Sanlam iTrade for Sanlam

• Sanlam iTrade can be recommended with confidence, we are one of the best online trading platforms in South Africa. We won the “People’s Choice” award in the Business Day Stockbroker of the year Awards.

• Online share trading is a very competitive low margin industry.

• There are no upfront or trailing fees in online trading as is the case with portfolio management, only very low broking fees.

• Sanlam Intermediaries need “food on the table”.

• Sanlam iTrade now has two initiatives where Intermediaries will earn fees: iRefer and iManaged.

iRefer for Sanlam Intermediaries www.sanlamitrade.co.za

• Sanlam iTrade will pay a referral fee to Sanlam Intermediaries who refer “new qualifying clients” to open trading accounts with iTrade, subject to the Terms and Conditions.

• Qualifying clients are clients that trade reasonably big or often, paying on average more than R1,000 in broking fees per month over a six month period.

• Intermediaries will earn 15% commission on that client’s “broking fees” over the first six months “referral period”.

• Read the Terms and Conditions first and ensure the new client enters your Sanlam Commission Code in the correct field during registration.

Use Sanlam iTrade for Information

• Sanlam iTrade’s website has a lot of useful information for you

• Keep up to date and stay informed as an iView client with iTrade:

• Daily market indicators from around the globe as well as commentaries • Interactive price movement MAPS • Comprehensive share data on all listed shares • Extensive charting including charts of all unit trusts • Research, a learning centre and a virtual portfolio to play with • Accessible on any cellphone with Internet access

• Sanlam Intermediaries can register for free as an iView client on www.sanlamitrade.co.za

• When registering, click yes when asked if you are a SPI client and enter your Sanlam commission code as your BDA acc number (5 to 7 numbers)

iManaged Portfolios

What are iManaged Portfolios?

• iManaged Portfolios are individual share portfolios, not unit trusts.

• Individual shares are registered directly in the client’s name, Benefits:

• Ownership and full JSE protection under the JSE Fidelity Fund

• Can easily change to self-manage at no cost.

• The minimum investment is R100,000 (Balanced R200,000) with only 10 shares in each portfolio to minimize trading costs.

• Managed by the same expert SPI Investment Team – these are mini portfolios of the well-known SPI Model Portfolios

Four Portfolios!

New! BALANCED PORTFOLIO • Objective: The portfolio has a three year investment horizon with an investment

objective to generate capital and income growth. We aim to meet these objectives by active stock picking and asset allocation within the parameters of Regulation 28 compliance.

GENERAL EQUITY PORTFOLIO Objective: Above-average total returns (capital plus income) over an investment

horizon of three years or more, by investing in quality shares on the JSE. DIVIDEND INCOME PORTFOLIO Objective: Provide a sustainable and growing income stream while maintaining

capital value in real terms over an investment horizon of three years. AGGRESSIVE TECHNICAL PORTFOLIO Objective: Achieving capital growth through identifying outperforming shares

for inclusion in the portfolio; dividend income is likely to constitute only a small portion of total return.

FEES AND COSTS

• Portfolio Management fees - 1.5% per year

• Small R300 per year custodian fee

• Transaction costs in line with iTrade’s low fee structure of 0.7% with a minimum of R99

• Sanlam Advisors – Score as per SPI

• Sanlam Intermediaries – 0.25% p a commission included in Portfolio Management fees, plus intermediaries can negotiate own fees on top

www.SanlamiTrade.co.za click on iManaged

Intermediaries’ Mandates & Brochures