Risk and People Solutions - Aon South Africa...4 Aon South Africa About Aon plc Aon Risk Solutions is the worldwide leader in risk advice and insurance broking. Guided by the Aon Client

Aon South Africa

Risk and People Solutions

2 Aon South Africa

Empowering economic and human possibility

In an ever-changing world, staying on top of the risks facing your

business demands constant attention. A combination of professional risk

management, tailor-made insurance and employee benefits consulting

can make all the difference to your company’s ongoing success.

As a leader in insurance broking, risk consulting and innovative employee

benefits consulting, Aon’s professional and FAIS-accredited brokers and

consultants deliver unrivalled market leverage that gives you the best

solution, advice and claims resolution. Although risk continues to increase

in magnitude and complexity, our colleagues and capabilities empower

you to identify and manage the challenges facing your organisation.

As a company, our strategy is to deliver distinctive client value, develop

unmatched talent and achieve operational excellence. Wondering how

our strategy empowers results for your business? It does so by bringing

the best solutions, the best people and the best service to you, our

clients.

As a solutions provider dedicated to helping you manage your most

complex risk and people issues, Aon is heavily invested in creating new

and innovative strategies that support you in addressing six fundamental

business components – risk, talent, health, retirement, data and analytics,

and capital.

On these six fundamental challenges, we promise to be your best

partners, offer expertise, design innovative solutions, deliver with

excellence, and produce results.

This is our core purpose, and we have the energy and direction to turn

this purpose into solutions for you. We look forward to empowering

results for you.

Yours sincerely

Terence Williams CEO: Aon South Africa

We commit to partner with you to offer expertise, design innovative solutions, deliver with excellence

and empower results.

3

Global advantage within reachAon is a leading global professional services firm providing a broad range of risk, retirement and health solutions.

500 global offices

120 countries in which Aon operates

50 000 Aon colleagues around the world

12 local offices

8 local provinces in which Aon operates

700 Aon colleagues in South Africa

Our key advantage is our broad view of two of the most important issues in our economy today: Risk and People.

Our approach is united: global capabilities for better client

results, delivered locally

4 Aon South Africa

About Aon plc

Aon Risk Solutionsis the worldwide leader in risk advice and insurance broking.

Guided by the Aon Client Promise®, our teams help clients achieve profit, growth and continuity by delivering the best tailored and innovative risk solutions. We empower results through unmatched tools and capabilities, including the award-winning Aon Global Risk Insight Platform®.

Aon plc

Aon Benfieldis the world’s leading reinsurance intermediary and full-service capital advisor.

Aon Benfield helps empower clients to better understand, manage and transfer risk through innovative solutions and personalised access to all forms of global reinsurance capital in treaty, facultative and capital markets.

Aon Hewittis the global leader in human capital consulting and outsourcing solutions.

Aon Hewitt designs, implements, communicates, and administers a wide range of management strategies for human capital, retirement, investments, health care, compensation and talent.

Our risk business Our people business

Aon Risk Solutions Aon Benfield Aon Hewitt

5

Our six core capabilities

Challenges and opportunities include new risks like cyber,

rapidly evolving priorities, and unprecedented capital in play.

Shifts in traditional employment models, employee expectations,

and talent acquisition remain top management concerns.

Current and future retirement plans are under assault from

regulatory changes, rising costs and growing complexity.

Analytics’ value is increasing due to more connectivity,

underinsured emerging risks, and an innovation deficit.

Aging populations, unaddressed chronic conditions, and growing healthcare spending are driving the demand for better solutions.

An uncertain global economy is experiencing a wave of

consolidation, acquisition, and geographic expansion driven by the

flow of alternative capital.

Risk Retirement

Data & Analytics

Health

CapitalTalent

6 Aon South Africa

Solutions for risk and people challenges

The challenge:

Challenges and opportunities

include new risks like cyber,

rapidly evolving priorities, and

unprecedented capital in play.

Risk Retirement Health

Our solutions:

• Property and Casualty

• Risk Assessment and Advisory

• Cyber

• Directors and Officers

• Liability

• Trade Credit and Political Risk

• Terrorism and Crisis

Management

• Captive Management

• Affinity Programmes

• Claims Advocacy,

Administration, and

Consulting

• Technology Solutions

• Strategic Merger and

Acquisition Advisory

• Private Risk Management

• Industry-specific Solutions

• Insurance and Reinsurance

Placement

• Catastrophe Management

• Emerging Risks

The challenge:

Current and future retirement

plans are under assault from

regulatory changes, volatile

markets and growing

complexity.

Our solutions:

• Actuarial/Retirement

Consulting

• Investment Consulting

• Delegated Investment

Management

• Defined Benefit

Administration

• Defined Contribution

Administration

• Participant Advisory Services

• Global Retirement Plan

Consulting

• Retirement Plan Compliance

and Legal Services

• Umbrella Retirement

Solutions

The challenge:

Ageing populations,

unaddressed chronic conditions,

and growing healthcare

spending are driving the

demand for better solutions.

Our solutions:

• Health and Benefits

Brokerage and Consulting

• Aon Active Health

Exchange™

• Aon Retiree Health

Exchange™

• Global Benefits Consulting

and Brokerage

• Health and Welfare

Administration

• Executive Benefits

• Dependent Verification

• Advocacy Services

• Reimbursement Account

Administration

• Compliance Services

7

Capital

The challenge:

An uncertain global economy

is experiencing a wave of

consolidation, acquisition, and

geographic expansion driven by

the flow of alternative capital.

Our solutions:

• Treaty Reinsurance Broking

• Facultative Reinsurance

Broking

• Capital Markets and Financial

Advisory

• Analytics and Technical

Services

• Claims Management

• Catastrophe Bond

• Contingent Capital

• Aon Client Treaty

• Capital Raising

• New Company Formation

• Merger and Acquisition Deals

Talent

The challenge:

Shifts in traditional employment

models, employee expectations,

and talent acquisition remain

top management concerns.

Our solutions:

• Broad-Based Compensation

• Executive Compensation

• Sales Force Effectiveness

• Leadership and Assessment

• Employee Engagement

• HR Effectiveness

• Application Management

Services

• Cloud Services

• Total Rewards Strategy and

Optimisation

• Total Rewards Statements

and Online Communications

• Workforce Analytics

• Hosted Business Process

Outsourcing

• Managed Payroll Solutions

• Tax and Garnishment

Services

Data & Analytics

The challenge:

Analytics’ value is increasing

due to more connectivity,

underinsured emerging risks,

and an innovation deficit.

Our solutions:

• Insurance Placement

• Information Repository

• Capital Modelling Platforms

• Catastrophe Model

Development

• Rating Agency Advisory

• Market Analysis

• Strategic Reinsurance

Advisory

• Commercial Actuarial and

Analysis

• Global Risk Mapping

• Catastrophe Accumulation

Analysis

• Carrier Claims Performance

• Carrier Appetite

• Underwriting Risks

• Product Development

8 Aon South Africa

Aon client promise®

Our commitment to you

Aon’s structure is designed to help you address two of the most important issues in our economy today: Risk and People.

The Aon Client Promise framework includes the five pillars of our promise, a comprehensive training curriculum, and a robust methodology for ensuring a consistent client experience.

Client PromiseMethodologyThe way we work together to empower results

Partnership

Deliver

DevelopReview

Discover

ResultsExcellence

InnovationExpertise

Client Promise AcademyOur modular training approach drives consistent value

Aon Client PromiseOur commitment to ensure you receive value and personal service

9

Aon Client Promise

Comprised of five pillars—partnership, expertise, innovation, excellence, and results—the Aon Client Promise articulates the commitment we make to our clients.

Aon Client Promise Academy

The Academy offers unique learning experiences focused on listening for and responding to client needs, building knowledge of the full breadth of Aon capabilities, and understanding the pillars of the Aon Client Promise.

Aon Client Promise Methodology

Discover We will collaborate to understand both your near- and long-term business priorities, how we can add value to your organisation, and help you respond to changing market dynamics.

Develop We will jointly author a plan to define how we will work together during the year, outline our commitments to you, and define how we will measure our success.

Deliver We will follow through on our plan, executing with excellence and tracking outcomes.

Review We will seek your input on how we are doing both through informal feedback sessions and annual surveys.

Be secure in the knowledge that Aon only transacts in business with leading insurance companies, who have strong financial security and superior claims paying capabilities.

10 Aon South Africa

Our commitment to transformationTransformation, specifically Broad-Based Black Economic Empowerment, forms a pivotal part of our growth strategy in South Africa. For our latest BBBEE-rating please visit www.aon.co.za.

Transformation forms a pivotal part ofour growth strategy in South Africa.

Empowering possibility in our communitiesAt Aon, we take our community responsibilities seriously. Our mantra is that we give back to those communities in which we do business, and considering Aon does business in 12 offices in South Africa, this leaves us with a wide scope for charitable work.

11

Partner with Aon today

Aon South Africa (Pty) Ltd is an Authorised Financial Services Provider (FSP #20555).

Let us empower results for you

To learn more about our services please visit www.aon.co.za. Alternatively, for any queries or to request a meeting, email us at [email protected] or contact us on 0860 453 672.

[email protected]

0860 453 672

www.aon.co.za

Aon South Africa is a leading global professional services firm providing a broad range of risk, retirement and health solutions.

We provide seamless, tailor-made insurance and risk solutions to many South African public companies, thousands of privately owned businesses and many private individuals.

Our decades of international experience, local alliances, global network and buying power in the insurance market remains superior.

As a professional or business owner, we understand the huge investment you have made into your career and business.

As a client, Aon commits to guiding you as you take steps to mitigate your risks. We work closely with our clients to provide appropriate solutions to a cross-section of businesses in a variety of industries as diverse as:

• Architects• Attorneys• Auditors & Accountants• Construction• Engineers• Entertainment• Financial institutions• IT Specialists• Manufacturing• Medical Practitioners• Retail• Quantity Surveyors

No matter your industry, we will work closely with you to ensure that your specific insurance needs are addressed and consolidate your business insurance under one comprehensive programme. As risk and insurance advisers, we are able to present you with an extensive range of tried and tested products underwritten by leading insurers in South Africa and internationally.

We work with you to identify your business risks and understand the complexity of your organisation to design creative, personalised insurance solutions delivered seamlessly, anywhere in the world, through a local point of contact.

Insurance programmes could include:

• Assets (buildings & contents)

• Business interruption

• Computers/IT equipment

• Liabilities

- Directors & Officers Liability

- Cyber Risks & Liability

- Medical Malpractice Liability

- Public Liability

- Professional Indemnity

• Motor vehicles or fleet

• Machinery

• Personal Accident

• Many more depending on your industry

Peace of mind for you and your businessThere is a lot to think about when it comes to your businesses insurance cover and risk solutions. Sustainability and maintaining your profitability are always top of mind, together with the risks you face that could change your business in a heartbeat. That’s why Aon identifies your needs and structures your cover accordingly. This can result in substantial savings for your business in the long run.

At Aon South Africa, we make insuring your business a personal and supportive experience for you, giving you access to a private insurance broker when you need advice and a 24-hour claims service and care line for asset-based risks.

INSURANCEBROKING

Solutions for your unique business needs

Risk and


For more information, contact Aon South Africa: 0860 453 672 [email protected] www.aon.co.za

Business Insurance Broking Aon South Africa can present you with a number of solutions, depending on your needs and on your industry.

Some of the covers you can purchase include:

Cover DescriptionAgriculture Including game farms, lodges and specialised cover for your livestock.

Business All RisksLoss of or damage to your portable electronic equipment and other business items whilst anywhere in the world.

Business InterruptionLoss of revenue, gross profit or rent following insured damage to property.

Commercial crime Losses sustained through employee theft, employee fraud or dishonesty, or third-party computer fraud.

Cyber Liability

Liability covers for theft or manipulation of data whilst held in your custody and control. First-party expenses following a cyber incident, including network interruption (business interruption/loss of profits). Cyber Extortion is also covered.

Directors & Officers LiabilityProtects Directors, Officers and employees serving in a managerial or supervisory capacity, for investigation and defence costs together with awards for a valid claim, due to the mismanagement of the company.

Electronic Equipment/Computers Loss or damage whilst at the premises or in transit.

Employee Benefits for your staffGroup Life, Permanent Health, Medical Aid, Medical Gap Cover, Wellbeing programmes, Disability, Pension/Provident/Retirement Funds.

Imports & Exports Cover for any goods which are transported by sea, land or air.

Small CraftSpecialised insurance to cater for the ownership and use of speedboats and yachts or any small pleasure craft, including related liabilities.

MotorLoss of or damage to vehicles, motor cycles and / or trucks including Liabilities to third parties arising out of the use of the vehicle.

Professional IndemnityCovers the company for any liability arising from a negligent act, error or omission in the performance of their professional services.

Property Loss or damage to your buildings, all contents and movable equipment.

Public LiabilityInjury or damages to third-party persons or property, which you become legally liable to pay, caused or in connection with the business.

Trucking & Motor Fleet

With extensive experience in the truck and motor fleet insurance market, Aon offers comprehensive insurance cover for commercial vehicles, light delivery vehicles and specialty type vehicles, including tractors, fork lift trucks, commercial trailers and semi-trailers.

Please note that this is not an exhaustive list but merely an indication of the cover available. There are a number of other solutions available depending on the need of the business or professional. We will conduct a needs analysis and will structure an appropriate solution for you.

The information contained in this marketing material is of a general nature only and not intended to constitute advice or to make recommendations. Although we endeavour to provide you with accurate, relevant and current information by using sources we consider reliable, we cannot guarantee that the information is accurate, relevant, current or fit for your purposes. Reliance should not be made on the information in this document without verifying it and receiving the appropriate professional advice. A licensed Aon broker or consultant will assist you with any insurance or employee benefit related advice or query you may have.

26 July 2017


We provide seamless, tailor-made solutions to many South African public companies, thousands of privately owned businesses and many private individuals. Our decades of international experience, local alliances, global network and buying power in the personal lines insurance market remain superior. Aon has designed a range of well-established unique Household and Motor insurance solutions which are tried and tested and are arguably amongst the best and most comprehensive personal insurance offerings in the market today.

We work with you to ensure that your cover has no flaws or loopholes by:

• Identifying your insurance needs upfront so there are no surprises at the time of a claim.

• Providing the right advice and guidance through our FAIS-compliant brokers to ensure that you have the right cover at the right price.

• Helping you with your product selection by explaining the cover, terms and conditions.

• Providing you with technical claims expertise, advice and support to ensure you receive fair and prompt settlement.

The Aon product rangeOur household and motor insurance solutions meet the need for better service, more options and greater

flexibility with the focus on Aon products, designed and developed to provide cost effective and efficient access to the industry’s most innovative solutions, or where appropriate, a traditional alternative insurance product.

Our product solutions cover the following:

• Homeowners

• Household contents

• Fine art and antiques

• All Risks

• Computers

• Personal Liability

• Personal Accident

• Motorvehicles, motorcycles, executive and classic cars

• Rolls Royce and Bentley

• Pleasurecraft

• Travel

For long term peace of mindThe personal insurance environment is an extremely competitive market segment with so many options available. Insurance that does not match your needs is worthless. While cost is always important, the quality of insurance cover offered is equally important. At Aon South Africa, we offer a combination of specialist knowledge and expert advice to ensure that you enjoy the right cover and the right price.

Protecting your success, empowering your lifestyle

HOUSEHOLDMOTOR Solutionsand



Household and Motor Insurance Solutions

Product Range DescriptionBy Design Underwritten by Santam, By Design offers you insurance protection for

your household and motor with a combination of unequalled cover, service and price.

By Design offers affordable deductibles, car hire, accidental damage on buildings and contents and the ability to cover business goods at home in addition to normal personal insurance protection.

By Preference This enhanced blue-chip Household and Motor Insurance product, underwritten by Santam, has been packaged into a unique policy in recognition of individual achievements, lifestyle trends and personal needs. By Preference caters for the needs of individuals with significant and often complicated asset bases, managing the most complex of personal portfolios.

By Preference offers one of the widest range of insurance covers and provides the highest limits to ensure your valuable assets are adequately protected.

Unisure Unisure, underwritten by Mutual & Federal, is personal insurance which can be customised to meet your individual requirements. Unisure offers you the convenience of covering all of your assets with one comprehensive policy.

Pinion Pinion Homeowners, Pinion Private and Pinion Classic are exclusive to Investec Private Banking Clients.

Family Protector Underwritten by AIG South Africa, you are covered in the event of accidental death and disability for the whole family, including domestic employees.

En-Route In-Car Insurance Amendments to the Road Accident Fund Act now limits claims to a maximum payout. This product, underwritten by Hollard, has been specifically designed to provide cover to the driver and occupants of an insured vehicle in the event of an accident.

Discovery Insure Discovery Insure is an industry-leading short term insurance product which caters for the needs of different insurance requirements through their Essential, Classic and Executive Plans.

Auto & General A direct solution underwritten by Auto & General offers buildings, contents, all risks and motor cover with a one-year premium guarantee and the option of a cash-back bonus.

Santam Auto By Design Motor only cover which allows for lifestyle add-ons including All Risks (e.g. cellphones, laptops) Personal Liability, together with R10 000 personal accident cover. This policy is ideal for the first time insurance buyer.

Specialist Covers Fine art & antiques, thatch, Rolls Royce, Bentley, Harley Davidsons, all-terrain vehicles, off road motorcycles, executive cars, classic cars.



26 July 2017

Aon South Africa is a leading global professional services firm providing a broad range of risk, retirement and health

solutions.

We provide seamless, tailor-made solutions to many South

African public companies, thousands of privately owned

businesses and many private individuals.

Our decades of international experience, local alliances,

global network and buying power in the employee benefits

market remains unmatched.

As a professional or business owner, we understand the

huge investment you have made into your employees and

their wellbeing.

In the war for talent and skills, employee benefits form an

integral part of the total rewards strategies that businesses

use to attract and retain talent. Leaders need to ensure that

every effort is made to retain skilled employees who are

critical to the future of their business.

Organisations are under tremendous pressure to create

a more productive, results-oriented workforce, while

simultaneously reducing operating expenses.

Aon stands ready to Empower Results for you and your

employees by challenging traditional benefits design and

delivering innovative employee benefits solutions.

Our integrated employee benefits solutions cover the following:

• Strategic Healthcare Consulting

• Medical Gap Cover

• Wellbeing Programmes

• Retirement Funding

• Group Risk Benefits - death and disability covers

• Pan African Employee Benefits

• Benefits Communications

• Online Benefit Solutions

• Total Rewards Statements (TRS)• Post Retirement Medical Aid Assessments

Peace of mind for you and your employeesThere is a lot to think about when it comes to your employee benefits and talent retention. Sustainability and maintaining your profitability is always top of mind, together with the risks you face that could change your business in a heartbeat. That’s why Aon identifies your needs and helps you structure your employee benefits accordingly with value-added services that ensure substantial and possible cost savings for your business in the long run.

At Aon South Africa, we make choosing the right employee benefits for your staff and the communication of these benefits a seamless process. We combine global and local market expertise with technology and communication to deliver effective and engaging employee benefit plans that meet your human capital needs.

Integrated employee benefit solutions

EMPLOYEE BENEFITSolutions



Employee Benefit Solutions Aon South Africa can present you with a number of solutions, depending on your business and employee benefits needs. Some of these solutions include:

Solution Description

Strategic Healthcare Consulting

As the world’s largest health and benefits broker, we use our market expertise to help you develop your benefit strategy, identify the right products and providers and negotiate competitive terms. We work with you to design and implement effective, holistic health and wellbeing strategies aimed at sustaining employee engagement over the long-term.

Employee WellbeingWellbeing programmes that address specific behaviours and health risk factors within the organisation.

Retirement Fund Consulting

Retirement funds have seen major changes over recent years, driven by employer and employee demand, demographics and legislation. Our bespoke consulting services include: market review, consultancy, governance and design of a fit for purpose retirement plan.

Umbrella Solutions

Umbrella retirement funds are comprehensive, affordable and simple, enabling you to offer the right benefits to your employees. This helps them to save adequately for retirement, and allows you to focus on your business

Risk BenefitsIntegrated risk broking across death, illness and disability benefits. Consultancy, benchmarking ,design and broking of benefits to suit the needs of the business and its employees.

Pan African Employee Benefits Solutions

Multinational corporations constantly confront new challenges as they seek to globalise and expand, particularly with respect to how they support an increasingly diverse and internationally mobile workforce. Aon addresses these and other global benefit objectives through a benefits audit, market review, broking and ongoing benefits management.

Communication & Online Benefits

Online benefits and communication platforms that provide solutions that enable you to design, communicate and deliver a unique employee experience that drives higher levels of understanding, appreciation and engagement, while reducing administration burdens for its resources.

Post Retirement Medical Aid Assessments

Post Retirement Medical Aid Liability Assessment, assisting with strategy to manage exposure and mitigate risks.



26 July 2017


We offer a range of unique, tailored business and personal insurance solutions that empower results in your business and your personal life, offering you peace of mind, flexibility and personal attention.

In today’s fast-moving and competitive economy, we recognise that you are looking for a partner aligned to your business. No longer satisfied with a generic, one-size-fits-all approach, you may be seeking bespoke solutions and dedicated partners as you face an array of risks.

In order to provide such solutions, we need to understand the details of your business—from the challenges you face, to the opportunities you are looking to capture.

Our intention is to challenge the way we work and constantly seek new and innovative solutions that can bring the best of Aon to South African businesses.

Risk Management & Insurance Broking for Specialty Businesses At Aon, our sole focus is on providing professional advice on comprehensive and cost-effective risk coverage solutions, whether you run your own business or are part of a multinational organisation.

Organisations value a broker who can partner with them to clearly understand their specialty needs and demonstrate an expertise in their industry.

Our specialty teams are able to deliver a diverse range of solutions ranging from structured portfolio solutions through to

dedicated specialty products. These capabilities closely match the needs of individual sectors, providing support that reflects the unique risk profile of individual clients and industries.

Our business insurance solutions include:

• Assets & Liabilities Insurance

• Employee Benefits such as Healthcare and Retirement Fund Consulting

• Personal Household and Motor insurance

Our specialty industry solutions include:

• Aviation

• Construction & Engineering

• Financial Institutions

• Marine & Hull

• Mining & Natural Resources

• Passenger & Tourism Transport

• Renewable Energy

• Schools

• Sports, Recreation & Entertainment

• Trucking & Motor Fleets

• And more

Specialty Insurance for Businesses:

• Bankers Blanket Bonds

• Cyber Liability Insurance

• Directors & Officers Liability

• Errors & Omissions Liability

• Medical Malpractice

• Passenger Liability

• Political Risk Solutions

• Professional Indemnity

• Trade Credit insurance

SPECIALTYSpecialty Insurances & Specialty BusinessesInsurance Broking



Specialty Insurances & Specialty Businesses

Solution DescriptionAviation The Aon Aviation Division has a direct link to the resources of Aon Plc’s Global Aviation Practice Group.

Construction and Engineering

Our specialist Construction and Engineering division not only identifies your risks, we prevent them from becoming risks in the first place. Our proactive approach to risk improvement will help your business minimise losses and keep your business running smoothly.

Crisis Management Aon’s Crisis Management practice helps you understand your exposure to extraordinary risks and ensures you have the most appropriate and cost-effective risk management strategy.

Cyber Liability Insurance

Every organisation that has a network, online presence and holds or accesses confidential data is at risk for a cyber breach or attack. The very nature of the internet means that cyber criminals from anywhere in the world can direct their attention to specific targets.

Financial & Professional Risk Solutions

Aon’s strong commitment to the financial and professional services industries has brought about the development of our Global Practice Group utilising specialist resources from around the world.

Marine

The commercial shipping industry, which transports more than 90 percent of the world’s cargo, is complex, volatile and constantly evolving. Aon’s Marine risk management and insurance broking expertise is unique in the industry, providing both the heritage that comes from long-term commitment to the commercial marine sector and the skills that come from a diverse client list.

Mining & Natural Resource

Local knowledge supplemented by global resources and backed by the most skilful and experienced broking and risk practitioners gives Aon the leading edge in the mining, natural resources and energy sectors.

Passenger and Tourism Transport

Our transport division offers tailor-made solutions to give passenger transport operators, owner truck drivers, road freight transporters and motor fleet owners peace of mind on the road.

Political Risk Solutions This cover is aimed at exporters, importers, contractors, investors and lenders involved in overseas transactions who may incur heavy financial losses resulting from political risks.

Professional Indemnity

The world in which professionals operate is one of ever-increasing pressure, with demands for quick answers and cost-effective solutions. This pressure can lead to errors and omissions in the professional’s office, which can give rise to claims. This factor together with the litigious nature of our society underscores the need for Professional Indemnity (PI) insurance, both for companies and individual practitioners.

Public SectorSpecialist insurance and risk management protocols in the public sector are ever-present essentials bringing with them a multitude of ramifications. Our Public Sector practice team understands public sector entities inside and out and know what perils to look for and what to do about them.

Renewable EnergyThe Aon Renewable Energy Facility is a superior insurance solution backed by a comprehensive claims management service. Aon’s Facility provides tailor-made insurance solutions for all forms of onshore renewable energy technologies. Providing security from market-leading insurers, Aon’s Facility delivers comprehensive, cost-effective cover, uniquely designed for the Renewable Energy Sector.

Retail, Manufacturing, Wholesale and Services

Aon offers a range of all-in-one, tailored business insurance solutions that offers your business more peace of mind and more flexibility.

Rhino Insurance Your most valuable assets belong in the wild. Rhino insurance cover from Aon helps keep them there.

Risk Consulting

As the complexity of the current market continues to increase, organisations need to think more broadly and proactively about risk. Aon offers a fully integrated range of risk consulting solutions, from risk identification and control to risk assessment and financing. We have designed our services to meet your organisation’s comprehensive needs.

SchoolsProtecting schools and scholars has become a highly specialised field. The quantum of that risk has grown exponentially in the last decade, reflecting the effects of inflation, population growth, changing legislation and the strong demand for private schooling among other factors.

Sport, Recreation & Entertainment

Innovative insurance solutions are needed for the sectors of sport, recreation and entertainment. Custom-made insurance covers and integrated services form part of the package needed to cover the unique risks facing clients in these dynamic and unpredictable sectors.

Trade Credit SolutionsAon Trade Credit has unparalleled technical knowledge and market influence as the world’s largest specialist credit insurance broker. With our global distribution network, we provide credit insurance to organisations operating in both domestic and international markets.

Trucking & Motor FleetWith extensive experience in the truck and motor fleet insurance market, Aon offers comprehensive insurance cover for commercial vehicles, light delivery vehicles and specialty type vehicles, including tractors, fork lift trucks, commercial trailers and semi-trailers.



26 July 2017

The Aon Global Client Network (AGCN) is the backbone of

Aon Risk Solutions’ global network, connecting clients and

colleagues with expertise, solutions, and resources available

in over 120 countries. Aon’s network is the largest majority

owned network, unsurpassed in geographic breadth and

depth of talent.

The Aon Global Client Network supports clients with cross-border risk management needs, including effective programme execution, compliance programme optimisation, and the development of multinational and local risk finance solutions to meet clients’ risk management objectives.

The AGCN works in conjunction with Aon partners and practices to provide our clients with the following:

• Advice in managing risks associated with growing businesses internationally and across borders.

• Help in identifying and managing compliance issues.

• Ability to leverage the collective knowledge of the group through the exchange of information and replication of best practices.

• Access to the optimum Aon global resources and intellectual capital.

Our AGCN colleagues understand the balance between

local culture, market practices and global risk management

needs. Constant interaction between AGCN colleagues

helps foster communication and a sense of community

within the group, ensuring that Aon provides a global

foundation for our clients on which to build their business

success.

AGCN is distinguished as the global practice leader through

excellence in people, products and services and the

cooperative interdependence of our worldwide network.

In Africa, Aon is able to service clients in 45 out of 54

countries, developing insurance and employee benefits

solutions for multinational clients. AGCN colleagues are

able to:

• Provide strategic direction on cross-border risks.

• Tracking of business, economic and political trends.

• Monitor compliance of global inwards and outwards

clients within country insurance regulations.

• Benchmarking risk management programmes in

relation to global programmes.

CLIENTNETWORK

Aon Global



A world of risks demands a world of solutions

Aon’s Global Client Network

Aon Global Client Network

Owned or management controlled

Correspondent

Coordinated out of territory

Restricted operations

Risk. Reinsurance. Human Resources.

Aon Risk SolutionsGlobal

Aon’s Global Client Network

International Key Capabilities

• International programme consultation.

• Critical knowledge on cross-border process flows, operations and challenges.

• Innovative and personalised risk solutions.

• Link between corporate risk management and tax strategies.

• Expertise on local customs/practices.

• Single corporate culture and management infrastructure.

• Standard, integrated and proven service delivery.

• Strong market relationships.

• State-of-the-art vendor management and risk management tools and resources.

Beauty in Numbers

1,300+

Dedicated colleagues

around the world

120

Countries in which Aon

operates

80Countries with dedicated global teams

3,000Global parent company clients

USD4.2BPremium placed globally


26 July 2017

About Aon plcAon plc (NYSE:AON) is a leading global professional

services firm providing a broad range of risk, retirement

and health solutions. Our 50,000 colleagues in

120 countries empower results for clients by using

proprietary data and analytics to deliver insights that

reduce volatility and improve performance. Visit Aon.

com for more information.

Visit www.aon.com for more information on Aon and

www.aon.com/manchesterunited to learn about Aon’s

global partnership with Manchester United.

About Aon South AfricaAon South Africa is a leading provider of Risk

Management Services, Insurance and Reinsurance

Broking, Employee Benefits Solutions and Specialty

Insurance Underwriting. The company employs more

than 700 professionals in its 12 offices in South Africa

with its head office in Sandton, Johannesburg.

Aon South Africa (Pty) Ltd is an Authorised Financial Services Provider

(FSP #20555).

Documents

Risk and People Solutions - Aon South Africa...4 Aon South Africa About Aon plc Aon Risk Solutions is the worldwide leader in risk advice and insurance broking. Guided by the Aon Client