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Calculation of Pension Name of Pensioner Muhammad Aslam Ijaz Legal Heir Mrs. Razia Sultana CNIC No. 35202-2283571-5 CNIC of L. Heir 35202-2206267-8 Race Malik nsioner Wife S/O. Muhammad Din BPS 02 Designation Naib Qasid PPO. No SAP Personal No. 30132033 Class of Pension n on Superannuation Nationality Pakistani Account No. 10576-5 Name of Office Postal Address: House No. 499, Block-6, C-II, Township, Lahore. Bank and Branch Name to Draw Pensio Habib Bank Limited, Factory Area Gulberg-III, Lahore. Basic Data Pay Qualifying for Pension Basic Pay 8,300 Personal Pay - Qualification Pay - Any other Allowance Qualifying as Pension 8,300 Date of Birth 03-03-1955 Date of Appointment 01-10-1995 Date of Retirement 03-03-2015 Y M D Gross Qualifying Period 19 05 2 2 - 5 - 19 Preiods not qualifying for Pension i- ii- iii- 00 00 00 Net Qualifying Period 19 05 02 19 years 5 Months 2 Days 19 Age on the Day of Retirement 00 00 60 Age on the Next Birthday 60 Calculation of Pension Pay Qualifying for Pension 8,300.00 Gross Penison 3,679.67 Commuted Portion i.e. 35% 1,287.8833 Commutation Factor 12.3719 Amount of Commutation 191,203 Net Pension Calculations Net Penison i.e. 65% 2,392 BPS 2 Increases Allowed on Penison Increase for 2010 @15% 2,751 359 Medical Allowance @25% for BPS 16 & Above 20% 688 Increase for 2011@ 15% 3,163 413 Increase for 2012@20% 3,796 633 Increase for 2013 @ 10% 380 Increase for 2014@ 10% 418 Net Pension to be Drawn on Retirement 5,281 Office of the Director General, Audit & Account Training Institute, Lahore Total Period not qualifying for pension Net Qualifying Period (in years to be used for calculation of Pension

Pension Calculation With Forms for Employees of Govt. of Pakistan

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I have prepared a table to calculate the Pension of any employee of the Governemnt of Pakistan. A set of forms and certificates are attached. Any one can download it and copy it for his use.

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Pen. CalCalculation of PensionName of PensionerMuhammad Aslam IjazLegal HeirMrs. Razia SultanaCNIC No.35202-2283571-5CNIC of L. Heir35202-2206267-8RaceMalikRelationship with PensionerWifeS/O.Muhammad DinBPS02DesignationNaib QasidPPO. NoSAP Personal No.30132033Class of PensionPension on SuperannuationNationalityPakistaniAccount No.10576-5Name of OfficeOffice of the Director General, Audit & Account Training Institute, LahorePostal Address:House No. 499, Block-6, C-II, Township, Lahore.Bank and Branch Name to Draw PensionHabib Bank Limited, Factory Area Gulberg-III, Lahore.Basic DataPay Qualifying for PensionBasic Pay8,300Personal Pay0.0Qualification Pay0.0Any other Allowance Qualifying as Pension8,300Date of Birth03-03-1955

Date of Appointment01-10-1995

Date of Retirement03-03-2015YMDGross Qualifying Period190522 - 5 - 19

Preiods not qualifying for Pensioni-ii-iii-Total Period not qualifying for pension000000

Net Qualifying Period19050219 years 5 Months 2 DaysNet Qualifying Period (in years to be used for calculation of Pension19

Age on the Day of Retirement000060Age on the Next Birthday60Calculation of PensionPay Qualifying for Pension8,300.00

Gross Penison3,679.67

Commuted Portion i.e. 35%1,287.8833Commutation Factor12.3719Amount of Commutation191,203Net Pension CalculationsNet Penison i.e. 65%2,392BPS2Increases Allowed on PenisonIncrease for 2010 @15%2,751359Medical Allowance @25% for BPS 16 & Above 20%688Increase for 2011@ 15%3,163413Increase for 2012@20%3,796633Increase for 2013 @ 10%380Increase for 2014@ 10%418

Net Pension to be Drawn on Retirement5,281

PP FruntPENSIONPAPERSOF

Mr. / Mrs. /Miss. Muhammad Aslam IjazNaib Qasid BPS-2Postal Address: House No. 499, Block-6, C-II, Township, Lahore.

Pen. PapersAPPLICATION FOR PENSION AND /OR GRATUITY.PART - 1(To be filled in and signed by the applicant himself / herself)ToThe Director GeneralAudit & Accounts Training Institute, Lahore.Sir,* have retiredI have the honour to say that I* have been permitted to retire from service on (3-3-2015)* am due to retire1- I, therefore, request that the pension/gratuity admissible under the rules may kindly be sanctioned to me.2- I declare that I have neither applied for nor received any pension or gratuity for any portion of this service nor shall I submit any application hereafter without quoting a reference to this application and to the orders which may be passed thereon.3-Should the amount of the pension and/or gratuity granted to me be afterwards found to be in excess of that to which I am entitled under the rules, I hereby undertake to refund any such excess.4-I wish to commute my pension to the extent of 35% of my Gross Pension i.e. Rs. 1287.88335-I wish to draw my pension fromHabib Bank Limited, Factory Area Gulberg-III, Lahore.6- The following documents, duly attested are enclosed:-i) Three specimen signatures of mine duly attested/two sets of my thumb and fingure impressions on the prescribed form.ii)Three photographs of mine.iii)List of family members.Your obedient servant,Signature:Name:Muhammad Aslam IjazS/O, W/O, D/O.Muhammad DinDated:Post held on the date of retirement: Naib Qasid BPS 2* Delete inapplicable alternativeAPPLICATION FOR FAMILY PENSION(To be filled in and signed by the applicant himself / herself)ToThe

Dear Sir,I have the honour to say that my husband / wife/*has expired on (date_________________) I, therefore, request that the family pension admissible under the rules may kindly be sanctioned to me.I declare that I have neither applied for nor received any family pension.Should the amount of the family pension granted to me be after warders fould to be in excess of that to which I am entitled under the4 rules, I hereby undertake to refund any such excess.I wish to draw my pension from theAt (Place)__________________District Accounts OfficeGovernment Treasury / Sub. Try.National Bank of Pakistan Br.The following documents, duly attested are enclosed:-iv)Three specimen signatures of mine duly attested/two sets of my thumb and figure 2impressions on the prescribed form.v) Three photographs of mine.**vi) List and particulars of family members.vii) Descriptive Rollviii) Death Certificateix) Non-remarriage and non separation certificatesYour faithfullySignature:Name of Widow/ Husband / entitled member of Widow/ Husband / entitled member of Family ofPostal Address

Dated:

* Indicate Relationship with the deceased Government Servant.** Not applicable in the case of purdah-observing lady.PART II(To be completed by the Office/Department receiving the application for pension)SECTION (1). PARTICULARS OF APPLICANT1Name of Government Servant:MUHAMMAD ASLAM IJAZ2Father's NameMUHAMMAD DIN3Nationality: PAKISTANI4Postal address: HOUSE NO. 499, BLOCK-6, C-II, TOWNSHIP, LAHORE.5Post held on the date of retirement /death Naib Qasid6 BPS 2Date of Birth03-03-1955 Commencement of service:01-10-19957Date of Retirement / Death :03-03-2015Application for pension

8Length of service:YMDFrom 01-10-1995To10-11-1985( Non Gazetted)190502From ToFrom ToTotal1905029-Date of commencement and ending of each spell of military service, if any:YMDFrom to From to Total10- Government Under Which Service has been performed, in chronological order:Government ofPakistanForm01-10-1995to 3-3-2015i.e. 19 Years 5 Months 2 Days Government of FormToi.e.Government of FormToi.e.Total19050211-Class of pension or Gratuity applied for Pension on Superannuation12-Average Emoluments / Last pay drawn of the post held on regular basis: Basic Pay Rs.8300, Personal Pay Rs.0, Qualification Pay Rs.0, Any other Allowance Qualifying as Pension, Total =830013-Proposed Gross Pension / Gratuity:3,68014-Proposed family pensionN. A.15-Proposed valuation of Commutation 191,20316-Proposed net pension 2,39217-Place of Payment : HABIB BANK LIMITED, FACTORY AREA GULBERG-III, LAHORE.18-Date from which pension is to commence 03-03-2015

Official sealSignature of Head Office / DepartmentName:Shahzad Raza SyedDesignation: Director GeneralEntries No.1,2,3,4 and 17 should be made in capital letters.PART IISECTION (2)-CALCULATION OF QUALIFYING SERVICEPeriodYMDTotal length of service as per Col 10 of Section (1)1905021) Non-Qualifying service from.. to PeriodYMDi. Extra Ordinary leave 000ii.Unauthorized absence 000iii.Spell of service not qualifying 000for Pension under Article 420 C.S.R.Total (i), (ii) & (iii)000000Net Qualifying service 19 years 5 Months 2 Days190502AddFrom To PeriodYMD i. Periods, if any, of Military service or war sercice allowed to count for pension.000000ii. Benefit to concdonation of deficiency in total qualifying service000000Total (i) & (ii)000000Total qualifying service 190502

SECTION(3) CALCULATION OF AVERAGE EMOLUMENTSUNDER PARA 3(a)/(b) OF L.P.R. 1977.STATEMENT OF EMOLUMENTS DURING THE LAST 36/12 MONTHS.PeriodDurationMonthly RateAmount DrawnMonths & Daysof EmolumentsFromToMDRs.PsRs.PS.

The Total emoluments for 36/12 months are Rs.Therefore Average Emoluments work out to Rs. - - - - - - - - - - - - 36/12= Rs. P.M.SECTION(40 CALCULATION OF PENSIONLength of total qualifying service.19YearsEmoluments / Average Emoluments /Last Pay drawn ofthe post held on regular basis.Rs. 8,300Amount of gratuity (in case where qualifying service is5 years or more but less than 10 years).Rs. N. A.Amount of gratuity on discharge from temporaryservice where qualifying service is 10 years or morebut less than 25 years.Rs. N. A.Gross pension calculation upto 30 yearsqualifying service (As given on the attached sheet)Rs. 3,680Benefit to the extent of 2% of Gross Pension for eachextra year of service put in by him beyond 30 yearssubject to a maximum of 10% of his Gross PensionRs. N. A.Total Commutation: 35% of Gross PensionRs. 191,203Net Pension: 65% of Gross PensionRs. 2,392SECTION(5) COMMUTED VALUE OF PENSION(i) Amount of pension to be commuted.Rs. 1,288(ii) Age next birthday or 60 in case of superannuation.Rs. 60(iii) Rate of commuted value for every one rupee.Rs. 12.3719(iv)Commuted value of pension.Rs. 191,203

SECTION (6) ORDERS OF THE SANCTIONING AUTHORITY1- The undersigned is satisfied that the service of Sajjad Hussain, Deputy Director (B-18) has beensatisfactory. The grant of full pension and /or gratuity which the Auditor Officer may find to be admissibleunder the rules is hereby sanctioned.ORThe undersigned is satisfied that the service of _____________N. A. ______ has not been satisfactory and it has been decided that the full pension and /or gratuity found by the Audit officer to be admissible under the rules should be reduced by the specific amount of percentage given below:- 2- Amount or percentage of reduction in pension _____________N. A. ____________________________ Amount or percentage of reduction in gratuity _____________N. A. _____________________________ Sanction is hereby accorded to the grant of pension and/ or gratuity as so reduced.

The payment of pension and / or gratuity may commence from 3-3-2015 before issuing the pensionpayment order, the Audit Officer may kindly ascertain whether the past Pay and No. Demand Certificateshave been received by him. In case the last Pay Certificate and /or No. Demand Certificate has / havenot been received with the pension papers, the Audit Officer should issue P.P.O. subject to the productionof the last pay certificate and /or an undertaking, at the time of first payment of pension / gratuity, by thepensioner, or his family ( in case of his death) to the effect that any demand coming to the notice within aperiod of one year after the issue of P.P.O. would be recovered from him / her.SignatureOfficial seal.Designation (FOR USE IN THE ACCOUNTANT GENERALS OFFICE)IThe calculation contained in the preceding pages ______________________ have been checked.IILength of qualifying service accepted in Audit YearsIIIReasons for difference, if any, between this and length of qualifying service worked out by the Department.IVAmount of PensionRs.VReasons for discrepancy. If any between this amount and that calculated by the Department.VIAmount of family pension.Rs.VIIReasons for discrepancy. If any between this amount and that calculated by the Department.VIIIAmount of commutation for the pension commuted.Rs.IXReasons for discrepancy. If any between this amount and that calculated by the Department.XAmount of net pension payable.XIThe Pension will commence fromRs.XIIAllocation of the pension and gratuityPension GratuityGovernment of Government of Government of Defence Estimates

Total:XIII. Anticipatory pension of Rs.__________________ (Rupees ) per month, granted with effect from vide P.P.O. No. ____________________________________ under rule ___________________________ to be adjusted in the final P.P.O.XIV. Amount of original pension commuted Rs. XV. Checked the L.P.C. and No Demand Certificate.

XVI. P.P.O. issued vide No. dated :____________________Assistant Accountant GeneralAssistant Accounts OfficerLIST OF FAMILY MEMBER OF MUHAMMAD ASLAM IJAZI solemnly declare and affirm that my family members are as under:S.No.Name of membersRelationshipAgeMarried / Un-married1-Muhammad Aslam IjazSelf60Married2-Razia SultanaWife52Married3-Sundas AslamDoughter27Married4-Sehrish AslamDoughter25Un-Merried5-Fawad AslamSon21Un-Merried06-Arslan AslamSon17Un-Merried

ATTESTED

CertificatesSPECIMEN SIGNATURE OF MR. MUHAMMAD ASLAM IJAZ S/O. MUHAMMAD DINNAIB QASID OFOFFICE OF THE DIRECTOR GENERAL, AUDIT & ACCOUNT TRAINING INSTITUTE, LAHORE

1-

2-

3-ATTESTEDLEFT HAND THUMB & FINGER IMPRESSION OF MR.MUHAMMAD ASLAM IJAZ S/O MUHAMMAD DIN NAIB QASID BPS 2 OF OFFICE OF THE DIRECTOR GENERAL, AUDIT & ACCOUNT TRAINING INSTITUTE, LAHORE

ThumbFore FingerMiddle FingerRing FingerLittle Finger

ATTESTED

Department of the Auditor-General of PakistanDIRECTOR GENERALAudit &Accounts Training InstituteCentral Govt. Offices Building, Gulberg-III, Lahore. Tele: 99263200 Fax 99263201

No. AATI/Admn/PF/N.Q.Dated: -2-2015.

NO DEMAND CERTIFICATE

Certified that nothing is due against Mr. Muhammad Aslam Ijaz S/O.Muhammad Din Naib Qasid BPS - 2 of Office of the Director General, Audit & Account Training Institute, Lahore who is going to retire from Government Service w.e.f. 3-3-2015.

Signature of DDOName of DDO Imran NiamatOfficial Stamp

Attested

Department of the Auditor-General of PakistanDIRECTOR GENERALAudit &Accounts Training InstituteCentral Govt. Offices Building, Gulberg-III, Lahore. Tele: 99263200 Fax 99263201

No. AATI/Admn/PF/N.Q.Dated: -2-2015.

NO ENQUIRY CERTIFICATE

Certified that there is no judicial/departmental enquiry pending against Mr. Muhammad Aslam Ijaz S/O.Muhammad Din, Naib Qasid, BPS - 2 of this Institute, going to retire from Government Service w.e.f.3-3-2015.Signature of DDOName of DDO Imran NiamatOfficial StampAttested

Department of the Auditor-General of PakistanDIRECTOR GENERALAudit &Accounts Training InstituteCentral Govt. Offices Building, Gulberg-III, Lahore. Tele: 99263200 Fax 99263201

No. AATI/Admn/PF/N.Q.Dated: -2-2015.

CERTIFICATE REGARDING GENERAL PROVIDENT FUND ADVANCE OUTSTANDING

Certified that there is no General Provident Fund Advance outstanding against Mr. Muhammad Aslam Ijaz S/O.Muhammad Din, Naib Qasid BPS - 2 of this Institute and that he has not drawn any advance from his General Provident Fund Account during last twelve months

Signature of DDOName of DDO Imran NiamatOfficial StampAttested

Department of the Auditor-General of PakistanDIRECTOR GENERALAudit &Accounts Training InstituteCentral Govt. Offices Building, Gulberg-III, Lahore. Tele: 99263200 Fax 99263201

No. AATI/Admn/PF/N.Q.Dated: -2-2015.

CERTIFICATE OF ACCOMMODATION

It is Certified that Mr. Muhammad Aslam Ijaz S/O.Muhammad Din Naib Qasid BPS - 2 of this Institute has been residing / has not been residing in Government's accommodation allocted from the Estate Office Lahore.

Signature of DDOName of DDO Imran NiamatOfficial StampAttested

Department of the Auditor-General of PakistanDIRECTOR GENERALAudit &Accounts Training InstituteCentral Govt. Offices Building, Gulberg-III, Lahore. Tele: 99263200 Fax 99263201

No. AATI/Admn/PF/N.Q.Dated: -2-2015.DESCRIPTIVE ROLLDescriptive Roll of Mr. : Mr. Muhammad Aslam Ijaz S/O.Muhammad Din, Naib Qasid, BPS - 21- Name: Muhammad Aslam Ijaz2- Father Name: Muhammad Din3- Post held on the date of retirement: Naib Qasid BPS - 24- CNIC No. : 35202-2283571-55- Residence: House No. 499, Block-6, C-II, Township, Lahore.6- Date of Birth: 15-02-19557- Mark of Identification:Mark of cut on left eyebrow.8- Hight:5Feet 6inches9- Race: Malik10- Place of Payment: Habib Bank Limited, Factory Area Gulberg-III, Lahore.11- Left hand Thumb and Fingers impressionsLittle FingerRing FingerMiddle FingerFore FingerThumb

Signature of DDOName of DDO Imran NiamatOfficial StampAttested

WRITTEN CONCENT OF Mr. MUHAMMAD ASLAM IJAZ, S/O.MUHAMMAD DIN, NAIB QASID, BPS, 2, OFFICE OF THE DIRECTOR GENERAL, AUDIT & ACCOUNT TRAINING INSTITUTE, LAHORE UNDER PARA 2(iii) OF MINISTRY OF FINANCE O.M. NO. F-4(1)/67 DATED 17/04/1967

I Muhammad Aslam Ijaz, S/O., Muhammad Din, Naib Qasid, BPS, 2 Office of the Director General, Audit & Account Training Institute, Lahore is hereby agree that any demand against me coming to the notice within a period of one year after issuance of the Pension Payment Order (P.P.O.) by the office of the Accountant General Pakistan Revenues, Sub-Office, Lahore, may be recovered from the pension granted to me.

(Muhammad Aslam Ijaz)S/O., Muhammad DinNaib Qasid

Attested:

OPTION /DECLARATION OF SURRENDER OF GROSS PENSION

I, Muhammad Aslam Ijaz, S/O. Muhammad Din, Naib Qasid, BPS-2 Office of the Director General, Audit & Account Training Institute, Lahore do hereby exercise the right of option to surrender 35% of gross pension and accept the Commutation Value in lieu thereof as is permissible under Finance Divisions O.M. No. F.1(1)/Imp/2005 dated 01-07-2005

(Muhammad Aslam Ijaz)S/O., Muhammad DinNaib Qasid

Attested:DECLARATION OF PERMANENT ADDRESS

I Muhammad Aslam Ijaz, S/O., Muhammad Din, Naib Qasid, BPS, 2 Office of the Director General, Audit & Account Training Institute, Lahoredo hereby declare that my permanent address is as underHouse No. 499, Block-6, C-II, Township, Lahore.

(Muhammad Aslam Ijaz)S/O., Muhammad DinNaib Qasid

Attested:

DECLARATION OF LEGAL HEIR

I Muhammad Aslam Ijaz, S/O. Muhammad Din, Naib Qasid, BPS - 2 Office of the Director General, Audit & Account Training Institute, Lahore, do hereby declare that my wife Mrs. Razia Sultana, Holder of CNIC No. 35202-2206267-8 is my legal heir to receive the full amount of pension and commutation etc. if sudden death of mine occurs.

(Muhammad Aslam Ijaz)S/O.- Muhammad DinNaib Qasid

Attested:

DECLARATION UNDER ARTICLE-922(a) OF C.S.R.

I Muhammad Aslam Ijaz, S/O., Muhammad Din, Naib Qasid, BPS, 2 Office of the Director General, Audit & Account Training Institute, Lahore , do not desire to apply for the grant of anticipatory pension as required under article 922(a) of the Civil Services Regulations.

(Muhammad Aslam Ijaz)S/O.- Muhammad DinNaib Qasid

Attested:

DECLARATION UNDER ARTICLE-920(I) OF C.S.R.

I Muhammad Aslam Ijaz, S/O., Muhammad Din, Naib Qasid, BPS, 2 Office of the Director General, Audit & Account Training Institute, Lahore, do hereby declare that the amount of pension / commutation value sanctioned to me is found to be in excess to that of which I am entitled to under rules, I shall have no objection to refund such excess, when called upon to refund such excess.

(Muhammad Aslam Ijaz)S/O.- Muhammad DinAttested:Naib Qasid

NAME OF BANK

I Muhammad Aslam Ijaz, S/O., Muhammad Din, Naib Qasid, BPS, 2 Office of the Director General, Audit & Account Training Institute, Lahore, wish to receive the amount of my Pension / Commutation Value through the Habib Bank Limited, Factory Area Gulberg-III, Lahore.

(Muhammad Aslam Ijaz)S/O.- Muhammad DinNaib Qasid

Attested:

DECLARATION OF NON-RECEIPT OF PENSIONUNDER ARTICLE 911 OF CSR.I Muhammad Aslam Ijaz, S/O., Muhammad Din, Naib Qasid, BPS, 2 Office of the Director General, Audit & Account Training Institute, Lahore do hereby declare that I have neither applied for nor received any pension, gratuity /commutation value in respect of any portion of the service from any quarter of the Government Department.

(Muhammad Aslam Ijaz)S/O.- Muhammad DinNaib Qasid

Attested:

UNDERTAKING UNDER MINISTRY OF FINANCE NOTIFICATION NO. S.R.O. 144(K)/65[NO.F.197)R.I/64 DATED 01-03-1965]I Muhammad Aslam Ijaz, S/O., Muhammad Din, Naib Qasid, BPS, 2 Office of the Director General, Audit & Account Training Institute, Lahore do hereby undertake that I will not take part in politics during the first 2 years after my retirement on 3-3-2015

(Muhammad Aslam Ijaz)S/O.- Muhammad DinNaib Qasid

Attested:

CERTIFICATE REGARDING RE-EMPLOYMENTI Muhammad Aslam Ijaz, S/O., Muhammad Din, Naib Qasid, BPS, 2 Office of the Director General, Audit & Account Training Institute, Lahore do hereby declare that I have neither joined nor served any Government or Semi-Government Department after retirement i.e.3-3-2015

(Muhammad Aslam Ijaz)S/O.- Muhammad DinNaib QasidAttested:

UNDERTAKING(UNDER FINANCE DIVISION O.M. NO. F.6(4). REG.(6)/79 DATGED 22-03-1981)

I Muhammad Aslam Ijaz, S/O., Muhammad Din, Naib Qasid, BPS, 2 Office of the Director General, Audit & Account Training Institute, Lahore, retired from Government service on Superannuation on 3-3-2015 vide Auditor Generals Office Notification No./Office Order No._______________________________ dated____________

I do hereby undertake that any demand coming to the notice within a period of one year after the issue of PPO would be recoverable from my pension.

(Muhammad Aslam Ijaz)S/O.- Muhammad DinNaib QasidAttested:

OPTION FORM DIRECT CREDIT OF PENSION THROUGH BANK ACCOUNTPensioner information (to be filled in by the pensioner)PPO.No.SAP Personal No.30132033Accounts Office (From where PPO originally issued)AGPR, Sub-Office, Lahore.Name of PensionerMuhammad Aslam IjazFather NameMuhammad DinFamily Pensioner NameN. A.Spouse NameMrs. Razia SultanaPensioners CNIC No.35202-2283571-5Family Pensioner CNIC No.N. A. Residential Address (Current)House No. 499, Block-6, C-II, Township, Lahore.Residential Address (Permanent)House No. 499, Block-6, C-II, Township, Lahore.Designation and Grade at the time of RetirementNaib Qasid, BPS 2Ministry /Division/Department / OfficeOffice of the Director General, Audit & Account Training Institute, LahorePresent Bank Address & Code No.Habib Bank Limited, Factory Area Gulberg-III, Lahore.I hereby opt to draw pension through direct credit system and have also submitted Idemnity Bond* to the bank.

*The pensioner shall produce an Indemnity Bond to keep the bank indemnified about liabilities with all sums of money whatsoever including mark-up of his/her Pension Account. The pensioner would further undertake that his /her legal hairs, successors, executors shall be liable to refund excess amount, if any, credited to his/her Pension Account either in full or in installments (as agreed mutually) equal to such excess amount.

Pensioners Signature / Thumb ImpressionDated

Account Verification (To be verified by the Bank)Account Title (Name)Muhammad Aslam IjazAccount No. 10576-5Bank Name/ Branch AddressHabib Bank Limited, Factory Area Gulberg-III, Lahore.Branch Code1088Indemnity Bond Submitted by the pensionerSignature /Stamp of Bank ManagerTo be issued by Accounts Office

Acknowledgement Receipt No.Signature of Officer

Date:

Sheet1