• Trade in the full range of JSE listed shares in real-time (prices 15 minute delayed)
• Buy, sell and hold via our secure online banking platform
• View your portfolio, cash balance and transaction history Online or via Cellphone Banking
• Corporate actions dealt with at your discretion
• Access easy to understand market information
Any fine print?
• You can be a SA citizen or Non-resident citizen, although the fees are different for Non-residents
• You need to be 18 years or older• There is no minimum investment
or trading amount. All you need is a minimum of R200 in your account to activate and maintain your account.
What does it cost?
• Monthly fee of R65• Subscription to Online, Cellphone and Telephone Banking
and FNB Banking App is free• Trade fees are dependent on when you choose to trade• Non-resident and Emigrant Blocked accounts are charged
a monthly account fee of R75 and no VAT is payable on Non-resident accounts
Trade option Delayed trades (Today at 15:00) Now Trades
Brokerage Fee0.8% (min R80) plus VAT
0.6% (min R80) plus VAT
Investor Protection Levy Not applicable 0.0002% plus VAT
STRATE Settlement charge
Not applicable0.005787% (min R10.71 max R70.02) plus VAT
Securities Transfer Tax (only on share purchase)
Not applicable 0.25%
Share Saver
Contact Us
Krugerrands
Tax-Free Shares
Share Investor
Share Builder
Share investing
Tax-Free SharesImagine a world where you could invest in shares and pay no tax on the capital gain or dividends received. Well, imagine no more. With the FNB Tax Free Shares Account you can invest in the Top 100 companies on the JSE monthly and pay ZERO tax on your earnings.
Why choose Tax-Free Shares?
• Investment is in the Top 100 companies on the JSE, and all capital gains and dividends received are tax free• Provides you with a diversified portfolio meaning that your risk is spread• Investments from as little as R300 per month or a minimum R1 000 once off lump sum• You don’t have to choose any shares, we do that for you• It’s quick and easy to get started. Buy and sell your shares easily through Online Banking or the FNB Banking app
What makes it different?
• You can have the benefit of exceptional growth potential through investing in shares along with it being tax free• Tax Free Shares allows you to purchase shares in the top 100 companies on the JSE, by investing
in the Ashburton Top40 and Ashburton MidCap Exchange Traded Funds (ETFs)• You will receive returns linked to the 40 largest listed companies (Top40 Index, by market capitalisation)
and the next 60 largest listed companies (MidCap Index, by market capitalisation)• Compared to a unitised product, ETFs are not actively managed on a day-to-day basis but rather passively
managed, which means they come at a lower cost to you
Any fine print?
• You must have a qualifying FNB account• You may not hold more than one Tax-Free Shares account with FNB• A tax year contribution limit of R33 000 and lifetime contribution limit of R500 000 apply• All withdrawals from the account will not be allowed to be replaced• All contributions in excess of the limits will be subject to a SARS penalty of 40%• You have to be an SA citizen or SA resident
Share Saver
Contact Us
Krugerrands
Tax-Free Shares
Share Investor
Share Builder
More on Tax-Free Shares
Share investing
Tax-Free Shares (continued)
001 – R1 000
Monthly Account Fees (based on portfolio value)
What does it cost?
• Monthly account fees are based on your portfolio value
• Account fees are calculated on a daily basis and charged monthly
• Subscription to Online, Cellphone and Telephone Banking and FNB Banking App is free
• Trading fees are dependent on the trade option you choose
Trade option Delayed trades (Today at 15:00)
1st trading day of the month
Brokerage Fee 0.6% (min R40) plus Vat 0.10% plus VAT
Investor Protection Levy
Included above Included above
STRATE Settlement charge
Included above Included above
Securities Transfer Tax (on share purchase)
Not applicable
R0 - R250 000 *0.50% per annum plus VAT
R250 001 –R1 000 000 0.45% per annum plus VAT
>R1 000 001 0.35% per annum plus VAT
Note: Two trade orders will be placed per instruction - one for the Ashburton Top40 ETF, one for the Ashburton MidCap ETF
Open your account online at
All “sell” instructions shall be considered a delayed trade for the purpose of calculating fees on a “sell” instruction. This is applicable even if a “sell” instruction is placed on the 1st trading day of the month.
Share Saver
Contact Us
Krugerrands
Tax-Free Shares
Share Investor
Share Builder
Go back
*The monthly account fee for Tax-Free Shares account is 0.5% per annum charged monthly with a minimum of R20 per month.
Share investing
KrugerrandsJoin the gold rush and invest safely in Krugerrands online.
Why choose Krugerrands?
• It’s one of the safest investments you can make• Invest safely in Krugerrands online• The coins range in size from 1/10 oz, 1/4 oz, 1/2 oz
up to 1 oz, giving you different price options to choose from
What makes it different?
• For added peace of mind, we offer to keep your Krugerrands in safe custody at Rand
• Refinery Ltd• FNB also guarantees to buy them back from you
if you store Krugerrand with us
Any fine print?• You need to open either a Share Builder or Share
Investor account
What does it cost?
• The price is dependent on the size of the coin and the gold price on the day of purchase
• Krugerrand safe keeping fee is charged at 0.86% of market value
• If you choose to have the coins delivered, it will be at a cost to you
Share Saver
Contact Us
Krugerrands
Tax-Free Shares
Share Investor
Share Builder
Share investing
Start investing in shares and Krugerrands today!
To view the full pricing guide please log onto . For more information or should you have any enquiries please contact FNB Share Investing on 0875 (SHARES) 742 737. Share Saver
Contact Us
Krugerrands
Tax-Free Shares
Share Investor
Share Builder
