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8/2/2019 Presentation Aditya
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3/31/12
PROJECT ON
LIFE INSURANCECORPORATION OF INDIA
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National company founded on 1st September 1956 &Registered Office is situated in MUMBAI.
LIC had a healthy market share of 74.18 per centEstimated turnover for the financial year 2010-2011 was
71000 crore
Serves the nation with wide range of products like
Children's Policy , Endowment Policy, and many more
Introduction to LIC
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Strengths :characteristics of the
business or team thatgive it an advantage
over others – i. Brand Image
ii. GovernmentGuarantee
iii. Claims settlement
iv. Large product portfolio
Weakness : characteristics that place the firm at adisadvantage relative to others –
i. Large scale Corruption in Main Office
ii. internal problems between Top Management andlower employees
Swot analysis of LIC
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Opportunities: external chances to make greater salesor profits in the environment –
i. Pension Market
ii. Health Insurance
Threats: external elements in the environment thatcould cause trouble for the business-
i. Internal discord
ii. New players
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RATIO ANALYSIS OF LIC
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Current Ratio= CurrentAssets/Current Liabilities
CURRENT RATIOMAR’10 4947809.41/2190219.82
2.259
MAR’09 4871466.75/1959021.90 2.486
0
2
4
6
8
10
12Current Ratio
in lacs
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Debt-Equity Ratio= Debts(longterm loans)/Equity(share’s fund)
DEBT-EQUITY RATIOMAR’10 8299708.74/36587.32
226.84
MAR’09 7947711.55/33607.91 236.48
0
2
4
6
8
10
12
Debt-Equity Ratio
in lacs
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Total Assets to Debt ratio=TotalAssets/Debts
DEBT-EQUITY RATIOMAR’10 8299708.74/36587.32
226.84
MAR’09 7947711.55/33607.91 236.48
0
2
4
6
8
10
12
Total Assests to Debt Ratio
in lacs
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Proprietory Ratio=Shareholdersfunds/Total Assets
PROPRIETARY RATIOMAR’10 36587.32/ 8365802.97+
312298.86+4947809.41
0.0026
MAR’09 33607.91/ 63928120.7+
297980.44+ 4871466.75
0.0004
0
2
4
6
8
10
12
Proprietary Ratio
in lacs
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ROI: Profit before interest, tax anddividend / capital employed X 100
RETURN ON INVESTMENTMAR’10 106071.68 / 312298.86+ 8365802.97+ 2757589.59 X
100
0.927
MAR’09 95739.88/ 297980.44 + 63928120.7 + 2912444.85 X
100
0.07
0
2
4
6
8
10
12
ROI
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(Net profit after tax −Preference dividend) / No. of
equity shares.EARNING PER SHARE
MAR’10
106071.68-103092.27 /500
5.95
MAR’09 95734.88-92911.58/ 500 5.64
0
2
4
6
8
10
12
Earning Per Share
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Fixed Assets Turnover Ratio =Cost of Sales / Net Fixed Assets
FIXEDASSETS TURNOVER
RATIO
MAR’1020653717.42/312298.86 66.134
MAR’09 17796071.6/297980.44 59.722
0
2
4
6
8
10
12
Fixed Asset Turnover Ratio
in lacs
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Current Assets Turnover Ratio =Net Sales / Current Assets
CURRENT ASSETS TURNOVER
RATIO
MAR’1020653717.42/4947809.41 4.174
MAR’09 17796071.6/4871466.75 3.653
0
2
4
6
8
10
12
Current assets turnover ratio
in lacs
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DIFFICULTIES FACED
i. Time of training is less
i. Target given to us is very difficult to meet
i. Persuading customers difficult job to perform
RECOMMENDATIONS AND SUGGESTIONS:i. Concentrate on better investment policy
i. Customers are not fully aware
ii. Should retain profits for internal financing
EXPERIENCE ABOUT THEWORKING ENVIRONMENT
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THANK YOU