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REMITTANCES OF MONEY TO NEW ZEALAND. THE BANK OF SCOTLAND issue at their HEAD OFFICE and BRANCHES, FREE OF CHARGE, LETTERS OF CREDIT, payable in all the principal places in NEW ZEALAND, for the Use of EMIGRANTS and Others. TO EMIGRANTS AND COLONISTS. T H E NATIONAL BANK OF SCOTLAND issue B I L L S of EXCHANGE, FOREIGN CREDITS, and DRAFTS, suitable for all kinds of Remittances to the COLONIES and FOREIGN COUNTRIES. They are Payable in CANADA. UNITED STATES. SOUTH AMERICA. CALIFORNIA. WEST INDIES. CAPE OP GOOD HOPE. EGYPT. INDIA. AUSTRALIA. NEW ZEALAND. CHINA. JAPAN. NATIONAL BANK OF SCOTLAND.

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REMITTANCES OF MONEY TO NEW ZEALAND.

T H E B A N K O F S C O T L A N D issue at their HEAD OFFICE and BRANCHES,

F R E E OF C H A R G E ,

LETTERS OF CREDIT, payable in all the principal places in

NEW ZEALAND, for the Use of EMIGRANTS and Others.

TO EMIGRANTS AND COLONISTS.

T H E NATIONAL BANK OF SCOTLAND issue B I L L S of EXCHANGE, FOREIGN CREDITS, and DRAFTS,

suitable for all kinds of Remittances to the COLONIES and FOREIGN COUNTRIES.

They are Payable in CANADA. UNITED STATES. SOUTH AMERICA. CALIFORNIA. WEST INDIES. CAPE OP GOOD HOPE.

EGYPT. INDIA. AUSTRALIA. NEW ZEALAND. CHINA. JAPAN.

NATIONAL BANK OF SCOTLAND.

Incorporated 14th August 1872. under the " Companies Acts 1862 and 1867, " and under an Act of the Session 1873 of the General Assembly of New Zealand.

H E A D OFFICE-37 L O M B A R D STREET, LONDON, E. C. C A P I T A L , £ 2 , 000, 000, in 200, 0 0 0 Shares of £ 1 0 each.

FIRST I S S U E , 1 0 0 , 0 0 0 S H A R E S , on which £ 3 , 1 0 s . per Share has been called up— £ 3 5 0 , 0 0 0 . —Number of Shareholders, 1 6 4 5 .

Chairman—CHARLES M A G N I A C , Esq., of Messrs Matheson & Co. Deputy-Chairman—DUDLEY R O B E R T S M I T H , Esq., Banker.

Col. Sir T H O S . G O R E B R O W N E , K. C. M . G . Sir C H A R L E S C L I F F O R D . A L E X A N D E R G R A N T D A L L A S , Esq. ISAAC EARL F E A T H E R S T O N , Esq.

" W I L L I A M S M E L L I E G R A H A M E , Esq. E D W A R D B R O D I E H O A R E , Esq. J O H N M O R R I S O N , Esq. W I L L I A M W H I T E H E A D , Esq.

Manager—WILLIAM JOHNSTONE S T E E L E , Esq. „ 7 ( " T H E B A N K O F E N G L A N D A N D B R A N C H E S . Bankers M E S S R S B A R N E T T S , H O A R E S , H A N B U R Y S & L L O Y D .

Solicitors—MESSRS F R E S H F I E L D S & W I L L I A M S . Auditors—MESSRS Q U I L T E R , B A L L , & Co.

FOREIGN AND COLONIAL AGENTS. In China—Messrs Jardine, Matheson, & Co. In Calcutta—Messrs Jardine, Skinner, & Co. In Ceylon—Messrs Armitage Brothers, Co­

lombo. In Singapore—Messrs Scott, Witham & Co. In Manilla—Messrs B. A. Baretto & Co. In Mauritius—Messrs Scott & Co. In Australia—The Oriental Bank Corpora­

tion. „ The Bank of South Australia.

In Australia—The English, Scottish and Australian Chartered Bank.

„ The Commercial Banking Company of Sydney.

In Tasmania—The Commercial Bank Van Diemen's Land.

In New York—Messrs Howland & Aspinwall In San Francisco—The' London & San

Francisco Bank, Limited. The Bank has Agents or Correspondents in all the principal Towns of England.

AGENTS I N SCOTLAND. The Bank of Scotland. The British Linen Company Bank. The Aberdeen Town and County Bank.

The National Bank of Scotland. The. Clydesdale Banking Company. The Caledonian Banking Company.

AGENTS I N IRELAND. The Bank of Ireland. The Provincial Bank of Ireland. The National Bank.

The Royal Bank of Ireland. The Belfast Banking Company. Messrs Boyle, Low, Murray & Co., Dublin

Messrs Guinness, Mahon & Co., Dublin.

BRANCHES AND AGENCIES I N NEW ZEALAND. A D A M B U R N E S , Esq., Inspector and General Manager, Wellington.

Auckland. Balclutha. Blenheim. Cardrona. Christchurch. Coromandel.

Dunedin. Grahamstown Greymouth. Hamilton. Invercargill. Lyell.

Napier. Nelson. New Plymouth. Oamaru Palmerston. Port Chalmers.

Queenstown. Reefton. Riverton. Switzers. Taieri. Tauranga.

Temuka. Timaru. Tokomairiro. Wanganui Wellington. Winton.

THE LONDON OFFICE-Grants Drafts on New Zealand payable on demand, or Bills of Exchange at Thirty or

Sixty days' sight; and these may also be obtained of any of the Bank's Agents throughout England, Scotland, and Ireland.

Receives Deposits of £50 and upwards, on terms to be ascertained on application. Opens Current Accounts for the convenience of its New Zealand constituents. Negotiates Drafts against Goods, on hypothecation of Bills of Lading, Invoices, and In­

surance Policies. Collects Bills payable in New Zealand. Undertakes the Agency of constituents connected with New Zealand, the purchase and

sale of New Zealand Government and other Securities, Shares, & c , receiving the » same for safe custody, and drawing the Interest or Dividends thereon as they fall

due; and Conducts every other description of Banking business between London and New Zealand.

W . J . S T E E L E Manager. 37 LOMBARD STREET LONDON E. C. May 1874.

UNION BANK OF AUSTRALIA. E S T A B L I S H E D 1 8 3 7 .

• Paid-up Capital , £ 1 , 250 , 0 0 0 . Reserve Fund, £ 4 0 0 , 0 0 0 .

H E A D OFFICE B A I T S B U I L D I N G S , LOTHBTJRY, L O N D O N .

COLONIAL BRANCHES. V I C T O R I A .

Melbourne. Geelong. Ballarat. Sandhurst. Portland.

NEW S O U T H W A L E S .

Sydney.

Q U E E N S L A N D .

Brisbane. Rockhampton.

S O U T H A U S T R A L I A .

Adelaide. Port Adelaide.

T A S M A N I A (Van Diemen's

Land). Hobart Town. Launceston.

N E W Z E A L A N D .

Auckland. Wellington. Napier (Hawke's Bay). Gisborne (Poverty Bay). Nelson. Hokitika (West Coast). Christchurch ") Lyttleton (Canterbury). Timaru Dunedin Oamaru (Otago). Invercargill J

T h e B a n k grants Let ters of C r e d i t , or B i l l s a t T h r e e or T h i r t y D a y s '

s ight , u p o n its Branches, at t h e customary rates, o n t h e m o n e y b e i n g de­

posited. S i m i l a r Let ters of C r e d i t m a y be procured f r o m i ts A g e n t s i n

a l l the p r i n c i p a l towns t h r o u g h o u t E n g l a n d , Sco t land , a n d I r e l a n d . T h e

B a n k also negotiates, a n d sends for col lect ion, B i l l s on t h e Colonies, the

terms for w h i c h m a y be obta ined on appl ica t ion at th is Office.

AGENTS I N GREAT BRITAIN. The National Provincial Bank of England. The London and County Bank. The Bank of Liverpool. The Lancaster Banking Co. Parr's Banking Co., Warrington, &c. Messrs Swann, Clough, & Co., York. Messrs Beckett & Co., Messrs W m , Wms. Brown & > Leeds, &c.

Co., J The Halifax and Huddersfield Union Bank. The Bradford Commercial Bank. Messrs Garfit, Claypon, & Co., Boston, &c. Moore & Robinson's Nottingham Banking Co.

Lloyd's Banking Co. B i r m i n g h a m

The Town and District Bank, The Birmingham Banking Co., The Northamptonshire Union Bank. Messrs Bassett, Son, & Harris, Leighton

Buzzard, &c. Messrs Foster & Co., Cambridge, &c. Messrs Bound, Green, & Co., Colchester. Messrs Grant, Gilman, & Long, Portsmouth. Messrs Maddison, Atherley, & Co., South­

ampton.

Messrs Cave, Baillie, & Co., Messrs Sir William Miles, Bristol Bart., & Co., J

The West of England and South Wales District Bank.

The Gloucestershire Banking Company. The County of Gloucester Bank. The Devon and Cornwall Banking £o. Messrs Bolithos, Sons, & Co., Penzance, Messrs Tweedy, Williams, & Co., Truro, Messrs J . M. Williams & Co., Bedruth, Messrs Dingley & Co., Launceston, &c. Messrs Vivian, Grylls, Kendall, & Co., Ife

stem.

The Bank of Ireland. The Royal Bank of Ireland, Dublin. The Northern Banking Company.

The National Bank of Scotland. The Commercial Bank of Scotland. The Union Bank of Scotland. The City of Glasgow Bank. The Clydesdale Bank. The Aberdeen Town and County Bank.

J O H N B R A M W E L L , Manager.

THE BANK OF NEW ZEALAND ' A

Bankers M the General Government of New Zealand, the Provincial Government of Auckland, Wellington, Canterbury, Otago, Sec. 0

Paid-up Capital, £600, 000. Reserve Fund, £180, 000.

H E A D OFFICE—AUCKLAND.

Branches and Agencies: - I n V I C T O R I A ( A U S T R A L I A ) MELBOURNE.

I N NEW ZEALAND— Akaroa. Alexandra. Arrow. Ashburton. Blenheim. Carlyle Charleston. Christchurch. Clutha-terry. Coromandel Cromwell.

Dunedin. Gisborne. Grahamstown. Greenstone. Greymouth. Greytown. Hokitika. Invercargill. Kaiapoi. Lawrence.

Lyell. Lyttelton. Marton Mataura. Napier. Naseby Ngaruawahia. Nelson. New Plymouth. Oamaru.

Palmerston. Picton. Queenstown. Rangiora. Reefton. Riverton. Ross. Roxburgh. Southbridge. Stafford.

Tauranga. Temuka. Timaru. Tokomairiro. Waikouaiti. Waitahuna. Wanganui. Wellington. West Port. Wetherston.

This Bank Grants Drafts on any of the above named places, and transacts every description of Banking Business connected with New Zealand and Australia on the most favourable terms.

The London Office receives Deposits at Interest for fixed periods, on terms which may be learned on application.

F . L A R K W O R T H Y , Managing Director. No. 5 2 O L D BROAD. S T R E E T , L O N D O N , E. C.

THE OTAGO AND SOUTHLAND INVESTMENT COMPANY (LIMITED).

Incorporated under " The Companies Act, 1862. "

Capital, £500, 000, in 100, 000 Shares of £ 5 each. F I R S T ISSUE, 5 0 , 0 0 0 SHARES.

Directors. A. L. E L D E R , Esq. J. H A R B O T T L E , Esq.

A. M O R R I S O N , Esq. J. R. M O R R I S O N , Esq.

J. D. T H O M S O N , Esq.

" Auditors—J. S A W Y E R , Esq., C. I I . ROBINSON, Esq. Bankers—THE B A N K O F SCOTLAND, for London and Scotland.

Committee in Otago. W. J . M . L A R N A C H , Esq. A N D A. W. M O R R I S , Esq. (Manager

Bankers—THE N A T I O N A L B A N K OF NEW Z E A L A N D , L I M I T E D .

Offices—5 ADAM'S C O U R T , O L D BROAD S T R E E T , LONDON, E. C.

A gent in Edinburgh— JOHN A U L D , Esq., W . S. , 21 T H I S T L E STREET.

T H I S Company receives Loans on Debentures, in sums of not less than £100, for 3 years and upwards, at 5 per cent, per annum, payable by Coupons at the Bankers of the Com­pany in London, on 1st January and 1st July. These Loans are amply secured by the uncalled Capital of the Company, as well as by First Mortgages on Land and House Pro­perty in New Zealand, which are carefully selected by the Local Committee in Dunedin for all advances.

A F F L E C K F R A S E R , Secretary.

FREE AND ASSISTED EMIGRATION TO NEW ZEALAND.

P. Henderson & Co. 's Regular Line of Packets from Clyde to New Zealand.

Tons Regr.

C I T Y O F D U N E D I N . . . . 1084 W I L L I A M D A V I E 8 4 0 JAS. N . F L E M I N G 9 9 2 P E T E R D E N N Y 997 C H R I S T I A N M ' A U S L A N D . . 9 6 2 M A R G A R E T G A L B R A I T H . . 8 4 1 H E L E N B U R N S . . . . • . . . 798 A G N E S M U I R 851 M I L D D E E R 1016 OTAGO 992

Tons Regr.

J E S S I E R E A D M A N . . . . . 9 6 2 C A N T E R B U R Y 1250 D U N E D I N . . . . . . . . 1250 I N V E R C A R G I L L 1250 W E L L I N G T O N {building).. 1250 A U C K L A N D {building)... 1 2 5 0 N E L S O N { b u i l d i n g ) . . . . 1250 A L B I O N { b u i l d i n g ) . . . . 1250 S C O T I A {building) 1250

One of the above fine vessels leaves Clyde for D u n e d i n , Otago, N e w Zea land , about once a month , under contract w i t h the A g e n t of the Provinc ia l Government .

These ships, bu i l t expressly for the N e w Zea land Passenger Trade , have splendid accommodation in the Poop for Cabin , and in the 'Tween-Decks for Steerage Passengers.

Free and assisted Passages are g r a n t e d ; appl icat ion for w h i c h m u s t be made to GEORGE A N D R E W , Esq. , 3 H o p e Street , E d i n b u r g h .

A d u l y qualif ied Surgeon accompanies each ship. Goods and Passengers t a k e n at through rates to al l other N e w Zea land ports. For Rates of Passage and fu r the r in format ion apply t o

P. H E N D E R S O N & CO., 15 St. V i n c e n t Place, Glasgow.

BOOKS O N E M I G R A T I O N

S O L D B Y B E L L A N D B R A D F U T E , 1 2 B A N K S T R E E T .

GENERAL H INTS TO EMIGRANTS, containing Notices of the various Fields for E m i g r a t i o n ; w i t h H i n t s on Preparat ion for E m i g r a t ­ing, Outf i ts, &c. &c. W i t h Direct ions and Recipes useful to the E m i g r a n t . M a p and Diagrams. 2s.

THE EMIGRANT'S GUIDE TO N A T A L , by R. J. Mann, F. R. A . S., F. M . S. M a p . £ i .

T H E EMIGRANT'S G U I D E TO AUSTRALIA , New South Wales , Western A u s t r a l i a , South Aust ra l ia , V i c t o r i a , and Queensland, b y J . BAIRD, B. A. M a p . 2s. 6d.

THE EMIGRANT'S G U I D E TO T A S M A N I A A N D N E W Z E A L A N D , by J . B A I R D , B. A . . 2s.

The above 12mo volumes, 12mo, cloth boards, price 5s., under tlie general title of—

T H E EMIGRANT'S G U I D E TO AUSTRALASIA , comprising Aust ra l i a (New South Wales , W e s t e r n Aust ra l ia , South Aust ra l ia , V ic to r ia , and Queensland), Tasmania, and N e w Zealand 1. B y the Rev . J . B A I R D , B. A . W i t h Maps of Austra l ia and N e w Zea land . #

AGENT OF THE PROVINCIAL GOVERNMENT

OF OTAGO.. * "

JOHN AULD, ESQ., WRITER TO THE SIGNET, EDINBURGH.

O F F I C E 3 H O P E S T R E E T , E D I N B U R G H . • . -»

All Communications to be addressed to the office.

George ANDREW, Secretary.