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Workbook Sponsored by US Bancorp Manifest Funding Services

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Page 1: Save the date. - Leasing Newsleasingnews.org/PDF/Fall06WrkBook_Final_LoRes.pdfstatement, a key step in establishing your brand recognition and market superiority. (If you don’t have

Workbook Sponsored by US Bancorp Manifest Funding Services

Page 2: Save the date. - Leasing Newsleasingnews.org/PDF/Fall06WrkBook_Final_LoRes.pdfstatement, a key step in establishing your brand recognition and market superiority. (If you don’t have

Save the date.

We’ll see you there.“ Bet on it.”

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Welcome to this year’s Annual Conference and Exhibition in beautiful Albuquerque!

We are fortunate to be here during the world famous International Balloon Fiesta. The city and

fiesta combine to provide a breathtaking backdrop to our largest and most popular gathering of

the year.

This year’s conference theme is Up, Up and Away with UAEL. The association is committed to

helping you elevate your business and achieve your personal goals. This conference is focused

on providing ways to take you and your company Up, Up and Away. Exciting speakers and timely

educational sessions are in store for you. The exchange of ideas and practices in these sessions

is priceless!!

Larry Mersereau will help you “Stand Out” by showing you how to position and grow your

business with powerful brand identity and make your customers think of you first! Our exhibition

hall is bursting at the seams with funders and service providers ready to help you elevate your

business. Top flying presenters will be covering topics ranging from communication skills to

financial analysis to maximizing residuals and lots more.

Entertainment will include our spousal trip to gorgeous Santa Fe for an afternoon. We will be

making an early morning trip to the Balloon Fiesta’s Gondola Club to view a Mass Ascension. An

amazing evening at the Balloon Museum will be held Saturday night.

Keep your conference schedule handy because the activities will be coming

fast and furious and you won’t want to miss anything. The UAEL is glad you

are here and encourage you to participate and get involved. You will find

yourself and your business taking off Up, Up and Away!!! Enjoy the ride.

Paul Knowlton, CLPCONFERENCE CHAIRMAN Bank of Walnut Creek

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COMPANY NAME BOOTH

ABCO Leasing, Inc. 28

ACC Capital Corporation 38

Altec 1

American Lease Insurance 25

Balboa Capital Corporation 11

Bank of the West 43

Bankers Capital 6

Belvedere Equipment Finance Corporation 55

Blackstone Capital Partners, L.P. 64

Butler Capital Corporation 47

CLP Foundation 51

Collateral Specialists, Inc. 21

Creative Capital Leasing Group, LLC 8

Credit Union Services, Inc. 22

Credit.Net 15

Dakota Financial, LLC 37

Douglas Guardian Services Corporation 33

ECS Financial Services, Inc. 45

Enterprise Funding Group 5

Equipment Lessors Protection Assn, Inc. 13

Experian 2

FinanceEdge Software 57

Financial Pacifi c Leasing, LLC 39

Global Creditors Network 58

GreatAmerica Leasing Corporation 23

Greystone Equipment Finance Corporation 63

Helios Financial Systems 12

IFC Credit Corp/Pioneer Capital Corp 18

International Decision Systems 20

Lakeland Bank 32

Lease Enforcement Attorney Network 9

LeaseTeam, Inc. 42

Madison Capital 52

Main Street National Bank 54

Marlin Leasing 59

McCue Systems 40

Meridian Finance Group 27

NetBank Business Finance 41

Pacifi c Capital Bank 31

Padco Lease Corporation 44

Pawnee Leasing Corp 46

Pentech Financial Services 49

Pinnacle Business Finance 62

Preferred Business Solutions 35

Premier Lease & Loan Services 34

Quiktrak, Inc. 26

Radiance Capital, LLC 29

Sovereign Bank 14

Standard Professional Services, LLC 61

Studebaker Worthington Leasing Corp 60

Summit Leasing, Inc. 30

SunBridge Capital, Inc. 16

Terra Vista Software 53

The Monitor 3

Time Payment Corp. 17

Traid Leasing & Financial, Inc. 24

UAEL 50

UAEL Legal Lounge 4

UCC Direct Services 36

Union Capital Partners 56

US Bancorp Manifest Funding Services 48

VenCore Solutions, LLC 10

Vision Commerce, Inc. 19

COMPANY NAME BOOTH

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TIME EVENT LOCATIONT H U R S D A YOCTOBER 5th

F R I D A YOCTOBER 6th

7:00AM - 6:00PM Registration Desk Open Pre Convention Foyer

7:00AM - 10:00AM Continental Breakfast Pre Convention Foyer Sponsored by Butler Capital Corporation

7:30AM - 8:30AM CLP Breakfast Ocotillo I

8:30AM - 10:00AM GENERAL SESSION & KEYNOTE SPEAKER Sierra BallroomLarry Mersereau, CTC STANDOUT!

How to Position and grow your Business with a POWERFUL Brand IdentityIf you’re not one of the first two or three names that come to mind when your prospect is ready to make a buying decision, you’re

not even in the game. And if you want the best shot at their business, you’d better be first on the list. Get up early Friday morning

for this session (based on Larry’s new book by the same title), and you’ll take home brand-building and positioning tactics that

you can use immediately to establish top-of-mind awareness in any market. You’ll learn how to write your own unique positioning

statement, a key step in establishing your brand recognition and market superiority. (If you don’t have one now, you’ve got to come

to Albuquerque!) You’ll identify which of the four possible market positions you’re in now, which one you might prefer to occupy, and

what you have to do to get there. You’ll analyze your key competitor’s positions, and identify what it takes to compete effectively with

each one. You’ll come away primed to etch your brand indelibly in the hearts and minds of your buying public, and to build a solid

foundation for long-term growth and profitability.

10:00AM - 5:00PM Funding and Service Provider Exhibits Open Sandia Ballroom I-VIIIRAFFLES TO BE HELD DURING THE EXPOSITION

10:00AM - 10:15PM Power Break Pre Convention Foyer Sponsored by International Decisions Systems

10:00AM - 3:00PM Spouse/Guest ActivityLuxury Coach to Santa Fe with on board refreshments. Enjoy a lunch in downtown Santa Fe and time to explore the local shops and historic plaza.

Sponsored by Pentech Financial Services

12:00PM - 1:00PM Working/Networking Lunch in the Exhibit hall Sandia Ballroom I-VIII Sponsored by Financial Pacific Leasing, LLC

6:00PM - 8:00PM Presidents Reception La Ventana Sponsored by LeaseTeam, Inc.

Friday Evening open to enjoy Albuquerque, New Mexico

7:00AM - 6:00PM Registration Desk Open Pre Convention Foyer Conference Gift Sponsored by ACC Capital Corporation Conference Workbook Sponsored by US Bancorp Manifest Funding Services

7:00AM Transportation to Sandia Golf Club Hotel Lobby

8:00AM Golf at the Sandia Golf Club Sponsored by Sterling National Bank

9:00AM - 1:00PM UAEL Basic Equipment Leasing Class with CLP Participation Agave Meeting Room

2:00PM - 4:00PM Exhibitors Set Up

4:00PM - 5:00PM Committee Meetings • Membership Ocotillo II • Regional La Ventana • Education Pinon • Legal Agave • Conferences La Ventana • Communications Sage

6:00PM - 7:00PM First Timers Reception Ocotillo II Sponsored by Enterprise Funding Group

7:00PM - 9:30PM Welcome Reception Sandia Ballroom I-VIII Sponsored by Bank of the West

Sharing the ballroom with the UAEL Exhibitors for a Social/Networking evening

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S A T U R D A YOCTOBER 7th

TIME EVENT LOCATION

5:00AM - 10:00AM Grand Opening of the Albuquerque International Balloon Festival with Gondola Club membership

Sponsored by Heritage Pacifi c LeasingBecome a Balloon Fiesta VIP and enjoy the International Balloon Festival from one of the most picturesque

locations at the Balloon Fiesta Park. There will be a special reserved tent with space heaters that lets you get away

from the crowds with private seating indoors and out, delicious food and beverages with convenient restrooms.

Sponsored By Premier Lease & Loan Services

5:00AM - 10:00AM Transportation to the International Balloon Festival West Convention EntranceSponsored by Premier Lease & Loan Services

7:00AM - 3:00PM Registration Desk Open Pre Convention Foyer 7:00AM - 9:00AM Continental Breakfast Pre Convention Foyer Sponsored by Madison Capital

10:30AM - 12:00PM EDUCATIONAL SESSIONSThere’s Got to Be A Pony Under Here Somewhere! *CPE Credits Sierra IIf you think financial statement analysis isn’t very interesting, think again! While it’s not as exciting as CSI, it’s just as much of a detective story. Find out about your

customer and be able to answer all of your credit manager’s questions by learning how to read between the lines at Bob Teichman’s popular financial statement

analysis and interpretation workshop.Bob Teichman, CLP - Teichman Financial Training

Lease vs. Buy *CPE Credits Sierra IIThis workshop will review the equipment acquisition process, which includes the capital expenditure decision, the financing decision, and the Lessor selection process.

We will look at the approach used for the Lease vs. Buy analysis, which is a present value after tax approach and the reasons for such an approach (the time value

of money and the consideration of taxes). We then will look at the different types of analysis, such as A) lease vs. cash B) lease vs. loan C) lease vs. lease, and the data

needed for each one. Finally, we will do an illustrative analysis that will put these concepts together, in order for you to use this very effective sales tool with your lessees.

Loni Lowder - ACC Capital Corporation

Gaining and Retaining Customers Ocotillo IITake part in an open discussion on how to build your customer base, and retain those customers for the duration. There is a two part formula for successfully growing

your business, finding new customers and retaining your existing customers; if you can’t do both you will never grow. Find out how you can direct market more

effectively to create new customers. What are new ways to build strong relationships with customers? What can you do to help ensure you are always in the forefront

of your customer’s mind? Topics of discussion will include direct mail, telemarketing, email, keyword advertising, newsletters, and relationship building.

Jim Robb - Credit.netSkip Wehner - 5280 FinancialAdrian Weber - SunBridge Capital, Inc.

Accounting for Leases *CLP Module Sierra IIIFinancial & Tax Accounting is an integral part of the Lease transaction. This session will cover: Overview of financial statements, terminology, tax treatment for leases

and levels of financial statement preparation. If you plan to sign up for an Institute for Leasing Professionials in the future this is one of the modules that will be

covered. Come and get a “head-start” on this challenging module.

Paul Doyle, CPA - Doyle, Hull & GregoryNancy Geary, CPA, CLP - ECS Financial Services, Inc..

12:00PM - 2:00PM Luncheon with Annual UAEL Business Meeting Sandia Ballroom IV – V Sponsored by NetBank Business Finance

2:15PM - 3:15PM EDUCATIONAL SESSIONSCredit Scoring Ocotillo IIThis session will be a Round Table Discussion regarding credit scoring as it used today. A brief overview of how credit decisioning models are developed and utilized will

be presented to open the discussion. Also, information on a recent study of “consumer based models” versus “business based models” will be shared and discussed.

Jim Merrilees, CLP - Pacific Capital Bank; Sally Wilson - Experian Business Information SolutionsBrad Peterson - Pentech Financial Services

Managing Equipment Risk to Improve Transaction Quality *CPE Credits Sierra IEven though most small ticket lessors are not collateral lenders’, when a lease defaults we most always look to the equipment as our first source of leverage/recovery.

This session will review procedures for pre-funding reviews and using equipment to mitigate losses.

John Rosenlund, CLP - Financial Pacific LeasingGreg Froomer - Quiktrak, Inc.Tal Kennedy - Kenco Equipment Lease Company

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S A T U R D A YOCTOBER 7th

TIME EVENT LOCATION

2:15PM - 3:15PM EDUCATIONAL SESSIONS (CONTINUED) Norvergence - Chapter 7 Trustee Comes After Leasing Companies Sierra IIand the Future of Small Ticket LeasingLearn about the latest developments in the Norvergence saga, including claims for recoveries being made against the leasing industry. Learn about the

emerging Deepening Insolvency Theory and its potential ramifications such as the possible end to private label transactions and a discussion of what due

diligence must be done by funders to protect themselves from Norvergence-like lawsuits.

Irwin Wittlin, Esq - Hemar, Rousso & Heald, LLPAndy Alper, Esq. - Frandzel Robins Bloom & Csato

Vendor Development/Sources of Financing *CLP Module Sierra IIIDeveloping and growing vendor relationships can and should be a major strategic component for any company in the Leasing and Specialty Finance Indus-

try. Matching this type of business with the appropriate financing source is vital to great vendor programs. Come hear about the primary keys to successful

vendor development and variety of methods to finance this and other types of your business.

Bob Rodi, CLP - Mount Pleasant Capital GroupBob Monoghan, CLP - Harbor Financial Services

3:15PM - 3:30PM Coffee Break Pre Convention Foyer

3:30PM - 4:45PM EDUCATIONAL SESSIONSLease Company and Portfolio Management *CPE Credits Sierra IRegardless of the size of your company, there are critical areas of management requiring your attention. Focus on these areas and managing change is

key to success. From sales to accounting, if you are running or preparing to develop a leasing company, attending this session is a must. Own your own

portfolio or considering it? This session will be covering the “absolutes” necessary to avoid fatal pitfalls and to maximize your profits!

Dwight Galloway, CLP - NetBank Business Finance

Ethics in Leasing: How Can You Use UAEL’s Standards of Professional Practice *CPE Credits Ocotillo IIThis audience participation workshop is designed for everyone involved in equipment leasing. It serves three goals: (1) to discuss ethical issues of current

concern; (2) to provide specific information about how everyone can use UAEL’s Standards of Professional Practice and Dispute Resolution Procedures;

and (3) to provide an opportunity for all Conference attendees to contribute to the learning process. To foster these goals, this workshop will encourage

attendee participation through hypotheticals. Please bring your questions and share your experiences!

Victor Harris - Law Offices Of Victor HarrisTerey Jennings, CLP - Financial Pacific LeasingBrian Bjella - Grandview Financial, Inc.

Marketing Today: How it Can Help Your Business Plan Succeed Sierra IIToday, there are many ways to market your company’s services. Which ways will best suit your budget and get the highest response, and how do you mea-

sure their success? In this session, we’ll discuss different marketing methods (direct mail, print advertising, electronic marketing, association involvement,

etc.) and the pros and cons of using each. Tips for using each method and stretching your budget while doing so, will be provided. This session includes

research showing what it is that prospects and customers respond to and what turns them off. Several articles from progressive, successful marketers will

be distributed on CD.

Ruth Anderson - LeaseTeam, Inc.Randy Haug - LeaseTeam, Inc.

Cross-Border Financing: Doing Deals in Other Countries *CPE Credits Sierra IIIDo your vendors ever ask about financing for their customers in Canada, Mexico, and other countries? Cross-border financing used to be available only for

large-ticket deals involving multinationals or investment-grade companies. But now the opportunities are moving down-market and tools for doing inter-

national deals can be accessed by leasing companies of all sizes. This presentation will describe how to get your vendors’ deals done in Canada, Mexico,

other countries in Latin America, and other parts of the world.

Gary Mendell - Meridian Finance GroupHugh Swandel - Swandel & Associates

6:00PM Transportation to the Albuquerque International Balloon Museum West Convention Entrance

6:30PM Saturday Evening Festival Gala at the Albuquerque International Balloon MuseumHave dinner and drinks while exploring one of the world’s premiere facilities dedicated to the art, culture, science, history, sport and spectacle of ballooning. It features

one of the finest collections of ballooning equipment and memorabilia. We will cap off the

evening with a special “Balloon Glow” event and a spectacular display of fireworks.

7:00AM - 9:30AM Farewell Brunch Ocotillo I-II Sponsored by PFF Bank and Trust 8:00AM - 4:00PM CLP Exam Sandia Ballroom VII

S U N D A YOCTOBER 8th

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S P E A K E R B I O G R A P H I E SKEYNOTE SPEAKERLarry Mersereau, CTC - PromoPower.com

Smart business leaders know who to turn to for strategies and tactics to bring in more business; Larry Mersereau, CTC. Niched as a small to mid-sized business marketing expert, Larry authors books and audio programs, consults with select clients, and speaks to dozens of business audiences every year.

Educated at Drake University (a l-o-n-g time ago!), Larry remains an avid student of marketing and human psychology. He’s worked for large organizations and small ones, in a broad variety of industries. He’s owned a number of his own businesses. Some have been raging successes, while others have been...learning experiences. He’ll share the lessons learned from both to help you take the short route to profi tability.

You’ll have a good time with Larry, but more important; you’ll take home real-world information and ideas you can use immediately to bring in more business and take home more money!

Andy AlperPartner, Frandzel Robins Bloom & Csato, L.C.Andrew K. Alper is a partner with the law fi rm of Frandzel Robins Bloom & Csato, L.C. in Los Angeles, California. Andrew has the A.V. Rating with Martindale Hubbell and has been representing equipment lessors, funding sources and other fi nancial institutions since 1978. Andrew obtained his Bachelor of Arts degree in Political Science, Magna Cum Laude, from the University of California at Santa Barbara and received his Juris Doctor from Loyola Law School making the Dean’s List. Andrew’s practice emphasizes the representation of equipment lessors and funding sources in all aspects of equipment leasing including litigation, documentation, insolvency, and transactional matters. In addition to representing equipment lessors and fund-ing sources, Andrew represents banks and other fi nancial institutions in the area of commercial litigation, insolvency, secured transactions, banking law, real estate, and business litigation. Andrew has represented creditors in Bankruptcy, Trustees as special counsel, and has also represented Creditors Committees. He has also lobbied legislators on behalf of the Equipment Leasing Association with respect to the Bankruptcy legislation specifi cally to codify the result in Claremont Acquisition Corp. Andrew has also been appointed to the Insolvency Committee for the State Bar of California. Andrew is currently on the Board of Directors for the United As-sociation of Equipment Leasing.

Ruth Anderson Manager of Marketing & CommunicationsLeaseTeam, Inc.

Ruth Anderson is the Manager of Marketing & Communications at LeaseTeam, Inc. Anderson has a Bachelor of Science in Advertising Journalism from the University of Nebraska-Lincoln. She has over 17 years of experience in the marketing and commu-nications fi elds and has spoken on marketing trends and best practices at EAEL and UAEL conferences. LeaseTeam, Inc. provides equipment fi nance company staff with powerful tools that increase productivity across the enterprise, including feature-rich software that seamlessly handles the entire lifecycle of lease and loan transactions. LeaseTeam products are the preferred software for more than 250 equipment leasing companies throughout the U.S. and Canada.

Brian BjellaPresident / Owner, Grandview Financial, Inc.

Brian Bjella is the President and owner of Grandview Financial, Inc located in Mar-shall, MN. Grandview is the parent company to Quest Resources, Elite Salon Financ-ing and HLC Capital.

Prior to acquiring Grandview Financial, Brian spent 12 years at U.S. Bancorp Busi-ness Equipment Finance. Brian served in many capacities from sales management, operational management and general management. In his last position he served as Senior Vice President and General Manager of U.S. Bancorp Manifest Funding Services.

Brian has served on the board of directors for EAEL , UAEL and task force commit-tees for the ELA (Equipment Leasing Association). He has spoken around the country on the topics of equipment leasing and was published several times in major fi nance industry publications.

Brian’s fi rst love is his lovely wife Krista and daughters Aubrey Lynn and Morgan Lee.

Paul R. Doyle, CPADoyle, Hull & Gregory

Paul Doyle graduated with a bachelor’s degree in accounting in 1974. He started his CPA career at Ernst & Young and started Doyle, Hull & Gregory in 1986. Paul spe-cializes in handling vehicle and equipment leasing companies throughout the U.S.

Paul has been a tax and accounting counsel to the National Vehicle Leasing As-sociation (NVLA) since 1984. He has written numerous articles and given many pre-sentations on lease accounting and tax issues for the NVLA and its CLVE program, various banks and automobile manufacturers and other trade associations includ-ing TRALA and UAEL. Paul is a past member of the Board of Directors of NVLA and WAEL. He has been an expert witness several times and testifi ed on various lease related issues. Mr. Doyle has presented information related to the industry or testifi ed before the U.S. Treasury Department, the Financial Accounting Standards Board, the Nevada Gaming Commission and a state Credit Union Commissioner. Paul was the winner of NVLA’s Samuel J. Lee memorial award in 1991 and the Sovereign Bank distinguished service award in 2004.

Dwight Galloway, CLPCEO, NetBank Business Finance

Since 1988, Dwight Galloway has served as CEO of Netbank Business Finance (for-merly Republic Leasing Company prior to June 2004). Netbank Business Finance is NetBank’s national equipment fi nance division focused on the origination, through lease brokers, of equipment leases and loans to small and medium sized businesses. He has managed the underwriting, funding, and servicing of over $1.5 billion in small to mid ticket transactions for lease brokers and lessors.

Prior to selling his company to the bank he was founder and President of U.S. Equipment, Inc., an equipment lessor. Galloway has been a board member of the United Association of Equipment Lessors and is a Certifi ed Leasing Professional. He earned a Bachelor of Science degree in Accounting from Arkansas State University.

Nancy A. Geary, CPA, CLPPartner, ECS Financial Services, Inc.

Nancy A. Geary is a CPA with over 20 years of accounting and tax experience, over 10 of those years serving the equipment leasing industry. Ms. Geary has been a partner at ECS Financial Services, Inc. since 1990. Ms. Geary’s expertise includes accounting and portfolio management services for equipment leasing companies, management consulting, fi nancial statement compilations, reviews and audits, business and per-sonal tax preparation, fi nancial projections, and personal and corporate tax planning. Ms. Geary heads up the Lease Servicing Division of her fi rm, which offers consulting, accounting, tax and portfolio management services to leasing companies.

Ms. Geary is active in various leasing associations, most recently as Chicago Re-gional Director of the United Association of Equipment Lessors (UAEL), Vice President of the CLP Foundation and Member of the Equipment Leasing Association (ELA) Ser-vice Provider Business Council. She recently authored the accounting chapter of the second edition of the CLP Foundation’s Handbook and was committee chair for the CLP Foundation’s Exam Rewrite Committee. Ms. Geary has been a lease accounting instructor for the Equipment Leasing Association’s Principles of Leasing Workshops and for various CLP Exam Review Courses.

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S P E A K E R B I O G R A P H I E S

Victor HarrisLaw Offi ces Of Victor Harris

Victor is an attorney with a litigation and transactional practice in San Rafael, Cali-fornia. He has focused on commercial fi nance for the last 22 years, including equip-ment leasing, asset-based lending, and secured transactions. Victor’s clients include fi nancial institutions and equipment leasing companies (funders, lessors and bro-kers), and his representation extends to collection and defense litigation, workouts, transactional and other documentation matters, lender liability, and mixed collateral problems. He is a Phi Beta Kappa graduate from the University of California at Berke-ley, and received his J.D. degree with honors from Harvard University Law School. Victor currently is the President of UAEL, a member of UAEL’s Board of Directors, and also a member of UAEL’s Legal Committee.

Randy HaugSenior Vice President, LeaseTeam, Inc.

As Senior Vice President of LeaseTeam, Inc., Randy Haug is responsible for establish-ing and implementing market direction and strategies for all LeaseTeam solutions. His focus includes leading LeaseTeam’s organizational accountability to its customers and ensuring that LeaseTeam products and services continue to exceed customer expectations. Beyond consultative sales, Randy advises LeaseTeam clients on a daily basis relating to their business issues and strategies to gain a competitive advantage. Randy speaks on many industry panels and roundtables on technology within the leasing industry, and he has also authored articles for industry publications.

Terey Jennings, CLPSenior Vice President, Financial Pacifi c Leasing

Terey, a Certifi ed Leasing Professional, is Senior Vice President of Business Develop-ment for Financial Pacifi c Leasing, a small ticket funding source serving brokers and lessors across the country. He has been with the company since 1986. Financial Pacifi c originates and services a portfolio of equipment leases that range from $5,000 to $75,000. The types of equipment we lease are very diverse, including most types of equipment purchased for business uses such as industrial, food service, data pro-cessing, vehicles, trailers, construction and maintenance equipment. Terey has been active member of UAEL for many years serving on different committees as well as the Board of Directors and was the UAEL President in 2005.

Tal H. KennedyVice President, Kenco Equipment Lease Company

Joining Kenco in 1994, Tal brings in excess of 25 years experience to the operational aspect of equipment leasing. The management of legal and collection departments while with Colonial Pacifi c Leasing, (1978-1985), and as Director of Operations for Industrial Funding, (1985-1992), Tal has had the opportunity to instill effi cient pro-cessing and funding programs. These experiences, coupled with two years of public partnership fund management, provide extensive structuring capabilities. Tal manag-es the credit, collection and lease processing areas of the company on a daily basis.

Loni L. Lowder CEO, ACC

Loni L. Lowder is CEO of ACC. Mr. Lowder founded ACC, an equipment lease and fi nance company, in 1978. The company funds over $60 million annually in equip-ment cost. He was a principal partner and member of the Board of Directors of Amembal, Deane & Associates and was named as a fi nalist for the Ernst and Young Entrepreneur of the year award.

Mr. Lowder has conducted sales and technical presentations on leasing in major cities throughout the United States. He has assisted in the development of several seminars on lease education and is solely responsible for having developed a popular Amembal Deane seminar entitled “Selling the Lease Alternative.” Technical Leasing for Sales Success, a one-day seminar, is currently being taught to ACC brokers and community bank customers.

Gary MendellPresident, Meridian Finance Group

Gary Mendell is President of Meridian Finance Group, a company specializing in international trade fi nance, foreign credit insurance, and other export fi nancing al-ternatives. A graduate of the University of Pennsylvania (1976), Gary has over 25 years of experience in international sales, distribution, and fi nance. Prior to Meridian Finance Group, he held positions managing international business development for companies in the pharmaceutical, aerospace, and plastics industries. Gary has been recognized with awards from the U.S. Department of Commerce, the Export-Import Bank of the U.S. (Ex-Im Bank), and the Foreign Credit Insurance Association in recog-nition of Meridian’s contributions to U.S. exports.

James K. Merrilees, CLPPacifi c Capital Bank

James has thirty-three years of professional experience in the commercial leasing industry. Mr. Merrilees was President of Colonial Pacifi c Leasing from 1989 to 1994. He has held senior management positions in the leasing industry for the past twenty years.

Mr. Merrilees’ experience includes development of vendor programs, purchasing third party broker business and portfolio acquisitions. Mr. Merrilees is a supporter of the continued growth and development of the leasing industry through his ac-tive participation. He participated in the development of the Leasing Industry Loss Prevention division of NACM (National Association of Credit Management. He was a board member of EAEL (Eastern Association of Equipment Lessors) from 1991-1994 and also served on the UAEL (United Association of Equipment Leasing) board from 1991-1996 and 2005, one year as the association president. He served on the ELA board (The Equipment Leasing Association) from 2001-2003. Mr. Merrilees is a Certi-fi ed Lease Professional and serves on the CLP Foundation Board of Directors, current-ly as the President. Mr. Merrilees has a BS degree in Finance from Miami University in Oxford, Ohio and an MBA from Pepperdine University in Malibu, California

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S P E A K E R B I O G R A P H I E S

Brad PetersonVice President – Business DevelopmentPentech Financial Services, Inc.

Brad is currently the VP of Business Development for Pentech Financial Services and serves on the UAEL Board of Directors as Vice President. Prior to joining Pentech in August of 2005, Brad was with US Bancorp Manifest for nine years and Ralston Purina for fi fteen years.

Brad held several positions during his nine years at Manifest Funding Services including Regional Sales Manager, Director of Sales and Senior VP, General Man-ager. He held several fi nance and sales related positions in his years with Ralston Purina. Brad has Bachelor of Science degrees in Finance and Economics from Iowa State University.

Bob Rodi, CLP President/CEO, LeaseNOW, Inc.

Bob Rodi, CLP is the president/CEO of LeaseNOW, Inc. He has been a WAEL/UAEL member since 1985. Rodi served on the Board of the UAEL from 1995 to 2001 and was the UAEL president in 2000. Mr. Rodi is happy to be attending his 38th consecu-tive UAEL conference and heartily thanks his lovely wife, Marina, for allowing him to attend UAEL conferences with all of his leasing buddies on a regular basis. Mr. Rodi is widely recognized for his expertise in developing automated credit scoring programs and the development of proprietary point of sale fi nancial applications. He is also a contributing editor to the CLP handbook.

John G. Rosenlund, CLPFinancial Pacifi c Leasing, LLC

John is VP Portfolio Services—Special Assets, for Financial Pacifi c Leasing, LLC. Financial Pacifi c is a funding source, providing fi nancial solutions to small ticket bro-kers and lessors throughout the nation, since 1975. His primary responsibilities in-clude management of the collections, legal and asset management functions in the special accounts department of a sub-prime small ticket company. Mr. Rosenlund has 27 years in Financial Services, with 24 years spent in small ticket and middle market equipment leasing with Colonial-Pacifi c, FirstCorp and MetLife Capital and Financial Pacifi c, since 2000. Mr. Rosenlund currently chairs the UAEL Education Committee and served as Chairman of the ELA Credit & Collection Committee from 2002-2004. Mr. Rosenlund has been a speaker and panelist at numerous industry conferences on collection techniques, equipment and legal account management and fraud prevention.

Hugh SwandelPresident, Swandel and Associates,

Hugh Swandel is President of Swandel and Associates, a Canadian based con-sulting fi rm that works with Lessors and Brokers across North America. Mr. Swan-del has been involved in the North American Leasing industry for over fi fteen years and was recently named the Canadian Finance and Leasing Association “Member of the Year” for 2006. He has extensive North American Contacts in the leasing industry and a strong reputation as an effective negotiator of win/win agreements involving acquisitions, business development, securitization and most other matters of signifi cant importance to Lessors. For more information visit: www.swandelandassociates.com.

Robert Teichman, CLPTeichman Financial Training

Robert Teichman, CLP (Certifi ed Lease Professional) started in automotive leas-ing sales in 1963, then moved into equipment leasing in the late 1960’s. For over 20 years he provided funding for leasing companies as an offi cer of both bank and non-bank lenders, and started several successful leasing companies. His company, Teichman Financial Training, located in Sausalito, California, was founded in 1998 and provides lease education and consulting services to les-sors, funders, brokers, bankers, government agencies and other members of the fi nancial community.

He was Chairman of UAEL’s Education Committee with responsibility for the Certifi cation and Educational Programs, and served four years on UAEL’s Board of Directors.

Bob is a frequent speaker at leasing industry events, and has written articles for many industry publications. He is a co-author of the Certifi ed Lease Professional’s Handbook and currently serves as Vice President and Member of the CLP Foun-dation’s Board of Directors.

Skip Wehner5280 Financial

Skip Wehner has been in the leasing industry in some capacity for nearly 20 years. He has worked for several national lenders on both the sales and operations side. Skip recently founded 5280 Financial with his brother Rick. He currently resides in Highlands Ranch, Colorado with his wife, Sheri and their three children.

Irwin WittlinHemar, Rousso & Heald, LLP,

Irwin Wittlin is with Hemar, Rousso & Heald, LLP, a fi rm specializing in leasing law and creditor representation. Located in Encino, California just outside of Los Angeles, the fi rm has been active in UAEL since its inception. Irwin special-izes in creditor representation, including the representation of equipment les-sors, funding sources, and fi nancial institutions in collections, business litigation and matters pertaining to secured and unsecured debt. His experience ranges from simple equipment recovery to complex pre-judgment and post-judgment proceedings. He also is an experienced bankruptcy practitioner, having repre-sented secured and unsecured creditors in Chapter 7, 11, and 13 proceedings. Irwin graduated from the University of California at Los Angeles with a Bachelor of Arts Degree with the dual major of Business/Economics where he graduated with honors. He then attended Loyola Law School in Los Angeles, where he was on the Dean’s List. While attending Loyola, Irwin was awarded a legal externship with the California Court of Appeal, and also earned membership in the Moot Court Honors Program. He graduated from Loyola University School of Law with honors.

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Albuquerque Activities

Nightlife

Brewster’s Pub: Hitch up your horse, pardner! This pub gives you the feeling of being in the Old West. Traditional saloon architecture with high ceilings and a long narrow bar area, so you can actually catch a waft of whisky and wood from somewhere long ago. Live blues, jazz, and rock most nights. Over 29 beers on tap, and a full menu of pub grub is available.

Caravan East: To stay on the nightlife scene for over five decades is almost unheard of, but that’s exactly how long the Caravan has been around. Each night, two bands crank out some great country and western music. From 4:30 until 7, it’s happy hour with a free buffet and drink specials.

KiMo Theater: Built in 1927, the KiMo is a beautiful Pueblo Deco style building originally built during the heyday of luxury theater construction as a movie palace and vaudeville stage (Vivian Vance - I Love Lucy’s Ethel - got her start here). Used today as a performing arts venue, the theater has been fully restored to its original grandeur and is an Albuquerque landmark. Symphony, opera, and ballet performances are scheduled here, as well as theater performances and children’s shows.

Midnight Rodeo: It’s not hard to be busy every single night of the week if you’re a happenin’ country and western club called the Midnight Rodeo. This is the Southwest’s largest nightclub, with a dance floor that covers 5,500 square feet! Plenty of tight jeans, cowboy boots and boogie tunes. But, just in case you decide you’re not in the mood for country music, the adjoining Gotham nightclub features a full schedule of heavy metal and rock, goth and punk concerts.

O’Niells Pub: This comfortable neighborhood bar has been a favorite Nob Hill hangout for years and it’s no secret why - friendly staff, laid-back atmosphere, long hours, good prices and a good selection of beers, spirits and pub grub. Great service and arguably the best burgers in Albuquerque!

Restaurants

Essencia Restaurant: Essencia has the best food in the Albuquerque area. Every entree is an original with flavor combinations that are absolutely amazing. Phone # 505-792-4210

El Pinto: Named runner-up as the best restaurant in New Mexico for its superb, traditional New Mexican cuisine. Phone # 505-898-1771

Garduno’s of Mexico: It’s a fiesta all the time at this great Mexican restaurant. The margaritas are cold, the guacamole is prepared tableside. Phone # 505-898-2772

Dos Hermanos: Dos Hermanos is synonymous with great New Mexican food. Generous portions of the best burritos and tamales anywhere in Albuquerque. Phone # 505-294-8945

Scalo Northern Italian Grill: Flavorful pastas, succulent seafood, and savory meat entrees, plus a list of wonderful Italian wines to complement your meal. Phone # 505-255-8781

Nearby Sights and Attractions

Rio Grande Nature Center State Park: This 270-acre park along the Rio Grande is wildlife sanctuary that is home to more than 260 species of birds. The best way to experience the park is to hike any of the numerous trails, but if time is short, check out the library at the nature center, where you’ll find not only a wealth of books about the area and nature in general, but a fantastic view as well. The glass-walled library faces out onto a pond full of geese, ducks, and other wildlife.

Sandia Park Tramway: This 20-minute excursion is the world’s longest aerial tram ride, and also one of the most breathtaking rides you may ever experience. Once at the top, you may like to ski, mountain bike, or just enjoy the view. There are restaurants at both the top and the bottom of the tramway. For two weeks each spring and fall, the tramway is closed for maintenance - call for exact dates.

Indian Pueblo Cultural Center: A vast collection of exhibits, performances, and information on Native American culture in general and the Pueblo Indians in particular. Weekend performances of Native American dances, arts and crafts demonstrations, and many year-round special events are free to the public. The gift shop features an excellent selection of fine pottery, painting, sculpture, and weaving. A children’s museum, bookstore and a restaurant are also on-site.

Albuquerque Museum: This leading educational forum for Southwestern art, culture, and history has a fascinating collection of sculptures, paintings and photographs, and also offers summer art classes and workshops for children and adults. Enjoy guided tours of the gallery, Old Town, the sculpture garden, and Casa San Ysidro. Be sure to check out the unique items at the gift shop.

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Embassy Suites Hotel Albuquerque

The newly-opened Embassy Suites Albuquerque hotel is centrally located in Downtown Albuquerque between the campus of the

University of New Mexico (UNM) and the Albuquerque Convention Center close to the Albuquerque International Airport. This full-

service upscale all-suite hotel is just minutes from historic Old Town Albuquerque, the Albuquerque Biological Park, the Rio Grande

Zoo, the Albuquerque Aquarium, Winrock Shopping Mall, Kirtland Air Force Base, UNM basketball’s ‘’The Pit’’, Journal Pavillion,

Isotopes Baseball Park, Kimo Theatre, UNM Championship Golf Courses, Tingley Coliseum, the National Hispanic Cultural Center

of New Mexico, the New Mexico Museum of Natural History and Science, the New Mexico State Fairgrounds, the community of

Rio Rancho and Balloon Fiesta Park. The Sandia Peak Tramway, Sandia Ski Basin and Sandia Casino are all just a short drive away.

Guests of the Embassy Suites Albuquerque hotel stay in a spacious two-room suite that features a Refrigerator, Microwave, In-Room

Safe, Sleeper Sofa, Coffeemaker, Full-Size Ironing Board/Iron, Dual Phone line, Voicemail and Hairdryer and receive a complimentary

cooked-to-order breakfast, a nightly manager’s reception and high-speed internet access.

Restaurants:

CYPRUS GRILL: Full service casual Southwestern dining. Open for lunch and dinnerCYBER CAFÉ: Internet café and gift shop featuring gourmet coffee items, quick sandwiches and snacks

Hotel Accommodations & Services:

Comfort & Convenience:

Automated Teller (ATM) Baggage Storage Beverage Area, Complimentary Breakfast Area, Complimentary Coin Laundry Concierge Desk Elevators Gift Shop Guest Activity/Recreation Desk Laundry/Valet Service Local Area Transportation Lounge Luggage Hold Multi-Lingual Staff Room Service Safety Deposit Box

Business Convenience:

Audio/Visual Equipment Rental Business Center Express Mail Fax Meeting Rooms Modem Notary Public Photo Copying Service Printer Secretarial Service Typewriter Video Conferencing Available

Recreation Convenience:

Fitness Room Pool

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PUT OUR 30 PLUS YEARS OF LEASING EXPERIENCE TO WORKFOR YOU!

WHAT we offer:• Application only $10,000 to $75,000• Full financial statement applications from $10,000 to $5,000,000• Individual or Master Lease transactions• Equipment Finance Agreements• Municipal Leasing• Flexible terms of 24 to 60 months with the ability to go to 84 months

on occasion• Competitive Rates• Progress payments to qualified vendors• Broker program• Discounting program• Vendor programs• Software only transactions (term may be limited)

What we look for:• Lessors and Brokers in business two or more years with satisfactory

funding source references and good reputations in the industry

Credit quality:• Lessees in business two years or more (5 years or more for certain

businesses)• Sufficient cash flow to service existing debt plus proposed request• Low leverage• Positive working capital (with certain exceptions)• Guarantees of owners/stockholders of non-publicly traded companies

FOR MORE INFORMATION CALL: 1-800-645-7242 AND SPEAK TO:

Omar Diaz - Ex 521 (Direct dial 516-622-8521)Fred Anderson,CLP – Ex 517 (Direct Dial 516-622-8517)

SunBridge CapitalBroker Program

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Work Trucks + Titled Vehicles + Yellow Iron + Construction Equipment Commercial Trailers + Aviation Support Equipment

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Thomas TurcottePartner Development ManagerPhone: [email protected]

Chris GregoryBroker Program AdministratorPhone: [email protected]

For more information and to instantly register, visit Booth #113 to the left of the main entrance or contact us.

M O V I N G F I N A N C I N G F O R W A R D

877-360-7855 www.financeedgesoftware.com

With FinanceEdgeCS software, small- and medium-sized businesses can have all the robust software functions that large enterprises use to get a competitive edge. Win business. Heighten profits.

ExpressCS has become FinanceEdgeCS. Now we’re a whole new company—providing the same front-end platform for commercial financing that has led the industry since 1994, but with a host of enhanced features. Designed to streamline the origination process from start to finish—quotes, credit, documentation, funding, reporting. Flexible enough to adapt to your workflow. All at a cost that you can afford.

At the critical moment…Give yourself the competitive edge with FinanceEdge.

At the critical moment…Give yourself the competitive edge with FinanceEdge.

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YOUR FUNDING SOLUTIONYOUR FUNDING SOLUTIONAACCCC

CCAAPPIITTAALL

CCOORRPPOORRAATTIIOONN

www.acccapital.com

ACC Capital Corporation is a premier provider of funds for leasing and financing to American businesses. ACC Capital offers:

BROKER DISCOUNTINGBROKER DISCOUNTING

CREATIVE STRUCTURES CREATIVE STRUCTURES -- TAX AND NON TAX AND NON--TAXTAX � Operating Leases, TRAC Leases, Capital Leases � Sale-Leaseback Arrangements � First Amendment Leases � Note & Security Agreements

FINANCING FOR A BROAD RANGE OF EQUIPMENT FINANCING FOR A BROAD RANGE OF EQUIPMENT AND INDUSTRIES AND INDUSTRIES � $15,000 - $100,000 Application Only � $100,000 - $10MM Full Financial Disclosure

ANALYTICAL SERVICESANALYTICAL SERVICES� After-Tax Lease vs. Buy Analysis � Pretax and After-Tax Cash Flow Analysis � Incremental Tax Rate Analysis for companies in AMT

CENTRALIZED SALES AND ADMINISTRATIVE CENTRALIZED SALES AND ADMINISTRATIVE SUPPORT SYSTEM FOR BROKERSSUPPORT SYSTEM FOR BROKERS

Contact Us Contact Us (800) 409-50081787 East. Fort Union Blvd., Suite 200 Salt Lake City, Utah 84121

Equipment Lessors Protection

Association

We provides physical damage insurance for most leased commercial

equipment within one hour. You’ll close the deal faster and you can make 3

to 5 additional points while using the program. We also provide titled vehicle insurance, bops, and other coverages.

Stop by our booth or call us at 877-367-3572.

TO HELP YOUR COMPANY SUCCEED.

3400 Dundee Rd. • Northbrook, IL 60062 • 800-826-7070 • www.ecsfinancial.com

LEASE PORTFOLIO MANAGEMENTECS Financial Services, Inc. is focused onequipment lessors’ needs, and making criticalcontributions to their success.

Alleviate stress, and save time and moneyon your portfolio management today

.

800-826-7070

• Certified Public Accountants

• Backup Portfolio Servicing

• Sales/Use Tax Filings

• Personal Property Tax Filings

• Federal & State Income Taxes

• Audit & Accounting

• Consulting

• Graphic & Internet Design

Nancy GearyCPA,CLP

Jay W. DahlCPA, CLP

Marlin Leasing...

Call Mike Bennie, Vice President of Sales,

888-479-9123 ext. 4131.

de·fin·ingyour funding needs.

strat·e·gy 1. an elaborate and systematic plan of action.

so·lu·tions 1. The method or process of solving a problem.

suc·cess 1. The achievement of something desired, planned, or attempted.

Strategy • Solutions • Success

BOOTH 38 BOOTH 59

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Call Pioneer Capital today to learn more.

866-218-4791E-mail: [email protected]

www.ButlerLessorBroker.com

Loans.

Leases.

Credit Lines.

National.

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C&D L e n d e r

We Approve Deals That Others Reject...Every Day

START-UPS • JUDGEMENTS • BANKRUPTCIES

REPOSSESSIONS • TAX LIENS • SLOW PAYS

A DifferentPerspectiveon Leasing

Call: 310.696.3030 • Fax: 310.696.30351875 Century Park East, Suite H2570, Los Angeles, CA 90067

www.dakotafinancial.com

Finance Now!

Discover the Power Behind the Button

Customizable Net Terms ProgramsMulti-lender Leasing Programs

Fast Turnaround with QuickCredit®Online Applications and Docs

Private-Branded Vendor Portal Websites

Give your customers the power of the button – the perfect marriage of technology and financing – all provided by eFINANCEplus

eFINANCEplus-the power behind the button

Serving: WA, OR, ID, AZ, AK, CA, CO

Equipment Leases & Equipment Finance Agreements

Visit our Funders Booth at the Fall UAEL Conference

Please Contact Chris Eckman for more information.

253.573.9600820 A Street, Suite 560, Tacoma, WA 98402

www.radiance-capital.com

We’re Here For You!

B CREDITSSTORY CREDITS

& MORE!

B CREDITSSTORY CREDITS

& MORE!

We have one.

Need a better way to get search results that hit the mark?

UCC Direct announces the exclusive real-time State Direct search on iLienOnline. A better way to search the public record.

g Real-time searchingg Results automatically imagedg Online portfolio for easy access and sharingg Online, immediate name verificationg All in one place

Call us at 800 833 5778 or go to www.uccdirect.com today for more information.

SPECIAL OFFER: For additional support on searching and filing under RA9, call now to receive copies of articles with the insights and guidanceof Harry C. Sigman and Carl R. Ernst, renowned UCC experts, exclusively from UCC Direct.

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3 Things You Need to Know

to Automate Your Lease Originations

Easier and More Affordably!

On-line Payment Calculator, Quote Letter, Application,

Credit Release Authorization and

Application Status Check For Your Vendor

Application Data imports directly into Advantage.

The upgrade to the System 1(2.5) program:

Contact Management, Deal Tracking, Report Analysis,

Electronic File Cabinet, Document Processing &

Secure E-mail Delivery

(866) 352-8665 www.pbs4u.com [email protected]

Coming Soon…an upgrade for System 1 Select and Plus users!

The best insurance program you’ll never run.

For more information, call Walter Keane at 888-521-6568 x 240 or [email protected].

www.aliac.net

You do thedeals. We’ll do the details.How do you spell relief? Our automated program provides comprehensive insurancecoverage, as well as systematic tracking andcollections, so your team can accelerate sales.

Call Ron Lear714-960-7837

[email protected]

Justin Vogel909-481-3000 Ext. [email protected]

• Full Recourse Facilities

• Warehousing Lines

• Term Lease Lines

• Portfolio Financing

Team up with Us

• Non-Recourse Lease Discounting

Call Bob Robichaud714-730-1672

[email protected]

www.pffbank.com

Member FDIC Equal Housing Lender

BOOTH 35 BOOTH 52

BOOTH 25 SPONSOR

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Precise Inspection Services by Experienced CSI Professionals.

Collateral Specialists Inc.250 Bel Marin Keys Blvd, Ste G2 - Novato, CA 94949

800-252-1057 - www.csina.com

Members:

Inspection Services include Equipment, Floor Plan,

Vehicle, Site, SBA

Collateral Specialists Inc. provides responsive oor plan & equipment inspection services with the exibility of 650+ eld

representatives in the US and Canada.

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Venture Debt for New, Early Stage and Growing Companies.

� Direct Lenders � $50,000 to $1,500,000 lines of credit � Lessees & borrowers may be…

o Brand new o Self funded o Pre-revenueo Pre-profito Still in R&D stage

� Coverage in All 50 States � Not Industry Specific � Referral Fees Paid Promptly

www.vencore-solutions.com

Tom LinnemannManaging Director National Accounts (503) 675-3122 (503) 702-1467 (cell) [email protected] SW Kruse Way #350 Lake Oswego, OR 97035

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BOOTH 10 SPONSOR

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Laura Poore888.684.0506

Steve Reid800.700.9858

1 South Los Carneros Road, Goleta, CA 93117 P.O. Box 60607, Santa Barbara, CA 93160-0607

Jim Merrilees888.684.0506

Call Ahead to Preview Your Deal!

• Application only from

$10,000 to $75,000

• Broker or Discount Programs

• Nationwide

• Very Competitive Rates

• 20+ Years of Buying Deals

• Portfolios Purchased

• Seasonal and Custom

Payment Plans

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Let Us Be Your Funding

Partner

DISPLAY ADVERTISING

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Premier Lease & Loan Services has been the leading provider of Commercial Insurance Solutions to the leasing industry for more than 20 years. We offer a variety of products, including Automatic Insurance® and @Request LeaseProtection®, giving you the flexibility to insure anywhere from a single transaction to your entire portfolio. Premier Lease & Loan Services is a division of Great American Insurance Group.

• Accelerated Funding • Streamlined Operations • Quick & Efficient Program Implementation • Prompt & Accurate Claim Processing

Call 800-625-6694 www.plls.com

Let Premier smooth the way for your leasing program

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SUCCESS

requires VISIONVision Commerce

provides “Best of Breed” origination systemsspecifically designed to support the client’s uniqueapproach to managing their business development.We recognize that today’s successful companies

rely on efficient management of their “flow business”by using flexible, functional automation.by using flexible, functional automation.

Your Goal - SuccessOur Goal - Helping You Achieve It

866-707-9929www.visioncommerce.com

TURNAROUND,NOT

RUNAROUND.

TURNAROUND,NOT

RUNAROUND.

TURNAROUND,NOT

RUNAROUND.

We’ll get straight to it: Bank of the West can help you close more deals, more quickly. Our team is ready with the fast answers you need—along with great rates and a variety of creditand funding options. It’s the kind of service that’s made us a nationwide leader in lease financing, with more than 30 years of proven experience. We’re also purchasing lease portfolios starting at $2 million. So whether you’re a lender or broker, count on us to keep your businessmoving. Fast. Give us a call today at 1-888-244-0551 or visit www.bankofthewest.com.

FAST, FULL-SERVICE LEASE FINANCING.

[ EQUIPMENT LEASING ]

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BBrrookkeerr SSeerrvviicceess

The Funding You Want…The Partner You Need

Application-Only to $100,000 for A/B Credits

Hard Asset Specialists; Liberal Age Restrictions

Titled Vocational Vehicles

Discounting Available

We know there are several funding sources available to the lease originator. Enterprise Funding is 100% dedicated to servicing the funding needs of lease originators nationwide. If you are truly seeking a partner: one with strong values and your best interests in mind, call us.

Enterprise Funding Group is a direct funding source for selected assets and industries. We are currently adding

new broker and lessor relationships.Contact Lee Martin at 877-896-6859

www.enterprisefundinggroup.com866-774-5050

We’re Here To Support You.NetBank Business Finance has served the broker/lessor

community since 1988. NetBank’s strength, innovation and commitment can help you build a solid business foundation.

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When your vendors

request financing for

their customers in

other countries, team

up with Meridian to

get these deals done.

Meridian Finance Group

1247 7th Street

Suite 2 0 0

Santa Monica

California 90401

Tel 310.260.2130

Fax 310.260.2140

[email protected]

www.meridianfinance.com

The bigger the challenge,

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Turning Challenges into Opportunities since 1978!

Commercial - 408.879.2200 Small Ticket - 858.597.9200www.pentechfinancial.com

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WhereProfessionalism

InLeasingIsThe

Standard

Standard Professional Services, LLCStandard Professional Services, LLCStandard Professional Services, LLCStandard Professional Services, LLCStandard Professional Services, LLC

App. only to $20,000New/Used EquipmentFlexible TermsStructured Transactions

Broker ProgramsCompetitive RatesFast TurnaroundStart Up ProgramsTransactions from 5K

1101 N. Skokie Blvd., Suite 225Northbrook, IL 60062

Toll Free (877) STD-PROF(847) 291-7858 � Fax: (847) 291-7863

E-MAIL: [email protected]

Standard Professional Services, LLC

S P S

$25,000 to $450,000 Financing For:

� Transactions that don’t fit the mold with your “Program”lenders.

� Businesses with past P&L and/or Balance Sheet problems.� Soft collateral for a good business and a solid PG.� Complex multi-vendor transactions.� Low-scoring personal credit with good time in business andfinancial results.

� Start-ups with experienced management and solid PGs.� New owners for an existing business.

We deliver:� Fast, Professional Credit Service� Structuring Flexibility� Turn Key Documentation Service� FAST TRACK Funding Programs

Give us a call and let’s get started!Call Loren Cowan at (206) 947-0092 or e-mail [email protected]

ABCO Leasing, Inc.Your Best Funding Source for Non-standard Credits

ABCO Leasing, Inc.22232 17th Ave. SE, Suite 204Bothell, WA 98021www.abcoleasing.net

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Nationwide Coverage

4-Tier Credit Pricing Matrix

Full Service Provider

Chuck Brazier • Lauren Newman789 S. Federal Hwy, Suite 207 Stuart, FL 34994 • 800-880-5421

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LeaseTeamSolutionsHelp YourBusiness

SOAR!

www.leaseteam.com

LeaseTeam provides yourpeople with powerful toolsthat increase productivity acrossyour enterprise. Because we knowwhen your people are successful,your company will be, too!

Connect, collaborate and compete — withLeaseTeam. For more information, please call aRegional Sales Manager at 800-531-5086.

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������������������������������������������������������������� ������������������ ������������ �� ����������������� ��� ������ �������������� ��������� ������ ��� ���� �� ��� ��� ����� ��������� ������ ���� ����������� ����������������������������������������������������������������������������������� ������� ����� ����� ���� �������������������������������������������������������������� ��������������������� ���� ����� ������� ������ �������������������������������������������� ���� ��� ���� ���������� ������� ������������������������������������������������������������������������������������������� ���������������� ��������������������������������������������������������������������������������������������������������������������������

We Mean Business . . .

. . . Your Business.For over 70 years, Douglas-Guardian has been the

na tional lea der in in ve ntor y a n d eq ui pmentverif icat ion, valua tion and col latera l mana gement .

Protecting your assets is our business. W e employstate of the art technology in order to offer you the

following on line services:

� R eq u est in sp ect io ns� Ch e ck job st a tu s� Pr i n t com p lete d r e por ts� D ow n loa d i nve nt or y� R ecei ve d i git a l ph ot os� a nd mu ch mor e

For all your collatera l management andinspection service needs, Douglas-Guardian isbetter than ever.

For more informat ion call 800.255.0552 or email [email protected] www.douglasguardian.com

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BelvedereEquipmentFinanceOur profile:

• Deals $100,000 and up

• Established lessees with good financial statements

• Great rates on finance leases and true leases

• We don’t pay much attention to collateral

Stop by our booth in Albuquerque!

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McCue Systems, Inc.Burlingame, California

111 Anza Boulevard, Suite 310 Burlingame, CA 94010-1932 Tel: +1 650-348-0650 E-mail: [email protected]

NetSol Technologies, Inc.Corporate Offices:Los Angeles, California, USA

Adelaide, AustraliaBeijing, ChinaLahore, PakistanLondon, United KingdomToronto, ON, Canada

Streamline your equipment finance operationsfrom end to end with proven flexibility and scalability. LeasePak 6.0 Enterprise Edition putsthe industry’s most robust portfolio managementsolution at your finger tips.

Our powerful new user tools give configurabilitya whole new meaning. With instant access tointer-departmental work queues, multi-sessioncontinuity, customized contract history screens,and individually-tailored menu shortcuts, yourstaff will focus on customer service instead oftheir screens.

Let us show you the power of LeasePak 6.0Enterprise Edition, the cost-effective, proven solution that scales from boutique to Monitor100. Now McCue Systems’ 35 years of financetechnology success is backed by the global devel-opment resources of NetSol Technologies Inc.

Visit www.mccue.com to find out more about thepower of flexibility.

© 2006 McCue Systems, Inc., a NetSol Technologies Company. All rights reserved.

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FairLease CommercialMeeting Your Commercial

Vehicle and Equipment Leasing Needs

800-719-9039 or 972-664-1088

Receive a 15% discount when you sign up for Experian’s services during the conference.

Stop by the Experian booth today and learn about our commercial leasing and financial products as well as our blended risk scores.

For more information and to take advantage of this unique offer for UAEL members, contact Sally Wilson at 224 698 8933.

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Over $150 Million Funded in Small-Ticket Transactions

[email protected]@padcolease.comwww.padcolease.com

We Fund Relationships

800.347.5884

Member: UAEL, NAELB, AZELA

Independent FundingSince 1990

Proven Integrity Padco Lease Corp.

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U.S. Bank Manifest Funding Services focuses exclusively on the success of our customers…theindependent broker and lessor.

Through our dedication, we develop long term business relationships and innovative finance programsand services that support your business. Our experienced professionals work towards your successand you can expect:

• Innovative marketing support and finance programs• Guaranteed confidentiality of your customer base • Knowledgeable and dedicated team members • Customer-centric service delivered with integrity

Learn how we can assist and serve you. Contact our experts today and Explore the Possibilities.

800-325-2236manifestfunding.comFocused on Your Success

Explore the Possibilities