Rising Dividend Growth Portfolio - collateral - Multi... · GIS General Mills Inc. 2.90% $ 1.22 $ 1.17 $ 1.05 11.43% DRI Darden Resturants 3.40% $ 1.72 $ 1.50 $ 1.14 31.58% LO Lorillard

Montello Wealth Management

A Registered Investment

Advisory Firm.

Multi Sector Dividend Growth Portfolio


Montello Wealth Management is proud to present the Multi Sector Dividend Portfolio. This portfolio consists of 20-25 high

quality dividend yielding stocks that serve conservative investors who seek above average current income with relatively

modest market risk. In selecting candidates for this portfolio, we focus on well established companies which, in our opinion,

have low business and financial risk, attractive dividend yields and some measure of capital appreciation potential for

growth. Such investments generally include Utilities, Energy, Consumer Goods, Real Estate Investment Trusts (REITs) and

Master Limited Partnerships (MLPs); but they may also include shares of any company with a relative high current

distribution yield and low relative risk.

Montello Wealth Management


The portfolio seeks to provide attractive current income and long term capital appreciation by effectively managing a focused and diversified portfolio of high quality companies that have low business and financial risk, attractive dividend yields and some measure of capital appreciation potential for growth.

Average Annual Total Returns* (As of 11-30-2011)

*Gross of advisory management fees

MORNINGSTAR™ Style Box

51 27 8

2 3 9

7 0 0 The Multi Sector Dividend Portfolio is concentrated in Large cap companies with a bias toward Value and Blend.

Portfolio breakdown: Sector allocations

Misc

Telecom

REITs

Energy

Consumer Goods

MLPs

Utilities

Performance data represents past performance, which does not guarantee future results. Current performance may differ from figures shown. The portfolio’s investment return and principal will change with market conditions, and you may have a gain or a loss when you sell a holding within the portfolio. Please call Montello Wealth Management at 561-694-6660 or visit Montello wealth.com for the most recent month end performance.

…………..…. 12.0%

……………... 12.0%

……………... 12.0%

………………..8.0%

..………...40.0%

……………...12.0%

………………..8.0%

Portfolio Manager Insights: We constructed the Multi Sector Dividend Portfolio using companies from historically defensive sectors. We seek companies that demonstrate a strong balance sheet, growing cash flows, superior financial strength. Among companies that meet these criteria, we purchase stocks that are attractively priced. The result is a well diversified portfolio with a significantly higher dividend yield than the overall market. The portfolio specifically excludes non-dividend paying companies and will remove a company from the portfolio if the underlying fundamentals change. For years we have emphasized the importance of dividends in a portfolio for those contemplating or beginning retirement. Dividends are essential for those who are withdrawing from their retirement account or planning a sustainable non-accumulation strategy. This is particularly true now with interest rates so low that bond yields offer little income opportunities.

We are quite proud of the results achieved in the Multi Sector Dividend Portfolio What are the Risks? Value securities may not increase in price as anticipated or may decline

Further in value. While smaller and midsized companies may offer substantial opportunities for capital growth, they involve heightened risk and should be considered speculative.

Montello Wealth is a registered

Investment Advisory Firm in the

State of Florida. CRD # 151058.

www.montellowealth.com

1 yr 3 yrs 5 yrs 10 yrs

Multi Sector Dividend Portfolio 21.65% 26.62% 11.67% 12.69%

Benchmark 7.83% 14.13% -0.17% 2.92% (S&P 500 index)


The Multi Sector Dividend Portfolio invests within defensive sectors such as Consumer Goods, Telecom, REITs, Master Limited Partnerships, Energy and Utilities. Many of the companies represented in the Multi Sector Dividend Portfolio pay above average dividends and have a level of safety that suits conservative investors.

Symbol Company Name Dvd Annual 2011 2010 YOY Incr.

Yield Dvd Dvd Paid Dvd Paid 2011 /2010

MO Altria Group Inc. 5.77% $ 1.64 $ 1.55 $ 1.42 9.15%

HNZ H.J Heinz Co 3.67% $ 1.92 $ 1.86 $ 1.74 6.90%

HSY The Hershey Company 2.30% $ 1.38 $ 1.38 $ 1.28 7.81%

GIS General Mills Inc. 2.90% $ 1.22 $ 1.17 $ 1.05 11.43%

DRI Darden Resturants 3.40% $ 1.72 $ 1.50 $ 1.14 31.58%

LO Lorillard Inc. 4.60% $ 5.20 $ 5.20 $ 4.25 22.35%

KFT Kraft Foods, Inc. 3.10% $ 1.16 $ 1.16 $ 1.16 0.00%

MCD McDonald's Corporation 2.60% $ 2.80 $ 2.53 $ 2.26 11.95%

CAG ConAgra Foods, Inc 3.70% $ 0.96 $ 0.93 $ 0.83 12.05%

RAI Reynolds American 5.30% $ 2.24 $ 2.08 $ 1.80 15.56%

CVX Chevron Inc. 3.09% $ 3.24 $ 3.09 $ 2.84 8.80%

COP Conoco Phillips 3.64% $ 2.64 $ 2.64 $ 2.15 22.79%

EPD Enterprise Products Part 5.29% $ 2.45 $ 2.41 $ 2.29 5.24%

KMP Kinder Morgan Energy LP 5.89% $ 4.64 $ 4.58 $ 4.32 6.02%

WPZ Williams Partners LP 5.02% $ 2.99 $ 2.90 $ 2.65 9.43%

T AT&T Inc. 5.94% $ 1.72 $ 1.72 $ 1.68 2.38%

BCE BCE Inc. 5.23% $ 2.07 $ 1.99 $ 1.73 15.03%

VZ Verizon Communications 5.28% $ 2.00 $ 1.96 $ 1.91 2.62%

D Dominion Resources 3.90% $ 1.97 $ 1.97 $ 1.83 7.65%

DUK Duke Energy Corporation 4.85% $ 1.00 $ 0.99 $ 0.97 2.06%

DLR Digital Realty Trust 4.20% $ 2.72 $ 2.57 $ 1.94 32.47%

WRE Washington Real Estate 6.45% $ 1.74 $ 1.73 $ 1.73 0.00%

IBM Intl Business Machine 1.60% $ 3.00 $ 2.90 $ 2.50 16.00%

BMO Bank of Montreal 5.20% $ 2.80 $ 2.80 $ 2.80 0.00%

CAT Caterpillar Inc. 2.00% $ 1.84 $ 1.80 $ 1.72 4.65%

Key Portfolio Statistics______________ Sector Allocation_______________ Represents weighted averages

Number of Holdings 25 Consumer Goods 40.0% Market Cap ( $Billions) $ 57.04 Telecom 12.0% Annual Dividend Yield 4.20% REITS 12.0% Beta .61 MLP’s 12.0% Payout Ratio – 2011 45% Misc 12.0% Moody’s debt rating 100% investment grade Energy 8.0% Dividend Growth – 2011 YTD 10.55% Utilities 8.0%

___________________________________________________________________________________________________ Montello Wealth Management is a Registered Investment Advisory Firm 2401 PGA Blvd., Ste 280, Palm Beach Gardens, Florida. 33410 561-694-6660 www.montellowealth.com

The Multi Sector Dividend Portfolio is a consumer driven portfolio that seeks to provide attractive current income and

long term capital appreciation by efficiently managing a focused and diversified portfolio of high quality dividend

paying companies. The portfolio serves conservative investors who seek above average current income with relatively

modest market risk.

The Multi Sector dividend strategy is a

focused portfolio of 20- 25 high quality,

dividend yielding stocks that provide the

highest possible dividend yield within the

constraints of quality, capital appreciation

and diversification.

Overview

The Strategy has 3 goals

1) Long term capital growth 2) Generate current income 3) Modest market risk Investment process combines quantitative and qualitative approaches Investments in common stocks are based on the following criteria: > Quantitative selection of portfolio > Candidates based on quality, momentum, and valuation. The average portfolio yield is 4.55%* *As of 11-30-2011

Highlights

Laurence Montello, CFP® Managing Director

16 years of investment experience * Managing Director- Montello Wealth

* Director and V.P – Harris Private Bank

* Partner and V.P – MPM group, RBC Dain

Rauscher

Education Masters Degree–Management / Finance

Harvard University (current) * Bachelors Degree -Finance–Phoenix University

* CFP education –Fl. Gulf Coast University * CLU education – American College

Portfolio Manager

http://www.montellowealth.com/

Montello Wealth Management Inc.


Important Dividend Information

Symbol Company Name # of

Years # of

years Dvd Annual 2011 2010 YOY Incr. 5 Yr Dvd Payout Beta

Consumer Goods Rising Dvds.

Dvds paid Yield Dvd Dvd Paid Dvd Paid

2011 /2010

Growth Rate Ratio (Risk)

MO Altria Group Inc. 43 83 5.77% $ 1.64 $ 1.55 $ 1.42 9.15% 14.80% 93.0% 0.43

HNZ H.J Heinz Co 8 100 3.67% $ 1.92 $ 1.86 $ 1.74 6.90% 8.30% 61.0% 0.60

HSY The Hershey Company 36 81 2.30% $ 1.38 $ 1.38 $ 1.28 7.81% 6.08% 51.0% 0.16

GIS General Mills Inc. 7 113 2.90% $ 1.22 $ 1.17 $ 1.05 11.43% 11.18% 45.0% 0.16

DRI Darden Restaurants 6 16 3.40% $ 1.72 $ 1.50 $ 1.14 31.58% 28.54% 44.0% 0.71

LO Lorillard Inc. 3 4 4.60% $ 5.20 $ 5.20 $ 4.25 22.35% 23.33% 69.0% 0.30

KFT Kraft Foods, Inc. 0 10 3.10% $ 1.16 $ 1.16 $ 1.16 0.00% 4.37% 64.0% 0.49

MCD McDonald's Corporation 34 35 2.60% $ 2.80 $ 2.53 $ 2.26 11.95% 21.34% 49.0% 0.36

CAG ConAgra Foods, Inc 3 35 3.70% $ 0.96 $ 0.93 $ 0.83 12.05% 3.02% 52.0% 0.55

RAI Reynolds American 1 7 5.30% $ 2.24 $ 2.08 $ 1.80 15.56% 9.52% 94.0% 0.63

Energy

CVX Chevron Inc. 19 99 3.09% $ 3.24 $ 3.09 $ 2.84 8.80% 9.02% 26.0% 0.76

COP Conoco Phillips 10 77 3.64% $ 2.64 $ 2.64 $ 2.15 22.79% 12.70% 30.0% 1.23

Master Limited Partnerships

EPD Enterprise Products Part 12 13 5.29% $ 2.45 $ 2.41 $ 2.29 5.24% 6.60% 0.53

KMP Kinder Morgan Energy LP 14 19 5.89% $ 4.64 $ 4.58 $ 4.32 6.02% 7.10% 0.28

WPZ Williams Partners LP 5 6 5.02% $ 2.99 $ 2.90 $ 2.65 9.43% 10.10% 0.83

Telecommunications

T AT&T Inc. 6 130 5.94% $ 1.72 $ 1.72 $ 1.68 2.38% 5.40% 50.0% 0.44

BCE BCE Inc. 2 5 5.23% $ 2.07 $ 1.99 $ 1.73 15.03% 22.84% 69.0% 0.85

VZ Verizon Communications 6 27 5.28% $ 2.00 $ 1.96 $ 1.91 2.62% 3.60% 102.0% 0.48

Utilities Gas and Electric D Dominion Resources 7 86 3.90% $ 1.97 $ 1.97 $ 1.83 7.65% 6.40% 65.0% 0.55

DUK Duke Energy Corporation 3 85 4.85% $ 1.00 $ 0.99 $ 0.97 2.06% 7.40% 63.0% 0.37

Real Estate Investment Trusts

DLR Digital Realty Trust 5 7 4.20% $ 2.72 $ 2.57 $ 1.94 32.47% 16.90% 0.80

WRE Washington Real Estate 41 49 6.50% $ 1.73 $ 1.73 $ 1.73 0.21% 1.14% 1.20

Misc.

IBM Intl Business Machine 15 95 1.60% $ 3.00 $ 2.90 $ 2.50 16.00% 21.69% 22.0% 0.41

BMO Bank of Montreal 0 182 5.20% $ 2.80 $ 2.80 $ 2.80 0.00% 4.65% 51.0% 1.31

CAT Caterpillar Inc. 17 97 2.00% $ 1.84 $ 1.80 $ 1.72 4.65% 10.58% 29.0% 2.10







Below are the current holdings in the Rising Dividend Portfolio: Altria Group Inc. 6601 West Broad Street Founded: 1919 Dividends paid since: 1928 Richmond, VA 23230 Sector: Consumer Goods Dividends increased each year since: 1968 United States Industry: Cigarettes Full Time Employees: 10,000 as of 12-2011 Altria Group, Inc., through its subsidiaries, engages in the manufacture and sale of cigarettes, smokeless products, and wine in the United States and internationally. It offers cigarettes under the Marlboro, Virginia Slims, Parliament, Benson & Hedges, Basic, and L&M brands; smokeless tobacco products under the Copenhagen, Skoal, Red Seal, Husky brands, and Marlboro snus brands; and machine-made large cigars and pipe tobacco.

H.J Heinz Company One PPG Place Founded: 1869 Dividends paid since: 1911 Suite 3100 Sector: Consumer Goods Dividends increased each year since: 2003 Pittsburg, PA 15222 Industry: Food –Major Diversified Full Time Employees: 34,800 as of 12-2011 H. J. Heinz Company manufactures and markets food products for consumers, and foodservice and institutional customers in North America, Europe, the Asia Pacific, and internationally. The company primarily offers ketchup, condiments and sauces, frozen food, soups, beans and pasta meals, infant nutrition, and other food products.

The Hershey Company 100 Crystal A Drive Founded: 1893 Dividends paid since: 1930 Hershey, PA 17033 Sector: Consumer Goods Dividends increased each year since: 1975 United States Industry: Confectioners Full Time Employees: 11,300 as of 12-2011 The Hershey Company, together with its subsidiaries, engages in manufacturing, marketing, selling, and distributing various chocolate and confectionery products, pantry items, and gum and mint refreshment products worldwide. It offers chocolate and sugar confectionery products, including milk chocolate bars, chocolates, candies, candy bars, wafer bars, nougat bars, peanut butter cups, boxed chocolates, peppermint pattie, and toffee bars.

General Mills, Inc.

Number One General Mills Blvd Founded: 1928 Dividends paid since: 1928 Minneapolis, MN 55426 Sector: Consumer Goods Dividends increased each year since: 2004 United States Industry: Processed and Packaged Goods Full Time Employees: 35,000 as of 12-2011

General Mills, Inc. manufactures and markets branded consumer foods worldwide. It also supplies branded and unbranded food products to the foodservice and commercial baking industries. The company offers ready-to-eat cereals, refrigerated yogurt, ready-to-serve soup, dry dinners, shelf stable and frozen vegetables, refrigerated and frozen dough products, dessert and baking mixes, frozen pizza and pizza snacks, grain, fruit and savory snacks; and a range of organic products, including soup, granola bars, and cereals; and ice cream and frozen desserts, and grain snacks.

Darden Restaurants, Inc. 1000 Darden Center Drive Founded: 1968 Dividends paid since: 1995 Orlando, Florida 32837 Sector: Services Dividends increased each year since: 2005 United States Industry: Restaurants Full Time Employees: 180,000 as of 12-2011 Darden Restaurants, Inc. operates full service restaurants in the United States and Canada. It operates restaurants under the Red Lobster, Olive Garden, LongHorn Steakhouse, The Capital Grille, Bahama Breeze, and Seasons 52 brand names. As of December 16, 2011, the company owned and operated approximately 1,900 restaurants. Darden Restaurants, Inc. was founded in 1968 and is headquartered in Orlando, Florida.

Lorillard, Inc. 714 Green Valley Road Founded: 1760 Dividends paid since: 1992 Greensboro, NC 27048 Sector: Consumer Goods Dividends increased each year since: 1997 United States Industry: Cigarettes Full Time Employees: 2,700 as of 12-2011

Lorillard, Inc., through its subsidiaries, engages in the manufacture and sale of cigarettes in the United States. The company offers 43 different product offerings under the Newport, Kent, True, Maverick, and Old Gold brand names. Lorillard, Inc. sells its products primarily to wholesale distributors, who in turn service retail outlets, chain store organizations, and government agencies, including the United States’ Armed Forces.

Kraft Foods, Inc.

Three Lake Drive Founded: 2000 Dividends paid since: 2001 North Field, IL 60523 Sector: Consumer Goods Dividends increased each year since: 2011 United States Industry: Food –Major Diversified Full Time Employees: 127,000 as of 12-2011

Kraft Foods Inc., together with its subsidiaries, manufactures and markets packaged food products worldwide. The company offers biscuits, including cookies, crackers, and salted snacks; confectionery products, such as chocolate, gum, and candy; beverages comprising coffee, packaged juice drinks, and powdered beverages; cheese products, including natural, processed, and cream cheese. Its primary brand portfolio includes Oreo, Nabisco, and LU branded biscuits; Milka and Cadbury branded chocolates; Trident branded gum; Jacobs and Maxwell House branded coffees; Philadelphia branded cream cheeses; Kraft branded cheeses, dinners, and dressings; and Oscar Mayer branded meats.

McDonald’s Corporation

One McDonald’s Plaza Founded: 1940 Dividends paid since: 1976 Oak Brook, IL 60523 Sector: Services Dividends increased each year since: 1977 United States Industry: Restaurants Full Time Employees: 400,000 as of 12-2011

McDonald’s Corporation, together with its subsidiaries, operates as a foodservice retailer worldwide. It franchises and operates McDonald’s restaurants that offer various food items, soft drinks, coffee, desserts, snacks, and other beverages, as well as full or limited breakfast menu. As of June 30, 2011, the company operated 32, 943 restaurants in 117 countries, including 26, 598 franchised restaurants; and 6,345 company operated restaurants. McDonald’s Corporation was founded in 1940 and is based in Oak Brook, Illinois



ConAgra Foods, Inc.

One ConAgra Drive Founded: 1919 Dividends paid since: 1976 Omaha, NE 68102 Sector: Consumer Goods Dividends increased each year since: 2008 United States Industry: Processed & Packaged Goods Full Time Employees: 23,200 as of 12-2011 ConAgra Foods, Inc. operates as a food company primarily in North America. It operates in two segments, Consumer Foods and Commercial Foods. The Consumer Foods segment provides branded, private label, and customized food products, which are sold in various retail and foodservice channels. It offers products in various categories, such as meals, entrees, condiments, sides, snacks, and desserts in frozen, refrigerated, and shelf-stable temperature classes. This segments principal brands include Alexia, ACT II, Banquet, Blue Bonnet, Chef Boyardee, DAVID, Egg Beaters, Healthy Choice, Hebrew National, Hunts, Marie Callenders, Orville Redenbachers, PAM, Peter Pan, Reddi-wip, Slim Jim, Snack Pack, Swiss Miss, Van Camps, and Wesson.

Reynolds American Inc.

401 North Main Street Founded: 1875 Dividends paid since: 2004 Winston-Salem, NC 27101 Sector: Consumer Goods Dividends increased each year since: 2010 United States Industry: Cigarettes Full Time Employees: 5,700 as of 12-2011

Reynolds American Inc., through its subsidiaries, manufactures and sells cigarette and other tobacco products in the United States. The company offers cigarettes under the brand names of CAMEL, PALL MALL, WINSTON, KOOL, DORAL, SALEM, MISTY, and CAPRI; and cigarettes and other tobacco products under the NATURAL AMERICAN SPIRIT brand name, as well as manages various licensed brands, including DUNHILL and STATE EXPRESS 555.

Chevron Corporation 6001 Bollinger Canyon Road Founded: 1879 Dividends paid since: 1928 San Ramon, CA 94583-2324 Sector: Basic Materials Dividends increased each year since: 1967 United States Industry: Major Integrated Oil & Gas Full Time Employees: 62,000 as of 12-2011 Chevron Corporation, through its subsidiaries, engages in petroleum, chemicals, mining, power generation, and energy operations worldwide. It operates in two segments, Upstream and Downstream. The Upstream segment involves in the exploration, development, and production of crude oil and natural gas. The Downstream segment engages in the refining of crude oil into petroleum products; marketing of crude oil and refined products primarily under the Chevron, Texaco, and Caltex brand names.

ConocoPhillips 600 North Dairy Ashford Founded: 1917 Dividends paid since: 1934 Houston, TX 77079-1175 Sector: Basic Materials Dividends increased each year since: 2000 United States Industry: Major Integrated Oil & Gas Full Time Employees: 29,700 as of 12-2011 ConocoPhillips operates as an integrated energy company worldwide. The company’s Exploration and Production (E&P) segment explores for, produces, transports, and markets crude oil, bitumen, natural gas, liquefied natural gas, and natural gas liquids. Its Midstream segment gathers, processes, and markets natural gas; and fractionates and markets natural gas liquids in the United States and Trinidad.

Enterprise Products Partners L.P 1100 Louisiana Street Founded: 1968 Dividends paid since: 1998 Houston, TX 77002 Sector: Basic Materials Dividends increased each year since: 1999 United States Industry: Independent Oil & Gas

Enterprise Products Partners L.P. provides midstream energy services to producers and consumers of natural gas, NGLs, crude oil, refined products, and petrochemicals in North America. The company’s assets include approximately 50,200 miles of onshore and offshore pipelines; 192 million barrels of storage capacity for NGLs, refined products, and crude oil; and 27 billion cubic feet of natural gas storage capacity.

Kinder Morgan Energy Partners, L.P

500 Dallas Street Founded: 1992 Dividends paid since: 1992 Houston, TX 77002 Sector: Basic Materials Dividends increased each year since: 1997 United States Industry: Independent Oil & Gas

Kinder Morgan Energy Partners, L.P. owns and manages energy transportation and storage assets. Its Products Pipelines segment delivers gasoline, diesel fuel, jet fuel, and natural gas liquids to various markets through approximately 8,400 miles of refined petroleum products pipelines, and 60 associated product terminals and petroleum pipeline transmix processing facilities. The company’s Natural Gas Pipelines segment gathers, transports, stores, processes, and sells natural gas through approximately 15,500 miles of natural gas transmission pipelines and gathering lines, as well as natural gas storage, treating, and processing facilities.

Williams Partners L.P One Williams Center Founded: 2005 Dividends paid since: 2005 Tulsa, OK 74172-0172 Sector: Basic Materials Dividends increased each year since: 2006 United States Industry: Specialty Chemicals Williams Partners L.P. focuses on natural gas transportation, gathering, treating and processing, storage, natural gas liquid fractionation, and oil transportation activities in the United States. The company operates in two segments, Gas Pipeline, and Midstream Gas and Liquids. The Gas Pipeline segment owns and operates approximately 13,900 miles of pipelines with annual throughput of approximately 2,700 trillion British thermal units of natural gas and delivery capacity of approximately 13 million dekatherms of gas.

AT&T Inc. 208 South Akard Street Founded: 1983 Dividends paid since: 1983 Dallas Texas 75202 Sector: Technology Dividends increased each year since: 2005 United States Industry: Telecom Services-Domestic Full Time Employees: 256,210 as of 12-2011

AT&T Inc., together with its subsidiaries, provides telecommunication services to consumers, businesses, and other service providers worldwide. Its Wireless segment offers wireless voice communication services, including local wireless communications service, long-distance service, and roaming services. This segment also sells various handsets, wirelessly enabled computers, and personal computer wireless data cards; and accessories comprising carrying cases, hands-free devices, batteries, battery chargers and, other items. This segment sells its products through its own stores, or through agents or third party retail stores.


BCE Inc.

1 Carrefour Alexander Graham Bell Founded: 1880 Dividends paid since: 2006 Building A7 Sector: Technology Dividends increased each year since: 2009 Verdun, QC H3E 3B3 Industry: Telecom Services- Domestic Full Time Employees: 50,200 as of 12-2011 Canada

BCE Inc., a communications company, provides wireline voice and wireless communications services, Internet access, data services, and video services to residential, business, and wholesale customers in Canada. It offers local telephone and long distance services under the Bell Home Phone name; data services, including Internet access and information and communications technology (ICT) solutions under the Bell Internet name; DTH satellite television services under the Bell TV name; and Internet protocol (IP) television services under the Bell Fiber TV name, as well as local exchange carrier services.

Verizon Communications, Inc.

140 West Street Founded: 1983 Dividends paid since: 1984 New York, NY 10007 Sector: Technology Dividends increased each year since: 2005 United States Industry: Telecom Services- Domestic Full Time Employees: 195,400 as of 12-2011

Verizon Communications Inc. provides communication services. The company operates through two segments, Domestic Wireless and Wireline. The Domestic Wireless segment offers wireless voice and data services; and sells equipment in the United States. The Wireline segment provides voice, Internet access, broadband video and data, Internet protocol network, network access, long distance, and other services in the United States and internationally.

Dominion Resources, Inc. 120 Tredegar Street Founded: 1909 Dividends paid since: 1925 Richmond, VA 23219 Sector: Utilities Dividends increased each year since: 2002 United States Industry: Electric Utilities Full Time Employees: 15,800 as of 12-2011 Dominion Resources, Inc., together with its subsidiaries, engages in producing and transporting energy in the United States. It operates in three segments: DVP, Dominion Generation, and Dominion Energy.

Duke Energy Corporation 526 South Church Street Founded: 1916 Dividends paid since: 1926 Charlotte, NC 28202-1904 Sector: Utilities Dividends increased each year since: 2008 United States Industry: Electric Utilities Full Time Employees: 18,440 as of 12-2011

Duke Energy Corporation operates as an energy company in the Americas. It operates through three segments: U.S. Franchised Electric and Gas, Commercial Power, and International Energy. The U.S. Franchised Electric and Gas segment generates, transmits, distributes, and sells electricity in central and western North Carolina, western South Carolina, southwestern Ohio, Indiana, and northern Kentucky.

Digital Realty Trust 560 Mission Street Ste 2900 Founded: 2004 Dividends paid since: 2004 San Francisco, CA 94105 Sector: Financial Dividends increased each year since: 2006 United States Industry: REIT - Office Full Time Employees: 454 as of 12-2011

Digital Realty Trust, Inc., a real estate investment trust (REIT), through its controlling interest in Digital Realty Trust, L.P., engages in the ownership, acquisition, development, redevelopment, and management of technology-related real estate. It focuses on strategically located properties containing applications and operations critical to the day-to-day operations of technology industry tenants and corporate enterprise datacenter users, including the information technology departments of Fortune 1000 companies, and financial services companies.

Washington Real Estate

6110 Executive Blvd Ste 800 Founded: 1960 Dividends paid since: 1962 Rockville, MD 20852 Sector: Financial Dividends increased each year since: 1970 United States Industry: REIT- Retail Full Time Employees: 293 as of 12-2011 Washington Real Estate Investment Trust is an equity real estate investment trust (REIT). The company engages in the ownership, operation, and development of real properties. The firm invests in real estate markets of the greater Washington D.C. metro region. It focuses on office, medical office, industrial/flex space, retail, and multifamily real estate investments. Washington Real Estate Investment Trust was founded in 1960 and is based in Rockville, Maryland

International Business Machine 1 New Orchard Road Founded: 1910 Dividends paid since: 1916 Armonk, NY 10504-1722 Sector: Technology Dividends increased each year since: 1996 United States Industry: Diversified Computer Systems Full Time Employees: 436,038 as of 12-2011 International Business Machines Corporation (IBM) provides information technology (IT) products and services worldwide. Its Global Technology Services segment provides IT infrastructure and business process services, including strategic outsourcing, process, integrated technology, and maintenance services, as well as technology-based support services. The company’s Global Business Services segment offers consulting and systems integration, and application management services.

Bank of Montreal 129 rue Saint Jacques Founded: 1817 Dividends paid since: 1829 Montreal, QC H2Y 1Y6 Sector: Financial Dividends increased each year since: 2011 Canada Industry: Money Center Banks Full Time Employees: 47,180 as of 12-2011 Bank of Montreal, together with its subsidiaries, provides various retail banking, wealth management, and investment banking products and services in North America and internationally. It offers personal banking products and services, including deposit and investment services, mortgages, consumer credit, business lending, credit cards, and other banking services to individuals, and small and mid-sized businesses; and commercial banking products and services comprising lending, deposits, treasury management, and risk management services to small business, medium-sized enterprise, and mid-market banking clients.

Caterpillar Inc. 100 North East Adams Street Founded: 1925 Dividends paid since: 1914 Peoria, Il. 61629 Sector: Industrial Goods Dividends increased each year since: 1994 United States Industry: Farm and Industrial Machinery Full Time Employees: 121,153 as of 12-2011

Caterpillar Inc. manufactures and sells construction and mining equipment, diesel and natural gas engines, industrial gas turbines, and diesel-electric locomotives worldwide. It operates through three lines of businesses: Machinery, Engines, and Financial Products. The Machinery business offers construction, mining, and forestry machinery, including track and wheel tractors, track and wheel loaders, pipelayers, motor graders, wheel tractor-scrapers, track and wheel excavators, backhoe loaders, log skidders, log loaders, off-highway trucks, articulated trucks, paving products, skid steer loaders, underground mining equipment, tunnel boring equipment, and related parts.

Important Disclosures

Montello Wealth Management is a Registered Investment Advisory Firm registered in the State of Florida. CRD# 151058. The firm is located at 2401 PGA Blvd., Ste 280, Palm Beach Gardens, Florida. 33410. Contact us at 561-694-6660 or visit us at www.montellowealth.com

The information contained herein has been prepared from sources believed to be reliable but is not guaranteed and is not a complete summary or statement of all available data nor is it considered an offer to buy or sell any securities referred to herein. Opinions expressed are subject to change without notice and do not take into account the particular investment objectives, financial situation, or needs of individual investors. The S&P 500 value Index is a broad market index that tracks the performance of 500 stocks from major industries of the U.S. economy and is generally considered representative of the U.S. large capitalization market. Past performance is no guarantee of future results. Performance data is provided by Morningstar® and represents past performance, which does not guarantee future results. Current performance may differ from figures shown. The fund’s investment return and principal value will change with market conditions, and you may have a gain or a loss when you sell a position. Please call Montello Wealth at (561)-694-6660 or visit montellowealth.com for the most recent month end performance. ___________________________________________________________________________________________________________ Alpha - The difference between an investment's actual returns and its expected performance, given its level of risk (as measured by beta). Beta – An investment's sensitivity to market movements. R-squared - Ranges from 0 to 100 and reveals how closely an investment's returns track those of a benchmark index. Standard Deviation - Measures how much an investment's returns are likely to fluctuate. Mean - Represents the annualized total return for a fund over 3 and 5 years. Sharpe Ratio - Measures how an investment balances risks and rewards. The higher the Sharpe ratio, the better the investment's historical risk-adjusted performance. Excess Return - The difference between a manager's return and the return of an external standard such as a passive index. Excess Risk - The standard deviation or volatility of excess returns. Information Ratio - A risk-adjusted measure commonly used to evaluate an active manager's involvement skill. It's defined as the manager's excess return divided by the variability or standard deviation of the excess return. Average Market Cap - The overall "size" of a stock investment option's portfolio. It is the geometric mean of the market capitalization for all of the stocks it owns and is calculated by raising the market capitalization of each stock to a power equal to that stock's stake in the portfolio. The resulting numbers are multiplied together to produce the geometric mean of the market caps of the stocks in the portfolio, which is reported as average market capitalization. Price/Cash Flow Ratio - An investment option's current price divided by the trailing 12 month cash flow per share. Price/Earnings Ratio – The weighted average of the price/earnings ratios of the stocks in an investment option's portfolio. The P/E ratio of a stock is calculated by dividing the current price of the stock by its trailing 12 months' earnings per share. Price/Book Ratio - The weighted average of the price/book ratios of all the stocks in an investment option's portfolio. The P/B ratio of a company is calculated by dividing the market price of its stock by the company's per-share book value. Stocks with negative book values are excluded from this calculation.

Montello Wealth

A Registered Investment

Advisory Firm.

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Rising Dividend Growth Portfolio - collateral - Multi... · GIS General Mills Inc. 2.90% $ 1.22 $ 1.17 $ 1.05 11.43% DRI Darden Resturants 3.40% $ 1.72 $ 1.50 $ 1.14 31.58% LO Lorillard