1,505

IMPORTANT DATES AND CONTACTS Here are some important dates and reminders to assist you with your next steps toward achieving your future goals.

PLANNING IT OUTNow that you have a better sense of what your costs are and what assistance is available to you, here are some examples of students who have created a financial plan and budgeted their resources to attend school. Remember that most students fund their education from a wide range of sources. Very few students attend post-secondary relying on one source of income like a major scholarship.

PETERPeter is an Aboriginal student living away from home and is enrolled in the Faculty of Business and Economics. His costs per year are $16,511.

CHRISTINEChristine is living with her parents and is enrolled in the Faculty of Arts. Her costs per year are $8,343.

SACHASacha is an international student living on campus and is enrolled in the Faculty of Science. Their costs per year are $25,464.

EMPLOYMENTPERSONAL SAVINGSENTRANCE SCHOLARSHIP BURSARYBAND FUNDING MSA

EMPLOYMENT PERSONAL SAVINGS EXTERNAL SCHOLARSHIPBURSARY IN-COURSE AWARD

EMPLOYMENTPERSONAL SAVINGSENTRANCE SCHOLARSHIP EXTERNAL SCHOLARSHIPIN-COURSE AWARD

The Opportunity Fund was created by The University of Winnipeg to help make it possible for youth to dream big. Unique among universities in Canada, the Opportunity Fund has a goal to build a $10 million bursary fund to help ensure access to higher learning, bridge the graduation gap, and transform lives through education.

For information visit: www.uwinnipeg.ca/awards/of.html

THE OPPORTUNITY FUND

YOUTH-IN-CARE WAIVER PROGRAM

This is intended to cover undergraduate tuition fees for students who are under the care (or extension of care) of Child and Family Services in Manitoba.

Value: Tuition waivers are based on the individual financial need of the applicant.

Application Process: Nominations are sent to UWinnipeg from the Child and Family Service Authorities by May 1 each year. Recipients will be selected by the Awards and Financial Aid Office in partnership with the Child and Family Service Authorities and the Province of Manitoba.

TUITION CREDIT PROGRAM

Tuition Credits allow you to “earn as you learn”. Students as early as Grade 4 can begin to earn their tuition by staying in school, maintaining good grades, graduating and participating in their community. By the time you earn a high school diploma, the support will be there to help cover your tuition costs at UWinnipeg.

Value: Tuition credits are deferred awards. Depending on your activities in Grade 4-12, you could potentially earn an award of up to $4,000 towards your post-secondary education.

Application Process: UWinnipeg selects inner-city schools to participate in this program.

DATE WHAT HAPPENS NOW?

December-March Start researching and applying for entrance awards.

February 1 Deadline to apply for the application-required Entrance Scholarships.

February Notification that you have been selected for an application-required Entrance Scholarship.

March 1 Deadline to apply for admission to the University to be considered for the Special Entrance Scholarship.

June Apply for Manitoba Student Aid (MSA) for Fall/Winter.

August Apply for Work/Study positions and in-course awards.

September/October Apply for in-course awards.

November Notification if you have been selected for an in-course award.

5,476

1,7501,500

1,738 3,500

700

1,500 1,000

12,214

2,250

3,O00

3,O00

5,085

1,100

5,000

BURSARY PROGRAM

The third element is a bursary program designed to help students who have financial need and are from under-represented groups such as Aboriginal students, students from war-affected countries, and students from the inner city. The bursaries are intended to assist current students with their direct education costs (tuition and books), and are based on the individual financial need of the applicant.

Value: Range from $100+ per year.

Application Process: Applications are available on the Awards and Financial Aid website starting mid-July each year.

Need more information? Contact the Awards and Financial Aid Office at:

awards@uwinnipeg.ca or 204.779.UWIN (8946)

UWINNIPEG.CA

PLANNING YOUR FINANCES FOR POST-SECONDARY

TIHOMIRA is enrolled in the After Degree Bachelor of Education program (Senior Years). She received an Opportunity Fund Bursary valued at $300.

The number of Opportunity Fund Bursaries that have been given out

The millions of dollars that has been awarded

1,765

EXTERNAL ASSISTANCEIn addition to the resources that you will find at UWinnipeg, there are other sources in the community, the governmentand private organizations that can assist with paying for school. It is important to research and access all types of funding in order to beinformed and prepared.

MANITOBA STUDENT AID (MSA)Manitoba Student Aid provides supplemental financial assistance for post-secondary educational purposes to Manitobans with limited finances. The basic types of assistance are the Canada Student Loan and the Manitoba Student Loan. Most often the MSA you receive in a given year is not all loans. Within your funding there may be a grant or bursary that you do not have to pay back.

Value: The value of the loan will vary with each applicantdepending on your financial circumstances. The amount of loanyou receive is dependent on factors such as parental income,education costs and living costs.

Deadlines: It is strongly encouraged that you apply for MSA as soon as the applications become available. This will ensure you have your funding in place before school starts. MSA is available to both full-time and part-time students. You must complete a new MSA application each year.

• Applications for the Fall/Winter term come out in June each year.

• Applications for the Summer term come out in March.

For information visit: manitobastudentaid.ca

OUT-OF-PROVINCE GOVERNMENT AIDIf you are a resident outside of Manitoba, you would applyfor government aid in your home province.

For information visit:canlearn.ca/eng/common/help/contact/provincial.shtml

THE BASICSThere are a few basic terms that post-secondary institutions use to describe financial assistance. Understanding these terms will guide you towards what support best fits your unique circumstance.

• Scholarship – the main criteria is academic achievement

• Bursary – the main criteria is financial need

• Award – the criteria is both financial need and academic achievement.

ENTRANCE AWARDSEntrance awards are directed to students who are attending The University of Winnipeg for the first time. You could be a high school student, a college or university transfer student, or a mature student coming back to study. Generally you apply to these awards when you apply for admission. The application deadline for these awards is normally early December.

For information visit: uwinnipeg.ca/awards/entrance-awards.html

APPLICATION-REQUIRED AWARDS Some entrance awards require that you fill out an application in order to be considered. An example of an application-required award is the Walter Leatherdale Entrance Scholarship. Students must fill out the Entrance Scholarship application form and be nominated by their high school.

AUTOMATIC AWARDSSome entrance awards are based on grade point average and students are considered for the awards just by applying to the University. An example of an automatic award is the Special Entrance Scholarship.The Special Entrance Scholarships are automatically offered to all Grade 12 graduates coming directly from a high school in Manitoba (or any another province in Canada), who meet the conditions below:

• Have at least an 80% final Grade 12 admission average

• Apply for admission to the University by March 1.

ASSISTANCE AT THE UNIVERSITY OF WINNIPEG

YOUR FEES AND EXPENSESHere are some numbers to get you started. When planning your finances it is important to consider different factors that will contribute to your expenses such as tuition fees, books and where you will be living during the school year. All of these costs can have a huge impact on your budget.

LIVING ON-CAMPUS LIVING AT HOME

Tuition $3,779 $3,779

Books $1,500 $1,500

Residence $4,456 $0

Meal Plan $3,450 $0

Personal Expenses $2,500 $1,800

Parking/Gas/Bus $600 $1,038

Health/Dental Care $226 $226

TOTALS $16,511 $8,343

*Estimated expenses are based on 18 credit hours, domestic fees, Fall/Winter 2014-15, for a student pursuing a Bachelor of Arts.

FEE PAYMENT DUE DATESKnowing when your fees are due can help you manage your resources. For example, did you know that tuition fees are due at various times of the year, and not in one lump sum payment?

• Fees for courses that start in September (Fall and Fall/Winter) are due early September

• Fees for courses that start in January (Winter) are due early January

• Fees for courses that start in May (Spring/Summer) are due early May.

For information visit: uwinnipeg.ca/index/fees-payment-info

The number of individual awards at the University

The number of applications you have to fill out to be considered for all of the available funding

The millions of dollars in financial assistance UWinnipeg provides each year.

The number of current students who were awarded the Academic Proficiency Scholarship - our highest accolade for academic achievement.

820 4

11.5 139

KNOWING YOUR COSTS

FINAL GRADE 12

Admission Average Amount95% or higher $2,25090%-94.9% $1,75086%-89.9% $1,10080%-85.9% $500

Post-secondary education is affordable if you have a plan. There are a variety of resources that can assist with funding your future. It is essential that you know the costs associated with a post-secondary education, when payments are due and how you can budget your money wisely by making smarter decisions.

DID YOU KNOW? You can rent your text books and save over 50% off the

regular price? Visit The University of Winnipeg Bookstore

in the AnX for more details.

IN-COURSE AWARDSIn-Course awards are directed to students currently attending UWinnipeg and who are in second, third or fourth year. Generally you apply to these awards in the Fall term after you have enrolled in classes. The application deadline for these awards is normally in September and October.

For information visit: uwinnipeg.ca/awards/current-continuing.html

DEPARTMENTAL AWARDS:Many of the departments on campus offer awards to students enrolled in specific majors, courses or year levels. Most departmental awards do not require applications – the department will nominate you based on your academic performance. Make sure to touch base with your department to see if you are eligible for any of these awards.

EMPLOYMENTIn addition to scholarships and awards, one of the easiest ways you can supplement your resources is with a part-time job.

Work-Study Program: Provides on-campus part-time job opportunities for eligible full-time undergraduate students. These jobs are available during the Fall/Winter (September to March). It offers you valuable life and work experience with flexible hours that work around your school schedule.

For information visit: uwinnipeg.ca/awards/work-study-program.html

UWinnipeg is committed to assisting students with their direct education costs. We offer diverse financial assistance opportunities for every student in our community, including awards for first generation students, Aboriginal students, students with disabilities, athletes and those enrolled in particular majors or year levels.

EXTERNAL AWARDSThere are several useful external websites that list availableawards and notify applicants of potential opportunities. You willhave to research them, but in the end it can be very rewarding.

• aucc.ca

• canlearn.ca

• studentsawards.com

• wpgfdn.org

PERSONAL SAVINGSOne of the keys to the success of your financial plan will be howmuch money you can save from any part-time jobs you haveduring the school year, or full-time summer employment.Contributions from family members and spouses are alsoimportant factors in your budget.

REGISTERED EDUCATION SAVINGS PLAN (RESP)A RESP is a tax-sheltered education savings account that canhelp save for a youth’s education after high school. Parents,friends or family members can start putting aside money for yourpost-secondary education and contributions can grow quickly!Upon enrolling in school, you can receive payments from theRESP to help cover the costs of education.

For information visit: esdc.gc.ca/en/student_loans/resp/index.page

OFF-CAMPUS JOBSOne of the benefits of being a downtown university is beingsurrounded by small businesses looking for students to employ!Career Services advertises job opportunities and assists withresume building.

For information visit: uwinnipeg.ca/career-services/

TANNER is a first year BSc student enrolled in the Pre-Engineering program. He received the Garnet Kyle Scholarship valued at $40,000.

REJEAN is a second year BBA student studying Business and Administration. He received the Buhler Business and Administration Major Scholarship valued at $1,000.

ERIKA is a fourth year BA student studying Criminal Justice. She received the Erica and Arnold Rogers Scholarship in Criminal Justice valued at $850.