6
Saturday Reporter-Herald June 5, 2010 E1 www.realtyguide.com Saturday, June 5, 2010 Reporter-Herald Roberto Ortiz, Broker/Owner with Assist 2 Sell/Or tiz Realty, Inc. Real Estate Matters P Pa ag ge e E E3 3 Realtor of the Week Director y P Pa ag ge e E E5 5 See GLINK/Page E6 Inside this week’s Home & Real Estate P Pa ag ge e E E4 4 Spruce up your home with Irises RE/MAX Alliance Tees It Up Agents to host charity golf tournament benefiting Children’s Miracle Network RH PAID ADVERTORIAL R E/MAX Alliance in Love- land knows the impor- tance of giving. The real estate company annually donates nearly $120,000 to the Chil- dren's Miracle Network through various company fund-raising programs and Realtor participa- tion. David Powell, RE/MAX Alliance Managing Broker, said the Love- land agents go above and beyond in charitable acts. “Each of our agents donates $5 on every one of their transac- tions, and some donate even more than that,” he said. “When you add it all up, this amounts to a very sizable sum of money.” The company also hosts an an- nual charity golf tournament supporting the Children’s’ Mira- cle Network. RE/MAX Alliance’s 17th annual tournament will be held on August 16, 2010 at the Riverdale Dunes and Knolls Golf Club in Brighton. The theme for this year’s tournament is A Dream is a Wish Your Heart Makes. “The golf tournament is our biggest event of the year,” Powell said. “It’s always a lot of fun, but most importantly, we go home at the end of the day feeling good about our contributions.” The 2009 RE/MAX Alliance Charity Golf Tournament raised over $60,000, and 100 percent of the proceeds raised by the RE/MAX Alliance Charity Golf Tournament go to Children's Hospital in Denver. Each year, Children’s Miracle Network hospitals provide more than $2.5 billion in charitable care. These non-profit children’s hospitals depend on community support. The tournament is a best ball scramble, so the community is invited to grab a foursome and make a day of it. There is also a helicopter ball drop, in which for $20 you can purchase a golf ball to be dropped with over 700 oth- er golf balls from a helicopter. The ball that lands closest to or in the hole wins the owner of that ball $1,000. With the gracious support from corporate sponsors, RE/MAX Alliance’s mission is to help make a difference in the lives of youth. Not only will sup- porters receive the satisfaction of making a difference in the lives of children and their fami- lies, but they will also gain expo- sure to an elite market of real es- tate professionals. “This truly is a charitable con- tribution to such a phenomenal organization,” Powell said. “The Children’s Miracle Network has dozens of locations all over the nation, and we are thrilled to be a part of their mission. RE/MAX has been partnered with the CMN program since 1992, and it is definitely one of our greatest accomplishments as a compa- ny.” For more information on spe- cific offices, sales associates, or career opportunities, contact Kim Hawkins, at 303-759-6636 or via email at kimhawkins@ remax.net. Additional informa- tion is available online at www.HomesInColorado.com. RE/MAX ALLIANCE RECOGNIZED AND INDUCTED INTO THE MAE B. BOETTCHER SOCIETY RE/MAX Alliance was recently recognized by the Mae B. Boettcher Society as a qualifying donor to The Children’s Hospital Foundation. The funds raised help support the treatment of all children and the continuing search for some of the most common, yet currently incurable diseases. The Mae B. Boettcher Society acknowledges donors who have contributed $250,000 to $999,999 throughout their life- times to The Children’s Hospital. The Boettcher Society will launch this year with 164 mem- bers including individuals, cor- porations, foundations, associa- tions and organizations. RE/MAX Alliance representatives will participate June 7 for an in- augural event recognizing this extraordinary group of philan- thropists. Mae Boettcher's passion for The Children's Hospital stemmed from her service on the Children's Board of Directors from 1951 until 1976. Her in- volvement led to philanthropic support and influence, including the Boettcher Foundation's his- toric $5 million gift to the Imag- ine the Miracles Campaign for The Children's Hospital. Mae Boettcher has touched many lives through her philanthropy. “Through the continued sup- port of our staff, agents, friends and family, we believe we can truly make a difference in the lives of youth in the Rocky Mountain region. And … our children are our future,” said Chad Ochsner, Broker/Owner. “RE/MAX Alliance cares a great deal about the community and is committed to actively support- ing local organizations and caus- es through fundraising efforts and involvement from its associ- ates. Children’s Miracle Network is near and dear to us, and just one of the many ways we can give back,” Ochsner added. Photo courtesy of RE/MAX RE/MAX Alliance agents stand with a check to The Children’s Hospital. Photo courtesy of RE/MAX Alliance Golf carts line up at a previous RE/MAX Alliance charity golf tournament. When: Tournament is on August 16. Check in is at 9:30 a.m., shotgun start is at 11:30 a.m., and the golf ball drop, live auc- tion and dinner will start at 5:30 pm. Where: Riverdale Dunes and Knolls Golf Club, 13300 Riverdale Road, Brighton For more information: 303-759-6636, e-mail [email protected] or visit www.AllianceGolfForKids.com. Tournament information ILYCE GLINK TRIBUNE MEDIA SERVICES Q uestion: My wife and I have excellent credit scores and secure in- comes, and yet we have been un- able to refinance some rental residential properties that we own because appraisers are not able to locate comparable prop- erties. Our current 30-year mort- gages are around 6.75 percent, and the current market rates for such properties are at least 1 percent lower. But our town is so small there are few, if any, sales to use as comparables. When we approach potential lenders they are invariably eager for our business (and eager for our deposits) but only after we have spent days tracking down and filling out all the required forms are we then told: “We are sorry but the appraiser was not able to find comparable proper- ties sufficiently close in time and distance to appraise your proper- ty.” I further emphasize that we were disqualified, not because the comparable values were too low but because they could not be found. I will also add that, al- though we are near retirement age, we intend to hold onto these properties for many years to come and plan to live nearby and one day manage the proper- ties ourselves. Answer: You are between a rock and a hard place. If a lender can’t get comparables to deter- mine what your properties are worth, that will make it very dif- ficult to refinance these proper- ties. But you already know that. While you did not indicate the types of lenders you have ap- proached, you might want to try your local savings and loan to see if they have a better feel for the market in your area and if they are more willing to lend money in your community. Of course, many local banks and savings and loans have been hit hard by bad real estate loans made to local developers, and consequently they may not be in the position to do any lending at the moment. If you’ve tried your local banks and were unable to get any- where, your options might be limited. You didn’t indicate how long you’ve had your loans in place. If you have had the loans for some time, you should con- sider whether the reduction in the interest rate is enough to overcome the expense of refi- nancing the properties. While Comparable values can’t always be found Mortgage rate update 30-year fixed 15-year fixed 5/1 ARM This week Last week Trend 4.91% 4.30% 3.76% 4.87% 4.34% 3.80%

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Real estate in Loveland and northern Colorado

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Page 1: Real Estate Guide

Saturday Reporter-Herald June 5, 2010 E1

www.realtyguide.com Saturday, June 5, 2010 Reporter-Herald

Roberto Ortiz,Br oker/Ownerwith Assist 2

Sell/Or tizRealty, Inc.

Real EstateMatters

PPPaaagggeee EEE333

Realtor ofthe Week

Director yPPPaaagggeee EEE555

� See GLINK/Page E6

Inside this week’s Home & Real Estate

PPPaaagggeee EEE444

Spruce up your home with Irises

RE/MAX Alliance Tees It UpAgents to host

charity golftour namentbenefitingC h i l d re n ’s

Miracle Network

RH PA I D A D V E RT O R I A L

RE/MAX Alliance in Love-land knows the impor-tance of giving. The real

estate company annually donatesnearly $120,000 to the Chil-dren's Miracle Network throughvarious company fund-raisingprograms and Realtor participa-tion.

David Powell, RE/MAX AllianceManaging Broker, said the Love-land agents go above and beyondin charitable acts.

“Each of our agents donates$5 on every one of their transac-tions, and some donate evenmore than that,” he said. “Whenyou add it all up, this amounts toa very sizable sum of money.”

The company also hosts an an-nual charity golf tournamentsupporting the Children’s’ Mira -cle Network. RE/MAX Alliance’s17th annual tournament will beheld on August 16, 2010 at theRiverdale Dunes and Knolls GolfClub in Brighton. The theme forthis year’s tournament is ADream is a Wish Your HeartM a ke s .

“The golf tournament is ourbiggest event of the year,” Po w e l lsaid. “It’s always a lot of fun, butmost importantly, we go home atthe end of the day feeling goodabout our contributions.”

The 2009 RE/MAX AllianceCharity Golf Tournament raisedover $60,000, and 100 percentof the proceeds raised by theRE/MAX Alliance Charity GolfTournament go to Children'sHospital in Denver.

Each year, Children’s MiracleNetwork hospitals provide morethan $2.5 billion in charitablecare. These non-profit children’s

hospitals depend on communitysupport.

The tournament is a best ballscramble, so the community isinvited to grab a foursome andmake a day of it. There is also ahelicopter ball drop, in which for$20 you can purchase a golf ballto be dropped with over 700 oth-er golf balls from a helicopter.The ball that lands closest to orin the hole wins the owner ofthat ball $1,000.

With the gracious supportfrom corporate sponsors,RE/MAX Alliance’s mission is to

help make a difference in thelives of youth. Not only will sup-porters receive the satisfactionof making a difference in thelives of children and their fami-lies, but they will also gain expo-sure to an elite market of real es-tate professionals.

“This truly is a charitable con-tribution to such a phenomenalo rg a n i z a t i o n , ” Powell said. “TheChildren’s Miracle Network hasdozens of locations all over thenation, and we are thrilled to bea part of their mission. RE/MAXhas been partnered with theCMN program since 1992, and itis definitely one of our greatestaccomplishments as a compa-n y. ”

For more information on spe-cific offices, sales associates, orcareer opportunities, contactKim Hawkins, at 303-759-6636or via email at [email protected]. Additional informa-tion is available online atw w w. H o m e s I n C o l o r a d o. c o m .

RE/MAX ALLIANCE RECOGNIZEDAND INDUCTED INTO THE MAE B.BOETTCHER SOCIETY

RE/MAX Alliance was recentlyrecognized by the Mae B.Boettcher Society as a qualifyingdonor to The Children’s HospitalFoundation. The funds raisedhelp support the treatment of all

children and the continuingsearch for some of the mostcommon, yet currently incurablediseases.

The Mae B. Boettcher Societyacknowledges donors who havecontributed $250,000 to$999,999 throughout their life-times to The Children’s Hospital.The Boettcher Society willlaunch this year with 164 mem-bers including individuals, cor-porations, foundations, associa-tions and organizations.RE/MAX Alliance representativeswill participate June 7 for an in-augural event recognizing thisextraordinary group of philan-t h ro p i s t s .

Mae Boettcher's passion forThe Children's Hospitalstemmed from her service on theChildren's Board of Directorsfrom 1951 until 1976. Her in-volvement led to philanthropicsupport and influence, includingthe Boettcher Foundation's his-toric $5 million gift to the Imag-ine the Miracles Campaign forThe Children's Hospital. MaeBoettcher has touched manylives through her philanthropy.

“Through the continued sup-port of our staff, agents, friendsand family, we believe we cantruly make a difference in thelives of youth in the RockyMountain region. And … ourchildren are our future,” saidChad Ochsner, Broker/Owner.“RE/MAX Alliance cares a greatdeal about the community and iscommitted to actively support-ing local organizations and caus-es through fundraising effortsand involvement from its associ-ates. Children’s Miracle Networkis near and dear to us, and justone of the many ways we cangive back,” Ochsner added.

Photo courtesy of RE/MAXRE/MAX Alliance agents stand with a check to The Children’sHospital.

Photo courtesy of RE/MAX AllianceGolf carts line up at a previous RE/MAX Alliance charity golf tournament.

When: Tournament is on August 16. Check in is at 9:30 a.m.,shotgun start is at 11:30 a.m., and the golf ball drop, live auc-tion and dinner will start at 5:30 pm.W h e re : Riverdale Dunes and Knolls Golf Club, 13300 RiverdaleRoad, BrightonFor more information: 303-759-6636, [email protected] or visit www.AllianceGolfForKids.com.

Tournament information

ILY C E GLINKTRIBUNE MEDIA SE RV I C E S

Question: My wife and Ihave excellent creditscores and secure in-

comes, and yet we have been un-able to refinance some rentalresidential properties that weown because appraisers are notable to locate comparable prop-erties.

Our current 30-year mort-gages are around 6.75 percent,and the current market rates forsuch properties are at least 1percent lower. But our town is sosmall there are few, if any, salesto use as comparables.

When we approach potentiallenders they are invariably eagerfor our business (and eager forour deposits) but only after wehave spent days tracking downand filling out all the requiredforms are we then told: “We aresorry but the appraiser was notable to find comparable proper-ties sufficiently close in time anddistance to appraise your proper-t y. ”

I further emphasize that wewere disqualified, not becausethe comparable values were toolow but because they could notbe found. I will also add that, al-though we are near retirementage, we intend to hold ontothese properties for many yearsto come and plan to live nearbyand one day manage the proper-ties ourselves.

Answer: You are between arock and a hard place. If a lendercan’t get comparables to deter-mine what your properties areworth, that will make it very dif-ficult to refinance these proper-ties. But you already know that.

While you did not indicate thetypes of lenders you have ap-proached, you might want to tryyour local savings and loan tosee if they have a better feel forthe market in your area and ifthey are more willing to lendmoney in your community. Ofcourse, many local banks andsavings and loans have been hithard by bad real estate loansmade to local developers, andconsequently they may not be inthe position to do any lending atthe moment.

If you’ve tried your local banksand were unable to get any-where, your options might belimited. You didn’t indicate howlong you’ve had your loans inplace. If you have had the loansfor some time, you should con-sider whether the reduction inthe interest rate is enough toovercome the expense of refi-nancing the properties. While

Comparablevalues can’talways be

found

Mortgage rate update

30-year fixed

15-year fixed

5/1 ARM

This week Last week Tre n d

4.91%

4.30%

3.76%

4.87%

4.34%

3.80%

Page 2: Real Estate Guide

Saturday Reporter-Herald June 5, 2010 E2

H& Real Estate TransactionsRE

Real Estate Trans-actions are suppliedby Prospects Unlimit-ed Inc., 1151 EagleDrive No. 467, Love-land, CO 80537,667-1537.

L oveland• Karen & Brent

Bowers from TalonsReach Builders LLC,2717 W 46th St,Loveland, $142,300,home

• Benjamin Meyerfrom Yelek BonnieHicks, 9443 WCounty Road 18 E,Loveland, $300,000,home

• Richard Loperfrom Fannie Mae,304 S County Road21, Loveland,$241,500, home

• Henriette Lech-man from KeeferJames M, 1576 10thSt Sw, Loveland,$158,000, home

• Ellen Ulrichfrom Loveland Mid-town DevelopmentI, 1889 SagittariusDr, Loveland,$174,900, home

• Robert & Billie

Urich from WarbergFarm DevelopmentLLC, 3399 SophiaCt, Loveland,$240,000, home

• Roy Gates fromBaughman Darren,352 Audrey Dr,Loveland, $120,000,home

• Rick & KarisaOstdiek from BrownStephen V & AndreaJ, 1915 Mas-sachusetts St, Love-land, $387,900,home

• Scott Petersonfrom Capital WestNational Bank,4018 Via Del OroDr, Loveland,$323,800, home

• Carolyn Kvandefrom ChernissClaudette, 4244 PinOak Dr Unit C,Loveland, $138,000,condo

• Bryan Stillwellfrom Conley Ken-neth G, 1115 E 5thSt, Loveland,$220,000, home

• Brendt & Car-olyn Talcott fromKvande Carolyn L,362 Tiabi Ct, Love-

land, $235,000,home

• Barbara Michelsfrom Lang Kenneth& Gail, 3195Williamsburg St,Loveland, $190,000,home

• Patrick & SaraToole from E JoyceKinsman Trust,4749 Patmore AshDr, Loveland,$322,500, home

• Judy Heinz fromHeinz Benjamin J,4309 Sunridge Dr,Loveland, $165,000,home

• Harry & PatriciaTrunnell fromKoppes Kari L, 1045Crabapple Dr, Love-land, $345,000,home

• Joseph & Jean-nie Verderaime fromLakes Point Con-struction I LLC,3597 Loveland Ave,Loveland, $268,300,home

• Dan & MariaBowen fromMartin Jon D, 1920Gunnison Pl, Love-land, $210,000,home

• Janice & BrentHerren from MeggsWilliam R & CynthiaK, 4200 Lookout Dr,Loveland, $230,000,home

• Victor Torresfrom Smith Shane,1817 KinnikinnikPl, Loveland,$157,900, home

• Christopher Fu-to from SteffensBradford & Genesis,399 Krypton Ct,Loveland, $163,500,home

• Barry Long

from Yancey Todd &Melanie, 1545 NewMexico St, Love-land, $254,500,home

• Guy & PatriciaWilder fromArndt John F, 457Clubhouse Ct, Love-land, $285,000,home

• Scott & Kather-ine Mcelderr fromCitimortgage Inc,1708 MoonstoneCir, Loveland,$214,900, home

• Rena & CalebRobertson from Ei-tan Yehezkel, 4535Stump Ave, Love-land, $230,000,home

• Ronald & LindaStoddart from Fan-nie Mae, 1979 PineyRiver Dr, Loveland,$154,000, home

• Pamela Trustfrom Fed HomeLoan Mtg Corp,1517 Crestridge Dr,Loveland, $119,300,home

• Deborah & Deb-orah Pyles from Fos-ter Gerald D, 1728Manchester Ct,Loveland, $202,000,home

• James Minesfrom GibbonsSteven E &Stephanie A, 145626th St Sw, Love-land, $254,900,home

• Sara Seal fromGrewal Jasjit S, 738E 5th St, Loveland,$145,000, home

• Rodney & BethJohnson from John-son Blair D & StacyL, 2073 TorrentDuck Ave, Loveland,

$215,000, home• Ervin & Kari

Southard from La-gro ConstructionInc, 3426 CreedeCt, Loveland,$315,000, home

• Gary & MarleneVandyke fromLampe Delbert D& Nancy L, 1588Sussex Ct, Love-land, $190,000,home

• Shawn & StacyLibal from Msac2007 Sea1, 1602Celeste Ln, Love-land, $524,200,home

• Darryl Schlot-thauer from MyersLeona A & KennethR, 3017 Silver LeafDr, Loveland,$175,000, home

• Barbara Roitschfrom Pellizzari Peg-gy, 3875 Linden-wood Ct, Loveland,$215,000, home

• Brooke Scottfrom Portillo Jose L,1209 Raven Pl,Loveland, $156,700,home

• MarjorieGanzkow from Rai-mond Rex R, 718 SGilpin Ave, Love-land, $149,000,home

• Harry & SherylHepburn from So-den Gregory C &Debra S, 6585 Sea-side Dr, Loveland,$335,000, home

Berthoud• David & Victoria

Edwards from Auro-ra Ln Services LLC,302 Bimson Ave,Berthoud,$138,500, home

• Nathan & JillCopeland fromDeutsche BankTrust Co America,317 E Colorado Ave,Berthoud,$164,000, home

Estes Park• Renee Blancq

from Habitat ForHumanity Estes Val,825 Kundtz Ln,Estes Park,$204,700, home

• Joanne Healyfrom Cmar Joan,748 Columbine Dr,Estes Park,$380,000, home

Johnstown• Ashley & Aaron

Walker from GilbertJennifer S & Eric J,3670 Wittaker Cir,Johnstown,$288,000, home

• Brian Baronfrom Olinger CraigA, 3572 Dilley Cir,Johnstown,$185,000, home

• ChristopherRabe from RockyMount Invest GroupLLC, 330 RivieraLn, Johnstown,$179,900, home

• Donald &Kristie Drage fromRondeau Stephen P& Janette I, 2124Black Duck Ave,Johnstown,$299,900, home

• Randy & MeganSandvig fromOakwood HomesLLC, 3913 Heather-wood Cir, John-stown, $211,000,home

• Jessica Jordanfrom Oakwood

Homes LLC, 3854Balsawood Ln,Johnstown,$167,600, home

• Richard Sewellfrom Ryland GroupInc, 2701 WhiteWing Rd, John-stown, $235,000,home

• Larry & PeggyGranzin from Bo-nenberger DeanneLynn, 11 Linden-wood Cir, John-stown, $201,500,home

• Jeremy Kolofrom Vogel Dan,1727 Wood DuckDr, Johnstown,$228,000, home

• Chad Walkerfrom Wells FargoBk, 2223 MandarinCt, Johnstown,$223,000, home

M i l l i ke n• Patricia Wol-

heter from GreenDonald L Jr &Kristi, 864 SchoolHouse Dr, Milliken,$175,000, home

Windsor• Timothy & Leah

Fjestad from FannieMae, 711 Apple Ct,Windsor, $121,300,home

• Craig & Kimber-ly Emil from AugaThomas M & DeniseL, 11215 PonderosaTrl, Windsor,$445,000, home

• Matthew &Jackie Hernandezfrom MasterpieceHomes LLC, 432Wind River Dr,Windsor, $212,000,home

• Shane & Rebec-ca Johnston fromPeakview HomesLLC, 622 Yukon Ct,Windsor, $280,000,home

• Brian & JaneDebrie from LacyMathew J & AmberA, 1952 Kestrel Ct,Windsor, $555,000,home

• Donald & TerriGrenz from Water-mark Partners LLC,165 Kitty Hawk Dr,Windsor, $275,000,home

• Daina Knutsonfrom Wells FargoBk, 104 Beacon WayUnit 6h, Windsor,$100,000, condo

• Ruth Bellerfrom KauffmanKenneth P &Patricia, 619 Cor-nerstone Dr, Wind-sor, $182,000,home

• Paul & CarolDobrovolny fromLoax PropertiesLLC, 586 BarnwoodDr, Windsor,$218,500, home

• Jordan Hungen-berg from New WestBk, 197 TidewaterDr, Windsor,$375,000, home

• Sandra Bicker-ton from PicconeFrank J & Karen L,1374 Boardwalk Dr,Windsor, $225,000,home

• Cameron &Kendra Nightingalefrom SchneidewindCharles R & Diana,5745 Pineview Ct,Windsor, $445,000,home

23-313604

Property offers a huge fenced yard with mature landscaping, and lots of parking. Zoned T-Tourist allowing for many possibilties. A must see. Contact Alex, for more details.

5454 Wild Lane

CHECK THIS ONE OUT!

Alex SchumanHenderson Management

[email protected]

www.5454wildlane.com

40’s bungalow on .32ac lot w/ 2-car gar, alley access, and lg. redwood deck! 3BD, 2BA, 1957sf, new kitchen in ‘03, built-in storage, coved ceilings & arched doorways! New exterior stucco & windows!

831 Franklin Ave-Old-Town Berthoud

PRICE REDUCED-$184,900

Marian Maggi970-290-0908marian@berthoudrealestate.comwww.berthoudrealestate.com

Lots of upgrades & design features in this 3241sf custom built home in like-new condition! 3BD, 3BA, main fl oor master w/ 5pc. bath, solid oak fl ooring, and RV/boat parking. Sits on a 1/3 acre lot!

201 S. 8th St. - Berthoud

PRICE REDUCED-$294,900

Marian Maggi970-290-0908marian@berthoudrealestate.comwww.berthoudrealestate.com

Beautiful 4bed/3bath brick ranch backs to open space & trail. Builder upgrades include hickory fl oors, granite, custom tile, full fi nished bsmt, 3 sided fi replace, landscaping & more! $369,900

4360 Fruita Drive

PRICE REDUCTION ON FORMER MODEL HOME

Michelle WilliamsPrudential Rocky Mtn. [email protected] www.circlepix.com/7AA4ME

Completely remodeled & updated 3348sf, 4BD, 3BA ranch home on 2.3 acres! Open fl r plan, wood fl rs, granite tile counters & hickory cabinets in kitchen. Deck overlooks open space, lg. yd & pasture!

4701 Karen Ct. - Berthoud

COUNTRY COMFORT-$335,000

Kathleen Gruman970-290-3393kathleen@berthoudrealestate.comwww.berthoudrealestate.com

Beautiful home on large private lot. Gorgeous hardwoods throughout, amazing master suite with 2-sided fi replace. Enjoy warm summer nights on back patio. Too many features to list.

8008 Hillsboro Court...$375,000

IN DESIRABLE MANOR RIDGE!

Linda HopkinsThe Group(970) 217-1228

Remarkable home in Mariana Butte golf course neighborhood! 3 bedrooms, 3 baths, slate entry, custom & hand crafted workmanship. Separate dining room, 2 pantries, wood fl oors. Great location!

855 Eagle Ridge Court, Loveland

OPEN HOUSE SUNDAY 1-3 PM

Gayle SchinkPrudential Rocky Mountain, [email protected]

Walkout bsmt., open fl oor plan, panoramic views. In select group of lots. Pittington Ranch. Many upgrades. Must see. W. on Hwy 34, S. on CR 29 to 18E. 2.3 miles to Flat Iron Rd., right to Reservoir.

NEW CUSTOM RANCH - 288 RESERVOIR

OPEN HOUSE SAT. & SUN. 1-4 TRADES CONSIDERED

John MatheyPremier Lifestyle(970) 613-4400(970) 481-5512

Stunning 5836sf, 4BD, 5BA 2-story home on 4.42 acres. Finest fi nishes throughout, gourmet kitchen, walk-out bsmt, private guest ste and much more! Beautiful patios, balconies & decks w/ gorgeous views!

1610 Celeste Ln. - Loveland

PRICE REDUCED-$559,000

Gary [email protected] www.berthoudrealestate.com

OPEN WED 11AM-1:30PM • FRIDAY8AM-1:30PM • EVERY SUN 3PM-5PM. 2+Acre Lake front & horse lots starting $199,000. Surface rights, walk paths, parks, boatdocks, fi shing and peace garden.

South on CR9, West on CR16-Warberg Farm

OPEN - SATURDAY 11AM-2PM

Kurt AlbersCentury 21 Humpal, [email protected]

FEATURED PROPERTIES - UP TO $199,999FEATURED PROPERTIES - UP TO $199,999

LAND FOR SALELAND FOR SALE

$300,000 - $399,000$300,000 - $399,000

In this spacious well-maintained home. A place to relax and entertain. Enjoy the luxury of large rooms. Grand-piano living room w/vaulted ceilings, large kitchen w/Corian counter and stainless steel appliances. Rear family room with fi replace overlooking a manicured yard. Luxury Master Ste. w/5 piece bath and walk-in closet, 3 bdrms, 3 baths, fi n. basement with rec. room. RV-boat parking. Over 3,700 sq. ft. $329,900

2952 Sterling Drive

SPOIL YOURSELF

Carolyn LaMasterPrudential Rocky Mountain, [email protected]

No more upstairs and downstairs! This large ranch has one full fl oor of gracious living and a full basement for future expansion. Spacious living room with vaulted ceilings, multi-pane windows, gas fi replace and lake view radiates hospitality. The kitchen is effi ciently designed with ample storage, with cabinets and pull-out drawers galore. Serenity is the mood on the large patio with fabulous lake views and privacy. Great for summertime entertainment. A must see!! $335,000

1935 Blanca Ct.

GRACIOUS LIVING

Carolyn LaMasterPrudential Rocky Mountain, [email protected]

Love Lake Living? Lets go sailing, fi shing, boating. Summer fun starts here! An elegant home that speaks pride of ownership. formal yet inviting. Step saving kitchen with ample storage and granitecounters. 4bdrs, 3 baths, fullfi nished walk-out basement. Luxurious master suite with jetted tub. This lakefront home has “stupendous” mountain and lake views. An ideal setting for enter-taining family and friends. $525,000. Call Carolyn. A must-see home!

2640 Farisita Dr.

NEW LISTING!!!

Carolyn LaMasterPrudential Rocky Mountain, [email protected]

Your online and print resource for residential,commercial and land for sale

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$400,000 - $499,000$400,000 - $499,000

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970.206.4900Ortiz Realty, Inc • www.A2SColorado.com

Page 3: Real Estate Guide

Saturday Reporter-Herald June 5, 2010 E3

ASSIST 2 SELL/ORTIZ REALTY, INC.

L ocation: 1601 E. Eisenhower Blvd. #4,L oveland

Contact: 970-206-4900, [email protected] or www.a2scolorado.com

Designations, Affiliations & Accolades:GRI, SFR, Member NAR, CAR, member ofthe Fort Collins Board of Realtors and theNational Association of Hispanic Real Es-tate Professions — short sales and foreclo-sures

Years of Experience: 12

From Roberto Ortiz:“I am an experienced, fully licensed,

professional Realtor and member of our lo-cal real estate boards and National Associa-tion of Realtors, MLS and Metro List. Assist2 Sell/Ortiz Realty is independently ownedand operated. There are more than 640 Assist 2 Sell offices in the United Statesand Canada, we were the 103rd franchise that opened about eight years ago.

My community involvement:• Neighbor to Neighbor Board Member — president from 1994-1999• Fort Collins Jaycees Membership — vice president from 1988-1990• Fort Collins youth baseball coach — 1987-1992• Member of Coalition-Affordable Housing — presentMy first love is family and outdoors riding my motorcycle and giving to the com-

munity. I pledge professional service.”

Roberto OrtizMeet

H& Realtor of the WeekRE

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GREAT LOCATION!

Northern Colorado

Real Estate Sourcew w w . t h e g r o u p i n c . c o m

AN EXCLUSIVE SERVICE OF THE GROUP, INC. REAL ESTATE

Northern Colorado Real Estate SourceThe Real Estate Source is a magazine produced by The Group featuring homes for sale and new home neighborhoods throughout Northern Colorado.

Online version of publication at www.thegroupinc.comcontaining links to detail pages for most listings.

23-3

1353

0

Lake Loveland HomeLake Loveland HomeOpen Saturday 1:00-4:00pm

1100 West Shore Place, Lovelandre Place, Loveland1100 West ShorPROPERTY OF THE WEEKPROPERTY OF THE WEEK

Price $1,000,000Price $1,000,000

Picture yourself in the morning room with coffee and the sunrise over Lake Loveland. Carefully maintained home

offers superb entertaining options inside and out. Multiple beds and baths. Secluded master suite. Library. Granite

kitchen. Large workshop. Over 5000 sq. ft.

Heated pool. Private ramp, ski boat and dock. Firepit. Hottub. Outdoor storage.

mmme

llee e ee

..

Full LakeRights

No HOACome See

Betsy Burns970-215-1776 100 W. 29th Street

Loveland, CO 80538

Page 4: Real Estate Guide

Saturday Reporter-Herald June 5, 2010 E4

23-3

1399

1

750 W. EisenhowerLoveland Loveland

669-1234669-1234

www.HomesInColorado.comwww.HomesInColorado.com

777777755555555000000 WWWWW. EEEEEEEiiiiiissseeennnhhhhhhoooweeer777755550000000 WWWWW. EEEEEisennhhhhhhowerr777777755555555500000000 WWWWWWW. EEEEEEEiiiiiissseeennnhhhhhhhooowwweeerrr

1618 Box Prairie Cir., LovelandNewer 2 story. 4 bd.3ba unf. basement, deck, fenced yard sprinklers,a/c, new carpet included

in price, 2 living areas, big kitchen. Directions N. Taft to Georgetown N on Box Prairie. $199,900

Kathy Beadell (970) 290-1798

4546 Rosewood Dr., LovelandLow maintenance & no HOA on this all-brick ranch! Large rooms, formal & informal living, 2 wood-

burning fi replaces, 2 laundry tubs & wet bar! Zoned for 1 horse, large outbuilding, fenced yard & covered patio! $325,000Billie [email protected]

515 E 10th St., LovelandVINTAGE HOME- Upgrades & Restoration! Wood fl oors in kitchen, back yard features deck - patio - mature

trees - all awesome. Some new windows & 1-car garage.Must see this! $148,000

Midge Miller222-0127

3828 Surrey Ridge, LovelandGreat price for this beautifully unique property on over 2 acres! Enjoy the extraordinary views of the foothills

this home has to offer. 4 beds, 3 baths, fi n. Bsmt. And 3348 total sq ft. Make this one yours! $499,000

Damien Parrish988-7438

364 Scenic Drive, LovelandImpeccable home with main fl oor master in Mariana Butte. Amazing eco-friendly wide-plank fl oors.

Private yard. Great fi nished basement. Only $291,900

Gene Vaughan227-5968

709 Willowrock Dr., LovelandGreat mountain views, easy access to Loveland and Fort Collins. Owners will consider a trade for an

existing home in the area. Paid Little Thompson water tap. Soil, survey, percolation test and water tap included. Great area, zoned for horses. $174,500 Rick Koentopp 222-4841

280 Sand Grouse Dr., LovelandThis immaculate home has so much to offer. Huge corner lot, 4 bedrooms, 4 baths, great condition. See

it today. $237,900

Gene Vaughan227-5968

3105 Tradewind Court, LovelandPhenomenal Waterfront at Boyd Lake home. Multi-Levels give home Character. All large sized rooms

4 bd 3 bths Huge kitchen with Granite Slab counters Stainless Appliances. Loft overlooking Family Room. $450,000

Ron Rudolf225-3990

503 N. County RD 3, Johnstown1.23 acres. Ranch home needs TLC & updating. 1 miles SW of Centerra entrance. Quiet, lots of trees,

great views. $250,000

David Powell481-5015

4300 N. Harrison Ave., LovelandBeautiful N. Loveland Tri-Level on 1/4 AC w/ RV prkg, garden/fi sh pond. New furnace, siding, countertops,

dishwasher, & wood fl rs. Tastefully decorated. Easy commute to Ft. Collins. $225,000

P. Kay Cruise222-2562

1016 Elbert Ave., LovelandNEW PRICE! Motivated seller will look at all offers! Huge lot is .47 acre, 3 bedroom, 2 bath, with 2 car

oversized garage. 1852 sq ft with large family room with fi replace. $185,000

Gerrie Chapman690-1265

1490 New Mexico St., LovelandImmaculate Kendall Brook 2-story home! Super cute. Huge master with 2 walk-in closets. Vaulted

ceilings, open fl oor plan, w/ 5 beds/3 baths and unfi nished basement. Backs to open fi eld. $274,900

Jill Leichliter443-7789www.JillSellsHomeInColorado.com

OPEN HOUSE SUNDAY 2-4

OPEN HOUSE SUNDAY 1-4

OPEN HOUSE SATURDAY 1-3 OPEN HOUSE SUNDAY 1-3

view more view more propertiesproperties at: at:

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9

A walk in theIris Patch

RHEMA MUNCYSPECIAL SECTIONS

Brilliant colors spread over thefield like frozen fire crackerpops. Lush reds, pinks, purples,

yellows, blues and combinations of allof the colors dotted the landscape ofthe C & T Iris Farm in Eaton, Colo.

Former Fort Collins residentsCharlette and Tim Felte started thelittle farm after Charlette retiredfrom working in the public service in-dustry for nearly 30 years. After at-tending an iris show at the Botanical

Garden in Denver one year, Charletteasked Tim if he would be willing tomove to the country to raise irises. Hetold her that if she found the land,they would move. Four days later, shefound the perfect spot and a year lat-er, they had the farm going.

“The garden places sell seedlingsbut not the plants or the rhizomes towhere you can go and look at them,”Charlette said to explain her inspira-tion for starting the patch.

Eleven years later, they are the onlygarden spot in Northern Colorado de-voted to raising irises. They offer3200 blooms from different catalogsfor people to experience first hand be-fore purchasing for their own gar-dens. They recently started a smallpeony patch on the side of the house.

Every year, the Feltes open the irispatch to the public for 2-3 weekswhen the irises are in bloom. The fieldis currently in full swing and thepatch will be open until June 16. Af-ter walking through the rows ofblooms, people can purchase the vari-ety they want. When the blooms die,the Feltes snap them off and let therhizomes of the irises divide. Then inthe middle of July, the Feltes dig upthe iris plants that have been sold andeither ship them or have them avail-able for pick up.

This spring the patch opened latebecause of a hail storm that damagedsome of the flowers, but most of themhave bounced back, and now even thelater blooming irises are unfurled.

In the world, there are over 200,000varieties of irises, Charlette said. Ittakes 10 years for a new cross of irisbreed to make it onto the interna-tional market. Each breed goesthrough extensive trials and sanction-ing by iris societies.

Different sizes and types of irisesbloom at different times in the sea-son, Charlette said. Originating froma smaller version of the iris called aflag, miniature dwarf irises bloomwith the daffodils and tulips eachspring and grow to be 10 inches tall.Standard dwarfs bloom next and cangrow to be 15 inches tall. The inter-mediate bloom follows and then thetall bearded variety of irises.

During the off season, the Felteswork on updating their catalog andwebsite. Then in March they burn thefield to prepare for a new season ofgrowing. Instead of cutting back theleaves of the irises each fall, the Feltesleave the leaves to protect the iris rhi-zomes during the winter months. Thelong leaves of the plant also holdmoisture in to keep the rhizomesalive and ready to produce a bloomthe next spring.

To time digging irises up, if an own-er wants more irises the next year, letthe irises sit for one month afterblooming, Charlette said. Dependingon the variety, they will divide into 2,6 or 8 rhizomes. If no more irises arewanted, transplant extra bulbs rightaway and then cut back the leaves toa 6 inch stalk with either a straight orupside down V-cut.

Local Iris loverturns retirement

into a garden stroll

Top and clockwise, iris va-rieties at C & T Iris Patch:Wench, Big Squeeze, Sul-try Miss, Laugh Lines,Samurai Warrior, GoingMy Way, Magician’s Master-piece, Cross Current andCopatonic. The farm offers3200 varieties of irises forthe public to see face-to-face before deciding whatto order and place in theirown gardens.

RH Photos/Rhema Muncy

Page 5: Real Estate Guide

Saturday Reporter-Herald June 5, 2010 E5

there may be some benefit, it may not beenough to recoup the costs of refinancingyour investment properties.

Usually, lenders charge more to refinance aninvestment property than a primary residence.Their fees may even include upfront pointsand other charges.

Please consider these fees and the length oftime you have had these properties before youdecide whether to keep searching for anotherlender. If you have had these loans 10 years,you'll be done paying them off in about 20years. If you were to refinance into a new 30-year loan, your payment would be much lowerbut you would end up paying another 10 yearsof interest. To compare the benefits of financ-ing on an apples-to-apples basis, you need tocompare the interest rate on a new loan butamortize the amount you are refinancing overthe same length left on your current loan. Thisallows you to compare the monthly paymenton both loans and determine how many pay-ments it will take to pay off the expenses of re-financing the investment loan.

Finally, when it comes to evaluating invest-ment properties, there are three methods: thecomparables method, the income method andthe replacement method. The comparables

method doesn't seem to be working out. Withthe income method, the appraiser looks at theincome generated by the property to deter-mine its value. With the replacement method,the appraiser determines what it would cost toreplace the property if it needed to be builtfrom scratch today.

Using these other methods allows a lenderto determine if a property is worth even whatcomparable properties say it's worth. If the in-come for a property is quite low and the in-come method says a property is only worth$100,000, even if there are comparables for$300,000, the lender should be suspicious ofthe appraisal.

With the replacement method, if it wouldcost about $300,000 to rebuild the property,the bank and appraiser can use that as a guidefor determining the property's value.

All three methods taken together are usedto gauge the value of a property. When one ofthose methods is off, the appraiser may have ahard time evaluating the property, but thebank will need to make a determination if it'swilling to accept other income-producingproperties in the area that, while not compa-rable in size or type, may still be useful in de-termining the value of your properties.

You might want to speak with an appraiserwho specializes in investment property, or aska local bank if they would approve of using anappraiser who understands these other meth-ods of evaluating investment property.

REGIONAL SNAPSHOT FOR LOVELAND/BERTHOUD RESIDENTIAL

Active Listings 1042 1099 1126Previous Year Active Listings 1010 1099 1069

Number of Sold Listings 80 126 138

Median Sales Price $192,500 $234,500 $199,900Previous Year Median $195,000 $220,000 $183,500

Average Days on the Market (ADOM) 125 123 105Previous Year ADOM 127 123 127

Year to Date Listings Sold 137 263 401Previous Year YTD Listings Sold 143 231 334

Monthly Volume $19,241,626 $34,334,746 $34,199,536Previous Year Monthly Volume $21,741,273 $22,712,094 $23,882,898

H& Regional Real Estate ReportRE *

* Updated statistics will be available after the 15th of each month.

April, 2010Feb, 2010

REGIONAL SNAPSHOT FOR LOVELAND/BERTHOUD ATTACHED DWELLING

Active Listings 133 125 139Previous Year Active Listings 96 115 124

Number of Sold Listings 12 16 15

Median Sales Price $146,900 $150,000 $147,000Previous Year Median $140,000 $125,000 $150,000

Average Days on the Market (ADOM) 107 108 121Previous Year ADOM 97 102 107

Year to Date Listings Sold 20 36 51Previous Year YTD Listings Sold 12 20 37

Monthly Volume $1,868,700 $2,475,100 $2,202,935Previous Year Monthly Volume $1,455,050 $1,130,656 $2,522,755

April, 2010Feb, 2010March, 2010 March, 2010

GLINKFrom Page E1

saturday sunday

To add a listing or speak to an advertising representative, call the Reporter-Herald at 669-5050

For details about these open houses, see the ads in this section. For additional open house listings, please check the “Real Estate Classifi eds” section of this publication. This guide is brought to you

by the Daily Reporter-Herald, local real estate agents and area builders.

WWW.HOMEANDREALTYGUIDE.COM•CLICK ON OPEN HOUSE MAPS

23-3

1324

0

PRICE LOCATION ADDRESS HRS OFFICE PHONE

$149,900* NW LOVELAND 43RD & WILSON AVE THE COTTAGES AT ENCHANTMENT RIDGE 12-5 THE COTTAGE REALTY 532-5900

$160,000 NW LOVELAND 2617 HEXTON CT 11-2 COLDWELL BANKER 566-1217

$169,900* NW LOVELAND 4403 ELLIOT PLACE 12-5 THE COTTAGE REALTY 532-5900

$184,900* NW LOVELAND 3399 FOSTER PLACE 12-5 THE COTTAGE REALTY 532-5900

$202,000 SE LOVELAND 1250 FINCH ST 2-5 MIRASOL MARKETING GROUP 635-5931

$215,000 SW LOVELAND 1441 GLENDA CT 1-3 THE GROUP, INC. 962-6832

$227,900 NW LOVELAND 4496 HAYLER AVE 12-5 THE COTTAGE REALTY 532-5900

$235,900 SW LOVELAND 325 LILAC PLACE 1-3 THE GROUP, INC. 461-7136

$245,000 SW LOVELAND 4104 REDBIRD 1-3 THE GROUP, INC. 631-2257

$264,950 NW LOVELAND 4475 HAYLER AVE 12-5 THE COTTAGE REALTY 532-5900

$267,000 WINDSOR 1469 SILVERWOOD CT 12:30-2:30 THE GROUP, INC. 405-8530

$315,000 NW LOVELAND 4495 RIDGEWAY DR 12-3 THE GROUP, INC. 481-1250

$318,000 WINDSOR 6152 SOUTHERN HILLS 1-4 THE GROUP, INC. 481-5673

$349,990 NW LOVELAND 4860 WISCONSIN AVE 11-3 THE GROUP, INC. 567-0907

$388,500 NW LOVELAND 3110 TRADEWIND CT 1-3 COLDWELL BANKER 215-3439

$499,999 NW LOVELAND 963 LOGAN CT 1-4 THE GROUP, INC. 566-4626

$530,000 NW LOVELAND 4785 IGNACIO 11-3 THE GROUP, INC. 567-0816

$895,000 SW LOVELAND 288 RESERVOIR DR 1-4 PREMIER LIFESTYLE 481-5512

$1,000,000 NW LOVELAND 1100 WEST SHORE PLACE 1-3 BETSY BURNS 215-1776

PRICE LOCATION ADDRESS HRS OFFICE PHONE

$149,900* NW LOVELAND 43RD & WILSON AVE THE COTTAGES AT ENCHANTMENT RIDGE 12-5 THE COTTAGE REALTY 532-5900

$151,000 NE LOVELAND 2059 GRAYS PEAK DR #104 1-3 THE GROUP, INC. 461-7124

$169,900* NW LOVELAND 4403 ELLIOT PLACE 12-5 THE COTTAGE REALTY 532-5900

$174,000 NW LOVELAND 2330 W 22ND ST 11-1 THE GROUP, INC. 690-7405

$184,900* NW LOVELAND 3399 FOSTER PLACE 12-5 THE COTTAGE REALTY 532-5900

$185,000 NW LOVELAND 3875 BUENA VISTA DR 1-3 THE GROUP, INC. 396-4043

$227,900 NW LOVELAND 4496 HAYLER AVE 12-5 THE COTTAGE REALTY 532-5900

$245,000 SW LOVELAND 4104 REDBIRD 1-3 THE GROUP, INC. 631-2257

$264,950 NW LOVELAND 4475 HAYLER AVE 12-5 THE COTTAGE REALTY 532-5900

$266,000 NW LOVELAND 1215 W 50TH ST 1-3 THE GROUP, INC. 310-1836

$284,900 NW LOVELAND 3406 BANYAN AVE 1-3 THE GROUP, INC. 690-1732

$285,000 NE LOVELAND 6392 SEA GULL CIRCLE 1:30-3:30 THE GROUP, INC. 690-7404

$298,000 NE LOVELAND 4951 CLEARWATER DR 1-3 THE GROUP, INC. 227-7742

$299,900 SW LOVELAND 435 CLUBHOUSE CT 1-3 DEIS & ASSOCIATES 231-5050

$400,000 NE LOVELAND 1650 UNCOMPAHGRE DR 1-4 THE GROUP, INC. 690-6706

$412,400 NE LOVELAND 3165 TRADEWIND CT 1-3 THE GROUP, INC. 402-0221

$425,000 SW LOVELAND 855 EAGLE RIDGE CT 1-3 PRUDENTIAL ROCKY MOUNTAIN REALTORS 215-4771

$600,000 BERTHOUD 2253 JONES PLACE 1-3 THE GROUP, INC. 231-9073

$700,000 NE LOVELAND 6104 CLEARWATER DR 1-3 THE GROUP, INC. 690-4226

$775,000 NE LOVELAND 4772 VALLEY OAK DR 1-3 THE GROUP, INC. 461-7110

$840,000 SW LOVELAND 787 BEAVER COVE CT 1-4 THE GROUP, INC. 481-2692

$895,000 SW LOVELAND 288 RESERVOIR DR 1-4 PREMIER LIFESTYLE 481-5512

$899,000 SW LOVELAND 530 DEER MEADOW DR 1-3 THE GROUP, INC. 443-5140

New Homes Priced in the Mid 200’s in Desirable Seven Lakes Area

5 Piece Master Baths, Walk-in Closets, Air Conditioning, 3 Car Garages, Unfi nished Basement, Lake Rights

4 Ranch Plans and a 2 Story with Main Floor Master to choose from

E 29th St.

N. M

adis

on A

v.

US

287

E 37th St.

Seven Lakes Dr.

18-3

1296

1

D.E. BURNS CONSTRUCTIONQuality • Integrity • Experience • Reputation

970.669.8386

NEW NORTHERNNEW NORTHERNCOLORADO HOMESCOLORADO HOMES

Page 6: Real Estate Guide

Saturday Reporter-Herald June 5, 2010 E6

H& Front Range GardeningRE

Plant now for fall decor

CA RO L O'MEARACSU EXTENSION, BOULDER COUNTY

There are 172 days until Thanks-giving, so you’d better hurry ifyou plan on decorating this year.

For a cornucopia of color, get yourseeds in the ground before June 15,popping in everything you need tostuff that horn in November.

Start by planting two staples of falldécor — miniature gourds and tinypumpkins. These must-have accentsnestle into centerpieces and are easyto grow in our hot, dry summer. Eachvine produces enough decorative fruitto make any decorator happy, but be-cause they like to ramble, give themroom or train them up a trellis.

Customize your plants to fit yourdecorator’s style, by planting a mix oforange and white mini pumpkins. Ifyou favor a flat pumpkin, orange Jackbe Little or white Baby Boo is whatyou need. But for perfectly round,miniature Jack O’ Lanterns, checkout Little October at Botanical Inter-ests (botanicalinterests.com).

For a striking red accent, grow LoveLies Bleeding (Amaranthus caudatus),an amaranth with long, pendulousseed heads. Pop in full sun, givingthese three-to-four feet tall plants el-

bow room and a stake for support.Water, but keep them a bit on the dryside. Clip mature flowers and hangthem in a cool, dark location to dry.Seeds of change atseedsofchange.com has this.

Ornamental corn is available in avariety of sizes and colors, fromdiminutive, two-inch strawberry earsto huge, nine-inch Seneca Red Stalk-er whose stalks and ears delight infall on porches, tables, and doors. Di-rect sow seeds in full sun, planting atleast five rows to ensure pollination.Water often so ears get large, thenwait to harvest until after the silkturns completely brown and the ker-nels are dry and hard.

Pluck the ears from the stalk bypulling them down, peel back thehusk to reveal the kernels, and thenhang upside down in a cool, dry loca-tion that is free of mice. Leave thehusk attached to the cob for a decora-tive look, or peel it completely off be-fore drying the ears. For a large selec-tion of colors and sizes, check outSeed Savers Exchange ats e e d s a v e r s . o rg .

Normally seen springing up fromstraw mulch by accident, wheat is anunusual addition to cut flower gar-dens. But its spiky, bearded seed headsare gorgeous in arrangements andbundled in sheaves on the table. Plantit like grass seed by sowing onto a pre-pared bed, covering it with one-quar-ter-inch of soil. Keep the ground moistbut not water-logged. Johnny’s Select-ed Seeds has black tipped wheat, ortry Silver Tip, a wheat/rye cross withhuge seed heads (johnnyseeds.com).

Small to medium sized sunflowersare cheerful in dried arrangements,and keep long into the fall once pre-pared. Harvest when flowers are par-tially open, cutting the stem off at thelength you want for arranging. Thenbundle the sunflowers into groups ofthree, making sure the heads aren’ttouching, tie with twine and hangthem upside down in a cool, darkplace to dry. The flowers will unfurl asthey dry.

Try the pollen-less Pro Cut sunflowerseries; the orange, yellow peach andbi-color blooms were developed for cutflower use. Johnny’s Selected Seedshas them.

Make your own fall wreath or swagwith broomcorn (Sorghum bicolor).The name is misleading — this isn’tcorn — but the seed sprays of thissorghum come in bronze, burgundy,black, and cream. Harvest after theseed heads have colored up but beforethe stalk becomes hard and woody.Cut the stem, then hang the spraysupside down to dry. But if you wantthem to have a decorative arch oncedried, stand them up in a vase for dry-ing. Victory seeds has an heirloom mix(victor yseeds.com).

Carol O’Meara is withCSU Extension inBoulder County.Contact her at303-678-6238 orcomeara@co. b o u l d e r. c o . u s .

Front Range Gardening

To prepare todecorate the

Thanksgiving table,plant June 15

Complementingplants for tomatoesANNE WUERSLINCSU EXTENSION, LARIMER COUNTY

• Borage officinalis is a common Mediter-ranean herb which can be directly seeded undertomato plants. It can reach up to two to two-and-a-half feet tall, and the nodding blue flowers at-tract pollinators. Marigolds are also good com-panion plants for tomatoes.

• Seascape strawberries are wonderful in hang-ing pots. Interplant with annuals such as alyssumto provide color as the strawberries mature.

• Dig and divide old clumps of chrysanthe-mums now and enrich with compost. Fall flowerheads will be more vigorous. Pinch back to halfthe original height to encourage bushier plants.

• Fennel, dill and parsley are the larval hostplants of the swallowtail butterfly. Allowing thesestriped caterpillars to feed on host plants resultin beautiful flyers later.

G a rd e n i n gresources at CSUSUSAN PE R RYCSU EXTENSION, LARIMER COUNTY

Gardeners who are fortunate enough tolive near Fort Collins are surrounded byan abundance of gardening resources.

First are the resources of Colorado State Uni-versity. Rooted in the movement toward sus-tainable landscaping, water conservation, andarticulation and application of the principles ofwater-wise landscaping, CSU performs on-go-ing research in many areas of interest to thehome gardener. This information is available ina variety of venues.

Visit the CSU Annual Trial Gardens where re-search on flowering annuals is performed everysummer. Located east of College at the inter-section of College Avenue and Lake Street, vis-itors can stroll among more than 1,400 vari-eties of annuals submitted for evaluation bysome of the largest plant propagators in thecountry. Detailed records of maintenance,weather and performance are kept for eachplant evaluated. Each year, a list of best annu-als is compiled at the end of the summer.

CSU also operates the Plant EnvironmentalResearch Center (PERC) gardens where re-search on herbaceous perennials is conductedto determine those best-suited to Coloradogrowing conditions. Located near the intersec-tion of Shields and Prospect, these gardens aredevoted to education for CSU students and forthe public. Visitors can see different varietiesof ornamental grasses and flowering perennialseach season. One of the many benefits is theability to visit in person to see what a plant willlook like at its mature size, during the winter,when it’s in full bloom, or during the heat ofthe summer.

“Best Perennials for the Rocky Mountainsand Plain States” was written by Dr. JamesKlett and Celia Tannehill to summarize 20years of perennial research at PERC. The bookprovides the following information for the bestperformers: landscape use, height, foliage, col-or and fall effect, winter injury, ornamentalfruit, disease and insect problems. It also iden-tifies plants that attract butterflies and hum-mingbirds, and includes five bloom-time chartsfor white, yellow/orange, red/pink, andblue/purple flowers.

The Arboretum at CSU is located adjacent tothe PERC gardens. Containing woody trees,shrubs, dwarf conifers and evergreens, it pro-vides residents with opportunities to see whatshrubs or trees you are considering for yourhome will look like year-round. Plant growersaround the country send their specimens herefor evaluation. Containing over 1,100 differenttaxa, the Arboretum has the largest collectionof woody plants in the region. In addition toperforming research on plant performance, thesoutheast corner of the Arboretum contains aPlant Select demonstration garden. Plant Se-lect is a joint plant introduction program be-tween Colorado State University, DenverBotanic Gardens and the Green Industry ofColorado that is tailored to introducing plantsspecifically for Colorado.

The Master Gardener program is one ofmany available to the public through Exten-sion. Other Extension programs are 4-H, foodsafety, agriculture and natural resources, fami-ly and consumer sciences and nutrition. Mas-ter Gardeners are located in 34 counties inColorado to respond to inquiries from the pub-lic. They do not provide landscaping or designservices, but may be able to assist with ques-tions or problems regarding turf, trees, shrubs,perennials, insects or plant diseases. For re-search-based gardening information, publiccan speak to a Larimer County Master Garden-er Monday through Friday, from 9am-1pm, bycalling 498-6000 or can do their own researchat the CSU Extension website atw w w. e x t . c o l o s t a t e . e d u .

2 BDRM Townhouse Apt-with DW, W/D hkups, patio& storage shed. 1408 S.Douty. (South of HP).Loveland, CO. No pets.$535/mo. 970-667-2571

2 Bdrm, quiet brick 4-plex.No smk/pets. Ref, Greatloc. $535+dep. 970-391-0948

Foothills Apts2 Bdrm Apartment Homes.● Available Mid-June● Newly Updated● Includes Washer & Dryer● Park-Like Setting● Garages Available

1913 W. 15th St.669-7850, Sorry no pets

2 BDRM, $625 + elec,free heat & basic cable,clean, pool, No pets.A/C, coin-op, pantry.

970-663-6787 or970-430-0859

2 BDRM- 521 E. 13th, $475/mo. Cat ok. Wall A/C.rmpm.com 970-669-0842

2 BDRM, 1 BA, townhousestyle apt. frpl, no pets.

1912 E 18th St. $825FPI 970-663-4664

2 BDRM, 1 BA, heat paid,A/C, no pets.

1717 Cheyenne Ave #13$585 FPI 970-663-4664

2 BDRM 1 ba, $535 + electcat ok, $500 dep, 1414 E 7th

St, Call (970)556-1558

2 BDRM, 1738 E. 16th,$525/mo, 2-Stry, Wall A/C,Call rmpm.com 669-0842

2 BDRM, 1.5 bath. Largeunit! $700/mo. + utilities.Avail immed. 970-4816418

1 BDRM, 713 Garfield,$395/mo, Wall A/C. Callrmpm.com 970-669-0842

1 rm, Studio+ Vintage apts0 utils! On-site mgmt. W/D,DirTV $333-590 970-219-8162

Apartments/Unfurnished 4030

Upscale Furnished Condo-Lakeview, 2 br in Centerra

$1100. (303)842-5446centerracondo.com

Apartments/Furnished 4010

To place an ad, call 970-635-3650 or go to www.ReporterHerald.com/classifieds and place yourad any time of the day or night. Fax: 970-635-3677…email: [email protected]

OVER 50% OF THOSEpurchasing a home say

daily newspapers are themost important source of

information.RReeppoorrtteerr--HHeerraalldd

CCllaassssiiffiieeddss663355--33665500..

Upscale Condo in Centerra-Lake views, 2 bdrm,$1100 furnished, $900

Un-furnished. (303)842-5446centerracondo.com

Beautiful 2 Bdrm + Loft/Office 2.5 Ba SpaciousHome Near Boyd Lake/Centerra! Fenced yard,2-car garage, A/C! $1375

drakemanor.com970-493-4052

2 BDRM, 4695 Hahns Peak,$895/mo, 1 car gar, A/C,Call rmpm.com 669-0842

2 BDRM- 4039 Don Fox$1175/mo. On golf coursermpm.com 970-669-0842

Condos/Townhouses 4050

Loveland warehouse/officespace/storage. 1900Sq Ft.$900. 1738 W. Eisenhower

Blvd. (970)635-2717

Loveland WAREHOUSE-3500 SF $2500 - 14,000 SF

$7500. Mostly retailfinished. Call 970-535-6074.

FOR LEASE: LovelandWarehouse- 14,000 Sq Ft,

mostly retail finished.$9,000/net per month.

Call (970)535-6074

COMMERCIAL BLDG$950/mo. 2450 Sq Ft, 1 bath.rmpm.com 970-669-0842

Approx 800 SF, 1st floorcommercial/office space.Mountain Ave., Berthoud$700/mo + dep 970-532-2652.

Approx 700 SF, 2nd floorStorage/Office, NW cornerBunyon & 1st , Berthoud.$575/mo + dep 970-532-2652.

800-6400 sf w/ offices, ba,ally access, load. dock, 3-phase power, 5200 sf fncdstorage incl, 14x16 doors,live-in approved. $600-$3600or purchase 303-931-1956

6000 SF Retail/Warehouseon Hwy 287. Overhead door.970-593-2401 or 970-227-7447.

CommercialIndustrial 4040

3 BD or 2 BD- Free rent!Pets nego. Quiet & spac.

$625-$695. 970-223-1349

NICE 4 Low $2 bdrm, SW LVD, W/Dhkup, cat ok, Glenda

970-690-0178

Apartments/Unfurnished 4030

NO TAX CREDIT ~NO WORRIES

Still great reasons to buy!~ Low fixed interest~Home prices still low~

100% financing~Build equity.

Quick, easy & free toqualify. Give us a call

today and we´ll getyou started!

Ken or TammyWestern Plains Realty

970-663-5008

2 BDRM, 1.5 BA, 2 car gar,frpl, small pet,

2212 No Estrella, $895FPI 970-663-4664

EQUAL HOUSINGOPPORTUNITY

All real estateadvertised in this

paper is subject to thefederal and state Fair

Housing Act whichmakes it illegal to

advertise “anypreference, limitation

or discriminationbased on race, color,

religion, sex, handicap,familial status or

national origin, or anintention to make any

such preference,limitation, or

discrimination.”

The newspaper willnot knowingly acceptany advertising for

real estate which is inviolation of the law.

All persons are herebyinformed that all

dwellings advertisedare available on anequal opportunity

basis.

Houses 4080

INDOOR GARAGE &Commercial Storage

20x40 or 20x50 start at $325,9x29 w/ gar door $200;10x10 $75; 12x5 $50; 10x5 $40I-25 & Hwy-66. 970-535- 6074www.Longmont-storage.com

Garages/StorageSpaces 4070

ALL UTILITIES Included3/4 bdrm, 1 ba, by HP.$980/mo. + dep. Avl 6/1.1810 Diana. Pets neg.970-391-0834

3 bdrm 2.5 bath in NWLoveland. 2 car garage,fenced in backyard, alla p p l i a n c e s . $ 1 2 0 0 .970-227-9342

2 BDRM, 2531 Garfield,$550/mo, pets neg, Bright!Call rmpm.com 669-0842

Duplexes 4060

NEW HOMES REDUCED!Don´t miss out on this

SAVINGS EVENT! Easyapproval, quick closings &

affordable payments.Tax ID´s welcome. Limitedavailability ACT NOW!!

Call 970-420-8488 *wac

Move in June for $1!!!!NO JOKE

Only 3 homes available,Quick & Easy Approval

Look today, MOVE TODAYCall 970-420-8488 wac

✭ 2 BEDROOM Home ✭$575+dep. West Hwy 34.

970-690-9049

2 BDRM 2704 Mallow, $625/mo, fenced yard, pets neg,Call rmpm.com 669-0842

Mobile Homes/Spaces 4090

✔✔✔✔To ensure you receive

the best response to youradvertisement, pleasecheck your ad the first

day of publication.We regret we cannot be

responsible for morethan one day´s incorrect

insertion. Billinginquiries can be

initiated within 30 daysof ad expiration.

4 bdrm, 3 ba 2974 SpringMountain, $1695/mo.Pets neg, 1⁄2 acre lot.rmpm.com 970-669-0842

4 BDRM 2 BA+ 2 kitchensw/in-law quarters $1195.Mo 2 Mo. 970-225-4043

3 bdrm, Cherry Hills Home,A/C, 2 car gar, fully fncdyd, $1250/mo 970-689-8100

3 BDRM, 418 Johnson,$1250, 3Car Gar,Unf. Bsmt,Call rmpm.com 669-0842

3 bdrm 2 ba, avail earlyJune, $1150 + util, deck,fresh paint, new carpet, SWLvld, 1 block from mid sch,3 b locks from elem.970-663-6787 or 970-430-0859

3 BDRM, 2 BA, 2 car, A/C,great location overlookingpark, clean! 401 E. 50th. Nopets/smoking. $1095/mo.Avail July 1st. (970)635-9242

3 BDRM, 2.5 ba, Near New,tri-level. SW Lvld. 1 yrlease. $1125/mo. No pets.Avail 7/1. 303-709-3077

3 Bdrm 1 Ba Ranch-StyleHome-NW Loveland!

Hardwood floors,greatfenced yard,quiet! $1195

drakemanor.com970-493-4052

2 BDRM, 925 Lincoln, $995/mo, Charming! Old town!Call rmpm.com 669-0842

Houses 4080

AASSKK AABBOOUUTT BBAARRGGAAIINNHHUUNNTTEERR RRAATTEESS!!

They’ll save you money!

A picture is wortha thousand wordsTry a classified picture

ad! Call for details970-635-3650

3 bdrm ranch, SW Lvlnd, 2ba, AC, hot tub, cov patio,2 car gar, $174.9K 847 SOuray Dr.Dave 303-401-1313day, 970-222-8297 cell

3110 Tradewind CtOPEN SAT 1-3

2 Story home, 5 bdrm, 4 ba,fin wlk-out bsmt, backs togreen space w/ views offoothills. $388,500 ColdwellBanker, Pam (970)215-3439

Loveland 5110

Don´t Lose YourHome & Credit.

”I coulda saved that one!“.shortsalesfrontrange.comFront Range RE Brokers.

(970)215-1174

Real EstateServices 5109

2 ACRE LOT, Berthoudarea, $40K price reduction,$125,000. Call Steve Conderfor details, 303-514-3706.

Lots &Tracts 5100

Fully furnished largerooms. Laundry, A/C,

cable, all util. incl.$325/mo. (970)227-1585

RoomsFor Rent 4130

ROOM FOR RENTPets nego, $450/monthincludes utils. Cable

TV & Hi-speedinternet. (303)548-4332

RoommatesWanted 4120

LOOKING FORSOMEONE to fix orclean your rental?

Check out ourBusiness/Service

Directory!663355--33665500

SSEELLLLIINNGG YYOOUURRUUSSEEDD CCAARR

is easier than you thinkwhen you let classifiedshelp. Hundreds of usedcar shoppers turn to theclassifieds everyday. Thecar you no longer want

may be just whatsomeone else is

dreaming of. To sell yourcar, try a classified ad

and get resultsFast, Very FastCCaallll 663355--33665500..

~ HORSE PROPERTY ~5 bdrm, 4 ba ~ 5000 sq fton 1.5 acre ~ Johnstown.

$275K SSWestern Plains Realty

Ken or Tammy(970)663-5008

Rural 5180

Sell Your HouseFast!

Quick Sale - Fair Price720-962-4688

IMMEDIATE CASH foryour house. No Real Estatefees, Top $$$ 970-685-4566

Real EstateWanted 5170

Mobile Home Sale/RentPlatteville MH, 2 bdrm,1 ba, new flooring. lot rent$377. Owner fin, low down,bad credit OK. 970-215-1819

✭ MOBILE HOMES ✭BUYING/SELLING

Local park needs used mobhomes. We´re buying! BigSale! Many single & dblwides. Fin avl, auto ap-proval on owner fin homes.Bad credit OK! Moves avl.

970-222-1473✭ 690-2725 or 690-3283 ✭

Mobile/ManufacturedHomes/Spaces 5130

FOR SALE:Large lot, 3 bdrm, 2 ba

ranch in Mead, CO

Call Penni atPenni LaneReal Estate720-935-9985

Mead 5123