Rachana Bulletin

Inauguration of New Office PremisesInauguration of New Office Premisesth20 June 2015th20 June 2015

Inauguration of New Office Premisesth20 June 2015

RACHANAVolume: II Issue : II June 2015

Vision Project

RACHANA gZDoor No.403-306, First Floor, Pio Mall

Jail Road, Bejai, Mangalore 575 004

Catholic chamber & Industry

Our Own Office, Our Own Premises

Anil LoboSecretary

Stany AlvaresVice President

John B. MonteiroPresident

Nelson MonteiroTreasurer

Brian Fernandes

Dr Errol Pinto Juliet MascarenhasDr Norman Mendonca

Flavia D'SouzaLouis Lobo

Paul Moras

Roy Castelino Ivan D'Souza

Louis J. Pinto

Raymond D'CunhaJoint Secretary

Governing Body 2014-15

Rachana Awards 2014

RACHANA - Catholic Chamber of Commerce & Industry

The World of Rachana


Memorable Moments of Rachana Awards 2014



Entrepreneur Development Cell Programmes

The The The The The WWWWWorld of Rachanaorld of Rachanaorld of Rachanaorld of Rachanaorld of Rachana

Rachana - Forum of Catholic Businessmen, Professionals & EntrepreneursRachana - Forum of Catholic Businessmen, Professionals & EntrepreneursRachana - Forum of Catholic Businessmen, Professionals & EntrepreneursRachana - Forum of Catholic Businessmen, Professionals & EntrepreneursRachana - Forum of Catholic Businessmen, Professionals & Entrepreneurs 11111

Message from BishopMessage from BishopMessage from BishopMessage from BishopMessage from Bishop


22222 Rachana - Forum of Catholic Businessmen, Professionals & EntrepreneursRachana - Forum of Catholic Businessmen, Professionals & EntrepreneursRachana - Forum of Catholic Businessmen, Professionals & EntrepreneursRachana - Forum of Catholic Businessmen, Professionals & EntrepreneursRachana - Forum of Catholic Businessmen, Professionals & Entrepreneurs

As we turn yet another page to mark the achievement of Rachana reaching a new milestoneof setting a OWN OFFICE PREMISES at a cost of 35 lakhs, it is indeed a great joy and asense of satisfaction not only to me but to all those who are a part of this venture.

In leadership we have two choices either to do different things or to do things differently.I preferred to go with the latter. "Great things are not done by impulse but by a series ofsmall things brought together".

The Annual Rachana Awards Ceremony was a great success with around 1300 witnessingthe programme. The Awards were bestowed based on merit and the selection of awardeeswas well appreciated. The grand, colourful ceremony was presided by Mr. J.R. Lobo, MLAMangaluru South.

Our Entrepreneur Development Cell (EDC) under the able leadership of its Convenor, asuccessful Entrepreneur and a Visionary Mr. Louis J. Pinto, has done sincere and outstandingwork to foster entrepreneurship, to promote and support youth for self employment whichis the main objective of Rachana. I feel proud to express that Rachana has mentored andsupported about 34 youth for entrepreneurship by providing loan facilities with subsidyand/or at a lower rate of interest to the tune of Rs. 39 Lakhs in collaboration and support ofvarious financial institutions, Government departments etc. The convenor of EDC madethis possible through our programme co-ordinator who is being paid a salary of Rs.216000/-per annum and I must make a mention that it is being sponsored by Mr. Louis J. Pinto.Rachana remains grateful to him, for his generosity and noble service.

Having served Rachana as secretary for two consecutive terms I had the exposure andopportunity to learn the deeds and needs of Rachana. I observed that the diocese ofMangalore was kind enough to give us a small office premises at Bishops house for manyyears and I take this opportunity to express my sincere gratitude to our Bishop Most. Rev.Dr. Aloysius Paul D'Souza for the same.

From The Presidents DeskFrom The Presidents DeskFrom The Presidents DeskFrom The Presidents DeskFrom The Presidents Desk



Rachana being an organisation that represents Catholic Entrepreneurs, Professionals andAgriculturists who are so called as the backbone of the society, I felt it is not proper toburden the Diocese for our office needs since they have their own religious and socialactivities and a number of other associations to back.

We at Rachana always crave for expansion and improvement and I felt that for anydevelopment we need to have proper infrastructure. An English proverb says, "Actionspeaks louder than words". These thoughts turned into a dream. Having eyesight withoutvision is not useful. The dream was converted to Vision by many likeminded. The Governingbody of Rachana unanimously resolved to take this great venture naming it as VISIONPROJECT- 2014 with the slogan "OUR OWN OFFICE OUR OWN PREMISES". The projectwas launched by MLA J.R. Lobo and was well supported by the Rachana members at an allmembers meet.

My respectful regards and sincere thanks to Rachana Governing Body and Members andto all those who have inspired, backed and supported me in one or the other way. I expressmy gratitude for the all time guidance and support given by the Founder members ofRachana, as well as the leaders of our community Mr. J.R. Lobo, MLA and Mr. Roy Castelino,President Karnataka Konkanni Sahithya Acdemy.

A very little has been achieved much remains to be done. At Rachana it is our endeavour tocontribute to the economical development of our community for which we need to educateand introduce youth to entrepreneurship. It is need of the hour to focus and promote ourown educational institutions like Technical/Engineering Colleges, Medical/Dental Collegesand other Professional Colleges. I am reminded of the words of Hannibal "We will eitherfind a way or make one". At the end our vision should be a strong and independent ChristianCommunity. A good thought, an appreciation and a helping hand from everyone woulddemonstrate solidarity of purpose and expedite the accomplishment of the mission.

May GOD Bless each one of us.

John B. MonteiroPresident - RACHANA



From the Editors DeskFrom the Editors DeskFrom the Editors DeskFrom the Editors DeskFrom the Editors DeskEDITORIAL BOARD

RACHANABishops House, Kodialbail

Mangalore 575 003Phone: 2449888

e-mail: [email protected]

Editor:Nelson Monteiro

Editorial Members:John B. Monterio

(President)

Anil Lobo(Secretary)

Raymond DCunha

Paul Moras

Juliet Mascarenhas

The world of Rachana , the news bulletin isthe mirror of our activities. The last fewmonths Rachana organised and completedscheduled activities and was successful.

The launching of VISION PROJECT - our own office our ownpremises,the RACHANA AWARDS 2014, the discussion on UNIONBUDGET 2015 and the celebration of WOMEN'S DAY have addedcolourful feathers to the crown of Rachana. The EnterprenuerDevelopment Cell (EDC) has done a commendable job, takingforward our exact mission . As we turn the pages the detailedreports will help us to know better .

As rightly expressed by one of the Rachana awardee, "while theprestigious AWARD is a honour , it increases the moral and socialresponsibility of the awardee".

We cannot be stagnant and got to move. It is wise to do a rightthing at a right time for a right cause. It is the responsibility ofevery member to keep the Rachana flag flying high. We maydiffer with our views or ideas, but as time rolls reconciliation orthe union will go a long way in the progress of the organisation.

Rachana established in the year 1998 envisioned to set up itsown office premises to carry out its activities and has found thebest choice a spacious and convenient place in Pio Mall,Mangaluru.

The new office is the outcome of dream of Rachana members.It's easy to dream but hard to achieve. The Governing body withrelatively young office bearers have put their efforts for theaccomplishment of the unique vision and all set for theinauguration of the same.

"Believers are Achievers " Our young and dynamic PresidentJohn B. Monteiro has taken up this bold step for the bettermentof Rachana and is instrumental in leading within the purview ofits objectives of Rachana.

A number of stones joined together form a strong and beautifulstructure. Let us be a part of this historical milestone andcelebrate.

Nelson Monteiro

Message from Bishop .............. 1

From the Presidents Desk ........ 2

Editors Desk... ......................... 4

Message from J.R. Lobo ........... 5

Message from Ivan Fernandes . 6

Message from Roy Castelino .... 7

Rachana Activities ................... 8

EDC Report .............................. 9

Rachana Awards 2014 ............ 11

CONTENTS

Our new office address :

RACHANA(Catholic Chamber of Commerce & Industries)

D. No. 4-3-306 / 43First Floor, Pio Mall

Jail Road, BejaiMangalore - 575 004



MessageMessageMessageMessageMessage

I congratulate the entire team of Rachana under the able leadership of Mr.John B. Monteiro for having been taken this bold step of Inauguration itsown office at Pio Mall. I am confident that this infrastructure will definitelygo a long way to fulfill the objectives of Rachana.

Being the founder member of Rachana, I am proud to see this programmeof Rachana. I wish this Rachana be an instrumental to promote young andbudding entrepreneurship among Christians of our region and support theexisting entrepreneurs to new success.

My best wishes to the President, Governing Body and Members of Rachanafor this milestone of Rachana.

J. R. LoboMLA, Mangaluru South



Dear President,

On behalf of all the board, lead members and members of KE Global, I take this opportunity tocongratulate you and your board members on realizing this dream of having your own office inMangalore. Rachana, the Catholic Chamber of Commerce and Industry in Mangalore was setupin the year 1998 with the sole purpose of promoting and supporting entrepreneurs within ourcommunity. Kanara Entrepreneurs is proud to be associated with Rachana in promoting this objectivein and around Mangalore.

Rachanas permanent office will provide the infrastructure required to enhance its image further byfocusing on all its activities, in particular those initiated in the past year to support young andbudding entrepreneurs through the Entrepreneur Development Cell.

I wish you all the success with your future plans on promoting and supporting entrepreneurs withinthe community. May its activities richly benefit our future entrepreneurs and help build a strong andresilient entrepreneurial community.

My wishes to all members of Rachana on this auspicious occasion.

Best regards,

Ivan FernandesChairmanKE GlobalDubai

P. O. Box 72764, Dubai, United Arab Emirates





Rachana is achieving another milestone today, with the inauguration of itsown office premises. The success of any organization or institution is gaugedby both availability of infrastructure and service rendered to the society. In the recent years,the Rachana leadership has been very enterprising and responsive to many of the communityneeds.

Rachana has not only come a long way from recognizing and honouring the achievers in ourcommunity by awarding Rachana awards, to involving the elite of our community in serviceoriented projects. The conclave of prominent Businessmen under the leadership of our previousPresident, Mr. Ivan D'Souza and now the focussed work of promoting young enterpreneursunder the Enterpreneur Development Cell started during my tenure as president, is beingenthusiastically carried forward by the present President, Mr. John Monterio with activeinvolvement by Mr. Louis Pinto, which has enhanced the image of Rachana to great extent.

The yeoman service rendered by all our past presidents, and one in particular, Mr. MarcelMonterio is worth highlighting. If Rachana is standing on strong footing today, the credit goes toall our past presidents.

The present team has done very well so far and the inauguration of our own office premiseswill boost the confidence of our members to achieve more.

Let us all be proud of our organization, community, home town, state & country. Let us all joinhands in gainfully contributing for the betterment of our community. Unitedly we can attainmuch greater heights. Rachana should work for a strong economic, political & awakenedcommunity.

Before I end I would like to recall the old adage "United we stand divided we fall".

Looking forward for a bright future.

Roy CastelinoEx-President, RachanaPresident Karnataka Konkani Sahithya Academy



RACHANA ACTIVITIESThe Vision ProjectThe Vision Project OUR OWN OFFICE OUR OWN PREMISES was launched byMLA J. R. Lobo at the Rachana Members Meet at Hotel Maya International.Mr. Roy Castelino was the guest of honour. Many among the membersvolunteered to sponsor the Vision Project to the tune of Rs. 10 Lakhs on thespot. Hence the launching ceremony was like well begun half done.

Rachana Awards 2014Rachana Awards 2014 ceremony was held on Sunday, November 16, 2014 at Milagres Jubileehall at 6 pm. Mr. J R Lobo, MLA, Managluru South, presided over the Awards Ceremony, Mr. IvanFernandes KE-Global, was the chief guest, Mr. Ivan D'souza MLC was the guest of honour. Fiveeminent, deserving personalities were conferred with Rachana Awards. The Awardeesexpressed their greatefulness to Rachana and Christian Community for identifying and honoringthem. One of the Awardees said while the award is a honour it increases the moral responsibilityof the Awardee. The Awardees and the guests were impressed by the hospitality extended byRachana. Around 1300 guests attended the Award Ceremony that ended with fellowship anddinner . Dr Alwyn D'sa compared the programme.

Rachana Office premisesIt was the dream of Rachana Members to have its own office premises. The efforts of activegoverning body and with the leadership of our president John B. Monteiro we have beensuccessful in making the dream come true. After several rounds of meetings and discussionswith regard to premises to be purchased, it was decided to negotiate the shop premisesmeasuring 565 sq ft in the 1st floor of PIO Mall, Jail Road, Bejai, Mangaluru for a total cost of Rs.30 lakhs. After taking the legal opinion from our advocate the shop premises is registered in thename of Rachana. The new premises is ready to be inaugurated on Saturday June 20 at 6.00 p.m.Most Rev Dr. Aloysius Paul D Souza Bishop of Mangalore Diocese will bless the premises, whileMr. J. R. Lobo, MLA Mangaluru South will inaugurate the new office, Mr. Ivan Fernandes ChairmanKE-Global will be the chief guest and Mr. Ivan D Souza, MLC, Mr. Roy Castelino President,Karnataka Konkani Sahithya Academy will be the guests of honour. Mr. John B Monteiro PresidentRachana will preside over the function.

Discussion on Union Budget 2015Discussion on Union Budget was held on 08.03.2015 at Valencia Parish Hall. C.A Rudolph Rodriguesconducted a very interesting and fruitful session to enlighten Rachana members in taxation,financial and government policies as well as various amendments to the acts made in the UnionBudget-2015. He viewed that it was a balanced budget and not up to the expectation of peopleof the country. On this occasion Womens day was celebrated in glamour by honoring threegreat personalities Mr. Violet J. Pereira Mangalorean.com, Mrs. Corrine Rasquinha founder ofWhite Doves, Mrs. Veronica Cornelio President KSDL. Replying to the honour Mrs. VeronicaCornelio appreciated the activities of Rachana and expressed her gratefulness.

Anil LoboSecretary

NEWS



RACHANA ENTREPRENEUR DEVELOPMENT CELLThe Rachana EDC, in a bid to fulfil its objective of developingentrepreneurs among the community, examined the issue from allperspectives and seven months ago, drew up a road map to achieve itsstated goals. The road map emphasised activities in the following areas.

1. Identifying Budding/existing entrepreneurs willing to set up/expand their business.

2. Entrepreneurship Awareness

3. Training Sessions

4. Follow up with aspiring entrepreneurs to start enterprises

Rachana EDC, has over the last seven months focussed on all of these areas and has madeconsiderable progress. Despite efforts to set up systematic training sessions for existingand aspiring entrepreneurs, a lack of faculty and trainees has prompted a reassessment ofthis initiative. One or two individuals approached the centre for training in specific areas,and were directed to the respective department.

It is a well known fact that the economic and industrial development in the country is aproduct of government policy and support. In this context, during the first twenty days,prior to reaching out to help aspiring and existing entrepreneurs, Rachana approachedvarious govt. departments and other NGOs, to collect information that will support selfemployment.

Departments such as the Karnataka Minorities Development Corporation, Karnataka StateWomens Development Corporation, Veterinary Department, Mangalore, Life Stock breedingand training centre, Koyla, National Urban Livelihood Mission, Swarna Jayanthi Swa RojgarYojana, District Industries Centre, Mangalore, Dakshina Kannada dist. Karnataka MilkFederation, Mangalore Taluk Primary Co-operative Agriculture and Rural Devt. Bank Ltd.,Commercial banks, Private Sector Banks like HDFC Bank, ICICI Bank, MCC Bank, RUDSETInstitute, Ujire and Sri Sai Candles, Shivamogga were contacted in this regard.

After collecting the requisite information, the Rachana EDC approached aspiring and existingentrepreneurs who had expressed a desire for assistance in their endeavours for needidentification and analysis. This analysis, led the EDC to take up the following initiatives.

Candle Making Training:

Training in Candle making was organised for five aspiring women entrepreneurs of Kulur.Rs: 40600/- was spent on this project of which Rs.31600/- was provided as seed loan to

Louis J PintoConvener, EDC

NEWS



these entrepreneurs on 26th of October 2014. Currently, these five women entrepreneursmarket their wares at local exhibitions conducted by Karnataka State Womens DevelopmentCorporation under the banner of Five Star group. They market their candles as well aslocal food products at Sthree Shakti Bhavan near KSRTC Mangaluru. The Five star grouphas now requested the Sthree Shakti Bhavan to provide a permanent marketing set up.

Dairy farmers Training:

Dairy farmers training was conducted for 152 farmers (men and women) at Kulur andPermude. They were taken for an exposure trip to Sasihitlu and Moodabidri where progressivefarmers are managing more than 100 cows with one or two labours. This training andexposure has motivated them to adopt new methods to increase the milk yield of theircattle and in some cases increase the head count of cattle too.

Pig rearing Training:

Pig rearing training was provided to 26 individuals interested in the same at the Life StockBreeding and Training Centre, Koila, Uppinangadi. This has resulted in some of them enteringthis field and in other cases, to increase their head count through the purchase of pig letsfrom the training centre which needs a five month lead time before actual delivery.

Entrepreneurship Awareness Training:

Two entrepreneurship awareness training sessions were conducted at Mukka Parish andSt. Aloysius ITI College, Mangaluru respectively in which 134 youths participated.

All round achievementRachana EDC mobilised an amount of Rs. 27650/- from various government departmentsto conduct different trainings on agriculture and entrepreneurship training. The RachanaEDC, through its four pronged approach to entrepreneur development, as per its mandate,motivated and assisted nearly 118 individuals for assistance to start / enhance businessesin 46 different trades in the Agricultural, Industrial and Services sectors. They have beenprovided with awareness training, exposure, liaison and guidance to obtain capital fromGovernment and financial institutions. Of these 118, 34 individuals have already availedloans amounting to Rs: 39 Lakhs, while the rest are at various stages of their applicationsto various Govt. Departments like KMDC, NULM.

It is nine months now in which the belief that Rachana, is the go to mentor for aspiringentrepreneurs in the community has grown tremendously, we at Rachana look forward tobuild this trust further in the coming months.

*****

NEWS



RACHANA AWARDS 2014

One of the vital objective of Rachana is To recognize and honour and thusencourage persons who have made outstanding contributions to orachievements in the field of entrepreneurship, agriculture, profession etc.

This year the annual RACHANA AWARDS-2014 were conferred on followingfive eminent personalities from various sectors at a grand ceremony held atMilagres Jubilee Hall, on Sunday, November 16, 2014.

1. Rachana Woman of the Year - Dr Jeanette Pinto, Mumbai.

2. Rachana Agriculturist of the Year - Mr Stany Veigas, Ferar, Mangalore

3. Rachana Entrepreneur of the year - Mr Raphael Sequiera, Mumbai

4. Rachana Professional of the year - Dr Anil Keith DCruz, Mumbai

5. Rachana NRI entrepreneur of the year - Mr. Ligoury DMello, Oman

Mr. J. R. Lobo presided over the function and presented the Rachana Awards in the presence ofguests of honour Mr. Ivan DSouza, MLC and Mr. Ivan Fernandes, KE-Global, Dubai, along with Mr.John B. Monteiro, President- Rachana, Mr. Anil Lobo, Secretary- Rachana and Mr. Stany Alvares,Convenor- Rachana Awards.

Mr. J R Lobo, MLA Mangalore South, addressing the guests said, We are here not to evaluate theachievers but to recognize their achievements. It was not a bed of roses for these achievers tocome up in life, infact they worked hard for their goals. He also mentioned that it is sad to notethat many Catholics once they go abroad never turn back, while in other communities, afterworking abroad for few years they return to their hometown. We need to encourage our Catholicyouth to stay in India, start business over here, and strengthen Catholic community. Rachana isalways ready to help such youth who opt to achieve success in life. Let us all work together tobuild and retain a strong Catholic community.

Brief Introduction of the RACHANA Awardees:Rachana Outstanding Woman of the Year:Dr Jeanette Pinto is a retirededucationist from Mumbai. She was the principal of famous Sophia Collegeand Vice Principal of St Xavier College in Mumbai. Dr Jeanettes work of 15years as a pro-life activist is well-known. She is the Director of Human Lifecommittee of the Bombay Diocese, which is involved in promoting the dignity of human lifefrom birth to death. She authored a book- Indian Widow- from Victim to Victor that was wellreviewed. She also authored Slavery in Portuguese India, besides writing for periodicals-Bombay Catholic News week, the Examiner and the Teenager. Considering her overallcontribution to the society Dr Jeanette Pinto is awarded with Rachana Women of the Year-2014.

NEWS

Stany AlvaresConvener

Rachana Awards



Rachana Agriculturist of the Year:Gabrial Stany Veigas, a retired forest official converted 37 acres dry land intoa model farm, with innovative farming practices. Planting around 3400 plantsof Coconut, Mango, Rambutan, Cashew, grafted variety of Jackfruit andBreadfruit, he has in the last ten years converted his land into highly yieldingagricultural plot. For introducing sustainable farming practices, Mr. GabrielStany Veigas has been awarded with Rachana Agriculturist of the year- 2014.

Rachana Entrepreneur of the Year:Raphael Sequeira, an entrepreneur from Mumbai is the managing Director ofMumbai based Reliable group. Making his foray into apparel export, he startedhis business career and never looked back since then. Starting with 50employees in 1984, he today employs 900 employees producing about 5500garments every day. He also started a real estate venture with Reliable Techspace and Reliable Tech Plaza. Reliable Business Solutions and Services Pvt.ltd owned by him, is an IT and ITES company which will create employment to around 2500-5000people. For the visionary approach to business and steadfast commitment to serve ChristianCommunity Mr. Raphael Sequeira is awarded Rachana Entrepreneur of the year-2014

Rachana Professional of the Year:Dr Anil Kieth DCruz, is the Director at the Tata Memorial Hospital, Mumbai, aswell as Professor& Surgeon, Department of Head & Neck Surgery. Dr. Dcruz isa distinguished leader in the field of oncology. He is an elected member onthe Board of Directors of the Union for International Cancer Control (UICC),Geneva. He is currently also on the board of Governors of the Foundation ofHead Neck Oncology India. Dr D Cruz is actively involved in research in Head& Neck cancers and plays a pivotal role in nearly 50 trials to date. He has beenGlobal Principal Investigator as well on the Steering Committee of a number of multicentric,multinational trials. Considering his pioneering work in surgery, surgical oncology and relatedwork, Dr Anil Kieth D Cruz is awarded with Rachana Professional of the Year-2014.

Rachana NRI Entrepreneur of the Year:A mechanical engineer by profession Mr. Ligoury D Mello chose Oman as hisland of opportunity, working there in oil and gas sector. He formed TechnofitLLC a specialized company to provide Engineering Solutions in the Oil and Gassector with local Omani Partners. From a humble beginning of a small businessset-up, he steered the company to become an international group spreadingits wings into the horizons of other Gulf Countries. As a philanthropist, he isone of the strongest supporter of the Mangalorean communitys cultural, social, and spiritualactivities and an ardent supporter of Konkani Culture in Oman. Considering his visionary businessapproach and being pillar of strength to a number of less fortunate, Mr. Ligoury D Mello isawarded with Rachana NRI Entrepreneur of the year-2014.

*****

NEWS



New Office Purchase Agreement between Advocate B.L. Achar & Rachana

Rachana New Office Registration

Mr. Ligoury D'Mello, OmanMr. Louis J. Pinto, Mangalore

Mr. Roy Castelino, Mangalore

Mr. Gilbert D'Souza, Mangalore

Mr. Louis Lobo, Mangalore

Mr. Rohan Monteiro, Mangalore

Dr. Errol Pinto, Mangalore

Mr. Elias Sanctis, Kuwait

Mr Raphael Sequiera, Mumbai

Mr. Stanley Fernandes, Oman

Mr. Archie Menezes, Mangalore

Mr. Ivan Aloysius FernandesDubai

Chief Patron

Patrons

DonorsCREDAI, MangaloreMr. George Thelma Pais, MangaloreM/s Vailankanni Constructions

Mr J.R. Lobo, MLA Magaluru South

Our special thanks to

Benefactors

Mr. Ivan D'Souza, MLCMr. Nelson MonteiroMr. Gregory SerraoMr. Titus NoronhaMr. James & CoM/s Rexine CentreMr. Loy Noronha, Mr. Bryan J. Vas, Mr. Jossy D'Souza, Raknno WeeklyMr. C. J. LoboDr. P. N. VeigasMr. Norbert CrastaMr. Richard LoboDr. Derek Lobo Mr. C. Gerald LoboMr. Peter PintoM/s Plant-Tech Industrial Service Ltd.

Contributors

Well Wishers

MCC Bank Ltd., Hampankatta

MACO Co-operative Society

SVC Bank Ltd.

Mr. Stany Alvares

Mr Raymond D'Cunha

Mr. Bernard D'souza

Mrs. Emilda Saldanha

Mr. G. T. Pais

M/s Jerosa Company

M/s City Collections

Mr. Ronald I. Gomes

Mr. Lancy Serrao

M/s Aaron Caterers

Mr. Savil Mascarenhas

Mrs. Juliet Mascarenhas

Mr. Daya Victor Lobo

Mr. Denis Lobo, Anush Traders

Mr. T. J. Lobo

Mr. Marcel Monteiro

Mr. Prem Tellis

Mr. Prakash Castelino

Mrs. Flavia Rego

Mr. Walter Pinto

Mr. James J. Madtha

Mr. Alphonce Gretta Rodrigues

Mr. Valerian Lobo

Mrs. Eulalia D'Souza

Mr. M P Lobo

M/s Souza Furniture

Mr. Kiran Savio Lobo

Mr. John B. MonteiroMr. Anil Lobo Fermai M/s Pinky FashionsM/s Electrical PointMr. Anil Stany VasM/s Ideal Chicken Mr. John Felix D'souzaMr. Lancy MascarenhasM/s M. D'Souza & SonsDr. Norman MendoncaMr. Austin PeresKarnataka Bank, KodialbailSyndicate Bank, HampankattaIndian Overseas Bank, MangaloreM/s Inland Builders & Developers M/s J V Builders, Northern Sky Properties

With Best Compliments From

Builders & Developers of Premium Quality Apartments

Mangalore Bangalore Chennai

Ofce Address:

11 Hayes Road, Bangalore 25

764/1 and 2 Manasa Towers, M.G. Road,

Mangalore

122 B Nelson Manickam Road, Chennai

For private circulation only

If Undelivered please return to:The EditorThe World of Rachana108, Bishop's House, Kodialbail,Mangalore 575 003,

Edited & Published by Nelson Monteiro for Rachana & Printed at Assisi Press, Mangalore

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