SECTION I CONDITIONS OF RESIDENTIAL SERVICE THE AGREEMENT BY

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SECTION I CONDITIONS OF RESIDENTIAL SERVICE THE AGREEMENT BY ENROLLING IN, USING, OR PAYING FOR THE SERVICES, YOU (“CUSTOMER” OR “SUBSCRIBER”) AGREE TO THE PRICES, CHARGES, TERMS AND CONDITIONS IN THIS AGREEMENT. HOWEVER, IF YOU DO NOT AGREE TO THESE PRICES, CHARGES, TERMS AND CONDITIONS, DO NOT USE THE SERVICES, AND CANCEL THEM IMMEDIATELY BY CALLING CREDO, AT 800/788-0898, FOR FURTHER DIRECTIONS. These Terms, Conditions, and Common Rates (“Terms and Conditions”) contain the descriptions, conditions of service, and common rates applicable to interstate and international telecommunications services and the descriptions and conditions of service applicable to intrastate services provided by Working Assets Funding Services, Inc. dba Credo Long Distance, (“CREDO”, “Working Assets” or “Working Assets dba Credo” “Carrier” or “Company” or “we” or “us”) with principal offices at 101 Market Street, Suite 700, San Francisco, CA 94105. (Terms, conditions, and intrastate rates for Arizona, Connecticut, Hawaii, Maryland, Massachusetts, Nebraska, New Hampshire, New Mexico, Oklahoma, Rhode Island, South Carolina and West Virginia are governed by state-mandated tariffs, copies of which may be received by calling 800/788-0898.) These Terms and Conditions, together with the Calling Plan to which you subscribe and any service and/or rate information we send you upon enrollment in a Calling Plan, constitute the Agreement between you and CREDO (“Agreement”). A copy of these Terms and Conditions and specific Calling Plan rate information may be obtained by calling 800/788-0898. When authorized by the Subscriber, the Carrier may act as the Subscriber’s agent for ordering connection of a Subscriber’s location to the networks of the underlying carriers who carry the Carrier’s long distance traffic. The Subscriber shall be responsible for all charges due for such service arrangement. In some instances the Company may credit the amount of these charges to the Subscriber’s CREDO bill. DEFINITIONS The definitions below apply unless they differ with specific Calling Plan information. In that instance, the definitions in the Calling Plan information prevail over the definitions listed below: Day: From 8:00 a.m. up to, but not including, 5:00 p.m. local time on Monday through Friday, excluding Carrier-specified holidays. Direct-dial(ed): describes a call dialed from a telephone number, whose long distance and/or local toll is presubscribed to Working Assets dba CREDO, without operator or automated assistance and not charged to a calling card. Evening: From 5:00 p.m. up to, but not including, 11:00 p.m. local time on Sunday through Friday, and for 24 hours on Carrier-specified holidays unless a lower rate would normally apply. Night/Weekend: From 11:00 p.m. up to, but not including, 8:00 a.m. local time, Sunday through Friday, any time on Saturday, any time on Sunday except for the period beginning at 5:00 p.m. up to, but not including, 11:00 p.m. Holidays: All Carrier-specified holidays: New Year’s Day,† Martin Luther King Day,* Presidents’ Day,* Memorial Day,† Independence Day, Labor Day, Columbus Day, Veterans Day,† Thanksgiving Day, and Christmas Day.† * Applies to Federally observed day only. † When this holiday falls on a Sunday, the Holiday calling rate applies to calls placed on the following Monday. When this holiday falls on a Saturday, the Holiday calling rate applies to calls placed on the preceding Friday. Local Access Transport Area (LATA): A geographical area established by the U.S. District Court for the District of Columbia in Civil Action No. 17-49, within which a local exchange company provides communications services. LEC: Local Exchange Carrier

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Local Toll: Calls to destinations outside the Subscriber’s local calling area but within the LATA in which the call originates. Long Distance: Calls to destinations outside the LATA in which the Subscriber originates the call. Presubscribed Carrier: That carrier to whom the Subscriber’s local toll and/or long distance calls are automatically routed by the LEC. Residential Service: Service provided by the Company as the Presubscribed Carrier for local toll and/or long distance. CREDO reserves the right to determine whether a customer’s service qualifies as residential service. Also, determination of residential use is at the sole discretion of CREDO. Subscriber, Member or Customer: The person, firm, company or corporation, or other entity, having a communication requirement of its own, which contracts for service under the Agreement and is responsible for the payment of charges incurred by use of the service via the telephone number for which the Subscriber has chosen Working Assets dba CREDO as the Presubscribed Carrier for local toll and/or long distance calls. DESCRIPTION OF SERVICES Message Telecommunications Service (MTS): MTS is per-call interstate and international services available for use by Subscriber 24 hours a day, seven days a week. Measurement of both mileage-based usage and all flat-rated usage is done in minutes, and all fractional minutes are rounded up to the next minute unless the specific text describing the service/Calling Plan states otherwise. Directory Assistance (DA): DA allows Customers to dial the area code plus 555-1212 to obtain phone numbers for end users who have their phone number publicly listed in that area code. Customers can receive up to two numbers per request to DA. Directory Assistance charges apply whether or not DA furnishes the requested telephone number(s), e.g., the requested telephone number is unlisted, non-published or no record can be found. Requests for information other than telephone numbers will be charged for as requests for telephone numbers. WHEN MORE THAN ONE LISTING IS DESIRED, THE CUSTOMER MUST STATE THAT TWO LISTINGS ARE DESIRED AT THE BEGINNING OF THE CALL WHETHER SPEAKING WITH A LIVE OPERATOR OR RESPONDING TO A RECORDED MESSAGE. Operator Services: Operator Services are Collect Person, Collect Station, Person-to-Person, Station-to-Station, Third Party Number Billed Person-to-Person, Third Party Number Billed Station-to-Station, Operator Assisted/Directory Assistance Call Completion, National Directory Assistance (NDA) Service, Problem Assisted Call, Busy Line Verification, Emergency Interruption, and Operator Assisted International Dialing. Operator Services are provided by Verizon. Information about, and rates and charges for, Operator Services are available directly from Verizon at http://www.verizonenterprise.com/external/service_guide/reg/r_mbs1_onnet_operator_assisted.htm for interstate rates and http://www.verizonenterprise.com/external/service_guide/reg/is_ld_vs_operator_assisted.htmfor intrastate rates. LIMITATIONS The Carrier neither owns nor operates any long distance facilities but rather resells services provided by other long distance carriers. Service is offered subject to the availability of the underlying carriers’ facilities and the provisions of these Terms and Conditions. The Carrier reserves the right to discontinue or limit the use of service necessitated by conditions beyond its control, or when the service is being used in violation of the law or the provisions of these Terms and Conditions. No service provided under these Terms and Conditions may be transferred or assigned by the Subscriber, except with the express written consent of the Carrier. Such transfer or assignment shall apply only where there is no interruption of the use of service. Transferees or assigns shall be subject to these Terms and Conditions. The Carrier reserves the right to block traffic to or from certain, countries, cities or exchanges, or to disallow the use of certain Customer authorization codes, when such action is necessary to

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prevent the unlawful use of its service. Service will be restored as soon as it can be provided without undue risk, and, upon request by the affected Customer, a new authorization code will be assigned. Carrier may control fraud by refusing to accept calling card, collect calling and/or third number calls that are determined to be invalid by the Carrier or by the underlying carrier. The Carrier can assign all or part of its rights or duties under this Agreement without notifying you. If the Carrier does assign its rights or duties, it has no further obligations to you. THE COMPANY WILL NOT BE LIABLE FOR ANY CONSEQUENTIAL, INCIDENTAL OR INDIRECT DAMAGES FOR ANY CAUSE OF ACTION FOR NEGLIGENCE, WHETHER IN CONTRACT OR TORT. CONSEQUENTIAL, INCIDENTAL, AND INDIRECT DAMAGES INCLUDE, BUT ARE NOT LIMITED TO, LOST PROFITS, LOST REVENUES, AND LOSS OF BUSINESS OPPORTUNITY, WHETHER OR NOT THE OTHER PARTY WAS AWARE OR SHOULD HAVE BEEN AWARE OF THE POSSIBILITY OF THESE DAMAGES. LIABILITIES OF THE CARRIER The liability of the Carrier for damages arising out of mistakes, omissions, interruptions, delays or errors or defects in the transmission occurring in the course of furnishing service, channels or other facilities and not caused by the negligence of the Subscriber, commences when you enter into the Agreement with the Company for service, and in no event exceeds an amount equivalent to the charge(s) the Carrier would assess to the Subscriber for the period of service during which such mistakes, omissions, interruptions, delays or errors or defects in transmission occur. For the purpose of computing such amount, a month is considered to have 30 days. When the facilities of other carriers are used in establishing connections to points not reached by the Carrier’s contracted underlying carriers’ facilities, the Carrier is not liable for any act or omission of the other carrier or carriers. The Carrier will make no refund on overpayments by a Subscriber unless the claim for such overpayment together with proper evidence is submitted within two (2) years from the date of alleged overpayment. In calculating refunds, volume discounts will be adjusted based on total usage after all credits or adjustments have been applied. The company will make reasonable efforts to cure any material failure to provide services caused solely by defects in the Company’s and/or its underlying carriers’ hardware, software or systems. Due to the interdependence among telecommunications companies, especially the dependence of CREDO on its underlying carriers, and the interrelationship with non-CREDO processes, equipment and systems, the Company is not responsible for failure caused by circumstances beyond its control including, but not limited to, failures caused by: (1) a local exchange carrier; (2) Customer premises equipment; (3) the Customer; or (4) underlying carriers and vendors. In addition, the Company does not ensure compatibility between CREDO services and other services used by Customer. SUBSCRIBER RESPONSIBILITIES The Subscriber is responsible for the payment of charges incurred by any use of the service via the telephone number for which the Subscriber has chosen Working Assets dba CREDO as the Presubscribed Carrier for local toll and/or long distance calls. The Subscriber is responsible for preventing the unauthorized use of such service, and for payment of charges incurred by any unauthorized use of the service. Also, the Subscriber is responsible for compliance with these Terms and Conditions. INDEMNIFICATION You indemnify and defend us, our partners, directors, officers, employees and agents from and against any claim, action, damage, liability and expense arising out of or in connection with: (1) any acts or omissions that occur in connection with the use of the services CREDO provides to you; or (2) any communications made or received using CREDO services. This indemnification extends to and includes any attorneys’ fees and costs incurred by us arising from any actions or

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claims to which this indemnification applies, or from contesting the applicability of this provision. This section survives termination of this Agreement.

ESTABLISHMENT AND REESTABLISHMENT OF CREDIT

The Carrier reserves the right to examine the credit record and check the references of all applicants or Subscribers in connection with new, existing, or expanded service. The Carrier reserves the right to refuse service on the basis of credit history, and to refuse further service due to the late payment or non-payment by the Subscriber.

BILLING

Bills are due and payable within twenty days of the billing date. Bills not paid by the date specified on the invoice, as stated above, are subject to a 1.5% monthly finance charge, or the highest amount allowed by Subscriber’s state. Subscriber’s service may be terminated if service is not paid for by the 30th day past the billing date. Charges will be billed monthly in arrears, with the exception of the billing of fixed charges which are billed in the month in which they occur. Subscriber will be billed for all usage accrued beginning immediately on access to the service. For the purpose of computing charges, a month is considered to consist of 30 days. Bills will be sent by U.S. Mail or, upon Customer request and Carrier’s concurrence, transmitted via the Internet. Bills may be paid by mail or, with Carrier concurrence, by debit origination prearranged by the Customer. All charges for services are payable only in United States currency. Payment by mail may be made by check, money order, or cashier’s check. A charge of twenty dollars ($20), or applicable state return check charge, whichever is less, will apply whenever a check or draft presented for payment of service is not accepted by the institution on which it is written. The Company may bill Customers on other than a monthly basis (e.g., every other month, every third month) unless a Customer requests monthly billing. In no case will the Company issue bills less frequently than once every three months. In the event of a billing dispute, all undisputed portions of the bill must be remitted by the date specified on the invoice.

GOVERNMENT REQUESTS FOR CUSTOMER RECORDS

We will refuse to comply with unlawful government requests for customer records or call content, and will only divulge our customers' private phone records or initiate a wiretap under court order or subpoena.

CANCELLATION FOR CAUSE

Where not prohibited by state tariff, the Carrier may immediately discontinue service without incurring any liability for any of the following reasons: a. Non-payment of any sum due to the Carrier for service for more than 30 days beyondthe date of rendition of the bill for such services;b. A violation of any of the provisions of these Terms and Conditions;c. A violation of any law, rule, regulation or policy of any governing authority havingjurisdiction over Carrier’s services;d. The Carrier is prohibited from furnishing service by order of a court or other governmentauthority having jurisdiction;e. Abandonment of premises served, which includes, but is not limited to, threeconsecutive billing periods in which no direct dial calls are billed on the line to be disconnected;f. Upon request of the Subscriber;g. Use of the service to injuriously affect the efficiency of the Company’s personnel, plant,property, or service, including use of profane or obscene language intended to harass, frighten,or abuse Carrier’s personnel; orh. Upon evidence of fraud or fraudulent use of the service, CREDO may refuse ordiscontinue service without notice. However, if the Subscriber makes immediate payment for theestimated amount of service, which has been fraudulently taken, CREDO shall restore service

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in a manner consistent with these Terms and Conditions. If a second offense is detected, the Company may refuse to reestablish service, subject to appeal by the Subscriber to the regulatory agency having jurisdiction over the service at issue. The burden of proof of such fraudulent use will be upon CREDO in case of an appeal to the Federal Communications Commission. This rule shall not be interpreted as relieving the Subscriber or any other person of civil or criminal responsibility. DISCONNECTION OF SERVICE To cancel your service with CREDO you must call 800/788-0898. However, you will continue billing with CREDO until your local telephone company ceases sending your calls to CREDO. To achieve this you must: 1) choose another long distance provider by contacting the carrier of your choice; or 2) cancel your CREDO long distance service by contacting your local telephone company. RESOLUTION OF DISPUTES PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS RIGHTS THAT YOU MAY OTHERWISE HAVE. IT PROVIDES FOR RESOLUTION OF MOST DISPUTES THROUGH ARBITRATION INSTEAD OF COURT TRIALS. THIS ARBITRATION CLAUSE SHALL SURVIVE TERMINATION OF THIS AGREEMENT. NOTHING IN THIS SECTION IS INTENDED TO TAKE THE PLACE OF OR IN ANY WAY AFFECT A CUSTOMER’S RIGHT TO FILE A COMPLAINT WITH THE FEDERAL COMMUNICATION COMMISSION OR THE CUSTOMER’S APPLICABLE STATE PUBLIC UTILITY COMMISSION. a. Arbitration: Any dispute or claim arising out of, or relating to, this Agreement or to any product or service provided in connection with this Agreement (whether based in contract, tort, statute, fraud, misrepresentation or any other legal theory) will be resolved by arbitration except that: (1) you may take claims to small claims court if they qualify for hearing by such a court, or (2) you or we may choose to pursue claims in court if the claims relate solely to the collection of any debts you owe to us. However, even for those claims that may be taken to court, you and we both waive any claims for punitive damages for negligence causes of action. b. Arbitration Procedures: You must first present any claim or dispute to us by contacting Customer Service to allow us an opportunity to resolve the dispute. You may request arbitration if you and the Company are still in disagreement about your claim in 60 days from the date you asserted the claim to the Company. The arbitration of any dispute or claim shall be conducted in accordance with the American Arbitration Association (“AAA”), “Supplementary Procedures For Consumer-Related Disputes”, as modified by this Agreement. The AAA Rules and information about arbitration and fees are available upon request from the AAA (call 800/778-7879) or online at www.adr.org. You and we agree that this Agreement evidences a transaction in interstate commerce and this arbitration provision will be interpreted and enforced in accordance with the Federal Arbitration Act and federal arbitration law. Any arbitration will take place in a mutually-agreed-upon city in the state where you reside. With the agreement of the Customer, AAA will provide a list of potential arbitrators to the parties. Each party will be allowed to strike from the list those arbitrators deemed unacceptable by the party. The AAA will choose an arbitrator from the remaining names on the list. If the Customer does not agree to this process, the parties will negotiate a process to select the Arbitrator. The Arbitrator will issue a written decision, which will include findings of fact and conclusions of law. The Arbitrator’s decision is subject to review in a court of law and may be presented to the FCC or state PUC for its consideration by either of the parties. An arbitrator may not award relief in excess of, or contrary to, what this Agreement provides nor award punitive damages or any other damages for negligence aside from the prevailing party’s actual damages, except that the arbitrator may award on an individual basis damages required by statute and may order injunctive or declaratory relief pursuant to an applicable consumer protection statute. The Arbitrator(s) may award the prevailing party’s costs of arbitration to the prevailing party. The results and contents of any arbitration shall not be confidential unless both parties agree to make them confidential. Judgment on any arbitration award may be entered in any court having proper jurisdiction. If any

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portion of this arbitration clause is determined by a court to be inapplicable or invalid, then the remainder shall still be given full force and effect. c. Costs of Arbitration: All administrative fees and expenses of an arbitration will be divided equally between you and us, except that for claims of less than $5,000, you will be obligated to pay $25 and we will pay all other administrative costs and fees. For claims above $5,000 and having only one arbitrator, the fee schedule of the AAA’s “Supplementary Procedures For Consumer Disputes” will apply. Notwithstanding the previous sentences, if the Customer desires that a court reporter record the arbitration, that cost shall be borne equally by both parties. If the Customer desires that three arbitrators preside, rather than just one, the cost of the three arbitrators will be shared equally by the parties. Each party bears the expense of its own preparation and presentation of evidence at the arbitration hearing. In all arbitrations, each party will bear the expense of its own counsel, experts, witnesses and preparation and presentation of evidence at the arbitration. d. Waiver of Certain Punitive Damages Claims: By this Agreement, both you and we are waiving certain rights to initially litigate disputes in court. If for any reason this arbitration clause is deemed inapplicable or invalid, you and we both waive, to the fullest extent allowed by law, any claims to recover punitive or exemplary damages for negligence. This waiver applies to this Agreement as amended or modified. This Section survives termination of this Agreement. e. Waiver of Jury Trial; Jurisdiction: IF FOR SOME REASON THESE ARBITRATION REQUIREMENTS DO NOT APPLY, YOU AND WE EACH WAIVE, TO THE FULLEST EXTENT ALLOWED BY LAW, ANY TRIAL BY JURY. INSTEAD, A JUDGE WILL DECIDE ANY DISPUTE. NOTICES Unless required by this Agreement or applicable laws: (1) you may notify us by calling Customer Service, and (2) we may notify you by leaving a message for you on your answering machine, voice mail, or with your answering service. You may get our current address for written notice by calling Customer Service. Written notice to you is sent to your last known address in our invoicing records. Written notice is deemed delivered 3 days after deposit in the U.S. mail, postage prepaid, and properly addressed. Addresses for notice purposes may be changed by giving notice as provided in this section. CHOICE OF LAW The Agreement is governed by and construed under the laws of the state of California without regard to choice of law principles. GENERAL If either you or the Company does not enforce any right or remedy available under this Agreement, that failure is not a waiver of the right or remedy for any other breach or failure by the other party. Our waiver of any requirement in any one instance is not a general waiver of that requirement and does not amend this Agreement. If any part of this Agreement is held invalid or unenforceable, that part is interpreted consistent with applicable laws as nearly as possible to reflect the original intentions of the parties, and the rest of this Agreement remains in full force and effect. Section headings are for descriptive purposes only and are not used to interpret this Agreement. You may not assign this Agreement to any other person or entity. This Agreement makes up the entire agreement between you and us with respect to services provided hereunder and replaces prior written or spoken agreements, representations, promises and understandings between you and us, except for signed contracts. The provisions of this Agreement that are contemplated to be enforceable after the termination of this Agreement survive termination of this Agreement. This Agreement is subject to any applicable federal and state law. If there is a conflict, applicable federal or state law controls over the Agreement, and the Calling Plan controls over the Terms and Conditions. CHANGES TO AGREEMENT

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We may change this Agreement at any time. Changes will be placed on this site prior to the effective date of the changes. We will provide you with notice of substantive changes that affect the rates, terms, and conditions in this Agreement, which may consist of notification by bill message or bill insert that a change has occurred, and that a revised copy of the Agreement may be viewed at our Web site and/or received by mail upon request. If you use our services after CREDO has provided notice of the changes, you accept the changes. For purposes of this Agreement, “use” includes keeping CREDO as your long distance provider by not requesting that CREDO and your local telephone company terminate CREDO service. MISCELLANEOUS The use and restoration of service shall be in accordance with the priority systems of the long distance carriers providing service to the Company. Customers whose service has been blocked for non-payment are subject to a reconnection fee of $10.00 for restoration of service. All federal, state, and local taxes and surcharges (e.g., gross receipts tax, sales tax, municipal utilities tax) are listed as separate line items and are not included in the quoted rates. This Agreement does not provide any third party with a remedy, claim, or right of reimbursement. SECTION II COMMON DOMESTIC INTERSTATE RATES All CREDO rates, including those listed below, are subject to change. DIRECTORY ASSISTANCE (Available to MTS Subscribers) If your Calling Plan does not quote a rate for Directory Assistance, the per-call charge is $1.25, unless the Calling Plan became effective on or after February 7, 2000. In that case the Directory Assistance call is rated at $1.40. A credit allowance for Directory Assistance will be provided on request if the Subscriber experiences poor transmission quality, is cut off, or receives an incorrect telephone number. WHEN MORE THAN ONE LISTING IS DESIRED, THE CUSTOMER MUST STATE THAT TWO LISTINGS ARE DESIRED AT THE BEGINNING OF THE CALL WHETHER SPEAKING WITH A LIVE OPERATOR OR WHEN RESPONDING TO A RECORDED MESSAGE. For an additional surcharge the operator will complete a directory assistance call when a calling card is used. The amount of the surcharge is available from the operator upon request. OPERATOR SERVICES Operator Services are provided by Verizon. Rates and charges for Operator Services are available directly from Verizon at http://www.verizonenterprise.com/external/service_guide/reg/r_mbs1_onnet_operator_assisted.htm for interstate rates and http://www.verizonenterprise.com/external/service_guide/reg/is_ld_vs_operator_assisted.htm for intrastate rates. DISCOUNTS AND PROMOTIONS Citizenship Discounts: For residential Subscribers, calls made to political leaders who are the subjects of an action alert contained in the Subscriber’s previous monthly invoice are free of charge. Two such calls per day of up to five minutes in duration can be made. Promotional Offerings: Promotional offerings of reduced rates or waiver of rates for limited periods of time may be offered by contract to selected classes of Subscribers. Telefriend Credits: Customers who refer persons to CREDO residential service may receive a one-time $10.00 credit per sign-up on their bill. Telefriend credits have no cash value and will not be reimbursed in the event of account disconnection. Promotional Credits: Promotional credits may be provided as an incentive to become a CREDO Customer and/or to try a particular service. Promotional credits have no cash value. If a

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Customer has not utilized all such credits prior to account disconnection, the Customer is not entitled to any compensation for the unused credits. Promotional Coupons: Customers solicited through selected marketing channels receive a promotional coupon. The per-minute rate used to calculate the credit is based upon the Calling Plan in which you enroll. The credit is applied to the next available bill. Promotional coupons have no cash value. They will not be reimbursed in the event of account disconnection prior to the complete utilization of the coupon or any credit generated by application of the coupon to the Subscriber’s bill. Hearing Impaired Discount: MTS and Operator Service calls from hearing-impaired CREDO Customers using teletypewriters for residential telecommunications will receive a 10% discount. This discount is in addition to any other applicable discount. Customer must provide CREDO with a medical doctor’s signed statement verifying his or her impairment prior to receiving discount. Discount will be applied only to calls placed after CREDO receives a doctor’s signed statement. Application of Discounts: When, but for this prohibition, two discounts would apply to the same traffic, only the greater of the two discounts will apply (See exception for mileage-based plan). INTERNATIONAL SERVICE All direct dial international rates and Discount Plans (IDP) are listed on this web site. Operator-assisted calls to specific countries are provided by Verizon and rates can be obtained directly from Verizon. Non-IDP international rates are subject to market fluctuations, and they change without notice. MISCELLANEOUS CHARGES a. Payphone Provider Surcharge: This surcharge applies to any call initiated from a payphone and billed to a CREDO Customer. The surcharge is $0.55 per call. b. FCC Universal Service Fee: This fee is applicable to all residential Customers. The fee is calculated as a percentage of the interstate and international charges of the customer’s current bill. The fee is based on the percentage assessed by the Federal Communications Commission (FCC) on long distance carriers for the support of universal service. This fee will change to match any modification made by the FCC to its charge to CREDO. To obtain the current percentage, please call 800/788-0898. c. Regulatory and Other Charges Recovery Fee: This fee recovers costs incurred by CREDO, including but not limited to compliance with government regulations. This fee is not a tax and is not an amount we are required to collect by law. The components used to calculate this fee and the fee itself may change from time to time. The current fee is $1.50 per month. d. In-state Connection Fees: In-state Connection Fees apply in certain states. To ascertain whether an In-state Connection Fee applies to your service and the amount of the fee call 800/788-0898 or visit www.credolongdistance.com/instatefee.

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SECTION III

AVAILABLE DOMESTIC INTERSTATE DIRECT DIAL AND CALLING PLAN RATES

THESE, AND ALL OTHER SERVICES HEREIN, ARE ONLY AVAILABLE TO CREDO SUBSCRIBERS.

PEAK RATE RESIDENTIAL CALLING PLANS

Calling Plan rates do not apply to operator handled or directory assistance calls unless the Calling Plan description explicitly includes those types of calls.

5-Cent Evenings and Weekends-$4.95:

• Customers who select this Peak Rate Plan receive presubscribed direct-dial MTS service at the following rates:

MONTHLY CHARGE: $4.95 USAGE CHARGES:

PEAK: $0.10 per minute OFF-PEAK: $0.05 per minute • Peak is 7am to 7pm Monday through Friday and off-peak is all other times. • Directory Assistance: $1.40 per call. • Volume and Friendship discounts do not apply to traffic priced at these rates. • FCC Universal Service Fee, Regulatory and Other Charges Recovery Fee, applicable

taxes, and other supplemental fees are not included in rates. Best Hours:

• Customers selecting this Peak Rate Plan receive direct-dial MTS service at the following rates:

PEAK: $0.25 per minute OFF-PEAK: $0.10 per minute • Peak is 7am to 7pm Monday through Friday and off-peak is all other times, except for

California, Oregon, and Washington. For these states peak is 9am to 5pm and non-peak is all other times. Off-Peak also includes the entire 24 hours of each holiday as defined in these Terms and Conditions.

• Volume and Friendship discounts do not apply to traffic priced at these rates. • FCC Universal Service Fee, Regulatory and Other Charges Recovery Fee, applicable

taxes, and other supplemental fees are not included in rates. ONE RATE RESIDENTIAL CALLING PLANS

Calling Plan rates do not apply to operator handled or directory assistance calls unless the Calling Plan description explicitly includes those types of calls.

Round-The-Clock: • Customers selecting this One Rate Plan receive direct-dial MTS service at the following

rate: $0.15 per minute regardless of the time of day or day of week of the call. • Volume and Friendship discounts do not apply to traffic priced at these rates. • FCC Universal Service Fee, Regulatory and Other Charges Recovery Fee, applicable

taxes, and other supplemental fees are not included in rates. 5-Cent Anywhere-$5.95:

• Customers selecting this One Rate Plan receive direct-dial MTS service at the following rate and monthly charge:

Direct Dial: $0.05 per minute Monthly Charge: $5.95 per month

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Directory Assistance: $1.40 per call • Volume and Friendship discounts do not apply to traffic priced at these rates. • FCC Universal Service Fee, Regulatory and Other Charges Recovery Fee, applicable

taxes, and other supplemental fees are not included in rates. 7-Cent, Anywhere-$4.95:


Direct Dial: $0.07 per minute Monthly Charge: $4.95 per month Directory Assistance: $1.40 per call


taxes, and other supplemental fees are not included in rates.

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INTERSTATE RESIDENTIAL SERVICES NO LONGER AVAILABLE TO NEW SUBSCRIBERS

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SECTION IV THESE INTERSTATE SERVICES ARE NO LONGER AVAILBLE FOR NEW

SUBSCRIPTION

New subscriptions to the services listed in this Section are no longer accepted. Only existing subscribers may use these services. Should they change calling plans or cease having Working Assets dba Credo as their presubscribed carrier and subsequently return, they will not be able to subscribe to these services. 7-Cent Round-The-Clock-$4.95:


Direct Dial: $0.07 per minute Monthly Charge: $4.95 per month

• Volume and Friendship discounts do not apply to traffic priced at these rates. • The Directory Assistance charge for customers of this calling plan is $1.40 per call. • FCC Universal Service Fee, Regulatory and Other Charges Recovery Fee, applicable

taxes, and other supplemental fees are not included in rates. 5-CentAnywhere $10 minimum:

• This plan is only available to customers, who receive the direct mail advertisement. Customers selecting this One Rate Plan receive direct-dial MTS service at the following rate and monthly charge:

Direct Dial: $0.05 per minute Monthly Charge: None Directory Assistance: $1.40 per call Monthly Minimum $10.00*

* Customers not incurring usage charges of at least $10 in a given month will be charged a fixed charged that when combined with actual usage charges for that month will equal $10.00. • Volume and Friendship discounts do not apply to traffic priced at these rates. • This Plan is only available to California residents with phone lines terminating in

California. • FCC Universal Service Fee, Regulatory and Other Charges Recovery Fee, applicable

taxes, and other supplemental fees are not included in rates. 7-Cent –No Fee, $5 Minimum:


Direct Dial: $0.07 per minute Minimum Monthly Charge: $5.00 per month Directory Assistance: $1.40 per call


taxes, and other supplemental fees are not included in rates. Unlimited Off-Peak Long Distance for CREDO Mobile Customers:

• Customers selecting this Plan receive direct-dial MTS service at the following rate and monthly charge:

Direct Dial (Off-Peak-9pm to 7am): $0.00 per minute

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Direct Dial (Peak-7:01am to 8:59pm): $0.10 per minute Monthly Charge: $0.00 per month Directory Assistance: $1.40 per call


taxes, and other supplemental fees are not included in rates. • Available only to CREDO Mobile customers. Customers not retaining CREDO Mobile

service will be switched to 5-Cent Anywhere-$5.95. 200 Minute Plan:


Direct Dial: No per minute charge for first 200 minutes per

billing period. $0.07 per minute for each minute beyond 200 minutes in the same billing period. (Both direct-dialed interstate and intrastate minutes are debited from the 200-minute allocation. The allocation cannot be applied to international minutes. Any unused minutes do not carry over to succeeding months.)

Monthly Charge: $7.95 per month Directory Assistance: $1.40 per call



500 Minute Plan: • Customers selecting this One Rate Plan receive direct-dial MTS service at the following

rate and monthly charge:

Direct Dial: No per minute charge for first 500 minutes per billing period. $0.05 per minute for each minute beyond 500 minutes in the same billing period. (Both direct-dialed interstate and intrastate minutes are debited from the 500-minute allocation. The allocation cannot be applied to international minutes. Any unused minutes do not carry over to succeeding months.)



taxes, and other supplemental fees are not included in rates. • This test will end June 30, 2005 unless ended prior to that date.

10 Cents Anywhere

• This plan is only available to customers in winback who are contacted by Working Assets/Credo. Customers enrolling in this plan receive a direct-dial domestic MTS service at the following rates with no monthly charge:

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Direct Dialed Calls $0.10 per minute

Monthly Charge: $0.00 Monthly Minimum: $3.95

Directory Assistance: $1.40 per call


taxes, and other supplemental fees are not included in rates. 5 Cents Anywhere



Monthly Charge: $0.00



taxes, and other supplemental fees are not included in rates. 1000 Minute Plan No. 2:


Direct Dial: No per minute charge for first 1000 minutes per

billing period. $0.05 per minute for each minute beyond 1000 minutes in the same billing period. (Both direct-dialed interstate and intrastate minutes are debited from the 1000-minute allocation. The allocation cannot be applied to international minutes. Any unused minutes do not carry over to succeeding months.)



taxes, and other supplemental fees are not included in rates. 10-Cents A Minute:

• Customers selecting this Peak Rate Plan receive direct-dial MTS service at the following rates:

PEAK: $0.25 per minute OFF-PEAK: $0.10 per minute • Peak is 7am to 7pm Monday through Friday and off-peak is all other times,

except for California, Oregon, and Washington. For these states peak is 9am to 5pm and non-peak is all other times. Off-Peak also includes the entire 24 hours of each holiday as defined in these Terms and Conditions.

• Volume and Friendship discounts do not apply to traffic priced at these rates.

15

Residential Term Plan:

• By signing an agreement to remain with Working Assets Long Distance customers will receive direct-dial MTS service at the following rates:

PEAK: $0.225 per minute OFF-PEAK: $0.09 per minute • Peak is 7am to 7pm Monday through Friday and off-peak is all other times,

except for California, Oregon, and Washington. For these states peak is 9am to 5pm and non-peak is all other times. Off-Peak also includes the entire 24 hours of each holiday as defined herein.

• Volume and Friendship discounts do not apply to traffic priced at these rates. Usage is measured in minutes and fractional minutes are rounded up before rating.

• The term shall begin upon receipt of a customer-executed Term Plan Agreement by Working Assets.

• Disconnection with liability: If the customer discontinues service prior to the expiration of the term contained in the Agreement, a termination charge will apply. The termination charge will equal 25% of the customer’s average monthly charges, which is the average monthly domestic telecommunication charges billed by Working Assets during the most recent 3 months, multiplied by the number of months remaining until the expiration of the most recent 12 month commitment.

• If Working Assets wishes to renew the Agreement, within 90 days, but no later than 30 days, prior to the expiration of the Agreement, Working Assets will notify the customer of the upcoming expiration and that the Agreement will automatically renew unless the customer contacts Working Assets via a toll-free number. Otherwise, the Agreement will terminate on the expiration of the initial or renewal period.

16

Regional Plan: • This Peak Rate Plan is only available to customers located within the Ameritech

service area in the following states: Illinois Ohio Indiana Wisconsin Michigan

• Customers selecting this calling plan receive direct dial MTS service at the following rates:

MONTHLY CHARGE: $4.50* USAGE CHARGES:

PEAK: $0.15 per minute OFF-PEAK: $0.07 per minute • Peak is 7am to 7pm Monday through Friday and off-peak is all other times. • Off-Peak also includes the entire 24 hours of each holiday as defined herein. • Volume and Friendship discounts do not apply to traffic priced at these rates.

*When the usage charges (per-minute charges) for calls placed during one billing period exceed $25.00, the monthly charge will be waived for that billing period.

7-Cent Round-The-Clock No Fee:



• Volume and Friendship discounts do not apply to traffic priced at these rates. • FCC Universal Service Fee, Regulatory and Other Charges Recovery Fee,

applicable taxes, and other supplemental fees are not included in rates.

New York 5-Cent Evenings and Weekends-$5.95:




taxes, and other supplemental fees are not included in rates. • Customers subscribing to this calling plan may subscribe to the International

Discount Plan III for a reduced monthly rate of $2.00.

17

New York Online Saver:

• This Peak Rate Plan is only available to customers residing within New York state. If at any time the subscriber ceases to be eligible for this plan, she/he will be switched to another calling plan.

• Those Working Assets customers, who reside in New York, receive bills via e-mail, and pay their bills via automatic deduction from a checking account, may receive interstate telephone service at the rates listed below:

PEAK: $0.09 per minute OFF-PEAK: $0.05 per minute • Peak is 12 am to 11:59 pm Monday through Friday and off-peak is all other

times. Off-Peak also includes the entire 24 hours of each holiday as defined herein.

• Directory Assistance: $1.40 per call. • Customers subscribing to this calling plan may subscribe to the International

Discount Plan III for a reduced monthly rate of $2.00. • Customers must comply with all three eligibility requirements to be able to

choose this plan. If after enrolling in this calling plan the customer discontinues any one of the qualifying requirements, the customer is subject to removal from the plan, at which time s/he will automatically be returned to her/his previous Working Assets billing arrangement.

Round-The-Clock Plus 9-Cents-$4.50:



• Volume and Friendship discounts do not apply to traffic priced at these rates. • Customers subscribing to this calling plan may subscribe to the International

Discount Plan in F.C.C. No. 3 for a reduced monthly rate of $2.00. • Employees of Working Assets Commercial customers may subscribe to this plan

and receive a 5% discount.

18

Regional Plan: • This One Rate Plan is only available to customers residing within the Ameritech

service area in the following states: Arizona Colorado Idaho Iowa Minnesota Montana Nebraska New Mexico North Dakota Oregon South Dakota Utah Washington Wyoming

• Customers selecting this One Rate Plan receive direct dial MTS service at the following rates and monthly charge:

Direct Dial: $0.10 per minute Monthly Charge: $4.50 per month Directory Assistance: $.75 per call


*When the usage charges (per minute charges) for calls placed during one billing period exceed $25.00, the monthly charge will be waived for that billing period.

Round-The-Clock Plus 5-Cent Sundays:


Direct Dial: $0.05 per minute on Sunday* $0.10 per minute all other times Monthly Charge: $4.50 per month

* Sunday: 12am Sunday to, but not including, 12 am Monday • Volume and Friendship discounts do not apply to traffic priced at these rates.

• Customers subscribing to this calling plan may subscribe to the International

Discount Plan in F.C.C. No. 3 for a reduced monthly rate of $2.00. Round-The-Clock Plus-$4.95:




19

New York $13 Bill 10-Cent Round-The-Clock: • Customers selecting this One Rate Plan receive direct-dial MTS service at the

following rate: Direct Dial: $0.10 per minute Directory Assistance: $1.40 per call

• Volume and Friendship discounts do not apply to traffic priced at these rates. • This plan is only available to those customers having average toll billings of

greater than $13.00 for the previous six months and whose service is at a New York State residence. Interstate and intrastate call charges will be included in the calculation.

5-Cent Round-The-Clock Plus-$8.95: • Customers selecting this One Rate Plan receive direct-dial MTS service at the

following rate and monthly charge: Direct Dial: $0.05 per minute Monthly Charge: $8.95 per month Directory Assistance: $1.40 per call

• Volume and Friendship discounts do not apply to traffic priced at these rates.Customers subscribing to this calling plan may subscribe to the International Discount Plan III for a reduced monthly rate of $2.00.

Online Saver

• Those Working Assets customers who receive bills via e-mail and who pay their bills via automatic deduction from a checking account may receive interstate telephone service at the rates listed below:

Direct Dial: $0.09 per minute. Monthly Charge: $1.00.

• Customers must comply with both eligibility requirements to be able to choose

this plan. If after enrolling in the calling plan the customer discontinues any one of the qualifying requirements, the customer is subject to removal from the plan, at which time s/he will be switched to another calling plan.

10-Cent Round-The-Clock:


Direct Dial: $0.10 per minute Directory Assistance: $1.40 per call Monthly Minimum $5.00

Volume and Friendship discounts do not apply to traffic priced at these rates. 500 Value Plan:


Direct Dial: No per minute charge for first 500 minutes per billing period. $0.10 per minute for each minute beyond 500

20

minutes in the same billing period. (Both direct-dialed interstate and intrastate minutes are debited from the 500-minute allocation. The allocation cannot be applied to international minutes. Any unused minutes do not carry over to succeeding months.)


• Volume and Friendship discounts do not apply to traffic priced at these rates. • FCC Universal Service Fee, applicable taxes, and other supplemental fees are

not included in rates.

21

7CentAnywhere $10 minimum:

• This plan is only available to customers, who receive the direct mail advertisement. Customers selecting this One Rate Plan receive direct-dial MTS service at the following rate and monthly charge:

Direct Dial: $0.07 per minute Monthly Charge: $None Directory Assistance: $1.40 per call Monthly Minimum $10.00*

* Customers not incurring usage charges of at least $10 in a given month will be charged a fixed charged that when combined with actual usage charges for that month will equal $10.00. • Volume and Friendship discounts do not apply to traffic priced at these rates. • Customers subscribing to this calling plan may subscribe to the International

Discount Plan III for a reduced monthly rate of $2.00. Round-The-Clock Plus-$5.95:




Discount Plan III for a reduced monthly rate of $2.00.

22

Unlimited Plan Test II:

• This plan is a test and is only available to California customers who are contacted by Working Assets via a written subscription form or telemarketing call that bundles this plan with wireless service. Customers enrolling in the plan receive direct-dial domestic MTS service at the following rates and monthly charge:

Direct Dial: No per minute charge for domestic

non-local calls. Directory Assistance and international calls all have usage charges.


• Volume and Friendship discounts do not apply to traffic priced at these rates. • FCC Universal Service Fee, applicable taxes, and other supplemental fees are

not included in rates. • This plan is for residential voice use only. Commercial use, including, but not

limited to facsimile, auto-dialing, telemarketing, and calls placed on behalf of a business is not permitted. Toll calls to an Internet provider are also not covered. Determination of residential voice use is at the sole discretion of Working Assets.

• Working Assets reserves the right to look at patterns of use in order to determine if usage is violating the terms of residential voice use. This can include, but is not limited to, reviewing the number of calls, their duration, and the quantity of terminating telephone numbers. Exceeding 1,000 minutes per month is presumed to be inconsistent with residential voice use.

• This plan is limited to a single residential line. It cannot be applied to a multi-line account.

This test will end December 31, 2003 unless terminated by the Company prior to that date.

23

Unlimited Plan Test:

• This plan is a test and is only available to customers in winback who are contacted by Working Assets via a written subscription form or telemarketing call that includes this offer. Customers enrolling in the plan receive direct-dial domestic MTS service at the following rates and monthly charge:

Direct Dial: No per minute charge for domestic

non-local calls. Directory Assistance, and international calls all have usage charges.



taxes, and other supplemental fees are not included in rates. • This plan is for residential voice use only. Commercial use, including, but not limited to

facsimile, auto-dialing, telemarketing, and calls placed on behalf of a business is not permitted. Toll calls to an Internet provider are also not covered. Determination of residential voice use is at the sole discretion of Working Assets.

• Working Assets reserves the right to look at patterns of use in order to determine if usage is violating the terms of residential voice use. This can include, but is not limited to, reviewing the number of calls, their duration, and the quantity of terminating telephone numbers. Exceeding 1,000 minutes per month is presumed to be inconsistent with residential voice use.

• This plan is limited to a single residential line. It cannot be applied to a multi-line account.

• This test will end December 31, 2004 unless ended prior to that date. Unlimited Plan:

• Customers selecting this Plan receive direct-dial MTS service at the following rate and monthly charge:

Direct Dial (Off-Peak-9pm to 7am): $0.00 per minute Direct Dial (Peak-7:01am to 8:59pm): $0.00 per minute Monthly Charge: $24.99 per month Directory Assistance: $1.40 per call



1000 Minute Plan No. 1: • Customers selecting this Plan receive direct-dial MTS service at the following rate and

monthly charge: Direct Dial (Off-Peak-9pm to 7am): $0.00 per minute Direct Dial (Peak-7:01am to 8:59pm): $0.00 per minute Monthly Charge: $24.99 per month Directory Assistance: $1.40 per call


24

FCC Universal Service Fee, Regulatory and Other Charges Recovery Fee, applicable taxes, and other supplemental fees are not included in rates.

6 Cents Anywhere, $3.95

• This plan is a test and is only available to customers who are contacted by Working Assets. Customers enrolling in this plan receive direct-dial domestic MTS service at the following rates and monthly charge:





taxes, and other supplemental fees are not included in rates. 3 Cent State-To-State, $5.95 Promo

• This plan is a test and is only available to customers who are contacted by Working Assets. Customers enrolling in this plan receive a promotional direct-dial domestic MTS service at the following rates and monthly charge:

Direct Dial: $0.03 per minute for first 365 days of enrollment, $0.05 per

minute thereafter Monthly Charge: $5.95



taxes, and other supplemental fees are not included in rates. 2.9 Cent State-To-State, $5.95

• This plan is a test and is only available to customers who are contacted by Working Assets and who were previously enrolled in Working Assets Local Service. Customers enrolling in this plan receive direct-dial domestic MTS service at the following rates and monthly charge:

Direct Dial: 2.9 ¢ per minute Monthly Charge: $5.95 per month Directory Assistance: $1.40 per call

• Volume and Friendship discounts do not apply to traffic priced at these rates. Calls will

be billed at $0.05 per minute and customers will receive a 2.1 ¢ per minute bill credit. • FCC Universal Service Fee, Regulatory and Other Charges Recovery Fee, applicable


25

5 Cent State-To-State, $5.95 Promo


Direct Dialed Calls $0.03 per minute for first 365 days of enrollment,

$0.05 per minute thereafter Monthly Charge: $5.95



taxes, and other supplemental fees are not included in rates. • This test will end December 31, 2004 unless ended prior to that date.

3 Cent 5 Cent Promo $5.95


Direct Dialed Calls $0.03 per minute for first 365 days of enrollment,



• Volume and Friendship discounts do not apply to traffic priced at these rates. • In-state rates for this plan differ from the “5 Cent State-To-State, $5.95 Promo”. • FCC Universal Service Fee, Regulatory and Other Charges Recovery Fee, applicable

taxes, and other supplemental fees are not included in rates. • This test will end March 31, 2005 unless ended prior to that date.

6 Cents Anywhere Promo






taxes, and other supplemental fees are not included in rates. • This test will end October 15, 2005 unless ended prior to that date.

26

5 Cents Anywhere Promo







Red State/Blue State Test

• This plan is a test and is only available to customers in California, Massachusetts and New York who are contacted by Working Assets. Customers enrolling in this plan receive direct-dial domestic MTS service at the following rates and monthly charge:

Direct Dialed Calls to the following states are $0.02 per minute: Alabama, Alaska, Arizona, Arkansas, Colorado, Florida, Georgia, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Mississippi, Missouri, Montana, Nebraska, Nevada, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, West Virginia and Wyoming Direct Dialed Calls to the following states are $0.05 per minute: California, Connecticut, Delaware, the District of Columbia, Hawaii, Illinois, Maine, Maryland, Massachusetts, Michigan, Minnesota, New Hampshire, New Jersey, New York, Oregon, Pennsylvania, Rhode Island, Vermont, Washington and Wisconsin Intrastate and intraLATA calls are $0.05 per minute





27

10 Cent Plan






applicable taxes, and other supplemental fees are not included in rates. Tiered Plan:




applicable taxes, and other supplemental fees are not included in rates. 24 Hour Plan:




Discount Plan in F.C.C. No. 3 for a reduced monthly rate of $3.00.

2.9 Cent 5 Cent Promo $5.95

• This plan is a test. Customers enrolling in this plan receive a promotional direct-dial domestic MTS service at the following rates and monthly charge:

Direct Dialed Calls 2.9 ¢ per minute for first 365 days of enrollment,



28

• Volume and Friendship discounts do not apply to traffic priced at these rates. • Calls will be billed at $0.05 per minute and customers will receive a 2.1 ¢ per minute bill

credit. • FCC Universal Service Fee, Regulatory and Other Charges Recovery Fee, applicable

taxes, and other supplemental fees are not included in rates. • This test will end March 31, 2005 unless ended prior to that date.

PROMOTIONS Postalized Rate Promotion:

• Prospects solicited through selected marketing channels may receive direct-dial MTS service at the following rates:

PEAK: $0.25 per minute OFF-PEAK: $0.10 per minute • Peak is 7am to 7pm and off-peak is 7pm to 7am. • Volume and Friendship discounts to not apply to traffic priced at these rates.

10/10 Promotion: • In addition to the Postalized Rate Promotion customers solicited through selected

marketing channels will receive upon request a rebate of 10% of the total of the first six bills received after becoming a Working Assets customer if the gross usage of those six bills totals at least $120.00 The customer has six months from the time of their 6th bill to request the refund. The account cannot be more than 30 days past due when requesting the refund.

29

Postalized Rate Promotion 2: • Residential prospects solicited through selected marketing channels may receive

direct dial MTS service at the rates listed below. There are three rate categories. The applicable billing rate is determined by calculating the value of the customer’s total dollar amount of interstate and intrastate inbound and outbound traffic utilizing the highest rate of this promotional plan (and the corresponding intrastate promotional plan rate). The result of that calculation will determine the volume category and at which rate the customer’s interstate direct-dial traffic will be billed. The volume categories and their appropriate rates are: $0.01-$20.00 $20.01-$50.00 $50.01+ $0.15 $0.125 $0.115

• From 12 am Sunday to 12 am Monday the price for direct-dial calls will be $0.05 per minute.

• Volume and Friendship discounts to not apply to traffic priced at these rates.

Postalized Rate Promotion 3: • Residential prospects solicited through selected marketing channels may receive

direct-dial MTS service at the rates listed below: Monthly Fee: $4.50* Rate per minute: $0.10 * Monthly fee will be waived for new customers for the first 3 months of service.

• Volume and Friendship discounts to not apply to traffic priced at these rates. Postalized Rate Promotion 4:

• Prospects solicited through selected marketing channels may receive direct dial MTS service at the following rates:

PEAK: $0.25 per minute OFF-PEAK: $0.10 per minute • Peak is 7am to 7pm and off-peak is 7pm to 7am, except for California, Oregon, and

Washington. For these states peak is am to 5pm and non-peak is 5pm to 9am. • Volume and Friendship discounts to not apply to traffic priced at these rates.

Sunday Savings (unavailable to new customers effective 8/15/01): Customers selecting this Peak Rate Plan receive direct-dial MTS service at the following rates:

PEAK: $0.25 per minute OFF-PEAK: $0.10 per minute • Peak is 7am to 7pm Monday through Friday and off-peak is all other times. The rates

listed above apply to all direct-dial MTS calls except those placed from 12am thru 11:59 pm Sunday, whose rate is $0.05 per minute.

• Volume and Friendship discounts do not apply to traffic priced at these rates. 5-Cent Evenings (unavailable to new customers effective 8/15/01):

• Customers who select this Peak Rate Plan receive presubscribed direct-dial MTS service at the following rates:

MONTHLY CHARGE: $5.95 USAGE CHARGES:

PEAK: $0.10 per minute OFF-PEAK: $0.05 per minute

30

• Off-Peak is 7pm to 7am seven days a week and peak is all other times, except for California, Hawaii, Oregon, and Washington. For these states off-peak is 5pm to 7am and peak is all other times.

• Directory Assistance calls: $1.40 per call. • Volume and Friendship discounts do not apply to traffic priced at these rates.

Local toll calls carried by the local telephone company are not covered by this plan.

5-Cent Evenings and Weekends-$2.95 (unavailable to new customers effective

8/15/01): • Customers who select this Peak Rate Plan receive presubscribed direct-dial MTS

service at the following rates: MONTHLY CHARGE: $2.95 MONTHLY MINIMUN CHARGE: $5.00 USAGE CHARGES:

PEAK: $0.15 per minute OFF-PEAK: $0.05 per minute • Peak is 7am to 7pm Monday through Friday and off-peak is all other times. • CaDirectory Assistance: $1.40 per call • Volume and Friendship discounts do not apply to traffic priced at these rates.

Round-The-Clock Plus II 10-Cent No fee Over $25 (unavailable to new customers

effective 8/15/01): • Customers selecting this One Rate Plan receive direct-dial MTS service at the

following rate and monthly charge, regardless of the time of day or day of week of the call:


• The monthly fee is applicable to monthly bills totaling $24.99 or less; no monthly fee is assessed when usage charges exceed this amount. Only direct- dial call charges count toward the $25.00 total.

Volume and Friendship discounts do not apply to traffic priced at these rates.

CLASSIC RATE/MESSAGE TELECOMMUNICATIONS SERVICE (MTS) (unavailable to new customers effective 2/15/02)

Services are available for origination from Feature Group D end offices, billed by whole minutes, with partial minutes of usage rounded up to the next whole minute. These rates apply to Puerto Rico. Virgin Islands rates, follow.

DAY EVENING NIGHT/WEEKEND MILEAGE 1ST MIN. ADD'L 1ST MIN. ADD'L 1ST MIN. ADD'L 0-10 $0.3220 $0. 3220 $0.1725 $0.1725 $0.1495 $0.1495 11-22 $0.3220 $0. 3220 $0.1840 $0.1840 $0.1495 $0.1495 23-55 $0.3335 $0. 3335 $0.1955 $0. 1955 $0.1639 $0.1639 56-124 $0. 3335 $0. 3335 $0. 1955 $0. 1955 $0. 1639 $0.1639 125-292 $0. 3335 $0. 3335 $0. 1955 $0. 1955 $0. 1639 $0.1639 293-430 $0. 3335 $0. 3335 $0. 1955 $0. 1955 $0. 1639 $0.1639

31

431-925 $0.3450 $0. 3450 $0.2185 $0. 2185 $0. 1783 $0.1783 926-1910 $0. 3450 $0. 3450 $0. 2185 $0. 2185 $0. 1783 $0.1783 1911-3000 $0. 3450 $0. 3450 $0. 2185 $0. 2185 $0. 1783 $0.1783 3001-4250 $0.3795 $0. 3795 $0.2415 $0. 2415 $0.1955 $0.1955 4251+ $0. 3795 $0. 3795 $0. 2415 $0. 2415 $0. 1955 $0.1955 Discounts Applicable to Mileage Based Rates

• A 25% “Friendship” discount will be applied to those calls that terminate to other subscribers of Working Assets' communications services.

• Volume Discounts

Total Monthly Usage Discount

$0-$24.99 7.5% $25-$49.99 30% $50 and above 35%

• Application of Discounts

When Friendship and Volume Discounts apply to the same traffic, the greater of the two discounts will apply. Notwithstanding other provisions of this tariff, when both a Total Monthly Usage volume discount and an International discount apply to the same traffic, both discounts will be applied in the following manner: international discount first and the Total Monthly Usage discount is subsequently applied to the discounted international charges.

32

7-Cent Round-The-Clock Plus-$3.95: (unavailable to new customers effective 3/31/03)



• Volume and Friendship discounts do not apply to traffic priced at these rates. Customers subscribing to this calling plan may subscribe to the International Discount Plan III for a reduced monthly rate of $2.00. PHONE ME SERVICE (service discontinued effective 3/1/07) Monthly recurring charge is $2.50. Usage charge is $0.22 per minute. No discount from these Terms and Conditions shall be applied to this usage, nor shall any usage from this service be used to calculate a discount that is to be applied to another service. Each fractional call is rounded up to the next full minute.

33

INTERNATIONAL SERVICES AND RATES

34

SECTION V

INTERNATIONAL RATES FOR AVAILABLE RESIDENTIAL SERVICES

In addition to all international per-minute rates quoted herein, per minute surcharges apply to calls to certain countries that terminate on mobile phones and pagers. To view the list of countries and the pertinent per-minute surcharge click here www.credomobile.com/mobileterminating. INTERNATIONAL DIRECT DIAL RATES

These rates apply to calls placed from all 50 states, Puerto Rico, and U.S Virgin Islands by customers not subscribing to an International Discount Plan.

Dial “1” Times Dial “1” Rates

Standard Discount Economy Standard Discount Economy

1st Addl 1st Addl 1st Addl Afghanistan N / A N / A Albania

7AM-1PM 1PM-6PM 6PM-7AM 7.91 4.93 7.14 4.42 6.80 4.25 Algeria

6AM-12PM 12PM-5PM 5PM-6AM 5.78 2.98 5.44 2.13 5.10 1.87 American Samoa

5PM-11PM 10AM-5PM 11PM-10AM 7.91 3.76 5.95 2.84 5.27 2.58 Andorra

7AM-1PM 1PM-6PM 6PM-7AM 3.74 2.58 2.79 1.79 2.58 1.63 Angola

6AM-12PM 12PM-5PM 5PM-6AM 8.67 7.87 7.48 6.38 7.06 6.21 Anguilla

4PM-10PM 7AM-4PM 10PM-7AM 3.23 2.40 2.38 1.96 2.04 1.67 Antarctica (Casey Base)

5PM-11PM 10AM-5PM 11PM-10AM 10.84 9.38 9.35 6.78 8.69 6.39 (Scott Base)

5PM-11PM 10AM-5PM 11PM-10AM 4.25 3.60 4.25 3.59 3.68 3.11 Antigua (Barbuda)

4PM-10PM 7AM-4PM 10PM-7AM 3.15 2.30 2.53 1.79 2.19 1.58 Argentina

8AM-6PM 6PM-12AM 12AM-8AM 3.74 2.98 3.23 1.68 2.47 1.46

35



1st Addl 1st Addl 1st Addl Armenia

1PM-2AM 7AM-1PM 2AM-7AM 4.76 4.05 4.08 3.66 3.83 3.45 Aruba

4PM-10PM 7AM-4PM 10PM-7AM 3.15 2.28 2.58 1.70 2.33 1.55 Ascension Island

6AM-12PM 12PM-5PM 5PM-6AM 5.53 3.83 4.59 2.98 3.66 2.81 Australia

2PM-8PM 8PM-3AM 3AM-2PM 5.53 2.34 4.46 1.80 3.11 1.52 Austria

7AM-1PM 1PM-6PM 6PM-7AM 3.27 1.88 2.43 1.38 2.07 1.18 Azerbaijan

1PM-2AM 7AM-1PM 2AM-7AM 4.59 4.17 3.88 3.59 3.72 3.43 Bahamas

8AM-5PM 5PM-11PM 11PM-8AM 2.41 1.77 1.97 1.33 1.73 1.28 Bahrain

8AM-3PM 9PM-8AM 3PM-9PM 7.06 3.01 5.25 2.28 4.42 2.13 Bangladesh

6AM-6PM 6PM-6AM 9.10 5.34 N/A N/A 6.51 3.55 Barbados

4PM-10PM 7AM-4PM 10PM-7AM 3.16 2.41 2.58 1.79 2.19 1.72 Belarus

1PM-2AM 7AM-1PM 2AM-7AM 4.59 4.17 3.84 3.79 3.71 3.60 Belgium

7AM-1PM 1PM-6PM 6PM-7AM 3.46 2.13 2.61 1.61 2.07 1.27

36


Standard Discount Economy Standard Discount Economy 1st Addl 1st Addl 1st Addl

Belize

5PM-11PM 8AM-5PM 11PM-8AM 5.02 2.98 3.74 2.14 3.21 1.80 Benin

6AM-12PM 12PM-5PM 5PM-6AM 5.53 3.23 4.17 2.43 3.57 2.30 Bermuda

8AM-5PM 5PM-11PM 11PM-8AM 2.27 1.84 1.82 1.39 1.46 1.29 Bhutan

6AM-6PM 6PM-6AM 9.57 8.38 N/A N/A 8.42 6.72 Bolivia

4PM-12AM 7AM-4PM 12AM-7AM 5.30 2.96 4.00 2.48 3.47 2.30 Bosnia-Herzegovina

1PM-12AM 7AM-1PM 12AM-7AM 4.56 2.81 3.42 2.21 2.98 2.13 Botswana

6AM-12PM 12P-5PM 5PM-6AM 5.54 3.03 4.17 2.47 3.57 2.43 Brazil

8AM-6PM 6PM-12AM 12AM-8AM 4.46 2.31 3.37 1.55 2.78 1.40 British Virgin Islands

8AM-5PM 5PM-11PM 11PM-8AM 2.72 2.23 2.23 1.65 1.87 1.46 Brunei

5PM-11PM 10AM-5PM 11PM-10AM 8.06 3.23 6.07 2.72 5.24 2.55 Bulgaria

1PM-2AM 7AM-1PM 2AM-7AM 4.56 3.23 3.42 2.41 2.98 2.21

37



Burkina Faso 6AM-12PM 12PM-5PM 5PM-6AM 6.58 5.41 5.12 4.42 4.39 4.25

Burma 5PM-11PM 10AM-5PM 11PM-10AM 14.03 10.61 13.06 8.18 12.38 7.65

Burundi 6AM-12PM 12PM-5PM 5PM-6AM 8.47 8.14 7.24 6.51 6.83 6.27

Cambodia 5PM-2AM 2AM-11AM 11AM-5PM 7.34 6.68 6.72 5.78 6.19 5.59

Cameroon 6AM-12PM 12PM-5PM 5PM-6AM 5.29 3.64 3.98 2.64 3.43 2.45

Cape Verde Islands 6AM-12PM 12PM-5PM 5PM-6AM 5.53 4.68 4.17 3.52 3.66 3.42

Cayman Islands 8AM-5PM 5PM-11PM 11PM-8AM 3.25 2.60 2.43 1.82 2.13 1.62

Central African Republic 6AM-12PM 12PM-5PM 5PM-6AM 8.30 7.84 6.82 6.68 6.38 6.19

Chad Republic 6AM-12PM 12PM-5PM 5PM-6AM 9.40 8.86 7.26 6.82 7.07 6.44

Chile/Easter Island 8AM-6PM 6PM-12AM 12AM-8AM 4.05 2.09 3.27 1.54 2.77 1.32

China 5PM-2AM 2AM-11AM 11AM-5PM 9.96 2.91 7.46 2.35 5.98 2.30

38



Christmas Island

5PM-11PM 10AM-5PM 11PM-10AM 9.84 9.30 7.23 6.60 7.21 6.39 Cocos Island

5PM-11PM 10AM-5PM 11PM-10AM 9.84 9.30 7.23 6.60 7.21 6.39 Colombia

4PM-12AM 7AM-4PM 12AM-7AM 4.76 2.55 3.88 1.96 3.45 1.72 Comoros

6AM-12PM 12PM-5PM 5PM-6AM 8.86 8.19 6.60 5.97 6.51 5.71 Congo

6AM-12PM 12PM-5PM 5PM-6AM 6.63 5.95 5.25 5.02 5.12 4.83 Congo, Democratic Republic

6AM-12PM 12PM-5PM 5PM-6AM 5.53 3.15 4.17 2.43 3.57 2.35 Cook Islands

5PM-11PM 10AM-5PM 11PM-10AM 8.89 8.40 6.72 6.49 6.55 6.38 Costa Rica

5PM-11PM 8AM-5PM 11PM-8AM 3.91 2.02 3.11 1.54 2.61 1.25 Croatia

1PM-12AM 7AM-1PM 12AM-7AM 4.54 2.81 3.40 2.11 2.94 1.99 Cuba

M-F 6AM-6PM 6PM-6AM 4.34 4.34 N/A N/A 3.45 3.45 SAT-SUN 12AM-12PM N/A N/A N/A N/A 3.45 3.45

Cyprus 7AM-1PM 1PM-6PM 6PM-7AM 4.54 2.86 3.40 2.16 2.94 2.02

39



Czech 7AM-1PM 1PM-12AM 12AM-7AM 3.23 2.62 2.64 2.01 2.43 1.89

Denmark 7AM-1PM 1PM-6PM 6PM-7AM 3.02 2.13 2.41 1.61 1.96 1.27

Diego Garcia 6AM-6PM 6PM-6AM 6.87 5.51 N/A N/A 5.63 4.03

Djibouti 6AM-12PM 12PM-5PM 5PM-6AM 6.38 5.19 4.81 4.17 4.13 4.00

Dominica 4PM-10PM 7AM-4PM 10PM-7AM 3.23 2.64 2.40 1.87 2.09 1.70

Dominican Republic 4PM-10PM 7AM-4PM 10PM-7AM 2.91 2.30 2.35 2.13 2.09 1.82

East Timor 5PM-2AM 2AM-11AM 11AM-8PM 8.08 3.59 6.07 2.89 5.27 2.62

Ecuador 4PM-12AM 7AM-4PM 12AM-7AM 4.27 2.26 3.41 1.87 2.77 1.68

Egypt 1PM-2AM 7AM-1PM 2AM-7AM 5.53 3.47 4.13 2.62 3.54 2.36

El Salvador 5PM-11PM 8AM-5PM 11PM-8AM 4.52 2.09 3.66 1.77 3.28 1.62

Equatorial Guinea 6AM-12PM 12PM-5PM 5PM-6AM 7.48 7.23 7.06 6.38 6.63 6.21

40



1st Addl 1st Addl 1st Addl

Eritrea 1PM-2AM 7AM-1PM 2AM-7AM 6.36 4.11 4.79 3.21 4.10 2.81

Estonia 1PM-2AM 7AM-1PM 2AM-7AM 5.46 4.88 3.93 3.49 3.66 3.42

Ethiopia 1PM-2AM 7AM-1PM 2AM-7AM 6.36 4.32 4.79 3.08 4.10 2.92

Faeroe Islands 7AM-1PM 1PM-6PM 6PM-7AM 3.45 2.47 2.74 1.87 2.41 1.79

Falkland Islands 8AM-6PM 6PM-12AM 12AM-8AM 7.07 6.43 5.29 4.91 4.86 4.61

Fiji Islands 5PM-2AM 9AM-5PM 2AM-9AM 8.08 4.37 6.02 3.03 5.19 2.82

Finland 7AM-1PM 1PM-6PM 6PM-7AM 3.39 2.18 2.71 1.64 2.21 1.30

France 7AM-1PM 1PM-6PM 6PM-7AM 3.05 1.93 2.48 1.46 2.05 1.20

French Antilles (Martinique) 8AM-5PM 5PM-11PM 11PM-8AM 3.23 2.38 2.40 1.77 2.09 1.70

French Guiana 8AM-6PM 6PM-12AM 12AM-8AM 5.30 2.75 3.94 1.96 3.40 1.85

French Polynesia 5PM-11PM 10AM-5PM 11PM-10AM 7.91 3.84 5.90 2.86 5.07 2.70

41




Gabon Republic 6AM-12PM 12PM-5PM 5PM-6AM 5.29 3.57 3.98 2.55 3.42 2.31

Gambia 6AM-12PM 12PM-5PM 5PM-6AM 5.53 3.43 4.17 2.40 3.57 2.31

Georgia 1PM-2AM 7AM-1PM 2AM-7AM 4.59 4.17 3.84 3.60 3.69 3.42

Germany 7AM-1PM 1PM-6PM 6PM-7AM 3.01 1.85 2.41 1.48 1.96 1.17

Ghana 6AM-12PM 12PM-5PM 5PM-6AM 5.53 3.47 4.17 2.98 3.57 2.81

Gibraltar 7AM-1PM 1PM-6PM 6PM-7AM 4.44 2.82 3.33 2.11 2.87 1.99

Global Mobile Satellite

12AM-12AM 10.20 10.20 N/A N/A N/A N/A Greece

7AM-1PM 1PM-6PM 6PM-7AM 3.87 2.52 2.91 1.80 2.32 1.43 Greenland

7AM-1PM 1PM-6PM 6PM-7AM 4.56 3.15 3.42 2.28 2.94 2.14 Grenada

4PM-10PM 7AM-4PM 10PM-7AM 3.23 2.65 2.41 1.97 2.11 1.79 Guadeloupe

8AM-5PM 5PM-11PM 11PM-8AM 3.23 2.41 2.40 1.77 2.09 1.70

42




Guantanamo 4PM-10PM 7AM-4PM 10PM-7AM 2.75 2.67 2.75 2.67 2.75 2.67

Guatemala 5PM-11PM 8AM-5PM 11PM-8AM 4.52 2.09 3.66 1.57 3.28 1.53

Guinea 6AM-12PM 12PM-5PM 5PM-6AM 5.53 4.42 4.17 3.42 3.59 3.32

Guinea-Bissau 6AM-12PM 12PM-5PM 5PM-6AM 8.99 8.33 7.43 6.43 7.00 6.29

Guyana 8AM-6PM 6PM-12AM 12AM-8AM 5.34 2.84 4.00 1.91 3.20 1.52

Haiti 4PM-10PM 7AM-4PM 10PM-7AM 3.23 2.03 2.30 1.70 1.96 1.65

Honduras 5PM-11PM 8AM-5PM 11PM-8AM 5.00 2.07 3.77 1.68 3.15 1.48

Hong Kong 5PM-11PM 10AM-5PM 11PM-10AM 6.15 2.30 4.62 1.75 3.69 1.38

Hungary 7AM-1PM 1PM-6PM 6PM-7AM 3.98 2.23 2.98 1.73 2.37 1.46

Iceland 1PM-8PM 7AM-1PM 8PM-7AM 4.56 2.81 3.40 2.21 2.94 2.07

India 6AM-6PM 6PM-6AM 6.94 3.46 N/A N/A 4.98 2.80

Indonesia 5PM-2AM 2AM-11AM 11AM-5PM 8.08 3.59 6.07 2.89 5.27 2.62

43



1st Addl 1st Addl 1st Addl International Networks

6AM-12PM 12PM-5PM 5PM-6AM 4.65 4.39 3.93 3.19 3.68 2.94 Iran

1PM-2AM 7AM-1PM 2AM-7AM 6.18 2.84 4.62 2.31 3.71 2.13 Iraq

1PM-2AM 7AM-1PM 2AM-7AM 7.06 4.91 5.27 3.98 4.59 3.72 Ireland

7AM-1PM 1PM-6PM 6PM-7AM 2.91 2.03 2.36 1.57 2.00 1.36 Israel

8AM-5PM 12AM-8AM 5PM-12AM 5.32 2.36 4.41 1.70 3.71 1.70 Italy

7AM-1PM 1PM-6PM 6PM-7AM 3.36 2.03 2.50 1.52 2.07 1.29 Ivory Coast

6AM-12PM 12PM-5PM 5PM-6AM 5.53 4.30 4.17 3.18 3.57 2.81 Jamaica

4PM-10PM 7AM-4PM 10PM-7AM 3.03 2.55 2.24 1.90 1.97 1.72 Japan

2PM-8PM 8PM-3AM 3AM-2PM 5.45 2.21 4.55 1.77 3.86 1.45 Jordan

8AM-5PM 12AM-8AM 5PM-12AM 7.06 2.99 5.24 2.24 4.52 2.13 Kazakhstan

1PM-2AM 7AM-1PM 2AM-7AM 4.59 4.08 3.84 3.67 3.69 3.43 Kenya

7AM-5PM 5PM-1AM 1AM-7AM 5.53 3.50 4.15 2.72 3.54 2.47

44




Kiribati 5PM-11PM 10AM-5PM 11PM-10AM 8.08 5.51 6.02 3.96 5.20 3.59

Korea North 2PM-8PM 8PM-3AM 3AM-2PM 13.89 11.85 13.89 11.85 13.89 11.85

Korea South 2PM-8PM 8PM-3AM 3AM-2PM 8.23 2.91 6.19 2.16 6.19 2.16

Kuwait 7AM-5PM 5PM-1AM 1AM-7AM 5.70 3.21 4.27 1.92 3.43 1.70

Kyrgyzstan 1PM-2AM 7AM-1PM 2AM-7AM 4.59 4.17 3.84 3.66 3.69 3.49

Laos 5PM-11PM 10AM-5PM 11PM-10AM 10.39 9.40 9.54 6.66 9.06 6.38

Latvia 1PM-2AM 7AM-1PM 2AM-7AM 5.59 5.02 4.05 3.69 3.69 3.54

Lebanon 8AM-3PM 9PM-8AM 3PM-9PM 6.60 4.69 5.68 4.17 5.08 4.06

Lesotho 7AM-5PM 5PM-1AM 1AM-7AM 5.29 2.99 3.98 2.33 3.42 2.26

Liberia 6AM-12PM 12PM-5PM 5PM-6AM 5.29 3.04 3.98 2.30 3.42 2.16

Libya 6AM-12PM 12PM-5PM 5PM-6AM 5.29 3.35 3.98 2.50 3.42 2.26

45




Liechtenstein 7AM-1PM 1PM-6PM 6PM-7AM 3.30 1.85 2.48 1.39 1.97 1.11

Lithuania 1PM-2AM 7AM-1PM 2AM-7AM 4.59 4.66 3.84 3.66 3.69 3.42

Luxembourg 7AM-1PM 1PM-6PM 6PM-7AM 4.27 2.21 3.16 1.67 2.86 1.53

Macao 5PM-2AM 2AM-11AM 11AM-5PM 8.48 4.01 6.32 3.01 5.44 2.74

Macedonia 1PM-12AM 7AM-1PM 12AM-7AM 4.56 2.89 3.40 2.14 2.94 2.04

Madagascar 6AM-12PM 12PM-5PM 5PM-6AM 9.50 8.55 7.43 6.68 7.00 6.38

Malawi 6AM-12PM 12PM-5PM 5PM-6AM 4.84 3.20 3.64 2.19 2.89 2.13

Malaysia 5PM-2AM 2AM-11AM 11AM-5PM 6.73 2.52 5.07 1.90 4.05 1.51

Maldives 6PM-1AM 1AM-11AM 11AM-6PM 9.18 5.70 7.33 4.42 6.44 4.25

Mali 6AM-12PM 12PM-5PM 5PM-6AM 6.14 5.49 4.69 4.03 4.42 3.84

Malta 7AM-1PM 1PM-6PM 6PM-7AM 4.56 3.76 3.40 2.69 2.94 2.43

46




Marshall Islands 5PM-11PM 10AM-5PM 11PM-10AM 8.08 3.84 6.07 2.75 5.24 2.57

Mauritania 6AM-12PM 12PM-5PM 5PM-6AM 7.09 5.27 6.70 4.42 6.32 4.17

Mauritius 6AM-12PM 12PM-5PM 5PM-6AM 7.06 5.68 5.27 4.42 4.61 4.25

Mayotte Island 6AM-12PM 12PM-5PM 5PM-6AM 7.48 6.70 6.60 5.81 6.51 5.71

Micronesia 5PM-11PM 10AM-5PM 11PM-10AM 8.08 3.62 6.07 2.79 5.24 2.60

Midway N/A N/A Moldova

1PM-2AM 7AM-1PM 2AM-7AM 4.98 4.44 3.86 3.66 3.72 3.43 Monaco

7AM-1PM 1PM-6PM 6PM-7AM 3.21 2.28 2.82 1.75 2.57 1.68 Mongolia

5PM-11PM 10AM-5PM 11PM-10AM 10.63 8.84 9.52 7.06 8.79 6.89 Montserrat

4PM-10PM 7AM-4PM 10PM-7AM 3.23 2.55 2.40 1.90 2.09 1.80 Morocco

6AM-12PM 12PM-5PM 5PM-6AM 5.30 4.10 3.98 2.74 3.42 2.58

47




Mozambique 6AM-12PM 12PM-5PM 5PM-6AM 7.11 6.04 6.15 4.95 5.49 4.78

Namibia 6AM-12PM 12PM-5PM 5PM-6AM 4.32 3.26 3.26 2.38 2.81 2.21

Nauru 5PM-11PM 10AM-5PM 11PM-10AM 7.82 6.09 6.43 4.57 6.12 4.23

Nepal 6AM-6PM 6PM-6AM 7.57 4.96 N/A N/A 5.00 3.18

Netherlands 7AM-1PM 1PM-6PM 6PM-7AM 3.03 1.91 2.41 1.46 2.05 1.20

Netherlands Antilles 8AM-5PM 5PM-11PM 11PM-8AM 3.04 2.47 2.24 1.67 1.97 1.62

Nevis Island/St. Kitts 4PM-10PM 7AM-4PM 10PM-7AM 3.23 2.52 2.40 1.87 2.09 1.77

New Caledonia 5PM-11PM 10AM-5PM 11PM-10AM 8.13 3.54 6.04 2.64 5.20 2.53

New Zealand 5PM-11PM 10AM-5PM 11PM-10AM 6.60 2.58 4.96 1.97 3.96 1.55

Nicaragua 5PM-11PM 8AM-5PM 11PM-8AM 3.43 2.72 2.55 2.06 2.13 1.80

Niger 6AM-12PM 12PM-5PM 5PM-6AM 4.81 4.42 4.17 3.49 3.59 3.32

Nigeria 7AM-5PM 5PM-1AM 1AM-7AM 3.74 2.23 2.62 1.99 2.35 1.77

48




Niue 5PM-11PM 10AM-5PM 11PM-10AM 9.61 8.67 8.93 6.39 8.53 5.98

Norfolk Island 5PM-11PM 10AM-5PM 11PM-10AM 9.61 8.45 8.93 6.60 8.53 6.39

Norway 7AM-1PM 1PM-6PM 6PM-7AM 3.02 1.95 2.41 1.46 1.96 1.16

Ocean-Atlantic East 3.02 1.95 2.41 1.46 1.96 1.16 Ocean-Atlantic West 3.02 1.95 2.41 1.46 1.96 1.16 Oman

8AM-3PM 9PM-8AM 3PM-9PM 7.06 3.30 5.27 2.45 4.56 2.21 Pakistan

6AM-6PM 6PM-6AM 9.10 6.39 N/A N/A 6.38 3.72 Palau

5PM-11PM 10AM-5PM 11PM-10AM 7.12 5.93 6.55 4.64 5.95 4.42 Panama

5PM-11PM 8AM-5PM 11PM-8AM 3.23 2.47 2.36 2.02 2.06 1.72 Papua New Guinea

5PM-11PM 10AM-5PM 11PM-10AM 7.91 3.57 5.90 2.48 5.07 2.40 Paraguay

8AM-6PM 6PM-12AM 12AM-8AM 5.32 3.59 3.94 2.57 3.42 2.33 Peru

4PM-12AM 7AM-4PM 12AM-7AM 3.71 2.67 2.67 2.19 2.21 1.87 Philippines

5PM-2AM 2AM-11AM 11AM-5PM 3.91 3.49 2.75 2.52 2.57 2.24

49




Poland 7AM-1PM 1PM-12AM 12AM-7AM 3.98 2.23 2.86 1.61 2.59 1.45

Portugal 1PM-8PM 7AM-1PM 8PM-7AM 3.46 2.84 2.61 1.96 2.07 1.65

Qatar 7AM-5PM 5PM-1AM 1AM-7AM 7.48 3.35 5.25 2.31 4.54 2.16

Reunion Island 6AM-12PM 12PM-5PM 5PM-6AM 6.38 5.41 4.76 4.17 4.15 3.98

Romania 1PM-2AM 7AM-1PM 2AM-7AM 5.46 3.59 4.08 2.70 3.55 2.53

Russia 1PM-2AM 7AM-1PM 2AM-7AM 4.02 3.59 3.30 3.07 3.03 2.77

Rwanda 6AM-12PM 12PM-5PM 5PM-6AM 7.06 5.98 5.27 4.56 4.62 4.34

San Marino 7AM-1PM 1PM-6PM 6PM-7AM 3.74 2.13 2.79 1.60 2.94 1.53

Sao Tome & Principe 6AM-12PM 12PM-5PM 5PM-6AM 8.25 7.80 7.02 5.76 6.60 5.34

Saudi Arabia 7AM-5PM 5PM-1AM 1AM-7AM 6.49 3.06 3.40 2.47 4.13 2.23

50




Senegal 6AM-12PM 12PM-5PM 5PM-6AM 5.53 4.00 4.59 3.52 3.54 3.08

Seychelles Islands 6AM-12PM 12PM-5PM 5PM-6AM 10.01 5.92 7.53 4.85 6.49 4.64

Sierra Leone 6AM-12PM 12PM-5PM 5PM-6AM 6.36 4.74 4.83 3.57 4.11 3.32

Singapore 5PM-11PM 10AM-5PM 11PM-10AM 5.93 2.57 4.75 1.67 3.86 1.45

Slovakia 7AM-1PM 1PM-12AM 12AM-7AM 4.56 2.92 3.28 2.19 3.18 2.02

Slovenia 1PM-12AM 7AM-1PM 12AM-7AM 4.56 2.91 3.40 2.23 2.94 2.06

Solomon Islands 5PM-11PM 10AM-5PM 11PM-10AM 8.42 5.61 7.94 4.59 7.53 4.51

Somalia 1PM-2AM 2AM-7AM 7AM-1PM 6.80 6.63 6.46 6.12 6.21 6.04

South Africa 6AM-12PM 12PM-5PM 5PM-6AM 3.78 2.14 3.03 1.59 2.41 1.30

Spain 7AM-1PM 1PM-6PM 6PM-7AM 3.46 2.14 2.61 1.61 2.07 1.29

Spanish Sahara 6AM-12PM 12PM-5PM 5PM-6AM 4.91 4.59 3.50 3.23 3.32 2.99

51




Sri Lanka 6AM-6PM 6PM-6AM 9.10 5.10 N/A N/A 6.41 3.43

St. Helena 5PM-11PM 10AM-5PM 11PM-10AM 7.11 5.78 5.30 4.74 4.68 4.57

St. Lucia 4PM-10PM 7AM-4PM 10PM-7AM 3.23 2.52 2.40 1.89 2.09 1.79

St. Pierre & Miquelon 4PM-10PM 7AM-4PM 10PM-7AM 3.04 2.16 2.23 1.67 1.97 1.63

St. Vincent ** 4PM-10PM 7AM-4PM 10PM-7AM 3.23 2.65 2.40 1.97 2.09 1.87

Sudan 8AM-6PM 6PM-12AM 12AM-8AM 9.34 6.23 8.45 5.63 8.35 5.59

Suriname 1PM-2AM 7AM-1PM 2AM-7AM 6.09 4.49 4.56 3.32 3.94 2.92

Swaziland 6AM-12PM 12PM-5PM 5PM-6AM 5.29 3.16 3.98 2.26 3.42 2.19

Sweden 7AM-1PM 1PM-6PM 6PM-7AM 2.96 1.88 2.37 1.39 1.93 1.13

Switzerland 7AM-1PM 1PM-6PM 6PM-7AM 3.46 2.07 2.61 1.55 2.07 1.23

52



Syria

1PM-2AM 7AM-1PM 2AM-7AM 6.04 5.41 5.17 4.37 5.02 4.20 Taiwan

5PM-11PM 10AM-5PM 11PM-10AM 6.04 2.45 4.83 1.85 4.03 1.51 Tajikistan

1PM-2AM 7AM-1PM 2AM-7AM 4.20 3.77 3.55 3.47 3.16 2.96 Tanzania

1PM-2AM 7AM-1PM 2AM-7AM 5.28 3.50 3.94 2.64 3.38 2.38 Thailand

5PM-2AM 2AM-11AM 11AM-5PM 6.73 2.52 5.07 1.90 4.05 1.51 Togo

6AM-12PM 12PM-5PM 5PM-6AM 5.53 3.67 4.17 2.64 3.59 2.38 Tokelau Island

12AM-12AM 12AM-12AM 12AM-12AM 1.63 1.63 1.63 1.63 1.63 1.63 Tonga Islands

5PM-2AM 9AM-5PM 2AM-9AM 8.08 4.93 6.09 3.89 5.27 3.67 Trinidad & Tobago

4PM-10PM 7AM-4PM 10PM-7AM 3.06 2.55 2.38 2.02 2.09 1.72 Tunisia

6AM-12PM 12PM-5PM 5PM-6AM 5.53 3.33 4.17 2.43 3.59 2.28 Turkey

7AM-1PM 1PM-6PM 6PM-7AM 3.77 3.04 2.62 2.30 2.40 1.96 Turkmenistan

1PM-2AM 7AM-1PM 2AM-7AM 4.20 3.77 3.55 3.42 3.16 3.04 Turks & Caicos Islands

8AM-5PM 5PM-11PM 11PM-8AM 3.03 2.50 2.23 1.85 1.92 1.73

53




Tuvalu 5PM-11PM 10AM-5PM 11PM-10AM 10.76 9.71 9.10 6.97 8.70 6.58

Uganda 1PM-2AM 7AM-1PM 2AM-7AM 5.28 3.49 3.97 2.62 3.42 2.36

UK 7AM-1PM 1PM-6PM 6PM-7AM 2.45 1.63 1.96 1.24 1.67 1.05

Ukraine 1PM-2AM 7AM-1PM 2AM-7AM 4.59 4.06 3.84 3.71 3.71 3.49

United Arab Emirates 8AM-3PM 9PM-8AM 3PM-9PM 6.49 2.77 4.85 2.07 4.15 1.96

Uruguay 8AM-6PM 6PM-12AM 12AM-8AM 5.15 3.28 3.80 2.23 3.40 1.89

Uzbekistan 1PM-2AM 7AM-1PM 2AM-7AM 4.20 3.77 3.55 3.42 3.16 3.04

Vanuatu 5PM-11PM 10AM-5PM 11PM-10AM 8.84 7.80 7.82 6.63 7.23 6.49

Vatican City 7AM-1PM 1PM-6PM 6PM-7AM 3.74 2.47 2.79 1.82 2.58 1.65

Venezuela 8AM-6PM 6PM-12AM 12AM-8AM 3.55 1.80 2.84 1.38 2.30 1.11

Vietnam 5PM-2AM 2AM-11AM 11AM-5PM 5.95 4.68 5.53 4.40 5.13 4.22

Wake N / A N / A

54




Wallis & Futuna Islands 5PM-11PM 10AM-5PM 11PM-10AM 8.65 7.48 7.91 5.54 7.48 5.19

Western Samoa 5PM-11PM 10AM-5PM 11PM-10AM 8.08 5.41 6.04 4.01 5.24 3.74

Yemen 8AM-3PM 9PM-8AM 3PM-9PM 7.06 3.40 5.24 2.38 4.54 2.21

Yugoslavia 1PM-12AM(Z) 7AM-1PM 12AM-7AM 4.56 3.03 3.40 2.28 2.94 2.06

Zaire 6AM-12PM 12PM-5PM 5PM-6AM 5.53 3.15 4.17 2.43 3.57 2.35

Zambia 6AM-12PM 12PM-5PM 5PM-6AM 5.29 2.70 3.98 2.16 3.42 2.14

Zimbabwe 6AM-12PM 12PM-5PM 5PM-6AM 5.29 3.04 3.98 2.18 3.42 2.16 ** Includes Bequia, Grenadine, Mustique, Palm Island, Union Island

55

Country Standard Discount Economy

dial 1+ 1-18 $0.4769 $0.4769 $0.3740 $0.3740 $0.3400 $0.3400 19-80 $0.5355 $0.5355 $0.3740 $0.3740 $0.3400 $0.3400 81-140 $0.6962 $0.6962 $0.4463 $0.4463 $0.3392 $0.3392 141-220 $0.7140 $0.7140 $0.4641 $0.4641 $0.3570 $0.3570 221-345 $0.8568 $0.8390 $0.5712 $0.5712 $0.4284 $0.4284 346-630 $0.9818 $0.9639 $0.6248 $0.6248 $0.4998 $0.4998 631-1200 $1.1246 $1.1067 $0.7319 $0.7140 $0.5712 $0.5534 1201-1610 $1.1960 $1.1781 $0.7854 $0.7497 $0.6069 $0.5891 1611-4000 $1.2674 $1.2317 $0.8211 $0.7854 $0.6426 $0.6248 rate periods: M-F S-S

8AM-6PM

6PM-12AM 8AM-12AM

12AM-8AM 12AM-8AM

Country Standard Economy 1st min. add’l min. 1st min. add’l min Mexico dial 1+ u.s.portion mileage

$0.37 $0.19 $0.25 $0.14 rate periods: M-F

S-S.

7AM-7PM 5PM-12AM

7PM-7AM 12AM-5PM

Mexican portion Rate Step 1 $0.29 $0.29 $0.20 $0.20 2 $0.36 $0.36 $0.25 $0.25 3 $0.68 $0.68 $0.45 $0.45 4 $0.80 $0.80 $0.54 $0.54 5 $1.14 $1.14 $0.75 $0.75 6 $1.48 $1.48 $0.98 $0.98 7 $1.98 $1.98 $1.34 $1.34 8 $2.11 $2.11 $1.43 $1.43

* To obtain the rate step for a particular Mexican city, please call Customer Service at 800/788-0898. u.s. rate periods: M-F

SAT. SUN.

7AM-7PM N/A 5PM-12AM

7PM-7AM 12AM-12PM 12AM-5PM

1st min.

add'l min.

1st min.

add'l min.

1st min.

add'l min.

Canada

2

• Volume Discounts For Direct Dial International non-IDP traffic

Total Monthly Usage Discount Applied to International Charges Greater than $50.00 20% Greater than $75.00 40%

ONE RATE PLAN V (INTERNATIONAL DISCOUNT PLAN 8)

For a monthly fee of $3.95 customers may elect to have the per minute rates listed below applied to direct dial calls that would otherwise be billed at the Standard Direct Dial rates. These rates do not apply to operator handled calls. (Effective May 3, 2004)

Afghanistan 1.74 Albania 1.13 Algeria 0.51 American Samoa 0.37 Andorra 0.47 Angola 1.49 Anguilla 0.58 Antartica (Casey Base) 1.67 Antartica (Scott Base) 0.12 Antigua 0.46 Argentina 0.25 Armenia 0.61 Aruba 0.46 Ascension Island 1.16 Australia 0.10 Australia - Satellite 2.13 Austria 0.10 Azerbaijan 0.86 Bahamas 0.24 Bahrain 0.67 Bangladesh 0.52 Barbados 0.50 Belarus 0.36 Belgium 0.10 Belize 0.51 Benin, People's Republic of 0.66 Bermuda 0.18 Bhutan 1.87 Bolivia 0.35 Bosnia & Herzegovina, Republic of 0.36 Botswana 0.85 Brazil 0.18 British Virgin Islands 0.47 Brunei 0.87 Bulgaria 0.36 Burkina Faso 1.05 Burma (Myanmar) 2.77 Burundi 1.92 Cambodia 2.37 Cameroon, United Republic of 0.51 Canada 0.06 Cape Verde Islands 0.83 Cayman Islands 0.25 Central Africa 1.52 Chad Rep. 2.51 Chile 0.20 China, People's Republic of 0.15 Christmas Island 0.12 Cocos Island 0.12 Colombia 0.22 Comoros 2.26 Congo, Democratic Republic of the (formerly Zaire) 0.61 Congo, Republic of 0.72

Cook Islands 3.32 Costa Rica 0.27 Croatia, Republic of 0.32 Cuba 0.98 Cyprus 0.55 Czech Republic 0.26 Denmark 0.10 Diego Garcia 1.91 Djibouti 0.98 Dominica 0.50 Dominican Republic 0.19 East Timor 1.89 Easter Island (see Chile) Ecuador 0.34 Egypt, Arab Republic of 0.38 El Salvador 0.28 Equatorial Guinea 2.16 Eritrea 0.91 Estonia 0.68 Ethiopia 1.02 Faeroe Islands 0.53 Falkland Islands 1.23 Fiji Islands 1.02 Finland 0.11 France 0.10 French Antilles/Martinique 0.66 French Guiana 0.67 French Polynesia 1.21 Gabon Republic 1.06 Gambia 0.61 Georgia 0.78 Germany 0.10 Ghana 0.46 Gibraltar 1.05 Global Mobile Satellite 6.58 Global Mobile Satellite Iridium-6 1.15 Global Mobile Satellite Iridium-7 1.15 Grandturk TC 0.99 Greece 0.10 Greenland 0.59 Grenada 0.44 Guadeloupe 0.61 Guantanamo Bay 1.14 Guatemala 0.28 Guinea, Peoples Rev. Rep. 0.83 Guinea-Bissau 1.67 Guyana 0.85 Haiti 0.48 Honduras 0.42 Hong Kong 0.10 Hungary 0.26 Iceland 0.48 India 0.39 Indonesia 0.33

International Networks - Thuraya Rmss Network 0.96 Iran 0.58 Iraq 0.91 Ireland, Republic of 0.10 Israel 0.10 Italy Satellite Elsacom 0.50 Italy/Vatican City 0.10 Ivory Coast, Republic of 0.71 Jamaica 0.38 Japan 0.10 Jordan 0.58 Kazakhstan 0.21 Kenya, Republic of 0.66 Kiribati 1.25 Korea (North) 3.32 Korea (South) 0.11 Kuwait 0.49 Kyrgyzstan/ Krygyz Rep. 0.23 Laos 2.44 Latvia 0.36 Lebanon 0.57 Lesotho 0.85 Liberia 0.61 Libya 0.98 Liechtenstein 0.10 Lithuania 0.36 Luxembourg 0.10 Macao 0.78 Macedonia, The Former Yugoslav Rep of 0.55 Madagascar, Dem. Rep. of 2.29 Malawi 0.51 Malaysia 0.18 Maldives 1.48 Mali Republic 1.07 Malta 0.73 Marshall Islands 0.75 Mauritania, Islamic Republic of 1.01 Mauritius 1.26 Mayotte Island 2.26 Mexico 1 0.11 Mexico 2 0.11 Mexico 3 0.11 Mexico 4 0.19 Mexico 5 0.19 Mexico 6 0.19 Mexico 7 0.19 Mexico 8 0.19 Micronesia, Federal States of 0.78 Moldova 0.48 Monaco 0.26 Mongolian People's Republic 1.72 Montserrat 0.53 Morocco / Western Sahara 0.56 Mozambique 1.29 Namibia 0.81 Nauru 2.13 Nepal 1.31 Netherlands 0.10 Netherlands Antilles 0.41

Nevis 0.48 New Caledonia 1.46 New Zealand 0.10 Nicaragua 0.39 Niger Republic 0.94 Nigeria, Federal Republic of 0.56 Niue 4.40 Norfolk Island 1.67 Norway 0.10 Ocean - AE 9.97 Ocean - AW 9.97 Ocean - Indian 9.97 Ocean - Pacific 9.97 Oman 1.08 Pakistan 0.33 Palau, Republic of 1.31 Palestine 0.17 Panama, Republic of 0.34 Papua New Guinea 0.42 Paraguay 0.29 Peru 0.23 Philippines 0.19 Poland, Republic of 0.20 Portugal 0.11 Qatar 0.96 Reunion Island 1.03 Romania, Socialist Republic of 0.32 Russia 0.20 Rwanda 1.21 San Marino 1.05 Sao Tome/Principe 1.60 Saudi Arabia 0.48 Senegal Republic 0.71 Seychelles Islands 1.52 Sierra Leone 0.61 Singapore, Republic of 0.13 Slovakia 0.25 Slovenia, Republic of 0.57 Solomon Islands 3.33 Somalia 1.66 South Africa, Republic of 0.36 Spain 0.10 Sri Lanka, Democratic Socialist Rep of 1.01 St. Helena 1.16 St. Kitts 0.48 St. Lucia 0.42 St. Pierre/Miquelon 0.49 St. Vincent/Grenadines 0.54 Sudan 0.91 Suriname, Republic of 1.26 Swaziland 0.77 Sweden 0.10 Switzerland 0.10 Syrian Arab Republic 0.91 Taiwan, Republic of China 0.11 Tajikistan 0.23 Tanzania 0.51 Thailand 0.24 Togo, Republic of 1.12 Tokelau 2.13

Tonga Kingdom 1.56 Trinidad & Tobago, Democratic Rep of 0.34 Tunisia 0.51 Turkey 0.42 Turkmenistan 0.28 Turks & Caicos 0.53 Tuvalu 1.85 Uganda 0.51 Ukraine 0.26 United Arab Emirates 0.38 United Kingdom 0.08 Uruguay 0.41

Uzbekistan 0.28 Vanuatu, Republic of 2.43 Venezuela 0.22 Vietnam 0.59 Wallis Island 2.80 Western Samoa 1.05 Yemen Arab Republic 0.98 Yugoslavia, Federal Republic of 0.42 (including Serbia) Zambia 0.61 Zimbabwe 0.51

INTERNATIONAL CONFERENCE CALL RATES - $4.00 Per Line Charge in addition to the per line, per minute rates listed below. Country Rate Afghanistan 1.80

Albania 1.80

Algeria 1.80

American Samoa 1.80

Andorra 1.80

Angola 1.80

Anguilla 1.80

Antigua 1.80

Argentina 1.06

Armenia 1.80

Aruba 1.80

Ascension Islands 1.80

Australia 0.52

Austria 1.40

Azerbaijan 1.80

Bahamas 1.24

Bahrain 1.80

Bangladesh 1.80

Barbados 1.80

Barbuda 1.80

Belarus 1.80

Belgium 0.74

Belize 1.80

Benin 1.80

Bermuda 1.80

Bhutan 1.80

Bolivia 1.80

Bosnia & Herzegovina 1.80

Botswana 1.80

Brazil 0.82

British Virgin Isl. 1.80

Brunei 1.80

Bulgaria 1.80

Burkina Faso 1.80

Burma (Myanmar) 1.80

Burundi 1.80

Cambodia 1.80

Cameroon 1.88

Canada 0.60

Country Rate Cape Verde 1.80

Cayman Islands 1.80

Central Africa Rep 1.80

Chad 1.80

Chile 0.90

China 1.44

Colombia 1.40

Comoros - Mayotte 1.80

Congo 1.80

Cook Islands 1.80

Costa Rica 1.06

Croatia 1.80

Cuba 1.80

Cyprus 0.56

Czech Republic 1.40

Denmark 0.62

Diego Garcia 1.80

Djibouti 1.80

Dominica 1.60

Dominican Republic 1.80

East Timor 1.80

Easter Island (see Chile) 0.90

Ecuador 1.30

Egypt 1.80

El Salvador 0.90

Equatorial Guinea 1.80

Eritrea 1.80

Estonia 1.80

Ethiopia 1.80

Faeroe Islands 1.80

Falkland Islands 1.80

Fiji Islands 1.80

Finland 1.06

France 0.62

French Guiana 1.80

French Polynesia 1.80

Gabon Republic 1.80

Gambia 1.80

Georgia 1.80

Country Rate Germany 0.48

Ghana 1.80

Gibraltar 1.80

Grandturk (seeTurks & Caicos) 1.80

Greece 0.54

Greenland 1.80

Grenada 1.80

Guadeloupe 1.80

Guantanamo Bay 1.80

Guatemala 1.40

Guinea 1.80 Guinea-Bissau 1.80 Guyana 1.80 Haiti 1.80 Honduras 1.80 Hong Kong 0.50 Hungary 1.06 Iceland 0.80 India 1.80 Indonesia 1.08 Iran 1.80 Iraq 1.80 Ireland 1.78 Israel 0.80 Italy/Vatican City 1.54 Ivory Coast 1.80 Jamaica 1.80 Japan 1.52 Jordan 1.80 Kazakhstan (see R Fed) 1.80 Kenya 1.80 Kiribati 1.80 Korea (North) 1.80 Korea (South) 0.62 Kuwait 1.80 Kyrgyzstan 1.80 Laos 1.80 Latvia 1.80 Lebanon 1.80 Lesotho 1.80 Liberia 1.80 Libya 1.80

Country Rate Liechtenstein (see Switzerland) 0.64 Lithuania 1.80 Luxembourg 0.82 Macao 1.80 Macedonia+E106 1.80 Madagascar 1.80 Malawi 1.80 Malaysia 0.60 Maldives 1.80 Mali Republic 1.80 Malta 1.80 Marshall Islands 1.80 Martinique 1.80 Mauritania 1.80 Mauritius 1.80 Mexico 0.88 Micronesia 1.80 Moldova 1.80 Monaco 1.80 Mongolia 1.80 Montserrat 1.80 Morocco 1.80 Mozambique 1.80 Namibia 1.80 Nauru 1.80 Nepal 1.80 Netherlands 1.80 Netherlands Antilles 0.48 Nevis (see St. Kitts) 1.42 New Caledonia 1.80 New Zealand 0.52 Nicaragua 1.42 Niger Republic 1.80 Nigeria 1.80 Niue Islands 1.80 Norway 0.64 Ocean - Atlantic East 1.80 Ocean - Atlantic West 1.80 Ocean - Indian 1.80 Ocean - Pacific 1.80 Oman 1.80 Pakistan 1.80

Country Rate Palau, Republic of 1.80 Palestine 1.80 Panama 0.82 Papua New Guinea 1.80 Paraguay 1.80 Peru 0.86 Philippines 1.80 Poland 0.76 Portugal 0.80 Qatar 1.80 Reunion Island 1.80 Romania 1.80 Russia 0.60 Russian Fed - Kazakhstan 1.80 Rwanda 1.80 San Marino 1.80 Sao Tome 1.80 Saudi Arabia 1.80 Senegal 1.80 Serbia and Montenegro 1.80 Seychelles Islands 1.80 Sierra Leone 1.80 Singapore 0.50 Slovakia 1.80 Slovenia 1.80 Solomon Islands 1.80 Somalia 1.80 South Africa 1.40 Spain 1.46 Sri Lanka 1.80 St. Helena 1.80 St. Kitts-Nevis 1.42 St. Lucia 1.80 St. Pierre/Miquelon 1.80 St. Vincent/Grenadines 1.80 Sudan 1.80 Suriname, Republic of 1.26 Swaziland 1.80 Sweden 0.70 Switzerland 0.64 Syria 1.80 Taiwan 0.74

Country Rate Tajikistan 1.80 Tanzania 1.80 Thailand 1.26 Togo, Republic of 1.80 Tonga Islands 1.80 Trinidad & Tobago 1.26 Tunisia 1.80 Turkey 1.18 Turkmenistan 1.80 Turks & Caicos 1.80 Tuvalu 1.80 Uganda 1.80 Ukraine 1.80 United Arab Emirates 1.80 United Kingdom 0.48 Uruguay 1.80 Uzbekistan 1.80 Vanuatu 1.80 Venezuela 1.32 Vietnam 1.80 Wallis Islands 1.80 Western Samoa 1.80 Yemen Arab Republic 1.80 Zaire 1.80 Zambia 1.80 Zimbabwe 1.80

INTERNATIONALRESIDENTIALSERVICES

NOLONGERAVAILABLETONEWSUBSCRIBERS

SECTIONVIINTERNATIONALSERVICESNOLONGERAVAILABLEFORNEWSUBSCRIPTION

ONE RATE PLAN IV (INTERNATIONAL DISCOUNT PLAN 7)

For a monthly fee of $2.95 customers may elect to have the per minute rates listed below applied to direct dial calls that would otherwise be billed at the Standard Direct Dial rates. These rates do not apply to operator handled calls. (Effective February 15, 2002)

Afghanistan (03/02) $1.77 Albania $1.16 Algeria $0.73 American Samoa $0.40 Andorra $0.50 Angola $1.52 Anguilla $0.61 Antartica (Casey Base) $1.80 Antartica (Scott Base) $0.53 Antigua $0.49 Argentina $0.35 Armenia $0.69 Aruba $0.49 Ascension Island (03/02) $1.19 Australia $0.14 Austria $0.14 Azerbaijan $0.89 Bahamas $0.35 Bahrain $0.75 Bangladesh, People's Republic of $0.55 Barbados $0.53 Belarus $0.55 Belgium $0.14 Belize $0.70 Benin, People's Republic of $0.69 Bermuda $0.30 Bhutan $1.90 Bolivia $0.48 Bosnia & Herzegovina, Republic of $0.81 Botswana $0.88 Brazil $0.25 British Virgin Islands $0.50 Brunei $0.90 Bulgaria $0.65 Burkina Faso $1.08 Burma (Myanmar) (03/02) $2.40 Burundi $1.95 Cambodia $1.00 Cameroon, United Republic of $1.03 Canada $0.07 Cape Verde Islands $0.86 Cayman Islands $0.38 Central Africa $1.55 Chad Rep. $2.54 Chile $0.37 China, People's Republic of $0.29

Christmas / Cocos Island $0.24 Colombia $0.33 Comoros $3.68 Congo, Republic of $1.18 Cook Islands $1.70 Costa Rica $0.30 Croatia, Republic of $0.35 Cuba $0.98 Cyprus $0.59 Czech Republic $0.29 Denmark $0.14 Diego Garcia $1.52 Djibouti $1.01 Dominica $0.55 Dominican Republic $0.33 Ecuador $0.39 Egypt, Arab Republic of $0.48 El Salvador $0.35 Equatorial Guinea $2.68 Eritrea $1.31 Estonia $0.71 Ethiopia $1.10 Faeroe Islands $0.56 Falkland Islands (03/02) $1.26 Fiji Islands $1.05 Finland $0.14 France $0.14 French Antilles/Martinique $0.69 French Guiana $0.70 French Polynesia $1.39 Gabon Republic $1.21 Gambia $0.70 Georgia $0.81 Germany $0.14 Ghana $0.49 Gibraltar $1.08 Greece $0.14 Greenland $0.62 Grenada $0.48 Guadeloupe $0.65 Guantanamo Bay $0.64 Guatemala $0.35 Guinea, Peoples Rev. Rep. (03/02) $0.87 Guinea-Bissau $1.70 Guyana $0.88 Haiti $0.57 Honduras $0.45 Hong Kong $0.13

Hungary $0.29 Iceland $0.52 India $0.53 Indonesia $0.40 Iran $0.77 Iraq $1.37 Ireland, Republic of $0.14 Israel $0.14 Italy/Vatican City $0.14 Ivory Coast, Republic of $1.30 Jamaica $0.56 Japan $0.14 Jordan $0.76 Kazakhstan $0.33 Kenya, Republic of $0.69 Kiribati $1.46 Korea (North) $3.32 Korea (South) $0.14 Kuwait $0.76 Kyrgyzstan/ Krygyz Rep. $1.17 Laos $2.51 Latvia $0.73 Lebanon $0.82 Lesotho $0.88 Liberia $0.69 Libya $1.01 Liechtenstein $0.14 Lithuania $0.99 Luxembourg $0.14 Macao $0.81 Macedonia, The Former Yugoslav Rep of $0.59 Madagascar, Dem. Rep. of $2.32 Malawi $0.76 Malaysia $0.36 Maldives (03/02) $1.51 Mali Republic $1.10 Malta $0.76 Marshall Islands $0.78 Mauritania, Islamic Republic of $1.04 Mauritius $1.29 Mayotte Island $3.68 Mexico $0.12 Mexico $0.12 Mexico $0.12 Mexico $0.25 Mexico $0.25 Mexico $0.25 Mexico $0.25 Mexico $0.25 Micronesia, Federal States of $0.81 Moldova $1.08 Monaco $0.14 Mongolian People's Republic $1.75 Montserrat $0.56 Morocco $0.59 Mozambique $1.32 Namibia $0.84 Nauru $1.20 Nepal $1.34 Netherlands $0.14

Netherlands Antilles $0.45 New Caledonia $1.49 New Zealand $0.14 Nicaragua $0.49 Niger Republic $0.97 Nigeria, Federal Republic of $0.59 Niue $1.86 Norfolk Island $1.80 Norway $0.14 Oman $1.11 Pakistan $0.53 Palau, Republic of $1.34 Palestine $0.43 Panama, Republic of (03/02) $0.45 Papua New Guinea $0.48 Paraguay $0.39 Peru $0.26 Poland, Republic of $0.28 Portugal $0.14 Qatar $1.00 Reunion Island $1.06 Romania, Socialist Republic of $0.35 Russia $0.23 Rwanda $1.24 San Marino (03/02) $1.10 Sao Tome/Principe $1.63 Saudi Arabia $0.67 Senegal Republic $0.90 Seychelles Islands $1.55 Sierra Leone $0.95 Singapore, Republic of $0.20 Slovakia $0.60 Slovenia, Republic of $0.60 Solomon Islands (03/02) $1.25 Somalia $1.69 South Africa, Republic of $0.39 Spain $0.14 Sri Lanka, Democratic Socialist Rep of $1.09 St. Helena $1.19 St. Kitts $0.52 St. Lucia $0.52 St. Pierre/Miquelon $0.52 St. Vincent/Grenadines $0.58 Sudan $1.43 Suriname, Republic of $1.29 Swaziland $0.80 Sweden $0.14 Switzerland $0.14 Syrian Arab Republic $1.31 Taiwan, Republic of China $0.15 Tajikistan $0.35 Tanzania $0.96 Thailand $0.46 Togo, Republic of $1.15 Tonga Kingdom $1.61 Trinidad & Tobago, Democratic Rep of $0.48 Tunisia $0.83 Turkey $0.45 Turkmenistan $1.05 Turks & Caicos $0.56

Tuvalu $1.88 Uganda $0.86 Ukraine $0.29 United Arab Emirates $0.60 United Kingdom $0.10 Uruguay $0.48 Uzbekistan $0.55 Vanuatu, Republic of $2.45 Venezuela $0.25 Vietnam $0.74 Wallis Island $2.41 Western Samoa $1.08 Yemen Arab Republic $1.01 Yugoslavia, Federal

Republic of (including Serbia) $0.45 Zaire, Republic of $0.78 Zambia $0.84 Zimbabwe $0.83

INTERNATIONALDISCOUNTPLAN

Foramonthlyfeeof$3.00customersmayelecttohavetheperminuterateslistedbelowappliedtodirectdialcallsthatwouldotherwisebebilledattheStandardDirectDialrates.Theseratesdonotapplytooperatorhandledcalls.“Economy”ratesapplytothosecallsplacedbetween12amSaturdayto12amMonday.

Newsubscriptionstothisplanarenolongeraccepted.Onlyexistingsubscribersmayreceiveserviceunderthisplan.ShouldtheychangecallingplansorceasehavingWorkingAssetsastheirpresubscribedcarrierandsubsequentlyreturn,theywillnotbeabletoreenrollinthiscallingplan.

PERIODS RATES

Standard Discount Standard Discount Economy Afghanistan 8AM-5PM 5PM-8AM N/A N/A N/A

Albania 8AM-3PM 3PM-8AM $2.70 $2.55 $0.99

Algeria 1AM-12PM 12PM-1AM $1.71 1.13 0.63

AmericanSamoa 2PM-10PM 10PM-2PM $2.00 1.51 $0.70

Andorra 8AM-3PM 3PM-8AM 1.32 0.94 0.32

Angola 2AM-11AM 11AM-2AM 4.03 3.61 $1.48

Anguilla 8AM-5PM 5PM-8AM 1.21 0.90 $0.57

Antarctica

CaseyBase 2PM-10PM 10PM-2PM 4.05 3.61 $1.76

ScottBase 2PM-10PM 10PM-2PM 1.53 0.87 $0.51

Antigua(Barbuda) 8AM-5PM 5PM-8AM 1.22 0.97 $0.47

PERIODS RATES

Standard Discount Standard Discount Economy Argentina 8AM-5PM 5PM-8AM 1.46 0.82 $0.72

Armenia 8AM-3PM 3PM-8AM 2.33 1.98 $0.90

Aruba 8AM-5PM 5PM-8AM 1.20 0.91 $0.44

AscensionIsland 2AM-11AM 11AM-2AM 2.05 1.58 $1.13

Australia 2PM-8PM 8PM-2PM 1.25 0.65 $0.40

Austria 8AM-3PM 3PM-8AM 1.05 0.65 $0.32

Azerbaijan 8AM-3PM 3PM-8AM 2.33 1.98 $1.28

Bahamas 8AM-5PM 5PM-8AM 0.91 0.73 $0.34

Bahrain 8AM-5PM 5PM-8AM 1.75 1.31 $0.72

Bangladesh 8AM-5PM 5PM-8AM 2.67 1.79 $1.26

Barbados 8AM-5PM 5PM-8AM 1.26 0.96 $0.54

Belarus 8AM-3PM 3PM-8AM 2.33 1.98 $0.72

Belgium 8AM-3PM 3PM-8AM 1.20 0.65 $.032

Belize 2PM-10PM 10PM-2PM 1.49 0.95 $0.72

Benin 2AM-11AM 11AM-2AM 1.78 1.33 $0.65

Bermuda 8AM-5PM 5PM-8AM 0.90 0.60 $0.39

Bhutan 8AM-5PM 5PM-8AM 4.15 3.83 $1.85

Bolivia 8AM-5PM 5PM-8AM 1.49 1.12 $.80

PERIODS RATES Standard Discount Standard Discount Economy Bosnia-Herzegovina 8AM-3PM 3PM-8AM 1.57 1.18 $0.80

Botswana 2AM-11AM 11AM-2AM 1.78 1.33 $0.83

Brazil 8AM-5PM 5PM-8AM 1.33 0.80 $0.55

BritishVirginIslands 8AM-5PM 5PM-8AM 1.30 0.74 $0.41

Brunei 2PM-10PM 10PM-2PM 2.05 1.54 $0.86

Bulgaria 8AM-3PM 3PM-8AM 1.57 1.18 $0.64

BurkinaFaso 2AM-11AM 11AM-2AM 2.94 2.36 $1.03

Burma 2PM-10PM 10PM-2PM 4.61 4.17 $4.14

Burundi 2AM-11AM 11AM-2AM 3.96 3.54 $1.77

Cambodia 2PM-10PM 10PM-2PM 3.43 3.18 $2.35

Cameroon 2AM-11AM 11AM-2AM 1.70 1.26 $1.00

CapeVerdeIslands 2AM-11AM 11AM-2AM 2.60 1.92 $1.90

CaymanIslands 8AM-5PM 5PM-8AM 1.28 0.96 $0.45

CentralAfricanRepublic 2AM-11AM 11AM-2AM 3.89 3.48 $1.51

ChadRepublic 2AM-11AM 11AM-2AM 4.03 3.61 $2.50

Chile 8AM-5PM 5PM-8AM 1.15 0.75 $0.46

China 2PM-8PM 8PM-2PM 1.94 1.30 $1.07

ChristmasIsland 2PM-10PM 10PM-2PM 4.03 3.61 $0.44

PERIODS RATES Standard Discount Standard Discount Economy CocosIsland 2PM-10PM 10PM-2PM 4.03 3.61 $0.75

Colombia 2PM-10PM 10PM-2PM 1.22 0.92 $0.33

Comoros 2AM-11AM 11AM-2AM 3.60 2.98 $1.13

Congo 2AM-11AM 11AM-2AM 3.17 2.70 $1.65

CookIslands 2PM-10PM 10PM-2PM 3.97 3.72 $0.56

CostaRica 2PM-10PM 10PM-2PM 1.17 0.77 $0.49

Croatia 8AM-3PM 3PM-8AM 1.57 1.18 $0.83

Cuba 8AM-5PM 5PM-8AM 1.18 0.95 $0.51

Cyprus 8AM-3PM 3PM-8AM 1.57 1.17 $0.59

Czech 8AM-3PM 3PM-8AM 1.42 1.05 $0.32

Denmark 8AM-3PM 3PM-8AM 1.05 0.60 $0.13

DiegoGarcia 8AM-5PM 5PM-8AM 2.76 2.11 $0.97

Djibouti 2AM-11AM 11AM-2AM 2.90 2.29 $0.52

Dominica 8AM-5PM 5PM-8AM 1.28 0.96 $0.53

DominicanRepublic

8AM-5PM 5PM-8AM 1.22 0.95 $0.76

EasterIsland 8AM-5PM 5PM-8AM 1.02 0.78 $0.77EastTimor 8AM-5PM 5PM-8AM 2.47 2.47 $2.47

PERIODS RATES

Standard Discount Standard Discount Economy Ecuador 8AM-5PM 5PM-8AM 1.45 0.96 $0.69

Egypt 8AM-5PM 5PM-8AM 1.78 1.33 $0.88

ElSalvador 2PM-10PM 10PM-2PM 1.20 0.88 $0.71

EquatorialGuinea 2AM-11AM 11AM-2AM 3.92 3.47 $2.64

Eritrea 2AM-11AM 11AM-2AM 2.05 1.53 $1.26

Estonia 8AM-3PM 3PM-8AM 2.33 1.98 $0.93

Ethiopia 2AM-11AM 11AM-2AM 2.05 1.53 $1.09

FaeroeIslands 8AM-3PM 3PM-8AM 1.33 1.01 $0.52

FalklandIslands 8AM-5PM 5PM-8AM 3.34 2.65 $1.21

FijiIslands 2PM-10PM 10PM-2PM 2.04 1.54 $1.04

Finland 8AM-3PM 3PM-8AM 1.10 0.55 $0.32

France 8AM-3PM 3PM-8AM 1.00 0.50 $0.32

FrenchAntilles(Martinique)

8AM-5PM 5PM-8AM 1.28 0.96 $0.65

FrenchGuiana 8AM-5PM 5PM-8AM 1.48 1.12 $0.66

FrenchPolynesia 2PM-10PM 10PM-2PM 2.00 1.51 $1.34

GabonRepublic 2AM-11AM 11AM-2AM 1.70 1.26 $1.17

PERIODS RATES

Standard Discount Standard Discount Economy Gambia 2AM-11AM 11AM-2AM $1.78 $1.33 $0.66 Georgia 8AM-3PM 3PM-8AM $2.33 1.98 $1.05

Germany 8AM-3PM 3PM-8AM $0.95 0.50 $0.32

Ghana 2AM-11AM 11AM-2AM 1.97 1.55 $0.64

Gibraltar 8AM-3PM 3PM-8AM 1.53 1.15 $1.04

Greece 8AM-3PM 3PM-8AM 1.54 0.78 $0.32

Greenland 8AM-3PM 3PM-8AM 1.57 1.18 $0.58

Grenada 8AM-5PM 5PM-8AM 1.28 0.97 $0.55

Guadeloupe 8AM-5PM 5PM-8AM 1.28 0.96 $0.63

Guantanamo 8AM-5PM 5PM-8AM 1.29 1.03 $0.83

Guatemala 2PM-10PM 10PM-2PM 1.29 0.98 $0.66

Guinea 2AM-11AM 11AM-2AM 2.58 1.92 $0.82

Guinea-Bissau 2AM-11AM 11AM-2AM 4.03 3.61 $1.65

Guyana 8AM-5PM 5PM-8AM 1.66 0.94 $0.84

Haiti 8AM-5PM 5PM-8AM 1.22 0.94 $0.60

Honduras 2PM-10PM 10PM-2PM 1.38 0.94 $0.70

HongKong 2PM-8PM 8PM-2PM 1.30 0.70 $0.54

PERIODS RATES

Standard Discount Standard Discount Economy Hungary 8AM-3PM 3PM-8AM 1.24 0.82 $0.52

Iceland 8AM-3PM 3PM-8AM 1.57 1.18 $0.32

India 9AM-5PM 5PM-9AM 1.50 1.05 $0.94

Indonesia 2PM-10PM 10PM-2PM 2.05 1.54 $0.65

Iran 8AM-5PM 5PM-8AM 1.82 1.25 $0.985

Iraq 8AM-5PM 5PM-8AM 2.38 1.96 $1.35

Ireland 8AM-3PM 3PM-8AM 1.05 0.55 $0.32

Israel 8AM-5PM 5PM-8AM 1.51 0.89 $0.55

Italy 8AM-3PM 3PM-8AM 1.05 0.65 $0.32

IvoryCoast 2AM-11AM 11AM-2AM 1.78 1.33 $1.25

Jamaica 2PM-10PM 10PM-2PM 1.20 0.91 $0.72

Japan 2PM-8PM 8PM-2PM 1.25 0.70 $0.42

Jordan 8AM-5PM 5PM-8AM 1.75 1.31 $0.95

Kazakhstan 8AM-3PM 3PM-8AM 2.33 1.98 $1.13

Kenya 2AM-11AM 11AM-2AM 1.78 1.33 $0.88

Kiribati 2PM-10PM 10PM-2PM 2.50 2.00 $1.15

KoreaNorth 2PM-8PM 8PM-2PM 6.80 6.58 $3.28

PERIODS RATES

Standard Discount Standard Discount Economy KoreaSouth 2PM-8PM 8PM-2PM 1.49 0.85 $0.53

Kuwait 8AM-5PM 5PM-8AM 1.49 0.93 $0.93

Kyrgyzstan 8AM-3PM 3PM-8AM 2.33 1.98 $1.13

Laos 2PM-10PM 10PM-2PM 4.14 3.72 $2.47

Latvia 8AM-3PM 3PM-8AM 2.33 1.98 $0.96

Lebanon 8AM-5PM 5PM-8AM 2.74 2.36 $1.20

Lesotho 2AM-11AM 11AM-2AM 1.70 1.26 $0.84

Liberia 2AM-11AM 11AM-2AM 1.70 1.26 $0.66

Libya 1AM-12PM 12PM-1AM 1.70 1.26 $0.97

Liechtenstein 8AM-3PM 3PM-8AM 1.15 0.62 $0.32

Lithuania 8AM-3PM 3PM-8AM 2.33 1.99 $1.21

Luxembourg 8AM-3PM 3PM-8AM 0.88 0.62 $0.32

Macao 2PM-10PM 10PM-2PM 2.14 1.62 $0.77

Macedonia 8AM-3PM 3PM-8AM 1.57 1.18 $0.58

Madagascar 2AM-11AM 11AM-2AM 3.88 3.47 $2.10

Malawi 2AM-11AM 11AM-2AM 1.29 0.85 $0.65

Malaysia 2PM-10PM 10PM-2PM 1.59 0.79 $0.43

Maldives 8AM-5PM 5PM-8AM 3.41 2.58 $1.45

PERIODS RATES

Standard Discount Standard Discount Economy Mali 2AM-11AM 11AM-2AM 2.74 2.26 $1.06

Malta 8AM-3PM 3PM-8AM 1.74 1.18 $.072

MarshallIslands 2PM-10PM 10PM-2PM 2.04 1.54 $0.73

Mauritania 2AM-11AM 11AM-2AM 2.87 2.44 $0.99

Mauritius 2AM-11AM 11AM-2AM 3.19 2.50 $1.24

MayotteIsland 2AM-11AM 11AM-2AM 3.28 2.98 $2.95

Micronesia 2PM-10PM 10PM-2PM 2.04 1.54 $0.76

Midway 2PM-10PM 10PM-2PM N/A N/A N/A

Moldova 8AM-3PM 3PM-8AM 2.33 1.98 $1.21

Monaco 8AM-3PM 3PM-8AM 1.22 0.97 $0.35

Mongolia 2PM-10PM 10PM-2PM 4.40 3.94 $1.71

Montserrat 8AM-5PM 5PM-8AM 1.28 0.96 $0.52

Morocco 1AM-12PM 12PM-1AM 1.97 1.34 $0.84

Mozambique 2AM-11AM 11AM-2AM 3.18 2.80 $1.28

Namibia 2AM-11AM 11AM-2AM 1.46 1.06 $1.05

Nauru 2PM-10PM 10PM-2PM 2.72 2.46 $1.16

Nepal 8AM-5PM 5PM-8AM 2.25 1.48 $1.17

PERIODS RATES

Standard Discount Standard Discount Economy Netherlands 8AM-3PM 3PM-8AM 1.10 0.61 $0.32

NetherlandsAntilles

8AM-5PM 5PM-8AM 1.20 0.91 $043

NevisIsland 8AM-5PM 5PM-8AM 1.28 0.96 $0.49

NewCaledonia 2PM-10PM 10PM-2PM 2.04 1.54 $1.45

NewZealand 2PM-10PM 10PM-2PM 1.40 0.75 $0.47

Nicaragua 2PM-10PM 10PM-2PM 1.40 0.93 $0.65

Niger 2AM-11AM 11AM-2AM 2.49 1.92 $0.92

Nigeria 2AM-11AM 11AM-2AM 1.22 0.94 $0.66

Niue 2PM-10PM 10PM-2PM 4.02 3.61 $1.80

NorfolkIsland 2PM-10PM 10PM-2PM 4.02 3.61 $1.75

Norway 8AM-3PM 3PM-8AM 1.04 0.61 $0.32

Oman 8AM-5PM 5PM-8AM 1.75 1.31 $1.06

Pakistan 8AM-5PM 5PM-8AM 2.85 1.80 $1.29

Palau 2PM-10PM 10PM-2PM 3.00 2.56 $1.30

PERIODS RATES

Standard Discount Standard Discount Economy Panama 2PM-10PM 10PM-2PM 1.24 0.82 $0.73

PapuaNewGuinea 2PM-10PM 10PM-2PM 2.00 1.51 $1.05

Paraguay 8AM-5PM 5PM-8AM 1.66 1.12 $0.91

Peru 2PM-10PM 10PM-2PM 1.36 0.88 $0.67

Philippines 2PM-10PM 10PM-2PM 1.34 0.90 $0.63

Poland 8AM-3PM 3PM-8AM 1.15 0.70 $0.53

Portugal 8AM-3PM 3PM-8AM 1.30 0.84 $0.32

Qatar 8AM-5PM 5PM-8AM 1.77 1.31 $0.94

ReunionIsland 2AM-11AM 11AM-2AM 2.90 2.29 $1.02

Romania 8AM-3PM 3PM-8AM 1.88 1.41 $0.50

Russia 8AM-3PM 3PM-8AM 1.66 1.32 $1.02

Rwanda 2AM-11AM 11AM-2AM 3.18 2.50 $1.18

SanMarino 8AM-3PM 3PM-8AM 1.24 0.94 $0.89

SaoTome&Principe

2AM-11AM 11AM-2AM 3.62 2.54 $1.45

PERIODS RATES

Standard Discount Standard Discount Economy SaudiArabia 8AM-5PM 5PM-8AM 1.61 1.20 $1.07

Senegal l2AM-11AM 11AM-2AM 2.04 1.34 $1.30

SeychellesIslands 2AM-11AM 11AM-2AM 3.46 2.73 $1.51

SierraLeone 2AM-11AM 11AM-2AM 2.49 1.93 $0.90

Singapore 2PM-8PM 8PM-2PM 1.16 0.66 $0.38

Slovakia 8AM-3PM 3PM-8AM 1.57 1.13 $0.50

Slovenia 8AM-3PM 3PM-8AM 1.57 1.18 $0.50

SolomonIslands 2PM-10PM 10PM-2PM 2.95 2.64 $1.19

Somalia 1AM-12PM 12PM-1AM 3.56 3.05 $1.65

SouthAfrica 2AM-11AM 11AM-2AM 1.18 0.75 $0.45

Spain 8AM-3PM 3PM-8AM 1.20 0.70 $0.32

SpanishSahara 1AM-12PM 12PM-1AM 0.97 0.70 $0.69

SriLanka 8AM-5PM 5PM-8AM 2.67 1.81 $1.08

St.Helena 2AM-11AM 11AM-2AM 3.34 2.65 $1.14

St.Kitts 8AM-5PM 5PM-8AM 1.28 0.96 $0.49

PERIODS RATES

Standard Discount Standard Discount Economy St.Lucia 8AM-5PM 5PM-8AM 1.28 0.96 $0.49

St.Pierre&Miquelon

8AM-5PM 5PM-8AM 1.20 0.90 $0.48

St.Vincent 8AM-5PM 5PM-8AM 1.28 0.96 $0.57

Sudan 1AM-12PM 12PM-1AM 2.98 2.65 $1.38

Suriname 8AM-5PM 5PM-8AM 1.96 1.29 $1.24

Swaziland 2AM-11AM 11AM-2AM 1.70 1.26 $0.76

Sweden 8AM-3PM 3PM-8AM 0.95 0.55 $0.32

Switzerland 8AM-3PM 3PM-8AM 1.10 0.55 $0.32

Syria 8AM-5PM 5PM-8AM 2.59 2.21 $1.28

Taiwan 2PM-8PM 8PM-2PM 1.48 0.73 $0.53

Tajikistan 8AM-3PM 3PM-8AM 1.77 1.61 $1.13

Tanzania 2AM-11AM 11AM-2AM 1.70 1.26 $0.92

Thailand 2PM-8PM 8PM-2PM 1.59 0.93 $0.67

Togo 2AM-11AM 11AM-2AM 1.78 1.33 $1.11

TongaIslands 2PM-10PM 10PM-2PM 2.51 2.02 $1.57

Trinidad&Tobago 8AM-5PM 5PM-8AM 1.22 0.94 $0.65

Tunisia 1AM-12PM 12PM-1AM 1.78 1.33 $0.78

PERIODS RATES

Standard Discount Standard Discount Economy Turkey 8AM-3PM 3PM-8AM 1.42 0.98 $0.54

TurkmenistanIslands

8AM-3PM 3PM-8AM 1.77 1.61 $0.52

Turks&Caicos 8AM-5PM 5PM-8AM 1.20 0.90 $0.88

Tuvalu 2PM-10PM 10PM-2PM 4.21 3.68 $1.83

Uganda 2AM-11AM 11AM-2AM 1.70 1.26 $0.82

UK 8AM-3PM 3PM-8AM 0.80 0.50 $0.10

Ukraine 8AM-3PM 3PM-8AM 2.33 1.98 $0.69

UnitedArabEmirates

8AM-5PM 5PM-8AM 1.61 1.20 $0.62

Uruguay 2PM-10PM 10PM-2PM 1.47 1.07 $0.79

Uzbekistan 8AM-3PM 3PM-8AM 1.77 1.61 $1.13

Vanuatu 2PM-10PM 10PM-2PM 4.27 3.80 $2.40

VaticanCity 8AM-3PM 3PM-8AM 1.24 0.94 $0.32

Venezuela 8AM-5PM 5PM-8AM 1.07 0.61 $0.45

PERIODS RATES

Standard Discount Standard Discount Economy Vietnam 2PM-10PM 10PM-2PM 2.71 2.47 $1.15

Wake 2PM-10PM 10PM-2PM N/A N/A N/A

Wallis&FutunaIslands

2PM-10PM 10PM-2PM 3.50 3.08 $2.36

WesternSamoa 2PM-10PM 10PM-2PM 2.56 2.18 $1.03

Yemen 8AM-5PM 5PM-8AM 1.75 1.31 $0.97

Yugoslavia 8AM-3PM 3PM-8AM 1.57 1.18 $0.50

Zaire 2AM-11AM 11AM-2AM 1.78 1.33 $0.74

Zambia 2AM-11AM 11AM-2AM 1.70 1.26 $0.80

Zimbabwe 2AM-11AM 11AM-2AM 1.70 1.26 $0.78**IncludesBequia,Grenadine,Mustique,PalmIsland,UnionIsland

CALLSTOCANADA:

PERIODS RATES Mileage Band Standard Discount Standard Discount Economy 1-18 8AM-5PM 5PM-8AM 0.28 0.18 0.10 19-80 8AM-5PM 5PM-8AM 0.28 0.18 0.10 81-140 8AM-5PM 5PM-8AM 0.28 0.18 0.10 141-220 8AM-5PM 5PM-8AM 0.28 0.18 0.10 221-345 8AM-5PM 5PM-8AM 0.28 0.18 0.10 346--630 8AM-5PM 5PM-8AM 0.28 0.18 0.10 631-1200 8AM-5PM 5PM-8AM 0.28 0.18 0.10 1201-1610 8AM-5PM 5PM-8AM 0.28 0.18 0.10 1611-4000 8AM-5PM 5PM-8AM 0.28 0.18 0.10CALLSTOMEXICO:

PERIODS RATES Mexico Rate Step* Standard Discount Standard Discount Economy 1 8AM-5PM 5PM-8AM $0.40 $0.21 $0.25 2 8AM-5PM 5PM-8AM $0.40 $0.22 $0.25 3 8AM-5PM 5PM-8AM $0.44 $0.33 $0.25 4 8AM-5PM 5PM-8AM $0.74 $0.42 $0.45 5 8AM-5PM 5PM-8AM $0.74 $0.47 $0.45 6 8AM-5PM 5PM-8AM $0.96 $0.64 $0.45 7 8AM-5PM 5PM-8AM $1.27 $0.80 $0.45 8 8AM-5PM 5PM-8AM $1.27 $0.82 $0.45

* To obtain the rate step for a particular Mexican city, please call Customer Service at 800/788-0898.

INTERNATIONALFRIENDSHIPPLANANDRATESFor amonthly feeof $3.00, a 25%discount to the ratesprovidedbelowwill be applied to the twointernational numbers most frequently called in each monthly period. Frequency is measured byminutesofusage. Discount isapplicable todirectdialand internationalcallsmade fromwithin theUnitedStates.Newsubscriptionstothisplanarenolongeraccepted.Onlyexistingsubscribersmayreceiveserviceunderthisplan.ShouldtheychangecallingplansorceasehavingWorkingAssetsastheirpresubscribedcarrierandsubsequentlyreturn,theywillnotbeabletoreenrollinthiscallingplan. Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Albania dial 1+ u.s./alaska $3.88 $2.15 $3.38 $2.08 $2.98 $1.88 hawaii $3.88 $2.15 N/A N/A $2.98 $1.78 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 7AM-1PM 1PM-6PM 6PM-7AM

Algeria dial 1+ u.s./alaska $2.71 $1.53 $2.04 $1.14 $1.62 $0.92 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

American Samoa dial 1+ u.s./alaska $3.88 $1.52 $2.92 $1.16 $2.33 $0.91 hawaii $3.11 $1.31 N/A N/A $2.08 $0.88 hawaii rate periods: 10AM-11PM 11PM-10AM u.s. rate periods: 5PM-11PM 10AM-5PM 11PM-10AM

Andorra dial 1+ u.s./alaska $1.71 $1.17 $1.39 $0.88 $1.15 $0.72 hawaii $2.41 $1.43 N/A N/A $1.69 $0.98 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 7AM-1PM 1PM-6PM 6PM-7AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Angola dial 1+ u.s./alaska $3.98 $3.27 $3.64 $2.92 $3.43 $2.71 hawaii $4.14 $3.27 N/A N/A $3.57 $2.71 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Anguilla dial 1+ u.s./alaska $1.58 $1.09 $1.21 $0.83 $0.98 $0.66 hawaii $3.39 $1.64 N/A N/A $2.26 $1.09 hawaii rate periods: 7AM-6PM 6PM-7AM u.s. rate periods: 4PM-10PM 7AM-4PM 10PM-7AM

Antigua dial 1+ u.s./alaska $1.58 $1.14 $1.27 $0.86 $1.03 $0.69 hawaii $3.53 $1.71 N/A N/A $2.35 $1.14 hawaii rate periods: 7AM-6PM 6PM-7AM u.s. rate periods: 4PM-10PM 7AM-4PM 10PM-7AM

Argentina dial 1+ u.s./alaska $2.39 $1.22 $1.91 $0.92 $1.55 $0.74 hawaii $3.36 $1.85 N/A N/A $2.24 $1.23 hawaii rate periods: 8AM-8PM 8PM-8AM u.s. rate periods: 8AM-6PM 6PM-12AM 12AM-8AM

Armenia dial 1+ u.s./alaska $2.25 $2.01 $1.85 $1.72 $1.70 $1.55 hawaii $2.60 $1.50 N/A N/A $1.73 $1.00 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 1PM-2AM 7AM-1PM 2AM-7AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Aruba dial 1+ u.s./alaska $1.58 $1.09 $1.21 $0.83 $0.98 $0.66 hawaii $3.39 $1.64 N/A N/A $2.26 $1.09 hawaii rate periods: 7AM-6PM 6PM-7AM u.s. rate periods: 4PM-10PM 7AM-4PM 10PM-7AM

Ascension Island dial 1+ u.s./alaska $2.95 $1.53 $2.22 $1.14 $1.77 $0.92 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Atlantic Ocean (East & West)

dial 1+ u.s./alaska $9.99 $9.99 N/A N/A N/A N/A hawaii $9.99 $9.99 N/A N/A N/A N/A hawaii rate periods: 12AM-12AM N/A u.s. rate periods: 12AM-12AM N/A N/A

Australia dial 1+ u.s./alaska $3.10 $1.31 $2.50 $1.01 $1.74 $0.85 hawaii $2.39 $1.26 N/A N/A $1.75 $0.89 hawaii rate periods: 10AM-11PM 11PM-10AM u.s. rate periods: 2PM-8PM 8PM-3AM 3AM-2PM

Austria dial 1+ u.s./alaska $1.83 $1.05 $1.36 $0.77 $1.16 $0.66 hawaii $2.41 $1.43 N/A N/A $1.69 $0.98 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 7AM-1PM 1PM-6PM 6PM-7AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Azerbaijan dial 1+ u.s./alaska $2.25 $2.01 $1.85 $1.72 $1.70 $1.55 hawaii $2.60 $1.50 N/A N/A $1.73 $1.00 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 1PM-2AM 7AM-1PM 2AM-7AM

Bahamas dial 1+ u.s./alaska $1.20 $0.84 $0.99 $0.66 $0.82 $0.55 hawaii $3.39 $1.64 N/A N/A $2.26 $1.09 hawaii rate periods: 7AM-6PM 6PM-7AM u.s. rate periods: 8AM-5PM 5PM-11PM 11PM-8AM

Bahrain dial 1+ u.s./alaska $3.46 $1.34 $2.59 $1.02 $2.08 $0.83 hawaii $4.10 $2.03 N/A N/A $2.73 $1.35 hawaii rate periods: 7AM-11AM, 5PM-11PM 11AM-5PM, 11PM-7AM u.s. rate periods: 8AM-3PM 9PM-8AM 3PM-9PM

Bangladesh dial 1+ u.s./alaska $4.45 $2.06 N/A N/A $2.94 $1.34 hawaii $5.03 $2.25 N/A N/A $3.35 $1.50 hawaii rate periods: 11AM-9PM 9PM-11AM u.s. rate periods: 6AM-6PM N/A 6PM-6AM

Barbados dial 1+ u.s./alaska $1.58 $1.14 $1.27 $0.88 $1.03 $0.70 hawaii $3.53 $1.71 N/A N/A $2.35 $1.14 hawaii rate periods: 7AM-6PM 6PM-7AM u.s. rate periods: 4PM-10PM 7AM-4PM 10PM-7AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Belarus dial 1+ u.s./alaska $2.25 $2.01 $1.85 $1.72 $1.70 $1.55 hawaii $2.60 $1.50 N/A N/A $1.73 $1.00 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 1PM-2AM 7AM-1PM 2AM-7AM

Belgium dial 1+ u.s./alaska $1.94 $1.19 $1.46 $0.90 $1.16 $0.71 hawaii $2.41 $1.43 N/A N/A $1.69 $0.98 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 7AM-1PM 1PM-6PM 6PM-7AM

Belize dial 1+ u.s./alaska $2.46 $1.17 $1.85 $0.88 $1.47 $0.70 hawaii $3.29 $1.82 N/A N/A $2.19 $1.21 hawaii rate periods: 7AM-8PM 8PM-7AM u.s. rate periods: 5PM-11PM 8AM-5PM 11PM-8AM

Benin dial 1+ u.s./alaska $2.71 $1.46 $2.04 $1.14 $1.62 $0.92 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Bermuda dial 1+ u.s./alaska $1.27 $0.92 $1.02 $0.69 $0.82 $0.55 hawaii $3.39 $1.64 N/A N/A $2.26 $1.09 hawaii rate periods: 7AM-6PM 6PM-7AM u.s. rate periods: 8AM-5PM 5PM-11PM 11PM-8AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Bhutan dial 1+ u.s./alaska $4.68 $3.48 N/A N/A $3.78 $2.98 hawaii $4.10 $2.62 N/A N/A $3.89 $2.42 hawaii rate periods: 11AM-9PM 9PM-11AM u.s. rate periods: 6PM-6AM N/A 6AM-6PM

Bolivia dial 1+ u.s./alaska $2.60 $1.21 $1.95 $0.92 $1.56 $0.74 hawaii $3.36 $1.85 N/A N/A $2.24 $1.23 hawaii rate periods: 8AM-8PM 8PM-8AM u.s. rate periods: 4PM-12AM 7AM-4PM 12AM-7AM

Bosnia & Herzegovina

dial 1+ u.s./alaska $2.23 $1.35 $1.67 $1.02 $1.33 $0.81 hawaii $2.60 $1.50 N/A N/A $1.73 $1.00 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 1PM-12AM 7AM-1PM 12AM-7AM

Botswana dial 1+ u.s./alaska $2.71 $1.49 $2.04 $1.11 $1.62 $0.90 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Brazil dial 1+ u.s./alaska $2.50 $1.14 $1.89 $0.87 $1.56 $0.74 hawaii $3.36 $1.85 N/A N/A $2.24 $1.23 hawaii rate periods: 8AM-8PM 8PM-8AM u.s. rate periods: 8AM-6PM 6PM-12AM 12AM-8AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl British Virgin Islands

dial 1+ u.s./alaska $1.48 $1.09 $1.21 $0.82 $0.98 $0.66 hawaii $3.39 $1.64 N/A N/A $2.26 $1.09 hawaii rate periods: 7AM-6PM 6PM-7AM u.s. rate periods: 8AM-5PM 5PM-11PM 11PM-8AM

Brunei dial 1+ u.s./alaska $3.96 $1.48 $2.98 $1.12 $2.38 $0.89 hawaii $3.26 $1.27 N/A N/A $2.34 $0.86 hawaii rate periods: 12PM-1AM 1AM-12PM u.s. rate periods: 5PM-11PM 10AM-5PM 11PM-10AM

Bulgaria dial 1+ u.s./alaska $2.23 $1.38 $1.67 $1.03 $1.33 $0.83 hawaii $2.60 $1.50 N/A N/A $1.73 $1.00 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 1PM-2AM 7AM-1PM 2AM-7AM

Burkina Faso dial 1+ u.s./alaska $3.23 $2.49 $2.51 $2.02 $2.01 $1.68 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Burma dial 1+ u.s./alaska $6.28 $5.99 $4.86 $4.63 $4.69 $4.33 hawaii $6.64 $3.29 N/A N/A $5.99 $2.86 hawaii rate periods: 12PM-1AM 1AM-12PM u.s. rate periods: 5PM-11PM 10AM-5PM 11PM-10AM

Burundi dial 1+ u.s./alaska $3.88 $3.22 $3.54 $2.87 $3.33 $2.66 hawaii $4.25 $3.63 N/A N/A $3.95 $3.15 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Cambodia dial 1+ u.s./alaska $3.59 $1.63 $3.29 $1.23 $3.03 $0.98 hawaii $3.59 $2.76 N/A N/A $3.03 $2.33 hawaii rate periods: 12PM-1AM 1AM-12PM u.s. rate periods: 5PM-2AM 2AM-11AM 11AM-5PM

Cameroon dial 1+ u.s./alaska $2.59 $1.46 $1.95 $1.09 $1.55 $0.88 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Cape Verde Islands dial 1+ u.s./alaska $2.69 $2.18 $2.02 $1.63 $1.61 $1.32 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Cayman Islands dial 1+ u.s./alaska $1.58 $1.14 $1.27 $0.86 $1.03 $0.69 hawaii $3.53 $1.71 N/A N/A $2.35 $1.14 hawaii rate periods: 7AM-6PM 6PM-7AM u.s. rate periods:

Central African Republic

dial 1+ u.s./alaska $3.78 $3.17 $3.44 $2.82 $3.23 $2.61 hawaii $4.25 $3.80 N/A N/A $3.95 $3.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Chad Republic dial 1+ u.s./alaska $3.98 $3.27 $3.64 $2.92 $3.43 $2.71 hawaii $4.25 $3.80 N/A N/A $3.95 $3.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Chile dial 1+ u.s./alaska $2.27 $1.17 $1.83 $0.86 $1.55 $0.74 hawaii $3.36 $1.85 N/A N/A $2.24 $1.23 hawaii rate periods: 8AM-8PM 8PM-8AM u.s. rate periods: 8AM-6PM 6PM-12AM 12AM-8AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl China dial 1+ u.s./alaska $5.58 $1.63 $4.18 $1.23 $3.35 $0.98 hawaii $3.56 $1.40 N/A N/A $2.50 $0.95 hawaii rate periods: 12PM-1AM 1AM-12PM u.s. rate periods: 5PM-2AM 2AM-11AM 11AM-5PM

Christmas & Coco Islands

dial 1+ u.s./alaska $5.04 $3.53 $4.50 $3.15 $4.16 $2.91 hawaii $4.94 $3.45 N/A N/A $4.29 $3.00 hawaii rate periods: 12PM-1AM 1AM-12PM u.s. rate periods: 5PM-11PM 10AM-5PM 11PM-10AM

Colombia dial 1+ u.s./alaska $2.39 $1.22 $1.91 $0.92 $1.55 $0.74 hawaii $3.36 $1.85 N/A N/A $2.24 $1.23 hawaii rate periods: 8AM-8PM 8PM-8AM u.s. rate periods: 4PM-12AM 7AM-4PM 12AM-7AM

Comoros dial 1+ u.s./alaska $3.84 $3.07 $3.51 $2.74 $3.17 $2.52 hawaii $4.25 $3.80 N/A N/A $3.95 $3.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Congo dial 1+ u.s./alaska $3.38 $2.69 $2.99 $2.29 $2.49 $1.89 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Cook Islands dial 1+ u.s./alaska $4.89 $3.44 $4.29 $3.23 $4.09 $2.71 hawaii $4.10 $2.57 N/A N/A $3.89 $2.38 hawaii rate periods: 10AM-11PM 11PM-10AM u.s. rate periods: 5PM-11PM 10AM-5PM 11PM-10AM

Costa Rica dial 1+ u.s./alaska $2.19 $1.13 $1.74 $0.86 $1.46 $0.70 hawaii $3.29 $1.82 N/A N/A $2.19 $1.21 hawaii rate periods: 7AM-8PM 8PM-7AM u.s. rate periods: 5PM-11PM 8AM-5PM 11PM-8AM

Croatia dial 1+ u.s./alaska $2.23 $1.35 $1.67 $1.02 $1.33 $0.81 hawaii $2.60 $1.50 N/A N/A $1.73 $1.00 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 1PM-12AM 7AM-1PM 12AM-7AM

Cuba dial 1+ u.s./alaska $1.47 $1.47 N/A N/A $1.00 $1.00 hawaii $1.47 $1.47 N/A N/A $1.00 $1.00 hawaii rate periods: 6AM-6PM M-F 6PM-6AM M-F/SAT-SUN u.s. rate periods: 6AM-6PM M-F 6PM-6AM M-F/SAT-SUN

Cyprus dial 1+ u.s./alaska $2.23 $1.35 $1.67 $1.02 $1.33 $0.82 hawaii $2.60 $1.50 N/A N/A $1.73 $1.00 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 7AM-1PM 1PM-6PM 6PM-7AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Czech Republic dial 1+ u.s./alaska $2.23 $1.34 $1.60 $0.96 $1.45 $0.87 hawaii $2.60 $1.50 N/A N/A $1.73 $1.00 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 7AM-1PM 1PM-12AM 12AM-7AM

Denmark dial 1+ u.s./alaska $1.69 $1.19 $1.35 $0.90 $1.10 $0.71 hawaii $2.41 $1.43 N/A N/A $1.69 $0.98 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 7AM-1PM 1PM-6PM 6PM-7AM

Diego Garcia dial 1+ u.s./alaska $3.63 $2.25 N/A N/A $2.75 $1.69 hawaii $3.44 $2.25 N/A N/A $2.79 $1.69 hawaii rate periods: 11AM-9PM 9PM-11AM u.s. rate periods: 6AM-6PM N/A 6PM-6AM

Djibouti dial 1+ u.s./alaska $3.12 $2.46 $2.35 $1.97 $1.86 $1.60 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Dominica dial 1+ u.s./alaska $1.58 $1.14 $1.27 $0.88 $1.03 $0.70 hawaii $3.53 $1.71 N/A N/A $2.35 $1.14 hawaii rate periods: 7AM-6PM 6PM-7AM u.s. rate periods: 4PM-10PM 7AM-4PM 10PM-7AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Dominican Republic dial 1+ u.s./alaska $1.45 $1.16 $1.16 $0.88 $0.94 $0.70 hawaii $3.53 $1.71 N/A N/A $2.35 $1.14 hawaii rate periods: 7AM-6PM 6PM-7AM u.s. rate periods: 4PM-10PM 7AM-4PM 10PM-7AM

Ecuador dial 1+ u.s./alaska $2.39 $1.22 $1.91 $0.92 $1.55 $0.74 hawaii $3.36 $1.85 N/A N/A $2.24 $1.23 hawaii rate periods: 8AM-8PM 8PM-8AM u.s. rate periods: 4PM-12AM 7AM-4PM 12AM-7AM

Egypt dial 1+ u.s./alaska $2.71 $1.53 $2.04 $1.14 $1.62 $0.92 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 1PM-2AM 7AM-1PM 2AM-7AM

El Salvador dial 1+ u.s./alaska $2.25 $1.17 $1.80 $0.88 $1.46 $0.70 hawaii $3.29 $1.82 N/A N/A $2.19 $1.21 hawaii rate periods: 7AM-8PM 8PM-7AM u.s. rate periods: 5PM-11PM 8AM-5PM 11PM-8AM

Equatorial Guinea dial 1+ u.s./alaska $3.78 $3.17 $3.44 $2.82 $3.23 $2.61 hawaii $4.25 $3.39 N/A N/A $3.95 $2.99 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Eritrea dial 1+ u.s./alaska $3.12 $1.76 $2.35 $1.32 $1.86 $1.07 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 1PM-2AM 7AM-1PM 2AM-7AM

Estonia dial 1+ u.s./alaska $2.25 $2.13 $1.85 $1.82 $1.70 $1.64 hawaii $2.60 $1.50 N/A N/A $1.73 $1.00 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 1PM-2AM 7AM-1PM 2AM-7AM

Ethiopia dial 1+ u.s./alaska $3.12 $1.76 $2.35 $1.32 $1.86 $1.07 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 1PM-2AM 7AM-1PM 2AM-7AM

Faeroe Islands dial 1+ u.s./alaska $1.69 $1.16 $1.35 $0.87 $1.10 $0.69 hawaii $2.41 $1.43 N/A N/A $1.69 $0.98 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 7AM-1PM 1PM-6PM 6PM-7AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Falkland Islands dial 1+ u.s./alaska $3.46 $2.96 $2.59 $2.37 $2.08 $1.93 hawaii $4.25 $3.39 N/A N/A $3.95 $2.99 hawaii rate periods: 8AM-8PM 8PM-8AM u.s. rate periods: 8AM-6PM 6PM-12AM 12AM-8AM

Fiji Islands dial 1+ u.s./alaska $3.50 $1.63 $3.28 $1.23 $2.62 $0.98 hawaii $3.26 $1.27 N/A N/A $2.34 $0.95 hawaii rate periods: 10AM-11PM 11PM-10AM u.s. rate periods: 5PM-2AM 9AM-5PM 2AM-9AM

Finland dial 1+ u.s./alaska $1.90 $1.22 $1.52 $0.92 $1.24 $0.73 hawaii $2.41 $1.43 N/A N/A $1.69 $0.98 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 7AM-1PM 1PM-6PM 6PM-7AM

France dial 1+ u.s./alaska $1.71 $1.08 $1.39 $0.82 $1.15 $0.67 hawaii $2.41 $1.43 N/A N/A $1.69 $0.98 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 7AM-1PM 1PM-6PM 6PM-7AM

French Antilles dial 1+ u.s./alaska $1.58 $1.14 $1.27 $0.86 $1.03 $0.69 hawaii $3.53 $1.71 N/A N/A $2.35 $1.14 hawaii rate periods: 7AM-6PM 6PM-7AM u.s. rate periods: 8AM-5PM 5PM-11PM 11PM-8AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl French Guiana dial 1+ u.s./alaska $2.60 $1.22 $1.95 $0.92 $1.56 $0.74 hawaii $3.36 $1.85 N/A N/A $2.24 $1.23 hawaii rate periods: 8AM-8PM 8PM-8AM u.s. rate periods: 8AM-6PM 6PM-12AM 12AM-8AM

French Polynesia dial 1+ u.s./alaska $3.88 $1.45 $2.92 $1.10 $2.33 $0.96 hawaii $3.11 $1.25 N/A N/A $2.18 $0.92 hawaii rate periods: 10AM-11PM 11PM-10AM u.s. rate periods: 5PM-11PM 10AM-5PM 11PM-10AM

Gabon dial 1+ u.s./alaska $2.59 $1.46 $1.95 $1.09 $1.55 $0.88 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Gambia dial 1+ u.s./alaska $2.71 $1.39 $2.04 $1.10 $1.62 $0.89 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Georgia dial 1+ u.s./alaska $2.25 $2.01 $1.85 $1.72 $1.70 $1.55 hawaii $2.60 $1.50 N/A N/A $1.73 $1.00 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 1PM-2AM 7AM-1PM 2AM-7AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Germany dial 1+ u.s./alaska $1.77 $1.09 $1.42 $0.87 $1.15 $0.69 hawaii $1.89 $1.28 N/A N/A $1.65 $0.95 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 7AM-1PM 1PM-6PM 6PM-7AM

Ghana dial 1+ u.s./alaska $2.69 $1.70 $2.19 $1.37 $1.74 $1.11 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Gibraltar dial 1+ u.s./alaska $2.17 $1.27 $1.63 $0.96 $1.30 $0.76 hawaii $2.60 $1.50 N/A N/A $1.73 $1.00 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 7AM-1PM 1PM-6PM 6PM-7AM

Greece dial 1+ u.s./alaska $2.17 $1.34 $1.63 $1.01 $1.30 $0.80 hawaii $2.41 $1.43 N/A N/A $1.69 $0.98 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 7AM-1PM 1PM-6PM 6PM-7AM

Greenland dial 1+ u.s./alaska $2.23 $1.38 $1.67 $1.03 $1.33 $0.83 hawaii $2.60 $1.50 N/A N/A $1.73 $1.00 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 7AM-1PM 1PM-6PM 6PM-7AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Grenada dial 1+ u.s./alaska $1.58 $1.14 $1.27 $0.88 $1.03 $0.70 hawaii $3.53 $1.71 N/A N/A $2.35 $1.14 hawaii rate periods: 7AM-6PM 6PM-7AM u.s. rate periods: 4PM-10PM 7AM-4PM 10PM-7AM

Guadeloupe dial 1+ u.s./alaska $1.58 $1.14 $1.27 $0.86 $1.03 $0.69 hawaii $3.53 $1.71 N/A N/A $2.35 $1.14 hawaii rate periods: 7AM-6PM 6PM-7AM u.s. rate periods: 8AM-5PM 5PM-11PM 11PM-8AM

Guam dial 1+ u.s./alaska $3.40 $1.45 $2.75 $1.10 $2.32 $0.91 hawaii $2.35 $1.26 N/A N/A $1.63 $0.82 hawaii rate periods: 10AM-11PM 11PM-10AM u.s. rate periods: 5PM-11PM 10AM-5PM 11PM-10AM

Guantanamo dial 1+ u.s./alaska $1.58 $1.17 $1.18 $0.88 $0.95 $0.70 hawaii $3.53 $1.71 N/A N/A $2.35 $1.14 hawaii rate periods: 7AM-6PM 6PM-7AM* u.s. rate periods: 4PM-10PM 7AM-4PM 10PM-7AM* *(24 hrs. Sunday)

Guatemala dial 1+ u.s./alaska $2.25 $1.17 $1.80 $0.88 $1.46 $0.70 hawaii $3.29 $1.82 N/A N/A $2.19 $1.21 hawaii rate periods: 7AM-8PM 8PM-7AM u.s. rate periods: 5PM-11PM 8AM-5PM 11PM-8AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Guinea-Bissau dial 1+ u.s./alaska $3.98 $3.43 $3.64 $3.07 $3.43 $2.85 hawaii $4.14 $3.27 N/A N/A $3.57 $2.71 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Guinea Republic dial 1+ u.s./alaska $2.71 $2.20 $2.04 $1.64 $1.62 $1.33 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Guyana dial 1+ u.s./alaska $2.99 $1.41 $2.24 $1.07 $1.79 $0.85 hawaii $3.36 $1.85 N/A N/A $2.24 $1.23 hawaii rate periods: 8AM-8PM 8PM-8AM u.s. rate periods: 8AM-6PM 6PM-12AM 12AM-8AM

Haiti dial 1+ u.s./alaska $1.58 $1.14 $1.27 $0.88 $1.03 $0.70 hawaii $3.53 $1.71 N/A N/A $2.35 $1.14 hawaii rate periods: 7AM-6PM 6PM-7AM u.s. rate periods: 4PM-10PM 7AM-4PM 10PM-7AM

Honduras dial 1+ u.s./alaska $2.44 $1.16 $1.84 $0.87 $1.46 $0.70 hawaii $3.29 $1.82 N/A N/A $2.19 $1.21 hawaii rate periods: 7AM-8PM 8PM-7AM u.s. rate periods: 5PM-11PM 8AM-5PM 11PM-8AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Hong Kong dial 1+ u.s./alaska $3.62 $1.35 $2.72 $1.03 $2.17 $0.81 hawaii $2.45 $1.20 N/A N/A $1.68 $0.88 hawaii rate periods: 12PM-1AM 1AM-12PM u.s. rate periods: 5PM-11PM 10AM-5PM 11PM-10AM

Hungary dial 1+ u.s./alaska $2.23 $1.29 $1.67 $1.02 $1.33 $0.82 hawaii $2.60 $1.50 N/A N/A $1.73 $1.00 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 7AM-1PM 1PM-6PM 6PM-7AM

Iceland dial 1+ u.s./alaska $2.23 $1.25 $1.67 $0.94 $1.33 $0.75 hawaii $2.60 $1.50 N/A N/A $1.73 $1.00 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 1PM-8PM 7AM-1PM 8PM-7AM

India dial 1+ u.s./alaska $3.89 $1.94 N/A N/A $2.79 $1.57 hawaii $5.03 $2.25 N/A N/A $3.35 $1.50 hawaii rate periods: 11AM-9PM 9PM-11AM u.s. rate periods: 6AM-6PM N/A 6PM-6AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Indian Ocean Region


Indonesia dial 1+ u.s./alaska $3.96 $1.54 $2.98 $1.23 $2.38 $0.98 hawaii $3.26 $1.33 N/A N/A $2.34 $0.95 hawaii rate periods: 12PM-1AM 1AM-12PM u.s. rate periods: 5PM-2AM 2AM-11AM 11AM-5PM

Iran dial 1+ u.s./alaska $3.46 $1.38 $2.59 $1.03 $2.08 $0.83 hawaii $4.10 $2.03 N/A N/A $2.73 $1.35 hawaii rate periods: 7AM-11AM, 5PM-11PM 11AM-5PM, 11PM-7AM u.s. rate periods: 1PM-2AM 7AM-1PM 2AM-7AM

Iraq dial 1+ u.s./alaska $3.46 $1.99 $2.59 $1.71 $2.08 $1.54 hawaii $4.10 $2.03 N/A N/A $2.73 $1.35 hawaii rate periods: 7AM-11AM, 5PM-11PM 11AM-5PM, 11PM-7AM u.s. rate periods: 1PM-2AM 7AM-1PM 2AM-7AM

Ireland dial 1+ u.s./alaska $1.63 $1.14 $1.32 $0.88 $1.12 $0.76 hawaii $2.28 $1.40 N/A N/A $1.52 $0.94 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 7AM-1PM 1PM-6PM 6PM-7AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Israel dial 1+ u.s./alaska $2.98 $1.32 $2.47 $0.95 $2.08 $0.80 hawaii $4.10 $2.03 N/A N/A $2.73 $1.35 hawaii rate periods: 7AM-11AM, 5PM-11PM 11AM-5PM, 11PM-7AM u.s. rate periods: 8AM-5PM 12AM-8AM 5PM-12AM

Italy dial 1+ u.s./alaska $1.88 $1.14 $1.40 $0.85 $1.16 $0.72 hawaii $2.41 $1.43 N/A N/A $1.69 $0.98 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 7AM-1PM 1PM-6PM 6PM-7AM

Ivory Coast dial 1+ u.s./alaska $2.71 $1.53 $2.04 $1.14 $1.62 $0.92 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Jamaica dial 1+ u.s./alaska $1.48 $1.09 $1.21 $0.83 $0.98 $0.66 hawaii $3.39 $1.64 N/A N/A $2.26 $1.09 hawaii rate periods: 7AM-6PM 6PM-7AM u.s. rate periods: 4PM-10PM 7AM-4PM 10PM-7AM

Japan dial 1+ u.s./alaska $3.05 $1.24 $2.55 $0.99 $2.16 $0.81 hawaii $1.95 $1.13 N/A N/A $1.49 $0.78 hawaii rate periods: 12PM-1AM 1AM-12PM u.s. rate periods: 2PM-8PM 8PM-3AM 3AM-2PM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Jordan dial 1+ u.s./alaska $3.46 $1.35 $2.59 $1.03 $2.08 $0.83 hawaii $4.10 $2.03 N/A N/A $2.73 $1.35 hawaii rate periods: 7AM-11AM, 5PM-11PM 11AM-5PM, 11PM-7AM u.s. rate periods: 8AM-5PM 12AM-8AM 5PM-12AM

Kazakhstan dial 1+ u.s./alaska $2.25 $2.01 $1.85 $1.72 $1.70 $1.55 hawaii $2.60 $1.50 N/A N/A $1.73 $1.00 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 1PM-2AM 7AM-1PM 2AM-7AM

Kenya dial 1+ u.s./alaska $2.71 $1.53 $2.16 $1.14 $1.72 $0.92 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 5PM-11PM 11AM-5PM, 11PM-7AM u.s. rate periods: 7AM-5PM 5PM-1AM 1AM-7AM

Kiribati dial 1+ u.s./alaska $3.96 $2.13 $2.98 $1.75 $2.38 $1.42 hawaii $3.22 $1.25 N/A N/A $2.29 $0.92 hawaii rate periods: 10AM-11PM 11PM-10AM u.s. rate periods: 5PM-11PM 10AM-5PM 11PM-10AM

Kuwait dial 1+ u.s./alaska $3.19 $1.27 $2.39 $0.95 $1.92 $0.76 hawaii $4.10 $2.03 N/A N/A $2.73 $1.35 hawaii rate periods: 7AM-11AM, 5PM-11PM 11AM-5PM, 11PM-7AM u.s. rate periods: 7AM-5PM 5PM-1AM 1AM-7AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Kyrgyzstan dial 1+ u.s./alaska $2.25 $2.01 $1.85 $1.72 $1.70 $1.55 hawaii $2.60 $1.50 N/A N/A $1.73 $1.00 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 1PM-2AM 7AM-1PM 2AM-7AM

Laos dial 1+ u.s./alaska $5.30 $3.36 $4.87 $3.00 $4.53 $2.77 hawaii $4.94 $3.29 N/A N/A $4.29 $2.86 hawaii rate periods: 12PM-1AM 1AM-12PM u.s. rate periods: 5PM-11PM 10AM-5PM 11PM-10AM

Latvia dial 1+ u.s./alaska $2.25 $2.13 $1.85 $1.82 $1.70 $1.64 hawaii $2.60 $1.50 N/A N/A $1.73 $1.00 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 1PM-2AM 7AM-1PM 2AM-7AM

Lebanon dial 1+ u.s./alaska $3.23 $2.30 $2.78 $1.98 $2.49 $1.78 hawaii $4.55 $3.03 N/A N/A $3.53 $2.35 hawaii rate periods: 7AM-11AM, 5PM-11PM 11AM-5PM, 11PM-7AM u.s. rate periods: 8AM-3PM 9PM-8AM 3PM-9PM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Lesotho dial 1+ u.s./alaska $2.59 $1.41 $1.95 $1.05 $1.55 $0.85 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 7AM-5PM 5PM-1AM 1AM-7AM

Liberia dial 1+ u.s./alaska $2.59 $1.33 $1.95 $0.99 $1.55 $0.80 hawaii $3.17 $1.86 N/A N/A $2.11 $1.24 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Libya dial 1+ u.s./alaska $2.59 $1.46 $1.95 $1.09 $1.55 $0.88 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Liechtenstein dial 1+ u.s./alaska $1.94 $1.16 $1.46 $0.87 $1.16 $0.69 hawaii $2.41 $1.43 N/A N/A $1.69 $0.98 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 7AM-1PM 1PM-6PM 6PM-7AM

Lithuania dial 1+ u.s./alaska $2.25 $2.01 $1.85 $1.72 $1.70 $1.55 hawaii $2.60 $1.50 N/A N/A $1.73 $1.00 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 1PM-2AM 7AM-1PM 2AM-7AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Luxembourg dial 1+ u.s./alaska $2.09 $1.15 $1.55 $0.87 $1.30 $0.73 hawaii $2.41 $1.43 N/A N/A $1.69 $0.98 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 7AM-1PM 1PM-6PM 6PM-7AM

Macao dial 1+ u.s./alaska $4.16 $1.63 $3.13 $1.30 $2.50 $1.02 hawaii $3.56 $1.40 N/A N/A $2.50 $0.95 hawaii rate periods: 12PM-1AM 1AM-12PM u.s. rate periods: 5PM-2AM 2AM-11AM 11AM-5PM

Macedonia dial 1+ u.s./alaska $2.23 $1.35 $1.67 $0.99 $1.33 $0.81 hawaii $2.60 $1.50 N/A N/A $1.73 $1.00 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 1PM-12AM 7AM-1PM 12AM-7AM

Madagascar dial 1+ u.s./alaska $3.98 $3.43 $3.64 $3.07 $3.43 $2.85 hawaii $4.25 $3.80 N/A N/A $3.95 $3.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Malawi dial 1+ u.s./alaska $2.71 $1.39 $2.04 $1.04 $1.62 $0.84 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Malaysia dial 1+ u.s./alaska $3.96 $1.48 $2.98 $1.12 $2.38 $0.89 hawaii $3.26 $1.27 N/A N/A $2.34 $0.86 hawaii rate periods: 12PM-1AM 1AM-12PM u.s. rate periods: 5PM-2AM 2AM-11AM 11AM-5PM

Maldives dial 1+ u.s./alaska $4.50 $2.77 $3.60 $2.08 $2.92 $1.66 hawaii $5.03 $2.25 N/A N/A $3.35 $1.50 hawaii rate periods: 11AM-9PM 9PM-11AM u.s. rate periods: 6PM-1AM 1AM-11AM 11AM-6PM

Mali Republic dial 1+ u.s./alaska $2.75 $2.35 $2.30 $1.95 $2.00 $1.75 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Malta dial 1+ u.s./alaska $2.23 $1.38 $1.67 $1.03 $1.33 $0.83 hawaii $2.60 $1.50 N/A N/A $1.73 $1.00 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 7AM-1PM 1PM-6PM 6PM-7AM

Marshall Islands dial 1+ u.s./alaska $3.96 $1.48 $2.98 $1.12 $2.38 $0.93 hawaii $3.21 $1.27 N/A N/A $2.34 $0.93 hawaii rate periods: 10AM-11PM 11PM-10AM u.s. rate periods: 5PM-11PM 10AM-5PM 11PM-10AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Mauritania dial 1+ u.s./alaska $3.48 $2.38 $3.29 $1.98 $2.98 $1.58 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Mauritius dial 1+ u.s./alaska $3.46 $2.69 $2.59 $2.15 $2.08 $1.75 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Mayotte Island dial 1+ u.s./alaska $3.49 $2.79 $3.19 $2.49 $2.88 $2.29 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Micronesia dial 1+ u.s./alaska $3.96 $1.57 $2.98 $1.20 $2.38 $0.98 hawaii $3.23 $1.33 N/A N/A $2.34 $0.90 hawaii rate periods: 10AM-11PM 11PM-10AM u.s. rate periods: 5PM-11PM 10AM-5PM 11PM-10AM

Moldova dial 1+ u.s./alaska $2.25 $2.01 $1.85 $1.72 $1.70 $1.55 hawaii $2.60 $1.50 N/A N/A $1.73 $1.00 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 1PM-2AM 7AM-1PM 2AM-7AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Monaco dial 1+ u.s./alaska $1.71 $1.08 $1.39 $0.82 $1.15 $0.67 hawaii $2.41 $1.43 N/A N/A $1.69 $0.98 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 7AM-1PM 1PM-6PM 6PM-7AM

Mongolia dial 1+ u.s./alaska $5.04 $3.36 $4.50 $3.00 $4.16 $2.77 hawaii $4.94 $3.29 N/A N/A $4.29 $2.86 hawaii rate periods: 12PM-1AM 1AM-12PM u.s. rate periods: 5PM-11PM 10AM-5PM 11PM-10AM

Montserrat dial 1+ u.s./alaska $1.58 $1.14 $1.27 $0.86 $1.03 $0.69 hawaii $3.53 $1.71 N/A N/A $2.35 $1.14 hawaii rate periods: 7AM-6PM 6PM-7AM u.s. rate periods: 4PM-10PM 7AM-4PM 10PM-7AM

Morocco dial 1+ u.s./alaska $2.59 $1.46 $1.95 $1.09 $1.55 $0.88 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Mozambique dial 1+ u.s./alaska $3.46 $2.69 $2.89 $2.39 $2.59 $1.89 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Namibia dial 1+ u.s./alaska $2.12 $1.20 $1.73 $0.89 $1.37 $0.73 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Nauru dial 1+ u.s./alaska $3.84 $2.29 $3.18 $2.12 $2.79 $1.89 hawaii $4.10 $2.57 N/A N/A $3.89 $2.38 hawaii rate periods: 10AM-11PM 11PM-10AM u.s. rate periods: 5PM-11PM 10AM-5PM 11PM-10AM

Nepal dial 1+ u.s./alaska $4.45 $2.04 N/A N/A $2.94 $1.33 hawaii $5.03 $2.25 N/A N/A $3.35 $1.50 hawaii rate periods: 11AM-9PM 9PM-11AM u.s. rate periods: 6AM-6PM N/A 6PM-6AM

Netherlands dial 1+ u.s./alaska $1.70 $1.07 $1.35 $0.82 $1.15 $0.67 hawaii $2.41 $1.43 N/A N/A $1.69 $0.98 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 7AM-1PM 1PM-6PM 6PM-7AM

Netherlands Antilles dial 1+ u.s./alaska $1.58 $1.09 $1.21 $0.83 $0.98 $0.66 hawaii $3.39 $1.64 N/A N/A $2.26 $1.09 hawaii rate periods: 7AM-6PM 6PM-7AM u.s. rate periods: 8AM-5PM 5PM-11PM 11PM-8AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Nevis Island dial 1+ u.s./alaska $1.58 $1.14 $1.27 $0.86 $1.03 $0.69 hawaii $3.53 $1.71 N/A N/A $2.35 $1.14 hawaii rate periods: 7AM-6PM 6PM-7AM u.s. rate periods: 4PM-10PM 7AM-4PM 10PM-7AM

New Caledonia dial 1+ u.s./alaska $3.96 $1.48 $2.98 $1.12 $2.38 $0.93 hawaii $3.26 $1.27 N/A N/A $2.34 $0.93 hawaii rate periods: 10AM-11PM 11PM-10AM u.s. rate periods: 5PM-11PM 10AM-5PM 11PM-10AM

New Zealand dial 1+ u.s./alaska $3.88 $1.52 $2.92 $1.16 $2.33 $0.91 hawaii $3.11 $1.30 N/A N/A $2.08 $0.88 hawaii rate periods: 10AM-11PM 11PM-10AM u.s. rate periods: 5PM-11PM 10AM-5PM 11PM-10AM

Nicaragua dial 1+ u.s./alaska $2.46 $1.17 $1.85 $0.88 $1.47 $0.70 hawaii $3.29 $1.82 N/A N/A $2.19 $1.21 hawaii rate periods: 7AM-8PM 8PM-7AM u.s. rate periods: 5PM-11PM 8AM-5PM 11PM-8AM

Niger Republic dial 1+ u.s./alaska $2.71 $2.20 $2.04 $1.64 $1.62 $1.33 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Nigeria dial 1+ u.s./alaska $2.31 $1.20 $1.74 $0.89 $1.38 $0.73 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 7AM-5PM 5PM-1AM 1AM-7AM

Niue dial 1+ u.s./alaska $4.95 $3.47 $4.41 $3.09 $4.08 $2.86 hawaii $4.94 $3.45 N/A N/A $4.29 $3.00 hawaii rate periods: 10AM-11PM 11PM-10AM u.s. rate periods: 5PM-11PM 10AM-5PM 11PM-10AM

Norfolk Island dial 1+ u.s./alaska $4.95 $3.47 $4.41 $3.09 $4.08 $2.86 hawaii $4.94 $3.45 N/A N/A $4.29 $3.00 hawaii rate periods: 10AM-11PM 11PM-10AM u.s. rate periods: 5PM-11PM 10AM-5PM 11PM-10AM

North Korea dial 1+ u.s./alaska $7.78 $6.64 $7.78 $6.64 $7.78 $6.64 hawaii $7.78 $6.64 $7.78 $6.64 $7.78 $6.64 hawaii rate periods: 12PM-1AM 1AM-12PM u.s. rate periods: 2PM-8PM 8PM-3AM 3AM-2PM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Norway dial 1+ u.s./alaska $1.69 $1.09 $1.35 $0.82 $1.10 $0.65 hawaii $2.41 $1.43 N/A N/A $1.69 $0.98 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 7AM-1PM 1PM-6PM 6PM-7AM

Oman dial 1+ u.s./alaska $3.46 $1.38 $2.59 $1.03 $2.08 $0.83 hawaii $4.10 $2.03 N/A N/A $2.73 $1.35 hawaii rate periods: 7AM-11AM, 5PM-11PM 11AM-5PM, 11PM-7AM u.s. rate periods: 8AM-3PM 9PM-8AM 3PM-9PM

Pacific Ocean Region


Pakistan dial 1+ u.s./alaska $4.45 $2.24 N/A N/A $2.94 $1.34 hawaii $5.03 $2.25 N/A N/A $3.35 $1.50 hawaii rate periods: 11AM-9PM 9PM-11AM u.s. rate periods: 6AM-6PM N/A 6PM-6AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Palau, Republic of dial 1+ u.s./alaska $3.46 $2.49 $3.18 $2.09 $2.89 $1.88 hawaii $3.45 $2.40 N/A N/A $2.95 $1.95 hawaii rate periods: 10AM-11PM 11PM-10AM u.s. rate periods: 5PM-11PM 10AM-5PM 11PM-10AM

Panama dial 1+ u.s./alaska $2.23 $1.16 $1.78 $0.87 $1.45 $0.70 hawaii $3.29 $1.82 N/A N/A $2.19 $1.21 hawaii rate periods: 7AM-8PM 8PM-7AM u.s. rate periods: 5PM-11PM 8AM-5PM 11PM-8AM

Papua New Guinea dial 1+ u.s./alaska $3.88 $1.52 $2.92 $1.16 $2.33 $0.91 hawaii $3.26 $1.33 N/A N/A $2.34 $0.90 hawaii rate periods: 10AM-11PM 11PM-10AM u.s. rate periods: 5PM-11PM 10AM-5PM 11PM-10AM

Paraguay dial 1+ u.s./alaska $2.60 $1.22 $1.95 $0.92 $1.56 $0.74 hawaii $3.36 $1.85 N/A N/A $2.24 $1.23 hawaii rate periods: 8AM-8PM 8PM-8AM u.s. rate periods: 8AM-6PM 6PM-12AM 12AM-8AM

Peru dial 1+ u.s./alaska $2.39 $1.22 $1.91 $0.92 $1.55 $0.74 hawaii $3.36 $1.85 N/A N/A $2.24 $1.23 hawaii rate periods: 8AM-8PM 8PM-8AM u.s. rate periods: 4PM-12AM 7AM-4PM 12AM-7AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Philippines dial 1+ u.s./alaska $3.25 $1.54 $2.75 $1.21 $2.30 $0.94 hawaii $2.48 $1.31 N/A N/A $1.75 $0.94 hawaii rate periods: 12PM-1AM 1AM-12PM u.s. rate periods: 5PM-2AM 2AM-11AM 11AM-5PM

Poland dial 1+ u.s./alaska $2.23 $1.25 $1.60 $0.90 $1.45 $0.81 hawaii $2.60 $1.50 N/A N/A $1.73 $1.00 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 7AM-1PM 1PM-12AM 12AM-7AM

Portugal dial 1+ u.s./alaska $1.94 $1.33 $1.46 $1.01 $1.16 $0.80 hawaii $2.60 $1.50 N/A N/A $1.73 $1.00 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 1PM-8PM 7AM-1PM 8PM-7AM

Qatar dial 1+ u.s./alaska $3.46 $1.34 $2.59 $1.02 $2.08 $0.83 hawaii $4.10 $2.03 N/A N/A $2.73 $1.35 hawaii rate periods: 7AM-11AM, 5PM-11PM 11AM-5PM, 11PM-7AM u.s. rate periods: 7AM-5PM 5PM-1AM 1AM-7AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Reunion Island dial 1+ u.s./alaska $3.12 $2.46 $2.35 $1.97 $1.86 $1.60 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Romania dial 1+ u.s./alaska $2.68 $1.50 $2.00 $1.24 $1.60 $0.99 hawaii $2.60 $1.50 N/A N/A $1.73 $1.00 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 1PM-2AM 7AM-1PM 2AM-7AM

Russia dial 1+ u.s./alaska $2.25 $2.01 $1.85 $1.72 $1.70 $1.55 hawaii $2.60 $1.50 N/A N/A $1.73 $1.00 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 1PM-2AM 7AM-1PM 2AM-7AM

Rwanda dial 1+ u.s./alaska $3.46 $2.69 $2.59 $2.15 $2.08 $1.75 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Saint Helena dial 1+ u.s./alaska $3.46 $2.69 $2.59 $2.15 $2.08 $1.75 hawaii $4.25 $3.39 N/A N/A $3.95 $2.99 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 5PM-11PM 10AM-5PM 11PM-10AM

Saint Kitts dial 1+ u.s./alaska $1.58 $1.14 $1.27 $0.86 $1.03 $0.69 hawaii $3.53 $1.71 N/A N/A $2.35 $1.14 hawaii rate periods: 7AM-6PM 6PM-7AM u.s. rate periods: 4PM-10PM 7AM-4PM 10PM-7AM

Saint Lucia dial 1+ u.s./alaska $1.58 $1.14 $1.27 $0.86 $1.03 $0.69 hawaii $3.53 $1.71 N/A N/A $2.35 $1.14 hawaii rate periods: 7AM-6PM 6PM-7AM u.s. rate periods: 4PM-10PM 7AM-4PM 10PM-7AM

Saint Pierre & Miquelon

dial 1+ u.s./alaska $1.48 $1.05 $1.10 $0.80 $0.89 $0.64 hawaii $3.53 $1.71 N/A N/A $2.35 $1.14 hawaii rate periods: 7AM-6PM 6PM-7AM u.s. rate periods: 4PM-10PM 7AM-4PM 10PM-7AM

Saint Vincent dial 1+ u.s./alaska $1.75 $1.61 $1.32 $1.21 $1.20 $1.10 hawaii $3.53 $1.71 N/A N/A $2.35 $1.14 hawaii rate periods: 7AM-6PM 6PM-7AM u.s. rate periods: 4PM-10PM 7AM-4PM 10PM-7AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Saipan dial 1+ u.s./alaska $3.88 $1.45 $2.92 $1.10 $2.33 $0.87 hawaii $3.15 $1.27 N/A N/A $2.18 $0.86 hawaii rate periods: 12PM-1AM 1AM-12PM u.s. rate periods: 5PM-11PM 10AM-5PM 11PM-10AM

San Marino dial 1+ u.s./alaska $1.88 $1.14 $1.40 $0.85 $1.16 $0.72 hawaii $2.41 $1.43 N/A N/A $1.69 $0.98 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 7AM-1PM 1PM-6PM 6PM-7AM

Sao Tome dial 1+ u.s./alaska $3.78 $3.33 $3.44 $2.96 $3.23 $2.74 hawaii $4.14 $3.27 N/A N/A $3.57 $2.71 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Saudi Arabia dial 1+ u.s./alaska $3.19 $1.27 $2.39 $0.95 $1.92 $0.76 hawaii $4.02 $2.00 N/A N/A $2.68 $1.33 hawaii rate periods: 7AM-11AM, 5PM-11PM 11AM-5PM, 11PM-7AM u.s. rate periods: 7AM-5PM 5PM-1AM 1AM-7AM

Senegal dial 1+ u.s./alaska $2.71 $1.53 $2.04 $1.14 $1.62 $0.92 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Seychelles dial 1+ u.s./alaska $4.90 $2.77 $3.67 $2.22 $2.94 $1.80 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Sierra Leon dial 1+ u.s./alaska $3.12 $2.21 $2.54 $1.73 $2.01 $1.35 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Singapore dial 1+ u.s./alaska $3.32 $1.35 $2.66 $1.03 $2.16 $0.81 hawaii $3.22 $1.25 N/A N/A $2.29 $0.84 hawaii rate periods: 12PM-1AM 1AM-12PM u.s. rate periods: 5PM-11PM 10AM-5PM 11PM-10AM

Slovakia dial 1+ u.s./alaska $2.23 $1.34 $1.60 $0.96 $1.45 $0.87 hawaii $2.60 $1.50 N/A N/A $1.73 $1.00 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 7AM-1PM 1PM-12AM 12AM-7AM

Slovenia dial 1+ u.s./alaska $2.23 $1.35 $1.67 $0.99 $1.33 $0.81 hawaii $2.60 $1.50 N/A N/A $1.73 $1.00 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 1PM-12AM 7AM-1PM 12AM-7AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Solomon Islands dial 1+ u.s./alaska $3.99 $2.49 $3.89 $2.12 $3.59 $1.98 hawaii $4.10 $2.57 N/A N/A $3.89 $2.38 hawaii rate periods: 10AM-11PM 11PM-10AM u.s. rate periods: 5PM-11PM 10AM-5PM 11PM-10AM

South Africa dial 1+ u.s./alaska $2.12 $1.20 $1.70 $0.89 $1.35 $0.73 hawaii $3.17 $1.86 N/A N/A $2.11 $1.24 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

South Korea dial 1+ u.s./alaska $4.84 $1.71 $3.64 $1.27 $3.64 $1.27 hawaii $4.84 $1.71 $3.64 $1.27 $3.64 $1.27 hawaii rate periods: 12PM-1AM 1AM-12PM u.s. rate periods: 2PM-8PM 8PM-3AM 3AM-2PM

Spain dial 1+ u.s./alaska $1.94 $1.20 $1.46 $0.90 $1.16 $0.72 hawaii $2.41 $1.43 N/A N/A $1.69 $0.98 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 7AM-1PM 1PM-6PM 6PM-7AM

Sri Lanka dial 1+ u.s./alaska $4.45 $2.07 N/A N/A $2.94 $1.34 hawaii $5.03 $2.25 N/A N/A $3.35 $1.50 hawaii rate periods: 11AM-9PM 9PM-11AM u.s. rate periods: 6AM-6PM N/A 6PM-6AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Sudan dial 1+ u.s./alaska $5.23 $3.49 $4.68 3.13 $4.68 $3.13 hawaii $5.23 $3.49 N/A N/A $4.68 $3.13 hawaii rate periods: 8AM-8PM 8PM-8AM u.s. rate periods: 8AM-6PM 6PM-12AM 12AM-8AM

Suriname dial 1+ u.s./alaska $2.99 $1.41 $2.24 $1.07 $1.79 $0.85 hawaii $3.36 $1.85 N/A N/A $2.24 $1.23 hawaii rate periods: 8AM-8PM 8PM-8AM u.s. rate periods: 1PM-2AM 7AM-1PM 2AM-7AM

Swaziland dial 1+ u.s./alaska $2.59 $1.37 $1.95 $1.01 $1.55 $0.82 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Sweden dial 1+ u.s./alaska $1.66 $1.05 $1.33 $0.78 $1.08 $0.63 hawaii $2.41 $1.43 N/A N/A $1.69 $0.98 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 7AM-1PM 1PM-6PM 6PM-7AM

Switzerland dial 1+ u.s./alaska $1.94 $1.16 $1.46 $0.87 $1.16 $0.69 hawaii $2.41 $1.43 N/A N/A $1.69 $0.98 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 7AM-1PM 1PM-6PM 6PM-7AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Syria dial 1+ u.s./alaska $2.95 $2.39 $2.53 $2.05 $2.27 $1.84 hawaii $2.95 $2.17 N/A N/A $2.27 $1.75 hawaii rate periods: 7AM-11AM, 5PM-11PM 11AM-5PM, 11PM-7AM u.s. rate periods: 1PM-2AM 7AM-1PM 2AM-7AM

Taiwan dial 1+ u.s./alaska $3.55 $1.44 $2.84 $1.09 $2.37 $0.89 hawaii $2.40 $1.20 N/A N/A $1.68 $0.88 hawaii rate periods: 12PM-1AM 1AM-12PM u.s. rate periods: 5PM-11PM 10AM-5PM 11PM-10AM

Tajikistan dial 1+ u.s./alaska $2.25 $2.01 $1.85 $1.72 $1.70 $1.55 hawaii $2.60 $1.50 N/A N/A $1.73 $1.00 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 1PM-2AM 7AM-1PM 2AM-7AM

Tanzania dial 1+ u.s./alaska $2.59 $1.46 $2.07 $1.09 $1.64 $0.88 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 1PM-2AM 7AM-1PM 2AM-7AM

Thailand dial 1+ u.s./alaska $3.96 $1.48 $2.98 $1.12 $2.38 $0.89 hawaii $3.18 $1.27 N/A N/A $2.08 $0.86 hawaii rate periods: 12PM-1AM 1AM-12PM u.s. rate periods: 5PM-2AM 2AM-11AM 11AM-5PM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Togo dial 1+ u.s./alaska $2.71 $1.53 $2.04 $1.14 $1.62 $0.92 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Tonga Islands dial 1+ u.s./alaska $3.96 $2.05 $2.98 $1.68 $2.38 $1.43 hawaii $3.22 $1.34 N/A N/A $2.29 $0.90 hawaii rate periods: 10AM-11PM 11PM-10AM u.s. rate periods: 5PM-2AM 9AM-5PM 2AM-9AM

Trinidad & Tobago dial 1+ u.s./alaska $1.58 $1.17 $1.27 $0.88 $1.03 $0.70 hawaii $3.53 $1.71 N/A N/A $2.35 $1.14 hawaii rate periods: 7AM-6PM 6PM-7AM u.s. rate periods: 4PM-10PM 7AM-4PM 10PM-7AM

Tunisia dial 1+ u.s./alaska $2.71 $1.49 $2.04 $1.11 $1.62 $0.90 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Turkey dial 1+ u.s./alaska $2.23 $1.38 $1.67 $1.03 $1.33 $0.83 hawaii $2.60 $1.50 N/A N/A $1.73 $1.00 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 7AM-1PM 1PM-6PM 6PM-7AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Turkmenistan dial 1+ u.s./alaska $2.25 $2.01 $1.85 $1.72 $1.70 $1.55 hawaii $2.60 $1.50 N/A N/A $1.73 $1.00 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 1PM-2AM 7AM-1PM 2AM-7AM

Turks & Caicos Islands dial 1+ u.s./alaska $1.48 $1.09 $1.21 $0.83 $0.98 $0.66 hawaii $3.53 $1.71 N/A N/A $2.35 $1.14 hawaii rate periods: 7AM-6PM 6PM-7AM u.s. rate periods: 8AM-5PM 5PM-11PM 11PM-8AM

Tuvalu dial 1+ u.s./alaska $5.04 $3.53 $4.50 $3.15 $4.16 $2.91 hawaii $4.94 $3.45 N/A N/A $4.29 $3.00 hawaii rate periods: 10AM-11PM 11PM-10AM u.s. rate periods: 5PM-11PM 10AM-5PM 11PM-10AM

Uganda dial 1+ u.s./alaska $2.59 $1.44 $2.11 $1.07 $1.67 $0.86 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 1PM-2AM 7AM-1PM 2AM-7AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Ukraine dial 1+ u.s./alaska $2.25 $2.01 $1.85 $1.72 $1.70 $1.55 hawaii $2.60 $1.50 N/A N/A $1.73 $1.00 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 1PM-2AM 7AM-1PM 2AM-7AM

United Arab Emirates dial 1+ u.s./alaska $3.19 $1.15 $2.39 $0.93 $1.92 $0.76 hawaii $4.10 $2.03 N/A N/A $2.73 $1.35 hawaii rate periods: 7AM-11AM, 5PM-11PM 11AM-5PM, 11PM-7AM u.s. rate periods: 8AM-3PM 9PM-8AM 3PM-9PM

United Kingdom dial 1+ u.s./alaska $1.44 $0.96 $1.15 $0.73 $0.98 $0.62 hawaii $1.81 $1.19 N/A N/A $1.36 $0.88 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 7AM-1PM 1PM-6PM 6PM-7AM

Uruguay dial 1+ u.s./alaska $2.53 $1.18 $1.88 $0.89 $1.56 $0.74 hawaii $3.36 $1.85 N/A N/A $2.24 $1.23 hawaii rate periods: 8AM-8PM 8PM-8AM u.s. rate periods: 8AM-6PM 6PM-12AM 12AM-8AM

Uzbekistan dial 1+ u.s./alaska $2.25 $2.01 $1.85 $1.72 $1.70 $1.55 hawaii $2.60 $1.50 N/A N/A $1.73 $1.00 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 1PM-2AM 7AM-1PM 2AM-7AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Vanuatu dial 1+ u.s./alaska $4.95 $3.47 $4.41 $3.09 $4.08 $2.86 hawaii $4.94 $3.45 N/A N/A $4.29 $3.00 hawaii rate periods: 10AM-11PM 11PM-10AM u.s. rate periods: 5PM-11PM 10AM-5PM 11PM-10AM

Vatican City dial 1+ u.s./alaska $1.88 $1.14 $1.40 $0.85 $1.16 $0.72 hawaii $2.41 $1.43 N/A N/A $1.69 $0.98 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 7AM-1PM 1PM-6PM 6PM-7AM

Venezuela dial 1+ u.s./alaska $1.99 $1.01 $1.59 $0.77 $1.29 $0.62 hawaii $3.27 $1.80 N/A N/A $2.18 $1.20 hawaii rate periods: 8AM-8PM 8PM-8AM u.s. rate periods: 8AM-6PM 6PM-12AM 12AM-8AM

Vietnam dial 1+ u.s./alaska $2.91 $2.17 $2.71 $1.97 $2.51 $1.77 hawaii $2.91 $2.17 N/A N/A $2.51 $1.77 hawaii rate periods: 12PM-1AM 1AM-12PM u.s. rate periods: 5PM-2AM 2AM-11AM 11AM-5PM

Wallis & Futuna dial 1+ u.s./alaska $4.53 $2.99 $3.99 $2.61 $3.65 $2.38 hawaii $4.53 $2.99 N/A N/A $3.65 $2.38 hawaii rate periods: 10AM-11PM 11PM-10AM u.s. rate periods: 5PM-11PM 10AM-5PM 11PM-10AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Western Samoa dial 1+ u.s./alaska $3.96 $2.10 $2.98 $1.86 $2.38 $1.65 hawaii $3.22 $1.34 N/A N/A $2.29 $0.90 hawaii rate periods: 12PM-1AM 1AM-12PM u.s. rate periods: 5PM-11PM 10AM-5PM 11PM-10AM

Yemen Arab Republic dial 1+ u.s./alaska $3.46 $1.35 $2.59 $1.02 $2.08 $0.81 hawaii $4.10 $2.03 N/A N/A $2.73 $1.35 hawaii rate periods: 7AM-11AM, 5PM-11PM 11AM-5PM, 11PM-7AM u.s. rate periods: 8AM-3PM 9PM-8AM 3PM-9PM

Yugoslavia dial 1+ u.s./alaska $2.23 $1.35 $1.67 $1.02 $1.33 $0.81 hawaii $2.60 $1.50 N/A N/A $1.73 $1.00 hawaii rate periods: 7AM-12PM, 8PM-1AM 12PM-8PM, 1AM-7AM u.s. rate periods: 1PM-2AM 7AM-1PM 12AM-7AM

Zaire dial 1+ u.s./alaska $2.71 $1.39 $2.04 $1.14 $1.62 $0.92 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Zambia dial 1+ u.s./alaska $2.59 $1.46 $1.95 $1.09 $1.55 $0.88 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl

Zimbabwe dial 1+ u.s./alaska $2.59 $1.37 $1.95 $1.01 $1.55 $0.82 hawaii $3.30 $1.94 N/A N/A $2.20 $1.29 hawaii rate periods: 7AM-11AM, 6PM-11PM 11AM-6PM, 11PM-7AM u.s. rate periods: 6AM-12PM 12PM-5PM 5PM-6AM

Rates applicable to Bequia, Grenadine, Mustique, Palm Island, Union Island: dial 1+ u.s./alaska $1.75 $1.61 $1.32 $1.21 $1.20 $1.10 hawaii $3.53 $1.71 N/A N/A $2.35 $1.14 hawaii rate periods: 7AM-6PM 6PM-7AM u.s. rate periods: 4PM-10PM 7AM-4PM 10PM-7AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Canada

dial 1+ u.s./alaska 1-18 $0.17 $0.17 $0.11 $0.11 $0.08 $0.08 19-80 $0.30 $0.30 $0.19 $0.19 $0.15 $0.15 81-140 $0.39 $0.39 $0.25 $0.25 $0.19 $0.19 141-220 $0.40 $0.40 $0.26 $0.26 $0.20 $0.20 221-345 $0.48 $0.47 $0.32 $0.32 $0.24 $0.24 346-630 $0.55 $0.54 $0.35 $0.35 $0.28 $0.28 631-1200 $0.63 $0.62 $0.41 $0.40 $0.32 $0.31 1201-1610 $0.67 $0.66 $0.44 $0.42 $0.34 $0.33 1611-4000 $0.71 $0.69 $0.46 $0.44 $0.36 $0.35 hawaii - canada 1 $0.74 $0.67 $0.52 $0.44 $0.32 $0.29 canada 2 $0.77 $0.74 $0.54 $0.46 $0.33 $0.29 rate periods: M-F 8AM-6PM 6PM-12AM 12AM-8AM S-S 8AM-12AM 12AM-8AM

Country Standard Discount Economy 1st Addl 1st Addl 1st Addl Mexico

dial 1+ u.s.portion mileage 1-10 $0.21 $0.09 N/A N/A $0.14 $0.06 11-22 $0.24 $0.13 N/A N/A $0.16 $0.09 23-55 $0.36 $0.15 N/A N/A $0.24 $0.11 56-124 $0.42 $0.19 N/A N/A $0.28 $0.13 125-292 $0.54 $0.22 N/A N/A $0.36 $0.15 293-430 $0.60 $0.25 N/A N/A $0.40 $0.17 431-925 $0.63 $0.28 N/A N/A $0.42 $0.19 926-3000 $0.66 $0.31 N/A N/A $0.44 $0.22 hawaii $2.01 $1.59 N/A N/A $1.35 $1.06

mexican portion rate step* 1 $0.16 $0.16 N/A N/A $0.10 $0.10 2 $0.20 $0.20 N/A N/A $0.14 $0.14 3 $0.38 $0.38 N/A N/A $0.25 $0.25 4 $0.45 $0.45 N/A N/A $0.30 $0.30 5 $0.64 $0.64 N/A N/A $0.42 $0.42 6 $0.83 $0.83 N/A N/A $0.55 $0.55 7 $1.11 $0.45 N/A N/A $0.75 $0.75 8 $1.18 $0.64 N/A N/A $0.80 $0.80


u.s. rate periods: M-F 7AM-7PM N/A 7PM-7AM SAT. N/A 12AM-12PM SUN 5PM-12AM N/A 12AM-5PM hawaii rate periods: 8AM-8PM N/A 8PM-8AM

INTERNATIONAL ONE RATE PLAN I

For a monthly fee of $3.00 customers may elect to have the per minute rates listed below applied to direct dial calls that would otherwise be billed at the Standard rates. These rates do not apply to operator-handled calls. Subscribers of certain domestic calling plans may subscribe to this plan for a monthly fee of $2.00. Those plans contain that option in the description of each such plan in the calling plan section of the interstate rates. New subscriptions to this plan are no longer accepted. Only existing subscribers may receive service under this plan. Should they change calling plans or cease having Working Assets as their presubscribed carrier and subsequently return, they will not be able to reenroll in this calling plan.

Country Rate Country Rate Afghanistan $1.7100 Bahamas $0.3500 Albania $1.1700 Bahrain $0.7300 Algeria $0.7000 Bangladesh $1.2700 American Samoa $0.7100 Barbados $0.5400 Andorra $0.4600 Belarus $0.7300 Angola $1.4900 Belgium $0.2900 Anguilla $0.5700 Belize $0.8000 Antarctica (Casey Base) $1.7800 Benin $0.6600 Antarctica (Scott Base) $0.5200 Bermuda $0.3900 Antigua (Barbuda) $0.4700 Bhutan $1.8700 Argentina $0.8000 Bolivia $0.8000 Armenia $0.9100 Bosnia-Herzegovina $0.8100 Aruba $0.4500 Botswana $0.8400 Ascension Island $1.1400 Brazil $0.6100 Australia $0.4400 British Virgin Islands $0.4500 Austria $0.2900 Brunei $0.8700 Azerbaijan $1.3000 Bulgaria $0.6500

Country Rate Country Rate Burkina Faso $1.0400 Georgia $1.0600 Burma $2.1800 Germany $0.2900 Burundi $1.7900 Ghana $0.6500 Cambodia $2.3700 Gibraltar $1.0500 Cameroon $1.0100 Greece $0.2900 Cape Verde Islands $0.8200 Greenland $0.5900 Cayman Islands $0.4600 Grenada $0.5600 Central African Republic $1.5300 Guadeloupe $0.6400 Chad $2.52 Chile $0.5100 Guantanamo $0.8400 China $1.1900 Guatemala $0.7300 Christmas Island $0.4400 Guinea $0.8300 Cocos Island $0.4400 Guinea-Bissau $1.6700 Colombia $0.7500 Guyana* $0.9400 Comoros $3.6700 Haiti $0.7700 Congo $1.1900 Honduras $0.8500 Cook Islands $1.6700 Hong Kong $0.6000 Costa Rica $0.5700 Hungary $0.5200 Croatia $0.5500 Iceland $0.4900 Cuba $0.9800 India* $1.1100 Cyprus $0.5700 Indonesia $0.6600 Czech $0.5900 Iran* $1.4400 Denmark $0.2900 Iraq $1.3700 Diego Garcia $1.5000 Ireland $0.2900 Djibouti $0.9800 Israel $0.6200 Dominica $0.5300 Italy $0.2900 Dominican Republic $0.5400 Ivory Coast $1.2700 East Timor $2.47 Easter Island $0.7600 Jamaica $0.7300 Ecuador $0.7600 Japan $0.4700 Egypt $0.8900 Jordan $0.9600 El Salvador $0.7900 Kazakhstan $1.1400 Equatorial Guinea $2.6700 Kenya $0.8800 Eritrea $1.2700 Kiribati $1.1600 Estonia $0.9400 Korea North $3.3100 Ethiopia $1.1100 Korea South $0.5900 Faeroe Islands $0.5300 Kuwait $0.9600 Falkland Islands $1.2200 Krygyzstan $1.1400 Fiji Islands $1.0500 Laos $2.4900 Finland $0.2900 Latvia $0.9600 France $0.2900 Lebanon $1.2100 French Antilles (Martinique) $0.6600 Lesotho $0.8500 French Guiana $0.6700 Liberia $0.6700 French Polynesia $1.3500 Libya $0.9800 Gabon Republic $1.1800 Liechtenstein $0.2900 Gambia $0.6700

Country Rate Country Rate Lithuania $1.2200 Mozambique $1.2900 Luxembourg $0.2900 Namibia $0.8500 Macao $0.7800 Nauru $1.1700 Macedonia $0.5900 Nepal $1.3000 Madagascar $2.1300 Netherlands $0.2900 Malawi $0.7200 Netherlands Antilles $0.4300 Malaysia $0.4800 Nevis Island $0.4900 Maldives $1.4600 New Caledonia $1.4600 Mali $1.0700 New Zealand $0.5200 Malta $0.7300 Nicaragua $0.7200 Marshall Islands $0.7400 Niger $0.9300 Mauritania $1.0000 Nigeria $0.7300 Mauritius $1.2500 Niue $1.8200 Mayotte Island $3.6700 Norfolk Island $1.7700 Micronesia $0.7700 Norway $0.2900 Midway $0.0000 Oman $1.0700 Moldova $1.2300 Pakistan $1.3000 Monaco $0.2900 Palau $1.3100 Mongolia $1.7300 Panama $0.8200 Montserrat $0.5300 Papua New Guinea $1.0600 Morocco $0.8500

Country Rate Country Rate Paraguay $0.9200 Somalia $1.6700 Peru $0.7400 Spain $0.2900 Philippines $0.7000 South Africa $0.5000 Poland $0.5000 Spanish Sahara $0.7400 Portugal $0.2900 Sri Lanka $1.0900 Qatar $0.9500 St. Helena $1.1500 Reunion Island $1.0300 St. Kitts $0.4900 Romania $0.8800 St. Lucia $0.4900 Russia $1.1400 St. Pierre & Miquelon $0.4900 Rwanda $1.1900 St. Vincent** $0.5800 Saipan $0.6300 Sudan $1.4000 San Marino $0.9000 Suriname $1.2600 Sao Tome & Principe $1.6200 Swaziland $0.7600 Saudi Arabia $1.0800 Sweden $0.2900 Senegal $1.5500 Switzerland $0.2900 Seychelles Islands $1.5200 Syria $1.2900 Sierra Leone $0.9100 Singapore $0.3900 Slovakia $0.5900 Slovenia $0.5700 Solomon Islands $1.2100 Spain $0.2900

Country Rate Country Rate Taiwan $0.5900 Wake $0.0000 Tajikistan $1.1400 Wallis & Futuna Islands $2.3800 Tanzania $0.9300 Western Samoa $1.0400 Thailand $0.7400 Yemen $0.9800 Togo $1.1200 Yugoslavia $0.8100 Tonga Islands $1.5800 Zaire $0.7400 Trinidad & Tobago $0.6500 Zambia $0.8100 Tunisia $0.7900 Zimbabwe $0.7900 Turkey $0.6000 Turkmenistan $1.1400 Canada $0.1200 Turks & Caicos Islands $0.5300 Mexico $0.4900 Tuvalu $1.8500 Uganda $0.8200 UK $0.1200 Ukraine $0.7300 United Arab Emirates $0.6300 Uruguay $0.8000 Uzbekistan $1.1400 Vanuatu $2.4200 Vatican City $0.2900 Venezuela $0.4800 Vietnam $1.1600

ONE RATE PLAN II (International Discount Plan 5)

For a monthly fee of $3.00 customers may elect to have the per minute rates listed below applied to direct dial calls that would otherwise be billed at the Standard rates. These rates do not apply to operator-handled calls. Subscribers of certain domestic calling plans may subscribe to this plan for a monthly fee of $2.00. Those plans contain that option in the description of each such plan in the calling plan section of the interstate rates on this website.

Country Rate Afghanistan $1.7700 Albania $1.1700 Algeria $0.7400 American Samoa $0.7600 Andorra $0.5100 Angola $1.5400 Anguilla $0.6200 Antarctica (Casey Base) $1.8200 Antarctica (Scott Base) $0.5500 Antigua (Barbuda) $0.5200 Argentina $0.5700 Armenia $0.9100 Aruba $0.4900 Ascension Island $1.1900 Australia $0.2500 Austria $0.2900 Azerbaijan $1.3000 Bahamas $0.3700 Bahrain $0.7800 Bangladesh $1.2700 Barbados $0.5800 Belarus $0.7300 Belgium $0.2900 Belize $0.8300 Benin $0.7000 Bermuda $0.4300 Bhutan $1.9200 Bolivia $0.6500 Bosnia-Herzegovina $0.8400 Botswana $0.8900 Brazil $0.4300 British Virgin Islands $0.5000

Country Rate Brunei $0.9100 Bulgaria $0.6800 Burkina Faso $1.0900 Burma $2.4000 Burundi $1.9700 Cambodia $2.4200 Cameroon $1.0400 Cape Verde Islands $0.8700 Cayman Islands $0.4900 Central African Republic $1.5700 Chad Republic $2.5700 Chile $0.4000 China $0.6600 Christmas Island $0.4700 Cocos Island $0.4700 Colombia $0.4900 Comoros $3.7200 Congo $1.1900 Cook Islands $1.7200 Costa Rica $0.5000 Croatia $0.5800 Cuba $0.9800 Cyprus $0.6200 Czech $0.6300 Denmark $0.2900 Diego Garcia $1.5400 Djibouti $1.0200 Dominica $0.5700 Dominican Republic $0.3900 East Timor $2.47 Easter Island $0.7600 Ecuador $0.5400 Egypt $0.8200

Country Rate El Salvador $0.5100 Equatorial Guinea $2.7100 Eritrea $1.3200 Estonia $0.9400 Ethiopia $1.1400 Faeroe Islands $0.5700 Falkland Islands $1.2600 Fiji Islands $1.0900 Finland $0.2900 France $0.2200 French Antilles (Martinique) $0.7000 French Guiana $0.7100 French Polynesia $1.4000 Gabon Republic $1.2200 Gambia $0.7100 Georgia $1.0700 Germany $0.2000 Ghana $0.6800 Gibraltar $1.0900 Greece $0.2900 Greenland $0.6300 Grenada $0.5900 Guadeloupe $0.6800 Guantanamo $0.8400 Guatemala $0.5200 Guinea $0.8700 Guinea-Bissau $1.7200 Guyana $0.8700 Haiti $0.8000 Honduras $0.6200 Hong Kong $0.3500 Hungary $0.5600

Country Rate Iceland $0.4900 India $0.7200 Indonesia $0.6000 Iran $1.1400 Iraq $1.4100 Ireland $0.2200 Israel $0.2500 Italy $0.2200 Ivory Coast $1.3100 Jamaica $0.7300 Japan $0.2600 Jordan $1.0000 Kazakhstan $0.7500 Kenya $0.9200 Kiribati $1.2800 Korea North $3.3500 Korea South $0.3500 Kuwait $1.0000 Kyrgyzstan $1.1800 Laos $2.5400 Latvia $0.9700 Lebanon $1.2500 Lesotho $0.8900 Liberia $0.7200 Libya $1.0200 Liechtenstein $0.2900 Lithuania $1.2700 Luxembourg $0.2900 Macao $0.8200 Macedonia $0.6200 Madagascar $2.3400 Malawi $0.7700

Country Rate Malaysia $0.4000 Maldives $1.5100 Mali $1.1100 Malta $0.7700 Marshall Islands $0.7900 Mauritania $1.0500 Mauritius $1.3000 Mayotte Island $3.7200 Micronesia $0.8200 Moldova $1.2300 Monaco $0.2900 Mongolia $1.7700 Montserrat $0.5700 Morocco $0.8800 Mozambique $1.3300 Namibia $0.8500 Nauru $1.2100 Nepal $1.3500 Netherlands $0.2500 Netherlands Antilles $0.4900 Nevis Island $0.4700 New Caledonia $1.5100 New Zealand $0.2500 Nicaragua $0.5700 Niger $0.9800 Nigeria $0.7400

Country Rate Niue $1.8800 Norfolk Island $1.8200 Norway $0.2900 Oman $1.1200 Pakistan $1.0600 Palau $1.3500 Panama $0.6000 Papua New Guinea $1.1100 Paraguay $0.6500 Peru $0.7500 Philippines $0.4700 Poland $0.3500 Portugal $0.2500 Qatar $1.0000 Reunion Island $1.0700 Romania $0.9100 Russia $0.4400 Rwanda $1.2400 San Marino $1.1000 Sao Tome & Principe $1.6500 Saudi Arabia $1.0000 Senegal $1.5800 Seychelles Islands $1.5700 Sierra Leone $0.9600 Singapore $0.3900 Slovakia $0.6300

Country Rate Slovenia $0.6100 Solomon Islands $1.2500 Somalia $1.7100 South Africa $0.5300 Spain $0.2500 Spanish Sahara $0.7400 Sri Lanka $1.1300 St. Helena $1.2000 St. Kitts $0.5400 St. Lucia $0.5400 St. Pierre & Miquelon $0.5300 St. Vincent $0.6100 Sudan $1.4400 Suriname $1.3000 Swaziland $0.8100 Sweden $0.2000 Switzerland $0.2500 Syria $1.3200 Taiwan $0.4000 Tajikistan $0.7500 Tanzania $0.9700 Thailand $0.5200 Togo $1.1600 Tonga Islands $1.6300 Trinidad & Tobago $0.6200 Tunisia $0.8400

Country Rate Turkey $0.4700 Turkmenistan $1.1400 Turks & Caicos Islands $0.5700 Tuvalu $1.9000 Uganda $0.8700 UK $0.1000 Ukraine $0.7300 United Arab Emirates $0.6600 Uruguay $0.6500 Uzbekistan $0.7500 Vanuatu $2.4700 Vatican City $0.2200 Venezuela $0.4300 Vietnam $0.9000 Wallis & Futuna Islands $2.4300 Western Samoa $1.0900 Yemen $1.0200 Yugoslavia $0.8400 Zaire $0.9500 Zambia $0.8400 Zimbabwe $0.8400 Canada $0.1000 Mexico step* 1: $0.1000 steps >1: $0.4200


ONE RATE PLAN III (INTERNATIONAL DISCOUNT PLAN 6)

For a monthly fee of $3.00 customers may elect to have the per minute rates listed below applied to direct dial calls that would otherwise be billed at the Standard Direct Dial rates. These rates do not apply to operator handled calls. Subscribers of certain domestic calling plans may subscribe to this plan for a monthly fee of $2.00. Those plans contain that option in the description of each such plan in the calling plan section of the interstate rates listed on this website. New subscriptions to this plan are no longer accepted. Only existing subscribers may receive service under this plan. Should they change calling plans or cease having Working Assets as their presubscribed carrier and subsequently return, they will not be able to reenroll in this calling plan.

Country Rate Afghanistan $1.77 Albania $1.17 Algeria $0.74 American Samoa $0.40 Andorra $0.51 Angola $1.54 Anguilla $0.62 Antarctica (Casey Base) $1.82 Antarctica (Scott Base) $0.55 Antigua (Barbuda) $0.52 Argentina $0.42 Armenia $0.69 Aruba $0.49 Ascension Island $1.19 Australia $0.17 Australia Ext. $0.88 Austria $0.29 Azerbaijan $0.89 Bahamas $0.37 Bahrain $0.78 Bangladesh $0.96 Barbados $0.58 Belarus $0.55 Belgium $0.29 Belize $0.83 Benin $0.70 Bermuda $0.43 Bhutan $1.92 Bolivia $0.50 Bosnia-Herzegovina $0.84 Botswana $0.89 Brazil $0.27

Country Rate British Virgin Islands $0.50 Brunei $0.91 Bulgaria $0.68 Burkina Faso $1.09 Burma $2.40 Burundi $1.97 Cambodia $2.42 Cameroon $1.04 Cape Verde Islands $0.87 Cayman Islands $0.49 Central African Republic $1.57 Chad Republic $2.57 Chile $0.39 China $0.32 Christmas Island $0.25 Cocos Island $0.25 Colombia $0.37 Comoros $3.72 Congo $1.19 Cook Islands $1.72 Costa Rica $0.35 Croatia $0.58 Cuba $0.98 Cyprus $0.62 Czech $0.63 Denmark $0.29 Diego Garcia $1.54 Djibouti $1.02 Dominica $0.57 Dominican Republic $0.39 East Timor $2.47 Easter Island $0.39 Ecuador $0.42

Country Rate Egypt $0.67 El Salvador $0.42 Equatorial Guinea $2.71 Eritrea $1.32 Estonia $0.71 Ethiopia $1.14 Faeroe Islands $0.57 Falkland Islands $1.26 Fiji Islands $1.09 Finland $0.29 France $0.17 French Antilles (Martinique) $0.70 French Guiana $0.71 French Polynesia $1.40 Gabon Republic $1.22 Gambia $0.71 Georgia $0.81 Germany $0.17 Ghana $0.68 Gibraltar $1.09 Grand Turk TC $0.39 Greece $0.17 Greenland $0.63 Grenada $0.50 Guadeloupe $0.68 Guantanamo $0.64 Guatemala $0.39 Guinea $0.87 Guinea-Bissau $1.72 Guyana $0.87 Haiti $0.80 Honduras $0.45 Hong Kong $0.15 Hungary $0.56 Iceland $0.49

Country Rate India $0.55 Indonesia $0.45 Iran $0.85 Iraq $1.41 Ireland $0.17 Israel $0.17 Italy $0.17 Ivory Coast $1.31 Jamaica $0.60 Japan $0.16 Jordan $1.00 Kazakhstan $0.35 Kenya $0.92 Kiribati $1.28 Korea North $3.35 Korea South $0.15 Kuwait $1.00 Kyrgyzstan $1.18 Laos $2.54 Latvia $0.73 Lebanon $0.85 Lesotho $0.89 Liberia $0.72 Libya $1.02 Liechtenstein $0.29 Lithuania $1.27 Luxembourg $0.29 Macao $0.82 Macedonia $0.62 Madagascar $2.34 Malawi $0.77 Malaysia $0.36 Maldives $1.51 Mali $1.11 Malta $0.77 Marshall Islands $0.79

Country Rate Mauritania $1.05 Mauritius $1.30 Mayotte Island $3.72 Micronesia $0.82 Moldova $1.08 Monaco $0.29 Mongolia $1.77 Montserrat $0.57 Morocco $0.88 Mozambique $1.33 Namibia $0.85 Nauru $1.21 Nepal $1.35 Netherlands $0.25 Netherlands Antilles $0.47 Nevis Island $0.54 New Caledonia $1.51 New Zealand $0.17 Nicaragua $0.50 Niger $0.98 Nigeria $0.74 Niue $1.88 Norfolk Island $1.82 Norway $0.29 Oman $1.12 Pakistan $0.55 Palau $1.35 Panama $0.45 Papua New Guinea $1.11 Paraguay $0.50 Peru $0.42 Philippines $0.27 Poland $0.28 Portugal $0.25

Country Rate Qatar $1.00 Reunion Island $1.07 Romania $0.91 Russia $0.31 Rwanda $1.24 San Marino $1.10 Sao Tome & Principe $1.65 Saudi Arabia $0.70 Senegal $1.58 Seychelles Islands $1.57 Sierra Leone $0.96 Singapore $0.28 Slovakia $0.63 Slovenia $0.61 Solomon Islands $1.25 Somalia $1.71 South Africa $0.53 Spain $0.17 Spanish Sahara $0.74 Sri Lanka $1.13 St. Helena $1.20 St. Kitts $0.54 St. Lucia $0.54 St. Pierre & Miquelon $0.53 St. Vincent $0.61 Sudan $1.44 Suriname $1.30 Swaziland $0.81 Sweden $0.20 Switzerland $0.25 Syria $1.32 Taiwan $0.17 Tajikistan $0.35 Tanzania $0.97 Thailand $0.46

Country Rate Togo $1.16 Tonga Islands $1.63 Trinidad & Tobago $0.62 Tunisia $0.84 Turkey $0.45 Turkmenistan $1.05 Turks & Caicos Islands $0.57 Tuvalu $1.90 Uganda $0.87 UK $0.10 Ukraine $0.37 United Arab Emirates $0.66 Uruguay $0.50 Uzbekistan $0.55

Country Rate Vanuatu $2.47 Vatican City $0.17 Venezuela $0.30 Vietnam $0.79 Wallis & Futuna Islands $2.43 Western Samoa $1.09 Yemen $1.02 Yugoslavia $0.84 Zaire $0.79 Zambia $0.84 Zimbabwe $0.84 Canada $0.07 Mexico steps 1-3* $0.14 steps 4-8 $0.35


Documents

SECTION I CONDITIONS OF RESIDENTIAL SERVICE THE AGREEMENT BY