Product Profile Updates

4/5/2019 Page 1 of 70

Product Profile Updates

Click Here to view Announcements/Product Updates

Click the link below to view the complete product profile. Any link below will provide the most recent version of the Product Profile.

Date Product Profile Type of Change

04/08/2019 Agency Fixed Product Update 19-22

04/08/2019 Agency High Balance Product Update 19-22

04/08/2019 Agency LIBOR ARMs Product Update 19-22

04/08/2019 Agency DU Portfolio Product Update 19-22

04/08/2019 Agency LP Fixed and ARMs Product Update 19-22

04/08/2019 Agency Texas Home Equity Product Update 19-22

04/08/2019 Home Possible Product Update 19-22

04/08/2019 HomeReady Product Update 19-22

04/08/2019 FHLMC Super Conforming Product Update 19-22 04/08/2019 Homestyle Renovation Product Update 19-22

04/08/2019 FHA Standard and High Balance Product Update 19-22

04/08/2019 USDA Product Update 19-22

04/08/2019 AR ADFA Move Up FHA Product Update 19-22

04/08/2019 AR ADFA Move Up Conventional Product Update 19-22

04/08/2019 AR ADFA Move Up VA Product Update 19-22

04/08/2019 CA CalHFA Standard Conventional Product Update 19-22

04/08/2019 CA CalHFA Standard FHA Product Update 19-22

04/08/2019 CA CalHFA CalPlus Conventional with ZIP DPA Product Update 19-22

04/08/2019 CA CalHFA CalPlus FHA with ZIP DPA Product Update 19-22

04/08/2019 CA CalHFA VA Product Update 19-22

04/08/2019 CO CHFA Advantage Conventional Product Update 19-22

04/08/2019 CO CHFA FirstStep Plus FHA Product Update 19-22

04/08/2019 CO CHFA Preferred Plus Conventional Product Update 19-22

04/08/2019 CO CHFA SmartStep Plus FHA Product Update 19-22

04/08/2019 TX TSAHC Conventional Product Update 19-22

04/01/2019 Agency Fixed Product Update 19-21 04/01/2019 Agency LP Fixed and ARMs Product Update 19-21 04/01/2019 Home Possible Product Update 19-21 04/01/2019 FHLMC Super Conforming Product Update 19-21 04/01/2019 FHA Streamline Standard and High Balance Product Update 19-21 04/01/2019 VA Product Update 19-21 04/01/2019 VA High Balance Product Update 19-21 04/01/2019 VA IRRRL Product Update 19-21 04/01/2019 VA IRRRL High Balance Product Update 19-21 04/01/2019 USDA Product Update 19-21 04/01/2019 Niche Conforming and Jumbo Product Update 19-21 04/01/2019 Niche Alternative Access Product Update 19-21 04/01/2019 Niche Non-Prime Advantage Product Update 19-21 04/01/2019 Closed-End Second Lien Product Update 19-21 04/01/2019 TCF HELOC Product Update 19-21 04/01/2019 AR ADFA Move Up FHA Product Update 19-21 04/01/2019 AR ADFA Move Up Conventional Product Update 19-21

http://www.eprmg.net/guidelines/ProductUpdates/ProductUpdates.pdf

http://www.eprmg.net/guidelines/Agency%20Fixed.pdf

http://www.eprmg.net/guidelines/Agency%20High%20Balance.pdf

http://www.eprmg.net/guidelines/Agency%20ARMs.pdf

http://www.eprmg.net/guidelines/Agency%20Portfolio.pdf

http://www.eprmg.net/guidelines/Agency%20LP%20Fixed%20and%20ARMs.pdf

http://www.eprmg.net/guidelines/Agency%20Texas%20Home%20Equity.pdf

http://www.eprmg.net/guidelines/Home%20Possible.pdf

http://www.eprmg.net/guidelines/HomeReady.pdf

http://www.eprmg.net/guidelines/FHLMC%20Super%20Conforming.pdf

http://www.eprmg.net/guidelines/HomeStyle%20Renovation.pdf

http://www.eprmg.net/guidelines/FHA%20Standard%20and%20High%20Balance.pdf

http://www.eprmg.net/guidelines/USDA.pdf

http://www.eprmg.net/guidelines/ADFA%20FHA.pdf

http://www.eprmg.net/guidelines/ADFA%20Conventional.pdf

http://www.eprmg.net/guidelines/ADFA%20VA.pdf

http://www.eprmg.net/guidelines/CalHFA%20Standard%20Conventional.pdf

http://www.eprmg.net/guidelines/CalHFA%20Standard%20FHA.pdf

http://www.eprmg.net/guidelines/CalHFA%20CalPlus%20Conventional.pdf

http://www.eprmg.net/guidelines/CalHFA%20FHA.pdf

http://www.eprmg.net/guidelines/CalHFA%20VA.pdf

http://www.eprmg.net/guidelines/Colorado%20CHFA%20Advantage%20Conventional.pdf

http://www.eprmg.net/guidelines/Colorado%20CHFA%20FHA%20Firststep%20Plus.pdf

http://www.eprmg.net/guidelines/Colorado%20CHFA%20Preferred%20Plus%20Conventional.pdf

http://www.eprmg.net/guidelines/Colorado%20CHFA%20FHA%20HomeOpener%20Plus%20or%20SmartStep%20Plus.pdf

http://www.eprmg.net/guidelines/Texas%20TSAHC%20Conventional.pdf





http://www.eprmg.net/guidelines/FHA%20Streamline.pdf

http://www.eprmg.net/guidelines/VA.pdf

http://www.eprmg.net/guidelines/VA%20High%20Balance.pdf

http://www.eprmg.net/guidelines/VA%20IRRRL.pdf

http://www.eprmg.net/guidelines/VA%20IRRRL%20High%20Balance.pdf


http://www.eprmg.net/guidelines/Niche%20Non-Prime%20Advantage.pdf

http://www.eprmg.net/guidelines/Closed-End%20Seconds.pdf

http://www.eprmg.net/guidelines/TCF%20HELOC.pdf



4/5/2019 Page 2 of 70


04/01/2019 AR ADFA Move Up VA Product Update 19-21 04/01/2019 AZ Home in Five Advantage Conventional Product Update 19-21 04/01/2019 AZ Home in Five Advantage FHA Product Update 19-21 04/01/2019 AZ Home Plus Conventional Product Update 19-21 04/01/2019 AZ Home Plus FHA Product Update 19-21 04/01/2019 CA CalHFA Standard Conventional Product Update 19-21 04/01/2019 CA CalHFA Standard FHA Product Update 19-21 04/01/2019 CA CalHFA CalPlus Conventional with ZIP DPA Product Update 19-21 04/01/2019 CA CalHFA CalPlus FHA with ZIP DPA Product Update 19-21 04/01/2019 CA CalHFA VA Product Update 19-21 04/01/2019 CA CalHFA MyHome Assistance Product Update 19-21 04/01/2019 CA CalHFA School Program/Extra Credit Teacher Home Purchase

(ECTP) Program Product Update 19-21

04/01/2019 CA GSFA Platinum FHA Product Update 19-21 04/01/2019 CA Southern California HFA FHA Product Update 19-21 04/01/2019 Chenoa Fund FHA - Multi-State Product Update 19-21 04/01/2019 CO CHFA Advantage Conventional Product Update 19-21 04/01/2019 CO CHFA Preferred Plus Conventional Product Update 19-21 04/01/2019 CO Denver Metro FHA Product Update 19-21 04/01/2019 FL HFA of Hillsborough FHA Product Update 19-21 04/01/2019 FL HFA of Lee County FHA Product Update 19-21 04/01/2019 FL HFA of Miami Dade Conventional Product Update 19-21 04/01/2019 FL HFA of Miami Dade FHA Product Update 19-21 04/01/2019 FL HFA of Orange County FHA Product Update 19-21 04/01/2019 FL Housing Conventional Product Update 19-21 04/01/2019 FL Housing FHA Product Update 19-21 04/01/2019 ID Idaho HFA Conventional Product Update 19-21 04/01/2019 IL IHDA FHA Product Update 19-21 04/01/2019 IL IHDA Conventional Product Update 19-21 04/01/2019 KS Kansas Housing Sedgwick and Shawnee Counties FHA Product Update 19-21 04/01/2019 KY KACO FHA Product Update 19-21 04/01/2019 KY KHC Conventional Product Update 19-21 04/01/2019 MA MassHousing Conventional Product Update 19-21 04/01/2019 MA MassHousing with No MI Conventional.pdf Product Update 19-21 04/01/2019 MD Maryland MMP FHA Product Update 19-21 04/01/2019 MD Maryland MMP Conventional Product Update 19-21 04/01/2019 MN Minnesota Housing FHA Product Update 19-21 04/01/2019 MN Minnesota Housing Conventional Product Update 19-21 04/01/2019 NE Nebraska NIFA FHA Product Update 19-21 04/01/2019 NE Nebraska NIFA Conventional Product Update 19-21 04/01/2019 NV Home is Possible Conventional Product Update 19-21 04/01/2019 NV Home is Possible FHA Product Update 19-21 04/01/2019 NV Rural Housing Home at Last Access FHA Product Update 19-21 04/01/2019 OH HFA Conventional Product Update 19-21 04/01/2019 OH HFA FHA Product Update 19-21 04/01/2019 OH Port Communities First Ohio FHA Product Update 19-21 04/01/2019 OK REI Gift100 Conventional Product Update 19-21 04/01/2019 OK REI Gift100 FHA Product Update 19-21 04/01/2019 TN THDA FHA Product Update 19-21


http://www.eprmg.net/guidelines/AZ%20Home%20in%20Five%20Advantage%20Conventional.pdf

http://www.eprmg.net/guidelines/AZ%20Home%20in%20Five%20Advantage%20FHA.pdf

http://www.eprmg.net/guidelines/Arizona%20Home%20Plus%20-%20Conventional.pdf

http://www.eprmg.net/guidelines/Arizona%20Home%20Plus%20-%20FHA.pdf






http://www.eprmg.net/guidelines/CalHFA%20MyHome%20Assistance.pdf

http://www.eprmg.net/guidelines/CalHFA%20ECTP.pdf


http://www.eprmg.net/guidelines/NHF-GSFA%20Platinum%20FHA.pdf

http://www.eprmg.net/guidelines/Southern%20CA%20Home%20Financing%20Authority%20SCHFA%20FHA.pdf

http://www.eprmg.net/guidelines/Chenoa%20Fund%20Program%20FHA.pdf



http://www.eprmg.net/guidelines/Denver%20MMA%20Plus%20FHA.pdf

http://www.eprmg.net/guidelines/FL%20HFA%20of%20Hillsborough%20-%20FHA.pdf

http://www.eprmg.net/guidelines/FL%20HFA%20of%20Lee%20County%20-%20FHA.pdf

http://www.eprmg.net/guidelines/HFA%20of%20Miami-Dade%20-%20Conventional.pdf

http://www.eprmg.net/guidelines/HFA%20of%20Miami-Dade%20-%20FHA.pdf

http://www.eprmg.net/guidelines/FL%20HFA%20of%20Orange%20County%20-%20FHA.pdf

http://www.eprmg.net/guidelines/Florida%20Housing%20-%20Conventional.pdf

http://www.eprmg.net/guidelines/Florida%20Housing%20-%20FHA.pdf

http://www.eprmg.net/guidelines/Idaho%20HFA%20-%20Conventional.pdf

http://www.eprmg.net/guidelines/Illinois%20HDA%20-%20FHA.pdf

http://www.eprmg.net/guidelines/Illinois%20HDA%20-%20Conventional.pdf

http://www.eprmg.net/guidelines/Kansas%20Housing%20Sedgwick%20County%20and%20Shawnee%20County%20FHA.pdf

http://www.eprmg.net/guidelines/Kentucky%20Association%20of%20Counties%20KACO%20FHA.pdf

http://www.eprmg.net/guidelines/KHC%20Conventional.pdf

http://www.eprmg.net/guidelines/MassHousing%20-%20Conventional.pdf

http://www.eprmg.net/guidelines/MassHousing%20with%20No%20MI-%20Conventional.pdf

http://www.eprmg.net/guidelines/Maryland%20CDA%20MMP%20FHA.pdf

http://www.eprmg.net/guidelines/Maryland%20CDA%20MMP%20Conventional.pdf

http://www.eprmg.net/guidelines/Minnesota%20Housing%20FHA.pdf

http://www.eprmg.net/guidelines/Minnesota%20Housing%20-%20Conventional.pdf

http://www.eprmg.net/guidelines/Nebraska%20Investment%20Finance%20Authority%20NIFA%20FHA.pdf

http://www.eprmg.net/guidelines/Nebraska%20Investment%20Finance%20Authority%20-%20Conventional.pdf

http://www.eprmg.net/guidelines/Nevada%20Home%20is%20Possible%20Conventional.pdf

http://www.eprmg.net/guidelines/Nevada%20Home%20is%20Possible%20FHA.pdf

http://www.eprmg.net/guidelines/NV%20Rural%20Home%20at%20Last%20FHA.pdf

http://www.eprmg.net/guidelines/Ohio%20HFA%20-%20Conventional.pdf

http://www.eprmg.net/guidelines/Ohio%20HFA%20-%20FHA.pdf

http://www.eprmg.net/guidelines/The%20Port%20Communities%20First%20Ohio%20FHA.pdf

http://www.eprmg.net/guidelines/OK%20REI%20Conventional.pdf

http://www.eprmg.net/guidelines/OK%20REI%20FHA.pdf

http://www.eprmg.net/guidelines/TN%20THDA%20Great%20Choice%20FHA.pdf

4/5/2019 Page 3 of 70


04/01/2019 TX SETH 5 Star Advantage FHA Product Update 19-21 04/01/2019 TX TDHCA Conventional Product Update 19-21 04/01/2019 TX TSAHC Conventional Product Update 19-21 04/01/2019 WA WSHFC Home Advantage Conventional Product Update 19-21 04/01/2019 WA WSHFC House Key Conventional Product Update 19-21 04/01/2019 WI WHEDA Advantage Conventional Product Update 19-21

03/20/2019 AZ Home in Five Advantage FHA Minor Clarification


03/20/2019 Agency High Balance Product Update 19-20 03/20/2019 Agency LIBOR ARMs Product Update 19-20 03/20/2019 Agency DU Portfolio Product Update 19-20 03/20/2019 Agency LP Fixed and ARMs Product Update 19-20 03/20/2019 Agency Texas Home Equity Product Update 19-20 03/20/2019 Home Possible Product Update 19-20 03/20/2019 HomeReady Product Update 19-20 03/20/2019 DU Refi Plus 2.0 Standard and High Balance Product Update 19-20 03/20/2019 FHLMC Super Conforming Product Update 19-20 03/20/2019 Homestyle Renovation Product Update 19-20 03/20/2019 FHA Standard and High Balance Product Update 19-20 03/20/2019 FHA Streamline Standard and High Balance Product Update 19-20 03/20/2019 FHA 203K Standard Product Update 19-20 03/20/2019 FHA 203K Limited Product Update 19-20 03/20/2019 VA Product Update 19-20 03/20/2019 VA High Balance Product Update 19-20 03/20/2019 VA IRRRL Product Update 19-20 03/20/2019 VA IRRRL High Balance Product Update 19-20 03/20/2019 USDA Product Update 19-20 03/20/2019 Diamond Jumbo Product Update 19-20 03/20/2019 Platinum Jumbo Product Update 19-20 03/20/2019 Gold Jumbo Product Update 19-20 03/20/2019 Emerald Jumbo Product Update 19-20 03/20/2019 High LTV Jumbo Product Update 19-20 03/20/2019 Ruby Jumbo Product Update 19-20 03/20/2019 Niche Conforming and Jumbo Product Update 19-20 03/20/2019 Niche Alternative Access Product Update 19-20 03/20/2019 Niche Non-Prime Advantage Product Update 19-20 03/20/2019 Expanded Access - AA Credit Grade Product Update 19-20 03/20/2019 Expanded Access - B-C Credit Grade Product Update 19-20 03/20/2019 Closed-End Second Lien Product Update 19-20 03/20/2019 AR ADFA Move Up Conventional Product Update 19-20 03/20/2019 AZ Home in Five Advantage Conventional Product Update 19-20 03/20/2019 AZ Home in Five Advantage FHA Product Update 19-20 03/20/2019 AZ Home Plus Conventional Product Update 19-20 03/20/2019 CA CalHFA Standard Conventional Product Update 19-20 03/20/2019 CA CalHFA CalPlus Conventional with ZIP DPA Product Update 19-20 03/20/2019 CO CHFA Advantage Conventional Product Update 19-20 03/20/2019 CO CHFA FirstStep Plus FHA Product Update 19-20 03/20/2019 CO CHFA Preferred Plus Conventional Product Update 19-20 03/20/2019 CO CHFA SmartStep Plus FHA Product Update 19-20

http://www.eprmg.net/guidelines/Texas%20SETH%20FHA.pdf

http://www.eprmg.net/guidelines/TDHCA%20Conventional.pdf


http://www.eprmg.net/guidelines/WSHFC%20Home%20Advantage%20Conventional.pdf

http://www.eprmg.net/guidelines/WSHFC%20House%20Key%20Conventional.pdf

http://www.eprmg.net/guidelines/WHEDA%20Advantage%20Conventional.pdf










http://www.eprmg.net/guidelines/DU%20Refi%20Plus%202.0.pdf





http://www.eprmg.net/guidelines/FHA%20203K%20Standard.pdf

http://www.eprmg.net/guidelines/FHA%20203K%20Streamline.pdf






http://www.eprmg.net/guidelines/Diamond.pdf

http://www.eprmg.net/guidelines/Platinum.pdf

http://www.eprmg.net/guidelines/Gold.pdf

http://www.eprmg.net/guidelines/Emerald.pdf

http://www.eprmg.net/guidelines/High%20LTV%20Jumbo.pdf

http://www.eprmg.net/guidelines/Ruby.pdf


http://www.eprmg.net/guidelines/Expanded%20Access%20AA%20Credit.pdf

http://www.eprmg.net/guidelines/Expanded%20Access%20B-C%20Credit.pdf












4/5/2019 Page 4 of 70


03/20/2019 FL HFA of Miami Dade Conventional Product Update 19-20 03/20/2019 FL Housing Conventional Product Update 19-20 03/20/2019 ID Idaho HFA Conventional Product Update 19-20 03/20/2019 IL IHDA Conventional Product Update 19-20 03/20/2019 KY KHC Conventional Product Update 19-20 03/20/2019 MA MassHousing Conventional Product Update 19-20 03/20/2019 MA MassHousing with No MI Conventional.pdf Product Update 19-20 03/20/2019 MD Maryland MMP Conventional Product Update 19-20 03/20/2019 MN Minnesota Housing Conventional Product Update 19-20 03/20/2019 NE Nebraska NIFA Conventional Product Update 19-20 03/20/2019 NV Home is Possible Conventional Product Update 19-20 03/20/2019 OH HFA Conventional Product Update 19-20 03/20/2019 OH Port Communities First Ohio FHA Product Update 19-20

03/20/2019 OK REI Gift100 Conventional Product Update 19-20 03/20/2019 TX TDHCA Conventional Product Update 19-20 03/20/2019 TX TSAHC Conventional Product Update 19-20 03/20/2019 WA WSHFC Home Advantage Conventional Product Update 19-20 03/20/2019 WA WSHFC House Key Conventional Product Update 19-20 03/20/2019 WI WHEDA Advantage Conventional Product Update 19-20 03/14/2019 WI WHEDA Advantage Conventional Product Update 19-19

03/14/2019 TX TDHCA FHA Product Update 19-18

03/14/2019 TX TDHCA Conventional Product Update 19-18

03/08/2019 RETAIL ONLY – Florida Housing Conventional Product Update 19-17

03/08/2019 RETAIL ONLY – Florida Housing FHA Product Update 19-17


03/08/2019 Agency High Balance Product Update 19-16 03/08/2019 Agency LIBOR ARMs Product Update 19-16 03/08/2019 Agency DU Portfolio Product Update 19-16 03/08/2019 Agency LP Fixed and ARMs Product Update 19-16 03/08/2019 Agency Texas Home Equity Product Update 19-16 03/08/2019 Home Possible Product Update 19-16 03/08/2019 HomeReady Product Update 19-16 03/08/2019 DU Refi Plus 2.0 Standard and High Balance Product Update 19-16 03/08/2019 FHLMC Super Conforming Product Update 19-16 03/08/2019 Homestyle Renovation Product Update 19-16 03/08/2019 FHA Standard and High Balance Product Update 19-16 03/08/2019 FHA Streamline Standard and High Balance Product Update 19-16 03/08/2019 FHA 203K Standard Product Update 19-16 03/08/2019 FHA 203K Limited Product Update 19-16 03/08/2019 VA Product Update 19-16 03/08/2019 VA High Balance Product Update 19-16 03/08/2019 VA IRRRL Product Update 19-16 03/08/2019 VA IRRRL High Balance Product Update 19-16 03/08/2019 USDA Product Update 19-16 03/08/2019 Diamond Jumbo Product Update 19-16 03/08/2019 Gold Jumbo Product Update 19-16 03/08/2019 High LTV Jumbo Product Update 19-16 03/08/2019 Ruby Jumbo Product Update 19-16 03/08/2019 Niche Conforming and Jumbo Product Update 19-16















http://www.eprmg.net/guidelines/TDHCA%20Conventional.pdf






http://www.eprmg.net/guidelines/TDHCA%20FHA.pdf

http://www.eprmg.net/guidelines/TDHCA%20FHA.pdf


























4/5/2019 Page 5 of 70


03/08/2019 Niche Alternative Access Product Update 19-16 03/08/2019 Niche Non-Prime Advantage Product Update 19-16 03/08/2019 Expanded Access - AA Credit Grade Product Update 19-16 03/08/2019 Expanded Access - B-C Credit Grade Product Update 19-16 03/08/2019 Closed-End Second Lien Product Update 19-16 03/08/2019 AR ADFA Move Up FHA Product Update 19-16 03/08/2019 AR ADFA Move Up Conventional Product Update 19-16 03/08/2019 AR ADFA Move Up VA Product Update 19-16 03/08/2019 AZ Home in Five Advantage Conventional Product Update 19-16 03/08/2019 AZ Home in Five Advantage FHA Product Update 19-16 03/08/2019 AZ Home Plus Conventional Product Update 19-16 03/08/2019 AZ Home Plus FHA Product Update 19-16 03/08/2019 CA CalHFA Standard Conventional Product Update 19-16 03/08/2019 CA CalHFA Standard FHA Product Update 19-16 03/08/2019 CA CalHFA CalPlus Conventional with ZIP DPA Product Update 19-16 03/08/2019 CA CalHFA CalPlus FHA with ZIP DPA Product Update 19-16 03/08/2019 CA CalHFA VA Product Update 19-16 03/08/2019 CA CalHFA MyHome Assistance Product Update 19-16 03/08/2019 CA CalHFA School Program/Extra Credit Teacher Home Purchase


03/08/2019 CA GSFA Platinum FHA Product Update 19-16 03/08/2019 CA Southern California HFA FHA Product Update 19-16 03/08/2019 Chenoa Fund FHA - Multi-State Product Update 19-16 03/08/2019 CO CHFA Advantage Conventional Product Update 19-16 03/08/2019 CO CHFA FirstStep Plus FHA Product Update 19-16 03/08/2019 CO CHFA Preferred Plus Conventional Product Update 19-16 03/08/2019 CO CHFA SmartStep Plus FHA Product Update 19-16 03/08/2019 CO Denver Metro FHA Product Update 19-16 03/08/2019 FL HFA of Hillsborough FHA Product Update 19-16 03/08/2019 FL HFA of Lee County FHA Product Update 19-16 03/08/2019 FL HFA of Miami Dade Conventional Product Update 19-16 03/08/2019 FL HFA of Miami Dade FHA Product Update 19-16 03/08/2019 FL HFA of Orange County FHA Product Update 19-16 03/08/2019 FL Housing Conventional Product Update 19-16 03/08/2019 FL Housing FHA Product Update 19-16 03/08/2019 ID Idaho HFA FHA Product Update 19-16 03/08/2019 ID Idaho HFA Conventional Product Update 19-16 03/08/2019 IL IHDA FHA Product Update 19-16 03/08/2019 IL IHDA Conventional Product Update 19-16 03/08/2019 KS Kansas Housing Sedgwick and Shawnee Counties FHA Product Update 19-16 03/08/2019 KY KACO FHA Product Update 19-16 03/08/2019 KY KHC Conventional Product Update 19-16 03/08/2019 KY KHC FHA Product Update 19-16 03/08/2019 MA MassHousing FHA Product Update 19-16 03/08/2019 MA MassHousing Conventional Product Update 19-16 03/08/2019 MA MassHousing with No MI Conventional.pdf Product Update 19-16 03/08/2019 MD Maryland MMP FHA Product Update 19-16 03/08/2019 MD Maryland MMP Conventional Product Update 19-16 03/08/2019 MI MSHDA MI First Home FHA Product Update 19-16



































http://www.eprmg.net/guidelines/Idaho%20HFA%20-%20FHA.pdf







http://www.eprmg.net/guidelines/KHC%20FHA.pdf

http://www.eprmg.net/guidelines/MassHousing%20FHA.pdf





http://www.eprmg.net/guidelines/MSHDA%20MI%20First%20Home%20FHA.pdf

4/5/2019 Page 6 of 70


03/08/2019 MI MSHDA MI Next Home FHA Product Update 19-16 03/08/2019 MN Minnesota Housing FHA Product Update 19-16 03/08/2019 MN Minnesota Housing Conventional Product Update 19-16 03/08/2019 MT Montana Housing FHA Product Update 19-16 03/08/2019 NE Nebraska NIFA FHA Product Update 19-16 03/08/2019 NE Nebraska NIFA Conventional Product Update 19-16 03/08/2019 NV Home is Possible Conventional Product Update 19-16 03/08/2019 NV Home is Possible FHA Product Update 19-16 03/08/2019 NV Rural Housing Home at Last Access FHA Product Update 19-16 03/08/2019 OH HFA Conventional Product Update 19-16 03/08/2019 OH HFA FHA Product Update 19-16 03/08/2019 OH Port Communities First Ohio FHA Product Update 19-16 03/08/2019 OK REI Gift100 Conventional Product Update 19-16 03/08/2019 OK REI Gift100 FHA Product Update 19-16 03/08/2019 TN THDA FHA Product Update 19-16 03/08/2019 TX SETH 5 Star Advantage FHA Product Update 19-16 03/08/2019 TX TSAHC FHA Product Update 19-16 03/08/2019 TX TSAHC Conventional Product Update 19-16 03/08/2019 WA WSHFC Home Advantage Conventional Product Update 19-16 03/08/2019 WA WSHFC Home Advantage FHA Product Update 19-16 03/08/2019 WA WSHFC House Key Conventional Product Update 19-16 03/08/2019 WA WSHFC House Key FHA Product Update 19-16 03/08/2019 WI WHEDA Advantage FHA Product Update 19-16 03/08/2019 WI WHEDA Advantage Conventional Product Update 19-16 03/06/2019 OH HFA Conventional Product Update 19-15

03/06/2019 OH HFA FHA Product Update 19-15

02/26/2019 NV Home is Possible FHA Product Update 19-14 02/19/2019 Agency Fixed Product Update 19-13








02/19/2019 DU Refi Plus 2.0 Standard and High Balance Product Update 19-13

02/19/2019 FHLMC Super Conforming Product Update 19-13

02/19/2019 Homestyle Renovation Product Update 19-13


02/19/2019 FHA Streamline Standard and High Balance Product Update 19-13

02/19/2019 FHA 203K Standard Product Update 19-13

02/19/2019 FHA 203K Limited Product Update 19-13

02/19/2019 VA Product Update 19-13

02/19/2019 VA High Balance Product Update 19-13

02/19/2019 VA IRRRL Product Update 19-13

02/19/2019 VA IRRRL High Balance Product Update 19-13 02/19/2019 USDA Product Update 19-13

02/19/2019 High LTV Jumbo Product Update 19-13

02/19/2019 Ruby Jumbo Product Update 19-13

http://www.eprmg.net/guidelines/MSHDA%20MI%20Next%20Home%20FHA.pdf



http://www.eprmg.net/guidelines/MT%20Montana%20BOH%20-%20FHA.pdf













http://www.eprmg.net/guidelines/Texas%20TSAHC%20FHA.pdf



http://www.eprmg.net/guidelines/WSHFC%20Home%20Advantage%20FHA.pdf


http://www.eprmg.net/guidelines/WSHFC%20House%20Key%20FHA.pdf

http://www.eprmg.net/guidelines/WHEDA%20Advantage%20FHA.pdf


























4/5/2019 Page 7 of 70



02/19/2019 AZ Home in Five Advantage Conventional Product Update 19-13

02/19/2019 AZ Home Plus Conventional Product Update 19-13






02/19/2019 CO CHFA SmartStep Plus FHA Product Update 19-13 02/19/2019 FL HFA of Miami Dade Conventional Product Update 19-13

02/19/2019 FL Housing Conventional Product Update 19-13

02/19/2019 ID Idaho HFA Conventional Product Update 19-13

02/19/2019 IL IHDA Conventional Product Update 19-13

02/19/2019 KY KHC Conventional Product Update 19-13

02/19/2019 MA MassHousing Conventional Product Update 19-13

02/19/2019 MA MassHousing with No MI Conventional.pdf Product Update 19-13

02/19/2019 MD Maryland MMP Conventional Product Update 19-13

02/19/2019 MD Maryland MMP FHA Product Update 19-13

02/19/2019 MN Minnesota Housing FHA Product Update 19-13

02/19/2019 MN Minnesota Housing Conventional Product Update 19-13

02/19/2019 MI MSHDA MI First Home FHA Product Update 19-13

02/19/2019 MI MSHDA MI Next Home FHA Product Update 19-13

02/19/2019 NE Nebraska NIFA Conventional Product Update 19-13

02/19/2019 NE Nebraska NIFA FHA Product Update 19-13

02/19/2019 NV Home is Possible Conventional Product Update 19-13

02/19/2019 NV Rural Housing Home at Last Access FHA Product Update 19-13

02/19/2019 OH HFA Conventional Product Update 19-13 02/19/2019 OK REI Gift100 Conventional Product Update 19-13

02/19/2019 TX SETH 5 Star Advantage FHA Product Update 19-13


02/19/2019 WA WSHFC Home Advantage Conventional Product Update 19-13

02/19/2019 WA WSHFC Home Advantage FHA Product Update 19-13

02/19/2019 WA WSHFC House Key Conventional Product Update 19-13

02/19/2019 WA WSHFC House Key FHA Product Update 19-13

02/19/2019 WI WHEDA Advantage FHA Product Update 19-13

02/19/2019 WI WHEDA Advantage Conventional Product Update 19-13

02/14/2019 Kansas Housing FHA Product Update 19-12

02/08/2019 CA CalHFA CalPlus FHA with ZIP DPA Minor Clarification

02/05/2019 HECM FHA Product Update 19-11

02/05/2019 HECM Platinum Product Update 19-11


01/30/2019 Agency High Balance Product Update 19-10 01/30/2019 Agency LIBOR ARMs Product Update 19-10 01/30/2019 Agency DU Portfolio Product Update 19-10 01/30/2019 Agency LP Fixed and ARMs Product Update 19-10 01/30/2019 Agency Texas Home Equity Product Update 19-10 01/30/2019 Home Possible Product Update 19-10 01/30/2019 HomeReady Product Update 19-10 01/30/2019 DU Refi Plus 2.0 Standard and High Balance Product Update 19-10







































http://www.eprmg.net/guidelines/HECM%20FHA.pdf

http://www.eprmg.net/guidelines/HECM%20Platinum.pdf










4/5/2019 Page 8 of 70


01/30/2019 FHLMC Super Conforming Product Update 19-10 01/30/2019 Homestyle Renovation Product Update 19-10 01/30/2019 FHA Standard and High Balance Product Update 19-10 01/30/2019 FHA Streamline Standard and High Balance Product Update 19-10 01/30/2019 FHA 203K Standard Product Update 19-10 01/30/2019 FHA 203K Limited Product Update 19-10 01/30/2019 VA Product Update 19-10 01/30/2019 VA High Balance Product Update 19-10 01/30/2019 VA IRRRL Product Update 19-10 01/30/2019 VA IRRRL High Balance Product Update 19-10 01/30/2019 USDA Product Update 19-10 01/30/2019 Emerald Jumbo Product Update 19-10 01/30/2019 Expanded Access - AA Credit Grade Product Update 19-10 01/30/2019 Expanded Access - B-C Credit Grade Product Update 19-10 01/30/2019 AR ADFA Move Up FHA Product Update 19-10 01/30/2019 AR ADFA Move Up Conventional Product Update 19-10 01/30/2019 AR ADFA Move Up VA Product Update 19-10 01/30/2019 AZ Home in Five Advantage Conventional Product Update 19-10 01/30/2019 AZ Home in Five Advantage FHA Product Update 19-10 01/30/2019 AZ Home Plus Conventional Product Update 19-10 01/30/2019 AZ Home Plus FHA Product Update 19-10 01/30/2019 CA CalHFA Standard Conventional Product Update 19-10 01/30/2019 CA CalHFA Standard FHA Product Update 19-10 01/30/2019 CA CalHFA CalPlus Conventional with ZIP DPA Product Update 19-10 01/30/2019 CA CalHFA CalPlus FHA with ZIP DPA Product Update 19-10 01/30/2019 CA CalHFA VA Product Update 19-10 01/30/2019 CA CalHFA MyHome Assistance Product Update 19-10 01/30/2019 CA CalHFA School Program/Extra Credit Teacher Home Purchase

(ECTP) Program

Product Update 19-10

01/30/2019 CA GSFA Platinum FHA Product Update 19-10 01/30/2019 CA Southern California HFA FHA Product Update 19-10 01/30/2019 Chenoa Fund FHA - Multi-State Product Update 19-10 01/30/2019 CO CHFA Advantage Conventional Product Update 19-10 01/30/2019 CO CHFA FirstStep Plus FHA Product Update 19-10 01/30/2019 CO CHFA Preferred Plus Conventional Product Update 19-10 01/30/2019 CO CHFA SmartStep Plus FHA Product Update 19-10 01/30/2019 CO Denver Metro FHA Product Update 19-10 01/30/2019 FL HFA of Hillsborough FHA Product Update 19-10 01/30/2019 FL HFA of Lee County FHA Product Update 19-10 01/30/2019 FL HFA of Miami Dade Conventional Product Update 19-10 01/30/2019 FL HFA of Miami Dade FHA Product Update 19-10 01/30/2019 FL HFA of Orange County FHA Product Update 19-10 01/30/2019 FL Housing Conventional Product Update 19-10 01/30/2019 FL Housing FHA Product Update 19-10 01/30/2019 ID Idaho HFA FHA Product Update 19-10 01/30/2019 ID Idaho HFA Conventional Product Update 19-10 01/30/2019 IL IHDA FHA Product Update 19-10 01/30/2019 IL IHDA Conventional Product Update 19-10 01/30/2019 KY KACO FHA Product Update 19-10


















































4/5/2019 Page 9 of 70


01/30/2019 KY KHC Conventional Product Update 19-10 01/30/2019 KY KHC FHA Product Update 19-10 01/30/2019 CO CHFA Advantage Conventional Product Update 19-10 01/30/2019 CO CHFA FirstStep Plus FHA Product Update 19-10 01/30/2019 CO CHFA Preferred Plus Conventional Product Update 19-10 01/30/2019 CO CHFA SmartStep Plus FHA Product Update 19-10 01/30/2019 CO Denver Metro FHA Product Update 19-10 01/30/2019 FL HFA of Hillsborough FHA Product Update 19-10 01/30/2019 FL HFA of Lee County FHA Product Update 19-10 01/30/2019 FL HFA of Miami Dade Conventional Product Update 19-10 01/30/2019 FL HFA of Miami Dade FHA Product Update 19-10 01/30/2019 FL HFA of Orange County FHA Product Update 19-10 01/30/2019 FL Housing Conventional Product Update 19-10 01/30/2019 FL Housing FHA Product Update 19-10 01/30/2019 ID Idaho HFA FHA Product Update 19-10 01/30/2019 ID Idaho HFA Conventional Product Update 19-10 01/30/2019 IL IHDA FHA Product Update 19-10 01/30/2019 IL IHDA Conventional Product Update 19-10 01/30/2019 KY KACO FHA Product Update 19-10 01/30/2019 KY KHC Conventional Product Update 19-10 01/30/2019 KY KHC FHA Product Update 19-10 01/30/2019 MA MassHousing FHA Product Update 19-10 01/30/2019 MA MassHousing Conventional Product Update 19-10 01/30/2019 MA MassHousing with No MI Conventional.pdf Product Update 19-10 01/30/2019 MD Maryland MMP FHA Product Update 19-10 01/30/2019 MD Maryland MMP Conventional Product Update 19-10 01/30/2019 MI MSHDA MI First Home FHA Product Update 19-10 01/30/2019 MI MSHDA MI Next Home FHA Product Update 19-10 01/30/2019 MN Minnesota Housing FHA Product Update 19-10 01/30/2019 MN Minnesota Housing Conventional Product Update 19-10 01/30/2019 MO Montana Housing FHA Product Update 19-10 01/30/2019 NE Nebraska NIFA FHA Product Update 19-10 01/30/2019 NE Nebraska NIFA Conventional Product Update 19-10 01/30/2019 NV Home is Possible Conventional Product Update 19-10 01/30/2019 NV Home is Possible FHA Product Update 19-10 01/30/2019 NV Rural Housing Home at Last Access FHA Product Update 19-10 01/30/2019 OH HFA Conventional Product Update 19-10 01/30/2019 OH HFA FHA Product Update 19-10 01/30/2019 OH Port Communities First Ohio FHA Product Update 19-10 01/30/2019 OK REI Gift100 Conventional Product Update 19-10 01/30/2019 OK REI Gift100 FHA Product Update 19-10 01/30/2019 TN THDA FHA Product Update 19-10 01/30/2019 TX SETH 5 Star Advantage FHA Product Update 19-10 01/30/2019 TX TSAHC FHA Product Update 19-10 01/30/2019 TX TSAHC Conventional Product Update 19-10 01/30/2019 WA WSHFC Home Advantage Conventional Product Update 19-10 01/30/2019 WA WSHFC Home Advantage FHA Product Update 19-10 01/30/2019 WA WSHFC House Key Conventional Product Update 19-10 01/30/2019 WA WSHFC House Key FHA Product Update 19-10


















































4/5/2019 Page 10 of 70


01/30/2019 WI WHEDA Advantage FHA Product Update 19-10 01/30/2019 WI WHEDA Advantage Conventional Product Update 19-10 01/24/2019 CA CalHFA VA Product Update 19-08

01/24/2019 ID Idaho HFA FHA Product Update 19-07



01/16/2019 Agency High Balance Product Update 19-05 01/16/2019 Agency LIBOR ARMs Product Update 19-05 01/16/2019 Agency DU Portfolio Product Update 19-05 01/16/2019 Agency LP Fixed and ARMs Product Update 19-05 01/16/2019 Agency Texas Home Equity Product Update 19-05 01/16/2019 Home Possible Product Update 19-05 01/16/2019 HomeReady Product Update 19-05 01/16/2019 DU Refi Plus 2.0 Standard and High Balance Product Update 19-05 01/16/2019 FHLMC Super Conforming Product Update 19-05 01/16/2019 Homestyle Renovation Product Update 19-05 01/16/2019 FHA Standard and High Balance Product Update 19-05 01/16/2019 FHA Streamline Standard and High Balance Product Update 19-05 01/16/2019 FHA 203K Standard Product Update 19-05 01/16/2019 FHA 203K Limited Product Update 19-05 01/16/2019 VA Product Update 19-05 01/16/2019 VA High Balance Product Update 19-05 01/16/2019 VA IRRRL Product Update 19-05 01/16/2019 VA IRRRL High Balance Product Update 19-05 01/16/2019 USDA Product Update 19-05 01/16/2019 Emerald Jumbo Product Update 19-05 01/16/2019 High LTV Jumbo Product Update 19-05 01/16/2019 Ruby Jumbo Product Update 19-05 01/16/2019 Expanded Access - AA Credit Grade Product Update 19-05 01/16/2019 Expanded Access - B-C Credit Grade Product Update 19-05 01/16/2019 TCF HELOC Product Update 19-05 01/16/2019 AR ADFA Move Up FHA Product Update 19-05 01/16/2019 AR ADFA Move Up Conventional Product Update 19-05 01/16/2019 AR ADFA Move Up VA Product Update 19-05 01/16/2019 AZ Home in Five Advantage Conventional Product Update 19-05 01/16/2019 AZ Home in Five Advantage FHA Product Update 19-05 01/16/2019 AZ Home Plus Conventional Product Update 19-05 01/16/2019 AZ Home Plus FHA Product Update 19-05 01/16/2019 CA CalHFA Standard Conventional Product Update 19-05 01/16/2019 CA CalHFA Standard FHA Product Update 19-05 01/16/2019 CA CalHFA CalPlus Conventional with ZIP DPA Product Update 19-05 01/16/2019 CA CalHFA CalPlus FHA with ZIP DPA Product Update 19-05 01/16/2019 CA CalHFA MyHome Assistance Product Update 19-05 01/16/2019 CA CalHFA School Program/Extra Credit Teacher Home Purchase

(ECTP) Program


01/16/2019 CA GSFA Platinum FHA Product Update 19-05 01/16/2019 CA Southern California HFA FHA Product Update 19-05 01/16/2019 Chenoa Fund FHA - Multi-State Product Update 19-05 01/16/2019 CO CHFA Advantage Conventional Product Update 19-05


















































4/5/2019 Page 11 of 70


01/16/2019 CO CHFA FirstStep Plus FHA Product Update 19-05 01/16/2019 CO CHFA Preferred Plus Conventional Product Update 19-05 01/16/2019 CO CHFA SmartStep Plus FHA Product Update 19-05 01/16/2019 CO Denver Metro FHA Product Update 19-05 01/16/2019 FL HFA of Hillsborough FHA Product Update 19-05 01/16/2019 FL HFA of Lee County FHA Product Update 19-05 01/16/2019 FL HFA of Miami Dade Conventional Product Update 19-05 01/16/2019 FL HFA of Miami Dade FHA Product Update 19-05 01/16/2019 FL HFA of Orange County FHA Product Update 19-05 01/16/2019 FL Housing Conventional Product Update 19-05 01/16/2019 FL Housing FHA Product Update 19-05 01/16/2019 ID Idaho HFA FHA Product Update 19-05 01/16/2019 ID Idaho HFA Conventional Product Update 19-05 01/16/2019 IL IHDA FHA Product Update 19-05 01/16/2019 IL IHDA Conventional Product Update 19-05 01/16/2019 KY KACO FHA Product Update 19-05 01/16/2019 KY KHC Conventional Product Update 19-05 01/16/2019 KY KHC FHA Product Update 19-05 01/16/2019 MA MassHousing FHA Product Update 19-05 01/16/2019 MA MassHousing Conventional Product Update 19-05 01/16/2019 MA MassHousing with No MI Conventional.pdf Product Update 19-05 01/16/2019 MD Maryland MMP FHA Product Update 19-05 01/16/2019 MD Maryland MMP Conventional Product Update 19-05 01/16/2019 MI MSHDA MI First Home FHA Product Update 19-05 01/16/2019 MI MSHDA MI Next Home FHA Product Update 19-05 01/16/2019 MN Minnesota Housing FHA Product Update 19-05 01/16/2019 MN Minnesota Housing Conventional Product Update 19-05 01/16/2019 NE Nebraska NIFA FHA Product Update 19-05 01/16/2019 NE Nebraska NIFA Conventional Product Update 19-05 01/16/2019 NV Home is Possible Conventional Product Update 19-05 01/16/2019 NV Home is Possible FHA Product Update 19-05 01/16/2019 NV Rural Housing Home at Last Access FHA Product Update 19-05 01/16/2019 OH HFA Conventional Product Update 19-05 01/16/2019 OH HFA FHA Product Update 19-05 01/16/2019 OH Port Communities First Ohio FHA Product Update 19-05 01/16/2019 OK REI Gift100 Conventional Product Update 19-05 01/16/2019 OK REI Gift100 FHA Product Update 19-05 01/16/2019 TN THDA FHA Product Update 19-05 01/16/2019 TX SETH 5 Star Advantage FHA Product Update 19-05 01/16/2019 TX TSAHC FHA Product Update 19-05 01/16/2019 TX TSAHC Conventional Product Update 19-05 01/16/2019 WA WSHFC Home Advantage Conventional Product Update 19-05 01/16/2019 WA WSHFC Home Advantage FHA Product Update 19-05 01/16/2019 WA WSHFC House Key Conventional Product Update 19-05 01/16/2019 WA WSHFC House Key FHA Product Update 19-05 01/16/2019 WI WHEDA Advantage FHA Product Update 19-05 01/16/2019 WI WHEDA Advantage Conventional Product Update 19-05 01/15/2019 Montana Housing FHA Product Update 19-04



















































4/5/2019 Page 12 of 70







01/03/2019 Chenoa Fund FHA - Multi-State Product Update 19-01

01/03/2019 MD Maryland MMP FHA Product Update 19-01


01/03/2019 WA WSHFC House Key Conventional Product Update 19-01 01/03/2019 WA WSHFC House Key FHA Product Update 19-01

12/21/2018 ADFA VA Product Update 18-68


12/14/2018 Niche Conforming and Jumbo Product Update 18-66

12/14/2018 Niche Alternative Access Product Update 18-66

12/14/2018 Niche Non-Prime Advantage Product Update 18-66

12/14/2018 Expanded Access - AA Credit Grade Product Update 18-66

12/14/2018 Expanded Access - B-C Credit Grade Product Update 18-66

12/14/2018 RETAIL AR Arkansas ADFA Move Up FHA Product Update 18-66

12/14/2018 RETAIL AR Arkansas ADFA Move Up Conventional Product Update 18-66





12/14/2018 FL Housing FHA Product Update 18-66

12/14/2018 OH HFA Conventional Product Update 18-66


12/10/2018 Agency High Balance Product Update 18-65 12/10/2018 Agency LIBOR ARMs Product Update 18-65








12/10/2018 Homestyle Renovation Product Update 18-65








12/10/2018 VA IRRRL High Balance Product Update 18-65


12/10/2018 Diamond Jumbo Product Update 18-65 12/10/2018 Platinum Jumbo Product Update 18-65

12/10/2018 Gold Jumbo Product Update 18-65

12/10/2018 Emerald Jumbo Product Update 18-65
















































4/5/2019 Page 13 of 70







12/10/2018 Expanded Access - AA Credit Grade Product Update 18-65

12/10/2018 Expanded Access - B-C Credit Grade Product Update 18-65

12/10/2018 Closed-End Second Lien Product Update 18-65

12/10/2018 TCF HELOC Product Update 18-65 12/10/2018 AR ADFA Move Up FHA Product Update 18-65



12/10/2018 AZ Home in Five Advantage FHA Product Update 18-65


12/10/2018 AZ Home Plus FHA Product Update 18-65





12/10/2018 CA CalHFA MyHome Assistance Product Update 18-65

12/10/2018 CA CalHFA School Program/Extra Credit Teacher Home Purchase (ECTP) Program


12/10/2018 CA GSFA Platinum FHA Product Update 18-65

12/10/2018 CA Southern California HFA FHA Product Update 18-65

12/10/2018 AR ADFA Move Up FHA Product Update 18-65

12/10/2018 AR ADFA Move Up Conventional Product Update 18-65 12/10/2018 AZ Home in Five Advantage Conventional Product Update 18-65

12/10/2018 AZ Home in Five Advantage FHA Product Update 18-65







12/10/2018 CA GSFA Platinum FHA Product Update 18-65

12/10/2018 CA Southern California HFA FHA Product Update 18-65





12/10/2018 CO Denver Metro FHA Product Update 18-65

12/10/2018 FL HFA of Hillsborough FHA Product Update 18-65

12/10/2018 FL HFA of Lee County FHA Product Update 18-65

12/10/2018 FL HFA of Miami Dade Conventional Product Update 18-65 12/10/2018 FL HFA of Miami Dade FHA Product Update 18-65

12/10/2018 FL HFA of Orange County FHA Product Update 18-65



12/10/2018 ID Idaho HFA FHA Product Update 18-65
















































4/5/2019 Page 14 of 70



12/10/2018 IL IHDA FHA Product Update 18-65


12/10/2018 KY KACO FHA Product Update 18-65


12/10/2018 KY KHC FHA Product Update 18-65

12/10/2018 MA MassHousing FHA Product Update 18-65


12/10/2018 MA MassHousing with No MI Conventional.pdf Product Update 18-65 12/10/2018 MD Maryland MMP FHA Product Update 18-65


12/10/2018 MI MSHDA MI First Home FHA Product Update 18-65




12/10/2018 NE Nebraska NIFA FHA Product Update 18-65

12/10/2018 NE Nebraska NIFA Conventional Product Update 18-65


12/10/2018 NV Home is Possible FHA Product Update 18-65




12/10/2018 OH Port Communities First Ohio FHA Product Update 18-65

12/10/2018 OK REI Gift100 Conventional Product Update 18-65

12/10/2018 OK REI Gift100 FHA Product Update 18-65

12/10/2018 TN THDA FHA Product Update 18-65

12/10/2018 TX SETH 5 Star Advantage FHA Product Update 18-65 12/10/2018 TX TSAHC FHA Product Update 18-65








12/10/2018 TN THDA FHA Product Update 18-65


12/10/2018 TX TSAHC FHA Product Update 18-65








11/21/2018 Agency Fixed Product Update 18-62 11/21/2018 Agency High Balance Product Update 18-62 11/21/2018 Agency LIBOR ARMs Product Update 18-62 11/21/2018 Agency DU Portfolio Product Update 18-62


















































4/5/2019 Page 15 of 70


11/21/2018 VA Product Update 18-62 11/21/2018 VA High Balance Product Update 18-62 11/21/2018 VA IRRRL Product Update 18-62 11/21/2018 VA IRRRL High Balance Product Update 18-62 11/21/2018 Expanded Access - AA Credit Grade Product Update 18-62 11/21/2018 Expanded Access - B-C Credit Grade Product Update 18-62 11/21/2018 Closed-End Second Lien Product Update 18-62 11/21/2018 TCF HELOC Product Update 18-62 11/21/2018 CO CHFA Advantage Conventional Product Update 18-62 11/21/2018 CO CHFA FirstStep Plus FHA Product Update 18-62 11/21/2018 CO CHFA Preferred Plus Conventional Product Update 18-62 11/21/2018 CO CHFA SmartStep Plus FHA Product Update 18-62 11/21/2018 FL HFA of Lee County FHA Product Update 18-62 11/21/2018 ID Idaho HFA FHA Product Update 18-62 11/21/2018 ID Idaho HFA Conventional Product Update 18-62 11/21/2018 IL IHDA FHA Product Update 18-62 11/21/2018 IL IHDA Conventional Product Update 18-62 11/21/2018 KY KHC Conventional Product Update 18-62 11/21/2018 KY KHC FHA Product Update 18-62 11/21/2018 OH Port Communities First Ohio FHA Product Update 18-62 11/21/2018 OK REI Gift100 Conventional Product Update 18-62 11/21/2018 OK REI Gift100 FHA Product Update 18-62 11/21/2018 TX TSAHC FHA Product Update 18-62 11/21/2018 TX TSAHC Conventional Product Update 18-62 11/21/2018 WA WSHFC Home Advantage Conventional Product Update 18-62 11/21/2018 WA WSHFC Home Advantage FHA Product Update 18-62 11/21/2018 WA WSHFC House Key Conventional Product Update 18-62 11/21/2018 WA WSHFC House Key FHA Product Update 18-62 11/05/2018 Agency DU Portfolio Product Update 18-61 11/05/2018 FHA Standard and High Balance Product Update 18-61 11/05/2018 Home Possible Product Update 18-61 11/05/2018 FHA Streamline Standard and High Balance Product Update 18-61 11/05/2018 FHA 203K Standard Product Update 18-61 11/05/2018 FHA 203K Limited Product Update 18-61 11/05/2018 Diamond Jumbo Product Update 18-61 11/05/2018 Platinum Jumbo Product Update 18-61 11/05/2018 Gold Jumbo Product Update 18-61 11/05/2018 Ruby Jumbo Product Update 18-61 11/05/2018 Closed-End Second Lien Product Update 18-61 11/05/2018 CA CalHFA Standard Conventional Product Update 18-61 11/05/2018 CA CalHFA Standard FHA Product Update 18-61 11/05/2018 CA CalHFA CalPlus Conventional with ZIP DPA Product Update 18-61 11/05/2018 CA CalHFA CalPlus FHA with ZIP DPA Product Update 18-61 11/05/2018 Chenoa Fund FHA - Multi-State Product Update 18-61 11/05/2018 CO CHFA Advantage Conventional Product Update 18-61 11/05/2018 CO CHFA FirstStep Plus FHA Product Update 18-61 11/05/2018 CO CHFA Preferred Plus Conventional Product Update 18-61 11/05/2018 CO CHFA SmartStep Plus FHA Product Update 18-61 11/05/2018 FL HFA of Lee County FHA Product Update 18-61


















































4/5/2019 Page 16 of 70


11/05/2018 IL IHDA FHA Product Update 18-61 11/05/2018 IL IHDA Conventional Product Update 18-61 11/05/2018 OK REI Gift100 Conventional Product Update 18-61 11/05/2018 OK REI Gift100 FHA Product Update 18-61 11/05/2018 WA WSHFC Home Advantage Conventional Product Update 18-61 11/05/2018 WA WSHFC Home Advantage FHA Product Update 18-61 11/05/2018 WA WSHFC House Key Conventional Product Update 18-61 11/05/2018 WA WSHFC House Key FHA Product Update 18-61

11/01/2018 Expanded Access Product Update 18-60 10/29/2018 Home Possible Product Update 18-59

10/25/2018 Agency Fixed Product Update 18-57 10/25/2018 Agency High Balance Product Update 18-57 10/25/2018 Agency LIBOR ARMs Product Update 18-57 10/25/2018 Agency DU Portfolio Product Update 18-57 10/25/2018 Agency LP Fixed and ARMs Product Update 18-57 10/25/2018 Agency Texas Home Equity Product Update 18-57 10/25/2018 Home Possible Product Update 18-57 10/25/2018 HomeReady Product Update 18-57 10/25/2018 DU Refi Plus 2.0 Standard and High Balance Product Update 18-57 10/25/2018 FHLMC Super Conforming Product Update 18-57 10/25/2018 Homestyle Renovation Product Update 18-57 10/25/2018 FHA Standard and High Balance Product Update 18-57 10/25/2018 FHA Streamline Standard and High Balance Product Update 18-57 10/25/2018 FHA 203K Standard Product Update 18-57 10/25/2018 FHA 203K Limited Product Update 18-57 10/25/2018 VA Product Update 18-57 10/25/2018 VA High Balance Product Update 18-57 10/25/2018 VA IRRRL Product Update 18-57 10/25/2018 VA IRRRL High Balance Product Update 18-57 10/25/2018 USDA Product Update 18-57 10/25/2018 Silver Medal Product Update 18-57 10/25/2018 Ruby Jumbo Product Update 18-57 10/25/2018 Niche Conforming and Jumbo Product Update 18-57 10/25/2018 Niche Alternative Access Product Update 18-57 10/25/2018 Niche Non-Prime Advantage Product Update 18-57 10/25/2018 Expanded Access Product Update 18-57 10/25/2018 AR ADFA Move Up FHA Product Update 18-57 10/25/2018 AR ADFA Move Up Conventional Product Update 18-57 10/25/2018 AZ Home in Five Advantage Conventional Product Update 18-57 10/25/2018 AZ Home in Five Advantage FHA Product Update 18-57 10/25/2018 AZ Home Plus Conventional Product Update 18-57 10/25/2018 AZ Home Plus FHA Product Update 18-57 10/25/2018 CA CalHFA Standard Conventional Product Update 18-57 10/25/2018 CA CalHFA Standard FHA Product Update 18-57 10/25/2018 CA CalHFA CalPlus Conventional with ZIP DPA Product Update 18-57 10/25/2018 CA CalHFA CalPlus FHA with ZIP DPA Product Update 18-57 10/25/2018 CA CalHFA MyHome Assistance Product Update 18-57 10/25/2018 CA CalHFA School Program/Extra Credit Teacher Home Purchase

(ECTP) Program










http://www.eprmg.net/guidelines/Expanded%20Access.pdf






















http://www.eprmg.net/guidelines/Silver%20Medal.pdf

















4/5/2019 Page 17 of 70


10/25/2018 CA GSFA Platinum FHA Product Update 18-57 10/25/2018 CA Southern California HFA FHA Product Update 18-57 10/25/2018 Chenoa Fund FHA - Multi-State Product Update 18-57 10/25/2018 CO CHFA Advantage Conventional Product Update 18-57 10/25/2018 CO CHFA FirstStep Plus FHA Product Update 18-57 10/25/2018 CO CHFA Preferred Plus Conventional Product Update 18-57 10/25/2018 CO CHFA HomeOpener Plus or SmartStep Plus FHA Product Update 18-57 10/25/2018 CO Denver Metro FHA Product Update 18-57 10/25/2018 FL HFA of Hillsborough FHA Product Update 18-57 10/25/2018 FL HFA of Lee County FHA Product Update 18-57 10/25/2018 FL HFA of Miami Dade Conventional Product Update 18-57 10/25/2018 FL HFA of Miami Dade FHA Product Update 18-57 10/25/2018 FL HFA of Orange County FHA Product Update 18-57 10/25/2018 FL Housing Conventional Product Update 18-57 10/25/2018 FL Housing FHA Product Update 18-57 10/25/2018 ID Idaho HFA FHA Product Update 18-57 10/25/2018 ID Idaho HFA Conventional Product Update 18-57 10/25/2018 IL IHDA FHA Product Update 18-57 10/25/2018 IL IHDA Conventional Product Update 18-57 10/25/2018 KY KACO FHA Product Update 18-57 10/25/2018 KY KHC Conventional Product Update 18-57 10/25/2018 KY KHC FHA Product Update 18-57 10/25/2018 MA MassHousing FHA Product Update 18-57 10/25/2018 MA MassHousing Conventional Product Update 18-57 10/25/2018 MA MassHousing with No MI Conventional.pdf Product Update 18-57 10/25/2018 FL HFA of Hillsborough FHA Product Update 18-57 10/25/2018 FL HFA of Lee County FHA Product Update 18-57 10/25/2018 FL HFA of Miami Dade Conventional Product Update 18-57 10/25/2018 FL HFA of Miami Dade FHA Product Update 18-57 10/25/2018 FL HFA of Orange County FHA Product Update 18-57 10/25/2018 FL Housing Conventional Product Update 18-57 10/25/2018 FL Housing FHA Product Update 18-57 10/25/2018 ID Idaho HFA FHA Product Update 18-57 10/25/2018 ID Idaho HFA Conventional Product Update 18-57 10/25/2018 IL IHDA FHA Product Update 18-57 10/25/2018 IL IHDA Conventional Product Update 18-57 10/25/2018 KY KACO FHA Product Update 18-57 10/25/2018 KY KHC Conventional Product Update 18-57 10/25/2018 KY KHC FHA Product Update 18-57 10/25/2018 MA MassHousing FHA Product Update 18-57 10/25/2018 MA MassHousing Conventional Product Update 18-57 10/25/2018 MA MassHousing with No MI Conventional.pdf Product Update 18-57 10/25/2018 MD Maryland MMP FHA Product Update 18-57 10/25/2018 MD Maryland MMP Conventional Product Update 18-57 10/25/2018 MI MSHDA MI First Home FHA Product Update 18-57 10/25/2018 MI MSHDA MI Next Home FHA Product Update 18-57 10/25/2018 MN Minnesota Housing FHA Product Update 18-57 10/25/2018 MN Minnesota Housing Conventional Product Update 18-57 10/25/2018 NE Nebraska NIFA FHA Product Update 18-57


















































4/5/2019 Page 18 of 70


10/25/2018 NE Nebraska NIFA Conventional Product Update 18-57 10/25/2018 NV Home is Possible Conventional Product Update 18-57 10/25/2018 NV Home is Possible FHA Product Update 18-57 10/25/2018 NV Rural Housing Home at Last Access FHA Product Update 18-57 10/25/2018 OH HFA Conventional Product Update 18-57 10/25/2018 OH HFA FHA Product Update 18-57 10/25/2018 OH Port Communities First Ohio FHA Product Update 18-57 10/25/2018 OK REI Gift100 Conventional Product Update 18-57 10/25/2018 OK REI Gift100 FHA Product Update 18-57 10/25/2018 TN THDA FHA Product Update 18-57 10/25/2018 TX SETH 5 Star Advantage FHA Product Update 18-57 10/25/2018 TX TSAHC FHA Product Update 18-57 10/25/2018 TX TSAHC Conventional Product Update 18-57 10/25/2018 WA WSHFC Home Advantage Conventional Product Update 18-57 10/25/2018 WA WSHFC Home Advantage FHA Product Update 18-57 10/25/2018 WA WSHFC House Key Conventional Product Update 18-57 10/25/2018 WA WSHFC House Key FHA Product Update 18-57 10/25/2018 WI WHEDA Advantage FHA Product Update 18-57 10/25/2018 WI WHEDA Advantage Conventional Product Update 18-57 10/25/2018 TN THDA FHA Product Update 18-57 10/25/2018 TX SETH 5 Star Advantage FHA Product Update 18-57 10/25/2018 TX TSAHC FHA Product Update 18-57 10/25/2018 TX TSAHC Conventional Product Update 18-57 10/25/2018 WA WSHFC Home Advantage Conventional Product Update 18-57 10/25/2018 WA WSHFC Home Advantage FHA Product Update 18-57 10/25/2018 WA WSHFC House Key Conventional Product Update 18-57 10/25/2018 WA WSHFC House Key FHA Product Update 18-57 10/25/2018 WI WHEDA Advantage FHA Product Update 18-57 10/25/2018 WI WHEDA Advantage Conventional Product Update 18-57

10/16/2018 Silver Medal Product Update 18-56 10/16/2018 Platinum Jumbo Product Update 18-56 10/16/2018 Ruby Jumbo Product Update 18-56 10/16/2018 Expanded Access Product Update 18-56 10/16/2018 TCF HELOC Product Update 18-56

10/15/2018 FHA Standard and High Balance Product Update 18-55 10/05/2018 Silver Medal Product Update 18-54



10/03/2018 Agency High Balance Product Update 18-52 10/03/2018 Agency LIBOR ARMs Product Update 18-52 10/03/2018 Agency DU Portfolio Product Update 18-52 10/03/2018 FHA Product Update 18-52 10/03/2018 FHA High Balance Product Update 18-52 10/03/2018 FHA Streamline Standard and High Balance Product Update 18-52 10/03/2018 FHA 203K Standard Product Update 18-52 10/03/2018 FHA 203K Limited Product Update 18-52 10/03/2018 VA Product Update 18-52 10/03/2018 VA High Balance Product Update 18-52 10/03/2018 VA IRRRL Product Update 18-52










































http://www.eprmg.net/guidelines/FHA.pdf

http://www.eprmg.net/guidelines/FHA%20High%20Balance.pdf







4/5/2019 Page 19 of 70



10/03/2018 Silver Medal Product Update 18-52 10/03/2018 Gold Jumbo Product Update 18-52 10/03/2018 Niche Conforming and Jumbo Product Update 18-52 10/03/2018 Niche Alternative Access Product Update 18-52 10/03/2018 Niche Non-Prime Advantage Product Update 18-52 10/03/2018 Expanded Access Product Update 18-52 10/03/2018 Closed-End Second Lien Product Update 18-52

10/03/2018 AR ADFA Move Up FHA Product Update 18-52 10/03/2018 AR ADFA Move Up Conventional Product Update 18-52 10/03/2018 Chenoa Fund FHA - Multi-State Product Update 18-52 10/03/2018 CA CalHFA Standard FHA Product Update 18-52 10/03/2018 CA CalHFA CalPlus FHA with ZIP DPA Product Update 18-52 10/03/2018 CO CHFA Advantage Conventional Product Update 18-52 10/03/2018 CO CHFA FirstStep Plus FHA Product Update 18-52 10/03/2018 CO CHFA Preferred Plus Conventional Product Update 18-52 10/03/2018 CO CHFA HomeOpener Plus or SmartStep Plus FHA Product Update 18-52 10/03/2018 FL Housing Conventional Product Update 18-52 10/03/2018 FL Housing FHA Product Update 18-52 10/03/2018 KY KHC Conventional Product Update 18-52 10/03/2018 KY KHC FHA Product Update 18-52 10/03/2018 MD Maryland MMP FHA Product Update 18-52 10/03/2018 MD Maryland MMP Conventional Product Update 18-52 10/03/2018 MN Minnesota Housing FHA Product Update 18-52 10/03/2018 MN Minnesota Housing Conventional Product Update 18-52 10/03/2018 OH Port Communities First Ohio FHA Product Update 18-52 10/03/2018 WA WSHFC Home Advantage Conventional Product Update 18-52 10/03/2018 WA WSHFC Home Advantage FHA Product Update 18-52 10/03/2018 WA WSHFC House Key Conventional Product Update 18-52 10/03/2018 WA WSHFC House Key FHA Product Update 18-52 09/27/2018 CO Denver Metro FHA Product Update 18-51

09/24/2018 HomeStyle Renovation Product Update 18-50

09/13/2018 Expanded Access Product Update 18-48


09/07/2018 Agency High Balance Product Update 18-47 09/07/2018 Agency LIBOR ARMs Product Update 18-47 09/07/2018 Agency DU Portfolio Product Update 18-47 09/07/2018 Agency LP Fixed and ARMs Product Update 18-47 09/07/2018 Agency Texas Home Equity Product Update 18-47 09/07/2018 Home Possible Product Update 18-47 09/07/2018 HomeReady Product Update 18-47 09/07/2018 DU Refi Plus 2.0 Standard and High Balance Product Update 18-47 09/07/2018 FHLMC Super Conforming Product Update 18-47 09/07/2018 FHA Product Update 18-47 09/07/2018 FHA High Balance Product Update 18-47 09/07/2018 FHA Portfolio Product Update 18-47 09/07/2018 FHA Streamline Standard and High Balance Product Update 18-47 09/07/2018 FHA 203K Standard Product Update 18-47 09/07/2018 FHA 203K Limited Product Update 18-47












































http://www.eprmg.net/guidelines/FHA%20Portfolio.pdf




4/5/2019 Page 20 of 70


09/07/2018 VA Product Update 18-47 09/07/2018 VA High Balance Product Update 18-47 09/07/2018 VA IRRRL Product Update 18-47 09/07/2018 VA IRRRL High Balance Product Update 18-47 09/07/2018 USDA Product Update 18-47 09/07/2018 Silver Medal Product Update 18-47 09/07/2018 Gold Jumbo Product Update 18-47 09/07/2018 Expanded Access Product Update 18-47 09/07/2018 AR ADFA Move Up FHA Product Update 18-47 09/07/2018 AR ADFA Move Up Conventional Product Update 18-47 09/07/2018 AR ADFA Move Up FHA Product Update 18-47 09/07/2018 AR ADFA Move Up Conventional Product Update 18-47 09/07/2018 AZ Home in Five Advantage Conventional Product Update 18-47 09/07/2018 AZ Home in Five Advantage FHA Product Update 18-47 09/07/2018 AZ Home Plus Conventional Product Update 18-47 09/07/2018 AZ Home Plus FHA Product Update 18-47 09/07/2018 CA CalHFA Standard Conventional Product Update 18-47 09/07/2018 CA CalHFA Standard FHA Product Update 18-47 09/07/2018 CA CalHFA CalPlus Conventional with ZIP DPA Product Update 18-47 09/07/2018 CA CalHFA CalPlus FHA with ZIP DPA Product Update 18-47 09/07/2018 CA CalHFA MyHome Assistance Product Update 18-47 09/07/2018 CA CalHFA School Program/Extra Credit Teacher Home Purchase


09/07/2018 CA GSFA Platinum FHA Product Update 18-47 09/07/2018 CA Southern California HFA FHA Product Update 18-47 09/07/2018 Chenoa Fund FHA - Multi-State Product Update 18-47 09/07/2018 CO CHFA Advantage Conventional Product Update 18-47 09/07/2018 CO CHFA FirstStep Plus FHA Product Update 18-47 09/07/2018 CO CHFA Preferred Plus Conventional Product Update 18-47 09/07/2018 CO CHFA HomeOpener Plus or SmartStep Plus FHA Product Update 18-47 09/07/2018 FL HFA of Hillsborough FHA Product Update 18-47 09/07/2018 FL HFA of Lee County FHA Product Update 18-47 09/07/2018 FL HFA of Miami Dade Conventional Product Update 18-47 09/07/2018 FL HFA of Miami Dade FHA Product Update 18-47 09/07/2018 FL HFA of Orange County FHA Product Update 18-47 09/07/2018 FL Housing Conventional Product Update 18-47 09/07/2018 FL Housing FHA Product Update 18-47 09/07/2018 ID Idaho HFA FHA Product Update 18-47 09/07/2018 ID Idaho HFA Conventional Product Update 18-47 09/07/2018 IL IHDA FHA Product Update 18-47 09/07/2018 IL IHDA Conventional Product Update 18-47 09/07/2018 KY KACO FHA Product Update 18-47 09/07/2018 KY KHC Conventional Product Update 18-47 09/07/2018 KY KHC FHA Product Update 18-47 09/07/2018 MA MassHousing FHA Product Update 18-47 09/07/2018 MA MassHousing Conventional Product Update 18-47 09/07/2018 MA MassHousing with No MI Conventional.pdf Product Update 18-47 09/07/2018 MD Maryland MMP FHA Product Update 18-47 09/07/2018 MD Maryland MMP Conventional Product Update 18-47


















































4/5/2019 Page 21 of 70


09/07/2018 MI MSHDA MI First Home FHA Product Update 18-47 09/07/2018 MI MSHDA MI Next Home FHA Product Update 18-47 09/07/2018 MN Minnesota Housing FHA Product Update 18-47 09/07/2018 MN Minnesota Housing Conventional Product Update 18-47 09/07/2018 NE Nebraska NIFA FHA Product Update 18-47 09/07/2018 NE Nebraska NIFA Conventional Product Update 18-47 09/07/2018 NV Home is Possible/Hope Brings You Home Conventional Product Update 18-47 09/07/2018 NV Home is Possible/Hope Brings You Home FHA Product Update 18-47 09/07/2018 NV Rural Housing Home at Last Access FHA Product Update 18-47 09/07/2018 OH HFA Conventional Product Update 18-47 09/07/2018 OH HFA FHA Product Update 18-47 09/07/2018 OH Port Communities First Ohio FHA Product Update 18-47 09/07/2018 OK REI Gift100 Conventional Product Update 18-47 09/07/2018 OK REI Gift100 FHA Product Update 18-47 09/07/2018 TN THDA FHA Product Update 18-47 09/07/2018 TX SETH 5 Star Advantage FHA Product Update 18-47 09/07/2018 TX TSAHC FHA Product Update 18-47 09/07/2018 TX TSAHC Conventional Product Update 18-47 09/07/2018 WA WSHFC Home Advantage Conventional Product Update 18-47 09/07/2018 WA WSHFC Home Advantage FHA Product Update 18-47 09/07/2018 WA WSHFC House Key Conventional Product Update 18-47 09/07/2018 WA WSHFC House Key FHA Product Update 18-47 09/07/2018 WI WHEDA Advantage FHA Product Update 18-47 09/07/2018 WI WHEDA Advantage Conventional Product Update 18-47 08/24/2018 Agency Fixed Product Update 18-46 08/24/2018 Agency High Balance Product Update 18-46 08/24/2018 Agency LIBOR ARMs Product Update 18-46 08/24/2018 Agency DU Portfolio Product Update 18-46 08/24/2018 Agency LP Fixed and ARMs Product Update 18-46 08/24/2018 Agency Texas Home Equity Product Update 18-46 08/24/2018 Home Possible Product Update 18-46 08/24/2018 HomeReady Product Update 18-46 08/24/2018 DU Refi Plus 2.0 Standard and High Balance Product Update 18-46 08/24/2018 FHLMC Super Conforming Product Update 18-46 08/24/2018 FHA Product Update 18-46 08/24/2018 FHA High Balance Product Update 18-46 08/24/2018 FHA Portfolio Product Update 18-46 08/24/2018 FHA Streamline Standard and High Balance Product Update 18-46 08/24/2018 FHA 203K Standard Product Update 18-46 08/24/2018 FHA 203K Limited Product Update 18-46 08/24/2018 VA Product Update 18-46 08/24/2018 VA High Balance Product Update 18-46 08/24/2018 VA IRRRL Product Update 18-46 08/24/2018 VA IRRRL High Balance Product Update 18-46 08/24/2018 USDA Product Update 18-46 08/24/2018 Diamond Jumbo Product Update 18-46 08/24/2018 Platinum Jumbo Product Update 18-46 08/24/2018 Silver Medal Product Update 18-46 08/24/2018 Gold Jumbo Product Update 18-46


















































4/5/2019 Page 22 of 70


08/24/2018 Emerald Jumbo Product Update 18-46 08/24/2018 High LTV Jumbo Product Update 18-46 08/24/2018 Niche Conforming and Jumbo Product Update 18-46 08/24/2018 Niche Alternative Access Product Update 18-46 08/24/2018 Niche Non-Prime Advantage Product Update 18-46 08/24/2018 Closed-End Second Lien Product Update 18-46 08/24/2018 Expanded Access Product Update 18-46 08/24/2018 TCF HELOC Product Update 18-46 08/24/2018 AR ADFA Move Up FHA Product Update 18-46 08/24/2018 AR ADFA Move Up Conventional Product Update 18-46 08/24/2018 AR ADFA Move Up FHA Product Update 18-46 08/24/2018 AR ADFA Move Up Conventional Product Update 18-46 08/24/2018 AZ Home in Five Advantage Conventional Product Update 18-46 08/24/2018 AZ Home in Five Advantage FHA Product Update 18-46 08/24/2018 AZ Home Plus Conventional Product Update 18-46 08/24/2018 AZ Home Plus FHA Product Update 18-46 08/24/2018 CA CalHFA Standard Conventional Product Update 18-46 08/24/2018 CA CalHFA Standard FHA Product Update 18-46 08/24/2018 CA CalHFA CalPlus Conventional with ZIP DPA Product Update 18-46 08/24/2018 CA CalHFA CalPlus FHA with ZIP DPA Product Update 18-46 08/24/2018 CA CalHFA MyHome Assistance Product Update 18-46 08/24/2018 CA CalHFA School Program/Extra Credit Teacher Home Purchase


08/24/2018 CA GSFA Platinum FHA Product Update 18-46 08/24/2018 CA Southern California HFA FHA Product Update 18-46 08/24/2018 Chenoa Fund FHA - Multi-State Product Update 18-46 08/24/2018 CO CHFA Advantage Conventional Product Update 18-46 08/24/2018 CO CHFA FirstStep Plus FHA Product Update 18-46 08/24/2018 CO CHFA Preferred Plus Conventional Product Update 18-46 08/24/2018 CO CHFA HomeOpener Plus or SmartStep Plus FHA Product Update 18-46 08/24/2018 FL HFA of Hillsborough FHA Product Update 18-46 08/24/2018 FL HFA of Lee County FHA Product Update 18-46 08/24/2018 FL HFA of Miami Dade Conventional Product Update 18-46 08/24/2018 FL HFA of Miami Dade FHA Product Update 18-46 08/24/2018 FL HFA of Orange County FHA Product Update 18-46 08/24/2018 FL Housing Conventional Product Update 18-46 08/24/2018 FL Housing FHA Product Update 18-46 08/24/2018 IA IFA FHA Product Update 18-46 08/24/2018 IA IFA Conventional Product Update 18-46 08/24/2018 ID Idaho HFA FHA Product Update 18-46 08/24/2018 ID Idaho HFA Conventional Product Update 18-46 08/24/2018 IL IHDA FHA Product Update 18-46 08/24/2018 IL IHDA Conventional Product Update 18-46 08/24/2018 KY KHC Conventional Product Update 18-46 08/24/2018 KY KHC FHA Product Update 18-46 08/24/2018 MA MassHousing FHA Product Update 18-46 08/24/2018 MA MassHousing Conventional Product Update 18-46 08/24/2018 MA MassHousing with No MI Conventional.pdf Product Update 18-46 08/24/2018 MD Maryland MMP FHA Product Update 18-46




































http://www.eprmg.net/guidelines/Iowa%20Finance%20Authority%20FHA.pdf

http://www.eprmg.net/guidelines/Iowa%20Finance%20Authority%20-%20Conventional.pdf











4/5/2019 Page 23 of 70


08/24/2018 MD Maryland MMP Conventional Product Update 18-46 08/24/2018 MI MSHDA MI First Home FHA Product Update 18-46 08/24/2018 MI MSHDA MI Next Home FHA Product Update 18-46 08/24/2018 MN Minnesota Housing FHA Product Update 18-46 08/24/2018 MN Minnesota Housing Conventional Product Update 18-46 08/24/2018 NE Nebraska NIFA FHA Product Update 18-46 08/24/2018 NE Nebraska NIFA Conventional Product Update 18-46 08/24/2018 NV Home is Possible/Hope Brings You Home Conventional Product Update 18-46 08/24/2018 NV Home is Possible/Hope Brings You Home FHA Product Update 18-46 08/24/2018 NV Rural Housing Home at Last Access FHA Product Update 18-46 08/24/2018 OH HFA Conventional Product Update 18-46 08/24/2018 OH HFA FHA Product Update 18-46 08/24/2018 OK REI Gift100 Conventional Product Update 18-46 08/24/2018 OK REI Gift100 FHA Product Update 18-46 08/24/2018 TN THDA FHA Product Update 18-46 08/24/2018 TX SETH 5 Star Advantage FHA Product Update 18-46 08/24/2018 TX TSAHC FHA Product Update 18-46 08/24/2018 TX TSAHC Conventional Product Update 18-46 08/24/2018 WA WSHFC Home Advantage Conventional Product Update 18-46 08/24/2018 WA WSHFC Home Advantage FHA Product Update 18-46 08/24/2018 WA WSHFC House Key Conventional Product Update 18-46 08/24/2018 WA WSHFC House Key FHA Product Update 18-46 08/24/2018 WI WHEDA Advantage FHA Product Update 18-46 08/24/2018 WI WHEDA Advantage Conventional Product Update 18-46

08/16/2018 KY KACO FHA Product Update 18-45


08/15/2018 Closed-End Second Lien Product Update 18-44 08/10/2018 Expanded Access Minor Clarification


08/09/2018 Niche Alternative Access Product Update 18-43 08/09/2018 Niche Non-Prime Advantage Product Update 18-43 08/09/2018 OH Port Communities First Ohio FHA Product Update 18-42


08/07/2018 Agency High Balance Product Update 18-41 08/07/2018 Agency LIBOR ARMs Product Update 18-41 08/07/2018 Agency DU Portfolio Product Update 18-41 08/07/2018 Agency LP Fixed and ARMs Product Update 18-41 08/07/2018 Agency Texas Home Equity Product Update 18-41 08/07/2018 Home Possible Product Update 18-41 08/07/2018 HomeReady Product Update 18-41 08/07/2018 DU Refi Plus 2.0 Standard and High Balance Product Update 18-41 08/07/2018 FHLMC Super Conforming Product Update 18-41 08/07/2018 FHA Product Update 18-41 08/07/2018 FHA High Balance Product Update 18-41 08/07/2018 FHA Portfolio Product Update 18-41 08/07/2018 FHA Streamline Standard and High Balance Product Update 18-41 08/07/2018 FHA 203K Standard Product Update 18-41 08/07/2018 FHA 203K Limited Product Update 18-41 08/07/2018 VA Product Update 18-41





























http://www.eprmg.net/guidelines/Niche%20Jumbo.pdf

http://www.eprmg.net/guidelines/Niche%20Alternative%20Access.pdf




















4/5/2019 Page 24 of 70


08/07/2018 VA High Balance Product Update 18-41 08/07/2018 USDA Product Update 18-41 08/07/2018 Diamond Jumbo Product Update 18-41 08/07/2018 Silver Medal Product Update 18-41 08/07/2018 High LTV Jumbo Product Update 18-41

08/07/2018 Niche Conforming and Jumbo Product Update 18-41 08/07/2018 Niche Alternative Access Product Update 18-41 08/07/2018 Niche Non-Prime Advantage Product Update 18-41 08/07/2018 TCF HELOC Product Update 18-41 08/07/2018 AR ADFA Move Up FHA Product Update 18-41 08/07/2018 AR ADFA Move Up Conventional Product Update 18-41 08/07/2018 AR ADFA Move Up FHA Product Update 18-41 08/07/2018 AR ADFA Move Up Conventional Product Update 18-41 08/07/2018 AZ Home in Five Advantage Conventional Product Update 18-41 08/07/2018 AZ Home in Five Advantage FHA Product Update 18-41 08/07/2018 AZ Home Plus Conventional Product Update 18-41 08/07/2018 AZ Home Plus FHA Product Update 18-41 08/07/2018 CA CalHFA Standard Conventional Product Update 18-41 08/07/2018 CA CalHFA Standard FHA Product Update 18-41 08/07/2018 CA CalHFA CalPlus Conventional with ZIP DPA Product Update 18-41 08/07/2018 CA CalHFA CalPlus FHA with ZIP DPA Product Update 18-41 08/07/2018 CA CalHFA MyHome Assistance Product Update 18-41 08/07/2018 CA CalHFA School Program/Extra Credit Teacher Home Purchase


08/07/2018 CA GSFA Platinum FHA Product Update 18-41 08/07/2018 CA Southern California HFA FHA Product Update 18-41 08/07/2018 Chenoa Fund FHA - Multi-State Product Update 18-41 08/07/2018 CO CHFA Advantage Conventional Product Update 18-41 08/07/2018 CO CHFA FirstStep Plus FHA Product Update 18-41 08/07/2018 CO CHFA Preferred Plus Conventional Product Update 18-41 08/07/2018 CO CHFA HomeOpener Plus or SmartStep Plus FHA Product Update 18-41 08/07/2018 FL HFA of Hillsborough FHA Product Update 18-41 08/07/2018 FL HFA of Lee County FHA Product Update 18-41 08/07/2018 FL HFA of Miami Dade Conventional Product Update 18-41 08/07/2018 FL HFA of Miami Dade FHA Product Update 18-41 08/07/2018 FL HFA of Orange County FHA Product Update 18-41 08/07/2018 FL Housing Conventional Product Update 18-41 08/07/2018 FL Housing FHA Product Update 18-41 08/07/2018 IA IFA FHA Product Update 18-41 08/07/2018 IA IFA Conventional Product Update 18-41 08/07/2018 ID Idaho HFA FHA Product Update 18-41 08/07/2018 ID Idaho HFA Conventional Product Update 18-41 08/07/2018 IL IHDA FHA Product Update 18-41 08/07/2018 IL IHDA Conventional Product Update 18-41 08/07/2018 KY KHC Conventional Product Update 18-41 08/07/2018 KY KHC FHA Product Update 18-41 08/07/2018 MA MassHousing FHA Product Update 18-41 08/07/2018 MA MassHousing Conventional Product Update 18-41 08/07/2018 MA MassHousing with No MI Conventional.pdf Product Update 18-41
















































4/5/2019 Page 25 of 70


08/07/2018 MD Maryland MMP FHA Product Update 18-41 08/07/2018 MD Maryland MMP Conventional Product Update 18-41 08/07/2018 MI MSHDA MI First Home FHA Product Update 18-41 08/07/2018 MI MSHDA MI Next Home FHA Product Update 18-41 08/07/2018 MN Minnesota Housing FHA Product Update 18-41 08/07/2018 MN Minnesota Housing Conventional Product Update 18-41 08/07/2018 NE Nebraska NIFA FHA Product Update 18-41 08/07/2018 NE Nebraska NIFA Conventional Product Update 18-41 08/07/2018 NV Home is Possible/Hope Brings You Home Conventional Product Update 18-41 08/07/2018 NV Home is Possible/Hope Brings You Home FHA Product Update 18-41 08/07/2018 NV Rural Housing Home at Last Access FHA Product Update 18-41 08/07/2018 OH HFA Conventional Product Update 18-41 08/07/2018 OH HFA FHA Product Update 18-41 08/07/2018 OK REI Gift100 Conventional Product Update 18-41 08/07/2018 OK REI Gift100 FHA Product Update 18-41 08/07/2018 TN THDA FHA Product Update 18-41 08/07/2018 TX SETH 5 Star Advantage FHA Product Update 18-41 08/07/2018 TX TSAHC FHA Product Update 18-41 08/07/2018 TX TSAHC Conventional Product Update 18-41 08/07/2018 WA WSHFC Home Advantage Conventional Product Update 18-41 08/07/2018 WA WSHFC Home Advantage FHA Product Update 18-41 08/07/2018 WA WSHFC House Key Conventional Product Update 18-41 08/07/2018 WA WSHFC House Key FHA Product Update 18-41 08/07/2018 WI WHEDA Advantage FHA Product Update 18-41 08/07/2018 WI WHEDA Advantage Conventional Product Update 18-41 07/19/2018 Agency DU Portfolio Product Update 18-40

07/19/2018 Agency LP Fixed and ARMs Product Update 18-40 07/19/2018 FHA Product Update 18-40 07/19/2018 FHA High Balance Product Update 18-40 07/19/2018 FHA Portfolio Product Update 18-40 07/19/2018 FHA Streamline Standard and High Balance Product Update 18-40 07/19/2018 FHA 203K Standard Product Update 18-40 07/19/2018 Gold Jumbo Product Update 18-40 07/19/2018 Emerald Jumbo Product Update 18-40 07/19/2018 Niche Conforming and Jumbo Product Update 18-40 07/19/2018 Niche Alternative Access Product Update 18-40 07/19/2018 Niche Non-Prime Advantage Product Update 18-40 07/19/2018 AR ADFA Move Up FHA Product Update 18-40 07/19/2018 AR ADFA Move Up Conventional Product Update 18-40 07/19/2018 AZ Home in Five Advantage FHA Product Update 18-40 07/19/2018 AZ Home Plus FHA Product Update 18-40 07/19/2018 CA CalHFA Standard FHA Product Update 18-40 07/19/2018 CA CalHFA CalPlus Conventional with ZIP DPA Product Update 18-40 07/19/2018 CA CalHFA CalPlus FHA with ZIP DPA Product Update 18-40 07/19/2018 CA GSFA Platinum FHA Product Update 18-40 07/19/2018 CA Southern California HFA FHA Product Update 18-40 07/19/2018 Chenoa Fund FHA - Multi-State Product Update 18-40 07/19/2018 CO CHFA FirstStep Plus FHA Product Update 18-40 07/19/2018 CO CHFA HomeOpener Plus or SmartStep Plus FHA Product Update 18-40
















































4/5/2019 Page 26 of 70


07/19/2018 FL HFA of Hillsborough FHA Product Update 18-40 07/19/2018 FL HFA of Lee County FHA Product Update 18-40 07/19/2018 FL HFA of Miami Dade FHA Product Update 18-40 07/19/2018 FL HFA of Miami Dade Conventional Product Update 18-40 07/19/2018 FL HFA of Orange County FHA Product Update 18-40 07/19/2018 FL Housing FHA Product Update 18-40 07/19/2018 IA IFA FHA Product Update 18-40 07/19/2018 IL IHDA FHA Product Update 18-40 07/19/2018 KY KHC FHA Product Update 18-40 07/19/2018 MA MassHousing FHA Product Update 18-40 07/19/2018 MD Maryland MMP FHA Product Update 18-40 07/19/2018 MI MSHDA MI First Home FHA Product Update 18-40 07/19/2018 MI MSHDA MI Next Home FHA Product Update 18-40 07/19/2018 MN Minnesota Housing FHA Product Update 18-40 07/19/2018 NE Nebraska NIFA FHA Product Update 18-40 07/19/2018 NV Home is Possible/Hope Brings You Home FHA Product Update 18-40 07/19/2018 NV Rural Housing Home at Last Access FHA Product Update 18-40 07/19/2018 OH HFA FHA Product Update 18-40 07/19/2018 OH HFA Conventional Product Update 18-40 07/19/2018 OK REI Gift100 FHA Product Update 18-40 07/19/2018 TN THDA FHA Product Update 18-40 07/19/2018 TX SETH 5 Star Advantage FHA Product Update 18-40 07/19/2018 TX TSAHC FHA Product Update 18-40 07/19/2018 WA WSHFC Home Advantage FHA Product Update 18-40 07/19/2018 WA WSHFC House Key FHA Product Update 18-40 07/19/2018 WI WHEDA Advantage FHA Product Update 18-40 07/19/2018 ID Idaho HFA FHA Product Update 18-39 07/19/2018 ID Idaho HFA Conventional Product Update 18-39

07/16/2018 FHA Product Update 18-38

07/16/2018 FHA High Balance Product Update 18-38 07/16/2018 FHA Portfolio Product Update 18-38 07/16/2018 FHA Streamline Standard and High Balance Product Update 18-38 07/16/2018 FHA 203K Standard Product Update 18-38 07/16/2018 FHA 203K Limited Product Update 18-38 07/16/2018 Silver Medal Product Update 18-38

07/16/2018 Expanded Access Product Update 18-38 07/16/2018 TCF HELOC Product Update 18-38 07/16/2018 AR ADFA Move Up FHA Product Update 18-38 07/16/2018 AZ Home in Five Advantage FHA Product Update 18-38 07/16/2018 AZ Home Plus FHA Product Update 18-38 07/16/2018 CA CalHFA Standard FHA Product Update 18-38 07/16/2018 CA CalHFA CalPlus Conventional with ZIP DPA Product Update 18-38 07/16/2018 CA CalHFA CalPlus FHA with ZIP DPA Product Update 18-38 07/16/2018 CA GSFA Platinum FHA Product Update 18-38 07/16/2018 CA Southern California HFA FHA Product Update 18-38 07/16/2018 Chenoa Fund FHA - Multi-State Product Update 18-38 07/16/2018 CO CHFA FirstStep Plus FHA Product Update 18-38 07/16/2018 CO CHFA HomeOpener Plus or SmartStep Plus FHA Product Update 18-38 07/16/2018 FL HFA of Hillsborough FHA Product Update 18-38


















































4/5/2019 Page 27 of 70


07/16/2018 FL HFA of Lee County FHA Product Update 18-38 07/16/2018 FL HFA of Miami Dade FHA Product Update 18-38 07/16/2018 FL HFA of Orange County FHA Product Update 18-38 07/16/2018 FL Housing FHA Product Update 18-38 07/16/2018 IA IFA FHA Product Update 18-38 07/16/2018 IL IHDA FHA Product Update 18-38 07/16/2018 KY KHC FHA Product Update 18-38 07/16/2018 MA MassHousing FHA Product Update 18-38 07/16/2018 MD Maryland MMP FHA Product Update 18-38 07/16/2018 MI MSHDA MI First Home FHA Product Update 18-38 07/16/2018 MI MSHDA MI Next Home FHA Product Update 18-38 07/16/2018 MN Minnesota Housing FHA Product Update 18-38 07/16/2018 NE Nebraska NIFA FHA Product Update 18-38 07/16/2018 NV Home is Possible/Hope Brings You Home FHA Product Update 18-38 07/16/2018 NV Rural Housing Home at Last Access FHA Product Update 18-38 07/16/2018 OH HFA FHA Product Update 18-38 07/16/2018 OK REI Gift100 FHA Product Update 18-38 07/16/2018 TN THDA FHA Product Update 18-38 07/16/2018 TX SETH 5 Star Advantage FHA Product Update 18-38 07/16/2018 TX TSAHC FHA Product Update 18-38 07/16/2018 WA WSHFC Home Advantage FHA Product Update 18-38 07/16/2018 WA WSHFC House Key FHA Product Update 18-38 07/16/2018 WI WHEDA Advantage FHA Product Update 18-38 07/12/2018 VA Product Update 18-37 07/12/2018 VA High Balance Product Update 18-37 07/12/2018 Gold Jumbo Product Update 18-37 07/12/2018 Expanded Access Product Update 18-37 07/12/2018 TCF HELOC Product Update 18-37 07/12/2018 AR ADFA Move Up FHA Product Update 18-37

07/12/2018 AR ADFA Move Up Conventional Product Update 18-37 07/12/2018 AZ Home in Five Advantage Conventional Product Update 18-37 07/12/2018 AZ Home in Five Advantage FHA Product Update 18-37 07/12/2018 AZ Home Plus Conventional Product Update 18-37 07/12/2018 AZ Home Plus FHA Product Update 18-37 07/12/2018 CA CalHFA Standard Conventional Product Update 18-37 07/12/2018 CA CalHFA Standard FHA Product Update 18-37 07/12/2018 CA CalHFA CalPlus Conventional with ZIP DPA Product Update 18-37 07/12/2018 CA CalHFA CalPlus FHA with ZIP DPA Product Update 18-37 07/12/2018 CA CalHFA MyHome Assistance Product Update 18-37 07/12/2018 CA CalHFA School Program/Extra Credit Teacher Home Purchase


07/12/2018 CA GSFA Platinum FHA Product Update 18-37 07/12/2018 CA Southern California HFA FHA Product Update 18-37 07/12/2018 Chenoa Fund FHA - Multi-State Product Update 18-37 07/12/2018 CO CHFA Advantage Conventional Product Update 18-37 07/12/2018 CO CHFA FirstStep Plus FHA Product Update 18-37 07/12/2018 CO CHFA Preferred Plus Conventional Product Update 18-37 07/12/2018 CO CHFA HomeOpener Plus or SmartStep Plus FHA Product Update 18-37 07/12/2018 FL HFA of Hillsborough FHA Product Update 18-37


















































4/5/2019 Page 28 of 70


07/12/2018 FL HFA of Lee County FHA Product Update 18-37 07/12/2018 FL HFA of Miami Dade Conventional Product Update 18-37 07/12/2018 FL HFA of Miami Dade FHA Product Update 18-37 07/12/2018 FL HFA of Orange County FHA Product Update 18-37 07/12/2018 FL Housing Conventional Product Update 18-37 07/12/2018 FL Housing FHA Product Update 18-37 07/12/2018 IA IFA FHA Product Update 18-37 07/12/2018 IA IFA Conventional Product Update 18-37 07/12/2018 IL IHDA FHA Product Update 18-37 07/12/2018 IL IHDA Conventional Product Update 18-37 07/12/2018 KY KHC Conventional Product Update 18-37 07/12/2018 KY KHC FHA Product Update 18-37 07/12/2018 MD Maryland MMP FHA Product Update 18-37 07/12/2018 MD Maryland MMP Conventional Product Update 18-37 07/12/2018 MI MSHDA MI First Home FHA Product Update 18-37 07/12/2018 MI MSHDA MI Next Home FHA Product Update 18-37 07/12/2018 MN Minnesota Housing FHA Product Update 18-37 07/12/2018 MN Minnesota Housing Conventional Product Update 18-37 07/12/2018 NE Nebraska NIFA FHA Product Update 18-37 07/12/2018 NE Nebraska NIFA Conventional Product Update 18-37 07/12/2018 NV Home is Possible/Hope Brings You Home Conventional Product Update 18-37 07/12/2018 NV Home is Possible/Hope Brings You Home FHA Product Update 18-37 07/12/2018 NV Rural Housing Home at Last Access FHA Product Update 18-37 07/12/2018 OH HFA Conventional Product Update 18-37 07/12/2018 OH HFA FHA Product Update 18-37 07/12/2018 OK REI Gift100 Conventional Product Update 18-37 07/12/2018 OK REI Gift100 FHA Product Update 18-37 07/12/2018 TN THDA FHA Product Update 18-37 07/12/2018 TX SETH 5 Star Advantage FHA Product Update 18-37 07/12/2018 TX TSAHC FHA Product Update 18-37 07/12/2018 TX TSAHC Conventional Product Update 18-37 07/12/2018 WA WSHFC Home Advantage Conventional Product Update 18-37 07/12/2018 WA WSHFC Home Advantage FHA Product Update 18-37 07/12/2018 WA WSHFC House Key Conventional Product Update 18-37 07/12/2018 WA WSHFC House Key FHA Product Update 18-37 07/12/2018 WI WHEDA Advantage FHA Product Update 18-37 07/12/2018 WI WHEDA Advantage Conventional Product Update 18-37

07/12/2018 MA MassHousing FHA Product Update 18-36


07/12/2018 MA MassHousing No MI Conventional Product Update 18-36





07/05/2018 VA High Balance Product Update 18-34 07/05/2018 VA IRRRL Product Update 18-34 07/05/2018 VA IRRRL High Balance Product Update 18-34 07/05/2018 CA CalHFA MyHome Assistance Product Update 18-34 07/05/2018 CA CalHFA School Program/Extra Credit Teacher Home Purchase Product Update 18-34
















































4/5/2019 Page 29 of 70


(ECTP) Program








06/28/2018 HomeReady Product Update 18-33 06/28/2018 DU Refi Plus 2.0 Standard and High Balance Product Update 18-33



06/28/2018 FHA High Balance Product Update 18-33

06/28/2018 FHA Portfolio Product Update 18-33









06/28/2018 Diamond Jumbo Product Update 18-33

06/28/2018 Platinum Jumbo Product Update 18-33

06/28/2018 Silver Medal Product Update 18-33

06/28/2018 Gold Jumbo Product Update 18-33

06/28/2018 Emerald Jumbo Product Update 18-33 06/28/2018 High LTV Jumbo Product Update 18-33




06/28/2018 RETAIL Expanded Access Product Update 18-33


06/28/2018 TCF HELOC Product Update 18-33


06/28/2018 NV Home is Possible/Hope Brings You Home Conventional Product Update 18-33

06/28/2018 NV Home is Possible/Hope Brings You Home FHA Product Update 18-33








06/18/2018 FHA High Balance Product Update 18-32 06/18/2018 FHA Portfolio Product Update 18-32 06/18/2018 FHA 203K Limited Product Update 18-32 06/18/2018 VA Product Update 18-32 06/18/2018 VA High Balance Product Update 18-32













































4/5/2019 Page 30 of 70


06/18/2018 VA IRRRL Product Update 18-32 06/18/2018 VA IRRRL High Balance Product Update 18-32 06/18/2018 Platinum Jumbo Product Update 18-32 06/18/2018 High LTV Jumbo Product Update 18-32 06/18/2018 Expanded Access Product Update 18-32 06/18/2018 TCF HELOC Product Update 18-32 06/18/2018 CA CalHFA Standard FHA Product Update 18-32 06/18/2018 CA CalHFA CalPlus Conventional with ZIP DPA Product Update 18-32 06/18/2018 CA CalHFA CalPlus FHA with ZIP DPA Product Update 18-32 06/18/2018 CA CalHFA MyHome Assistance Product Update 18-32 06/18/2018 CA CalHFA School Program/Extra Credit Teacher Home Purchase


06/18/2018 CA GSFA Platinum FHA Product Update 18-32 06/18/2018 Chenoa Fund FHA - Multi-State Product Update 18-32 06/18/2018 IL IHDA FHA Product Update 18-32 06/18/2018 IL IHDA Conventional Product Update 18-32 06/18/2018 OH HFA Conventional Product Update 18-32 06/18/2018 OH HFA FHA Product Update 18-32 06/18/2018 WI WHEDA Advantage FHA Product Update 18-32 06/18/2018 WI WHEDA Advantage Conventional Product Update 18-32 06/01/2018 Agency Fixed Product Update 18-30

06/01/2018 Agency High Balance Product Update 18-30 06/01/2018 Agency LIBOR ARMs Product Update 18-30 06/01/2018 Agency DU Portfolio Product Update 18-30 06/01/2018 Agency LP Fixed and ARMs Product Update 18-30 06/01/2018 Home Possible Product Update 18-30 06/01/2018 HomeReady Product Update 18-30 06/01/2018 FHLMC Super Conforming Product Update 18-30 06/01/2018 FHA Portfolio Product Update 18-30 06/01/2018 VA IRRRL Product Update 18-30 06/01/2018 VA IRRRL High Balance Product Update 18-30 06/01/2018 Diamond Jumbo Product Update 18-30 06/01/2018 Closed-End Second Lien Product Update 18-30 06/01/2018 KY KHC Conventional Product Update 18-30 06/01/2018 KY KHC FHA Product Update 18-30 05/31/2018 NV Home is Possible/Hope Brings You Home Conventional Product Update 18-29

05/31/2018 NV Home is Possible/Hope Brings You Home FHA Product Update 18-29

05/25/2018 Agency Fixed Product Update 18-28 05/25/2018 Agency High Balance Product Update 18-28 05/25/2018 Agency LIBOR ARMs Product Update 18-28 05/25/2018 Agency DU Portfolio Product Update 18-28 05/25/2018 Agency LP Fixed and ARMs Product Update 18-28 05/25/2018 Agency Texas Home Equity Product Update 18-28 05/25/2018 Home Possible Product Update 18-28 05/25/2018 HomeReady Product Update 18-28 05/25/2018 DU Refi Plus 2.0 Standard and High Balance Product Update 18-28 05/25/2018 FHLMC Super Conforming Product Update 18-28 05/25/2018 FHA Product Update 18-28 05/25/2018 FHA High Balance Product Update 18-28















































4/5/2019 Page 31 of 70


05/25/2018 FHA Portfolio Product Update 18-28 05/25/2018 FHA Streamline Standard and High Balance Product Update 18-28 05/25/2018 FHA 203K Standard Product Update 18-28 05/25/2018 FHA 203K Limited Product Update 18-28 05/25/2018 VA Product Update 18-28 05/25/2018 VA High Balance Product Update 18-28 05/25/2018 VA IRRRL Product Update 18-28 05/25/2018 VA IRRRL High Balance Product Update 18-28 05/25/2018 USDA Product Update 18-28 05/25/2018 Diamond Jumbo Product Update 18-28 05/25/2018 Platinum Jumbo Product Update 18-28 05/25/2018 Silver Medal Product Update 18-28 05/25/2018 Gold Jumbo Product Update 18-28 05/25/2018 Emerald Jumbo Product Update 18-28 05/25/2018 High LTV Jumbo Product Update 18-28 05/25/2018 Niche Conforming and Jumbo Product Update 18-28 05/25/2018 Niche Alternative Access Product Update 18-28 05/25/2018 Niche Non-Prime Advantage Product Update 18-28 05/25/2018 RETAIL Expanded Access Product Update 18-28 05/25/2018 Closed-End Second Lien Product Update 18-28 05/25/2018 AR ADFA Move Up FHA Product Update 18-28 05/25/2018 AR ADFA Move Up Conventional Product Update 18-28 05/25/2018 AZ Home in Five Advantage Conventional Product Update 18-28 05/25/2018 AZ Home in Five Advantage FHA Product Update 18-28 05/25/2018 AZ Home Plus Conventional Product Update 18-28 05/25/2018 AZ Home Plus FHA Product Update 18-28 05/25/2018 CA CalHFA Standard Conventional Product Update 18-28 05/25/2018 CA CalHFA Standard FHA Product Update 18-28 05/25/2018 CA CalHFA CalPlus Conventional with ZIP DPA Product Update 18-28 05/25/2018 CA CalHFA CalPlus FHA with ZIP DPA Product Update 18-28 05/25/2018 CA CalHFA MyHome Assistance Product Update 18-28 05/25/2018 CA CalHFA School Program/Extra Credit Teacher Home Purchase


05/25/2018 CA GSFA Platinum FHA Product Update 18-28 05/25/2018 CA Southern California HFA FHA Product Update 18-28 05/25/2018 Chenoa Fund FHA - Multi-State Product Update 18-28 05/25/2018 CO CHFA Advantage Conventional Product Update 18-28 05/25/2018 CO CHFA FirstStep Plus FHA Product Update 18-28 05/25/2018 CO CHFA Preferred Plus Conventional Product Update 18-28 05/25/2018 CO CHFA HomeOpener Plus or SmartStep Plus FHA Product Update 18-28 05/25/2018 FL HFA of Hillsborough FHA Product Update 18-28 05/25/2018 FL HFA of Lee County FHA Product Update 18-28 05/25/2018 FL HFA of Miami Dade Conventional Product Update 18-28 05/25/2018 FL HFA of Miami Dade FHA Product Update 18-28 05/25/2018 FL HFA of Orange County FHA Product Update 18-28 05/25/2018 FL Housing Conventional Product Update 18-28 05/25/2018 FL Housing FHA Product Update 18-28 05/25/2018 IA IFA FHA Product Update 18-28 05/25/2018 IA IFA Conventional Product Update 18-28















































4/5/2019 Page 32 of 70


05/25/2018 IL IHDA FHA Product Update 18-28 05/25/2018 KY KHC Conventional Product Update 18-28 05/25/2018 KY KHC FHA Product Update 18-28 05/25/2018 MD Maryland MMP FHA Product Update 18-28 05/25/2018 MD Maryland MMP Conventional Product Update 18-28 05/25/2018 MI MSHDA MI First Home FHA Product Update 18-28 05/25/2018 MI MSHDA MI Next Home FHA Product Update 18-28 05/25/2018 MN Minnesota Housing FHA Product Update 18-28 05/25/2018 MN Minnesota Housing Conventional Product Update 18-28 05/25/2018 NV Home is Possible Conventional Product Update 18-28 05/25/2018 NV Home is Possible FHA Product Update 18-28 05/25/2018 NV Rural Housing Home at Last Access FHA Product Update 18-28 05/25/2018 OH HFA Conventional Product Update 18-28 05/25/2018 OH HFA FHA Product Update 18-28 05/25/2018 OK REI Gift100 Conventional Product Update 18-28 05/25/2018 OK REI Gift100 FHA Product Update 18-28 05/25/2018 TN THDA FHA Product Update 18-28 05/25/2018 TX SETH 5 Star Advantage FHA Product Update 18-28 05/25/2018 TX TSAHC FHA Product Update 18-28 05/25/2018 TX TSAHC Conventional Product Update 18-28 05/25/2018 WA WSHFC Home Advantage Conventional Product Update 18-28 05/25/2018 WA WSHFC Home Advantage FHA Product Update 18-28 05/25/2018 WA WSHFC House Key Conventional Product Update 18-28 05/25/2018 WA WSHFC House Key FHA Product Update 18-28 05/25/2018 WI WHEDA Advantage FHA Product Update 18-28 05/25/2018 WI WHEDA Advantage Conventional Product Update 18-28

05/24/2018 RETAIL NE Nebraska NIFA FHA Product Update 18-27 05/24/2018 RETAIL NE Nebraska NIFA Conventional Product Update 18-27

05/10/2018 RETAIL AR Arkansas ADFA Move Up FHA Product Update 18-25

05/10/2018 RETAIL AR Arkansas ADFA Move Up Conventional Product Update 18-25

05/09/2018 RETAIL High LTV Jumbo Product Update 18-24

05/07/2018 RETAIL FHA 203K Standard Product Update 18-23

05/03/2018 RETAIL IA IFA Conventional Product Update 18-22

05/03/2018 RETAIL IA IFA FHA Product Update 18-22

05/01/2018 Agency Fixed Product Update 18-21 05/01/2018 Agency High Balance Product Update 18-21 05/01/2018 Agency LIBOR ARMs Product Update 18-21 05/01/2018 Agency DU Portfolio Product Update 18-21 05/01/2018 Agency LP Fixed and ARMs Product Update 18-21 05/01/2018 Agency Texas Home Equity Product Update 18-21 05/01/2018 Home Possible Product Update 18-21 05/01/2018 HomeReady Product Update 18-21 05/01/2018 DU Refi Plus 2.0 Standard and High Balance Product Update 18-21 05/01/2018 FHLMC Super Conforming Product Update 18-21 05/01/2018 FHA Product Update 18-21 05/01/2018 FHA High Balance Product Update 18-21 05/01/2018 FHA Portfolio Product Update 18-21 05/01/2018 FHA Streamline Standard and High Balance Product Update 18-21 05/01/2018 FHA 203K Limited Product Update 18-21


















































4/5/2019 Page 33 of 70


05/01/2018 VA Product Update 18-21 05/01/2018 VA High Balance Product Update 18-21 05/01/2018 VA IRRRL Product Update 18-21 05/01/2018 VA IRRRL High Balance Product Update 18-21 05/01/2018 USDA Product Update 18-21 05/01/2018 Diamond Jumbo Product Update 18-21 05/01/2018 Platinum Jumbo Product Update 18-21 05/01/2018 Silver Medal Product Update 18-21 05/01/2018 Gold Jumbo Product Update 18-21 05/01/2018 Emerald Jumbo Product Update 18-21 05/01/2018 Niche Conforming and Jumbo Product Update 18-21 05/01/2018 Niche Alternative Access Product Update 18-21 05/01/2018 Niche Non-Prime Advantage Product Update 18-21 05/01/2018 Closed-End Second Lien Product Update 18-21 05/01/2018 AZ Home in Five Advantage Conventional Product Update 18-21 05/01/2018 AZ Home in Five Advantage FHA Product Update 18-21 05/01/2018 AZ Home Plus Conventional Product Update 18-21 05/01/2018 AZ Home Plus FHA Product Update 18-21 05/01/2018 CA CalHFA Standard Conventional Product Update 18-21 05/01/2018 CA CalHFA Standard FHA Product Update 18-21 05/01/2018 CA CalHFA CalPlus Conventional with ZIP DPA Product Update 18-21 05/01/2018 CA CalHFA CalPlus FHA with ZIP DPA Product Update 18-21 05/01/2018 CA NHF-GSFA Platinum FHA Product Update 18-21 05/01/2018 CA Southern California HFA FHA Product Update 18-21 05/01/2018 Chenoa Fund FHA - Multi-State Product Update 18-21 05/01/2018 CO CHFA Advantage Conventional Product Update 18-21 05/01/2018 CO CHFA FirstStep Plus FHA Product Update 18-21 05/01/2018 CO CHFA Preferred Plus Conventional Product Update 18-21 05/01/2018 CO CHFA HomeOpener Plus or SmartStep Plus FHA Product Update 18-21 05/01/2018 FL HFA of Hillsborough FHA Product Update 18-21 05/01/2018 FL HFA of Lee County Product Update 18-21 05/01/2018 FL HFA of Miami Dade Conventional Product Update 18-21 05/01/2018 FL HFA of Miami Dade FHA Product Update 18-21 05/01/2018 FL HFA of Orange County FHA Product Update 18-21 05/01/2018 FL Housing Conventional Product Update 18-21 05/01/2018 FL Housing FHA Product Update 18-21 05/01/2018 IL IHDA FHA Product Update 18-21 05/01/2018 IL IHDA Conventional Product Update 18-21 05/01/2018 KY KHC Conventional Product Update 18-21 05/01/2018 KY KHC FHA Product Update 18-21 05/01/2018 MI MSHDA MI First Home FHA Product Update 18-21 05/01/2018 MI MSHDA MI Next Home FHA Product Update 18-21 05/01/2018 MN Minnesota Housing FHA Product Update 18-21 05/01/2018 MN Minnesota Housing Conventional Product Update 18-21 05/01/2018 NV Home is Possible Conventional Product Update 18-21 05/01/2018 NV Home is Possible FHA Product Update 18-21 05/01/2018 NV Rural Housing Home at Last Access FHA Product Update 18-21 05/01/2018 OH HFA Conventional Product Update 18-21 05/01/2018 OH HFA FHA Product Update 18-21
















































4/5/2019 Page 34 of 70


05/01/2018 OK REI Gift100 Conventional Product Update 18-21 05/01/2018 OK REI Gift100 FHA Product Update 18-21 05/01/2018 TN THDA FHA Product Update 18-21 05/01/2018 TX SETH 5 Star Advantage FHA Product Update 18-21 05/01/2018 TX TSAHC FHA Product Update 18-21 05/01/2018 TX TSAHC Conventional Product Update 18-21 05/01/2018 WA WSHFC Home Advantage Conventional Product Update 18-21 05/01/2018 WA WSHFC Home Advantage FHA Product Update 18-21 05/01/2018 WA WSHFC House Key Conventional Product Update 18-21 05/01/2018 WA WSHFC House Key FHA Product Update 18-21 05/01/2018 WI WHEDA Advantage FHA Product Update 18-21 05/01/2018 WI WHEDA Advantage Conventional Product Update 18-21

04/27/2018 RETAIL Maryland MMP FHA Product Update 18-20

04/27/2018 RETAIL Maryland MMP Conventional Product Update 18-20

04/27/2018 RETAIL Expanded Access Product Update 18-19


04/19/2018 FHA 203K Limited Product Update 18-18 04/19/2018 Diamond Jumbo Product Update 18-18 04/19/2018 Platinum Jumbo Product Update 18-18 04/19/2018 Silver Medal Product Update 18-18 04/19/2018 Gold Jumbo Product Update 18-18 04/19/2018 Emerald Jumbo Product Update 18-18 04/19/2018 Niche Conforming and Jumbo Product Update 18-18 04/19/2018 Niche Alternative Access Product Update 18-18 04/19/2018 Niche Non-Prime Advantage Product Update 18-18 04/19/2018 CA CalHFA Standard Conventional Product Update 18-18 04/19/2018 CA CalHFA CalPlus Conventional with ZIP DPA Product Update 18-18 04/19/2018 FL HFA of Orange County FHA Product Update 18-18 04/19/2018 TN THDA FHA Product Update 18-18 04/19/2018 TX SETH 5 Star Advantage FHA Product Update 18-18 04/19/2018 TX TSAHC FHA Product Update 18-18 04/19/2018 WI WHEDA Advantage Conventional Product Update 18-18 04/04/2018 Agency Fixed Product Update 18-17

04/04/2018 Agency High Balance Product Update 18-17 04/04/2018 Agency LIBOR ARMs Product Update 18-17 04/04/2018 Agency DU Portfolio Product Update 18-17 04/04/2018 Agency LP Fixed and ARMs Product Update 18-17 04/04/2018 Home Possible Product Update 18-17 04/04/2018 HomeReady Product Update 18-17 04/04/2018 FHLMC Super Conforming Product Update 18-17 04/04/2018 FHA Product Update 18-17 04/04/2018 FHA High Balance Product Update 18-17 04/04/2018 FHA Portfolio Product Update 18-17 04/04/2018 FHA 203K Limited Product Update 18-17 04/04/2018 VA Product Update 18-17 04/04/2018 VA High Balance Product Update 18-17 04/04/2018 USDA Product Update 18-17 04/04/2018 Niche Conforming and Jumbo Product Update 18-17 04/04/2018 AZ Home in Five Advantage FHA Product Update 18-17














































4/5/2019 Page 35 of 70


04/04/2018 AZ Home Plus FHA Product Update 18-17 04/04/2018 CA CalHFA Standard Conventional Product Update 18-17 04/04/2018 CA CalHFA Standard FHA Product Update 18-17 04/04/2018 CA CalHFA CalPlus Conventional with ZIP DPA Product Update 18-17 04/04/2018 CA CalHFA CalPlus FHA with ZIP DPA Product Update 18-17 04/04/2018 CA NHF-GSFA Platinum FHA Product Update 18-17 04/04/2018 CA Southern California HFA FHA Product Update 18-17 04/04/2018 Chenoa Fund FHA - Multi-State Product Update 18-17 04/04/2018 CO CHFA Advantage Conventional Product Update 18-17 04/04/2018 CO CHFA Preferred Plus Conventional Product Update 18-17 04/04/2018 CO CHFA FirstStep Plus FHA Product Update 18-17 04/04/2018 CO CHFA HomeOpener Plus or SmartStep Plus FHA Product Update 18-17 04/04/2018 FL HFA of Hillsborough FHA Product Update 18-17 04/04/2018 FL HFA of Lee County Product Update 18-17 04/04/2018 FL HFA of Miami Dade FHA Product Update 18-17 04/04/2018 FL HFA of Orange County FHA Product Update 18-17 04/04/2018 FL Housing FHA Product Update 18-17 04/04/2018 IL IHDA FHA Product Update 18-17 04/04/2018 KY KHC FHA Product Update 18-17 04/04/2018 MI MSHDA MI First Home FHA Product Update 18-17 04/04/2018 MI MSHDA MI Next Home FHA Product Update 18-17 04/04/2018 MN Minnesota Housing FHA Product Update 18-17 04/04/2018 NV Home is Possible FHA Product Update 18-17 04/04/2018 NV Rural Housing Home at Last Access FHA Product Update 18-17 04/04/2018 OH HFA FHA Product Update 18-17 04/04/2018 OK REI Gift100 FHA Product Update 18-17 04/04/2018 TN THDA FHA Product Update 18-17 04/04/2018 TX SETH 5 Star Advantage FHA Product Update 18-17 04/04/2018 TX TSAHC FHA Product Update 18-17 04/04/2018 WA WSHFC Home Advantage FHA Product Update 18-17 04/04/2018 WA WSHFC House Key FHA Product Update 18-17 04/04/2018 WI WHEDA Advantage FHA Product Update 18-17 04/04/2018 WI WHEDA Advantage Conventional Product Update 18-17 03/22/2018 Agency Fixed Product Update 18-16

03/22/2018 Agency High Balance Product Update 18-16 03/22/2018 Agency LIBOR ARMs Product Update 18-16 03/22/2018 Agency DU Portfolio Product Update 18-16 03/22/2018 Agency LP Fixed and ARMs Product Update 18-16 03/22/2018 Agency Texas Home Equity Product Update 18-16 03/22/2018 Home Possible Product Update 18-16 03/22/2018 HomeReady Product Update 18-16 03/22/2018 DU Refi Plus 2.0 Standard and High Balance Product Update 18-16 03/22/2018 FHLMC Super Conforming Product Update 18-16 03/22/2018 FHA Product Update 18-16 03/22/2018 FHA High Balance Product Update 18-16 03/22/2018 FHA Portfolio Product Update 18-16 03/22/2018 FHA Streamline Standard and High Balance Product Update 18-16 03/22/2018 FHA 203K Limited Product Update 18-16 03/22/2018 VA Product Update 18-16


















































4/5/2019 Page 36 of 70


03/22/2018 VA High Balance Product Update 18-16 03/22/2018 VA IRRRL Product Update 18-16 03/22/2018 VA IRRRL High Balance Product Update 18-16 03/22/2018 USDA Product Update 18-16 03/22/2018 Diamond Jumbo Product Update 18-16 03/22/2018 Platinum Jumbo Product Update 18-16 03/22/2018 Silver Medal Product Update 18-16 03/22/2018 Gold Jumbo Product Update 18-16 03/22/2018 Emerald Jumbo Product Update 18-16 03/22/2018 Niche Conforming and Jumbo Product Update 18-16 03/22/2018 Niche Alternative Access Product Update 18-16 03/22/2018 Niche Non-Prime Advantage Product Update 18-16 03/22/2018 Closed-End Second Lien Product Update 18-16 03/22/2018 TCF HELOC Product Update 18-16 03/22/2018 AZ Home in Five Advantage Conventional Product Update 18-16 03/22/2018 AZ Home in Five Advantage FHA Product Update 18-16 03/22/2018 AZ Home Plus Conventional Product Update 18-16 03/22/2018 AZ Home Plus FHA Product Update 18-16 03/22/2018 CA CalHFA Standard Conventional Product Update 18-16 03/22/2018 CA CalHFA Standard FHA Product Update 18-16 03/22/2018 CA CalHFA CalPlus Conventional with ZIP DPA Product Update 18-16 03/22/2018 CA CalHFA CalPlus FHA with ZIP DPA Product Update 18-16 03/22/2018 CA CalHFA MyHome Assistance Product Update 18-16 03/22/2018 CA CalHFA School Program/Extra Credit Teacher Home Purchase


03/22/2018 CA NHF-GSFA Platinum FHA Product Update 18-16 03/22/2018 CA Southern California HFA FHA Product Update 18-16 03/22/2018 Chenoa Fund FHA - Multi-State Product Update 18-16 03/22/2018 CO CHFA Advantage Conventional Product Update 18-16 03/22/2018 CO CHFA FirstStep Plus FHA Product Update 18-16 03/22/2018 CO CHFA Preferred Plus Conventional Product Update 18-16 03/22/2018 CO CHFA HomeOpener Plus or SmartStep Plus FHA Product Update 18-16 03/22/2018 FL HFA of Hillsborough FHA Product Update 18-16 03/22/2018 FL HFA of Lee County Product Update 18-16 03/22/2018 FL HFA of Miami Dade Conventional Product Update 18-16 03/22/2018 FL HFA of Miami Dade FHA Product Update 18-16 03/22/2018 FL HFA of Orange County FHA Product Update 18-16 03/22/2018 FL Housing Conventional Product Update 18-16 03/22/2018 FL Housing FHA Product Update 18-16 03/22/2018 IL IHDA FHA Product Update 18-16 03/22/2018 IL IHDA Conventional Product Update 18-16 03/22/2018 KY KHC Conventional Product Update 18-16 03/22/2018 KY KHC FHA Product Update 18-16 03/22/2018 MI MSHDA MI First Home FHA Product Update 18-16 03/22/2018 MI MSHDA MI Next Home FHA Product Update 18-16 03/22/2018 MN Minnesota Housing FHA Product Update 18-16 03/22/2018 MN Minnesota Housing Conventional Product Update 18-16 03/22/2018 NV Home is Possible Conventional Product Update 18-16 03/22/2018 NV Home is Possible FHA Product Update 18-16
















































4/5/2019 Page 37 of 70


03/22/2018 NV Rural Housing Home at Last Access FHA Product Update 18-16 03/22/2018 OH HFA Conventional Product Update 18-16 03/22/2018 OH HFA FHA Product Update 18-16 03/22/2018 OK REI Gift100 Conventional Product Update 18-16 03/22/2018 OK REI Gift100 FHA Product Update 18-16 03/22/2018 TN THDA FHA Product Update 18-16 03/22/2018 TX SETH 5 Star Advantage FHA Product Update 18-16 03/22/2018 TX TSAHC FHA Product Update 18-16 03/22/2018 TX TSAHC Conventional Product Update 18-16 03/22/2018 WA WSHFC Home Advantage Conventional Product Update 18-16 03/22/2018 WA WSHFC Home Advantage FHA Product Update 18-16 03/22/2018 WA WSHFC House Key Conventional Product Update 18-16 03/22/2018 WA WSHFC House Key FHA Product Update 18-16 03/22/2018 WI WHEDA Advantage FHA Product Update 18-16 03/22/2018 WI WHEDA Advantage Conventional Product Update 18-16 03/14/2018 CO CHFA FirstStep Plus FHA Product Update 18-14


03/08/2018 FHA High Balance Product Update 18-13 03/08/2018 FHA Portfolio Product Update 18-13 03/08/2018 FHA Streamline Standard and High Balance Product Update 18-13 03/08/2018 FHA 203K Limited Product Update 18-13 03/08/2018 VA Product Update 18-13 03/08/2018 VA High Balance Product Update 18-13 03/08/2018 USDA Product Update 18-13 03/08/2018 Platinum Jumbo Product Update 18-13 03/08/2018 Emerald Jumbo Product Update 18-13 03/08/2018 Chenoa Fund FHA - Multi-State Product Update 18-13 03/08/2018 WA WSHFC Home Advantage Conventional Product Update 18-13 02/28/2018 CA CalHFA Standard Conventional Product Update 18-12

02/28/2018 CA CalHFA Standard FHA Product Update 18-12 02/28/2018 CA CalHFA CalPlus Conventional with ZIP DPA Product Update 18-12 02/28/2018 CA CalHFA CalPlus FHA with ZIP DPA Product Update 18-12 02/28/2018 Chenoa Fund FHA - Multi-State Product Update 18-12 02/28/2018 CA NHF-GSFA Platinum FHA Product Update 18-12 02/28/2018 FL HFA of Lee County Product Update 18-12 02/28/2018 TX TSAHC FHA Product Update 18-12 02/28/2018 TX TSAHC Conventional Product Update 18-12 02/28/2018 WA WSHFC Home Advantage FHA Product Update 18-12 02/28/2018 WA WSHFC House Key Conventional Product Update 18-12 02/28/2018 WA WSHFC House Key FHA Product Update 18-12 02/22/2018 Agency High Balance Product Update 18-11

02/22/2018 Home Possible Product Update 18-11 02/22/2018 HomeReady Product Update 18-11 02/22/2018 FHA Product Update 18-11 02/22/2018 FHA High Balance Product Update 18-11 02/22/2018 FHA Portfolio Product Update 18-11 02/22/2018 FHA Streamline Standard and High Balance Product Update 18-11 02/22/2018 VA Product Update 18-11 02/22/2018 VA High Balance Product Update 18-11















































4/5/2019 Page 38 of 70



02/22/2018 Diamond Jumbo Product Update 18-11 02/22/2018 Platinum Jumbo Product Update 18-11 02/22/2018 Niche Conforming and Jumbo Product Update 18-11 02/22/2018 Niche Alternative Access Product Update 18-11 02/22/2018 Niche Non-Prime Advantage Product Update 18-11 02/22/2018 AZ Home in Five Advantage FHA Product Update 18-11 02/22/2018 CA NHF-GSFA Platinum FHA Product Update 18-11 02/22/2018 FL HFA of Hillsborough FHA Product Update 18-11 02/22/2018 FL HFA of Lee County Product Update 18-11 02/22/2018 FL HFA of Miami Dade FHA Product Update 18-11 02/22/2018 FL HFA of Orange County FHA Product Update 18-11 02/22/2018 FL Housing FHA Product Update 18-11 02/22/2018 NV Home is Possible FHA Product Update 18-11 02/22/2018 OH HFA FHA Product Update 18-11 02/22/2018 TN THDA FHA Product Update 18-11 02/22/2018 TX SETH 5 Star Advantage FHA Product Update 18-11 02/22/2018 TX TSAHC FHA Product Update 18-11 02/22/2018 IL IHDA FHA Product Update 18-10


02/15/2018 FL HFA of Orange County FHA Product Update 18-09

02/14/2018 TCF HELOC Minor Clarification


02/14/2018 Agency High Balance Product Update 18-08 02/14/2018 Agency LIBOR ARMs Product Update 18-08 02/14/2018 Agency DU Portfolio Product Update 18-08 02/14/2018 Agency LP Fixed and ARMs Product Update 18-08 02/14/2018 Agency Texas Home Equity Product Update 18-08 02/14/2018 Home Possible Product Update 18-08 02/14/2018 HomeReady Product Update 18-08 02/14/2018 DU Refi Plus 2.0 Standard and High Balance Product Update 18-08 02/14/2018 FHLMC Super Conforming Product Update 18-08 02/14/2018 FHA Product Update 18-08 02/14/2018 FHA High Balance Product Update 18-08 02/14/2018 FHA Portfolio Product Update 18-08 02/14/2018 FHA Streamline Standard and High Balance Product Update 18-08 02/14/2018 FHA 203K Limited Product Update 18-08 02/14/2018 VA Product Update 18-08 02/14/2018 VA High Balance Product Update 18-08 02/14/2018 VA IRRRL Product Update 18-08 02/14/2018 VA IRRRL High Balance Product Update 18-08 02/14/2018 USDA Product Update 18-08 02/14/2018 Emerald Jumbo Product Update 18-08 02/14/2018 AZ Home in Five Advantage Conventional Product Update 18-08 02/14/2018 AZ Home in Five Advantage FHA Product Update 18-08 02/14/2018 AZ Home Plus Conventional Product Update 18-08 02/14/2018 AZ Home Plus FHA Product Update 18-08 02/14/2018 CA CalHFA Standard Conventional Product Update 18-08 02/14/2018 CA CalHFA Standard FHA Product Update 18-08


















































4/5/2019 Page 39 of 70


02/14/2018 CA CalHFA CalPlus Conventional with ZIP DPA Product Update 18-08 02/14/2018 CA CalHFA CalPlus FHA with ZIP DPA Product Update 18-08 02/14/2018 CA NHF-GSFA Platinum FHA Product Update 18-08 02/14/2018 CA Southern California HFA FHA Product Update 18-08 02/14/2018 Chenoa Fund FHA - Multi-State Product Update 18-08 02/14/2018 CO CHFA Advantage Conventional Product Update 18-08 02/14/2018 CO CHFA Preferred Plus Conventional Product Update 18-08 02/14/2018 CO CHFA HomeOpener Plus or SmartStep Plus FHA Product Update 18-08 02/14/2018 FL HFA of Hillsborough FHA Product Update 18-08 02/14/2018 FL HFA of Lee County Product Update 18-08 02/14/2018 FL HFA of Miami Dade Conventional Product Update 18-08 02/14/2018 FL HFA of Miami Dade FHA Product Update 18-08 02/14/2018 FL Housing Conventional Product Update 18-08 02/14/2018 FL Housing FHA Product Update 18-08 02/14/2018 KY KHC Conventional Product Update 18-08 02/14/2018 KY KHC FHA Product Update 18-08 02/14/2018 MI MSHDA MI First Home FHA Product Update 18-08 02/14/2018 MI MSHDA MI Next Home FHA Product Update 18-08 02/14/2018 MN Minnesota Housing FHA Product Update 18-08 02/14/2018 MN Minnesota Housing Conventional Product Update 18-08 02/14/2018 NV Home is Possible Conventional Product Update 18-08 02/14/2018 NV Home is Possible FHA Product Update 18-08 02/14/2018 NV Rural Housing Home at Last Access FHA Product Update 18-08 02/14/2018 OH HFA Conventional Product Update 18-08 02/14/2018 OH HFA FHA Product Update 18-08 02/14/2018 OK REI Gift100 Conventional Product Update 18-08 02/14/2018 OK REI Gift100 FHA Product Update 18-08 02/14/2018 TN THDA FHA Product Update 18-08 02/14/2018 TX SETH 5 Star Advantage FHA Product Update 18-08 02/14/2018 TX TSAHC FHA Product Update 18-08 02/14/2018 TX TSAHC Conventional Product Update 18-08 02/14/2018 WA WSHFC Home Advantage Conventional Product Update 18-08 02/14/2018 WA WSHFC Home Advantage FHA Product Update 18-08 02/14/2018 WA WSHFC House Key Conventional Product Update 18-08 02/14/2018 WA WSHFC House Key FHA Product Update 18-08 02/14/2018 WI WHEDA Advantage FHA Product Update 18-08 02/14/2018 WI WHEDA Advantage Conventional Product Update 18-08 02/05/2018 AZ Home in Five Advantage FHA Product Update 18-07

02/05/2018 AZ Home Plus FHA Product Update 18-07 02/05/2018 CA CalHFA Standard FHA Product Update 18-07 02/05/2018 CA CalHFA CalPlus FHA with ZIP DPA Product Update 18-07 02/05/2018 CA CalHFA Extra Credit Teacher Home Purchase (ECTP) Program Product Update 18-07 02/05/2018 Chenoa Fund FHA - Multi-State Product Update 18-07 02/05/2018 CO CHFA HomeOpener Plus or SmartStep Plus FHA Product Update 18-07 02/05/2018 FL HFA of Hillsborough FHA Product Update 18-07 02/05/2018 FL HFA of Lee County Product Update 18-07 02/05/2018 FL HFA of Miami Dade FHA Product Update 18-07 02/05/2018 FL Housing Conventional Product Update 18-07 02/05/2018 FL Housing FHA Product Update 18-07


















































4/5/2019 Page 40 of 70


02/05/2018 KY KHC FHA Product Update 18-07 02/05/2018 MI MSHDA MI First Home FHA Product Update 18-07 02/05/2018 MI MSHDA MI Next Home FHA Product Update 18-07 02/05/2018 MN Minnesota Housing FHA Product Update 18-07 02/05/2018 NV Home is Possible FHA Product Update 18-07 02/05/2018 NV Rural Housing Home at Last Access FHA Product Update 18-07 02/05/2018 OH HFA FHA Product Update 18-07 02/05/2018 OK REI Gift100 FHA Product Update 18-07 02/05/2018 TN THDA FHA Product Update 18-07 02/05/2018 TX SETH 5 Star Advantage FHA Product Update 18-07 02/05/2018 TX TSAHC FHA Product Update 18-07 02/05/2018 TX TSAHC Conventional Product Update 18-07 02/05/2018 WI WHEDA Advantage FHA Product Update 18-07 02/05/2018 WA WSHFC Home Advantage Conventional Product Update 18-07 02/05/2018 WA WSHFC Home Advantage FHA Product Update 18-07 02/05/2018 WA WSHFC House Key Conventional Product Update 18-07 02/05/2018 WA WSHFC House Key FHA Product Update 18-07 01/25/2018 FHA Product Update 18-06

01/25/2018 FHA High Balance Product Update 18-06 01/25/2018 FHA Portfolio Product Update 18-06 01/25/2018 VA Product Update 18-06 01/25/2018 VA High Balance Product Update 18-06 01/25/2018 VA IRRRL Product Update 18-06 01/25/2018 VA IRRRL High Balance Product Update 18-06 01/25/2018 CA Southern California HFA FHA Product Update 18-05


01/19/2018 FHA High Balance Product Update 18-04 01/19/2018 FHA Portfolio Product Update 18-04 01/19/2018 FHA Streamline Standard and High Balance Product Update 18-04 01/19/2018 FHA 203K Limited Product Update 18-04 01/19/2018 CA CalHFA Standard Conventional Product Update 18-04 01/19/2018 CA CalHFA Standard FHA Product Update 18-04 01/19/2018 CA CalHFA CalPlus Conventional with ZIP DPA Product Update 18-04 01/19/2018 CA CalHFA CalPlus FHA with ZIP DPA Product Update 18-04 01/19/2018 CO CHFA Advantage Conventional Product Update 18-04 01/19/2018 CO CHFA Preferred Plus Conventional Product Update 18-04 01/19/2018 CO CHFA HomeOpener Plus or SmartStep Plus FHA Product Update 18-04 01/19/2018 FL Housing Conventional Product Update 18-04 01/19/2018 FL Housing FHA Product Update 18-04 01/19/2018 KY KHC Conventional Product Update 18-04 01/19/2018 KY KHC FHA Product Update 18-04 01/19/2018 TN THDA FHA Product Update 18-04

01/19/2018 TX TSAHC FHA Product Update 18-04 01/19/2018 TX TSAHC Conventional Product Update 18-04 01/19/2018 WI WHEDA Advantage FHA Product Update 18-04 01/19/2018 WA WSHFC Home Advantage FHA Product Update 18-04 01/19/2018 WA WSHFC House Key FHA Product Update 18-04 01/16/2018 Diamond Jumbo Product Update 18-03

















































4/5/2019 Page 41 of 70


01/16/2018 Closed-End Second Lien Product Update 18-03 01/16/2018 CalHFA Extra Credit Teacher Home Purchase Program (ECTP) Product Update 18-03





01/02/2018 Agency High Balance Product Update 18-01 01/02/2018 Agency LIBOR ARMs Product Update 18-01 01/02/2018 Agency DU Portfolio Product Update 18-01 01/02/2018 Agency LP Fixed and ARMs Product Update 18-01 01/02/2018 Agency Texas Home Equity Product Update 18-01 01/02/2018 Agency Fixed Product Update 18-01 01/02/2018 Home Possible Product Update 18-01 01/02/2018 HomeReady Product Update 18-01 01/02/2018 DU Refi Plus 2.0 Standard and High Balance Product Update 18-01 01/02/2018 FHLMC Super Conforming Product Update 18-01 01/02/2018 FHA Product Update 18-01 01/02/2018 FHA High Balance Product Update 18-01 01/02/2018 FHA Portfolio Product Update 18-01 01/02/2018 FHA Streamline Standard and High Balance Product Update 18-01 01/02/2018 FHA 203K Limited Product Update 18-01 01/02/2018 VA Product Update 18-01 01/02/2018 VA High Balance Product Update 18-01 01/02/2018 VA IRRRL Product Update 18-01 01/02/2018 VA IRRRL High Balance Product Update 18-01 01/02/2018 USDA Product Update 18-01 01/02/2018 Diamond Jumbo Product Update 18-01 01/02/2018 Platinum Jumbo Product Update 18-01 01/02/2018 Silver Medal Product Update 18-01 01/02/2018 Gold Jumbo Product Update 18-01 01/02/2018 Emerald Jumbo Product Update 18-01 01/02/2018 Niche Conforming and Jumbo Product Update 18-01 01/02/2018 Niche Alternative Access Product Update 18-01 01/02/2018 Niche Non-Prime Advantage Product Update 18-01 01/02/2018 Closed-End Second Lien Product Update 18-01 12/27/2017 AZ Home in Five Advantage Conventional Minor Clarification

12/27/2017 AZ Home in Five Advantage FHA Minor Clarification 12/27/2017 AZ Home Plus Conventional Minor Clarification 12/27/2017 AZ Home Plus FHA Minor Clarification 12/27/2017 Chenoa Fund FHA - Multi-State Minor Clarification 12/27/2017 FL Housing Conventional Minor Clarification 12/27/2017 FL Housing FHA Minor Clarification 12/27/2017 KY KHC Conventional Minor Clarification 12/27/2017 KY KHC FHA Minor Clarification 12/27/2017 NV Home is Possible Conventional Minor Clarification 12/27/2017 NV Home is Possible FHA Minor Clarification 12/27/2017 OH HFA Conventional Minor Clarification 12/27/2017 OH HFA FHA Minor Clarification 12/27/2017 TN THDA FHA Minor Clarification


















































4/5/2019 Page 42 of 70


12/27/2017 WA WSHFC Home Advantage Conventional Minor Clarification 12/27/2017 WA WSHFC Home Advantage FHA Minor Clarification 12/27/2017 WA WSHFC House Key Conventional Minor Clarification 12/27/2017 WA WSHFC House Key FHA Minor Clarification 12/27/2017 Agency Fixed Product Update 17-64

12/27/2017 Agency High Balance Product Update 17-64 12/27/2017 Agency LIBOR ARMs Product Update 17-64 12/27/2017 Agency DU Portfolio Product Update 17-64 12/27/2017 FHA Product Update 17-64 12/27/2017 FHA High Balance Product Update 17-64 12/27/2017 FHA Portfolio Product Update 17-64 12/27/2017 FHA Streamline Standard and High Balance Product Update 17-64 12/27/2017 FHA 203K Limited Product Update 17-64 12/27/2017 VA Product Update 17-64 12/27/2017 VA High Balance Product Update 17-64 12/27/2017 VA IRRRL Product Update 17-64 12/27/2017 VA IRRRL High Balance Product Update 17-64 12/27/2017 USDA Product Update 17-64 12/27/2017 Silver Medal Product Update 17-64 12/27/2017 Gold Jumbo Product Update 17-64 12/27/2017 Niche Conforming and Jumbo Product Update 17-64 12/27/2017 Niche Alternative Access Product Update 17-64 12/27/2017 Niche Non-Prime Advantage Product Update 17-64 12/27/2017 TCF HELOC Product Update 17-64 12/27/2017 AZ Home in Five Advantage Conventional Product Update 17-64 12/27/2017 AZ Home in Five Advantage FHA Product Update 17-64 12/27/2017 AZ Home Plus Conventional Product Update 17-64 12/27/2017 AZ Home Plus FHA Product Update 17-64 12/27/2017 CA CalHFA Standard Conventional Product Update 17-64 12/27/2017 CA CalHFA Standard FHA Product Update 17-64 12/27/2017 CA CalHFA CalPlus Conventional with ZIP DPA Product Update 17-64 12/27/2017 CA CalHFA CalPlus FHA with ZIP DPA Product Update 17-64 12/27/2017 CA NHF-GSFA Platinum FHA Product Update 17-64 12/27/2017 Chenoa Fund FHA - Multi-State Product Update 17-64 12/27/2017 CO CHFA Advantage Conventional Product Update 17-64 12/27/2017 CO CHFA Preferred Plus Conventional Product Update 17-64 12/27/2017 CO CHFA HomeOpener Plus or SmartStep Plus FHA Product Update 17-64 12/27/2017 FL HFA of Hillsborough FHA Product Update 17-64 12/27/2017 NV Home is Possible Conventional Product Update 17-64 12/27/2017 NV Home is Possible FHA Product Update 17-64 12/27/2017 NV Rural Housing Home at Last Access FHA Product Update 17-64 12/27/2017 OK REI Gift100 Conventional Product Update 17-64 12/27/2017 OK REI Gift100 FHA Product Update 17-64 12/27/2017 WA WSHFC Home Advantage Conventional Product Update 17-64 12/27/2017 WA WSHFC Home Advantage FHA Product Update 17-64 12/27/2017 WI WHEDA Advantage Conventional Product Update 17-64 12/15/2017 TN THDA FHA Product Update 17-63




















































4/5/2019 Page 43 of 70










12/08/2017 HomeReady Product Update 17-59 12/08/2017 DU Refi Plus 2.0 Standard and High Balance Product Update 17-59

















12/08/2017 AZ Home in Five Advantage FHA Product Update 17-59 12/08/2017 AZ Home Plus Conventional Product Update 17-59






12/08/2017 CA NHF-GSFA Platinum FHA Product Update 17-59

12/08/2017 Chenoa Fund FHA - Multi-State Product Update 17-59



12/08/2017 CO CHFA HomeOpener Plus or SmartStep Plus FHA Product Update 17-59

12/08/2017 FL HFA of Hillsborough FHA Product Update 17-59

12/08/2017 FL HFA of Lee County Product Update 17-59

12/08/2017 FL HFA of Miami Dade Conventional Product Update 17-59

12/08/2017 FL HFA of Miami Dade FHA Product Update 17-59




12/08/2017 KY KHC FHA Product Update 17-59 12/08/2017 MI MSHDA MI First Home FHA Product Update 17-59


















































4/5/2019 Page 44 of 70




12/08/2017 NV Home is Possible FHA Product Update 17-59




12/08/2017 OK REI Gift100 Conventional Product Update 17-59

12/08/2017 OK REI Gift100 FHA Product Update 17-59

12/08/2017 TX SETH 5 Star Advantage FHA Product Update 17-59 12/08/2017 WA WSHFC Home Advantage Conventional Product Update 17-59







11/20/2017 Agency High Balance Product Update 17-57 11/20/2017 Agency LIBOR ARMs Product Update 17-57 11/20/2017 Agency Texas Home Equity Product Update 17-57 11/20/2017 Home Possible Product Update 17-57 11/20/2017 HomeReady Product Update 17-57 11/20/2017 FHLMC Super Conforming Product Update 17-57 11/20/2017 VA Product Update 17-57 11/20/2017 VA High Balance Product Update 17-57 11/20/2017 VA IRRRL Product Update 17-57 11/20/2017 VA IRRRL High Balance Product Update 17-57 11/20/2017 Silver Medal Product Update 17-57 11/20/2017 TCF HELOC Product Update 17-57 11/20/2017 CO CHFA Advantage Conventional Product Update 17-57 11/20/2017 CO CHFA Preferred Plus Conventional Product Update 17-57 11/20/2017 CO CHFA HomeOpener Plus or SmartStep Plus FHA Product Update 17-57 11/20/2017 WI WHEDA Advantage FHA Product Update 17-57 11/20/2017 WI WHEDA Advantage Conventional Product Update 17-57 11/9/2017 Agency Fixed Product Update 17-55












11/9/2017 FHA Portfolio Product Update 17-55 11/9/2017 FHA Streamline Standard and High Balance Product Update 17-55



















































4/5/2019 Page 45 of 70










11/9/2017 CA CalHFA Standard Conventional Product Update 17-55 11/9/2017 CA CalHFA Standard FHA Product Update 17-55














11/2/2017 DU Refi Plus 2.0 Product Update 17-54



11/2/2017 FHA High Balance Product Update 17-54 11/2/2017 FHA Portfolio Product Update 17-54

11/2/2017 FHA Streamline Product Update 17-54

11/2/2017 RETAIL ONLY - FHA 203K Limited Product Update 17-54









11/2/2017 RETAIL ONLY - Gold Jumbo Product Update 17-54

11/2/2017 RETAIL ONLY - Emerald Jumbo Product Update 17-54






11/2/2017 RETAIL ONLY AZ Home in Five Advantage Conventional Product Update 17-54 11/2/2017 RETAIL ONLY AZ Home in Five Advantage FHA Product Update 17-54

11/2/2017 RETAIL ONLY AZ Home Plus Conventional Product Update 17-54

11/2/2017 RETAIL ONLY AZ Home Plus FHA Product Update 17-54

















































4/5/2019 Page 46 of 70






11/2/2017 CA NHF-GSFA Platinum FHA Product Update 17-54

11/2/2017 RETAIL ONLY Chenoa Fund FHA - Multi-State Product Update 17-54



11/2/2017 CO CHFA HomeOpener Plus or SmartStep Plus FHA Product Update 17-54 11/2/2017 RETAIL ONLY FL HFA of Hillsborough FHA Product Update 17-54

11/2/2017 RETAIL ONLY FL HFA of Lee County Product Update 17-54

11/2/2017 RETAIL ONLY FL HFA of Miami Dade Conventional Product Update 17-54

11/2/2017 RETAIL ONLY FL HFA of Miami Dade FHA Product Update 17-54

11/2/2017 RETAIL ONLY FL Housing Conventional Product Update 17-54

11/2/2017 RETAIL ONLY FL Housing FHA Product Update 17-54

11/2/2017 RETAIL ONLY KY KHC Conventional Product Update 17-54

11/2/2017 RETAIL ONLY KY KHC FHA Product Update 17-54

11/2/2017 RETAIL ONLY MI MSHDA MI First Home FHA Product Update 17-54

11/2/2017 RETAIL ONLY MI MSHDA MI Next Home FHA Product Update 17-54

11/2/2017 RETAIL ONLY MN Minnesota Housing FHA Product Update 17-54

11/2/2017 RETAIL ONLY MN Minnesota Housing Conventional Product Update 17-54

11/2/2017 RETAIL ONLY NV Home is Possible Conventional Product Update 17-54

11/2/2017 RETAIL ONLY NV Home is Possible FHA Product Update 17-54

11/2/2017 RETAIL ONLY NV Rural Housing Home at Last Access FHA Product Update 17-54

11/2/2017 RETAIL ONLY Ohio HFA DPA Program Conventional Product Update 17-54

11/2/2017 RETAIL ONLY Ohio HFA DPA Program FHA Product Update 17-54

11/2/2017 RETAIL ONLY OK REI Gift100 Conventional Product Update 17-54 11/2/2017 RETAIL ONLY OK REI Gift100 FHA Product Update 17-54

11/2/2017 RETAIL ONLY TX SETH 5 Star Advantage FHA Product Update 17-54

11/2/2017 RETAIL ONLY WA WSHFC Home Advantage Conventional Product Update 17-54

11/2/2017 RETAIL ONLY WA WSHFC Home Advantage FHA Product Update 17-54

11/2/2017 RETAIL ONLY WA WSHFC House Key Conventional Product Update 17-54

11/2/2017 RETAIL ONLY WA WSHFC House Key FHA Product Update 17-54

11/2/2017 RETAIL ONLY WI WHEDA Advantage FHA Product Update 17-54

11/2/2017 RETAIL ONLY WI WHEDA Advantage Conventional Product Update 17-54

10/27/2017 RETAIL ONLY – Minnesota Housing Conventional Product Update 17-53

10/27/2017 RETAIL ONLY - Minnesota Housing FHA Product Update 17-53



10/19/2017 Agency Fixed Product Update 17-51 10/19/2017 Agency High Balance Product Update 17-51 10/19/2017 Agency LIBOR ARMs Product Update 17-51 10/19/2017 Agency DU Portfolio Product Update 17-51 10/19/2017 Agency LP Fixed and ARMs Product Update 17-51 10/19/2017 Agency Texas Home Equity Product Update 17-51 10/19/2017 Home Possible Product Update 17-51 10/19/2017 HomeReady Product Update 17-51 10/19/2017 DU Refi Plus 2.0 Product Update 17-51 10/19/2017 FHLMC Super Conforming Product Update 17-51


















































4/5/2019 Page 47 of 70


10/19/2017 FHA Product Update 17-51 10/19/2017 FHA High Balance Product Update 17-51 10/19/2017 FHA Portfolio Product Update 17-51 10/19/2017 FHA Streamline Product Update 17-51 10/19/2017 RETAIL ONLY - FHA 203K Limited Product Update 17-51 10/19/2017 VA IRRRL Product Update 17-51 10/19/2017 VA IRRRL High Balance Product Update 17-51 10/19/2017 Diamond Jumbo Product Update 17-51 10/19/2017 Silver Medal Product Update 17-51 10/19/2017 TCF HELOC Product Update 17-51 10/19/2017 RETAIL ONLY- AZ Home in Five Advantage Conventional Product Update 17-51 10/19/2017 RETAIL ONLY - AZ Home Plus Conventional Product Update 17-51 10/19/2017 CALHFA Plus FHA with ZIP DPA Product Update 17-51 10/19/2017 CalHFA CalPlus Conventional with ZIP DPA Product Update 17-51 10/19/2017 CalHFA Standard Conventional Product Update 17-51 10/19/2017 CalHFA Standard FHA Product Update 17-51 10/19/2017 CO CHFA Advantage Conventional Product Update 17-51 10/19/2017 CO CHFA Preferred Plus Conventional Product Update 17-51 10/19/2017 CO CHFA HomeOpener Plus or SmartStep Plus FHA Product Update 17-51 10/19/2017 RETAIL ONLY - FL HFA of Lee County Product Update 17-51 10/19/2017 RETAIL ONLY – FL Florida Housing Conventional Product Update 17-51 10/19/2017 RETAIL ONLY – Florida Housing FHA Product Update 17-51 10/19/2017 RETAIL ONLY – FL Miami-Dade Conventional Product Update 17-51 10/19/2017 RETAIL ONLY: FL HFA of Miami Dade FHA Product Update 17-51 10/19/2017 RETAIL ONLY - KY KHC Conventional Product Update 17-51 10/19/2017 RETAIL ONLY - KY KHC FHA Product Update 17-51 10/19/2017 RETAIL ONLY - Michigan MSHDA MI First Home FHA Product Update 17-51 10/19/2017 RETAIL ONLY - Michigan MSHDA MI Next Home FHA Product Update 17-51 10/19/2017 RETAIL ONLY – NV Home is Possible Conventional Product Update 17-51 10/19/2017 RETAIL ONLY - NV Home is Possible FHA Product Update 17-51 10/19/2017 RETAIL ONLY - NV Rural Housing Home at Last FHA Product Update 17-51 10/19/2017 RETAIL ONLY - Ohio HFA DPA Program Conventional Product Update 17-51 10/19/2017 RETAIL ONLY Ohio HFA DPA Program FHA Product Update 17-51 10/19/2017 RETAIL ONLY - OK REI Gift100 Conventional Product Update 17-51 10/19/2017 RETAIL ONLY - OK REI Gift100 FHA Product Update 17-51 10/19/2017 RETAIL ONLY - TX SETH 5 Star Advantage FHA Product Update 17-51 10/19/2017 RETAIL ONLY – WHEDA Advantage Conventional Product Update 17-51 10/19/2017 RETAIL ONLY – WHEDA Advantage FHA Product Update 17-51 10/19/2017 RETAIL ONLY - WSHFC Home Advantage Conventional Product Update 17-51 10/19/2017 RETAIL ONLY WSHFC Home Advantage FHA Product Update 17-51 10/19/2017 RETAIL ONLY - WA WSHFC House Key Conventional Product Update 17-51 10/19/2017 RETAIL ONLY - WA WSHFC House Key FHA Product Update 17-51 10/11/2017 RETAIL ONLY - FL HFA of Lee County Product Update 17-50


09/29/2017 Agency Fixed Product Update 17-48 09/29/2017 Agency High Balance Product Update 17-48 09/29/2017 Agency LIBOR ARMs Product Update 17-48 09/29/2017 Agency DU Portfolio Product Update 17-48 09/29/2017 Agency LP Fixed and ARMs Product Update 17-48


















































4/5/2019 Page 48 of 70


09/29/2017 Agency Texas Home Equity Product Update 17-48 09/29/2017 Home Possible Product Update 17-48 09/29/2017 HomeReady Product Update 17-48 09/29/2017 FHLMC Super Conforming Product Update 17-48 09/29/2017 FHA Portfolio Product Update 17-48 09/29/2017 FHA Streamline Product Update 17-48 09/29/2017 Silver Medal Product Update 17-48 09/29/2017 Niche Non-Prime Advantage Product Update 17-48 09/29/2017 Closed-End Second Lien Product Update 17-48 09/29/2017 RETAIL ONLY- AZ Home in Five Advantage Conventional Product Update 17-48 09/29/2017 RETAIL ONLY - AZ Home Plus Conventional Product Update 17-48 09/29/2017 RETAIL ONLY - AZ Home Plus FHA Product Update 17-48 09/29/2017 CalHFA Extra Credit Teacher Home Purchase Program (ECTP) Product Update 17-48 09/29/2017 CalHFA Standard FHA Product Update 17-48 09/29/2017 CalHFA Standard Conventional Product Update 17-48 09/29/2017 CalHFA MyHome Assistance Product Update 17-48 09/29/2017 CALHFA Plus FHA with ZIP DPA Product Update 17-48 09/29/2017 CalHFA CalPlus Conventional with ZIP DPA Product Update 17-48 09/29/2017 RETAIL ONLY – Chenoa Fund FHA Multi-State Product Update 17-48 09/29/2017 CO CHFA Advantage Conventional Product Update 17-48

09/29/2017 CO CHFA HomeOpener Plus or SmartStep Plus FHA Product Update 17-48 09/29/2017 CO CHFA Preferred Plus Conventional Product Update 17-48 09/29/2017 RETAIL ONLY – FL Florida Housing Conventional Product Update 17-48 09/29/2017 RETAIL ONLY – FL Miami-Dade Conventional Product Update 17-48 09/29/2017 RETAIL ONLY - KY KHC Conventional Product Update 17-48 09/29/2017 RETAIL ONLY – NV Home is Possible Conventional Product Update 17-48 09/29/2017 RETAIL ONLY - Ohio HFA DPA Program Conventional Product Update 17-48 09/29/2017 RETAIL ONLY - OK REI Gift100 Conventional Product Update 17-48 09/29/2017 RETAIL ONLY - TX SETH 5 Star Advantage FHA Product Update 17-48 09/29/2017 RETAIL ONLY – WHEDA Advantage Conventional Product Update 17-48 09/29/2017 RETAIL ONLY - WSHFC Home Advantage Conventional Product Update 17-48 09/29/2017 RETAIL ONLY - WA WSHFC House Key Conventional Product Update 17-48 09/27/2017 CO CHFA Advantage Conventional Product Update 17-47


09/01/2017 Agency Fixed Product Update 17-43 09/01/2017 Agency High Balance Product Update 17-43 09/01/2017 Agency LIBOR ARMs Product Update 17-43 09/01/2017 Agency DU Portfolio Product Update 17-43 09/01/2017 Agency LP Fixed and ARMs Product Update 17-43 09/01/2017 Agency Texas Home Equity Product Update 17-43 09/01/2017 HomeReady Product Update 17-43 09/01/2017 DU Refi Plus 2.0 Product Update 17-43 09/01/2017 FHLMC Super Conforming Product Update 17-43 09/01/2017 FHA Portfolio Product Update 17-43 09/01/2017 USDA Product Update 17-43 09/01/2017 Platinum Jumbo Product Update 17-43 09/01/2017 Closed-End Second Lien Product Update 17-43 09/01/2017 TCF HELOC Product Update 17-43

09/01/2017 RETAIL ONLY- AZ Home in Five Advantage Conventional Product Update 17-43


















































4/5/2019 Page 49 of 70


09/01/2017 RETAIL ONLY – AZ Arizona Home Plus Conventional Product Update 17-43 09/01/2017 CalHFA Standard Conventional Product Update 17-43 09/01/2017 CalHFA CalPlus Conventional with ZIP DPA Product Update 17-43 09/01/2017 CO CHFA Preferred Plus Conventional Product Update 17-43 09/01/2017 RETAIL ONLY – FL Florida Housing Conventional Product Update 17-43 09/01/2017 RETAIL ONLY – FL Miami-Dade Conventional Product Update 17-43 09/01/2017 RETAIL ONLY – NV Home is Possible Conventional Product Update 17-43 09/01/2017 RETAIL ONLY - CA NHF-GSFA Platinum FHA Product Update 17-43 09/01/2017 RETAIL ONLY - Ohio HFA DPA Program Conventional Product Update 17-43 09/01/2017 RETAIL ONLY - OK REI Gift100 Conventional Product Update 17-43 09/01/2017 RETAIL ONLY - WSHFC Home Advantage Conventional Product Update 17-43 09/01/2017 RETAIL ONLY - WA WSHFC House Key Conventional Product Update 17-43

08/30/2017 RETAIL ONLY - WA WSHFC House Key Conventional Product Update 17-42

08/30/2017 RETAIL ONLY - WA WSHFC House Key FHA Product Update 17-42



08/23/2017 Agency High Balance Product Update 17-40 08/23/2017 Agency LIBOR ARMs Product Update 17-40 08/23/2017 Agency DU Portfolio Product Update 17-40 08/23/2017 Agency Texas Home Equity Product Update 17-40

08/23/2017 HomeReady Product Update 17-40 08/23/2017 DU Refi Plus 2.0 Product Update 17-40

08/23/2017 Closed-End Second Lien Product Update 17-40 08/23/2017 TCF HELOC Product Update 17-40 08/23/2017 CalHFA Standard FHA Product Update 17-40 08/23/2017 CalHFA Standard Conventional Product Update 17-40 08/18/2017 Agency Fixed Product Update 17-39 08/18/2017 Agency High Balance Product Update 17-39 08/18/2017 Agency LIBOR ARMs Product Update 17-39 08/18/2017 Agency DU Portfolio Product Update 17-39 08/18/2017 Agency Texas Home Equity Product Update 17-39 08/18/2017 FHA Portfolio Product Update 17-39 08/18/2017 TCF HELOC Product Update 17-39

08/18/2017 RETAIL ONLY - CA NHF-GSFA Platinum FHA Product Update 17-39 08/11/2017 RETAIL ONLY – WHEDA Advantage Conventional Product Update 17-38


08/07/2017 Agency High Balance Product Update 17-37 08/07/2017 Agency LIBOR ARMs Product Update 17-37 08/07/2017 Agency DU Portfolio Product Update 17-37 08/07/2017 Agency LP Fixed and ARMs Product Update 17-37 08/07/2017 Agency Texas Home Equity Product Update 17-37 08/07/2017 HomeReady Product Update 17-37 08/07/2017 DU Refi Plus 2.0 Product Update 17-37 08/07/2017 FHLMC Super Conforming Product Update 17-37 08/07/2017 FHA Product Update 17-37 08/07/2017 FHA High Balance Product Update 17-37 08/07/2017 FHA Portfolio Product Update 17-37 08/07/2017 FHA Streamline Product Update 17-37 08/07/2017 RETAIL ONLY - FHA 203K Limited Product Update 17-37


















































4/5/2019 Page 50 of 70


08/07/2017 VA Product Update 17-37 08/07/2017 VA High Balance Product Update 17-37 08/07/2017 VA IRRRL Product Update 17-37 08/07/2017 VA IRRRL High Balance Product Update 17-37 08/07/2017 USDA Product Update 17-37 08/07/2017 Silver Medal Product Update 17-37 08/07/2017 Gold Jumbo Product Update 17-37 08/07/2017 Closed-End Second Lien Product Update 17-37 08/07/2017 TCF HELOC Product Update 17-37 08/07/2017 RETAIL ONLY- AZ Home in Five Advantage Conventional Product Update 17-37 08/07/2017 RETAIL ONLY- AZ Home in Five Advantage FHA Product Update 17-37 08/07/2017 RETAIL ONLY - FL HFA of Hillsborough FHA Product Update 17-37 08/07/2017 RETAIL ONLY: FL HFA of Miami Dade Conventional Product Update 17-37 08/07/2017 RETAIL ONLY: FL HFA of Miami Dade FHA Product Update 17-37 08/07/2017 RETAIL ONLY - KY KHC Conventional Product Update 17-37 08/07/2017 RETAIL ONLY - KY KHC FHA Product Update 17-37 08/07/2017 RETAIL ONLY - NV Home is Possible FHA Product Update 17-37 08/07/2017 RETAIL ONLY - NV Home is Possible Conventional Product Update 17-37 08/07/2017 RETAIL ONLY - OK REI Gift100 Conventional Product Update 17-37 08/07/2017 RETAIL ONLY - OK REI Gift100 FHA Product Update 17-37 08/07/2017 RETAIL ONLY - TX SETH 5 Star Advantage FHA Product Update 17-37 08/04/2017 CalHFA Extra Credit Teacher Home Purchase Program (ECTP) Product Update 17-36

08/04/2017 CalHFA Standard FHA Product Update 17-36

08/04/2017 CalHFA Standard Conventional Product Update 17-36

08/04/2017 CalHFA MyHome Assistance Product Update 17-36

08/04/2017 CALHFA Plus FHA with ZIP DPA Product Update 17-36

08/04/2017 CalHFA CalPlus Conventional with ZIP DPA Product Update 17-36 08/02/2017 Arizona Home Plus Conventional (Retail Only) Product Update 17-35

08/02/2017 Arizona Home Plus FHA (Retail Only) Product Update 17-35


07/20/2017 Agency High Balance Product Update 17-34 07/20/2017 Agency LIBOR ARMs Product Update 17-34 07/20/2017 Agency DU Portfolio Product Update 17-34 07/20/2017 Agency LP Fixed and ARMs Product Update 17-34 07/20/2017 Agency Texas Home Equity Product Update 17-34 07/20/2017 HomeReady Product Update 17-34 07/20/2017 FHLMC Super Conforming Product Update 17-34 07/20/2017 FHA 203K Limited Product Update 17-34

07/20/2017 Silver Medal Product Update 17-34 07/20/2017 Gold Product Update 17-34 07/20/2017 Emerald Product Update 17-34 07/20/2017 Niche Conforming and Jumbo Product Update 17-34 07/20/2017 Niche Alternative Access Product Update 17-34 07/20/2017 Niche Non-Prime Advantage Product Update 17-34 07/20/2017 Closed-End Seconds Product Update 17-34 07/17/2017 FHA Product Update 17-33 07/17/2017 Silver Medal Product Update 17-33 07/17/2017 TCF HELOC Product Update 17-33 07/17/2017 WSHFC Home Advantage Conventional Product Update 17-33


















































4/5/2019 Page 51 of 70


07/17/2017 WSHFC Home Advantage FHA Product Update 17-33 07/14/2017 CalHFA MyHome Assistance Minor Clarification

07/13/2017 RETAIL ONLY - FL HFA of Hillsborough FHA Product Update 17-32

07/12/2017 FHA Portfolio Product Update 17-31 07/12/2017 RETAIL ONLY - FHA 203K Limited Product Update 17-31 07/12/2017 CalHFA MyHome Assistance Product Update 17-31 07/12/2017 RETAIL ONLY - KY KHC Conventional Product Update 17-31 07/12/2017 RETAIL ONLY - KY KHC FHA Product Update 17-31 07/12/2017 RETAIL ONLY - NV Home is Possible FHA Product Update 17-31 07/12/2017 RETAIL ONLY - NV Home is Possible Conventional Product Update 17-31 07/10/2017 TCF HELOC Product Update 17-30

06/29/2017 RETAIL ONLY - KY KHC Conventional Minor Clarification

06/29/2017 RETAIL ONLY - KY KHC FHA Minor Clarification


06/29/2017 Agency High Balance Product Update 17-29 06/29/2017 Agency LIBOR ARMs Product Update 17-29 06/29/2017 Agency DU Portfolio Product Update 17-29 06/29/2017 Agency LP Fixed and ARMs Product Update 17-29 06/29/2017 Agency Texas Home Equity Product Update 17-29 06/29/2017 HomeReady Product Update 17-29 06/29/2017 DU Refi Plus 2.0 Product Update 17-29 06/29/2017 FHLMC Super Conforming Product Update 17-29 06/29/2017 USDA Product Update 17-29 06/29/2017 Silver Medal Product Update 17-29 06/29/2017 Closed-End Second Lien Product Update 17-29 06/29/2017 TCF HELOC Product Update 17-29 06/29/2017 RETAIL ONLY- AZ Home in Five Advantage Conventional Product Update 17-29 06/29/2017 RETAIL ONLY- AZ Home in Five Advantage FHA Product Update 17-29 06/29/2017 RETAIL ONLY - AZ Home Plus Conventional Product Update 17-29 06/29/2017 CalHFA CalPlus Conventional with ZIP DPA Product Update 17-29 06/29/2017 RETAIL ONLY – Chenoa Fund FHA Multi-State Product Update 17-29 06/29/2017 RETAIL ONLY – Florida Housing Conventional Product Update 17-29 06/29/2017 RETAIL ONLY – Florida Housing FHA Product Update 17-29 06/29/2017 RETAIL ONLY: FL HFA of Miami Dade Conventional Product Update 17-29 06/29/2017 CO CHFA Preferred Plus Conventional Product Update 17-29 06/29/2017 RETAIL ONLY – Florida Housing FHA Product Update 17-29 06/29/2017 RETAIL ONLY - KY KHC Conventional Product Update 17-29 06/29/2017 RETAIL ONLY - KY KHC FHA Product Update 17-29 06/29/2017 RETAIL ONLY - Ohio HFA DPA Program Conventional Product Update 17-29 06/29/2017 RETAIL ONLY - NV Home is Possible Conventional Product Update 17-29 06/29/2017 RETAIL ONLY - OK REI Gift100 Conventional Product Update 17-29 06/29/2017 RETAIL ONLY – WA WSHFC Conventional Product Update 17-29 06/28/2017 RETAIL ONLY – WHEDA Advantage Conventional Product Update 17-28

06/28/2017 RETAIL ONLY – WHEDA Advantage FHA Product Update 17-28

06/21/2017 Niche Jumbo and Conforming Product Update 17-27

06/21/2017 Niche Alternative Access Product Update 17-27 06/21/2017 Niche Non-Prime Advantage Product Update 17-27
















































http://www.eprmg.net/guidelines/Alternative%20Access.pdf

http://www.eprmg.net/guidelines/Non-Prime%20Advantage.pdf



4/5/2019 Page 52 of 70


06/12/2017 Agency High Balance Product Update 17-25 06/12/2017 Agency LIBOR ARMs Product Update 17-25 06/12/2017 Agency DU Portfolio Product Update 17-25 06/12/2017 Agency LP Fixed and ARMs Product Update 17-25 06/12/2017 Agency Texas Home Equity Product Update 17-25 06/12/2017 HomeReady Product Update 17-25 06/12/2017 DU Refi Plus 2.0 Product Update 17-25 06/12/2017 FHLMC Super Conforming Product Update 17-25 06/12/2017 FHA Product Update 17-25 06/12/2017 FHA High Balance Product Update 17-25 06/12/2017 FHA Portfolio Product Update 17-25 06/12/2017 FHA Streamline Product Update 17-25 06/12/2017 RETAIL ONLY - FHA 203K Limited Product Update 17-25 06/12/2017 VA IRRRL Product Update 17-25 06/12/2017 RETAIL Only – Florida Housing Conventional Product Update 17-25 06/12/2017 RETAIL Only – Florida Housing FHA Product Update 17-25 06/12/2017 RETAIL ONLY: FL HFA of Miami Dade Conventional Product Update 17-25 06/12/2017 RETAIL ONLY: FL HFA of Miami Dade FHA Product Update 17-25 06/08/2017 CO CHFA Preferred Plus Conventional Product Update 17-24








06/06/2017 HomeReady Product Update 17-23 06/06/2017 DU Refi Plus 2.0 Product Update 17-23





06/06/2017 FHA Streamline Product Update 17-23

06/06/2017 RETAIL ONLY - FHA 203K Limited Product Update 17-23






06/06/2017 RETAIL ONLY - Gold Jumbo Product Update 17-23





06/06/2017 RETAIL ONLY- AZ Home in Five Advantage FHA Product Update 17-23

06/06/2017 RETAIL ONLY - AZ Home Plus FHA Product Update 17-23 06/06/2017 CALHFA Plus FHA with ZIP DPA Product Update 17-23

06/06/2017 CalHFA CalPlus Conventional with ZIP DPA Product Update 17-23

06/06/2017 CalHFA MyHome Assistance Product Update 17-23


















































4/5/2019 Page 53 of 70


06/06/2017 RETAIL ONLY - CA NHF-GSFA Platinum FHA Product Update 17-23

06/06/2017 RETAIL Only – Chenoa Fund FHA Multi-State Product Update 17-23

06/06/2017 RETAIL Only – Florida Housing Conventional Product Update 17-23

06/06/2017 RETAIL Only – Florida Housing FHA Product Update 17-23

06/06/2017 RETAIL ONLY: FL HFA of Miami Dade FHA Product Update 17-23

06/06/2017 RETAIL ONLY - KY KHC Conventional Product Update 17-23

06/06/2017 RETAIL ONLY - KY KHC FHA Product Update 17-23

06/06/2017 RETAIL ONLY - Michigan MSHDA MI First Home FHA Product Update 17-23

06/06/2017 RETAIL ONLY - Michigan MSHDA MI Next Home FHA Product Update 17-23 06/06/2017 RETAIL ONLY - NV Home is Possible FHA Product Update 17-23

06/06/2017 RETAIL ONLY - NV Rural Housing Home at Last FHA Product Update 17-23

06/06/2017 RETAIL ONLY OH HFA DPA Program FHA Product Update 17-23

06/06/2017 RETAIL ONLY - OK REI Gift100 FHA Product Update 17-23

06/06/2017 RETAIL ONLY - TX SETH 5 Star Advantage FHA Product Update 17-23

06/06/2017 RETAIL ONLY – WA WSHFC Conventional Product Update 17-23

06/06/2017 RETAIL ONLY – WA WSHFC FHA Product Update 17-23

05/23/2017 Ohio HFA DPA Program Conventional Product Update 17-22

05/23/2017 Ohio HFA DPA Program FHA Product Update 17-22 05/15/2017 Agency Fixed Product Update 17-21

05/15/2017 Agency High Balance Product Update 17-21 05/15/2017 Agency LIBOR ARMs Product Update 17-21 05/15/2017 Agency DU Portfolio Product Update 17-21 05/15/2017 Agency LP Fixed and ARMs Product Update 17-21 05/15/2017 Agency Texas Home Equity Product Update 17-21 05/15/2017 HomeReady Product Update 17-21 05/15/2017 DU Refi Plus 2.0 Product Update 17-21 05/15/2017 FHLMC Super Conforming Product Update 17-21 05/15/2017 FHA Product Update 17-21 05/15/2017 FHA High Balance Product Update 17-21 05/15/2017 FHA Portfolio Product Update 17-21 05/15/2017 FHA Streamline Product Update 17-21 05/15/2017 RETAIL ONLY - FHA 203K Limited Product Update 17-21 05/15/2017 VA Product Update 17-21 05/15/2017 VA High Balance Product Update 17-21 05/15/2017 VA IRRRL Product Update 17-21 05/15/2017 VA IRRRL High Balance Product Update 17-21 05/15/2017 USDA Product Update 17-21 05/15/2017 Silver Medal Product Update 17-21 05/15/2017 RETAIL ONLY - Gold Jumbo Product Update 17-21 05/15/2017 Niche Jumbo and Conforming Product Update 17-21 05/15/2017 Niche Alternative Access Product Update 17-21 05/15/2017 Niche Non-Prime Advantage Product Update 17-21 05/15/2017 Closed-End Second Lien Product Update 17-21 05/15/2017 RETAIL ONLY- AZ Home in Five Advantage Conventional Product Update 17-21 05/15/2017 RETAIL ONLY- AZ Home in Five Advantage FHA Product Update 17-21 05/15/2017 RETAIL ONLY - AZ Home Plus Conventional Product Update 17-21 05/15/2017 RETAIL ONLY - AZ Home Plus FHA Product Update 17-21 05/15/2017 CALHFA Plus FHA with ZIP DPA Product Update 17-21 05/15/2017 CalHFA CalPlus Conventional with ZIP DPA Product Update 17-21


















































4/5/2019 Page 54 of 70


05/15/2017 CalHFA MyHome Assistance Product Update 17-21 05/15/2017 RETAIL ONLY - CA NHF-GSFA Platinum FHA Product Update 17-21 05/15/2017 RETAIL Only – Chenoa Fund FHA Multi-State Product Update 17-21 05/15/2017 CO CHFA Preferred Plus Conventional Product Update 17-21 05/15/2017 CO CHFA HomeOpener Plus or SmartStep Plus FHA Product Update 17-21 05/15/2017 RETAIL Only – Florida Housing Conventional Product Update 17-21 05/15/2017 RETAIL Only – Florida Housing FHA Product Update 17-21 05/15/2017 RETAIL ONLY: FL HFA of Miami Dade Conventional Product Update 17-21 05/15/2017 RETAIL ONLY: FL HFA of Miami Dade FHA Product Update 17-21 05/15/2017 RETAIL ONLY - KY KHC Conventional Product Update 17-21 05/15/2017 RETAIL ONLY - KY KHC FHA Product Update 17-21 05/15/2017 RETAIL ONLY - Michigan MSHDA MI First Home FHA Product Update 17-21 05/15/2017 RETAIL ONLY - Michigan MSHDA MI Next Home FHA Product Update 17-21 05/15/2017 RETAIL ONLY - NV Home is Possible Conventional Product Update 17-21 05/15/2017 RETAIL ONLY - NV Home is Possible FHA Product Update 17-21 05/15/2017 RETAIL ONLY - NV Rural Housing Home at Last FHA Product Update 17-21 05/15/2017 RETAIL ONLY - OK REI Gift100 Conventional Product Update 17-21 05/15/2017 RETAIL ONLY - OK REI Gift100 FHA Product Update 17-21 05/15/2017 RETAIL ONLY - TX SETH 5 Star Advantage FHA Product Update 17-21 05/15/2017 RETAIL ONLY – WA WSHFC Conventional Product Update 17-21 05/15/2017 RETAIL ONLY – WA WSHFC FHA Product Update 17-21 05/03/2017 TCF HELOC Product Update 17-20


04/26/2017 Agency High Balance Product Update 17-19 04/26/2017 Agency LIBOR ARMs Product Update 17-19 04/26/2017 Agency DU Portfolio Product Update 17-19 04/26/2017 Agency LP Fixed and ARMs Product Update 17-19 04/26/2017 Agency Texas Home Equity Product Update 17-19 04/26/2017 HomeReady Product Update 17-19 04/26/2017 DU Refi Plus 2.0 Product Update 17-19 04/26/2017 FHLMC Super Conforming Product Update 17-19 04/26/2017 FHA Product Update 17-19 04/26/2017 FHA High Balance Product Update 17-19 04/26/2017 FHA Portfolio Product Update 17-19 04/26/2017 FHA Streamline Product Update 17-19 04/26/2017 RETAIL ONLY - FHA 203K Limited Product Update 17-19 04/26/2017 VA Product Update 17-19 04/26/2017 VA High Balance Product Update 17-19 04/26/2017 VA IRRRL Product Update 17-19 04/26/2017 VA IRRRL High Balance Product Update 17-19 04/26/2017 USDA Product Update 17-19 04/26/2017 Silver Medal Product Update 17-19

04/26/2017 RETAIL ONLY - Gold Jumbo Product Update 17-19 04/26/2017 Niche Jumbo and Conforming Product Update 17-19 04/26/2017 Niche Alternative Access Product Update 17-19 04/26/2017 Niche Non-Prime Advantage Product Update 17-19 04/26/2017 Closed-End Second Lien Product Update 17-19

04/26/2017 RETAIL ONLY- AZ Home in Five Advantage Conventional Product Update 17-19 04/26/2017 RETAIL ONLY- AZ Home in Five Advantage FHA Product Update 17-19


















































4/5/2019 Page 55 of 70


04/26/2017 RETAIL ONLY - AZ Home Plus Conventional Product Update 17-19 04/26/2017 RETAIL ONLY - AZ Home Plus FHA Product Update 17-19 04/26/2017 CALHFA Plus FHA with ZIP DPA Product Update 17-19 04/26/2017 CalHFA CalPlus Conventional with ZIP DPA Product Update 17-19 04/26/2017 CalHFA MyHome Assistance Product Update 17-19 04/26/2017 RETAIL ONLY - CA NHF-GSFA Platinum FHA Product Update 17-19 04/26/2017 RETAIL Only – Chenoa Fund FHA Multi-State Product Update 17-19 04/26/2017 CO CHFA Preferred Plus Conventional Product Update 17-19 04/26/2017 CO CHFA HomeOpener Plus or SmartStep Plus FHA Product Update 17-19 04/26/2017 RETAIL Only – Florida Housing Conventional Product Update 17-19 04/26/2017 RETAIL Only – Florida Housing FHA Product Update 17-19 04/26/2017 RETAIL ONLY: FL HFA of Miami Dade Conventional Product Update 17-19 04/26/2017 RETAIL ONLY: FL HFA of Miami Dade FHA Product Update 17-19 04/26/2017 RETAIL ONLY - KY KHC Conventional Product Update 17-19 04/26/2017 RETAIL ONLY - KY KHC FHA Product Update 17-19 04/26/2017 RETAIL ONLY - Michigan MSHDA MI First Home FHA Product Update 17-19 04/26/2017 RETAIL ONLY - Michigan MSHDA MI Next Home FHA Product Update 17-19 04/26/2017 RETAIL ONLY - NV Home is Possible Conventional Product Update 17-19 04/26/2017 RETAIL ONLY - NV Home is Possible FHA Product Update 17-19 04/26/2017 RETAIL ONLY - NV Rural Housing Home at Last FHA Product Update 17-19 04/26/2017 RETAIL ONLY - OK REI Gift100 Conventional Product Update 17-19 04/26/2017 RETAIL ONLY - OK REI Gift100 FHA Product Update 17-19 04/26/2017 RETAIL ONLY - TX SETH 5 Star Advantage FHA Product Update 17-19 04/26/2017 RETAIL ONLY – WA WSHFC Conventional Product Update 17-19 04/26/2017 RETAIL ONLY – WA WSHFC FHA Product Update 17-19 04/17/2017 FL HFA of Miami Dade Conventional Product Update 17-18

04/17/2017 FL HFA of Miami Dade FHA Product Update 17-18 04/07/2017 Agency Fixed Product Update 17-17 04/07/2017 Agency High Balance Product Update 17-17 04/07/2017 Agency LIBOR ARMs Product Update 17-17 04/07/2017 Agency DU Portfolio Product Update 17-17 04/07/2017 Agency LP Fixed and ARMs Product Update 17-17 04/07/2017 Agency Texas Home Equity Product Update 17-17 04/07/2017 HomeReady Product Update 17-17 04/07/2017 DU Refi Plus 2.0 Product Update 17-17 04/07/2017 FHLMC Super Conforming Product Update 17-17 04/07/2017 FHA Product Update 17-17 04/07/2017 FHA High Balance Product Update 17-17 04/07/2017 FHA Portfolio Product Update 17-17 04/07/2017 FHA Streamline Product Update 17-17 04/07/2017 RETAIL ONLY - FHA 203K Limited Product Update 17-17 04/07/2017 VA Product Update 17-17 04/07/2017 VA High Balance Product Update 17-17 04/07/2017 VA IRRRL Product Update 17-17 04/07/2017 VA IRRRL High Balance Product Update 17-17 04/07/2017 USDA Product Update 17-17 04/07/2017 Diamond Jumbo Product Update 17-17 04/07/2017 Platinum Jumbo Product Update 17-17 04/07/2017 Silver Medal Product Update 17-17


















































4/5/2019 Page 56 of 70


04/07/2017 RETAIL ONLY - Gold Jumbo Product Update 17-17 04/07/2017 RETAIL ONLY - Emerald Jumbo Product Update 17-17 04/07/2017 Niche Jumbo and Conforming Product Update 17-17 04/07/2017 Niche Alternative Access Product Update 17-17 04/07/2017 Niche Non-Prime Advantage Product Update 17-17 04/07/2017 Closed-End Second Lien Product Update 17-17 04/07/2017 RETAIL ONLY- AZ Home in Five Advantage Conventional Product Update 17-17 04/07/2017 RETAIL ONLY- AZ Home in Five Advantage FHA Product Update 17-17 04/07/2017 RETAIL ONLY - AZ Home Plus Conventional Product Update 17-17 04/07/2017 RETAIL ONLY - AZ Home Plus FHA Product Update 17-17 04/07/2017 CALHFA Plus FHA with ZIP DPA Product Update 17-17 04/07/2017 CalHFA CalPlus Conventional with ZIP DPA Product Update 17-17 04/07/2017 CalHFA MyHome Assistance Product Update 17-17 04/07/2017 RETAIL ONLY - CA NHF-GSFA Platinum FHA Product Update 17-17 04/07/2017 RETAIL Only – Chenoa Fund FHA Multi-State Product Update 17-17 04/07/2017 CO CHFA Preferred Plus Conventional Product Update 17-17 04/07/2017 CO CHFA HomeOpener Plus or SmartStep Plus FHA Product Update 17-17 04/07/2017 RETAIL Only – Florida Housing Conventional Product Update 17-17 04/07/2017 RETAIL Only – Florida Housing FHA Product Update 17-17 04/07/2017 RETAIL ONLY - KY KHC Conventional Product Update 17-17 04/07/2017 RETAIL ONLY - KY KHC FHA Product Update 17-17 04/07/2017 RETAIL ONLY - Michigan MSHDA MI First Home FHA Product Update 17-17 04/07/2017 RETAIL ONLY - Michigan MSHDA MI Next Home FHA Product Update 17-17 04/07/2017 RETAIL ONLY - NV Home is Possible Conventional Product Update 17-17 04/07/2017 RETAIL ONLY - NV Home is Possible FHA Product Update 17-17 04/07/2017 RETAIL ONLY - NV Rural Housing Home at Last FHA Product Update 17-17 04/07/2017 RETAIL ONLY - OK REI Gift100 Conventional Product Update 17-17 04/07/2017 RETAIL ONLY - OK REI Gift100 FHA Product Update 17-17 04/07/2017 RETAIL ONLY - TX SETH 5 Star Advantage FHA Product Update 17-17 04/07/2017 RETAIL ONLY – WA WSHFC Conventional Product Update 17-17 04/07/2017 RETAIL ONLY – WA WSHFC FHA Product Update 17-17






03/31/2017 Michigan MSHDA MI First Home FHA Product Update 17-14

03/31/2017 Michigan MSHDA MI Next Home FHA Product Update 17-14

03/30/2017 Agency Fixed Product Update 17-13 03/30/2017 Agency High Balance Product Update 17-13 03/30/2017 Agency LIBOR ARMs Product Update 17-13 03/30/2017 Agency DU Portfolio Product Update 17-13 03/30/2017 Agency LP Fixed and ARMs Product Update 17-13 03/30/2017 Agency Texas Home Equity Product Update 17-13 03/30/2017 HomeReady Product Update 17-13 03/30/2017 FHLMC Super Conforming Product Update 17-13 03/30/2017 FHA Product Update 17-13 03/30/2017 FHA High Balance Product Update 17-13 03/30/2017 FHA Portfolio Product Update 17-13


















































4/5/2019 Page 57 of 70


03/30/2017 FHA Streamline Product Update 17-13 03/30/2017 RETAIL ONLY - FHA 203K Limited Product Update 17-13 03/30/2017 VA Product Update 17-13 03/30/2017 VA High Balance Product Update 17-13 03/30/2017 VA IRRRL Product Update 17-13 03/30/2017 VA IRRRL High Balance Product Update 17-13 03/30/2017 USDA Product Update 17-13 03/30/2017 Platinum Jumbo Product Update 17-13 03/30/2017 Silver Medal Product Update 17-13 03/30/2017 Niche Jumbo and Conforming Product Update 17-13 03/30/2017 Niche Alternative Access Product Update 17-13 03/30/2017 Niche Non-Prime Advantage Product Update 17-13 03/30/2017 Closed-End Second Lien Product Update 17-13 03/30/2017 RETAIL ONLY- AZ Home in Five Advantage Conventional Product Update 17-13 03/30/2017 RETAIL ONLY- AZ Home in Five Advantage FHA Product Update 17-13 03/30/2017 CALHFA Plus FHA with ZIP DPA Product Update 17-13 03/30/2017 CalHFA CalPlus Conventional with ZIP DPA Product Update 17-13 03/30/2017 CalHFA MyHome Assistance Product Update 17-13 03/30/2017 RETAIL ONLY - CA NHF-GSFA Platinum FHA Product Update 17-13 03/30/2017 RETAIL Only – Chenoa Fund FHA Multi-State Product Update 17-13 03/30/2017 RETAIL ONLY - CO CHFA FHA Product Update 17-13 03/30/2017 RETAIL Only – Florida Housing Conventional Product Update 17-13 03/30/2017 RETAIL Only – Florida Housing FHA Product Update 17-13 03/30/2017 RETAIL ONLY - KY KHC FHA Product Update 17-13 03/30/2017 RETAIL ONLY - NV Home is Possible Conventional Product Update 17-13 03/30/2017 RETAIL ONLY - NV Home is Possible FHA Product Update 17-13 03/30/2017 RETAIL ONLY - NV Rural Housing Home at Last FHA Product Update 17-13 03/30/2017 RETAIL ONLY - OK REI Gift100 Conventional Product Update 17-13 03/30/2017 RETAIL ONLY - OK REI Gift100 FHA Product Update 17-13 03/30/2017 RETAIL ONLY – WA WSHFC FHA Product Update 17-13

03/22/2017 CALHFA Plus FHA with ZIP DPA Minor Clarification 03/13/2017 CALHFA Plus FHA with ZIP DPA Product Update 17-11 03/13/2017 CalHFA CalPlus Conventional with ZIP DPA Product Update 17-11 03/13/2017 CalHFA MyHome Assistance Product Update 17-11

03/09/2017 RETAIL ONLY – WA WSHFC Conventional Minor Clarification 03/09/2017 RETAIL ONLY – WA WSHFC FHA Minor Clarification 03/08/2017 AZ Home Plus Conventional Product Update 17-10



03/01/2017 Agency High Balance Product Update 17-09 03/01/2017 Agency LIBOR ARMs Product Update 17-09 03/01/2017 Agency DU Portfolio Product Update 17-09 03/01/2017 Agency LP Fixed and ARMs Product Update 17-09 03/01/2017 Agency Texas Home Equity Product Update 17-09 03/01/2017 DU Refi Plus 2.0 Product Update 17-09 03/01/2017 HomeReady Product Update 17-09 03/01/2017 FHLMC Super Conforming Product Update 17-09 03/01/2017 FHA Product Update 17-09 03/01/2017 FHA High Balance Product Update 17-09


















































4/5/2019 Page 58 of 70


03/01/2017 FHA Portfolio Product Update 17-09 03/01/2017 FHA Streamline Product Update 17-09 03/01/2017 RETAIL ONLY - FHA 203K Limited Product Update 17-09 03/01/2017 VA Product Update 17-09 03/01/2017 VA High Balance Product Update 17-09 03/01/2017 VA IRRRL Product Update 17-09 03/01/2017 VA IRRRL High Balance Product Update 17-09 03/01/2017 USDA Product Update 17-09 03/01/2017 Diamond Jumbo Product Update 17-09 03/01/2017 Platinum Jumbo Product Update 17-09 03/01/2017 Silver Medal Product Update 17-09 03/01/2017 RETAIL ONLY - Gold Jumbo Product Update 17-09 03/01/2017 RETAIL ONLY - Emerald Jumbo Product Update 17-09 03/01/2017 Niche Jumbo and Conforming Product Update 17-09 03/01/2017 Niche Alternative Access Product Update 17-09 03/01/2017 Niche Non-Prime Advantage Product Update 17-09 03/01/2017 Closed-End Second Lien Product Update 17-09 03/01/2017 RETAIL ONLY- AZ Home in Five Advantage Conventional Product Update 17-09 03/01/2017 RETAIL ONLY- AZ Home in Five Advantage FHA Product Update 17-09 03/01/2017 RETAIL ONLY - CALHFA Plus FHA with ZIP DPA Product Update 17-09 03/01/2017 RETAIL ONLY- CalHFA CalPlus Conventional with ZIP DPA Product Update 17-09 03/01/2017 RETAIL ONLY - CalHFA MyHome Assistance Product Update 17-09 03/01/2017 RETAIL ONLY - CA NHF-GSFA Platinum FHA Product Update 17-09 03/01/2017 RETAIL Only – Chenoa Fund FHA Multi-State Product Update 17-09 03/01/2017 RETAIL ONLY - CO CHFA Conventional Product Update 17-09 03/01/2017 RETAIL ONLY - CO CHFA FHA Product Update 17-09 03/01/2017 RETAIL Only – Florida Housing Conventional Product Update 17-09 03/01/2017 RETAIL Only – Florida Housing FHA Product Update 17-09 03/01/2017 RETAIL ONLY - KY KHC Conventional Product Update 17-09 03/01/2017 RETAIL ONLY - KY KHC FHA Product Update 17-09 03/01/2017 RETAIL ONLY - NV Home is Possible Conventional Product Update 17-09 03/01/2017 RETAIL ONLY - NV Home is Possible FHA Product Update 17-09 03/01/2017 RETAIL ONLY - NV Rural Housing Home at Last FHA Product Update 17-09 03/01/2017 RETAIL ONLY - OK REI Gift100 Conventional Product Update 17-09 03/01/2017 RETAIL ONLY - OK REI Gift100 FHA Product Update 17-09 03/01/2017 RETAIL ONLY – WA WSHFC Conventional Product Update 17-09 03/01/2017 RETAIL ONLY – WA WSHFC FHA Product Update 17-09 02/15/2017 RETAIL Only – Florida Housing Conventional Minor Clarification

02/10/2017 RETAIL Only – Florida Housing Conventional Product Update 17-08

02/10/2017 RETAIL Only – Florida Housing FHA Product Update 17-08

02/01/2017 RETAIL Only – Chenoa Fund FHA Multi-State Minor Clarification

02/01/2017 RETAIL Only – Chenoa Fund FHA Multi-State Product Update 17-07

01/30/2017 FHLMC Super Conforming Product Update 17-06 01/30/2017 FHA Portfolio Product Update 17-06 01/30/2017 FHA Streamline Product Update 17-06 01/30/2017 VA Product Update 17-06 01/30/2017 VA High Balance Product Update 17-06 01/30/2017 VA IRRRL Product Update 17-06 01/30/2017 VA IRRRL High Balance Product Update 17-06


















































4/5/2019 Page 59 of 70


01/30/2017 Closed-End Second Lien Product Update 17-06 01/30/2017 RETAIL ONLY- AZ Home in Five Advantage Conventional Product Update 17-06 01/30/2017 RETAIL ONLY- AZ Home in Five Advantage FHA Product Update 17-06 01/30/2017 RETAIL ONLY - CALHFA Plus FHA with ZIP DPA Product Update 17-06 01/30/2017 RETAIL ONLY- CalHFA CalPlus Conventional with ZIP DPA Product Update 17-06 01/30/2017 RETAIL ONLY - CalHFA MyHome Assistance Product Update 17-06 01/30/2017 RETAIL ONLY - CO CHFA Conventional Product Update 17-06 01/30/2017 RETAIL ONLY - CO CHFA FHA Product Update 17-06 01/30/2017 RETAIL ONLY - KY KHC Conventional Product Update 17-06 01/30/2017 RETAIL ONLY - KY KHC FHA Product Update 17-06 01/30/2017 RETAIL ONLY - NV Home is Possible Conventional Product Update 17-06 01/30/2017 RETAIL ONLY - NV Home is Possible FHA Product Update 17-06 01/30/2017 RETAIL ONLY - NV Rural Housing Home at Last FHA Product Update 17-06 01/30/2017 RETAIL ONLY - NHF-GSFA Platinum FHA Product Update 17-06 01/30/2017 RETAIL ONLY - OK REI Gift100 Conventional Product Update 17-06 01/30/2017 RETAIL ONLY - OK REI Gift100 FHA Product Update 17-06 01/30/2017 TX SETH 5 Star Advantage FHA Product Update 17-06 01/30/2017 RETAIL ONLY – WA WSHFC Conventional Product Update 17-06 01/30/2017 RETAIL ONLY – WA WSHFC FHA Product Update 17-06 01/20/2017 FHA Product Update 17-05 01/20/2017 FHA High Balance Product Update 17-05 01/20/2017 FHA Portfolio Product Update 17-05 01/20/2017 FHA Streamline Product Update 17-05 01/20/2017 RETAIL ONLY - FHA 203K Limited Product Update 17-05 01/20/2017 RETAIL ONLY- AZ Home in Five Advantage FHA Product Update 17-05 01/20/2017 RETAIL ONLY - CALHFA Plus FHA with ZIP DPA Product Update 17-05 01/20/2017 RETAIL ONLY - CO CHFA FHA Product Update 17-05 01/20/2017 RETAIL ONLY - KY KHC FHA Product Update 17-05 01/20/2017 RETAIL ONLY - NV Home is Possible FHA Product Update 17-05 01/20/2017 RETAIL ONLY - NV Rural Housing Home at Last FHA Product Update 17-05 01/20/2017 RETAIL ONLY - NHF-GSFA Platinum FHA Product Update 17-05 01/20/2017 RETAIL ONLY - OK REI Gift100 FHA Product Update 17-05 01/20/2017 RETAIL ONLY – WA WSHFC FHA Product Update 17-05 01/20/2017 RETAIL ONLY – WA WSHFC FHA Product Update 17-05 01/20/2017 TX SETH 5 Star Advantage FHA Product Update 17-05

01/20/2017 RETAIL ONLY - CO CHFA Conventional Clarification






01/19/2017 DU Refi Plus 2.0 Product Update 17-03




01/19/2017 FHA Streamline Product Update 17-03 01/19/2017 RETAIL ONLY - FHA 203K Limited Product Update 17-03




















































4/5/2019 Page 60 of 70




01/19/2017 RETAIL ONLY - CALHFA Plus FHA with ZIP DPA Product Update 17-03

01/19/2017 RETAIL ONLY - CO CHFA FHA Product Update 17-03


01/19/2017 RETAIL ONLY - NV Home is Possible FHA Product Update 17-03

01/19/2017 RETAIL ONLY - NV Rural Housing Home at Last FHA Product Update 17-03

01/19/2017 RETAIL ONLY - NHF-GSFA Platinum FHA Product Update 17-03

01/19/2017 RETAIL ONLY - OK REI Gift100 FHA Product Update 17-03 01/19/2017 RETAIL ONLY – WA WSHFC FHA Product Update 17-03


01/19/2017 VA IRRRL Minor Clarification

01/19/2017 VA IRRRL High Balance Minor Clarification


01/03/2017 Agency High Balance Product Update 17-01 01/03/2017 Agency LIBOR ARMs Product Update 17-01 01/03/2017 Agency DU Portfolio Product Update 17-01 01/03/2017 Agency LP Fixed and ARMs Product Update 17-01 01/03/2017 Agency Texas Home Equity Product Update 17-01 01/03/2017 DU Refi Plus 2.0 Product Update 17-01 01/03/2017 HomeReady Product Update 17-01 01/03/2017 FHLMC Super Conforming Product Update 17-01 01/03/2017 FHA Product Update 17-01 01/03/2017 FHA High Balance Product Update 17-01 01/03/2017 FHA Portfolio Product Update 17-01 01/03/2017 FHA Streamline Product Update 17-01 01/03/2017 RETAIL ONLY - FHA 203K Limited Product Update 17-01 01/03/2017 VA Product Update 17-01 01/03/2017 VA High Balance Product Update 17-01 01/03/2017 VA IRRRL Product Update 17-01 01/03/2017 VA IRRRL High Balance Product Update 17-01 01/03/2017 USDA Product Update 17-01 01/03/2017 Diamond Jumbo Product Update 17-01 01/03/2017 Platinum Jumbo Product Update 17-01 01/03/2017 Silver Medal Product Update 17-01 01/03/2017 RETAIL ONLY - Gold Jumbo Product Update 17-01 01/03/2017 RETAIL ONLY - Emerald Jumbo Product Update 17-01 01/03/2017 Niche Jumbo and Conforming Product Update 17-01 01/03/2017 Niche Alternative Access Product Update 17-01 01/03/2017 Niche Non-Prime Advantage Product Update 17-01 01/03/2017 Closed-End Second Lien Product Update 17-01 01/03/2017 RETAIL ONLY- AZ Home in Five Advantage Conventional Product Update 17-01 01/03/2017 RETAIL ONLY- AZ Home in Five Advantage FHA Product Update 17-01 01/03/2017 RETAIL ONLY - CALHFA Plus FHA with ZIP DPA Product Update 17-01 01/03/2017 RETAIL ONLY- CalHFA CalPlus Conventional with ZIP DPA Product Update 17-01 01/03/2017 RETAIL ONLY - CO CHFA Conventional Product Update 17-01 01/03/2017 RETAIL ONLY - CO CHFA FHA Product Update 17-01 01/03/2017 RETAIL ONLY - KY KHC Conventional Product Update 17-01 01/03/2017 RETAIL ONLY - KY KHC FHA Product Update 17-01


















































4/5/2019 Page 61 of 70


01/03/2017 RETAIL ONLY - NV Home is Possible Conventional Product Update 17-01 01/03/2017 RETAIL ONLY - NV Home is Possible FHA Product Update 17-01 01/03/2017 RETAIL ONLY - NV Rural Housing Home at Last FHA Product Update 17-01 01/03/2017 RETAIL ONLY - NHF-GSFA Platinum FHA Product Update 17-01 01/03/2017 RETAIL ONLY - OK REI Gift100 Conventional Product Update 17-01 01/03/2017 RETAIL ONLY - OK REI Gift100 FHA Product Update 17-01 01/03/2017 RETAIL ONLY – WA WSHFC Conventional Product Update 17-01 01/03/2017 RETAIL ONLY – WA WSHFC FHA Product Update 17-01 12/20/2016 RETAIL ONLY – WA WSHFC Conventional Minor Clarification 12/20/2016 RETAIL ONLY – WA WSHFC FHA Minor Clarification 12/19/2016 FHA Portfolio Product Update 16-73 12/19/2016 RETAIL ONLY - FHA 203K Limited Product Update 16-73 12/19/2016 Diamond Jumbo Product Update 16-73 12/19/2016 Platinum Jumbo Product Update 16-73 12/19/2016 Silver Medal Product Update 16-73 12/19/2016 RETAIL ONLY - Gold Jumbo Product Update 16-73 12/19/2016 RETAIL ONLY - Emerald Jumbo Product Update 16-73 12/19/2016 Niche Jumbo and Conforming Product Update 16-73 12/19/2016 Niche Alternative Access Product Update 16-73 12/19/2016 Niche Non-Prime Advantage Product Update 16-73 12/19/2016 Closed-End Second Lien Product Update 16-73


12/12/2016 Agency Fixed Product Update 16-71 12/12/2016 Agency High Balance Product Update 16-71 12/12/2016 Agency LIBOR ARMs Product Update 16-71 12/12/2016 Agency DU Portfolio Product Update 16-71 12/12/2016 Agency LP Fixed and ARMs Product Update 16-71 12/12/2016 Agency Texas Home Equity Product Update 16-71 12/12/2016 DU Refi Plus 2.0 Product Update 16-71 12/12/2016 HomeReady Product Update 16-71 12/12/2016 FHLMC Super Conforming Product Update 16-71

12/12/2016 RETAIL ONLY - FHA 203K Limited Product Update 16-71 12/12/2016 RETAIL ONLY - Emerald Jumbo Product Update 16-71 12/05/2016 RETAIL ONLY - NV Home is Possible Conventional Product Update 16-69

12/05/2016 RETAIL ONLY - NV Home is Possible FHA Product Update 16-69



11/21/2016 VA IRRRL Product Update 16-67 11/21/2016 VA IRRRL High Balance Product Update 16-67 11/18/2016 Agency DU Portfolio Product Update 16-66

11/18/2016 FHA Portfolio Product Update 16-66 11/18/2016 VA Product Update 16-66 11/18/2016 VA High Balance Product Update 16-66 11/18/2016 Diamond Jumbo Product Update 16-66 11/18/2016 Platinum Jumbo Product Update 16-66 11/18/2016 Silver Medal Product Update 16-66 11/18/2016 RETAIL ONLY - Gold Jumbo Product Update 16-66 11/18/2016 RETAIL ONLY - Emerald Jumbo Product Update 16-66 11/18/2016 Niche Jumbo and Conforming Product Update 16-66


















































4/5/2019 Page 62 of 70


11/18/2016 Niche Alternative Access Product Update 16-66 11/18/2016 Niche Non-Prime Advantage Product Update 16-66 11/18/2016 RETAIL ONLY - CALHFA Plus FHA with ZIP DPA Product Update 16-66 11/18/2016 RETAIL ONLY- CalHFA CalPlus Conventional with ZIP DPA Product Update 16-66 11/18/2016 RETAIL ONLY - CO CHFA Conventional Product Update 16-66 11/18/2016 RETAIL ONLY - CO CHFA FHA Product Update 16-66 11/18/2016 RETAIL ONLY – WA WSHFC FHA Product Update 16-66

11/14/2016 RETAIL ONLY - CO CHFA Conventional Product Update 16-65

11/14/2016 RETAIL ONLY - CO CHFA FHA Product Update 16-65 11/10/2016 Agency High Balance Product Update 16-64 11/10/2016 Agency DU Portfolio Product Update 16-64 11/10/2016 FHLMC Super Conforming Product Update 16-64 11/10/2016 FHA Product Update 16-64 11/10/2016 FHA High Balance Product Update 16-64 11/10/2016 FHA Portfolio Product Update 16-64 11/10/2016 FHA Streamline Product Update 16-64 11/10/2016 RETAIL ONLY - FHA 203K Limited Product Update 16-64 11/10/2016 Diamond Jumbo Product Update 16-64 11/10/2016 Platinum Jumbo Product Update 16-64 11/10/2016 Silver Medal Product Update 16-64 11/10/2016 RETAIL ONLY - Gold Jumbo Product Update 16-64 11/10/2016 RETAIL ONLY - Emerald Jumbo Product Update 16-64 11/10/2016 Niche Jumbo and Conforming Product Update 16-64 11/10/2016 Niche Alternative Access Product Update 16-64 11/10/2016 Niche Non-Prime Advantage Product Update 16-64 11/10/2016 RETAIL ONLY- AZ Home in Five Advantage FHA Product Update 16-64 11/10/2016 RETAIL ONLY - CALHFA Plus FHA with ZIP DPA Product Update 16-64 11/10/2016 RETAIL ONLY - KY KHC FHA Product Update 16-64 11/10/2016 RETAIL ONLY - NV Rural Housing Home at Last FHA Product Update 16-64 11/10/2016 RETAIL ONLY - NHF-GSFA Platinum FHA Product Update 16-64 11/10/2016 RETAIL ONLY - OK REI Gift100 FHA Product Update 16-64 11/10/2016 RETAIL ONLY – WA WSHFC Conventional Product Update 16-64


11/04/2016 RETAIL ONLY - KY KHC Conventional Product Update 16-63


11/02/2016 Agency Fixed Product Update 16-62 11/02/2016 Agency High Balance Product Update 16-62 11/02/2016 Agency LIBOR ARMs Product Update 16-62 11/02/2016 Agency DU Portfolio Product Update 16-62 11/02/2016 Agency LP Fixed and ARMs Product Update 16-62 11/02/2016 Agency Texas Home Equity Product Update 16-62 11/02/2016 DU Refi Plus 2.0 Product Update 16-62 11/02/2016 HomeReady Product Update 16-62 11/02/2016 FHLMC Super Conforming Product Update 16-62 11/02/2016 FHA Product Update 16-62 11/02/2016 FHA High Balance Product Update 16-62 11/02/2016 FHA Portfolio Product Update 16-62 11/02/2016 FHA Streamline Product Update 16-62 11/02/2016 RETAIL ONLY - FHA 203K Limited Product Update 16-62


















































4/5/2019 Page 63 of 70


11/02/2016 VA Product Update 16-62 11/02/2016 VA High Balance Product Update 16-62 11/02/2016 VA IRRRL Product Update 16-62 11/02/2016 VA IRRRL High Balance Product Update 16-62 11/02/2016 USDA Product Update 16-62 11/02/2016 Diamond Jumbo Product Update 16-62 11/02/2016 Platinum Jumbo Product Update 16-62 11/02/2016 Silver Medal Product Update 16-62 11/02/2016 RETAIL ONLY - Gold Jumbo Product Update 16-62 11/02/2016 RETAIL ONLY - Emerald Jumbo Product Update 16-62 11/02/2016 Niche Jumbo and Conforming Product Update 16-62 11/02/2016 Niche Alternative Access Product Update 16-62 11/02/2016 Niche Non-Prime Advantage Product Update 16-62 11/02/2016 RETAIL ONLY- AZ Home in Five Advantage Conventional Product Update 16-62 11/02/2016 RETAIL ONLY- AZ Home in Five Advantage FHA Product Update 16-62 11/02/2016 RETAIL ONLY - CALHFA Plus FHA with ZIP DPA Product Update 16-62 11/02/2016 RETAIL ONLY- CalHFA CalPlus Conventional with ZIP DPA Product Update 16-62 11/02/2016 RETAIL ONLY - NV Rural Housing Home at Last FHA Product Update 16-62 11/02/2016 RETAIL ONLY - NHF-GSFA Platinum FHA Product Update 16-62 11/02/2016 RETAIL ONLY - OK REI Gift100 Conventional Product Update 16-62 11/02/2016 RETAIL ONLY - OK REI Gift100 FHA Product Update 16-62 11/02/2016 RETAIL ONLY – WA WSHFC Conventional Product Update 16-62 11/02/2016 RETAIL ONLY – WA WSHFC FHA Product Update 16-62 11/01/2016 Agency DU Portfolio Product Update 16-60 11/01/2016 FHA Portfolio Product Update 16-60 11/01/2016 VA Product Update 16-60 11/01/2016 VA High Balance Product Update 16-60 11/01/2016 USDA Product Update 16-60

10/21/2016 RETAIL ONLY - CALHFA Plus FHA with ZIP DPA Product Update 16-59

10/21/2016 RETAIL ONLY- CalHFA CalPlus Conventional with ZIP DPA Product Update 16-59 10/21/2016 RETAIL ONLY - CalHFA MyHome Assistance Product Update 16-59 10/20/2016 Niche Jumbo and Conforming Product Update 16-58

10/20/2016 Niche Alternative Access Product Update 16-58 10/20/2016 Niche Non-Prime Advantage Product Update 16-58 10/12/2016 FHA Product Update 16-57

10/12/2016 FHA High Balance Product Update 16-57 10/12/2016 FHA Portfolio Product Update 16-57 10/12/2016 VA Product Update 16-57 10/12/2016 VA High Balance Product Update 16-57 10/12/2016 FHA Streamline Minor Clarification

10/10/2016 Niche Jumbo and Conforming Product Update 16-56 10/10/2016 Niche Alternative Access Product Update 16-56 10/10/2016 Niche Non-Prime Advantage Product Update 16-56 10/10/2016 RETAIL ONLY - Gold Jumbo Minor Clarification 10/06/2016 RETAIL ONLY - WSHFC Conventional Minor Clarification

10/03/2016 Agency Fixed Product Update 16-55 10/03/2016 Agency High Balance Product Update 16-55 10/03/2016 Agency LIBOR ARMs Product Update 16-55 10/03/2016 Agency DU Portfolio Product Update 16-55


















































4/5/2019 Page 64 of 70


10/03/2016 Agency LP Fixed and ARMs Product Update 16-55 10/03/2016 Agency Texas Home Equity Product Update 16-55 10/03/2016 DU Refi Plus 2.0 Product Update 16-55 10/03/2016 HomeReady Product Update 16-55 10/03/2016 FHLMC Super Conforming Product Update 16-55 10/03/2016 FHA Product Update 16-55 10/03/2016 FHA High Balance Product Update 16-55 10/03/2016 FHA Portfolio Product Update 16-55 10/03/2016 FHA Streamline Product Update 16-55 10/03/2016 RETAIL ONLY - FHA 203K Limited Product Update 16-55 10/03/2016 VA Product Update 16-55 10/03/2016 VA High Balance Product Update 16-55 10/03/2016 VA IRRRL Product Update 16-55 10/03/2016 VA IRRRL High Balance Product Update 16-55 10/03/2016 USDA Product Update 16-55 10/03/2016 Diamond Jumbo Product Update 16-55 10/03/2016 Platinum Jumbo Product Update 16-55 10/03/2016 Silver Medal Product Update 16-55 10/03/2016 RETAIL ONLY - Gold Jumbo Product Update 16-55 10/03/2016 RETAIL ONLY - Emerald Jumbo Product Update 16-55 10/03/2016 Niche Jumbo Product Update 16-55 10/03/2016 Alternative Access Product Update 16-55 10/03/2016 Non-Prime Advantage Product Update 16-55 10/03/2016 RETAIL ONLY- AZ Home in Five Advantage Conventional Product Update 16-55 10/03/2016 RETAIL ONLY- AZ Home in Five Advantage FHA Product Update 16-55 10/03/2016 RETAIL ONLY - CALHFA Plus FHA with ZIP DPA Product Update 16-55 10/03/2016 RETAIL ONLY- CalHFA CalPlus Conventional with ZIP DPA Product Update 16-55 10/03/2016 RETAIL ONLY - CalHFA MyHome Assistance Product Update 16-55 10/03/2016 RETAIL ONLY - NV Rural Housing Home at Last FHA Product Update 16-55 10/03/2016 RETAIL ONLY - NHF-GSFA Platinum FHA Product Update 16-55 10/03/2016 RETAIL ONLY - OK REI Gift100 Conventional Product Update 16-55 10/03/2016 RETAIL ONLY - OK REI Gift100 FHA Product Update 16-55 10/03/2016 RETAIL ONLY – WA WSHFC Conventional Product Update 16-55 10/03/2016 RETAIL ONLY – WA WSHFC FHA Product Update 16-55

09/09/2016 Agency Fixed Product Update 16-52 09/09/2016 Agency High Balance Product Update 16-52 09/09/2016 Agency LIBOR ARMs Product Update 16-52 09/09/2016 Agency DU Portfolio Product Update 16-52 09/09/2016 Agency LP Fixed and ARMs Product Update 16-52 09/09/2016 Agency Texas Home Equity Product Update 16-52 09/09/2016 DU Refi Plus 2.0 Product Update 16-52 09/09/2016 HomeReady Product Update 16-52 09/09/2016 FHLMC Super Conforming Product Update 16-52 09/09/2016 FHA Product Update 16-52 09/09/2016 FHA High Balance Product Update 16-52 09/09/2016 FHA Portfolio Product Update 16-52 09/09/2016 FHA Streamline Product Update 16-52 09/09/2016 RETAIL ONLY - FHA 203K Limited Product Update 16-52 09/09/2016 VA Product Update 16-52


















































4/5/2019 Page 65 of 70


09/09/2016 VA High Balance Product Update 16-52 09/09/2016 VA IRRRL Product Update 16-52 09/09/2016 VA IRRRL High Balance Product Update 16-52 09/09/2016 USDA Product Update 16-52 09/09/2016 Platinum Jumbo Product Update 16-52 09/09/2016 Silver Medal Product Update 16-52 09/09/2016 RETAIL ONLY- AZ Home in Five Advantage Conventional Product Update 16-52 09/09/2016 RETAIL ONLY- AZ Home in Five Advantage FHA Product Update 16-52 09/09/2016 RETAIL ONLY - CALHFA Plus FHA with ZIP DPA Product Update 16-52 09/09/2016 RETAIL ONLY- CalHFA CalPlus Conventional with ZIP DPA Product Update 16-52 09/09/2016 RETAIL ONLY - NV Rural Housing Home at Last FHA Product Update 16-52 09/09/2016 RETAIL ONLY - NHF-GSFA Platinum FHA Product Update 16-52 09/09/2016 RETAIL ONLY - OK REI Gift100 Conventional Product Update 16-52 09/09/2016 RETAIL ONLY - OK REI Gift100 FHA Product Update 16-52 09/09/2016 RETAIL ONLY – WA WSHFC Conventional Product Update 16-52 09/09/2016 RETAIL ONLY – WA WSHFC FHA Product Update 16-52

08/25/2016 RETAIL ONLY - Emerald Jumbo Product Update 16-50 08/25/2016 Niche Jumbo Product Update 16-50 08/25/2016 Alternative Access Product Update 16-50 08/25/2016 Non-Prime Advantage Product Update 16-50 08/25/2016 RETAIL ONLY- AZ Home in Five Advantage Conventional Product Update 16-50 08/25/2016 RETAIL ONLY- AZ Home in Five Advantage FHA Product Update 16-50 08/25/2016 RETAIL ONLY- CalHFA CalPlus Conventional with ZIP DPA Product Update 16-50 08/25/2016 RETAIL ONLY - CALHFA Plus FHA with ZIP DPA Product Update 16-50 08/25/2016 RETAIL ONLY - NV Rural Housing Home at Last FHA Product Update 16-50 08/25/2016 RETAIL ONLY - OK REI Gift100 Conventional Product Update 16-50 08/25/2016 RETAIL ONLY – WA WSHFC Conventional Product Update 16-50 08/24/2016 RETAIL ONLY - Gold Jumbo Product Update 16-49 08/16/2016 RETAIL ONLY- AZ Home in Five Advantage Conventional Product Update 16-47


08/15/2016 Agency DU Portfolio Product Update 16-46 08/15/2016 Agency LP Fixed and ARMs Product Update 16-46 08/15/2016 FHA Portfolio Product Update 16-46 08/15/2016 VA Product Update 16-46 08/15/2016 VA High Balance Product Update 16-46 08/15/2016 VA IRRRL Product Update 16-46

08/08/2016 Platinum Jumbo Product Update 16-45 08/01/2016 Agency Fixed Product Update 16-42 08/01/2016 Agency High Balance Product Update 16-42 08/01/2016 Agency LIBOR ARMs Product Update 16-42 08/01/2016 Agency DU Portfolio Product Update 16-42 08/01/2016 Agency LP Fixed and ARMs Product Update 16-42 08/01/2016 Agency Texas Home Equity Product Update 16-42 08/01/2016 HomeReady Product Update 16-42 08/01/2016 FHLMC Super Conforming Product Update 16-42 08/01/2016 VA Product Update 16-42 08/01/2016 VA High Balance Product Update 16-42 08/01/2016 VA IRRRL Product Update 16-42 08/01/2016 VA IRRRL High Balance Product Update 16-42


















































4/5/2019 Page 66 of 70


08/01/2016 USDA Product Update 16-42 08/01/2016 Diamond Jumbo Product Update 16-42 08/01/2016 Platinum Jumbo Product Update 16-42 08/01/2016 Silver Medal Product Update 16-42 08/01/2016 Niche Jumbo Product Update 16-42 08/01/2016 Alternative Access Product Update 16-42 08/01/2016 Non-Prime Advantage Product Update 16-42 08/01/2016 RETAIL ONLY- CalHFA CalPlus Conventional with ZIP DPA Product Update 16-42 08/01/2016 RETAIL ONLY - CALHFA Plus FHA with ZIP DPA Product Update 16-42 08/01/2016 RETAIL ONLY - NV Rural Housing Home at Last FHA Product Update 16-42 08/01/2016 RETAIL ONLY - OK REI Gift100 Conventional Product Update 16-42 08/01/2016 RETAIL ONLY - WSHFC Conventional Product Update 16-42 08/01/2016 RETAIL ONLY - WSHFC FHA Product Update 16-42



07/26/2016 Niche Jumbo Product Update 16-41

07/18/2016 Agency Fixed Product Update 16-40 07/18/2016 Agency High Balance Product Update 16-40 07/18/2016 Agency LIBOR ARMs Product Update 16-40 07/18/2016 Agency DU Portfolio Product Update 16-40 07/18/2016 Agency LP Fixed and ARMs Product Update 16-40 07/18/2016 Agency Texas Home Equity Product Update 16-40 07/18/2016 DU Refi Plus 2.0 Product Update 16-40 07/18/2016 HomeReady Product Update 16-40 07/18/2016 FHLMC Super Conforming Product Update 16-40 07/18/2016 FHA Product Update 16-40 07/18/2016 FHA High Balance Product Update 16-40 07/18/2016 FHA Portfolio Product Update 16-40 07/18/2016 FHA Streamline Product Update 16-40 07/18/2016 RETAIL ONLY - FHA 203K Limited Product Update 16-40 07/18/2016 VA Product Update 16-40 07/18/2016 VA High Balance Product Update 16-40 07/18/2016 VA IRRRL Product Update 16-40 07/18/2016 VA IRRRL High Balance Product Update 16-40 07/18/2016 USDA Product Update 16-40 07/18/2016 Diamond Jumbo Product Update 16-40 07/18/2016 Platinum Jumbo Product Update 16-40 07/18/2016 Silver Medal Product Update 16-40 07/18/2016 Niche Jumbo Product Update 16-40 07/18/2016 Alternative Access Product Update 16-40 07/18/2016 Non-Prime Advantage Product Update 16-40 07/18/2016 RETAIL ONLY - Emerald Jumbo Product Update 16-40 07/18/2016 RETAIL ONLY - CALHFA Plus FHA with ZIP DPA Product Update 16-40 07/18/2016 RETAIL ONLY- CalHFA CalPlus Conventional with ZIP DPA Product Update 16-40 07/18/2016 RETAIL ONLY - CalHFA MyHome Assistance Product Update 16-40 07/18/2016 RETAIL ONLY - NV Rural Housing Home at Last FHA Product Update 16-40 07/18/2016 RETAIL ONLY - NHF-GSFA Platinum FHA Product Update 16-40 07/18/2016 RETAIL ONLY - OK REI Gift100 Conventional Product Update 16-40 07/18/2016 RETAIL ONLY - OK REI Gift100 FHA Product Update 16-40


















































4/5/2019 Page 67 of 70


07/18/2016 RETAIL ONLY - WSHFC Conventional Product Update 16-40 07/18/2016 RETAIL ONLY - WSHFC FHA Product Update 16-40 07/11/2016 Niche Jumbo Product Update 16-37

07/11/2016 Alternative Access Product Update 16-37

07/11/2016 Non-Prime Advantage Product Update 16-37

06/13/2016 RETAIL ONLY - OK REI Gift100 Conventional Product Update 16-35

06/13/2016 RETAIL ONLY - OK REI Gift100 FHA Product Update 16-35

06/09/2016 Agency Fixed Product Update 16-33 06/09/2016 Agency High Balance Product Update 16-33 06/09/2016 Agency LIBOR ARMs Product Update 16-33 06/09/2016 Agency DU Portfolio Product Update 16-33 06/09/2016 Agency Texas Home Equity Product Update 16-33 06/09/2016 DU Refi Plus 2.0 Product Update 16-33 06/09/2016 HomeReady Product Update 16-33 06/09/2016 FHA Product Update 16-33 06/09/2016 FHA High Balance Product Update 16-33 06/09/2016 FHA Portfolio Product Update 16-33 06/09/2016 RETAIL ONLY - FHA 203K Limited Product Update 16-33 06/09/2016 Silver Medal Product Update 16-33 06/09/2016 RETAIL ONLY - CALHFA Plus FHA with ZIP DPA Product Update 16-33 06/09/2016 RETAIL ONLY- CalHFA CalPlus Conventional with ZIP DPA Product Update 16-33 06/09/2016 RETAIL ONLY - NV Rural Housing Home at Last FHA Product Update 16-33 06/09/2016 RETAIL ONLY - NHF-GSFA Platinum FHA Product Update 16-33

06/01/2016 Agency Fixed Product Update 16-31 06/01/2016 Agency High Balance Product Update 16-31 06/01/2016 Agency LIBOR ARMs Product Update 16-31 06/01/2016 Agency DU Portfolio Product Update 16-31 06/01/2016 Agency LP Fixed and ARMs Product Update 16-31 06/01/2016 Agency Texas Home Equity Product Update 16-31 06/01/2016 DU Refi Plus 2.0 Product Update 16-31 06/01/2016 HomeReady Product Update 16-31 06/01/2016 FHLMC Super Conforming Product Update 16-31 06/01/2016 FHA Product Update 16-31 06/01/2016 FHA High Balance Product Update 16-31 06/01/2016 FHA Portfolio Product Update 16-31 06/01/2016 FHA Streamline Product Update 16-31 06/01/2016 RETAIL ONLY - FHA 203K Limited Product Update 16-31 06/01/2016 VA Product Update 16-31 06/01/2016 VA High Balance Product Update 16-31 06/01/2016 VA IRRRL Product Update 16-31 06/01/2016 VA IRRRL High Balance Product Update 16-31 06/01/2016 USDA Product Update 16-31 06/01/2016 Diamond Jumbo Product Update 16-31 06/01/2016 Platinum Jumbo Product Update 16-31 06/01/2016 Silver Medal Product Update 16-31 06/01/2016 RETAIL ONLY - Emerald Jumbo Product Update 16-31 06/01/2016 RETAIL ONLY - CALHFA Plus FHA with ZIP DPA Product Update 16-31 06/01/2016 RETAIL ONLY- CalHFA CalPlus Conventional with ZIP DPA Product Update 16-31 06/01/2016 RETAIL ONLY - CalHFA MyHome Assistance Product Update 16-31


















































4/5/2019 Page 68 of 70


06/01/2016 RETAIL ONLY - NV Rural Housing Home at Last FHA Product Update 16-31 06/01/2016 RETAIL ONLY - NHF-GSFA Platinum FHA Product Update 16-31

05/19/2016 RETAIL ONLY - CALHFA CalPlus FHA with ZIP DPA Product Update 16-29 05/19/2016 RETAIL ONLY- CalHFA CalPlus Conventional with ZIP DPA Product Update 16-29 05/19/2016 RETAIL ONLY - CalHFA MyHome Assistance Product Update 16-29

05/16/2016 Agency Fixed Product Update 16-28 05/16/2016 Agency LP Fixed and ARMs Product Update 16-28 05/16/2016 FHLMC Super Conforming Product Update 16-28 05/16/2016 FHA Product Update 16-28 05/16/2016 FHA High Balance Product Update 16-28 05/16/2016 FHA Portfolio Product Update 16-28 05/16/2016 FHA Streamline Product Update 16-28 05/16/2016 RETAIL ONLY - FHA 203K Limited Product Update 16-28 05/16/2016 Silver Medal Product Update 16-28 05/16/2016 RETAIL ONLY - CALHFA CalPlus FHA with ZIP DPA Product Update 16-28 05/16/2016 RETAIL ONLY- CalHFA CalPlus Conventional with ZIP DPA Product Update 16-28 05/16/2016 RETAIL ONLY - NV Rural Housing Home at Last FHA Product Update 16-28 05/16/2016 RETAIL ONLY - NHF-GSFA Platinum FHA Product Update 16-28

05/11/2016 RETAIL ONLY- CalHFA CalPlus Conventional with ZIP DPA Product Update 16-27

05/05/2016 Agency Fixed Product Update 16-26 05/05/2016 Agency LP Fixed and ARMs Product Update 16-26 05/05/2016 FHLMC Super Conforming Product Update 16-26 05/04/2016 Agency Fixed Product Update 16-25 05/04/2016 Agency High Balance Product Update 16-25 05/04/2016 Agency LIBOR ARMs Product Update 16-25 05/04/2016 Agency DU Portfolio Product Update 16-25 05/04/2016 Agency LP Fixed and ARMs Product Update 16-25 05/04/2016 Agency Texas Home Equity Product Update 16-25 05/04/2016 HomeReady Product Update 16-25 05/04/2016 DU Refi Plus 2.0 Product Update 16-25 05/04/2016 FHLMC Super Conforming Product Update 16-25 05/04/2016 FHA Product Update 16-25 05/04/2016 FHA High Balance Product Update 16-25 05/04/2016 FHA Portfolio Product Update 16-25 05/04/2016 FHA Streamline Product Update 16-25 05/04/2016 RETAIL ONLY - FHA 203K Limited Product Update 16-25 05/04/2016 VA Product Update 16-25 05/04/2016 VA High Balance Product Update 16-25 05/04/2016 VA IRRRL Product Update 16-25 05/04/2016 VA IRRRL High Balance Product Update 16-25 05/04/2016 RETAIL ONLY - CALHFA Plus FHA with ZIP DPA Product Update 16-25 05/04/2016 RETAIL ONLY - CalHFA MyHome Assistance Product Update 16-25 05/04/2016 RETAIL ONLY - NV Rural Housing Home at Last FHA Product Update 16-25 05/04/2016 RETAIL ONLY - NHF-GSFA Platinum FHA Product Update 16-25

04/29/2016 Agency Fixed Product Update 16-24 04/29/2016 Agency High Balance Product Update 16-24 04/29/2016 FHA Product Update 16-24 04/29/2016 FHA High Balance Product Update 16-24 04/29/2016 FHA Portfolio Product Update 16-24


















































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04/29/2016 FHA Streamline Product Update 16-24 04/29/2016 RETAIL ONLY - FHA 203K Limited Product Update 16-24 04/29/2016 VA Product Update 16-24 04/29/2016 VA High Balance Product Update 16-24 04/29/2016 VA IRRRL Product Update 16-24 04/29/2016 VA IRRRL High Balance Product Update 16-24 04/29/2016 USDA Product Update 16-24 04/29/2016 Platinum Jumbo Product Update 16-24 04/29/2016 Silver Medal Product Update 16-24 04/29/2016 RETAIL ONLY - CALHFA Plus FHA with ZIP DPA Product Update 16-24 04/29/2016 RETAIL ONLY - NV Rural Housing Home at Last FHA Product Update 16-24 04/29/2016 RETAIL ONLY - NHF-GSFA Platinum FHA Product Update 16-24

04/18/2016 Agency Fixed Product Update 16-22 04/18/2016 Agency High Balance Product Update 16-22 04/18/2016 Agency LIBOR ARMs Product Update 16-22 04/18/2016 Agency DU Portfolio Product Update 16-22 04/18/2016 Agency LP Fixed and ARMs Product Update 16-22 04/18/2016 Agency Texas Home Equity Product Update 16-22 04/18/2016 HomeReady Product Update 16-22 04/18/2016 DU Refi Plus 2.0 Product Update 16-22 04/18/2016 FHLMC Super Conforming Product Update 16-22 04/18/2016 FHA Product Update 16-22 04/18/2016 FHA High Balance Product Update 16-22 04/18/2016 FHA Portfolio Product Update 16-22 04/18/2016 FHA Streamline Product Update 16-22 04/18/2016 RETAIL ONLY - FHA 203K Limited Product Update 16-22 04/18/2016 VA Product Update 16-22 04/18/2016 VA High Balance Product Update 16-22 04/18/2016 VA IRRRL Product Update 16-22 04/18/2016 VA IRRRL High Balance Product Update 16-22 04/18/2016 USDA Product Update 16-22 04/18/2016 Platinum Jumbo Product Update 16-22 04/18/2016 RETAIL ONLY - CALHFA Plus FHA with ZIP DPA Product Update 16-22 04/18/2016 RETAIL ONLY - NV Rural Housing Home at Last FHA Product Update 16-22 04/18/2016 RETAIL ONLY - NHF-GSFA Platinum FHA Product Update 16-22


04/08/2016 Agency High Balance Product Update 16-21 04/08/2016 Agency LIBOR ARMs Product Update 16-21 04/08/2016 Agency DU Portfolio Product Update 16-21 04/08/2016 Agency LP Fixed and ARMs Product Update 16-21 04/08/2016 Agency Texas Home Equity Product Update 16-21 04/08/2016 DU Refi Plus 2.0 Product Update 16-21 04/08/2016 HomeReady Product Update 16-21 04/08/2016 FHLMC Super Conforming Product Update 16-21 04/08/2016 FHA Product Update 16-21 04/08/2016 FHA High Balance Product Update 16-21 04/08/2016 FHA Portfolio Product Update 16-21 04/08/2016 FHA Streamline Product Update 16-21 04/08/2016 RETAIL ONLY - FHA 203K Limited Product Update 16-21


















































4/5/2019 Page 70 of 70


04/08/2016 VA Product Update 16-21 04/08/2016 VA High Balance Product Update 16-21 04/08/2016 VA IRRRL Product Update 16-21 04/08/2016 VA IRRRL High Balance Product Update 16-21 04/08/2016 USDA Product Update 16-21 04/08/2016 Diamond Jumbo Product Update 16-21 04/08/2016 Platinum Jumbo Product Update 16-21 04/08/2016 Silver Medal Product Update 16-21 04/08/2016 RETAIL ONLY - Emerald Jumbo Product Update 16-21 04/08/2016 RETAIL ONLY - CALHFA Plus FHA with ZIP DPA Product Update 16-21 04/08/2016 RETAIL ONLY - CalHFA MyHome Assistance Product Update 16-21 04/08/2016 RETAIL ONLY - NV Rural Housing Home at Last FHA Product Update 16-21 04/08/2016 RETAIL ONLY - NHF-GSFA Platinum FHA Product Update 16-21














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