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Personal FinanceProduct LabelsFood ProductsRequired Information by the FDACommon nameForm of food (whole, chopped, diced, etc)Net weight or volumeName and address of manufacturerList of ingredientsNutritional facts

Food ProductsVoluntary InformationCooking directions and recipesBrand namePrice informationOpen by date about 20 states require this but federal law does not

Apparel ProductsRequired information by FTCManufacturerFiber name and content by weight (100% cotton)Country of origin if not USACare information such as how to launder, dry, iron, or dry clean

Apparel ProductsLawsWool Products Labeling Act wool products must be labeled with percent and type of fiberTextiles Fibers Products Identification Act apparel products must be labeled with generic name, fiber content, percent of fiber, and country of origin if not USAPermanent Care Labeling Rule label best way to clean productFlammable Fabrics Act set flammability standards for apparel such as childrens sleepwear, carpets, rugs, and mattressesApparel ProductsOther manufacturers informationSizeColorDesigner nameSpecial finishes such as stain resistantQuality of constructionMust be assessed by studying details of actual product such as seams, zippers, etc.

Personal Hygiene ProductsAlso known as cosmetics and personal grooming productsThose that claim to alter the body are also classified as drugs FDA Requires the following information on labels:Name and description of productIngredientsQuantity by count, measure, or weightCountry of origin if not USAName and address of marketerName and address of manufacturerWarnings and instructionsTamper resistant packaging on some productsPersonal Hygiene ProductsThere are no laws governing the use of terms on cosmetics (non-drugs) and manufactures can include any of the following to boost sales:Dermatologist testedHypoallergenicFragrance freeNaturalVitamin enrichedNon-drugs include products such as lipstick, nail polish, etc.

Personal Hygiene ProductsSuggestions for making informed purchasing decisionsAsk recommendations from family and friendsNeeds vary from person to personJudge products by quality of ingredients not priceRead directions and follow safety warningsRead ingredients and keep track of those that cause reactionsStop any product that causes a reactionBuy small samples to test new productsEvaluate your purchase for safety, effectiveness, economy, and need before purchasing.Medicinal ProductsRegulated by the FDADrugs are sold as generic or brand namesGeneric drugs have the same ingredients and effectiveness at a much lower cost

Medicinal ProductsTypes of drugs as defined by FDAPrescription drugsAvailable only from a doctorStronger and more effective than over the counterMay have side effectsHealth insurance helps cover the costsFDA requires the following info on labels:Pharmacists nameAddressPhone numberPrescription number and dateName of patient and doctorDirectionsExpiration date

Medicinal ProductsTypes of drugs as defined by FDAOver the Counter DrugsNo prescription neededConsidered safe if directions are followedMay not be covered by health insuranceFDA requires the following on labelsName and address of manufacturerQuantity of contentsPurpose of medicationDirections for use and storageRecommended dosagesCautions and warningsPossible side effectsOther ingredientsExpiration date

Medicinal ProductsSuggestions for making informed purchases:Check for generic substitutesAsk if drug is habit formingExercise caution when using dietary supplements these are not tested or approved by FDABeware of websites that sell unapproved productsAvoid tobacco products as these can lead to health problems