Whose expense do you want to track?The Budget Planner allows you to enter the budget of more than one person or if you prefer enter your family name. You can add your first 3 here...

Person 1 EinsteinPerson 2 ZoePerson 3

More names can be entered on the Master Data sheet if required…

Tracking your Budget verses Actual spendYou can enter 3 types of budget, namely Income, Expense and Savings into theplanner, the frequency of application and any currency. The monthly value isautomatically calculated though each month can be adjusted independently

HOUSEHOLD BUDGET PLANNER

14 Steps to better Budget Management

3

Define your Budget Type:(I)ncome(E)xpense(S)avings

How Frequent will this activity take place

Enter a currency if different to your local currencyUsually set to 1, however if you

want to recognise over-payments or similar, use this cell as a multiplier

Enter your 'Budget' Amount for the frequency and currency you've specified Enter the 'Actual Amount'

for the frequency and currency you've specified

The Planner automatically calculates the Monthly amounts for you regardless of the frequency you've entered. Despite this you can adjust each monthly value independently

I Monthly 1 2,500.00 2% 2,400.00 2,450 3,568 2,700.00

Budget Type

Frequency Unit Qty Currency Budget Amount

Budget % Difference

Actual Amount

Monthly Amount (GBP)

Monthly Amount (USD)

Jan Feb

Define your currenciesYou can enter your Budget in any currency, however, for the spreadsheet to function correctlyyou need to define a Local Currency and conversion rates between your local currency andany other currency you may want to view on the dashboard. Useful if your income or expenses are in multiple currencies.

Local Currency GBP Enter exchange rates on the Master Data sheetAlternate Currency USD Defaults are in place but needless to say they can

vary considerable over time.

That's it, you're done, you just need to remember…I. Only enter your information into the cells that look like thisii. The Budget & Actual amounts should be entered as if they have the same Frequency, Currency & Unit Qtyiii. To insert a row, copy another row in the relevant section and insert the copied row.

(Optional) Add to or change the TAGS providedThe planner comes with a number of predefined categories but Tagsallow you to analyse the Budget with your own categories or to simply slice and dice your numbers in another way.

>>> CLICK HERE for the PLANNER

HOUSEHOLD BUDGET PLANNER4 Steps to better Budget Management

2

4

Enter the 'Actual Amount' for the frequency and currency you've specified

The Planner automatically calculates the Monthly amounts for you regardless of the frequency you've entered. Despite this you can adjust each monthly value independently

I Monthly 1 2,500.00 2% 2,400.00 2,450 3,568 2,700.00

Budget Type

Frequency Unit Qty Currency Budget Amount

Budget % Difference

Actual Amount

Monthly Amount (GBP)

Monthly Amount (USD)

Jan Feb

You can enter your Budget in any currency, however, for the spreadsheet to function correctlyyou need to define a Local Currency and conversion rates between your local currency andany other currency you may want to view on the dashboard. Useful if your income or expenses

Enter exchange rates on the Master Data sheetDefaults are in place but needless to say they can vary considerable over time.

That's it, you're done, you just need to remember…I. Only enter your information into the cells that look like thisii. The Budget & Actual amounts should be entered as if they have the same Frequency, Currency & Unit Qtyiii. To insert a row, copy another row in the relevant section and insert the copied row.

(Optional) Add to or change the TAGS providedThe planner comes with a number of predefined categories but Tagsallow you to analyse the Budget with your own categories or to simply

>>> CLICK HERE for the PLANNER

Current Year 2023Local Currency GBP

Alternate Currency USD Income 5,230

Expense 2,071

Balance (Income - Expense) 3,159

SavingsNet (Balance + Savings)

Currency GBP 1 Expense (GBP)Income 0.00

Graph Annual Rental Property 0.00 Planner!$AB$5:$AB$115 Home Expenses 6,000.00

Person *All Transportation 3,090.00 Health & Insurance 0.00

Tag *All Daily Living 7,640.00 Entertainment 0.00

Annual Expense(GBP) Savings & Investments 34.95 Annual Income(GBP) Miscellaneous 0.00

Monthly Analysis(GBP) TOTAL 16,764.95 TAGS Analysis(GBP)

Expense (GBP) Income (GBP)Bank 0.00 0.00 ### #N/A

Communications 0.00 0.00 ### #N/ACredit 0.00 0.00 ### #N/AFood 2,600.00 0.00 ### 2,600

Health 0.00 0.00 ### #N/A

Insurance 540.00 0.00 ### 540

Monthly Budget

HOUSEHOLD BUDGET PLANNER

Food16%

In-surance3%

Personal15%

Pet16%

Property36%

Vehicle15%

TAGS Analysis(GBP)

SUMMARY - TOTAL BUDGET

EXPENSE ANALYSIS

FILTER OPTIONS

TAGS ANALYSIS

GLOBAL SETTINGS

Media 0.00 0.00 ### #N/APersonal 2,474.95 0.00 ### 2,475

Pet 2,600.00 0.00 ### 2,600Property 6,000.00 7,262.04 ### 6,000

Retirement 0.00 0.00 ### #N/ASalary 0.00 55,750.00 ### #N/A

Shares 0.00 0.00 ### #N/AUtilities 0.00 0.00 ### #N/AVehicle 2,550.00 0.00 ### 2,550

#N/A #N/A #N/A### #N/A#N/A #N/A #N/A### #N/A#N/A #N/A #N/A### #N/A#N/A #N/A #N/A### #N/A#N/A #N/A #N/A### #N/A#N/A #N/A #N/A### #N/A#N/A #N/A #N/A### #N/A#N/A #N/A #N/A### #N/A#N/A #NAME? ### #NAME?#N/A #NAME? ### #NAME?#N/A #NAME? ### #NAME?#N/A #NAME? ### #NAME?#N/A #NAME? ### #NAME?#N/A #NAME? ### #NAME?#N/A #NAME? ### #NAME?#N/A #NAME? ### #NAME?

Food16%

In-surance3%

Personal15%

Pet16%

Property36%

Vehicle15%

TAGS Analysis(GBP)

Property12%

Salary88%

TAGS Analysis(GBP)

Monthly Actual Annual Actual62,762 5,251 63,012

24,848 1,397 16,765

37,914 3,854 46,247

2,000 2,000

39,914 48,247

Expense (GBP)#N/A#N/A Rental Property6,000 Home Expenses3,090 Transportation#N/A Health & Insurance7,640#N/A Entertainment

35 Savings & Investments#N/A Miscellaneous

ACTUALS Jan Feb Mar Apr

Income 5,405.17 6,255.17 5,105.17 5,105.17 Expense 1,394.17 1,394.17 1,394.17 1,394.17

Planner!$AD$5:$AD$115 Planner!$AE$5:$AE$115 Planner!$AF$5:$AF$115 Planner!$AG$5:$AG$115

Net 4,011.00 4,861.00 3,711.00 3,711.00

BUDGET Jan Feb Mar Apr

Annual Budget

HOUSEHOLD BUDGET PLANNER

Home Expenses36%

Transportation18%

Daily Living46%

Savings & Investments0%

Annual Expense(GBP)

Food16%

In-surance3%

Personal15%

Pet16%

Property36%

Vehicle15%

TAGS Analysis(GBP)

Monthly Budget Monthly Actual0

1,000

2,000

3,000

4,000

5,000

6,000

Income ExpenseBalance (Income - Expense)

SUMMARY - TOTAL BUDGET

EXPENSE ANALYSIS

INCOME ANALYSIS

MONTHLY ANALYSIS

Budget Income 5,230.17 5,230.17 5,230.17 5,230.17 Budget Expense 2,070.68 2,070.68 2,070.68 2,070.68

Planner!$AU$5:$AU$115 Planner!$AV$5:$AV$115 Planner!$AW$5:$AW$115 Planner!$AX$5:$AX$115

Budget Net 3,159.49 3,159.49 3,159.49 3,159.49

Food16%

In-surance3%

Personal15%

Pet16%

Property36%

Vehicle15%

TAGS Analysis(GBP)

Property12%

Salary88%

TAGS Analysis(GBP)

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec0.00

1,000.00

2,000.00

3,000.00

4,000.00

5,000.00

6,000.00

7,000.00

Monthly Analysis(GBP)

Income Expense Net Budget Income Budget Expense Budget Net

Income (GBP)Income 55,750.00 55,750

Rental Property 7,262.04 7,262Home Expenses 0.00 #N/ATransportation 0.00 #N/A

Health & Insurance 0.00 #N/ADaily Living 0.00 #N/A

Entertainment 0.00 #N/ASavings & Investments 0.00 #N/A

Miscellaneous 0.00 #N/ATOTAL 63,012.04

May Jun Jul Aug Sep Oct Nov

5,105.17 5,105.17 5,405.17 5,105.17 5,105.17 5,105.17 5,105.17 1,404.12 1,419.17 1,394.17 1,394.17 1,394.17 1,394.17 1,394.17

Planner!$AH$5:$AH$115 Planner!$AI$5:$AI$115 Planner!$AJ$5:$AJ$115 Planner!$AK$5:$AK$11Planner!$AL$5:$AL$115 Planner!$AM$5:$AM$115 Planner!$AN$5:$AN$1

3,701.05 3,686.00 4,011.00 3,711.00 3,711.00 3,711.00 3,711.00

May Jun Jul Aug Sep Oct Nov

Income88%

Rental Property12%

Annual Income(GBP)

Monthly Budget Monthly Actual0

1,000

2,000

3,000

4,000

5,000

6,000

Income ExpenseBalance (Income - Expense)

INCOME ANALYSIS

5,230.17 5,230.17 5,230.17 5,230.17 5,230.17 5,230.17 5,230.17 2,070.68 2,070.68 2,070.68 2,070.68 2,070.68 2,070.68 2,070.68

Planner!$AY$5:$AY$115 Planner!$AZ$5:$AZ$115 Planner!$BA$5:$BA$115 Planner!$BB$5:$BB$11Planner!$BC$5:$BC$115 Planner!$BD$5:$BD$115 Planner!$BE$5:$BE$1

3,159.49 3,159.49 3,159.49 3,159.49 3,159.49 3,159.49 3,159.49

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec0.00

1,000.00

2,000.00

3,000.00

4,000.00

5,000.00

6,000.00

7,000.00

Monthly Analysis(GBP)

Income Expense Net Budget Income Budget Expense Budget Net

Dec

5,105.17 1,394.17

Planner!$AO$5:$AO$115

3,711.00

Dec

Income88%

Rental Property12%

Annual Income(GBP)

5,230.17 2,070.68

Planner!$BF$5:$BF$115

3,159.49

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec0.00

1,000.00

2,000.00

3,000.00

4,000.00

5,000.00

6,000.00

7,000.00

Monthly Analysis(GBP)

Income Expense Net Budget Income Budget Expense Budget Net

document.xlsx

., Clive Page 12 04/22/2023

REMEMBER: Your monthly numbers are calculated automatically based on the 'Actual Amount' you enter, however you can adjust each month individually ACTUALS TRACKING

Category Person Item Tags Frequency Unit Qty Currency Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Comments

IncomeIncome Einstein Salary Salary I Monthly 1 2,500.00 2% 2,400.00 2,450 3,568 2,700.00 2,700.00 Income Einstein Bonus Salary I Annually 1 1,000.00 5% 79 115 950.00 Income Tax Refund I 0 Income Zoe Salary Salary I Monthly 1 2,000.00 -5% 2,100.00 2,100 3,058 Income Zoe Bonus Salary I Annually 1 500.00 150% 17 24 200.00 Income Tax Refund I 0

Sub total Income 6,000 4,500 4,646 6,765

Rental Propertyental Property Einstein Rent Income Property I Monthly 1 605.17 605.17 605 881 ental Property Tax Relief E 0 ental Property E 0

Sub total Rental Property 605 605 605 881

Home Expensesome Expenses Einstein Mortgage Property E Monthly 1 500.00 500.00 500 728 ome Expenses E 0 ome Expenses Einstein Contents Insurance Insurance E Monthly 1 35.00 0% 0 ome Expenses Einstein Electricity Utilities E Quarterly 1 80.00 0% 0 ome Expenses Einstein Gas Utilities E Quarterly 1 145.00 0% 0 ome Expenses Einstein Water Utilities E Quarterly 1 90.00 0% 0 ome Expenses Einstein Satellite - Sky Communications E Monthly 1 70.00 0% 0 ome Expenses Einstein Internet Communications E Quarterly 1 74.50 0% 0 ome Expenses Einstein Mobile Communications E Monthly 1 25.00 0% 0 ome Expenses Einstein Credit Card 1 Repayment Credit E Monthly 1 25.00 0% 0 ome Expenses E 0 ome Expenses Zoe Mobile Communications E Monthly 1 25.00 0% 0 ome Expenses Zoe Loan Credit E Monthly 2 USD 100.00 0% 0 ome Expenses Zoe Credit Card 2 Repayment Credit E Monthly 1 USD 50.00 0% 0 ome Expenses E 0 ome Expenses E 0 ome Expenses E 0 ome Expenses E 0 ome Expenses E 0 ome Expenses E 0 ome Expenses E 0

Sub total Home Expenses 1,220 500 500 728

Transportationransportation Einstein Car Loan Credit E 0 ransportation Einstein Car Insurance Insurance E Monthly 1 40.00 -11% 45.00 45 66 ransportation Einstein Car Tax Vehicle E Annually 1 150.00 150.00 13 18 ransportation Einstein Fuel Vehicle E Weekly 100.00 0 ransportation Einstein Bus / Taxi / Train Fare Vehicle E 0 ransportation Einstein Repairs / Maintenance Vehicle E Monthly 1 50.00 50.00 50 73 ransportation Einstein Registration & Licenses Vehicle E Annually 0 ransportation Zoe Car Loan Credit E Monthly 0 ransportation Zoe Car Insurance Insurance E Monthly 0 ransportation Zoe Car Tax Vehicle E Annually 0 ransportation Zoe Fuel Vehicle E Monthly 1 100.00 -33% 150.00 150 218 ransportation Zoe Bus / Taxi / Train Fare Vehicle E 0 ransportation Zoe Repairs / Maintenance Vehicle E Monthly 0 ransportation Zoe Registration & Licenses Vehicle E Annually 0 ransportation E 0

Sub total transportation 440 395 258 375

Health & Insuranceh & Insurance Einstein Doctor / Dentist Health E Annually 0 h & Insurance Zoe Doctor / Dentist Health E Annually 0 h & Insurance Zoe Life Insurance Insurance E Monthly 0 h & Insurance Zoe Dog Insurance Pet E Monthly 35.00 0

Sub total Health & Insurance 35 - - -

Daily LivingDaily Living Einstein Food Shopping Food E Weekly 1 100.00 100% 50.00 217 316 Daily Living Einstein Personal Supplies Personal E 0 Daily Living Einstein Clothing Personal E Monthly 1 100.00 100.00 100 146 Daily Living Einstein Dining / Eating Out Personal E 0 Daily Living Einstein Barber / Hairdresser Personal E Quarterly 1 10.00 10.00 3 5 Daily Living Einstein Education / Lessons Personal E 0 Daily Living Einstein Health Club Health E 0 Daily Living Zoe Personal Supplies / Dry Cleaning Personal E 0 Daily Living Zoe Doggie Walker Pet E Weekly 1 50.00 50.00 217 316 Daily Living Zoe Eyebrows Personal E Monthly 0 Daily Living Zoe Barber / Hairdresser Personal E Monthly 1 100.00 100.00 100 146 Daily Living Zoe Education / Lessons Personal E 0 Daily Living Zoe Health Club Health E 0 Daily Living E 0

Sub total Daily Living 360 310 637 927

EntertainmentEntertainment Einstein DVD's / Blue Ray E 0 Entertainment Einstein Music Media E Monthly 0 Entertainment Einstein Subscriptions Media E Annually 0 Entertainment Einstein Games Media E Monthly 0 Entertainment Einstein Movies / Theatre / Concerts Media E Monthly 0 Entertainment Einstein Sporting Events Media E 0 Entertainment Einstein Books Media E Annually 0 Entertainment Einstein Holiday / Travel Personal E 0 Entertainment Einstein Gizmo's / Gadgets / Electronics Personal E Annually 0 Entertainment Zoe Books Media E Monthly 0 Entertainment Zoe Movies / Theatre / Concerts Media E Monthly 0 Entertainment Zoe Holiday / Travel Personal E 0 Entertainment Zoe Sporting Events Media E 0 Entertainment Zoe Subscriptions Media E Annually 0 Entertainment E 0

Sub total Entertainment 0 - - -

Savings & Investments& Investments Einstein Bank Account - Higher interest account Bank S 2,000.00 0 & Investments Einstein Emergency Savings Bank S 0 & Investments Einstein Interest Income Shares I 0 & Investments Einstein Dividends Shares I 0 & Investments Zoe Retirement (401k, IRA) Retirement 0 & Investments 0

Sub total Savings & Investments 0 2,000 3 -

MiscellaneousMiscellaneous Einstein Christmas Fund Personal E Annually 1 200.00 0% 0 Miscellaneous Zoe Christmas Fund Personal E Annually 1 200.00 0% 0 & Investments E 0 & Investments Zoe Flowers Personal E One-off 1 -121% 1 1 9.95 27.5.2010& Investments Einstein Chocolates for Zoe Personal E One-off 1 -96% 2 3 25.00 1.6.2010& Investments E 0 & Investments E 0

0 E 0 Miscellaneous E 0 Miscellaneous E 0 Miscellaneous E 0

Sub total Miscellaneous 400 - - -

Budget Type

Budget Amount

Budget % Difference

Actual Amount

Monthly Amount (GBP)

Monthly Amount (USD)

BUDGET & EXPENSE PLANNER

Master Data & References Home

Data Validation ListsCategory PersonIncome *AllDaily Living Einstein From 'Start Here' SheetEntertainment Zoe From 'Start Here' SheetHealth & Insurance From 'Start Here' SheetHome ExpensesMiscellaneousRental PropertyTransportationSavings & Investments

Home

Tags Frequency Budget Indicator Graph*All Weekly I Income MonthlyBank Bi-weekly E Expense AnnualCommunications Monthly S Savings JanCredit Bi-monthly FebFood Quarterly MarHealth Annually AprInsurance Half-year MayMedia One-off JunPersonal JulPet AugProperty SepRetirement OctSalary NovShares DecUtilitiesVehicle

Currencies Last updated: 14-Jun-10

Local Currency Alt Currency Exchange RateGBP GBP 1GBP USD 1.45621GBP INR 68.0454GBPGBPGBPGBPGBPGBPGBPGBPGBPGBPGBPGBPGBPGBPGBPGBPGBPGBPGBPGBPGBPGBPGBPGBPGBPGBPGBPGBPGBPGBPGBPGBPGBPGBPGBPGBPGBPGBPGBP

GBPGBPGBPGBPGBP