Ron Phillips eBook Final Tel Number

CONTENTS

Introduction 1

Who Is Ron Phillips? 3

Building Your Dreams 7

Why Was The Wealth Accelerator System Created? 9

What Is The Wealth Accelerator System? 14

How Secure Do You Feel? 21

Why Invest In Real Estate? 24

The Truth About The Real Estate Market 28

How Does The Wealth Accelerator System Work? 32

How To Double Your Retirement Money 34

The Nitty Gritty 39

Putting It All Together 47

Why Buy Through Ron Phillips? 53

Taking Action 57

Copyright 2015 Ron Phillips

All rights reserved. No part of this book may be reproduced, stored in a retrieval system, or

transmitted in any form or by any means, electronic, mechanical, photocopying, recording, scanning,

or otherwise, without the prior written permission of the publisher.

Disclaimer

All the material contained in this book is provided for educational and informational purposes only.

No responsibility can be taken for any results or outcomes resulting from the use of this material.

While every attempt has been made to provide information that is both accurate and effective, the

author does not assume any responsibility for the accuracy or use/misuse of this information.

The Wealth Accelerator System 1

Introduction

You have probably heard the term real estate investing bandied about and are curious about what it

involves and if it actually works. You also may have read about people who made a fortune, and

wonder if they were just lucky or if they knew something that you dont.

Obviously if all the real estate

investing strategies worked wed all

be millionaires. Clearly that is not the

case. This was obvious when many

people lost their shirt when the real

estate bubble burst. A lot of them

used harebrained schemes to try to

make money fast.

The truth is a lot of money-making strategies out there that just dont work. This is not one of them.

Earning a real, dependable income is not something accomplished overnight, but it is possible.


The information in this eBook focuses on an exclusive Wealth Accelerator System developed by Ron

Phillips. His first-hand experience and accumulated knowledge delivers positive, tangible results.

Rons successes include doubling a clients retirement account in less than 45 days. It is possible, and

those who follow his system are the proof. They demonstrate that you can set up a reliable alternative

source of income, eliminate debt and increase your net worth.

Over the past decade, Ron has fine-tuned his Wealth Accelerator System and shared it with over

5,500 people to help them reach their financial goals. If you cant seem to get ahead, or your money is

actually declining because of minimal interest rates and escalating expenses, this system can help. This

is not some fly-by-night, risky method, but a strategic system with corroborated results. This proven

real estate investing strategy builds wealth and security.

Anyone can learn the Wealth Accelerator System. Financial independence and increased prosperity

are yours for taking, if you want it. Lets find out how!


Who Is Ron Phillips?

In order to appreciate this system, you need to first understand a

bit about Ron Phillips. Ron came from a traditional home, but not

a rich one. His parents taught him that hard work and doing a job

well are the basis of success. His parents also taught him that

there are no shortcuts when it comes to honesty. Ron believes in

presenting himself honestly and makes sure his actions reflect

his values.

At seventeen, Ron left home and joined the military. Once again,

the honor and ethics were emphasized and he learned that these

important traits are what build truly great people. Ron took what

he learned from his family and the military forward into the

business world. He started his own company and surrounded

himself with like-minded people who share the same ideals.


Ron Phillips began his career in real estate

investing by attending a seminar about flipping

properties. The presenter was dynamic and the

information was extremely exciting. He took this

newly acquired information and put it into

practice. After working hard with a seller of a

property, he ended up buying it and flipping it

within 30 days. He made $20,000 on the sale.

He was so charged up by his results that he began attending intensive boot camps to refine his

techniques. For four years, Ron flipped properties for a profit and listened to what other investors

were saying. The common consensus was that it was wise to buy real estate and hold on to it to

continue making money. However, Ron could see there was a big problem with this mindset - it takes a

lot of effort.

Ron did not want to spend hours dealing with rents, maintenance, taxes and tenants. He wanted to

spend his time with his family and to live life to its fullest. He never wanted to end up as one of those

people who looked back on their life regretting they had not been with their kids as they grew. Those


years only come once. It was at this moment his philosophy changed and he began to explore new way

to invest.

Ron Phillips has been at this a long time, but hes the first to say that it doesnt feel like work at all. In

fact, he looks at real estate investing as a game thats fun to play. Having said that, you have to know

what you are getting into before you can win at the game. If you dont understand all the rules and the

possible pitfalls, you simply cannot win.

One of the biggest problems is that there's a lot of misinformation out there about how to play the

game and the right way to invest. When Ron started looking at this he realized that a large gap existed

between the education you need to win and actual implementation. Even the people who sold

coaching courses never came close to bridging this gap, even though it is essential for success.

Ron saw that there was a need for something simple to follow that anyone could use. He wanted to set

up a system that would educate people so they would have the information they need to get their foot

in the door and start seeing positive results. This is how the Wealth Accelerator System was born.

Not only will you get the knowledge you need to go out and start investing now, it doesnt matter how


small or big you want to start. It will help anyone. His system uses the same principles he believes in

for his own life honesty and transparency.

Ron discovered a better way than just flipping properties or just buying any property that comes along

and then sitting on it in hopes of an increase in value. It is also far better than just dreaming about

making money it does make money.

From past experience, Ron knew that you must have a plan. Without one you lose focus and fail. That

is why his system includes a fully developed plan to help you accomplish your goals.

Today, Ron helps people to learn how to buy and what to buy. He focuses on residual, income-

producing properties that grow in value, not flipping houses. The best part is that these properties

grow in value while you're sleeping, while you're eating, while youre at the gym, while youre with

your family, and while youre out having fun. These cool little businesses just sit there and crank out

money for you.


Building Your Dreams

Think about where you are today financially and where you would like to be in the future. You may be

in a lot of debt and have little, or nothing,

in your bank account. You may think that

this couldnt possible work for you

because you do not have the resources or

the know-how. Its time to push those

thoughts out of your mind because you

can do this.

In fact, Ron has shown thousands of

people what to do and they have risen out

of debt and on to owning their own investment property. The Wealth Accelerator System is simple

and designed to take the work out investing. You have a team to rely and others to talk to who already

use the system you are reading about now. This system will forge a path for you to follow. If you follow

the simple instructions laid out for you, you can reach your goals.


There isnt some mysterious magic formula and you dont have to take enormous risks either. Anyone

can do this if they can read and follow instructions. Does it sound too good to be true? Well, it's not.

Read on and find out why this system can change your life forever.


Why Was The Wealth Accelerator System Created?

Earlier in this eBook we mentioned that Ron Phillips doubled a clients retirement account in less than

45 days. This isnt fiction and it didnt happen just once for just one person. This kind of result is

possible for you too.

We also mentioned earlier that

Ron started his real estate

career by flipping houses and

that he earned $20,000 on his

first sale. However, there is

more to his story than just

that. While he was attending

one of many boot camps he

attended to learn how to flip

houses, one of the presenters made him an offer that would change his life forever. He told Ron that he

would fund his deals if Ron could find appropriate properties. You can imagine how this got Rons


heart racing. He searched and searched and finally found a small local house that he was sure fit all the

investor's criteria. Unfortunately, his benefactor turned him down flat.

Clearly, Ron was not deterred as he went on to make millions. He decided to buy, and then flip, the

property that he had found and made his $20,000 in a very short time. Suffice it to say, that deal

changed his views about the possibilities in the real estate market.

At first Ron was ecstatic about making all the money on his first sale and loved what he was doing. He

flipped houses for a long time and made good money. Then things started to change for him.

Typically, people dont talk about what creates change. All you see is the result. In Rons case, he is

very vocal about what turned him away from flipping houses towards something new. After many

deals and many houses he discovered that you can learn to hate a property just as much as he loved

that very first deal. Flipping houses is a lot of work and houses arent always what they seem. Of

course, no one ever tells you that in one of those seminars or boot camps. Everything is always very

rosy. Over time Ron began to seriously search for a better way to make money through real estate.


His journey to find this new way of investing started by looking at what investing is supposed to be. He

needed a definition so he could find direction. Ron looked investing up in the Websters dictionary and

this definition kicked his thoughts into overdrive:

To spend money with the expectation of achieving a profit or material result by

putting it into financial schemes, shares or property or by using it to develop a

commercial venture.

What resonated with him was the fact that working long hours, day in and day out wasnt even in the

definition. There was no mention of spending your own time and energy. He realized that the true

intent of any wise investor should be to use your money to earn, not your precious time and energy.

Investing is about letting your money work for you,

not working for your money

This trigger sent him searching for methods of investing that would work for him. He knew there were

ways to earn money without having to work as hard as when he rehabbed houses. He wanted to find

ways that let his money work for him while he spent time doing the things that he enjoyed.


He also wanted investment strategies that allowed him to stick around the house more, instead of

battling traffic, picking up materials, lining up contractors and breaking his back trying to rehab a

house to get it ready to sell. Of

course, in the back of his mind there

was always the worry that he would

do all the hard work and then not

make a profit. He couldnt imagine

doing that hard work for nothing.

Ron realized if he was to become a

true investor rehabbing properties

wasn't going to cut it anymore. Sure,

flipping homes provided him with a

vital income. He had been laid off

from his job and he was making a very respectable living. In fact, he made a lot of money, but he wasn't

happy. After all, what good is money if you never have time to enjoy it?


Ron saw that other people were just as dissatisfied as he was with their life balance. If they made a lot

of money, they were never home. If they stayed at home, they didn't earn enough to save or they

ended up doing something they weren't really crazy about just so they could spend time with their

loved ones. There had to be another way!

Ron did find a better way to make money and to increase wealth quickly. You can start the ball rolling

and then just watch the money keep coming in and it takes a lot less effort than flipping houses.

Today he helps others make money using what he discovered. You can share in this method too, bump

up your bank balance, boost your retirement account, or do both. Now it is possible to have the wealth

and security you only dreamt about before.


What Is The Wealth Accelerator System?

Ron began educating himself about flipping houses may

years ago. From 2008 onwards he attended countless

seminars to learn the ins and outs of the business. This

was a time when every Tom, Dick and Harry was

putting on a seminar. People knew that you could make

fast money flipping houses and these supposed gurus

took advantage of the interest. Some were good; some

not so good.

All of them showed pictures of their huge mansion and

their hot Porsches or Lamborghinis in the driveway.

They were all suave and sophisticated and some of them

even invested in a video or two to give their

presentation punch. Naturally, the tone was always

positive and designed to get attendees hypes up.


The problem was that none of them discussed the down side of the business.

Of course, ignoring the negative side of flipping houses builds up unrealistic expectations. Anyone with

anything between their ears should realize that all investments have risks. Smart investors know what

they are and learn how to reduce them.

Many of the seminar presenters also claimed to have secrets that would magically create wealth. They

had that special sauce that no one else had and the only way to get their secret was to buy their

products. Maybe it was a piece of software, a particular technique for choosing a property or even a

script to read to prospects, but it was their way or poverty forever. It turns out that these guys weren't

very successful at all. Only about 3% actually prospered. In more realistic terms that meant that a

whopping 97% were failing. Ron didnt like those odds.

When Ron looked at what these guys were doing he realized that anyone attending these seminars

never really had much of a chance from the start. They were set up to fail before they really began. He

thought back to when his benefactor refused to help him. Without money, how can you start?


He put himself in the shoes of an average attendee who is there just looking for other ways to earn

money. If he had been a regular Joe with a regular job and his dreams of funding through someone else

was gone, that probably would have been the end of it for him. That big roadblock would bring his

dreams to a screeching halt.

The truth is most people dont have a clue where to go or what to do next if they have no money to

fund their deal. Realistically, they are probably at one of these seminars because they dont have the

money. Its a catch 22 they have no money so they look for ways to make some, but they cant make

any because they have none to start. No wonder people give up!

Besides that, even if the person goes through one of these seminars and has a bit of money in the bank

to go out and make their first buy, finding deals that make it worthwhile is not easy. Truthfully, finding

the right property at the right price is extremely hard. If the market is tight, it is even harder. Not

surprisingly, no one tells you that in a seminar either.

So if the Wealth Accelerator System isn't some secret sauce or a no-win scenario from the start, what

is it? It starts by you figuring out where you stand now.


Wealth Plan

To reach a goal you need to know where you are now. You need to have a start and an end point to

map the path you are going to take to reach your goals. Not only does this save you a lot of frustration,

it also saves you time and money.

An idiot with a plan will always beat a genius with no plan.

~ Fran Tarkenton

Now some of you might be groaning because this sounds like a lot of work. In reality, the Wealth

Accelerator System makes it easy and it is crucial to your success. Of course, your finances are your

own and there is no single solution for every person. The closer your wealth plan matches your life,

the more likely you are to succeed.


Getting in the Game

There are many people out there that teach the basics of the real estate market, but how many teach

you know how to actually go out and put what you've learned in action? It's easy to take notes and

learn about what to look for and what to avoid, but you need to know how to take that first step to you

can get the ball rolling.

For many people this is a huge stumbling block. Fear often gets in the way, and it's not surprising.

What if I buy the wrong investments? What if I fail?

No one in their right mind wants to strike out and invest if they dont know what theyre doing. This is

why the Wealth Accelerator System is so vital.

All of the success teams are in place and you have support in all of your investments. Plus, all the

people are the best at what they do. What more could you ask for? The Wealth Accelerator System

will get you in the game quickly with an expert team to guide you. This can put you in a position to buy

assets quickly so you can watch them increase in value.


Watch it Grow

This is the fun part. Once you have some assets in your portfolio, you will learn ways to manage those

ways to keep building your portfolio.

For most investors, buying one property is not enough to fulfill their needs. Fortunately, the Wealth

Accelerator System is a proven repeatable way to succeed with each purchase. We will also teach you

many ways to invest so you can tailor your investments to your personal needs. You will learn what is

necessary to move from a fledgling investor to a seasoned professional in no time. All you have to do is

follow the system.

Keeping What Youve Built

Believe it or not, keeping what you have built up in your investment portfolio is much harder than

building up your properties in the first place. This is why you need the guidance of others who have

invested for years and who can provide you with suitable advice. There are a lot of ins and outs in the

investment business and your prosperity depends on being well-informed. We have the best people to

help you.


How Well Does This System Work?

You may want to hear that everyone succeeds using this system, but that would be both untrue and

unrealistic. After all, success is heavily reliant on the person.

Ten percent of those who try out our system don't want to follow what we teach in our system. Thats

their choice and naturally no system suits all people. Another ten percent may be doing a lot of what

we teach already. They can still get help through the system, but they may not choose to do so. That

leaves the other 80 percent of people, just like you, that the system can help to succeed. That is a far

cry from the measly 3% success rate that flipping houses offers, even at its very best.


How Secure Do You Feel?

Between 2004 and 2007, meeting rooms across the country

filled with people attending seminars about the benefits of

buying and flipping houses. By 2008, the real estate bubble

had burst and many of these people were left destitute.

While the economy is on an upswing, most of us aren't

living well financially. The statistics support this too.

Unemployment is through the roof and most people are

carrying a lot of debt. If you are working at a regular job

without any security, how far are you away from disaster if

you get laid off?

The truth is that most people buy into a lifestyle first.

People want to live a comfortable life and are willing to go

into debt to get it. Whatever you owe in debt reduces the

value of your assets and it also leaves you unprotected


from a loss of income. Most people are only a few paychecks away from bankruptcy if they

lose their job.

Obviously the problem with living like this is that you are relying on your efforts to earn. If the job is

gone, so is the money. You are in a situation where you are doing exactly the opposite of what you

should do. Remember Rons revelation investing is about having your money work for you, not you

working for your money. Logically, the first thing you need to do to have it work for you is to take

control of it.

This is a simplified version of the process, but it needs to start with control. Control is necessary so

you can reach the next step in the process saving money and capitalizing on it. You need money to

invest and you cannot get it unless you exercise control over your money.

If you are working, you earn money. Most people have money left over each month that they can save.

When you have enough, you can capitalize on it to buy assets that rise in value. The goal is to grow

your net worth until you have enough accumulated wealth that you can use the income your assets

generate instead of working at a job. This is passive income because you are not punching the clock

every day to earn it. It produces money on its own.


So why would you want to trade in your earned income for a passive income? There are two major

reasons. The first is what was already mentioned. You dont need to do anything to earn a passive

income. It produces money for you every month.

The second reason is taxes. Earned income is taxed higher than any other income. Yes, you read that

right. The money that people earn from a regular job is taxed more than money earned in other ways.

As a result, if you generate passive income and live on that money you will pay less tax. The extra

money stays is in your pocket working for you instead of working for Uncle Sam.


Why Invest In Real Estate?

By now you probably wonder why you didnt know

about all of this sooner. Just think about your savings

when you pay less tax and the convenience of a

personal moneymaking machine. On top of that you

can also free up time to spend time with your family,

do the things that you want to do and stop worrying

about your finances.

Most people are cautious when it comes to investing

and creating a passive income because they believe it

is too risky. Those that decide to educate themselves

often come back overwhelmed by the choices and

unsure of themselves again. There are certainly many

investments out there, and if a person chooses to put

their hard-earned money into one most people end up


using a broker because they dont feel confident enough to decide on their own. However, there are

more important reasons to choose real estate over others types of investments besides your level of

risk and the overwhelming number of products that are available. One of them is your return on

your investment.

For the sake of comparison, lets lump investments such as stocks, bonds, mutual funds, and gold into

one basket. Then lets throw real estate into the other.

What is the best return you could ever expect on an investment? If you dont know, check with some

friends or family members. If you said 15%, that would be very impressive. Returns like that on stocks

are possible at times, but they are also associated with a lot of risk. Plus, anyone who is earning that

kind of money year after year on stocks is doing far better than most people. Our interest rates are

very low now and those kinds of winners are very rare. If you decided to lock your money into a 5 year

or 10 year bond or GIC instead you would certainly cut your risk, but your returns would be lower too.


Still, lets say you are one of the lucky

ones and you found that great

investment with good interest. With an

initial investment of $20,000 you

decide to buy those winning stocks at a

15% return. Over 10 years you would

have $88,804 in your investment

basket because of your compounded

interest. Fantastic!

Now lets compare that to whats

possible if you put your money into the

real estate basket. You decide to put

$20,000 down to buy a property with a 7% return. Remember, the stock was getting 15%. After ten

years you would have an amazing $157,000 profit! How is this possible? How could you earn almost

double the amount you would make than through a stock with a higher interest rate? It is through the

power of leveraging.


When you buy $20,000 of stocks that is what you get - $20,000 worth of stock. That is what you always

earn interest on. The only way to earn more is to invest more. Real estate is different. When you invest

$20,000 on a property as a down payment you can actually buy $100,000 worth of real estate.

Consequently, you are earning a return on $100,000, not just the $20,000 you invested.

Think of the possibilities! Your money has more power to earn when it is in real estate.


The Truth About The Real Estate Market

By now you might think theres a catch, and its no wonder if youve been listening to what is reported

about the stability of the real estate market in the media. Weve all heard the tales of market cycles

and how they eat up your profits. The truth is that you are not getting the full picture.

The media likes sensation, so what

you see are what they consider

highlights of market cycles. In

reality, they are reporting what has

already happened, not what is

about to happen. This poses a big

problem if the average person is

depending on this information to

invest. Plus, sensationalism sells so

you arent as likely to hear about

steady profits as impending doom, even when media predictions are completely wrong.


The real estate market constantly expands and contracts. Expansion occurred in 2006 through 2008

and as a result there was an oversupply of properties on the market. At this point the market

saturated, a recession hit, and things headed for the bottom. Today, the market is in recovery and the

cycle is on an upswing again. For investors, the bottom and recovery segments of the cycle are the

absolute best times to invest. If you follow the reports of the media all you would hear are terms like

slow growth and invest with caution, not buy, buy, buy.

Following media graphs of the real estate market is not a good idea for another reason. They do not

say what is truly happening overall either. Most graphs use the house price index. Sure, these graphs

show the big upswings and downturns, but they don't tell you that average property prices increase

steadily every year. Even when the cycle hits bottom it is always higher than the last cycle.

The real estate market does cycle, but an investor can use that to their advantage when they know

how. The valleys and mountains of these cycles repeat over time. Every time there is a dip, a rebound

follows. We are now in the deepest and the longest running shortage of housing starts in modern

history since 1959. That creates huge opportunity for people who understand how to find deals and

take advantage of them.


These dips and rises in

fortunes are not just found in

real estate. Gold rises and falls

in similar patterns. The media

were certainly behind the

times when they were telling

people to buy gold a few years

ago. Gold actually hit an all-

time high and then crashed. If

you had chosen to follow the

cycle of gold, you would have

known that it was bound to go

down again. Why listen to the

media when they are behind

what is happening? Gold follows the same cycles and its graph continue to go up and down, very much

like the real estate market.


The stock market also cycles. It bottomed out

in 1931 and again in 1982 and then again in

2008. It has been on a steady climb since then.

It will peak and then drop again. When the

stock market is at record highs, it only makes

sense that it will fall once more. Wise investors

know this and buy stocks cheaply when the

market bottoms out or when stocks turn and

start to climb again. You can do this with real estate too, but for a far greater return.

The real estate market is also in a unique position now and this makes investing in it even more

attractive. Back in the late 70's early 80's, interest rates were as high as 18 percent. Now, interest rates

are between 4 and 5 percent. While lower interest rates are bad for an investor who puts their money

into stocks, bonds, etc., it is a great time for real estate investors to leverage their money for a very low

cost. Property prices are low too, so you can buy for less and pay less to leverage. Thats an incredible

combination that you can use to earn incredible profits to make the most of

your money.


How Does The Wealth Accelerator System Work?

We mentioned earlier that the Wealth Accelerator System focuses on three components control,

saving and capitalizing, and investing. The board game Monopoly is a good analogy of how the system

works. You put your game piece on start, move around the board, and buy properties. When other

players land on your properties, they pay you.

In the Wealth Accelerator System you start

out by working at your job and earning a

paycheck. You accumulate some savings and

you buy assets. Just like Monopoly, you start

out by buying a building lot.

Having land allows you to build a house on it.

Once you build the house you charge rent for those who are on it. This rent is also referred to a

dividend and it is a form of passive income. There are many ways to earn a passive income, but this

one is lucrative.


Dividends are amazing because they increase your income and you are in total control of your money.

You can take what you earn and then capitalize on the extra money and reinvest. This in turn allows

you to build up more and more money and buy more and more properties.

Eventually, you can move out of the residential market and into commercial properties. These

properties allow for a bigger passive income and even less effort on your part. Remember that little

mustached man on the Monopoly game? That could be you. You could be the next Rich Uncle

Pennybags and own Park Place, Boardwalk or even the whole board!


How To Double Your Retirement Money

Are you worrying that this isnt possible for you because you have no money? You are not alone and

this is the most common stumbling block new investors face. Most people do not have a lot of liquid

assets, such as cash in the bank. They cannot get past this problem so that they can start to invest.

However, most people have other

kinds of asset they can use to start.

Even if you feel like these assets are

locked up in things like the equity in

your home or stuck in your retirement

account until you're 59 and a half

years old, there are ways to use them

to your benefit. Hard to reach assets

are not impossible to use. Lets look at

how you can do this.


You may not be aware that your retirement accounts are accessible to purchase real estate as an

investment vehicle. A self-directed IRA allows you to use your money and shelter your savings.

In order to put the money in your IRA to work for you, a third-party must administer your money. This

third-party administrator (TPA) acts much like a trustee, but you do not lose control over your money.

They are just a separate entity who manages your funds, but you control how the funds are invested.

The types of investments you can buy using a TPA is extensive. You cannot buy collectibles or

insurance, but pretty much any other investment is fine. You can also own a business within a self-

directed IRA. Naturally, we are discussing using your IRA to buy real estate, but you can use it for

other types of investments too. Heres how Ron did in back in 2008.

Ron helped a client purchase a property. This was back in 2008, just before the crash and the client

wanted to buy a property at the top end of the market. The client needed a $63,000 down payment on

an $180,000 house.

Few of us have $63,000 in our bank account, and neither did this guy. He needed a loan. It's really

important that you understand this. In order for this client to buy the property he needed to use his


IRA, but his IRA didnt have to pay cash. He did have some money in his IRA, but he used it to get a loan

instead of spending the cash.

The best part is that the loan would be completely independent of him, his FICO score and his assets.

Lenders only look at the property when they decide whether or not to lend against a self-directed IRA.

They want to know that it will have a good cash flow and produce a passive income so that they get

their money back.

The bank approved the loan against the IRA and he now had a $63,000 down payment on an $180,000

house. When the deal closes, his IRA now holds an asset worth $180,000. His original cash of $37,000

is still untouched. Once the deal closed 45 days later, the total value of his IRA was $217,000.

So if you think that you cannot double the balance in your retirement account in 45 days, think again.

You absolutely can and Rons clients are proof.

The benefits of using this method dont stop there either. Let's look at the figures on this property over

a 10-year period, which is a reasonable time to hold any investment. If you figure in appreciation on

the property at a modest 3 percent per year (which is reasonable as he was buying at the very top of


the market) his profit would be $54,000 ($180,000 x .03% x 10 years) without compounded interest.

Compounded interest would amount to more because the interest you earn each year is tacked on to

your profits. Every year you start with a bigger balance and so the amount of interest you earn

goes up too.

After ten years of appreciation your assets are now worth $271,000 ($180,000 + $54,000 appreciation

+$37,000 cash still in IRA). Now some of you out there might say, Yeah, but he took a loan out against

that property and hes going

to have to pay that back. Of

course, he does have to pay

the loan back, but he was

also getting $1,450 a month

in rent on the property. Even

after paying taxes,

administration fees and

maintenance he has about

$900 a month left to pays towards the loan.


By the time the client owns this property for 10 years, the loan will practically be paid off, but not by

the client himself. The tenants will have paid all but $40,000 on that loan. When the owner does sell

the property he will deduct the $40,000 outstanding on the loan from his total profits, so his assets

will then be worth $231,000. If you consider that his initial investment was $63,000 for the loan and

spread that over the ten-year period you discover that he got a 367% total return on his investment,

or 36.7% per year on his money! This client still has this property and it is approaching the ten-year

mark. The property is still performing as intended when the client made the original investment.

Warren Buffet recognized that incredible profits are possible through real estate too. In an interview

done in late 2012, Buffet was asked if he recommended investing in real estate or the stock market.

Buffet replied If I had a way to buy a couple hundred thousand single-family homes, I'd load up

on them.

Well interestingly enough, he did find a way. He now owns a hedge fund full of single-family homes. He

used the exact method explained here and commented that real estate is about as attractive an

investment as you can make. In the same interview, Buffet also strongly encouraged people to

purchase real estate with a 30-year fixed mortgage to take advantage of incredibly low interest rates.


The Nitty Gritty

We have laid out the basics of how

to double your retirement account.

Now its time to look at the details.

Obviously, we use particular

criteria to go out and find the right

properties to buy. The first thing

we do is we look at the economic

factors in the area where we want

to invest.

In order to consider a property in an area you need to know what condition the market is. You need to

know if there is job growth, commercial development, and people moving into the area?

In addition, the property itself must generate a positive cash flow. As a rule, if you buy a nice,

affordable property in a newer area the rents will be higher than your mortgage payments. This is a


positive cash flow. However, you don't want to buy the most expensive properties in the area, because

they lose their value the fastest.

An attractive property must have all the amenities a renter will need in the area too. This ensures that

when you rent the house it stays rented. People will want to live there. Buy properties that are close to

good schools and universities. Make sure there is good shopping nearby too.

Also, check out the crime rate for the area online. Anybody who tries to sell you a $30,000 or $40,000

house and tells you it's a great property in a great community is lying to you. At that price it is

certainly in a war zone no matter city it is in. A low crime rate improves your chances of renting

because quality of life is better. If the deal looks too good to be true, it probably is. High crime area

homes often sell for a lot less just so the owners can get out of the area.

Naturally, location is your number one consideration when you are looking at properties, but you also

need to time your purchase properly. You need to watch the ebb and flow of the market to time your

investment decisions too. Location without proper timing can cost you a lot of money.


When you are looking at properties, try not to buy in an area dominated by rental properties either.

You want to buy in a predominantly owner occupied community and then rent your property because

the value of your property will increase faster.

Finally, you need a good property manager in place to handle all the day-to-day needs for your

investment. Warren Buffett uses professionals to maintain the properties in his hedge fund. He can

then focus on what he does best; investing. His property managers know how to handle properties and

an important part of the hedge fund success.

Once you have found a good area to buy property in, you need to know what type of property is best to

buy. This time your choice is simple - buy single-family homes. A single-family home is a townhome, a

duplex, a fourplex or a standalone unit. Normally, you want to buy new construction (less than 10

years old), but there is some leeway, depending on the area. There are several reasons for sticking to

new construction. Number one is maintenance. Newer construction requires less upkeep which means

fewer expenses. Number two is that new construction attracts quality tenants. Renters tend to stay

longer in a nicer home and this reduces turnover and lost revenue.


When you are looking at single-family homes, you want ones with a minimum of three bedrooms, two

baths, and an attached two-car garage. Multifamily units like duplexes and fourplexes with less are

okay too. You also want to make sure that all the appliances and window coverings your tenants will

need are part of the sale otherwise the money will come out of your pocket after you close escrow.

That is an extra expense you want to avoid.

Let's look at an example in Oklahoma City. Incidentally, that is where Rons client purchased the

property that doubled his retirement fund. The property value continues to rise even though it was

purchased at the top of the market. This is because Oklahoma City was not heavily affected by the

downturn and the property values continue to appreciate.

The house we are going to use as an example is brand new construction and listed at $158,000. It is a

three bedroom ranch home with a two car garage. With a 25% percent down payment of $39,500 you

end up with a balance outstanding of $118,500, and your mortgage payments would be around $580

per month. You can easily rent this home for $1,000 per month. This means you already have a cash

flow of $5,040 a year ($420 x 12 = $5,040). That's an 11% return on your investment right off the bat.

Most retirement accounts dont come near to that kind of money.


If you start to add in appreciation each year, the figures are even better. At 5% appreciation, which is

about what the Oklahoma City are is getting now, the property value increases by $7,900 a year

($158,000 x 5%). Cash flow and appreciation add up to almost $13,000; a 33% return on investment!

It doesnt end there either. You also get tax benefits when you own real estate inside of your

retirement account, like the client we mentioned earlier. Even if you buy a property outside of your

retirement account you get to write off the value of the house (not the land) over 27 1/2 years. In our

example, the house was worth $150,000 house. If you are in the 25% tax bracket that amounts to

$1,100 less you have to pay in taxes each year. This money stays in your pocket and increases your

cash flow. There is a cap of $25,000 unless you're a real estate professional, but the extra money is

available to do with it as you like. You could pay the taxes on the property without spending a dime of

your own money.

Even with all of these pluses, we are still not at the end of the benefits real estate investments offer.

You have already seen how the property will create a good cash flow, how it can appreciate each year

and that there is a tax reduction on rental properties. Now lets talk about the mortgage on

the property.


We touched on this in our earlier example, but it is worthy of closer examination. Even if you never

make a lump sum payment on the mortgage and only pay regular monthly payments your mortgage

balance is coming down each month and someone is paying it for you. This is real money in your

pocket and it's an extra 4 percent return on your investment through a reduction in the principal of

your mortgage. Most

investment accounts dont

even get this much. When you

add all these benefits you are

actually getting a 40.5%

return on your investment.

It should be clear to you why

Ron no longer rehabs houses.

No one can get that kind of

return, plus they have to do

all the work to get the property ready. The biggest benefit of all is that once you buy the property it

just sits out there making you money while somebody else watches it for you. Thats fantastic.


Let's talk about the impact on your savings when you get a bigger return on your money. Sure, you

know you make more money, but do you realize how much more?

Most of us would be happy to get 4 or 5 percent on our investments today. For this example we will be

conservative and use a 3% return on investment. If you want to double the money in your retirement

account you can use the rule of 72

to calculate how long it will take.

Simply divide 3 into 72. In this

case, doubling your retirement

account will take 24 years.

At 5 percent, it takes 14.4 years,

but when you start getting higher

returns you see a difference

quickly. At 15 percent it only takes

us 4.8 years to double our money.

If you're getting 20 percent, your


money doubles every 3.6 years. Imagine how quickly you could change things! This is why you want to

invest in something that gives you the highest return you can get, and real estate provides that.

Lets look at another example of how this works on a larger, multifamily property. This property is a

brand new fourplex. The property is $450,000 and $112,000 is needed for a down payment. With your

cash flow, the reduction in the principal of your mortgage, your tax reduction, and your appreciation

the return on investment is 33.5 percent and that is using a lower appreciation rate of 3% for a

multifamily unit.

In some areas rents actually go up so you end up making even more money. Even if rents only increase

1% per month you will end up with 12% more each year. Once rents go up, they seldom go back down.

Ron shared all of this with a builder in Oklahoma City back in 2008. He's now building properties for

himself and his average annual return on all the houses that he has is 18% after expenses. This

means that he is doubling his money about every four years!


Putting It All Together

Now that you understand the principles behind this kind of investing the next step is to get these

places paid off so that they can start cranking out huge amounts of money for the owner, just like in

the game of Monopoly. First, consider how different your life would be if you owned 10 properties,

free and clear. Would that change your

life forever?

In reality, this is easy to do. There are two

ways to go about it. The first way is to do

what Rons client did to double his

retirement fund, but take the profits and

pay down the principal on the mortgage as

quickly as possible. Instead of having a 25

year mortgage hanging over your head, you

could pay it off in 10 to 13 years.


The second way is by buying land. Land is a great place to start because it's so inexpensive, but it has

the potential to earn even more than houses. Before the crash in 2008, you could build a nice house

next to a vacant lot in a decent area for lets say $400,000. In three months it was worth $440,000. You

could sell it for $440,000 and pocket the $40,000. Here's the thing that people didn't see. That lot right

next to that house was $120,000, but when prices rose, it was the land that went up. Its value

increased $40,000 during that same time period.

Now think about that for just a second. How does a $120,000 property go up the same amount as a

$400,000 property right next door? It is because land appreciates, not houses. It was the land

underneath that $400,000 house that went up in value and it was the land next to it that went up in

value. Land is a capital appreciating asset. Houses produce dividends, or rents.

Right now you can buy buildable lots in golf course communities across America. Lets day you decide

to buy one house for $100,000 with a down payment of $25,000. You also leverage the property and

buy two lots nearby for $8,000 each and just sit on them.

After 10 years, your tenants have paid down the principal on the house mortgage to $60,858. The

value of the land in the area has gone up $35,000 over ten years (3.5% per year). This also means that


your two pieces of land have gone up $35,000 each. Now you can sell them. With $70,000 in your

pocket you pay off the house mortgage and still have almost $10,000 left. Lets not forget that there is

also a positive cash flow on the house of $6,500 a year for 10 years. That's $65,000 plus the $10,000

from the lots.

Once you pay off the mortgage, all of the cash flow is yours too. Thats $11,000 extra dollars every

year. If the rental market drops, you have the freedom the lower your rent to keep your renters and

still make great money. Can you imagine what happens once you start stacking the profits from ten of

those on top of each other? You end up with $100,000 coming in a year, and you don't have to do

anything to get it. How would that change your life? Thats what the Wealth Accelerator System helps

you to do.

Land is important now and it always has been. You could take almost any major city in America and

draw a circle around it to project growth for the next 5 or 10 years. Speculators go out and buy up all

the farmland in the surrounding area. They wait for the city to grow and then they develop it or they

sell it off to a developer. These people make a lot of money doing this and it is happening everywhere,

because our population keeps growing and so do our cities. Some cities are exploding in size.


One article appropriately

described land as the

accordion in the home

building equation. This is

because it drops the most in a

downturn and goes up the

most in an upturn. How can

you use this to your

advantage? Lets take a look.

Just as in the earlier example,

you go out and purchase a

building lot next to a $300,000 house in a golf course community. Land next to it is available from the

developer for between 20 and 30 percent of what it actually costs to develop it. For this example, lets

say you buy it for $7,500.


Next you entitle it by getting

someone to draw up plans. You

also get a survey done. You then go

to the county or the city and apply

to have it approved by their zoning

and planning committees. All this

costs you around $7,000.

After this the property needs to be

developed. Development includes

building the entire infrastructure

such as the roads, sewers, utilities,

parks, etc. By the time all of your

costs are about $32,000. If all the land does is go back up to replacement cost for development, it is

still a home run. You can still recoup your money. Anything above that is pure profit. Ron has

purchased thousands of lots and he knows that the return on investment is incredible. Heres the rules

he uses to buy these lots.


First, buy from recreational or second home communities close to the city. Dont buy mobile homes

you want regular homes. You also want to buy properties that do not have a required time to start

building. Also, only consider buying a lot on a street where new homes have been built within the last

10 years. This indicates that people want to live there.

You can do this without a developer too and many people have chosen to work with Ron and his team

for this very reason. If you were to actually go out and attend an auction and purchase property like

Ron used to do, you'd have to actually get there first. This usually involves a flight. Then you need to

rent a car and drive around for about three days to look at the properties so you know what you want

to buy at the auction. You would also need a hotel while you were there and would have expenses

during your stay.

You need to consider whether all of this was really worth it. If you had to take time off work you

probably lost some pay or used up your vacation days. You have the extra expenses for getting there

and staying there while you are making the deal too. Lets say that you find a lot and you buy it for

$5,500. As it turns out, you could have bought a property through Ron for about the same price,

without the hassle.


Why Buy Through Ron Phillips?

Why do people purchase through Ron? It's very simple - it's easy and you get a fantastic deal. Ron

amassed thousands of lots over the years and his expenses are lower because he buys multiple

properties at once. This leaves him room for a profit, while you still get a fantastic deal.

Heres an example of one of

Rons good buys. The area is

Bella Vista and it sits in the

Northwest corner of Arkansas.

It's a beautiful area with 8 lakes

and 7 golf courses. It started off

as a little retirement community,

with a lot of second homes in the

region. Much of the surrounding

area is already developed or the land is designated for state parks and conservation areas. The only

place really left to build is Bella Vista.


The population has doubled in the area in the last 10 years. The unemployment rate is also incredibly

low. The reason for that is that there are many companies with their company headquarters in the

area. This includes Walmart, Tyson Foods, Fuji film, J.B. Hunt Trucking, ConAgra and many others.

Besides the number of major companies in the area, Walmart also requires that those who work with

them are within driving distance of their headquarters. This spawns a lot of growth in addition to the

companies that are already there.

What started out as a little retirement village has now grown to two zip codes. They just made

highway 71 going through Bella Vista a four-lane divided highway and a bypass is under construction.

The bypass opens up the west side of Bella Vista for commercial construction and growth, making it an

ideal place to buy. There are still great deals to be had, but theyre going fast. The average price

realtors are getting for the lots is about $19,200. Rons selling them for $8,200.

You might be wondering why he would sell these lots so cheap when he could be getting more than

double the amount. There are two reasons for this. Number one, retailing lots is not Rons business

model. He wholesales properties. Number two, there's simply not enough properties left for him to

buy as properties are selling so fast. He does not have the volume he needs to make it worth his while.


Since 2009, prices in the area started increasing and are expected to climb even quicker. From 2009 to

2013 investors saw a 327% percent return in just

four years.

Now the crazy thing about working with Ron is that

you never need to leave the comfort of your own home.

Ron will send you a plat map. This is a map, drawn to

scale, showing the divisions of a piece of land in the

county. A plat map shows you what's built around the

area and surrounding a particular piece of property.

Besides the map, you will receive a photograph of the

home closest to the property. You will also receive an

overview of the community as seen through Google.

This way you can see the topography of the area and

things such as golf courses, parks and lakes. Usually the

lots have new builds nearby.


The lots are also the largest lots, such as corner lots or lots on cul-de-sacs, and the most desirable lots,

such as those closest to a lake or gold course. All of the lots have a proper slope and they are in an area

of new growth close to amenities.

If you doubt the quality, heres a photograph of the home across the street from a lot offered for sale.

Ken lives in Southern California and he bought his lot sight unseen at one of Rons live events. He

drove down there to view it. He never thought the property would be that good and hes still buying

properties from Ron to this day.

For those of you out there who need it, Ron also offers owner financing. This is one of the ways that he

makes these opportunities available to anyone so they can get into investing and real estate now. You

can use this resource even if your credit's bad and he does not ask for anything down. It's a fully

amortized loan, so your last payment is the end of the road. There are no pre-payment penalties

either. So many people are able to pay them off very quickly. It's a great way to lock in a fantastic price

and use land to catapult yourself forward so you can go on to own income properties.


Taking Action

What you have read here starts the process of buying income-producing real estate and how you can

pay it off using the power of land. You have also

seen how it possible to do this in under 10

years. This means you can build a massive

portfolio and an incredible passive income that

can continue through your retirement. If you're

young enough, it can also help you to retire

sooner.

The reason this works is because there's a

system already in place. Rons been helping

people for 10 years and helped thousands of

people by using this system. The success teams of the Wealth Accelerator System are in place to help

you understand wealth creation from start to finish. They can help you understand what markets to

buy in and how you should follow the system game plan.


The people Ron has helped are so grateful they feel they need to tell him. He has received testimonial

after testimonial ranting about their success. Here are just a few of them:

I don't think you both are so 'crazy' now. We are forever grateful to you and

your team for making our retirement dream start to turn into a reality right

before our eyes.

~ Carol

When Ron first sat down with Carol and her husband, Carol didn't think there was any way that they

could generate the $10,000 in passive income that her

husband wanted within ten years. They had a negative cash

flow of $1,134 a month at the time. As of April 2014, after

less than three years, we helped them turn their negative

cash flow into a positive one of $6,427 a month. They are

way ahead of schedule for their goal of $10,000 in 10 years.

Their situation is not exceptional either - anyone can do this.

You need a plan and you need to use it.


A personal wealth plan is so powerful. You will find it valuable whether you use our company to

purchase real estate, or not. It is the best guide you can have when you are buying any investments

because you have direction and the best way to use your current assets to achieve your goals. We urge

you to take action and click the link, pick a time that works for you, and call into our office to schedule

your wealth plan today. Here is what a few of Rons clients say:

Ron and Brandon have been invaluable in coordinating the purchase process,

answering our many questions, and making things happenwe now own

property in three states and are excited about the income and growth potential

of our Real Estate IRA.

~ Phyllis Blower

Phyllis purchased many properties through Ron and Brandon, but when they first met her she was

really nervous about retirement. Now she looks forward to more income and growth.


Ron is not the only specialist involved in the Wealth Accelerator System. Brandon and others are

high-caliber professionals who offer clients their expertise in real estate investing too. Phyllis

purchased quite a few properties through Ron and Brandon, but when they first met her she was

really nervous about retirement. Now she is excited about potential growth instead.

I had always wanted to invest in real estate, but didnt know how. I had read

the books, and took courses, but was afraid to jump in ... I can now say my fear

has turned into excitementI now own several parcels of land, two pieces of real

estate and have signed a contract for a third.

~ Bernadette Morarity

I first dealt with Ron Phillips in 2005he found me a beautiful condo and it has

been one of more profitable rental real estate purchases over the years.

When Ron and Brandon were selling land in 2010, I decided to invest again.

After months of selection research and due diligenceI purchased a lot in Bella

Vista that I am completely happy with. I recommend Ron and Brandon highly for

their knowledge, experience, integrity and good business practices.

~ Loretta McNair


Loretta has dealt with Ron longer than any other client. Most people who purchased in 2008 lost

everything, but Loretta did not because she purchased the right properties and followed the rules. She

continues to buy with a high degree of success on all of her purchases.

Brandon Rooks has helped me purchase developed lots with my SDIRAactually

helping does not do justicehe has been holding my hand through this whole

process. His patience is beyond belief. He made me feel like I was his only client

as he always answers phone calls, texts and emails. He is an absolute pleasure to

work with.

~ George & Zenith

As you see from these testimonials, people consider our team members coaches and friends, not

salesmen. They spend time with investors so they can get comfortable with the process.

I have been working with Brandon Rooks for about 6 months. Brandon put

together a plan of income properties and developed lots to increase my net

worth by more than 1 million dollars in five years.

~ John Wilson


No matter what your current net worth, you can build significant net worth in a short amount of time

just like John Wilson.

I would recommend them to anyone who is interested in purchasing rental

properties.

~ Rica L.

Rica purchased many properties through Ron and his team. She continued to call after the sales had

gone through too and she received ongoing help. Anybody can sell properties and then disappear. It's

another thing to sell properties and be there for your clients after the sale.

It doesnt matter how big or how small your dreams are either. Ron and his team treat all of their

clients like millionaires. They have had clients on their email list for years checking out their services

before they actually committed to buy. This is because even without an investment, Rons team is

always available to answer your questions.


Without a doubt, the number one tool to use to start investing is a personalized wealth plan. It is the

biggest eye opener because you get to see what is possible on paper and how you can get there.

Dont sit back and watch others make the money you would like to have. If you want to invest in real

estate, start by contacting us for your wealth plan. Get excited about the possibilities instead of being

frustrated over your finances. We can help you to reach your financial goals.

Get your Free Wealth Plan today!

Call 801-305-3119

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