Retirement Planning Workshop:

Retirement Plan

Account Access

Review

ACCOUNT ACCESS

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Account access resources

• Get account balance information

• Make changes to your account

• Elect plan account features

• Learn more about retirement planning and use planning tools

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ACCOUNT ACCESS

RESOURCES

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Account access resources.

Account access resources

• www.workforcenow.adp.com

• 866.695.7526 (myk-plan)

• Service Representatives*

• Quarterly account statement

*Registered representatives of ADP Broker-Dealer, Inc., an affiliate of ADP, LLC, One AP Blvd., Roseland, NJ. Member FINRA.

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Account access resources.

Quarterly account statement

• Account balance

• Investment performance information

• Personal rate of return

• Transactional information

WEB SITE OVERVIEW

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Review your balance

Web site overview.

Account at a glance page

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Review your balance

Web site overview.

Transactions

• Change your contribution rate

• Change how your future contributions are invested

• Change how your current balance is invested

• Elect plan features

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Increasing your contribution rate

your account

Web site overview.

Change your contribution rate

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Selecting your investment allocation

your account

Web site overview.

Change how your future contributions are invested

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Web site overview.

Change how your current balance is invested

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Web site overview.

Make a fund-to-fund transfer

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Using the Save Smart® feature

Web site overview.

Elect Save Smart®

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Using Automatic Account Rebalancing

your account

Web site overview.

Elect Automatic Account Rebalancing

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Education and Planning resources

Web site overview.

– 401(k) calculator – effect on your paycheck

– Retirement planner – how much you need to save

– Asset allocation profiler – how to allocate your account

– Choosing a withdrawal rate calculator – how long your savings will last

– Roth 401(k) calculator – decide which type of contributions are right for

you (if offered in your plan)

• Retirement planning article library

• Interactive charts

• Retirement Savings Tool

• Calculators

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Retirement Savings Tool

Web site overview.

• Easy access from

the home page by

clicking on “Retirement Calculator”

The Retirement Savings Tool (RST) is provided for educational purposes only. Income projections and other information generated by

the RST are hypothetical in nature, do not reflect actual investments or investment results and are not guarantees of future results. Plan

participants should not rely on RST as the primary basis for their investment, financial, or tax planning decisions. Plan participants

should consult with their tax advisor or investment professional. ADP cannot guarantee or assure a plan participant’s ability to meet

any of their goals or that any hypothetical results actually will occur. The RST simply uses participant information and the assumptions

selected to provide a rough assessment of the likelihood that their hypothetical results may be achieved.

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Get fund information

Web site overview.

• Fund summaries

• Market timing information

• Rates of return

• Prospectuses

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Other web capabilities

Web site overview.

• Manage your profile

• Designate or change your beneficiaries

• Update your personal information

• Elect electronic delivery

• Get your quarterly newsletter

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ADP, LLC and its affiliates do not offer investment, tax or legal advice and nothing

contained in this communication is intended to be, nor should be construed as,

investment advice or a recommendation for a particular investment option. Questions

about how laws, regulations and guidance apply to a specific plan should be directed to

your plan administrator or legal, tax or financial advisor.

Investments in mutual funds and commingled funds (also known as collective trusts)

involve risk. Some investment products have more risk than others. For complete

information about a particular fund or to obtain a fund prospectus (or information

statement, in the case of commingled funds), go to www.mykplan.com. You should

carefully consider an investment option’s objectives, risks, charges and expenses before

investing. The prospectus (or information statement, as applicable) contains this and

other important information about the investment option and investment company. Please

read the prospectus/information statement carefully before you invest.