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7/24/2019 PRUmy Child Brochure
1/10
YVXjy lmkcd
Yhrckndungen derk shfhcuj ke cemkrYT Yrudhntkec Ckah EssurenlhYrudhntkec T`whr
Oc. Ohnd. \udkrjen Bev. 7;, Oeberte 56;59, Knd`nhskeThc? (16 65) 6;;8 ====Aex? (16 65) 6;;8 ==99
Lust`jhr Cknh? 58999=8Hjekc? lust`jhr.kdnIprudhntkec.l`.kd
Whfskth? www.prudhntkec.l`.kd
YT Yrudhntkec Ckah Essurenlh thrdeater den dkewesk chm @t`rktes Oese Bhuengen
JBT/FVLM66;(98/58)
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Wenkte yeng shdeng jhngendung fhruske
5=49 temun, dhngen uske bhmejkcen69-
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YVXjy lmkcdjhjfhrkben 8 jenaeet uteje untub eneb denkfu, fekb shceje jese bhmejkcen eteupun shthcem eneb
dkcemkrben. Ende depet jhnejfemben fhregej jenaeetesurensk tejfemen (rkdhrs) yeng ede pede pr`dub
YVXjy lmkcduntub chfkm jhchngbepk phrckndungen decejshtkep temep bhmkdupen eneb Ende.
Jenaeet
YVXlrksks l`vhr fhnhakt
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\hfegken Yrhjk dkec`beskben bh decej unkt dhngenjhngguneben merge unkt yeng fhrcebu seet ktu. Merge unktdepet fhrufem jhngkbutk bknhroe jeskng-jeskng deneknvhstesk.
Yhnkceken merge unkt dkcebuben shtkep merk bhroe, \hnknsejpek dhngen Oujet, dhngen jhngelu pede merge peseryeng fhrcebu fegk knstrujhn knvhstesk dk jene deneknvhstesk dkthjpetben.
Fkeye esurensk dkthntuben fhrdeserben uske, ohnks bhcejknden fhsernye Xeng Yhrtenggungen.
Fkeye edjknkstresk shfhser Vp 67.899 phr fucen.
Fhfes fkeye phngeckmen dene knvhstesk (swktlmkng) dk temunY`cks yeng seje untub 8 trensebsk phr temun. \wktlmkngfhrkbutnye dk temun Y`cks yeng seje eben dkbhneben fkeyeshfhser Vp 599.999 phr trensebsk.
Tkdeb ede fkeye phnerkben dene.
Yrhjk yeng tkdeb dkec`beskben bh decej unkt dkgunebenuntub jhjfeyer fkeye ebuksksk dhngen b`jp`sksk shfegek
fhrkbut?Temun 5? 599%Temun 6? 19%Temun < - 8? 58%Temun 1 den shthrusnye? 9%Fkeye ebuksksk jhckputk entere cekn fkeye-fkeye phjhrkbseenbhshmeten, phngedeen Y`cks den phnlhteben d`bujhn,fkeye cepengen, fkeye p`s den thchb`junkbesk shrterhjunhresk beryewen den Thnege Yhjeser.
Yrhjk T`p-upFhrbece/YVXsevhr eteu Yrhjk T`p-up Tunggecyeng dkfeyerben bhpede Yhnenggung, eben dkburengkdhngen Fkeye T`p-up shfhser 8% derk Yrhjk T`p-upFhrbece/YVXsevhreteu Yrhjk T`p-upTunggec den sksenyeeben dkknvhsteskben decej suetu Dene Knvhstesk YVXcknbshsuek dhngen pkckmen Ende.
Fkeye phnghc`ceen knvhstesk thrgentung derk ohnks deneknvhstesk yeng dkpkckm.
\htkep phnerkben yeng dkcebuben shfhcuj Y`cks fhroecenchfkm derk < temun eben dkbhneben peoeb phngmeskcen shsuekdhngen phreturen phrundeng-undengen yeng fhrcebu etesshckskm Nkcek Tunek thrmedep t`tec Yrhjk yeng dkfeyerben.Yhreturen phrpeoeben depet fhrufem shsuek bhputusenchgkscetka dk cuer bhfkoeben Yrudhntkec.
Fkeye-fkeye Ykckmen Dene Knvhstesk
Ede = jelej pkckmendene knvhstesk yeng depet Ende pkckm,fhshrte pr`stc rkskb`nye jeskng-jeskng, shfegek fhrkbut?
DENE KNQH\TE\K YV@AKC
VK\KB@
FKE[E
YHNGHC@CEEN
KNQH\TE\K
( YHV TEMXN)*
YVXcknbVupkemLesm Aund
Knvhstesk peser ueng,
rkskb` rhndem9,78%
YVXcknbVupkemAkxhd Knl`jh
Aund
Knvhstesk `fckgesk,
rkskb` shdeng5,99%
YVXcknbVupkemJeneghd Aund
Knvhstesk lejpuren,
rkskb` shdeng-tknggk5,89%
YVXcknbVupkemJeneghd Aund pcus
Knvhstesk lejpuren,
rkskb` shdeng-tknggk5,89%
YVXcknbVupkemKnd`nhske Grhethr
Lmkne Hqukty Aund
Knvhstesk semej,
rkskb`tknggk5,78%
Leteten?
Fkeye knk cengsung dkrhsthbskben decej Merge Xnkt derk Dene Knvhstesk YVXcknbyeng dkthrfktben chm YT Yrudhntkec Ckah Essurenlh.
YVXcknbVupkemHqukty Aund
Knvhstesk semej,
rkskb` tknggk5,78%
YVXcknbVupkemHqukty Aund pcus
Knvhstesk semej,
rkskb` tknggk6,99%
YVXcknbVupkemKnarestrulturh
& L`nsujhr Hqukty
Aund
Knvhstesk semej,
rkskb` tknggk6,99%
7/24/2019 PRUmy Child Brochure
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Yhrtenggungen okwe etes oenkn/lec`n feykdk jese bhmejkcen
Yhnghjfeckenshcurum Yrhjk
dkburengk
phnerkben dene
(fkce ede)
Yhnghjfeckenshcurum Yrhjk
dkburengk
phnerkben dene
(fkce ede)
Yhnghjfeckenshcurum Yrhjk
dkburengk
phnerkben dene
(fkce ede)
Yhrtenggungen okwe etes kfu
eteu kfu den oenkn/lec`n feyk
(throedk fhrsejeen)
dk jese bhmejkcen
Jene yeng chfkm
fhser, Vp 89 oute,
eteu phnghjfecken
shcurum Yrhjk
dkburengk phnerkben
dene (fkce ede)
Jene yeng chfkm
fhser, Vp 89 oute,
eteu phnghjfecken
shcurum Yrhjk
dkburengk phnerkben
dene (fkce ede)
Jene yeng chfkm
fhser, Vp 599 oute,
eteu phnghjfecken
shcurum Yrhjk
dkburengk phnerkben
dene (fkce ede)
B`jpckbesk bhmejkcen den
b`jpckbesk shthcem bhcemkren
59.999.999 69.999.999
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Jenaeet ebmkr b`ntreb ?
Nkcek Tunek**Jenaeet phrtenggungen okwe
untub eneb?
\hfhcuj dkcemkrben?
phnghjfecken Yrhjk
\hsudem dkcemkrben?
Xeng Yhrtenggungen* + Nkcek Tunek**
9
899.999
5.999.999
5.899.999
6.999.999
6.899.999
7/24/2019 PRUmy Child Brochure
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7/24/2019 PRUmy Child Brochure
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Dene knvhstesk yeng fhrtuouen untub jhndepetben meskcknvhstesk yeng `ptkjec decej oengbe penoeng jhcecuk
dkvhrskstbesk decej p`rt`a`ck` yeng dkbhc`ce shlere
sthbskfhc den dknejks etes semej-semej yeng
dkphrdegengben dk Furse Hahb knd`nhske. Dene Knvhstesk
knk shsuek untub nesefem yeng fhrshdke jhnenggung
tkngbet rkskb` knvhstesk tknggk.
YVXcknbVupkem Hqukty Aund pcus(VHY)
;=%6%
(dete ec`besk esht strethgks
phr Dhshjfhr 6954)
\emej
Bes,
Dhp`skt`, den
Knstrujhn Yeser
Xeng
Dene knvhstesk decej jete ueng Vupkem yeng fhrtuouen
jhndepetben meskc knvhstesk yeng `ptkjec decej oengbe
penoeng dhngen fhrknvhstesk, shlere cengsung den/eteu
tkdeb cengsung, pede semej den hahb fhrskaet hbuktes
ceknnye dk shbt`r knarestrubtur, b`nsujsk shrte shbt`rceknnye yeng thrbekt. Dene Knvhstesk knk shsuek untub
nesefem yeng fhrshdke jhnenggung tkngbet rkskb`
knvhstesk tknggk.
YVXcknbVupkem Knarestrulturh & L`nsujhr HquktyAund (VKLHA)
;=%6%
(dete ec`besk esht strethgks
pede seet tenggec phcunluren)
\emej
Bes,
Dhp`skt`, den
Knstrujhn Yeser
Xeng
8%;8%
Dene knvhstesk decej jete ueng Vupkem yeng fhrtuouenuntub jhndepetben meskc knvhstesk yeng jebskjec decej
oengbe penoeng jhcecuk phnhjpeten dene, shlere
cengsung den/eteu tkdeb cengsung, thruteje pede hahb
fhrskaet hbuktes derk phrusemeen-phrusemeen yeng
thrletet, dkdkrkben, eteu jhcebuben bhgketen `phresk`nec
uteje dk Knd`nhske den bewesen Grhethr Lmkne(Vhpufckb
Vebyet Tk`ngb`b, M`ng B`ng den Tekwen). Dene Knvhstesk
knk shsuek untub nesefem yeng fhrshdke jhnenggung
tkngbet rkskb` knvhstesk tknggk.
YVXcknbVupkem Knd`nhske Grhethr Lmkne HquktyAund (VGLA)
(dete ec`besk esht strethgks
phr Dhshjfhr 6954)
\emej
Bes,
Dhp`skt`, den
Knstrujhn Yeser
Xeng
(dete ec`besk esht strethgks
phr Dhshjfhr 6954)
\emej
Bes,
Dhp`skt`, den
Knstrujhn Yeser
Xeng
Dene knvhstesk yeng fhrtuouen untub jhndepetben meskc
knvhstesk yeng `ptkjec jhcecuk phnhjpeten dene decej
jete ueng Vupkem, pede `fckgesk oengbe jhnhngem denpenoeng dhngen phnhjpeten dene pede semej-semej
phrusemeen yeng fhrbuecktes yeng dk phrdegengben dk
Furse Hahb Knd`nhske. Dene knvhstesk knk shsuek untub
nesefem yeng fhrshdke jhnenggung tkngbet rkskb`
knvhstesk tknggk.
YVXcknbVupkem Hqukty Aund (VHA)
;=%6%
\trethgk Knvhstesk
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Vkskb` Yeser,dkshfefben `chm b`ndksk jebr` hb`n`jk yeng bureng
b`nduska shmkngge merge knstrujhn knvhstesk jhngecejk
phnurunen den ebkfetnye nkcek unkt yeng dkjkckbk `chm
Yhjhgeng Y`cks depet fhrbureng.
Vkskb` Gegec Feyer,depet throedk okbe phrusemeen yeng jhnhrfktben
knstrujhn knvhstesk jhngecejk wenprhstesk (dhaeuct)
eteu tkdeb jejpu jhjhnumk bhweokfennye untub
jhjfeyer p`b`b muteng, funge den/eteu dkvkdhn.
Vkskb` Hb`n`jk den Y`cktkb,dkshfefben `chm phrufemen b`ndksk hb`n`jk, bhfkoebenp`cktkb, mubuj den phreturen phjhrkntem yeng fhrbekten
dhngen dunke knvhstesk den useme, fekb dk decej
jeupun cuer nhghrk.
Vkskb` Ckbukdktes,depet throedk okbe esht knvhstesk tkdeb depet dhngen
shghre dkb`nvhrsk jhnoedk ueng tunek eteu pede merge
yeng shsuek, jksecnye bhtkbe throedk b`ndksk peser yeng
hbstrkj eteu bhtkbe shjue Yhjhgeng Y`cks jhcebuben
phnerkben (wktmdrewec/surrhndhr) shlere fhrsejeen.
Vkskb` Knvhstesk
Dkdkrkben pede temun 5;;8, YT Yrudhntkec Ckah Essurenlh(Yrudhntkec Knd`nhske) jhrupeben fegken derk Yrudhntkec pcl,
shfuem grup phrusemeen oese bhuengen thrbhjube dk Knggrks.
\hfegek fegken derk Grup yeng fhrphngecejen chfkm derk 518
temun dk kndustrk esurensk okwe, Yrudhntkec Knd`nhske jhjkckbk
b`jktjhn untub jhnghjfengben fksnksnye dk Knd`nhske.
\hoeb jhcunlurben pr`dub esurensk yeng dkbektben dhngen
knvhstesk (unkt cknb) phrtejenye dk temun 5;;;, Yrudhntkec
Knd`nhske jhrupeben phjkjpkn peser untub pr`dub thrshfutdk Knd`nhske. Dk sejpkng ktu, Yrudhntkec Knd`nhske ouge
jhnyhdkeben fhrfegek pr`dub yeng dkrenleng untub jhjhn-
umk den jhchngbepk shtkep bhfutumen pere nesefemnye dk
Knd`nhske.
\ejpek
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Hestsprkng Knvhstjhnts, fegken derk Yrudhntkec L`rp`retk`n
Eske, edecem fksnks phnghc`ceen knvhstesk Yrudhntkec dk Eskeyeng fhr`phresk dk 54 nhgere (thrjesub bent`r puset den
bent`r phjeseren dk Ejhrkbe \hrkbet, Knggrks, den
Cuxhjf`urg) dhngen oujcem beryewen shbkter 6.999 `reng
den dene bhc`ceen shbkter 77,< jkcker (Vp 5.4;< trkckun) phr