R48 Effective Cash Pooling and Facilities Process Diagramsapidp/012002523100014621962014E/Library/... · SXMB_MONI Create Business Partners A A Create relationships between business

R48 – Effective Cash Pooling and Facilities

Process Diagram

© 2015 SAP SE or an SAP affiliate company. All rights reserved. 2

Purpose, Benefits, and Key Process Steps

Purpose

The purpose of this scenario is to describe functional scope and processing of:

– Effective Cash Pooling, where a corporate customer holds multiple accounts and needs to:

o Concentrate cash from multiple accounts on a single main account

o Fund overdrawn accounts from the main account to avoid unnecessary debit interest expenses

– Facilities, a product allowing to monitor utilization of a credit line provided to a customer across

multiple contracts (limited to overdrawing of multiple current accounts by a corporate customer; loan

contracts not included)

Benefits

End-to-end scenario including creation / processing of:

– Corporate customers

– Customer accounts

– Payments

– Transfers and requests for transfers resulting from cash pooling

– Control of credit risk using the Facilities functionality

Scenarios integrating SAP Banking Services and SAP Payment Engine


Purpose, Benefits, and Key Process Steps

Key Process Steps

Create customer (business partner)

Create customer accounts

Create master contract (and include customer accounts in cash pooling and facilities hierarchies)

Post debit and credit payments to customer accounts

Execute sequence of relevant end-of-day activities such as settlement and cash pooling

Process payment orders generated by the cash pooling

Monitor Facility utilization (credit line)


Required SAP Applications and Company Roles

Required SAP Applications

SAP Banking Services 8.0

SAP Payment Engine 8.0

Company Roles

Back office


Detailed Process Description

Effective Cash Pooling and Facilities

The process starts with capturing of customers’ details, representing various entities

(branches) of a corporate customer

An account is created for each such customer (branch, head office); the accounts may be:

– Held directly in the bank (internal)

– Held in another bank (external), in such case ‘shadow’ accounts need to be created and associated

with the actual account numbers held in another bank

Master contract is created for the corporate customer, tying all involved accounts together

(one main account – head office, multiple sub-accounts – branches)

Debit and credit payments are posted to the sub-accounts

End-of-day processes are executed, including settlement and cash pooling runs. Cash

pooling run will result in payment orders generated to transfer credit balances from sub-

accounts to the main account and to fund debit balances on sub-accounts from the main

account

The payment orders need to be processed in Payment Engine (optional step depending on

system setup)

Facilities – on-going monitoring of drawing from accounts participating in a credit line and

making sure the overall limit is not exceeded


Back Office Back Office

Process Flow DiagramEffective Cash Pooling Scenario 1 – all accounts internal; variant without Payment Engine (1/5)

Banking Services from SAP SAP Payment Engine Icon Name

BP

BP

BCA_CN_ACCT_01

SXMB_MONI

Create Business Partners

AA

A

Create relationships between business partners

AB

B

Replicate Business Partner to Bank

Analyzer

K47 Accounting for loans and deposits with general ledger

preparations

Create participating accounts for the cash pool

structure

AC

Distribute Account Master Data to Bank

Analyzer


preparations

C

Monitoring of Data Transfer in the Deposits

Management System

AD

D

1





BCA_CN_ACPOOL_01

BCA_CN_ACPOOL_03

BCA_DISP_HIER_MC

BCA_PPO2

BCA_PAYMITEM_CREATE

E

Create the Master Contract for ECP and Facility

AE

F

G

Address potential technical issues in post processing

AH

H

2

1

Display the Cash Pool Master Contract

AF

Display Hierarchies for the Master Contract

AG

Post payments to the sub-accounts

AI

I





SXMB_MONI

BCA_CN_KFG

BCA_DATE_POST_SET

BCA_ACBAL_ACC_M

/FSBPR/RUN

J

K

L

M

3

2

Monitoring of Data Transfer in the Deposits Management

System

AJ

Displaying Balances and Key Figures

AK

N

Distribute Payment Items to Bank

Analyzer


preparations

Set Posting Date for Payment Transactions

1AL

Execute Account Settlement (charges)

1AM

Execute Combined Settlement

1AN





/FSECP/RUN

BCA_ACBAL_ACC_M

BCA_DATE_EOD_SET

O

P

Q

4

3

Set Posting Date for End of Day Processing

1AQ

Execute Account Settlement (interest)

1AP

Execute Effective Cash Pooling

1AO

Distribute Settlement Data to Bank Analyzer


preparations





SXMB_MONI

BCA_CN_KFG

/FSECP/MONITOR

R

S

T

4


System

AR


AS

Cash Pool Monitor

AT



Process Flow DiagramEffective Cash Pooling Scenario 1 – all accounts internal; variant with Payment Engine (1/5)


BP

BP

BCA_CN_ACCT_01

SXMB_MONI


AA

A


AB

B


Analyzer


preparations


structure

AC


Analyzer


preparations

C


Management System

AD

D

1





BCA_CN_ACPOOL_01

BCA_CN_ACPOOL_03

BCA_DISP_HIER_MC

BCA_PPO2

BCA_PAYMITEM_CREATE

E


AE

F

G


AH

H

2

1


AF


AG


AI

I





SXMB_MONI

BCA_CN_KFG

BCA_DATE_POST_SET

BCA_ACBAL_ACC_M

/FSBPR/RUN

J

K

L

M

3

2


System

AJ


AK

N


Analyzer


preparations


1AL


1AM


1AN





/FSECP/RUN

BCA_ACBAL_ACC_M

BCA_DATE_EOD_SET

/PE1/PO_EXPERT

O

P

Q

4

3


1AQ


1AP


1AO



preparations

Process payments in the Payment Engine

APE1

PE1





SXMB_MONI

BCA_CN_KFG

/FSECP/MONITOR

R

S

T

4


System

AR


AS

Cash Pool Monitor

AT



Process Flow DiagramEffective Cash Pooling Scenario 2 – including external accounts (1/5)


BP

BP

BCA_CN_ACCT_01

FS_TB_PXAC_SHAD


AA

A


AB

B


Analyzer


preparations


structure

AC


Analyzer


preparations

C

D

1

Assign Shadow Accounts

AD





BCA_CN_ACPOOL_01

BCA_CN_ACPOOL_03

BCA_DISP_HIER_MC

BCA_PPO2

BCA_PAYMITEM_CREATE

E

Create the Master Contract for ECP

AE

F

G


AH

H

2

1


AF


AG


AI

I





SXMB_MONI

BCA_CN_KFG

BCA_DATE_POST_SET

BCA_ACBAL_ACC_M

/FSBPR/RUN

J

K

L

M

3

2


System

AJ


AK

N


Analyzer


preparations


1AL


1AM


1AN





/FSECP/RUN

BCA_ACBAL_ACC_M

BCA_DATE_EOD_SET

/PE1/PO_EXPERT

O

P

Q

4

3


1AQ


1AP


1AO



preparations

Process payments in the Payment Engine

APE1

PE1





SXMB_MONI

BCA_CN_KFG

/FSECP/MONITOR

R

S

T

4


System

AR


AS

Cash Pool Monitor

AT



Process Flow DiagramFacilities - Scenario 3 (1/3)


BP

BP

BCA_CN_ACCT_01

SXMB_MONI


AA

A


AB

B


Analyzer


preparations


structure

AC


Analyzer


preparations

C


Management System

AD

D

1





BCA_CN_ACPOOL_01

BCA_CN_ACPOOL_03

BCA_DISP_HIER_MC

BCA_PPO2

/FSFAC/DISP_HIER_MC

E


AE

F

G


AH

H

2

1


AF


AG

Display Facility

AI

I





BCA_PAYMITEM_CREATE

/FSFAC/DISP_HIER_MC

BCA_PAYMITEM_CREATE

PCOM

/FSFAC/DISP_HIER_MC

J

K

L

M

2

N

Post payments to the sub-accounts (within fac. limit)

AJ

Display Facility

AK

Post payments to the sub-accounts (exceedf fac. limit)

AL

Post the transaction from Posting Control Office

AM

Display Facility

AN

Thank you


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Documents

R48 Effective Cash Pooling and Facilities Process Diagramsapidp/012002523100014621962014E/Library/... · SXMB_MONI Create Business Partners A A Create relationships between business