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SCHEME INFORMATION DOCUMENT

UTI-Long Term Advantage Fund–Series IV(A 10 year Close-ended Equity Linked Savings Scheme)

THIS PRODUCT IS SUITABLE FOR INVESTORS WHO ARE SEEKING*: • Capital appreciation over a period of 10 years• Investmentinequityandequityrelatedinstrumentsofcompaniesalongwithincometaxbenefitu/s80CoftheIncomeTax

Act, 1961

RISKOMETER

*Investorsshouldconsulttheirfinancialadvisersifindoubtaboutwhethertheproductissuitableforthem.

New Fund Offer Opens on : Monday, October 10, 2016 New Fund Offer Closes on : Wednesday, January 18, 2017

Offer of Units of `10/-eachforcashduringtheNewFundOfferRedemptionofUnitsundertheschemeavailableonlyafter3yearsLock-in-Periodfromthedateofallotmentofunits

UTI Mutual FundUTI Asset Management Company Limited

UTI Trustee Company Private LimitedAddress of the Mutual Fund, AMC and Trustee Company:

UTITower,GnBlock,BandraKurlaComplex,Bandra(East),Mumbai–400051.

The particulars of the Scheme have been prepared in accordance with Securities and Exchange Board of India (Mutual Funds) Regulations, 1996, (herein after referred to as SEBI (MF) Regulations) as amended till date, and filed with SEBI, along with a Due Diligence Certificate from the AMC. The units being offered for public subscription have not been approved or recommended by SEBI, nor has SEBI certified the accuracy or adequacy of the Scheme Information Document. TheSchemeInformationDocumentsetsforthconciselytheinformationabouttheschemethataprospectiveinvestoroughttoknowbeforeinvesting.Beforeinvesting,investorsshouldalsoascertainaboutanyfurtherchangestothisSchemeInformationDocument after the date of thisDocument from theMutual Fund /UTIFinancialCentres (UFCs) /Website /Distributors orBrokers.The investors are advised to refer to the Statement of Additional Information (SAI) for details of UTI Mutual Fund, Tax and Legal issues and general information on www.utimf.com.

SAI is incorporated by reference (is legally a part of the Scheme Information Document). For a free copy of the current SAI, please contact your nearest UTI Financial Centre or log on to our website.

The Scheme Information Document should be read in conjunction with the SAI and not in isolation.

ThisSchemeInformationDocumentisdatedSeptember23,2016.

UTI LONG TERMADVANTAGE FUNDSERIES IV

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UTI-Long Term Advantage Fund – Series IV

TABLE OF CONTENTS

Item No. Contents Page No.

HIGHLIGHTS 3

I INTRODUCTION

A RiskFactors 4

B RequirementofminimuminvestorsintheScheme 6

C Definitions 7

D DueDiligencebytheAssetManagementCompany 9

II. INFORMATION ABOUT THE SCHEME

A TypeoftheScheme 10

B WhatistheinvestmentobjectiveoftheScheme? 10

C HowwilltheSchemeallocateitsassets? 10

D WherewilltheSchemeinvest? 12

E WhataretheInvestmentStrategies? 12

F FundamentalAttributes 12

G HowwilltheSchemeBenchmarkitsperformance? 13

H WhomanagestheScheme? 13

I WhataretheInvestmentRestrictions? 13

J HowhastheSchemeperformed? 14

III. UNITS AND OFFER

A NewFundOffer(NFO) 15

B OngoingOfferDetails 21

C PeriodicDisclosures 28

D ComputationofNAV 30

IV. FEES AND EXPENSES

A NewFundOffer(NFO)Expenses 31

B AnnualSchemeRecurringExpenses 31

C LoadStructureforallClassesofInvestors 32

V. RIGHTS OF UNITHOLDERS 33

VI. PENALTIES, PENDING LITIGATION OR PROCEEDINGS, FINDINGS OF INSPECTIONS OR INVESTIGATIONS FOR WHICH ACTION MAY HAVE BEEN TAKEN OR IS IN THE PROCESS OF BEING TAKEN BY ANY REGULATORY AUTHORITY

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HIGHLIGHTSName of the Scheme UTI-LongTermAdvantageFund–SeriesIVType of Scheme A10yearClose-endedEquityLinkedSavingsSchemeInvestment Objective Theinvestmentobjectiveoftheschemeistogeneratecapitalappreciationoveraperiodof

tenyearsby investingpredominantly inequityandequity-related instrumentsofcompaniesalongwithincometaxbenefit.However, there can be no assurance that the investment objective of the Schemewill berealized.

Plans and Options offered The Scheme offers following Plans:RegularPlanandDirectPlanThe Plans offers the following Options:i. GrowthOptionii. DividendOptionwithPayoutOptiononlyIn case no option is indicated in the application form, then the default option will be theGrowthOption.Direct Plan:ThisDirect plan (investmentsnot routed throughadistributor) shall havea lower expenseratio excluding distribution expenses, commission etc. and have a separate NAV. Nocommissionshallbepaid /chargedfromDirectPlan.Thetermsandconditionsof theplanisinaccordancewithSEBIRegulationsIftheinvestordoesnotmentionDirectagainsttheschemenameandtheARNcodeisalsonotprovidedthedefaultallotmentwouldbemadeintheDirectPlan.TheDirectPlanandRegularPlanwillhaveacommonportfolio.How to apply: Investors subscribing under Direct Plan will have to indicate “DirectPlan” against the Scheme name in the application form as for example “UTI-Long TermAdvantageFund-SeriesIVDirectPlan”.Treatment of applications under “Direct” / “Regular” Plans:

ScenarioBroker Code

mentioned by the investor

Plan mentioned by the investor

Default Plan to be captured

1 Notmentioned Notmentioned DirectPlan2 Notmentioned Direct DirectPlan3 Notmentioned Regular DirectPlan4 Mentioned Direct DirectPlan5 Direct NotMentioned DirectPlan6 Direct Regular DirectPlan7 Mentioned Regular Regular8 Mentioned NotMentioned Regular

In cases ofwrong/ invalid/ incompleteARN codesmentioned in the application formunderScenarios 7 or 8 above, the application shall be processed underRegular Plan. UTIAMCshallcontactandobtain thecorrectARNcodewithin30calendardaysof the receiptof theapplicationformfromtheinvestor/distributor.Incase,thecorrectcodeisnotreceivedwithin30 calendar days, the transaction shall be reprocessed underDirect Plan from the date ofapplicationwithoutanyexitload.ForfurtherdetailsonDirectPlan,pleaserefertoSAI.

Liquidity TheSchemewillofferredemption/SwitchoveroneverybusinessdayatNAVbasedpricesaftertheLock-in-Periodofthreeyearsfromthedateofallotment.

Listing Units of the scheme are not listed in anyStockExchange in view of a redemption facilitybeingofferedtoinvestorsafterinitialLock-in-Periodof3yearsfromthedateofallotmentasperELSSguidelines.

Benchmark S&PBSE100IndexTransparency / NAV Disclosure

DeclarationofNAVonadailybasiswithin5businessdaysfromthedateofallotment.

Entry/ Exit Load Entry Load:NotApplicableExit Load:Nil

Minimum Application Amount

Minimum investment is ` 500/- and in multiples of ` 500/- thereafter with no upper limit.However,aspersection80Cof the IncomeTaxAct,1961, the taxbenefitwillbeavailableonlyuptoamaximumamountof` 1,50,000/-(alongwithotherprescribedinvestments).

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I. INTRODUCTION

A. RISK FACTORSStandard Risk Factors1. Investment in Mutual Fund Units involves investment

riskssuchastradingvolumes,settlementrisk, liquidityrisk,defaultriskincludingthepossiblelossofprincipal.

2. As the price / value / interest rates of the securitiesin which the schemes invests fluctuates, the value ofyourinvestmentintheschemesmaygoupordown

3. Past performance of the Sponsors/AMC/Mutual Funddoesnotguaranteefutureperformanceofthescheme.

4. UTI-Long Term Advantage Fund – Series IV is onlythenameof theschemeanddoesnot inanymannerindicate either the quality of the scheme or its futureprospectsand returns.Theremaybe instanceswherenodividenddistributioncouldbemade.

5. Thesponsorsarenotresponsibleorliableforanylossresultingfromtheoperationoftheschemebeyondtheinitial contribution of `10,000/-made by them towardssettinguptheFund.

6. The present scheme is not a guaranteed or assured return scheme.

7. Statements/Observations made in this SchemeInformation Document are subject to the laws of thelandastheyexistatanyrelevantpointoftime.

8. Growth, appreciation, dividend and income, if any,referred to in this Scheme Information Document aresubject to the tax lawsandotherfiscalenactmentsastheyexistfromtimetotime.

9. TheNAVsoftheSchememaybeaffectedbychangesin the general market conditions, factors and forcesaffecting capital market, in particular, level of interestrates, various market related factors and tradingvolumes,settlementperiodsandtransferprocedures.

10. Mutual Funds and securities investments are subjecttomarketrisksandtheNAVsoftheunitsissuedunderthe scheme may go up or down depending on thefactorsandforcesaffectingthecapitalmarkets.

11. Risk Factors Specific to Debt Markets Credit Risk: Bonds /debentures as well as other

money market instruments issued by corporatesrun the risk of down grading by the rating agenciesand even default as the worst case. Securitiesissued by Central/State governments have lesser tozero probability of credit / default risk in view of thesovereignstatusoftheissuer.

Interest-Rate Risk: Bonds/ Government securitieswhich are fixed income securities, run price-risk likeany other fixed income security. Generally, wheninterest rates rise, prices of fixed income securitiesfall andwhen interest rates drop, the prices increase.The level of interest rates is determined by the ratesat which government raises newmoney through RBI,theprice levelsatwhich themarket isalreadydealinginexistingsecurities,rateofinflationetc.Theextentoffall or rise in the prices is a function of the prevailingcoupon rate, number of days tomaturity of a securityand the increase or decrease in the level of interestrates.ThepricesofBonds/Governmentsecuritiesare

also influenced by the liquidity in the financial systemand/ortheopenmarketoperations(OMO)byRBI.

Pressure on exchange rate of the rupee may alsoaffect security prices. Such rise and fall in price ofbonds/government securities in the portfolio of theschemesmay influence theNAVsunder the schemesas andwhen such changes occur. For a close endedScheme, where the maturity of the debt securities inthe portfolio is in line with the maturity period of theScheme, the interest rate riskmaynotbe there, if theinvestmentishelduptomaturity.

Price Risk: As long as the scheme will be invested,their Net Asset Value (NAV) is exposed to marketfluctuations, and their value can go up as well asdown.Theportfolio of fixed-income securities that thescheme invest inwould be exposed to price changeson a day-to-day basis. These price changes mayoccur due to instrument-specific factors as well asgeneralmacroeconomicconditions.Ingeneral,priceoffixed-income securities go upwhen interest rates fall,andviceversa.

Market Risk: The scheme may be subject to pricevolatility due to such factors as interest sensitivity,marketperceptionorthecreditworthinessoftheissuerandgeneralmarketliquidity.

Liquidity Risk: The Indian debt market is suchthat a large percentage of the total traded volumeson particular days might be concentrated in a fewsecurities. Traded volumes for particular securitiesdiffer significantly on a daily basis. Consequently, theschemes might have to incur a significant “impactcost” while transacting large volumes in a particularsecurity. A lower level of liquidity affecting anindividual security (ies) or an entiremarketmay havean adverse bearing on the value of the Scheme’sasset. This may more importantly affect its ability tosell particular securities with minimal impact cost asand when necessary to meet requirement of liquidityor to sell stocks in response to triggers such as aspecific economic/corporate event. Trading volumes,settlement periods and transfer procedures mayrestricttheliquidityofafewoftheinvestments.

Risks relating to duration: Fixed Income securitiesof any issuer that has higher duration could bemorerisky in terms of price movements relative to thosewith lower duration. Thus any impact of interest ratechanges would be higher on securities with higherduration irrespective of the status of the issuer of thesecurity.

Reinvestment Risk: This risk refers to the interestrate levels at which cash flows received fromthe securities in the Scheme are reinvested. Theadditional incomefromreinvestment is the“interestoninterest” component.The risk is that the rateatwhichinterim cash flows can be reinvested may be lowerthanthatoriginallyassumed.

12. Risk Factors specific to Equity Markets Stock Market Volatility: Stock markets are volatile

and can decline significantly in response to adverseissuer, political, regulatory, market, or economicdevelopments. Different parts of themarket can reactdifferently to these developments. The stock-specific

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volatility may also change over a period of time asthe characteristic of the stock undergoes a change intermsofmarketcapcategory.

Equity Price Risk: Stock prices may rise or declinebased on a number of factors. These could be acombination of company-specific and system-specificfactors. Their impact on different types of stocksmayvary. Prices change due to events that impact entirefinancial markets or industries (for example, changesin inflation, consumer demand, supply situation andGDP growth). Company specific factors may includethe likes of success or failure of a new product,mergers, takeovers, earnings announcement andchanges in management, to name a few. Securitiesowned by the Scheme may offer opportunities forgrowthbecauseofhighpotentialearningsgrowth;theymay also involve greater risks than securities that donothavethesamepotential.

Dependency Risk:The schememay invest in stocksand mutual funds and exchange-traded funds linkedto stocks. Equity confers a proportionate share ofthe ownership of a company. Its value will dependon the success of the company’s business, incomepaid to stockholders by way of dividend, the valueof the company’s assets, quality of its corporategovernance practice, its attractiveness relative topeers and general market conditions. The schememayalso invest inconvertiblesecuritiesandwarrants.Convertible securities generally are fixed-incomesecuritiesorpreferenceshares thatmaybeconvertedintocommonstockafteraprescribedperiod

Temporary Investment Risk: If the fund manager isof the view that market or economic conditions maybecome unfavourable for investors in equities, hemay invest a higher proportion of the fund’s assets inshort-termandmedium-termfixed income instrumentsas well as near-cash equivalents. This may be adefensive and temporary strategy. The fund managermay also adopt such a strategy while zeroing in onappropriate investment opportunities or to maintainliquidity.At times,such investmentsmay lead to lowerreturns. In these circumstances, the Schememay beunabletoachieveitsinvestmentgoal.

Non-diversification Risk: The scheme may pursueonly a limited degree of diversification. It may investa greater proportion of assets in the securities ofone issuer (within the limit permitted by regulation)as compared to a diversified fund. This could haveimplications for the performance of the scheme.The Scheme may be more sensitive to economic,business,politicalorotherchangesand thismay leadto sizeable fluctuation in the Net Asset Value of theScheme.

Asset-Class Risk: Stocks have historically outpacedother asset classes such as gold, fixed deposits andbonds, to name a few, over the long term in India.Individual stocks prices may, however, tend to rise anddeclineinadramaticmanner.Suchpricemovementmaybe due to company-specific aspects or factors such asinflation, interest rates and growth rates that affect thesecurities market in entirety. A slowdown in growth ora partial or full-blown recession may have a negativeimpactonpricesofmoststocksownedbytheScheme.

13. Money Market Securities are subject to the risk ofan issuer’s inability to meet interest and principalpayments on its obligations andmarket perception ofthecreditworthinessoftheissuer.

14. Theaggregate valueof “illiquid securities” of scheme,which are defined by SEBI as non traded, thinlytraded and unlisted equity shares, shall not exceed15%of the totalassetsof theschemeandany illiquidsecuritiesheldabove15%of the totalassetsshall beassignedzerovalue.Theproposedaggregateholdingof assets considered “illiquid”, could be more than10%of the value of the net assets of the scheme. Innormalcourseofbusiness, theschemewouldbeableto make payment of redemption proceeds within 10businessdays,astheywouldhavesufficientexposureto liquid assets. In case of the need for exiting fromsuch illiquid instruments in a short period of time, theNAVoftheschemecouldbeimpactedadversely.

15. In the event of receipt of inordinately large numberof redemption requests or a restructuring of theSchemes’ portfolio, there may be delays in theredemptionofunits.

16. Risk factors & Risk Mitigation under the schemea) The performance of the Scheme may be

affected by changes in Government policies,general levels of interest rates and riskassociated with trading volumes, liquidity andsettlementsystemsinequityanddebtmarkets.

b) Investors may note that AMC/Fund Manager’sinvestment decisions may not always beprofitable,eventhoughit isintendedtogeneratecapital appreciation and maximize the returnsby actively investing in equity/ equity relatedsecurities.

c) Thevalueof theScheme’s investments,maybeaffected generally by factors affecting securitiesmarkets, such as price and volume volatility inthe capital markets, interest rates, currencyexchange rates, changes in policies of theGovernment, taxation laws or policies of anyappropriate authority and other political andeconomic developments and closure of stockexchangeswhichmayhaveanadverse bearingon individual securities, a specific sector or allsectors including equity and debt markets.Consequently, the NAV of the Units of theSchememayfluctuateandcangoupordown.

d) Tradingvolumes,settlementperiodsandtransferprocedures may restrict the liquidity of theequity and equity related investments made bythe Scheme which could cause the scheme tomiss certain investment opportunities. Differentsegments of the Indian financial markets havedifferent settlement periods and such periodsmay be extended significantly by unforeseencircumstances leading to delays in receipt ofproceeds from sale of securities. The inabilityof the Scheme to make intended securitiespurchases due to settlement problems couldalso cause the Scheme to miss certaininvestmentopportunities.By thesame rationale,

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the inability tosellsecuritiesheld inaScheme’sportfoliodueto theabsenceofawelldevelopedand liquid secondary market for debt securitieswould result, at times, in potential losses to theScheme, in caseofasubsequentdecline in thevalueofsecuritiesheldinaScheme’sportfolio.

e) Securities, which are not quoted on the stockexchanges, are inherently illiquid in natureand carry a larger amount of liquidity risk, incomparison to securities that are listed onthe exchanges or offer other exit options tothe investor, including a put option. Within theregulatory limits, theAMCmaychoose to investin unlisted securities that offer attractive yields.This may however increase the risk of theportfolio.

f) The schemes intend to deploy funds in moneymarket instruments to maintain liquidity. To theextent that some assets/funds are deployed inmoneymarket instruments, the schemeswill besubject to credit risk as well as settlement risk,whichmightaffecttheliquidityoftheschemes.

g) As redemption is allowed only after a Lock-in-Period of three years, the investor will notbe able to take advantage of the opportunemoments,ifany,duringtheLock-in-Period.

h) Risk associated with close ended equity schemes

A close ended Scheme comes to the end atthe scheduled maturity of the Scheme or aftera specified Lock-in-Period (namely 3yrs in thisscheme). On the scheduled maturity date, allunits are redeemed at the NAV on thematuritydate. This redemption is done by liquidatingthe investments irrespective of their levels.Therefore there is risk associated with closeendedschemewhere fundmanagermight haveto liquidate the investments at unfavourablelevels.

Risk Mitigation Measures: As the said scheme is a close ended Scheme

investing in a diversified portfolio the risk factorsmentionedabovewillbeminimal.

Interest Rate Risk / Reinvestment Risk: TheScheme would manage the interest rate risk &reinvestment riskbyadequatelymatching thedurationofassetsinlinewiththedurationoftheScheme.

Credit Risk: Scheme would predominantly invest inhighlyratedsecuritieswherethere isan internalcreditcomfort which would reduce the probability of creditrisk.

Portfolio Quality Risk: A pre approved universe ofstocks / issuers based on fundamental research ismaintained to which helps to mitigate the risk of apoorportfolioquality.

Concentration Risk: The Scheme would havemodest presence of issuers with reasonable limits todiversify the portfolio which would mitigate the creditconcentration risk as well as sector /stock specificconcentrationrisk.

Liquidity Risk: Periodical review of the liquidityposition of each scrip (Market capitalization, averagevolume in the market vis. a vis. Portfolio Holding) tominimizeliquidityrisk.

Portfolio Risk: By monitoring the return deviationand adequately managing all the above risks namelyinterest rate risk, reinvestment risk & credit cumconcentration risk the Scheme would mitigate theoverall portfolio risk. Diversification of portfolio willalso help to minimize interest rate risk, liquidity risk,portfolio quality risk and overall risks associated withtheportfolio.

Investments in Equity and equity related instruments,carry various risks such as inability to sell securities,trading volumes and settlement periods, marketrisk, liquidity risk, default risk, reinvestment risk etc.Whilst such risks cannot be eliminated, they maybe mitigated by diversification and investing in wellresearched stocks/equity instruments. In order tomitigate the various risks, the portfolio of theSchemewill be constructed in accordancewith the investmentrestriction specified under the Regulations whichwould help in mitigating certain risks relating toinvestments in securities market. The diversificationof the portfolio into instruments which are wellresearchedbya robust research teamunderastronginternal process would be instrumental in mitigatingtherisksassociated.

Further, the AMC has necessary framework in placefor risk mitigation at an enterprise level. The RiskManagement division is an independent divisionwithin the organization. Internal limits are definedand judiciously monitored. Risk indicators on variousparameters are computed and are monitored on aregular basis. There is a Board level Committee, theRisk Management Committee of the Board, whichenables a dedicated focus on risk factors and therelevantriskmitigates.

B. REQUIREMENT OF MINIMUM INVESTORS IN THE SCHEME

The Schemes shall have a minimum of 20 investorsand no single investor shall account for more than25% of the corpus of the Scheme. These conditionswillbecompliedwithimmediatelyafterthecloseoftheNFOitself i.e.at thetimeofallotment. Incaseofnon-fulfillmentwith the condition ofminimum20 investors,the Scheme shall be wound up in accordance withRegulation 39 (2) (c) of SEBI (MF) Regulationsautomatically without any reference from SEBI. Incase of non-fulfillment with the condition of 25%holding by a single investor on the date of allotment,the application to the extent of exposure in excess ofthestipulated25% limitwouldbe liable tobe rejectedandtheallotmentwouldbeeffectiveonlytotheextentof 25% of the corpus collected. Consequently, suchexposure over 25% limits will lead to refund within 5businessdaysof thedateofclosureof theNewFundOffer.

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C. DEFINITIONSIntheschemeunlessthecontextotherwiserequires:

1. “Acceptance date” or “date of acceptance” withreference to an application made by an applicant totheUTIAssetManagementCompany Ltd. (UTIAMC)for purchase or redemption/changeover/switchoverof units means the day on which the UTI FinancialCentres (UFCs) / Registrar or the official point ofacceptance as per the list attached with this SchemeInformation Document after being satisfied that suchapplication is complete in all respects, accepts thesame.

2. “AccountingYear” ofUTIMutual Fund is fromApril toMarch.

3. “Act” means the Securities and Exchange Board ofIndiaAct,1992,(15of1992)asamendedfromtimetotime.

4. “Applicant” means an investor who is eligible toparticipate in theschemeandwho isnotaminorandshall include the alternate applicant mentioned in theapplicationform.

5. Alternate applicant” in case of a minor means theparent/step-parent/court guardian who has made theapplicationonbehalfoftheminor

6. “AMFI”meansAssociationofMutualFundsinIndia.7. “Asset Management Company/UTI AMC/AMC/

Investment Manager” means the UTI AssetManagement Company Limited incorporated undertheCompaniesAct,1956(1of1956)[replacedbyTheCompaniesAct, 2013 (No.18 of 2013)] and approvedas such by Securities and Exchange Board of India(SEBI) under sub-regulation (2) of Regulation 21 toactastheInvestmentManager to theschemesofUTIMutualFund.

8. “BodyCorporate”or“Corporation” includesacompanyincorporated outside India but does not include (a) acorporation sole, (b) a co-operative society registeredunder any law relating to co-operative societies and(c) any other body corporate (not being a companyas defined under Companies Act, 1956 [replaced byTheCompaniesAct, 2013 (No.18 of 2013)]which theCentralGovernmentmay,bynotification in theOfficialGazette,specifyinthisbehalf.

9. “Book Closure” is a period when the register of unitholders is closed for all transactions viz. Purchases,redemptions, changeover, switchover etc. Such BookClosureperiodwillnotexceed15daysinayear.

10. “Business Day” means a day other than (i) SaturdayandSunday or (ii) a day onwhich the principal stockexchange with reference to which the valuation ofsecurities under a scheme is done is closed, or theReserveBankof Indiaorbanks inMumbaiareclosedfor business, or (iii) a day on which the UTI AMCofficesinMumbairemainclosedor(iv)adayonwhichpurchase and redemption/changeover/switchover ofunitissuspendedbytheTrusteeor(v)adayonwhichnormalbusinesscouldnotbetransactedduetostorm,floods, bandhs, strikes or such other events as theAMCmayspecifyfromtimetotime.

TheAMC reserves the right to declare any day as aBusinessdayorotherwiseatanyorallOfficialPointsofAcceptance.

11. “CDSL”meansCentralDepositoryServices(India)Ltd.12. “ClosedEndedScheme”or“scheme”meansUTI-Long

TermAdvantageFund-Series IV forwhich theperiodofmaturityisspecified.

13. “Custodian” means a person who has been granteda certificateof registration to carryon thebusinessofcustodian under the Securities and Exchange Boardof India (Custodian of Securities) Regulations, 1996,and who may be appointed for rendering custodianservices for the Scheme in accordance with theRegulations.

14. “Depository” means a body corporate as definedin Depositories Act, 1996 (22 of 1996) and includesNational Securities Depository Ltd. (NSDL) andCentralDepositoryServicesLtd.(CDSL).

15. “Distributablesurplus”means theGains thathasbeenrealised on a marked to market basis and is carriedforward to the balance sheet at market value, arisingout of appreciation on investments which is readilyavailablefordistributiontotheunitholdersasIncome.

16. “Dividend”IncomedistributedbythePlanontheUnits.17. “Eligible Trust” means - (i) a trust created by or in

pursuance of the provisions of any law which is forthe timebeing in force inanyState,or (ii)a trust, thepropertiesofwhicharevestedinatreasurerundertheCharitable EndowmentsAct 1890 (Act 6 of 1890), or(iii)areligiousorcharitabletrustwhichisadministeredor controlledor supervisedbyor under theprovisionsofanylaw,whichisforthetimebeinginforcerelatingto religious or charitable trusts or, (iv) any other trust,beingan irrevocable trust,whichhasbeencreated forthe purpose of or in connection with the endowmentof any property or properties for the benefit or use ofthepublicoranysectionthereof,or(v)atrustcreatedby a will which is valid and has become effective, or(vi) any other trust, being an irrevocable trust, whichhas been created by an instrument in writing andincludes ‘depository’within themeaning ofClause (e)of Subsection (1) of Section 2 of TheDepositoryAct,1996.

18. “Firm”, “partner” and “partnership” have themeaningsassigned to them in the Indian PartnershipAct, 1932(9 of 1932), but the expression “partner” shall alsoinclude any person who being aminor is admitted tothebenefitsofthepartnership.

19. “Fund Manager” means the manager appointed forthe day-to-daymanagement and administration of thescheme.

20. “Investment Management Agreement or IMA” meansthe Investment Management Agreement (IMA) datedDecember 9, 2002, executed between UTI TrusteeCompanyPrivateLimitedandUTIAssetManagementCompanyLimited.

21. “Investor Service Centre” such offices as aredesignatedasISCbytheAMCfromtimetotime.

22. “Load”isachargethatmaybeleviedasapercentageofNAVatthetimeofexitingfromtheScheme.

23. “Lock-in-Period shall be a period of 3 years from thedate of allotment of units under the scheme duringwhichperiod theapplicantwill be required tohold theunitsandnottenderthemforredemption.

24. “Market” means any recognized Stock Exchange(s)includingtheBSELtd.&NSELtd.;

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25. “Maturity Date / Final Redemption Date” TheMaturityDate / Final Redemption Date(s) is the date (or theimmediately following Business Day, if that date isnot a Business Day) on which the Outstanding Unitsunder the Scheme will be compulsorily and withoutany further act by the Unitholder(s) redeemed at theApplicableNAV.

26. “Mutual Fund” or “Fund” or “UTIMF” means UTIMutual Fund, a Trust under the Indian Trust Act,1882 registered with SEBI under registration numberMF/048/03/01datedJanuary14,2003.

27. “NAV” means Net Asset Value per unit of theScheme and the Plans / Options therein, calculatedin the manner provided in this Scheme InformationDocument and in conformity with the SEBIRegulationsasprescribedfromtimetotime.

28. “New Fund Offer or NFO or New Fund Offer Period”meansofferoftheunitsoftheUTI-LongTerm

Advantage Fund - Series IV during the New FundOfferPeriod.

29. NewFundOffer Period of theScheme”Offer of unitsof the Scheme during the New Fund Offer Period oftheSchemeandasdeterminedbytheAMC.

The AMC / Trustees reserve the right to extendthe closing date of the New Fund Offer period.Similarly the AMC/Trustee may close the New FundOffer earlier by giving one day’s notice in one dailynewspaper.

30. “Non-Resident Indian (NRI)” shall have the meaningas defined under Foreign Exchange Management(Deposit) Regulations, 2000 (FEMA Regulation 2000)framed by Reserve Bank of India under ForeignExchange Management Act, 1999 (42 of 1999). Asper FEMA Regulation 2000, “Non-Resident Indian(NRI)”meansapersonresidentoutsideIndiawhoisacitizenofIndiaorisapersonofIndianorigin.Apersonshall be deemed to be a “person of Indian origin” ifhe is a citizen of any country other than Bangladeshor Pakistan and if (a) he at any time held Indianpassport; or (b) he or either of his parents or any ofhis grand-parents was a citizen of India by virtue ofthe Constitution of India or the Citizenship Act, 1955(57 of 1955); or (c) the person is a spouse of anIndiancitizenorapersonreferred to insub-clause(a)or(b)herein.

31. “NSDL”meanstheNationalSecuritiesDepositoryLtd.32. “Number of units deemed to be in issue” means the

aggregate of the number of units issued and stillremainingoutstanding.

33. “Official points of acceptance” UTI Financial Centres(UFCs), Offices of the Registrars of the Schemesand any other authorised centre as may be notifiedby UTI AMC from time to time are the official pointsof acceptance of purchase/changeover/switchoverapplications of the schemes. The cut off time asmentioned in this Scheme Information Document willbe applicable at these official points of acceptance.ThelistofofficialpointsofacceptanceisattachedwiththisSchemeInformationDocument.

For purchase / changeover / switchover of unitsapplications received at any authorized collectioncentre,whichisnotanofficialpointofacceptance,thecut off time at the official point of acceptance alone,willbeapplicablefordeterminationofNAV.

34. “RBI” means the Reserve Bank of India, constitutedundertheReserveBankofIndiaAct,1934.

35. “Record Date” means the date announced by theScheme for any benefits like dividends, bonus etc.ThepersonholdingtheunitsaspertherecordsofUTIAMC/Registrars, on the record date are eligible forsuchbenefits.

36. “Registrar” means a person whose services may beretainedbyUTIAMCtoactastheRegistrarundertheschemes,fromtimetotime.

37. “Regulations” or “SEBI Regulations” mean the SEBI(Mutual Funds) Regulations, 1996 as amended or re-enactedfromtimetotime.

38. “Scheme InformationDocument” thisdocument issuedby UTI Mutual Fund offering units of the schemecoveredunderthisdocumentforsubscription;

39. “Scheme”means theUTI-LongTermAdvantageFund–SeriesIV.

40. “SEBI” means the Securities and Exchange Board ofIndiasetupundertheSecuritiesandExchangeBoardofIndiaAct,1992(15of1992).

41. “SENSEX” is the Index complied, calculated,maintained and published by The Stock Exchange,Mumbai(BSE).

42. “Society” means a society established under theSocietiesRegistrationActof1860(21of1860)oranyother society established under any State or Centrallawforthetimebeinginforce.

43. “SpecifiedMaturity Date” is the date of completion oftheSchemeperiodfromthedateofallotment;

44. “Sponsors” are Bank of Baroda, Life InsuranceCorporationof India,PunjabNationalBank,andStateBankofIndia;

45. “Switch” Redemption of Units in one Scheme(includingPlans/Optionstherein)againstpurchaseofUnits in any scheme (includingPlan /Option therein),afterinitialLock-in-Period/onmaturity.

46. “Time” all time referred to in the Scheme InformationDocumentstandsforIndianStandardTime.

47. “TrustDeed”meanstheTrustDeeddatedDecember9,2002ofUTIMutualFund;

48. “Trustee”meansUTITrusteeCompanyPrivateLimiteda company set up under the Companies Act, 1956replacedbyTheCompaniesAct,2013(No.18of2013)and approved by SEBI to act as the Trustee to theschemesofUTIMutualFund.

49. “Unit” means the interest of the unitholders in ascheme,which consistsof eachunit representingoneundividedshareintheassetsofascheme.

50. “Unit Capital” means the aggregate of the face valueof units issuedunder the schemeandoutstanding forthetimebeing.

51. “Unitholder” means a person holding units in theschemeoftheMutualFund.

52. “UTI-Long Term Advantage Fund” or “Series - IV”means“UTI-LongTermAdvantageFund-SeriesIV”.

53. In this Scheme Information Document, unless thecontext otherwise requires, (i) the singular includestheplural and vice versa, (ii) reference to anygenderincludesa reference toall other genders, (iii) headingand bold typeface are only for convenience and shallbeignoredforthepurposesofinterpretation.

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D. DUE DILIGENCE BY THE ASSET MANAGEMENT COMPANY

Due Diligence Certificate submitted to SEBI for

UTI-Long Term Advantage Fund – Series IV Itisconfirmedthat:

i. the draft Scheme Information Document forwarded to SEBI is in accordance with the SEBI (Mutual Funds)Regulations,1996andtheguidelinesanddirectivesissuedbySEBIfromtimetotime.

II. all legal requirements connected with the launching of the scheme as also the guidelines, instructions, etc.issuedbytheGovernmentandanyothercompetentauthorityinthisbehalf,havebeendulycompliedwith;

III. thedisclosuresmadeintheSchemeInformationDocumentaretrue,fairandadequatetoenabletheinvestorstomakeawellinformeddecisionregardinginvestmentinthescheme.

IV. all the intermediariesnamed in theScheme InformationDocument andStatement ofAdditional InformationareregisteredwithSEBIandtheirregistrationisvalid,asondate.

Sd/-Date : 18/05/2016 Vivek MaheshwariPlace : Mumbai ComplianceOfficer

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II. INFORMATION ABOUT THE SCHEME

A. TYPE OF THE SCHEME

UTI-LongTermAdvantageFund–SeriesIVisaclose-endedequitylinkedsavingsscheme.

B. WHAT IS THE INVESTMENT OBJECTIVE OF THE SCHEME?

The investmentobjectiveof thescheme is togeneratecapital appreciation over a period of ten years byinvesting predominantly in equity and equity-relatedinstrumentsofcompaniesalongwithincometaxbenefit.However,therecanbenoassurancethattheinvestmentobjectiveoftheSchemewillberealized.

C. HOW WILL THE SCHEME ALLOCATE ITS ASSETS?

1. Asset Allocation pattern:Instruments Indicative

Allocation(% of total

assets)

Risk Profile

Mini-mum

Maxi-mum

Equities, cumulativeconvertible preferenceshares and fully con-vertibledebenturesandbondsofcompanies

80% 100%

High

Money Market Instru-ments* 0% 20% Lowto

Medium

* The scheme will invest in Money Market instrumenthavingresidualmaturityupto91days

TheschemeshallnotinvestinDerivatives. TheSchemeshallnotinvestinSecuritizedDebt. TheSchemeshallnotinvestinrepoincorporatedebt. The Scheme shall not invest in ADR/GDR/Foreign

securities. TheSchemeshallnotengageinstocklending. TheSchemeshallnotengageinshortselling. Sectors in which the Scheme shall not invest:The

scheme will not invest in the securities issued by thecompaniesintheAviation,Gems&JewelleryandRealEstateSectors.

Investmentinequitieswouldbethroughprimaryaswellassecondarymarket.

Performance will depend on the Asset ManagementCompany’s ability to assess accurately and react tochangingmarketconditions.

The above investment pattern is indicative and maychangedby theFundManager forashort termperiodon defensive considerations, keeping in view marketconditions,market opportunities, applicableSEBI (MF)Regulations 1996, legislative amendments and otherpolitical and economic factors, the intention beingat all times to seek to protect the interests of theUnitHolders.Rebalancingoftheportfoliowillbedonewhentheassetallocationfallsoutsidetherangegivenabove.Iftheexposurefallsoutsidetheabovementionedassetallocationpattern,itwillberestorewithin30days.Ifthefundmanager for any reason is not able to rebalancethe asset allocation within 30 days, the matter wouldescalatedtoInvestmentCommitteeforfurtherdirection.

The Investment Committee shall record the reasonin writing leading the reason for falling the exposureoutside the asset allocation and the Committee shallreviewandasconsidernecessarymayfurtherdirectthemannerforrebalancingthesamewithintherangeoftheassetallocationasmentionedabove.Thefundsraisedundertheschemeshallbeinvestedonlyintransferablesecurities as per Regulation 44(1), Schedule 7 of theSEBI(MutualFunds)Regulations,1996.

Therecanbenoassurancethattheinvestmentobjectiveoftheschemewillberealized.

According to Equity Linked Savings Scheme, 2005NotificationNo.226/2005datedNovember03,2005;theinvestmentofEquityLinkedSavingsFundsshallbeasunder:

(i) The funds collected under the scheme shall beinvestedinequities,cumulativepreferencesharesand fully convertible debentures and bonds ofcompanies.Investmentmayalsobemadeinissuesof partly convertible debentures/bonds includingthoseissuedonrightsbasissubjecttotheconditionthat,asfaraspossible,thenonconvertibleportionofthedebenturessoacquiredorsubscribedshallbe disinvested within a period of twelve monthsfromtheiracquisition.

(ii) Theschemeshallensurethatfundsoftheschemeremain invested to the extent of atleast 80%in securities specified in clause (i) above. TheScheme shall strive to invest their funds in themannerstatedabovewithinaperiodofsixmonthsfromthedateofclosureoftheNewFundOffer.InexceptionalcircumstancesthismaybedispensedwithbytheFund,inordertoprotecttheinterestsoftheinvestors.

(iii) Pendinginvestmentoffundsintheaboverequiredmanner, the Mutual Fund may invest the fundsin short-termmoneymarket instruments or otherliquidinstrumentsorboth.Afterthreeyearsofthedate of allotment of the units, the scheme mayholduptotwentypercentofitsnetassetsinshort-termmoney market instruments and other liquidinstrumentstoenablethemtoredeeminvestmentof those unit holders who would seek to tenderthe units for repurchase. Pending investment offundsintheaboverequiredmanner,thefundsmaybe invested in short term deposits of scheduledcommercialbanks.

2. Debt and Money market in India

(i) Debt Instrument Characteristics:

ADebtInstrumentisbasicallyanobligationwhichthe borrower has to service periodically andgenerallyhasthefollowingfeatures:

FaceValue : Statedvalueofthepaper/ PrincipalAmount

Coupon : Zero;fixedorfloating Frequency : Semi-annual;annual,sometimes

quarterly Maturity : Bullet,staggered Redemption : FV;premiumordiscount Options : Call/Put IssuePrice : Par(FV)orpremiumordiscount

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Adebtinstrumentcomprisesofauniqueseriesofcashflowsforeachpaper,termsofwhicharedecidedatthetimeofissue.Discountingthesecashflowstothepresentvalueatvariousapplicablediscountrates(marketrates)providesthemarketprice.

(ii) Debt Market Structure:

TheIndianDebtmarketcomprisesoftheMoneyMarketandtheLongTermDebtMarket.

Money market instruments haveatenoroflessthanoneyearwhiledebtmarketinstrumentstypicallyhaveatenorofmorethanoneyear.

Money market instruments areCommercialPapers (CPs),CertificatesofDeposit (CDs),Treasurybills (T-bills),Repos, Inter-bankCallmoney deposit, CBLOs etc.They aremostly discounted instruments that are issued at adiscounttofacevalue.

Long Term Debt market inIndiacomprisesmainlyoftwosegmentsviz.,theGovernmentsecuritiesmarketandthecorporatesecuritiesmarket.

Government securities includes central, state and local issues.Themain instruments in thismarket areDatedsecurities(FixedorFloating)andTreasurybills(DiscountedPapers)TheCentralGovernmentsecuritiesaregenerallyissuedthroughauctionsonthebasisof‘Uniformprice’methodor‘Multipleprice’methodwhileStateGovt.arethroughon-tapsales.

Corporate debt segmentontheotherhandincludesbonds/debenturesissuedbyprivatecorporates,publicsectorunits(PSUs)anddevelopmentfinancialinstitutions(DFIs).Thedebenturesareratedbyaratingagencyandbasedon the feedback fromthemarket, the issue ispricedaccordingly.Thebonds issuedmaybefixedorfloating.Thefloatingratedebtmarkethasemergedasanactivemarketintherisinginterestratescenario.BenchmarksrangefromOvernightratesorTreasurybenchmarks.

(iii) Regulators: TheRBIoperatesbothasthemonetaryauthorityandthedebtmanagertothegovernment.Initsroleasamonetaryauthority,theRBIparticipatesinthemarketthroughopen-marketoperationsaswellasthroughLiquidityAdjustmentfacility(LAF)toregulatethemoneysupply.Italsoregulatesthebankrateandreporate,andusestheseratesas indirect tools for itsmonetarypolicy.TheRBIas thedebtmanager issues thesecuritiesat thecheapestpossiblerate.TheSEBIregulatesthedebtinstrumentslistedonthestockexchanges.

(iv) Market Participants:

Giventhelargesizeofthetrades,thedebtmarkethasremainedpredominantlyawholesalemarket.

Primary Dealers Primarydealers(PDs)actasunderwritersintheprimarymarket,andasmarketmakersinthesecondarymarket.

Brokers Brokersbringtogethercounterpartiesandnegotiatetermsofthetrade. Investors Banks, InsuranceCompanies,Mutual Funds are important players in the debtmarket.Other players areTrusts,

Providentandpensionfunds.

(v) Types of Security Issuances and Eligible Investors:Issuer Instruments Yields

(as on 06.09.2016)Maturity Investors

Central Government

DatedSecurities

6.82%-7.25% 1-30years Banks,InsuranceCo,PFs,MFs,PDs,Individuals,FPI

Central Government

T-Bills 6.67%-6.56% 364/91days Banks,InsuranceCo,PFs,MFs,PDs,Individuals,FPI

StateGovernment

DatedSecurities

7.50%-7.55% 10 years Banks,InsuranceCo,PFs,MFs,PDs,Individuals

PSUsCorporates

Bonds 7.40%-7.63% 5-10years Banks,InsuranceCo,PFs,MFs,PDs,Individuals,FPI

Corporates(AAArated)

Bonds 7.36%-7.65% 1-10years Banks,MFs,Corporates,Individuals,FPI

Corporates CommercialPapers

6.60%-7.20% 15daysto1yr Banks, MFs, Fin Inst, Corporates,Individuals,FPIs

Banks CertificatesofDeposit

6.50%-7.70% 15daysto1yr Banks,InsuranceCo,PFs,MFs,PDs,Individuals

Banks Bonds 7.90%-8.20% 10-15years Banks, Companies, MFs, PDs,Individuals

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(vi) Trading Mechanism Government Securities and Money Market

Instruments

Currently, G-Sec trades are predominantlyrouted thoughNDS-OMwhich isascreenbasedanonymousordermatchingsystemsforsecondarymarkettradinginGovernmentSecuritiesownedbyRBI. Corporate Debt is basically a phone drivenmarket where deals are concluded verbally overrecorded lines.The reportingof trade isdoneontheNSEWholesaleDebtMarketsegment.

D. WHERE WILL THE SCHEME INVEST?

The corpus of the Scheme can be invested in any (but not exclusively) of the following instruments.

• Equity and Equity related instruments includingcumulativepreferencesharesandfullyconvertibledebenturesandbondsof companies. Investmentmayalsobemade in issuesofpartly convertibledebentures/bonds including those issued onrights basis subject to the condition that, as faras possible, the nonconvertible portion of thedebentures so acquired or subscribed shall bedisinvestedwithinaperiodoftwelvemonthsfromtheiracquisition.

• Moneymarket instruments aspermittedbySEBIandorRBI(includingCPs,CDsandCBLOs).

• Any other instruments as may be permitted byELSSguidelinesfromtimetotime.

E. WHAT ARE THE INVESTMENT STRATEGIES?

The scheme aims to provide long term capital growthby investing inawelldiversifiedportfolioofequityandequityrelatedsecurities.Theportfoliomanagerproposesto invest in equity and equity related instruments ofcompanieswithgreateremphasisonindividualcompanymetrics driven by in-depth research techniques andemployingthefullpotentialoftheresearchteamattheAMC.Theoverlying investmentphilosophywouldbeacombinationoftopdownandbottomupapproachwhereintheobjectiveistoidentifyandinvestincompaniesthatexhibitstrongandsustainablegrowthandarevaluedatpriceswhichareatadiscountorinshortdonotreflectthegrowthpotential.Themicrocriterionistoidentifythecompany/stock based on the combination of businessfundamentals, growth prospects, industry scenario,sustainable cash flows andmanagement competence.Theportfoliomanageratalltimeswillendeavortobuildanoptimallydiversifiedportfoliotomitigateliquidityandconcentrationrisks.

The fund will also look at stocks that are trading atattractivevaluationsinrelationtoearningsorbookvalueorcurrentand/orfuturedividendsandareavailableataprice,whichcanbetermedasarelativelyundervalued.The quantitative factors/models for the identificationof stocks would include Price to Earnings ratio, Priceto Book, Earnings Growth, and Discounted CashFlow (DCF) model, Return on Equity (RoE), RelativeValuations and Implied Growth amongst others.Apartfrom the quantitative factors/models to substantiatethe financial inputs for stock selection would includequalitativemeasuressuchas,returnratios, leverage&earnings quality, management quality amongst others.Also,dependentonthemarketconditionsandwithinthe

overallinvestmentobjective,thefundwouldwithoutanycapitalizationbiasinvestineithergrowthorvaluestocksorboth.

Portfolio Turnover Policy:

PortfolioTurnoverisdefinedastheleastofpurchaseorsalesasapercentageofaveragesizeofafundduringany specified period of time.As sales and purchasesof securities can bemade on daily basis, it would bedifficult to estimate with reasonable level of accuracythelikelyturnoverinportfolios.Therecouldbeinstancesof churning of portfolio to take advantage of tradingopportunityexistinginthemarket.Butitwouldbedifficultto set the target for the portfolio turnover as it wouldbea functionofpurchases,generalmarketconditions,tradingopportunities,creationofliquiditytomeetincomedistributionetc.Theportfolio turnovershallbetargetedso as to have returnmaximization for the unitholders.At the same time, expenses such as brokerage andtransactioncostshallbekeptatlowlevelsothatitdoesnotaffecttheearningsofthePlan.

F. FUNDAMENTAL ATTRIBUTES

Following are the Fundamental Attributes of theschemes, in termsofRegulation18 (15A)of theSEBI(MF)Regulations:

(i) Type of a scheme

UTI-LongTermAdvantageFund–Series IV is aclose-endedequitylinkedsavingsscheme.

(ii) Investment Objective

Main Objective –asgiveninClauseIIB

Investment pattern - As given in Clause II C(1) while retaining the option to alter the assetallocationforashorttermperiodi.e.notexceeding30daysondefensiveconsiderations.

(iii) Terms of Issue

Sale of Units: Units would be offered forsubscriptionduringtheNewFundOfferonly.

Liquidity: The Scheme will offer redemption /SwitchoveroneverybusinessdayatNAVbasedpricesaftertheLock-in-Periodofthreeyearsfromthedateofallotment.

Aggregate Fees and Expenses: Would berestrictedtotheceilingsofrecurringexpensesstatedin Regulation 52(6) of the SEBI (Mutual Funds)Regulation.The feeandexpensesproposed tobechargedbytheschemeisdetailed inSectionFeesandExpenses[asgiveninclauseIV(A)(a)&(b)].

(iv) Any safety net of guarantee provided: UTI-Long Term Advantage Fund – Series IV is not a guaranteed or assured return scheme.

InaccordancewithRegulation18(15A)oftheSEBI(MF)Regulations, theTrustees shall ensure thatno change in the fundamental attributes of theSchemesandtheOptionsthereunderorthetrustorfeeandexpensespayableoranyotherchangewhichwouldmodifytheScheme(s)andtheOptionsthereunderandaffecttheinterestsofUnitholdersiscarriedoutunless:

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1) AwrittencommunicationabouttheproposedchangeissenttoeachUnitholderandanadvertisementisgiveninoneEnglishdailynewspaperhavingnationwidecirculationaswellas inanewspaperpublished inthe languageof theregionwheretheHeadOfficeoftheMutualFundissituated;and

2) TheUnitholdersaregivenanoptionforaperiodof30daystoexitattheprevailingNetAssetValuewithoutanyexitload.

G. HOW WILL THE SCHEME BENCHMARK ITS PERFORMANCE?

S&PBSE100Indexisthebenchmark.

TheBenchmarkhasbeenchosenonthebasisoftheinvestmentpattern/objectiveoftheschemeandthecompositionandweightedaveragematurityoftheindex.

UTIAMCreservestherighttochangethebenchmarkinfutureifabenchmarkbettersuitedtotheinvestmentobjectiveoftheschemeisavailable.

H. WHO MANAGES THE SCHEME?

ShriLalitNambiaristhefundmanagerforthescheme.Age

(in yrs)Qualifications Experience Other Schemes Managed

45 B.Com,MMS,CFA

He has been with UTI AMC since December,2006.HetookupportfolioresponsibilitiesinJuly,2007. In addition tomanagingequity portfolios,healsoleadstheequityresearchinthecapacityof Head (Research). He began his career inJune1994,withIITInvesTrustLimitedasSeniorManager in Research Department. He thenjoined UTI Securities Limited in October, 1999andcontinued till June,2004asSeniorAnalystinResearchDepartment.He joinedSBICapitalMarkets Ltd. as AVP in Research DepartmentfromJanuary,2004toDecember,2006.

UTI-Banking Sector Fund (along withAmitPremchandani);UTI-Long Term Equity Fund (TaxSaving);UTI-FocussedEquityFundSeriesI&II;UTI-GoldExchangeTradedFund;UTI-IndiaLifestyleFund;UTI-Long Term Advantage Fund –SeriesI,II&III;UTI-MidCapFund;UTI-MultiCapFund;UTI-Pharma&HealthcareFund;

I. WHAT ARE THE INVESTMENT RESTRICTIONS?

SubjecttoSEBI(MFs)Regulationsandguidelinesoninvestmentfromtimetotime:

(a) Investmentintheequitysharesorequityrelatedinstrumentsofanycompanyshallnotexceedmorethan10%oftheNAVoftheschemeatthetimeofinvestment.

(b) Theschemeshallnotinvestmorethan5%ofitsNAVintheunlistedequitysharesorequityrelatedinstruments.

(c) Theaggregatevalueof“illiquidsecurities”ofthescheme,whicharedefinedbySEBIasnontraded,thinlytradedandunlistedequityshares,shallnotexceed15%ofthetotalassetsoftheschemeandanyilliquidsecuritiesheldabove15%ofthetotalassetsshallbeassignedzerovalue.

Theproposedaggregateholdingofassetsconsidered“illiquid”,couldbemorethan10%ofthevalueofthenetassetsofascheme.Innormalcourseofbusiness,theschemewouldbeabletomakepaymentofredemptionproceedswithin10businessdays,astheywouldhavesufficientexposuretoliquidassets.

Incaseoftheneedforexitingfromsuchilliquidinstrumentsinashortperiodoftime,theNAVoftheschemecouldbeimpactedadversely.

(d) TheSchemeshallnotinvestmorethan10%ofitsNAVindebtinstrumentscomprisingmoneymarketinstrumentsandnon-moneymarketinstrumentsissuedbyasingleissuerwhichareratednotbelowinvestmentgradebyacreditratingagencyauthorisedtocarryoutsuchactivityundertheAct.Suchinvestmentlimitmaybeextendedto12%oftheNAVoftheschemewiththepriorapprovaloftheBoardofTrusteesandtheBoardofdirectorsoftheassetmanagementcompany:

ProvidedthatsuchlimitshallnotbeapplicableforinvestmentsinGovernmentSecurities,treasurybillsandcollateralizedborrowingandlendingobligations.

(e) Theschemeshallnotinvestmorethan10%ofitsNAVinunrateddebtinstrumentsissuedbyasingleissuerandthetotalinvestmentinsuchinstrumentsshallnotexceed25%oftheNAVofthescheme.AllsuchinvestmentsshallbemadewiththepriorapprovaloftheTrusteesandBoardoftheAMC.

UTIMutual Fundmay constitute committeeswho can approve proposals for investments in unrated instruments.However,thedetailedparametersforsuchinvestmentsshallbeapprovedbytheAMCBoardandtheTrustees.ThedetailsofsuchinvestmentsshallbecommunicatedbyUTIAMCtotheTrusteesintheirperiodicalreports.However,incaseanysecuritydoesnotfallundertheparameters,thepriorapprovaloftheBoardsofAMCandTrusteesshallberequired.

(f) Debentures, irrespective of any residual maturity period (above or below one year), shall attract the investmentrestrictionsasapplicable for debt instruments. It is further clarified that the investment limits are applicable to all

14


debtsecurities,whichareissuedbypublicbodies/institutions such as electricity boards, municipalcorporations, state transport corporations etc.guaranteedbyeitherstateorcentralgovernment.Government securities issued by central/stategovernmentoronitsbehalfbytheRBIareexemptfromtheaboveinvestmentlimits.

(g) NotermloanswillbeadvancedbythisschemeforanypurposeasperSEBIregulation44(3)ofSEBI(MutualFund)Regulations1996.

(h) Pending deployment of funds of the scheme insecuritiesintermsoftheinvestmentobjectiveofthescheme,thefundsoftheschememaybeinvestedin short term deposits of scheduled commercialbanksinaccordancewithSEBICircularNo.SEBI/IMD/CirNo1/91171/07datedApril16,2007.

(i) UTIMutualFundshallbuyandsell securitiesonthe basis of deliveries and shall in all cases ofpurchases,takedeliveryofrelativesecuritiesandinallcasesofsale,deliverthesecuritiesandshallin no caseput itself in a positionwhereby it hasto make short sale or carry forward transaction.Providedthattheschememayenterintoderivativestransactions for the purpose of hedging and re-balancing the portfolio as may be permissibleunderguidelinesissuedbySEBI.

(j) The Mutual Fund under all its schemes takentogether will not own more than 10% of anyCompany’spaidupcapitalcarryingvotingrights.

(k) UTIMutualFundshall,getthesecuritiespurchasedby the scheme transferred in the name of thescheme,wheneverinvestmentsareintendedtobeoflong-termnature.

(l) Theschemeshallnotmakeanyinvestmentinanyunlistedsecurityofanassociateorgroupcompanyof the sponsors; or any security issued by wayof private placement by an associate or groupcompanyof thesponsors;or the listedsecuritiesof group companies of the sponsors which is inexcessof25%ofthenetassets.

(m) Investmentinnon-publiclyoffereddebt:Dependingupon the available yield the scheme,may investinnon-publiclyoffereddebtsecuritiestotheextent

to which such investment can be made by thescheme.

(n) Basedupon the liquidityneeds, theschememayinvest in Government of India/State GovernmentSecuritiesto theextent towhichsuch investmentcanbemadebythescheme.

(o) Transfers of investments from one scheme toanotherschemeinthesamemutualfundshallbeallowedonlyif

(i) Such transfersaredoneat theprevailingmarketpriceforquotedinstrumentsonspotbasis-“Spotbasis” shall have samemeaning as specified bystockexchangeforspottransactions.

(ii) Thesecuritiessotransferredshallbeinconformitywith the investment objective of the Scheme towhichsuchtransferhasbeenmade.

(p) Investment by this scheme in otherMutual Fundschemes will be in accordance with Regulation44(1), Seventh Schedule of the SEBI (MFs)Regulations as under: A scheme may investin another scheme under the same AssetManagementCompanyoranyothermutual fundwithoutcharginganyfees,providedthataggregateinter scheme investment made by all schemesunderthesamemanagementorinschemesunderthemanagementofanyotherAssetManagementCompany shall not exceed 5% of the net assetvalue of the mutual fund. Such investment willbeconsistentwiththeinvestmentobjectiveofthescheme.NoinvestmentmanagementfeeswillbechargedbytheAMConsuchinvestments.

(q) Theschemeshallnotmakeanyinvestmentinanyfundoffundschemes.

(r) Themutual fundshallnotborrowexcept tomeettemporary liquidity needs of the mutual fund forthepurposeofrepurchase,redemptionofunitsorpaymentofinterestordividendtotheunitholders:

Provided that the mutual fund shall not borrow morethan20percentofthenetassetoftheschemeandthedurationofsuchaborrowingshallnotexceedaperiodofsixmonths.

J. HOW HAS THE SCHEME PERFORMED?

Thisscheme isanewschemeanddoesnothaveanyperformancetrackrecord.

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III. UNITS & OFFERThissectionprovidesdetailsyouneedtoknowforinvestinginthescheme.

A. NEW FUND OFFER (NFO)New Fund Offer PeriodThisistheperiodduringwhichanewschemesellsitsunitstotheinvestors.

UTI-Long Term Advantage Fund - Series IVNFOopenson:Monday,October10,2016NFOcloseson:Wednesday,January18,2017TheTrusteesreservestherighttoextendtheclosingdate,subjecttotheconditionthattheNewFundOffershallbekeptopenforatleast3months.

New Fund Offer Price:This is the price per unit that theinvestorshavetopaytoinvestduringtheNFO.

DuringtheNewFundOfferperiod,theunitsofthescheme/swillbesoldatfacevaluei.e.` 10/-perunit.

Minimum Amount for Application in the NFO

Theminimuminvestmentamountis` 500/-andinmultiplesof` 500/-thereafterwithnoupperlimit.

Dematerialisation (a) UnitsofUTI-LongTermAdvantageFund–SeriesIVwillnormallybeavailableinthedematerialisedformfromthedateofallotment.

(b) Incase theunitholderwishes to transfer theunitsprior tomaturity (aftercompletionofthelockinperiod),toatransfereethenheis,requiredtohaveabeneficiaryaccountwithaDPofNSDL/CDSL.Applicantsmay indicatein theapplication form theDP’sname,DP IDnumberand itsbeneficiaryaccountnumberwith theDPat the timeof investmentorcanconverthisunitsintodematmode.

(c) Theunitholderswillhaveanoptiontoholdunitsindematforminadditiontotheaccountstatementasperthecurrentpractice.

(d) Unitholderswhowishtotradeinunitswouldberequiredtohaveademataccount.

(e) Theoptiontohavetheunitsindematorphysicalformmaybeexercisedintheappropriateplaceintheapplicationform.

InvestorspleasenotethatunitsissuedundertheSchemecanonlybetransferred,assignedorpledgedafterthreeyearsofitsissue.

Minimum Target amountThisistheminimumamountrequiredto operate the scheme and if this isnotcollectedduring theNFOperiod,then all the investors would berefundedtheamountinvestedwithoutany return. However, ifAMC fails torefund theamountwithin5businessdays, interest as specified by SEBI(currently15%p.a.)willbepaidtotheinvestorsfromtheexpiryof5businessdays from thedateof closureof thesubscriptionperiod.

Anamountof` 10crores is targeted tobe raisedduring theNewFundOfferPeriodofUTI-LongTermAdvantageFund-Series IV .Oversubscriptionabove` 10croreswillberetained in full. If the targetedamountof` 10 crores is not subscribedto,UTIAMCshallrefundtheentireamountcollectedbytheschemebyanaccountpayeecheque/refundorderorbyanyothermodeofpaymentasmaybedecidedbyUTIAMCwithin5businessdaysfromthecloseoftheNewFundOfferperiodofthescheme.Intheeventofanyfailuretorefundsuchamountwithin5businessdaysfromthecloseoftheNewFundOfferperiodofthescheme,UTIAMCshallbeliabletopaytotheconcernedapplicant interest@15%p.a.orsuchrateasmaybeprescribedbySEBIfromtimetotimefromthe6thdayofthedateofclosureoftheNewFundOfferperiodoftheschemetillthedateofdespatchofrefundorder.

Maximum Amount to be raised (if any)This is the maximum amount whichcan be collected during the NFOperiod,asdecidedbytheAMC

Nomaximumlimit.Oversubscriptionabove` 10croreswillberetainedinfull.

Pre Closure & Extension of the Offer

TheAMC/TrusteesreservetherighttoextendtheclosingdateoftheNewFundOfferperiod.SimilarlytheAMC/TrusteemayclosetheNewFundOfferearlierbygivingoneday’snoticeinonedailynewspaper.

Plans and Options offered The Scheme offers following Plans:RegularPlanDirectPlanThe Plan offers the following Options:i. GrowthOptionii. DividendOptionwithPayoutOptiononlyIncasenooptionisindicatedintheapplicationform,thenthedefaultoptionwillbetheGrowthOption.

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Direct Plan:ThisDirectplan(investmentsnotroutedthroughadistributor)shallhavealowerexpense ratio excluding distribution expenses, commission etc. and have aseparateNAV.Nocommissionshallbepaid/chargedfromDirectPlan.ThetermsandconditionsoftheplanisinaccordancewithSEBIRegulationsIf the investordoesnotmentionDirectagainsttheschemenameandtheARNcodeisalsonotprovidedthedefaultallotmentwouldbemadeintheDirectPlan.TheDirectandRegularplanswillhaveacommonportfolio.How to apply: InvestorssubscribingunderDirectPlanwillhavetoindicate“DirectPlan”againsttheSchemenameintheapplicationformasforexample“UTI-LongTermAdvantageFund-SeriesIV–DirectPlan”.Treatment of applications under “Direct” / “Regular” Plans:

Scenario Broker Code mentioned by the investor

Plan mentioned by the investor

Default Plan to be captured

1 Notmentioned Notmentioned DirectPlan2 Notmentioned Direct DirectPlan3 Notmentioned Regular DirectPlan4 Mentioned Direct DirectPlan5 Direct NotMentioned DirectPlan6 Direct Regular DirectPlan7 Mentioned Regular RegularPlan8 Mentioned NotMentioned RegularPlan

Incasesofwrong/ invalid/ incompleteARNcodesmentioned in theapplicationform under Scenarios 7 or 8 above, the application shall be processed underRegularPlan.UTIAMCshallcontactandobtainthecorrectARNcodewithin30calendardaysofthereceiptoftheapplicationformfromtheinvestor/distributor.Incase,thecorrectcodeisnotreceivedwithin30calendardays,thetransactionshallbereprocessedunderDirectPlanfromthedateofapplicationwithoutanyexitload.ForfurtherdetailsonDirectPlan,pleaserefertoSAI.

Dividend Policy TheunitholdershallhaveachoicetojoineithertheGrowthOptionortheDividendOption.(i) Growth Option: Ordinarilynodividenddistributionwillbemadeunderthisoption.Allincome

generated and profits booked will be ploughed back and returns shall bereflectedthroughtheNAV.

(ii) Dividend Option(a) Dividenddistribution, ifany,under theschemewillbemadesubject to

availability of distributable surplus and other factors and a decision istakenbytheTrusteetomakedividenddistribution.

(b) Thereisnoassuranceorguaranteetotheunitholdersastotherateofdividenddistribution.

(c) Though it is the intention of the scheme to make periodical dividenddistribution,theremaybeinstanceswhennodividenddistributioncouldbemade.

(d) Suchoftheunitholderswhosenamesappearintheregisterofunitholdersasattherecorddatefixedforeachdividenddistributionshallbeentitledtoreceivethedividendsodistributed.

(e) Presently,dividenddistributionwillbemadethroughECSordirectcreditto theunitholdersaccountwheresuch facility isavailableandatotherplacesbyissueofadividenddistributionwarrant.

(f) Dividend distribution warrants, when issued, shall have validity for aperiodof twomonths,orsuchotherperiodasmaybedecidedbyUTIAMCfromtimetotime.

(g) Despatch of the dividend distribution warrants or payment throughothermodesshallbemadenotlaterthan30daysfromthedateofeachdistribution/ or within such number of days as may be prescribed bySEBI.UTIAMCshallnotbebound topay interest in theeventofanyof thewarrant(s)reachingtheunitholdersafter theexpiryof itsvalidityperiodorintheeventofthatbecomingstale.

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Additional Mode of Payment during NFO

InvestorsmayapplyfortheUTI-LongTermAdvantageFund-SeriesIVthroughApplications Supported by BlockedAmount (ASBA) process during the NFOperiodbyfilling in theASBAformandsubmitting thesame to their respectivebanks,which in turnwillblock thesubscriptionamount in thesaidaccountaspertheauthoritycontainedinASBAformandundertakeothertasksaspertheprocedurespecifiedtherein.(Thedetailsofbanks’branchesacceptingASBAformareavailableonthewebsitesofBSE(www.bseindia.com),NSE(www.nseindia.com)andSEBI(www.sebi.gov.in)oratyournearestUTIFinancialCentre.ForapplicantsapplyingthroughASBA,onthedateofallotment,theamountwillbeunblockedintheirrespectivebankaccountsandaccountwillbedebitedtotheextentrequiredtopayforallotmentofUnitsappliedintheapplicationform.

Mode of Payment – Cash / Transfer of funds through NEFT/RTGS

Cashpaymenttotheextentof̀ 50,000/-perinvestor,perMutualFund,perfinancialyearthroughdesignatedbranchesofAxisBankwillbeaccepted(evenfromsuchsmallinvestorswhomaynotbetaxpayersandmaynothavePermanentAccountNumber(PAN)/bankaccounts,subjecttofollowingtheprescribedprocedure.Forfurtherdetailsregardingtheprocedureetc.refertoSAI.Transfer of funds through National Electronic Funds Transfer (NEFT) / Real Time Gross Settlement(RTGS) :Investor shall ensure that thepayment ismade fromoneof his/her registeredbankaccountsinthefolio.Ifthenameoftheremitter/accountnumberfromwheretheamountisremittedisnotmatchingwiththeregistered/toberegisteredbankaccountsdetails,suchremittancesshallbetreatedasthirdpartypaymentsandsuchapplicationsareliabletoberejected.Insuchcases,UTIMFwillrefundtheamount to the remitterwithin30calendardays from thedateof receipt of thefunds,asperthedetailsmadeavailabletoUTIMFbytheremittingBank.However, for transfer of funds through RTGS, the Investment amount shall be of ` 2 lacs and above.Forfurtherdetails,pleaserefertoSAI.

Allotment Subject to the receipt of the specifiedMinimum SubscriptionAmount for theScheme, full allotment will be made to all valid applications received duringtheNewFundOffer.TheTrusteereservestheright,at theirdiscretionwithoutassigning any reason thereof, to reject any application. Allotment will becompletedwithin5(Five)businessdaysfromtheclosureoftheNewFundOffer.(a) AtthetimeofjoiningtheschemetheUTIAMCshallarrangetoissuetothe

applicant,astatementofaccountindicatinghisadmissiontotheschemeandother relevantdetailswithinaperiodnot later than5businessdaysfromtheclosureoftheNewFundOffer.

(b) Every unitholderwill be given amembership/folio number,whichwill beappearinginSoAforhisinitialinvestment.Furtherinvestmentsinthesamename(s)andinthesameorderwouldberegisteredunderthesamefolio,iffolionumberismentionedbytheunitholder.InallfuturecorrespondencewiththeUTIAMCtheunitholdershallhavetoquotethemembership/folionumber.

(c) SoAwillbevalidevidenceofadmissionoftheapplicantintothescheme.However,wheretheunitsareissuedsubjecttorealizationofcheque/draftsuchissueofunitswillbecancelledifthecheque/draftisreturnedunpaidandtreatedhavingnotbeenissued.

(d) TheNRIapplicantmaychoosetoreceivetheSoAathis/herIndian/foreignaddressorattheaddressofhis/herrelativeresidentinIndia.

(e) UTIAMCshallsendtheSoAattheaddressmentionedintheapplicationformandrecordedwithUTIAMCandshallnotincuranyliabilityforloss,damage,mis-deliveryornon-deliveryoftheSoA.

(f) Ifaunitholderdesirestohaveaunitcertificate(UC)inlieuofSoAthesamewould be issued to himwithin 30 days from the date of receipt of suchrequest.

(g) In case the unit certificate or SoA is mutilated/defaced/lost, UTI AMCmayissueaduplicateSoAonreceiptofarequesttothateffectfromtheunitholderonaplainpaperor in themannerasmaybeprescribed fromtimetotime.

IntermsofELSSguideline,allotmentofunitsinrespectofallcompleteapplicationsshallbemade,notlaterthanon31stMarch,everyyear.

Refund Ifapplicationisrejected,fullamountwillberefundedwithin5businessdaysofclosureofNFO.Ifrefundedlaterthan5businessdays,interest@15%p.a.fordelayperiodwillbepaidandchargedtotheAMC.

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Risk Mitigation process against Third Party Cheques

Restriction on Third Party PaymentsThirdpartypaymentsarenotacceptedinanyoftheschemesofUTIMutualFundsubjecttocertainexceptions.“ThirdPartyPayments”means the paymentmade through instruments issuedfrom an account other than that of the beneficiary investor mentioned in theapplicationform.However,incaseofpaymentsfromajointbankaccount,thefirstnamedapplicant/investorhastobeoneofthejointholdersofthebankaccountfromwhichpaymentismade.Bank Mandate registration as part of the new folio creationInordertoreducetheriskoffraudsandoperationalrisksandtherebyprotecttheinterestsoftheUnitholders/Investorsfromfraudulentencashmentofredemption/dividend proceeds, Investors are required to submit any of the prescribeddocuments(alongwithoriginaldocumentforverification)insupportofthebankmandatementioned in theapplication formforsubscriptionunderanew folio, in case these details are not the same as the bank account from which theinvestmentismade.In case, the application for subscription does not comply with the aboverequirements, UTI AMC, at its sole and absolute discretion, may reject/notprocesssuchapplicationandmay refund thesubscriptionamount to thebankaccountfromwheretheinvestmentwasmadeandshallnotbeliableforanysuchrejection/refund.For furtherdetailsondocuments tobesubmittedunder theprocess to identifythirdpartypaymentsetc,pleaserefertoSAI/relevantAddenda.

Who can investThis isan indicative listandyouarerequested to consult your financialadvisor to ascertain whether theschemeissuitabletoyourriskprofile.

Applicants:Anapplicationforissueofunitsmaybemadebyanyresidentornon-residentIndianaswellasnon-individualsasindicatedbelow:

(a) aresidentindividualoraNRIorpersonofIndianoriginresidingabroadeithersinglyor jointlywithanotherorupto twoother individualson joint/anyoneor survivor basis.An individualmaymake an application in his personalcapacityorinhiscapacityasanofficerofaGovernmentorofaCourt;

(b) aparent,step-parentorother lawfulguardianonbehalfofaresidentoraNRIminor.Unitscanbeheldon‘Joint’or‘AnyoneorSurvivor’basis;

(c) anassociationofpersonsorbodyofindividualswhetherincorporatedornot;(d) aHinduUndividedFamilybothresidentandnon-resident;(e) abodycorporate includingacompany formedunder theCompaniesAct,

1956replacedbyTheCompaniesAct,2013(No.18of2013)orestablishedunderStateorCentralLawforthetimebeinginforce;

(f) abank includingascheduledbank,a regional ruralbank,aco-operativebanketc;

(g) aneligibletrustincludingPrivateTrustbeingirrevocabletrustandcreatedbyaninstrumentinwriting;

(h) asocietyasdefinedunderthescheme;(i) aFinancialInstitution;(j) anArmy/Navy/AirForce/ParamilitaryFund;(k) apartnershipfirm; (Anapplicationbyapartnershipfirmshallbemadebynotmorethantwo

partnersofthefirmandthefirstnamedpersonshallberecognisedbyUTIAMCforallpracticalpurposesastheunitholder.Thefirstnamedpersonintheapplicationformshouldeitherbeauthorisedbyallremainingpartnerstosignonbehalfofthemorthepartnershipdeedsubmittedbythepartnershipfirmshouldsoprovide.)

(l) Foreign Portfolio Investor (FPI) as defined under Regulation 2(1)(h) ofSecurityExchangeBoardofIndia(ForeignPortfolioInvestors)Regulations,2014;

(m) MutualFundsregisteredwithSEBI;(n) ScientificandIndustrialResearchOrganisationand(o) Anyothercategoryofinvestors.SubjecttotheRegulations,thesponsors,theMutualFundsmanagedbythem,theirassociatesandtheAMCmayacquireunitsofthescheme.TheAMCshallnotbeentitledtochargeanyfeesonitsinvestmentsinthescheme.

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Note:(a) IntermsofthenotificationNo.FERA/195/99-RBdatedMarch30,1999and

FERA/212/99-RBdatedOctober18,1999, theRBIhasgrantedageneralpermissiontomutualfunds,asreferredtoinClause23(D)ofSection10oftheIncomeTaxAct,1961to issueandrepurchaseUnitsof theirschemeswhichareapprovedbySEBItoNRIs/PIOsandFPIsrespectively,subjecttoconditionssetoutintheaforesaidnotifications.Further,generalpermissionisalsograntedtosendsuchUnitstoNRIs/PIOsandFPIstotheirplaceofresidenceorlocationasthecasemaybe.

(b) Returnedchequesare liablenot tobepresentedagain forcollection,andtheaccompanyingApplicationFormsare liabletoberejected. Incasethereturnedchequesarepresentedagain,thenecessarychargesareliabletobedebitedtotheinvestor.

Note: “Neither this Scheme Information Document nor the units have beenregistered in any jurisdiction including the United States of America. Thedistribution of this Scheme Information Document in certain jurisdictions maybe restricted or subject to registration requirements and, accordingly, personswhocome intopossessionof thisScheme InformationDocumentare requiredto inform themselvesabout, and toobserveanysuch restrictions.Nopersonsreceiving a copy of this Scheme Information Document or any accompanyingapplicationforminsuchjurisdictionmaytreatthisSchemeInformationDocumentorsuchapplicationformasconstitutinganinvitationtothemtosubscribeforunits,norshouldtheyinanyeventuseanysuchapplicationform,unlessintherelevantjurisdictionsuchaninvitationcouldlawfullybemadetothemandsuchapplicationform could lawfully be used without compliance with any registration or otherlegal requirements. Accordingly this Scheme Information Document does notconstituteanofferorsolicitationbyanyoneinanyjurisdictioninwhichsuchofferorsolicitationisnotlawfulorinwhichthepersonmakingsuchofferorsolicitationisnotqualifiedtodosoortoanyonetowhomitisunlawfultomakesuchofferorsolicitation.It istheresponsibilityofanypersonsinpossessionofthisSchemeInformationDocumentandanypersonswishingtoapply forunitspursuant to thisSchemeInformationDocumenttoinformthemselvesofandtoobserve,allapplicablelawsandRegulationsofsuchrelevantjurisdiction”.

Non-acceptance of subscriptions from Overseas Corporate Bodies (OCBs) in the Schemes of UTI MF.Investments by Overseas Corporate Bodies (OCBs)PursuanttotheForeignExchangeManagement[WithdrawalofGeneralPermissiontoOverseasCorporateBodies(OCBs)]Regulations,2003,andtheconsequentialamendmentsmadeintheForeignExchangeManagement(TransferorissueofSecuritybyaPersonResidentoutsideIndia)Regulations,2000,OCBs,cannot invest,interalia,inMutualFundSchemes.‘Overseas Corporate Body’ (OCB)As per Regulation 2(xi) of the Foreign Exchange Management (Deposit)Regulations, 2000, ‘OverseasCorporateBody’means a company, partnershipfirm,societyandothercorporatebodyowneddirectlyorindirectlytotheextentofatleastsixtypercentbyNon-ResidentIndians(hereinafterreferredtoas‘NRIs’)andincludesoverseastrustinwhichnotlessthansixtypercentbeneficialinterestis held by Non-resident Indians (hereinafter referred to as ‘Overseas Trust’)directlyorindirectlybutirrevocably.Investment by Individuals – Foreign NationalsForthepurposesofcarryingoutthetransactionsbyForeignNationalsintheunitsoftheSchemesofUTIMutualFund,1. Foreign Nationals shall be resident in India as per the provisions of the

ForeignExchangeManagementAct,1999.2. Foreign Nationals are required to comply (including taking necessary

approvals)withallthelaws,rules,regulations,guidelinesandcirculars,asmaybeissued/applicablefromtimetotime,includingbutnotlimitedtoandpertainingtoantimoneylaundering,knowyourcustomer(KYC),incometax,foreign exchangemanagement (the Foreign ExchangeManagementAct,1999andtheRulesandRegulationsmadethereunder)includinginalltheapplicablejurisdictions.

UTIAMCreservestherighttoamend/terminatethisfacilityatanytime,keepinginviewbusiness/operationalexigencies.

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Holding Basis: In theevent anaccount hasmore thanone registeredholderthefirst-namedUnitholdershallreceivetheaccountstatements,allnoticesandcorrespondence with respect to the account, as well as the proceeds of anyRedemptionrequestsordividendsorotherdistributions.Inaddition,suchholdershallhavethevotingrights,aspermitted,associatedwithsuchUnitsaspertheapplicableguidelines.Applicantscanspecify the ‘modeofholding’ in theprescribedapplication formas ‘Jointly’or ‘AnyoneorSurvivor’. In thecaseofholdingspecifiedas ‘Jointly’,Redemptionrequestswouldhavetobesignedbyall jointholders.However, incasesofholdingspecifiedas‘AnyoneorSurvivor’,anyoneoftheUnitholderswill have thepower / authority tomakeRedemption requests,without it beingnecessaryforalltheUnitholderstosign.However,inallcases,theproceedsoftheRedemptionwillbepaidtothefirst-namedUnitholder.Incaseofdeath / insolvencyofanyoneormoreof thepersonsnamed in theRegisterofUnitholdersasthejointholdersofanyUnits,theAMCshallnotbeboundtorecogniseanyperson(s)otherthantheremainingholders.Inallsuchcases, theproceedsof theRedemptionwillbepaid to thefirst-namedofsuchremainingUnitholders.ForfurtherdetailsrefertoSAI/relevantaddendum.

Uniform Procedure for Updation /Change of Address & Change / Updation of Bank details

A. Updation / Change of addressInvestorsarerequestedtoupdatetheirchangeofaddresswithin30daysfromthedateofchange.In case of KnowYour Client (KYC) complied folios, Investors are required tosubmit thedocumentsto the intermediariesofKYCRegistrationAgency(KRA){viz.CDSLVenturesLimitedwebsite:www.cvlkra.com},asmaybespecifiedbythem,fromtimetotime.For furtherdetailson listofdocuments tobesubmitted/acceptableetc,pleaserefertoSAI.B. Updation/Change of Bank detailsInvestorsarerequestedtoupdate/changetheirbankdetailsusingtheFormforregistration ofmultiple bank accounts separately and in future, it shall not beaccompaniedwithredemptionrequest.Suchrequestshallbesubmittedpriortosubmissionoftheredemptionrequest.Investorsarerequiredtosubmitselfattestedcopyofthesupportingdocuments,havingvalidityatthetimeofsubmission,eachtowardsProofofIdentityandproofofoldandnewbankaccountsforupdating/changingthebankdetails.For further details on documents to be submitted/acceptable in respect of oldinvestmentswherebankdetailsarenotupdated,proceduralrequirementstobecompletedinrespectofinvestmentsmadeinthenameofminorchildonattainingmajority,receivingofdividend/redemptionpayment inbankaccountetc,pleaserefertoSAI.Non-submission of required documentsIn case of non-submission of required documents as required underA and Baforesaid,UTIMutualFund,at itssoleandabsolutediscretion,may reject thetransactionormaydecidealternatemethodofprocessingsuchrequests.

Where can you submit the filled up applications.

Name and Address of Registrar:KarvyComputersharePvt.Ltd,Unit:UTIMF,KarvySeleniumTowerB,PlotNos.31&32FinancialDistrict,Nanakramguda,SerilingampallyMandal,Hyderabad–500032,BoardNo:040-67162222,FaxNo :040-67161888,Email:uti@karvy.comThedetailsofOfficialPointsofAcceptancearegivenonthebackcoverpage.

Custodian of the Scheme TheTrusteeshaveappointedStockHoldingCorporationofIndiaLtd(SCHIL)astheCustodianofthescheme.

How to Apply PleaserefertotheSAIandApplicationformfortheinstructions.Listing UnitsoftheschemearenotlistedinanyStockExchangeinviewofaredemption

facilitybeingofferedtoinvestorsafterinitiallock-in-Periodof3yearsfromthedateofallotmentasperELSSguidelines.

21


Special Products / facilities available during the NFO

SystematicInvestmentPlan–NotAvailableSystematicWithdrawalPlan–NotAvailableSystematicTransferInvestmentPlan–NotAvailableDividendTransferPlan(DTP)isavailable.For detailed information on DTP please refer to SAI.

MF Utility for Investors UTIAMCLtdhasentered intoanagreementwithMFUtilities IndiaPrivateLtd(MFUI)forusageofMFUtility(MFU),asharedserviceinitiativeofvariousAssetManagement Companies, which acts as a transaction aggregation portal fortransactinginmultipleSchemesofvariousMutualFundswithasingleformandasinglepaymentinstrumentthroughaCommonAccountNumber(CAN)Accordingly,allfinancialandnon-financialtransactionspertainingtoSchemesofUTIMutualFundexcludingUTINiftyIndexFund,UTIChildren’sCareerBalancedPlan,UTIChildren’scareerAdvantageFundandUTIULIPareavailablethroughMFU either electronically on www.mfuonline.com as and when such a facilityismadeavailablebyMFUIor physically throughauthorisedPointsOfService(“POS) of MFUI with effect from the respective dates as published on MFUIwebsiteagainstthePOSlocations.However,allsuchtransactionsshallbesubjecttotheeligibilityof investors,anytermsandconditionsandcompliancewiththesubmissionofdocumentsandproceduralrequirementsasstipulatedbyUTIMF/UTIAMCfromtimetotimeinadditiontotheconditionsspecifiedbyMFU,ifany.TheonlineportalofMFUIi.e.www.mfuonline.comandthePOSlocationsaforesaidshallactasOfficialPointsofAcceptance(OPAs)inadditiontotheexistingOPAsof theUTIAMCLtdandany transactionsubmittedatsuchPOSwillbe routedthroughMFUIorasmaybedecidedbyUTIAMC.InvestorsnotregisteredwithMFUI also can submit their transactions request by giving reference to theirexistingfolionumber.AllvalidapplicationsreceivedforanyotherschemeapartfromeligibleschemesasstatedabovemaybeacceptedbyUTIAMCatitsowndiscretionTheuniformcutofftimeasprescribedbySEBIandasmentionedintheSID/KIMoftherespectiveSchemesshallbeapplicableforapplicationsreceivedbyMFUI.However,incaseofinvestmentofanyamountinliquidfundsandRs2lacsandaboveforotherSchemes,theapplicabilityofNAVwillbesubjecttothedateandtimeofreceiptofcreditofamounttothespecifiedbankaccountofAMC.ForfurtherdetailsregardingproceduresforobtainingCANandotherparticularsaboutMFU etc, please refer toAddendumNo 50/2014-15 dated 5th February2015/SAI.InvestorsmayalsocontactthenearestPOSaforesaidforprocedurestobecompliedwithinthisregard.

Restrictions, if any, on the right to freely retain or dispose

In the event of the death of the unitholder, the joint holder(s)/nominee/legalrepresentative of the unitholder may, if he is otherwise eligible for joining theschemeasunitholder,bepermitted tohold theunitsandbecomeaunitholder.InthateventafreshSoAwillbeissuedinhisnameinrespectofunitssodesiredtobeheldbyhimsubjecttohiscomplyingwiththeconditionofminimumholdingandtherequiredprocedureasmaybeprescribedbyUTIAMCfromtimetotime.Refer to Statement of Additional Information (SAI) on Settlement of claims under Clause III

B. ONGOING OFFER DETAILSOngoing Offer PeriodThis is the date from which theschemewillreopenforsubscriptions/redemptions after the closure of theNFOperiod.

NotApplicable.Being a Close ended Scheme, the Scheme will not be open for subscriptionongoingbasis.Unitscanbepurchasedonlyduring theNewFundOffer (NFO)Period.

Ongoing price for subscription (purchase) / switch-in (from other schemes/plans of the mutual fund) by investors.This is thepriceyouneedtopayforpurchase/switch-in.

Subscription (purchase):Unitscanbepurchasedonlyduring theNewFundOffer (NFO)periodwithoutanyentry load.DuringtheNewFundOfferperiodtheunitswillbesoldat facevaluei.e.` 10/-.TheNewFundOffershallbeopenforsubscriptionforaminimumperiodof3monthsasperELSSguidelines.Switchover to any other scheme/plan allowed on every business day at NAVbasedpricesaftertheLock-in-Periodofthreeyearsfromthedateofallotment.

22


Ongoing price for redemption (sale) /switch outs (to other schemes/plans of the Mutual Fund) by investors.This is the price youwill receive forredemptions/switchouts.

AsperELSSguidelinesredemptionofunitswillbeallowedafteraninitialLock-in-Periodof3yearsfromthedateofallotment:a. TherepurchasepriceshallbeannouncedbytheAMCafter1yearfromthe

date of allotment of the units and thereafter on a half yearly basis or asfrequentlyasmaybedecidedbyAMC.

b. Afteraperiodofthreeyearsfromthedateofallotmentofunits,theinvestorwillhaveanoptiontotendertheunitsforrepurchase.TheSchemewillofferredemption /switchoverof theunitsoneverybusinessdayatNAVbasedprices after the Lock-in-Period of 3 years from the date of allotment andaccordinglytheRepurchasepricewillbedeclaredoneverybusinessday.

The unitholder, if he so desires, can also opt to switchover to any openendedschemesofUTIMutualFundimmediatelyonthefirstbusinessdayoncompletionofLock-in-Periodof3yearsfromthedateofallotmentatthetimeofmakinganapplicationforunitsundertheFund.

c. In the event of the death of the unitholders, the nominee or legal heir,as the casemay be, shall be able to withdraw the investment only afterthecompletionofoneyear from thedateofallotmentofunitsoranytimethereafter.

d. TheFundwillhaveaspecificMaturityDate/FinalRedemptionDate.AtthetimeofmaturityoftheFund,theunitholdershallhavethefollowingchoicesasindicatedatthetimeofmakinganapplicationforunitsundertheFund.

1. OnmaturityoftheScheme,theoutstandingUnitsshalleitherberedeemedandproceedswillbepaidtotheUnitholderorwillbeswitched-overtoanyexistingopenendedschemeofUTIMutualFundintherespectiveoptions,asoptedbytheunitholder,asthecasemaybe.

If the investor does not select any of the aforesaid options then theunits of the Schemewill be compulsorily and without any further actby the unitholder be redeemed on the specifiedMaturity date / FinalRedemptionDateatapplicableNAV.

2. ForRedemptionsmadeontheSpecifiedMaturityDate/FinalRedemptionDatethereisnoexitloadcharged.

3. IftheSpecifiedMaturityDate/FinalredemptionDateisadayonwhichisanon-businessdayforthescheme/plan,theredemptionrequestsshallbeacceptedorthescheme/planwillmature,asthecasemaybe,onthenextbusinessdayforthescheme/plan.

Payment of maturity proceeds: Upon maturity, the redemption proceedswillbepaidbychequeandpaymentswillbemade in favourof theunitholdersregistered nameand bank account number.Redemption chequeswill be sentto the unitholders address (or, if there ismore than one holder of record, theaddress of the first named holder on the original application for units) or theredemptionproceedsmaybecreditedtothebankaccountoftheinvestoriftheinvestorsoinstructs,subjecttotheAMChavingnecessaryarrangementswiththebank.FurtherredemptionproceedsmayalsobepaidthroughElectronicClearingSystem (ECS),which is subject to applicable policies of theReserveBank ofIndiaandworkingofthebankingsystem.Allredemptionpaymentswillbemadeinfavouroftheregisteredholderoftheunitsor,ifthereismorethanoneregisteredholder,ofthefirstregisteredholderontheoriginalapplicationforunits.Theredemptionchequewillbedispatchedtotheunitholderswithinthestatutorytime limit of 10businessdaysof thematurityof theschemeasprescribedbySEBI.

Cut off timing for subscriptions/ redemptions/ switchesThis is the time before which yourapplication(completeinallrespects)should reach the official points ofacceptance.

Units can be purchased only during the New Fund Offer (NFO) period.DuringtheNewFundOfferperiodtheunitswillbesoldatfacevaluei.e.` 10/-Redemption:TheUnits purchasedunder this schemecanbe sold back to the fundonanybusinessdayafter theLock-in-Periodof threeyears fromthedateofallotmentandwouldbesubjecttotheexitload,ifany.RepurchaseofUnitswillbeattherepurchasepriceprevailingonthedatetheunitsaretenderedforrepurchaseandwillbebasedontheapplicableNAV.

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Cut off timing for Redemption:Operation Cut-off Timing Applicable NAV

Validapplicationsreceived Upto3p.m. Closing NAV of the day ofreceiptoftheapplication

Validapplicationsreceived After3p.m. Closing NAV of the nextbusinessday

Redemption requests:Where,underascheme,unitsareheldunderboththeRegularandDirectPlans,theredemption/switchrequestshallclearlymentiontheplan.IfnoPlanismentioned,itwouldbeprocessedonafirstinfirstout(FIFO)basisconsideringboththePlans.Tax consequences:Switch/redemptionmayentailtaxconsequences.Investorsshouldconsulttheirprofessionaltaxadvisorbeforeinitiatingsuchrequestsandtakeanindependentdecisionaccordingly.

Where can the applications for purchase/redemption/switches be submitted?

TheSchemeisnotofferedonOngoingbasis.Thedetailsofofficialpointsofacceptancearegivenonthebackcoverpage.In addition to the circumstancesmentioned in theSAI, theTrustee/AMC shallhavetheabsolutediscretiontoaccept/rejectanyapplicationforpurchaseofunits,if in theopinionof theTrustee/AMC, increasing the sizeof theScheme’sUnitCapitalisnotinthegeneralinterestoftheUnitholders,ortheTrustee/AMCforanyotherreasonbelievesitwouldbeinthebest interestof theschemeortheunitholderstoaccept/rejectsuchanapplication.Redemption will be effected on receipt of the unit certificate / Statement ofAccountalongwiththeredemptionrequestslip/compositeserviceformorsuchdocumentdulycompletedinallrespectsasmaybeprescribedfromtimetotime.It is mandatory for investors to mention their bank account particulars in their applications for redemption.

Minimum amount for redemption/ switches

Any investorunder theschememayalsoavail thefacilityofpartial redemptionafter the Lock-in-Period of 3 years from the date of allotment. The minimumamountofrepurchasewouldbe` 500/-or50Unitsoraccountbalancewhicheverislower.

Minimum balance to be maintained and consequences of non maintenance.

NotApplicable

Special Products available AsindicatedinclauseIII(A)NewFundOffer.Statement of Account (SoA) (a) SoAwillbeavalidevidenceofadmissionoftheapplicantintothescheme.

However,wheretheunitsareissuedsubjecttorealisationofcheque/draftanyissueofunitstosuchunitholderswillbecancelledandtreatedhavingnotbeenissuedifthecheque/draftisreturnedunpaid.

(b) EveryunitholderwillbegivenafolionumberwhichwillbeappearinginSoAfor his initial investment. Further investments in the samename(s)wouldcomeunderthesamefolio,ifthefolionumberisindicatedbytheapplicantatthetimeofsubsequentinvestment.ThefolionumberisprovidedforbetterrecordkeepingbytheunitholderaswellasbyUTIAMC.

(c) TheAMCshallissuetotheinvestorwhoseapplicationhasbeenaccepted,aSoAspecifyingthenumberofunitsallotted.UTIAMCshall issueaSoAwithin5businessdaysfromthedateofclosureoftheNewFundOffer.

(d) The AMC will issue a Consolidated Account Statement (CAS) for eachcalendarmonthtotheinvestorinwhosefoliostransactionshastakenplaceduringthatmonthandsuchstatementwillbeissuedonorbeforethe10th day ofthesucceedingmonthdetailingallthetransactionsandholdingattheendofmonthincludingtransactionchargespaidtothedistributor,ifany,acrossallschemesofallmutualfunds.

Further,CASasabove,willalsobeissuedtoinvestors(wherePANdetailsof 1stholderareavailable)everyhalfyearly(September/March),onorbeforethe10thdayofsucceedingmonthdetailingholdingat theendof thesixthmonth,acrossallschemesofallmutualfunds,toallsuchinvestorsinwhosefoliosnotransactionshastakenplaceduringthatperiod.

Theword “transaction” for the purposes ofCASwould include purchase,redemption, switch, dividend payout, Systematic Investment Plan (SIP),SystematicWithdrawalPlan(SWP),SystematicTransferofInvestmentPlan(STRIP),andmerger,ifany.

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(e)PursuanttoSEBICircularno.CIR/MRD/DP/31/2014datedNovember12,2014requiringDepositoriestogenerateanddispatchasingleconsolidatedaccountstatementforinvestorshavingmutualfundinvestmentsandholdingdemat accounts, the following modifications are made to the existingguidelinesonissuanceofCAS–

a. SuchInvestorsshallreceiveasingleConsolidatedAccountStatement(CAS)fromtheDepository.

b. ConsolidationshallbedoneonthebasisofPermanentAccountNumber(PAN).Incaseofmultipleholding,itshallbePANofthefirstholderandpatternofholding.

c. Incaseaninvestorhasmultipleaccountsacrosstwodepositories,thedepository with whom the Demat account has been opened earlierwillbe thedefaultdepositorywhichwill consolidate thedetailsacrossdepositoriesandMFinvestmentsanddispatchtheCAStotheinvestor.

d. TheCASwillbegeneratedonmonthlybasis. e. IfthereisanytransactioninanyoftheDemataccountsoftheinvestoror

inanyofhismutualfundfolios,depositoriesshallsendtheCASwithinten days from themonth end. In case, there is no transaction in anyof themutual fund foliosanddemataccounts, thenCASwithholdingdetailsshallbesenttotheinvestoronhalfyearlybasis.

f. The dispatch of CAS by the depositories shall constitute compliancebyUTIAMC/UTIMutualFundwiththerequirementsunderRegulation36(4)ofSEBI(MutualFunds)Regulations,1996.

ForfurtherdetailsonfoliosexemptedfromissuanceofCAS,PANrelatedmattersofCASetc,pleaserefertoSAI.

(f) For those unit holders who have provided an e-mail address / mobilenumber:-

TheAMCshallcontinuetoallottheunitstotheunitholderswhoseapplicationhasbeenacceptedandalsosendconfirmationspecifyingthenumberofunitsallottedtotheunitholdersbywayofe-mailand/orSMStotheunitholder’sregisterede-mailaddressand/ormobilenumberassoonaspossiblebutnotlaterthanfivebusinessdaysfromthedateofclosureoftheNewFundOffer.

The unit holder will be required to download and print the SoA / othercorrespondences after receiving e-mail from the Mutual Fund. Shouldthe Unit holder experience any difficulty in accessing the electronicallydeliveredSoA/othercorrespondences,theUnitholdershallpromptlyadvisetheMutualFund toenable theMutualFund tomake thedelivery throughalternatemeans.FailuretoadviseUTIMutualFundofsuchdifficultywithin24hoursafterreceivingthee-mail,willserveasanaffirmationregardingtheacceptancebytheUnitholderoftheSoA/othercorrespondences.

It is deemed that theUnit holder is aware of all securities risks includingpossiblethirdpartyinterceptionoftheSoA/othercorrespondencesandthecontentthereinbecomingknowntothirdparties.

Under no circumstances, including negligence of the Unit Holder, shallthe Mutual Fund or anyone involved in creating, producing, deliveringormanaging theSoAof theUnitHolder, be liable for anydirect, indirect,incidental,specialorconsequentialdamagesthatmayresultfromtheuseoforinabilitytousetheserviceoroutofthebreachofanywarranty.Theuseandstorageofany information including,without limitation, thepassword,account information, transaction activity, account balances and any otherinformationavailableontheUnitholder’spersonalcomputer isatriskandsoleresponsibilityoftheUnitholder.

Theunitholdermayrequestforaphysicalaccountstatementbywriting/callingtheAMC/R&T.

Know Your Customer (KYC) Norms Investors desiring to invest / transact inmutual fund schemes are required tocomplywiththeKYCnormsapplicablefromtimetotime.For this purpose, Investors have to fill up and sign the KYC application form(as applicable for individual investors or non-individual investors) availableon theUTIMutual Fund’swebsite, www.utimf.com or thewebsite of the KYCRegistrationAgencies(KRAs)M/sCVL,www.cvlkra.com;M/sNDML,www.ndml.in; M/sDotEx,www.nseindia.com/supra_global/content/dotex/about_dotex.htm;M/sCAMSInvestorServicesPrivateLimitedandM/sKarvyDataManagementServicesLtd.Furtherdetailsonfillingup /submissionofKYCApplication formareavailableinSEBICircularno.MIRSD/SE/Cir-21/2011datedOctober5,2011.

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KYCdoneoncewithaSEBI registered intermediarywill be validwithanotherintermediary. Intermediaries shall carryout In-PersonVerification (IPV)of theirclients.Existing investors in mutual funds who have already complied with the KYCrequirement are exempt from following the new KYC procedure effectiveJanuary01,2012butonlyforthepurposeofmakingadditionalinvestmentintheScheme(s)/Plan(s)ofanyMutualFundregisteredwithSEBI.However,existinginvestorswhoareKYCcompliantbefore1stJanuary2012willhavetocompletethenewKYCrequirementsandgettheIPVdoneiftheywishtodealwithanyotherSEBIregisteredintermediaryotherthanaMutualFund.For‘KYC-On-Hold’casesinvestorneedtosubmitmissinginformationorupdatepending KYC related information so as to enable AMC to process purchasetransaction(whetherfreshoradditional)andswitches..IntermsofAMFIguidelines,witheffectfromJanuary1,2016,(a) tomakeadditionalsubscription(includingswitches),itshallbemandatoryfor

allexistinginvestorstoprovideadditionalKYCinformationsuchasIncomedetails,Occupation, associationwith politically exposed person, networthetc.wheresuchinformationwasnotprovidedtoKRAsearlier.

(b) ItshallbemandatoryforexistinginvestorstocompletetheIPVandprovidethemissingKYCinformationforadditionalsubscription(includingswitches)intheirexistingfolios.

(c) However,SIPandSTPalready registered tillDecember31, 2015 in suchexistingfoliosareexemptedfromtheabovestipulations.

Aadhaar based e KYC processInvestorscanalsoavailtheAadhaarbasede-KYCserviceofferedbyUIDAIforKYCverification.For this purpose, Investors/clients, on voluntary basis, can authorize theIntermediariesregisteredasKYCUserAgency(KUA)withUIDAItoaccesstheclientidentificationandauthenticationdetailsfromUIDAI.Forenteringintoaccountbasedrelationship,theInvestor/clientmayprovidethefollowinginformationtotheintermediaryelectronicallyincludingthroughanywebenableddevice.i. Nameii. Aadhaarnumberiii. PermanentAccountNumber(PAN)The Intermediary shall perform verification of the client with UIDAI throughbiometric authentication (fingerprint or iris scanning). Mutual Funds can alsoperformverificationoftheclientwithUIDAIthroughOneTimepassword(OTP)receivedonclient’smobilenumberorone-mailaddress registeredwithUIDAIprovided,theamountinvestedbytheclientdoesnotexceed̀ 50,000perfinancialyear per Mutual Fund and payment for the same is made through electronictransferfromtheclient’sbankaccountregisteredwiththatMutualFund.AfterduevalidationofAadhaarnumberprovidedbytheclient,theintermediary(actingasKUA)shall receive theKYC informationabout theclient fromUIDAIthroughKSA.For further details on e_KYC process, refer to SAI/SEBI circular dated 22nd January 2016

PAN-Exemption for micro financial productsOnlyindividualInvestors(includingNRIs,Minors&Soleproprietaryfirms)whodonothaveaPAN,andwhowishtoinvestupto` 50000/-inafinancialyearunderanyScheme including investments, ifany,underSIPsshallbeexempted fromtherequirementofPANonsubmissionofdulyfilledinpurchaseapplicationformswithpaymentalongwithKYCapplicationformwithotherprescribeddocumentstowardsproofofidentityasspecifiedbySEBI.Forallothercategoriesofinvestors,thisexemptionisnotapplicableApplicability of KYC guidelinesThe new KYC guidelines shallnot be applicable to the following categories /transactions:- The investors falling under the category of Micro Pension (as per the

arrangementbetweenUTIAMCwiththerespectiveorganization/s),whoareexemptfromtherequirementofPAN.

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- Investments received from Government bodies/authorities/Departments infavourofbeneficiariesidentifiedbythem.

- Bonus/dividendreinvestment- ExistingSystematicInvestmentPlan(SIP)/SystematicTransferInvestment

Plan (STRIP) / Dividend Transfer Plan (DTP) registrations (and similarfacilities)includingthosereceivedtill31stDecember2011.

- RenewalContributionreceivedunderUTIUnitLinkedInsurancePlan(UTI-ULIP)ofInvestorsregisteredunderUTIULIPupto31stDecember2011.

For further details on KYC requirements to be complied with by the Investors, please refer to SAI

Details under Foreign Account Tax Compliance provisions (commonly known as FATCA) / Foreign Tax Laws

FATCA isUnitedStates (US)FederalLaw,aimedatpreventionof taxevasionbyUScitizensandresidents(“USpersons”asdefined in theapplicableextantlawsoftheUnitedStatesofAmerica)throughuseofoffshoreaccounts.FATCAprovisions are part of Hiring Incentives to Restore Employment (HIRE) Act,enacted by US Legislature. Under FATCA, withholding tax may be levied oncertainUSsourceincome/receiptoftheSchemesoftheMutualFund,unlesstheyareFATCAcompliant.FATCA obligates foreign financial institutions (FFIs), including Indian financialinstitutions to provide theUS Internal RevenueService (IRS)with informationandtoreportontheaccountsheldbyspecifiedUSPersonsaswellaspassiveNFFEs in which controlling interest is held by specified US person. The termFFIisdefinedwidelytocoveralargenumberofnon-USbasedfinancialserviceproviders,suchasmutualfunds,depositoryparticipants,brokers,custodians,aswellasbanks.FATCArequiresenhancedduediligenceprocessesbytheFFIsoastoidentifyUSreportableaccounts.The identificationofUSpersonwillbebasedononeormoreof following “USindicia”-• IdentificationoftheAccountHolderasaUScitizenorresident;• UnambiguousindicationofaUSplaceofbirth;• CurrentUSmailingorresidenceaddress(includingaUSpostofficebox);• CurrentUStelephonenumber;• StandinginstructionstotransferfundstoanaccountmaintainedinUSA;• Currenteffectivepowerofattorneyorsigningauthoritygrantedtoaperson

withaUSaddress;or• An“in-careof”or“holdmail”addressthatisthesoleaddressthattheIndian

FinancialInstitutionhasonthefilefortheAccountHolder.FATCAduediligencewillbeapplicabletoeachunitholder(includingjointholders)irrespective of the country of residence/citizenship, and on being identified asreportableperson/specifiedUSperson,allfolios/accountswillbereported.Suchinformationmayinclude(notlimitedto)theiridentity,directorindirectbeneficiaries,beneficialownersandcontrollingpersons.UnitholderswillthereforeberequiredtocomplywiththerequestoftheAMC/FundtofurnishsuchinformationasandwhendeemednecessarybytheAMC/FundinaccordancewiththeApplicableLaws.FATCAprovisionsarerelevantnotonlyaton-boardingstageofunitholdersbutalso throughout the lifecycleof investmentwith theMutualFund.UnitholdersthereforeshouldimmediatelyintimatetotheFund/theAMC,anychangeintheirstatuswithrespecttoFATCArelateddeclarationprovidedbythempreviously.In case unit holder / investor fails to furnish the relevant information and/ordocumentationinaccordancewiththeApplicableLaws,theAMC/Fundreservestherighttorejecttheapplicationorredeemtheunitshelddirectlyorbeneficiallyandmayalsorequirereportingofsuchaccounts/levyofwithholdingtaxonpaymentsmadetoinvestors.Prospectiveinvestors/Unitholdersshouldconsulttheirownadvisors tounderstandthe implicationsofFATCAprovisions/requirements.TheAMCreservestherighttochange/modifytheprovisionsmentionedatalaterdate.Common Reporting Standard (CRS) – The New Global Standard for Automatic Exchange of InformationOnsimilarlinesasFATCA,theOrganisationofEconomicDevelopment(OECD),alongwiththeG20countries,ofwhichIndiaisamember,hasreleaseda“StandardforAutomaticExchangeofFinancialAccountInformationinTaxMatters”,inorderto combat theproblemofoffshore taxevasionandavoidanceandstashingofunaccounted money abroad, requiring cooperation amongst tax authorities.TheG20andOECDcountrieshave togetherdevelopedaCommonReportingStandard(CRS)onAutomaticExchangeofInformation(AEOI).

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AllApplicantswhosecountryoftaxresidenceisnotIndiashallfillintheprescribedFATCA&CRSForm.AMC reserves right to reject the application in case the applicant / investor fails to submit information /documentation for any of the above.Please refer to Instructionsgiven in theFATCA/CRSFormbefore filling in theparticularsand for furtherdetails relating toFATCA/CRS, refer toAMFI India’sCircularNo.135/BP/63/2015-16 dated 18th September 2015 andSEBICircularNos.CIR/MIRSD/2/2015dated26thAugust2015&CIR/MIRSD/3/2015dated10th September2015.

Friend in Need “FriendinNeed”facilityisintroducedfortheIndividualinvestors(ResidentaswellasNon-resident)ofUTIMFunderall theschemes,wherebythere isanoptionto furnish the contact details including name, address, relationship, telephonenumber and email ID of any person other than the applicant/s and nominee.Thiswillfacilitateobtainingthelatestcontactdetailsoftheinvestors,ifUTIMFisunabletoestablishcontactwiththeinvestors.Forfurtherdetails,pleaserefertoSAI.

Dividend Thedividendwarrantsshallbedispatchedtotheunitholderswithin30daysofthedateofdeclarationofthedividend.IncaseoffundsreceivedthroughCashPaymentmode,thedividendproceedsshallberemittedonlytothedesignatedbankaccount.Incaseofdelayinpaymentofdividendamount,theAssetManagementCompanyshallbeliabletopayinteresttotheunitholdersatsuchrateasmaybespecifiedbySEBIfortheperiodofsuchdelay(presently@15%perannum).

Redemption Theredemptionor repurchaseproceedsshallbedispatched to theunitholderswithin10businessdaysfromthedateofmaturityofthescheme.In case of funds received through Cash Payment mode, the redemption orrepurchaseproceedsshallonlybetothedesignatedbankaccount.Restriction on redemption of unitsFurther to the possibility of delays in redemption of units under certaincircumstancesas stated in theaforesaid paragraphs relating to “Risk factors”,thefollowingpointsrelatingtorestrictionsonredemptionofunitsmaybenoted:-1. Restrictions on redemption of units may be imposed when there are

circumstancesleadingtoasystemiccrisisoreventthatseverelyconstrictsmarketliquidityortheefficientfunctioningofmarketssuchas:

Liquidityissues-whenmarketatlargebecomesilliquidaffectingalmostallsecuritiesratherthananyissuerspecificsecurity(i) Marketfailures,exchangeclosuresetc(ii) Operational issues – when exceptional circumstances are caused

by force majeure, unpredictable operational problems and technicalfailures(e.g.ablackout).

2. Restrictiononredemptionmaybeimposedforaspecifiedperiodoftimenotexceeding10workingdaysinany90daysperiod.

3. Restrictionwill be imposedafterobtaining theapprovalsof theBoardsofAMCandtheTrustees

4. Whenrestrictiononredemptionisimposed,thefollowingprocedureshallbeapplied:-(i) No redemption requests upto INR 2 lakh shall be subject to such

restriction.(ii) WhereredemptionrequestsareaboveINR2lakh,AMCsshallredeem

thefirstINR2lakhwithoutsuchrestrictionandremainingpartoverandaboveINR2lakhshallbesubjecttosuchrestriction.

Delay in payment of redemption / repurchase proceeds

TheAssetManagementCompanyshallbeliabletopayinteresttotheunitholdersatsuchrateasmaybespecifiedbySEBIfortheperiodofsuchdelay(presently@15%perannum).

Book Closure Period/Record Date Bookclosureperiod/snotexceeding15daysinayearforScheme.Transfer/Pledge/Assignment of Units

Transfer / Pledge/ Assignment of units(a) TransferUnitsoftheschemearetransferable,onlyaftercompletionofLock-in-Periodofthreeyears.Transfersshouldbeonlyinfavouroftransfereeswhoarecapableofholdingunits.TheAMCshallnotbeboundtorecognizeanyothertransfer.

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TheAMCwilleffectthetransferonlyinelectronicformprovidedthattheintendedtransfereeisotherwiseeligibletoholdunitsunderthescheme.ThedeliveryinstructionsfortransferofunitswillhavetobelodgedwiththeDPintherequisiteformasmayberequiredfromtimetotimeandthetransferwillbeeffectedinaccordancewithsuchrules/regulationsasmaybeinforcegoverningtransferofsecuritiesindematerialisedmode.Under special circumstances, holding of units by a company or other bodycorporatewithanothercompanyorbodycorporateoran individual/individuals,noneofwhomisaminor,maybeconsideredbytheAMC.(b) Pledge/Assignment of units permitted only in favour of banks/other

financial institutions:The uniholders may pledge/assign units in favour of banks/other financialinstitutionsasasecurityforraisingloansonlyaftercompletionofLock-in-Periodofthreeyears.Unitscanbepledgedbycompletingtherequisiteforms/formalitiesasmayberequiredbytheDepository.The pledger may not be allowed to redeem units so pledged until the bank/financialinstitutiontowhichtheunitsarepledgedprovidesawrittenauthorizationtotheDepositorythatthepledge/charge/lienmayberemoved.Incasesuchaninstruction isnot received, thebank/ financial institution towhich theunitsarepledgedcanapplyforredemptioninitsfavour.Insuchacase,theMutualFundreserves the right to redeem theUnits in favour of the concerned lender aftergiving15daysnoticetotheUnitholder.

C. PERIODIC DISCLOSURESNet Asset ValueThisisthevalueperunitoftheschemeonaparticularday.Youcanascertainthe value of your investments bymultiplying the NAV with your unitbalance.

TheMutualFundshalldeclaretheNetassetvalueoftheSchemeby9p.m.oneverybusinessdayonthewebsiteofUTIMutualFund,www.utimf.com.andonAMFI’swebsitewww.amfiindia.com.TheNAVshallbecalculatedforallbusinessdaysandpublished inatleast twodailynewspapershavingnationwidecirculationoneverybusinessday.

Monthly Portfolio Disclosure TheMutualFundshalldiscloseportfolio(alongwithISIN)asonthelastdayofthemonth forall its schemeson itswebsiteonorbefore the tenthdayof thesucceedingmonthinauser-friendlyanddownloadableformat.Theformatformonthlyportfoliodisclosureshallbethesameasthatofhalfyearlyportfoliodisclosures.TheMutualFundshallalsodiscloseadditional information (suchas ratiosetc)subjecttocompliancewiththeSEBIAdvertisementCode.

Disclosure of Assets Under Management

TheMutualFundshalldisclosethefollowingonmonthlybasis,intheprescribedformat,onitswebsiteandalsosharethesamewithAssociationofMutualFundsinIndia(AMFI):(a) AUM fromdifferent categories of schemes suchasequity schemes, debt

schemes,etc.(b) ContributiontoAUMfromB-15cities(i.e.otherthantop15citiesasidentified

byAMFI)andT-15cities(Top15cities).(c) ContributiontoAUMfromsponsoranditsassociates.(d) ContributiontoAUMfromentitiesotherthansponsoranditsassociates.(e) ContributiontoAUMfrominvestorstype(retail,corporate,etc.) indifferent

schemetype(equity,debt,ETF,etc.).Inordertohaveaholisticpicture,MutualFundwiseandconsolidateddataontheaboveparametersshallalsobedisclosedonAMFIwebsiteintheprescribedformat.

Half Yearly Disclosure: Portfolio / Financial Results

TheMutualFundshallwithinonemonthfromthecloseofeachhalfyear,(i.e.31stMarchand30thSeptember),hostasoftcopyofitsunauditedfinancialresultsonitswebsite.TheMutualFundshallpublishanadvertisementdisclosingthehostingofsuchfinancial resultson thewebsite, inatleast twonewspaperonenationalEnglishdailynewspaperhavingnationwidecirculationandone inanewspaperhavingwidecirculationpublishedinthelanguageoftheregionwheretheHeadOfficeofUTIMFissituated.TheMutualFundshallalso,withinonemonthfromthecloseofeachhalfyear,(i.e.31stMarchand30thSeptember),publishbywayofanadvertisementacompletestatementofitsschemeportfolioinoneEnglishdailycirculatinginthewholeofIndiaandinanewspaperpublishedinthelanguageoftheregionwheretheheadofficeofUTIMFissituated.

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Additional Disclosure: TheMutualFundshall,inadditiontothetotalcommissionandexpensespaidtodistributors,makeadditionaldisclosuresregardingdistributor-wisegrossinflows,netinflows,AAUMandratioofAUMtogrossinflowsonitswebsiteonanyearlybasis.Incase,thedatamentionedabovesuggeststhatadistributorhasanexcessiveportfolioturnoverratio, i.e.morethantwotimestheindustryaverage,theAMCshallconductadditionaldue-diligenceofsuchdistributors.TheMutualFundshallalsosubmitthedatatoAMFIandtheconsolidateddatainthisregardshallbedisclosedonAMFIwebsite.

Annual Report An abridged annual report in respect of the scheme shall be mailed to theunitholdersnot later than fourmonths from thedateof closureof the relevantaccountingyearandthefullannualreportshallbemadeavailableforinspectionatUTITower,GnBlock,Bandra-KurlaComplex,Bandra (East),Mumbai–400051.Acopyofthefullannualreportshallalsobemadeavailabletotheunitholdersonrequestonpaymentofnominalfee,ifany.

Disclosures of Votes Cast by the Mutual Funds

a. The AMC shall record and disclose, in the prescribed format, specificrationalesupportingitsvotingdecision(for,againstorabstain)withrespecttoeachvoteproposalonmattersrelatingtoCorporategovernance,changesto capital structure, stock option plans, social & corporate responsibilityissues, appointment ofDirectors and their removal etc as stated inSEBICircularSEBI/IMD/CIRNo18/198647/2010datedMarch15,2010

b. TheAMCshalladditionallypublishintheprescribedformatsummaryofthevotescastacrossallitsinvesteecompanyanditsbreak-upintermsoftotalnumberofvotescastinfavor,againstorabstainedfrom.

c. TheAMCshalldisclosevotescastontheirwebsiteonaquarterlybasis,intheprescribedformat,within10workingdaysfromtheendofthequarter.TheAMCshallcontinuetodisclosevotingdetailsinitsannualreport.

d. Further, on an annual basis, the AMC shall obtain certification froma “scrutinizer” appointed in terms of Companies (Management andAdministration)Rules,2014onthevotingreportsdisclosed.ThesameshallbesubmittedtothetrusteesandalsodisclosedintherelevantportionoftheMutualFunds’annualreport&website.

e. TheBoards ofAMCandTrustees shall review and ensure that theAMChasvotedon importantdecisions thatmayaffect the interestof investorsandtherationalerecordedforvotedecisionisprudentandadequate.Theconfirmation to thesame,alongwithanyadversecommentsmadebythescrutinizer,shallbereportedtoSEBIinthehalfyearlytrusteereports.

For furtherdetails, refer toSEBICircularNoSEBI/HO/IMD/DF2/CIR/P/2016/68dated 10thAugust 2016 and SEBI Circular No CR/IMD/DF/05/2014 dated 24th March2014.

Associate Transactions PleaserefertoStatementofAdditionalInformation(SAI).TaxationTheinformationisprovidedforgeneralinformationonly.However,inviewoftheindividualnatureoftheimplications,eachinvestorisadvisedtoconsulthisorherowntaxadvisors/authoriseddealerswithrespecttothespecificamountoftaxandotherimplicationsarisingoutofhisorherparticipationintheschemes.For further details on taxation please refer to the clause on Taxation in the SAI.Equity Fund:TaxonDividend

UTIMutualFundisaMutualFundregisteredwithSEBIandassuchiseligibleforbenefitsundersection10(23D)oftheIncomeTaxAct,1961(theAct)tohaveitsentireincomeexemptfromincometax.TheMutualFundwillreceiveincomewithoutanydeductionoftaxatsourceundertheprovisionsofSection196(iv)oftheAct.Asper thesection10(35)of theAct,dividend receivedby investorsunder theschemesofUTIMFisexemptfromincometaxinthehandsoftherecipientunitholders.Byvirtueofprovisotosection115(R)(2)oftheAct,equityorientedschemesareexemptfromincomedistributiontax.

Capital Gains:

i) Long Term Capital Gains

Unitsheldformorethantwelvemonthsprecedingthedateoftheirtransferarelongtermcapitalasset.Aspersection10(38)oftheAct,anyincomearisingfromthetransferofalongterm capital asset being a unit of an Equity Oriented Scheme chargeable tosecurities transaction tax (STT) shall not form part of total income, therefore,exemptfromIncomeTax.Aspersection10(38)oftheAct,equityorientedfundmeansa fundwhere the investible fundsare investedbywayofequityshareindomesticcompaniestotheextentofmorethansixtyfivepercentofthetotalproceedsofsuchfundandwhichhasbeensetupunderaschemeofamutualfundspecifiedundersection10(23D)oftheAct.

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ii) Short term capital gains Unitsheldfornotmorethantwelvemonthsprecedingthedateoftheirtransferareshorttermcapitalasset.CapitalgainsarisingfromthetransferofshorttermcapitalassetsbeingunitofanequityorientedschemewhichischargeabletoSTTisliabletoincometax@15%undersection111Aandsection115ADoftheAct.Thesaidtaxrateisincreasedbysurcharge,ifapplicable.

Tax benefits under section 80C Contribution made will be eligible for deduction of the whole amount paid ordepositedsubjecttoamaximumof` 1,50,000/-underSection80CofIncomeTaxAct,1961forthepersonsandonthetermsandconditionsasprovidedtherein.

ForfurtherdetailsonTaxation,pleaserefertotheclauseonTaxationintheSAI.

Investor services Allinvestorscouldrefertheirgrievancesgivingfullparticularsofinvestmentatthefollowingaddress:

ShriGSAroraVicePresident–DepartmentofOperationsUTIAMCLtd.UTITower,GnBlock,BandraKurlaComplex,Bandra(East),Mumbai-400051.

Tel.No.:66786666Fax:26523031

Investors may post their grievances at our website: www.utimf.com or

[email protected]

D. COMPUTATION OF NAV

(a) TheNetAssetValue(NAV)oftheschemeshallbecalculatedbydeterminingthevalueofthescheme’sassetsandsubtractingtherefromtheliabilitiesoftheschemetakingintoconsiderationtheaccrualsandprovisions.NAVshallbedeclaredseparatelyforthedifferentPlan(s)andOptionsofthescheme.

(b) TheNAVperunit shallbecalculatedbydividing theNAVof theschemeby the totalnumberofunits issuedandoutstandingonthedateofcalculationunderthescheme.

NAVoftheUnitsundertheSchemeshallbecalculatedasshownbelow:-

MarketorFairValueofScheme’sinvestments+CurrentAssets-CurrentLiabilitiesandProvision

NAV=-----------------------------------------------------------------------------------------------------------------------------------

No.ofUnitsoutstandingunderSchemeontheValuationDate

TheNAVundertheSchemewouldberoundedofftofourdecimalsandUnitswillbeallotteduptofourdecimalplacesorsuchotherformulaasmaybeprescribedbySEBIfromtimetotime.

(c) Avaluationdayisadayotherthan(i)SaturdayandSunday(ii)adayonwhichboththestockexchanges(BSEandNSE)andthebanksinMumbaiareclosed(iii)Adayonwhichthepurchaseandredemptionofunitsissuspended.IfanybusinessdayinUTIAMC,MumbaiisnotavaluationdayasdefinedabovethentheNAVwillbecalculatedonthenextvaluationdayandthesamewillbeapplicableforthepreviousbusinessday’stransactionsincludingallinterveningholidays.

(d) The NAVs shall be published atleast in two daily newspapers having nationwide circulation on every business day and will also be available by 9 p.m. on every business day on website of UTI Mutual Fund www. utimf.com and website of AMFI www.amfiindia.com.

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IV. FEES AND EXPENSESThissectionoutlinestheexpensesthatwillbechargedtothescheme.A. NEW FUND OFFER (NFO) EXPENSES AllNewFundOfferExpenseswouldbebornebyAMC.B. ANNUAL SCHEME RECURRING EXPENSES (a) These are the fees and expenses for operating the schemes.These expenses include InvestmentManagement

andAdvisory Fee charged by theAMC,Registrar andTransferAgents’ fee,marketing and selling costs etc. asgiveninthetablebelow:

TheAMC has estimated that upto 2.50% of the daily net assets of the schemewill be charged to the schemeasexpenses. For theactualcurrentexpensesbeingcharged, the investorshould refer to thewebsiteof theUTIMutualFund.

Particulars % of Net AssetsUTI-LTAF – Series IV

Regular PlanInvestmentManagementandAdvisoryFees

Upto2.50%

TrusteeFeeAuditFeesCustodianFeesRTAFeesMarketingandSellingexpenseincludingagentcommissionCostrelatedtoinvestorcommunicationsCostoffundtransferfromlocationtolocationCostofprovidingaccountstatementsanddividendredemptionchequesandwarrantsCostsofstatutoryAdvertisementsCosttowardsinvestoreducationandawareness(atleast2bps)Brokerageandtransactioncostoverandabove12bpsforcashServicetaxonexpensesotherthaninvestmentandadvisoryfeesServicetaxonbrokerageandtransactioncostOtherExpensesMaximum total expense ratio (TER) permissible under Regulations 52 (6) (c) Upto2.50%AdditionalexpensesforgrossnewinflowsfromspecifiedcitiesunderRegulation52(6A)(b) Upto0.30%

Atleast20%oftheTERischargedtowardsdistributionexpenses/commissionintheRegularPlan.TheTERoftheDirectPlanwillbelowertotheextentoftheabovementioneddistributionexpenses/commission(atleast20%)whichischargedintheRegularPlan.Forexample,intheeventtheTERoftheRegularPlanis1%p.a,theTERoftheDirectPlanwouldnotexceed0.80%p.a.

Note: Direct Plan (investment not routed through a distributor) shall have a lower expense ratio excluding distributionexpenses,commissionetc.andnocommissionshallbepaidfromsuchPlan.PortfoliooftheSchemeundertheRegularPlanandDirectPlanwillbecommon.

Thepurposeofthetableistoassisttheinvestorinunderstandingthevariouscostsandexpensesthataninvestorintheschemewillbeardirectlyorindirectly.TheseestimateshavebeenmadeingoodfaithaspertheinformationavailabletotheInvestmentManagerbasedonpastexperienceandaresubjecttochangeinter-se.TypesofexpenseschargedshallbeaspertheSEBI(MFs)Regulations.(b) The total annual recurring expenses of a scheme excluding redemption expenses but including the investment

managementandadvisoryfeesshallbesubjecttothefollowinglimits:(i) Onthefirst` 100croresofthedailynetassets-2.50%(ii) Onthenext` 300croresofthedailynetassets-2.25%(iii) Onthenext` 300croresofthedailynetassets-2.00%(iv) Onthebalanceoftheassets-1.75%

Total Expense ratio (TER) and Additional Total Expenses:(i) Chargingofadditionalexpensesbasedonnewinflowsfrombeyond15cities

1. AdditionalTERshallbechargedupto30bpsondailynetassetsoftheschemeifthenewinflowsfrombeyondtop15cities(asperSEBIRegulations/Circulars/AMFIdata)areat least (a)30%ofgrossnew inflows in theschemeor(b)15%oftheAverageAssetsunderManagement(AAUM)(yeartodate)ofthescheme,whicheverishigher.TheadditionalTERonaccountofinflowsfrombeyondtop15citiessochargedshallbeclawedbackincasethesameisredeemedwithinaperiodof1yearfromthedateofinvestment.Thesamecanbeusedonlyfordistributionexpensesonaccountofnewinflowsfrombeyondtop15cities.

2. Incaseinflowsfrombeyondtop15citiesislessthanthehigherof(a)or(b)above,additionalTERondailynet

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assetsoftheschemeshallbechargedasfollows: DailynetassetsX30basispointsXNewinflowsfrombeyondtop15cities ____________________________________________________________ 365*XHigherof(a)or(b)above *366,whereverapplicable.3. The‘AMCfees’chargedtotheschemewithnosub-limitswillbewithintheTERasprescribedbySEBIRegulations.4. ForfurtherdetailsonTER,pleaserefertoSAI

(ii) Service Tax1. UTIAMCshallchargeservicetaxoninvestmentandadvisoryfeestotheschemeinadditiontothemaximum

limitofTER.2. ServiceTaxonotherthaninvestmentandadvisoryfees,ifany,shallbebornebytheschemewithinthemaximum

limitofTER.3. ServiceTaxonbrokerageandtransactioncostpaidforassetpurchases,ifany,shallbewithinthelimitprescribed

underSEBIRegulations.AsperthecurrentSEBIRegulations,thebrokerageandtransactioncostswhichareincurredforthepurposeofexecutionoftradeandincludedinthecostofinvestmentshallnotexceed12bpsincaseofcashmarkettransactions.Anypaymenttowardsbrokerageandtransactioncost,overandabovethesaid12bpsforcashmarkettransactionsmaybechargedtotheschemewithinthemaximumlimitofTotalExpenseRatio(TER)asprescribedunderregulation52oftheSEBI(MutualFunds)Regulations,1996.AnyexpenditureinexcessofthesaidprescribedlimitshallbebornebytheAMCorbythetrusteeorsponsors.

(iii) Investor Education and Awareness UTIMutualFund(UTIMF)shallannuallysetapartatleast2bpsondailynetassetswithinthemaximumlimitofTER

forinvestoreducationandawarenessinitiatives.(iv) Illustration of impact of expense ratio on scheme’s returns Simpleillustrationtodescribetheimpactoftheexpenseratioonreturnsofthescheme.

A Amountinvested(`) 10,000B Grossreturns-assumed 14%C ClosingNAVbeforeexpenses(`) 11400D Expenses(`) 200E TotalNAVafterchargingexpenses(C-D) 11200F Netreturnstoinvestor 12%

• AsperSEBIRegulationexpensesarecharged to theschemeondailybasisondailynetassetsandasperpercentagelimitsspecifiedbySEBI.

• TheillustrationistosimplydescribetheimpactofexpenseschargedtotheSchemeonschemesreturnsandshouldnotbeconstruedasprovidinganykindofinvestmentadviceorguaranteeofreturnsoninvestments.

• TheabovecalculationsarebasedonassumedNAVs,andactualreturnsoninvestmentmaybedifferent.C. LOAD STRUCTURE– for all classes of investors

(1) ExitLoadisanamountwhichispaidbytheinvestortoredeemtheunitsfromthescheme.ThisamountisusedbytheAMCtopaycommissionstothedistributorandtotakecareofothermarketingandsellingexpenses.Loadamountsarevariableandaresubject tochange from time to time.For thecurrentapplicablestructure,please refer to thewebsiteoftheAMCwww.utimf.comorcallat1800221230(tollfreenumber)or022-26546200(nontollfreenumber)oryourdistributor.

Load Structure during New Fund Offer Period and on an ongoing basis: *Entry load:InaccordancewiththerequirementsspecifiedbytheSEBIcircularno.SEBI/IMD/CIRNo./168230/09dated

June30,2009noentryloadwillbechargedbytheSchemetotheinvestor

*Entry Load (As % of NAV) Exit Load (As % of NAV)NotApplicable Nil

Transaction charges PursuanttoSEBI circular no. CIR/IMD/DF/13/2011 dated August 22, 2011, a transaction charge of ` 100/- for existing

investors and ̀ 150/- in the caseoffirsttimeinvestorinMutualFunds,persubscriptionof̀ 10,000/-andabove,respectively,is tobepaid to thedistributorsofUTIMutualFundproducts.However, thereshallbeno transactionchargesondirectinvestment/snotmadethroughthedistributor/financialadvisoretc.

Thereshallbenotransactionchargeonsubscriptionbelow` 10,000/-. Thetransactioncharge,ifany,shallbedeductedbyUTIAMCfromthesubscriptionamountandpaidtothedistributorand

thebalanceshallbeinvested.AllocationofUnitsundertheschemewillbenetofTransactionCharges.TheStatementofAccount(SoA)wouldalsoreflectthesame.

IftheinvestorhasnottickedintheApplicationformwhetherhe/sheisanexisting/newinvestor,thenbydefault,theinvestorwillbetreatedasanexistinginvestorandtransactionchargesof` 100/-willbedeductedforinvestmentsof` 10,000/-andaboveandpaidtodistributor/financialadvisoretc.,whoseinformationisprovidedbytheinvestorintheApplicationform.

33


However,wheretheinvestorhasmentioned‘DirectPlan’againsttheschemename,theDistributorcodewillbeignoredandtheApplicationwillbeprocessedunder‘DirectPlan’inwhichcasenotransactionchargeswillbepaidtothedistributor.

Opt in / Opt out by Distributors: Distributorsshallbeabletochoosetooptoutofchargingthetransactioncharge.Howeverthe‘optout’shallbeatdistributor

levelandnotatinvestorleveli.e.,adistributorshallnotchargeoneinvestorandchoosenottochargeanotherinvestor. Distributorsshallalsohavetheoption toeitheropt inoroptoutof levying transactionchargebasedoncategoryof the

product.Thevariouscategoryofproductareasgivenbelow:

Sr. No. Category of product1 Liquid/MoneyMarketSchemes2 GiltSchemes3 DebtSchemes4 InfrastructureDebtFundSchemes5 EquityLinkedSavingSchemes(ELSS)6 OtherEquitySchemes7 BalancedSchemes8 GoldExchangeTradedFunds9 OtherExchangeTradedFunds

10 FundofFundsinvestingOverseas11 FundofFunds–Domestic

Whereadistributordoesnotexercisetheoption,thedefaultOptionwillbeOpt–outforallabovecategoriesofproduct.TheoptionexercisedforaparticularproductcategorywillbevalidacrossallMutualFunds.

TheARNholders,iftheysodesire,canchangetheiroptionduringthespecialtwohalfyearlywindowsavailableviz.March1st toMarch25thandSeptember1st toSeptember25thand thenewoptionstatuschangewillbeapplicable fromtheimmediatelysucceedingmonth

Upfrontcommission,ifany,oninvestmentmadebytheinvestor,shallbepaiddirectlybytheinvestortotheAMFIregisteredDistributorsbasedontheinvestors’assessmentofvariousfactorsincludingtheservicerenderedbythedistributor.

V. RIGHTS OF UNITHOLDERS PleaserefertoSAIfordetails.

VI. PENALTIES, PENDING LITIGATION OR PROCEEDINGS, FINDINGS OF INSPECTIONS OR INVESTIGATIONS FOR WHICH ACTION MAY HAVE BEEN TAKEN OR IS IN THE PROCESS OF BEING TAKEN BY ANY REGULATORY AUTHORITY

Status of the information in this regard as furnished by the respective sponsors mentioned below is provided as under:1. IncaseofIndianSponsor(s),detailsofallmonetarypenaltiesimposedand/oractiontakenduringthelastthreeyears

orpendingwithanyfinancial regulatorybodyorgovernmentalauthority,againstSponsor(s)and/or theAMCand/or theBoardofTrustees/TrusteeCompany; for irregularitiesor forviolations in thefinancialservicessector,or fordefaultswithrespecttoshareholdersordebentureholdersanddepositors,orforeconomicoffences,orforviolationofsecuritieslaw.Detailsofsettlement,ifany,arrivedatwiththeaforesaidauthoritiesduringthelastthreeyearsshallalsobedisclosed.(a) Penalties imposed against Life Insurance Corporation of India (Amount in ` ) PenaltiesimposedbyIRDAA. The following penalties were imposed by IRDA against LIC for the year 2014-15 on its Inspection as per

the following details:-

Particulars of Inspection observations Penalty levied by IRDA-Amount

Status of payment of

penalty• Instanceswerenoticedwhereinfilledinproposalforms

werealteredwithoutnecessaryauthenticationfromtheproposers

• PoliciesissuedwithtermsandconditionsotherthanasappliedbytheProposers

• Policiesaresplitandmorethanonepolicyissuedunderasingleproposal

Penalty of Rs 5 Lacs underS.102(b)oftheActimposed

Paid

All equity investment in a single Investee company (fromall fundsof the corporation) cannot bemore than10%ofoutstandingshares(facevalue)oftheInvesteecompany

PenaltyofRs5lacsimposedontheInsurerunderS.102(b)oftheAct

Paid

34


B. Service Tax

Financial Year Particulars Amount (`) Status2010-2011 ServiceTax 1018.00 Paid2011-2012 ServiceTax 14986.00 Paid2012-2013 ServiceTax 799268.00 Paid

NopenaltieshavebeenimposedduringthelastfouryearsbytheIncomeTaxAuthorities.(b) Penalties and Proceedings against Bank of Baroda:-

Zone: Maharashtra & Goa(i) SponsorandBranch:BankofBaroda,LaxmiRoad,PuneCity NameofComplainant:PuneMunicipalCorporation(PMC) Court/Tribunal/CaseNo.&Year:SupremecourtSLP(C)No.23299/2010 Amountinvolved:Octroipenaltyof`94.22lacs Nature ofCase/Type of offence& section: Bank filed awrit petition beforeBombayHC challenging the arbitrary

demandofthePMC&theprovisionsunderPuneMunicipalCorporation(Octroi)Rules2008imposingpenaltybeingcontrary to theprovisionsofSection398of theBombayProvincialMunicipalCorporationAct,1949.TheBombayHCallowedtheappealholdingcorporationdoesnothavepowertoimposepenaltyequivalentto10timestheOctroiwithoutfollowingthedueprocessoflawasenvisagedundersection398ofActof1949.

Bank’s reply/defence: Bank paid the amount of octroi of ` 9,42,200/- but refused to pay penalty amounting to ` 94,22,000/-(10timesofoctroiamount).

PresentStatus&Remarks:Against theorderof theHC,PMCfiledSLP inSC.TheHon’bleSCafterhearing theCounselswasoftheviewthatthereisconflictingjudgmentsontheissueandthesamerequiressometimeforhearing.On13/10/2011theHon’bleSCsaidsincebankhasalreadypaidtheOctroiandmatterinvolvedhereinisonlyaboutpenalty imposedbycorporation, let themattercomeup forhearing in regularcourse.Matterhasnotcome in theregularboardtilldate.

(ii) SponsorandBranch:BankofBaroda,NasikCity NameofComplainant:NasikMunicipalCorporation Court/Tribunal/CaseNo.&Year:SupremeCourtSLP(C)No.9706/2010 Amountinvolved:Octroipenaltyof` 5.95lacs Nature ofCase/Type of offence& section: Bank filed awrit petition beforeBombayHC challenging the arbitrary

demandoftheNMC&theprovisionsunderNashikMunicipalCorporation(Octroi)Rule2005imposingpenaltybeingcontrary to theprovisionsofSection398of theBombayProvincialMunicipalCorporationAct,1949.TheBombayHCallowedtheappealholdingcorporationdoesnothavepowertoimposepenaltyequivalentto10timestheOctroiwithoutfollowingthedueprocessoflawasenvisagedundersection398ofActof1949.

Bank’sreply/defence:Bankpaidtheamountofoctroi,butrefusedtopaypenaltyamountingto` 59.50lacs(10timesofOctroiamount).

PresentStatus&Remarks:Against theorderof theHC,NMCfiledSLP inSC.TheHon’bleSCafterhearing theCounselswasoftheviewthatthereisconflictingjudgmentsontheissueandthesamerequiressometimeforhearing.On13/10/2011theHon’bleSCsaidsincebankhasalreadypaidtheOctroiandmatterinvolvedhereinisonlyaboutpenalty imposedbycorporation, let themattercomeup forhearing in regularcourse.Matterhasnotcome in theregularboardtilldate.

Totalno.ofcases:2 Totalamountinvolved/claimedamount:` 100.17lacs Region-DMR-1 (NZ):(iii) SponsorandBranch:BankofBaroda,IBBbranch Nameoftheparty/complainant:SpecialDirectorateofEnforcement NameoftheCourt/Forum&Caseno.:CRLAppealNo.256/2009beforeHC,DelhiinComp/u/s8(1),64(2)andalso

readwithsections6(4),6(5),49and73(3)ofFERA,1973. Amountinvolved:` 10 lacs AdvocateName:PramodAgarwala Natureofthecase/typeofoffencesandSection:Complaintu/s6(4),6(5),8(1),64(2)and73(3)ofFERAAct1973. Details/briefnatureofthecase:AllegationsofviolationofFERAregardingDepositofForeignCurrencyNotesinNRE

A/cofMr.GurcharanSinghSethiandSmt.SurinderKaur.TheDirectorateofEnforcementinorderdated11.08.04heldthatBankhasfailedtoensurethegenuinenessofthetransactionsandhascontravenedtheprovisionsofFERA.Penaltyof` 10lacswasimposed.Bankhasdeniedtheallegationsonthegroundthatindividualtransactionswereoflessthan` 10lacs.

Bank’sReply/defence:Bank’scontentionisthateachtimedepositsaremadeoftheamountoflessthan10000USD,hencethereisnoviolationofprovisionsofFERAAct,1973.

PresentStatusandremarks:On03.03.2010interimstayordershavebeenmadeabsolute.Matterwillbelistedinduecourseinregularmatters.

35


(iv) SponsorandBranch:BankofBaroda,IBBbranch Nameoftheparty/complainant:SpecialDirectorateofEnforcement NameoftheCourt/Forum&Caseno.:CRLAppealNo.325/2008beforeHCDelhiinComp/u/s8(1),64(2)andalso

readwithsections6(4),6(5),49and73(3)ofFERA,1973. Amountinvolved:` 5lacs AdvocateName:PramodAgarwala Natureofthecase/typeofoffencesandSection:Complaintu/s6(4),6(5),8(1),64(2)and73(3)ofFERAAct1973. Details/briefnatureofthecase:AllegationsofviolationofFERAregardingDepositofForeignCurrencyNotesinNRE

A/cofoneMr.SarbirSingh,from25.01.92to31.01.92.TheDirectorateEnforcementinorderdated11.08.04heldthatBankhasfailedtoensurethegenuinenessofthetransactionsandhascontravenedtheprovisionsofFERA.Penaltyof` 5lacswasimposed.AppealfiledwithAppellateAuthority,whichhasbeendismissedon07.12.2007.CriminalAppealbeforetheDelhiHighCourthasbeenfiled,whichispending.

Bank’sReply/defense:Bank’scontentionisthateachtimedepositsaremadeoftheamountoflessthan10000USD,hencethereisnoviolationofprovisionsofFERAAct,1973.

PresentStatusandremarks:On03.03.2010interimstayordershavebeenmadeabsolute.Matterwillbelistedinduecourseinregularmatters.

TotalNo.ofCases:2 Totalamountinvolved:` 15lacs(v) SponsorandBranch:BankofBaroda,EasternZone,CamacStreet Nameoftheparty:SpecialDirectorofEnforcementDirectorate Court/Tribunal&Caseno./Year:EnforcementDirectorate Amountinvolved/claimed:` 10Lacs Natureofthecase/typeofoffencesandSection:BreachofprovisionsofFERA Details/briefnatureofthecase:Bankhadgivenloanof` 2.55crorestoM/sCorpusCredit&LeasingLtd.,against

FCNRFDRof$1million(US)belonging toMrs.AndMr.Bhagwandas&DevbalaPawaniheldwithCamacStreetBranch.ThethenChiefManagerprocuredthesaidFDRofPawanisfromtheirInternationalBranchandhandedoverthesametoborrower.InvestigationsconductedunderprovisionsofFERArevealedthatthesignaturesofMrs.andMr.Pawaniontheaccountopeningformdidnotmatchwiththoseontheconsentletter,dischargedFCNRFDR.ChiefManagerhadnotverifiedthegenuinenessofthedocumentscollectedfromNoticeNo.4eitherfromthePawanisorfromInternationalBranch,BankofBaroda,Dubai.

Bank’sReply/defence:BankfollowedallthedirectionsofRBIandremittanceof$1million(US)wasreceivedbyBankthroughauthorizedbankingchannelandwasgenuine.Further,theproceedsoftheFCNRFDR,alongwithinterestthereon,waspaidbytheBanktothePawanisonmaturity,inaccordancewithestablishedremittance.Hence,therewasnoviolationofFERA.TheloangrantedtotheborrowercompanyM/sCorpusCredit&LeasingLtd.wasarupeeloanandinvolvednooutgoofforeignexchange.

PresentStatusandremarks:SpecialDirectorhasimposedapenaltyof` 10,00,000(RupeesTenLakhs)ontheBankforviolationofFERA.BankfiledanappealagainstthesamebeforetheAppellateAuthorityforForeignExchange,MinistryofLaw,Justice&CompanyAffairs.LDH6.03.2014nohearingtookplaceasoppositepartydidnotappear.NDH17.07.2014.

Region–Bihar,Patna Zone – Bihar, Jharkhand & Orissa, Patna:(vi) SponsorandBranch:BankofBaroda,PatnaMainbranch Nameoftheparty/Litigant/Complainant:AssessingOfficer,IncomeTaxDepartment,Patna Court/Tribunal&CaseNo./Yr.:HighCourt,Patna.AppealNo.MA-632/2013 Amountinvolved/claimed:` 96.96Lacs Natureofcase/typeofoffenceandsection:TDSclaimbyAssessingOfficer,IncomeTax,Patna Details/briefnatureofcase:PatnaMainbranchhasnotdeductedTDSfromtheFDRsheldindifferentorganisations

fortheF.Y.2007-08and2008-09. Bank’sreply/defence:AppealfiledbybankbeforetheIncomeTaxAppellateTribunalwasdismissed.Againsttheorder

oftheITATbankhasfiledMisc.AppealintheHon’bleHighCourt,Patnawhichispending. PresentStatusandremarks:TheappealintheHighCourtwaslastlistedon03.03.2014forhearing.Theoralorderhas

beenpassedon03.03.2014whereinitisdirectedthatnotifythecaseforadmissionhearing.Thematterisnotlistedinthecauselistofthecasesforhearingafter03.03.2014.

TotalNo.ofCases:01 Totalamountinvolved/claimedamount:` 96.96Lacs

(c) Penalties and Proceedings against Punjab National Bank:- AsinformedbythePunjabNationalBank,nopenalties/strictureswereimposedonthebankbySEBI/StockExchangein

respectofmattersrelatedtoCapitalMarketduringlastthreeyears.

36


(d) Penalties imposed on foreign offices and foreign subsidiaries of State Bank of India during 2013-14

Period Name of Office/Branch/

Subsidiary

Penalty imposed by

Brief details Penalty imposed/Rupee

equivalent

Date of payment of

penaltyApril2013 JeddahBranch SaudiArabia

MonetaryAgency(SAMA)

delayed submission of financialstatementasattheendofDecember2012

SAR19,000(` 2.68lac)

07.04.2013

April2013 Jeddah --do- Non adherence to the requirementof incorporating National ID/CivilRegisterNumberofthedrawerofthechequeintheslipofalldishonouredcheques

SAR11,700(1.64lacs)

27.04.2013

June2013 RegionalRepresentative Office,Manila

SecuritiesExchangeCommissionofManila(SEC)

delayed submission of GeneralInformation Sheet and proof ofInward Remittance (for ManilaRepresentativeoffice

PHP8,561.79(` 0.39lacs)

24.07.2013

April2013 BankSBIIndonesia

BankIndonesia delayed submission of CommercialBankDailyReport,

IDR2,000,000(` 0.13lacs)

10.04.2013

December2013

BankSBIIndonesia

BankIndonesia error inreporteddataforcalculationofminimumstatutoryreserve

IDR17,712,377(` 0.87lacs)

12.12.2013

December2013

BankSBIIndonesia

BankIndonesia 25forexpurchasetransactionsdoneby a customer were considered tobe in violation of Bank Indonesia’sregulation concerning foreignexchangepurchasesagainstIDR

IDR250,000,000(` 12.23lacs)

30.12.2013

June2013 SBIMauritius*(SBIML)

BankofMauritius

This was due to Bank of Mauritiusfound that SBI Mauritius has failedtocomplywiththeguidelinesofAnti-Money Laundering and CombatingtheFinancingofTerrorism.

MUR500,000(` 9.96lacs)

17.07.2013

*BankofMauritiusimposedapenaltyofMUR100,000/-i.e.equivalentof` 1.75lacsforaviolationreportedinDecember2012.Thiswasduetonon-adherenceofguidelinesonadvertisementbyBankofMauritius.

Penalties imposed on State Bank of India during 2013-14 on Domestic OperationsPeriod Name of

Office/Branch/ Subsidiary

Penalty imposed by

Brief details Penalty imposed

(Rupees in lacs)

Date of Payment

July2013 StateBankofIndia

ReserveBankofIndia

Penalty under Section 47A (1)(c) read with Section 46(4) of theBanking Regulation Act 1949, foralleged violation of its guidelines/statutoryprovisionsonissue/saleofdrafts/goldcoinsagainst cash,noncapturingofbeneficialownerdetailsin CBS and non-availability of ascenario for generating alerts formonitoringtransactionsinaccountswithhigh turnoverbut lowenddaybalance.

`300.00lacs

15.07.2013

March2014 CAGNewDelhiBranch

IncomeTaxAuthorities

LateremittanceofTDSpertainingtoCAGNewDelhibranch.

` 12.57lacs

31.03.2014

37


Period Name of Office/Branch/

Subsidiary

Penalty imposed by

Brief details Penalty imposed

(Rupees in lacs)

Date of Payment

FY2013-14 AlltheCirclesofSBI: penaltiesrelating to theAgencyBanking&ReconciliationDepartment

ReserveBankofIndia

Reasons such as non conduct ofsurprise verification of CurrencyChest (CC) branches, shortage insoiled note remittances and CCbalance, detection of mutilated/counterfeit notes in reissuablepackets etc.(detailed in the annexure)

` 237.06lacs

Penalties paidon various datesin Circles of SBI.(Dates of paymentfor penalties of ` 1.00lacsandaboveare furnished in thelistannexed)

Penaltiesaboveonelacandnatureofpenaltythereof(` inlacs)Circle Nature of penalty Penal

AmountRBI DR Date of Penalty Amount

Ahmedabad NonconductofsurpriseverificationofCCbalance 1.00 22-0ct-13Bengal ShortageinSoiledNoteRemittanceandCCbalance 20.00 22-0ct-13Bhubaneshwar ShortageinSoiledNoteRemittanceandCCbalance 2.10 27-Nov-13Chandigarh Detectionofmutilated/counterfeitnotesinre-issuablepackets 3.75 27-Sep-13NewDelhi Denialoffacilities/servicestolinkedbranchofotherbanks 5.00 16-Jan-14NewDelhi Detectionofmutilated/counterfeitnotesinre-issuablepackets 5.00 16-Jan-14NewDelhi Detectionofmutilated/counterfeitnotesinre-issuablepacketsand

soilednoteremittance4.74 11-Jul-13

NewDelhi WrongreportingofRemittancetoRBI(aswithdrawal) 45.00 04-Jul-13NewDelhi Nonconductofsurpriseverificationofccbalance 4.97 25-Jul-13Hyderabad Nonconductofsurpriseverificationofccbalance 5.00 12-Jul-13Hyderabad ShortageinSoiledNoteRemittanceinCCbalance 1.00 24-Jan-14Lucknow ShortageinSNRandCurrencyChestbalance 2.60 16-Sep-13Mumbai ShortageinSNRandCurrencyChestbalance 1.13 27-Mar-14NorthEast ShortageinSNRandCurrencyChestbalance 1.56 25-Jul-13Patna Detectionofmutilated/counterfeitnotesinre-issuablepacketsand

Soilednoteremittance3.22 05-Jun-13

2. DetailsofallenforcementactionstakenbySEBIinthelastthreeyearsand/orpendingwithSEBIfortheviolationofSEBIAct,1992andRulesandRegulationsframedthereunderincludingdebarmentand/orsuspensionand/orcancellationand/orimpositionofmonetarypenalty/adjudication/enquiryproceedings,ifany,towhichtheSponsor(s)and/ortheAMCand/ortheBoardofTrustees/TrusteeCompanyand/oranyofthedirectorsand/orkeypersonnel(especiallythefundmanagers)oftheAMCandTrusteeCompanywere/areaparty.Thedetailsoftheviolationshallalsobedisclosed.–Bank of Baroda(a) BankofBarodawasoneofthebankerstothepublicissueofsharesofJaltarangMotelsLimited(“Jaltarang”).The

issueopenedforpublicsubscriptiononDecember21,1995andclosedonDecember26,1995. TheprospectusissuedbytheCompanycategoricallystatedthatthecompany’sshareswouldbelistedonthestock

exchanges atAhmedabadandBombaybut permission for listing could be obtainedonly fromAhmedabadStockExchange(ASE).

WhileASEaccordedapprovalonMarch4,1996,BombayStockExchange(BSE)rejectedtherequestofthecompany(Jaltarang) for listing of shares. However, the Bank (Bank of Baroda), onMarch 25, 1996 transferred a sum of ` 38,89,218/-collectedfromthepublic,tothecompany’s(Jaltarang)account.

SinceBSEhad refused to list the company’s shares, thepublic issuebecamevoid in termsof section73of theCompaniesActnecessitatingrefundoftheapplicationmoneyforthwithtotheapplicants.

ThemattercametothenoticeofSEBI.ToprotecttheinterestofapplicantsSEBI,afterholdinganinquiry,byitsorderdatedJanuary19,2000directedthebanktorefundthesumof` 4,031,018/-beingtheapplicationmoneywithinterestat15%fromMarch25,1996i.e.thedaythebankallowedwithdrawalofthefundsbyJaltaranginrespectoffundscollectedfromthepublicissue.

TheBank preferred an appeal before the SecuritiesAppellateTribunal against the aforesaid order of SEBI. Thetribunal,byitsorderdatedJuly27,2000,rejectedtheappealoftheBank.Onwhichthebankfiledanappeal(AppealNo.2of2000)before theHighCourt,Mumbaiagainst thesaidorderof theTribunal.TheHighCourt,Mumbai,onNovember13,2000,grantedinterimreliefofstayoftheoperationoftheordersdatedJuly27,2000oftheSecuritiesAppellateTribunalandJanuary19,2000ofSEBIandhasfurtherdirectedthatthematterbeplacedontheboardforfinalhearing.

PresentStatus:ThematterisstillpendingwithHighCourtMumbai. Therearenofurthercommunication/queriesfromanyregulatoryauthoritytoBOBCAPSinthematter.(b) ThemerchantbankingdivisionoftheBankofBarodawasthepre-issueleadmanagerforthepublicissueofsharesof

TridentSteelsLimited(“Trident”)inNovember,1993.

38


SEBI issuedashowcausenoticedatedApril29,2004callinguponthemerchantbankingdivisionoftheBanktoshowcausewhyactionshouldnotbetakenagainstitforfailinginitsdutytoexerciseduediligenceintheabovementionedpublicissue.SEBIalleged that themerchantbankingdivisionof theBankdidnotdisclosethematerialfactthat750,000sharesoutof thepre issuecapitalofTridenthadbeenpledgedbythedirectorsandshareholdersofthose shares to the Industrial FinanceBranch oftheBank towards enhancement of various creditfacilitiesextendedbytheBanktoTrident.

InOctober1989,thedirectorsandholdersofthoseshareshavegivenanundertakingthataslongastheduesofTridenttotheBankarenotpaidinfull,theywillnottransfer,dealwithordisposeoffequityorpreferencesharesheldbytheminthecompanyor any shares that might be acquired in future,withoutpriorwrittenconsentoftheBank.

BOBCAPS, in its reply to the showcausenoticeofSEBI, has submitted that itwas theobligationof Trident to give true disclosures and that anypunitiveactionwillliesolelyagainstTridentSteelsLtd.,itspromotersanddirectors.

PresentStatus:Therearenofurthercommunication/queriesfromSEBItoBOBCAPSinthematter.

TheenquiryhasbeendroppedbySEBI.(c) TheBankofBarodahadactedasleadmanagersto

thepublicissueofKraftIndustriesLimited(“Kraft”)in May 1995. It is alleged that the ManagingDirectorandPromoterofKraft IndustriesLtd.didnotpossessthequalificationsasmentionedintheprospectusfiledforraisingthefunds.

SEBI required from the Bank being merchantbanker to the issue, the copies of qualificationcertificatesofthecompany’sManagingDirector.

On enquiring, the Managing Director of KraftIndustries Ltd. informed the Bank of having lostthe certificates in transit. The bank has repliedaccordinglytoSEBI.

Theinquiryisstillpending. PresentStatus:Therearenofurthercommunication/

queriesfromSEBItoBOBCAPSinthematter.(d) M S Shoes East Limited (MS Shoes) came out

with a public issue of 17,584,800 zero interestunsecuredfullyconvertibledebenturesinFebruary1995.TheBank of Barodawas one of the LeadManagers to the issuewithresponsibility forpostissuemanagementandhadunderwrittentheissueupto` 150,000,000.

Aftertheclosureoftheissue,MSShoescomplainedto the underwriters that some of the chequesaccompanyingtheapplicationforsubscriptionwerereturnedunpaid resulting in thecollectedamountfallingshortof theminimumsubscriptionamount.ThereforeMSShoescalledupontheunderwriterstodischargetheirunderwritingliabilitytotheextentofproportionatedevolutionandraisedaclaimonthebankfor` 116,665,043towardsdevolutionofunderwritingliability.

The bank declined the claim on the ground thatsince the issue was declared oversubscribed bytheRegistrarstotheissuenoliabilitycandevolveontheBankunderitsunderwritingcommitment.

SEBIhasissuedanenquirynoticedatedJuly20,

1995 to the bank, but closed the matter withoutimposinganypenaltyonthebank.

Complaint was filed on behalf of MS Shoes, atVikaspuriPoliceStationagainstSBICapitalMarketsLimited,thebank,itsprincipalofficersincludingthethenCMDandothersallegingcheatingandbreachoftrust.TheHighCourt,NewDelhi,byorderdatedDecember11,2000orderedtransferofthecasetoCentralBureauofInvestigation(CBI).

TheinvestigationbytheCBIisstillpending. PresentStatus:Therearenofurthercommunication/

queries from CBI or SEBI to BOBCAPS in thematter.

TheenquiryhasbeendroppedbySEBI. State Bank of India AgainstSponsor: SEBIservedshowcausenoticedated08.11.2012

under rule 4 of the adjudication Rules for thedeficiencies observed in Debenture Trusteeoperationsduringtheirinspectionconductedfrom26.07.2010 to30.07.2010atStateBankof India,MumbaiMainbranch.Bankhasmadepaymentof` 6.80lacstowardsthesettlementchargestoSEBIon13.01.2015forthesame.Thesettlementorderwas passed on 28.01.2015 by the AdjudicatingOfficer thus disposing of the said AdjudicationProceedingspendinginrespectofSBI.

3. Any pending material civil or criminal litigationincidental to the business of theMutual Fund towhichtheSponsor(s)and/ortheAMCand/ortheBoardofTrustees/TrusteeCompanyand/oranyofthedirectorsand/orkeypersonnelareapartyshouldalsobedisclosedseparately.

UTI AMC Ltd.a) A writ petition has been filed by UTI Asset

ManagementCompanyLtd.,UTIMutualFundandUTITrusteeCompanyPrivateLtd.challengingtheorder dated 06.08.2008 passed by the CentralInformationCommissionontheapplicabilityoftheRight to Information Act, 2005, which has beenstayed by the Honourable High Court, Bombay.Thewrithasbeenadmittedandstaywillcontinuepending the hearing and final disposal of thepetition.Thematterwillcomeupforhearinginduecourse.

b) There are 9 criminal cases pending related tonormal operations of the schemes of UTI MFsuch as non-transfer of units, non-receipt of unitcertificates,non-receiptofredemptionproceedsorincomedistribution,closureofscheme/plan.Thesecasesarenotmaintainableand judging fromourexperiencesuchcasesaregenerallydismissedbyCourtsorwithdrawnbythecomplainant.

All the caseswere filed in the name of the thenManager/Branch Manager/Chairman (Keypersonnel)oftheerstwhileUnitTrustofIndia.Wehave already settled all these cases by payingtheamount/issuingcertificate to thecomplainant.However,casesarecontinuingdue toproceduralaspect as final orders of the Courts are to bepronounced.Allthecasesfiledbefore2003,stoodtransferred to the successor of UTI i.e., UTIMFduetotransferofschemeafterpassingofTheUnitTrust of India (Transfer ofUndertaking&RepealAct)2002.

39


c) There are 32 cases pending at different courtsrelated to suits/petitions filed by a) contractworkmen,b)employeesassociation,c)employees/ex-employees etc. These cases are pending atdifferentlevelsforadjudication.

d) ASpecial LeavePetition has been filed byBajajAuto Ltd. before the Honourable SupremeCourtof India against the final judgement and orderdated 09.10.2006 of the Honourable High CourtofBombayinthematterofthewindingupofUTIGrowth & Value Fund-Bonus Plan with effectfrom 01.02.2005 in pursuance to circular dated12.12.2003 of SEBI. The matter is admitted on10.07.2008andwillbeheardinduecourse.

e) OneWritPetitionfiledbyShriRKSanghipendingbefore High Court of Madhya Pradesh PrincipalSeatatJabalpurchallengingterminationofSeniorCitizenship Unit Plan (SCUP). We have alreadyfiledaffidavitinreplyinthematterandnowpetitionwillbeheardinduecourse.

Income Tax Related Matter ThecompanyhasfiledappealswithCIT(A)inrespect

of Assessment Years 2009-10 & AY 2010-11 againstDemand of ` 6.42 & ` 2.27 Cr respectively. Thematterispendingforhearing.

The Commissioner has passed order u/s 263 for theAssessment Year 2006-07 directing the assessingofficer to do a fresh assessment in respect ofscheme expenses. The company has filed an appealbefore Hon’ble Tribunal against the order of thecommissioner. Subsequently the assessing officer

has passed the reassessment order raising demandof ` 2.39 Cr, against which based on the stay orderobtained,Companyhaspaid` 1.19Cr.ThecompanyhasagainfiledanappealbeforeCIT (A)againstsuchorder.

Onalltheaboveissuesthecompanydoesnotexpectthedemandtocrytaliseintoliability.

UTI GETF: TheMaharashtraSalesTaxauthoritieshavedisallowed

refund claim and raised tax demand under theMaharashtraValueAddedTaxAct2002forUTIGETFforasumof̀ 2,23,38,170/-plusinterestandpenaltyfortheyears2007-08to2011-12.Partreliefhasbeengrantedbysettingasidethepenaltyforsomeyears.Thematteris being contested,Appeals have been filed/are beingfiledwith theappellateauthoritiesagainst thedenialoftherefundclaimandraisingofdemand.

4. Any deficiency in the systems and operations of theSponsorand/ortheAMCortheTrusteeCompanywhichSEBI has specifically advised to be disclosed in theSID,orwhichhasbeennotifiedbyanyotherregulatoryagency.-NIL

The Board of Directors of UTI Trustee Co (Pvt.) Ltd have approved the launch of UTI-Long Term Advantage Fund – Series IV vide their meeting dated April 25, 2016.

Notwithstanding anything contained in this Scheme Information Document, the provisions of the SEBI (Mutual Funds) Regulations, 1996 and the Guidelines there under shall be applicable.

40


CORPORATE OFFICEUTITower,‘Gn’Block,Bandra-KurlaComplex,Bandra(E),Mumbai-400051.Tel.:66786666

OFFICIAL POINTS OF ACCEPTANCEUTI FINANCIAL CENTRES

WEST ZONEGUJARAT REGION

Ahmedabad::2ndFloor,IFCIBhavan,BehindTanishqShowRoom,Nr.LalBungalowBusStand,CGRoad,Ahmedabad–380006.Gujarat,Tel.:(079)26462180,26462905,,Anand:12-A,FirstFloor,ChitrangnaComplex,Anand–V.V.NagarRoad,Anand–388001,Gujarat,Tel.:(02692)245943/944,Bharuch: 103-105,AdityaComplex,1stFloor,NearKashakCircle,Bharuch–392001,Gujarat,Tel.:(02642)227331,Bhavnagar:ShreeComplex,6-7GroundFloor,Opp.GandhiSmruti,CrescentCircle,Crescent,Bhavnagar–364001,Tel.:(0278)-2519961/2513231, Bhuj: FirstFloor13&14,JubileeCircle,OppositeAllIndiaRadio,Banker’sColony,Bhuj–370001,Gujarat,Tel:(02832)220030,Gandhinagar: ShopNo.1&2,ShreeVallabhChambers,Nr.TruptiParlour,Plot382,Sector16,Gandhinagar–382016,GujaratTel:(079)23240461,23240786,Jamnagar:“KeshavComplex”,FirstFloor,Opp.DhanvantaryCollege,PanditNehruMarg,Jamnagar–361001,Tel:(0288)-2662767/68,Navsari:1/4ChinmayArcade,Sattapir,SayajiRoad,Navsari–396445,Gujarat,Tel:(02637)-233087,Rajkot: RaceCoursePlaza,ShopNo.5,6,7,GroundFloor,Near IncomeTax,Rajkot-360001,Tel:(0281)2433525/2440701,Surat:B-107/108,TirupatiPlaza,NearCollectorOffice,AthwaGate,Surat-395001,Tel:(0261)2474550,Vadodara:G-6&G-7,“Landmark”Bldg.,TranspeckCentre,RaceCourseRoad,Vadodara-390007,Tel:(0265)2336962,Vapi:GF1&GF2,ShoppersStop,NearJayTower-1,ImranNagar,SilvassaRoad,Vapi–396195,Gujarat,Tel:(0260)2421315.

MUMBAI REGION

Bandra Kurla Complex:UTITower,‘Gn’Block,GroundFloor,Bandra-KurlaComplex,Bandra(E),Mumbai-400051,Tel:(022)66786354/6101,Borivali:PurvaPlaza,GroundFloor,JuntionofSVRoad&Shimpoli,SoniWadiCorner,Borivali(West),Mumbai–400092.Tel.No.:(022)28980521/5081,Ghatkopar :ShopNo.1-4,GroundFloor,SaiPlaza, Junctionof JawaharRoadandR.B.MehtaRoad,NearGhatkoparRlyStation,Ghatkopar(East),Mumbai-400077,Tel:(022)25012256/25010812/715/833,Goregaon:101,1stFloor,AccordCommercialComplex,OppositeBusDepot,StationRoad,Goregaon(East),Mumbai–400063.Maharashtra,Tel.No.:022–26850849,26850850,JVPD:UnitNo.2,Block‘B’,Opp.JVPDShoppingCentre,GulMoharCrossRoadNo.9,Andheri(W),Mumbai-400049,Tel:(022)26201995/26239841,Kalyan: GroundFloor,JasrajCommercialComplex,ChitrodaNagar,ValliPeer,StationRoad,Kalyan(West)-421301,Tel:(0251)2316063/7191,Lotus Court :LotusCourtBuilding,196,JamshedjiTataRoad,BackbayReclamation,Mumbai-400020,Tel:(022)22821357,Marol:PlotNo.12,RoadNo.9BehindHotelTungaParadiseMIDCMarol,Andheri(East),Mumbai–400093,Maharashtra,Tel.: (022) 28365138,Powai :A-1,GroundFloor,DelphiOrchardAvenue,HiranandaniBusinessPark,HiranandaniGardens,Powai,Mumbai–400076,Tel:(022)67536797/98,Thane: SurajArcade,GroundFloor,NexttoDeodharHospital,Opp.ToHDFCBank,GokhaleRoad,Thane(West)-400602,Tel:(022)25332409,Vashi:Shopno.4,5&6,Plotno.9,GaneshTower,Sector1,Vashi,NaviMumbai–400703,Tel.:(022)27820171/74/77.

NAGPUR REGION

Amravati: C-1,VIMACOTower,S.T.StandRoad,Amravati–444602,Maharashtra,Tel.: (0721)2553126/7/8, Bhilai: 38CommercialComplex,NehruNagar(East),Bhilai–490020,Distt.Durg,Chhattisgarh,Tel.:(0788)2293222,2292777, Bhopal: 2ndFloor,V.V.Plaza,6ZoneII,M.P.Nagar,Bhopal-462011,Tel:(0755)2558308, Gwalior: 45/A,AlaknandaTowers,CityCentre,Gwalior-474011,Tel:(0751)2234072, Indore: UG3&4,StarlitTower,YNRoad,Indore-452001,Tel:(0731)2533869/4958, Jabalpur: 74-75,1stFloor,AboveHDFCBank,GolBazar,Jabalpur–482002,MadhyaPradesh,Tel:(0761)2480004/5, Nagpur: 1stFloor,ShraddhaHouse,S.V.PatelMarg,KingsWay,Nagpur-440001,Tel:(0712)2536893,Raipur: VanijyaBhavan,SaiNagar,JailRoad,Raipur-492009,Tel:(0771)2881410/12,Ratlam: R.S.Paradise,101,1stFloor,AboveTrimurtiSweets,DoBattiSquare,Ratlam–457001,MadhyaPradesh,Tel.:(07412)222771/72.

REST OF MAHARASHTRA AND GOA

Aurangabad:“Yashodhan”,NearBabaPetrolPump,10,BhagyaNagar,Aurangabad–431001,Maharashtra,Tel.:(0240)2345219/29,Chinchwad:CityPride,1stFloor,PlotNo.92/C,DIIIBlock,MIDC,Mumbai-PuneHighway,KalbhorNagar,Chinchwad,Pune-411019,Tel:(020)65337240,Jalgaon:FirstFloor,PlotNo-68,ZilhaPeth,BehindOldCourt,NearGujratSweetMart,Jalgaon(Maharashtra),Pin-425001,Tel.:(257)2240480/2240486,Kolhapur: 11&12,GroundFloor,AyodhyaTowers,CSNo511,KH-1/2,‘E’Ward,DabholkarCorner,StationRoad,Kolhapur-416001,Tel.:(0231)2666603/2657315,Margao:ShopNo.G-6&G-7,JeevottamSundara,81,PrimitiveHospicioRoad, Behind CineMetropole,Margao, Goa-403 601, Tel.: (0832) 2711133,Nasik: ApurvaAvenue, Ground Floor, Near KusumagrajPratishthan,TilakWadi,Nasik-422002,Tel: (0253)2570251/252,Panaji: E.D.C.House,MezzanineFloor,Dr.A.B.Road,Panaji,Goa-403001,Tel: (0832) 2222472,Pune: GroundFloor,ShubhadraBhavan,ApteRoad,OppositeRameeGrandHotel,Pune–411004.Maharashtra,Tel.:(020)25521052/53/54/55/63,Solapur:157/2C,RailwayLines,RajabhauPatwardhanChowk,Solapur–413003,Maharashtra,Tel.:(0217)22311767,

NORTH ZONECHANDIGARH REGION

Ambala: 5686-5687, NicholsonRoad,AmbalaCantt,Haryana,Pin-133001,Tel.:(0171)2631780, Amritsar:69,CourtRoad,Amritsar-143001,Tel: (0183)2564388,Bhatinda:2047, IIFloor,CrownPlazaComplex,MallRoad,Bhatinda–151001,Punjab,Tel: (0164)2236500,

41


Chandigarh:JeevanPrakash(LICBldg.),Sector17-B,Chandigarh-160017,Tel:(0172)2703683,Jalandhar:“AjitComplex”,FirstFloor,130RanjitNagar,G.T.Road,Jalandhar-144001,Tel:(0181)22324756,Jammu:Gupta’sTower,CB-13,2ndFloor,RailHeadComp.Jammu-180004,Jammu&Kashmir,Tel.:(0191)2470627Ludhiana:GroundFloor,SCO28,FerozeGandhiMarket,Ludhiana-141001,Tel:(0161)2441264,Panipat: Officeno.7,2ndFloor,NKTower,OppositeABMAMROBank,GTRoad,Panipat–132103,Haryana,Tel.:(0180)2631942,Patiala:SCONo.43,GroundFloor,NewLeelaBhawan,Patiala,Punjab-147001,Tel:(0175)2300341,Shimla:BellVilla,5thFloor,BelowScandalPoint,TheMall,Shimla,HimachalPradesh-171001,Tel.No.:(0177)2657803.

DELHI REGION

Dehradun: 56,RajpurRoad,HotelClassic International,Dehradun-248001,Tel: (0135)2743203,Faridabad:ShopNo.6,FirstFloor,AboveAXISBank,CrownComplex,1&2Chowk,NIT,Faridabad-121001,Tel:(0129)2424771,Ghaziabad:C-53C,MainRoad,RDC,Opp.PetrolPump,Ghaziabad-201001,UttarPradesh,Tel:(0120)2820920/23,Gurgaon:SCO28,1stfloor,Sector14,Gurgaon–122001,Haryana,Tel:(0124)4245200,Haridwar: FirstFloor,AshirwadComplex,NearAhujaPetrolPump,OppKhannaNagar,Haridwar–249407,Tel.:(01334)312828,Janak Puri:Bldg.No.4,FirstFloor,B-1,CommunityCentre,B-Block,JanakPuri,NewDelhi–110058,Tel.:(011)25523246/47/48,Laxmi Nagar:FlatNo.104-106,1stFloor,LaxmiDeepBuilding,LaxmiNagarDistrictCentre,LaxmiNagar,NewDelhi–110092,Tel.No.(011)22529398/9374,Meerut:10/8GroundFloor,NiranjanVatika,BegumBridgeRoad,NearBachchaPark,Meerut-250001,UttarPradesh,Tel.:(0121)648031/2,Moradabad:ShriVallabhComplex,NearCrossRoadMall,CivilLines,Moradabad–244001,UttarPradesh,Tel.:(0591)2411220,Nehru Place:G-7,HemkuntTower(ModiTower),98,NehruPlace(NearParasCinema),NewDelhi-110019,Tel:(011)28898128,New Delhi:13thFloor,JeevanBharati,TowerII,ConnaughtCircus,NewDelhi–110001.Tel:(011)23327497,23739491/2,Noida:J-26,GroundFloor,NearCentreStageMall,Sector18,Noida–201301,Tel:(0120)2512311to314,Pitam Pura:G-5-10AggarwalCyberPlaza,NetajiSubhashPlace,PitamPura,Delhi–110034,Tel:(011)27351001.

RAJASTHAN REGION

Ajmer: UdayJyotiComplex,FirstFloor,IndiaMotorCircle,KutcheryRoad,Ajmer-305001,Tel:(0145)2423948, Alwar: PlotNo.1,JaiComplex(1stFloor),AboveAXISBank,RoadNo.2,Alwar–301001,Rajasthan,Tel.:(0144)2700303/4, Bhilwara: B-6GroundFloor,SKPlaza,PurRoad,Bhilwara–311001,Rajasthan,Tel.:(01482)242220/21,Bikaner:GuptaComplex,1stFloor,OppositeChhapanBhog,RaniBazar,Bikaner–334001,Rajasthan,Tel:(0151)2524755, Jaipur: 2ndFloor,AnandBhavan,SansarChandraRoad,Jaipur-302001,Tel:(0141)-4004941/43to46, Jodhpur: 51KalpataruShoppingCentre,ShastriNagar,NearAshapurnaMall,Jodhpur-342005,Tel.:(0291)-5135100,Kota:SunderArcade,PlotNo.1,AerodromeCircle,Kota-324007,Tel: (0744)-2502242/07, Sikar: 9-10,1stFloor,BhaskerHeight,WardNo.28,SilverJubileeRoad,ShramdaanMarg,Nr.SKHospital,Sikar,Rajasthan–332001,Tel:(01572)271044,271043,Sriganganagar:ShopNo.4GroundFloor,PlotNo.49,NationalHighwayNo.15,Opp.BhihaniPetrolPump,Sriganganagar–335001,Rajasthan,Tel:(0154)2481602, Udaipur: GroundFloor,RTDCBldg.,HotelKajri,ShastriCircle,Udaipur-313001,Tel:(0294)–2423065/66/67.

UTTAR PRADESH REGION

Agra: FCIBuilding,GroundFloor,60/4,SanjayPlace,Agra–282002,Tel:(0562)2857789,2858047,Aligarh: 3/339-ARamGhatRoad,Opp.AtrauliBusStand,Aligarh,UttarPradesh–202001,Tel : (0571)2741511,Allahabad: 4,SardarPatelMarg,1stFloor,CivilLines,Allahabad-211001,Tel: (0532)2561028,Bareilly: 116-117DeenDayalPuram,Bareilly,UttarPradesh-243005,Tel.: (0581)2303014,Gorakhpur: CrossRoadTheMall,ShopNo.16-20,1stFloor,BankRoad,A.D.Chowk,Gorakhpur-273001,UttarPradesh,Tel.:(0551)2204995/4996,Kanpur: 16/77,CivilLines,Kanpur-208001,Tel:(0512)2304278,Lucknow: AryanBusinessPark,2ndfloor,19/32ParkRoad(old90MGRoad),Lucknow-226001,Tel:(0522)2238491/2238598,Varanasi: 1stFloor,D-58/2A-1,BhawaniMarket,Rathyatra,Varanasi-221010,Tel:(0542)2226881.

EAST ZONEBIHAR REGION

Bhagalpur: 1st floor, KavitaApartment, Opposite Head Post Office, Mahatma Gandhi Road, Bhagalpur-812 001, Bihar, Tel.: (0641)2300040/41,Darbhanga:VIPRoad,Allalpatti,OppositeMahamayaNursingHome,P.O.DarbhangaMedicalCollege,Laheraisarai,Dist–Darbhanga,Bihar–846003,Tel.:(06272)250033,Gaya: 1stFloor,ZionComplex,Opp.FireBrigade,SwarajpuriRoad,Gaya-823001,Bihar,Tel:(0631)2221623,Muzaffarpur:GroundFloor,LIC‘JeevanPrakash’Bldg.,UmaShankarPanditMarg,OppositeDevisthan(DeviMandir)ClubRoad,Muzaffarpur(Bihar),Pin–842002,Tel.:(0621)2265091,Patna: 3rdFloor,HarshwardhanArcade,BesideLokNayakJaiPrakashBhawan,(NearDakBunglowCrossing),FraserRoad,Patna–800001,Bihar,Tel:(0612)2200047.

NORTH EAST REGION

Agartala:SuriyaChowmohani,HariGangaBasakRoad,Agartala-799001,Tripura,Tel.:(0381)2387812,Guwahati:1stFloor,HindustanBldg.,M.L.NehruMarg,Panbazar,Guwahati-781001,Tel:(0361)2545870,Shillong:SaketBhawan,AboveMohiniStore,PoliceBazar,Shillong-793001,Meghalaya,Tel.:(0364)2500910,Silchar:FirstFloor,N.N.DuttaRoad,ShillongPatty,Silchar,Assam-788001,Tel.:(03842)230082/230091,Tinsukia: WardNo.6,ChirwapattyRoad,Tinsukia–786125,Assam,Tel.:(0374)2340266/2341026.

ORISSA & JHARKHAND REGION

Bokaro:PlotC-1,20-C(GroundFloor),CityCentre,Sector–4,BokaroSteelCity,Bokaro–827004,Jharkhand,Tel.:(06542)323865,233348,Dhanbad: 111&112,ShriramMall,ShastriNagar,BankMore,Dhanbad-826001,Tel.:(0326)6451971/2304676,Jamshedpur: 1-A,RamMandirArea,Gr. & 2nd Floor, Bistupur, Jamshedpur-831 001,Tel: (0657) 2756074,Ranchi : ShopNo. 8 & 9, SPGMart,CommercialComplex,OldHBRoad,BahuBazar,Ranchi-834001,Tel:(0651)2900206/07,Balasore:PlotNo.570,1stFloor,StationBazar,NearDurgaMandap,Balasore–756001,Orissa,Tel.:(06782)241894/241947,Berhampur: 4thEastSideLane,DharmaNagar,GandhiNagar,Berhampur-760001,Orissa,Tel.:(0680)2225094/95,Bhubaneshwar: 1st&2ndFloor,OCHCBldg.,24,Janpath,KharvelaNagar,Nr.RamMandir,Bhubaneshwar-751001,Tel:(0674)2410995,Cuttack:RoyVilla,2ndfloor,BajrakabatiRoad,P.O.-BuxiBazar,Cuttack-753001,Orissa,Tel:(0671)2315350/5351/5352, Rourkela:ShreeVyasComplex,GroundFloor,PanposhRoad,NearShalimarHotel,Rourkela–769004,Orissa,Tel.:(0661)2401116/2401117,Sambalpur: PlotNo.2252/3495,1stFloor,Budharaja,Opp.BudharajaPostOffice,Sambalpur,Orissa-768004,Tel:(0663)2520214.

42


WEST BENGAL REGION

Baharampur:1/5KKBanerjeeRoad,1stFloor,Gorabazar,Baharampur–742101,WestBengal,Tel.:(03482)277163,Barasat: 57JessoreRoad,1stFloor,Sethpukur,Barasat,North24Paraganas,Pin-700124,WestBengal,Tel.: (033)25844583,Bardhaman: SreeGopalBhavan,37A,G.T.Road,2ndFloor,Parbirhata,Bardhaman–713101,WestBengal,Tel.:(0342)2647238, Durgapur: 3rdAdministrativeBldg., 2ndFloor,AsansolDurgapurDev.Authority,CityCentre,Durgapur-713216,Tel: (0343)2546831,Kalyani: B-12/1CentralPark,Kalyani-741235,District:Nadia,WestBengal,Tel.:(033)25025135/6,Kharagpur: M/s.AtwalRealEstatePvt.Ltd.,1stFloor,MSTower,O.T.Road,Opp.CollegeINDA,Kharagpur,PaschimMidnapore-721305,Tel:(0322)228518,29,Kolkata:NetajiSubhashChandraRoad,Kolkata-700001,Tel:(033)22436571/22134832,Malda:10/26KJSanyalRoad,1stFloor,OppGazoleTaxiStand,Malda–732101,WestBengal,Tel.:(03512)223681/724/728,Rash Behari:GroundFloor,99ParkViewAppt.,RashBehariAvenue,Kolkata-700029,Tel.:(033)24639811,Salt Lake City:AD-55,Sector-1,SaltLakeCity,Kolkata-700064,Tel.:(033)23371985,Serampore:6A/2,RoyGhatLane,HinterlandComplex,Serampore,Dist.Hooghly–712201,WestBengal,Tel.:(033)26529153/9154,Siliguri: GroundFloor,JeevanDeepBldg.,GurunanakSarani,SevokeRd.,Silliguri-734401,Tel:(0353)2535199.

SOUTH ZONEANDHRA PRADESH REGION

Guntur:DoorNo.12-25-170,GroundFloor,KothapetMainRoad,Guntur–522001,Tel:(0863)-2333819,Hyderabad:LalaIIOasisPlaza,1st floor, 4-1-898 Tilak Road,Abids, Hyderabad-500 001, Tel: (040) 24750281/24750381/382,Kadapa: No. 2/790, Sai RamTowers,Nagarajpeta,Kadapa-516001,Tel:(08562)222121/131,Nellore:Plotno.16/1433,SunshinePlaza,1stFloor,RamalingapuramMainRoad,Nellore–524002,AndhraPradesh,Tel:(0861)2335818/19,Punjagutta:6-3-679,FirstFloor,ElitePlaza,Opp.Tanishq,GreenLandRoad,Punjagutta,Hyderabad-500082,Tel:(040)-23417246,Rajahmundry:DoorNo.7-26-21,1stFloor,JupudiPlaza,MaturiVariSt.,T.Nagar,Dist.–EastGodavari,Rajahmundry–533101,AndhraPradesh,Tel.:(0883)2008399/2432844,Secunderabad:10-2-99/1,GroundFloor,SterlingGrandCVK,RoadNo.3,WestMarredpally,Secunderabad-500026,Tel:(040)27711524,Tirupati:Dno.20-1-201-C,GroundFloor,Korlaguntajunction,TirumalaByepassRoad,Tirupati-517501,AndhraPradesh,Tel.:(0877)2100607/2221307,Vijaywada:29-37-123,1stFloor,Dr.SridharComplex,VijayaTalkiesJunction,EluruRoad,Vijaywada-520002,Tel:(0866)2444819,Vishakhapatnam:202,1stFloor,DoorNo.9-1-224/4/4,AboveLakshmiHyundaiCarShowroom,C.B.M.Compound,NearRamatalkiesJunction,Visakhapatnam-530003,Tel:(0891)2550275, Warangal:HouseNo.9-2-31,ShopNo.23&24,1stFloor,NirmalaMall,JPNRoad,Warangal-506002,Tel:(0870)2441099/2440766.

KARNATAKA REGION

Bengaluru : 1stFloor,CentenaryBuilding,No.28,MGRoad,Bengaluru–560001,Karnataka,Tel.No.(080)25592125, Belgaum: 1st Floor,‘Indira’,Dr.RadhaKrishnaMarg5thCross,SubhashMarket,Hindwadi,Belgaum-590011,Karnataka,Tel.:(0831)2423637, Bellary: KakateeyaResidency,KappagalRoad,Gandhinagar,Bellary–583103,Karnataka,Tel:(08392)255634/635, Davangere: No.998(OldNo.426/1A)“SatyaSadhana”,KuvempuRoad,LawersStreet,K.B.Extension,Davangere-577002,Karnataka,Tel.:(08192)231730/1, Gulbarga: F-8,FirstFloor,AsianComplex,NearCityBusStand,HeadPostOfficeRoad,SuperMarket,Gulbarga–585101,Karnataka,Tel.:(08472)273864/865, Hubli: 1stFloor,KalburgiSquare,DesaiCross,TBRoad,Hubli-580029,DistDharwad,KarnatakaState,Tel:(0836)-2363963/64, Jayanagar : 427/14-1,Harmony,9thMainRoad,Near40thCross,5thBlock,Jayanagar,Bengaluru-560041,Tel:(080)22440837,64516489, Malleswaram : No.60,MaruthiPlaza,8thMain,18thCrossJunction,MalleswaramWest,Bengaluru-560055,Tel.:(080)23340672, Mangalore: 1stFloor,SouzaArcade,NearJyothiCircle,BalmattaRoad,Mangalore-575001,Karnataka,Tel:(0824)2426290,2426258, Mysore: No.2767/B,NewNo.83/B,KantharajUrsRoad,Saraswathipuram1stMain,OppositetoSaraswathiTheatre,Mysore-570009,Tel:(0821)-2344425,

TAMIL NADU & KERALA

Annanagar:W123,IIIAvenue,Annanagar,Chennai–600040,Tel:(044)65720030,Chennai Main:CapitalTowers,GroundFloor,180,KodambakkamHighRoad,Nungambakkam,Chennai–600034.TamilNadu,Tel.:(044)48574545/46/47,Kochi:GroundFloor,PalackalBldg.,ChittoorRoad,Nr.Kavitha InternationalHotel, IyyattuJunction,Ernakulam,Cochin-682011,Kerala,Tel: (0484)2380259/2163,2868743,Fax:(0484)2370393,Coimbatore:URHouse,1stFloor,1056-C,AvinashiRoad,Opp.NilgirisDept.Stores,Coimbatore-641018,Tel:(0422)2244973,Kottayam:MuringampadamChambers,GroundFloor,DoorNo.17/480-F,CMSCollegeRoad,CMSCollegeJunction,Kottayam–686001,Tel.:(0481)2560734,Kozhikode:AydeedComplex,YMCACrossRoad,Kozhikode-673001,Kerala,Tel.:(0495)2367284 /324,Madurai: “JeevanJyothiBuilding”,FirstFloor,134PalaceRoad,Opp. toChristianMissionHospital,Madurai -625001,Tel.:(0452)2333317,Salem:No.2/91,SriVariComplex,FirstFloor,PreetheeBajajUpstairs,NewBusStandRoad,Meyyanur,Salem-636004,Tel.:(0427)2336163,T Nagar:1stFloor,29,NorthUsmanRoad,TNagar,Chennai-600017,Tel:(044)65720011/12, Thiruvananthapuram:TC15/49(2), 1stFloor,SaranChambers,Vellayambalam,Thriuvananthapuram-695010,Tel: (0471)2723674,Trichur:26/621-622,KollannurDevassyBuilding,1stFloor,TownHallRoad,Thrissur-680020,Tel.No.:(0487)2331259/495,Tirunelveli: 1st Floor, 10/4 Thaha Plaza, South Bypass Road, Vannarpet, Tirunelveli–627 003. Tel.: (0462) 2500186, Tirupur: 47, Court Street,Sabhapathipuram,Tirupur–641601,TamilNadu,Tel.:(0421)2236337/6339,Trichy:KingstonParkNo.19/1,PuthurHighRoad,(Opp.ArunaTheatre),Puthur,Tiruchirapalli-620017,Tel.:(0431)2770713,Vellore:SRArcade,1stfloor,15/2No.30,OfficersLine,Vellore–632001,TamilNadu,Tel.:(0416)2235357/5339.

UTI NRI CELLUTITower,‘Gn’Block,Bandra-KurlaComplex,Bandra(E),Mumbai-400051,Tel:66786064•Fax26528175•E-mail:[email protected]

OFFICE OF THE REGISTRARM/s.KarvyComputersharePvt.Ltd.:Unit:UTIMF,KarvySeleniumTowerB,PlotNos.31&32,FinancialDistrict,

Nanakramguda,SerilingampallyMandal,Hyderabad-500032,BoardNo:040-67162222,FaxNo.:040-67161888,Email:[email protected]

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KARVY CENTRESAbohar: C/o.ShriSKGoyal,BusinessDevelopmentAssociateofUTIMutualFund,H.No.1184,StreetNo.5,7thChowk,Abohar,Punjab–152116,Tel.:01634–221238, Ahmednagar: C/o.Mr.SantoshH.Gandhi,3312,KhistLane,Ahmednagar–414001,Maharashtra,Mob.:9850007454, Akola: ShopNo.30,GroundFloor,YamunaTarangComplex,NHNo.06,MurtizapurRoad,Akola–444004,Tel.:0724–2451874,Alleppey: C/o.MrKThankachan,MJMBuilding,Mullackal,Alleppey,Kerala–688011,Tel.No.:(0477)2251110, Ananthapur: #15-149,2ndFloor,S.R.Towers,Opp:LalithakalaParishat,SubashRoad,Anantapur-515001,Tel.: (08554)244449, Andaman & Nicobar Islands: C/oShriPNRaju,5,MiddlePoint,112,MGRoad,MidynaTower,GroundFloor,PortBlair,Andaman&NicobarIslands–744101,Tel.:03192-233083,Angul: C/oShriSuryaNarayanMishra,1stFloor,SreeramComplex,NH-42,Similipada,Angul,Orissa,Pin-759122,Tel.:06764-230192, Ankamaly: C/oMr.P.K.Martin(CA),ParayilAgencies,AnkamalySouthP.O.,Ankamaly,ErnakulamDist.,Kerala–683573,Tel.:0484-6004796, Asansol: C/oMr.JayantaSovakar,ParbatiShoppingArcade,BlockNo.1ShopNo3,AshramMoreGTRoad,Opp.BankofIndia,Asansol,Burdwan-713301,Tel.:(0341)2301530, Bankura: C/oShriSubhasisDas,RampurRoad(OldRathtola),NearCityNursingHome,PO&DistBankura-722101WestBengal,PhoneNo.03242-259584, Bhojpur: C/oMr.VPGupta,MahadevaRoad,Ara,Bhojpur,Bihar–802301,Tel.No.:(06182)244334, Bilaspur: C/oMrVijayKumarKhaitan,InvestorCentre,1stFloor,HotelMidTownComplex,TelephoneExchangeRoad,Bilaspur–495001,Tel.No.:(07752)414701, Bongaigaon: C/oShriUdayChatterjee,NatunPara,College Road, P.O. Bongaigaon Dist. Bongaigaon-783380 Assam. Phone No. 03664-230488, Chandrapur: C/o. Mr. Balraj SinghWadhawan,Opp.LaxmiNarayanTemple,Chandrapur–442402,Tel.:07172–255562, Chhindwara: C/oShriArunKumarPandey,CharFatak,StationRoad,BehindSubPostOffice,ShanicharaBazar,Chhindwara-480002MadhyaPradesh.PhoneNo.07168-235223, Dhule: GroundFloor,IdealLaundry,LaneNo.4,KholGalli,NearMuthootFinance,Opp.BhavasarGeneralStore,Dhule–424001,Tel:(02562)282823, Dindigul: No.9,OldNo.4/B,NewAgraharam,PalaniRoad,Dindigul-624001,Tel.:(0451)2436077/177, East Midnapore: C/oShriManojKumarDolai,TownPadumbasan,POTamluk,EastMidnapore,WestBengal,Pin-721636,Mob.:953228266242, Eluru: 23A-3-32,GubbalavariStreet,RRPet,Eluru-534002,Tel.:(08812)227851to54,Erode: No.4,KMYSalai,VeerappanTradersComplex,Opp.ErodeBus Stand, Sathy Road, Erode-638 003, Tel.: (0424) 2225615, Gandhinagar: 27, Suman Tower, Near Hotel Haveli, Sector No.11,Gandhinagar,Ahmedbad-382011,Tel.:(079)28529222/23249943/4955, Hajipur: C/oMr.VNJha,BusinessDevelopmentAssociateforUTIMutualFund,2ndFloor,CanaraBankCampusKachhariRoad,Hajipur‐844101,BiharPhoneNo.06224(260520), Hazaribagh: C/oSurendraNathSingh,BusinessDevelopmentAssociateforUTIMutualFund,PrabhuNiwasMarket,AnandaChowk,GuruGobindSinghRoad,Hazaribagh – 825301, JharkhandTel (06546) 261015, Himatnagar: C/oShriMohamedarif SMemon,B-1,DeshkantaMemonComplex,OppPowerHouse,Hajipura,Himatnagar-383001GujaratPhoneNo.02772-240796, Hissar: C/oShriSanjeevKumra,79-S,ModelTown,Hissar–125005,Haryana,Howrah:C/oShriAsokPramanik,Uluberia–R.S.,Majherrati,Jaduberia,Dist.Howrah,WestBengal,Pin-711316,Tel.:033-26610546, Jalpaiguri: D.B.C.Road,NearRupasreeCinemaHall,BesideKalamandir,Po&DistJalpaiguri,Jalpaiguri–735101,Tel.:(03561)224207/225351,Jammu & Kashmir: C/oSmtSunitaMalla(Koul),NearNewEraPublicSchool,Rajbagh,Srinagar,Jammu&Kashmir-190008,Tel.:(0194)2311868, Jhansi: 371/01,NarayanPlaza,GwaliorRoad,NearJeevanShahChauraha,Jhansi-284001,Tel.:(0510)2333685, Jorhat: C/oShriMohanChandraHazarika,TRPhookanRoad,Opp.AssamGraminVikasBank,AbulKamalMemorialBuilding,IstFloor,Jorhat785001Assam.PhoneNo.0376-2322092, Junagadh: 124/125,PunitShoppingCenter,RanavatChowk,Junagadh,Gujarat–362001,Tel.:(0285)2624154,Kaithal: C/oMr.ParveshBansal,BusinessDevelopmentAssociate,ChandniChowk,OldSabziMandi,Kaithal,Haryana–136027,Tel.No.:(01746)232486, Kannur: C/oMrTPrakashan,1stFloor,SupexCorner,NearTrainingSchool,Kannur–670002,Tel.No.:(0497)2702157 Karimnagar: H.No.4-2-130/131,AboveUnionBank,JafriRoad,RajeevChowk, Karimnagar-505001, Tel.: (0878) 2244773/ 75/79, Karnal: 18/369, Char Chaman, Kunjpura Road, Karnal – 132 001,Haryana,Tel:(0184)2251524/2251525/2251526, Katihar: C/oMrRabindraKumarSah,KeshriMarket,BarbannaGali,BaniatolaChowk,MGRoad,Katihar,Dist-Katihar,Bihar–854105,Tel.No.:(06452)244155, Khammam: 2-3-117,GandhiChowk,Opp.SiramvariSatram,Khammam-507003,Tel.:(08742)258567, Kheda: C/oShriSanjayBPatel,SubhashCornerPijBhagol,StationRoadOffGhodiaBazar,Nadiad, Kheda – 387001, Gujarat, Tel.: (0268) 2565557, Kollam: Vigneshwara Bhavan, Below RelianceWebWorld, Kadapakkada,Kollam–691008,Tel.:(0474)3012778, Korba: C/oMrVijayKumarRajak,ShopNo.31,PanditDinDayalUpadhyayaShubhadaComplex,TPNagar,Korba–495450, Krishna: C/oShriMamidiVenkateswaraRao,D.No.25-474,Kojjilipet,Machilipatnam,DistKrishna,AndhraPradesh,Pin-521001,Tel.:08672-221520, Kumbakonam: C/oShriAGiri,GroundFloor,KVGComplex,49TSRStreet,Kumbakonam–612001,Tamilnadu,Tel.:(0435)2403782, Kurnool: ShopNo.43,1stFloor,SVComplex,RailwayStationRoad,Kurnool-518004,Tel.:(08518)228850/950, Madhubani: C/oShriAnandKumar,BimalNiwas,7/77,NarialBazar,P.O.&Dist.Madhubani,Bihar,Pin-847211,Tel.:06276-223507,Malout: S/o.S.KartarSingh,BackSideSBIBank,WardNo.18H.No.202,HetaRamColony,Malout,Distt.Muktsar–152107,Punjab,Mob.:9417669417,Mathura: AmbeyCrown IIFloor, In frontofBSACollage,GaushalaRoad,Mathura–281001,Mob.:9369918618, Mehsana: C/oMr.KamleshCShah,148-149SardarVyaparSankulMalGodown,UrbanBankRoad,Mehsana–384002,Tel.:(02762)256377, Munger: C/oShriBijoyKumar,BusinessDevelopmentAssociate,BetwenBazar,BariSangatRoad,Munger–811201.Bihar,Tel.No.:(06344)222230, Nadia: C/oShriProkashChandraPodder,Udayan,20,M.M.Street,(Nr.SadarHospital,TrafficMore),POKrishnagar,Dist.Nadia,WestBengal,Pin-741101,Mob.:953472255806,Nadiad: 104-105,CityPoint,NearParasCinema,Opp.IFFCOValaHall,Nadiad-387001,Gujarat,Tel:(0268)2563245, Nagaon: C/oShriSajalNandi,ADPRoad,Christianpatty,Nagaon,Assam,Pin-782001,Tel.:03672-233016, Nagarcoil: 3A,SouthCarStreet,ParfanComplex,NrTheLaxmiVilasBank,Nagarcoil–629001,Tel:(04652)233551/52/53, Nalanda: C/o Shri MdMokhtarAlam, Business DevelopmentAssociate, Najam Complex, Ground Floor, Bain House,OppositeSBIBazarBranch,PostOfficeRoad,Biharsharif,Dist.Nalanda,Bihar–803101, Tel.:06112-233580 Nanded: ShopNo.4,FirstFloor,Opp.BankofIndia,SantkrupaMarket,GurudwaraRoad,Nanded,Maharashtra–431602–Tel.:02462–237885, Nizamabad: C/oMrChoutiGiridhar,H.No.5‐6‐570/A2,BesideBombayNursingHome,HyderabadRoad,Nizamabad–503002, Telangana.Tel.No.:(08462)243266, Ongole: YRComplex,NearBusStand,Opp.PowerHouse,KurnoolRoad,Ongole-523002,Tel.:(08592)657801/282258, Palghat: 12/310,(No.20&21),MetroComplex,HeadPostOfficeRoad,Sultanpet,Palghat,Tel.:(0491)2547143/373,Paradip: C/oMrPrasannaKumarRoutaray,NewTradeCenter-1,UnitNo-5,2ndFloor,ParadipPort,BankStreet,Dist-Jagatsinghpur,Odisha–754142,Tel.No.:(06722)223542, Pondicherry: No.7,FirstFloor,ThiayagarajaStreet,Pondicherry–605001Tel:(0413)2220640, Puri: C/oShriPradeepKumarNayak,Lavanyapuri,SarvodayaNagar,Puri,Orissa,Pin-752002,Tel.:06752-251788,Ratnagiri: C/oVLAyare,ChiefAgentforUTIMutualFund,GalaNo.3,ShankeshwarPlaza,NachaneRoad,Ratnagiri–415639,Tel.:(02352)270502, Rewari: C/oShriRaghuNandan,BusinessDevelopmentAssociate forUTIMutualFund,SCO‐7,BrassMarket (OppositeLICoffice)Rewari–123401,HaryanaTel(01274)224864, Rohtak: C/oShriKamalDureja,G-32,AshokPlaza,BehindICICIBank,Rohtak–124001,Haryana, Roorkee:

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ShreeAshadeepComplex,16CivilLines,NearIncomeTaxOffice,Roorkee-247667,Tel.:(01332)277664/667, Sagar: C/oMr.MaheshRaikwar,ShopNo.9,1stFloor,SatyamComplex,InfrontofCantMall,5,CivilLines,Sagar–470002,MadhyaPradesh.Tel.No.:(07582)221871, Saharanpur: 18MissionMarket,CourtRoad,Saharanpur–247001,UttarPradesh,Tel.: (0132) 3297451, Sangli: C/o.ShriShridharDKulkarni,“GurukrupaSahniwas”CSNo.478/1,GalaNo.B-4,SambhareRoad,GaonBhag,NearMarutiTemple,Sangli–416416,Maharashtra,Tel.:(0233)2331228, Satara: C/o.ShriDeepakV.Khandake,‘Pratik’,31RamkrishnaColonyCamp,Satara–415001,Tel.: (02162)230657, Satna: C/oMrAjayDinkarModak,PremNagar,NearMPEBOffice,Satna–485001,Tel.No.:(07672)237030, Shimoga:LLRRoad,Opp.TelecomGmOffice,DurgiGudi,Shimoga–577201,Tel.:(08182)227485, Thanjavur: NalliahComplex,No.70,SrinivasamPillaiRoad,Thanjavur–613001,Tel.:(04362)279407/08, Thiruvalla: 2ndFloor,ErinjeryComplex,Ramanchira,Opp.AxisBankLtd,Thiruvalla,Pathanamthitta,Kerala–689107.Tel.No.:(0469)3205676, Tuticorin: 4B,A34,A37,Mangalmal,ManiNagar,Opp.RajajiPark,PalayamkottaiRoad,Tuticorin–628003,Tel.:(0461)2334601/602, Udupi: C/oShriWalterCyrilPinto,C/oFeatherCommunications,13-3-22A1,VishnuPrakashBuilding,GroundFloor,Udupi,Karnataka,Pin-576101,Tel.:0820-2529063, Ujjain: C/oShriSumitKataria,BusinessDevelopmentAssociate ofUTIMutual Fund, 68,Mussadipura, SatiMarg,Ujjain,MP – 456006Tel.: (0734) 2554795,Uttar Dinajpur: C/oShriPrasantaKumarBhadra,Sudarshanpur,NearTelecomExchange,P.O.Raiganj,UttarDinajpur,WestBengal,Pin-733134,Tel.:03523-253638, Valsad: ShopNo2,PhirozaCorner, ICICIBankCharRasta,TithalRoad,Valsad–396001,Tel.: (02632)326902.

DUBAI REPRESENTATIVE OFFICEUTIInternationalLimited,OfficeNo.4,Level4,AlAttarBusinessTowers,NearDIFC,PostBoxNo.29288,SheikhZayedRoad,Dubai(UAE),Tel:+971-4-3857707•Fax:+971-4-3857702.

MF UTILITY FOR INVESTORSTheonlineportalofMFUtilitiesIndiaPrivateLtd(MFUI)i.e.www.mfuonline.comandauthorisedPointsofService(“POS)ofMFUIshallactasOfficialPointsofAcceptance(OPAs)inadditiontotheexistingOPAsoftheUTIAMCLtd.ForfurtherdetailspleaserefertoSID/SAI.