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COMPANY DETAILS
Named Insured
Mailing Address
City State ZIP Code County
Contact Name Phone Fax
Email Website
Prior Carrier Expiring Premium
SELF-STORAGE SUPPLEMENTAL APPLICATION
Please complete this form and also provide the following:
- Statement of Values - 5 Years of Loss History
- Income Statement or P&C Statement
Business Property – Buildings $
Business Personal Property $
$
$
Deductible
Loss of Rental Income & Extra Expense
COVERAGE
SECTION I - BUSINESS PROPERTY (Blanket Building & BPP Coverage at Each Location)
page 1
DBA
Employee Dishonesty
Employee Property ($10,000 included)
Fine Arts ($10,000 included)
Valuable Papers and Records ($25,000 included)
Accounts Receivable ($25,000 included)
Limited Pollutant Removal (supplemental application required)
Mini-Computer Coverage ($20,000 included)
Pollution Clean-up & Removal ($25,000 included)
Equipment Breakdown
Business Income (15 months actual loss sustained included)
Extended Business Income (180 days included)
OPTIONAL COVERAGES
180 days
See Supplemental Application
Effective Date
Location Address*
City State ZIP Code County*If more than 2 locations, please complete the Citadel SOV.
Inspection Contact Phone Number
Employee’s Practices Liability (supplemental application required)
Employee Personal Liability
OPTIONAL COVERAGES
Vacant Land # of acres
Incidential Occupancies # of stalls
Lessor’s Risk Only Square Feet
Employee Benefit Liability # of employees Are all employee benefits programs in writing? Yes No
page 2
See Supplemental Application
SECTION II – BUSINESS LIABILITY
Comprehensive Business Liability
Liability and Medical Limit
Medical Expenses (includes $10,000 per person)
Hired Non-owned Auto (included at no charge)
Customer's Goods-Legal Liability
Sales & Disposal (includes $10,000 / $1,000 deductible applies)
$1,000,000
MORTGAGEE / LOSS PAYEE / ADDITIONAL INSURED DETAILS
Mailing Address
City State ZIP Code
Mortgagee Loss Payee Additional Insured
Name
Name
Mailing Address
City State ZIP Code
Mortgagee Loss Payee Additional Insured
If more space is needed, please attach a list.
SELF-STORAGE OPERATIONS
Does owner act as manager? Yes No
Years of experience in self-storage industry (years) Other business experience (years)
Gross annual sales $
Is rental o�ce on premises? Yes No If no, complete physical address
Was facility originally designed for self-storage? Yes No
If no, complete the converted building supplemental application. Inspection will be required if coverage is bound.
Are any tenants conducting non-storage operations on the premises? Yes No
If yes, describe the operations including the building used and the square footage occupied:
If yes, provide a copy of the lease used for the commercial LRO tenants and Evidence of Ins. with our insured as AI is required to bind.
Does the Named Insured have any business activities other than self-storage operations occurring on the premises?
Mailbox Rentals Yes No
Vault Style Rentals Yes No
Truck/Trailer Rentals Yes No
If yes, name of company
Record Storage/Management Yes No
Wine Storage Yes No
Other (describe)
Are forklifts or loaders used? Yes No
Are elevator lifts used?
Are padlocks sold at rental o�ce? Yes No
Are duplicate keys retained? Yes No
If yes, who retains the keys?
And wind uplift classification:
Amount of Gap Between Ceiling and Partition
Climate controlled storage?
Operational fire sprinkler system?
Occupancy Rate
LOCATION # LOCATION # LOCATION # LOCATION # LOCATION # LOCATION #
SELF STORAGE PREMISE PROTECTION
(Ordinary, Semi-Wind Resistive,Wind Resistive)
Number of units:
Self-storage buildings:
Non Self-storage buildings:
Year constructed:
Distance between buildings:
Total area (gross square feet):
Number of stories:
Construction material:
Exterior walls:
Joisting:
Interior partitions:
Roof:
If metal, state gauge thickness:
Yes No
Yes No
Yes No
Yes No
Yes No
Yes No
Yes No
Yes No
Yes No
Yes No
Yes No
Yes No
page 3
Yes No
Total Open Lot Total Open Lot Total Open Lot Total Open Lot Total Open Lot Total Open Lot
SELF STORAGE BUILDING DETAIL INFORMATION
Exterior Cladding Type (indicate majority type by number listed below)
1 - Reinforced Masonry/Concrete (steel reinforced masonry blocks/Pre‐cast or cast in place concrete walls)2 - Unreinforced Masonry 3 ‐ Brick Veneer 4 ‐ Metal Sheathing 5 - Wood (Wood panels or lattices)7 ‐ Laminated Glass (Glass with a plastic laminate covering)8 ‐ Non‐Protected Glass (Large glass windows using non‐laminate glass, such as store fronts and bay windows)
Are Roofs Strapped
Roof Covering (indicate type by number listed below)
1 ‐ Concrete Fill ‐any concrete slab or plate installed on a roof framework or surface, e.g. high‐rise buildings 2 ‐ Metal Sheathing ‐deck roofing made of corrugated metal sheets or otherwise shaped metal sheets3 ‐ Single Ply Membrane 4 ‐ Asphalt Shingle5 ‐ Concrete/Clay Tiles 6 ‐ Other ‐ please describe in detail
Roof Pitch
Flat 0°Low <10°Medium 10° to 30°High >30°
Protection of Openings ‐ Windows
Colonial Shutters Bahama Shutters Roll‐up Shutters Accordion Shutters Laminated Windows
Roof Equipment ‐ solar panels, billboards, water towers, etc
NoneSolar Panels Anchored?Billboards Anchored?Water Towers Anchored?Cell Towers Anchored?Other* Anchored?*please advise type of roof equipment
page 4
Yes No
Yes No
Yes No
Yes No
Yes No
Yes No
Yes No
Yes No
Yes No
Yes No
Was Licensed Contractor used? Yes No
(submit interior and exterior photos)
Has property su�ered flood or surface
water accumulation? Yes No
If yes, explain how:
If coastal area, distance from coast:
Is facility inside city limits? Yes No
Name of servicing Fire Department:
Distance to servicing Fire Department:
Distance to Fire Hydrant:
Fire Alarms? Yes No
Connected to Central Station? Yes No
Burglar Alarms? Yes No
Connected to Central Station? Yes No
Positive ID required when Lease is signed? Yes No
Does Manager reside on premises Yes No
Does Manager check tenant’s locks Yes No
On a daily basis? Yes No
Local Police patrol? Yes No
Private patrol? Yes No
Armed security guard? Yes No
Guard Dogs? Yes No
Fully lighted at night? Yes No
Manual Sign In – Sign Out system? Yes No
Complex fully fenced or enclosed? Yes No
Type and height of fence:
Number of entries: Number of exits:
Gates visible from Manager’s o�ce? Yes No
Gate access and control system? Yes No
Locked manually? Yes No
Automated barrier arm? Yes No
Keyboard touchpad? Yes No
Card entry? Yes No
Sliding gate? Yes No
Driveway bell? Yes No
Surveillance cameras? Yes No
Are cameras monitored? Yes No
Are background checks performed on all prospective employees? Yes No
Other than the owners, who has checking signing authority?
If No, are all sites visited on a regular basis with an inspection of the books performed? Yes No
Frequency of cash/accounts audits (i.e. monthly, quarterly)?
Are audits done by someone other than employees responsible for daily accounting? Yes No
If Yes, by whom?
Is the owner actively involved in the business? Yes No
If Yes, by whom?
DESCRIPTION OF STORAGE FACILITY
EMPLOYEE DISHONESTY
page 5
Roof
Plumbing system
Heating system
Electrical system
BUILDING UPDATES / RENOVATIONS (updates completed within past 15 years)
Details Date Completed
Are state lien laws followed when reclaiming spaces?
What limitations are placed on the manager’s authority?
Number of sales of individual tenant’s property occurring within the past 12 months?
What was the total recovered from these sales?
List any small claims or Superior Court actions for the past 3 years by tenants claiming damage for sale or disposal
of their personal property in the Loss History section.
Please forward the following documentation:
• Copy of insured’s written delinquency procedures, from day 1 through sale date.
• Copy of all letters and notices mailed to tenants.
• Copy of the wording used for newspaper advertisement of the sale.
SALE AND DISPOSAL LEGAL LIABILITY
LOSS HISTORY
Date of Loss Description Amount Open/Closed
Details Below Loss Runs Attached No Losses
Applicant’s Signature Date
Applicant's Full Name Position
page 6
• Copy of complete tenant lease agreement with all addendums and rules.