SBJ 06-2011

InsideJ U N E | 2 0 1 1

The Southern Business Journal is a publication of The

Southern Illinoisan. Contact us via mail at 710 N. Illinois

Ave., Carbondale, IL 62901, or at P. O. Box 2108,

Carbondale, IL 62903. Also reach us on the Web at

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Journal is published 12 times per year monthly, and

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Contact usPublisher: Bob Williams n 618-351-5038

Editor: Gary Metro n 618-351-5033

Advertising: Jason Woodside n 618-351-5015

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the U.S. dollar. Commodities are pricedin U.S. dollars on the world market, andwe have a weak dollar right now. A feeble dollar means we have to paymore to buy foreign oil. It also meansforeign currencies are able to buy moreof the commodity for the same amountof money.

Page 11

INDICATORS Bright spot on jobs: Southern Illinoisunemployment numbers moved in theright direction, downward, during March 2011, the latest month for whichcomplete statistics are available. Of the18 southernmost counties in Illinois,17 reported declines in the joblessrate. The biggest improvements wereseen in Hamilton, Pope, Pulaski,Randolph, Union and Washington counties. Get the latest on retail sales,hotel statistics, gasoline prices andother measures in the monthly roundupof indicators.

Pages 12-13

ACHIEVEMENTS Learn the latest: Find out who hasbeen hired, who has been promoted orwho has received an award for theirefforts in business. Make sure youcheck out our newest ‘Faces in theNews’ collection of business portraitsand learn more of achievements andhonors in regional businesses. If youknow of a business or business personwho deserves special recognition foradvanced training, a unique honor or abusiness expansion, please let us knowat [email protected].

Pages 16-19

InsideArchitechniques, Ltd. .......................... 3

Carbondale Civic Center .................... 21

Country Financial, Dennis Woodside .. 21

Custom Cleaners .............................. 22

Feirich, Mager, Green & Ryan ................ 3

Ferrellgas .......................................... 22

Glass Haunt ........................................ 7

Health Alliance .................................. 22

Jackson & Gray Insurance ................ 19

Jim’s Mobile Offices and Homes .......... 7

John A. Logan College .......................... 5

L’erin Ragon ...................................... 22

Oliver and Associates, Inc. ................ 15

Pepsi MidAmerica ........................ 10, 20

SIU Credit Union ................................ 24

Southern Illinois Healthcare................ 17

Southern Illinois University.................... 8

Williamson County Airport .................. 15

Directory of Advertisers

EMPLOYMENT LAW Overtime not always necessary:Columnist Ed Renshaw reports that itis generally known that overtime doesn’t need to be paid to exemptemployees, who must qualify as executive, administrative or profes-sional employees. There are, however,additional categories of employees who are exempt from overtime payrequirements, even though they maynot qualify under the executive,administrative or professional classifi-cations. This month, Renshaw takes alook one of these categories — computer employees.

Page 6

ECONOMIC CONDITIONS Make advertising effective: The worldof advertising can be mystifying tosome business people, but columnistCavanaugh L. Gray says it can bebrought into focus by applying the surprisingly simple A.I.D.A. formula. For those who want to learn moreabout attracting attention, developinginterest, creating desire and calling foraction, Gray’s column is must-readmaterial.

Page 7

FINANCIAL OUTLOOK The riddle of gasoline pricing: We tend to prefer simple answers to questions about rising gasoline prices,but columnist Scott McClatcheyexplains there are quick and easyanswers. One of the biggest influenceson oil and gas prices can be foundtoday in your wallet or pocketbook —

JUNE 2011 SOUTHERN BUSINESS JOURNAL 3

Feirich / Mager / Green / Ryan

Attorneys at LawProviding Business and Personal Legal Services to the Midwest

Located in the Westown Centre • 2001 West Main, Carbondale • (618) 529-3000

Visit our web site at www.fmgr.com

Commercial Transactions

Workers’ Compensation

Labor Negotiations

Employment Matters

Municipal Law

Administrative Law

Banking Law

Real Estate Transactions

Probate and Estate Planning

Business Organization

F M G R

Cover Story

If you have ever watched an episode oftelevision’s “Mad Men,” you probablyviewed a stereotypical power lunchscene: a group — all men dressed in suits— brokering deals and socializing over aformal full meal, capped with alcohol andfine cigars. The setting, the drinks andthe atmosphere of authority all make forgood television, but the show does a poorjob of depicting today’s business lunches,say area business leaders and analysts.

“I think three big changes have takenplace in business lunches over the lastfew decades,” says Nicole Davis, whoteaches hospitality and tourism coursesat Southern Illinois UniversityCarbondale and regularly givespresentations on business andprofessional etiquette.

For starters, she says that the peoplearound the table are much more diversethan “Mad Men” portrays.

“What has changed are the people atthe lunches,” she explains. “Especially inthe last couple of decades, we’ve seen alot more women entering the workforceand in executive positions. That meansmore women at the lunches. Also, in ourglobal society, there is more diversity inthe mix. There are more cultures sittingat the lunch table, even in SouthernIllinois.”

Davis adds that the age of lunchparticipants has also expanded.

SEE COVER / PAGE 4

BY LES O’DELLSBJ CORRESPONDENT

ART SERVICESEvery day and in all sorts of locations across Southern Illinois, business and food go together.

Power lunches: Business and food still go together

JUNE 2011SOUTHERN BUSINESS JOURNAL4

Cover Story“Another thing that has changed is the

generation gap. You’ll have your BabyBoomers, who are probably managers orsenior level executives, and millennials,who are coming up in the company.You’ll have quite a different mix ofpeople attending the lunches than youhad in the past. It used to be all men inthree-piece business suits; it’s not thatway anymore.”

But, one thing remains the same:Much business still gets done overlunch. In fact, lunches are so effectivefor business that Bobby Diehl, afinancial representative forNorthwestern Mutual in Carbondale,often schedules multiple lunchappointments.

“I have to watch what I eat,” Diehlsays. “I may be at two or three lunches aday.”

He says that business lunches are veryimportant for several reasons.

“The easiest way to get appointmentsis to buy somebody lunch; everybody’sgot to eat. It’s as simple as that. Plus, it’seasy because lunch is veryconversational. There’s very little ‘push-back’ unless it just doesn’t fit theircalendar.”

James Moseman, owner of JamesArthur and Company, a Marion-basedcreative design and advertising studio,says, like in “Mad Men,” manyadvertising decisions are still made overlunch.

“I’m meeting for lunch withprospective clients or existing customerson their projects at least once a week,”he says.

However, he adds that his lunches aremuch more informal than the televisionvariety.

“My big thing is that I don’t want it tobe stuffy. It needs to be a place whereyou’re comfortable and where you canget in and get out if you need to, but youcan also sit for an hour or more and notfeel bad,” Moseman says. “I’m lookingfor a place where you can grab a salad ora burger. It’s lunch, after all. Fine diningwith brandy and cigars? Not so much.”

He adds that business lunches can bejust as effective even when they are morelaid back.

“I’m sure there are still power lunches,but I don’t see them a lot. I find these

casual meetings to be better. They’redown to earth and nobody’s out of theircomfort zone,” he says.

The lunch meetings have also becomeshorter, says Chef Brian Kalata of RendLake College’s culinary arts program.

“There’s a lot more thought going intomaking lunch productive now,” he says.“It used to be about schmoozing. Nowwith the time constraints, it’s aboutgetting things done.”

Herrin Chamber of CommerceExecutive Director Liz Lively saysdespite being shorter, these functionsare still power lunches.

“When you get the right peopletogether with the right attitude, you canstill get a lot done,” she says. “It’s moreagenda driven now than ever before.”

The move toward a more casualworkplace has brought with it a trend ofmore casual dining for business lunches,Kalata says. He says meals do not have tobe high-end or expensive any more.Diehl agrees. He often orders meals in tohis office for existing clients. For newprospects, though, he always hasrestaurant suggestions in mind.

“It used to be that we’d go wheneverand wherever they wanted to meet. Now,I’m more selective. I look for a place thatis typically quieter, where people feelcomfortable. I like corners, where wecan talk and get something small to eat.That way, we can eat quickly and get onwith talking.”

Kalata cautions lunch meetingattendees to be careful when they placetheir lunch orders.

“I think because meetings tend to beshorter, you have to be careful with whatyou eat,” he suggests. “I’d think peopleshould stay away from foods that aremessy or sloppy, and they should not beinclined to order something with a verypungent aroma.”

He doesn’t recommend finger foods,and says diners actually should havealready eaten.

“Don’t make lunch your first meal ofthe day. It’s not about feeding your face;the idea is to make the eating invisible.The meeting is the primary focus.”

And, what about alcohol? Are the daysof the three-martini lunch gone forgood? Not necessarily, say Davis andKalata.

“Three-martini lunches still happen,”Davis says. “They’re probably not ascommon here in Southern Illinois as

they used to be, but if you get intometropolitan areas, they still happen.But, how appropriate are they? I thinkthat depends on the people inattendance.”

Kalata says that deciding whether ornot to have alcohol at lunch can be adifficult decision. He adds that theperson who called the lunch meeting (orwho is picking up the check) can helpattendees know if having a drink is OK.

“I think it falls to the host to make thecall,” he explains. “He or she can simplyask if others would like water, soda, orwine. That let’s them know that a drinkis OK without making them feel guiltyabout it.”

Even with the more casual lunches andpermission to drink at a business lunch,etiquette is still very important.

“A business lunch is still business,”Davis says. “With regards to generaletiquette, the rules for that have not

FROM PAGE 3 Let’s meet for lunch!

When Southern Illinois businessleaders decide to “do lunch,” where dothey go? Here are some of theirsuggestions:

ANNA-JONESBOROCountry CupboardEl Jalapeno

BENTONApplebee’sThe BuzzLa FiestaMartin’s

CARBONDALEBuffalo Wild WingsHoulihan’sHunanMélangeMississippi FlywayNewell HousePanera BreadSpinoni’s

DU QUOINAlongi’sDon Tequilas Mexican RestaurantKalin’s Cafe

HARRISBURGBarbecue BarnMackie’s PizzaMorello’s Pizza and GrillTequilas

HERRINGirolamo’sLouie’s P & RMary’sVilla Rosa

MURPHYSBORO17th Street Bar & GrillCajun CowboyCummare’sSergio’s

SEE COVER / PAGE 9

ART SERVICES‘Coffee shops are awesome places to meetwith people,’ says Bobby Diehl, a financialrepresentative for Northwestern Mutual inCarbondale. ‘They’re quiet and the otherpeople in there often have headphones on, sowe can have some real conversation with giveand take. If I could have all of my meetings incoffee shops, I would.’

Find more business newsat www.sbj.biz.


Employment LawComputer employees may not have

to be paid a higher rate for overtime work

At the beginningof this year, wedevoted severalarticles to adiscussion of certaintypes of employeeswho are not coveredby minimum wageand overtimerequirements underthe federal Fair

Labor Standards Act. These employees arereferred to as exempt employees becausethey are exempt from the minimum wageand overtime rules. Exempt employeesgenerally must qualify as executive,administrative or professional employees.

However, there are additional categoriesof employees who are exempt fromovertime pay requirements, even thoughthey may not qualify under the executive,administrative or professionalclassifications. This month, we’ll take alook at one of these categories —computer employees.

The Fair Labor Standards Act wasamended in 1990 and 1996 to make itclear that certain types of computeremployees and computer professionalswere exempt under the act. However,these computer-related exemptions onlyapply when the employee in questionmeets minimum wage requirements andperforms very specialized job dutiesrelated to computers. In short, merelyworking with a computer does not makeyou a computer employee. Rather, youmust make a minimum salary or hourlywage, and your work with computers mustbe highly technical.

As to wages, computer employees mustbe paid a minimum guaranteed salary of$455 per week ($23,660 per year) or, if theyare not paid a guaranteed minimum salary,they must be paid at the rate of $27.63 perhour for all work. (Why such an oddhourly rate? Originally, the act stated thatcomputer employees must be paid at least6.5 times the federal minimum wage. At

the time the law was passed, the minimumwage was $4.25 per hour, resulting in the$27.63 per hour rate. Later, the law waschanged to do away with the 6.5 times theminimum wage calculation. Instead, the$27.63 is the required rate, regardless ofthe current minimum wage rate. Simple.)

If an employee working with computersmeets the wage requirements to beexempt, then you must look at theemployee’s job duties to determine if thatperson is truly a computer employee. Thelaw states that a computer employee musthave primary duties that consist of theapplication of systems analysis techniquesand procedures, including consulting withusers, to determine hardware, software orsystem functional specifications; thedesign, development, documentation,analysis, creation, testing or modificationof computer systems or programs,including prototypes, based on and relatedto user or system design specifications;the design, documentation, testing,creation or modification of computerprograms related to machine operatingsystems; or a combination of these.

That’s a lot of verbiage to again say thatmerely working a lot with a computer doesnot make an employee exempt. Thecomputer work must be intimately relatedto the computer operating systems of theemployer and would normally includesuch job titles as computer systemsanalysts, computer programmers,software engineers or other similarlyskilled workers in the computer field.

The regulations issued by the U.S.Department of Labor also make it clearthat extensive work with computers is notenough to make an employee a computeremployee. The regulations state that“employees whose work is highlydependent upon, or facilitated by, the useof computers and computer softwareprograms (e.g., engineers, drafters andothers skilled in computer-aided designsoftware), but who are not primarilyengaged in computer systems analysis andprogramming or other similarly skilledcomputer-related occupations” are notexempt employees. However, these typesof highly skilled employees might beexempt as professional, administrative or

executive employees, even if theircomputer use does not qualify them ascomputer employees.

If you have employees whose jobsinvolve computer systems analysis andprogramming, or other sophisticatedcomputer usage, and who meet theminimum salary requirements, they mightbe exempt from the overtimerequirements under federal law. If you’renot sure whether your employees areexempt, don’t guess that they are. Thepenalties for mistakenly classifyingemployees as exempt can be significant. Itwould be best to consult an attorneyfamiliar with employment law to be sure.

ED RENSHAW is a partner with theCarbondale law firm of Feirich/Mager/Green/Ryan. F/M/G/R is a general practicelaw firm offering a full range of legal services,including labor and employment law,commercial transactions, banking, realestate, workers’ compensation, municipal lawand estate planning. The firm’s telephonenumber is 618-529-3000 and its website iswww.fmgr.com.

Renshaw

BY ED RENSHAWSBJ CONTRIBUTOR

ART SERVICESThe regulations issued by the U.S. Department of Labor also make it clear that extensive work with computers is not enough to make anemployee a computer employee.


Your Business is a

Work of Art...

Showcase it with

Stained Glass

Entrepreneur’s MailbagLearn the formula if you want to improve business advertising

Recently, TheEntrepreneur CaféLLC released ournewest product, asmall businessdatabase withhundreds ofresources to addresssmall businessconcerns. Excitedthat the project

was completed, I turned my attention to developing an ad that would effectively communicate exactly what we wanted to say.

After finishing a couple of drafts of thead, I quickly realized that something wasmissing. Over the years, I have used somevariation of this formula; however,I knew that if I wanted to nail this ad, Iwould have to fall back on what I learnedin Advertising 101. It’s important to notethat without knowing the AIDAformula, your advertising won’t get very far.

Do I have your attention?We are bombarded by hundreds of

advertisements on a daily basis, most ofwhich we are not even aware of. I admitthat I have become desensitized to mostadvertising, and only those ads withenough bang to get through the clutterget noticed. The first A in creating apowerful ad is all about capturing the

reader’s attention. Six months after theSept. 11 terrorist attacks, technologycompany Siebel Systems ran an ad linkedto the rollout of its new “HomelandSecurity” software, which would helpgovernment agencies rapidly trade data.Siebel’s attention grabbing headline read,“Who are the Mohamed Attas oftomorrow?” The ad included an image ofAtta and another terrorist passingthrough airport security in Portland,Mass., one day before the attacks. Iremember that ad as vividly today aswhen it ran nine years ago. If you don’tget the attention of your readersimmediately, you may have lost them forgood.

Can you build interest?So, you have managed to do the

impossible and grab the reader’sattention. Now it’s time to keep themomentum going and you do so bybuilding interest. In creating my ads, Itried putting myself in the shoes of myaudience and asked the question, “What’sin it for me?” In thinking this through andgetting some great feedback, I realizedpurchasers of our small business databasecould expect to receive a resource thataccomplishes the following:lOur database would help business

owners generate new ideas.lOur database would help

entrepreneurs network and shareresources with one another.l Lastly, we wanted to create a

database that would help owners address

management, marketing and financialconcerns.

In short we looked at some of thebenefits of our database and tried topresent them in a way that createdinterest for our product.

You’re sunk without desire.At this point, you should start to see

that each element in our AIDA formulabuilds on the other. With that said, thethird step is all about creating desire.Creating desire is about making anemotional connection in the minds andhearts of your audience. In this section ofthe ad, your goal is to make sure that youhave primed the pump necessary to getyour reader to buy what you are selling. Increating interest, you listed benefits tomove them forward. Desire allows you toplay your ace and offers customers thatone thing that they just can’t livewithout. If you are able to figure that outand communicate it properly, you may bethree quarters of the way to achievingyour goal of getting the sale.

Time for some action.So far so good, as you have managed to

capture the reader’s attention, buildinterest in your product or service, andstoke a desire to buy, but you’re not doneyet. Many advertisers have successfullydone the first three only to fail to ask thecustomer for the business and ultimatelylose the sale. The call to action is key,because your customer could be on boardup to that point. But, if you don’t ask,

they won’t buy. Remember that you cando everything else right, but don’t forgetto give them a reason to pull the trigger.The following are some common calls toaction that I have come across over theyears.l For a limited time only, so call today!lOrder now and, as a bonus, we will

give you a second set free, but only if youorder now!l If you call within the next 10

minutes, you can save 50 percent off ofthe original price!

Remembering the formula isimportant; however, if you are going towrite your own ad, try making aconnection with one person. If you canmake a connection with one person, thenthe likelihood that your ad will connectwith the masses are greatly improved.Create at least two versions of your ad sothat you can measure what works andwhat does not. Lastly, be open to somequality feedback before you decide to takeyour ad live. The Entrepreneur Café LLCwould like your feedback on our two newads. Log on to www.ecafellc.com andsearch Staying Connected.

CAVANAUGH L. GRAY is director of businessdevelopment for The Entrepreneur Café, LLCin Carbondale. To learn how to create awinning ad for your small business or forinformation on how to start, grow andsucceed in small business, be sure to followThe Entrepreneur Café LLC on Twitterwww.twitter.com/TheECafe or atwww.ecafellc.com.

Gray

BY CAVANAUGH L. GRAYSBJ CONTRIBUTOR

Southern Illinois Business Owners - Do you know a high school studentwho wants to start their own business? If so, tell them about CAMPCEO!


Formulas for Success

Major decisionscan be brutalsometimes, can’tthey? We toss andturn, give ourselvesheadaches, weigh andmeasure, shift withthe wind and turnourselves inside out.How can yourdecision-making be

made easier and less painful?Understanding your core values. Seems

simple, but most people are not clear ontheir priorities. Our busy and overwhelmedlives keep us from taking the time tobecome self-aware and learn what trulymakes us tick, fulfills us and gives our livesthe most meaning. Once we become clearabout our core values, previouslywrenching decisions are so much easier tomake. Just hold them up to our determinedvalues and the answer stares us right in theface.

Here’s an activity that will help youprioritize your values. Write a list of themost meaningful events and decisions ofyour life to date. Then study the list belowand select the top 10 values that guidedyour behavior, whether or not you knew itat the time. Ask yourself how you want tolive and what rules you want to live by.How do you want to be remembered?Don’t take too much time. Use firstreactions and the process of eliminationand pick the top 10 as of today. Values doevolve and flex to handle crises and majorevents. That’s perfectly normal. Nothingyou select is written in stone. Keep in mindthat just because you don’t circle a valuelisted, doesn’t mean it’s not part of whoyou are. You are prioritizing values, notthrowing any out.

Core values: Family, spirituality,relationship, growth, nature/animals,comfort/safety, financial security,creativity, freedom, courage,honesty/integrity, romantic love,joy/fulfillment, good health, recognition,

independence, service/giving back,travel/adventure, career, power.

Once you’ve identified your top 10values, take another minute or two andcircle your top five. I know. This hurts.Remember, you’re not actually eliminatingany values from who you are; you’re justprioritizing.

OK, now you’ve got it. Those five valuesare the parameters for your big decisions.

For example: As you recall, after thehorrific events of 9/11, the economy tankedand many industries suffered greatdeclines. The speaking business was one ofthe many impacted as companies deeplycut travel, meetings and consulting/training budgets. Many of my friends in thebusiness lost their companies and lookedfor jobs. I was hanging on by a thread.

My friends, family and associates kepttelling me, “Jane, go get a job! Give it up!You gave it your best shot. You lasted overeight years. You could get a job almostanywhere. Why are you being sostubborn?”

The truth was I didn’t know. I didn’tknow why I wouldn’t let go of mycompany. I was going into debt, and thestress was enormous. But I held on. Aclient asked me to develop a workshop onauthenticity and confidence. Whileresearching this project, I decided toinclude values work and completed theabove exercise myself. Wow! I finally got it!

One of my top five values is freedom.Until I did this exercise, I didn’t know that.Once I realized it, my “stubbornness”became clear. One of the reasons I startedmy company was for the freedom. I workvery hard, but usually I get to decide when.I can take off an afternoon any time I wantto ride my horses (and freedom is likely onekey reason I like galloping fast on myhorse). I can take my parents to lunch. I canwork out or get my nails done or dovolunteer work when it suits my schedule.And on and on.

When I saw freedom on that list, andreflected on how that value has played arole my entire life, I understood why Ididn’t want a “job.” I understood I neededto do whatever it took to keep my business

alive. And here I am 10 years later, nowcelebrating 18 years of owning my owncompany.

I had always thought financial securitywas a top value for me. No question, it isimportant. But when I realized I haveconsistently chosen freedom overincreased income, I learned that moneybeyond what I needed to live a relativelysimple life was not a key priority. Soundsobvious, but that discovery was pretty eye-opening for me.

Family is another top value of mine.Becoming clear about that value helped memake another big decision — to move backto Mount Vernon after more than 30 yearsin southern California. I wanted to spendtime with my parents while I still could. Ihad moved away for college at age 18 andnever came back other than annual orsemi-annual visits. But what a big move! Ihad many friends, a complete life, horsesand a southern California lifestyle.Tough decision, until I remembered to look at my values. Six months after firstconsidering the move, I was back inSouthern Illinois, and it has definitely been the right decision. Sure, there areelements of the Los Angeles area I miss,including many friends, but I love beingwith family and I’ve made many newfriends here.

I strongly encourage you to do this workand identify your key values. Your futuredecisions, perhaps somewhat mind-numbing in the past, will be so much easierto make. And your confidence will increaseas well. Happy valuing!

JANE SANDERS is a speaker, trainer andfacilitator in the areas of gendercommunication, strategic business orwork/life planning, presentation skills,leadership authenticity and confidence,recruiting and retention of women, and sellingto women. Reach Jane at 618-204-5540;[email protected]; www.janesanders.com.

Sanders

BY JANE SANDERSSBJ CONTRIBUTOR

COVER: LunchFROM PAGE 4

changed in 40 years. The finer points— the things your mom taught yougrowing up — are still the same.Emily Post had it right in her 1922book, and all 17 editions since are stillvalid.”

One thing, which is now an issue,that Davis says Post did not mentionin her first book, is technology.

“Cell phones are relatively newgadgets, and it’s so easy to starttexting at the lunch table with theboss sitting right there,” she says.“It’s very tempting, but as temptingas it is and as used to it as you mightbe, it’s still not appropriate in mostcases.”

Moseman, however, says that hiswork almost requires him to usetechnology in lunch meetings withclients. In fact, he says, he looks forcomputer-friendly restaurants for hisgatherings.

“They’ve got to have Internetaccess,” he says. “WiFi is huge. Itblows my mind how many restaurantsdon’t have it.”

For that reason, he says he’s movedmany of his meetings to coffee shops,where laptop computers, iPads andother devices are welcome. In fact,Diehl is conducting more of hismeetings in coffee shops, too.

“They are awesome places to meetwith people,” Diehl says. “They’requiet and the other people in thereoften have headphones on, so we canhave some real conversation with giveand take. If I could have all of mymeetings in coffee shops, I would.”

It’s a growing trend, says MattMoberly, manager of CommonGrounds Coffee House inCarbondale.

“A lot of restaurants are packedduring lunch,” he says. “Coffee shopsare quicker and often cheaper. I candefinitely tell that there are lots ofmeetings going on. It’s prettyfrequent throughout the day.”

Every day and in all sorts oflocations across Southern Illinois,business and food go together.

“It’s good business,” Moseman says.“A lot of business gets done over foodand strong to quite strong coffee.”

LES O’DELL of Carbondale is a regularcontributor to Southern BusinessJournal and The Southern Illinoisan.


Want to balance your life? Stay in touch with your core values


Elder LawProposed Medicaid eligibility rules defeated

Elder lawattorneys and seniorgroups from all partsof the state werehugely successful indefeating proposedMedicaid rules thatwould have haddevastatingconsequences forthe nursing home

industry in Illinois, as well as middle classseniors.

As previously reported in this column,the proposed rules would haveimplemented the federal DeficitReduction Act in Illinois. The DRA, ifimplemented in Illinois, would create

substantial hurdles to the ability ofseniors and disabled persons to transferassets in order to qualify for Medicaidbenefits to help pay for the high cost ofcare in a nursing home or supportiveliving facility. Moreover, the rules, as firstproposed, would have been appliedretroactively to Feb. 8, 2006. (However,the rules were later amended to shrinkthis date to Nov. 1, 2008.)

By Illinois law, the proposed rules, asamended, were required to be approvedby the Joint Committee on AdministrativeRules (JCAR is a committee of the IllinoisLegislature). On May 10, JCAR voted 10-0to prohibit the adoption of the proposedrules. It has been reported that therationale for this unanimous vote wasbecause the proposed rules would causenursing home residents “to be penalizedwith loss of eligibility for Medicaid long-

term care assistance for actions that,when they were taken, did not violaterules.”

Who says you can’t fight city hall? Inthis situation, a ground swell ofgrassroots opposition by individualseniors and senior groups, as well as elderlaw attorneys from around the state,fought implementation of the rules. In anunprecedented vote, the members ofJCAR listened to their legislativeconstituents and stopped the proposedrules from becoming law.

Illinois is currently only one of twostates that has not yet implemented theDRA, with California being the otherstate. While some states haveimplemented the DRA retroactively toFeb. 8, 2006, the states that haveseriously considered the matter haveimplemented the DRA prospectively.

It is now clear that, while Illinois musteventually adopt rules that implementthe DRA, the current members of JCARwill not allow the Illinois Medicaidauthorities to do so retroactively.

This means that Illinois Medicaideligibility rules have not yet changed to afive-year look-back period, that thethree-year rule still applies. Thus, giventhe right set of circumstances, seniorsmay be able to protect at least some ofwhat they have under the three-year rule.

I do not represent nursing homes, and Inever have. But, if I were an attorney whodid represent nursing homes, I would bevery involved in trying to shape theproposed Medicaid long-term care rulesnext time around.

Nursing homes cannot just wheel

BY RICHARD HABIGERSBJ CONTRIBUTOR

Habiger

SEE ELDER LAW / PAGE 11

people out into the streets because theyare unable to pay. They cannot pushpeople who need care out to the curb andabandon them. But, that is what nursinghomes are facing if the state, next time, issuccessful in having JCAR approve ruleswhich will prevent seniors from

correcting actions they have taken toprotect themselves and their loved onesby transferring assets.

There are huge stakes for nursinghomes and other care providers if Illinoisadopts DRA-compliant rules that are notcarefully drafted. Consequently, it seemsthat the nursing homes industry ought tobe working closely with seniors, senior

groups and elder law attorneys to craftrules that will do the least harm to thegreatest number of the most vulnerablemembers of our population, and that willbe acceptable to their membership.

RICHARD HABIGER is author of the Illinoisedition of “How to Protect Your Family’sAssets from Devastating Nursing HomeCosts: Medicaid Secrets,” and an elder law attorney, who focuses on assetprotection, Medicaid and VA benefits.You may contact him at 618-549-4529 [email protected].


ELDER LAW: Proposed Medicaid eligibility rules defeatedFROM PAGE 10

Financial Outlook

How high willpump prices go thissummer? Manyanalysts think wewill pay $5 a gallonfor gas thissummer, and somethink gas will costmuch more thanthat. On April 20,the AAA’s Daily Fuel

Gauge Report had regular unleadedaveraging more than $4 per gallon in sixstates: Hawaii, California, Alaska,Connecticut, Illinois and New York.

Is collusion behind this, or simpleeconomics? While the JusticeDepartment has announced a task forceto investigate fraud and manipulation inthe oil industry, most economists seethis as little more than a public relationsmove coming out of the Obamaadministration. The U.S. had no way tocontrol global price pressures on oil in1979, and it has no way to control theprice of the commodity in 2011.

One of the biggest influences on oiland gas prices can be found in yourwallet — the U.S. dollar.

Commodities are priced in U.S. dollarson the world market, and we have a weakdollar right now. A feeble dollar meanswe have to pay more to buy foreign oil. Italso means foreign currencies are able to

buy more of the commodity for the sameamount of money.

If foreign nations take advantage of aweak dollar and buy more oil, you’ve gotrising global demand. When demandrises, oil prices are poised to rise. Sinceoil prices are set in U.S. dollars, we feelthe impact of price spikes in a way thatnations using other currencies may not.

Global Hunter Securities economistRichard Hastings attributes about one-third of pump prices to the weak buck.He recently raised eyebrows by stating toCNBC.com that gas could hit $6.50 agallon this summer given high demandand the potential impact of “one or twohurricanes.”

Emerging markets exert another biginfluence on oil and gas prices.Tremendous economic growth in China,India and other developing nationsmeans they have a sustained demand foroil and gasoline, and it is not declining.Oil and gasoline prices are alsosubsidized in some emerging-marketnations. This artificially breeds highdemand.

Factor in recent political unrest insome oil-exporting nations, and youhave the core reasons for $4 gas downthe street.

One analyst sees potential for a newrecession. Craig Johnson, president ofthe retail forecast firm CustomerGrowth Partners, just noted to CNBCthat consumers are currently spendingmore than 6 percent of their income on

energy costs. He cites that percentage asa “tipping point,” noting that five of thesix recessions since 1970 have happenedwhen personal consumptionexpenditures for energy costs surpassed6 percent. While rising fuel prices bythemselves may not seem like arecession trigger, Johnson alsomentioned the simultaneous jump infood prices. They are up 6.5 percentsince the end of 2010. He estimates thatconsumers now spendabout 15 percentof theirincomes onfood and energyprices.

What would bring gas prices down?Well, boycotting the gas stations in yourregion for a day is not likely to do thetrick. Relief might appear as follows:High oil prices often encourage oilproducers to increase supply, as they canmake even more profit from sustaineddemand. But, that can lead to a glut —too much supply at prices too high, acircumstance in which prices would bepoised to pull back. In fact, SaudiArabian Oil Minister Ali Naimi recentlycommented that the world oil marketwas oversupplied.

Another factor is our own consumerdemand. You are hearing stories aboutpeople only driving on weekdays, orforegoing trips or cycling or taking thebus to work. Affirming thisphenomenon, March credit card data

from MasterCard SpendingPulseshowed U.S. retail gasoline expendituresdown 2.1 percent year-over-year.

Tom Kloza, who is chief analyst for theOil Price Information Service, recentlyshared his belief on NPR that prices will“correct or ease back a little bit and we’ll(see) a driving season where we paysomething between $3.25 and $3.75 forgasoline” with moderating demand and

a slightly less heatedcommodities market. Let’s

hope he’s right.

SCOTTMCCLATCHEY is acertified financialplanner with Alliance Investment PlanningGroup, a Carbondale-based investmentfirm located at 115 S. Washington St. He canbe reached at 618-519-9344 or [email protected]. He alsoprovides investment, retirement planning,and insurance services to SIU Credit Unionmembers. Securities offered through LPLFinancial, member FINRA/SIPC.

McClatchey

BY SCOTT MCCLATCHEYSBJ CONTRIBUTOR

Gasoline prices driven by multiple factors: Not so easily predicted as some believe

ART SERVICES


S O U T H E R N I L L I N O I S I N D I C A T O R S

100

102

103

104

105

78

90

D J F MA S O N F M A M

98

94

’09

88

86

84

82

81

80

76

J’10

74

72

70

68

66

64J J A S O N D

’11

Chicago Fed MidwestManufacturing IndexThe CFMMI is a monthly estimate by majorindustry of manufacturing output in the SeventhFederal Reserve District states of Illinois, Indiana,Iowa, Michigan and Wisconsin. It is a compositeindex of 15 manufacturing industries, includingauto and steel, that uses electrical power andhours worked data to measure monthly changesin regional activity. It is compared here to thenational Industrial Production index forManufacturing (IPMFG). Base year is 2007.Starting in November 2005, the index excludedthe electricity component.

IPMFG Mar 1191.1

CFMMI Mar 1184.4

SOURCE: FEDERAL RESERVE BANK OF CHICAGO

Williamson County RegionalAirport passengers

771 553 p 39.4%

2,001 1,500 p 33.4%

Mar 11 Mar 10 Change

2010 Change

YTD TOTALS

MONTHLY TOTALS

Anna 20.2 120.9 114.5 113.3 112.3 111.7 p 8.2%Benton 14.6 69.5 69.4 71.4 72.4 75.0 q 7.3%Carbondale 110.0 598.0 565.5 587.7 607.4 610.4 q 2.0%Carterville 7.2 42.2 39.9 40.1 40.3 39.9 p 5.8%Chester 9.0 55.3 52.9 51.5 51.7 54.0 p 2.4%Du Quoin 18.9 77.1 100.8 91.9 94.4 103.1 q 25.2%Harrisburg 37.5 195.0 191.9 179.3 173.6 168.5 p 15.7%Herrin 25.6 153.4 147.2 135.9 134.4 137.5 p 11.6%Jonesboro 1.9 11.8 12.5 12.4 11.3 11.5 p 2.6%Marion 117.6 683.1 676.0 673.4 662.4 592.7 p 15.3%Metropolis 14.3 82.0 77.1 75.9 79.8 74.8 p 9.6%Mount Vernon 89.7 507.0 476.7 482.8 461.5 501.0 p 1.2%Murphysboro 22.9 130.6 129.1 117.1 94.9 93.0 p 40.4%Nashville 17.5 96.6 107.9 101.8 105.2 105.7 q 8.6%Pinckneyville 7.0 38.5 37.2 39.0 35.8 41.7 q 7.7%Red Bud 12.4 75.2 70.1 77.7 73.7 82.5 q 8.8%Sparta 21.4 128.5 126.4 130.5 129.5 133.1 q 3.5%Vienna 5.9 39.9 37.1 40.5 39.8 36.9 p 8.1%West City 14.5 87.8 91.9 89.6 82.8 77.7 p 13.0%West Frankfort 21.3 112.4 111.4 111.2 111.4 106.8 p 5.2%REGION $589.4 $3,304.8 $3,235.5 $3,223.0 $3,174.7 $3,157.6 p 4.6%ILLINOIS $25,819.1 $147,232.0 $139,593.2 $237,438.0 $180,162.7 $173,362.8 q 15.1%

YTD Feb 2011City 2010 2009 2008 2007 2006% change

06-10

Retail sales for Southern Illinois cities

SOURCE: LATEST STATISTICS AVAILABLE FROM THE ILLINOIS DEPARTMENT OF REVENUE. FIGURES ARE IN MILLIONS.

Labor force Jobless Mar 2011 Feb 2011 Mar 2010 Change month Change year

Unemployment rates for Southern Illinois counties, state and nation

Alexander 2,970 353 11.9% 11.2% 12.3% p 0.7 q 0.4Franklin 17,878 2,046 11.4% 11.8% 14.7% q 0.4 q 3.3Gallatin 2,654 229 8.6% 9.0% 10.7% q 0.4 q 2.1Hamilton 4,037 380 9.4% 11.2% 11.5% q 1.8 q 2.1Hardin 1,819 191 10.5% 10.9% 12.4% q 0.4 q 1.9Jackson 32,993 2,325 7.0% 7.5% 8.1% q 0.5 q 1.1Jefferson 20,202 1,728 8.6% 8.8% 10.6% q 0.2 q 2.0Johnson 5,301 534 10.1% 10.8% 11.9% q 0.7 q 1.8Massac 7,104 621 8.7% 9.0% 9.9% q 0.3 q 1.2Perry 9,473 1,028 10.9% 11.4% 13.5% q 0.5 q 2.6Pope 1,963 182 9.3% 10.5% 11.0% q 1.2 q 1.7Pulaski 2,905 270 9.3% 10.1% 11.4% q 0.8 q 2.1Randolph 15,335 1,249 8.1% 8.9% 9.9% q 0.8 q 1.8Saline 13,250 1,228 9.3% 9.8% 10.7% q 0.5 q 1.4Union 8,497 983 11.6% 12.4% 13.5% q 0.8 q 1.9Washington 8,334 556 6.7% 7.5% 8.8% q 0.8 q 2.1White 7,910 636 8.0% 8.4% 8.7% q 0.4 q 0.7Williamson 35,110 3,116 8.9% 9.2% 10.6% q 0.3 q 1.7 .,REGION 197,735 17,655 8.9% 9.4% 11.1% q 0.6 q 2.2ILLINOIS 6,571,600 598,600 9.1% 9.4% 11.4% q 0.3 q 2.3U.S. 153,022,000 14,060,000 9.2% 9.5% 10.2% q 0.3 q 1.0SOURCE: ILLINOIS DEPARTMENT OF EMPLOYMENT SECURITY, U.S. DEPARTMENT OF LABOR. FIGURES ARE NOT SEASONALLY ADJUSTED. 7,478 2,750 p 171.9%

2009ANNUAL TOTALS

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O I S I N D I C A T O R S

Prices at the pumpAverage price per gallon of regular, unleadedgas as of April 21 and June 1, 2011.

694Sparta

Consumer credit scoreCredit scores are numeric reflections of financialbehavior and credit worthiness and they are basedon information included in a credit report. Rangingfrom 330 to 830, a higher score means a lowercredit risk. Scores are from May 2011.

692U. S.

699State

698Region

SOURCE: EXPERIAN

SOURCE: AAA

Metro East $3.80 $3.99 $2.76Springfield $3.86 $3.89 $2.74Illinois $4.05 $4.08 $2.84U.S. $3.78 $3.84 $2.73

June 11 Apr 11 June 10

208

222

204

206

S

210

‘10

212

A

214

M J

216

J

218

A

220

O N D J F M’11

M

224

Consumer Price IndexThe CPI measures average price changes of goodsand services over time, with a reference base of 100in 1982-84.To put into context, a current CPI of194.5 means a market basket of goods and servicesthat cost $100 in 1982-84 now costs $194.50.

U.S. city averageMar 11 223.5

Midwest urbanMar 11 213.0

SOURCE: U.S. DEPARTMENT OF LABOR

95949392919089

96979899

100101102103104105106107108

D J A M J J A S O N D J F M A M J J A

' 08

S O N D F M AO N

' 09

F M

' 10 ' 11J

U of I FlashIndex

The Flash Index is an early indicator of the Illinois economy’s expectedperformance. It is a weighted average of growth rates in corporate earnings,consumer spending and personal income. An index above 100 indicatesexpected growth; an index below 100 indicates the economy is contracting.

April 11 96.6

Home sales Total units sold, including condominiums

SOURCE: ILLINOIS ASSOCIATION OF REALTORS

Alexander 6 4 p 50.0% 17 32 q 46.9% $25,000 $24,500 p 2.0%Franklin 54 59 q 8.5% 276 332 q 16.9% $42,550 $50,000 q 14.9%Gallatin 2 1 p 100.0% NA NA NA $18,250 $25,000 q 27.0%Hamilton 3 0 NA 7 8 q 12.5% $89,900 $0 NAHardin 3 3 0.0% 0 0 0% $50,000 $146,000 q 65.8%Jackson 57 68 q 16.2% 383 467 q 18.0% $79,900 $108,000 q 26.0%Jefferson 45 45 10.0% 332 381 q 12.9% $70,000 $60,000 p 16.7%Johnson 16 17 p 5.9% 78 92 q 15.2% $88,000 $90,000 q 2.2%Massac 14 21 q 33.3% 112 128 q 12.5% $84,000 $59,900 p 40.2%Perry 18 28 q 35.7% 126 149 q 15.4% $55,000 $56,000 q 1.8%Pope 1 3 q 66.7% 10 9 p 11.1% $38,000 $30,000 p 26.7%Pulaski 0 1 q 100.0% 13 4 p 225.0% $0 $74,000 q 100.0%Randolph 19 30 p 36.4% 149 136 p 9.6% $74,500 $65,950 p 13.0%Saline 26 28 q 7.1% 80 78 p 2.6% $54,700 $43,500 p 25.7%Union 26 17 p 52.9% 101 91 p 11.0% $110,000 $58,000 p 89.7%Williamson 78 121 q 35.5% 639 705 q 9.4% $85,000 $82,000 p 3.7%ILLINOIS 18,940 21,320 q 11.2% 107,075 140,378 q 23.7% $131,175 $144,000 q 8.9%

Q1 11 Q1 10 Change 2008 2007 Change Q1 11 Q1 10 ChangeMEDIAN SALES PRICE

SOURCE: INSTITUTE OF GOVERNMENT AND PUBLIC AFFAIRS, UNIVERSITY OF ILLINOIS

Hotel/motel statsTotal amount of revenue generated in Carbondaleby hotels and motels for room rentals only.

New vehicle sales Total cars, trucks sold based on title applications filed.Excludes motorcycles, trailers.

SOURCE: ILLINOIS SECRETARY OF STATE’S OFFICE. LATEST DATA AVAILABLE.

Alexander 9 5 p 80.0% 126 137 q 8.0%Franklin 117 63 p 85.7% 965 989 q 3.3%Gallatin 22 10 p 120.0% 222 184 p 20.7%Hamilton 26 14 p 85.7% 236 224 p 5.4%Hardin 3 9 q 66.7% 97 94 p 3.2%Jackson 123 83 p 48.2% 1,320 1,348 q 2.1%Jefferson 94 38 p 147.4% 848 842 p 0.7%Johnson 33 21 p 57.1% 327 353 q 7.4%Massac 18 13 p 38.5% 269 278 q 3.2%Perry 56 35 p 60.0% 558 565 q 1.2%Pope 4 6 q 33.3% 73 85 q 14.1%Pulaski 8 9 q 11.1% 129 124 p 4.0%Randolph 95 54 p 76.0% 844 936 q 9.8%Saline 112 53 p 111.3% 793 719 p 10.3%Union 54 30 p 80.0% 486 447 p 8.7%Washington 57 23 p 147.8% 446 515 q 13.4%White 49 39 p 25.6% 571 471 p 21.2%Williamson 200 88 p 127.3% 1,796 1,868 q 3.9%REGION 1,080 579 p 86.5% 10,097 10,179 q 0.8%

Mar 11 Mar 10 Change 2010 2009 Change

$497,450 $491,008 p 1.3%

$924,422 $917,273 p 0.8%

Feb 11 Feb 10 Change

2009 Change

YTD TOTALS

MONTHLY TOTALS

$7,725,727 $7,520,856 p 2.7%

2008ANNUAL TOTALS

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EconomicsRaise the federal debt ceiling and then get serious

about our growing debt problem

Sometimes asimple direct policyto address aperceived economicproblem can resultin perverse resultswith unintendedconsequences. Forexample, minimumwage laws thatattempt to help low-

income workers can result not in higherwages, but in unemployment. As learnedin the 1970s, price controls in responseto high gasoline prices result not infreely available, low-cost gasoline, butlower fuel supplies with shortages andqueues where gasoline is sometimesunavailable at any price. Goodintentions do not always yield thedesired results.

Unlike the preceding two examples,such counterproductive economicpolicies are not the sole province ofliberals. A current example ofconservative folly is the attempt tothwart efforts to raise the federal debtceiling. There is general agreement thatthe U.S. faces a looming problem of arising debt to GDP ratio fueled by thehuge deficits resulting currently fromthe recent recession and the fiscalstimulus and in the future, by the certaingrowth of entitlements with the agingBaby Boom generation. The continuedgrowth of the debt can undermine faithin the U.S. economy, roil financialmarkets and lead to a financial crisisusually associated with less robusteconomies such as Greece, Spain,Portugal and Ireland. This was thereason for the recent warning fromStandard & Poor’s that U.S. debt mightbe downgraded.

With the threat from the rising debt,what could be simpler than the plan byconservatives (especially newly electedU.S. House Republicans) to refuse toapprove raising the federal debt ceiling.

Unfortunately, the problem is not soeasily solved. The need for a debt ceilingincrease is a symptom, not the cause, ofthe problem. The increasing debt andthe necessity of raising the ceiling arethe result of a long-standing imbalancebetween revenues and spending that hasresulted in trillion dollar-plus deficitseach of the last several years that areexpected to continue even after theeffects of the 2008 financial crisis havereceded. The only real way to deal withthe growing debt is to address the long-term fiscal imbalance by reducingannual deficits through somecombination of slowing spendinggrowth and finding additional revenue.

The opponents of the debt ceilingincrease argue that the Treasury canmanage with the current limit withoutjeopardizing the soundness of thecountry’s credit. They suggest that theadministration and financial analysts arebeing alarmist and the problem can befinessed with the use of a number ofexpedients such as the selling ofgovernment assets including gold, thedeferral of employer contributions to thepension fund for federal employees, andthe stretching out of payments forfederal obligations with principal andinterest payments given priority tomaintain the government’s creditstanding.

For those of us in Illinois, this has afamiliar and ominous ring. It is theBlagojevich budget strategy writ large.In Illinois, Rod Blagojevich’s terms inoffice were marked by similar fiscalsleight of hand that eventually ended inthe state’s current budget morass.

Obviously, the only way to keep thedebt from increasing and breaking thestatutory ceiling is to impose a drasticreduction in spending or an equally largeincrease in taxes. This must eventuallybe done to right the country’s budgetproblems, but it would have a disastrousimpact if imposed instantaneously. Theslow recovery would be derailed orworse with an immediate reduction of atrillion dollars (7 percent of GDP) in

federal spending or a similar increase infederal taxes. An observer does not needto be an ardent Keynesian to beconcerned about sudden changes of thismagnitude.

Maintaining the current debt ceilingwith fiscal gimmicks or a cold turkeyapproach of an immediate massivecombination of decreased spending andincreased taxes is not a reasonableapproach to dealing with the underlyingproblem. What needs to be done is toaddress the deficit problem and growingdebt levels by putting the country on amulti-year path that will requirethoughtful and painful changes to bringabout long-term solvency. Creating amanufactured crisis by refusing to raisethe debt ceiling will not advance thisprocess.

There needs to be agreement betweenthe administration and Congress to

adopt a plan such as the bipartisanBowles-Simpson Commission Report(released last fall) that called forspending restraint in the entitlementarea along with modest revenueincreases over the next decade.Unfortunately, the politics of the planare more daunting than the economics.One politician reportedly said: “Weknow how to solve the country’s fiscalproblems, but we don’t know who to doit and still get reelected.” Voters havebeen led to believe change should bepainless, but painless options like thedebt ceiling ploy will not work and willresult in unexpected pain.

J. FRED GIERTZ is a professor of economicswithin the University of Illinois’ Institute ofGovernment and Public Affairs. He can bereached at 217-244-4822 [email protected].

Giertz

BY J. FRED GIERTZ SBJ CONTRIBUTOR

ART SERVICESWith the threat from the rising debt, what could be simpler than the plan by conservatives(especially newly elected U.S. House Republicans) to refuse to approve raising the federal debtceiling. Unfortunately, the problem is not so easily solved. The need for a debt ceiling increaseis a symptom, not the cause, of the problem.

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AchievementsCTS Technology Solutions receives award

CTS Technology Solutions Inc., a leadingunified communications provider, receivedone of Technology Assurance Group’s topawards in March at the organization’s 2011convention in San Antonio, Texas. DavidHeuman is president and CEO of CTSTechnology Solutions.

Technology Assurance Group, aninternational organization ofindependently owned unifiedcommunications companies in the U.S. andCanada, selected CTS as the winner of theBest Unified Communications Provideraward. In addition to the corporate office inSparta, CTS has offices in Carterville,Belleville, St. Louis and Cape Girardeau.

Physicians’ Surgery receives accreditation

Physicians’ Surgery Center recentlyachieved accreditation by the AccreditationAssociation for Ambulatory Health Care.Accreditation distinguishes this surgicalcenter from many other outpatient surgicalfacilities by providing a safe workenvironment and the highest quality of careto its patients.

Physicians’ Surgery Center is a jointventure between Southern Illinois HospitalServices and surgeons from the Carbondalecommunity. It is a multi-specialtyambulatory surgery center providing thefollowing types of outpatient surgical care:general surgery, urology, ophthalmology,GYN or gynecology, gastroenterology, andpain management procedures.

Byassee, Moskop earn certification

Evan Byassee and Steve Moskop,employees of Accu-Grow Lawn and TreeCare at 1703 E. DeYoung St. in Marion,recently completed the 2011 certificationfor commercial operator licenses sponsoredby the Illinois Department of Agricultureand University of Illinois Extension.

In business since 1976, Accu-Growprovides lawn care, tree care andlandscaping needs.

JCHA staff attends maintenancemanagement clinic

Jackson County Housing Authorityemployees recently attended amaintenance management clinic inDecatur. The employees include Pat

Wright, property rehabilitation director;Kim Herrin, Section 8 coordinator; SteveVogt, maintenance technician; and Robert Wyatt, property andoperations assistant director.

JCHA has 820 public housing units andprovides 557 Section 8 vouchers.

Schneider works with vacation planning team

Mari Schneider of B and A TravelService in Carbondale recently returnedfrom a four-day Apple Vacations AdvanceTeam inspection and familiarization ofCosta Rica.

As a member of the team, she helped lay out the new Apple Vacations Costa Ricavacation programs which began May 6. That included meeting withrepresentatives of several hotels, officials ofthe Tourist Board of Costa Rica, and SwissTours, Apple’s official ground operator.

Anderson Overhead Doorcelebrates 35 years

Anderson Overhead Door, 610 E. PlazaDrive, in Carterville recently hosted anopen house to celebrate 35 years inbusiness.

The Breezy Living Garage Door Screenwas introduced. It is a new productAnderson Overhead Door is carrying for theSouthern Illinois area.

Fifth Third Bank appoints PhelpsFifth Third Bank recently appointed

Scott Phelps to assistant vice presidentand community executive for the MarionEast Banking Center.

Phelps attended North Central College inNaperville and Southeastern IllinoisCollege in Harrisburg. He previously wasemployed as consumer sales manager atRegions Bank in Marion.

Baker celebrates 25 years with Marion Ford Hyundai

Tommy Baker recently celebrated his25th anniversary as an employee at MarionFord Hyundai. Baker received a warmreception from the employees, anddealership owner Mike Absher presentedhim with an engraved plaque noting hisyears of service, along with a $1,000 HomeDepot gift certificate.

Baker started his career in the carbusiness in 1986 at the age of 26. Hired as alight maintenance technician, the

management staff at the dealership quicklyrecognized his ability to communicate withcustomers and his peers. After only sevenmonths on the job, Baker was promoted toservice advisor and has been caring forcustomers’ automotive needs ever since.

S.I. Stone Company receives safety award

Southern Illinois Stone Company wasrecognized with a Rock Solid Safety Awardat the Illinois Association of AggregateProducers annual convention May 3 inSpringfield. Zach Green, regionalmanager, accepted a gold award on behalfof the company’s quarry in Buncombe.

The IAAP Rock Solid Safety Award

program was developed to publiclyrecognize members producing crushedstone, sand or gravel, as well as companiesproviding services to this industry.

A company and its employees must meetspecific health and safety criteria to qualifyfor the bronze, silver, gold or Rock SolidExcellence in Safety designation.

Rolando’s celebrates with ribbon-cutting ceremony

Pinckneyville Chamber of Commercerecently hosted a ribbon-cuttingcelebration for Rolando’s at 112 W. WaterSt. in Pinckneyville. Owners are


Heuman Phelps

Vaught

Woodside

Telford

Stroud

Baker Green

Rains

DeHoet

Blakely

Thompson

Find more business news at www.sbj.biz.

Faces in the newsHave you been promoted? Send a photo. Has a colleague at work completed an intensive

continuing education program? Send a photo. Others in the business community will want toknow it, so please consider passing on your employment news and photos to the Southern

Business Journal. Feel free to email the information to [email protected].

Faces in the news

SEE ACHIEVEMENTS / PAGE 18


AchievementsLynn Wright-Harris and GeorgeHarris.

Rolando’s serves pizza, pasta, subs,salads, wings and more. Hours are 10:30 a.m. to 10 p.m. Sunday throughThursday (dining room closes at 9:30p.m.) and 10:30 a.m. to 11 p.m. Friday andSaturday (dining room closes at 10:30 p.m.). Delivery is available.

Sirles joins SIH as special events coordinator

Michelle Sirles of Alto Pass recentlyjoined Southern Illinois Healthcare as itsnew special events coordinator.

Sirles is responsible for planning andcoordinating corporate fundraising eventsthat will benefit SIH Foundation. She hasa bachelor’s degree in visualcommunications from SIUC and morethan 20 years of experience in areas ofdesign, marketing and human resources,as well as management and businessoperations.

Musgrave named Lake EgyptWater District manager

Perry Musgrave has been namedgeneral manager for Lake Egypt WaterDistrict. He has more than 20 years ofexperience in the water industry,addressing water supply and wastewaterissues. Lake Egypt Water District provideswater service to more than 4,000customers. The service area includes partsof Williamson, Union and Johnsoncounties.

Good Samaritan Regional HealthCenter receives award

The Commission on Cancer of theAmerican College of Surgeons has grantedits Outstanding Achievement Award toGood Samaritan Regional Health Center inMount Vernon. The hospital is one of aselect group of only 90 currentlyaccredited and newly accredited cancerprograms across the U.S. and the onlyhealth care facility in Southern Illinois toreceive the award.

The award was granted to the hospitalbecause it demonstrated the highest levelof compliance with seven standards, thatrepresent six areas of cancer programactivity: cancer committee leadership,cancer data management, clinicalmanagement, research, communityoutreach and quality improvement.

Aisin Mfg. raises $1,000 for St. Jude’s Children’s Hosiptal

Aisin Mfg. Illinois, LLC recently raised$1,000 for St. Jude Children’s ResearchHospital from a bake sale and penny drive.The donation was made during the annualZ100 Radiothon for St. Jude.

Located in REDCO Industrial Park inMarion, Aisin manufactures sunroofs anddoor components for automotivemanufacturers.

S.I. Dermatology staff attends conference

Dr. Ted VanAcker and the clinical staffof Southern Illinois Dermatology recentlyattended a biologics conference at theMurphysboro Event Center.

Dr. Craig Leonardi was the keynotespeaker. Leonardi is a nationally renownedspeaker on psoriasis treatments and hasextensive experience with the use ofbiologics in the treatment of psoriasis.

Beck provides continuing education

Aur Beck, chief tech for AdvancedEnergy Solutions in Pomona, providedcontinuing education in the Train theTrainer class that Midwest RenewableEnergy Association conducted recently inCuster, Wis.

Beck was asked to join Midwest SolarTraining Network last year and works witharea colleges to create training programs.

Western Baptist Hospital receives award

Western Baptist Hospital in Paducahrecently received the Bronze QualityAchievement Award for stroke treatment,after meeting guidelines in the AmericanHeart Association/American StrokeAssociation’s Get With the Guidelinesprogram.

This is the second national recognitionof Western Baptist’s stroke center in lessthan a year.

St. Francis Hospital expandsFamily BirthPlace

St. Francis Medical Center in CapeGirardeau recently completed anexpansion of its Family BirthPlace,increasing the total number of privatepatient rooms to 16.

The expansion also includes a two-bay

triage area and another swing room thatcan serve as a labor, delivery, recovery andpostpartum suite or triage room.

Telford, Vaught honored for longevity of service

Virginia Telford and Rita Vaughtwere among more than 300 employeeshonored for longevity of service during adinner May 10 at St. Mary’s GoodSamaritan. Telford and Vaught were bothrecognized for serving 40 years.

Telford is vice president of patient careservices for St. Mary’s Hospital, andVaught is a unit secretary in the radiologydepartment of Good Samaritan RegionalHealth Center.

Shawnee Health Service receives $29K grant

Shawnee Health Service, which isheadquartered in Carterville, has beenawarded a $29,590 grant from the IllinoisChildren’s Healthcare Foundation tosupport its Oral Health Education Program.

The target is established patients withinShawnee’s primary care medical clinicsand dental clinics in 14 community healthcenters in Jackson and Williamsoncounties. Funding from this grant willallow Shawnee to purchase and installmonitors for patient education videos indental facilities in Murphysboro,Carbondale and Marion.

Brighten Your Day Gift Shop opens

Carbondale Chamber of Commerceconducted a ribbon-cutting ceremonyrecently at Brighten Your Day Gift Shop at1821 W. Main St. in Murdale ShoppingCenter.

Owned by Kelly Thornburg, the giftshop features many popular product lines,as well as unique specialty items. Hours ofoperation are 10 a.m. to 6 p.m. Tuesdaythrough Friday and 10 a.m. to 4 p.m.Saturday.

Yamaha of Southern Illinois hosts grand opening

Brad Young and Ben Moore, co-owners of Yamaha of Southern Illinois at3008 S. Park Ave. in Herrin, recentlyhosted a grand opening with specialincentives on all store products.

Now a full-line Kawasaki dealer,Yamaha of Southern Illinois carries a widevariety of motorcycles, ATV’s, Mule utilityvehicles and water skis.

Murray attends summit for top women advisors

Ginger Murray, first vice president-investment officer for the Carbondaleoffice of Wells Fargo Advisors, recentlyattended the fifth annual Barron’sWinner’s Circle Top Women AdvisorsSummit in Palm Beach, Fla.

The summit was hosted by Barron’smagazine to promote best practices in theindustry and the value of advice to theinvesting public.

Capes, Green promoted at Herrin Security Bank

Dan Capes and Kelly Green both havebeen promoted to senior vice president atHerrin Security Bank.

Capes formerly served as senior lendingofficer, and Green formerly served ascashier. Capes has been with the banksince 2008 and has more than 27 years ofbanking experience. Green has been withthe bank since 2001. Both reside in Herrin.

Vaillancourt attends facilitator training

Dr. Annette Vaillancourt, the“Success Doctor,” attended AppreciativeInquiry facilitator training recently inLas Vegas.

Appreciative Inquiry is a process forfacilitating positive changes in humansystems, i.e., organizations, groups andcommunities.

Field-Bagwell recognizedfor top sales

Yavonne Field-Bagwell of Cartervillehas been recognized as a top sales advisorwith lia sophia.

Having recently joined the fashionjewelry business, Field-Bagwell hasearned honors in the company’s ExcellentBeginnings Program.

Harrisburg jeweler helps flood victims

J. Bacher Fine Jewelry donated all profits of scrap gold and silver purchasesthrough the end of May to American Red Cross-Little Egypt Network to

Achievementshelp flood victims.

Donations of scrap gold and silver weretaken at J. Bacher Fine Jewelry, 301 N.Commercial St., in Harrisburg. The goldand silver collected was refined, and acheck will be presented to American RedCross-Little Egypt Network this month.

Berry-Weston promoted to TLP supervisor

Lynette Berry-Weston has beenpromoted to Transitional Living Programsupervisor at Southern Illinois RegionalSocial Services.

Berry-Weston has been employed atSIRSS since 2007 and most recentlyworked as a TLP case manager.

White to be featured in national publications

Leonda White, activity director forFifth Season Residential Assisted Living inBenton, recently received two first-placeawards for her national assisted livingplans.

White will be featured in September in ANew Day magazine and CreativeForecasting magazine, which are nationalpublications for recreational therapistsand activity professionals.

Hospital lab extends outpatient services

St. Elizabeth’s Hospital will beginproviding outpatient laboratory servicesthis month at its O’Fallon medicalbuilding, at 1512 N. Green Mount Road.

The lab will be open from 6 a.m. to 8 p.m. Monday through Friday and 8 a.m.to 8 p.m. Saturday and Sunday. Noappointment is necessary.

Holland Construction recognized for safety

For the fourth year in a row, HollandConstruction Services Inc.’s outstandingsafety record has been recognized byAssociated General Contractors of St. Louis and Southern Illinois BuildersAssociation.

The AGC certificate of commendationwas based on the fact that HCS employeesworked more than 100,000 man hours in2010 with zero Occupational Safety andHealth Administration recordableincidents or lost-time injury to the

workforce. HCS received SIBA SafetyExcellence Award in recognition ofmaintaining the record for threeconsecutive years.

SIU Medical School alumna receives honor

Dr. Sharon Hull, a Southern IllinoisUniversity School of Medicine alumna,has been welcomed as part of the newclass of Fellows for the 2011 membershipyear by the American College ofPreventive Medicine.

Hull is a professor in the Department ofFamily and Community Medicine at theNortheastern Ohio Universities Collegesof Medicine and Pharmacy. She was amulti-year recipient of a RegionalMedicine/Public Health Education CenterGrant at SIU School of Medicine, inpartnership with state and local healthdepartments, the Centers for DiseaseControl and Prevention and theAssociation of American MedicalColleges. She served as a senior healthpolicy analyst at the Paul Simon PublicPolicy Institute in Carbondale.

Western Baptist names new directors

Three Western Baptist Hospitalemployees recently have taken on newmanagement roles.

Wendy Blakely, R.N., has been nameddirector of the clinical informaticsdepartment. The 25-year employee hasserved in the education department for 21 years.

Dona Rains, marketing director for fiveyears, has assumed additionalresponsibilities for strategic planning asthe director of marketing and planning.

Beth Stroud, R.N., director oftransitional care for five years, has beennamed director of the emergencydepartment.

Two promoted, one hired at The Southern

Jason Woodside and LaceyThompson have been promoted at TheSouthern Illinoisan, and Claire DeHoetrecently has been hired.

Woodside has been promoted toadvertising director. He joined TheSouthern in November 2000 as a retailadvertising representative. He was at The

Southern until April 2002 and worked atthe Star-News in Wilmington, N.C., as aretail account executive from April 2002 toAugust 2005.

He worked from August 2005 to August2009 at the Times-News in Twin Falls,Idaho, where he served as a retail accountexecutive and online sales manager. Hereturned in August 2009 to The Southern,where he has worked as an accountexecutive, interactive marketing specialistand digital and niche sales manager, andnow serves as advertising director.

Thompson joined The Southern in May2010 and served as a retail advertisingassistant until April 1, when she waspromoted to the position of major andnational accounts representative. She isnow responsible for driving revenue withmajor and national accounts, andcontinues to serve local retail accountswith whom she works.

DeHoet joined The Southern on March 21 and serves as a niche accountrepresentative. She works with customers

to help them place campaigns in Life &Style in Southern Illinois magazine andSouthern Business Journal, as well asother specialty and periodic nichepublications.


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Have you been promoted? Send a photo. Has a colleague at

work completed an intensive continuingeducation program? Send a photo.

Others in the business community will want to know it, so please

consider passing on your employment news and photos to the

Southern Business Journal. Feel free to email the information

to [email protected].

Faces in the news


Mark Your CalendarJune 6

Beginning Outlook 2007: 8:30 a.m. to 4 p.m., Room H125,John A. Logan College Center forBusiness & Industry.

June 7Beginning Access 2007:

8:30 a.m. to 4 p.m., Room F112,John A. Logan College Center forBusiness & Industry.

June 8Intermediate Access 2003:


Time & Stress Management:8:30 a.m. to 4 p.m., Room F110,John A. Logan College Center forBusiness & Industry. Cost is $90.

June 9Intermediate Excel 2003:


June 13Beginning Word 2007:

8:30 a.m. to 4 p.m., Room H125,John A. Logan College Center forBusiness & Industry.

June 14Intermediate Access 2007:


June 15Advanced Access 2003:


Team Building: 8:30 a.m. to 4 p.m., Room F109, John A.Logan College Center for

Business & Industry. Cost is $90.

June 16Advanced Excel 2003:


June 17Beginning QuickBooks 2009:


June 20Beginning Outlook 2003:


June 21Advanced Access 2007:

8:30 a.m. to 4 p.m., Room F112,

John A. Logan College Center forBusiness & Industry.

June 22Beginning Excel 2007:

8:30 a.m. to 4 p.m., Room F112, John A. Logan CollegeCenter for Business & Industry.

Beginning Publisher 2003: 8:30 a.m. to 4 p.m., Room H125,John A. Logan College Center forBusiness & Industry.

June 23Intermediate QuickBooks

2009: 8:30 a.m. to 4 p.m., RoomF112, John A. Logan CollegeCenter for Business & Industry.

Visio 2007: 8:30 a.m. to 4 p.m., Room H125, John A.Logan College Center forBusiness & Industry.

June 27Intermediate Word 2007:


June 29Intermediate Excel 2007:


July 1Starting a Business in Illinois

Seminar: 9 to 11 a.m., Room150, Dunn-Richmond Center,150 E. Pleasant Hill Road,Carbondale. Free. An optionalbusiness start-up kit is availablefor $15. Call 618-536-2424 oremail [email protected].

Find more businessnews at www.sbj.biz.

For more information on John A. Logan or to register for classes, call 618-985-2828, ext. 8510 or email [email protected] A. Logan College Center for Business & Industry is at 700 College Road, Carterville, and cost is $55 unless otherwise noted.


Business Fine PrintP E R M I T S | B A N K R U P T C I E S

Building permitsCarbondaleTip Toe Nail Salon, 1318 E. Main, $7,000East Main Shell, 534 E. Main, $25,000Walmart, 1450 E. Main, $21,000Dr. Sean Burke, 600 N. Giant City Road,

$126,000Lone Star Steakhouse, 1160 E. Main, $2,500Sun Valley Estates, 1105 Black Diamond

Drive, $219,800Sun Valley Estates, 1115 Black Diamond

Drive, $219,800NeuroRestorative, 1271 E. Walnut St.,

$20,000NeuroRestorative, 1271 E. Walnut St.,

$20,000Michael Scott, 409 E. Lasch St., $1,000James Summers, 605 N. Springer St.,

$25,000Sorensen Enterprises, 608 N. Almond St.,

$15,000Alleman Rentals, 701 S. James St., $5,000Daniel Edwards, 501 N. Billy Bryan, $20,000

David Miller, 2012 S. Illinois Avenue, $2,000Home Rentals, 901 W. McDaniel St., $25,000Todd Smith, 1509 W. Walnut St., $800Eunice Rowe, 416 E. Larch St., $2,000Leslie and Christine O’dell, 212 S. Mark Court,

$1,300John and Patricia Pieczka, 209 W. Walnut St.,

$3,000Christal O’Guinn, 104 S. Lark Lane, $350

MarionLyndal Peebels, 501 S. Spillman, $2,300Mickey Hanks, 1000 W. Boulevard, $10,300Garland Clark, 803 Creal Springs Road,

$15,000Steve Smith, 1711 Melmar, $15,000Reed Station Hotels LLC, 2609 Blue Heron,

$4,700,000Kam Harmon, 1622 Eugene Lane, $150,000Pam and Rick Herring, 302 N. Bentley,

$4,500Bruce and Linda Cox, 500 S. Court, $8,600Lester James, 310 N. Fair, $120,000

Sandra Marsten, 704 E. Union, $1,900Dan Reid, 2208 Brentwood, $17,000

MetropolisCheryl Gilbert, 1422 Illinois 37, $11,600James Griffey, 813 Filmore St., $0Paul Young, 3633 Shady Grove Road, $500Anthony and Deborah Bradford, $4,000The Grill Restaurant and Bar, 310 Ferry St.,

$6,000Wiley Godfrey, P.O. Box 117, $8,000

MurphysboroTerrance Svec, 2104 Walnut St., $20,000Dewey Woosley, 2008 Lindell Ave., $2,800Daniel Bitner, 226 N. 14th St., $5,000Neal Tire, 1524 Walnut St., $6,700Lara Mazzone, 1321 N. 16th, $3,287Ann Hogan, 2017 Spruce St., $8,000Alvardo Garcia, 2107 Commercial Ave.,

$600United Methodist Church, 1509 Pine St.,

$4,100

BankruptciesChapter 7Linda A. Swan, 1120 Park Ave., Mount VernonCarolyn Ann Boes, 87 E. Cape Terrace, McClureJames Nathan and April Dawn Cox, 523 Burkitt

St., BentonCody R. Miller, 307 Lindsey Ave., MetropolisKayela R. Miller, 203 W. 12th St., MetropolisKendall A. Glass, 403 1/2 E. Second St.,

MetropolisJason Richard Rogers, 200 Commerce St.,

Apt. 8, CarmiBillie M. Clover, 107 Grayland Court, AnnaWilliam Eugene and Kershan Jo Hosman, 503

S. Water St., GrayvilleJerry L. Sarles, 814 Leroy St., FairfieldFloleen K. Davidson, 1104 Burgess, Johnston

CityKevin R. Summers, 5431 Moore,

ThompsonvilleHeather D. Summers, 802 Wastena, Apt. A.,

Benton

SEE FINE PRINT / PAGE 23

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Rebecca L. Harbison, 1813 Pace Ave., MountVernon

Rebecca S. and Maurice D. Poore Jr., 124Miles St., Springerton

Leland E. and Rita E. Parker, 599 W. ManilaSt., Equality

Kevin R. and Jamie P. Chrostoski, 16753Dublin St., West Frankfort

Bonita S. Schmidt, 116 McGinnis, EnergyCathy Beegel, 605 Follis, Johnston CityKenneth J. and Theresa J. Franklin, 104 Ferne

Clyffe Road, GorevilleBrittany Borgra, P.O. Box 162, LoganSylvia Sue Graves, 909 Rix Drive, MarionJoshua A. Abernathy, 147 Village Drive, Apt. 3,

CarbondaleKandi Lea Elko, 18 Razer Drive, West FrankfortJohn David Prather III, 404 W. Seventh St.,

ChristopherBarbara J. Oney, 202 W. South St.,

PinckneyvilleRandall L. and Linda M. Kane, 10460 Ridge

Road, SpartaThomas W. Creston, 1769 Graeff Road, ElkvilleErid D. Lockett, P.O. Box 866, CairoAshley R. Showalter, P.O. Box 866, CairoDarrell W. Woods, 221 Missouri St., HarrisburgDonald F. Steibel, 320 N. Taylor, Red BudLoretta B. and Keith L. Stroud, 521 N. 12th

St., HerrinJohn S. Alongi, 713 S. 11th, HerrinJames F. Brown and Mary C. Brown, 704 S.

Taft St., West FrankfortTimothy L. and Tina M. Hardy, 213 Short St.,

ChesterMichele G. DeMunbrun, 244 S. Second St.,

AlbionVernalee M. Allsup, P.O. Box 688, CambriaBryan and Trisha Bailey, 309 Cuma St.,

SpringertonRobert L. and Sharon L. Wrolson, 3986 Illinois

37, MarionRonald Lee Moore Jr., 8745 Shawneetown

Trail, WalshKrystal M. Thomas, 105 E. Patton St., ValierThomas D. Shafer Jr., P.O. Box 172, HurstJane Jetter, 307 S. Grace St., MarissaRickie L. Wiggs, 105 Clemens Ave., ViennaDanny R. and Faith R. Brown, 403 W. 11th St.,

MetropolisJanice Kay Heistand, 2017 Waltonville Road,

Mount VernonDouglas G. Hatchett, 710 W. Fourth St., Mount

CarmelDiana Bradshaw, P.O. Box 55, StonefortCarol J. Riehl, 122 Parkview, Johnston CityTommie R. and Marie E. Raney, 413 W. Walnut,

CoultervilleRichard A. Lyday, 813 Ellis Drive, Apt. 3N,

Mount VernonTravis D. Messer, 749 N. Division, Apt. 6,

Du QuoinDonna R. Phillips, 368 N. Eighth St., AshleyGlenda D. Hall, 1517 Maureen Drive, MarionAlice M. Rice, 8277 Appino Drive, Du QuoinSarah J. Church, 101 N. Pecan, De SotoCynthia R. Moore, 380 Puckett Road,

HarrisburgMargaret Ann Gwaltney, 601 Pleasant Court,

MarionMatthew T. and Amy Clark, 19039 W. Bobtail

Road, BentonJudy A. Selvi, 109 High St., ZeiglerDustin H. Zeller, P.O. Box 1043, MarionJeffrey J. Johnson, 711 W. 15th St.,

Johnston CityJeffrey S. and Tammy M. Valerius, 10381

Magnolia Drive, BaldwinBeth A. Fries, 800 Valley St., ChesterJoshua D. Hilton, 701 W. Clay, BentonPamalla S. Upton, 108 W. College St.,

HarrisburgRichard T. and Angelina Gonzalez, 68B

Highlander Drive, CarbondaleMary Lou Bingamon, P.O. Box 43, CartervilleRichard C. Koons, 429 S. 16th, MurphysboroDelber ta May Bowen, 1317 S. Division,

CartervilleJavier Alberto and Stacey Jean Quintana,

P.O. Box 141, EvansvilleJerrison Paul Carrel, 1104 Laura Lane, MarionBill E. and Sherry A. Williams, 701 E. Seventh

St., MetropolisRachel Jane Ebel, 626 N. 15th St.,

MurphysboroTimothy Mark Johnson, 15662 E. Bakerville

Road, Mount VernonJeri Lynn Webb, 2400 Blue Blaze Trailer C-4,

HerrinFrances V. McCoy, 311 E. Fifth St., MetropolisKimberly S. Hopkins, 10641 Eakin Grove

Road, BentonLawrence A. Reed, 972 W. Old Illinois 15,

AshleyChad D. and Amy N. Bushing, 2115 School

House Road, MulkeytownRonald Newcomb, 102 Link, P.O. Box 54, EwingMichael S. and Carolyn M. Phillips, 1185 W.

St. Louis St., NashvilleDarrell Wayne Chambliss, 504 S. 27th St.,

Mount VernonNorma A. Odum, 20266 E. Sandpiper Road,

BlufordRose Marie Jones, P.O. Box 742, Carrier MillsRebecca D. Stewart, 214 Wilcox St., ZeiglerJohn E. McCulley, Route 1, Box 217, FairfieldDouglas L. and Terri J. Jones, R.R. 1, Box 73

A, DahlgrenDawn M Collette, 406 Timothy Lane, GalatiaThomas Lee and Patsy Dianne Silvers Sr., 209

Sluder Ave., FairfieldSheri Leigh Shaw, 215 W. Sixth St.,

Mount CarmelKevin L. Holmes, P.O. Box 567, West FrankfortChris D. Nordmeyer, 12227 Binkley Road,

MarionDorothy H. Fowler, P.O. Box 12, Mount VernonKeith Eugene Vessels, 314 W. Chestnut St.,

BaldwinGary W. and Terry L. Heitman, 1424 W. St.

Louis, NashvilleDawn Renee Wells, 4788 East Illinois 15,

WoodlawnMarty S. Eggemeyer, 11 Murphysboro Road,

ChesterSarah C. Taheri, 420 N. 16th St., MurphysboroDawn R. McGill, 1517 N. 13th St., Herrin

Chapter 13Derrick M. and Brandi L. Reed, 8978 Illinois

149, West FrankfortDale W. and Lillian K. Almaroad, 3013 S. Park

Ave., HerrinWilliam F. Baggett Jr., 190 Makanda Road,

MakandaMary A. Adams, 1216 Elm, West FrankfortBradley Andrew Degelau, 1181 E. Walnut, Apt.

5-5, CarbondaleDusty R. and Heather A. King, R.R. 3, Box 242

A, HarrisburgWilliam A. Cavins, 608 S. Royal St., RoyaltonMichael R. and Lisa A. Smith, 621 Anderson

St., CartervilleAngel and Alicia Acosta, 13 Orchard Lane,

MurphysboroPaul E. and Maria C. Yates, P.O. Box 92, ColpLeamon Isaac Simmons, 120 W. Franklin, Du

QuoinBrent Kyle Marrs, 309 California, CartervilleLois Marie Heisner, 810 Ritter St.,

PinckneyvilleJennifer L. Poore, 611 S. 18th St., HerrinScott Randell Welshans, 806 Conner St.,

Prairie Du RocherLinda Sue Welshans, 806 Conner St., Prairie

Du RocherKenneth L. Miller, 3494 Alum Cave Road,

MarionRobert W. Malatestia, 808 W. Madison St.,

HerrinElaine Bertetti, 202 Kennedy, West FrankfortDaniel Holmes, 220 22nd St., Grand TowerEarl E. and Martha Ashabraner, P.O. Box 135,

Norris CityMarshall E. and Aileen Y. Ramage, 4190

Christian Chapel Road, DongolaJustin J. and Shanna Gentile, 408 W. Wilson,

HerrinEric Zweigart, 1006 Lake View Drive, EvansvilleMatthew J. and Elizabeth J. Anderson, 206 W.

Railroad Drive, OkawvilleDavid E. Tackitt, 112 Park St., GorhamDonna M. Staszak, 1931 Herbert St., Apt. 1,

MurphysboroClatrice Oliver, 100 Wells St., Apt. 15B,

MurphysboroJames George, 80 Colfax St., Tunnel HillBennie Edward Acton Jr., 400 N. Market St.,

SpartaBrent M. and Mindy S. Hunsaker, 112 Kinship

Lane, CartervilleLaurie A. Roscow, 512 Locust St., Red BudEarl Leo Hill, 4347 Bodes Lane, ChesterJeffrey D. Knowles, 105 S. Liberty, Apt. B,

MarionTracy L. Koch, 19789 Irvington Road, CentraliaCrystal D. Boaz, 1007 N. Garfield, MarionClaude Dewayne and Judy K. Butler, 5287

Country Club 3, MurphysboroDavid E. Stein Jr., 4008 Illinois 148,

CarbondaleTimothy T. and Darla J. Ehrbright, 102 W.

Eubanks, Norris CityJacqueline V. Marsh, P.O. Box 92, Freeman

SpurWilliam J. and Stacey L. Chaffin, 118 W.

Market, ChristopherSteven Michael Hafer tepe, P.O. Box 282,

CobdenVivian L. Bailey, 209 N. Commercial St.,

BentonMary M. Johnson, 1930 Clark St.,

MurphysboroDavid P. and Peggy J. McCormick, 1172

McLaughlin, MurphysboroRuth Elaine Shreves, 6964 Reevesville Road,

GrantsburgMelvin B. and Jackie L. Gregge, 11475 N.

Road, West FrankfortArnold A. and Susan R. Ambos, 506 E. Everett

St., MarionSandra W. Phillips, 2900 Magnolia Drive, CairoCarla S. Spiller, 2108 W. Cherry St., HerrinJoseph A. and Diana R. Burgess, P.O. Box A,

ValierRobert A. McCurdy, 502 S. Russell St., MarionLaura A. Cantrall, 603 Short St., EvansvilleKristin L. Karch, 17229 E. Marlow, Mount

VernonSamantha A. Karch, 17229 E. Marlow, Mount

VernonGrover R. and Diane K. Hervey, 708 N. Church,

ChristopherAnthony L. and Mistee A. Ray, 1805 E. Main

St., MarionSteven C. and Torrie N. Jaimet, 403 E. Plum,

PercyJohn S. and Cathy L. Leo, 1101 W. O’Gara,

Harrisburg

Business Fine PrintP E R M I T S | B A N K R U P T C I E S


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SBJ 06-2011