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Serving Association Serving Association Members Across North Members Across North
AmericaAmerica
• Over $25.8 Billion of supplemental life insurance in force!
• AIL is the worlds largest provider of union supplemental insurance.
• International Company - Licensed in the U.S., Canada, New Zealand.
A.M. BestA.M. BestA+ Superior RatingA+ Superior Rating
Associations, Unions and Credit Unions
3,000,000 Members3,000,000 Members
* AIL works with Associations all across North America
* Providing Value Added Benefits and other programs at no cost to associations or their members
* Surveys* Financial Support* Scholarships* Newsletters* Value Added Benefits
Value Added Value Added BenefitsBenefits
Accidental Death & Dismemberment Policy at Accidental Death & Dismemberment Policy at No CostNo Cost
2006
$2.2 Million
Paid to
UnionFamilies
Vision / Eye Care
Prescription Drugs
Hearing
Chiropractic
Health Services Discount PlanHealth Services Discount Plan
2006 Highlights Approx $1.5 Million saved on Prescription
Medications
Optional Dental Available
Child Safe KitChild Safe KitEndorsed by the International Union of Police Associations and the AFL-CIO
Helping working families
protect what they value most, their children!
How We Introduce the How We Introduce the Value Added Value Added
Benefits…Benefits…
1.We send a notification of benefits on your letterhead to each member, informing them of their new benefits
2.We send it on your letterhead so the members know the benefits are coming in cooperation with AIL and Association
3.There is no cost to the Union for printing or postage
ATTENTION BENEFIT INCREASE
Dear Association Member, WSSA is pleased to announce that all members now have an increase in the supplemental insurance benefit listed below. This supplemental insurance is being provided through American Income Life Insurance Company, a company serving the needs of Associations nationwide and includes the following:
No Cost - $2,500 Accidental Death and Dismemberment benefit In addition, you are able to participate in:
Health Services Discount Program Which entitles you and your family to substantial discounts on:
*Vision* Prescription* Hearing* Chiropractic*
If you fail to designate your beneficiary, the benefit will be paid to your estate, which may be subject to probate. Sincerely, Mark Gallatin President P.S. You and your family may qualify for additional insurance benefits offered at this time. The company and its programs are offered to help you plan for a secure future. Please take a few minutes and listen to the A.I.L. representative wh o will be calling on you. If you have any questions about these benefits please email American Income Life at : [email protected] or call them at 1 -800-842-0022.
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We ask every member to complete and return the enclosed postage -paid card within 10 days to American I ncome Life,
in order to deliver your certificate , designate your beneficiary, and obtain your signature.
Or To complete your card online, please visit:
http://returns.altig.com/wssa
Postage Paid Response Card is enclosed with each Letter including an Internet address option to complete the card online
All Members are covered by the AD&D Master Policy which the Union holds.
Members who return their Response Card will be contacted by our Representatives
When a Mailing is doneWhen a Mailing is done through your through your Association…Association…
* The Program is at NO COST to the Association or the Member
* AIL respects the Confidentiality of Membership mailing lists and does not require a copy of them
* Typically, 20 – 35% of your Members will return the Enrollment card and one out of three will purchase additional benefits
When one of our Representatives
contacts a Member…
Deliver their Individual Certificate of Coverage and have them designate their Beneficiary
Clearly explain the affordable supplemental programs and answer all questions
Present the Health Services Discount Plan
Read Off LetterRead Off Letter
Thom as G. S trick la nd
S ecret a ry - T reasu re r
Dea r IBT 8 1 M emb e r o r R e tire e,
Th e in s u ran c e p ro gr a m s be ing p rovi de d to da y a re m a de avai labl e o n a vol u n tar y
basis th ro u gh th e c o o p er a tio n o f Te a mster s L o cal U ni o n N o . 8 1 a nd Am e ric an
Inc o m e Life, a 1 0 0% u ni o n la bel co m p a n y. Th e s upp leme n tal be n efit s a re pre s e n te d in the spir it o f b e u ni o n - b u y un ion a n d th e re is no obl igat ion.
Th e s u pp lemen tal b e n efits a re n ot in c o m p e titio n w ith yo u r n e got iat e d be n efit s.
Th e b en e fits bei n g off e re d c a n ho w ev e r c o m pl im e nt yo u r c u rren t coll e ctiv e
ag re e m e nt in su ra n ce be n efit s a nd en s ur e co v e rag e a fte r r e tire ment , la y -of fs o r car e e r c h an g es.
Te a m s te rs Local U ni o n N o . 8 1 c ur re n tly p rovi d es a $ 10 ,0 0 0 life in s ur a nc e b en efit
for acti ve m e m b e rs onl y . The b e nefi t t h ro u gh th e lo c al b ec o m e s n ull a nd v oid up o n
issu a nce of a w ithd ra w l c a rd a nd /or ret ire.
A IL s u p pl e m e ntal b e nefi ts inc lu d e a u to m a tic b uilt in fe a tur e s to he lp uni o n
m e m b ers d u rin g h ar d times; su c h a s the s trike a nd la yo ff w ai ve rs.
Th an k y o u fo r ta kin g t h e tim e to m e et w ith th e AIL re p re s en tativ e . W e w ou ld like
you r fe e d back, s o pl e as e take a m inu te to c omple te the Uni o n O ffic e r R ep o rt
Fo rm .
In Sol idar ity ,
Tho m as G Str ick lan d George Sto ke s M ike Ja m e s M ike Schoen
Secretary -Tr e asur er Pres iden t Vice -Pres iden t Record ing Sec retary
Barney F a rre ll Jake Cozb y Denn is Bo w er
Trust ee Trust ee Trust e e
S G#
* Pay Cheque Protector, which acts as a readjustment benefit
* Final Expense Plan
* AD&D and Emergency Hospital Intensive Care Program
* Cancer Benefit
* All Supplemental Benefits are 100% Union
Supplemental BenefitsSupplemental Benefits
2006 Highlights* $70 Million of claims
paid to Working Families through their benefits
with AIL & NILICO
Terminal Illness Living Benefit
Provides 50% of the policy coverage amount upon diagnosis of a terminal illness. (life expectancy less than 12 months)
Available at no cost for policy holders.
Representative Report FormRepresentative Report Form
Eliminates Confusion over:• Funeral Arrangements• Insurance Papers• Estate Information• Taxes
Family InformationFamily Information GuideGuide
How Do We Do It?
Food BankFood Bank
One
Can of
Food
At at time
The Next The Next Step…Step…
*Provide copies of your Letterhead
*Process the mailing
*Stay in contact with your AIL Representative
*Reports back to you on Claims History, Membership participation and Union officer report forms.
Complete the Group Coverage Form (provides immediate 24 hour coverage)
Helping Secure the Helping Secure the Future of Working Future of Working
FamiliesFamilies
With…With…
AffordableAffordable
PermanentPermanent
PortablePortable
Supplemental BenefitsSupplemental Benefits