Psych mini research

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    2EMC2

    Maria Angeliza R. Reyes

    General Psychology: Mini Research

    I. Topic

    Changing A Behavior: Spending Less & Saving More

    II.

    Goals and Strategies

    Goal:

    Save at least P5,000 by the end of the 1st semester.

    Strategies:

    1) Bring packed lunch instead of buying meals.

    2) Spend only when I stay late in school. Dinner must cost at most P150.

    III. Results

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    WEEK 1

    Allowance: P2,000

    6/30/14 Lunch 70

    Gifts 111

    7/1/14

    Snacks

    25

    Dinner 29

    Dinner 60

    Taxi 130

    7/2/14 Lunch 80

    Dinner 69

    Dinner 50

    Taxi 55

    7/3/14 Snacks 54

    7/4/14 Taxi 60

    Breakfast 128

    Drink 155

    Dinner

    80

    Taxi 120

    Total Expenses 1276

    Savings 2000 - 1276 724

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    WEEK 2

    Allowance: P2,000

    7/7/14

    Communicakes

    90

    Water

    20

    7/8/14 Taxi 60

    Breakfast 82

    Communicakes 100

    Taxi 65

    7/9/14

    Taxi

    55

    Lunch 89

    Drink

    20

    7/10/14 Snacks 40

    Lunch 89

    Dinner 53

    7/11/14 Breakfast 128

    Communicakes 185

    Drink 30

    Dinner

    120

    PE Shirt 350

    Total Expenses

    1523

    Savings 2000-1523 424

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    WEEK 3

    Allowance: P2,000

    7/14/14

    Lunch

    100

    Drink 155

    Taxi

    105

    Gifts 10

    7/15/14 Taxi 70

    Snacks 70

    Drink

    30

    Ice Cream 25

    Taxi

    90

    7/18/14 Taxi 60

    Breakfast

    70

    Drink 30

    Drink 40

    Dinner

    70

    Water

    20

    Chorale 20

    Taxi 100

    7/19/14 Lunch 70

    Dinner 60

    Ice Cream 25

    Total Expenses 1220

    Savings 2000-1220 780

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    WEEK 4

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    Allowance: P2,000

    7/21/14 Lunch 80

    Dessert 35

    Dinner 105

    7/22/14

    Taxi

    60

    Drink 30

    Breakfast 40

    Lunch 70

    Lunch 60

    Drink 30

    Snacks

    40

    Dinner 99

    Taxi 70

    7/23/14 Taxi 55

    Lunch 89

    Snacks 25

    Drink 20

    Waffle 55

    Taxi

    110

    7/24/14

    Taxi

    55

    Drink 30

    Dinner 85

    Taxi 100

    7/25/14 Taxi 60

    Sandwich 75

    Drink 30

    Lunch

    59

    Drink 30

    Taxi 66

    7/26/14 Taxi 60

    Lunch 200

    Taxi 70

    Total Expenses 1993

    Savings

    2000 - 1993

    7

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    WEEK 5

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    Allowance: P1,800

    7/28/14 Breakfast 40

    Taxi

    60

    Lunch 80

    Drink 30

    Snack 30

    Drink 30

    Dinner 57

    Taxi 70

    7/29/14 Taxi 55

    Lunch

    89

    Dinner 99

    Taxi 75

    7/30/14 Taxi 60

    Lunch 80

    Fruit Salad 35

    Dinner 91

    7/31/14 Taxi 60

    Dinner

    177

    Taxi 100

    8/1/14 Taxi 60

    Lunch 70

    Dinner 91

    Taxi 70

    8/2/14 Taxi 70

    Lunch 65

    Drink

    20

    Snack 30

    Total Expenses 1794

    Savings 1800 - 1794 6

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    WEEK 6

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    Allowance: P2,000

    8/4/14 Taxi 100

    Lunch

    89

    Drink 20

    Folder 48

    Printing 32

    Dinner 125

    Taxi 100

    8/5/14 Taxi 60

    Lunch 89

    Drink

    40

    Dinner 75

    Taxi 75

    8/6/14 Taxi 60

    Accessory 65

    Lunch

    179

    Taxi 30

    Drink

    20

    Dinner

    89

    Taxi 75

    8/7/14 Taxi 60

    Cupcakes 50

    Dinner 60

    Drink 20

    Taxi 75

    8/8/14 Taxi 60

    Breakfast

    95

    Drink 30

    Dinner 52

    Taxi 75

    Total Expenses 1948

    2000 - 1948

    52

    8/9/14 Taxi 60

    Lunch 110

    Dinner 110

    Taxi

    80

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    WEEK 7

    Allowance: P2,000 - P360 (from August 9 expenses)

    8/11/14

    Taxi

    80

    Drink 30

    Makeup 390

    Dinner 100

    8/12/14 Pins 26

    Lunch 89

    Drink

    20

    Water 20

    Dinner 211

    8/13/14 Taxi 60

    8/14/14 Taxi 55

    Lunch 80

    Water 20

    Dinner 100

    Taxi 100

    8/15/14

    Taxi

    60

    Lunch 60

    Water 20

    Taxi 100

    Total Expenses 1621

    Savings 1640 - 1621 19

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    WEEK 8

    Allowance: P1,600

    8/18/14

    Lunch

    80

    Snack 30

    Waffle 55

    Dinner 70

    Tricycle 20

    8/19/14 Taxi 55

    Lunch 80

    Drink 20

    Snack

    60

    Taxi 100

    8/22/14 Lunch 89

    Drink 40

    Dinner 60

    Taxi 70

    8/23/14 Taxi 55

    Lunch 199

    Taxi 55

    Total Expenses 1138

    Savings 1600 - 1138 462

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    IV. Discussion of Results

    Every week I am given P1,600 to P2,000. My expenses per day varies in a way that

    sometimes I get free rides from our driver, and sometimes when our drivers not available, I have

    to ride cabs, thus, adding more to my expenditures. Also, there are times when I stay late in

    school (because of organizations and whatnot) and so I am forced to spend for dinner.

    In the first week, I was able to save P724. I was able to do this because the idea of saving

    money was new to me and I can say that I was very enthusiastic about it.

    However, notice that the first thing I bought that week was my lunch. Notice also that one

    of my strategies include bringing packed lunch instead of buying one. I think thats because I had

    P2,000 on my hands, meaning, I knew that I had a lot of money and I thought that buying a

    single meal costing around P70 wouldnt make much effect anyway.

    The weeks after that (except week 3), the amount I saved per week became lower and

    lower to the point that I was only able to save P6. This is because in these weeks, our driver

    wasnt available so I was forced to ride cabs which added greatly to my expenses list. Also,

    despite knowing I had more expenses for those weeks, I still did not follow any of my strategies

    which were to bring packed lunch and spend at most P150 for dinner. This bad habit continued

    on until week 7. Fortunately, in week 8 I spent lesser compared to the past weeks so I was able to

    save P462. However, I think that I was also able to save that much amount thanks to the holidays

    and suspended classes that week.

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    Therefore, I can say that I have not totally changed yet how I handle my allowance. I still

    spend lavishly, although not as lavishly as before, but its still not enough for me to reach my

    goal of saving at least P5,000 in one semester.

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