PIONEER INTERCONTINENTAL & INSURANCE CORPORATION Pioneer House Makati, 108 Paseo de Roxas, Legaspi Village, Makati City 1229, PhilippinesTel: +63 2 812 7777 • Fax: +63 2 817 1461 www.pioneer.com.ph

This product is not insured by the Philippine Deposit Insurance Corp. (PDIC) andis not guaranteed by BDO.

This document only gives an overview of the benefits of the product and does not in any way constitute a contract. The complete scope of coverage, its limitations, definitions and general provisions on which the payout of benefits are based are contained in the Master Policy Contract. P

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BDO Insurance Brokers, Inc.

BDO Insurance Brokers, Inc. (BDOI) was established to serve the insurance requirements of the country’s number one bank, BDO Unibank, and the country’s number one retail chain, SM and its affiliates. Through the years, BDOI has grown in step with BDO Unibank, evolving into a total risk and insurance solutions provider and consultant for its clients, whether corporate or individual. It has consistently ranked as one of leading insurance brokers in the country. BDOI is a regulated entity supervised by the Insurance Commission, and provides insurance brokerage service to clients who wish to secure insurance products issued by a separate accredited insurance provider.

BDO Insurance Brokers, Inc.A subsidiary of BDO Unibank, Inc.45th Floor, BDO Corporate Center Ortigas12 ADB Avenue, Ortigas Center 1550, Mandaluyong CityTrunkline: +63 (2) 702-6000 local 57232 or 65224

BDOI-Insure Call CenterTel No: +63 (2) 838-BDOI (or 838-2364) Metro ManilaFax No: +63 (2) 866-6999Email: bdo-insure@bdo.com.phDomestic Toll Free: 1800-10-8382364Monday to Friday (except Holidays) 8AM to 6PM

Pioneer Group of Insurance Companies

Pioneer has consistently charted insurance milestones for over half a century through its main arms of life and non-life insurance.

NON-LIFE INSURANCEThe group’s flagship company, Pioneer Insurance & Surety Corporation was established in 1954. In 2015, it counted gross premiums written of over P6.5 billion. Backed by equity of some P12 billion and assets of P21.9 billion, Pioneer’s market leadership is highlighted by its strong position across all non-life insurance lines, including property, marine, motor and aviation.

In 1966, a non-life subsidiary focusing on non-traditional insurance packages, Pioneer Intercontinental Insurance Corporation, was established. Pioneer Intercon expands on what is currently offered in the market by developing specialized product packages.

LIFE INSURANCEPioneer’s life operations were established in 1964. Today, Pioneer Life Inc. is a significant player in the industry, and it continues to grow with a record number of Million Dollar Round Table qualifiers. In 2015, Pioneer Life generated gross written premiums of P2.2 billion, supported by equity of over P1.4 billion and assets amounting to P9.4 billion.

Pioneer has an extensive network around the Philippines with 34 branch offices throughout the country.

PROPERTY PROTECTIONExclusive package of BDOI & Pioneer for SMDC Property Owners

COVERAGEPACKAGE 1

(Comprehensive)PACKAGE 2

(Limited Cover)PACKAGE 3

(Basic)

Fire/Lightning, Riot, Strike, Malicious Damage and Extended Cover (Smoke, Vehicle Impact, Falling Aircraft, Explosion)

Covered Covered Covered

Earthquake, Fire/Shock, Typhoon, Flood Covered Covered Not Covered

Broad Water Damage including Accidental Bursting and/or Overflowing of Water Tanks, Apparatus or Pipes, Sprinkler Leakage

Covered Covered Not Covered

Vandalism, Malicious Mischief, Volcanic Eruption, Landslide and Subsidence

Covered Not Covered Not Covered

All Other Risks Not Excluded in the Policy Covered Not Applicable Not Applicable

Burglary and/or Robbery 100% of Sum Insured 50% of Sum Insured Not Covered

Extensions of Cover (Aggregate Limit)

Comprehensive Personal Liability P200,000.00 P100,000.00 Not Covered

Alternative Accommodation or Loss of Rent (max 6 mos.)

P50,000.00per month

P50,000.00per month

Not Covered

Family Personal Accident P500,000.00 P500,000.00 Not Covered

Electronic Equipment Insurance(3 years and below) P50,000.00 P50,000.00 Not Covered

Plate Glass CoverActual Value Not

Exceeding the Sum Insured

P50,000.00 Not Covered

Annual Premium (inclusive of taxes)

Sum InsuredPackage 1

(Comprehensive)Package 2

(Limited Cover)Package 3

(Basic)

P 1.0 M P 1,710.45 P 1,267.00 P 760.20

P 3.0 M P 5,131.35 P 3,801.00 P 2,280.60

P 5.0 M P 8,552.25 P 6,335.00 P 3,801.00

In case of a claim, immediately notify BDOI and submitthe Incident Report with the following initial documents:

Your condo is your investment. Now you can protect its contents and improvements from perils with any of these exclusive packages brought to you by SMDC, Pioneer and BDOI.

Deductibles

Fire/Lightning None

Riot, Strike and Malicious Damage

None

Earthquake, Typhoon, Flood and Other Acts of Nature

2% of cash value of affected property

Extended Coverage1% of sum insured on affected item,

minimum of P1K and maximum of P500K

Robbery & Burglary P5,000.00

Broad Water Damage P20,000.00

Comprehensive Personal Liability

P2,000.00

Rental Value 7 days

Electronic Equipment P5,000.00

Plate Glass P5,000.00

All Other Losses (for Package 1 only)

P2,000.00

Nature of Claim Documents Required

Damage to Own PropertyPictures, Breakdown of values of dam-aged property, Repair Estimate

Personal Liability (Third Party Claims)

Bodily Injury: Medical Certificate, Official Receipt, Doctor’s Prescription Property Damage: Breakdown of Repair Cost

Family Personal Accident Death Certificate, Medical Certificate

Robbery/Burglary Police Report

Nam

e of A

pplicant / Insured

Ad

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Bu

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Date o

f Birth

(Mo

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ay, Year)E

mail A

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elect and

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(Basic)

P 1.0

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[ ] P 1,710

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[ ] P 1,2

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P 3

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P 5

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RE

MIN

DE

R1. S

elect the correct package to ensu

re that your pro

perty is ad

equately co

vered an

d to

avoid

the consequ

ences o

f bein

g u

nd

erinsured

or overinsu

red.

2. Cash

and

jewelries are n

ot co

vered.

DE

CL

AR

AT

ION

S

I hereby apply for Pro

perty Protectio

n Insu

rance an

d attest all

inform

ation

written

and

sub

mitted

for consid

eration

is true an

d

accurate.

No

te:

Premiu

m m

ay change w

ithou

t prior no

tice.

No.