PRUmy Child Brochure

Embed Size (px)

Citation preview

  • 7/24/2019 PRUmy Child Brochure

    1/10

    YVXjy lmkcd

    Yhrckndungen derk shfhcuj ke cemkrYT Yrudhntkec Ckah EssurenlhYrudhntkec T`whr

    Oc. Ohnd. \udkrjen Bev. 7;, Oeberte 56;59, Knd`nhskeThc? (16 65) 6;;8 ====Aex? (16 65) 6;;8 ==99

    Lust`jhr Cknh? 58999=8Hjekc? lust`jhr.kdnIprudhntkec.l`.kd

    Whfskth? www.prudhntkec.l`.kd

    YT Yrudhntkec Ckah Essurenlh thrdeater den dkewesk chm @t`rktes Oese Bhuengen

    JBT/FVLM66;(98/58)

  • 7/24/2019 PRUmy Child Brochure

    2/10

    Wenkte yeng shdeng jhngendung fhruske

    5=49 temun, dhngen uske bhmejkcen69-

  • 7/24/2019 PRUmy Child Brochure

    3/10

    YVXjy lmkcdjhjfhrkben 8 jenaeet uteje untub eneb denkfu, fekb shceje jese bhmejkcen eteupun shthcem eneb

    dkcemkrben. Ende depet jhnejfemben fhregej jenaeetesurensk tejfemen (rkdhrs) yeng ede pede pr`dub

    YVXjy lmkcduntub chfkm jhchngbepk phrckndungen decejshtkep temep bhmkdupen eneb Ende.

    Jenaeet

    YVXlrksks l`vhr fhnhakt

  • 7/24/2019 PRUmy Child Brochure

    4/10

    \hfegken Yrhjk dkec`beskben bh decej unkt dhngenjhngguneben merge unkt yeng fhrcebu seet ktu. Merge unktdepet fhrufem jhngkbutk bknhroe jeskng-jeskng deneknvhstesk.

    Yhnkceken merge unkt dkcebuben shtkep merk bhroe, \hnknsejpek dhngen Oujet, dhngen jhngelu pede merge peseryeng fhrcebu fegk knstrujhn knvhstesk dk jene deneknvhstesk dkthjpetben.

    Fkeye esurensk dkthntuben fhrdeserben uske, ohnks bhcejknden fhsernye Xeng Yhrtenggungen.

    Fkeye edjknkstresk shfhser Vp 67.899 phr fucen.

    Fhfes fkeye phngeckmen dene knvhstesk (swktlmkng) dk temunY`cks yeng seje untub 8 trensebsk phr temun. \wktlmkngfhrkbutnye dk temun Y`cks yeng seje eben dkbhneben fkeyeshfhser Vp 599.999 phr trensebsk.

    Tkdeb ede fkeye phnerkben dene.

    Yrhjk yeng tkdeb dkec`beskben bh decej unkt dkgunebenuntub jhjfeyer fkeye ebuksksk dhngen b`jp`sksk shfegek

    fhrkbut?Temun 5? 599%Temun 6? 19%Temun < - 8? 58%Temun 1 den shthrusnye? 9%Fkeye ebuksksk jhckputk entere cekn fkeye-fkeye phjhrkbseenbhshmeten, phngedeen Y`cks den phnlhteben d`bujhn,fkeye cepengen, fkeye p`s den thchb`junkbesk shrterhjunhresk beryewen den Thnege Yhjeser.

    Yrhjk T`p-upFhrbece/YVXsevhr eteu Yrhjk T`p-up Tunggecyeng dkfeyerben bhpede Yhnenggung, eben dkburengkdhngen Fkeye T`p-up shfhser 8% derk Yrhjk T`p-upFhrbece/YVXsevhreteu Yrhjk T`p-upTunggec den sksenyeeben dkknvhsteskben decej suetu Dene Knvhstesk YVXcknbshsuek dhngen pkckmen Ende.

    Fkeye phnghc`ceen knvhstesk thrgentung derk ohnks deneknvhstesk yeng dkpkckm.

    \htkep phnerkben yeng dkcebuben shfhcuj Y`cks fhroecenchfkm derk < temun eben dkbhneben peoeb phngmeskcen shsuekdhngen phreturen phrundeng-undengen yeng fhrcebu etesshckskm Nkcek Tunek thrmedep t`tec Yrhjk yeng dkfeyerben.Yhreturen phrpeoeben depet fhrufem shsuek bhputusenchgkscetka dk cuer bhfkoeben Yrudhntkec.

    Fkeye-fkeye Ykckmen Dene Knvhstesk

    Ede = jelej pkckmendene knvhstesk yeng depet Ende pkckm,fhshrte pr`stc rkskb`nye jeskng-jeskng, shfegek fhrkbut?

    DENE KNQH\TE\K YV@AKC

    VK\KB@

    FKE[E

    YHNGHC@CEEN

    KNQH\TE\K

    ( YHV TEMXN)*

    YVXcknbVupkemLesm Aund

    Knvhstesk peser ueng,

    rkskb` rhndem9,78%

    YVXcknbVupkemAkxhd Knl`jh

    Aund

    Knvhstesk `fckgesk,

    rkskb` shdeng5,99%

    YVXcknbVupkemJeneghd Aund

    Knvhstesk lejpuren,

    rkskb` shdeng-tknggk5,89%

    YVXcknbVupkemJeneghd Aund pcus

    Knvhstesk lejpuren,

    rkskb` shdeng-tknggk5,89%

    YVXcknbVupkemKnd`nhske Grhethr

    Lmkne Hqukty Aund

    Knvhstesk semej,

    rkskb`tknggk5,78%

    Leteten?

    Fkeye knk cengsung dkrhsthbskben decej Merge Xnkt derk Dene Knvhstesk YVXcknbyeng dkthrfktben chm YT Yrudhntkec Ckah Essurenlh.

    YVXcknbVupkemHqukty Aund

    Knvhstesk semej,

    rkskb` tknggk5,78%

    YVXcknbVupkemHqukty Aund pcus

    Knvhstesk semej,

    rkskb` tknggk6,99%

    YVXcknbVupkemKnarestrulturh

    & L`nsujhr Hqukty

    Aund

    Knvhstesk semej,

    rkskb` tknggk6,99%

  • 7/24/2019 PRUmy Child Brochure

    5/10

    Yhrtenggungen okwe etes oenkn/lec`n feykdk jese bhmejkcen

    Yhnghjfeckenshcurum Yrhjk

    dkburengk

    phnerkben dene

    (fkce ede)

    Yhnghjfeckenshcurum Yrhjk

    dkburengk

    phnerkben dene

    (fkce ede)

    Yhnghjfeckenshcurum Yrhjk

    dkburengk

    phnerkben dene

    (fkce ede)

    Yhrtenggungen okwe etes kfu

    eteu kfu den oenkn/lec`n feyk

    (throedk fhrsejeen)

    dk jese bhmejkcen

    Jene yeng chfkm

    fhser, Vp 89 oute,

    eteu phnghjfecken

    shcurum Yrhjk

    dkburengk phnerkben

    dene (fkce ede)

    Jene yeng chfkm

    fhser, Vp 89 oute,

    eteu phnghjfecken

    shcurum Yrhjk

    dkburengk phnerkben

    dene (fkce ede)

    Jene yeng chfkm

    fhser, Vp 599 oute,

    eteu phnghjfecken

    shcurum Yrhjk

    dkburengk phnerkben

    dene (fkce ede)

    B`jpckbesk bhmejkcen den

    b`jpckbesk shthcem bhcemkren

    59.999.999 69.999.999

  • 7/24/2019 PRUmy Child Brochure

    6/10

    Jenaeet ebmkr b`ntreb ?

    Nkcek Tunek**Jenaeet phrtenggungen okwe

    untub eneb?

    \hfhcuj dkcemkrben?

    phnghjfecken Yrhjk

    \hsudem dkcemkrben?

    Xeng Yhrtenggungen* + Nkcek Tunek**

    9

    899.999

    5.999.999

    5.899.999

    6.999.999

    6.899.999

  • 7/24/2019 PRUmy Child Brochure

    7/10

  • 7/24/2019 PRUmy Child Brochure

    8/10

    Dene knvhstesk yeng fhrtuouen untub jhndepetben meskcknvhstesk yeng `ptkjec decej oengbe penoeng jhcecuk

    dkvhrskstbesk decej p`rt`a`ck` yeng dkbhc`ce shlere

    sthbskfhc den dknejks etes semej-semej yeng

    dkphrdegengben dk Furse Hahb knd`nhske. Dene Knvhstesk

    knk shsuek untub nesefem yeng fhrshdke jhnenggung

    tkngbet rkskb` knvhstesk tknggk.

    YVXcknbVupkem Hqukty Aund pcus(VHY)

    ;=%6%

    (dete ec`besk esht strethgks

    phr Dhshjfhr 6954)

    \emej

    Bes,

    Dhp`skt`, den

    Knstrujhn Yeser

    Xeng

    Dene knvhstesk decej jete ueng Vupkem yeng fhrtuouen

    jhndepetben meskc knvhstesk yeng `ptkjec decej oengbe

    penoeng dhngen fhrknvhstesk, shlere cengsung den/eteu

    tkdeb cengsung, pede semej den hahb fhrskaet hbuktes

    ceknnye dk shbt`r knarestrubtur, b`nsujsk shrte shbt`rceknnye yeng thrbekt. Dene Knvhstesk knk shsuek untub

    nesefem yeng fhrshdke jhnenggung tkngbet rkskb`

    knvhstesk tknggk.

    YVXcknbVupkem Knarestrulturh & L`nsujhr HquktyAund (VKLHA)

    ;=%6%

    (dete ec`besk esht strethgks

    pede seet tenggec phcunluren)

    \emej

    Bes,

    Dhp`skt`, den

    Knstrujhn Yeser

    Xeng

    8%;8%

    Dene knvhstesk decej jete ueng Vupkem yeng fhrtuouenuntub jhndepetben meskc knvhstesk yeng jebskjec decej

    oengbe penoeng jhcecuk phnhjpeten dene, shlere

    cengsung den/eteu tkdeb cengsung, thruteje pede hahb

    fhrskaet hbuktes derk phrusemeen-phrusemeen yeng

    thrletet, dkdkrkben, eteu jhcebuben bhgketen `phresk`nec

    uteje dk Knd`nhske den bewesen Grhethr Lmkne(Vhpufckb

    Vebyet Tk`ngb`b, M`ng B`ng den Tekwen). Dene Knvhstesk

    knk shsuek untub nesefem yeng fhrshdke jhnenggung

    tkngbet rkskb` knvhstesk tknggk.

    YVXcknbVupkem Knd`nhske Grhethr Lmkne HquktyAund (VGLA)

    (dete ec`besk esht strethgks

    phr Dhshjfhr 6954)

    \emej

    Bes,

    Dhp`skt`, den

    Knstrujhn Yeser

    Xeng

    (dete ec`besk esht strethgks

    phr Dhshjfhr 6954)

    \emej

    Bes,

    Dhp`skt`, den

    Knstrujhn Yeser

    Xeng

    Dene knvhstesk yeng fhrtuouen untub jhndepetben meskc

    knvhstesk yeng `ptkjec jhcecuk phnhjpeten dene decej

    jete ueng Vupkem, pede `fckgesk oengbe jhnhngem denpenoeng dhngen phnhjpeten dene pede semej-semej

    phrusemeen yeng fhrbuecktes yeng dk phrdegengben dk

    Furse Hahb Knd`nhske. Dene knvhstesk knk shsuek untub

    nesefem yeng fhrshdke jhnenggung tkngbet rkskb`

    knvhstesk tknggk.

    YVXcknbVupkem Hqukty Aund (VHA)

    ;=%6%

    \trethgk Knvhstesk

  • 7/24/2019 PRUmy Child Brochure

    9/10

    Vkskb` Yeser,dkshfefben `chm b`ndksk jebr` hb`n`jk yeng bureng

    b`nduska shmkngge merge knstrujhn knvhstesk jhngecejk

    phnurunen den ebkfetnye nkcek unkt yeng dkjkckbk `chm

    Yhjhgeng Y`cks depet fhrbureng.

    Vkskb` Gegec Feyer,depet throedk okbe phrusemeen yeng jhnhrfktben

    knstrujhn knvhstesk jhngecejk wenprhstesk (dhaeuct)

    eteu tkdeb jejpu jhjhnumk bhweokfennye untub

    jhjfeyer p`b`b muteng, funge den/eteu dkvkdhn.

    Vkskb` Hb`n`jk den Y`cktkb,dkshfefben `chm phrufemen b`ndksk hb`n`jk, bhfkoebenp`cktkb, mubuj den phreturen phjhrkntem yeng fhrbekten

    dhngen dunke knvhstesk den useme, fekb dk decej

    jeupun cuer nhghrk.

    Vkskb` Ckbukdktes,depet throedk okbe esht knvhstesk tkdeb depet dhngen

    shghre dkb`nvhrsk jhnoedk ueng tunek eteu pede merge

    yeng shsuek, jksecnye bhtkbe throedk b`ndksk peser yeng

    hbstrkj eteu bhtkbe shjue Yhjhgeng Y`cks jhcebuben

    phnerkben (wktmdrewec/surrhndhr) shlere fhrsejeen.

    Vkskb` Knvhstesk

    Dkdkrkben pede temun 5;;8, YT Yrudhntkec Ckah Essurenlh(Yrudhntkec Knd`nhske) jhrupeben fegken derk Yrudhntkec pcl,

    shfuem grup phrusemeen oese bhuengen thrbhjube dk Knggrks.

    \hfegek fegken derk Grup yeng fhrphngecejen chfkm derk 518

    temun dk kndustrk esurensk okwe, Yrudhntkec Knd`nhske jhjkckbk

    b`jktjhn untub jhnghjfengben fksnksnye dk Knd`nhske.

    \hoeb jhcunlurben pr`dub esurensk yeng dkbektben dhngen

    knvhstesk (unkt cknb) phrtejenye dk temun 5;;;, Yrudhntkec

    Knd`nhske jhrupeben phjkjpkn peser untub pr`dub thrshfutdk Knd`nhske. Dk sejpkng ktu, Yrudhntkec Knd`nhske ouge

    jhnyhdkeben fhrfegek pr`dub yeng dkrenleng untub jhjhn-

    umk den jhchngbepk shtkep bhfutumen pere nesefemnye dk

    Knd`nhske.

    \ejpek

  • 7/24/2019 PRUmy Child Brochure

    10/10

    Hestsprkng Knvhstjhnts, fegken derk Yrudhntkec L`rp`retk`n

    Eske, edecem fksnks phnghc`ceen knvhstesk Yrudhntkec dk Eskeyeng fhr`phresk dk 54 nhgere (thrjesub bent`r puset den

    bent`r phjeseren dk Ejhrkbe \hrkbet, Knggrks, den

    Cuxhjf`urg) dhngen oujcem beryewen shbkter 6.999 `reng

    den dene bhc`ceen shbkter 77,< jkcker (Vp 5.4;< trkckun) phr