Personal Financial Planning Questionnaire / Data gathering sheet in Excel

Before you proceed, please refer following points. ( Demo Version - All Functions are working, but work as backdated)

How this Financial Planning Questionaire work?

1 All the data you will input in the questionaire, all depends on plan date.

2 First of all, you should fill all the personal & dependants basic details including date of birth. other details will depend on accuracy of this details.

3 You should fill all the data in white background cells only. You cannot change any other part details.

4 In some questions, there is a access of answer through drop down selection cursor through mouse / alt+down arrow.

5There is two options in income - First is - Salary Income, which is including calculations & rising options on Page no. 2. It is either %wise OR Amountwise. You can select the option, it is rising every year or in whatever time frequency gap you select. There is a option for salary for yourself & for your wife. If, your wife doesn't going to continue in her job, please don't fill her salary details. Second - if you have income from business or self employed, you should directly enter income details on Page -4

6 On Page No. 3, you should enter your expenses details, each headwise. If you wants to change details of expenses head, you can replace the same. If you do not wants to enter separate expenses details, you can put summarised figure directly in expenses section on Page No. 4. / Other wise you can select a data under dropdown list of expenses section.

7 All the data for income & expenses as well for future planning, you can put estimate inflation in each head separately. It is %wise OR Amountwise, whatever you would like to opt. If you would not like to input or unsure, inflation figures are taken as general inflation rate as quoted in Assumptions.

8On page no. 4 your business income, spouse income & you can input other income details upto retirement & after retirement. Same as in expenses section, you can access the details on expenses section of page no. 3 or directly input the same. This is also for pre -retirement & post retirement. Child expenses are included in Child future planning. so, there is no separate head for child expenses. First 5 years data for child planning, are taken as expenses & others are taken in child future planning section.

9 For Post retirement expenses, you can opt with how much amount of expenses you will be comfortable in retirement. It is also a subject to inflation.

10 For Report Presentation purpose, there is 3 type of return assumptions. i.e. Aggressive, Moderate & Conservative. That is also for Pre-Retirment & Post Retirement. For Post Retirement Scenario, you will get 3 x 3 - 9 scenario.

11You have Option for Future Planning section is Child Future Planning ( For 2 Child), Future Financial Planning Need & Future Dreams ( 11 Goals). For Retirement Planning - Planning for Retirement Expenses & other any of 4 retirement needs. You should mention goal priority with High, Medium, Low & Optional in each head. You should categorise each goal in Needs & Dreams carefully.

12 On Page No. 5, there is a Assets & Liabilities details. You can change name of assets as per your discretion under category movable & immovable properties. If there is a loan on this assets, also please input relevant details.

13 There is inbuilt 6 type of financial calculators with various various terms / rate scenario & Home Loan Calculator. I hope it will be more usefull to you.

14 On page no. 7, there is Risk Analysis Questionaire. You should give the answer with no. 1 to 5 in provided answer box. It is essential to find out which type of investor are you? i.e. Aggressive,Moderate or Conservative.

15 If there is any further details, which may affect your future financial plan, you may provide the same in page no.8. You can also input some additional information, you would like to provide us. All the details provided by you, will kept confidential.

16 Other sheets are related to your Life Insurance Policied, Fixed Return Schemes & Mutual Funds Investments. Please fill it according to instructions.

16 For any other information / clarifications - Please mail me : [email protected]

Send your feedback / suggestions at www.moneycarefp.com

1

AgeRes.: 0Cell : 0

State : Country:

State : Country:

Age : 0

Age : 0

Dep

enda

nts

If W

orki

ng, G

ive

Det

ails Organisation :

Organisation :

Have you a habits of chewing Gutkha?

Financial Concerns

Job / Business?

Inflation

Generating IncomeOptimum Return

Regular Income

If suggested, are you ready to liquidate / remove suggested Life Insurance Policy?

Policy Name Insurer Company

Rider (if any)

Money Care Financial Planning Services,Contact : Satish Mistry, Mobile No. : +91-9725006862, E-mail : [email protected], Website : www.moneycarefp.com

Pers

onal

& F

amily

Info

rmat

ion

Birth Date :

If suggested, are you ready to repay your any of the outstandling loan earlier?

Working Field :

If in Job, Started Year

Start Date

Have you a habits of drinking alcohol?

Any permanent physical

disability?

If you have taken, Please give following details.

Basi

c Fa

mily

Con

cern

s / F

inan

cial

Con

cern

s

Working Field :

Do you know about life risk cover Term Plan? How it works?

For the purpose : To improve performance of your Investment Portfolio, Timely Goal Achivement, Remove bad & expensive financial products & Rebalancing of Portfolio.

Investment PrioritiesPolicy Name Start Date

>>> I wants to provide my future earnings / Future expenses of family in my absense.

If suggested, are you ready to liquidate / remove suggested Investment Products?

Your self rating as a Investor :

Annual Premium Sum Assured

Maximum Growth

Life Expectancy : Years

Birth Date :Working Status:

Covered under Health

Insurance?

Growth Over Time

000

Insurer Company Policy Type

Ease of Management

Dep

enda

nts &

Fam

ily H

ealth

Tax Relief/advantageTimely Goal Achivement

Preserve Capital

Have you or any family member ever suffered / suffering from?

Self Family History

Spouse InformationName :Education :

Retirement Planned at Age-Years00

Name

Safety/ SecurityLiquidity

Pers

onal

Ris

k Pr

otec

tion

Do you have any Personal Accident Insurance Coverage?

>>> I also wants to provide additionally to Housing requirement. to my family

If suggested, are you ready to cut down your discretionery expenses?

>>> I also wants to protect my family responsibilities with above requirements.

Note : Financial Planning is a very personalized affair. The questionnaire is therefore only a representative. Kindly provide, additional information, if any, which you think could have

bearing on your Financial Planning. All information being provided, kept confidential.

Sum Assured?

>>> I wants to protect all my Investment / Assets for my family

>>> I do not feel that, there is any further need of any insurance require to me or my family. Whatever insurance policy I have, will take enough care for me & my family.

Do you have any Critical Illness Insurance Coverage?

Plan Date :

10-Jan-2010

Location / City :

Have you a habits of Smoking?

0

You are comfortable with Rate of Return on Investment :

Sum Assured?

Your concern's for your family in your absense :

0

RelationshipSelf

Spouse / WifeFatherMother

Name 00

Office Address :

Location / City :

Retirement Planned at Age-Years

E-mail :

Life Expectancy : Years

If in Job, Started Year

Residential Address :

Name :

Residential Status :

Health Insurance Details

SexMarital Status :Education :Job / Business?

0

Contact No.:

Remarks ( if any)

Remarks ( if any)

Annual Premium Sum Assured

Date of Birth00/01/190000/01/1900

Sex0

FemaleMale

Continue on any Medications

or Drugs?

Major Surgery /Hospitalisation in last 5 Years?

Current Status Health Status

Female

00

Personal Financial Planning Questionaire ( Fill the details only in white background cells only )

2

BackMonthly Yearly

0 780No 6500 Yes 6500

780 780

0 No0

0 00 0

Back

Monthly Yearly

0 780No 6500 Yes 6500

780 780

0 Yes0

0 00 0

<< Select << Option : 2 Other Deductions

0

Current Salary Structure

0

Other Deductions

Self Contribution Employer Contribution

Salary & EPF Details for :

Yearly0

0

EPF Contribution Rate :

ESIC

Total Deductions

> Select > Option : 1 OR

Current Salary Structure

00

Entertainment

Net Salary

Monthly OR Amt. wise

Total Deductions

0 0

12%

EPF Contribution :

0

DA0

Retirement Age :

EPF Contribution :

EPF Limit

Click & Select Here

Salary Limit EPF

EPF Contribution :

9360

Salary Limit EPF

2012

0 0


OR Increase from


Salary Limit EPFEPF Limit

0

12%

if any Loan EMI deducted from Salary

Net Salary

OR Amt. wise


12%

Employer Contribution

Professional Tax

12%

Effective Salary (with EPF)

EPF Contribution :

9360

HRA

Year gap

EPF Deductions

<< Select << Option : 2

Rise %wise

OR

EPF Deductions

Every

Year gap

ESIC

Rise %wise

> Select > Option : 1 OR

Salary Increase Every Year

OR Amt. wiseRise %wise

0No. of years in Services -Completed 0Current Balance of EPF Account

Monthly

Medical

Salary Calculation Sheet (Spouse ) ( Fill only, if you have Salary Income, otherwise left it blank)

Special

Yearly Rise %wise

Total Salary

Salary & EPF Details for :

Fill only, if your spouse going to continue her job, otherwise left blank

0 0

Every

Total Allowances

Current Interest Rate on EPF

0

Current Interest Rate on EPFSalary Increase Every

Year

OR Increase from2

Conveyance

9.50%

Basic+ DA - Salary

Conveyance

OR Amt. wise

0

0

No. of years in Services -CompletedCurrent Balance of EPF Account

EPF Limit

Professional Tax

0

Basic Salary

HRA

Money Care Financial Planning Services,

Add : Other Allowances

Add : Other Allowances

Education000

2

OR

Special0

EPF Limit

Entertainment

0

0

if any Loan EMI deducted from Salary

Click & Select Here

Salary Limit EPF

2012

DABasic+ DA - Salary

0 0

0

0

Self Contribution

0

0

0

Total Salary 0

Education

Effective Salary (with EPF)

0

Retirement Age : 0

Medical

Total Allowances

00Basic Salary

0

Salary Calculation Sheet : ( Fill only, if you have Salary Income, otherwise left it blank)

3

Amt. Wise

OR %wise

Amt. Wise

OR %wise

0

0Yearly

0

0

Health Insurance Charges

Tours & Travelling / Holidays

0

Washing ExpensesCleaning -Sanitary Expenses

00

00

0

0

00

00

0

0

Films & Dining Out

0

00

0

00

Any Others

Regular MedicinesRegular Consulting Charges-DoctorsMedical expenses for Dependants

Any OthersAny Others

000

0

Any Others

Any OthersAny Others

0

000

0

0

Yearly 0

Clothing Expenses

Gas Cylinder / Supply Charges

Telephone Bill ChargesWater Bill Charges

Expenses for Guest

0

0

00

Home Improvement

0

00

00

0

House Repair Maintanance

Expenses Frequency Mode

Expenses

Amount Rs.

Total Expenses Amount Rs.

Personal ExpensesExpenses for Friends Bus / Train / Auto Fare

Vehicle- Services / Maintanance

Clothing Expenses

Term Plan - Life Insurance Premium

Income Tax / Other Taxes

0

Personal Accident Ins. Premium

House Rent

Beer / Alcohol / Cigarates

House Tax / Other Charges

0Petrol / Diesel /CNG -ExtraTrain / Bus / Auto Fare

0

FOO

D EX

PEN

SES Groceries

00

0

0

0

Please mention below - At what extent you can reduce / adjust the expenses as of today to improve

your financial position

0

Regular Expenses for DependantExpenses for Children

0Restaurants Exp.

Foods

0

0

Total Expenses Amount Rs.

ENTE

RTAI

NM

ENT

EXPE

NSE

S

000

00

00

0

0

Any Others

0

00

0

0

000

Club Fees

Net Expenses -Reduced

Expenses Head Particulars

000

Petrol / Diesel / CNG - Charges

TV Channel -Subscription

0

000

0

Any Others

000

00

Mobile Bill Charges

0Petrol / Diesel /CNG -Extra

000

0

0

0

0

Mobile Bill - Extra0

Any Others

000

Beer / Alcohol / Cigarates 0

0

HEA

LTH

EX

PEN

SES

0

0

0

0

000

0

00

0

0

0

0

0

0

Internet Bill Charges - Extra

0

0

Softwares / Gaming / MP3 / Ipode

000

Any Others

Mon

ey C

are

Fina

ncia

l Pla

nnin

g Se

rvic

es,

Any Others

0

Books / Magazine -Extra

0

0

Foods -Takeaway

HO

USI

NG

EXP

ENSE

S 0

Financial Charges / Fees

Medical expenses for Children

0

0

0

0

0

0

00

0

00

000

0

0

0

0

0

0

Foods for Guest

Electricity Bill Charges / Maintanance

Gardening / Lawn - ChargesHome AppliancesHome Insurance

LIVI

NG

EXP

ENSE

S

0

0

0News Paper / Magazine

Expenses Head Particulars

0

0

0

0Any OthersAny OthersAny Others

0

Vehicle - Insurance

Net Expenses -Reduced

Please mention below - At what extent you can reduce / adjust the expenses as of today to improve

your financial position

0

VegetablesMilk Bills 0

0 0

Additional Mobile -Bill ChargesGift to Friends / Others

00

PERS

ON

AL E

XPEN

SES

Expenses Frequency Mode

Expenses

Amount Rs.

Gym Membership Fees

Clothing Expenses - Extra

Gift on Birthday / Anniversaries

Detailed - Personal & Family Expenses

0

0 0

Particulars

From : 2011

Upto Ret. Year

From Year

Total No. of Year

Up to Year

Amt. Rs. No. Yrs. Age Upto Yr.0 2010 2010 0 0 0 0 20100 2010 2010 0 0 0 0 20100 2010 2010 0 0 0 0 20100 2010 2010 0 0 0 0 20100 2010 2010 0 0 0 0 2010

% wise %wise Amt.wise No. Yrs. Age Upto Yr.0 2010 0 50% 0 0 20100 2010 0 5% 0 0 20100 2010 0 5% 0 0 20100 2010 0 5% 0 0 20100 2010 0 -10% 0 0 20100 2010 0 10% 0 0 2010

%wise Amt. wiseFrom To % wise After Yr. In Year0 to 3 0 0 0

4 to 14 0 0 015 to 18 0 0 0

%wise Amt. wiseFrom To0 to 3 0 0 0

4 to 14 0 0 015 to 18 0 0 0

%wise Amt. wiseFrom To0 0 00 0 00 0 00 0 0

%wise Amt. wiseFrom To0 0 00 0 00 0 00 0 0

Edu. Inflation

Exp. able to reduce

0 2010

From

Age

: 19

th Y

ear

Onw

ards

Up to Year

Future Cost will be & thereafter

0

Living Expenses

For Start in life

Up to Higher Secondary Edu.

Goal Priority

Goal Priority

Health ExpensesEntertainment Expenses

00

Child Care & Educational Expenses

Low

Optional

Current Age : Years

Current Age : Years

6%

Rate of Return on Investment ( Before Retirement )

Future Cost will be & thereafter

Conservative

Age Period

0

Planning For- From Year

No. of Year

Marriage Expenses

Current Cost OR Target Amount

Child Care ExpensesPre-Primary & Primary Edu.

Foods Expenses

0Total Income from other sources Final Cost at Retirement & year onwards

0

0

Inflation

Present Cost

0

0

Post Gradu./ Master Degree

Regu

lar E

xpen

ses

0

Minimum Comfortable - Exp. Amount

Age Bracket

Personal ExpensesHousing Expenses

Expenses For-Current Age : Years

0

Income / Exp. Amt.

Rs. - At Retirem

ent

0

House Rent Income

0

Yearly Amount Rs.

Expected Rise in Income / Expense

% wise OR Amountwise Every Year

in detailed >>

Other Income

Period up to Retirement

0

Other Income

Income-Exp.Sheet

Expenses at Retirement - Rs.

Current Income :

Graduation / Higher Education

0

Post Gradu./ Master Degree

High

For Calculation of Income -Expenses

Up to Year

Retirement Income from

Age Period

0

Aggressive

0

Regu

lar I

ncom

eCh

ild F

utur

e Pl

anni

ng

Mon

ey C

are

Fina

ncia

l Pla

nnin

g Se

rvic

es,

0

0

Planning For-

Current Age : Years

For Start in life

Edu. Inflation

Wants to

change Income

in Retirem

ent?

Inflation effect after retirement

10%

0

00

Conservative

2010For -Tour - Yatra

Reserve Balance

Fill the details in child expenses & future planning section

2010

0

2010

Present CostAmount / Cost will Rise

Amountwise

2010

Ass

umpt

ions

General Inflation Rate (%)

15% 12% 9%

Medium

00

Self Employed / Personal Income

Spouse Income

No. of Year

Child Care ExpensesPre-Primary & Primary Edu.Up to Higher Secondary Edu.

Expenses For-

% Wise Amountwise

For Salary Income : Go to Page : 3

For Salary Income : Go to Page : 3Agriculture Income etc.

Max year allowed upto Retirement in: 2010

Aggressive

Rate of Return on Investment ( After Retirement )

0

Requirement

For - Medical Expenses

Income -After Retirement -

increase (if any )

Retir

emen

t

Final Income

from Retirem

ent Year

Onwards

Max year allowed upto Retirement in: 2010

Life expectancy period in Years, Age, & up to Year

Up to Year

Present Cost / Target Amount

If you wants to change period,input your value

For -Donation / Gift 0

0

Current Expenses :

Supporting income from Family

No. of Year

Marriage Expenses

Graduation / Higher Education

Moderate

Up to Year

Age Period

0Moderate

InflationCurrent Cost OR Target Amount

8%9%

From Year

Age Bracket

Age Period From Year

From Year

No. of Year

0

Or Amountwise

0

Income / Expenses Amount Rs. -At Retirement

if you wants to change Income head & income amt. - put your

desired amount Rs.

Goal Priority - To provide Retirement Expenses

Income - Expenses up to Retirement

2010

High

Goal Priority

After retirement you will be able to reduce

lumpsum expenses

Income -Expenses after Retirement

Lumpsum Provisional Fund for

Current Income - Expense Calculation & Retirement Income Expenses Projection Sheet4

0

Life expectancy period in Years,

Age, &

up to Year

0

000

00000000

000000

00 2010

2010201020102010

00

PPFPPFPPFPPFNPS

Financial InvestmentsCash Account

Loan InterestRate(%)

0

000

0

0

Monthly Installment Amt.

Purchase Cost -Rs.

Outstanding Period inMonths

Oth

er D

etai

ls o

f Inv

estm

ent a

re

as p

er A

ttach

men

tsSavings Account with Bank Bank Name

Two WheelersTwo Wheelers

Immovable Properties

Outstanding Receivable Rs.

Receivable Year

Direct Equity

Fixed Deposit : Less than 1 Year Investment Start Date

Current Value Rs.

Commodities - Others

Bank Name

Commodities - Silver

Furniture / Fixtures / Paintings

0

Residential Building / Flat

Immovable Properties

000

0

PPF Investment Balance + NPS Investment0

Up to Year

Future Rate

Yearly Insatllment

Ret

irem

ent F

und

19151915

0Two Wheelers

Additional Residence / FlatCommercial Land

Purchase Cost -Rs.

Appreciation Depreciation % -

Year on Year

Current Value Rs.

Holiday Home / Farm House

If on Loan, Monthly

Installment Amt. Rs.

Outstanding Loan Amount

Rs.

Maturity Year

0

0

PPF OR NPS

Home Contents / Appliances

Out

stan

ding

Loa

n -

(Exp

ense

s Ty

pe )

Term ( Year)Investment Folio - A/c. No.

Int. Rate

Credit Card Outstandings

0

Personal Loan

Loan from FriendsLoan from Relatives

Loan Payable with Regular Int. OR with Cumulative Int.

Interest Payment Mode

Payable at end of term

0

0

0

00

0

0

Interest Receivable Mode

0

0

0

Assets ( Personal & Investments )Assets bought

on Loan?

Liabilities towards Loan Payment - EMI Mode

1915

Outstanding Loan Amount

Rs.0000

Fixed Assets ( Investments Purpose Only )

Advances to Friends / Relatives / Shroff

0

00

0

1915

Outstanding Amount Rs.

FDR No.

After Years

0

Regular Interest

Fixed Assets - (Personal / Family Use )

Shop / Office Premises

Appreciation Depreciation % -

Year on Year

0

Loan InterestRate(%)

Agriculture Land0

Up to Year

Ass

ets

- Per

sona

l Pur

pose

onl

yAssets owner?

0

0

EMI Deduc- ted from Salary?

Under Lien?

Assets Worth, as of today?

0

0

0

Current Liquidation Value Rs.

0

0

Current Value Rs.

Investment Value Rs.

1915

0

0

0

Movable Properties

Regular Interest Amt.

Home Contents / Appliances

Four WheelersFour Wheelers

Movable PropertiesCommodities - Gold

Fina

ncia

l & P

rope

rtie

s In

vest

men

ts

0

ParticularsAdvances to

Loan to FriendsLoan to Relatives

Account No.

0

Outstanding Period inMonths

Shop / Office PremisesAny Others

Payable Year

Credit Card Outstandings

EMI type Loan for Expenses ( Not for Assets )

Credit Card Outstandings0

Personal Loan

Int. Rate

Receivable at end of term

Jwellery / Gold /Silver /Diamond

Agriculture Land

00

00

Mon

ey C

are

Fina

ncia

l Pla

nnin

g Se

rvic

es,

5 Liabilities

1.50%

12% 115

Rate 6.00% 7.50% 9.00% 10.50% 12.00% 13.50% 15.00% 16.50% 18.00% 19.50%Year 59,958 0.50% 0.63% 0.75% 0.88% 1.00% 1.13% 1.25% 1.38% 1.50% 1.63%

10 120 18194 21121 24514 28446 33004 38285 44402 51488 59693 69194

11 132 19316 22760 26813 31581 37190 43785 51540 60656 71370 83960

12 144 20508 24527 29328 35062 41906 50076 59825 71457 85332 101878

13 156 21772 26431 32080 38925 47221 57271 69442 84181 102024 12362014 168 23115 28483 35089 43215 53210 65499 80606 99171 121982 15000115 180 24541 30695 38380 47978 59958 74909 93563 116830 145844 182012

16 192 26055 33077 41981 53265 67562 85672 108604 137634 174373 220855 % wise % wise17 204 27662 35645 45919 59135 76131 97981 126063 162143 208484 267987 5% 15%

18 216 29368 38413 50226 65652 85786 112058 146328 191015 249267 325178

19 228 31179 41395 54938 72887 96666 128158 169851 225029 298028 394573

20 240 33102 44608 60092 80919 108926 146571 197155 265099 356328 478778 Years21 252 35144 48071 65729 89837 122740 167630 228848 312305 426032 580953 15 2020 2034

Current Cost OR Required Amount

Lumpsum/ Regular % - wiseGoal Priority

Lumpsum

0

Rising cost - ( i. e. - inflation)

00

Fina

ncia

l Goa

ls

Life Insurance & Risk Management

Suggest me adequate cost effective Life & Health Insurance coverage

0 0

00

Goal Amt. Rs.

0

-1

0Year

000

00

Requirementin Year ORFrom Year

Requirement upto year

Lumpsum

0

Lumpsum

0

0

Priorities withNeed OR

Dream

Lumpsum

Optional - Fill OR Left Blank

0

0

0

0

-1

Amt. Require for Total No. of

Years

RequirementType

Home Loan Amount Rs.

2527762076841

Lumpsum

All in one - 6 Financial Calculatorsby >>> www.moneycarefp.com

In month180

0

Proirities of Financial Needs / Dream

-1

0

366501

-1

Current cost of Home

Year

Lumpsum

Amt. to be require in future for following Needs / Dreams - in Lumpsum or reccuring nature - Use Calculators as per below

From Year >>>

Rate Gap :

0

OR Amountwise

00

Require in Year OR From Year

Lumpsum

0

Monthly

Special Need for Multiple Time

What is the maturity value on present lumpsum investment amount?

Will grow @ %

2020

0

00

Fina

ncia

l Cal

cula

tors

Particulars - Please Specify your Goal (Must necessary as Needs Otherwise optional is Dreams.)

24433421500000

0

0

0

From Year >>>

RequireEvery

Term-Year-Gap :

Particulars - Financial Goal

-1

-1

OR Amountwise

10000 Compounding Frequency for Lumpsum Investment OR Regular Investment Frequency OR Regular

Withdrawal / Loan Install. Frequency

Loan Tenure

LumpsumLumpsum

To generate adequate corpus for Retirement Expenses /Needs

0 0

Margin Money (if any)

Home Loan Calculator

Special Need for Multiple Time 0

Give me complete analysis of all life insurance policies & suggest me which one is to be retain or remove with reason thereof.

Yearly Requirement

0

Will grow @ %

0

0

RequireEvery

Grow @ Amt. wise

Final Goal Amount OR Regular Need Amt. - Goal

Year Onwards

-1 0

-1

0

Up to Year0

-1

9%

0

Also, I would like to seek your advice in following area

Margin Amt. Rs.

Child Future Planning

Hom

e Lo

an C

alc.

0

Every Month Loan Installment Amount Rs.

00

0

0

Select

OR Amountwise

Rate : (%)Term : (Years)

Present Lumpsum Investment Value :

Oth

er

Ob

ject

ive

Goal Amt. Rs.

Financial Needs / Dreams with given priorities only

Investment PlanningComplete analysis of Mutual Fund Investment Portfolio with recommend -ation to prepare efficient portfolio, which can earn better risk adjusted return & help to achive future financial goal smoothly & generate wealth.

Suggest also on other investment products like Post Office Scheme, Company FD, NCD, FDR, Cash A/c. to maintain better liquidity, asset allocation with earn return in tax efficient manner

Up to Year

Grow @ Amt. wise

Select &Search From

Rising Cost

21065

Loan Rate- % Require in Year OR From Year

0

Cost in Requirement

Year

6M

oney

Car

e Fi

nanc

ial P

lann

ing

Serv

ices

,Future Financial Goals - Needs & Dreams

112 13 24 35 4

2123 14 2

3 31 42 53

4

5

4 11 22 3

45

4

5

5

123 24 35 4

6 51234 15 2

7 31 42 5345

You are on a TV game show and you win Rs.10,000. You have a choice to keep the money or risk it to win a higher amount. You :

Are happy with the Rs.10,000 that you've earned

Risk the Rs.10,000 on a 25% chance of winning Rs.75,000

9

You have a substantial sum of money spare for about 6 months after which you need this sum to repay a loan, thi s sum is currently not invested anywhere. You would:

Willing to take risks for higer returns

Your Answer - Choice 1 to 5

Which one of the following best describes your feeling immediately after making an investment, you :

8

doesn't matter as you already have enough wealth

Are satisfied and content with the decision

Your present job or business is :

Particulars - Questions & Options

Sell some of them

extremely averse to riskThe stock market has dropped 25% and a share that you own also dropped 25%, but the market expects the share to go up again. What would you do ?

6 months to 1 year

Keep all of them as you are afraid of booking a loss

If you lose your job or stop working today, how long do you think your savings can support you

10

Your Answer - Choice 1 to 5

I'm totally zero as far as knowledge of finance is concerned

Client - Risk Analysis Questionaire - Please put your answers of each questions in box

Generally regret your decision

Particulars - Questions & Options

It would keep pace with inflationIt may not be able to keep pace with inflation

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Put the money in Bank Fixed Deposit and Bonds

I'm an expert in the field of finance

Are not very sure whether you made the right decision

Invest the money in Shares

loan the money at market rates to businessmen

4 to 5 persons besides youself

invest the money in Open ended Equity Oriented Mutual Fund

What is your expectation of how your future earnings would be :

less than 3 months

Is relatively secure

Sell all the shares

Can take calculated risks

I'm proficient in finance

You have a market tip on the price appreciation of a certain scrip, you :Invest in a combination of the above with higher proportion of Mutual Funds and shares

I don't know much about finance but I keep myself updated about the developments through newspapers, journals, TV, etc.Limited to knowing things like how the stock market or certain select script is / are moving

Buy more of them

Are not bothered - its just another investment for you

Careless

1 - 3 years

How good is your knowledge of finance?

only yourself.1 person besides yourself

How would you describe yourself as a risk-taker?

Is not dependable

low risk taking capability

3 - 6 months

It would far outpace inflation

1 keep the money in your Bank Fixed Deposit or Open ended Debt Mutual Funds

12

If you had Rs.50,000 to invest, which of the following choices would you make ?

Risk the Rs.10,000 on a 50% chance of winning Rs.30,000

Invest the money in Mutual Funds

invest the money in Equity SharesMore than 3 years

doesn't matter as you can easily find an equally good new job/career

It would be somewhat ahead of inflation

Is secure

Are worried

2 to 3 persons besides youself

You are financially responsible for (exclude dependants who can be supported by your spouse's income)

more than 5 persons besides yourselfDo some enquiry and analysis and then decideWant to invest but are generally unable to take a decision in such casesYou don't rely on such tips or totally ignore it

Invest if you feel that the source of the tip is an experienced / expert market player

Keep all of them as you expect the price to reach the earlier level

Invest in a combination of the above with higher proportion of Bank FDs and Bonds

invest the money in a combination of above

Risk the Rs.10,000 on a 10% chance of winning Rs.1,00,000

3

Immediately invest in the scrip

7 Money Care Financial Planning Services,

Any other information, you wants to share with us, regarding this plan, which may affect to your future financial plan.

5 Does your family know about you have done a will?

6 Does your family know about all your Life Insurance Policies / Investments & Liabilities?

7 Have you appointed a financial guardian for your children, in case anything unforeseen happens to you & your spouse?

8

Your AnswersSr. No. Particulars

1 Have you updated nominations on your all your investments?

2 Do you have done a will?

3 If yes, is it up to date?

4 If you have done a will, is it registered?

Estate Planning

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Any other information, you wants to share with us, regarding this plan, which may affect to your future financial plan.

Equity Life Insurance Single Prem.-Unit Linked Pension Plan

Debt Low LowBased on Past Bonus Rate +

FAB on Traditional

Policy by LIC & Estimated

Growth Rate on Ulip - As per Ins.

Details Input

Low

Moderate Low

8.00% 98%

90%

Variable Low Low

Life Insurance

Equity

Equity

Liquid Moderate Variable Moderate High

Liquid Moderate Variable Moderate High

Debt Life Insurance Reg. Prem.-Traditional Pension Plan

Low Variable

Illiquid Low Variable Low LowLiquid Moderate Variable Moderate High

Liquid Moderate Variable

Moderate Fixed Moderate Moderate

Moderate Fixed Moderate Low

Illiquid Moderate Fixed Moderate LowIlliquid Low Fixed Moderate LowIlliquid Moderate Fixed Moderate LowIlliquid Low Fixed Moderate

Illiquid

Variable High High

High Variable Moderate ModerateLiquid High Variable Moderate LowLiquid Moderate Fixed Moderate Low

Liquid High Variable High High

Liquid Very High Variable Low LowLiquid Very High Fixed Low Low

9In

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High

4.00% 100%Cash Account + Savings A/c. BalanceCash AccountCashDebt Bank FDR Bank Fixed Deposit : < 1 Year 8.00% 95%

Other Assumptios - ( For Advisors only )

Asset Type Asset Category Scheme Category

Return Assumption for Variable Return

Scheme

Instatnt Liquidity of

Assets Current Value - in (%)

Return Efficiency Risk Level

Liquid Very High Fixed Low Low

Debt Mutual Funds Debt Fund - Income & G. Sec. 8.00% 95%Equity Stock Market Direct Equity 18.00% 75%Equity Mutual Funds Equity - Diversified 15.00% 90%

Debt Mutual Funds Liquid FundLiquid High Variable Moderate LowLiquid High Variable High Very HighLiquid High Variable High

Equity Mutual Funds Equity - Diversified -ELSS 15.00% 90%Equity Mutual Funds Equity - Sectoral 15.00% 90%Equity Mutual Funds Equity - Thematic 15.00% 90%Hybrid Mutual Funds Hybrid Fund - Balanced 12.55% 90%Liquid High Variable High Moderate

Liquid High Variable High HighLiquid High

Public Provident Fund & NPS 0%Debt Post Office Scheme Post Office Reccuring Deposit Scheme 90%

Hybrid Mutual Funds Hybrid Fund - Others 10.00% 90%Hybrid Mutual Funds Hybrid Fund - MIP 9.40% 90%Gold Mutual Funds Gold Fund / ETF 8.00% 90%Debt Bank FDR Bank Fixed Deposits > 1 Year 90%

Liquid High Variable Moderate ModerateLiquid

Illiquid

Debt Post Office Scheme Kisan Vikas Patra 90%Debt Post Office Scheme

Illiquid Low Variable Low

Debt Life Insurance Single Prem.-Traditional Life Ins.Plan Illiquid

LowIlliquid Moderate Fixed Moderate LowIlliquid

Life Insurance Single Prem.-Traditional Pension Plan Illiquid

Moderate Fixed Moderate LowIlliquid Low Fixed

Low

Properties Properties Investment Investment Properties 10.00% 50%Commodities Gold / Silver /Others Gold / Silver /Others 10.00% 90%

Equity Life Insurance Single Prem.-Unit Linked Insurance Plan

Illiquid Low Variable Moderate HighLiquid High Variable Moderate Moderate

Moderate High

As per Sur. Val. conditions of each scheme

/formulaReg. Prem.-Unit Linked Insurance Plan

Reg. Prem.-Unit Linked Pension Plan

Life Insurance

Debt Life Insurance Reg. Prem. -Traditional Life Insurance Plan

As per Prevailing Rate Applicable for Each Scheme

National Savings Certificates 90%

Debt Bonds / NCD's & Co. FD's Company FD's 90%Debt Bonds / NCD's & Co. FD's Bonds & NCD's 90%

90%90%

Debt Post Office / SBI

Money Care Financial Planning Services,

Debt Post Office Scheme Post Office - Time Deposits 90%

Debt Post Office Scheme Senior Citizen Savings Scheme 90%Debt Post Office Scheme Post Office Monthly Income Scheme

Plan Date : 10/01/2010

SR. Policy No. Name of Life Ins. Co. Scheme / Plan Policy HolderPlan No. ( if

any) -For LIC Policy

Maturity Term ( In Years)

Premium Paying Term

(In Years)Start Date Sum Assured Premium

Amount Rs.Premium

Payment Mode

Policy & Premium Payment Status

If Premium payment

stopped, how much no. of installment

paid

Total Amount Paid Rs.

Attached Rider (If any)

Estimated Bonus Rate

Per 1000 Sum Assured

Accrued BonusSurvival Benefit

Received

Survival Benefit

Receivable >>>>

1 0 0 02 0 0 03 0 0 04 0 0 05 0 0 06 0 0 07 0 0 08 0 0 09 0 0 0

10 0 0 011 0 0 012 0 0 013 0 0 014 0 0 015 0 0 016 0 0 017 0 0 018 0 0 019 0 0 020 0 0 021 0 0 022 0 0 023 0 0 024 0 0 025 0 0 026 0 0 027 0 0 028 0 0 029 0 0 030 0 0 0

SR. Policy No. Name of Life Ins. Co. Plan Policy Holder Plan No. ( if any)


Premium Paying Term

(In Years)Start Date Plan / Scheme

ValuePremium

Amount Rs.Premium

Payment Mode


If Premium payment

stopped, how much

installment paid




Accrued Bonus

1 02 03 04 05 06 07 08 09 0

10 0

If you, have this information available, please fill it,

otherwise left blankIf policy lapsed

If you, have any information, please fill it,

otherwise left blankIf policy lapsed

Click Here - to Input Relevant Details Here

Single Premium

Regular Premium

Single Premium

Money Care Financial Planning Services, Contact : Satish Mistry, Mobile : 09725006862, www.moneycarefp.com

Traditional Life Insurance Plan Traditional Pension Plan from Life Ins. Unit Linked Life Insurance Plan Unit Linked Pension Plan from Life Ins.

Regular Premium

Single Premium

Regular Premium

Single Premium

Regular Premium

Regular Premium - Traditional Life Insurance Plan

Regular Premium - Traditional Pension Plan

SR. Policy No. Name of Life Ins. Co. Plan Policy Holder Start Date Maturity Term ( In Years)

Premium Amount Rs. Sum Assured Surrender

Value Rs.



Accrued Bonus

Survival Benefit

Received Amt.

Survival Benefit

Receivable Amount

1 0 02 0 03 0 04 0 05 0 06 0 07 0 08 0 0


Premium Amount Rs.

Pension Plan Value

Surrender Value Rs.



Accrued Bonus

12345678

SR. Policy No. Name of Life Ins. Co. Plan Policy Holder Fund Allocation


Premium Paying Term

(In Years)

Minimum Premium

Paying Term (In Years)

Start Date Sum Assured Premium Amount Rs.

Premium Payment Mode

Policy Term for Premium

Payment & Maturity -

Whichever is earlier

Current Value Surrender Value

Projected Return - Today

Onwards


If Premium payment

stopped, how much

installment paid


1 0 02 0 03 0 04 0 05 0 06 0 07 0 08 0 09 0 0

10 0 0

Single Premium - Traditional Pension Plan

Regular Premium - Unit Linked Insurance Plan

If policy lapsedMust Input

Click Here - to Input Relevant Details Here

Single Premium - Traditional Life Insurance PlanIf you, have any information,

please fill it, otherwise left blank

If you, have any information, please fill it, otherwise left blank


Premium Amount Rs. Sum Assured Current Value Surrender

Value


Onwards12345678

SR. Policy No. Name of Life Ins. Co. Plan Policy Holder Fund Allocation


Premium Paying Term

(In Years)

Minimum Premium

Paying Term (In Years)

Start Date Plan / Scheme Value Premium Amount Rs.

Premium Payment Mode

Policy Term for Premium

Payment / OR / Maturity -

Whichever is earlier

Current Value Surrender Value


Onwards


If Premium payment

stopped, how much

installment paid


1 0 02 0 03 0 04 0 05 0 06 0 07 0 08 0 09 0 0

10 0 0


Premium Amount Rs. Plan Value Current Value Surrender

Value


Onwards12345678

If policy lapsed

Single Premium - Unit Linked Insurance Plan

Must Input

Must Input

Must Input

Single Premium - Unit Linked Pension Plan

Regular Premium - Unit Linked Pension Plan

Plan Date : 10/01/2010

For Ex. : 5,10,15 For Ex.: 20% / 25%

SR. Policy No. Name of Life Ins. Co. Scheme / Plan

Plan No. ( if any) -For LIC Policy

Maturity Term ( In

Years)

Start Date Sum Assured

Survival Benefit Receivable /

Money Back - In No. of Years (

From Policy year started onwards )

Survival Benefit

Receivable in Year

Installment No.

Survival Benefit / OR / Money Back Amt. ( % of Sum

Assured)

Survival Benefit / OR

/ Money Back Amt.

Rs.

1 0 0 0 0 0 00/01/1900 0 0 1 01 0 2 01 0 3 01 0 4 01 0 5 01 0 6 01 0 7 02 0 0 0 0 0 00/01/1900 0 0 1 02 0 2 02 0 3 02 0 4 02 0 5 02 0 6 02 0 7 03 0 0 0 0 0 00/01/1900 0 0 1 03 0 2 03 0 3 03 0 4 03 0 5 03 0 6 03 0 7 04 0 0 0 0 0 00/01/1900 0 0 1 04 0 2 04 0 3 04 0 4 04 0 5 04 0 6 04 0 7 0


Enter Data only for Interval Benefit from Money Back Type PlansRegular Premium - Traditional Life Insurance Plan

Survival Benefit During Life Insurance Period

SR. Policy No. Name of Life Ins. Co. Scheme / Plan

Maturity Term ( In

Years)

Start Date Sum Assured

Survival Benefit Receivable /

Money Back - In No. of Years (

From Policy year started onwards )

Survival Benefit

Receivable in Year

Installment No.

Survival Benefit / OR / Money Back Amt. ( % of

Sum Assured)

Survival Benefit / OR / Money Back

Amt. Rs.

1 0 0 0 0 00/01/1900 0 0 1 01 0 2 01 0 3 01 0 4 01 0 5 01 0 6 01 0 7 02 0 0 0 0 00/01/1900 0 0 1 02 0 2 02 0 3 02 0 4 02 0 5 02 0 6 02 0 7 03 0 0 0 0 00/01/1900 0 0 1 03 0 2 03 0 3 03 0 4 03 0 5 03 0 6 03 0 7 04 0 0 0 0 00/01/1900 0 0 1 04 0 2 04 0 3 04 0 4 04 0 5 04 0 6 04 0 7 0

, www.moneycarefp.com

Single Premium - Traditional Life Insurance Plan Enter Data only for Interval Benefit from Money Back Type Plans

Regular Investment Scheme

Public Provident Fund & NPS

Post Office Reccuring Deposit Scheme

Public Provident Fund & NPS Plan Date : 10/01/2010

Sr. No. Select Postal Scheme - Term / Rate

Folio / Certificate No.

Investment Date Holder Name Period

(Years) Rate (%) Compounding Mode

Effective Rate of Return

Regular Investment Frequency

Current Investment

Value

Planned - Regular

InvestmentMaturity Date

1 0 00/01/1900 0 0.00% Yearly 0% 0 2 0 00/01/1900 0 0.00% Yearly 0% 0 3 0 00/01/1900 0 0.00% Yearly 0% 0 4 0 00/01/1900 0 0.00% Yearly 0% 0 5 0 00/01/1900 0 0.00% Yearly 0% 0 6 Yearly 0% 7 Yearly 0% 8 Yearly 0% 9 Yearly 0%

10 Yearly 0%

Post Office Reccuring Deposit Scheme






Regular Investment Frequency

Regular Investment Amount Rs.

Maturity Date

1 0.00% 2 0.00% 3 0.00% 4 0.00% 5 0.00% 6 0.00% 7 0.00% 8 0.00% 9 0.00%

10 0.00%


Kisan Vikas Patra

Regular Income Scheme Lumpsum Investment Scheme Lumpsum Investment -( Now Discontinued)

Post Office - Time Deposits

National Savings Certificates

Cumulative - Growth - Bonds & NCD

Cumulative - Growth - Company FD's

Bank Fixed Deposits > 1 Year

Regular Income - Company FD's

Regular Income Bonds - NCD's

Senior Citizen Savings Scheme

Post Office Monthly Income Scheme

Post Office Monthly Income Scheme






Interest Receivable Frequency

Lumpsum Investment Value Rs.

Regular Income from Investment

Maturity Date

1 0.00% 0 2 0.00% 0 3 0.00% 0 4 0.00% 0 5 0.00% 0 6 0.00% 0 7 0.00% 0 8 0.00% 0 9 0.00% 0

10 0.00% 0 11 0.00% 0 12 0.00% 0 13 0.00% 0 14 0.00% 0 15 0.00% 0 16 0.00% 0 17 0.00% 0 18 0.00% 0 19 0.00% 0 20 0.00% 0

Senior Citizen Savings Scheme









Maturity Date

1 0.00% 0 2 0.00% 0 3 0.00% 0 4 0.00% 0 5 0.00% 0

Regular Income Bonds - NCD's

Sr. No. Issued by Company / Financial Institution Folio / Certificate No.







Maturity Date

1 0.00% 0 0 2 0.00% 0 3 0.00% 0 4 0.00% 0 5 0.00% 0 6 0.00% 0 7 0.00% 0 8 0.00% 0 9 0.00% 0

10 0.00% 0 11 0.00% 0 12 0.00% 0 13 0.00% 0 14 0.00% 0 15 0.00% 0

Regular Income - Company FD's








Maturity Date

1 0.00% 0 0 2 0.00% 0 0 3 0.00% 0 0 4 0.00% 0 0 5 0.00% 0 0 6 0.00% 0 0 7 0.00% 0 0 8 0.00% 0 0 9 0.00% 0 0

10 0.00% 0 0 11 0.00% 0 0 12 0.00% 0 0 13 0.00% 0 0 14 0.00% 0 0 15 0.00% 0 0

Post Office - Time Deposits








Maturity Date

1 0.00% 2 0.00% 3 0.00% 4 0.00% 5 0.00% 6 0.00% 7 0.00% 8 0.00% 9 0.00%

10 0.00%

National Savings Certificates








Maturity Date

1 0.00% 2 0.00% 3 0.00% 4 0.00% 5 0.00% 6 0.00% 7 0.00% 8 0.00% 9 0.00%

10 0.00% 11 0.00% 12 0.00% 13 0.00% 14 0.00% 15 0.00% 16 0.00% 17 0.00% 18 0.00% 19 0.00% 20 0.00% 21 0.00% 22 0.00% 23 0.00% 24 0.00% 25 0.00%

Kisan Vikas Patra








Maturity Date

1 0.00% 2 0.00% 3 0.00% 4 0.00% 5 0.00% 6 0.00% 7 0.00% 8 0.00% 9 0.00%

10 0.00% 11 0.00% 12 0.00% 13 0.00% 14 0.00% 15 0.00% 16 0.00% 17 0.00% 18 0.00% 19 0.00% 20 0.00% 21 0.00% 22 0.00% 23 0.00% 24 0.00% 25 0.00%

Cumulative - Growth - Bonds & NCD







Maturity Date

1 0.00% 2 0.00% 3 0.00% 4 0.00% 5 0.00% 6 0.00% 7 0.00% 8 0.00% 9 0.00%

10 0.00% 11 0.00% 12 0.00% 13 0.00% 14 0.00% 15 0.00%

Cumulative - Growth - Company FD's







Maturity Date

1 0.00% 2 0.00% 3 0.00% 4 0.00% 5 0.00% 6 0.00% 7 0.00% 8 0.00% 9 0.00%

10 0.00% 11 0.00% 12 0.00% 13 0.00% 14 0.00% 15 0.00%

Bank Fixed Deposits > 1 Year

Sr. No. Issued by Bank Folio / Certificate No.






Maturity Date

1 0.00% 2 0.00% 3 0.00% 4 0.00% 5 0.00% 6 0.00% 7 0.00% 8 0.00% 9 0.00%

10 0.00% 11 0.00% 12 0.00% 13 0.00% 14 0.00% 15 0.00%

Holder Name Folio No.Equity Fund - SIP ( Active only ) Scheme Name

( Select scheme by alt+down arrow key )

Only Continue SIP

(Monthly Amt. Rs.)

SIP Installment Completed

Total Invested Current Value Rs. % wise Or

Amountwise

0 0 5000

0 0 50000 00 00 00 00 00 00 00 00 00 00 00 00 0

Holder Name Folio No.Equity / Balanced / MIP - Fund - SWP OUT Scheme Name


Only Continue SWP

(Monthly Amt. Rs.)

SWP Installment Completed

Total Withdrawal

Current Fund Value Rs.

Default Term for

SWP

0 00 00 00 00 0


15%

MF Investment through SIP mode

Mutual Fund Investment Data Entry Form :

Do not wants to

increase SIP amount

beyond this amount.

is there any plan to increase SIP amount every year OR

Continuing with same? If yes, Please fill below

Default Term for

SIP

EstimatedReturn (%)

Holder Name Folio No.Scheme Name


Please mention, (if any)

( Continue with - STP in, STP Out, SWP)

OR Left Blank )

Current Value Rs.

MF Investment through Lumpsum mode


Mutual Fund Valuation Data Entry Form :

Holder Name Folio No.Date of

InvestmentOR Start Date

Scheme Name


Lumpsum or SIP

( If SIP Investment)Monthly SIP

Amt. Rs.

SIP Installment Completed

Investment Amount Rs.

Price NAV Rs.

Unit Alloted

Dividend (if any )

Current Value Rs.


If you have not all 3 dataFill any of 2 data - as below

Optional Data( if you have)

If you have no information of present valuation of all scheme, please provide all basic information as per below, we shall provide you a valuation statement for the same including analysis of your portolio

Mutual Fund Investment Data Entry Form : ( Fill only -if you have not available present valuation report )

Documents

Personal Financial Planning Questionnaire / Data gathering sheet in Excel