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    INNOVATIVE MODELSOF

    AFFORDABLE HOUSING AND

    IN SITU CITY REHABILITATIONTHROUGH P UBLIC P RIVATE P ARTNERSHIP

    Architect Sanjay Porwal

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    NATIONAL URBAN SCENARIO : THE HOUSING NEED

    Shortfall of affordable housing at the endof 10 th 5 year plan in Urban India estimatedat 25 million dwelling units

    Projected increase in this figure by the endof 2012 27 million dwelling units

    Indian Urban housing scenario presents apicture of predominant congestion and

    obsolescence

    Besides housing, Urban areas face severeshortage of basic services.

    Urban share of Indias population by 2041to be 50% resulting in increased congestion

    Share of Urban Indian Population residingin Slums (2001 census) 62 million or 23% ofUrban population

    The need is to provide affordable andsustainable housing and basic services tovulnerable sections of Indian Population

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    INDIAN NATIONAL HOUSING POLICY

    Indian National Housing policy currently addressing the issue of providing cost effective andquality enhanced housing to the poorest of the poor through a range of programs

    Earmarking of serviced land for housing of the vulnerablesections with private participation in construction (PPP)

    Microfinance for housing and employment opportunities

    Providing cost effective quality enhanced building materials and technology to thepoorest of the poor to build their homes onland earmarked and subsidized bygovernment

    The policy puts the spotlight on habitat with a regional planning approach t here bydecelerating the rate of migration from small

    / medium towns to larger cities.

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    FACING THE HOUSING CHALLENGE

    URBAN SCENARIO IN RAJASTHAN STATE

    Projected Urban share of Population ofRajasthan in 2021 26%

    New Initiatives launched under theaffordable Housing Policy of 2009 usingPPP model

    Sahbhagita Awas Yojana to constructHomes for LIG/EWS categories by privateparticipation

    Target to construct 1,25,000 DUs in 3 yrsbeing revised upwards due to overwhelmingresponse from developers.

    Shortage of Dwelling Units in Rajasthanstate by 2021 17lakhs

    Shortage of Housing for EWS /LIGcategories in 2007 more than 99%

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    PPP MODELS APPLIED IN RAJASTHAN

    Model No. 1

    Mandatory Provisions:

    Rajasthan Housing Board to construct at least 50%

    plots/ houses/ flats Of EWS/ LIG category in its

    schemes. Another 20% of the plots/ houses/ Flats to

    be constructed for MIG-A category.

    All Urban Local Bodies to allot/construct at least

    25% plots/ houses/ flats of EWS/LIG category in their

    residential/ housing schemes. Another 20% of the

    Plots/ houses/ flats to be allotted to MIG-A category .

    Private developers to reserve 15% of the dwelling

    units or 5% of the residential area whichever is higher

    to be used for EWS/LIG housing in each of their

    township/Group Housing schemes.

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    PPP MODELS APPLIED IN RAJASTHAN

    Model No. 2

    Private developers on land owned by them:

    Selected developers to take up construction ofEWS/LIG/MIG-A flats (G+2/G+3 format) on minimum 52%of the total land.

    Built up EWS/LIG/MIG-A flats to be handed over to theNodal agency (Avas Vikas Limited) at pre-determinedprices, to be allotted to the eligible beneficiaries.

    Developer free to construct MIG-B/HIG flats onremaining land.

    Several incentives offered to developers.

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    PPP MODELS APPLIED IN RAJASTHAN

    Model No. 3

    Private developer on acquired land:

    Selected developer can take up construction of EWS/LIG/MIG-A flats (G+2/G+3) on the landacquired by ULBs.

    Land would be made available to developer on payment of compensation (Land Acquisitioncost + 10% Administration charges ).

    Model No. 4

    Private developers on Government Land:(for Rental housing or outright sale basis)

    Earmarked Government land to be offered free of cost to the developer to be selected throughan open bidding process.

    Developer offering maximum number of EWS/LIG flats (Built up, G+2/G+3 format) free of costto the ULB, would be awarded the project. At least 50% houses should be of EWS category.

    Developer shall be free to use the remaining land as per his choice for residential purpose with

    10% for commercial use.

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    PPP MODELS APPLIED IN RAJASTHAN

    Model No. 5

    Slum re-Housing

    The model is based on various schemes approved by Government of India i.e. BSUP, IHSDP, RAIIV

    AVAS YOJNA) and also on the lines of Mumbai Model of slum redevelopment with private sector

    participation.

    Slum re-Housing, Mumbai

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    ROLES OF INVOLVED AGENCIES

    Role of Non Government Organisations:

    Identification of beneficiary ( footpath dwellers, taxi & rikshaw dwellers, etc. ) forAffordable Housing.

    Giving information to the beneficiary about governments Affordable Housing Initiatives.

    Helping him/her in procurement & filling the application form .

    After allotment helping him/her in all after procedures like giving information about dues,registry and procurement of Housing loans through nominated agencies.

    Providing information about self employment schemes .

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    ROLES OF INVOLVED AGENCIES

    Role of AWAS VIKAS Limited

    The nodal agency

    Inviting expression of interest & bids from developers inspection of land after bids

    Inviting & Scrutinizing the applications for registration from beneficiaries assist/guidebeneficiaries

    Tripartite agreement between bank, developer and beneficiary to be prepared by AVL

    Lotteries to be held and allotment letters to be issued by AVL

    Separate ESCROW ACCOUNT to be opened in bank for collection of loan amountsanctioned by the bank to various beneficiaries.

    Verification of progress and cash flow of funds

    Monitor construction/ development works till the completion formalities.

    Issuing allotment letter & to take up land acquisition from developers

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    ROLES OF INVOLVED AGENCIES

    Role of Rajasthan Housing Board

    Preparation of action plan and programmes to meet the housing shortage

    To ensure that minimum 50% of the total land is reserved for EWS/LIG housing and another 20%of the total land is reserved for MIG-A housing.

    Cross subsidizing the land cost to affordable limits.

    Creation of land bank to establish building centres and adopt proper technology and eco-friendly building materials.

    Role of State Government

    To ensure that 25% of the government land available for EWS/LIG/MIG-A housing.

    To set up primary school/dispensary/ aangan wadi, training centers etc . in the affordablehousing scheme

    Charging nominal stamp duty for EWS/LIG housing to encourage NGOs, self help groups& agencies like RIICO (for industrial laborers) in housing activities

    Promoting various incentives in private sector & cooperative sector & creation of landbank

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    ROLES OF INVOLVED AGENCIES

    Role of URBAN LOCAL BODIES

    To ensure that land is made available for construction of EWS/LIG/MIG-A housing.

    To ensure use of subsidy received from GOI to ensure the quality of work as per guidelinesissued by GOL

    To guide the urban poor in execution of the deeds on priority

    To organize camps to ensure that loans are sanctioned to beneficiaries

    To check the completion of work in prescribed time

    Role of DEVELOPER

    To take up housing projects for EWS/LIG category as per provisions.

    Execution of all internal development works including rain water harvesting, STP & Treeplantation works

    To handover possession of completed units of EWS/LIG/MIG to AVL for allotment tobeneficiaries.

    To create a corpus fund for maintenance immediately after completion of project.

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    INCENTIVES TO THE DEVELOPER

    FAR - Double the permissible Floor Area Ratio

    C0MPLETE WAIVER OFo External Development Chargeso Building Plan Approval Feeso Conversion charges

    COMMERCIAL USE UPTO 10 OF PLOT AREA

    FAST TRACK APPROVAL of the project within 30 days

    BUYBACK OF FLATS BY NODAL AGENCY of the government at predetermined prices

    EWS 325 sq ft Rs.2,40,000/-

    LIG - 500 sq ft Rs.3,75,000/-

    MIG A - 700 sq ft Rs.7,00,000/-

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    OTHER CONSIDERATIONS

    RELAXATION IN NORMS the granting power being vested with the state government, theside/rear setbacks can be relaxed as also the parking norms within the stipulated limits.

    REDUCTION IN STAMP DUTY Government of Rajasthan has drastically reduced thestamp duty applicable to EWS / LIG houses from 8% to Rs.10/- to Rs.25/- per unit.

    In other cases stamp duty fixed at 5% with 1% concession for women.

    TIME ALLOWED FOR COMPLETEION OF PROJECTo EWS/LIG flats 200 nos. in 1 yearo EWS /LIG flats - 400 nos. in 2 yearso EWS/LIG flats -

    CRITERION FOR SELECTION OF AFFORDABLE HOUSING SITE The site should haveaccess to existing infrastructure like approach road, water and electricity lines, local transport,primary school and primary health centre.

    MANDATORY ENVIRONMENTAL REQUIREMENTS STP, rain water harvesting , wastewater recycling and its use, 5% land for parks, two-wheeler parking, etc.

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    IN SITU SLUM REHABILITATION IN MUMBAI

    SALIENT FEATURES OF PROVISIONS UNDER SLUM REHABILITAION AUTHORITY

    1. Every slum structure existing prior to 01/01/1995 is treated as protected structure

    2. Every slum dweller whose name appears in the electoral rolls as on 01/01/1995 and who

    continues to stay in the slum is eligible for rehabilitation.

    3. Every eligible residential slum structure is provided with an alternative tenement

    admeasuring 225.00 sq. ft. preferably at the same site , irrespective of the area of slum structure.

    4. Every eligible slum structure that is being used for commercial purposes is granted an

    alternative tenement having area equal to the structure subject to an upper limit of 225.00 sq. ft.

    5. A minimum of 70% of eligible slum dwellers in a slum pocket come together to form a co-

    operative housing society for implementation of Slum Rehabilitation Scheme. (SRS)

    As per article 33.10 of The Mumbai DCRIn the schemes approved under this provision, the slums are rehabilitated onthe same site.

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    IN-SITU SLUM REHAB IN MUMBAI

    6. The underlying land is used as a resource for the

    SRS.

    7. The slum dwellers appoint a developer for execution

    of SRS.

    8. The developer puts in resources in the form of

    money, men and material for construction of free

    houses for the slum dwellers.

    9. The developer is compensated for his efforts in the

    form of free sale component.

    10. The developers are allowed to construct tenements

    for sale in the open market . The area allowed for sale in

    the open market is equal to the area of tenements

    constructed for Rehabilitation of slum dwellers.

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    SOME THOUGHTFUL INITIATIVES

    Architecture students proposalfor SLUM RE-DEVELOPMENT under JNNURM SCHEME

    At Pune , India

    Original slum layout Proposed Masterplan Cluster detail

    View

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    hank You