1

GENERAL AWARENESS1. The term “Smart Money” refers to _____

(1)Foreign currency (2)Internet Banking(3) US Dollars (4)Traveler’s cheque (5) Credit Cards

2. Which actor won the Academy Award for best supporing Actor for 2014 (Oscar Award)1) Jared Leto 2) Emmanuel Lubezki3) Mathew Mcconaveghey 4) Alfonso Cuaron5) None

3. Who has been appointed as new Chief of Air staff of the Indian Air Force ?1)Arjan Singh 2)Pradeep Vasant naik3) ohit Aggarwal 4) Arup Raha 5) None

4. The RBI takes which of the following measures when it intends to ease th liquiditycrunch in the country ?(A) It prints and supplies additional currency notes in the market(B) It takes steps to increase the flow of foreign direct investment(C) It reduces SLR and CRR(1)only A (2)only B(3)only C (4)only A and B (5) All A,B and C

5. With which among the following neighbours. India recently conducted the Ex-suryakiran Drills VI Joint Military excercise ?1) srilanka 2) Bangladesh 3) Nepal 4) Bhutan 5) None

6. The RBI on Monday (March 3, 2014) granted an additional nine months for the publicto exchange currency notes printed before including, Rs. 500 and Rs. 1000denominations and set a deadline of January 1, 2015.1) 2003 2) 2004 3) 2005 4) 2006 5) None

7. The 64th National Basket ball Championship concluded on 5 March 2014 at theThyagaraj Indoor Stadium in New Delhi. Which team on the men’s title ?1) Chhattisgarh 2) Tamilnadu3) Karnataka 4) Indian Railways 5) None

8. Which prominent sports associatiion of India was terminated by the recognized worldbody of this sport on 4th march 2014 ?(1)Swimming pools (2) Bridge rooms(3) Squash courts (4) Boxing (5) None

9. Which chinse city came to limelight on 1st march 2014 due to a violent attack byterrorists of separatist group who murdered 29 persons by stabbing them ?(1) Toulouse (France) (2) Kunming (China)(3) Nungua (Ghana) (4) Binalud (Iran) (5) None

10. Approximately, what fraction of India;s GDP is shared by the Micro, small and Mediumenterprises (MSME) sector ?(1)6% (2)8% (3)10% (4)4% (5) None

11. Which among the following countries has finished top in the medal tally in the recentlyconcluded sochi winter olympics ?(1)China (2)USA (3) Russia (4) Japan (5) None

12. The “International wool mark prize” is an award given in which of the following fields.(1)Fashion Design (2)Textile Industry(3) Handi crafts (4) Small scale industry (5) None

SBI CLERK MODEL PAPER

www.eena

dupra

tibha

.net

2

13. Who was slected for the 23rd GD Birla Award for Scientific research for the year 2013 ?1) Rajehs Prahlad 2) Monash Khiyati3) Rajesh Gopakumar 4) Puran Chand Pradhan 5) None

14. As per the data in FDI released by department of Industrial policy and promotion(DIPP) on 20 March 2014, the foreign direct investment (FDI) grew in Jan 2014 bywhat percent to 2.18 billion dollar compared to jan 2013 ?1) 0.98% 2) 1.08% 3) 1.28% 4) 1.50% 5) None

15. The RBI issued notice to banks on 19 March 2014 to take measure to counter thethreat expected to arise from discount inuation of the support from microsoft of whichsoftware from 8 April 2014 ?1) Windows NT 2) Window XP 3) Winodws 7 4) Windows 8 5) None

16. Who among the following has own the National Billiards championship 2014 ?(1)Pankaj Advani (2) Sourav Kothari(3) Ashok kumar (4)Sourav Goshal (5) None

17. Which team won the 68th edition of National Football championship for the SantoshTrophy on 9 March 2014 ?1) Nagaland 2) Mizoram 3)East Bengal 4) Goa 5) Pune

18. Who is the author of book “Beyond the Lines” An Autobiography ?(1)Kuldip Nayar(2) Kushwant Singh(3) General J.J.Singh (4) Sharad pawar (5) None

19. Which of the following is NOT a banking related term ?(1)SME Finnce (2)Overdraft(3) Drawing power (4) Sanctioning Authority (5) Equinox

20. Who among the following is the author of the controversial book “ the Hindus AnAlternative History” ?(1) Christopher Minkowski (2) Wendy Doniger(3) Stanley wolpert (4) Thomas Trautmann (5) None

21. Who among the following has been named best woman foot baller of the year (2013)at the Indian Sports awards ?(1)Usha Rani Das (2)Tikina Samal(3)Ansha (4) Oinam Bembem Devi (5) None

22. As we know the Government is paying much attention to “Micro Finance” these days.Which of the following is one of the examples of Micro Finance ?(1)Insurance for life (2)Self Helpt Groups(3) letter of credit (4)Investments in mutural funds (5) None

23. At present who is prime Minister of Nepal ?(1) Khil raj Ragmi (2) Baburam battarai(3) Sushil Koirala (4) Thalanath khanal (5) None

24. Which of the following organizations/agencies frame the monetary and credit policywhich is followed by all banks in India ?(1) Indians Bank Association (2)RBI(3) Govt of India (3) SEBI (5) None

25. The Central Board of Direct Taxes has made e-filling of income tax returns mandatoryfor all assesses whose annual earnings exceed..(1) Rs. 5 lakh during the fiscal (2) Rs. 10 lakh during the fiscal(3) Rs. 15 lakh during the fiscal(4) Rs. 20 lakh during the fiscal (5) None

26. World Autism Awareness Day is celebrated on?1)1 April 2) 2 April 3) 3 April 4) 4 April 5) None

27. Which of the following rates is not decided by the RBI?1) CRR 2) Prime Lending Rate3) Reverse Repo Rate 4) Repo Rate 5) Bank Rate

28. Which among the following states has launched the Arogya Vani’ for helath ?1) Uttar Pradesh 2) Maharashtra3) Karnataka 4) Gujarat 5) Asom

29. Antyodaya scheme is meant to help the1) Muslims 2) Minorities3) Poorest of the poor section of the society 4) Harijans 5) None

www.eena

dupra

tibha

.net

3

30. ‘Ponzi’ schemes’ refers to as a fraudulent invement operation that pay return to itsinvestors fromA. their own moneyB. the money paid by investors.C. profit earned by the individualsD. profit earned by organization running the operation1) A and B 2) A and C 3) C and D 4) B and D 5) None

31. Till what amount are deposits of public in NBFCs insured?1) Rs. 1 lakh 2)Rs. 50,000 3) Not insured 4) None 5) All of these

32. Bank assurance is1) an insurance scneme co insure bank deposits2) an insurance scheme to insure bank advances3) a composite financial service offering both bank and insurance products4) a bank deposit scheme exclusively for employees of insurance companies5) None

33. As per RBI guidelines, under NEFT. the maximum amount per transaction for cash-based remittances is limited to1) Rs 2.00.000 2) Rs. 25.000 3) Rs. 50,00 4) No Limit 5) None

34. What is CRISIL ?1) A multinational bank 2) A stock exchange3) An insurance company 4) A credit rating agency 5) None

35. Which of the following statements is not correct about NBFCs?1) An NBFC cannot accept demand deposits2) These institutions trade in the capital market in a variety of assets and liabilities3) An NBFC can issue cheques drawn on itself4) Deposit insurance facility of Deposit Insurance and Credit Guarantee Corporationis not available for NBFC depositors5) NBFIs act as brokers of loanable funds and in this capacity they intermediatebetween the ultimate saver .and the ultimate investor

36. The term “Moral Suasion” refers to1) the bankers duty of secrecy as regards the affairs and accounts of his customers.2) moral duty of a borrower to deal with only one bank3) moral duty of a borrower to deal with more banks4) the advice given by Reserve Bank to banks/financial institutions in the matter oftheir lending and other operations with the objective that they might implement orfollow5) All of the above

37. A MICR demand draft may be issued for maximum amount of1) Rs. 20 lakh 2) Rs. 5 lakh 3) Rs. 1 lakh4) Below Rs. 10 lakh 5) No maximum limit

38. RBI has issued a notification making it mandatory for all demond drafts of and aboveto be account payee only ___1) Rs. 10,000 2) Rs. 20,000 3) Rs. 30,000 4) Rs. 40,000 5) Rs. 50,000

39. For lending to the priority sector, the RBI has demanded all RRBs to increase thelimit for home loans from Rs. 5 lakh to ___1) Rs. 10 lakh 2) Rs.15 lakh 3) Rs.20 Lakh 4) Rs. 12 lakh 5) Rs. 18 lakh

40. Which of the following is not a credit rating agency ?1) CARE 2) ICRA 3) Dow Jones 4) CRISIL 5) SMERA

www.eena

dupra

tibha

.net

4

GENERAL ENGLISHDIRECTIONS (Qs. 41-52): Read the following passage carefully and answer thequestions given below it. Certain words/phrases are printed in bold to help you tolocate them while answering some of the questions.

In the second week of August 1998, just a few days after the incidents of bombingthe US embassies in Nairobi and Dar-es-Salaam, a high-powered, brain-stormingsession was held near Washington D.C., to discuss various aspects of terrorism. Themeeting was attended by ten of America’s leading experts in various fields such asgerm and chemical warfare, public health, disease control and also by the doctorsand the law-enforcing officers. Being asked to describe the horror of possible bio-attack, one of the experts narrated the following gloomy scenario.

A culprit in a crowded business centre or in a busy shopping mall of a townempties a test tube containing some fluid, which in turn creates an unseen cloud ofgerm of a dreaded disease like anthrax capable of inflicting a horrible death within 5days on any one who inhales it. At first 500, or so victims feel that they have mildinfluenza which may recede after a day or two. Then the symptoms return again andtheir lungs start filling with fluid. They rush to local hospitals for treatment, but thepanic-stricken people may find that the medicare services run quickly out of drugsdue to excessive demand. But no one would be able to realise that a terrorist attackhas occurred. One cannot deny the possibility that the germ involved would be ofcontagious variety capable of causing an epidermic. The meeting concluded that suchattacks, apart from causing immediate human tragedy, would have dire long-termeffects on the political and social fabric of a country by way of ending people’s trust onthe competence of the government.

The experts also said that the bombs used in Kenya and Tanzania were of theold-fashion variety and involved quantities of high explosives, but new terrorism willprove to be more deadly and probably more elusive than hijacking an aeroplane or agelignite of previous decades. According to Bruce Hoffman, an American specialist onpolitical violence, old terrorism generally had a specific manifesto - to overthrow acolonial power or the capitalist system and so on. These terrorists were not shy aboutplanting a bomb or hijacking an aircraft and they set some limit to their brutality.Killing so many innocent people might turn their natural supporters off. Politicalterrorist? want a lot of people watching but not a lot of people dead. “Old terrorismsought to change the world while the new sort is often practised by those who believethat the world has gone beyond redemption”, he added.

Hoffman says, “New terrorism has no long-term agenda but is ruthless in itsshort-term intentions. It is often just a cacophonous cry of protest or an outburst ofreligious intolerance or a protest against the West in general and the US in particular.Its perpetrators may be religious fanatics or diehard opponent of a government andsee no reason to show restraint. They are simply intent on inflicting the maximumamount of pain on the victim.”

41. In the context of the passage,, the culprit’s act of emptying a test tube containingsome fluid can be classified as1) a terrorist attack 2) an epidemic of a dreaded disease3) a natural calamity 4) panic created by an imaginary event5) None

42. In what way would the new terrorism be different from that of the earlier years ?A. More dangerous and less bafflingB. More hazardous for victimsC. Less complicated for terrorists1) A and C only 2) B and C only 3) A and B only 4) All the three 5) None

www.eena

dupra

tibha

.net

5

43. What was the immediate provocation for the meeting held in August 1998?1) the insistence of America’s leading2) the horrors of possible bio-attacks3) a culprit’s heinous act of spreading germs4) people’s lack of trust in the government 5) None

44. What could be the probable consequences of bio-attacks, as mentioned in the passage ?A. several deathsB. political turmoilC. social unrest1) A only 2) B only 3) Conly 4) A and B only 5) All the three

45. The author’s purpose of writing the above passage seems to explain1) the methods of containing terrorism2) the socio-political turmoil in African countries3) the deadly strategies adopted by modern terrorists4) reasons for killing innocent people5) the salient features of terrorism of yester years

46. According to the author of the passage, the toot cause of terrorism isA. religious fanatismB. socio-political changes in countriesC. the enormous population growth1) A only 2) B only 3) Conly 4) A and B only 5) All the three

47. The phrase “such attacks”, as mentioned in the last sentence of the second paragraph,refers to1) the onslaught of an epidemic as a natural calamity2) bio-attack on political people in the government3) attack aimed at damaging the reputation of the government4) bio-attack monoeuvred by unscrupulous elements5) None

48. The sole objective of the old terrorism, according to Hoffman, was to1) plant bombs to kill innocent people2) remove colonial power or capitalist system3) make people realise the incompetence of the government4) give a setback to socio-political order 5) NoneDIRECTIONS (Qs. 49-50) : Choose the word which is most OPPOSITE in meaningof the word printed in bold as used in the passage.

49. gloomy1) discouraging 2) disgusting 3) bright 4) tragic 5) versatile

50. cacophonous1) loud 2) melodious 3) sonorous 4) harsh 5) distantDIRECTIONS (Qs. 51-52): Choose the word which is most nearly the SAME inmeaning of the word printed in bold as used in the passage.

51. perpetrators1) opponents 2) followers 3) sympathisers 4) leaders 5) monoeuvrers

52. elusive1) harmful 2) fatal 3) destructive 4) baffling 5) obstructingDIRECTIONS (Qs. 53-57): Below each sentence has given four possible substitutionsfor the bold part. If one of them 1) , 2) , 3) or 4) is better than the underlined part,indicate your response on the Answer Sheet against the corresponding letter 1) , 2) ,3) or 4) . If none of the substitutions improves the sentence, indicate 5) as yourresponse on the Answer Sheet. Thus a ‘No’ improvement’ response will be signified bythe letter 5) .Errors may be in grammar, appropriate word usage or idioms. There may be a necessaryword missing or there may be a word which should be removed.

53. It was my business to cross the bridge to explore the bridgehead and to find out theextent to which the enemy had advanced.1) how much 2) the extent where3) the point where 4) limit at which 5) No improvement

www.eena

dupra

tibha

.net

6

54. The world is becoming increasingly polarised between the rich and the poor.1) among rich 2) around the rich3) in between the rich 4) amid rich persons 5) No improvement

55. I laid all the facts before him so that he could make his own Judgement.1) laid all the facts in front of him 2) lay all the facts before him3) lay all the facts in front of him 4) did I lay all the facts before his5) No improvement

56. If only she had told me about her problem I would have helped her.1) would help 2) could help 3) had helped4) would not help 5) No improvement

57. Apollo was worshipped as long as the Roman Empire continued.1) was continued 2) ruled 3) lasted4) did not exists 5) No improvementDIRECTIONS (Qs. 58-62): In each question below a sentence with four words printedin bold type is given. These are indicated as 1) , 2) , 3) and 4) . One of these four wordsmay be either wrongly spelt or inappropriate in the context of the sentence. Find outthe word which is wrongly spelt or inappropriate, if any. The letter of that word is youranswer. If all he four words are correctly spelt and also appropriate in the context ofthe sentence, mark 5) i.e. ‘All Correct’as your answer.

58. His derogatory (1)/remark humiliated (2)/me, but I kept my cool (3)/and didn’tallow my work to be affected (4)/by it. All Correct.(5)

59. The suspected (1)/criminals (2)/who were accused (3)/of snatching ladies necklesses(4)/were finally booked. All Correct. (5)

60. The objective (1)/of the programme (2)/is to entertain (3)/the spectators (4)/AllCorrect.(5)

61. Enforcement of laws and clean and efficiency(1)/administration are fundamental(2)/functions of the government machinery(3)/known as bureaucracy (4)/All Correct.(5)

62. The quantification (1)/of intellectual property is more complicating (2)/than mostpricing because today it is relatively (3)/inexpensive (4)/to make copies of mostintellectual property. All Correct.(5)DIRECTIONS (Qs. 63-67): Rearrange the following six sentences (A), (B), (C), (D), (E)and (F) in the proper sequence to form a meaningful paragraph, then answer the questionsgiven below them.(A) Do the devices that make it possible to do so many things at once truly raise ourproductivity or merely help us spin our wheels faster?(B) More important, they’re exploring what can be done about it-how we can worksmarter, live smarter and put our beloved gadgets back in their proper place, with usrunning them, not the other way around.(C) The dinging digital devices that allow us to connect and communicate so readilyalso disrupt our work, our thoughts and what little is left of our private lives.(D) They have begun to calculate the pluses, the minuses and the economic costs ofthe interrupted life - in dollars, productivity and dysfunction.(E) What sort of toll is all this disruption and metnal channel switching taking on ourability to think clearly work effectively and function as healthy human beings?(F) Over the past five years, psychologists, efficiency, experts and information-technology researchers have begun to explore those questions in detail.

63. Which of the following should be the FIRST sentence?1) A 2) B 3) C 4) D 5) E

64. Which of the following should be the SECOND sentence?1) A 2) B 3) C 4) D 5) E

65. Which of the following should be the THIRD sentence?1) A 2) B 3) C 4) D 5) F

www.eena

dupra

tibha

.net

7

66. Which of the following should be the FIFTH sentence?1) A 2) B 3) C 4) D 5) E

67. Which of the following should be the SIXTH (LAST) sentence?1) A 2) B 3) C 4) D 5) EDIRECTIONS (Qs. 68-72): In each of these questions, each sentence has four boldwords or phrases marked 1) , 2) , 3) and 4). Choose one word or phrase that must bechanged for the sentence to be correct. If all the four world or phrases are gramaticallycorrect in the context of sentence, mark (5) i.e., ‘No error as your answer.

68. Engines used (1)/in space shuttles are much larger (2)/and more strong (3)/than theones used (4)/in jet planes. No error.(5)

69. Banglore is a beautiful city (1)/which in (2)/people have successfully blended (3)/themodem with (4)/the traditional. No error.(5)

70. The bus(1)/was hired (2)/by (3)/the ladies for its picnic (4)/No error.(5)71. The ways of (1)/travelling has changed (2)/dramatically since (3)/the late nineteenth

century (4)/No error.(5)72. Usually (1)/the climate in mountainous areas becomes much(2)/windy(3)/at higher

(4)/altitudes.No error.(5)DIRECTIONS (Qs. 73-80): In the following passage there are blanks, each of whichhas been numbered. These numbers are printed below the passage and against each,five words are suggested, one of which fits the blank appropriately. Find out theappropriate word in each case.

The Government seems to be in right earnest to ensure more 73 in governance.The Prime Minister’s announcement that his Government is 74 drafting legislation toestablish the citizen’s right to information is indeed welcome . Though the talk on theright to information is not new, we may 75 the bill to be brought early this time. Theprevious Government had set up a high-level committee to prepare a draft bill. Butnothing has been heard about the matter since. 76 the committee did quite somework. The issue, however, has come to such a pass that a solution cannot be 77further. Sunlight is the best disinfectant, a foreign judge once said, while 78 theunwarranted secrecy in an administrative system. When those in authority knowthat people have the right to ask questions and the government is under the 79 toprovide them with answers, 80 of authority, or of public finances, for personal orparty ends is less likely to happen.

73. 1) strictness 2) rudeness 3) leniency 4) economy 5) transparency74. 1) personally 2) busy 3) not 4) reluctantly 5) absolutely75. 1) expect 2) wait 3) try 4) frustrate 5) appeal76. 1) even 2) as 3) because 4) until 5) though77. 1) found 2) expected 3) delayed 4) looked 5) longed78. 1) nurturing 2) criticising 3) demanding 4) appreciating 5) upholding79. 1) pretention 2) affect 3) substance 4) obligation 5) property80. 1) misuse 2) governance 3) dishonour 4) curbing 5) breach

NUMERICAL ABILITYDIRECTIONS (Qs. 81-90): What will come in place of question mark (?) in the followingquestions?

81.35 of

47 of

512

of 1015 = ?

1) 220 2) 340 3) 240 4) 145 5) None82. 1.5 x 0.025 + (?)2 = 0.1

1) 0.28 2) 0.27 3) 025 4) 0.235 5) None83. 1.52 x 0.0225 = ?

1) 0.3375 2) 3.275 3) 32.75 4) 0.0375 5) None

www.eena

dupra

tibha

.net

8

84. 0.0289 12 1.5 = ?1) 1.36 2) 2.06 3) 13.90 4) 14.80 5) None

85. 125% of 260 + ?% of 700 = 5001) 32 2) 56 3) 23 4) 46 5) None

86. 45% of 750-25% of 480 = ?1) 216 2) 217.50 3) 245 4) 236.50 5) None

87. 758.5 + 75 3.8 = 75 ?1) 4.9 2) 3.6 3) 3.3 4) 4.7 5) None

88. 39798 + 3798 + 378 = ?1) 49532 2) 43984 3) 43974 4) 43576 5) None

89.7 3 13 7 1 ?11 11 2

1) 101311

2) 614

113)

91411

4) 171022

5) None

5) Other than those given as options90. 1080 12 10 = ?

1) 900 2) 90 3) 120 4) 12 5) NoneDIRECTIONS (Qs.91-95): Study the following chart to answer the questions givenbelow:

Villages % population below poverty line

A 45 B 52 C 38 D 58 E 46 F 49 G 51

Proportion of population of seven villages in 1995

G 15%

F 13%

E 18% D

17%

C 8%

B 16%

A 13%

91. In 1996, the population of villages A as well asB is increased by 10% from the year1995. If the population of village A in 1995 was 5000 and the percentage of populationbelow poverty line in 1996 remains same as in 1995, find approximately the populationof village B below poverty, line in 1996.1) 4000 2) 45000 3) 2500 4) 3500 5) None

www.eena

dupra

tibha

.net

9

92. If in 1997 the population of village D is increased by 10% and the population of villageG is’ reduced by 5% from 1995 and the population of village G in 1995 was 9000,what is the total population of villages D and G in 1997?1) 19770 2) 19200 3) 18770 4) 19870 5) None

93. If in 1995 the total population of the seven villages together was 55,000 approximately,what will be population of village F in that year below poverty line ?1) 3000 2) 2500 3) 4000 4) 3500 5) None

94. If the population ofvillageC below poverty line in 1995 was 1520, what was thepopulation of village Fin 1995 ?1) 4000 2) 6000 3) 6500 4) 4800 5) None

95. The population ofvillageC is 2000 in 1995. What will be the ratio of population ofvillage C below poverty line to that of the village E below poverty line in that year ?1) 207:76 2) 76:207 3) 152:207 4) Data inadequate 5) NoneDIRECTIONS (Qs. 96-100): Study the following table carefully to answer the questionsgiven below it.

State A B C D E Year App. Qual. Sel. App. Qual. Sel. App. Qual. Sel. App. Qual. Sel. App Qual Sel. 1994 4500 600 75 6400 540 60 5200 350 55 7100 650 75 6400 700 75 1995 5700 485 60 7800 720 84 6500 525 65 6800 600 70 8200 680 85 1996 8500 950 80 7000 650 70 4800 400 48 5600 620 85 7500 720 78 1997 7200 850 75 8800 920 86 7400 560 70 7500 800 65 7800 810 82 1998 9000 800 70 9500 850 90 7500 640 82 4800 500 48 8000 850 94

96. What is the average number of candidates appeared over the years for State B ?

1) 8900 2) 7900 3) 7400 4) 8100 5) None97. What approximately is the percentage of total number of candidates selected to the

total number of candidates qualified for all the five states together during the year1996?1) 11% 2) 15% 3) 12% 4) 16% 5) None

98. For which of the following years is the percentage of candidates selected over thenumber of candidates qualified the highest for state ‘C ?1) 1997 2) 1995 3) 1996 4) 1994 5) None

99. For which of the following states the average number of candidates selected over theyears is the maximum ?1) A 2) E 3) C 4) D 5) None

100. For which of the following states is the peTcentage of candidates qualified to appearedthe highest during the year 1997?1) A 2) B 3) C 4) D 5) None

101. The number zero (0) is surrounded by the same 2-digit number on both (left andright) the sides; for example, 25025, 67067, etc. The largest number that always dividessuch a number is1) 7 2) 11 3) 13 4) 1001 5) None

102. The number of 3-digit number exactly divisible by 5 is1) 181 2) 180 3) 179 4) 199 5) None

103. If a certain sum of money becomes double at simple interest in 12 years, what wouldbe the rate of interest per annum ?

1)183 2) 10 3) 12 4) 14 5) None

104. Three successive discounts of 10%, 12% and 15% amount to a single discount of1) 36.28% 2) 34.68% 3) 37% 4) 32.68% 5) None

105. The ratio of the prices of two houses A and B was 4 : 5 last year. This year, the priceof A is increased by 25% and that ofBbyRs 50000. If their prices are now in the ratio9 :10, the price of A last year was1) Rs 3,60,000 2) Rs 4,50,000 3) Rs 4,80,000 4) Rs 5,00,000 5) None

www.eena

dupra

tibha

.net

10

106. During a journey of 80 km a train covers first 60km with a ‘ speed of 40 km/h andcompletes the remaining distance with a Speed of 20 km/h. What is the averagespeed of the train during the whole journey?1) 30 km/h 2) 32 km/h 3) 36 km/h 4) 40 km/h 5) None

107. An aeroplane takes off 30 minutes later than the scheduled time and in order toreach its destination 1500 km away in time, it has to increase its speed by 250 km/h from its usual speed. Find its usual speed.1) 1000 km/h 2) 750 km/h 3) 850 km/h 4) 650 km/h 5) None

108. A man arranges to pay off a debt of Rs 3,600 in 40 annual instalments which form anAR When 30 of the instalments are paid, he dies leaving one-third of the debt unpaid.Find the value of the first instalment.1) 55 2) 53 3) 51 4) 49 5) None

109. A tank 30 m long, 20 m wide and 12 m deep is dug.in a field 500 m long and 30 mwide. By how much will the level of the field rise, if the earth dug out of the tank isevenly spread over the field?1) 0.33 m 2) 0.5 m 3) 0.25 m 4) 0.4 m 5) NoneDIRECTIONS (Qs. 110-114) : Find the next term in the given series in each of thequestions below.

110. 198,194,185,169,....1) 136 2) 144 3) 9 4) 92 5) None

111. 6,9,7,10,8,11,....1) 12 2) 13 3) 9 4) 14 5) None

112. 5,6,8,9,11,....1) 15 2) 12 3) 17 4) 20 5) None

113. 35,30,25,20,15,10,....1) 15 2) 10 3) 5 4) 2 5) None

114. 0,2,6,12,20,.....1) 38 2) 30 3) 45 4) 60 5) NoneDIRECTIONS (Qs. 115-120): Find out the approximate value which should replacethe question mark (?) in the following questions. (You are not expected to find out theexact value).

115. 10609 793.81 = ?

1) 9200 2) 81973 3) 8553.3 4) 8682.7 5) None116. [[(13)2]3]? = 2197

1) –3 2)13 3) 0.5 4) – 4 5) None

117. 18.4% of 656 + 12.7% of 864 = ?1) 253 2) 231 3) 211 4) 241 5) None

118. (98.4)2 + (33.6)2 = ?1) 10812 2) 18012 3) 10910 4) 18102 5) None

119. 8959 ? 4 5 = 26.351) 15 2) 25 3) 30 4) 17 5) None

120. 3739 + 164 x 27 = ?1) 10540 2) 4000 3) 8400 4) 8200 5) None

TEST OF REASONING121. Ostrich is related to Antelope in the same way as Egret is related to

1) Cow 2) Buffalo 3) Camel 4) Zebra 5) None122. Which one is different from the remaining three?

1) GIJK 2) DFGH 3) CEFG 4) ABCD 5) None123. How many such pairs of letters are there in the word CORPORATE each of which has

as many letters in the same sequence between them in the word as in the englishalphabet ?1) Four 2) One 3) Two 4) Three 5) None

www.eena

dupra

tibha

.net

11

124. If the first three letters of the word COMPREHENSION are reversed, then the lastthree letters are added and then the remaining letters are reversed and added, thenwhich letter will be exactly in the middle. ?1) H 2) N 3) R 4) S 5) None

125. In a queue of children, Kashish is fifth from the left and Mona is sixth from the right.When they interchange their places among themselves, Kashish becomes thirteenthfrom the left. Then, what will-be Mona’s Position from the right?1) 4th 2) 14th 3) 8th 4) 15th 5) None

126. In a certain coding system, RBM STD BRO PUS means ‘the cat is beautiful’. TNH PUSDIM STD means ‘the dog is brown’. PUS DIM BRO PUS CUS means ‘the dog has thecat’. What is the code for ‘has’ ?1) CUS 2) BRO 3) DIM 4) STD 5) None

127. If NAXAL1TE is written in a certain code as LYVYJGRC how will INTEGRATE be writtenin the same code ?1) LGRECYPRC 2) GLRCEPYRC 3) PYWMNOPQR 4) BLACKHOLE 5) None

128. If ‘light’ is called ‘morning’, ‘morning’ is called ‘dark’, ‘dark’ is called ‘night’, ‘night’ iscalled ‘sunshine’ and ‘sunshine’ is called ‘dusk’, when do we sleep ?1) Dusk 2) Dark 3) Night 4) Sunshine 5) None

129. X told-Y, “Though I am the son of your father, you are not my brother”. How is X relatedto Y ?1) Sister 2) Son 3) Daughter 4) Father 5) None

130. A postman was returning to the post office which was in front of him to the north.When the post offfice was 100 metres away from him, he turned to the left and moved50 metres to deliver the last letter at shantivilla. He then moved in the same directionfor 40 metres, turned to his right and moved 100 metres. How many metres away hewas now . from the post office?1) 0 2) 150 3) 90 4) 100 5) NoneDIRECTIONS (Qs. 131-135): In each of the questions below are given three statementsfollowed by four conclusions numbered I, II, III and IV. You have to take the givenstatements to be true even if they seem to be at variance with commonly know facts.Read all the conclusions and then decide which of the given conclusions logicallyfollows from the given statements disregarding commonly known facts.

131. Statement: A. Some boys are rains.B. All rains are clouds.C. Some clouds are cars.

Conclusions : I. Some clouds are boys. II. Some cars are boys.III. Some cars are rains. IV. Some rains are boys

1) Only II follows 2) Only IV follows3) Only I follows 4) Both I and IV follow 5) None

132. Statement: A. All bricks are flowers.B. Some houses are flowers.C. All pens are houses.

Conclusions : I. Some houses are bricks. II. Some pens are flowers.III. Some flowers are bricks. IV. No pen is flower.

1) Only either II or IV and III follow 2) Only either II or IV and I follow3) Only either I or II and IV follow 4) Either.II or IV follow 5) None

133. Statement: A. All lions are ducks.B. No duck is a horse.C. All horses are fruits.

Conclusions: I. No lion is a horse. II. Some fruits are horses.III. Some ducks are lions. IV. Some lions are horses.

1) All follows2) Only either I or II and both III and IV follow3) Only either I or IV and both II and III follow4) Neither I nor II follow 5) None

www.eena

dupra

tibha

.net

12

134. Statements: A. Some stones are bricks.B. All plants are stones.C. No flower is a plant.

Conclusions : I. No flower is a stone. II. Some bricks are plants.III. No bricks are plants,

1) Only I follows 2) Only II follows3) Only III follows 4) Either II or III follows 5) None

135. Statements: A. All tigers are jungles.B. No jungle is a bird.C. Some birds are rains.

Conclusions: I. No rain is a jungle.II. Some rains arejungles.III. No bird is a tiger.

1) Only either II or III follows 2) Only I and II follow3) Only either I or II and III follow4) Neither II nor III follow 5) NoneDIRECTIONS (Qs. 136-140): Study the following information carefully to answer thequestions that follow.(I) M, N, P, Q, S and T are six members of a group in which there are three femalemembers. Females work in three departments -Accounts, Administration andPersonnel and sit in three different floors - 1st, 2nd and 3rd. Persons working in thesame department are not on the same floor. On each floor, two persons work.(II) No two ladies, work in the same department or on the same floor. N and S work inthe same department but not in personnel. Q works in Administration. S and M areon the 1st and 3rd floors respectively and work in the same department. Q, a lady,does not work on 2nd floor. P, a man, works on the 1st floor.

136. Which of the following groups of persons is females ?1) SQT 2) QMT 3) QPT 4) Data inadequate 5) None

137. T works in which department ?1) Accounts 2) Administration 3) Personnel4) Accounts or Personnel 5) None

138. Which of the following pairs of persons work on IInd floor?1) PT 2) SM 3) QN 4) Data inadequate 5) None

139. If T is transferred to Accounts and S is transferred to Administration, who is to betransferred to Personnel to maintain the original distribution of females on each floor ?1) P 2) N 3) Q 4) Data inadequate 5) None

140. Which of the following pairs of persons works in Administration ?1) QP 2) QN 3) SP4) Data inadequate 5) NoneDIRECTIONS (Qs. 141-145): In each of these questions a group of letters is givenfollowed by four combinations of’numbers codes lettered 1) , 2) , 3) and 4) . The groupof letters is to be coded with the numbers codes and the condition given below. The‘serial number of the number combination’. Which correctly represents the lettergroup, is your answer.

Letters D J K Q H V N E B A Numbers Codes 3 9 7 6 4 8 2 1 5 0 Conditions : If the first or the last letter or both in the letter group is /are a vowel

then the same is/are to be coded by symbol #.141. EHNDJV

1) #42389 2) 142398 3) #42398 4) 14239# 5) None142. KQDJNH

1) 763942 2) 736924 3) #36924 4) #63924 5) None

www.eena

dupra

tibha

.net

13

143. AJNVQE1) #9286# 2) 09286# 3) #92861 4) 092861 5) None

144. QHJVND1) 648923 2) 649823 3) #49823 4) 64892# 5) None

145. JKEDHA1) 97#34# 2) 971340 3) 971430 4) 97134# 5) NoneDIRECTIONS : (Qs. 146-150): In the questions given below, certain symbols areused with the following meaning:A @ B means A is greater than B.A + B means A is either greater than or equal to B.A B means A is smaller than BA B meansA is either smaller than or equal to B.A $ B means A is equal to B

Now in each of the following questions assuming the giveu statements to be truefind which of the two conclusions 1 and II given below them is /are definitely true.Give answe:1) if only conclusion I is true.2) if only conclusion II is true.3) if either I or II is true.4) if neither 1 nor II are true.5) if both I and II are true.

146. Statements: T $ G, K. @ P, M T, P + MConclusions: I. K@ II.G$P

147. Statements: R + N, SB, A @ B $ AConclusions: I. S $ N II. A @ N

148. Statements: G $ K F @ J. K + Q, Q + FConclusions: I. K $ F II. F K.

149. Statements: W @ S. KZ, U + H W, S $ KConclusions: I. U @ K II. Z @ S

150. Statements: G $ E, D K, E S, K x GConclusions: I. S @ D II. D EDIRECTIONS (Qs. 151-155): These questions are based on the following letter/number/symbol arrangement. Study it carefully and answer the questions.3 B E 4 # W 9 A 2 J K * 1 5 U Q R7 F @ H 16 $ V

151. How many such numbers are there, each of which is immediately preceded by avowel but not immediately followed by a consonant ?1) None 2) One 3) Two 4) Three 5) More than three

152. 61 : E4::A9 : ?1) 7F 2) F@ 3) R7 4) 7R 5) None

153. How many such symbols are there in the above arrangement, each of which isimmediately preceded by a consonant and immediately followed by a number ?1) None 2) One 3) Two 4) Three 5) More than three

154. Which element is sixth to the right of eleventh from the right end ?1) # 2) @ 3) 1 4) H 5) None

155. Four of the following five are alike in a certain way on the basis of their positions inthe above arrangement and so form a group. Which is the one that does not belong tothe group?1) W9# 2) BE3 3) 2 J A 4) HI@ 5) RQ7

www.eena

dupra

tibha

.net

14

Directions (Q. 156-160) Study the following information carefully and answer thequestions \given below.P, A, D, Q, T, M, R and B are sitting around a circle facing at the centre. D is third tothe left of T who is fifth to the right of P. A is third to the right of B who is second to theright of D, Q is second to the left of M.

156. Who is to the immediate right of D?(1)M. (2)Q (3)B (4) Data inadequate (5) None

157. Who is second to the right of M?(1) B (2) R (3)T (4)Q (5) None

158. Who is second to the left of D?(1)A (2)Q (3)B (4) P (5) Data inadequate

159. Who is third to’ the right of P ?(1) D (2) M (3) R (4) Data inadequate (5) None

160. Which of the following pairs represents the immediate neighbours of A ?(1)PT (2)PB (3)TQ (4)PD (5) None

MARKETING APTITUDE / COMPUTER KNOWLEDGE161. Marketing in banks is defined as

1) Negotiable Instruments Act 2) Banking Regulation Act3) Reserve Bank of India Act 4) Companies Act 5) None

162. Value-added services means1) giving full value for money 2) better value for better price3) costlier service 4) additional service 5) All of these

163. Marketing is not required for which one of the following products?1) Corporate Loans 2) Export Business3) Import Business 4) Credit Card Business 5) None

164. The traditional marketing style involves1) Telemarketing 2) Digital Marketing 3) Indirect Marketing4) Direct Marketing 5) All of these

165. Motivation means1) inspiring employees to perform better 2) better communication skills3) sales coaching 4) market research 5) None

166. In marketing terms, attitude can best be defined as a1) rude behaviour of salesperson 2) rude behaviour of consumer3) mental state of consumer4) ego of the marketing executive 5) None

167. Which among the following is included in fringe benefits available to an employee ?1) old age survivours benefits 2) pensions3) gratuities 4) Both 1) and 2) 5) None

168. According.to product life cycle theory, the profit is maximum in1) developed Stage 2) early stage 3) matured Stage4) declined Stage 5) None

169. In banks, loans & advances are considered as1) assets 2) liabilities 3) resources 4) cause of expenditure 5) None

170. What is meant by the term psychological pricing?1) The process of raising the customer awareness of the supposed values/qualities ofyour product, so building its brand image.2) The cutting out of wholesalers from the distribution chain.3) Setting prices that reinforce the concept of value, e.g. £99 and not £100.4) The forces of supply anc demand and how they determine price. 5) None

171. Market share can be measured by1) counting the number of customers there are in a market, and for a particular firmwithin it.2) comparing the sales value for a company with the total unit sales for the whole market.3) comparing the sales value for a company with the total sales value for the whole market.4) comparing the number of outlets a firm has with the total number of outlets withinthe market. 5) None

www.eena

dupra

tibha

.net

15

172. A firm is productively efficient when1) it is producing its product or service at the lowest unit cost that it can.2) it is selling at the lowest price possible.3) it has the highest labour productivity that it can.4) it is making what its customers want. 5) None

173. Cell production is the modern production method where1) buildings are made from prefabricated units, or cells.2) production is done in small rooms.3) the output from the Prison Service factories.4) production on assembly lines is managed and run by groups of workers who areresponsible for the quality of their work. 5) None

174. Which of the following will NOT result following the introduction of a more decentralisedsystem of management?1) Increased motivation amongst those empowered to make decisions.2) Greater consistency in the decisions made.3) The development of skills amongst the junior members of the management team.4) An increase in the speed at which essential decisions are made. 5) None

175. Which of the following is the best definition of a centralised management system?1) A system that encourages empowerment of workers.2) A management structure that concentrates on developing the skills of juniorpersonnel.3) A system that involves authority and responsibility for decision-making being in thehands of senior managers.4) A system that encourages faster decision-making. 5) None

176. Which of the following is NOT normally a sign of poor morale amongst a workforce?1) High levels of absenteeism. 2) High levels of turnover.3) Increased levels of personal productivity.4) A poor external image and difficulties attracting good recruits. 5) None

177. The dominant firm in a market is operating at near full capacity, and the other firmscaado little to significantly increase their supply to the market. This will lead to all ofthe following, except1) rising prices as demand begins to outstrip supply.2) high and rising profit margins.3) increased levels of marketing, especially advertising.4) new firms considering entering the market. 5) None

178. Find the incorrect statement1) Marketing has no relevance in public sector banks2) Marketing has no relevance in private sector banks3) Marketing has no relevance in foreign banks 4) All of these 5) None

179. Public relations is required for1) improving customer service in the company2) improving marketing functions in the company3) better atmosphere in the company 4) All of these 5) None

180. Vegetable market in India is nearly an example of1) perfect Competition 2) monopoly3) oligopoly 4) imperfect competition 5) high monopsony

181. Which of the following is a web browser ?1) Paint 2) PowerPoint 3) Firebox 4) Word 5) All of these

182. Editing a document consists of.reading through the document you’ve created, then1) Correcting your errors 2) Printing it3) Saving it 4) Deleting it 5) None

www.eena

dupra

tibha

.net

16

183. Codes consisting of bars or lines of varying widths or lengths that are computer -readable are known as1) an ASCII code 2) a magnetic tape3) an OCR scanner 4) a bar code 5) None

184. In addition to keying data directly into a database, data entry can be done from a (an)1) input form 2) table 3) field 4) data dictionary 5) None

185. If you type a word that is not in word’s dictionary, a wavy _____underline appearsbelow the word.1) red 2) green 3) blue 4) black 5) None

186. Use the______, to choose a slide layout.1) Quick Styles gallery 2) Format gallery 3) Layout gallery4) Layout collection 5) None

187. Which of the following is the largest unit of storage1) CB 2) KB 3) MB 4) TB 5) None

188. Which of the following are objects in an acess database ?1) table, form 2) queries, reports3) macros, modules 4) All of the above 5) None

189. The______shows all the web sites and pages thai you have visited over a period oftime.1) status bar 2) task bar 3) history list. 4) tool bar 5) None

190. ________ controls the way in which the computer system functions and provides ameans by which users can interact with the computer.1) The platform 2) The operating system3) Application-software 4) The motherboard 5) None

191. An example of non-numeric data is1) Bank balance 2) Examination marks3) Real numbers 4) Employee address 5) None

192. For seeing the output, you use1) monitor 2) keyboard 3) mouse 4) scanner 5) None

193. Where are programs and data kept while the processor is using them?1) Main memory 2) Secondary memory3) Disk memory 4) Program memory 5) None

194. What does’C represent in MICR?1) Code 2) Column 3) Computer 4) Character 5) None

195 ACD-RWdisk1) has a faster access than an internal disk2) is a form of optial disk, so it can only be written once3) holds less data than a floppy disk4) can be erased and rewritten 5) None

196. To take information from one source and bring it to your computer is referred to as1) upload 2) download 3) transfer 4) de-link 5) None

197. Which of the following could do to remove a paragraph from a report you had written?1) Delte and edit 2) Highlight and delete3) Cut and paste 4) Undo typing 5) None

198. Which equipment is used to capture information and commands?1) Output device 2) Input device3) Storage device 4) Telecommunication device 5) None

199. A file that contains definitions of the paragraph and character styles for your documentand all things you customised like toolbars and menus is called a1) guide 2) pattern 3) base document 4) template 5) None

200. A computer cannot ‘boot’ if it does not have the1) Compiler 2) Loader 3) Operating System 4) Assembler 5) None

M N

www.eena

dupra

tibha

.net

17

1.5 2.1 3.4 4.3 5.3 6.3 7.2 8.4 9.2 10.2 11.3 12.1 13.3 14.4 15.216.2 17.2 18.1 19.5 20.2 21.4 22.2 23.3 24.2 25.2 26.2 27.2 28.3 29.3 30.131.3 32.3 33.5 34.4 35.3 36.4 37.4 38.2 39.1 40.3 41.1 42.2 43.5 44.5 45.346.1 47.4 48.4 49.3 50.2 51.5 52.4 53.3 54.5 55.5 56.5 57.3 58.5 59.4 60.361.1 62.2 63.1 64.5 65.5 66.2 67.3 68.3 69.2 70.4 71.2 72.2 73.5 74.2 75.176.5 77.3 78.2 79.4 80.1 81.4 82.3 83.1 84.1 85.5 86.2 87.4 88.3 89.2 90.591.4 92.1 93.4 94.3 95.2 96.2 97.1 98.4 99.2 100.1 101.4 102.2 103.1 104.4 105.1106.2 107.2 108.3 109.2 110.2 111.3 112.2 113.3 114.2 115.1 116.3 117.2 118.1 119.4 120.4121.3 122.4 123.3 124.4 125.2 126.1 127.2 128.4 129.1 130.3 131.4 132.1 133.5 134.4 135.3136.1 137.3 138.5 139.3 140.1 141.3 142.5 143.1 144.2 145.4 146.4 147.2 148.3 149.1 150.5151.3 152.1 153.3 154.4 155.5 156.1 157.3 158.4 159.2 160.5 161.5 162.4 163.5 164.4 165.1166.3 167.5 168.1 169.1 170.3 171.3 172.1 173.4 174.2 175.3 176.3 177.3 178.4 179.5 180.1181.3 182.1 183.4 184.1 185.1 186.2 187.4 188.4 189.3 190.2 191.5 192.1 193.1 194.4 195.4196.2 197.2 198.2 199.4 200.3

www.eena

dupra

tibha

.net