KUNDAN MISHRAE-Mail: kundan_mishra89@yahoo.com Skype Id: kundan.mishra96Cell:+91-9654683911

CAREER OBJEVTIVE: To achieve an appreciable status in an organization that offers full scope for growth and where I can fulfill my aspiration of becoming a world class professional. PROFESSIOANL OVERVIEW

A value driven and highly accomplished professional with approx 6 years of working experience in Investment Banking and Financial Services expertise in AML,KYC, SANCTION, Client On Boarding and Risk Management

Area of Exposure include:-AML,KYC and CIP norms, PEP,EDD,CDD, Periodic Review, OFAC, Regulatory Compliance, USA Patriot Act, Fincen, UKHMT, FATCA, European Union, Sanction Policies and various updates

Experience in Account and Transaction level investigation, including suspicious activity monitoring and filing of SARs.

Good knowledge of accounting products. Easy familiar with new software and applications. An effective communicator with excellent relationship building and negotiation skills.

EMPLOYMENT RECORD

Senior AML & KYC AnalystTATA CONSULTANCY SERVICES PVT LTDDec 2015 – Present - Gurgaon, INDIA

Transaction Monitoring & Tracking Real Time payment Screening for filtering of specific payment instructions prior to their execution in order to prevent making funds available in breach of sanctions, embargoes or other measures.

Provide KYC Support –Review of new Records and Renewal of old files Responsible for identifying and researching the patterns, trends and anomalies in complex

transactional and customer data to detect, prevent, mitigate and report suspicious and potential red flag activity related to money laundering and terrorist financing.

PEP screening on-boarding checks and ongoing monitoring across all asset classes and submitting it to compliance, after been identified to be added on SDN list

Performing EDD on customers deemed high risk, and suggested account restrictions and/or account closures based on risk to the institution

Identifying OFAC alerts/cases such as PEP Person, that may be located and doing business with US Sanction and Embargo countries

Work with team members to determine whether to close cases, escalate findings and/or file a Suspicious Transaction Report ("STR") with the Central Bank of UAE

Review customer identification files and insure all accounts satisfy the required standards Enhanced checked performed to identify the Ultimate Beneficiary Owner (UBO) to ensure the

authenticity of the organization Adhere to quality control discipline, procedures and checks at all times Risk based decision making for discounting the payments, sole bases on your risk appetite and

enhance due diligence Use of third party applications Lexis Nexis, World Check, Google search engines to validate and

authenticate the concerned individual and entities

Financial Sanction Officer

Barclays Shared Services Pvt LtdJune 2012 –November 2015-Noida,INDIA

Global Payment Process-Sanction

The Authorized bodies, like EU, UKHMT, UN,US requires the bank to perform enhanced due diligence, on the payments made from around the globe in different currencies, to ensure that there is no involvement of any kind of the AML, OFAC, Fincen and UK Treasury breach in the payment. Following the sanctions norms of the authorized bodies, to ensure that there is no involvement of any sanction country, body, individual, or regime in the payment. Thorough screening of the bodies involved adhering to the Anti Money Laundering and KYC norms

Responsible for review of the sanctions alerts on the automated system that screens all existing Barclays customers against the official lists made available by UN and other relevant lists (e.g OFAC, EU, UKHMT, Interpol etc)

Conducting extensive customer investigations using the public domain, transactional history and local knowledge. Articulating findings both verbally and in structured reports to senior management.

Conducting effective investigations on potential matches on new and existing clients, payments and trade finance referrals.

Creating SAR (Suspicious Activity Reporting ) and submitting to Group Compliance and PIR (Payment Investigation Report)

Proactive escalation of issues affecting operations ability to process both customer screening and payment screening alerts in a timely manner.

Use of database like WORLD CHECK a widely-adopted source of structured intelligence on heightened risk individuals and organizations while screening transactions

Process transaction in accordance to approved process and procedures, international regulations and within pre agreed service level with speed and accuracy

PEP screening on-boarding checks and ongoing monitoring across all asset classes Risk based decision making for discounting the payments, sole bases on your risk appetite and

EDD

AML Analyst

BANK OF AMERICADec 2010-June2012-Gurgaon, INDIAThe USA treasury permits certain legitimate businesses, which engage in regular and frequent large currency transactions (in excess of $10000 in cash) with domestic banks, to be granted exemption. BSA (Bank Secrecy Act) regulations allow banks to grant an exemption from large currency transaction reporting requirements to qualified business customers that meet specific criteria. CPM Exemptions Unit in India performs high level of Enhanced due diligence and apply gained knowledge on KYC procedures to put recommendation on Exemptions. The judgment decision making process involves detailed cash activity analysis, business ownership and frequent interaction with US coverage teams for completing the officer statement questionnaire in cognizance with packet requirements. Recommendation on Exemption files are placed basis the judgmental decision making criteria on Know Your Customer (KYC), Enhanced Due Diligence (EDD), Reasonableness of Cash Activity and Account Ownership and Control Analysis.

Extensive knowledge of laws and regulations relating to money laundering including the Bank Secrecy Act, PATRIOT Act, KYC, OFAC,Fincen & SAR

Review of High Risk Accounts as per Bank policy on new to bank and existing bank clients Verify every customer as per FINRA guidelines on the basis of Credit Score and financial history Performing world check/Internet searches and review all Legal and Constitutional documents  Ensuring EDD is performed on all PEP and Sanctioned country related accounts to identify any

adverse information Monitor banking transaction of various clients to ensure that it is in consistent with their

business Worked on application like TransUnion, Equifax, Lexis Nexis, EDGAR and FINRA Ensuring that the AML risks are being effectively identified and appropriately mitigated Judgmental Decision Making and Fraud Detection as the business is highly regulatory in nature

Experience in the Bank Secrecy Act (BSA) and USA Patriot act and screening of the customers on the basis of guidelines provided by OFAC, Fincen & USA Treasury

EDUCATIONAL QUALIFICATION MBA (Finance)from Sikkim Manipal University in 2014- Delhi, INDIA Graduation in B. Com from Ranchi University in 2009-Ranchi, INDIA 12th from JAC Board, Ranchi in 2006 -Ranchi, INDIA 10th from JSEB Board, Ranchi in 2004- Ranchi, INDIA

ACCOMPLISHMENTS

Awarded as the ‘Star Performer’ for production & positive attitude towards work Received on shore appreciation for prevent policy breach twice Received an internal audit score of 100%

SKILLS AML Transaction Monitoring OFAC Sanction Compliance PEP and Negative News Screening Enhance Due Diligence (EDD)/Customer Due Diligence (CDD) Suspicious Activity Report (SAR) Sanction Alert Screening Invoices/Expense Reports/Payment Transactions Good knowledge of Accounting products (AP, AR, GL)

COMPUTER PROFICIENCY Proficient at MS Office (word, power-point, excel, outlook etc) Windows environment and internet

HOBBIES

Listening to music, net surfing Sports such a field events, Badminton and Cricket

PERSONAL DOSSIERDATE OF BIRTH : 14TH JANUARY 1989FATHER’S NAME : RAJENDRA KUMAR MISHRAMOTHER’S NAME : LATE SUNAYNA MISHRALANGUAGE : HINDI & ENGLISHNATIONALITY : INDIANCIVIL STATUS : MALE (SINGLE)PASSPORT NO. : Z2720070PASSPORT EXPIRY : FEBRUARY-2024Mailing Address : 5C Shaym Kunj Apartment, Mayur Vihar Phase, Delhi-110091, INDIA

ACKNOWLEDGEMENT I hereby declare that the information mentioned above is true to the best of my knowledge.

Date: Kundan MishraPlace: Delhi