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Personal Accident Insurance Policies

Personal Accident Insurance Policies

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(http://optimuminsurance.com.au/ProductsServices/CommercialBusinessInsurance/PersonalAccidentInsurance.aspx) - Personal Accident Insurance policies provide cover for accidents, during the period of insurance, that result in injury, illness or death to the insured person. A variety of occupations can seek cover, including the self-employed, small business owner or employee.

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Page 1: Personal Accident Insurance Policies

Personal Accident Insurance Policies

Page 2: Personal Accident Insurance Policies

Personal Accident Insurance Coverage

Personal Accident Insurance policies provide cover for accidents, during the period of insurance, that result in injury, illness or death to the insured person.

A variety of occupations can seek cover, including the self-employed, small business owner or employee.

Page 3: Personal Accident Insurance Policies

Lump Sum or Weekly Benefits

Depending on the result of the accident (death, illness, permanent disability, broken bones, temporary total disablement or temporary partial disablement), either a lump sum payment or weekly benefits will be paid to the insured person.

This assists in reducing financial hardship and the insured person’s inability to attend their usual occupation.

Page 4: Personal Accident Insurance Policies

Personal Accident Insurance QuoteTo obtain a quotation, enquire online at www.optimuminsurance.com.au.

In most circumstances we are able to provide an quote over the phone. If you would like to discuss your needs further, contact us on 1300 739 861.

Policy coverage is always subject to the terms, conditions and exclusions of the insurance contract and policy wording provided by the insurer.

Each insurance company has its own policy wording. This means that coverage can vary considerably from one insurer to another. It is vital that you compare each policy based on the appropriateness of cover for your individual or business needs.

As Insurance Advisers, it is our role to understand the terms and conditions, so contact us now for advice and a quote.

Page 5: Personal Accident Insurance Policies

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Page 6: Personal Accident Insurance Policies

Contact Us

Phone +61 1300 739 861 Fax +61 1300 732 225 Hours 9.00am to 5.00pm (EST)

Monday – FridayEmail [email protected]

Website www.optimuminsurance.com.au

Presentation Disclaimer –– “This material contains general information only and may not suit your

particular circumstances. To decide if a policy is right for you please carefully read the relevant Product

Disclosure Statement (PDS) and/or Policy wording. A copy of the PDS or policy wording is available by

contacting our office on 1300 739 861;”

Disclosure Statement – “Optimum Insurance Services Pty Ltd is a Corporate Authorised

Representative of Insurance Advisernet Australia Pty Ltd (Car No. 291220), Australian Financial Services

Licence No 240549, ABN 15 003 886 687.”