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Planning Your Retirement For faculty and staff enrolled in the Virginia Retirement System plans What to do and when Retiree benefits Resources EMBRACING THE CHANGE

Planning Your Retirement - JMU...3DJH 6LFN /HDYH 8QXVHG 96'3 6LFN /HDYH LV QRW HOLJLEOH IRU SD\RXW XSRQ VHSDUDWLRQ RU UHWLUHPHQW ,I \RX KDYH XQXVHG 7UDGLWLRQDO 6LFN /HDYH KRXUV \RX

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Page 1: Planning Your Retirement - JMU...3DJH 6LFN /HDYH 8QXVHG 96'3 6LFN /HDYH LV QRW HOLJLEOH IRU SD\RXW XSRQ VHSDUDWLRQ RU UHWLUHPHQW ,I \RX KDYH XQXVHG 7UDGLWLRQDO 6LFN /HDYH KRXUV \RX

Planning Your RetirementFor faculty and staff enrolled in the Virginia Retirement System plans

■ What to do and when■ Retiree benefits■ Resources

EMBRACING THE CHANGE

Page 2: Planning Your Retirement - JMU...3DJH 6LFN /HDYH 8QXVHG 96'3 6LFN /HDYH LV QRW HOLJLEOH IRU SD\RXW XSRQ VHSDUDWLRQ RU UHWLUHPHQW ,I \RX KDYH XQXVHG 7UDGLWLRQDO 6LFN /HDYH KRXUV \RX

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HEALTH CARE plans

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COVA Care Total Premium $779 $1,440 $2,089 $762 $1,423 $1,406 $2,072 $2,055

COVA Care + Out-of-Network Total Premium $797 $1,473 $2,138 $780 $1,456 $1,439 $2,121 $2,104

COVA Care + Expanded Dental Total Premium $812 $1,501 $2,178 $795 $1,484 $1,467 $2,161 $2,144

COVA Care + Out-of-Network + Expanded Dental

Total Premium $830 $1,534 $2,227 $813 $1,517 $1,500 $2,210 $2,193

COVA Care + Expanded Dental + Vision & Hearing

Total Premium $831 $1,536 $2,229 $814 $1,519 $1,502 $2,212 $2,195

COVA Care + Out-of Network + Expanded Dental + Vision & Hearing

Total Premium $849 $1,569 $2,278 $832 $1,552 $1,535 $2,261 $2,244

COVA HealthAware Total Premium $694 $1,287 $1,861 $677 $1,270 $1,253 $1,844 $1,827

COVA HealthAware + Expanded Dental Total Premium $725 $1,344 $1,945 $708 $1,327 $1,310 $1,928 $1,911

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Total Premium $736 $1,365 $1,974 $719 $1,348 $1,331 $1,957 $1,940

COVA HDHP Total Premium $584 $1,086 $1,587

COVA HDHP + Expanded Dental Total Premium $616 $1,145 $1,673

Kaiser Permanente HMO – (available primarily in Northern Virginia)

Total Premium $659 $1,212 $1,766

TRICARE Voluntary Supplement** Total Premium $61 $120 $161

Optima Health Vantage HMO (available in Hampton Roads area)

Total Premium $760 $1,407 $2,038

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